Browse content similar to Episode 10. Check below for episodes and series from the same categories and more!
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We asked you to tell us what's left you feeling ripped off | 0:00:03 | 0:00:05 | |
and you contacted us in your thousands. | 0:00:05 | 0:00:08 | |
You've told us about the companies | 0:00:08 | 0:00:09 | |
you think get it wrong and the customer | 0:00:09 | 0:00:11 | |
service that's simply not up to scratch. | 0:00:11 | 0:00:13 | |
When you have to call them, | 0:00:13 | 0:00:15 | |
it takes ages and somebody else answers the phone who pretty much | 0:00:15 | 0:00:17 | |
doesn't know what you're saying. | 0:00:17 | 0:00:19 | |
The customer is not benefitting and, no, I'm not getting value for money. | 0:00:19 | 0:00:23 | |
You've asked us to track down the scammers who stole your money | 0:00:23 | 0:00:26 | |
and investigate the extra charges you say are unfair. | 0:00:26 | 0:00:30 | |
They don't deserve to be in any form of business whatsoever and they just | 0:00:30 | 0:00:34 | |
want shutting down. | 0:00:34 | 0:00:35 | |
And when you've lost out, but nobody else is to blame, | 0:00:35 | 0:00:38 | |
you've come to us to stop others falling into the same trap. | 0:00:38 | 0:00:41 | |
They took the money out of my account and I don't even know who it | 0:00:41 | 0:00:44 | |
was that was scamming me. | 0:00:44 | 0:00:46 | |
So, whether it's a blatant rip-off or a genuine mistake, | 0:00:46 | 0:00:49 | |
we're here to find out why you're out-of-pocket | 0:00:49 | 0:00:52 | |
and what you can do about it. | 0:00:52 | 0:00:53 | |
Your stories, your money. | 0:00:53 | 0:00:55 | |
This is Rip-off Britain. | 0:00:55 | 0:00:57 | |
Hello and welcome to Rip-off Britain where, as ever, | 0:01:00 | 0:01:02 | |
we're here to fight your corner when you don't think that you've been | 0:01:02 | 0:01:05 | |
treated fairly. | 0:01:05 | 0:01:06 | |
And, you know, that really is at the heart of this entire series. | 0:01:06 | 0:01:09 | |
Unpicking those times when you've handed over your money with great | 0:01:09 | 0:01:13 | |
hopes, only to be left feeling let down or even taken for a ride. | 0:01:13 | 0:01:17 | |
Yes, it's horrible when you realise you haven't got the best deal and, | 0:01:17 | 0:01:20 | |
in fact, you may even be paying much | 0:01:20 | 0:01:22 | |
more than other people for the very same thing. | 0:01:22 | 0:01:25 | |
Or, try as you might, you still can't get something that everyone | 0:01:25 | 0:01:28 | |
else seems to access perfectly easy. | 0:01:28 | 0:01:31 | |
Well, hopefully, we're going to put a stop to all of that right away | 0:01:31 | 0:01:34 | |
because today we're going to be exposing some really shocking | 0:01:34 | 0:01:38 | |
examples of situations that, quite frankly, really do seem unfair. | 0:01:38 | 0:01:41 | |
Just wait till you hear one of them. That really will shock you. | 0:01:41 | 0:01:45 | |
So by the end of the programme what we hope is that you're going to have | 0:01:45 | 0:01:47 | |
a really good idea of how to make sure that it isn't you that's left | 0:01:47 | 0:01:51 | |
paying over the odds. | 0:01:51 | 0:01:52 | |
Coming up, as you tell us more of your broadband woes, | 0:01:54 | 0:01:58 | |
why this woman was told that if she wanted the fastest speeds, | 0:01:58 | 0:02:01 | |
she'd have to pay thousands to get the line put in herself. | 0:02:01 | 0:02:05 | |
For that amount of money, | 0:02:05 | 0:02:07 | |
I'd want it gold-plated and a big plaque to say that I own it. | 0:02:07 | 0:02:11 | |
And why the cost of booking a venue | 0:02:11 | 0:02:13 | |
may rocket as soon as you mention the word 'wedding'. | 0:02:13 | 0:02:16 | |
Wait till you hear how much extra we were quoted to hire | 0:02:16 | 0:02:19 | |
exactly the same place. | 0:02:19 | 0:02:21 | |
?1,750. | 0:02:21 | 0:02:24 | |
Don't think you'll be going down that route. Definitely not! | 0:02:24 | 0:02:30 | |
Over the last few years we've been following very keenly the commitment | 0:02:30 | 0:02:34 | |
from the government and BT to get most of Britain hooked up to | 0:02:34 | 0:02:38 | |
superfast broadband by 2017. | 0:02:38 | 0:02:41 | |
And, indeed, on one of our live programmes I spoke to a senior | 0:02:41 | 0:02:44 | |
spokesman from BT who gave us some pretty solid assurances about the | 0:02:44 | 0:02:48 | |
number of homes that would be plugged into those fast connections. | 0:02:48 | 0:02:53 | |
And, yet, we still hear from viewers for whom the experience has been | 0:02:53 | 0:02:57 | |
anything but positive, | 0:02:57 | 0:02:59 | |
with tales of missed appointments, failed installations, | 0:02:59 | 0:03:02 | |
painfully slow connection speeds and much more. | 0:03:02 | 0:03:06 | |
But things were even worse for the viewers that we're about to meet who | 0:03:06 | 0:03:11 | |
after years of confusion were told that their superfast connection | 0:03:11 | 0:03:15 | |
would only be possible if they paid for the equipment that would cost | 0:03:15 | 0:03:19 | |
tens of thousands of pounds. | 0:03:19 | 0:03:23 | |
It's not impossible to live without a fast internet connection at home, | 0:03:27 | 0:03:32 | |
but it certainly isn't easy, | 0:03:32 | 0:03:33 | |
and earlier this year the government confirmed its plans to enshrine | 0:03:33 | 0:03:37 | |
in law everyone's right to fast broadband. | 0:03:37 | 0:03:41 | |
One of the key measures in this Queen's Speech is for the first time | 0:03:41 | 0:03:44 | |
a universal service obligation to deliver broadband to every home and | 0:03:44 | 0:03:49 | |
every business in our country. | 0:03:49 | 0:03:52 | |
Of course, the government first announced its commitment to get us | 0:03:52 | 0:03:55 | |
all up to the right online speed some time ago, and key to hooking | 0:03:55 | 0:04:00 | |
the nation up with, not just broadband, but superfast broadband, | 0:04:00 | 0:04:04 | |
has been the part of BT that installs and maintains | 0:04:04 | 0:04:08 | |
the phone network - BT Openreach. | 0:04:08 | 0:04:10 | |
Investing ?3 billion to bring you superfast fibre broadband. | 0:04:10 | 0:04:16 | |
But while BT has declared that the roll-out is ahead of schedule, | 0:04:16 | 0:04:20 | |
the company has come in for heavy criticism for how it's handled the | 0:04:20 | 0:04:24 | |
whole business, not simply from consumers or even rivals, | 0:04:24 | 0:04:27 | |
but most recently from MPs and the regulator Ofcom. | 0:04:27 | 0:04:31 | |
BT should be forced to sell the country's leading broadband provider | 0:04:31 | 0:04:35 | |
Openreach because of poor performance. | 0:04:35 | 0:04:38 | |
That's the conclusion of a new report backed by 121 MPs. | 0:04:38 | 0:04:43 | |
There have been warnings that Openreach could be broken up if it | 0:04:43 | 0:04:45 | |
doesn't improve, after complaints that it's too slow to make repairs | 0:04:45 | 0:04:49 | |
and new connections. | 0:04:49 | 0:04:50 | |
BT Openreach is not investing enough in the infrastructure | 0:04:50 | 0:04:54 | |
and there's problems as a result of that. | 0:04:54 | 0:04:56 | |
Well, you've been telling us your own experiences of all of this | 0:04:56 | 0:05:00 | |
for quite some time now and the government's | 0:05:00 | 0:05:02 | |
Select Committee for Culture, Media and Sport has now | 0:05:02 | 0:05:06 | |
also slammed what it called BT Openreach's poor service and patchy broadband coverage | 0:05:06 | 0:05:12 | |
not just in remote rural areas, | 0:05:12 | 0:05:14 | |
but in parts of the country where you might assume that the network | 0:05:14 | 0:05:18 | |
could be more easily made superfast, like the capital, | 0:05:18 | 0:05:21 | |
and that's something that Lynn-Ann Sinclair knows all-too well. | 0:05:21 | 0:05:25 | |
When she and her family moved into their new home two years ago | 0:05:25 | 0:05:28 | |
in West Molesey in Surrey, less than an hour from the centre of London, | 0:05:28 | 0:05:33 | |
getting online was top of her to-do list. | 0:05:33 | 0:05:36 | |
We needed the superfast broadband to have the television package that we wanted. | 0:05:36 | 0:05:40 | |
We've all got devices that need to be used and, so that they can | 0:05:40 | 0:05:44 | |
get their homework and coursework done efficiently, | 0:05:44 | 0:05:48 | |
it needed to be able to support everything in the house. | 0:05:48 | 0:05:51 | |
Being so close to London, | 0:05:53 | 0:05:55 | |
Lynn-Ann thought getting the speedy connection would be simple | 0:05:55 | 0:05:58 | |
and when she saw ads for BT's superfast Infinity service, | 0:05:58 | 0:06:02 | |
it seemed ideal, but there was a hitch. | 0:06:02 | 0:06:05 | |
I was told that Infinity wasn't available at the moment, | 0:06:05 | 0:06:09 | |
but it would be very soon. | 0:06:09 | 0:06:10 | |
So they said if we sign up, then as soon as it's into the area, | 0:06:10 | 0:06:14 | |
we will contact you and transfer you over. | 0:06:14 | 0:06:18 | |
Lynn-Ann signed up for BT's standard broadband while she waited for | 0:06:18 | 0:06:23 | |
the area to be hooked up to the superfast service | 0:06:23 | 0:06:25 | |
and with BT Openreach working in her area already | 0:06:25 | 0:06:29 | |
she didn't think it would take that long. | 0:06:29 | 0:06:31 | |
I thought with all the work that was going on around and you constantly | 0:06:31 | 0:06:34 | |
saw BT engineers out and about around the area that, actually, yes, | 0:06:34 | 0:06:39 | |
there was going to be something happening soon. | 0:06:39 | 0:06:42 | |
Lynn-Ann waited and waited, | 0:06:42 | 0:06:45 | |
but as homes nearby got their superfast connection, | 0:06:45 | 0:06:48 | |
BT kept telling Lynn-Ann that her house still couldn't get it. | 0:06:48 | 0:06:52 | |
On the news regularly you hear about they're struggling to get the | 0:06:52 | 0:06:56 | |
super broadband, but that's normally in the rural areas, | 0:06:56 | 0:06:59 | |
but then, I'm here on the outerskirts of London | 0:06:59 | 0:07:02 | |
and I'm still having the same problems as what they are. | 0:07:02 | 0:07:06 | |
After more than two-and-a-half years of waiting, | 0:07:07 | 0:07:10 | |
Lynn-Ann logged a formal complaint with BT and while she'd initially | 0:07:10 | 0:07:15 | |
been told it would just be a matter of time before she got | 0:07:15 | 0:07:18 | |
the speedier service, now the company told her that because of the | 0:07:18 | 0:07:22 | |
way her home is connected to the local exchange, she wouldn't be able | 0:07:22 | 0:07:26 | |
to get BT Infinity after all. | 0:07:26 | 0:07:28 | |
What's more, it seemed from the company's letter that the only way | 0:07:28 | 0:07:31 | |
she could get a superfast connection with BT would be very expensive. | 0:07:31 | 0:07:36 | |
They said, "Well, your other option is you could always club together | 0:07:36 | 0:07:40 | |
"with your neighbours and pay for the line to be installed yourselves." | 0:07:40 | 0:07:44 | |
Stunned by the company's suggestion that she and her neighbours should | 0:07:45 | 0:07:49 | |
sort the problem out for themselves, Lynn-Ann got in touch with us. | 0:07:49 | 0:07:54 | |
And to help her understand why she can't get the connection she wants, | 0:07:54 | 0:07:58 | |
we asked broadband expert Andrew Ferguson to pay her a visit. | 0:07:58 | 0:08:01 | |
It's more frustrating, I think, | 0:08:01 | 0:08:03 | |
for some people now in the urban environment because the assumption | 0:08:03 | 0:08:07 | |
is you do have it, so you maybe don't do quite as many checks | 0:08:07 | 0:08:10 | |
as if you're moving to sort of a nice countryside house. | 0:08:10 | 0:08:13 | |
Andrew's research has uncovered Lynn-Ann's problem. | 0:08:15 | 0:08:18 | |
Hi. Hi. | 0:08:18 | 0:08:19 | |
Her home and the homes of more than 30 of her neighbours are | 0:08:19 | 0:08:22 | |
amongst just 2% or 3% of the properties in the UK that are served | 0:08:22 | 0:08:26 | |
by what's called an exchange-only line, | 0:08:26 | 0:08:29 | |
meaning they can make calls and get a slower broadband connection, | 0:08:29 | 0:08:33 | |
but the line simply won't meet the demands of superfast broadband and | 0:08:33 | 0:08:37 | |
installing one that can is neither easy nor cheap. | 0:08:37 | 0:08:41 | |
So the letter said that I needed to look at other options and it said | 0:08:41 | 0:08:45 | |
one was to consider paying for it to be installed myself. | 0:08:45 | 0:08:50 | |
My initial thought was, how much would that cost? | 0:08:50 | 0:08:53 | |
To put in a cabinet, it varies between ?20,000 and ?40,000. | 0:08:53 | 0:08:59 | |
So that's quite horrendous. | 0:08:59 | 0:09:00 | |
For that amount of money, | 0:09:00 | 0:09:02 | |
I'd want it gold-plated and a big plaque to say that I own it because, | 0:09:02 | 0:09:06 | |
actually... | 0:09:06 | 0:09:07 | |
..if I've paid that sort of money, that's mine. | 0:09:09 | 0:09:11 | |
Well, rather than do that, | 0:09:13 | 0:09:15 | |
Lynn-Ann has signed up to a company that doesn't use BT cables. | 0:09:15 | 0:09:19 | |
Something she would've done right back at the start of all of this | 0:09:19 | 0:09:22 | |
if she hadn't been told that she could get | 0:09:22 | 0:09:25 | |
her superfast broadband from BT. | 0:09:25 | 0:09:27 | |
But, of course, Lynn-Ann is far from the only person to contact us after | 0:09:27 | 0:09:31 | |
having problems getting BT's superfast connections. | 0:09:31 | 0:09:34 | |
Last year, on our live series we put some of the concerns that we heard | 0:09:34 | 0:09:39 | |
to one of BT Openreach's directors. | 0:09:39 | 0:09:42 | |
Well, we are trying to get to the | 0:09:42 | 0:09:43 | |
high speeds for as many people | 0:09:43 | 0:09:45 | |
as possible. | 0:09:45 | 0:09:46 | |
You're not doing it quickly enough, | 0:09:46 | 0:09:48 | |
particularly in rural communities. | 0:09:48 | 0:09:49 | |
Why aren't you working harder and quicker to bring high-speed broadband to them? | 0:09:49 | 0:09:52 | |
I think we're on journey. We've not announced the end of this. | 0:09:52 | 0:09:55 | |
Well, after that interview, | 0:09:57 | 0:09:58 | |
our inbox was inundated with yet more e-mails | 0:09:58 | 0:10:01 | |
from people telling us that for whatever reason, | 0:10:01 | 0:10:04 | |
BT has been super slow in getting them superfast broadband. | 0:10:04 | 0:10:09 | |
And as well as the tales of sluggish speeds, | 0:10:09 | 0:10:12 | |
failed connections and missed appointments, | 0:10:12 | 0:10:15 | |
we also heard from other viewers like Lynn-Ann who'd signed up | 0:10:15 | 0:10:18 | |
for BT's Infinity service, only to be told later on | 0:10:18 | 0:10:21 | |
that they couldn't actually get it after all. | 0:10:21 | 0:10:24 | |
Angela Butcher from Birmingham is one of them. | 0:10:24 | 0:10:27 | |
She's a pastor this community church | 0:10:27 | 0:10:29 | |
and was keen to keep the congregation better informed | 0:10:29 | 0:10:32 | |
about everything going on there. | 0:10:32 | 0:10:34 | |
We have our normal Sunday services | 0:10:34 | 0:10:36 | |
and then we have children's ministry, youth ministry. | 0:10:36 | 0:10:39 | |
With the church needing a better web connection, | 0:10:41 | 0:10:43 | |
Angela started looking for a new provider, | 0:10:43 | 0:10:46 | |
but it was crucial that the church could move its phone number, as well. | 0:10:46 | 0:10:50 | |
So when BT told her that it could do that and get the church | 0:10:50 | 0:10:53 | |
onto BT Infinity, she enthusiastically signed up. | 0:10:53 | 0:10:57 | |
An appointment was booked for an Openreach engineer to call round, | 0:10:57 | 0:11:00 | |
but Angela's faith in BT soon proved misplaced. | 0:11:00 | 0:11:03 | |
Unfortunately, when that day came, nothing happened. | 0:11:04 | 0:11:08 | |
There was no phone call to say that they couldn't come. | 0:11:08 | 0:11:12 | |
I was then chasing BT to find out why they hadn't come. | 0:11:12 | 0:11:16 | |
It took two months from that initial date until BT finally sent | 0:11:17 | 0:11:22 | |
one of its Openreach engineers to the church. | 0:11:22 | 0:11:25 | |
He came in to say that he was putting in a new line. | 0:11:25 | 0:11:29 | |
I immediately said, we don't want a new line, | 0:11:29 | 0:11:32 | |
we just want our old line transferred over to BT | 0:11:32 | 0:11:36 | |
and a better broadband. | 0:11:36 | 0:11:38 | |
So we rang BT and they assured me that the process of getting the | 0:11:38 | 0:11:46 | |
broadband that we so desperately needed was to give us a new line. | 0:11:46 | 0:11:52 | |
Angela didn't want a new line, | 0:11:52 | 0:11:54 | |
but the engineer told her that there was no other way and that the | 0:11:54 | 0:11:57 | |
church's old number could easily be transferred across. | 0:11:57 | 0:12:01 | |
That, however, still meant a few days with a completely different number, | 0:12:01 | 0:12:04 | |
during which time no-one could get hold of her. | 0:12:04 | 0:12:07 | |
We've got a funeral coming up, | 0:12:07 | 0:12:09 | |
we've got funeral directors trying to contact us. | 0:12:09 | 0:12:12 | |
I had the organist who was going to play at the funeral | 0:12:12 | 0:12:16 | |
trying to contact the church and not able to get in contact with me. | 0:12:16 | 0:12:21 | |
Six days later, when there was still no sign of the old number being | 0:12:21 | 0:12:25 | |
transferred over, Angela called BT to complain again | 0:12:25 | 0:12:28 | |
and its response really wasn't what she was expecting. | 0:12:28 | 0:12:32 | |
BT then said we couldn't get the Infinity package where we were situated. | 0:12:32 | 0:12:37 | |
This was a devastating blow because this was the whole point of moving. | 0:12:39 | 0:12:45 | |
Had they said that to us two months previously, | 0:12:45 | 0:12:48 | |
we would have said, "Thank you very much, we'll try somewhere else." | 0:12:48 | 0:12:53 | |
Angela asked BT to cancel the order and return everything back | 0:12:53 | 0:12:56 | |
to the way it had been two weeks previously, | 0:12:56 | 0:12:59 | |
with the church's old phone number. | 0:12:59 | 0:13:01 | |
But it took another nine days of phone calls and stress | 0:13:01 | 0:13:04 | |
on Angela's part before that finally happened. | 0:13:04 | 0:13:07 | |
By that point, the church had been without the phone number | 0:13:07 | 0:13:10 | |
that everyone knew for two weeks. | 0:13:10 | 0:13:13 | |
We're still hopeful we can get superfast broadband | 0:13:13 | 0:13:17 | |
and we're going to be looking at that again, but with someone else. | 0:13:17 | 0:13:21 | |
Well, BT told us that it appreciates the frustration of people who can't | 0:13:23 | 0:13:27 | |
access superfast broadband, | 0:13:27 | 0:13:29 | |
especially when, like Lynn-Ann and Angela, | 0:13:29 | 0:13:32 | |
their properties are so close to others that can. | 0:13:32 | 0:13:36 | |
It agreed mistakes were made in these two cases, | 0:13:36 | 0:13:38 | |
explaining that Lynn-Ann was given inaccurate information | 0:13:38 | 0:13:42 | |
about the fibre broadband plans in her area due to a mistake | 0:13:42 | 0:13:45 | |
by its advisers and that a system error led to Angela being | 0:13:45 | 0:13:49 | |
given the wrong information, too. | 0:13:49 | 0:13:52 | |
And it's apologised for the frustrations that Angela | 0:13:52 | 0:13:54 | |
experienced getting things resolved. | 0:13:54 | 0:13:56 | |
But, again, BT insisted its efforts to meet the government's target of | 0:13:57 | 0:14:01 | |
delivering superfast broadband to 95% of the country are on track, | 0:14:01 | 0:14:07 | |
and that it's doing all it can, | 0:14:07 | 0:14:09 | |
investing more than any other company | 0:14:09 | 0:14:12 | |
to take coverage even further. | 0:14:12 | 0:14:14 | |
As such, the company was disappointed by the recent criticism | 0:14:14 | 0:14:17 | |
from the Culture, Media and Sport Select Committee, | 0:14:17 | 0:14:20 | |
which it doesn't feel reflects current levels of investment. | 0:14:20 | 0:14:23 | |
Adding that it will pump in a further ?6 billion over the next three years. | 0:14:23 | 0:14:28 | |
And while BT did agree that service levels have to improve, | 0:14:28 | 0:14:33 | |
something with which the company says it's making significant | 0:14:33 | 0:14:36 | |
progress, it said separating Openreach from BT would lead | 0:14:36 | 0:14:39 | |
to less investment and not more, | 0:14:39 | 0:14:41 | |
claiming it would fatally undermine plans to deliver high speeds for | 0:14:41 | 0:14:45 | |
the final few percent of the country. | 0:14:45 | 0:14:47 | |
It's clear, however, that over the next few months, the role of BT and | 0:14:49 | 0:14:53 | |
particularly BT Openreach in rolling out superfast broadband | 0:14:53 | 0:14:56 | |
will be under plenty of scrutiny. | 0:14:56 | 0:14:59 | |
Indeed, not long before we finished this programme, the company | 0:14:59 | 0:15:02 | |
came in for further very vocal criticism | 0:15:02 | 0:15:04 | |
from a former government minister. | 0:15:04 | 0:15:07 | |
But whatever happens for now, at least, | 0:15:07 | 0:15:10 | |
Angela and Lynn-Ann's relationship with BT has come to an end. | 0:15:10 | 0:15:14 | |
They're meant to be a communication company. | 0:15:14 | 0:15:17 | |
They're one of the biggest in the world, | 0:15:17 | 0:15:19 | |
but it seems to me their systems need a complete overhaul | 0:15:19 | 0:15:22 | |
and a change of system because when you talk to them, | 0:15:22 | 0:15:26 | |
it seems within the company the right hand | 0:15:26 | 0:15:29 | |
doesn't know what the left hand is doing. | 0:15:29 | 0:15:31 | |
Now, whoever said you can't put a price on happiness has clearly never | 0:15:38 | 0:15:42 | |
been involved in planning a wedding. | 0:15:42 | 0:15:44 | |
'Mind-bogglingly expensive' are the words that spring to mind. | 0:15:44 | 0:15:48 | |
Indeed, the average price of a wedding these days runs | 0:15:48 | 0:15:51 | |
into the tens of thousands of pounds. | 0:15:51 | 0:15:54 | |
Now, it's easy to get swept up in the excitement of it all, of course, | 0:15:54 | 0:15:57 | |
but is that hefty price tag really worth it? | 0:15:57 | 0:16:01 | |
Well, we've conducted a little experiment of our own. | 0:16:01 | 0:16:04 | |
We wanted to see what difference it would make to the cost of arranging | 0:16:04 | 0:16:07 | |
the event if we didn't mention the W-word at all. | 0:16:07 | 0:16:11 | |
ROMANTIC WEDDING MUSIC PLAYS | 0:16:11 | 0:16:15 | |
So you've taken the plunge and decided to get married. | 0:16:15 | 0:16:18 | |
RECORD SCRATCHES, MUSIC STOPS | 0:16:18 | 0:16:20 | |
But as the excitement mounts, so, too, can the costs, | 0:16:20 | 0:16:24 | |
which is something the couple I'm about to meet is starting to realise | 0:16:24 | 0:16:27 | |
as the big day gets closer. | 0:16:27 | 0:16:29 | |
Kate Meadows and her fiance Jay been together for three years. | 0:16:31 | 0:16:35 | |
When did you pop the question? | 0:16:35 | 0:16:37 | |
It was August last year. We were on a boat in Turkey. | 0:16:37 | 0:16:40 | |
It was our family's boat and everyone knew apart from Kate. | 0:16:40 | 0:16:45 | |
I could see him messing about with the music | 0:16:45 | 0:16:47 | |
and then I seen him crouch down next to me. | 0:16:47 | 0:16:49 | |
I was about to turn around and go, "Just sit on the chair. | 0:16:49 | 0:16:52 | |
"Why are you sitting on the floor?" | 0:16:52 | 0:16:53 | |
And as I turned round, I've seen him on the floor. | 0:16:53 | 0:16:56 | |
He was standing there with the ring and I just went, "Oh!" | 0:16:56 | 0:16:59 | |
I didn't even actually hear him say, "Will you marry me?" | 0:16:59 | 0:17:01 | |
Kate says she's been dreaming of her wedding day since she was a toddler, | 0:17:03 | 0:17:06 | |
so she wasted no time turning her fantasy into reality. | 0:17:06 | 0:17:10 | |
When did you start planning the arrangements and everything? | 0:17:10 | 0:17:13 | |
On the boat! | 0:17:13 | 0:17:14 | |
Blimey, you were quick off the mark. | 0:17:16 | 0:17:18 | |
Very quick! Do you think you'd got it in your head? | 0:17:18 | 0:17:21 | |
It was already planned, I think. I just needed the ring. | 0:17:21 | 0:17:24 | |
But half of all brides say they expect to spend more on their | 0:17:26 | 0:17:29 | |
wedding than they'd budgeted for, | 0:17:29 | 0:17:31 | |
and it already looks as if that'll be the case | 0:17:31 | 0:17:33 | |
with Kate's celebrations, too. | 0:17:33 | 0:17:35 | |
So what was the budget that you settled for your wedding? | 0:17:35 | 0:17:38 | |
Originally, we decided about ?7,000 to try and keep it as cheap as | 0:17:38 | 0:17:43 | |
possible, but as we've been putting deposits down | 0:17:43 | 0:17:46 | |
on more things and we've renewed our budget | 0:17:46 | 0:17:48 | |
and had a little look again, | 0:17:48 | 0:17:50 | |
it's actually coming out more at ?10,000. | 0:17:50 | 0:17:52 | |
And that's really playing on Kate's mind. | 0:17:52 | 0:17:55 | |
I suppose the thing that's worrying the most | 0:17:55 | 0:17:58 | |
is that we can afford everything. | 0:17:58 | 0:17:59 | |
We don't want to go into married life in debt. | 0:17:59 | 0:18:02 | |
One thing she's found frustrating as she's done her research is that in | 0:18:02 | 0:18:05 | |
some cases, planning a wedding seems to command a premium | 0:18:05 | 0:18:09 | |
just because it's a wedding. | 0:18:09 | 0:18:11 | |
When I was looking at bridesmaids dresses, | 0:18:11 | 0:18:13 | |
if you put 'bridesmaid dress' into the search engine, | 0:18:13 | 0:18:16 | |
it was coming up really expensive. | 0:18:16 | 0:18:18 | |
But if you were to put 'prom dress' in, the same dress would come up | 0:18:18 | 0:18:22 | |
sometimes and it'd be half the price. | 0:18:22 | 0:18:24 | |
You're joking. The price is insane. | 0:18:24 | 0:18:27 | |
The wedding premium Kate thinks she's being quoted | 0:18:27 | 0:18:30 | |
is something that lots of us may have wondered about. | 0:18:30 | 0:18:32 | |
Whether we're guests at someone else's wedding, | 0:18:32 | 0:18:34 | |
paying what seems like over the odds for a hotel room | 0:18:34 | 0:18:37 | |
or planning our own big day and watching the bills mount up. | 0:18:37 | 0:18:41 | |
So what would happen if you don't mention the W-word at all? | 0:18:41 | 0:18:45 | |
Would the quote be less if it wasn't for a wedding, | 0:18:45 | 0:18:47 | |
but, say, a birthday party instead? | 0:18:47 | 0:18:51 | |
Well, to find out, we did a test, | 0:18:51 | 0:18:53 | |
concentrating on one of the single biggest costs of all - | 0:18:53 | 0:18:56 | |
the venue. | 0:18:56 | 0:18:57 | |
First, we check some prices in Liverpool | 0:18:59 | 0:19:01 | |
where Kate's getting married. | 0:19:01 | 0:19:03 | |
Then to get a slightly bigger picture, | 0:19:03 | 0:19:05 | |
we rang several venues in Leeds and Manchester, too. | 0:19:05 | 0:19:08 | |
In total, we called 15 venues and we rang each of them twice - | 0:19:08 | 0:19:13 | |
the first time enquiring about costs for a wedding and the second time | 0:19:13 | 0:19:16 | |
asking about a 60th birthday party | 0:19:16 | 0:19:19 | |
on the same date with the same number of guests. | 0:19:19 | 0:19:22 | |
And we told them we were sorting out our own catering and | 0:19:22 | 0:19:24 | |
entertainment, so all we needed a price for was the room hire itself. | 0:19:24 | 0:19:30 | |
You might assume that would be a pretty standard cost, | 0:19:30 | 0:19:32 | |
but you'd be wrong. | 0:19:32 | 0:19:33 | |
Of the 15 venues, | 0:19:33 | 0:19:34 | |
no fewer than ten quoted us more when we asked them about room hire | 0:19:34 | 0:19:38 | |
for the wedding than when we said we were planning | 0:19:38 | 0:19:40 | |
the 60th birthday party. | 0:19:40 | 0:19:42 | |
And, as you'll see, sometimes it wasn't simply a bit more, | 0:19:44 | 0:19:47 | |
it was a whopping great amount. | 0:19:47 | 0:19:49 | |
I've brought along both sets of quotes to show Kate. | 0:19:49 | 0:19:53 | |
Let's see what she makes of how big the price difference can be. | 0:19:53 | 0:19:57 | |
Now, my pile, we said we were booking for a 60th birthday party. | 0:19:57 | 0:20:01 | |
Your pile consists of the ones where they knew it was a wedding, OK? | 0:20:01 | 0:20:05 | |
So I'll fire away and open mine and tell you what's inside, | 0:20:05 | 0:20:08 | |
and you see what's inside yours. | 0:20:08 | 0:20:09 | |
First, here's what one hotel quoted for the 60th birthday party. | 0:20:09 | 0:20:14 | |
300. | 0:20:14 | 0:20:15 | |
And here's what the same venue said it would cost for a wedding. | 0:20:15 | 0:20:18 | |
1,500. My goodness. | 0:20:18 | 0:20:21 | |
It's a bit like the Oscars, this, isn't it? | 0:20:21 | 0:20:23 | |
I feel like it's my birthday. | 0:20:23 | 0:20:25 | |
It was a similar story with the next one | 0:20:25 | 0:20:27 | |
where, again, the birthday party quote was much less | 0:20:27 | 0:20:30 | |
than the one for the wedding. | 0:20:30 | 0:20:33 | |
200. 1750. | 0:20:33 | 0:20:36 | |
I don't think you'll be going down that route. Definitely not! | 0:20:36 | 0:20:40 | |
And the price variations at the other venues we checked were pretty dramatic, too. | 0:20:40 | 0:20:44 | |
One Manchester hotel increased its room hire price for a | 0:20:44 | 0:20:47 | |
wedding by ?300 and another by ?800. | 0:20:47 | 0:20:53 | |
While in Liverpool, one hotel told us room higher for a birthday party | 0:20:53 | 0:20:57 | |
would be free, but it would cost ?300 for a wedding. | 0:20:57 | 0:21:01 | |
All of which is a bit worrying for our bride-to-be, Kate. | 0:21:01 | 0:21:05 | |
She hasn't booked her venue yet, | 0:21:05 | 0:21:07 | |
but now fears she's about to be royally ripped off. | 0:21:07 | 0:21:10 | |
I'm surprised because if it's just for the venue, | 0:21:10 | 0:21:14 | |
do you get anything else extra for that amount of money? | 0:21:14 | 0:21:18 | |
I would like to know where my money is going? | 0:21:18 | 0:21:19 | |
What is it for, exactly, | 0:21:19 | 0:21:22 | |
if you can do this for a totally different price? | 0:21:22 | 0:21:26 | |
A very good question, Kate, | 0:21:26 | 0:21:28 | |
which we put to the venues where the price difference was the biggest. | 0:21:28 | 0:21:32 | |
Some of them didn't want to comment, | 0:21:32 | 0:21:33 | |
but the hotel that quoted a ?1,550 difference | 0:21:33 | 0:21:37 | |
between the two prices did tell us that it's wedding quote | 0:21:37 | 0:21:41 | |
automatically includes eight bedrooms | 0:21:41 | 0:21:43 | |
and assumes a larger space for a longer period of time | 0:21:43 | 0:21:47 | |
than a birthday party. | 0:21:47 | 0:21:48 | |
All things that can be changed to reduce the price. | 0:21:48 | 0:21:52 | |
But when we asked the British Hospitality Association | 0:21:52 | 0:21:55 | |
its views on why some venues charge more for a wedding | 0:21:55 | 0:21:58 | |
than a birthday party, | 0:21:58 | 0:22:00 | |
it told us that a wedding is a big occasion | 0:22:00 | 0:22:02 | |
that often requires access to other parts of the venue | 0:22:02 | 0:22:05 | |
than simply the room itself, | 0:22:05 | 0:22:07 | |
meaning these spaces can't be used for other events. | 0:22:07 | 0:22:11 | |
It also said many venues will be fully involved in the planning and | 0:22:11 | 0:22:15 | |
delivery of the wedding, | 0:22:15 | 0:22:17 | |
so their expertise in ensuring that day goes to plan | 0:22:17 | 0:22:20 | |
may also be a factor in the price. | 0:22:20 | 0:22:23 | |
But it wasn't all bad news. | 0:22:23 | 0:22:25 | |
Some of the venues we contacted did charge exactly the same | 0:22:25 | 0:22:28 | |
for a wedding as for a birthday party. | 0:22:28 | 0:22:31 | |
One of those was the EDEN Suites at Liverpool Hope University. | 0:22:31 | 0:22:34 | |
Nice to meet you, Kate. | 0:22:34 | 0:22:35 | |
So Kate and I went along to take a look. | 0:22:35 | 0:22:38 | |
So what do you think? It's absolutely lovely. | 0:22:38 | 0:22:41 | |
The reason why we charge the same room hire is because, ultimately, | 0:22:41 | 0:22:44 | |
clients are getting the same service | 0:22:44 | 0:22:46 | |
regardless of whether it's a wedding or a private function. | 0:22:46 | 0:22:49 | |
So there are no kind of extra things that are involved in providing for a | 0:22:49 | 0:22:54 | |
wedding than there are for a 60th birthday? | 0:22:54 | 0:22:56 | |
Well, for the staff, the staffing costs are exactly the same. | 0:22:56 | 0:23:00 | |
We offer a bespoke service to our clients. | 0:23:00 | 0:23:03 | |
Guests are allowed to bring in their own flowers, their own chair covers, | 0:23:03 | 0:23:07 | |
their own centrepieces, DJs, etc.. | 0:23:07 | 0:23:11 | |
So the more you do at the venue yourself, the less you'll charged. | 0:23:11 | 0:23:14 | |
And while, as at most venues, once you factor in the food here, | 0:23:14 | 0:23:18 | |
it will have a big effect on the cost, again, | 0:23:18 | 0:23:20 | |
you don't have to pay a wedding premium. | 0:23:20 | 0:23:22 | |
If you keep things simple and stick to finger food, | 0:23:22 | 0:23:25 | |
you'll pay the same price, whatever the occasion. | 0:23:25 | 0:23:28 | |
Obviously, our menus are priced accordingly, | 0:23:28 | 0:23:31 | |
so a wedding breakfast would be more expensive | 0:23:31 | 0:23:33 | |
because it would include the set-up of our chairs and tables, | 0:23:33 | 0:23:37 | |
and the tables as laid out in the room currently. | 0:23:37 | 0:23:40 | |
Whereas with a private function, a 60th birthday party, | 0:23:40 | 0:23:44 | |
you wouldn't need that set up necessarily. | 0:23:44 | 0:23:46 | |
That would be a buffet station set-up. | 0:23:46 | 0:23:48 | |
So if you had a buffet for a wedding | 0:23:48 | 0:23:51 | |
and a buffet for a 60th birthday party, | 0:23:51 | 0:23:53 | |
they'd be the same price, would they? They would, yeah. | 0:23:53 | 0:23:56 | |
Our buffets that we offer, everything on there is individually priced. | 0:23:56 | 0:23:59 | |
So, I mean, a cheese sandwich for the 60th | 0:23:59 | 0:24:01 | |
and a cheese sandwich for the wedding would cost exactly the same? | 0:24:01 | 0:24:04 | |
Correct, yes. | 0:24:04 | 0:24:06 | |
But while food and venue costs can rocket as soon as you utter the word | 0:24:07 | 0:24:11 | |
'wedding', you won't necessarily pay more for other essential parts | 0:24:11 | 0:24:14 | |
of the big day. | 0:24:14 | 0:24:16 | |
A quick ring round by our researchers found, for example, | 0:24:16 | 0:24:19 | |
that as photographers and florists typically provide a bespoke service | 0:24:19 | 0:24:23 | |
anyway, there wasn't much of a price difference between them tailoring | 0:24:23 | 0:24:26 | |
that service for a wedding or a birthday. | 0:24:26 | 0:24:29 | |
The same goes for cakes, cards, stationery and entertainment, | 0:24:29 | 0:24:34 | |
where changing your choices is probably the only way | 0:24:34 | 0:24:37 | |
to make big savings. | 0:24:37 | 0:24:38 | |
But if you are prepared to be flexible, | 0:24:38 | 0:24:40 | |
holding back on using the word 'wedding' needn't be | 0:24:40 | 0:24:43 | |
the only weapon in your money-saving arsenal | 0:24:43 | 0:24:46 | |
because events expert George Watts, | 0:24:46 | 0:24:49 | |
who styles himself The Wedding Fairy, | 0:24:49 | 0:24:51 | |
says there are plenty of ways the costs can come right down. | 0:24:51 | 0:24:55 | |
If somebody comes to you and says, "I want to get married, | 0:24:55 | 0:24:57 | |
"I want this, "I want that," | 0:24:57 | 0:24:58 | |
what's the area that you would encourage them to look at | 0:24:58 | 0:25:01 | |
to save the money, apart from the venue? | 0:25:01 | 0:25:03 | |
I have secured and worked on a wedding once under a grand, | 0:25:03 | 0:25:06 | |
which is unheard of! | 0:25:06 | 0:25:07 | |
How did you do that? | 0:25:07 | 0:25:09 | |
And we had a gorgeous room in a pub, small buffet, | 0:25:09 | 0:25:13 | |
friends and family got heavily involved in the planning. | 0:25:13 | 0:25:16 | |
That's the interesting point. | 0:25:16 | 0:25:17 | |
If you want to keep the costs down, tap into everybody, | 0:25:17 | 0:25:21 | |
tell everybody you know that you're getting married, | 0:25:21 | 0:25:23 | |
because a friend or a family member knows somebody who's got a great set | 0:25:23 | 0:25:26 | |
of wheels, who loves to bake cakes, who's a great photographer, | 0:25:26 | 0:25:30 | |
and that will help bring the costs down. | 0:25:30 | 0:25:32 | |
I always say a fairy tale does not have to cost a fortune. | 0:25:32 | 0:25:35 | |
It's all about having a party at the end of the day, | 0:25:35 | 0:25:38 | |
that's what's to focus on if there isn't a massive budget. | 0:25:38 | 0:25:41 | |
And George's wise advice might help Kate plan for the big day. | 0:25:41 | 0:25:46 | |
I can see, even with other things apart from venue, | 0:25:46 | 0:25:49 | |
I mention the word 'wedding' and I can see, with research, as well, | 0:25:49 | 0:25:54 | |
the price soars. | 0:25:54 | 0:25:55 | |
This is highlighting an issue in the wedding industry that some venues | 0:25:55 | 0:26:00 | |
really are bumping up the price and it's unacceptable. | 0:26:00 | 0:26:02 | |
And do you know what I would do? I would ask them why. Yeah. | 0:26:02 | 0:26:05 | |
I would actually put them on the spot and say, well, | 0:26:05 | 0:26:07 | |
I understand that you can hire this space, with this, for this price, | 0:26:07 | 0:26:12 | |
so why, when I'm doing a wedding here, | 0:26:12 | 0:26:15 | |
is it doubling, tripling in price? | 0:26:15 | 0:26:18 | |
If they haven't got a justification, | 0:26:18 | 0:26:20 | |
then you're in a very good position to be able to barter a better deal, | 0:26:20 | 0:26:24 | |
if you still want to get married at that venue, | 0:26:24 | 0:26:27 | |
or move on to another one. | 0:26:27 | 0:26:28 | |
Armed with that information, with the wedding day fast approaching, | 0:26:29 | 0:26:33 | |
Kate's determined she will pay no more for any of it than she has to. | 0:26:33 | 0:26:37 | |
I think I'll take on The Wedding Fairy's advice | 0:26:38 | 0:26:41 | |
of just asking them, why is it so much more expensive? | 0:26:41 | 0:26:44 | |
And maybe being a little bit more forceful in the quotes to find out | 0:26:44 | 0:26:49 | |
if it was this price if it was a party, why is it so much more? | 0:26:49 | 0:26:53 | |
So, yeah, I think I'd probably not use the W-word unless I had to. | 0:26:53 | 0:26:58 | |
Still to come on Rip Off Britain, | 0:27:04 | 0:27:06 | |
is there any truth in the long held belief | 0:27:06 | 0:27:09 | |
that mechanics charge women over the odds? | 0:27:09 | 0:27:11 | |
Well, we've put it to the test. | 0:27:11 | 0:27:14 | |
What's really scary is that the sexism existed ten years ago | 0:27:14 | 0:27:18 | |
when I opened this place, | 0:27:18 | 0:27:20 | |
unfortunately, is still there. | 0:27:20 | 0:27:22 | |
We took Rip Off Britain out on the road this year to Manchester, | 0:27:25 | 0:27:28 | |
where we set up our annual pop-up shop at one of the UK's biggest | 0:27:28 | 0:27:32 | |
shopping centres. | 0:27:32 | 0:27:33 | |
It's a chance for shoppers to get top consumer advice on the spot | 0:27:35 | 0:27:39 | |
and we do try to help as many of you as we possibly can. | 0:27:39 | 0:27:43 | |
I was going round in circles | 0:27:43 | 0:27:45 | |
and the last resort was I just e-mailed Rip Off Britain. | 0:27:45 | 0:27:47 | |
It's information we wouldn't have known without this programme. | 0:27:47 | 0:27:50 | |
Without Rip Off Britain's help and advice, | 0:27:50 | 0:27:53 | |
I don't think we would ever resolve this. | 0:27:53 | 0:27:56 | |
And where we can't instantly solve your problems, | 0:27:56 | 0:27:59 | |
we can at least provide a listening ear. | 0:27:59 | 0:28:01 | |
Do you feel any better, having got it off your chest now? | 0:28:01 | 0:28:03 | |
Oh, yeah, very much so, I feel a lot better. | 0:28:03 | 0:28:06 | |
I love looking down at our pop-up shop and seeing just how busy it is, | 0:28:08 | 0:28:12 | |
and of course this year, for the first time, | 0:28:12 | 0:28:14 | |
we've actually placed it in the shopping mall itself, | 0:28:14 | 0:28:16 | |
which means that people have greater access, they can just | 0:28:16 | 0:28:19 | |
stop their shopping for a second and come in and see our experts, | 0:28:19 | 0:28:22 | |
and hopefully get some of their consumer problems solved. | 0:28:22 | 0:28:25 | |
It's a great idea. I love being in it, | 0:28:25 | 0:28:27 | |
and I also like watching it, as well. | 0:28:27 | 0:28:29 | |
And solicitor Gary Rycroft had two cases | 0:28:29 | 0:28:32 | |
booked into his next appointment. | 0:28:32 | 0:28:34 | |
Nouhou and Ramatou from Sheffield | 0:28:34 | 0:28:37 | |
and Thomas from Keighley have run into trouble over exactly the | 0:28:37 | 0:28:40 | |
same thing, and it's an issue that you contact us about it a lot. | 0:28:40 | 0:28:44 | |
Now, as Gary knows, | 0:28:45 | 0:28:47 | |
we get scores of e-mails and letters about parking problems. | 0:28:47 | 0:28:54 | |
One of the most common complaints is exactly what happened here - | 0:28:54 | 0:28:58 | |
a disputed parking charge while out shopping. | 0:28:58 | 0:29:00 | |
Nouhou and Ramatou, | 0:29:00 | 0:29:02 | |
and indeed Thomas, feel they have been treated very unfairly, | 0:29:02 | 0:29:05 | |
and shouldn't have to pay up. | 0:29:05 | 0:29:07 | |
In our case, we went to a store, made some purchases, left the store, | 0:29:07 | 0:29:13 | |
went somewhere else. | 0:29:13 | 0:29:15 | |
The couple were in the car park in question for less than half an hour | 0:29:15 | 0:29:18 | |
before driving elsewhere. | 0:29:18 | 0:29:20 | |
But several hours later, in order to make some more purchases, | 0:29:20 | 0:29:24 | |
they came back, and that is the root of their troubles. | 0:29:24 | 0:29:27 | |
A couple of weeks later, we had a letter through the post, | 0:29:27 | 0:29:30 | |
saying that we have overstayed in this car park. | 0:29:30 | 0:29:34 | |
The parking firm had timed Nouhou and Ramatou's stay | 0:29:34 | 0:29:37 | |
from the first time they arrived in the morning | 0:29:37 | 0:29:39 | |
to their exit after their second visit later that afternoon, | 0:29:39 | 0:29:42 | |
and as a result, they were demanding a ?60 fee for staying six hours | 0:29:42 | 0:29:47 | |
longer than allowed. | 0:29:47 | 0:29:48 | |
We went straight back into the shop to explain to them the accusation | 0:29:50 | 0:29:53 | |
that we have overstayed for six hours. | 0:29:53 | 0:29:55 | |
The shop immediately wrote to the parking company, | 0:29:55 | 0:29:58 | |
backing up the couple's story, and Nouhou and Ramatou | 0:29:58 | 0:30:01 | |
also got in touch themselves, | 0:30:01 | 0:30:03 | |
providing receipts of their visits to other stores, | 0:30:03 | 0:30:06 | |
along with proof of parking in a different car park. | 0:30:06 | 0:30:09 | |
We have CCTV in between that time in a car park, | 0:30:09 | 0:30:13 | |
going in and coming out. | 0:30:13 | 0:30:15 | |
Now, the same car cannot be in the same place twice. | 0:30:15 | 0:30:19 | |
But despite the couple's best efforts, | 0:30:19 | 0:30:21 | |
the parking firm has insisted that they pay up. | 0:30:21 | 0:30:24 | |
And what's more, it's upped the cost as well. | 0:30:24 | 0:30:27 | |
Now the fine is no longer 60, it is actually ?100, but also, | 0:30:27 | 0:30:32 | |
each time the solicitors write to us, | 0:30:32 | 0:30:34 | |
it will cost us ?54 in addition. | 0:30:34 | 0:30:37 | |
Otherwise, we are going to get a County Court judgment. | 0:30:37 | 0:30:41 | |
Gary is already shaking his head, | 0:30:41 | 0:30:43 | |
but before we ask him for a judgment on this, Thomas, | 0:30:43 | 0:30:46 | |
tell me what happened in your case. | 0:30:46 | 0:30:48 | |
Mine is a little bit different. | 0:30:48 | 0:30:50 | |
I went up to the machine, I put a pound in, got the ticket, | 0:30:50 | 0:30:54 | |
put it in my windscreen. | 0:30:54 | 0:30:55 | |
A month later, I got a letter through the post, | 0:30:55 | 0:30:57 | |
saying I hadn't paid for a ticket, I'd parked illegally, | 0:30:57 | 0:31:01 | |
I'd breached the terms and conditions | 0:31:01 | 0:31:03 | |
and they wanted a ?60 fine off me. | 0:31:03 | 0:31:06 | |
Now, we've seen the ticket that proves that Thomas did pay to park | 0:31:06 | 0:31:09 | |
at the time he says he did. | 0:31:09 | 0:31:11 | |
Even so, when he appealed the charge, | 0:31:11 | 0:31:13 | |
the company just wouldn't budge. | 0:31:13 | 0:31:15 | |
So however unjustified, he felt pressured into giving them the cash. | 0:31:15 | 0:31:20 | |
I was worried about it going up to 100, court action, | 0:31:20 | 0:31:23 | |
having bailiffs come round my house, so I was worried | 0:31:23 | 0:31:26 | |
about the repercussions of not paying it within 14 days. | 0:31:26 | 0:31:30 | |
Well, Gary's advice in disputes like this when you know for certain | 0:31:30 | 0:31:33 | |
that you have followed the rules is simply, "Do not pay up." | 0:31:33 | 0:31:37 | |
What these companies are doing is they are piling on the pressure, | 0:31:38 | 0:31:42 | |
they are saying, "Pay now, if you don't pay now, it will be more." | 0:31:42 | 0:31:45 | |
They're saying, "Well, we're going to impose a legal charge." | 0:31:45 | 0:31:48 | |
They can't say, "You are paying for our solicitor's letter," | 0:31:48 | 0:31:52 | |
they just can't do that. | 0:31:52 | 0:31:53 | |
So don't be intimidated by them. | 0:31:53 | 0:31:56 | |
Absolutely stand your ground. | 0:31:56 | 0:31:58 | |
And just as Nouhou and Ramatou did, Gary recommends | 0:31:58 | 0:32:01 | |
gathering as much proof as possible to back up your case. | 0:32:01 | 0:32:05 | |
Evidence is absolutely key in all these cases. | 0:32:05 | 0:32:08 | |
So get your evidence there and then. | 0:32:08 | 0:32:10 | |
Take photographs of where your car is parked, | 0:32:10 | 0:32:13 | |
take photographs of any signage that there may or may not be. | 0:32:13 | 0:32:16 | |
Gary, what's the advice, then, for someone in Thomas' position? | 0:32:16 | 0:32:20 | |
Should he have just dug his heels in? | 0:32:20 | 0:32:22 | |
The advice is to do what Ramatou did and from the word go | 0:32:22 | 0:32:26 | |
to challenge it. | 0:32:26 | 0:32:28 | |
Should have said, "Take me to court, I'll show the judge the ticket... | 0:32:28 | 0:32:31 | |
Yes. "..cos I paid it and I can prove it." | 0:32:31 | 0:32:34 | |
And whilst Gary thinks Thomas could challenge the charge via the appeals | 0:32:34 | 0:32:37 | |
service, as he's already paid up, | 0:32:37 | 0:32:39 | |
it may make it less likely that he gets a refund. | 0:32:39 | 0:32:42 | |
The argument they would make is that the payment was an admission | 0:32:42 | 0:32:46 | |
that Thomas was at fault. | 0:32:46 | 0:32:47 | |
Even though he's got the proof that he wasn't at fault? | 0:32:47 | 0:32:50 | |
Well, they would say, "Well, if you had that proof, why did you pay it?" | 0:32:50 | 0:32:54 | |
You have been a victim of their bullying, I'm afraid. | 0:32:54 | 0:32:56 | |
Well, that's going to be a lesson to everybody, then, isn't it? Yeah. | 0:32:56 | 0:32:59 | |
To not pay it and fight it. | 0:32:59 | 0:33:01 | |
Yes. Thank you all very much indeed. | 0:33:01 | 0:33:03 | |
I think for our viewers at home, lots of very valuable information, | 0:33:03 | 0:33:07 | |
so thank you for sharing your stories with us. | 0:33:07 | 0:33:09 | |
You're welcome. Thank you. Thank you for having us today. Thanks. | 0:33:09 | 0:33:12 | |
And thanks for the wonderful advice. Thank you. | 0:33:12 | 0:33:14 | |
It's a pleasure. | 0:33:14 | 0:33:15 | |
Now, if you've ever had that sinking feeling that you might have paid | 0:33:20 | 0:33:24 | |
more for something than somebody else, or indeed you've been sold | 0:33:24 | 0:33:26 | |
something that is quite expensive and you didn't really need it | 0:33:26 | 0:33:29 | |
at all, you'll understand the concerns that some people have | 0:33:29 | 0:33:32 | |
raised about an entire industry accused of doing both those things | 0:33:32 | 0:33:35 | |
to a large proportion of customers. | 0:33:35 | 0:33:37 | |
You might think that it it's just an old, old chestnut | 0:33:37 | 0:33:40 | |
that you'll be charged a higher price and treated very differently, | 0:33:40 | 0:33:44 | |
taking a car to be fixed if you're a woman. | 0:33:44 | 0:33:46 | |
So we set out to discover once and for all if it really is true | 0:33:46 | 0:33:50 | |
that mechanics give men a better deal. | 0:33:50 | 0:33:52 | |
Believe the reports, and you'd be forgiven for thinking that | 0:33:57 | 0:34:00 | |
it's a place where women are routinely given the cold shoulder, | 0:34:00 | 0:34:03 | |
deliberately bamboozled, and charged more for the same jobs as men. | 0:34:03 | 0:34:08 | |
And it's not just the papers that think women get a raw deal | 0:34:08 | 0:34:11 | |
at the garage. One survey of 182 independent garages | 0:34:11 | 0:34:15 | |
found that just 6% of them gave the same quote for the same job to men | 0:34:15 | 0:34:20 | |
as they did to women. It said on average, | 0:34:20 | 0:34:23 | |
women paid ?45 more for car repairs than men and that in Birmingham and | 0:34:23 | 0:34:27 | |
Manchester, they might be quoted up to 30% more. | 0:34:27 | 0:34:30 | |
Although in Sheffield and Edinburgh, the tables were turned, | 0:34:30 | 0:34:33 | |
with men apparently quoted more, | 0:34:33 | 0:34:35 | |
and that's precisely the reason why Caroline Lake set up her own | 0:34:35 | 0:34:39 | |
female-friendly garage, simply because she was fed up hearing that | 0:34:39 | 0:34:42 | |
women might be getting a raw deal. | 0:34:42 | 0:34:44 | |
Back in the day, I think women were very unfairly treated, | 0:34:44 | 0:34:48 | |
in that they used to, very, often hate bringing their car into the | 0:34:48 | 0:34:51 | |
garage because they were frightened of being ripped off, | 0:34:51 | 0:34:54 | |
frightened of being intimidated, blinded by jargon, | 0:34:54 | 0:34:57 | |
which sadly still goes on... | 0:34:57 | 0:34:58 | |
..and, yeah, worried about having to pay more than their male counterpart | 0:35:00 | 0:35:04 | |
would. That was what actually initially gave me the idea to set up | 0:35:04 | 0:35:07 | |
the garage, was that women were coming and wanting and loving | 0:35:07 | 0:35:12 | |
the fact that I would treat them in a totally different way. | 0:35:12 | 0:35:15 | |
The budding entrepreneur started her own garage, Caroline's Cars, | 0:35:17 | 0:35:21 | |
near Norwich in 2006 and recruited a largely female staff. | 0:35:21 | 0:35:25 | |
Miranda Ames is the current head mechanic. | 0:35:25 | 0:35:28 | |
I think, being a female customer and coming into a garage | 0:35:28 | 0:35:33 | |
where there's a female boss and mechanic, | 0:35:33 | 0:35:35 | |
they would tend to feel a little bit more comfortable, | 0:35:35 | 0:35:39 | |
cos I would, personally, myself. | 0:35:39 | 0:35:41 | |
And certainly, some of Caroline's clients have come here to avoid | 0:35:43 | 0:35:46 | |
problems they've had in the past. | 0:35:46 | 0:35:48 | |
I think I was taken advantage of at this tyre and exhaust centre. | 0:35:48 | 0:35:53 | |
I think I ended up with five new tyres and a new exhaust. | 0:35:53 | 0:35:57 | |
I had quite a few problems when I was younger, | 0:35:57 | 0:36:00 | |
turning up at garages and having things done | 0:36:00 | 0:36:02 | |
which later turned out to be not the right thing, or | 0:36:02 | 0:36:06 | |
more expensive, perhaps, than could have been done. | 0:36:06 | 0:36:10 | |
And you've been telling us similar stories as well. | 0:36:10 | 0:36:13 | |
Tracy Scollin from Hemel Hempstead wrote to us about a garage she'd | 0:36:13 | 0:36:16 | |
asked to examine her car after she'd hit a pothole. | 0:36:16 | 0:36:19 | |
They phoned me back and said it would need a new alloy wheel | 0:36:19 | 0:36:23 | |
and that'll be ?500, and I was quite shocked. | 0:36:23 | 0:36:27 | |
So Tracy took the car to another garage for a second opinion. | 0:36:27 | 0:36:31 | |
The other place I took it to said | 0:36:31 | 0:36:33 | |
there's no way it needed a new wheel, | 0:36:33 | 0:36:35 | |
the alloy was repairable. | 0:36:35 | 0:36:38 | |
And so they did it for ?45. | 0:36:38 | 0:36:41 | |
So I would have been overcharged by ?450 if I hadn't questioned it. | 0:36:41 | 0:36:46 | |
Of course, there's no way of knowing if Tracy had initially been quoted | 0:36:48 | 0:36:51 | |
more just because she's a woman, but that's definitely what | 0:36:51 | 0:36:54 | |
the second garage suspected. | 0:36:54 | 0:36:57 | |
The person I spoke to there said, well, unfortunately, with ladies, | 0:36:57 | 0:37:01 | |
they do tend to exaggerate the costs and the repairs done. | 0:37:01 | 0:37:06 | |
And it's quite a male environment, | 0:37:06 | 0:37:07 | |
so it can be quite intimidating, sometimes, to go there as a woman | 0:37:07 | 0:37:11 | |
and feel that maybe they perceive you as someone who won't know what | 0:37:11 | 0:37:15 | |
they're talking about, and you won't know what your rights are. | 0:37:15 | 0:37:18 | |
To help combat that, | 0:37:20 | 0:37:21 | |
Caroline runs classes at her garage to make all her customers, | 0:37:21 | 0:37:24 | |
female or male, by the way, feel a bit more confident about their cars. | 0:37:24 | 0:37:29 | |
All right, ladies. So, we're working on Jan's car today. | 0:37:29 | 0:37:32 | |
Part of the advantage of the classes that I run, as well, is just | 0:37:33 | 0:37:36 | |
giving women that little bit of knowledge, | 0:37:36 | 0:37:38 | |
so they're not only feeling empowered, | 0:37:38 | 0:37:40 | |
that actually they can undo their bonnet, | 0:37:40 | 0:37:42 | |
they can actually walk into a garage and say, well, | 0:37:42 | 0:37:45 | |
I think my discs and pads are a bit worn. | 0:37:45 | 0:37:47 | |
As soon as there is even an assumption that this woman | 0:37:47 | 0:37:51 | |
actually knows a little bit about her car, | 0:37:51 | 0:37:53 | |
she's much less likely to get ripped off. | 0:37:53 | 0:37:55 | |
But the world of cars can seem just as alien to men | 0:37:56 | 0:38:00 | |
as it sometimes can do to women. | 0:38:00 | 0:38:01 | |
Initially, when I opened the garage, | 0:38:01 | 0:38:03 | |
I did market it very much towards females, | 0:38:03 | 0:38:06 | |
but I actually had men that came for the same reason as women did. | 0:38:06 | 0:38:10 | |
They knew that I would explain things to them, | 0:38:10 | 0:38:12 | |
that I'd show them underneath their car, | 0:38:12 | 0:38:14 | |
and actually I've had some men that have come up to me and said, | 0:38:14 | 0:38:16 | |
"Look, Caroline, I wouldn't actually admit this to a man, | 0:38:16 | 0:38:18 | |
"but I don't know how to undo my bonnet either. | 0:38:18 | 0:38:21 | |
"Can you show me?" | 0:38:21 | 0:38:22 | |
Even so, ten years after opening her garage, | 0:38:22 | 0:38:25 | |
Caroline isn't convinced that the industry as a whole | 0:38:25 | 0:38:29 | |
has changed for the better. | 0:38:29 | 0:38:30 | |
What's really scary is that the sexism I encountered | 0:38:30 | 0:38:34 | |
all those years ago, and that still existed ten years ago | 0:38:34 | 0:38:38 | |
when I opened this place, unfortunately, is still there. | 0:38:38 | 0:38:41 | |
So, is she right? | 0:38:41 | 0:38:43 | |
Discrimination by gender is, of course, against the law, | 0:38:43 | 0:38:46 | |
but with so many people claiming that it still goes on, | 0:38:46 | 0:38:49 | |
we thought we'd put it to the test and see if we could find any garages | 0:38:49 | 0:38:53 | |
that would charge women more than men for the same job. | 0:38:53 | 0:38:55 | |
Five male and five female members of our production team | 0:38:58 | 0:39:00 | |
took to the phones. Good afternoon. | 0:39:00 | 0:39:02 | |
I'm just after a quote. I've had my car serviced... | 0:39:02 | 0:39:05 | |
My local garage... | 0:39:05 | 0:39:07 | |
They called a total of 20 garages around Cardiff, Edinburgh, | 0:39:07 | 0:39:10 | |
Bristol and Sheffield, asking for a quote to have new brake pads fitted. | 0:39:10 | 0:39:14 | |
They told me that I need to get... My front brake pads doing... | 0:39:14 | 0:39:18 | |
To make sure we got identical quotes, | 0:39:18 | 0:39:20 | |
we even got identical cars... | 0:39:20 | 0:39:22 | |
It's a 2013... Ford Focus... | 0:39:22 | 0:39:24 | |
..and gave the garages our numberplates so that they could be | 0:39:24 | 0:39:28 | |
sure to give us the exact cost for that make and model. | 0:39:28 | 0:39:31 | |
Just wondering how much you charge? | 0:39:31 | 0:39:32 | |
?61.44. | 0:39:32 | 0:39:34 | |
75 plus VAT. | 0:39:34 | 0:39:37 | |
Anything between 80 and 90. | 0:39:37 | 0:39:38 | |
And is that with VAT or without VAT? | 0:39:38 | 0:39:40 | |
And at the end of it all, we crunched the numbers. | 0:39:40 | 0:39:43 | |
Thanks so much for your help. | 0:39:43 | 0:39:44 | |
Thank you, goodbye. | 0:39:44 | 0:39:45 | |
The quotes themselves varied from just ?60 | 0:39:45 | 0:39:49 | |
to about ?120, | 0:39:49 | 0:39:51 | |
but on this occasion, that difference had nothing to do with | 0:39:51 | 0:39:54 | |
the gender of the person who had called. In fact, overall, | 0:39:54 | 0:39:57 | |
the women on our team were quoted slightly less than the men, | 0:39:57 | 0:40:01 | |
an average of ?78, | 0:40:01 | 0:40:02 | |
compared to about ?80. | 0:40:02 | 0:40:04 | |
Of the 15 garages that gave us quotes, | 0:40:07 | 0:40:09 | |
12 were exactly the same. | 0:40:09 | 0:40:11 | |
Perhaps surprisingly, | 0:40:11 | 0:40:13 | |
two quoted men more than they did the women. | 0:40:13 | 0:40:16 | |
Only one garage quoted a woman more, by just ?3. | 0:40:16 | 0:40:20 | |
And while this was just a tiny snapshot, | 0:40:20 | 0:40:22 | |
rather, of course, than a scientific test, | 0:40:22 | 0:40:25 | |
when it comes to price, | 0:40:25 | 0:40:26 | |
sexism hardly seems rife in the garages we spoke to. | 0:40:26 | 0:40:29 | |
Perhaps the truth is, as Caroline fears, | 0:40:33 | 0:40:35 | |
there are simply some garages that may charge too much, | 0:40:35 | 0:40:38 | |
whatever your gender. | 0:40:38 | 0:40:39 | |
30 years ago, men | 0:40:40 | 0:40:43 | |
would perhaps be on the drive on a Sunday afternoon, | 0:40:43 | 0:40:46 | |
and if they weren't cleaning their carburettor, | 0:40:46 | 0:40:48 | |
they might be changing their gearbox. | 0:40:48 | 0:40:50 | |
Things have changed, society has moved on, | 0:40:50 | 0:40:52 | |
so men don't do that so much. | 0:40:52 | 0:40:54 | |
So men, more and more, yes, potentially, can be ripped off. | 0:40:54 | 0:40:59 | |
So, to prevent anyone paying over the odds, | 0:41:01 | 0:41:04 | |
Caroline has three handy hints | 0:41:04 | 0:41:06 | |
to keep down the costs of repairing a car. | 0:41:06 | 0:41:08 | |
Number one is to try and get recommendations from friends, | 0:41:10 | 0:41:14 | |
family, neighbours, and ask them why they think it's a good garage. | 0:41:14 | 0:41:17 | |
Number two, do not let yourself be intimidated. | 0:41:19 | 0:41:22 | |
If they tell you you need ?700 worth of work, or you're unsure at all, | 0:41:22 | 0:41:26 | |
take the car away and get a second opinion. | 0:41:26 | 0:41:28 | |
Number three is, even if you don't feel you are at all, | 0:41:30 | 0:41:33 | |
try and come across as knowledgeable. | 0:41:33 | 0:41:35 | |
Try and come across as if you know a little bit about your car, | 0:41:35 | 0:41:37 | |
because you're less likely to be ripped off. | 0:41:37 | 0:41:39 | |
If you've got a story you'd like us to investigate then you can get in | 0:41:48 | 0:41:51 | |
touch with us via our Facebook page... | 0:41:51 | 0:41:53 | |
..our website... | 0:41:56 | 0:41:57 | |
..or if you'd like to send us an e-mail, our address is... | 0:42:01 | 0:42:04 | |
And of course, you can send a letter to our postal address... | 0:42:07 | 0:42:10 | |
Now, even if you're not quite brave enough to book a wedding pretending | 0:42:22 | 0:42:25 | |
that it's a 60th birthday party, | 0:42:25 | 0:42:27 | |
that story we heard earlier just goes to show that sometimes | 0:42:27 | 0:42:30 | |
the reason a wedding costs so much, | 0:42:30 | 0:42:32 | |
nothing whatsoever to do with the value of what you're getting, | 0:42:32 | 0:42:35 | |
but simply what the venue thinks it can get away with charging | 0:42:35 | 0:42:38 | |
for your big day. | 0:42:38 | 0:42:39 | |
Well, we'd be very interested to hear about any charges that you've | 0:42:39 | 0:42:43 | |
encountered that you think were unfair and indeed, | 0:42:43 | 0:42:45 | |
any tips you might have on how to get round them. | 0:42:45 | 0:42:48 | |
And indeed of course, you can e-mail us at... | 0:42:48 | 0:42:50 | |
..or contact us through our Facebook page. | 0:42:52 | 0:42:55 | |
And perhaps then, we'll be able to share your story AND your advice | 0:42:55 | 0:42:59 | |
with as many people as possible on a future programme. | 0:42:59 | 0:43:02 | |
Sadly, though, I'm afraid that's all we've got for you today. | 0:43:02 | 0:43:04 | |
Thanks, as always, for joining us and until the next time, bye-bye. | 0:43:04 | 0:43:07 | |
Bye. Goodbye. | 0:43:07 | 0:43:08 |