Episode 8 Rip Off Britain


Episode 8

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Transcript


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We asked you to tell us what's left you feeling ripped off,

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and you contacted us in your thousands.

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You've told us about the companies you think get it wrong

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and the customer service that's simply not up to scratch.

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I've complained and complained and nobody takes any notice of me.

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In all honesty, I think it's just a way

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for the shops to make more money.

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You asked us to track down the scammers who stole your money and

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investigate the extra charges you say are unfair.

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You don't want to spend any more but yet they're always

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trying to offer you little things extra.

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And when you've lost out but no-one else is to blame

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you've come to us to stop others falling into the same trap.

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I rang up the company and they went, "Oh, it isn't our fault."

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So whose fault is it?

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So whether it's a blatant rip-off or a genuine mistake...

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We're here to find out why you're out of pocket

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and what you can do about it.

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Your stories, your money, this is Rip-Off Britain.

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Hello and welcome back to the programme

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that's here to battle on your behalf,

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whenever you've been sold something that, for whatever reason,

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turns out to be not quite what you expected

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when you handed over your money.

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Of course, sometimes when that happens

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it might be due to be genuine misunderstanding,

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but in other cases, maybe not.

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Well, we've got examples of both those situations on the way.

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But it could be that you still have absolutely no idea

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that what you've ended up with

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isn't actually what you need in the first place.

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That's certainly the case with an astonishing story you're going to be

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hearing about today and it's no exaggeration to say it could affect

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millions of people right across the UK.

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Now, most of those affected, which could well include you, by the way,

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will most likely have shelled out thousands of pounds

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after getting what they assumed was expert advice.

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But as we're about to find out,

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although they may not know it yet what they've ended up with wasn't

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necessarily the best thing for them to buy,

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which could mean that a very high number of us

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are behind the wheel of the wrong car.

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Coming up, if you're driving a diesel car

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could you have made a big mistake?

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I do feel I was mis-sold it.

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I'm not saying it was deliberately done, intentionally,

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but I do believe I was mis-sold.

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And the families in desperate need of a well-trained service dog

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but instead ended up thousands of pounds out of pocket.

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Obviously we got Obi expecting him to be trained to be able to offer

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assistance to Luke.

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It's not what it was meant to be.

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These days it's reckoned that around one third

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of all the cars on Britain's roads have a diesel engine.

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And while a diesel car will take you further on each gallon of fuel

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there are disadvantages, too.

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The trouble is you may not be told about them because,

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as we discovered when we sent some prospective car buyers shopping,

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dealers aren't always keen to mention those diesel downsides.

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And that means there could be thousands of people

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driving the wrong kind of car.

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When Gerald Williams from Wrexham retired

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he felt his old car was a bit long in the tooth.

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He wanted something more efficient, cheaper to run,

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and, ideally, brand-new.

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What can you say, really? It's a man's dream to have a new car.

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But admitting to being no expert on cars,

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Gerald wasn't really sure what model he wanted.

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So he asked his local Ford dealership for advice.

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With buying the car ten years ago and I haven't purchased one since,

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I don't know a lot about the modern technology in them.

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But what he did know was he wanted a diesel because he thought the more

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fuel-efficient engine would save him money.

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And the sales staff at the dealership were more than happy to oblige.

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There wasn't much conversation in that area,

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whether to buy a petrol or a diesel, there was no conversation.

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It was just recommended, well, this car here.

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Three visits later Gerald drove away in a brand-new diesel Ford Focus

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costing just under ?19,000.

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I was delighted with the car.

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It's a lovely car to drive.

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And the wife was delighted with the car.

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But trouble was on the horizon

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because though he had no idea at the time,

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a diesel car wasn't the best one for Gerald to buy.

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Four months after he'd driven it off the forecourt

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an engine warning light came on.

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So he went straight back to the dealership to get it checked out.

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They informed me that the DPF was blocked.

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First I asked, "What is a DPF?"

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And they said it's a filter

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connected to the exhaust or some type.

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The DPF, or diesel particulate filter,

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if you want to get technical, helps reduce emissions

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by filtering out some of the nastier exhaust fumes.

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But the one in Gerald's new car was clogged

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and if he drove around like that for much longer

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the car would simply stop working

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and the only solution then would be to replace the DPF,

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which usually costs at least ?1,000.

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So I said, "How has it got blocked after 1,500 miles?"

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And the head technician, she said, "Well, you're only doing short mileage.

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"It's not good for that car."

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Like many prospective buyers,

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Gerald had had no idea that in fact a diesel isn't the car to get if

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you're only going to do low mileage.

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That's because the soot that clogs up the DPF needs to be burnt off,

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which happens on long or high-speed journeys when the exhaust gets hot.

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But that won't happen if you're a driver like Gerald

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who only does around 5,000 miles a year,

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almost entirely on short trips around town.

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We asked motoring expert Tim Shawcross

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to pay Gerald a visit and explain more.

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Because your journeys are so short

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the exhaust isn't getting hot enough to burn that soot off

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and that's why that warning light came on.

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Ideally, you need to take it on a decent run with the engine speed at

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2,000 rpm or above for at least 20 minutes.

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Then the whole system gets hot enough to burn those gases off.

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Gerald couldn't understand why this had never been an issue because with

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his old vehicle, which was also the diesel.

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But that car was ten years old and built before the DPFs

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were made compulsory in 2009,

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and that was the moment when diesel cars became unsuitable

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for a big proportion of drivers who probably have them.

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Diesel cars have changed,

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they're not the same as they were five years ago or ten years ago.

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If you only do short trips don't buy a diesel.

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If you have bought a diesel and you get that warning light coming on

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you must take it for a decent run, get lots of engine revs,

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give it a really good workout - that will clear the filter

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and you won't have problems.

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But Gerald was somewhat taken aback at the advice he was

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given about how to sort the problem out.

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The best thing to do, he said,

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every morning run it for about ten or 20 minutes before you drive away.

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And I thought I can't do that every morning,

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I just spent ?20,000 on a new car.

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Gerald was adamant that when he bought the car

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he told the sales staff how many miles he drives each year

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and they still recommended a diesel.

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I do feel I was mis-sold it.

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Important information was held back about that car.

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I'm not saying it was deliberately done, intentionally,

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but I do believe I was mis-sold.

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The dealership told us the team members Gerald had dealt with

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is no longer with the business

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so can't comment on what was discussed.

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But it said that when Gerald raised his concerns

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he was given the opportunity to swap his car

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for an identical petrol model of the same age,

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an offer that still stands.

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Gerald however has refused,

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as that car's value would be nearly ?6,000 less

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than he originally paid.

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So while Gerald and the dealership remain at stalemate,

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that DPF isn't the only thing you need to think about

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when you're trying to decide if a diesel is the right car for you.

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New diesel cars cost more to buy and more to service,

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but you do get a lot more miles to each tank than with petrol,

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provided that is you drive far enough for those savings to really kick in.

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Drive less than 12,000-15,000 miles a year

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and the diesel you chose in order to save money

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could actually end up costing you more

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because the extra you'll pay to buy and run a diesel

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only balances out if you do enough miles to make that saving on fuel.

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A third of all cars on British roads are powered by diesel.

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So, how many are being driven far enough to prove cost-effective?

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We spoke to over 200 people on the streets of Manchester.

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Of the 105 diesel drivers,

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36 told us they drive less than 10,000 miles a year

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and another 34 drove between 10,000 and 12,000.

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That means a whopping two thirds of the diesel owners we met would have

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had more money in their pockets if they drove a petrol car.

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Which of course raises the question of how they ended up with a vehicle

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that doesn't suit their needs.

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So we wanted to see how often those dealerships do give potential buyers the full picture.

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To find out, we asked Kirsty Longley to let us join her

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as she went car shopping.

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Kirsty is in the market for a new motor and she'll be visiting

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six dealerships near her home in Merseyside

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to see what they recommend.

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Like Gerald, she drives 5,000 miles a year in short round-town trips,

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and also, like Gerald, she believes a diesel will save her money.

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I was looking, possibly, at a diesel car

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because I thought that it would be cheaper for me

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and more economical in the long run in terms of miles per gallon.

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Well, as we've heard, Kirsty's low mileage

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means a diesel car isn't the best choice.

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Not only would it end up costing her more to run

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but she'd risk pricey repairs to that DPF

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unless she changed her driving style.

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All of which, very positively,

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the first dealership she consulted got absolutely right.

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I asked him whether petrol or diesel would be best for my needs

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in terms of my mileage.

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And he said, "Petrol, without a doubt."

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But just an hour later, the second dealership gave Kirsty completely

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incorrect advice and recommended a diesel.

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He said as long as I use my car every day

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or at least a couple of times a week

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it was absolutely fine to use a diesel.

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It's more economical on the MPG

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and it will save me money in the long run.

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Those conflicting messages lasted all day.

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The third and fourth dealerships Kirsty visited told her

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she should definitely buy petrol,

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but the fifth and sixth both told her a diesel was the best option.

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I've been to six garages now and three have said one thing

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and three have said another.

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Some salespeople are telling me don't touch diesel with a barge pole

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and other salespeople are telling me to be on the safe side,

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buy a diesel. So I really am confused.

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And who can blame her? To see if that experience was a one-off

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we sent a member of our team to a further ten dealerships around Greater Manchester,

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telling them she drove up to 8,000 miles a year

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all in small round-town journeys.

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Five of them did tell her a diesel wasn't right for her

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and specifically mentioned the DPF.

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But the other five all wrongly said a diesel was just what she needed.

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It's a situation Tim Shawcross is certain shouldn't be happening.

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This problem has been around for some time.

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We've known diesel cars are not suitable for lots of short journeys

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so dealers to make sure they understand

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what type of driving their customers are doing

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and then make the appropriate recommendation.

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Both the AA and RAC would agree,

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recommending that anyone buying a car for mostly stop-start town-based driving

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shouldn't be buying a diesel.

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But when we asked the Retail Motor Industry Federation why dealerships

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don't always make this clear to potential buyers

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it declined to comment.

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Back in Wrexham, Gerald is yet to come to a satisfactory agreement

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with the dealership that sold him his car.

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But he's keen to make sure others

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don't find themselves in the same position.

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My message to anybody who does a minimum amount of mileage,

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don't even look at a diesel engine at the moment.

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Now, dogs have been put to work for almost as long as we've been calling

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them man's best friend.

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And a well-trained dog can do some really incredible things,

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sniffing out drugs or explosives with the police,

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being the eyes and ears of someone with impaired sight or hearing or,

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as in the case of our next film,

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helping an autistic child

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keep on top of a very confusing and daunting world.

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You know, it takes years to properly train a service dog and there

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can be long waiting lists for families that need their assistance.

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So you can understand why some might be tempted

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to look for a speedier solution.

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And that's what drew a number of people to fork out thousands of

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pounds to a company that promises dogs would transform the lives of

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families in need, and in some ways they did.

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But I'm afraid for all the wrong reasons.

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This is Obi, who's become a really good friend to eight-year-old Luke.

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Now, Luke is autistic and can find new situations and unfamiliar people

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hard to handle.

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His mum, Sam, I knew a properly trained dog

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could transform their family life.

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But that's not quite how things worked out.

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Hi.

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I'm Gloria. Hi.

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How are you?

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Sam had been thrilled to discover that a service dog can help keep

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children with autism calm in times of stress.

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How did you find out that a dog

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would actually be of great assistance to Luke?

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We thought if it could help in some way in getting him out and about and

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able to just interact with the world around him

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and have some semblance of a childhood

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to help Luke feel confident enough to leave his comfort zone.

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I'm a star of a TV show!

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The seven UK charities that raise and train service dogs

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assign them to of families free of charge.

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But there's usually a long, long waiting list,

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sometimes of up to two years.

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So when Sam saw a company that charged for its dogs

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but had no waiting list, it seemed perfect.

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It was all very professional.

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It confirmed the things that I've already read

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about what these dogs can be trained to do and assist with.

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I discussed it with my partner and we both sort of agreed that it was

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definitely worth looking into.

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The cost was very high.

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How much? It was ?6,000 in total.

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But the payments could be made in instalments.

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The company was called Service Dogs Europe

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and it offered assistance dogs for a wide range of needs.

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I spoke to the owner at length on the phone

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and he was very reassuring,

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he discussed that his own children had autism

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so he knew how powerful the love between a child and a dog could be

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and on top of that, obviously,

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these dogs would be highly trained to assist.

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Sam's preference was for an adult dog already trained and able to cope

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with Luke's behaviour.

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But Service Dogs Europe had other ideas.

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So, in the end, did you get a choice of the dog eventually received?

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No. We didn't. But the owner reassured me

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that actually joining the puppy programme

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was the way to go, as an adult dog may come into the situation and be

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intimidated by Luke's meltdowns.

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Whereas he suggested that a puppy would grow up

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around the meltdowns and therefore not be bothered by them.

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With the company assuring her that the puppy would be fully trained

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to assist Luke as he grew bigger,

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Sam signed up and paid a deposit of ?479.

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What was that anticipation like?

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It was huge. We were all sort of jumping around and very,

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very excited to be getting this puppy.

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Luke called his new Labrador pup Obi and it didn't take long

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before he started to feel like part of the family.

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Let's see.

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Aw, that's so good.

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I love that picture.

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So, Luke, tell me about your dog, Obi. Well, he's pretty silly.

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He doesn't know much.

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He probably has a pea for a brain.

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But he's good.

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In just a few weeks it was obvious to Sam

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that Obi was having a profound effect on Luke.

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He would go to Obi for cuddles when he was feeling that he was

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losing his temper, when things were starting

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to spiral out of control for him, which was the ideal scenario,

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that's exactly the reason behind...

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That's what you were looking for, really. Yes, exactly.

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So, it was a great start.

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And Obi hadn't yet started the formal training

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promised as part of the Service Dogs Europe package.

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But before that training could begin

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the family discovered that Obi needed complex surgery

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on one of his shoulders.

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The operation went well but he was prescribed six weeks of strict rest,

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something that really frustrated the boisterous pup.

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He was very, very hyperactive,

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he was nipping an awful lot.

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He actually bite Luke on the face

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and it left a mark and obviously we were out of our depth.

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I didn't know how to handle a hyperactive puppy.

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Once Obi was recovered and ready to start the training included in the

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contract, Sam got in touch with Service Dogs Europe to sort it all out.

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But to her horror, the company told her there was no training planned,

0:18:090:18:13

instead that she needed to find and pay for it herself,

0:18:130:18:16

with the company making only a ?250 contribution.

0:18:160:18:21

Straightaway I said to my partner, "But it's all covered.

0:18:210:18:24

"It's in the contract. It's all covered in the first instalment."

0:18:240:18:27

You paid the instalment. That we paid.

0:18:270:18:29

And I was thinking this isn't good.

0:18:290:18:31

We've paid a lot of money so far

0:18:310:18:33

and this isn't really the service I'm expecting.

0:18:330:18:37

So, I wrote an e-mail of complaint.

0:18:370:18:38

And I sort of pointed out we were feeling very unsupported,

0:18:390:18:42

that the terms in the contract weren't being met

0:18:420:18:45

as they were stated.

0:18:450:18:46

So far, Sam had paid almost ?2,000 towards the full ?6,000

0:18:490:18:53

Obi would cost.

0:18:530:18:55

And for that they have got an untrained and unhealthy puppy,

0:18:550:18:59

one that would have cost just a few hundred pounds on the open market.

0:18:590:19:04

But I'm afraid she didn't get the response she was expecting.

0:19:040:19:08

I got a phone call from the owner.

0:19:080:19:10

He told me that because I'd sent them a complaint,

0:19:100:19:13

they felt like cancelling the contract.

0:19:130:19:15

Which would mean Obi would have to be returned to them.

0:19:150:19:18

As is typical with many service dogs in training, the company,

0:19:200:19:24

not the family, was still Obi's official owner.

0:19:240:19:27

So it would have been well within its rights to take him away.

0:19:270:19:30

But little Luke now grown so dependent Obi

0:19:300:19:32

that the family simply couldn't face handing him back.

0:19:320:19:35

After several fraught conversations Service Dogs Europe agreed to sign

0:19:370:19:42

ownership over to family

0:19:420:19:43

if Sam agreed to sign a gagging order

0:19:430:19:45

preventing her from talking about her experience with the company.

0:19:450:19:49

And did you signed that at the time? I did sign it at the time, yes.

0:19:500:19:53

But now you're talking to us

0:19:530:19:55

so when did the gagging order go out the window?

0:19:550:19:57

I presume the gagging order went when the owner shut up shop and ran.

0:19:570:20:02

Just closed down? Yeah.

0:20:020:20:06

In October 2015, Service Dogs Europe ceased trading

0:20:060:20:09

and Sam has heard nothing from the owners since.

0:20:090:20:13

In the meantime, they have been training Obi themselves

0:20:130:20:16

and just about getting by.

0:20:160:20:18

Obviously, we got Obi - expecting him to be trained

0:20:180:20:22

to be able to offer assistance to Luke.

0:20:220:20:25

He's taken up so much of my time and energy when my time and energy is

0:20:250:20:29

already so spread thin by having to meet Luke's needs anyway.

0:20:290:20:36

It's not what it was meant to be.

0:20:360:20:38

When Service Dogs Europe shut up shop it left behind dozens of

0:20:380:20:42

disappointed customers.

0:20:420:20:43

Some, like Sam, had paid thousands of pounds for untrained dogs,

0:20:440:20:48

but others had never received their dogs in the first place

0:20:480:20:51

and we've also heard from people

0:20:510:20:53

who did buy apparently fully trained adult dogs

0:20:530:20:56

only to find they simply hadn't been trained

0:20:560:20:59

to the standard that assistance dogs should meet.

0:20:590:21:02

And according to Elizabeth Wacker,

0:21:030:21:05

one of the company's former trainers in Ireland,

0:21:050:21:07

who we spoke to via webcam, that wasn't unusual.

0:21:070:21:11

She was fired by Service Dogs Europe

0:21:110:21:13

after she says attempting to speak out.

0:21:130:21:16

A lot of us were very, very concerned about...

0:21:160:21:20

Not just the welfare of our dogs, the welfare of the children.

0:21:200:21:22

She says some of the dogs she was told to train

0:21:240:21:26

clearly were not cut out to be assistance dogs at all.

0:21:260:21:30

No way were all these puppies suitable for service dog training,

0:21:300:21:34

by no means, shape or form.

0:21:340:21:36

The 60% fail rate in normal situations.

0:21:360:21:40

These puppies, we were expected

0:21:400:21:43

to turn dogs into service dogs 100% of the time.

0:21:430:21:47

Maybe one or two failures we were allowed -

0:21:470:21:49

one or two, we could wash out -

0:21:490:21:51

but after that, he would say we're just making excuses...

0:21:510:21:54

..and that we're not good trainers.

0:21:550:21:57

Beverley Cuddy, editor of Dogs Today magazine, has been contacted

0:21:570:22:01

by many of the company's disgruntled former customers.

0:22:010:22:04

We estimate there's between 350 and 400 customers

0:22:060:22:09

for Service Dogs Europe and that's 350, 400 families

0:22:090:22:12

who are desperate for an assistance dog.

0:22:120:22:15

And, of course, it was that desperation

0:22:160:22:18

that led them to a company exploiting the gap

0:22:180:22:21

between demand and supply.

0:22:210:22:23

Those official charities have got waiting lists of two years or more

0:22:230:22:26

and that's why people have been looking elsewhere.

0:22:260:22:30

Especially, if you've got a child that needs an assistance dog -

0:22:300:22:33

a two-year wait, it seems like forever.

0:22:330:22:35

It's an eternity, isn't it? Yeah.

0:22:350:22:37

How do you know a puppy is going to eventually be trained enough

0:22:370:22:41

to make it a special assistance dog?

0:22:410:22:43

Is it to do with the breeding

0:22:430:22:44

or is it to do with the amount and style of training

0:22:440:22:47

that that pup gets? It's a perfect marriage of the two, really.

0:22:470:22:50

You need both.

0:22:500:22:51

You need the good ingredients and you need solid socialisation,

0:22:510:22:55

and with these very testing family situations

0:22:550:22:58

where they've got children who may have meltdowns,

0:22:580:23:01

the last thing you need is a dog that is an unused to

0:23:010:23:04

seeing that sort of thing

0:23:040:23:05

because you might actually have a dog who is reactive

0:23:050:23:07

to that situation and it makes everything much worse.

0:23:070:23:10

Emma, sit!

0:23:100:23:12

And trainers would say it can take months

0:23:120:23:14

to determine if a dog really is suitable for the job,

0:23:140:23:18

so selling a puppy with the promise that it will definitely be trained

0:23:180:23:22

should always set the alarm bells ringing.

0:23:220:23:24

Because this company has shut down, is it too late for these dogs

0:23:250:23:27

or can they still be trained?

0:23:270:23:29

If the dog loves the person

0:23:290:23:30

that it's meant to be signalling or helping,

0:23:300:23:33

anything is possible, it's just going to take a bit more time.

0:23:330:23:36

We contacted Service Dogs Europe about the complaints we had heard.

0:23:360:23:41

When one of its former directors got back to us,

0:23:410:23:43

he strenuously denied the vast majority of the allegations,

0:23:430:23:47

stressing that he'd been passionate about the business

0:23:470:23:50

and that he personally...

0:23:500:23:58

He accepted that "difficulties did arise"

0:23:580:24:01

and that some puppies were left untrained

0:24:010:24:03

and other dogs not delivered as promised.

0:24:030:24:06

But he blames the company's ills and rapid decline

0:24:060:24:09

on a negative social media and publicity campaign,

0:24:090:24:13

which he says was instigated, in part,

0:24:130:24:15

by the former employee we interviewed, Elizabeth Wacker.

0:24:150:24:19

He claimed that Elizabeth was dismissed

0:24:190:24:21

for reasons to do with her performance and that she,

0:24:210:24:24

along with a small number of "disgruntled individuals",

0:24:240:24:28

set out to defame Service Dogs Europe,

0:24:280:24:31

actions which led to the business failing...

0:24:310:24:35

He denied that Service Dogs Europe had ever put pressure on trainers

0:24:350:24:39

to achieve unrealistic goals

0:24:390:24:42

or to train unsuitable dogs.

0:24:420:24:44

He said the company had many happy customers and that as directors,

0:24:440:24:48

they'd not set out to make money from the venture.

0:24:480:24:51

Indeed, he told us that they never made a profit or took a wage

0:24:510:24:55

from Service Dogs Europe.

0:24:550:24:57

As for Obi, the dog Sam Earle bought for a little Luke,

0:24:570:25:01

the company director said that Service Dogs Europe

0:25:010:25:03

did everything it could to help Sam from the outset

0:25:030:25:07

and he told us it was made clear all along that the family

0:25:070:25:10

would have to partially fund some of Obi's training locally.

0:25:100:25:14

Although our research found that isn't what the contract stated.

0:25:140:25:18

I love you very much.

0:25:190:25:21

And whilst Luke and Obi have now bonded wonderfully

0:25:210:25:24

and are great pals, Obi is never going to be as much support

0:25:240:25:27

as the dog Sam thought she was buying.

0:25:270:25:30

There was no way of knowing.

0:25:300:25:31

I did my research,

0:25:310:25:33

we all did our research,

0:25:330:25:35

and there was nothing to show that this wasn't what it appeared to be.

0:25:350:25:41

Still to come on Rip-Off Britain...

0:25:490:25:51

Whether your car runs on diesel or petrol,

0:25:510:25:53

could it be costing you more to run

0:25:530:25:55

than you were led to believe when you bought it?

0:25:550:25:58

I was frankly quite appalled

0:25:580:26:00

at the sort of fuel consumption I was getting.

0:26:000:26:03

I did literally feel as though I'd been mis-sold a vehicle.

0:26:030:26:06

We are here at one of the biggest shopping centres in the UK

0:26:110:26:14

for our annual Rip-Off Britain pop-up shop.

0:26:140:26:17

It's a chance to meet you face-to-face,

0:26:170:26:19

and all our experts are here to offer advice on any situation

0:26:190:26:22

where you feel you've lost out.

0:26:220:26:24

We don't want to delay any longer, do we, girls?

0:26:240:26:26

So, we officially declare this pop-up shop open!

0:26:260:26:30

APPLAUSE

0:26:300:26:32

One of our first visitors was Barbara.

0:26:320:26:34

She'd spent ?400 on furniture

0:26:340:26:36

that hadn't lived up to her expectations.

0:26:360:26:39

So she brought them along

0:26:390:26:40

to show personal finance expert Sarah Pennells why not.

0:26:400:26:44

Barbara, you have got a problem with these rather lovely oak tables here.

0:26:440:26:48

Tell me what happened. When I bought them from the shop,

0:26:480:26:51

they gave us a tin of wax and they told us it must be waxed

0:26:510:26:54

every three months to stop the wood from splitting.

0:26:540:26:58

The next day I got them out, waxed the small table,

0:26:580:27:01

and it started to dry white.

0:27:010:27:04

So, the white stuff is here in the grain, isn't it?

0:27:040:27:06

It has ready dug into it.

0:27:060:27:08

Yes, I phoned the company and they said,

0:27:080:27:10

"In our opinion, you have over-waxed the table,

0:27:100:27:13

"so you've damaged it."

0:27:130:27:14

I said, "Well, I have got a warranty for any damage.

0:27:150:27:17

"I paid for a five-year warranty. Any damage - it's covered.

0:27:170:27:21

He said, "No, you've damaged the item, so the warranty's void.

0:27:210:27:25

"You've used too much wax."

0:27:270:27:28

And so, do you want them replaced?

0:27:280:27:31

I said, "I would like my money back and that's it."

0:27:310:27:34

What do you make of this?

0:27:340:27:35

In my opinion, the warranty should cover you

0:27:350:27:39

if it's saying is going to cover you for any kind of damage.

0:27:390:27:42

And this is, obviously, not deliberate damage.

0:27:420:27:44

You didn't set out to kind of kick the table. No.

0:27:440:27:47

Barbara had already written a letter to the retailer,

0:27:470:27:49

explaining that the wax labelled "clear" had stained the table white,

0:27:490:27:54

but the company insisted that it was Barbara's mistake.

0:27:540:27:57

So, she's asked Sarah to cast her eye over the small print.

0:27:570:28:00

One of the things that's striking me

0:28:000:28:03

is they say several times through this booklet,

0:28:030:28:07

how important it is to wax any furniture that you buy from them,

0:28:070:28:12

but they say there are certain things

0:28:120:28:13

that are not covered by the guarantee,

0:28:130:28:15

and one of them is "failing to follow the correct procedures",

0:28:150:28:19

including oiling and waxing the furniture.

0:28:190:28:21

In which case, if it is that important,

0:28:210:28:23

they should be giving you a masterclass

0:28:230:28:25

when you buy the furniture in how to use the wax, surely?

0:28:250:28:28

Because, otherwise, how do you know what is the "correct procedure"?

0:28:280:28:32

Exactly. Did they give you any instructions at all?

0:28:320:28:34

No. They gave me the wax and told me to do it.

0:28:340:28:38

With the store not budging, Barbara has hit a brick wall,

0:28:380:28:41

but Sarah's convinced she has got a case,

0:28:410:28:43

so she has offered to try to resolve things herself.

0:28:430:28:46

We'll try to see if we can get something sorted out for you.

0:28:460:28:49

Are you feeling a bit more optimistic now? Yes.

0:28:490:28:53

When Sarah did get in touch with the retailer on Barbara's behalf,

0:28:530:28:56

it reiterated its view that the problem was down

0:28:560:28:59

to using too much polish, which can be problematic

0:28:590:29:02

for furniture that, like this, has an open grain.

0:29:020:29:06

Nonetheless, it's going to give Barbara a full refund.

0:29:060:29:09

Over on the other side of the shopping centre,

0:29:100:29:12

our lawyer Gary Rycroft is about to meet a couple

0:29:120:29:15

who desperately need help with their new home.

0:29:150:29:18

Gary, we've got Jessica and Jamie,

0:29:180:29:20

and they have had a bit of a disaster.

0:29:200:29:22

Perhaps you'd like to explain what happened.

0:29:220:29:24

Well, we bought a new property off plan,

0:29:240:29:28

and we thought, "This is going to be brilliant,

0:29:280:29:30

"it's going to be a brand-new home,

0:29:300:29:32

"it's going to have a ten-year warranty."

0:29:320:29:34

And, unfortunately, that wasn't the case.

0:29:340:29:38

According to Jamie and Jessica,

0:29:380:29:39

there's been a catalogue of faults with their new home

0:29:390:29:42

that they're still struggling to get resolved.

0:29:420:29:44

We've got cracked tiles,

0:29:440:29:46

large cracks in the doors and along the stairs.

0:29:460:29:49

The electrics will trip out when the DVD player's on.

0:29:490:29:52

If you have too many appliances on at once.

0:29:520:29:55

When the couple first moved in, they were asked to sign a document

0:29:550:29:58

stating that they were happy with the quality of the house.

0:29:580:30:01

But, as often happens,

0:30:010:30:02

it was only later that the problems became apparent.

0:30:020:30:05

Given what you've just heard, what's their best line of attack?

0:30:050:30:08

Strangely enough, Julia, Jamie, Jessica,

0:30:080:30:11

you actually have more rights, more legal rights,

0:30:110:30:13

with a new car and, in fact, a tin of beans,

0:30:130:30:15

than you do with a new house.

0:30:150:30:17

Because if you buy a new car, if it's defective,

0:30:170:30:20

then you can reject the goods within a certain period of time.

0:30:200:30:23

You can't do that very easily with a new house.

0:30:230:30:26

Having said that, you, of course,

0:30:260:30:27

do not have to accept what has been said in the quality check.

0:30:270:30:30

When you move in, you get a snagging list.

0:30:300:30:32

Did you have a snagging list yourself?

0:30:320:30:35

A very comprehensive snag list.

0:30:350:30:36

Yes. Which is still waiting for completion.

0:30:360:30:40

We've been promised that the snag list will be dealt with.

0:30:400:30:43

That was last year and we are still waiting for resolution.

0:30:430:30:48

How long down the line is this?

0:30:480:30:50

We are nearly at the end of our two-year warranty.

0:30:500:30:53

We're very, very stuck.

0:30:530:30:54

Do you think the builder is also looking at that deadline

0:30:540:30:57

and thinking..."Hmm." Looking at the clock? Yes.

0:30:570:31:00

The fact is, you have complained within the two-year period.

0:31:000:31:04

So, they can't just sit on their hands

0:31:040:31:06

and wait for the time to expire.

0:31:060:31:09

But if they still get no joy,

0:31:090:31:10

then Gary has spotted another way forward.

0:31:100:31:13

The builder is part of a national scheme

0:31:130:31:15

through which their case can be referred

0:31:150:31:17

to an independent adjudicator.

0:31:170:31:20

What I would recommend you do

0:31:200:31:22

is actually write to them again,

0:31:220:31:24

remind them that under the code of conduct for home-buyers,

0:31:240:31:28

you are entitled to refer a matter to independent mediation,

0:31:280:31:32

and the mediator can make a financial penalty on the builder.

0:31:320:31:38

So, they can award up to ?15,000 to you as the home-buyer.

0:31:380:31:43

You know, it's important that you assert your rights here,

0:31:430:31:49

and, hopefully, that will resolve matters.

0:31:490:31:51

So, you have got your marching orders now. Do you feel better?

0:31:510:31:54

Yes. Thank you.

0:31:540:31:56

And, if you're thinking of buying a new-build home,

0:31:560:31:59

you'll find more top tips from Gary on our website...

0:31:590:32:06

Earlier in the programme,

0:32:090:32:11

we revealed how many diesel drivers just might be spending

0:32:110:32:14

rather more on running their cars than they expected

0:32:140:32:16

when they first bought them because the cars don't drive far enough

0:32:160:32:20

for the savings to take effect.

0:32:200:32:22

But it seems that the drivers of petrol cars

0:32:220:32:25

shouldn't be resting all that easy either

0:32:250:32:27

because they too could be driving off the forecourt

0:32:270:32:30

to find that the supposedly economical car

0:32:300:32:33

that they thought they were buying

0:32:330:32:35

might well be costing them rather a lot more

0:32:350:32:37

than they bargained for, too.

0:32:370:32:38

Running a car is an expensive business,

0:32:410:32:44

and on top of what you pay to buy, tax, insure

0:32:440:32:47

and service your motor,

0:32:470:32:49

fuel costs an average 12p for every single mile you drive.

0:32:490:32:53

So, is it any wonder that lots of us seek out cars

0:32:530:32:56

that stretch those pennies even further?

0:32:560:32:58

And that's certainly what Ian Kennedy was hoping to do

0:33:000:33:03

when he chose his last car -

0:33:030:33:05

a brand-new Audi A4 Allroad.

0:33:050:33:08

I checked the fuel consumption of the Audi

0:33:090:33:12

against its close competitors,

0:33:120:33:14

and it seemed to be a very acceptable...

0:33:140:33:18

..performance model in terms of its fuel economy.

0:33:190:33:23

The brochure said the car should do just under 50 miles per gallon.

0:33:230:33:27

But soon after driving it off the forecourt,

0:33:270:33:30

Ian realised it was nowhere near that efficient.

0:33:300:33:32

I used to achieve round about 500 miles per tank-full

0:33:330:33:37

on my previous Audi, and to suddenly find that the modern car

0:33:370:33:41

was achieving 400 miles per tank-full was quite a shock.

0:33:410:33:46

And even on journeys that shouldn't use much fuel,

0:33:460:33:48

he struggled to get even close to the mileage that had been suggested.

0:33:480:33:52

I went on a long trip down to Devon to see my son,

0:33:520:33:55

the car actually returned about 41 miles to the gallon,

0:33:550:33:59

which is considerably less than the advertised fuel economy.

0:33:590:34:03

And around town, that figure dropped to a lowly 35 miles to the gallon.

0:34:030:34:08

At that level, Ian's Audi

0:34:080:34:10

would cover less than 470 miles on every tank,

0:34:100:34:13

compared to the 622 you would expect from the official figures.

0:34:130:34:18

I was frankly quite appalled

0:34:180:34:19

at the sort of fuel consumption I was getting.

0:34:190:34:23

I did literally feel as though I had been mis-sold a vehicle.

0:34:230:34:27

So, Ian complained to his Audi dealership,

0:34:270:34:30

and got a response he really wasn't expecting.

0:34:300:34:32

They were prepared to pay for the extra fuel

0:34:330:34:37

that the vehicle would consume in the first year of its use.

0:34:370:34:43

Ian was offered ?751 to cover the extra fuel costs.

0:34:450:34:50

But he was having none of it and, instead,

0:34:500:34:53

took the dealership to court.

0:34:530:34:55

I had to pursue it

0:34:550:34:56

to try and get some satisfaction through the courts

0:34:560:35:00

on my own behalf, and also on behalf of the car-buying public.

0:35:000:35:03

Ian accused Audi of making unreasonable claims,

0:35:050:35:09

but the judge ruled there was no case to answer

0:35:090:35:11

because Ian hadn't actually bought the car from Audi itself,

0:35:110:35:15

but a separate company, Audi Finance,

0:35:150:35:18

which had never made any claims about fuel efficiency.

0:35:180:35:22

So, the case was dismissed.

0:35:220:35:24

But if Ian's court case didn't end up

0:35:240:35:26

quite in the way that he hoped it would, he did succeed

0:35:260:35:28

in drawing attention to something that millions of other drivers

0:35:280:35:32

all over the world have noticed, as well.

0:35:320:35:34

And that is that their cars

0:35:340:35:35

never seem to go quite as far on a tank of fuel

0:35:350:35:38

as the manufacturers' brochure or website says that they should.

0:35:380:35:42

And that's because the published figures

0:35:420:35:45

come from controlled laboratory tests,

0:35:450:35:48

rather than the real world of driving that we all do every day.

0:35:480:35:52

Of course, that means there's a big difference.

0:35:520:35:55

What Car? magazine tests real-world fuel efficiency,

0:35:560:36:00

and almost across the board

0:36:000:36:02

has discovered both diesel and petrol cars failing to achieve

0:36:020:36:06

the figures that manufacturers claim.

0:36:060:36:08

From our figures, we know now that typically a claimed figure

0:36:080:36:12

is 30% higher than what a customer will get in the real world,

0:36:120:36:15

and that's a huge gap that will have a huge impact on the running costs

0:36:150:36:17

of that car.

0:36:170:36:19

In the magazine's tests,

0:36:190:36:21

the ten cars that had the biggest difference

0:36:210:36:23

between the manufacturer's claimed efficiency

0:36:230:36:25

and the real-world figures included Britain's

0:36:250:36:28

bestselling car, the Ford Fiesta.

0:36:280:36:30

Officially, a Fiesta with a one-litre engine

0:36:300:36:33

is claimed to get almost 63 miles to the gallon,

0:36:330:36:36

and when What Car? tested it in 2014, it managed only 39.7.

0:36:360:36:41

In the same year, Renault's Captur -

0:36:410:36:43

also with a one-litre engine -

0:36:430:36:45

achieved just 34.3 miles to the gallon,

0:36:450:36:49

compared with a claimed 56.5.

0:36:490:36:51

But the car with the biggest difference between its official

0:36:510:36:54

and real-world MPG

0:36:540:36:56

was Fiat's 2013 one-litre Panda,

0:36:560:36:59

which achieved 61.5 miles per gallon in the official tests,

0:36:590:37:03

but only 34.4 in the real-world tests.

0:37:030:37:06

Which means it would most likely cover 200 fewer miles per tank

0:37:060:37:10

than Fiat's own statistics suggest.

0:37:100:37:12

All three of these vehicles are small petrol cars,

0:37:140:37:17

a fact that hasn't gone unnoticed by the magazine's team.

0:37:170:37:21

There's a general rule of thumb.

0:37:210:37:23

We're seeing that this new breed of small, petrol-engined cars

0:37:230:37:28

claim to be among some of the most economical,

0:37:280:37:30

but actually in the real world, they very rarely are.

0:37:300:37:33

Of course, the result of all of this is that if you choose a car

0:37:340:37:37

because the manufacturer claims that it's extremely fuel-efficient,

0:37:370:37:41

you could be driving away from the showroom

0:37:410:37:43

in something that ends up costing rather more to run

0:37:430:37:46

than you'd expected. Unless, that is,

0:37:460:37:49

the staff in the showroom are upfront

0:37:490:37:52

about how unrealistic those official figures can be.

0:37:520:37:56

Well, that's something that we've put to the test

0:37:580:38:00

with the help of three volunteers.

0:38:000:38:03

First up, Kirsty from Liverpool, who, earlier in the programme,

0:38:030:38:06

helped us see what showrooms advise about buying a diesel car.

0:38:060:38:09

We also enlisted taxi driver Steve from Milton Keynes,

0:38:100:38:14

and HR consultant Joanne from Manchester.

0:38:140:38:18

We asked all three of them to visit six dealerships near their home,

0:38:190:38:23

and quiz sales staff on whether the manufacturer's official

0:38:230:38:26

miles-per-gallon figures were realistic.

0:38:260:38:29

I said to the salesperson, "Is that the true mileage cost?"

0:38:290:38:32

He said, "That's the figures from the manufacturers,

0:38:320:38:34

"and it's done on test conditions."

0:38:340:38:36

In four of the six dealerships they each visited,

0:38:390:38:41

Steve and Joanne were told NOT to expect to achieve

0:38:410:38:45

the manufacturer's official figures.

0:38:450:38:47

The salesman said I couldn't always trust the figures

0:38:480:38:50

that were in the book and I needed to take about 10% off

0:38:500:38:53

those miles-per-gallon that were stated

0:38:530:38:54

because he said they were done under factory conditions

0:38:540:38:57

and they weren't always realistic.

0:38:570:38:59

I'm not surprised at all.

0:38:590:39:00

I think they publicise high miles-per-gallon

0:39:000:39:03

to try and entice people in, to try and get them to buy the new cars.

0:39:030:39:08

But each of them also visited two dealerships

0:39:080:39:11

where staff said the official figures were realistic.

0:39:110:39:14

When I questioned the salesman about the figures that were quoted

0:39:140:39:17

in the book, he did say that they were accurate.

0:39:170:39:20

He would only give me the official figures

0:39:200:39:22

that's written in the brochures.

0:39:220:39:24

But in Liverpool,

0:39:250:39:26

four of the dealerships told Kirsty

0:39:260:39:29

she could expect to achieve the official MPG.

0:39:290:39:32

He said the figures in the book were true for the manufacturer,

0:39:320:39:36

so you can trust what the manufacturer said,

0:39:360:39:38

and to take what's in the brochure as gospel.

0:39:380:39:41

Overall, eight of the 18 new car dealerships we visited

0:39:420:39:46

gave us inaccurate information,

0:39:460:39:48

telling us the published figures are realistic.

0:39:480:39:51

So, when that advice could leave you out of pocket,

0:39:510:39:54

it really is vital that you don't just take the dealer's word for it

0:39:540:39:57

before shelling out on such a big purchase.

0:39:570:40:00

I think it's important that you always remember

0:40:010:40:04

to do your own research.

0:40:040:40:05

You have to take what they tell you with a pinch of salt

0:40:050:40:07

and go and find out yourself

0:40:070:40:08

from independent sources what the real figures are.

0:40:080:40:11

When we put the findings of our secret shopping trips

0:40:120:40:15

to the Society of Motor Manufacturers and Traders,

0:40:150:40:18

it told us the difference

0:40:180:40:20

between the official laboratory test results,

0:40:200:40:23

which manufacturers are "legally obliged to advertise",

0:40:230:40:26

and on-road performance, are well-known.

0:40:260:40:29

And the industry acknowledges the need for fundamental reform.

0:40:290:40:32

It explained...

0:40:320:40:40

But added that new tests,

0:40:400:40:41

which will incorporate on-road testing, are planned from 2017...

0:40:410:40:45

We also contacted Audi, the manufacturers of Ian's car,

0:40:520:40:55

which said though it understands his frustrations...

0:40:550:40:58

It stressed all new cars are tested under standardised conditions

0:41:030:41:07

that every car manufacturer has to adhere to.

0:41:070:41:10

And they're compelled to use the resulting figures

0:41:100:41:13

in all public-facing communications.

0:41:130:41:15

The company went on to say it does always clearly state

0:41:150:41:19

that the quoted figure may differ

0:41:190:41:21

from what's achieved in real-world conditions.

0:41:210:41:23

As for the manufacturers whose vehicles came out worst

0:41:250:41:28

in What Car? magazine's tests,

0:41:280:41:30

they too reiterated that they're simply complying

0:41:300:41:33

with official EU testing conditions,

0:41:330:41:35

but added that they welcome the upcoming changes

0:41:350:41:37

that will allow them to illustrate what a car will really achieve.

0:41:370:41:41

Back in Wilmslow, Ian decided the Audi simply was not the car for him,

0:41:430:41:48

so he traded it in.

0:41:480:41:50

And while the whole saga has cost him more than ?5,000,

0:41:500:41:54

he is at least happy with his new car's performance.

0:41:540:41:56

The fuel consumption is regularly returning in the high 40s,

0:41:580:42:01

and about 45 to the gallon going around town,

0:42:010:42:04

so I'm extremely pleased with it.

0:42:040:42:06

It's doing exactly as the advertised consumption should do.

0:42:060:42:10

Now, when it turns out that you've bought something

0:42:170:42:19

that wasn't actually right,

0:42:190:42:21

or indeed perhaps you were just mis-sold it in the first place,

0:42:210:42:24

it can be really hard to prove what's happening.

0:42:240:42:27

Which could mean that you're left not just hugely out of pocket,

0:42:270:42:31

but that you're stuck with something totally unsuitable

0:42:310:42:34

that you just can't afford to replace.

0:42:340:42:36

Well, obviously there's a world of difference

0:42:360:42:38

between the families we met today,

0:42:380:42:40

who have been left looking after a pet that was actually intended

0:42:400:42:43

to help look after THEM,

0:42:430:42:45

and the millions of people

0:42:450:42:47

who may well be driving the wrong kind of car.

0:42:470:42:49

But they're united by the same unfortunate fact,

0:42:490:42:53

that switching to what they really need

0:42:530:42:55

won't always be financially possible.

0:42:550:42:57

Those dogs and cars, they don't come cheap.

0:42:570:43:00

You can say that again. Actually, we have a diesel at home.

0:43:000:43:02

We bought a diesel to be efficient,

0:43:020:43:04

and since we made that film,

0:43:040:43:06

I've realised that we probably don't drive far enough

0:43:060:43:09

to make it the best thing for us either,

0:43:090:43:11

so all these years we thought we were saving money

0:43:110:43:13

when there's a chance that it may end up costing us more.

0:43:130:43:16

On that note, that's where we come to the end of the road for today.

0:43:160:43:19

Thanks for keeping us company,

0:43:190:43:20

and until next time from all of us, bye-bye. Bye. Bye

0:43:200:43:24

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