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-Meet the sheriffs. -Let's go and introduce ourselves. | 0:00:02 | 0:00:04 | |
-We're High Court Enforcement Officers. -We're here today to execute a High Court writ. | 0:00:04 | 0:00:07 | |
Their job is to get you your money back. | 0:00:07 | 0:00:10 | |
It's an arrestable offence to stop me doing my job. | 0:00:10 | 0:00:13 | |
If you've been ripped off and don't know where to turn... | 0:00:13 | 0:00:16 | |
I'm not waiting any more. | 0:00:16 | 0:00:17 | |
I'm ordered to seize goods to clear this debt which would mean | 0:00:17 | 0:00:19 | |
clearing this place out. | 0:00:19 | 0:00:21 | |
..if you've been to court but still not been paid what you're owed... | 0:00:21 | 0:00:25 | |
Why don't you just tell me who you are? | 0:00:25 | 0:00:26 | |
This is an absolute crock. You need to pay this. | 0:00:26 | 0:00:29 | |
..it's time to call the sheriffs. | 0:00:29 | 0:00:32 | |
I've seized your car, sir. | 0:00:32 | 0:00:33 | |
You can either let us through the door or we'll go through the window. | 0:00:33 | 0:00:36 | |
Whoa, whoa, whoa. | 0:00:36 | 0:00:37 | |
They're enforcement officers of the High Court | 0:00:37 | 0:00:40 | |
and the law says they're on your side. | 0:00:40 | 0:00:43 | |
I've just collected 42 grand. | 0:00:43 | 0:00:44 | |
Coming up... | 0:00:48 | 0:00:50 | |
when former army medic Alan Trott worked | 0:00:50 | 0:00:52 | |
for a private ambulance company, | 0:00:52 | 0:00:54 | |
they didn't pay him for almost a year. | 0:00:54 | 0:00:56 | |
They just think that by fobbing us off we would go away, | 0:00:56 | 0:01:00 | |
well, we weren't going to go away. | 0:01:00 | 0:01:02 | |
Can the sheriffs get Alan his money from the camera-shy company owner? | 0:01:02 | 0:01:06 | |
We're looking to seize vehicles today, | 0:01:06 | 0:01:08 | |
you need to come and deal with this, sir. | 0:01:08 | 0:01:10 | |
In Wales, it's an early morning call for a surprised farmer. | 0:01:11 | 0:01:15 | |
Mr Hughes, can we have a word with you, please? | 0:01:15 | 0:01:17 | |
Can sheriffs Tom and Craig persuade him pay to his debt? | 0:01:17 | 0:01:21 | |
-£4,400... -BLEEP! -What's that for!? | 0:01:21 | 0:01:25 | |
And when sheriffs Lawrence and Kev try to get some money | 0:01:25 | 0:01:28 | |
for a wronged car buyer, they find themselves locked in the garage... | 0:01:28 | 0:01:32 | |
You've now trapped us in here. | 0:01:32 | 0:01:33 | |
Whoever has put those barriers up has now committed a criminal offence | 0:01:33 | 0:01:37 | |
Can they get themselves out, and the money paid? | 0:01:37 | 0:01:40 | |
On the road and heading to a rendezvous with a difference | 0:01:44 | 0:01:46 | |
this morning are Enforcement Officers Lawrence and Kev. | 0:01:46 | 0:01:50 | |
We're in Morden in Surrey | 0:01:50 | 0:01:52 | |
and we are going to Medical Dispatch Ambulance Services Ltd. | 0:01:52 | 0:01:56 | |
They're owing £2,947. | 0:01:56 | 0:01:58 | |
The man they're on their way to help is former soldier Alan Trott. | 0:02:02 | 0:02:06 | |
His time in the army left him with a valuable qualification. | 0:02:06 | 0:02:10 | |
I was a medic | 0:02:10 | 0:02:11 | |
and I served in that role in the '91 Gulf War. | 0:02:11 | 0:02:15 | |
I was with an armoured field ambulance unit. | 0:02:15 | 0:02:18 | |
The armoured vehicles would bring back the casualties. | 0:02:18 | 0:02:21 | |
We would treat them and then evacuate them to the field hospital. | 0:02:21 | 0:02:25 | |
Alan now runs first-aid classes for the British Heart Foundation. | 0:02:26 | 0:02:30 | |
But after he left the army, he and his wife | 0:02:30 | 0:02:32 | |
worked for Medical Dispatch Ambulance Services Ltd, | 0:02:32 | 0:02:35 | |
run by Robert Burch. The company hired out | 0:02:35 | 0:02:38 | |
private ambulances for concerts and major events. | 0:02:38 | 0:02:41 | |
We would go to the venue prior to the start of the concert. | 0:02:42 | 0:02:45 | |
If there was any accidents or any treatment required, | 0:02:45 | 0:02:48 | |
we would attend to them. | 0:02:48 | 0:02:50 | |
Give them the primary aid, | 0:02:50 | 0:02:51 | |
then call in the backup from the ambulance services if needed. | 0:02:51 | 0:02:55 | |
And the company boss wasn't plain Mr Burch. | 0:02:57 | 0:03:00 | |
He had a title, Lord Robert Burch. | 0:03:00 | 0:03:03 | |
Early impressions of him were positive. | 0:03:03 | 0:03:06 | |
Quite a pleasant guy, quite friendly. | 0:03:06 | 0:03:08 | |
Told us what the company was about, and it seemed fine. | 0:03:08 | 0:03:12 | |
We got on with him, OK. | 0:03:12 | 0:03:14 | |
At first, it was great fun, helping people | 0:03:17 | 0:03:19 | |
and seeing some top quality entertainment. | 0:03:19 | 0:03:22 | |
We saw some really big groups like Iron Maiden, Michael Buble. | 0:03:22 | 0:03:26 | |
But it also had its serious side. | 0:03:27 | 0:03:31 | |
I don't think it's any exaggeration to say that | 0:03:31 | 0:03:33 | |
over the time that we worked for Medical Despatch we did save lives. | 0:03:33 | 0:03:37 | |
But it wasn't long before problems started. | 0:03:37 | 0:03:41 | |
We did soon realise that they weren't the quickest | 0:03:41 | 0:03:45 | |
payers of wages and we were having to wait sometimes | 0:03:45 | 0:03:48 | |
two to three months before the money would come through. | 0:03:48 | 0:03:51 | |
At first, Alan carried on working for the company | 0:03:51 | 0:03:53 | |
on an occasional basis and was assured he'd get his money. | 0:03:53 | 0:03:57 | |
But nothing came. | 0:03:57 | 0:03:58 | |
After nearly a year of working without pay, | 0:03:58 | 0:04:01 | |
Alan and his wife called a halt. | 0:04:01 | 0:04:04 | |
That was the time we sort of said, | 0:04:04 | 0:04:06 | |
"We're now not going to do any more work until you...you pay us." | 0:04:06 | 0:04:09 | |
We offered them to pay in instalments, so we said, | 0:04:11 | 0:04:13 | |
"Pay us £100 a month, we don't care, | 0:04:13 | 0:04:15 | |
"as long as we get the money," you know, "if you're having | 0:04:15 | 0:04:17 | |
"problems, just pay us the a nominal sum until it's all paid off." | 0:04:17 | 0:04:22 | |
No response, nothing. They didn't want to know. | 0:04:22 | 0:04:25 | |
We were constantly being told, oh, we had to speak to the | 0:04:25 | 0:04:28 | |
accounts department or the HR department, this person | 0:04:28 | 0:04:33 | |
and that person, as if he was some sort of multinational company, you | 0:04:33 | 0:04:37 | |
know, instead of a guy working out of some semi-detached in Wimbledon. | 0:04:37 | 0:04:41 | |
Determined to get the money owed to him, | 0:04:43 | 0:04:45 | |
Alan took Medical Dispatch Ambulance Services Ltd to court. | 0:04:45 | 0:04:49 | |
He just seemed to think that by ignoring us or fobbing us off, | 0:04:49 | 0:04:53 | |
we would go away. Well, we weren't going to go away. | 0:04:53 | 0:04:56 | |
The company didn't contest the case | 0:04:56 | 0:04:59 | |
and a judgment was issued in Alan's favour. | 0:04:59 | 0:05:01 | |
But despite this, he still wasn't paid. | 0:05:01 | 0:05:04 | |
Luckily, he'd been watching telly. | 0:05:04 | 0:05:07 | |
By chance, we had seen the programme The Sherrifs | 0:05:07 | 0:05:09 | |
Are Coming and we were quite impressed by the way they operated. | 0:05:09 | 0:05:14 | |
We decided that these boys know their business | 0:05:14 | 0:05:16 | |
and we're going to use them. | 0:05:16 | 0:05:17 | |
And with Alan's writ in hand, it's now up to Lawrence | 0:05:19 | 0:05:22 | |
and Kev to get him his money back. | 0:05:22 | 0:05:24 | |
When Lawrence and Kev get to their target road, | 0:05:31 | 0:05:33 | |
it's not hard to spot which house they're looking for. | 0:05:33 | 0:05:36 | |
That's the Ranger, isn't it? What's that one in there? | 0:05:38 | 0:05:41 | |
This is the one that they think's leased. | 0:05:41 | 0:05:43 | |
-Is that the Volvo? -That is a Volvo, yeah. | 0:05:43 | 0:05:45 | |
Time to see if anyone's at home. | 0:05:46 | 0:05:48 | |
HE RINGS THE INTERCOM | 0:05:51 | 0:05:53 | |
I don't think there's anybody in. Hello? | 0:05:54 | 0:05:57 | |
Medical Dispatch Ambulance Services? | 0:05:57 | 0:05:58 | |
My name's Mr Grix, I'm an enforcement officer | 0:05:58 | 0:06:00 | |
I have a High Court writ to execute against | 0:06:00 | 0:06:02 | |
Medical Dispatch Ambulance Services Ltd. | 0:06:02 | 0:06:04 | |
Would you like to come to the door and speak to me, sir? | 0:06:04 | 0:06:07 | |
The man says Lawrence has the wrong company name. | 0:06:07 | 0:06:09 | |
He's not Medical Dispatch Ambulance Services Ltd. | 0:06:09 | 0:06:12 | |
He's Medical Dispatch Events Ltd. | 0:06:12 | 0:06:15 | |
Completely different. | 0:06:15 | 0:06:16 | |
Right, well, I've got a writ | 0:06:16 | 0:06:18 | |
in the name of Medical Dispatch Ambulance Services. | 0:06:18 | 0:06:21 | |
We're sent to any address in England and Wales | 0:06:21 | 0:06:23 | |
where the company has assets and we can see two of | 0:06:23 | 0:06:25 | |
your assets here, so you need to come out and deal with this, please. | 0:06:25 | 0:06:29 | |
The man argues that the ambulances on the drive aren't owned | 0:06:29 | 0:06:32 | |
by the company as they've instead been sold to himself personally. | 0:06:32 | 0:06:36 | |
And you'll have some sort of proof of that, will you? | 0:06:36 | 0:06:38 | |
If it's true, it means Lawrence can't seize them, | 0:06:38 | 0:06:41 | |
if necessary, to pay off the debt. | 0:06:41 | 0:06:43 | |
We're looking to seize vehicles today. | 0:06:43 | 0:06:45 | |
You're a director of Medical Dispatch Ambulance Services Ltd. | 0:06:45 | 0:06:47 | |
You need to come and deal with this, sir. | 0:06:47 | 0:06:49 | |
I'll wait five, ten minutes for you to get dressed, then, sir. | 0:06:49 | 0:06:52 | |
While the company director gets dressed, | 0:06:52 | 0:06:54 | |
Lawrence and Kev turn to the two ambulances on the drive. | 0:06:54 | 0:06:58 | |
It looks likely that they do belong to the company. | 0:06:58 | 0:07:01 | |
But will the company director agree? | 0:07:01 | 0:07:04 | |
-He's a lord by the way. -Say again? | 0:07:04 | 0:07:07 | |
-He's a lord. -Lord? | 0:07:08 | 0:07:12 | |
Officer's title. Lord. | 0:07:12 | 0:07:14 | |
-Hello, there. -No, not having the camera. | 0:07:17 | 0:07:19 | |
And there he is, Lord Robert Burch. | 0:07:21 | 0:07:23 | |
-Not with the camera. -He's just... | 0:07:23 | 0:07:25 | |
But the camera-shy lord isn't keen on talking in front of us. | 0:07:28 | 0:07:32 | |
He asks if we're still filming, | 0:07:32 | 0:07:34 | |
which we are. | 0:07:34 | 0:07:35 | |
Back inside the house, Lord Burch finds paperwork he says | 0:07:37 | 0:07:41 | |
proves the main ambulance has been sold to himself - a receipt. | 0:07:41 | 0:07:45 | |
But when the receipt comes out through the letter box, | 0:07:47 | 0:07:49 | |
Lawrence thinks it proves quite the opposite, that the car is actually | 0:07:49 | 0:07:53 | |
in the company's name. | 0:07:53 | 0:07:55 | |
You've signed it on behalf of the company, | 0:07:55 | 0:07:57 | |
but it says "full name" and it's got Medical Dispatch Ambulance Service. | 0:07:57 | 0:08:01 | |
This says it's sold to Medical Dispatch Ambulance Service. | 0:08:01 | 0:08:04 | |
Why did you put Medical Dispatch Ambulance Service on it, then? | 0:08:04 | 0:08:07 | |
Lord Burch says he put the company name on the receipt to make | 0:08:07 | 0:08:10 | |
it eligible for road tax exemption. | 0:08:10 | 0:08:12 | |
But this is a red rag to a bull for Lawrence, who thinks this proves | 0:08:12 | 0:08:16 | |
the car is owned by the company, which means he can seize it. | 0:08:16 | 0:08:21 | |
So it has to belong to Medical Dispatch Ambulance Services | 0:08:21 | 0:08:24 | |
and not you as an individual to be exempt from tax with the DVLA. | 0:08:24 | 0:08:29 | |
The director continues to insist the ambulance is not a company | 0:08:29 | 0:08:32 | |
vehicle, but rather his personally, | 0:08:32 | 0:08:35 | |
and that it would be eligible for road tax exemption either way. | 0:08:35 | 0:08:38 | |
You need to make up your mind, then. You're contradicting yourself. | 0:08:38 | 0:08:42 | |
It's either a company vehicle and that's why it's exempt. | 0:08:42 | 0:08:45 | |
-You can't have it both ways. -No, you can't have it both ways. | 0:08:46 | 0:08:49 | |
Absolute rubbish. | 0:08:51 | 0:08:52 | |
To try to get Alan Trott his money, Lawrence ramps up the pressure | 0:08:53 | 0:08:56 | |
further by going after the second, more valuable, ambulance. | 0:08:56 | 0:09:01 | |
Lord Burch says it's also privately owned and therefore, | 0:09:01 | 0:09:05 | |
Lawrence can't seize it, but Lawrence isn't convinced. | 0:09:05 | 0:09:09 | |
We need to see the proof of purchase of that. | 0:09:09 | 0:09:11 | |
Your invoice there is in the name of the company | 0:09:11 | 0:09:15 | |
we're looking for. As it stands at the moment, as far as we're concerned, | 0:09:15 | 0:09:19 | |
that's a company asset. | 0:09:19 | 0:09:20 | |
If you say it isn't, you need to provide proof of that | 0:09:20 | 0:09:24 | |
and you need to provide it now. | 0:09:24 | 0:09:25 | |
Either way, Lord Burch says he can't pay today. | 0:09:25 | 0:09:28 | |
Well, then it's be going. | 0:09:28 | 0:09:29 | |
We're ordered here to seize assets of the company | 0:09:31 | 0:09:34 | |
sufficient to clear the debt. | 0:09:34 | 0:09:36 | |
As it stands at the moment, you've shown me | 0:09:36 | 0:09:39 | |
purchase paperwork for the Ford Ranger there, | 0:09:39 | 0:09:42 | |
in the name of the company. | 0:09:42 | 0:09:44 | |
Lord Burch heads inside to look through his paperwork | 0:09:45 | 0:09:48 | |
to try and prove where the money's come from | 0:09:48 | 0:09:51 | |
that paid for the ambulances. | 0:09:51 | 0:09:52 | |
He's off at the moment digging out his bank statements to | 0:09:52 | 0:09:55 | |
show that he personally made the transfer of funds that meant he paid | 0:09:55 | 0:09:58 | |
for the vehicle and if he manages to do that, | 0:09:58 | 0:10:01 | |
then there's not a lot we can do. | 0:10:01 | 0:10:03 | |
This enforcement is at a key moment, and Lawrence knows it. | 0:10:07 | 0:10:10 | |
Whether he can get Alan back his money now depends | 0:10:12 | 0:10:14 | |
on the paperwork Lord Burch is able to provide. | 0:10:14 | 0:10:17 | |
But after consulting his records, the director is unable to | 0:10:18 | 0:10:21 | |
produce any proof that he has personally bought the ambulances. | 0:10:21 | 0:10:25 | |
With Lawrence on the verge of towing away his vehicles, | 0:10:26 | 0:10:29 | |
Lord Burch decides to act and pays up. | 0:10:29 | 0:10:31 | |
Lawrence is put on the phone to the company accountant. | 0:10:32 | 0:10:35 | |
Hello, sir. | 0:10:35 | 0:10:37 | |
Hello there. It can be done by bank transfer. | 0:10:37 | 0:10:40 | |
Payment has gone through. | 0:10:42 | 0:10:44 | |
It's a particularly satisfying result for Lawrence, | 0:10:44 | 0:10:47 | |
who pushed hard on the ownership status of the ambulances. | 0:10:47 | 0:10:50 | |
There's your copy of the receipt. | 0:10:52 | 0:10:54 | |
That went quite well in the end. | 0:10:55 | 0:10:58 | |
He didn't seem very lordly to me. | 0:10:58 | 0:11:00 | |
It might be job done for Lawrence and Kev, | 0:11:01 | 0:11:03 | |
but for Alan, it's time to celebrate receiving the £1,900 he was owed. | 0:11:03 | 0:11:08 | |
We've received from the sheriff's office the full amount that | 0:11:08 | 0:11:11 | |
was owed, plus the interest, plus all our expenses, | 0:11:11 | 0:11:15 | |
so in the end, Medical Dispatch have had to pay out a lot more than | 0:11:15 | 0:11:20 | |
if they just paid us in the first place with a lot less hassle. | 0:11:20 | 0:11:23 | |
Really, really good news. | 0:11:25 | 0:11:27 | |
Robert Burch told us he did not know about Alan's court action | 0:11:27 | 0:11:30 | |
because the court summons was sent to an old address. | 0:11:30 | 0:11:33 | |
He said he only became aware of it when it reached the High Court | 0:11:33 | 0:11:36 | |
and went to the correct address. | 0:11:36 | 0:11:39 | |
He reiterated that the ambulances on his drive | 0:11:39 | 0:11:41 | |
were privately owned and only loaned to the company | 0:11:41 | 0:11:44 | |
and stressed that they met all DVLA requirements for | 0:11:44 | 0:11:47 | |
road tax exemption. | 0:11:47 | 0:11:48 | |
He said he had now made full payment | 0:11:49 | 0:11:51 | |
and considers the matter closed. | 0:11:51 | 0:11:52 | |
Lawrence and Kev are High Court enforcement officers commonly | 0:11:55 | 0:11:58 | |
known as sheriffs. | 0:11:58 | 0:12:00 | |
Who's the sheriff? Are you the sheriff? | 0:12:00 | 0:12:02 | |
High Court enforcement officers enforce 70,000 writs | 0:12:03 | 0:12:06 | |
and collect £65,000,000 a year, money | 0:12:06 | 0:12:09 | |
-rightfully owed to their clients. -That's what you | 0:12:09 | 0:12:13 | |
want to see. That coming out of the van. | 0:12:13 | 0:12:15 | |
-We got £1,200 in cash. -All cleared up, paid in full. | 0:12:17 | 0:12:21 | |
-A High Court writ costs £60. -He's hasn't paid, so he's | 0:12:21 | 0:12:24 | |
transferred it up to the High Court for enforcement purposes. | 0:12:24 | 0:12:27 | |
If the sheriffs are successful, | 0:12:27 | 0:12:29 | |
there's nothing more for the client to pay. | 0:12:29 | 0:12:31 | |
If they're unsuccessful, the only cost is a £60 admin fee. | 0:12:31 | 0:12:35 | |
-Yeah, what?! -I'll have you arrested for that. -What?! | 0:12:35 | 0:12:38 | |
No need to get violent, is there? | 0:12:38 | 0:12:39 | |
In Berkshire, enforcement officers Lawrence | 0:12:50 | 0:12:52 | |
and Kev are heading to a rendezvous with a car garage. | 0:12:52 | 0:12:55 | |
We're off to Reading now to a car dealer, Mazda UK Ltd, | 0:12:56 | 0:13:00 | |
but that is just the company name. | 0:13:00 | 0:13:03 | |
They're nothing to do with Mazda cars. | 0:13:03 | 0:13:05 | |
We've got a claimant, Mr Tom Upton, and a debt of £6,246.99. | 0:13:05 | 0:13:12 | |
Mr Upton bought a Mazda RXH from the garage, | 0:13:12 | 0:13:14 | |
but discovered it had serious engine problems. | 0:13:14 | 0:13:17 | |
When he asked the garage to take responsibility, | 0:13:17 | 0:13:19 | |
by repairing the car, or refunding him, he says the garage refused. | 0:13:19 | 0:13:24 | |
He took them to court. | 0:13:24 | 0:13:25 | |
The garage put in a defence in writing, | 0:13:25 | 0:13:28 | |
saying Mr Upton had refused to return the car to them. | 0:13:28 | 0:13:31 | |
But the judge found in Tom Upton's favour | 0:13:31 | 0:13:33 | |
and ordered the garage to pay £4,899. | 0:13:33 | 0:13:38 | |
But Tom has received nothing. | 0:13:38 | 0:13:41 | |
Lawrence is hopeful of getting Tom what he's owed. | 0:13:41 | 0:13:44 | |
We'll be looking to get this cleared in full. | 0:13:44 | 0:13:47 | |
Mazda UK. There it is. | 0:13:53 | 0:13:56 | |
With plenty of potentially seizable assets on site, | 0:13:56 | 0:13:58 | |
the prospects are looking good for the enforcement officers, | 0:13:58 | 0:14:01 | |
as they head inside to introduce themselves. | 0:14:01 | 0:14:04 | |
-Hello there. -High Court enforcement officers. -We're here to execute | 0:14:05 | 0:14:09 | |
a High Court writ against Mazda UK Ltd on behalf of a Mr Tom Upton. | 0:14:09 | 0:14:14 | |
We're ordered here today to seize goods to the value of £6,246.99. | 0:14:14 | 0:14:18 | |
-The owner's not in today. -Can you get him on the phone? | 0:14:19 | 0:14:22 | |
Can do. | 0:14:22 | 0:14:23 | |
But this is Mazda UK (Berkshire) Ltd, it's a different company. | 0:14:23 | 0:14:28 | |
Has it just changed names | 0:14:28 | 0:14:29 | |
or has it just become Mazda UK (Berkshire) Ltd? | 0:14:29 | 0:14:32 | |
No, this is Mazda UK (Berkshire) Ltd. | 0:14:32 | 0:14:34 | |
Yeah, if you get him on the phone, we'll speak to him. | 0:14:34 | 0:14:37 | |
At this point, our cameraman is asked to leave the premises. | 0:14:38 | 0:14:41 | |
Lawrence and Kev, however, remain. | 0:14:41 | 0:14:44 | |
But they've already been thrown a curveball. | 0:14:44 | 0:14:47 | |
The manager is insisting the company now operating in the garage, | 0:14:47 | 0:14:50 | |
Mazda UK (Berkshire) Ltd, | 0:14:50 | 0:14:52 | |
is completely different to the company named on Lawrence's writ, | 0:14:52 | 0:14:56 | |
Mazda UK Ltd. | 0:14:56 | 0:14:57 | |
And a call to the office confirms both companies exist. | 0:14:58 | 0:15:03 | |
All right, OK. Lovely. Cheers. Bye. | 0:15:03 | 0:15:06 | |
But Lawrence wants to know which one the cars on site belong to. | 0:15:07 | 0:15:11 | |
If they're still in the name of Mazda UK Ltd, he can seize them | 0:15:11 | 0:15:15 | |
to sell to pay off the debt. | 0:15:15 | 0:15:17 | |
What you need to prove is that Mazda UK (Berkshire) Ltd | 0:15:19 | 0:15:23 | |
have purchased every vehicle here, | 0:15:23 | 0:15:25 | |
because otherwise we'll be removing one or two vehicles | 0:15:25 | 0:15:28 | |
to clear the debt. | 0:15:28 | 0:15:30 | |
While Kev gets listing vehicles, | 0:15:30 | 0:15:32 | |
Lawrence starts searching the office. | 0:15:32 | 0:15:35 | |
I'm just going to start looking through | 0:15:35 | 0:15:37 | |
and seeing what paperwork I can find. | 0:15:37 | 0:15:39 | |
He's looking for proof there are vehicles here | 0:15:39 | 0:15:41 | |
registered to the company on his writ. | 0:15:41 | 0:15:43 | |
Half an hour later, he finds what he's after - | 0:15:43 | 0:15:46 | |
recent paperwork in the Mazda UK Ltd name. | 0:15:46 | 0:15:50 | |
Every warranty is issued in the name of Mazda UK Ltd. | 0:15:50 | 0:15:53 | |
That is the name of our debtor company. | 0:15:53 | 0:15:55 | |
You can not be putting it on your paperwork because you feel like it. | 0:15:55 | 0:15:59 | |
Lawrence believes he's seen more than enough evidence | 0:15:59 | 0:16:02 | |
that the company he's after is still operating at the site. | 0:16:02 | 0:16:05 | |
But it isn't convincing the company to pay Tom Upton's money, | 0:16:05 | 0:16:09 | |
so Lawrence moves to take more pro-active measures. | 0:16:09 | 0:16:13 | |
We're ordered here by the court today to seize assets. | 0:16:13 | 0:16:16 | |
My colleague at the moment is doing an inventory. | 0:16:16 | 0:16:19 | |
Unless there is proof otherwise, we will be removing some cars today, | 0:16:19 | 0:16:22 | |
and the only way for your boss to prevent further action | 0:16:22 | 0:16:25 | |
is to pay in full. | 0:16:25 | 0:16:26 | |
It all comes down to what paperwork they've got. | 0:16:26 | 0:16:28 | |
Every car that's on this lot is going to need paperwork. | 0:16:28 | 0:16:31 | |
The threat to their vehicles finally spurs the staff into action. | 0:16:31 | 0:16:35 | |
They get the company's solicitor on the phone to speak to Lawrence, | 0:16:35 | 0:16:38 | |
who isn't backing down. | 0:16:38 | 0:16:40 | |
As it stands at the moment, we're getting no proof of ownership | 0:16:40 | 0:16:44 | |
and it doesn't look as if anyone's attempting to get | 0:16:44 | 0:16:46 | |
any proof of ownership of these assets. | 0:16:46 | 0:16:49 | |
Lawrence's arguments might have won the lawyer round. | 0:16:49 | 0:16:53 | |
I spoke to the solicitor. | 0:16:54 | 0:16:55 | |
The solicitor's advising him to pay, apparently. | 0:16:55 | 0:16:58 | |
This looks like good news. | 0:16:59 | 0:17:01 | |
But 40 minutes later, there's still no sign of the boss or the payment. | 0:17:01 | 0:17:06 | |
So Lawrence continues his search for documents | 0:17:07 | 0:17:10 | |
that will help his enforcement. | 0:17:10 | 0:17:12 | |
Then he finally finds paperwork he says | 0:17:12 | 0:17:15 | |
shows that Mazda UK Ltd | 0:17:15 | 0:17:17 | |
is the registered keeper of two of the cars. | 0:17:17 | 0:17:20 | |
I've got two bits of paperwork here showing Mazda UK, | 0:17:20 | 0:17:23 | |
which is the two vehicles I'm going to be taking, | 0:17:23 | 0:17:26 | |
because I've now got some paperwork with Mazda UK on it. | 0:17:26 | 0:17:29 | |
Lawrence is about to call for the tow truck | 0:17:29 | 0:17:32 | |
when the salesman brings him word that the boss has been to the bank | 0:17:32 | 0:17:35 | |
and carried out a bank transfer to pay off the debt. | 0:17:35 | 0:17:39 | |
It's a triumph for Lawrence, but it's not quite a paid-in-full. | 0:17:39 | 0:17:43 | |
It's taken three hours, | 0:17:43 | 0:17:45 | |
so the garage have to pay for the sheriffs' time. | 0:17:45 | 0:17:48 | |
He could have gone into a bank and paid that amount three hours ago | 0:17:48 | 0:17:52 | |
and that would have been done. | 0:17:52 | 0:17:55 | |
The salesman is very unhappy | 0:17:55 | 0:17:57 | |
about having to pay for the additional sheriffs' waiting time. | 0:17:57 | 0:18:00 | |
But Lawrence is well within his rights, and stands his ground | 0:18:00 | 0:18:05 | |
as the fees form part of the writ. | 0:18:05 | 0:18:08 | |
If you get somebody to do work for you, do you not expect them | 0:18:10 | 0:18:13 | |
to charge for the hours they're on the job? | 0:18:13 | 0:18:16 | |
I need you to sign and print for the receipt. | 0:18:16 | 0:18:18 | |
Right, so you're not signing it. | 0:18:18 | 0:18:21 | |
I've put on there RTS, which means "refused to sign". | 0:18:21 | 0:18:24 | |
OK. | 0:18:25 | 0:18:27 | |
I shall now order a truck to remove one of the vehicles. | 0:18:27 | 0:18:30 | |
-Let's get a truck. -Yeah? -Yeah. | 0:18:30 | 0:18:32 | |
Refusing to pay the sheriffs' fees means the writ is still not cleared, | 0:18:32 | 0:18:37 | |
so Lawrence is going seize a vehicle to pay the balance. | 0:18:37 | 0:18:40 | |
Can you get me a tow truck, please? | 0:18:40 | 0:18:43 | |
Lawrence's threat to call a tow truck outrages the staff, | 0:18:43 | 0:18:46 | |
who take drastic action - | 0:18:46 | 0:18:48 | |
effectively locking Lawrence and Kev | 0:18:48 | 0:18:50 | |
and the cars they intend to tow inside the showroom. | 0:18:50 | 0:18:54 | |
But Lawrence won't be intimidated. | 0:18:54 | 0:18:56 | |
Right, this is the route we're going down, now, is it? | 0:18:56 | 0:18:59 | |
We're going to need to call the police. | 0:18:59 | 0:19:02 | |
You've now trapped us in here with a seized vehicle, | 0:19:02 | 0:19:05 | |
or seized vehicles, and our own vehicle, | 0:19:05 | 0:19:07 | |
which is now a criminal offence. | 0:19:07 | 0:19:09 | |
We've gone past the stage of it being civil now. | 0:19:09 | 0:19:12 | |
This is now a criminal offence. | 0:19:12 | 0:19:14 | |
Whoever has put those barriers up, | 0:19:14 | 0:19:16 | |
whichever one of you three it was, has now committed a criminal offence. | 0:19:16 | 0:19:20 | |
Realising Lawrence isn't going to budge easily, | 0:19:20 | 0:19:22 | |
the salesman offers a compromise on the outstanding fees. | 0:19:22 | 0:19:26 | |
You pay £400 in the next five minutes and I'll call it that. | 0:19:26 | 0:19:29 | |
So I'll knock off the £180. | 0:19:29 | 0:19:31 | |
In the next five minutes, and that's it. | 0:19:31 | 0:19:33 | |
Following an unpleasant few moments locked inside, | 0:19:33 | 0:19:36 | |
the garage pays up, including £400 to clear the writ. | 0:19:36 | 0:19:41 | |
Lawrence and Kev can head for the exit. | 0:19:41 | 0:19:45 | |
There's 400 there. | 0:19:45 | 0:19:47 | |
-Right. See you later. -Bye-bye. | 0:19:48 | 0:19:50 | |
Full payment. Took a while getting there but to be expected sometimes, | 0:19:52 | 0:19:56 | |
but, no, in the end, that was a good result. | 0:19:56 | 0:19:59 | |
A good result for the sheriffs. | 0:20:01 | 0:20:03 | |
A significant payment-in-full and, best of all, | 0:20:03 | 0:20:06 | |
it means Tom Upton will get every penny of the money he's owed. | 0:20:06 | 0:20:11 | |
Enforcement officers Craig Wild and Tom Coyle | 0:20:21 | 0:20:24 | |
are in their usual stamping ground of the Midlands. | 0:20:24 | 0:20:27 | |
Their job this morning is to seize goods to clear a debt, | 0:20:27 | 0:20:32 | |
but the paperwork gives them very few clues | 0:20:32 | 0:20:35 | |
as to what the case is about. | 0:20:35 | 0:20:37 | |
Today, we're in Birmingham. We're after an individual, | 0:20:37 | 0:20:40 | |
and we've got in brackets a company name here as well to go after. | 0:20:40 | 0:20:44 | |
The claimant's an individual. | 0:20:44 | 0:20:46 | |
It's a small balance for £1,945.85. | 0:20:46 | 0:20:51 | |
There is... Is there any details about what it's about? | 0:20:52 | 0:20:56 | |
Let's have a quick look. | 0:20:56 | 0:20:58 | |
No, not actually indicating what it's actually to do with. | 0:20:58 | 0:21:02 | |
The actual address is Dir Group Customer Services. | 0:21:02 | 0:21:07 | |
Dir Group sells furniture and equipment for beauty salons | 0:21:07 | 0:21:11 | |
and hairdressers. As they pull up to the enforcement address, | 0:21:11 | 0:21:14 | |
Tom realises they've been here before | 0:21:14 | 0:21:17 | |
on a different job. | 0:21:17 | 0:21:19 | |
It ain't the same one. It is! | 0:21:19 | 0:21:21 | |
Dir Group, remember? | 0:21:21 | 0:21:23 | |
Do you remember we were in there for ages? Yeah. | 0:21:23 | 0:21:26 | |
He weren't happy, was he? | 0:21:26 | 0:21:29 | |
This is going to be a right ding-dong. | 0:21:29 | 0:21:31 | |
Tom and Craig's visit is on behalf of Sadia Azzouz from North London. | 0:21:31 | 0:21:36 | |
She's been a hairdresser for 12 years, | 0:21:36 | 0:21:39 | |
dedicated to making people look as good as she can. | 0:21:39 | 0:21:42 | |
I like transforming people | 0:21:42 | 0:21:44 | |
from very bad...very bad | 0:21:44 | 0:21:47 | |
to perfect and glamorous and everything. | 0:21:47 | 0:21:51 | |
-Shall I take your jacket for you? -Yeah. Thank you. | 0:21:51 | 0:21:54 | |
I like the atmosphere, you know, the fun of it. | 0:21:54 | 0:21:57 | |
-Do you want a number three? -No! | 0:21:57 | 0:21:59 | |
You have to give them what they want at the end, | 0:21:59 | 0:22:03 | |
and they are thanking you as if they win the lottery, or something. | 0:22:03 | 0:22:09 | |
Two years ago, she decided to stop working for other people's salons | 0:22:09 | 0:22:14 | |
and go into business for herself, | 0:22:14 | 0:22:16 | |
setting up a hairdressing salon with a business partner. | 0:22:16 | 0:22:20 | |
I decided, why not start doing my own business, | 0:22:20 | 0:22:25 | |
instead of running around all over the place? | 0:22:25 | 0:22:28 | |
Then you get to have your own clientele | 0:22:28 | 0:22:31 | |
and for this community here, | 0:22:31 | 0:22:33 | |
because there weren't any hair salons available... | 0:22:33 | 0:22:35 | |
for ladies, actually, | 0:22:35 | 0:22:38 | |
so we decided, you know, to do it together. | 0:22:38 | 0:22:41 | |
She and her business partner set about getting it up and running, | 0:22:41 | 0:22:45 | |
and that meant furnishing the new salon. | 0:22:45 | 0:22:48 | |
So I looked online | 0:22:48 | 0:22:50 | |
and I found this company, Dir Group Ltd, | 0:22:50 | 0:22:53 | |
which looks very good. | 0:22:53 | 0:22:55 | |
You see the website online. | 0:22:55 | 0:22:57 | |
You know, very serious company. | 0:22:57 | 0:22:59 | |
Very big as well. | 0:22:59 | 0:23:01 | |
So I ordered two chairs and one sink, to wash the hair, | 0:23:01 | 0:23:06 | |
a trolley and a stool. | 0:23:06 | 0:23:08 | |
Sadia made her order, totalling £844, | 0:23:08 | 0:23:13 | |
and paid upfront. | 0:23:13 | 0:23:15 | |
She was told the items would take five weeks to arrive | 0:23:15 | 0:23:19 | |
as they were coming from abroad. | 0:23:19 | 0:23:21 | |
But in that five weeks, things changed markedly for Sadia. | 0:23:21 | 0:23:25 | |
So, in the meantime, between me and the partner in the salon, | 0:23:25 | 0:23:29 | |
we had a few disagreements | 0:23:29 | 0:23:32 | |
so I decided that I was not going to go through with it. | 0:23:32 | 0:23:37 | |
It was a hard decision for Sadia, | 0:23:37 | 0:23:40 | |
not to go ahead with the new venture, | 0:23:40 | 0:23:42 | |
but one she felt she had to make. | 0:23:42 | 0:23:45 | |
Needing every penny of her money, Sadia then contacted Dir Group | 0:23:45 | 0:23:49 | |
to cancel her order. | 0:23:49 | 0:23:51 | |
The terms and conditions under which she'd made it | 0:23:51 | 0:23:55 | |
stipulated that if she cancelled in time, | 0:23:55 | 0:23:57 | |
she'd get a full refund. | 0:23:57 | 0:23:59 | |
It was only three weeks into the order. | 0:23:59 | 0:24:02 | |
I had been told by the wholesalers I would have to wait 28 days | 0:24:02 | 0:24:05 | |
for my money, but the 28 days came... | 0:24:05 | 0:24:08 | |
and a few weeks more | 0:24:08 | 0:24:10 | |
and, "Where's my cheque? Where's my money?" | 0:24:10 | 0:24:13 | |
-What do you think? -I like it. Yeah. Thank you very much. | 0:24:13 | 0:24:17 | |
£884, ordering from Dir Group, | 0:24:17 | 0:24:21 | |
was quite a lot because I wasn't working at the time, | 0:24:21 | 0:24:24 | |
so it was the only money I had, | 0:24:24 | 0:24:27 | |
I was leaving home, organising the place and ordering, | 0:24:27 | 0:24:30 | |
so really I was very tight...money. | 0:24:30 | 0:24:33 | |
Sadia chased them on the phone, | 0:24:33 | 0:24:35 | |
but still couldn't get her money back. | 0:24:35 | 0:24:38 | |
I tried my best with Dir, you know, | 0:24:38 | 0:24:40 | |
with calls, | 0:24:40 | 0:24:42 | |
then I decided the calls weren't doing anything, I e-mailed, | 0:24:42 | 0:24:45 | |
so at least I have proof that I'm e-mailing. | 0:24:45 | 0:24:49 | |
But nothing was happening. It started to get very hard for me | 0:24:49 | 0:24:52 | |
because I have a son, he's 15, | 0:24:52 | 0:24:55 | |
and I have to look after him as well. | 0:24:55 | 0:24:57 | |
In fact, I was getting stressed with them | 0:24:57 | 0:25:00 | |
and not working, | 0:25:00 | 0:25:02 | |
leaving the business, | 0:25:02 | 0:25:04 | |
so everything is going downhill for me. | 0:25:04 | 0:25:07 | |
So I didn't know what to do until I went to see a solicitor. | 0:25:07 | 0:25:11 | |
She decided she had no option but to take Dir Group to court. | 0:25:11 | 0:25:17 | |
The company didn't contest the case | 0:25:17 | 0:25:20 | |
and a judgment was issued in Sadia's favour. | 0:25:20 | 0:25:23 | |
But Dir Group still hasn't paid up. | 0:25:23 | 0:25:25 | |
Now Sadia's only hope of seeing her money | 0:25:25 | 0:25:29 | |
lies in the trusty hands of Craig and Tom. | 0:25:29 | 0:25:32 | |
Anticipating a possible confrontation, | 0:25:39 | 0:25:41 | |
they sort out their tactics. | 0:25:41 | 0:25:43 | |
Do you want to try it first on a one-on-one? | 0:25:43 | 0:25:46 | |
-I'll try and get in, see what happens. -Yeah. | 0:25:46 | 0:25:48 | |
If you can't get in, you can't get in, can you? | 0:25:48 | 0:25:51 | |
Craig remembers there's another entrance | 0:25:51 | 0:25:53 | |
where the company loads lorries, | 0:25:53 | 0:25:55 | |
so while Tom tries the front door, | 0:25:55 | 0:25:57 | |
Craig drives round the back. | 0:25:57 | 0:25:59 | |
The loading bay is unstaffed, | 0:25:59 | 0:26:02 | |
leaving the way open for Craig to get into the warehouse. | 0:26:02 | 0:26:05 | |
In reception, | 0:26:05 | 0:26:07 | |
Tom has been explaining why the sheriffs are here. | 0:26:07 | 0:26:10 | |
Yeah, I've got no problem... Great. | 0:26:14 | 0:26:16 | |
Our camera is asked to leave the building. | 0:26:20 | 0:26:23 | |
Meanwhile, Craig's talked to the company's accountant | 0:26:23 | 0:26:26 | |
and learned that Dir Ltd went into administration in 2011. | 0:26:26 | 0:26:32 | |
However, the name they have on the writ | 0:26:32 | 0:26:35 | |
is not the limited company. | 0:26:35 | 0:26:37 | |
It's the company's owner - dirgroup.co.uk. | 0:26:37 | 0:26:41 | |
We've been to these premises before for a previous writ. | 0:26:41 | 0:26:44 | |
We did get a run-around at the time. | 0:26:44 | 0:26:46 | |
The accountant was under the impression that we won't be able to do anything. | 0:26:46 | 0:26:50 | |
I've put the situation to him that we can and we will. | 0:26:50 | 0:26:52 | |
He's saying there's no money available. | 0:26:52 | 0:26:55 | |
We're now looking at removing some items today | 0:26:55 | 0:26:58 | |
if it's not resolved by way of payment, | 0:26:58 | 0:27:00 | |
so we're just at the moment ascertaining what | 0:27:00 | 0:27:03 | |
assets are available for us to remove. | 0:27:03 | 0:27:05 | |
Tom's been looking through invoices in the office, | 0:27:05 | 0:27:08 | |
and there's some confusion about the company name. | 0:27:08 | 0:27:12 | |
We've got Dir Group. Everything in there is in Dream In Reality. | 0:27:12 | 0:27:17 | |
-Yeah. -Which you could say is Dir, couldn't you? -Yes. | 0:27:17 | 0:27:20 | |
-But it's not. -Is it Dreams In Reality Ltd? | 0:27:20 | 0:27:24 | |
No, Dreams In Reality... I'll get it back out now. | 0:27:24 | 0:27:28 | |
Mate, if it's Dreams In Reality, yeah, | 0:27:28 | 0:27:31 | |
that's the same as Dir. But it's only him. It's not a legal entity. | 0:27:31 | 0:27:37 | |
Craig is convinced that whether it's called Dir or Dreams In Reality, | 0:27:37 | 0:27:41 | |
this business is no longer a limited company | 0:27:41 | 0:27:44 | |
and these are just trading names of the company owner. | 0:27:44 | 0:27:47 | |
If the invoices aren't limited, the goods are going. | 0:27:47 | 0:27:50 | |
Because it's him trading as... | 0:27:50 | 0:27:52 | |
Either it's Dir or...doesn't matter. | 0:27:52 | 0:27:55 | |
If it's Dreams In Reality, Dir, it's still him. | 0:27:55 | 0:27:57 | |
The court writ, as it stands at the moment, | 0:27:57 | 0:28:00 | |
is still valid, | 0:28:00 | 0:28:01 | |
and that's what I've just told Tom, to go back in and have it out again. | 0:28:01 | 0:28:05 | |
Tom is back in reception talking to the secretary, | 0:28:05 | 0:28:07 | |
who has become more agitated. | 0:28:07 | 0:28:09 | |
My company is saying they are willing to argue that and remove the goods. | 0:28:09 | 0:28:13 | |
The woman tells Tom he's being cocky | 0:28:13 | 0:28:15 | |
and that the company doesn't have the money to give him. | 0:28:15 | 0:28:18 | |
Tom tells her they WILL be seizing goods to cover the debt | 0:28:18 | 0:28:21 | |
but he's not happy with what's on offer. | 0:28:21 | 0:28:24 | |
What you are trying to do is give us some low-value asset goods. | 0:28:24 | 0:28:27 | |
They don't think you're going to get the money, that's why they've sent me and my colleague. | 0:28:27 | 0:28:31 | |
If they thought you were going to pay, | 0:28:31 | 0:28:33 | |
they'd probably send you a letter. | 0:28:33 | 0:28:34 | |
But instead, they have two sheriffs on the premises, | 0:28:34 | 0:28:37 | |
determined to recover the debt the company owes. | 0:28:37 | 0:28:40 | |
Tom points out that it would be better to pay. | 0:28:40 | 0:28:44 | |
If the sheriffs end up removing goods, | 0:28:44 | 0:28:46 | |
there will be further expense. | 0:28:46 | 0:28:48 | |
We're not going to pay the contractors, | 0:28:48 | 0:28:51 | |
your company will have to pay for it. | 0:28:51 | 0:28:53 | |
If it comes to seizure, there should be plenty to go at. | 0:28:53 | 0:28:56 | |
All salon goods, mirrors, some flat-packs, it looks like, in boxes. | 0:28:56 | 0:29:00 | |
Some display goods there and computers, | 0:29:00 | 0:29:03 | |
desks...and quite a lot of it, to be fair. | 0:29:03 | 0:29:07 | |
A removal would happen here if they don't pay. | 0:29:07 | 0:29:09 | |
It's time to ramp up the pressure. | 0:29:11 | 0:29:13 | |
Get the van here. | 0:29:13 | 0:29:15 | |
Yeah, OK. | 0:29:15 | 0:29:16 | |
If the sheriffs remove furniture today, it will be sold | 0:29:16 | 0:29:19 | |
at auction, where it could raise only a fraction of its retail value. | 0:29:19 | 0:29:23 | |
Rather than see the sheriffs take a lot of goods, | 0:29:23 | 0:29:26 | |
the company starts to look for money. | 0:29:26 | 0:29:29 | |
They can raise £2,000 cash, leaving them £500 short. | 0:29:29 | 0:29:34 | |
How it comes, I don't...to be fair, I ain't bothered, you know what I mean? | 0:29:34 | 0:29:37 | |
But it has to be the full amount. | 0:29:37 | 0:29:39 | |
Still short of the final £500, the sheriffs, once again, | 0:29:39 | 0:29:42 | |
threaten to remove valuable salon chairs. | 0:29:42 | 0:29:46 | |
I can accept the 2,000 but it won't be just two chairs that will be going. | 0:29:46 | 0:29:50 | |
It will be a lot more chairs. | 0:29:50 | 0:29:52 | |
If we're looking down the route of removing for part of the payment, | 0:29:52 | 0:29:55 | |
there's a lot more cost involved. | 0:29:55 | 0:29:57 | |
You're talking about £1,000 odd extra involved. | 0:29:57 | 0:30:02 | |
Tom comes outside. | 0:30:02 | 0:30:04 | |
Discussions between him | 0:30:04 | 0:30:05 | |
and the woman on reception are not going well. | 0:30:05 | 0:30:08 | |
She did seem helpful at first | 0:30:08 | 0:30:10 | |
but she's got very irate as I've had to tell her the sort of | 0:30:10 | 0:30:13 | |
facts that if it's not paid, goods are going to be removed. | 0:30:13 | 0:30:16 | |
She's become very upset with me. | 0:30:16 | 0:30:18 | |
Er, so we manage to work it as you can in a two-man team, | 0:30:18 | 0:30:20 | |
where Craig's communicating with her now because, obviously, | 0:30:20 | 0:30:23 | |
she's very upset to have me in the room, | 0:30:23 | 0:30:25 | |
cos I've obviously told her things are going to go today. | 0:30:25 | 0:30:28 | |
Craig's diplomatic skills seem to have paid off. | 0:30:28 | 0:30:32 | |
Finally, a result. | 0:30:32 | 0:30:34 | |
-See you. -Ta-ra. | 0:30:34 | 0:30:36 | |
The balance on the account was £2,493. | 0:30:38 | 0:30:42 | |
Er, we explained to them it's not a problem, | 0:30:42 | 0:30:44 | |
we can still take the cash but we're going to have to take | 0:30:44 | 0:30:47 | |
some goods away for the remaining balance. | 0:30:47 | 0:30:48 | |
They were quite happy for us to do that, erm, but unfortunately | 0:30:48 | 0:30:51 | |
their interpretation of taking goods away with us was different to ours. | 0:30:51 | 0:30:54 | |
They hadn't taken into account the other costs which are involved | 0:30:54 | 0:30:58 | |
if we do take goods away from anybody. | 0:30:58 | 0:31:00 | |
She said, "Well, the director may have left some money in his office." | 0:31:00 | 0:31:05 | |
So, she went away to check and came back | 0:31:05 | 0:31:10 | |
and miraculously she found the other £500. | 0:31:10 | 0:31:13 | |
So, it was totally paid in full, £2,493 in cash. | 0:31:13 | 0:31:17 | |
Erm, so therefore it was a good result. | 0:31:17 | 0:31:20 | |
We've been here before, we know the score | 0:31:20 | 0:31:23 | |
and we're both experienced in what we do. So... | 0:31:23 | 0:31:25 | |
Different calibre of officer. | 0:31:25 | 0:31:27 | |
Craig and Tom wouldn't give up on the final £500. | 0:31:27 | 0:31:31 | |
So, they have recovered all of the debt owed to their client. | 0:31:31 | 0:31:34 | |
Even if it did mean Tom fell out with the woman on reception. | 0:31:34 | 0:31:38 | |
She didn't want to see me, erm, so I had to walk out first. | 0:31:38 | 0:31:41 | |
She wasn't too interested in seeing me, was she? | 0:31:41 | 0:31:43 | |
She wasn't my friend. | 0:31:43 | 0:31:45 | |
I don't think he's on her Christmas list, to be fair. | 0:31:45 | 0:31:49 | |
I don't know how much to thank them, really. | 0:31:49 | 0:31:51 | |
You know, not just because of the money and because of the help | 0:31:51 | 0:31:56 | |
they bring you in life, you know, to stand up and continue. | 0:31:56 | 0:32:00 | |
I'm so grateful to them and I'm so happy. Really, really happy. | 0:32:00 | 0:32:04 | |
West Midlands based enforcement officers Craig Wild | 0:32:13 | 0:32:16 | |
and Tom Coyle also cover Wales | 0:32:16 | 0:32:19 | |
and are firm believer in the proverb "the early bird catches the worm". | 0:32:19 | 0:32:23 | |
It's nearly four o' clock this morning. | 0:32:23 | 0:32:26 | |
We're just heading off to Wales. | 0:32:26 | 0:32:29 | |
Get there pretty early in the morning to try and catch these people in. | 0:32:29 | 0:32:33 | |
I can do the weather for Wales wherever I am in the country, | 0:32:33 | 0:32:35 | |
I can let you know what it's going to be... | 0:32:35 | 0:32:38 | |
wet. | 0:32:38 | 0:32:39 | |
Right, we're on our way to a job today. It's for an individual. | 0:32:39 | 0:32:43 | |
Erm, it's in Gwynedd, for an amount of £4,498.48. | 0:32:43 | 0:32:49 | |
The case involves two farmers. | 0:32:50 | 0:32:53 | |
Farmer David Hughes rented land from another farmer to | 0:32:53 | 0:32:55 | |
graze his sheep on for about £2,000. | 0:32:55 | 0:32:59 | |
He also bought bales of hay and silage to feed his animals. | 0:32:59 | 0:33:03 | |
The total bill for rent and silage was just under £3,000 | 0:33:03 | 0:33:07 | |
but Mr Hughes has paid only £500. | 0:33:07 | 0:33:10 | |
Now the sheriffs are heading up Mr Hughes' farm track | 0:33:15 | 0:33:18 | |
to get all of the money owed. | 0:33:18 | 0:33:20 | |
IMPERSONATES WELSH ACCENT: A bit of Welsh lamb. | 0:33:21 | 0:33:23 | |
The sheriffs are here to seize assets | 0:33:23 | 0:33:26 | |
and there are vehicles clearly on view in the farmyard. | 0:33:26 | 0:33:29 | |
We'll keep the gate shut, we'll block the gate in. | 0:33:29 | 0:33:31 | |
-So, at least we've got all the vehicles... -Yeah. | 0:33:31 | 0:33:33 | |
..secured in. | 0:33:33 | 0:33:34 | |
Craig and Tom's tactic of arriving early seems to have paid off. | 0:33:39 | 0:33:43 | |
Hello, Mr Hughes? | 0:33:43 | 0:33:46 | |
We're High Court enforcement officers from the sheriff's, | 0:33:46 | 0:33:48 | |
can we have a word with you, please? | 0:33:48 | 0:33:50 | |
He's gone straight past the door, Tom. | 0:33:52 | 0:33:55 | |
He'll probably come around the outside. | 0:33:55 | 0:33:57 | |
Hello, sir. | 0:33:57 | 0:33:59 | |
All right. | 0:34:02 | 0:34:03 | |
I'm here today to execute a High Court writ, unfortunately for you. | 0:34:03 | 0:34:08 | |
Balance on the account is £4,498.48. | 0:34:08 | 0:34:12 | |
-What's that for? -Do you know the claimant at all? -I know of him, yeah. | 0:34:12 | 0:34:16 | |
Unfortunately, he's taking you to court for the monies owed. | 0:34:16 | 0:34:20 | |
I don't know anything about this. | 0:34:20 | 0:34:23 | |
Despite Mr Hughes' excuses, Craig is here to collect the money owed | 0:34:23 | 0:34:27 | |
and he needs to be paid today. | 0:34:27 | 0:34:29 | |
-It has to be cleared funds. -Cash. -It's cash or it's a card payment. | 0:34:30 | 0:34:35 | |
Right, well, I've got... | 0:34:36 | 0:34:38 | |
at the end of the day, I'm not... | 0:34:38 | 0:34:41 | |
this is nothing to do with sort | 0:34:41 | 0:34:42 | |
of...I don't know what it's about. | 0:34:42 | 0:34:44 | |
How am I going to pay something when | 0:34:44 | 0:34:46 | |
I don't know something about it? | 0:34:46 | 0:34:47 | |
I would naturally assume that the claimant would have been | 0:34:47 | 0:34:50 | |
in contact with you with regards to payment, I would have thought. | 0:34:50 | 0:34:53 | |
-I used to buy silage off him a couple of years ago. -Right. | 0:34:53 | 0:34:55 | |
So, it could be something to do with that, then. | 0:34:55 | 0:34:57 | |
No, I paid him as I was getting it. | 0:34:57 | 0:34:59 | |
Then I don't know. All we do is get involved in the High Court writ, sir. | 0:34:59 | 0:35:03 | |
David Hughes didn't contest the case | 0:35:03 | 0:35:05 | |
and a judgment was issued against him. | 0:35:05 | 0:35:08 | |
Mr Hughes said he's received no paperwork about the case. | 0:35:08 | 0:35:12 | |
Because he hasn't paid, | 0:35:12 | 0:35:13 | |
the other farmer's now taken his claim to the High Court | 0:35:13 | 0:35:16 | |
and hopes the sheriffs will be able to get him what he's owed. | 0:35:16 | 0:35:20 | |
So, what do we do now, then? | 0:35:20 | 0:35:21 | |
Well, either we see the payments or we're here to seize the goods. | 0:35:21 | 0:35:24 | |
-What goods? -Cars, household items. | 0:35:24 | 0:35:27 | |
Well, the cars aren't mine. | 0:35:27 | 0:35:30 | |
Craig explains to Mr Hughes that he will have to prove the vehicles | 0:35:30 | 0:35:32 | |
belong to someone else or they will be seized. | 0:35:32 | 0:35:36 | |
I'm acting under a court order, so that court order empowers me today | 0:35:36 | 0:35:40 | |
to require the money from you in full. Now, obviously, | 0:35:40 | 0:35:43 | |
if you haven't got the money in full I will take that on board, | 0:35:43 | 0:35:46 | |
but how much can you raise today? | 0:35:46 | 0:35:48 | |
-So, how much do you want? -£4,498... -Bloody hell! What's that for? | 0:35:48 | 0:35:54 | |
Again, Mr Hughes, I don't get party to that. | 0:35:54 | 0:35:57 | |
All I get is a defendant and a claimant. | 0:35:57 | 0:36:01 | |
Mr Hughes says he'll have to drive to the bank | 0:36:01 | 0:36:03 | |
to find out how much money he has. | 0:36:03 | 0:36:05 | |
So, how much do you want? | 0:36:05 | 0:36:07 | |
Well, as much as you have, to be fair. | 0:36:07 | 0:36:09 | |
They normally talk about at least 50% of the liability. | 0:36:09 | 0:36:12 | |
I haven't got that much, I'll be honest with you. | 0:36:12 | 0:36:14 | |
-How much have you got? -Erm... | 0:36:14 | 0:36:17 | |
I don't know. I'd have to speak to... | 0:36:17 | 0:36:20 | |
-Well, if you want to have a quick chat with her first. -Janice! | 0:36:20 | 0:36:22 | |
How much money can we pay these people? | 0:36:25 | 0:36:28 | |
They're something to do with silage. | 0:36:28 | 0:36:31 | |
Where are you going? | 0:36:31 | 0:36:33 | |
That's the end of the camera. | 0:36:33 | 0:36:34 | |
At this point, our camera's asked to wait outside | 0:36:34 | 0:36:37 | |
while Mr Hughes looks for funds. | 0:36:37 | 0:36:40 | |
Mr Hughes is trying a couple of debit cards to see what he's | 0:36:40 | 0:36:44 | |
got on them, trying to levy out the situation with some payment today. | 0:36:44 | 0:36:47 | |
Because they're only getting part payment now, | 0:36:49 | 0:36:51 | |
the sheriffs will seize goods to cover the rest. | 0:36:51 | 0:36:54 | |
If Mr Hughes doesn't pay in full within five days, | 0:36:55 | 0:36:58 | |
those goods can be taken away. | 0:36:58 | 0:37:01 | |
Is it a debit card or a credit card? Debit card. | 0:37:01 | 0:37:05 | |
If I can get you to sign and print your name there, sir. | 0:37:05 | 0:37:07 | |
All right, Mr Hughes? Thanks very much, sorry to disturb you. | 0:37:08 | 0:37:13 | |
With the paperwork signed, Mr Hughes wants to put his side of the story. | 0:37:13 | 0:37:17 | |
I'm speechless. | 0:37:18 | 0:37:20 | |
When these chaps turned up, that was the first I knew of it. | 0:37:20 | 0:37:23 | |
There's been no postal deliveries of any kind here. | 0:37:23 | 0:37:26 | |
Mr Hughes tells us the dispute was about some silage he bought, | 0:37:26 | 0:37:29 | |
which he claims was rotten, so he refused to pay. | 0:37:29 | 0:37:32 | |
He shows us what he says is an example of the bad silage. | 0:37:32 | 0:37:36 | |
How you supposed to feed that to your animals? | 0:37:36 | 0:37:39 | |
You cannot feed that to sheep. | 0:37:39 | 0:37:40 | |
You just cannot cos that would kill them. | 0:37:40 | 0:37:43 | |
So, I've refused to pay for them. | 0:37:43 | 0:37:45 | |
Mr Hughes claims he received many bales of bad silage. | 0:37:45 | 0:37:48 | |
The other farmer says they left his yard in good condition. | 0:37:48 | 0:37:51 | |
But the silage made up less than a third of the debt, | 0:37:53 | 0:37:55 | |
which was mainly unpaid rents for fields Mr Hughes had used. | 0:37:55 | 0:37:59 | |
It's been a success. We've woken Mr Hughes up this morning, | 0:38:01 | 0:38:04 | |
we've took a part payment of £400 today off him. | 0:38:04 | 0:38:07 | |
He is disputing it and is going to continue to dispute it, | 0:38:07 | 0:38:10 | |
which we explained is his legal right, | 0:38:10 | 0:38:13 | |
but he needs to pay some money today. | 0:38:13 | 0:38:15 | |
And since we filmed, the two farmers went back to court, | 0:38:15 | 0:38:18 | |
where they agreed a payment of the remaining £2,000 from Mr Hughes. | 0:38:18 | 0:38:22 | |
The matter is now closed. | 0:38:22 | 0:38:24 | |
It's early morning in North West London | 0:38:39 | 0:38:41 | |
and enforcement officers Lawrence Griggs and Kev McNally | 0:38:41 | 0:38:45 | |
are heading towards their latest date with a debtor. | 0:38:45 | 0:38:47 | |
We're heading towards Uxbridge at the moment | 0:38:49 | 0:38:51 | |
to a company called Rainbow Logistics. | 0:38:51 | 0:38:54 | |
We're looking for £2,692.24. | 0:38:54 | 0:38:58 | |
A British woman arranged for Rainbow Logistics | 0:38:59 | 0:39:02 | |
to send some clothing for her to Uganda. | 0:39:02 | 0:39:05 | |
But despite paying them for the privilege, | 0:39:05 | 0:39:07 | |
the clothing never arrived. | 0:39:07 | 0:39:10 | |
The woman took the company to court where they contested the case | 0:39:10 | 0:39:12 | |
but the court sided with her. | 0:39:12 | 0:39:15 | |
Despite this, the debt's still not been paid. | 0:39:15 | 0:39:18 | |
So, now it's up to Lawrence and Kev to get her the money she's owed. | 0:39:18 | 0:39:22 | |
Rainbow Logistics. | 0:39:30 | 0:39:32 | |
-That looks gone, doesn't it? -Yeah. | 0:39:32 | 0:39:34 | |
Sheriffs have the power to force entry at commercial premises | 0:39:34 | 0:39:37 | |
like these, if necessary, but today they're in luck, | 0:39:37 | 0:39:41 | |
as Kev gets buzzed straight in. | 0:39:41 | 0:39:43 | |
My name's Mr Griggs, I'm an enforcement officer. | 0:39:46 | 0:39:48 | |
I'm here today to execute a High Court writ, | 0:39:48 | 0:39:50 | |
here today to seize goods to the value of £2,692.24. | 0:39:50 | 0:39:55 | |
The only way to prevent that is to pay in full. | 0:39:55 | 0:39:59 | |
The somewhat taken aback staff member goes searching for the boss. | 0:39:59 | 0:40:03 | |
Lawrence, meanwhile, has got a job for Kev. | 0:40:03 | 0:40:07 | |
Just check out the van, Kev. There's a van. | 0:40:07 | 0:40:09 | |
-Check one out? -Yeah, it's a Sprinter or something. | 0:40:09 | 0:40:12 | |
If you go through that door on the side, I would think. | 0:40:12 | 0:40:14 | |
Wanting some leverage to get the debt paid, | 0:40:16 | 0:40:18 | |
Lawrence has already spotted two vans he could potentially seize. | 0:40:18 | 0:40:23 | |
In going to check them out, Kev gets lucky. | 0:40:23 | 0:40:26 | |
In one of the vans, he's found something else too. | 0:40:26 | 0:40:30 | |
Just have the keys out of there. | 0:40:30 | 0:40:31 | |
Got the keys for this Transit so obviously the Transit's been seized | 0:40:31 | 0:40:34 | |
at the moment so the keys are in it so I'll just... | 0:40:34 | 0:40:37 | |
take the keys, look after them until we get payment | 0:40:37 | 0:40:39 | |
and they can have the keys back. | 0:40:39 | 0:40:41 | |
The keys will make the van much easier to remove | 0:40:41 | 0:40:43 | |
if they do need to take it with them. | 0:40:43 | 0:40:46 | |
Back upstairs, Lawrence is put in touch with the boss. | 0:40:46 | 0:40:49 | |
Hello there, sir. | 0:40:52 | 0:40:54 | |
I'm fine. My name's Mr Griggs, I'm an enforcement officer. | 0:40:55 | 0:40:58 | |
We're here now, sir, you need to make the payment now. | 0:40:58 | 0:41:01 | |
We're here to seize goods now. | 0:41:01 | 0:41:03 | |
We don't take cheques, sir. | 0:41:05 | 0:41:07 | |
It's cleared funds so it needs to be bank transfer... | 0:41:07 | 0:41:11 | |
or a card payment or cash. | 0:41:11 | 0:41:14 | |
Right, then you need to come here, sir, | 0:41:14 | 0:41:17 | |
if that's the only way you can do a bank transfer. | 0:41:17 | 0:41:19 | |
You need to come here now. | 0:41:19 | 0:41:20 | |
Downstairs, Kev is carrying out a diligent search for assets | 0:41:22 | 0:41:26 | |
relevant to the company. | 0:41:26 | 0:41:27 | |
And he gets lucky again - | 0:41:27 | 0:41:29 | |
a second set of keys for the other van. | 0:41:29 | 0:41:32 | |
Keys for this van now. So, we'll keep them. | 0:41:32 | 0:41:35 | |
And with both vans and keys seized, | 0:41:35 | 0:41:38 | |
someone's clearly feeling the pressure. | 0:41:38 | 0:41:41 | |
News comes through that the boss is willing to pay. | 0:41:41 | 0:41:44 | |
It's what Lawrence and Kev had been hoping for. | 0:41:44 | 0:41:47 | |
The boss is doing a bank transfer from home, so... | 0:41:47 | 0:41:51 | |
He's not bothering to come here once I explained... | 0:41:51 | 0:41:54 | |
..that we charge for the time on site. | 0:41:55 | 0:41:58 | |
But more than 15 minutes later, there's still no sign of any money. | 0:41:59 | 0:42:04 | |
Lawrence keeps the pressure up. | 0:42:04 | 0:42:05 | |
It's not showing yet. Do you want to give him a ring | 0:42:07 | 0:42:09 | |
and see if he's done it yet? Because if he's at home, | 0:42:09 | 0:42:11 | |
it shouldn't take that long to do it. | 0:42:11 | 0:42:13 | |
Can you get him to get a screen print as well? | 0:42:13 | 0:42:16 | |
And moments later, there is finally good news. | 0:42:18 | 0:42:22 | |
-Here is your copy. -Yeah, looks all OK. | 0:42:22 | 0:42:24 | |
It's got the reference number, right account number on it, sort code. | 0:42:24 | 0:42:28 | |
After less than three quarters of an hour on site, | 0:42:28 | 0:42:32 | |
it's a paid-in-full in the bank. | 0:42:32 | 0:42:34 | |
Receipt issued, it's job done. | 0:42:34 | 0:42:37 | |
-Anything else? -No, that's it, we'll leave you in peace. | 0:42:37 | 0:42:39 | |
-Cheers, mate, bye-bye. -Have a nice day, gentlemen. | 0:42:39 | 0:42:43 | |
With not a lot in the way of assets, it was the seizure of the van | 0:42:43 | 0:42:47 | |
that left the company with no choice but to pay. | 0:42:47 | 0:42:50 | |
Once they know that that could potentially go, | 0:42:50 | 0:42:52 | |
we know we're good in the fact that we can recover our money. | 0:42:52 | 0:42:55 | |
He had no choice and he paid a transfer immediately, so job done. | 0:42:55 | 0:42:59 | |
Happy with that. Good start to the day. | 0:42:59 | 0:43:01 | |
And with that, the sheriffs head off with a payment-in-full. | 0:43:01 | 0:43:05 | |
It's good news for the former customer, | 0:43:05 | 0:43:07 | |
who will finally get the money she rightfully deserves. | 0:43:07 | 0:43:10 |