Episode 10 The Sheriffs Are Coming


Episode 10

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Transcript


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-Meet the sheriffs.

-Let's go and introduce ourselves.

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-We're High Court Enforcement Officers.

-We're here today to execute a High Court writ.

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Their job is to get you your money back.

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It's an arrestable offence to stop me doing my job.

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If you've been ripped off and don't know where to turn...

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I'm not waiting any more.

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I'm ordered to seize goods to clear this debt which would mean

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clearing this place out.

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..if you've been to court but still not been paid what you're owed...

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Why don't you just tell me who you are?

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This is an absolute crock. You need to pay this.

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..it's time to call the sheriffs.

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I've seized your car, sir.

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You can either let us through the door or we'll go through the window.

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Whoa, whoa, whoa.

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They're enforcement officers of the High Court

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and the law says they're on your side.

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I've just collected 42 grand.

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Coming up...

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when former army medic Alan Trott worked

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for a private ambulance company,

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they didn't pay him for almost a year.

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They just think that by fobbing us off we would go away,

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well, we weren't going to go away.

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Can the sheriffs get Alan his money from the camera-shy company owner?

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We're looking to seize vehicles today,

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you need to come and deal with this, sir.

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In Wales, it's an early morning call for a surprised farmer.

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Mr Hughes, can we have a word with you, please?

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Can sheriffs Tom and Craig persuade him pay to his debt?

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-£4,400...

-BLEEP!

-What's that for!?

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And when sheriffs Lawrence and Kev try to get some money

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for a wronged car buyer, they find themselves locked in the garage...

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You've now trapped us in here.

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Whoever has put those barriers up has now committed a criminal offence

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Can they get themselves out, and the money paid?

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On the road and heading to a rendezvous with a difference

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this morning are Enforcement Officers Lawrence and Kev.

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We're in Morden in Surrey

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and we are going to Medical Dispatch Ambulance Services Ltd.

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They're owing £2,947.

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The man they're on their way to help is former soldier Alan Trott.

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His time in the army left him with a valuable qualification.

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I was a medic

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and I served in that role in the '91 Gulf War.

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I was with an armoured field ambulance unit.

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The armoured vehicles would bring back the casualties.

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We would treat them and then evacuate them to the field hospital.

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Alan now runs first-aid classes for the British Heart Foundation.

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But after he left the army, he and his wife

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worked for Medical Dispatch Ambulance Services Ltd,

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run by Robert Burch. The company hired out

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private ambulances for concerts and major events.

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We would go to the venue prior to the start of the concert.

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If there was any accidents or any treatment required,

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we would attend to them.

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Give them the primary aid,

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then call in the backup from the ambulance services if needed.

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And the company boss wasn't plain Mr Burch.

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He had a title, Lord Robert Burch.

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Early impressions of him were positive.

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Quite a pleasant guy, quite friendly.

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Told us what the company was about, and it seemed fine.

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We got on with him, OK.

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At first, it was great fun, helping people

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and seeing some top quality entertainment.

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We saw some really big groups like Iron Maiden, Michael Buble.

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But it also had its serious side.

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I don't think it's any exaggeration to say that

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over the time that we worked for Medical Despatch we did save lives.

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But it wasn't long before problems started.

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We did soon realise that they weren't the quickest

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payers of wages and we were having to wait sometimes

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two to three months before the money would come through.

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At first, Alan carried on working for the company

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on an occasional basis and was assured he'd get his money.

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But nothing came.

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After nearly a year of working without pay,

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Alan and his wife called a halt.

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That was the time we sort of said,

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"We're now not going to do any more work until you...you pay us."

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We offered them to pay in instalments, so we said,

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"Pay us £100 a month, we don't care,

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"as long as we get the money," you know, "if you're having

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"problems, just pay us the a nominal sum until it's all paid off."

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No response, nothing. They didn't want to know.

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We were constantly being told, oh, we had to speak to the

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accounts department or the HR department, this person

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and that person, as if he was some sort of multinational company, you

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know, instead of a guy working out of some semi-detached in Wimbledon.

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Determined to get the money owed to him,

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Alan took Medical Dispatch Ambulance Services Ltd to court.

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He just seemed to think that by ignoring us or fobbing us off,

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we would go away. Well, we weren't going to go away.

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The company didn't contest the case

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and a judgment was issued in Alan's favour.

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But despite this, he still wasn't paid.

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Luckily, he'd been watching telly.

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By chance, we had seen the programme The Sherrifs

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Are Coming and we were quite impressed by the way they operated.

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We decided that these boys know their business

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and we're going to use them.

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And with Alan's writ in hand, it's now up to Lawrence

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and Kev to get him his money back.

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When Lawrence and Kev get to their target road,

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it's not hard to spot which house they're looking for.

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That's the Ranger, isn't it? What's that one in there?

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This is the one that they think's leased.

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-Is that the Volvo?

-That is a Volvo, yeah.

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Time to see if anyone's at home.

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HE RINGS THE INTERCOM

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I don't think there's anybody in. Hello?

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Medical Dispatch Ambulance Services?

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My name's Mr Grix, I'm an enforcement officer

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I have a High Court writ to execute against

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Medical Dispatch Ambulance Services Ltd.

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Would you like to come to the door and speak to me, sir?

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The man says Lawrence has the wrong company name.

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He's not Medical Dispatch Ambulance Services Ltd.

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He's Medical Dispatch Events Ltd.

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Completely different.

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Right, well, I've got a writ

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in the name of Medical Dispatch Ambulance Services.

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We're sent to any address in England and Wales

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where the company has assets and we can see two of

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your assets here, so you need to come out and deal with this, please.

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The man argues that the ambulances on the drive aren't owned

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by the company as they've instead been sold to himself personally.

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And you'll have some sort of proof of that, will you?

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If it's true, it means Lawrence can't seize them,

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if necessary, to pay off the debt.

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We're looking to seize vehicles today.

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You're a director of Medical Dispatch Ambulance Services Ltd.

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You need to come and deal with this, sir.

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I'll wait five, ten minutes for you to get dressed, then, sir.

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While the company director gets dressed,

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Lawrence and Kev turn to the two ambulances on the drive.

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It looks likely that they do belong to the company.

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But will the company director agree?

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-He's a lord by the way.

-Say again?

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-He's a lord.

-Lord?

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Officer's title. Lord.

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-Hello, there.

-No, not having the camera.

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And there he is, Lord Robert Burch.

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-Not with the camera.

-He's just...

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But the camera-shy lord isn't keen on talking in front of us.

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He asks if we're still filming,

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which we are.

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Back inside the house, Lord Burch finds paperwork he says

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proves the main ambulance has been sold to himself - a receipt.

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But when the receipt comes out through the letter box,

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Lawrence thinks it proves quite the opposite, that the car is actually

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in the company's name.

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You've signed it on behalf of the company,

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but it says "full name" and it's got Medical Dispatch Ambulance Service.

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This says it's sold to Medical Dispatch Ambulance Service.

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Why did you put Medical Dispatch Ambulance Service on it, then?

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Lord Burch says he put the company name on the receipt to make

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it eligible for road tax exemption.

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But this is a red rag to a bull for Lawrence, who thinks this proves

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the car is owned by the company, which means he can seize it.

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So it has to belong to Medical Dispatch Ambulance Services

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and not you as an individual to be exempt from tax with the DVLA.

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The director continues to insist the ambulance is not a company

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vehicle, but rather his personally,

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and that it would be eligible for road tax exemption either way.

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You need to make up your mind, then. You're contradicting yourself.

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It's either a company vehicle and that's why it's exempt.

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-You can't have it both ways.

-No, you can't have it both ways.

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Absolute rubbish.

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To try to get Alan Trott his money, Lawrence ramps up the pressure

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further by going after the second, more valuable, ambulance.

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Lord Burch says it's also privately owned and therefore,

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Lawrence can't seize it, but Lawrence isn't convinced.

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We need to see the proof of purchase of that.

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Your invoice there is in the name of the company

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we're looking for. As it stands at the moment, as far as we're concerned,

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that's a company asset.

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If you say it isn't, you need to provide proof of that

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and you need to provide it now.

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Either way, Lord Burch says he can't pay today.

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Well, then it's be going.

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We're ordered here to seize assets of the company

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sufficient to clear the debt.

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As it stands at the moment, you've shown me

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purchase paperwork for the Ford Ranger there,

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in the name of the company.

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Lord Burch heads inside to look through his paperwork

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to try and prove where the money's come from

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that paid for the ambulances.

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He's off at the moment digging out his bank statements to

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show that he personally made the transfer of funds that meant he paid

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for the vehicle and if he manages to do that,

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then there's not a lot we can do.

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This enforcement is at a key moment, and Lawrence knows it.

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Whether he can get Alan back his money now depends

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on the paperwork Lord Burch is able to provide.

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But after consulting his records, the director is unable to

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produce any proof that he has personally bought the ambulances.

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With Lawrence on the verge of towing away his vehicles,

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Lord Burch decides to act and pays up.

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Lawrence is put on the phone to the company accountant.

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Hello, sir.

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Hello there. It can be done by bank transfer.

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Payment has gone through.

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It's a particularly satisfying result for Lawrence,

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who pushed hard on the ownership status of the ambulances.

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There's your copy of the receipt.

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That went quite well in the end.

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He didn't seem very lordly to me.

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It might be job done for Lawrence and Kev,

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but for Alan, it's time to celebrate receiving the £1,900 he was owed.

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We've received from the sheriff's office the full amount that

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was owed, plus the interest, plus all our expenses,

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so in the end, Medical Dispatch have had to pay out a lot more than

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if they just paid us in the first place with a lot less hassle.

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Really, really good news.

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Robert Burch told us he did not know about Alan's court action

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because the court summons was sent to an old address.

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He said he only became aware of it when it reached the High Court

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and went to the correct address.

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He reiterated that the ambulances on his drive

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were privately owned and only loaned to the company

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and stressed that they met all DVLA requirements for

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road tax exemption.

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He said he had now made full payment

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and considers the matter closed.

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Lawrence and Kev are High Court enforcement officers commonly

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known as sheriffs.

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Who's the sheriff? Are you the sheriff?

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High Court enforcement officers enforce 70,000 writs

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and collect £65,000,000 a year, money

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-rightfully owed to their clients.

-That's what you

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want to see. That coming out of the van.

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-We got £1,200 in cash.

-All cleared up, paid in full.

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-A High Court writ costs £60.

-He's hasn't paid, so he's

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transferred it up to the High Court for enforcement purposes.

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If the sheriffs are successful,

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there's nothing more for the client to pay.

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If they're unsuccessful, the only cost is a £60 admin fee.

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-Yeah, what?!

-I'll have you arrested for that.

-What?!

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No need to get violent, is there?

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In Berkshire, enforcement officers Lawrence

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and Kev are heading to a rendezvous with a car garage.

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We're off to Reading now to a car dealer, Mazda UK Ltd,

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but that is just the company name.

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They're nothing to do with Mazda cars.

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We've got a claimant, Mr Tom Upton, and a debt of £6,246.99.

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Mr Upton bought a Mazda RXH from the garage,

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but discovered it had serious engine problems.

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When he asked the garage to take responsibility,

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by repairing the car, or refunding him, he says the garage refused.

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He took them to court.

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The garage put in a defence in writing,

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saying Mr Upton had refused to return the car to them.

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But the judge found in Tom Upton's favour

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and ordered the garage to pay £4,899.

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But Tom has received nothing.

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Lawrence is hopeful of getting Tom what he's owed.

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We'll be looking to get this cleared in full.

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Mazda UK. There it is.

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With plenty of potentially seizable assets on site,

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the prospects are looking good for the enforcement officers,

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as they head inside to introduce themselves.

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-Hello there.

-High Court enforcement officers.

-We're here to execute

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a High Court writ against Mazda UK Ltd on behalf of a Mr Tom Upton.

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We're ordered here today to seize goods to the value of £6,246.99.

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-The owner's not in today.

-Can you get him on the phone?

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Can do.

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But this is Mazda UK (Berkshire) Ltd, it's a different company.

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Has it just changed names

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or has it just become Mazda UK (Berkshire) Ltd?

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No, this is Mazda UK (Berkshire) Ltd.

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Yeah, if you get him on the phone, we'll speak to him.

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At this point, our cameraman is asked to leave the premises.

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Lawrence and Kev, however, remain.

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But they've already been thrown a curveball.

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The manager is insisting the company now operating in the garage,

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Mazda UK (Berkshire) Ltd,

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is completely different to the company named on Lawrence's writ,

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Mazda UK Ltd.

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And a call to the office confirms both companies exist.

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All right, OK. Lovely. Cheers. Bye.

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But Lawrence wants to know which one the cars on site belong to.

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If they're still in the name of Mazda UK Ltd, he can seize them

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to sell to pay off the debt.

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What you need to prove is that Mazda UK (Berkshire) Ltd

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have purchased every vehicle here,

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because otherwise we'll be removing one or two vehicles

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to clear the debt.

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While Kev gets listing vehicles,

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Lawrence starts searching the office.

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I'm just going to start looking through

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and seeing what paperwork I can find.

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He's looking for proof there are vehicles here

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registered to the company on his writ.

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Half an hour later, he finds what he's after -

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recent paperwork in the Mazda UK Ltd name.

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Every warranty is issued in the name of Mazda UK Ltd.

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That is the name of our debtor company.

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You can not be putting it on your paperwork because you feel like it.

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Lawrence believes he's seen more than enough evidence

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that the company he's after is still operating at the site.

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But it isn't convincing the company to pay Tom Upton's money,

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so Lawrence moves to take more pro-active measures.

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We're ordered here by the court today to seize assets.

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My colleague at the moment is doing an inventory.

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Unless there is proof otherwise, we will be removing some cars today,

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and the only way for your boss to prevent further action

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is to pay in full.

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It all comes down to what paperwork they've got.

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Every car that's on this lot is going to need paperwork.

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The threat to their vehicles finally spurs the staff into action.

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They get the company's solicitor on the phone to speak to Lawrence,

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who isn't backing down.

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As it stands at the moment, we're getting no proof of ownership

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and it doesn't look as if anyone's attempting to get

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any proof of ownership of these assets.

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Lawrence's arguments might have won the lawyer round.

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I spoke to the solicitor.

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The solicitor's advising him to pay, apparently.

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This looks like good news.

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But 40 minutes later, there's still no sign of the boss or the payment.

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So Lawrence continues his search for documents

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that will help his enforcement.

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Then he finally finds paperwork he says

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shows that Mazda UK Ltd

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is the registered keeper of two of the cars.

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I've got two bits of paperwork here showing Mazda UK,

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which is the two vehicles I'm going to be taking,

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because I've now got some paperwork with Mazda UK on it.

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Lawrence is about to call for the tow truck

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when the salesman brings him word that the boss has been to the bank

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and carried out a bank transfer to pay off the debt.

0:17:350:17:39

It's a triumph for Lawrence, but it's not quite a paid-in-full.

0:17:390:17:43

It's taken three hours,

0:17:430:17:45

so the garage have to pay for the sheriffs' time.

0:17:450:17:48

He could have gone into a bank and paid that amount three hours ago

0:17:480:17:52

and that would have been done.

0:17:520:17:55

The salesman is very unhappy

0:17:550:17:57

about having to pay for the additional sheriffs' waiting time.

0:17:570:18:00

But Lawrence is well within his rights, and stands his ground

0:18:000:18:05

as the fees form part of the writ.

0:18:050:18:08

If you get somebody to do work for you, do you not expect them

0:18:100:18:13

to charge for the hours they're on the job?

0:18:130:18:16

I need you to sign and print for the receipt.

0:18:160:18:18

Right, so you're not signing it.

0:18:180:18:21

I've put on there RTS, which means "refused to sign".

0:18:210:18:24

OK.

0:18:250:18:27

I shall now order a truck to remove one of the vehicles.

0:18:270:18:30

-Let's get a truck.

-Yeah?

-Yeah.

0:18:300:18:32

Refusing to pay the sheriffs' fees means the writ is still not cleared,

0:18:320:18:37

so Lawrence is going seize a vehicle to pay the balance.

0:18:370:18:40

Can you get me a tow truck, please?

0:18:400:18:43

Lawrence's threat to call a tow truck outrages the staff,

0:18:430:18:46

who take drastic action -

0:18:460:18:48

effectively locking Lawrence and Kev

0:18:480:18:50

and the cars they intend to tow inside the showroom.

0:18:500:18:54

But Lawrence won't be intimidated.

0:18:540:18:56

Right, this is the route we're going down, now, is it?

0:18:560:18:59

We're going to need to call the police.

0:18:590:19:02

You've now trapped us in here with a seized vehicle,

0:19:020:19:05

or seized vehicles, and our own vehicle,

0:19:050:19:07

which is now a criminal offence.

0:19:070:19:09

We've gone past the stage of it being civil now.

0:19:090:19:12

This is now a criminal offence.

0:19:120:19:14

Whoever has put those barriers up,

0:19:140:19:16

whichever one of you three it was, has now committed a criminal offence.

0:19:160:19:20

Realising Lawrence isn't going to budge easily,

0:19:200:19:22

the salesman offers a compromise on the outstanding fees.

0:19:220:19:26

You pay £400 in the next five minutes and I'll call it that.

0:19:260:19:29

So I'll knock off the £180.

0:19:290:19:31

In the next five minutes, and that's it.

0:19:310:19:33

Following an unpleasant few moments locked inside,

0:19:330:19:36

the garage pays up, including £400 to clear the writ.

0:19:360:19:41

Lawrence and Kev can head for the exit.

0:19:410:19:45

There's 400 there.

0:19:450:19:47

-Right. See you later.

-Bye-bye.

0:19:480:19:50

Full payment. Took a while getting there but to be expected sometimes,

0:19:520:19:56

but, no, in the end, that was a good result.

0:19:560:19:59

A good result for the sheriffs.

0:20:010:20:03

A significant payment-in-full and, best of all,

0:20:030:20:06

it means Tom Upton will get every penny of the money he's owed.

0:20:060:20:11

Enforcement officers Craig Wild and Tom Coyle

0:20:210:20:24

are in their usual stamping ground of the Midlands.

0:20:240:20:27

Their job this morning is to seize goods to clear a debt,

0:20:270:20:32

but the paperwork gives them very few clues

0:20:320:20:35

as to what the case is about.

0:20:350:20:37

Today, we're in Birmingham. We're after an individual,

0:20:370:20:40

and we've got in brackets a company name here as well to go after.

0:20:400:20:44

The claimant's an individual.

0:20:440:20:46

It's a small balance for £1,945.85.

0:20:460:20:51

There is... Is there any details about what it's about?

0:20:520:20:56

Let's have a quick look.

0:20:560:20:58

No, not actually indicating what it's actually to do with.

0:20:580:21:02

The actual address is Dir Group Customer Services.

0:21:020:21:07

Dir Group sells furniture and equipment for beauty salons

0:21:070:21:11

and hairdressers. As they pull up to the enforcement address,

0:21:110:21:14

Tom realises they've been here before

0:21:140:21:17

on a different job.

0:21:170:21:19

It ain't the same one. It is!

0:21:190:21:21

Dir Group, remember?

0:21:210:21:23

Do you remember we were in there for ages? Yeah.

0:21:230:21:26

He weren't happy, was he?

0:21:260:21:29

This is going to be a right ding-dong.

0:21:290:21:31

Tom and Craig's visit is on behalf of Sadia Azzouz from North London.

0:21:310:21:36

She's been a hairdresser for 12 years,

0:21:360:21:39

dedicated to making people look as good as she can.

0:21:390:21:42

I like transforming people

0:21:420:21:44

from very bad...very bad

0:21:440:21:47

to perfect and glamorous and everything.

0:21:470:21:51

-Shall I take your jacket for you?

-Yeah. Thank you.

0:21:510:21:54

I like the atmosphere, you know, the fun of it.

0:21:540:21:57

-Do you want a number three?

-No!

0:21:570:21:59

You have to give them what they want at the end,

0:21:590:22:03

and they are thanking you as if they win the lottery, or something.

0:22:030:22:09

Two years ago, she decided to stop working for other people's salons

0:22:090:22:14

and go into business for herself,

0:22:140:22:16

setting up a hairdressing salon with a business partner.

0:22:160:22:20

I decided, why not start doing my own business,

0:22:200:22:25

instead of running around all over the place?

0:22:250:22:28

Then you get to have your own clientele

0:22:280:22:31

and for this community here,

0:22:310:22:33

because there weren't any hair salons available...

0:22:330:22:35

for ladies, actually,

0:22:350:22:38

so we decided, you know, to do it together.

0:22:380:22:41

She and her business partner set about getting it up and running,

0:22:410:22:45

and that meant furnishing the new salon.

0:22:450:22:48

So I looked online

0:22:480:22:50

and I found this company, Dir Group Ltd,

0:22:500:22:53

which looks very good.

0:22:530:22:55

You see the website online.

0:22:550:22:57

You know, very serious company.

0:22:570:22:59

Very big as well.

0:22:590:23:01

So I ordered two chairs and one sink, to wash the hair,

0:23:010:23:06

a trolley and a stool.

0:23:060:23:08

Sadia made her order, totalling £844,

0:23:080:23:13

and paid upfront.

0:23:130:23:15

She was told the items would take five weeks to arrive

0:23:150:23:19

as they were coming from abroad.

0:23:190:23:21

But in that five weeks, things changed markedly for Sadia.

0:23:210:23:25

So, in the meantime, between me and the partner in the salon,

0:23:250:23:29

we had a few disagreements

0:23:290:23:32

so I decided that I was not going to go through with it.

0:23:320:23:37

It was a hard decision for Sadia,

0:23:370:23:40

not to go ahead with the new venture,

0:23:400:23:42

but one she felt she had to make.

0:23:420:23:45

Needing every penny of her money, Sadia then contacted Dir Group

0:23:450:23:49

to cancel her order.

0:23:490:23:51

The terms and conditions under which she'd made it

0:23:510:23:55

stipulated that if she cancelled in time,

0:23:550:23:57

she'd get a full refund.

0:23:570:23:59

It was only three weeks into the order.

0:23:590:24:02

I had been told by the wholesalers I would have to wait 28 days

0:24:020:24:05

for my money, but the 28 days came...

0:24:050:24:08

and a few weeks more

0:24:080:24:10

and, "Where's my cheque? Where's my money?"

0:24:100:24:13

-What do you think?

-I like it. Yeah. Thank you very much.

0:24:130:24:17

£884, ordering from Dir Group,

0:24:170:24:21

was quite a lot because I wasn't working at the time,

0:24:210:24:24

so it was the only money I had,

0:24:240:24:27

I was leaving home, organising the place and ordering,

0:24:270:24:30

so really I was very tight...money.

0:24:300:24:33

Sadia chased them on the phone,

0:24:330:24:35

but still couldn't get her money back.

0:24:350:24:38

I tried my best with Dir, you know,

0:24:380:24:40

with calls,

0:24:400:24:42

then I decided the calls weren't doing anything, I e-mailed,

0:24:420:24:45

so at least I have proof that I'm e-mailing.

0:24:450:24:49

But nothing was happening. It started to get very hard for me

0:24:490:24:52

because I have a son, he's 15,

0:24:520:24:55

and I have to look after him as well.

0:24:550:24:57

In fact, I was getting stressed with them

0:24:570:25:00

and not working,

0:25:000:25:02

leaving the business,

0:25:020:25:04

so everything is going downhill for me.

0:25:040:25:07

So I didn't know what to do until I went to see a solicitor.

0:25:070:25:11

She decided she had no option but to take Dir Group to court.

0:25:110:25:17

The company didn't contest the case

0:25:170:25:20

and a judgment was issued in Sadia's favour.

0:25:200:25:23

But Dir Group still hasn't paid up.

0:25:230:25:25

Now Sadia's only hope of seeing her money

0:25:250:25:29

lies in the trusty hands of Craig and Tom.

0:25:290:25:32

Anticipating a possible confrontation,

0:25:390:25:41

they sort out their tactics.

0:25:410:25:43

Do you want to try it first on a one-on-one?

0:25:430:25:46

-I'll try and get in, see what happens.

-Yeah.

0:25:460:25:48

If you can't get in, you can't get in, can you?

0:25:480:25:51

Craig remembers there's another entrance

0:25:510:25:53

where the company loads lorries,

0:25:530:25:55

so while Tom tries the front door,

0:25:550:25:57

Craig drives round the back.

0:25:570:25:59

The loading bay is unstaffed,

0:25:590:26:02

leaving the way open for Craig to get into the warehouse.

0:26:020:26:05

In reception,

0:26:050:26:07

Tom has been explaining why the sheriffs are here.

0:26:070:26:10

Yeah, I've got no problem... Great.

0:26:140:26:16

Our camera is asked to leave the building.

0:26:200:26:23

Meanwhile, Craig's talked to the company's accountant

0:26:230:26:26

and learned that Dir Ltd went into administration in 2011.

0:26:260:26:32

However, the name they have on the writ

0:26:320:26:35

is not the limited company.

0:26:350:26:37

It's the company's owner - dirgroup.co.uk.

0:26:370:26:41

We've been to these premises before for a previous writ.

0:26:410:26:44

We did get a run-around at the time.

0:26:440:26:46

The accountant was under the impression that we won't be able to do anything.

0:26:460:26:50

I've put the situation to him that we can and we will.

0:26:500:26:52

He's saying there's no money available.

0:26:520:26:55

We're now looking at removing some items today

0:26:550:26:58

if it's not resolved by way of payment,

0:26:580:27:00

so we're just at the moment ascertaining what

0:27:000:27:03

assets are available for us to remove.

0:27:030:27:05

Tom's been looking through invoices in the office,

0:27:050:27:08

and there's some confusion about the company name.

0:27:080:27:12

We've got Dir Group. Everything in there is in Dream In Reality.

0:27:120:27:17

-Yeah.

-Which you could say is Dir, couldn't you?

-Yes.

0:27:170:27:20

-But it's not.

-Is it Dreams In Reality Ltd?

0:27:200:27:24

No, Dreams In Reality... I'll get it back out now.

0:27:240:27:28

Mate, if it's Dreams In Reality, yeah,

0:27:280:27:31

that's the same as Dir. But it's only him. It's not a legal entity.

0:27:310:27:37

Craig is convinced that whether it's called Dir or Dreams In Reality,

0:27:370:27:41

this business is no longer a limited company

0:27:410:27:44

and these are just trading names of the company owner.

0:27:440:27:47

If the invoices aren't limited, the goods are going.

0:27:470:27:50

Because it's him trading as...

0:27:500:27:52

Either it's Dir or...doesn't matter.

0:27:520:27:55

If it's Dreams In Reality, Dir, it's still him.

0:27:550:27:57

The court writ, as it stands at the moment,

0:27:570:28:00

is still valid,

0:28:000:28:01

and that's what I've just told Tom, to go back in and have it out again.

0:28:010:28:05

Tom is back in reception talking to the secretary,

0:28:050:28:07

who has become more agitated.

0:28:070:28:09

My company is saying they are willing to argue that and remove the goods.

0:28:090:28:13

The woman tells Tom he's being cocky

0:28:130:28:15

and that the company doesn't have the money to give him.

0:28:150:28:18

Tom tells her they WILL be seizing goods to cover the debt

0:28:180:28:21

but he's not happy with what's on offer.

0:28:210:28:24

What you are trying to do is give us some low-value asset goods.

0:28:240:28:27

They don't think you're going to get the money, that's why they've sent me and my colleague.

0:28:270:28:31

If they thought you were going to pay,

0:28:310:28:33

they'd probably send you a letter.

0:28:330:28:34

But instead, they have two sheriffs on the premises,

0:28:340:28:37

determined to recover the debt the company owes.

0:28:370:28:40

Tom points out that it would be better to pay.

0:28:400:28:44

If the sheriffs end up removing goods,

0:28:440:28:46

there will be further expense.

0:28:460:28:48

We're not going to pay the contractors,

0:28:480:28:51

your company will have to pay for it.

0:28:510:28:53

If it comes to seizure, there should be plenty to go at.

0:28:530:28:56

All salon goods, mirrors, some flat-packs, it looks like, in boxes.

0:28:560:29:00

Some display goods there and computers,

0:29:000:29:03

desks...and quite a lot of it, to be fair.

0:29:030:29:07

A removal would happen here if they don't pay.

0:29:070:29:09

It's time to ramp up the pressure.

0:29:110:29:13

Get the van here.

0:29:130:29:15

Yeah, OK.

0:29:150:29:16

If the sheriffs remove furniture today, it will be sold

0:29:160:29:19

at auction, where it could raise only a fraction of its retail value.

0:29:190:29:23

Rather than see the sheriffs take a lot of goods,

0:29:230:29:26

the company starts to look for money.

0:29:260:29:29

They can raise £2,000 cash, leaving them £500 short.

0:29:290:29:34

How it comes, I don't...to be fair, I ain't bothered, you know what I mean?

0:29:340:29:37

But it has to be the full amount.

0:29:370:29:39

Still short of the final £500, the sheriffs, once again,

0:29:390:29:42

threaten to remove valuable salon chairs.

0:29:420:29:46

I can accept the 2,000 but it won't be just two chairs that will be going.

0:29:460:29:50

It will be a lot more chairs.

0:29:500:29:52

If we're looking down the route of removing for part of the payment,

0:29:520:29:55

there's a lot more cost involved.

0:29:550:29:57

You're talking about £1,000 odd extra involved.

0:29:570:30:02

Tom comes outside.

0:30:020:30:04

Discussions between him

0:30:040:30:05

and the woman on reception are not going well.

0:30:050:30:08

She did seem helpful at first

0:30:080:30:10

but she's got very irate as I've had to tell her the sort of

0:30:100:30:13

facts that if it's not paid, goods are going to be removed.

0:30:130:30:16

She's become very upset with me.

0:30:160:30:18

Er, so we manage to work it as you can in a two-man team,

0:30:180:30:20

where Craig's communicating with her now because, obviously,

0:30:200:30:23

she's very upset to have me in the room,

0:30:230:30:25

cos I've obviously told her things are going to go today.

0:30:250:30:28

Craig's diplomatic skills seem to have paid off.

0:30:280:30:32

Finally, a result.

0:30:320:30:34

-See you.

-Ta-ra.

0:30:340:30:36

The balance on the account was £2,493.

0:30:380:30:42

Er, we explained to them it's not a problem,

0:30:420:30:44

we can still take the cash but we're going to have to take

0:30:440:30:47

some goods away for the remaining balance.

0:30:470:30:48

They were quite happy for us to do that, erm, but unfortunately

0:30:480:30:51

their interpretation of taking goods away with us was different to ours.

0:30:510:30:54

They hadn't taken into account the other costs which are involved

0:30:540:30:58

if we do take goods away from anybody.

0:30:580:31:00

She said, "Well, the director may have left some money in his office."

0:31:000:31:05

So, she went away to check and came back

0:31:050:31:10

and miraculously she found the other £500.

0:31:100:31:13

So, it was totally paid in full, £2,493 in cash.

0:31:130:31:17

Erm, so therefore it was a good result.

0:31:170:31:20

We've been here before, we know the score

0:31:200:31:23

and we're both experienced in what we do. So...

0:31:230:31:25

Different calibre of officer.

0:31:250:31:27

Craig and Tom wouldn't give up on the final £500.

0:31:270:31:31

So, they have recovered all of the debt owed to their client.

0:31:310:31:34

Even if it did mean Tom fell out with the woman on reception.

0:31:340:31:38

She didn't want to see me, erm, so I had to walk out first.

0:31:380:31:41

She wasn't too interested in seeing me, was she?

0:31:410:31:43

She wasn't my friend.

0:31:430:31:45

I don't think he's on her Christmas list, to be fair.

0:31:450:31:49

I don't know how much to thank them, really.

0:31:490:31:51

You know, not just because of the money and because of the help

0:31:510:31:56

they bring you in life, you know, to stand up and continue.

0:31:560:32:00

I'm so grateful to them and I'm so happy. Really, really happy.

0:32:000:32:04

West Midlands based enforcement officers Craig Wild

0:32:130:32:16

and Tom Coyle also cover Wales

0:32:160:32:19

and are firm believer in the proverb "the early bird catches the worm".

0:32:190:32:23

It's nearly four o' clock this morning.

0:32:230:32:26

We're just heading off to Wales.

0:32:260:32:29

Get there pretty early in the morning to try and catch these people in.

0:32:290:32:33

I can do the weather for Wales wherever I am in the country,

0:32:330:32:35

I can let you know what it's going to be...

0:32:350:32:38

wet.

0:32:380:32:39

Right, we're on our way to a job today. It's for an individual.

0:32:390:32:43

Erm, it's in Gwynedd, for an amount of £4,498.48.

0:32:430:32:49

The case involves two farmers.

0:32:500:32:53

Farmer David Hughes rented land from another farmer to

0:32:530:32:55

graze his sheep on for about £2,000.

0:32:550:32:59

He also bought bales of hay and silage to feed his animals.

0:32:590:33:03

The total bill for rent and silage was just under £3,000

0:33:030:33:07

but Mr Hughes has paid only £500.

0:33:070:33:10

Now the sheriffs are heading up Mr Hughes' farm track

0:33:150:33:18

to get all of the money owed.

0:33:180:33:20

IMPERSONATES WELSH ACCENT: A bit of Welsh lamb.

0:33:210:33:23

The sheriffs are here to seize assets

0:33:230:33:26

and there are vehicles clearly on view in the farmyard.

0:33:260:33:29

We'll keep the gate shut, we'll block the gate in.

0:33:290:33:31

-So, at least we've got all the vehicles...

-Yeah.

0:33:310:33:33

..secured in.

0:33:330:33:34

Craig and Tom's tactic of arriving early seems to have paid off.

0:33:390:33:43

Hello, Mr Hughes?

0:33:430:33:46

We're High Court enforcement officers from the sheriff's,

0:33:460:33:48

can we have a word with you, please?

0:33:480:33:50

He's gone straight past the door, Tom.

0:33:520:33:55

He'll probably come around the outside.

0:33:550:33:57

Hello, sir.

0:33:570:33:59

All right.

0:34:020:34:03

I'm here today to execute a High Court writ, unfortunately for you.

0:34:030:34:08

Balance on the account is £4,498.48.

0:34:080:34:12

-What's that for?

-Do you know the claimant at all?

-I know of him, yeah.

0:34:120:34:16

Unfortunately, he's taking you to court for the monies owed.

0:34:160:34:20

I don't know anything about this.

0:34:200:34:23

Despite Mr Hughes' excuses, Craig is here to collect the money owed

0:34:230:34:27

and he needs to be paid today.

0:34:270:34:29

-It has to be cleared funds.

-Cash.

-It's cash or it's a card payment.

0:34:300:34:35

Right, well, I've got...

0:34:360:34:38

at the end of the day, I'm not...

0:34:380:34:41

this is nothing to do with sort

0:34:410:34:42

of...I don't know what it's about.

0:34:420:34:44

How am I going to pay something when

0:34:440:34:46

I don't know something about it?

0:34:460:34:47

I would naturally assume that the claimant would have been

0:34:470:34:50

in contact with you with regards to payment, I would have thought.

0:34:500:34:53

-I used to buy silage off him a couple of years ago.

-Right.

0:34:530:34:55

So, it could be something to do with that, then.

0:34:550:34:57

No, I paid him as I was getting it.

0:34:570:34:59

Then I don't know. All we do is get involved in the High Court writ, sir.

0:34:590:35:03

David Hughes didn't contest the case

0:35:030:35:05

and a judgment was issued against him.

0:35:050:35:08

Mr Hughes said he's received no paperwork about the case.

0:35:080:35:12

Because he hasn't paid,

0:35:120:35:13

the other farmer's now taken his claim to the High Court

0:35:130:35:16

and hopes the sheriffs will be able to get him what he's owed.

0:35:160:35:20

So, what do we do now, then?

0:35:200:35:21

Well, either we see the payments or we're here to seize the goods.

0:35:210:35:24

-What goods?

-Cars, household items.

0:35:240:35:27

Well, the cars aren't mine.

0:35:270:35:30

Craig explains to Mr Hughes that he will have to prove the vehicles

0:35:300:35:32

belong to someone else or they will be seized.

0:35:320:35:36

I'm acting under a court order, so that court order empowers me today

0:35:360:35:40

to require the money from you in full. Now, obviously,

0:35:400:35:43

if you haven't got the money in full I will take that on board,

0:35:430:35:46

but how much can you raise today?

0:35:460:35:48

-So, how much do you want?

-£4,498...

-Bloody hell! What's that for?

0:35:480:35:54

Again, Mr Hughes, I don't get party to that.

0:35:540:35:57

All I get is a defendant and a claimant.

0:35:570:36:01

Mr Hughes says he'll have to drive to the bank

0:36:010:36:03

to find out how much money he has.

0:36:030:36:05

So, how much do you want?

0:36:050:36:07

Well, as much as you have, to be fair.

0:36:070:36:09

They normally talk about at least 50% of the liability.

0:36:090:36:12

I haven't got that much, I'll be honest with you.

0:36:120:36:14

-How much have you got?

-Erm...

0:36:140:36:17

I don't know. I'd have to speak to...

0:36:170:36:20

-Well, if you want to have a quick chat with her first.

-Janice!

0:36:200:36:22

How much money can we pay these people?

0:36:250:36:28

They're something to do with silage.

0:36:280:36:31

Where are you going?

0:36:310:36:33

That's the end of the camera.

0:36:330:36:34

At this point, our camera's asked to wait outside

0:36:340:36:37

while Mr Hughes looks for funds.

0:36:370:36:40

Mr Hughes is trying a couple of debit cards to see what he's

0:36:400:36:44

got on them, trying to levy out the situation with some payment today.

0:36:440:36:47

Because they're only getting part payment now,

0:36:490:36:51

the sheriffs will seize goods to cover the rest.

0:36:510:36:54

If Mr Hughes doesn't pay in full within five days,

0:36:550:36:58

those goods can be taken away.

0:36:580:37:01

Is it a debit card or a credit card? Debit card.

0:37:010:37:05

If I can get you to sign and print your name there, sir.

0:37:050:37:07

All right, Mr Hughes? Thanks very much, sorry to disturb you.

0:37:080:37:13

With the paperwork signed, Mr Hughes wants to put his side of the story.

0:37:130:37:17

I'm speechless.

0:37:180:37:20

When these chaps turned up, that was the first I knew of it.

0:37:200:37:23

There's been no postal deliveries of any kind here.

0:37:230:37:26

Mr Hughes tells us the dispute was about some silage he bought,

0:37:260:37:29

which he claims was rotten, so he refused to pay.

0:37:290:37:32

He shows us what he says is an example of the bad silage.

0:37:320:37:36

How you supposed to feed that to your animals?

0:37:360:37:39

You cannot feed that to sheep.

0:37:390:37:40

You just cannot cos that would kill them.

0:37:400:37:43

So, I've refused to pay for them.

0:37:430:37:45

Mr Hughes claims he received many bales of bad silage.

0:37:450:37:48

The other farmer says they left his yard in good condition.

0:37:480:37:51

But the silage made up less than a third of the debt,

0:37:530:37:55

which was mainly unpaid rents for fields Mr Hughes had used.

0:37:550:37:59

It's been a success. We've woken Mr Hughes up this morning,

0:38:010:38:04

we've took a part payment of £400 today off him.

0:38:040:38:07

He is disputing it and is going to continue to dispute it,

0:38:070:38:10

which we explained is his legal right,

0:38:100:38:13

but he needs to pay some money today.

0:38:130:38:15

And since we filmed, the two farmers went back to court,

0:38:150:38:18

where they agreed a payment of the remaining £2,000 from Mr Hughes.

0:38:180:38:22

The matter is now closed.

0:38:220:38:24

It's early morning in North West London

0:38:390:38:41

and enforcement officers Lawrence Griggs and Kev McNally

0:38:410:38:45

are heading towards their latest date with a debtor.

0:38:450:38:47

We're heading towards Uxbridge at the moment

0:38:490:38:51

to a company called Rainbow Logistics.

0:38:510:38:54

We're looking for £2,692.24.

0:38:540:38:58

A British woman arranged for Rainbow Logistics

0:38:590:39:02

to send some clothing for her to Uganda.

0:39:020:39:05

But despite paying them for the privilege,

0:39:050:39:07

the clothing never arrived.

0:39:070:39:10

The woman took the company to court where they contested the case

0:39:100:39:12

but the court sided with her.

0:39:120:39:15

Despite this, the debt's still not been paid.

0:39:150:39:18

So, now it's up to Lawrence and Kev to get her the money she's owed.

0:39:180:39:22

Rainbow Logistics.

0:39:300:39:32

-That looks gone, doesn't it?

-Yeah.

0:39:320:39:34

Sheriffs have the power to force entry at commercial premises

0:39:340:39:37

like these, if necessary, but today they're in luck,

0:39:370:39:41

as Kev gets buzzed straight in.

0:39:410:39:43

My name's Mr Griggs, I'm an enforcement officer.

0:39:460:39:48

I'm here today to execute a High Court writ,

0:39:480:39:50

here today to seize goods to the value of £2,692.24.

0:39:500:39:55

The only way to prevent that is to pay in full.

0:39:550:39:59

The somewhat taken aback staff member goes searching for the boss.

0:39:590:40:03

Lawrence, meanwhile, has got a job for Kev.

0:40:030:40:07

Just check out the van, Kev. There's a van.

0:40:070:40:09

-Check one out?

-Yeah, it's a Sprinter or something.

0:40:090:40:12

If you go through that door on the side, I would think.

0:40:120:40:14

Wanting some leverage to get the debt paid,

0:40:160:40:18

Lawrence has already spotted two vans he could potentially seize.

0:40:180:40:23

In going to check them out, Kev gets lucky.

0:40:230:40:26

In one of the vans, he's found something else too.

0:40:260:40:30

Just have the keys out of there.

0:40:300:40:31

Got the keys for this Transit so obviously the Transit's been seized

0:40:310:40:34

at the moment so the keys are in it so I'll just...

0:40:340:40:37

take the keys, look after them until we get payment

0:40:370:40:39

and they can have the keys back.

0:40:390:40:41

The keys will make the van much easier to remove

0:40:410:40:43

if they do need to take it with them.

0:40:430:40:46

Back upstairs, Lawrence is put in touch with the boss.

0:40:460:40:49

Hello there, sir.

0:40:520:40:54

I'm fine. My name's Mr Griggs, I'm an enforcement officer.

0:40:550:40:58

We're here now, sir, you need to make the payment now.

0:40:580:41:01

We're here to seize goods now.

0:41:010:41:03

We don't take cheques, sir.

0:41:050:41:07

It's cleared funds so it needs to be bank transfer...

0:41:070:41:11

or a card payment or cash.

0:41:110:41:14

Right, then you need to come here, sir,

0:41:140:41:17

if that's the only way you can do a bank transfer.

0:41:170:41:19

You need to come here now.

0:41:190:41:20

Downstairs, Kev is carrying out a diligent search for assets

0:41:220:41:26

relevant to the company.

0:41:260:41:27

And he gets lucky again -

0:41:270:41:29

a second set of keys for the other van.

0:41:290:41:32

Keys for this van now. So, we'll keep them.

0:41:320:41:35

And with both vans and keys seized,

0:41:350:41:38

someone's clearly feeling the pressure.

0:41:380:41:41

News comes through that the boss is willing to pay.

0:41:410:41:44

It's what Lawrence and Kev had been hoping for.

0:41:440:41:47

The boss is doing a bank transfer from home, so...

0:41:470:41:51

He's not bothering to come here once I explained...

0:41:510:41:54

..that we charge for the time on site.

0:41:550:41:58

But more than 15 minutes later, there's still no sign of any money.

0:41:590:42:04

Lawrence keeps the pressure up.

0:42:040:42:05

It's not showing yet. Do you want to give him a ring

0:42:070:42:09

and see if he's done it yet? Because if he's at home,

0:42:090:42:11

it shouldn't take that long to do it.

0:42:110:42:13

Can you get him to get a screen print as well?

0:42:130:42:16

And moments later, there is finally good news.

0:42:180:42:22

-Here is your copy.

-Yeah, looks all OK.

0:42:220:42:24

It's got the reference number, right account number on it, sort code.

0:42:240:42:28

After less than three quarters of an hour on site,

0:42:280:42:32

it's a paid-in-full in the bank.

0:42:320:42:34

Receipt issued, it's job done.

0:42:340:42:37

-Anything else?

-No, that's it, we'll leave you in peace.

0:42:370:42:39

-Cheers, mate, bye-bye.

-Have a nice day, gentlemen.

0:42:390:42:43

With not a lot in the way of assets, it was the seizure of the van

0:42:430:42:47

that left the company with no choice but to pay.

0:42:470:42:50

Once they know that that could potentially go,

0:42:500:42:52

we know we're good in the fact that we can recover our money.

0:42:520:42:55

He had no choice and he paid a transfer immediately, so job done.

0:42:550:42:59

Happy with that. Good start to the day.

0:42:590:43:01

And with that, the sheriffs head off with a payment-in-full.

0:43:010:43:05

It's good news for the former customer,

0:43:050:43:07

who will finally get the money she rightfully deserves.

0:43:070:43:10

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