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-Meet the sheriffs. -My name's Mr Grix. My colleague and I are enforcement agents. | 0:00:02 | 0:00:05 | |
It's to do with a High Court order. | 0:00:05 | 0:00:06 | |
They work for the High Court. | 0:00:06 | 0:00:08 | |
And if it says you're owed money, it's their job to go and get it. | 0:00:08 | 0:00:12 | |
I'm here for £6,072.18. | 0:00:12 | 0:00:16 | |
They can demand payment on the spot... | 0:00:16 | 0:00:18 | |
I'm here for the full balance. | 0:00:18 | 0:00:20 | |
-How're you going to pay it? -..or remove assets instead. | 0:00:20 | 0:00:24 | |
The car will be going unless you can pay it. | 0:00:24 | 0:00:26 | |
You'll have a week to pay in full before it gets sold at auction. | 0:00:26 | 0:00:30 | |
Obstructing their work can be a criminal offence. | 0:00:30 | 0:00:33 | |
I wouldn't do that if I were you. | 0:00:33 | 0:00:35 | |
The door needs to stay open. | 0:00:35 | 0:00:37 | |
Every year in England and Wales, | 0:00:38 | 0:00:40 | |
unpaid debts totalling more than £80 million | 0:00:40 | 0:00:43 | |
are recovered by the sheriffs. | 0:00:43 | 0:00:45 | |
Coming up, a steel company owes money to a former employee. | 0:00:49 | 0:00:53 | |
When Dean didn't pay the final wage, I found it more than unfair. | 0:00:53 | 0:00:58 | |
Tommy and Craig go looking for the boss. | 0:00:58 | 0:01:01 | |
Is it him? | 0:01:02 | 0:01:04 | |
When the sheriffs evict a group of squatters... | 0:01:04 | 0:01:07 | |
Wakey wakey! | 0:01:07 | 0:01:08 | |
..Lawrence makes a suspicious discovery. | 0:01:08 | 0:01:11 | |
Somebody else's credit cards. | 0:01:11 | 0:01:13 | |
I think we'll have to hand those in to the local police. | 0:01:13 | 0:01:17 | |
Craig is given the runaround at a security firm. | 0:01:17 | 0:01:20 | |
-So Mr Bergin's your brother? -Yeah. | 0:01:20 | 0:01:22 | |
I asked for Mr Bergin. "I don't even know him", you said. | 0:01:22 | 0:01:25 | |
And a coach company finds an unusual way to pay its debt. | 0:01:25 | 0:01:29 | |
They're playing funny games. | 0:01:29 | 0:01:31 | |
And they're going to pay me in pennies and 2ps? | 0:01:31 | 0:01:34 | |
£1,800. | 0:01:34 | 0:01:35 | |
When a business which is still trading owes money, | 0:01:40 | 0:01:43 | |
more often than not, a single visit from the sheriffs | 0:01:43 | 0:01:46 | |
is enough to get payment. | 0:01:46 | 0:01:48 | |
But on other occasions, the sheriffs can find themselves | 0:01:48 | 0:01:51 | |
banging on the door time after time to get their claimant's money. | 0:01:51 | 0:01:55 | |
In the West Midlands, Tommy Coyle and Craig Wild | 0:01:55 | 0:01:58 | |
are about to be given the runaround by a steel tubing company. | 0:01:58 | 0:02:02 | |
So we're off to Wolverhampton today. | 0:02:02 | 0:02:04 | |
We're off to go and see a company called Infinity Tubes Limited. | 0:02:04 | 0:02:08 | |
Infinity Tubes Limited owe just over £2,300. | 0:02:08 | 0:02:12 | |
They were taken to court by | 0:02:12 | 0:02:14 | |
Army gunner turned salesman Paul Warren from Blackburn. | 0:02:14 | 0:02:19 | |
He'd been looking for a new job when | 0:02:19 | 0:02:21 | |
a recruitment company put him in touch with the Midlands start-up. | 0:02:21 | 0:02:24 | |
Infinity Tubes was looking to be a specialist in ERW. | 0:02:26 | 0:02:29 | |
ERW is an electro-resistant welded tube - for example, an exhaust. | 0:02:29 | 0:02:35 | |
It's a strong but very lightweight product. | 0:02:35 | 0:02:38 | |
The downside to it is it's very, very cheap, | 0:02:38 | 0:02:42 | |
and you have to sell a lot of it, and I mean... | 0:02:42 | 0:02:44 | |
..tens of tonnes of it, to get a good return on it. | 0:02:46 | 0:02:49 | |
With 13 years of sales experience in the steel industry, | 0:02:50 | 0:02:53 | |
Paul had built up a long list of customer contacts | 0:02:53 | 0:02:57 | |
and thought he could be just the man for the job. | 0:02:57 | 0:03:00 | |
I drove down to Birmingham, met with them once and I said, | 0:03:00 | 0:03:05 | |
"Yeah, I'll give it a shot, I'll see what I can do for you." | 0:03:05 | 0:03:08 | |
Paul started working from home for the company. | 0:03:08 | 0:03:11 | |
However, it wasn't long before it became clear | 0:03:11 | 0:03:14 | |
Infinity Tubes still had a lot of work to do | 0:03:14 | 0:03:17 | |
before he was going to be able to deliver the sales they needed. | 0:03:17 | 0:03:21 | |
I soon realised within a week, ten days, | 0:03:21 | 0:03:24 | |
they really weren't geared up, | 0:03:24 | 0:03:27 | |
and I explained to them, "You haven't even got a computer system, | 0:03:27 | 0:03:30 | |
"you don't even have an e-mail." | 0:03:30 | 0:03:32 | |
And they said, "Well, whatever you need, tell us." | 0:03:32 | 0:03:35 | |
Paul was given a company car | 0:03:35 | 0:03:36 | |
and he began trying to drum up business from his contacts, | 0:03:36 | 0:03:40 | |
but he says he simply wasn't getting the information he needed | 0:03:40 | 0:03:43 | |
from the company and its director, Dean Shilvock. | 0:03:43 | 0:03:47 | |
I went back to Dean, I said, "Listen, first thing you need to do, | 0:03:47 | 0:03:50 | |
"you need to tell me your stock levels." I said, | 0:03:50 | 0:03:52 | |
"I need price lists. I can't go in to customers without price lists." | 0:03:52 | 0:03:55 | |
So he wouldn't supply the documentation and the prices | 0:03:55 | 0:03:58 | |
that I needed to seal the deal, | 0:03:58 | 0:04:00 | |
and I think the final thing was, | 0:04:00 | 0:04:02 | |
I said, "I work from home, I need a laptop." | 0:04:02 | 0:04:05 | |
I ended up buying my own for £350 | 0:04:05 | 0:04:09 | |
because they wouldn't supply a laptop. | 0:04:09 | 0:04:11 | |
Paul only stayed a few weeks before resigning, | 0:04:13 | 0:04:16 | |
working out his notice period and returning the company car. | 0:04:16 | 0:04:20 | |
But to his surprise, his final week's wages, | 0:04:20 | 0:04:23 | |
along with some expenses and holiday pay, didn't show up. | 0:04:23 | 0:04:26 | |
I rung him, wouldn't answer, rung him, wouldn't answer. | 0:04:27 | 0:04:31 | |
I texted him and said, "Can you please pay me the wage?" | 0:04:31 | 0:04:33 | |
The text back I got was, | 0:04:33 | 0:04:35 | |
"Give me your customer list and we'll pay you the wage." | 0:04:35 | 0:04:37 | |
So customer lists are bread and butter. | 0:04:37 | 0:04:40 | |
They're everything, they're your worth. | 0:04:40 | 0:04:42 | |
My customer list is... 358. | 0:04:42 | 0:04:46 | |
When Dean said, "Give me all your customer list", | 0:04:46 | 0:04:49 | |
I was giving up basically 13 years of work. | 0:04:49 | 0:04:52 | |
Paul refused, and the money never came. | 0:04:54 | 0:04:57 | |
When Dean didn't pay the final wage - yeah, I'd worked that time, | 0:04:57 | 0:05:01 | |
I'd worked up to Christmas Eve - | 0:05:01 | 0:05:04 | |
I found it more than unfair. | 0:05:04 | 0:05:06 | |
We've got bills to pay. | 0:05:06 | 0:05:08 | |
It was Christmas, and suddenly we'd defaulted on two payments | 0:05:08 | 0:05:11 | |
out of our bank because we thought, | 0:05:11 | 0:05:13 | |
we didn't even give it two thoughts that we weren't going to get paid. | 0:05:13 | 0:05:17 | |
Mr Shilvock, meanwhile, was showing no signs of budging, | 0:05:17 | 0:05:20 | |
and Paul decided he wasn't going to take it lying down. | 0:05:20 | 0:05:24 | |
So I said, "OK, then, I'll see you in court." | 0:05:24 | 0:05:27 | |
I knew nothing about how to take somebody to court, small claims, | 0:05:27 | 0:05:31 | |
I had no idea. I googled it. | 0:05:31 | 0:05:33 | |
Paul filed a claim online and, as is standard practice, | 0:05:33 | 0:05:37 | |
the court initially offered mediation between the two parties. | 0:05:37 | 0:05:41 | |
Paul agreed to accept a part payment in order to | 0:05:41 | 0:05:44 | |
bring the matter to a close and it looked like they had a deal. | 0:05:44 | 0:05:48 | |
We are notified by the magistrates that he's agreed and we've agreed, | 0:05:48 | 0:05:51 | |
and then, with about two days to go, | 0:05:51 | 0:05:54 | |
he suddenly said, no, he weren't going to. He wasn't paying a penny. | 0:05:54 | 0:05:58 | |
So instead, Paul had his day in court. | 0:05:59 | 0:06:02 | |
Mr Shilvock never showed up and Paul won a judgment by default. | 0:06:02 | 0:06:06 | |
Four weeks later, when he still hadn't been paid, | 0:06:08 | 0:06:11 | |
something on the television caught his attention. | 0:06:11 | 0:06:14 | |
I was sat here and on the TV was your programme, and I went, | 0:06:14 | 0:06:20 | |
"Hang on... They're sheriffs." | 0:06:20 | 0:06:22 | |
And my wife said, "Well, why don't WE use the sheriffs?" | 0:06:22 | 0:06:25 | |
Paul has now had his case transferred up to the High Court | 0:06:25 | 0:06:29 | |
and is banking on the sheriffs to finally get him his money. | 0:06:29 | 0:06:32 | |
After seeing the programme... | 0:06:32 | 0:06:35 | |
I've got a lot of faith in it | 0:06:35 | 0:06:36 | |
that this will put an end to it, hopefully. | 0:06:36 | 0:06:39 | |
Back in Wolverhampton, Tommy and Craig are approaching the address | 0:06:47 | 0:06:51 | |
they've been given for the company. | 0:06:51 | 0:06:52 | |
That's the central trading estate in there. | 0:06:52 | 0:06:55 | |
Unit 25 we're after, matey boy. | 0:06:55 | 0:06:57 | |
But as they turn into the site, they get their first inkling | 0:06:57 | 0:07:00 | |
that this job isn't going to be straightforward. | 0:07:00 | 0:07:03 | |
-There you go, Infinity Welding Limited. -There you go. | 0:07:03 | 0:07:06 | |
It's not quite the name they were expecting to see. | 0:07:06 | 0:07:09 | |
We have located the premises and it's down on the actual | 0:07:09 | 0:07:12 | |
industrial estate map as being Infinity Welding Limited, | 0:07:12 | 0:07:15 | |
which is a separate entity to our company. | 0:07:15 | 0:07:17 | |
And as they pull up to the unit, | 0:07:17 | 0:07:19 | |
none of the branding matches the name on the writ. | 0:07:19 | 0:07:22 | |
Oh, look at that, mate. | 0:07:22 | 0:07:24 | |
Although Infinitely Welding Limited's likely to be | 0:07:24 | 0:07:26 | |
a connected company, the sheriffs would only be able to remove assets | 0:07:26 | 0:07:30 | |
here if they're owned by the named debtor, Infinity Tubes Limited, | 0:07:30 | 0:07:35 | |
but for now, ownership is the least of their problems. | 0:07:35 | 0:07:38 | |
The unit is shut, and looks like it's been abandoned. | 0:07:38 | 0:07:42 | |
It's not looking good at all. | 0:07:42 | 0:07:43 | |
They should be open by now. We'll make some enquiries. | 0:07:43 | 0:07:47 | |
While Tommy heads off to ask the neighbours, | 0:07:47 | 0:07:49 | |
Craig makes some phone calls to see if he can find out more about | 0:07:49 | 0:07:53 | |
Infinity Welding Limited and its relationship to the debtor. | 0:07:53 | 0:07:57 | |
Can you go on to Companies House for me? | 0:07:57 | 0:08:00 | |
But it soon becomes irrelevant as neither company is here any more. | 0:08:00 | 0:08:04 | |
Made some enquiries. They've been gone about a week from here. | 0:08:04 | 0:08:08 | |
It's more or less an empty unit. | 0:08:08 | 0:08:10 | |
The neighbours across there said they've seen them taking | 0:08:10 | 0:08:14 | |
various equipment out of here. | 0:08:14 | 0:08:15 | |
With the debtor no longer present and no sign of any assets, | 0:08:15 | 0:08:19 | |
there's nothing more the sheriffs can do here. | 0:08:19 | 0:08:21 | |
Unfortunately for Mr Warren at the moment, it's a case | 0:08:21 | 0:08:23 | |
where we'd have to look to trace the company to another address, | 0:08:23 | 0:08:27 | |
if they're still trading, and pursue it later on. | 0:08:27 | 0:08:29 | |
The sheriffs call it quits for now, | 0:08:32 | 0:08:35 | |
but a few weeks later, they're once again back on the road. | 0:08:35 | 0:08:38 | |
They've been unable to find a new address for the company | 0:08:40 | 0:08:43 | |
but they do have information about its directors. | 0:08:43 | 0:08:46 | |
Directors of the company are Dean and Debbie Shilvock, | 0:08:46 | 0:08:50 | |
with a Luke Plant as well, and they all seem to be quite young. | 0:08:50 | 0:08:53 | |
The sheriffs have run a trace on the names, and it's come back with | 0:08:53 | 0:08:56 | |
a residential address, which is where they're now heading, | 0:08:56 | 0:09:00 | |
but Craig knows there's no guarantee of success. | 0:09:00 | 0:09:02 | |
Company assets at a home address, | 0:09:02 | 0:09:04 | |
it's always a hard one for us to go in there, | 0:09:04 | 0:09:06 | |
try and chase the money, but we'll try our best, as we always do. | 0:09:06 | 0:09:10 | |
Half the battle is usually catching someone in, | 0:09:13 | 0:09:17 | |
but this time it seems they're in luck. | 0:09:17 | 0:09:20 | |
-It looks like there's somebody home. -Someone there? -Top floor window. | 0:09:20 | 0:09:24 | |
-Hello, sir. -Hello. -Trying to get in contact with...Luke Plant? | 0:09:24 | 0:09:29 | |
-Doesn't live here. -Or Dean and Debbie Shilvock. Is that yourself? | 0:09:29 | 0:09:34 | |
-Mr Wild from the sheriffs' office. -What's that for? | 0:09:34 | 0:09:37 | |
With a High Court writ. | 0:09:37 | 0:09:39 | |
It's Dean Shilvock, one of the directors of Infinity Tubes Limited. | 0:09:39 | 0:09:44 | |
He doesn't want our camera on his drive, so we have to leave | 0:09:44 | 0:09:47 | |
while Craig explains he's here to collect just over two grand. | 0:09:47 | 0:09:51 | |
Mr Shilvock and his wife say they're willing to pay, but in stages. | 0:09:53 | 0:09:58 | |
As it's unlikely there are assets here belonging to the debtor company | 0:09:58 | 0:10:02 | |
the sheriffs have little leverage | 0:10:02 | 0:10:03 | |
and it's an offer they're willing to consider. | 0:10:03 | 0:10:06 | |
I'll leave you a letter today with an e-mail address, all right? | 0:10:06 | 0:10:08 | |
Put your proposal in, that it's three payments or four payments, | 0:10:08 | 0:10:11 | |
whatever you want to do. We'll forward that on to the claimant. | 0:10:11 | 0:10:15 | |
It's down to him whether he wants to accept it or not. | 0:10:15 | 0:10:18 | |
But just when it looks like a done deal, | 0:10:18 | 0:10:21 | |
Dean offers to go one step further and pay in full the following day. | 0:10:21 | 0:10:26 | |
Craig can hardly believe his luck. | 0:10:26 | 0:10:28 | |
Website's there, OK? | 0:10:28 | 0:10:30 | |
All self-explanatory. | 0:10:30 | 0:10:32 | |
Put your reference number in, and then put your debit card in | 0:10:32 | 0:10:35 | |
and it'll give you an authorisation code to take the payment paid. | 0:10:35 | 0:10:38 | |
-All right? Cheers, thanks. -Thanks, guys. -Bye-bye. | 0:10:38 | 0:10:42 | |
So I think that went pretty well, for a home address, at least. | 0:10:42 | 0:10:44 | |
They were reluctant to pay it initially | 0:10:44 | 0:10:46 | |
but Dean's decided to get it sorted within 24 hours. | 0:10:46 | 0:10:49 | |
They haven't got a card there to pay it today | 0:10:49 | 0:10:51 | |
but we've given them the benefit of the doubt, we've given them 24 hours | 0:10:51 | 0:10:54 | |
to pay the bill, and if they do, happy days. | 0:10:54 | 0:10:56 | |
But later on... | 0:10:56 | 0:10:57 | |
..Craig and Tommy are forced to come knocking once more. | 0:10:58 | 0:11:01 | |
KNOCKING | 0:11:01 | 0:11:03 | |
Using the County Courts to try to recover money you're owed | 0:11:06 | 0:11:10 | |
isn't difficult. | 0:11:10 | 0:11:11 | |
1.5 million money claims are made every year in England and Wales, | 0:11:11 | 0:11:14 | |
involving anything from faulty goods or poor workmanship | 0:11:14 | 0:11:18 | |
to unpaid invoices. | 0:11:18 | 0:11:20 | |
Claims can be filed by post or online for a small fee. | 0:11:21 | 0:11:25 | |
Both parties in the case will be asked to submit evidence | 0:11:25 | 0:11:28 | |
and you may have to attend a court hearing. | 0:11:28 | 0:11:31 | |
If you're successful, | 0:11:31 | 0:11:32 | |
a County Court Judgment, or CCJ, will be issued against the debtor, | 0:11:32 | 0:11:37 | |
and if they still don't pay, that's when you call the sheriffs. | 0:11:37 | 0:11:40 | |
It's before dawn and the sheriffs are gathering in Southend in Essex. | 0:11:44 | 0:11:49 | |
There's lights on up in the property, | 0:11:49 | 0:11:51 | |
so we need to be really quiet. | 0:11:51 | 0:11:53 | |
They're here to evict a group of squatters from a nearby building. | 0:11:53 | 0:11:56 | |
If the window's open, me and Jack go through the window. | 0:11:56 | 0:12:00 | |
If the door opens easy, then in through the door. | 0:12:00 | 0:12:03 | |
It's a commercial property which has been vacant for a while, | 0:12:03 | 0:12:06 | |
and it's thought about a dozen squatters have moved in. | 0:12:06 | 0:12:10 | |
The owner wants them out so he can renovate the building. | 0:12:10 | 0:12:13 | |
He's got a writ of possession which the sheriffs are about to enforce. | 0:12:13 | 0:12:18 | |
On this occasion, getting in proves to be straightforward | 0:12:18 | 0:12:21 | |
as the window opens easily. | 0:12:21 | 0:12:23 | |
Soon followed by the door. | 0:12:23 | 0:12:25 | |
All right, let's go. | 0:12:25 | 0:12:27 | |
Hello! | 0:12:27 | 0:12:28 | |
Once inside, at first they can't find any sign of the squatters... | 0:12:28 | 0:12:33 | |
-Where's everybody? -..until they get through into a second corridor... | 0:12:33 | 0:12:37 | |
Whoa! Warm in here. | 0:12:37 | 0:12:39 | |
..where the heating is on full blast and gives the game away. | 0:12:39 | 0:12:42 | |
Least they've got the heating on. | 0:12:42 | 0:12:44 | |
Yeah, nice and warm there, ain't you? | 0:12:44 | 0:12:46 | |
Wakey wakey! High Court Enforcement. | 0:12:46 | 0:12:49 | |
Enforcement agents, fellas. | 0:12:49 | 0:12:50 | |
-Get yourself up, get yourself packed up. -Sorry, and lady. -All right? | 0:12:50 | 0:12:53 | |
In ten minutes I want to see this door open. | 0:12:53 | 0:12:56 | |
Start packing your stuff up. What's up, mate? | 0:12:56 | 0:12:58 | |
He's spoken to you already, yeah? All right, guys. | 0:12:58 | 0:13:01 | |
On first impressions, | 0:13:01 | 0:13:03 | |
it seems like it's going to be a straightforward job. | 0:13:03 | 0:13:06 | |
There's lots and lots of rooms. | 0:13:06 | 0:13:08 | |
It is about ten people altogether but they're all aware and they all | 0:13:08 | 0:13:12 | |
seem quite cooperative. They're all just packing up and going. | 0:13:12 | 0:13:15 | |
I did see a big pile of suitcases in one room near the stairs as we | 0:13:15 | 0:13:18 | |
came in, so it wouldn't surprise me if they're pretty much ready to go. | 0:13:18 | 0:13:22 | |
There is one woman, though, who is starting to kick up a fuss. | 0:13:23 | 0:13:27 | |
She's not happy about the sheriffs' early morning wake-up call | 0:13:27 | 0:13:31 | |
and thinks the eviction isn't being done legally. | 0:13:31 | 0:13:34 | |
Team leader Mark King sets her straight. | 0:13:34 | 0:13:37 | |
-That... That paperwork that you've been given... -Mm-hmm? | 0:13:37 | 0:13:40 | |
..OK, entitles me, OK, to come into this property | 0:13:40 | 0:13:44 | |
however I want to come into here... | 0:13:44 | 0:13:47 | |
-So busting in like that? -..and take back possession of it, OK? | 0:13:47 | 0:13:51 | |
So would it not have been the decent thing to knock, maybe? | 0:13:51 | 0:13:53 | |
-At the moment... -See if someone answers and then actually do this | 0:13:53 | 0:13:56 | |
in a decent way, a decent manner? | 0:13:56 | 0:13:58 | |
The lady here was suggesting that we should have just knocked | 0:13:58 | 0:14:01 | |
and she'd have come and let us in, which I can see her point, | 0:14:01 | 0:14:03 | |
but we have to cover our own backs. | 0:14:03 | 0:14:05 | |
We do face some aggression towards us on jobs like this, | 0:14:05 | 0:14:09 | |
so we find it easier to catch them when they're sleeping, | 0:14:09 | 0:14:12 | |
get in, make ourselves known and use the element of surprise. | 0:14:12 | 0:14:17 | |
The sheriffs are always willing to give the squatters | 0:14:18 | 0:14:21 | |
a reasonable amount of time to pack their belongings. | 0:14:21 | 0:14:24 | |
What they don't like is people dragging their feet. | 0:14:24 | 0:14:27 | |
If you don't get on with packing your stuff, | 0:14:27 | 0:14:29 | |
you're going to be removed without it. | 0:14:29 | 0:14:31 | |
That's fine, and I have an issue with all these people | 0:14:31 | 0:14:33 | |
standing here watching me like I've done something wrong. | 0:14:33 | 0:14:36 | |
Like I said, is there any need for it? | 0:14:36 | 0:14:37 | |
Right, if you stay here, Angie, with the lady, OK? | 0:14:37 | 0:14:41 | |
If you just move down a little bit | 0:14:41 | 0:14:42 | |
and we'll just give you a little bit of space, yeah? | 0:14:42 | 0:14:44 | |
You pack your stuff up, OK, and then we're out of here, yeah? | 0:14:44 | 0:14:50 | |
-Absolute -BLEEP -joke. | 0:14:50 | 0:14:52 | |
Does my council tax or anything like that go on this, by any chance? | 0:14:52 | 0:14:55 | |
-Just curious. -No. -No. | 0:14:55 | 0:14:58 | |
Now, there's a new one I've not come across before. | 0:14:59 | 0:15:02 | |
A squatter that pays council tax. | 0:15:02 | 0:15:03 | |
..standing here like we've done something wrong. | 0:15:03 | 0:15:05 | |
Further down the corridor, | 0:15:05 | 0:15:07 | |
another man is also questioning the sheriffs' authority. | 0:15:07 | 0:15:10 | |
What is going on? You're all leaving. | 0:15:11 | 0:15:13 | |
You're all going. It's not your property. | 0:15:16 | 0:15:19 | |
The landlord has asked us to take it back for him, so we're... | 0:15:19 | 0:15:22 | |
Doesn't matter to you who the landlord is. | 0:15:22 | 0:15:24 | |
We have a High Court writ for you to vacate the property, | 0:15:24 | 0:15:27 | |
so you need to vacate the property. | 0:15:27 | 0:15:28 | |
It's none of your business who the landlord is, | 0:15:31 | 0:15:33 | |
cos you're not in any kind of contract with the landlord, are you? | 0:15:33 | 0:15:36 | |
You're squatting in his property, so I suggest you go and | 0:15:36 | 0:15:39 | |
pack your stuff like everybody else is doing and leave. | 0:15:39 | 0:15:42 | |
Thankfully, most of the squatters | 0:15:43 | 0:15:46 | |
are willing to leave without argument. | 0:15:46 | 0:15:49 | |
-Have you got everything? -Yeah, I think... | 0:15:49 | 0:15:52 | |
OK, but you've got everything, yeah? | 0:15:52 | 0:15:54 | |
Cos once you go, you can't come back in. | 0:15:54 | 0:15:56 | |
Well, whilst they've brought in so many people, that might be kind of | 0:15:56 | 0:15:59 | |
helpful because some of them can grab some bags for me, right? | 0:15:59 | 0:16:02 | |
Apart from the woman, all of the squatters are eastern Europeans. | 0:16:02 | 0:16:06 | |
Oi. Stop. | 0:16:07 | 0:16:08 | |
Just carry on. | 0:16:11 | 0:16:13 | |
They don't want any trouble, | 0:16:13 | 0:16:14 | |
and although the building's being left in a bit of a state, | 0:16:14 | 0:16:17 | |
it's still not as bad as many squats they've seen. | 0:16:17 | 0:16:20 | |
We've seen a lot worse buildings than this one, to be fair. | 0:16:20 | 0:16:23 | |
No holes knocked in walls or anything like that, | 0:16:23 | 0:16:25 | |
which is always good for the landlord. | 0:16:25 | 0:16:28 | |
While most of the squatters are now outside, | 0:16:28 | 0:16:31 | |
one man is taking longer than others to gather his possessions. | 0:16:31 | 0:16:34 | |
He seems to have quite a lot of stuff and is hoping | 0:16:36 | 0:16:38 | |
to take it all with him. | 0:16:38 | 0:16:40 | |
I can't help you take it apart, no. | 0:16:43 | 0:16:45 | |
He's got a big old double bed in there that he wants to take apart | 0:16:45 | 0:16:49 | |
and he wanted some help taking it apart. | 0:16:49 | 0:16:51 | |
We're not going to do that. | 0:16:51 | 0:16:53 | |
Before you know, you get accused of breaking it and then... | 0:16:53 | 0:16:55 | |
Just, it's not worth it. It's not worth the aggravation. | 0:16:55 | 0:16:58 | |
They wanted to take that bed, did they? | 0:16:58 | 0:17:00 | |
Last male's on the way out now. No more rooms. | 0:17:00 | 0:17:03 | |
Once he's gone, Lawrence makes a suspicious discovery in the room. | 0:17:04 | 0:17:08 | |
Halifax Visa debit, a Post Office card and a Capital One credit card. | 0:17:09 | 0:17:15 | |
He's found a pile of bank cards. | 0:17:15 | 0:17:18 | |
They all belong to different people with English-sounding names. | 0:17:18 | 0:17:22 | |
Lawrence thinks the most likely explanation | 0:17:22 | 0:17:25 | |
is that they've been stolen. | 0:17:25 | 0:17:27 | |
I think we'll have to hand those in to the local police. | 0:17:27 | 0:17:30 | |
With all the squatters now out, | 0:17:34 | 0:17:36 | |
Andy the locksmith is busy securing the building. | 0:17:36 | 0:17:39 | |
So they'll never get through that, ever. | 0:17:39 | 0:17:42 | |
All right, let's lock it up. | 0:17:42 | 0:17:44 | |
While Kev does a final check. | 0:17:44 | 0:17:46 | |
Over the years there has been times | 0:17:46 | 0:17:48 | |
where people have been hiding in sort of sneaky locations, | 0:17:48 | 0:17:51 | |
so we make sure it is entirely empty. | 0:17:51 | 0:17:54 | |
It is, and Lawrence is satisfied it's a job well done. | 0:17:54 | 0:17:58 | |
Everybody's out of the building now | 0:17:58 | 0:18:00 | |
and now it's just the last little bits. There's a few external doors. | 0:18:00 | 0:18:04 | |
The last few locks are being changed. | 0:18:04 | 0:18:06 | |
It's been a good day - no resistance, really. | 0:18:06 | 0:18:08 | |
There was the young lady who had a bit of a moan, | 0:18:08 | 0:18:11 | |
wanted to have her say. | 0:18:11 | 0:18:13 | |
I think she's still saying a few things even now she's out. | 0:18:13 | 0:18:16 | |
Doesn't go much better than that, really, | 0:18:16 | 0:18:18 | |
and it's all been done fairly quickly. | 0:18:18 | 0:18:20 | |
It's taken just over an hour to get the squatters out and secure | 0:18:20 | 0:18:24 | |
the building, which will now be handed back to its rightful owner. | 0:18:24 | 0:18:28 | |
In the Midlands, Tommy and Craig are on the road, again chasing | 0:18:33 | 0:18:37 | |
an outstanding debt owed by steel company Infinity Tubes Limited. | 0:18:37 | 0:18:41 | |
It owes more than £2,000 | 0:18:41 | 0:18:43 | |
after being taken to court by former employee Paul Warren. | 0:18:43 | 0:18:47 | |
The sheriffs have already visited | 0:18:47 | 0:18:49 | |
the company's former business premises... | 0:18:49 | 0:18:51 | |
There you go, Infinity Welding Limited. | 0:18:51 | 0:18:53 | |
..and the director's home, | 0:18:53 | 0:18:55 | |
but today they find themselves making a return visit. | 0:18:55 | 0:18:58 | |
We're going to go and see Mr and Mrs Shilvock, | 0:18:58 | 0:19:00 | |
who we've been to before. They said they'll pay. | 0:19:00 | 0:19:04 | |
We gave them seven days to produce the payment, | 0:19:04 | 0:19:08 | |
which Mr Shilvock said he would do the following day. | 0:19:08 | 0:19:11 | |
Our office have informed us that that hasn't happened, | 0:19:11 | 0:19:13 | |
so we're off today to see why it hasn't happened. | 0:19:13 | 0:19:17 | |
The sheriffs pull up at the address and head in. | 0:19:17 | 0:19:20 | |
KNOCKING | 0:19:22 | 0:19:24 | |
Hiya, Debbie. | 0:19:24 | 0:19:26 | |
Company director Debbie Shilvock has answered the door but | 0:19:26 | 0:19:30 | |
she isn't happy about the sheriffs turning up here for a second time. | 0:19:30 | 0:19:33 | |
The main bone of contention she's just mentioned then is because | 0:19:33 | 0:19:36 | |
it's a limited company, we shouldn't be attending the home address. | 0:19:36 | 0:19:39 | |
However, two factors in that - | 0:19:39 | 0:19:41 | |
A, we haven't got the new company address because | 0:19:41 | 0:19:44 | |
they've moved from the old address. | 0:19:44 | 0:19:47 | |
And the second factor is, with a court order, | 0:19:47 | 0:19:49 | |
we can go anywhere in England and Wales | 0:19:49 | 0:19:51 | |
where we can find the assets of the defendant. | 0:19:51 | 0:19:53 | |
In this particular case, a limited company, company assets like | 0:19:53 | 0:19:56 | |
the office desk, computer, printer, laptop, it could all be in there. | 0:19:56 | 0:20:00 | |
Probably not because they've got another premises that | 0:20:00 | 0:20:03 | |
they trade out of, but it doesn't stop us from coming here legally. | 0:20:03 | 0:20:07 | |
The sheriffs can attend anywhere | 0:20:07 | 0:20:09 | |
a debtor carries out a trade or business in order to get paid. | 0:20:09 | 0:20:13 | |
With Debbie's husband and co-director Dean now apparently on his way, | 0:20:13 | 0:20:17 | |
they're hoping that's what's about to happen. | 0:20:17 | 0:20:20 | |
We're going to wait for her husband to come here and try and | 0:20:20 | 0:20:23 | |
elicit the payment from the husband, who was quite keen last time to | 0:20:23 | 0:20:26 | |
try and get it resolved, so I can't understand why they haven't paid it. | 0:20:26 | 0:20:31 | |
Ten minutes later, Dean pulls up. | 0:20:32 | 0:20:34 | |
Perhaps he can explain why more than four months after the court | 0:20:34 | 0:20:38 | |
ruled against Infinity Tubes Limited, | 0:20:38 | 0:20:40 | |
the company still hasn't settled its debt. | 0:20:40 | 0:20:43 | |
Hiya, Dean. | 0:20:44 | 0:20:45 | |
Mr Shilvock heads inside with the sheriffs, where he explains that | 0:20:45 | 0:20:49 | |
he believes the court's decision was unfair and wants to challenge it. | 0:20:49 | 0:20:54 | |
Craig explains that while he can appeal, for now, | 0:20:54 | 0:20:57 | |
the bill needs paying. | 0:20:57 | 0:20:58 | |
Soon, Tommy emerges with news. | 0:20:58 | 0:21:00 | |
Yeah, we've had a conversation with them. They're looking to pay. | 0:21:00 | 0:21:03 | |
They are going back to court but we've explained it's not going to go away, | 0:21:03 | 0:21:07 | |
hence we've come back for a second time now. | 0:21:07 | 0:21:09 | |
So they've agreed to pay it, so it's getting a card machine, going to facilitate the payment. | 0:21:09 | 0:21:14 | |
Tommy goes back inside, where sure enough the bill is settled in full. | 0:21:14 | 0:21:18 | |
But while Tommy heads back to the van, | 0:21:19 | 0:21:22 | |
Craig appears to have got distracted. | 0:21:22 | 0:21:24 | |
I bet when it fires up, you wake all the neighbours up. | 0:21:24 | 0:21:27 | |
Dean's Ford Mustang has caught his eye and its proud owner is | 0:21:27 | 0:21:31 | |
more than happy to show it off. | 0:21:31 | 0:21:34 | |
Over looking at the car now. | 0:21:34 | 0:21:35 | |
Five-litre. Ooh, look, it's kicked in now, look, yeah. | 0:21:35 | 0:21:40 | |
He wants to have a conversation, does our Craig. | 0:21:40 | 0:21:42 | |
Bet you want to book yourself into a track day! | 0:21:42 | 0:21:45 | |
CRAIG LAUGHS | 0:21:45 | 0:21:47 | |
Mustang's a nice bit of kit, a lovely bit of kit. I like my motors. | 0:21:47 | 0:21:51 | |
Very, very nippy, and Dean quite likes it as well, obviously. | 0:21:51 | 0:21:54 | |
As for the debt, Craig's satisfied with the day's outcome. | 0:21:54 | 0:21:58 | |
They've done the decent and right thing by paying it in full. | 0:21:58 | 0:22:02 | |
In fact, Infinity Tubes Limited never did go back to court. | 0:22:02 | 0:22:07 | |
And in Blackburn, Paul Warren has finally got the money he's owed. | 0:22:07 | 0:22:11 | |
The sheriffs have contacted us saying that they've recovered | 0:22:11 | 0:22:14 | |
the full money from Infinity Tubes, which is fantastic for us. | 0:22:14 | 0:22:17 | |
It's been a long journey in our eyes. | 0:22:17 | 0:22:20 | |
We never thought that we'd get to this day but we are. | 0:22:20 | 0:22:23 | |
It's a great result and a big, big weight off our minds. | 0:22:23 | 0:22:26 | |
Fantastic. | 0:22:26 | 0:22:27 | |
If you've won a County Court judgment and haven't been paid, | 0:22:28 | 0:22:31 | |
for £66, you can get the case transferred up to the High Court, | 0:22:31 | 0:22:35 | |
which will issue a writ for enforcement by the sheriffs. | 0:22:35 | 0:22:39 | |
My job is to collect in full or remove goods. | 0:22:39 | 0:22:43 | |
They've got special powers of entry. | 0:22:43 | 0:22:46 | |
We don't have to take any notice of your security protocol, I'm afraid. | 0:22:46 | 0:22:49 | |
And there's no limit on the size of the debts they can pursue. | 0:22:49 | 0:22:52 | |
£1.6 million. | 0:22:52 | 0:22:54 | |
If they're successful, they'll recover your money and costs from the debtor... | 0:22:55 | 0:23:00 | |
Have you got the cash now, then? | 0:23:00 | 0:23:01 | |
..as well as their own fees, which are set by the government. | 0:23:01 | 0:23:04 | |
She's paid, the judgment is settled. | 0:23:04 | 0:23:06 | |
Thank you very much. | 0:23:06 | 0:23:08 | |
If the sheriffs can't get your money, | 0:23:08 | 0:23:10 | |
they'll ask you to pay a fee of £75 plus VAT. | 0:23:10 | 0:23:14 | |
When the sheriffs turn up at a debtor's premises demanding money, | 0:23:18 | 0:23:22 | |
unsurprisingly, it doesn't always go down well. | 0:23:22 | 0:23:25 | |
Many debtors don't want to pay the original court judgment against | 0:23:25 | 0:23:29 | |
them, let alone the extra fees incurred by High Court enforcement. | 0:23:29 | 0:23:34 | |
The sheriffs are used to debtors being angry or uncooperative. | 0:23:34 | 0:23:37 | |
In the north-west, enforcement agent Alan Pennington is about to meet | 0:23:37 | 0:23:41 | |
a debtor who's come up with an original way of making their point. | 0:23:41 | 0:23:45 | |
We're off to Oldham today, to Abbey Coaches. | 0:23:45 | 0:23:50 | |
I gather it is to do with an employment tribunal case. | 0:23:50 | 0:23:54 | |
The sheriffs haven't been given any details. | 0:23:55 | 0:23:58 | |
All Alan knows is that Abbey Coaches Darwin Limited was | 0:23:58 | 0:24:02 | |
successfully taken to an employment tribunal by a worker. | 0:24:02 | 0:24:05 | |
After failing to pay the award, made two months ago, | 0:24:06 | 0:24:09 | |
they now owe £1,865 including costs. | 0:24:09 | 0:24:14 | |
But as Alan reaches the address he's been given, | 0:24:17 | 0:24:20 | |
he can't see any sign of the company. | 0:24:20 | 0:24:23 | |
I can't even see a coach anywhere. | 0:24:23 | 0:24:25 | |
Although there is another business that catches his eye. | 0:24:25 | 0:24:29 | |
Er, what's that there? | 0:24:29 | 0:24:31 | |
S&S Travel. Minibus hire, so on. | 0:24:31 | 0:24:35 | |
I'm going to go and ask them. | 0:24:35 | 0:24:37 | |
It's possible the debtor's trading under more than one name | 0:24:37 | 0:24:40 | |
and it sounds like a similar business, so Alan tries his luck. | 0:24:40 | 0:24:44 | |
-Hello. -Hello. | 0:24:45 | 0:24:47 | |
I've got a High Court writ for Abbey Coaches. | 0:24:47 | 0:24:50 | |
It seems Alan is in the right place after all. | 0:24:53 | 0:24:56 | |
Abbey Coaches Darwin Limited is based here. | 0:24:56 | 0:24:59 | |
S&S Travel Services Limited is another company run by the same directors. | 0:24:59 | 0:25:04 | |
But there seems to be some confusion over the debt itself. | 0:25:04 | 0:25:07 | |
That wouldn't make any difference. | 0:25:11 | 0:25:12 | |
No, it's employment tribunal. It's nothing to do with a vehicle. | 0:25:16 | 0:25:19 | |
As Alan has a High Court writ, it makes little difference | 0:25:19 | 0:25:23 | |
what the insurance company may or may not be trying to do. | 0:25:23 | 0:25:26 | |
Either way, the writ needs paying today. | 0:25:26 | 0:25:29 | |
And when the staff call their insurance company, they seem to agree. | 0:25:29 | 0:25:33 | |
The insurance company has told them to pay because the insurance | 0:25:33 | 0:25:37 | |
company haven't dealt with the issue to start with, | 0:25:37 | 0:25:41 | |
and they will claim it back off the insurance company, I believe. | 0:25:41 | 0:25:45 | |
But if it comes to it, Alan thinks he might have found the leverage he needs. | 0:25:45 | 0:25:49 | |
There's no assets in the property because it's S&S Travel's assets, | 0:25:49 | 0:25:54 | |
which they've already shown me, but I do believe across the way there, | 0:25:54 | 0:25:57 | |
there are some coaches that belong to Abbey, but I don't think | 0:25:57 | 0:26:00 | |
it's going to come to the situation where we take a coach away. | 0:26:00 | 0:26:03 | |
And it looks like he's right, as one of the staff members soon comes | 0:26:03 | 0:26:07 | |
asking for clarification. | 0:26:07 | 0:26:09 | |
How much again was it? | 0:26:09 | 0:26:11 | |
-1,865... -Yep. -..and 36p. | 0:26:11 | 0:26:14 | |
-£1,865 and...? -36p. -36p. | 0:26:14 | 0:26:19 | |
The man says they're going to get the money from the bank. | 0:26:19 | 0:26:21 | |
And indeed they do. | 0:26:21 | 0:26:23 | |
But when they come back, there's a catch. | 0:26:25 | 0:26:27 | |
Rather than the wodge of banknotes Alan is used to, | 0:26:29 | 0:26:32 | |
they've brought large sacks full of coins. | 0:26:32 | 0:26:34 | |
Well, put it in the boot. | 0:26:36 | 0:26:38 | |
Alan will have to count them all. | 0:26:38 | 0:26:40 | |
310... | 0:26:45 | 0:26:47 | |
1,300. 14... | 0:26:47 | 0:26:49 | |
Luckily, the bags are all standard sizes and it doesn't take long | 0:26:50 | 0:26:54 | |
to add it all up and realise that it's not quite the full amount. | 0:26:54 | 0:26:57 | |
£1,800, so I'll just go and speak to the man. | 0:26:59 | 0:27:02 | |
OK, £65.36 short. | 0:27:04 | 0:27:07 | |
The staff produce the outstanding money and Alan's work is done. | 0:27:08 | 0:27:11 | |
As promised, £1,800 in coins, £65.40 in notes. | 0:27:13 | 0:27:20 | |
Thank you to the wonderful, uncooperative gentleman. | 0:27:20 | 0:27:23 | |
He's paid in full today and then told me to "do one" in the shop. | 0:27:23 | 0:27:27 | |
So I've done one. I'm going. | 0:27:27 | 0:27:29 | |
Alan isn't bothered by the man's insults. | 0:27:31 | 0:27:34 | |
All that matters is he's been paid in full. | 0:27:34 | 0:27:36 | |
The claimant who won his employment tribunal has now got the money he was owed. | 0:27:37 | 0:27:42 | |
As long as a company's officially trading, it's liable for its debts. | 0:27:53 | 0:27:58 | |
But often, the sheriffs find themselves pursuing debtors | 0:27:58 | 0:28:01 | |
who say they've shut up shop when their business hasn't been legally wound up. | 0:28:01 | 0:28:06 | |
These are difficult cases, and today Tommy and Craig are about to | 0:28:06 | 0:28:09 | |
become embroiled in one against a security firm. | 0:28:09 | 0:28:13 | |
So, we're off to Rugeley today, in Staffordshire. | 0:28:13 | 0:28:19 | |
Going to a company called Alertex Limited. Done a bit of research, | 0:28:19 | 0:28:23 | |
they've got one director, who is a Mr Dean Bergin. | 0:28:23 | 0:28:26 | |
And the debt itself's just over £7,000. | 0:28:27 | 0:28:30 | |
Alertex Limited was successfully taken to court by a CCTV supplier, | 0:28:30 | 0:28:35 | |
but despite the court issuing an order in the supplier's favour | 0:28:35 | 0:28:38 | |
a year ago, Alertex Limited has never settled its debt. | 0:28:38 | 0:28:42 | |
We've sent the notice of enforcement out, I think Mr Bergin's | 0:28:43 | 0:28:46 | |
been in contact with us and obviously he's been told to pay it. | 0:28:46 | 0:28:49 | |
He hasn't done that so Tom and myself are obviously on our way | 0:28:49 | 0:28:53 | |
there now to try and change his mind to pay it. | 0:28:53 | 0:28:56 | |
It comes out that they do fire and security, | 0:28:56 | 0:28:59 | |
er, so they should clock us coming, being a security company with CCTV. | 0:28:59 | 0:29:06 | |
We'll see if we can do a bit of a stealth and get inside | 0:29:06 | 0:29:10 | |
and convince them to pay. | 0:29:10 | 0:29:12 | |
As they arrive at the industrial estate, | 0:29:12 | 0:29:15 | |
it's clear Tommy was right about the need for stealth. | 0:29:15 | 0:29:18 | |
"You are now on camera." | 0:29:18 | 0:29:19 | |
What he wasn't expecting is that the debtor will also be hard to spot. | 0:29:21 | 0:29:25 | |
The address they've got doesn't seem to match any of the units. | 0:29:26 | 0:29:30 | |
-It's in there, isn't it? -Is it? No, 40A. -Yeah, there's 40. | 0:29:30 | 0:29:35 | |
41's in there. | 0:29:35 | 0:29:37 | |
-This guy's definitely here, isn't he, because he responded? -Yeah. | 0:29:37 | 0:29:40 | |
We just need to ask in 40 first, then. | 0:29:40 | 0:29:43 | |
Craig tries the buzzer at number 40 to see if they know anything, | 0:29:44 | 0:29:48 | |
but it's not much use. | 0:29:48 | 0:29:50 | |
Just done some enquiries at that brown door there. | 0:29:50 | 0:29:54 | |
Never heard of our company, never even know there's a 40A. | 0:29:54 | 0:29:57 | |
Just as they're trying to work it out, a passer-by offers to help. | 0:29:57 | 0:30:01 | |
Yeah, we're trying to find unit number 40A. | 0:30:01 | 0:30:04 | |
Right, well, I'm unit 40. | 0:30:04 | 0:30:07 | |
-Who's the other company next-door to you, then? -They're SquareLabs. | 0:30:07 | 0:30:10 | |
And what...? Who are they? Are they all part of the same unit as you...? | 0:30:10 | 0:30:13 | |
-They sub-rent from me. -Does a Mr Dean Bergin ring any bells with you? | 0:30:13 | 0:30:16 | |
Yeah, yeah, I know Dean, yeah. | 0:30:16 | 0:30:18 | |
Is he anything to do with the company there, or...? | 0:30:18 | 0:30:21 | |
-Yeah. He's here. -He's in? Well, his car's there, is it? -Yeah. | 0:30:21 | 0:30:24 | |
-Lovely, thank you very much. -You're welcome. | 0:30:24 | 0:30:26 | |
The landlord has pointed them back to the very same door where | 0:30:26 | 0:30:30 | |
someone just told Craig he was in the wrong place. | 0:30:30 | 0:30:33 | |
This time, Craig is prepared. | 0:30:33 | 0:30:35 | |
Hello, I'm trying to get in contact with Mr Bergin. | 0:30:35 | 0:30:37 | |
Once again, the man says there's no Dean Bergin here. | 0:30:37 | 0:30:41 | |
Craig gives him another chance. | 0:30:41 | 0:30:43 | |
Mr Dean Bergin? Yeah, from Alertex Limited. | 0:30:43 | 0:30:46 | |
The man says his office is SquareLabs. | 0:30:46 | 0:30:49 | |
No, I appreciate that, but according to your landlord, which is | 0:30:49 | 0:30:52 | |
next-door, Dean Bergin's here and he's actually in the building, | 0:30:52 | 0:30:54 | |
cos his car's outside. | 0:30:54 | 0:30:56 | |
The man asks Craig to wait while he tries to reach the boss. | 0:30:56 | 0:31:00 | |
Thank you. | 0:31:00 | 0:31:01 | |
And while he does that, someone else appears at the door. | 0:31:01 | 0:31:05 | |
-Have you? -Yeah. -Mr Bergin? -Me? Nah. | 0:31:05 | 0:31:08 | |
-Oh, right. -Ah-da-da-da-da... -Yes... | 0:31:08 | 0:31:11 | |
-Why's that? -Because it's not my -BLEEP -office, mate! | 0:31:11 | 0:31:15 | |
-Oh, OK. -I ain't letting you in. | 0:31:15 | 0:31:16 | |
Well, we'll break in, sir, it's no problem. | 0:31:16 | 0:31:19 | |
I'll watch you do that. | 0:31:19 | 0:31:21 | |
The sheriffs aren't sure exactly what's going on in here. | 0:31:21 | 0:31:24 | |
But the people working in this office don't seem very keen to help. | 0:31:24 | 0:31:28 | |
Luckily, the landlord is, and lets them in. | 0:31:29 | 0:31:32 | |
Hello, sir. Mr Bergin about? | 0:31:36 | 0:31:38 | |
They've reached the office and it soon becomes clear | 0:31:39 | 0:31:42 | |
one man here does know Mr Bergin very well after all. | 0:31:42 | 0:31:46 | |
So, Mr Bergin's your brother? | 0:31:47 | 0:31:50 | |
You're the person I've been speaking to on the intercom? | 0:31:50 | 0:31:52 | |
So you're the person who doesn't know your brother exists? | 0:31:52 | 0:31:56 | |
I asked for Mr Bergin. You said it had nothing to do with you. | 0:31:56 | 0:31:59 | |
I don't even know him, you said. | 0:31:59 | 0:32:01 | |
Right. | 0:32:03 | 0:32:04 | |
Right. Your brother trades from this address, sir. | 0:32:06 | 0:32:08 | |
When did he stop trading from here? | 0:32:12 | 0:32:15 | |
No, we don't, sir. | 0:32:15 | 0:32:16 | |
Can you get Dean on the phone, then? | 0:32:18 | 0:32:20 | |
-My name's Mr Wild, and we are High Court enforcement agents. -OK. | 0:32:21 | 0:32:24 | |
And we've got a High Court writ to execute in here today. | 0:32:24 | 0:32:27 | |
-It's against Alertex Ltd. -OK. -Yeah? | 0:32:27 | 0:32:30 | |
Who are still registered, still active, from this address, OK? | 0:32:30 | 0:32:34 | |
So is it just your company on the tenancy here? | 0:32:40 | 0:32:43 | |
The staff here say Alertex Ltd was based here, | 0:32:44 | 0:32:48 | |
but they work for SquareLabs - a new company which took over this | 0:32:48 | 0:32:51 | |
office well over a year ago. | 0:32:51 | 0:32:54 | |
But the director of Alertex Ltd also works for SquareLabs, | 0:32:54 | 0:32:58 | |
-and he soon returns. -Is it Dean? -Yes, hello. -You all right? | 0:32:58 | 0:33:02 | |
Tom Coyle from the sheriffs. | 0:33:02 | 0:33:04 | |
The sheriffs remind Dean that his company owes more | 0:33:04 | 0:33:07 | |
than £7,000 and explain they've come to get it. | 0:33:07 | 0:33:11 | |
Mr Bergin says the company's no longer in business. | 0:33:11 | 0:33:14 | |
By the way, I did have a conversation with the office, | 0:33:15 | 0:33:17 | |
I did explain Alertex Ltd hasn't been trading, it has no | 0:33:17 | 0:33:21 | |
money so, consequently, I'm not in a position to do anything financially. | 0:33:21 | 0:33:26 | |
The court order commands me today to take control of the goods | 0:33:26 | 0:33:30 | |
unless you want to pay something. | 0:33:30 | 0:33:32 | |
Alertex is still a live active company. | 0:33:32 | 0:33:35 | |
Because this is the enforcement address, | 0:33:35 | 0:33:37 | |
that's why we've been sent here today. | 0:33:37 | 0:33:40 | |
But Mr Bergin says there aren't goods in his company's name | 0:33:40 | 0:33:43 | |
to take and everything here is owned by either SquareLabs or by | 0:33:43 | 0:33:47 | |
the workers personally. | 0:33:47 | 0:33:48 | |
Craig explains that he'll need to see proof. | 0:33:48 | 0:33:51 | |
The onus is on you to provide evidence to us that the goods | 0:33:51 | 0:33:53 | |
belong to a third party. | 0:33:53 | 0:33:55 | |
If it can't be proven through receipts of sale, | 0:33:55 | 0:33:58 | |
bills of sale, transfer of ownership details with money being transferred | 0:33:58 | 0:34:02 | |
from one account to another, we have to take control of those goods. | 0:34:02 | 0:34:06 | |
Mr Bergin says getting all that proof will be difficult. | 0:34:06 | 0:34:10 | |
There's not necessarily a record of everything. | 0:34:10 | 0:34:12 | |
But in the law, there should be. | 0:34:12 | 0:34:15 | |
-Another staff member comes to the rescue. -What do you guys want? | 0:34:15 | 0:34:19 | |
Cos I can probably help you out, in some respects. | 0:34:19 | 0:34:21 | |
-We need ownership details for the assets here, basically. -OK. | 0:34:21 | 0:34:24 | |
You talking about actual physical assets? | 0:34:24 | 0:34:27 | |
-Yeah - computers, desks and stuff like that. -Yeah. | 0:34:27 | 0:34:29 | |
What stock is this here? Is that on an invoice to SquareLabs? | 0:34:29 | 0:34:33 | |
The staff get to work, | 0:34:33 | 0:34:34 | |
digging out invoices and checking items against the company accounts. | 0:34:34 | 0:34:39 | |
These are basically trackers. | 0:34:39 | 0:34:40 | |
-Are they individually serial numbered as well? -Yes. -OK. | 0:34:40 | 0:34:43 | |
-This is the company we buy them from. -You got that on your computer? | 0:34:43 | 0:34:46 | |
-Last stock invoice? -Last track of stock invoice. | 0:34:46 | 0:34:48 | |
The tables, chairs, monitors at the moment over there, is an issue. | 0:34:50 | 0:34:56 | |
Normally, when you buy things from PC World, | 0:34:56 | 0:34:59 | |
which the receipt is, it has the serial number on the receipt. | 0:34:59 | 0:35:03 | |
It's a long series of numbers which doesn't correspond with | 0:35:03 | 0:35:05 | |
what's on the back of the monitor. It is the item. | 0:35:05 | 0:35:07 | |
It could possibly be the item, yeah, but is it that item? | 0:35:07 | 0:35:10 | |
Yeah, it would do, wouldn't it? | 0:35:10 | 0:35:12 | |
Craig isn't giving up easily and goes in search of anything | 0:35:12 | 0:35:15 | |
he can find. | 0:35:15 | 0:35:17 | |
Fishing gear, camping gear. | 0:35:17 | 0:35:19 | |
But there's not much of any real value in the office, and it | 0:35:19 | 0:35:22 | |
looks increasingly likely that none of it belongs to Alertex Ltd. | 0:35:22 | 0:35:27 | |
We've now ascertained invoices for the remaining stock that's | 0:35:27 | 0:35:32 | |
here in SquareLabs Ltd company's name. | 0:35:32 | 0:35:36 | |
We're in there, looking at minimal-value office furniture so, | 0:35:36 | 0:35:39 | |
you know, it's looking like it's a dead case, really, for ourselves. | 0:35:39 | 0:35:43 | |
Craig knows that, with about 90% of the office contents now | 0:35:45 | 0:35:48 | |
accounted for, he simply doesn't have any leverage, but he | 0:35:48 | 0:35:52 | |
tries one last time to get Mr Bergin to come up with at least something. | 0:35:52 | 0:35:58 | |
The issue you've got, obviously, I can't go back to my office | 0:35:58 | 0:36:00 | |
and say, look, met a very nice chap, we're 90% there. | 0:36:00 | 0:36:04 | |
They'll say, what's on the table? | 0:36:04 | 0:36:05 | |
What's he paid as a reasonable gesture of goodwill? | 0:36:05 | 0:36:09 | |
I'll say, he hasn't got anything. They're going to say, crack on. | 0:36:09 | 0:36:12 | |
So Mr Bergin checks his bank accounts one last time, | 0:36:12 | 0:36:15 | |
-but it's not to be. -So no money at all, Dean? -Nope. -OK. | 0:36:15 | 0:36:20 | |
Craig finally has to admit defeat. | 0:36:20 | 0:36:23 | |
This particular case - not going anywhere, really. | 0:36:23 | 0:36:25 | |
There's no money on the table, there's nothing more we can do. | 0:36:25 | 0:36:28 | |
I'll take it from there. Cheers. Thanks a lot. Bye-bye. | 0:36:28 | 0:36:31 | |
Because Mr Bergin isn't prepared to pay any money, | 0:36:31 | 0:36:36 | |
and it would appear that the assets here are insignificant to the value | 0:36:36 | 0:36:39 | |
of the debt, we've tried our best and, unfortunately, | 0:36:39 | 0:36:42 | |
this time, we can't do any more for it. | 0:36:42 | 0:36:44 | |
The sheriffs tried everything they could but, in this case, | 0:36:44 | 0:36:47 | |
the debtor doesn't have the money and the claimant | 0:36:47 | 0:36:50 | |
has since decided not to pursue the matter any further. | 0:36:50 | 0:36:53 | |
When debtors can't pay on the spot... | 0:36:59 | 0:37:02 | |
I'm assuming that you haven't got £5,000. Oh, dear. | 0:37:02 | 0:37:05 | |
..the sheriffs won't always remove assets to get your money. | 0:37:05 | 0:37:09 | |
Goods go for about a fifth of their true value at auction, | 0:37:09 | 0:37:12 | |
and it's often better to agree to a payment plan. | 0:37:12 | 0:37:15 | |
If you can come up with half of it today. | 0:37:15 | 0:37:17 | |
-Do you reckon you can do 200 a week? -They'll make a list of assets... | 0:37:17 | 0:37:22 | |
-Answering machine, bar chiller cabinets. -Television, PlayStation. | 0:37:22 | 0:37:27 | |
..and a controlled goods agreement is signed, | 0:37:27 | 0:37:29 | |
making it an offence for anyone else to remove them. | 0:37:29 | 0:37:32 | |
If you sign the form, it acts as security. | 0:37:32 | 0:37:36 | |
The sheriffs will only return to take the goods if the debtor | 0:37:36 | 0:37:39 | |
-fails to make payments. -I've signed him up for £1,000 a month. | 0:37:39 | 0:37:43 | |
Providing you stick to that, you won't hear from us again. | 0:37:43 | 0:37:46 | |
In the south-east, | 0:37:52 | 0:37:53 | |
Lawrence and Kev are on their way to collect money owed by a car dealers. | 0:37:53 | 0:37:57 | |
We are in Cranleigh in Surrey. We're going to Walton Motors. | 0:37:58 | 0:38:05 | |
It's a four by four showroom, family-run business. | 0:38:05 | 0:38:08 | |
This debt was incurred as a refund for | 0:38:08 | 0:38:11 | |
a car that the claimant still has but wants to return it. | 0:38:11 | 0:38:16 | |
The claimant wasn't happy with the vehicle they've bought from | 0:38:16 | 0:38:19 | |
Walton Motors and so took them to court. | 0:38:19 | 0:38:22 | |
When the dealership didn't defend the case, | 0:38:22 | 0:38:24 | |
judgment was found against them and they were ordered to refund him. | 0:38:24 | 0:38:28 | |
But two months on, | 0:38:28 | 0:38:29 | |
they haven't done so, and Lawrence is fairly sure he knows why. | 0:38:29 | 0:38:33 | |
You can pretty much guarantee the reason they haven't paid it is because they haven't got the car. | 0:38:33 | 0:38:37 | |
-That's going to be the argument, isn't it? -Yep. | 0:38:37 | 0:38:39 | |
It's one they've heard plenty of times before | 0:38:39 | 0:38:42 | |
but the car isn't the sheriffs' problem. | 0:38:42 | 0:38:44 | |
-All that concerns them is the figure on their writ. -They owe £6,045. | 0:38:44 | 0:38:50 | |
So we're going to go and get that. | 0:38:54 | 0:38:56 | |
This won't be the first time Lawrence has been to the dealers. | 0:38:56 | 0:38:59 | |
I bought a nice Isuzu Trooper off them years ago. | 0:38:59 | 0:39:02 | |
To be fair, never had any trouble with it. | 0:39:02 | 0:39:05 | |
-He's hoping today's visit will also be plain sailing. -Oh, look at that! | 0:39:05 | 0:39:10 | |
They've obviously expanded, haven't they? | 0:39:10 | 0:39:13 | |
Not only that, but they now seem to have | 0:39:13 | 0:39:16 | |
a large stock of one of car buff Lawrence's favourite motors. | 0:39:16 | 0:39:20 | |
-Obviously specialising in Land Rovers now. -God, you're going to love this as well, aren't you? | 0:39:20 | 0:39:24 | |
-You look like you've died and gone to heaven. -Yeah. | 0:39:24 | 0:39:27 | |
And there's another reason to be cheerful. | 0:39:27 | 0:39:30 | |
The large number of cars bodes well for getting paid, | 0:39:30 | 0:39:33 | |
but will it be without any argument? | 0:39:33 | 0:39:35 | |
Morning. You're in charge at the moment, yeah? | 0:39:35 | 0:39:38 | |
Well, you'll do. My name's Mr Grix. I'm an enforcement agent. | 0:39:38 | 0:39:42 | |
We were ordered out today basically to take control of goods to clear a debt. | 0:39:42 | 0:39:46 | |
The boss isn't here, but the staff quickly get him on the phone. | 0:39:46 | 0:39:50 | |
-Morning, sir. -And Lawrence doesn't beat around the bush. | 0:39:50 | 0:39:54 | |
My colleague and I are here today with | 0:39:54 | 0:39:56 | |
a High Court writ against Walton Motors. | 0:39:56 | 0:39:58 | |
We were ordered here to take control of goods to the value of £6,045.14, | 0:39:58 | 0:40:03 | |
and the only way to prevent further action is paying in full. | 0:40:03 | 0:40:06 | |
At first, it doesn't seem to be ringing any bells with the boss, | 0:40:06 | 0:40:10 | |
so Lawrence tries to jog his memory. | 0:40:10 | 0:40:12 | |
He bought a car from you, basically. | 0:40:12 | 0:40:15 | |
And he's taken you to court. | 0:40:15 | 0:40:17 | |
But, just as the sheriffs anticipated, | 0:40:17 | 0:40:19 | |
the man wants to know if he's getting the car back. | 0:40:19 | 0:40:22 | |
There's a note on my file that says he's still got the car and he wants to give it back but, obviously, | 0:40:22 | 0:40:27 | |
he's not going to until you settle this judgment, sir. | 0:40:27 | 0:40:29 | |
But that's not something we get involved with. | 0:40:29 | 0:40:31 | |
We're ordered out because you haven't paid it. | 0:40:31 | 0:40:34 | |
Courts can demand the return of goods in exchange for | 0:40:36 | 0:40:39 | |
a refund only, in this case, no such conditions were applied. | 0:40:39 | 0:40:44 | |
But just as Lawrence thinks he might have a battle on his hands, | 0:40:44 | 0:40:47 | |
the mood changes. | 0:40:47 | 0:40:49 | |
-Yes, we are. Yeah. -The man has seen the sheriffs on the telly. | 0:40:51 | 0:40:56 | |
I'm the fat bald one with the goatee beard and my colleague, | 0:40:56 | 0:41:00 | |
who's always working with me, he's here as well. | 0:41:00 | 0:41:02 | |
With the boss fully in the picture, | 0:41:02 | 0:41:04 | |
conversation quickly turns to methods of payment. | 0:41:04 | 0:41:08 | |
We've got a chip and pin machine here or you can go online and | 0:41:08 | 0:41:10 | |
pay with the card. | 0:41:10 | 0:41:12 | |
If you want to do that and then give us a buzz back here, | 0:41:12 | 0:41:15 | |
and I'll get in touch with my office and just confirm the payment's | 0:41:15 | 0:41:17 | |
in then I'll leave a receipt here and be on my way. | 0:41:17 | 0:41:20 | |
All right. Cheers. Bye-bye. He's going to ring back in a minute. | 0:41:20 | 0:41:25 | |
Things are moving in the right direction. | 0:41:26 | 0:41:29 | |
Kev's sizing up the assets on the forecourt, just in case, | 0:41:29 | 0:41:32 | |
but he's pretty confident of getting the matter resolved. | 0:41:32 | 0:41:35 | |
Sounds like he's just going to pay online and then try and get | 0:41:35 | 0:41:38 | |
the vehicle back but, obviously, that's not why we're here. | 0:41:38 | 0:41:42 | |
Sounds like our client wants to give the vehicle back - he doesn't want it. | 0:41:42 | 0:41:44 | |
Sure enough, a few minutes later, the boss is back on the phone. | 0:41:44 | 0:41:49 | |
Hello, sir. | 0:41:49 | 0:41:50 | |
The payment's gone through so, with the bill settled, | 0:41:50 | 0:41:53 | |
Lawrence offers some friendly advice about retrieving the vehicle | 0:41:53 | 0:41:56 | |
from the claimant. | 0:41:56 | 0:41:58 | |
I would say, probably within about 48 hours, you'd be safe to give | 0:41:58 | 0:42:00 | |
him a ring and say, look, it's been paid, what about having my car back? | 0:42:00 | 0:42:06 | |
Cheers. Bye. | 0:42:07 | 0:42:09 | |
Big fan of the show, really liked it, and he just said, | 0:42:10 | 0:42:15 | |
I've made everything really simple for you, and I said, yeah, | 0:42:15 | 0:42:17 | |
-thank you very much. -The man has paid the full £6,045 outstanding. | 0:42:17 | 0:42:23 | |
The long drawn-out argument the sheriffs had feared never | 0:42:23 | 0:42:26 | |
-materialised and they're soon on their way. -Thank you very much. | 0:42:26 | 0:42:30 | |
-We'll leave you in peace. -Cheers. | 0:42:30 | 0:42:32 | |
That went very smoothly. | 0:42:32 | 0:42:33 | |
There were a few guys in there, | 0:42:33 | 0:42:35 | |
none of them the owner of the business, but they got the owner | 0:42:35 | 0:42:37 | |
on the phone, paid it on the card ten minutes later. | 0:42:37 | 0:42:40 | |
Job done. | 0:42:40 | 0:42:41 | |
Back in the van. Let's get some food. | 0:42:41 | 0:42:45 | |
Yep, it's already in the Sat Nav, mate. | 0:42:45 | 0:42:47 | |
The claimant will now get back the money the court says he's owed. | 0:42:47 | 0:42:51 | |
He'll have to come to an agreement with the garage about | 0:42:51 | 0:42:53 | |
the return of the car. | 0:42:53 | 0:42:54 | |
Walton Motors told us they are a family-run business which has | 0:42:56 | 0:42:59 | |
been trading for 36 years and this incident was very out of character. | 0:42:59 | 0:43:05 | |
And they say they made numerous attempts to try to resolve | 0:43:05 | 0:43:08 | |
the dispute with the claimant. | 0:43:08 | 0:43:09 |