Episode 7 The Sheriffs Are Coming


Episode 7

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Transcript


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-Meet the sheriffs.

-My name's Mr Grix. My colleague and I are enforcement agents.

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It's to do with a High Court order.

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They work for the High Court.

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And if it says you're owed money, it's their job to go and get it.

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I'm here for £6,072.18.

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They can demand payment on the spot...

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I'm here for the full balance.

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-How're you going to pay it?

-..or remove assets instead.

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The car will be going unless you can pay it.

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You'll have a week to pay in full before it gets sold at auction.

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Obstructing their work can be a criminal offence.

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I wouldn't do that if I were you.

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The door needs to stay open.

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Every year in England and Wales,

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unpaid debts totalling more than £80 million

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are recovered by the sheriffs.

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Coming up, a steel company owes money to a former employee.

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When Dean didn't pay the final wage, I found it more than unfair.

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Tommy and Craig go looking for the boss.

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Is it him?

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When the sheriffs evict a group of squatters...

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Wakey wakey!

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..Lawrence makes a suspicious discovery.

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Somebody else's credit cards.

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I think we'll have to hand those in to the local police.

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Craig is given the runaround at a security firm.

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-So Mr Bergin's your brother?

-Yeah.

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I asked for Mr Bergin. "I don't even know him", you said.

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And a coach company finds an unusual way to pay its debt.

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They're playing funny games.

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And they're going to pay me in pennies and 2ps?

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£1,800.

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When a business which is still trading owes money,

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more often than not, a single visit from the sheriffs

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is enough to get payment.

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But on other occasions, the sheriffs can find themselves

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banging on the door time after time to get their claimant's money.

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In the West Midlands, Tommy Coyle and Craig Wild

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are about to be given the runaround by a steel tubing company.

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So we're off to Wolverhampton today.

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We're off to go and see a company called Infinity Tubes Limited.

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Infinity Tubes Limited owe just over £2,300.

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They were taken to court by

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Army gunner turned salesman Paul Warren from Blackburn.

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He'd been looking for a new job when

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a recruitment company put him in touch with the Midlands start-up.

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Infinity Tubes was looking to be a specialist in ERW.

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ERW is an electro-resistant welded tube - for example, an exhaust.

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It's a strong but very lightweight product.

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The downside to it is it's very, very cheap,

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and you have to sell a lot of it, and I mean...

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..tens of tonnes of it, to get a good return on it.

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With 13 years of sales experience in the steel industry,

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Paul had built up a long list of customer contacts

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and thought he could be just the man for the job.

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I drove down to Birmingham, met with them once and I said,

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"Yeah, I'll give it a shot, I'll see what I can do for you."

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Paul started working from home for the company.

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However, it wasn't long before it became clear

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Infinity Tubes still had a lot of work to do

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before he was going to be able to deliver the sales they needed.

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I soon realised within a week, ten days,

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they really weren't geared up,

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and I explained to them, "You haven't even got a computer system,

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"you don't even have an e-mail."

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And they said, "Well, whatever you need, tell us."

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Paul was given a company car

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and he began trying to drum up business from his contacts,

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but he says he simply wasn't getting the information he needed

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from the company and its director, Dean Shilvock.

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I went back to Dean, I said, "Listen, first thing you need to do,

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"you need to tell me your stock levels." I said,

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"I need price lists. I can't go in to customers without price lists."

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So he wouldn't supply the documentation and the prices

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that I needed to seal the deal,

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and I think the final thing was,

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I said, "I work from home, I need a laptop."

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I ended up buying my own for £350

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because they wouldn't supply a laptop.

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Paul only stayed a few weeks before resigning,

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working out his notice period and returning the company car.

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But to his surprise, his final week's wages,

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along with some expenses and holiday pay, didn't show up.

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I rung him, wouldn't answer, rung him, wouldn't answer.

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I texted him and said, "Can you please pay me the wage?"

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The text back I got was,

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"Give me your customer list and we'll pay you the wage."

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So customer lists are bread and butter.

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They're everything, they're your worth.

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My customer list is... 358.

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When Dean said, "Give me all your customer list",

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I was giving up basically 13 years of work.

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Paul refused, and the money never came.

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When Dean didn't pay the final wage - yeah, I'd worked that time,

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I'd worked up to Christmas Eve -

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I found it more than unfair.

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We've got bills to pay.

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It was Christmas, and suddenly we'd defaulted on two payments

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out of our bank because we thought,

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we didn't even give it two thoughts that we weren't going to get paid.

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Mr Shilvock, meanwhile, was showing no signs of budging,

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and Paul decided he wasn't going to take it lying down.

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So I said, "OK, then, I'll see you in court."

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I knew nothing about how to take somebody to court, small claims,

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I had no idea. I googled it.

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Paul filed a claim online and, as is standard practice,

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the court initially offered mediation between the two parties.

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Paul agreed to accept a part payment in order to

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bring the matter to a close and it looked like they had a deal.

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We are notified by the magistrates that he's agreed and we've agreed,

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and then, with about two days to go,

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he suddenly said, no, he weren't going to. He wasn't paying a penny.

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So instead, Paul had his day in court.

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Mr Shilvock never showed up and Paul won a judgment by default.

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Four weeks later, when he still hadn't been paid,

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something on the television caught his attention.

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I was sat here and on the TV was your programme, and I went,

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"Hang on... They're sheriffs."

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And my wife said, "Well, why don't WE use the sheriffs?"

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Paul has now had his case transferred up to the High Court

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and is banking on the sheriffs to finally get him his money.

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After seeing the programme...

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I've got a lot of faith in it

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that this will put an end to it, hopefully.

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Back in Wolverhampton, Tommy and Craig are approaching the address

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they've been given for the company.

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That's the central trading estate in there.

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Unit 25 we're after, matey boy.

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But as they turn into the site, they get their first inkling

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that this job isn't going to be straightforward.

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-There you go, Infinity Welding Limited.

-There you go.

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It's not quite the name they were expecting to see.

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We have located the premises and it's down on the actual

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industrial estate map as being Infinity Welding Limited,

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which is a separate entity to our company.

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And as they pull up to the unit,

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none of the branding matches the name on the writ.

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Oh, look at that, mate.

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Although Infinitely Welding Limited's likely to be

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a connected company, the sheriffs would only be able to remove assets

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here if they're owned by the named debtor, Infinity Tubes Limited,

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but for now, ownership is the least of their problems.

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The unit is shut, and looks like it's been abandoned.

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It's not looking good at all.

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They should be open by now. We'll make some enquiries.

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While Tommy heads off to ask the neighbours,

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Craig makes some phone calls to see if he can find out more about

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Infinity Welding Limited and its relationship to the debtor.

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Can you go on to Companies House for me?

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But it soon becomes irrelevant as neither company is here any more.

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Made some enquiries. They've been gone about a week from here.

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It's more or less an empty unit.

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The neighbours across there said they've seen them taking

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various equipment out of here.

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With the debtor no longer present and no sign of any assets,

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there's nothing more the sheriffs can do here.

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Unfortunately for Mr Warren at the moment, it's a case

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where we'd have to look to trace the company to another address,

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if they're still trading, and pursue it later on.

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The sheriffs call it quits for now,

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but a few weeks later, they're once again back on the road.

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They've been unable to find a new address for the company

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but they do have information about its directors.

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Directors of the company are Dean and Debbie Shilvock,

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with a Luke Plant as well, and they all seem to be quite young.

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The sheriffs have run a trace on the names, and it's come back with

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a residential address, which is where they're now heading,

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but Craig knows there's no guarantee of success.

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Company assets at a home address,

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it's always a hard one for us to go in there,

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try and chase the money, but we'll try our best, as we always do.

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Half the battle is usually catching someone in,

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but this time it seems they're in luck.

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-It looks like there's somebody home.

-Someone there?

-Top floor window.

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-Hello, sir.

-Hello.

-Trying to get in contact with...Luke Plant?

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-Doesn't live here.

-Or Dean and Debbie Shilvock. Is that yourself?

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-Mr Wild from the sheriffs' office.

-What's that for?

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With a High Court writ.

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It's Dean Shilvock, one of the directors of Infinity Tubes Limited.

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He doesn't want our camera on his drive, so we have to leave

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while Craig explains he's here to collect just over two grand.

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Mr Shilvock and his wife say they're willing to pay, but in stages.

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As it's unlikely there are assets here belonging to the debtor company

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the sheriffs have little leverage

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and it's an offer they're willing to consider.

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I'll leave you a letter today with an e-mail address, all right?

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Put your proposal in, that it's three payments or four payments,

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whatever you want to do. We'll forward that on to the claimant.

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It's down to him whether he wants to accept it or not.

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But just when it looks like a done deal,

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Dean offers to go one step further and pay in full the following day.

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Craig can hardly believe his luck.

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Website's there, OK?

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All self-explanatory.

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Put your reference number in, and then put your debit card in

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and it'll give you an authorisation code to take the payment paid.

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-All right? Cheers, thanks.

-Thanks, guys.

-Bye-bye.

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So I think that went pretty well, for a home address, at least.

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They were reluctant to pay it initially

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but Dean's decided to get it sorted within 24 hours.

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They haven't got a card there to pay it today

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but we've given them the benefit of the doubt, we've given them 24 hours

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to pay the bill, and if they do, happy days.

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But later on...

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..Craig and Tommy are forced to come knocking once more.

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KNOCKING

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Using the County Courts to try to recover money you're owed

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isn't difficult.

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1.5 million money claims are made every year in England and Wales,

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involving anything from faulty goods or poor workmanship

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to unpaid invoices.

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Claims can be filed by post or online for a small fee.

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Both parties in the case will be asked to submit evidence

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and you may have to attend a court hearing.

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If you're successful,

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a County Court Judgment, or CCJ, will be issued against the debtor,

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and if they still don't pay, that's when you call the sheriffs.

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It's before dawn and the sheriffs are gathering in Southend in Essex.

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There's lights on up in the property,

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so we need to be really quiet.

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They're here to evict a group of squatters from a nearby building.

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If the window's open, me and Jack go through the window.

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If the door opens easy, then in through the door.

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It's a commercial property which has been vacant for a while,

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and it's thought about a dozen squatters have moved in.

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The owner wants them out so he can renovate the building.

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He's got a writ of possession which the sheriffs are about to enforce.

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On this occasion, getting in proves to be straightforward

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as the window opens easily.

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Soon followed by the door.

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All right, let's go.

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Hello!

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Once inside, at first they can't find any sign of the squatters...

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-Where's everybody?

-..until they get through into a second corridor...

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Whoa! Warm in here.

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..where the heating is on full blast and gives the game away.

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Least they've got the heating on.

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Yeah, nice and warm there, ain't you?

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Wakey wakey! High Court Enforcement.

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Enforcement agents, fellas.

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-Get yourself up, get yourself packed up.

-Sorry, and lady.

-All right?

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In ten minutes I want to see this door open.

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Start packing your stuff up. What's up, mate?

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He's spoken to you already, yeah? All right, guys.

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On first impressions,

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it seems like it's going to be a straightforward job.

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There's lots and lots of rooms.

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It is about ten people altogether but they're all aware and they all

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seem quite cooperative. They're all just packing up and going.

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I did see a big pile of suitcases in one room near the stairs as we

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came in, so it wouldn't surprise me if they're pretty much ready to go.

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There is one woman, though, who is starting to kick up a fuss.

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She's not happy about the sheriffs' early morning wake-up call

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and thinks the eviction isn't being done legally.

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Team leader Mark King sets her straight.

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-That... That paperwork that you've been given...

-Mm-hmm?

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..OK, entitles me, OK, to come into this property

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however I want to come into here...

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-So busting in like that?

-..and take back possession of it, OK?

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So would it not have been the decent thing to knock, maybe?

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-At the moment...

-See if someone answers and then actually do this

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in a decent way, a decent manner?

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The lady here was suggesting that we should have just knocked

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and she'd have come and let us in, which I can see her point,

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but we have to cover our own backs.

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We do face some aggression towards us on jobs like this,

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so we find it easier to catch them when they're sleeping,

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get in, make ourselves known and use the element of surprise.

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The sheriffs are always willing to give the squatters

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a reasonable amount of time to pack their belongings.

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What they don't like is people dragging their feet.

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If you don't get on with packing your stuff,

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you're going to be removed without it.

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That's fine, and I have an issue with all these people

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standing here watching me like I've done something wrong.

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Like I said, is there any need for it?

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Right, if you stay here, Angie, with the lady, OK?

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If you just move down a little bit

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and we'll just give you a little bit of space, yeah?

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You pack your stuff up, OK, and then we're out of here, yeah?

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-Absolute

-BLEEP

-joke.

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Does my council tax or anything like that go on this, by any chance?

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-Just curious.

-No.

-No.

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Now, there's a new one I've not come across before.

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A squatter that pays council tax.

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..standing here like we've done something wrong.

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Further down the corridor,

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another man is also questioning the sheriffs' authority.

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What is going on? You're all leaving.

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You're all going. It's not your property.

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The landlord has asked us to take it back for him, so we're...

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Doesn't matter to you who the landlord is.

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We have a High Court writ for you to vacate the property,

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so you need to vacate the property.

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It's none of your business who the landlord is,

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cos you're not in any kind of contract with the landlord, are you?

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You're squatting in his property, so I suggest you go and

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pack your stuff like everybody else is doing and leave.

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Thankfully, most of the squatters

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are willing to leave without argument.

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-Have you got everything?

-Yeah, I think...

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OK, but you've got everything, yeah?

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Cos once you go, you can't come back in.

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Well, whilst they've brought in so many people, that might be kind of

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helpful because some of them can grab some bags for me, right?

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Apart from the woman, all of the squatters are eastern Europeans.

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Oi. Stop.

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Just carry on.

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They don't want any trouble,

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and although the building's being left in a bit of a state,

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it's still not as bad as many squats they've seen.

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We've seen a lot worse buildings than this one, to be fair.

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No holes knocked in walls or anything like that,

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which is always good for the landlord.

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While most of the squatters are now outside,

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one man is taking longer than others to gather his possessions.

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He seems to have quite a lot of stuff and is hoping

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to take it all with him.

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I can't help you take it apart, no.

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He's got a big old double bed in there that he wants to take apart

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and he wanted some help taking it apart.

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We're not going to do that.

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Before you know, you get accused of breaking it and then...

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Just, it's not worth it. It's not worth the aggravation.

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They wanted to take that bed, did they?

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Last male's on the way out now. No more rooms.

0:17:000:17:03

Once he's gone, Lawrence makes a suspicious discovery in the room.

0:17:040:17:08

Halifax Visa debit, a Post Office card and a Capital One credit card.

0:17:090:17:15

He's found a pile of bank cards.

0:17:150:17:18

They all belong to different people with English-sounding names.

0:17:180:17:22

Lawrence thinks the most likely explanation

0:17:220:17:25

is that they've been stolen.

0:17:250:17:27

I think we'll have to hand those in to the local police.

0:17:270:17:30

With all the squatters now out,

0:17:340:17:36

Andy the locksmith is busy securing the building.

0:17:360:17:39

So they'll never get through that, ever.

0:17:390:17:42

All right, let's lock it up.

0:17:420:17:44

While Kev does a final check.

0:17:440:17:46

Over the years there has been times

0:17:460:17:48

where people have been hiding in sort of sneaky locations,

0:17:480:17:51

so we make sure it is entirely empty.

0:17:510:17:54

It is, and Lawrence is satisfied it's a job well done.

0:17:540:17:58

Everybody's out of the building now

0:17:580:18:00

and now it's just the last little bits. There's a few external doors.

0:18:000:18:04

The last few locks are being changed.

0:18:040:18:06

It's been a good day - no resistance, really.

0:18:060:18:08

There was the young lady who had a bit of a moan,

0:18:080:18:11

wanted to have her say.

0:18:110:18:13

I think she's still saying a few things even now she's out.

0:18:130:18:16

Doesn't go much better than that, really,

0:18:160:18:18

and it's all been done fairly quickly.

0:18:180:18:20

It's taken just over an hour to get the squatters out and secure

0:18:200:18:24

the building, which will now be handed back to its rightful owner.

0:18:240:18:28

In the Midlands, Tommy and Craig are on the road, again chasing

0:18:330:18:37

an outstanding debt owed by steel company Infinity Tubes Limited.

0:18:370:18:41

It owes more than £2,000

0:18:410:18:43

after being taken to court by former employee Paul Warren.

0:18:430:18:47

The sheriffs have already visited

0:18:470:18:49

the company's former business premises...

0:18:490:18:51

There you go, Infinity Welding Limited.

0:18:510:18:53

..and the director's home,

0:18:530:18:55

but today they find themselves making a return visit.

0:18:550:18:58

We're going to go and see Mr and Mrs Shilvock,

0:18:580:19:00

who we've been to before. They said they'll pay.

0:19:000:19:04

We gave them seven days to produce the payment,

0:19:040:19:08

which Mr Shilvock said he would do the following day.

0:19:080:19:11

Our office have informed us that that hasn't happened,

0:19:110:19:13

so we're off today to see why it hasn't happened.

0:19:130:19:17

The sheriffs pull up at the address and head in.

0:19:170:19:20

KNOCKING

0:19:220:19:24

Hiya, Debbie.

0:19:240:19:26

Company director Debbie Shilvock has answered the door but

0:19:260:19:30

she isn't happy about the sheriffs turning up here for a second time.

0:19:300:19:33

The main bone of contention she's just mentioned then is because

0:19:330:19:36

it's a limited company, we shouldn't be attending the home address.

0:19:360:19:39

However, two factors in that -

0:19:390:19:41

A, we haven't got the new company address because

0:19:410:19:44

they've moved from the old address.

0:19:440:19:47

And the second factor is, with a court order,

0:19:470:19:49

we can go anywhere in England and Wales

0:19:490:19:51

where we can find the assets of the defendant.

0:19:510:19:53

In this particular case, a limited company, company assets like

0:19:530:19:56

the office desk, computer, printer, laptop, it could all be in there.

0:19:560:20:00

Probably not because they've got another premises that

0:20:000:20:03

they trade out of, but it doesn't stop us from coming here legally.

0:20:030:20:07

The sheriffs can attend anywhere

0:20:070:20:09

a debtor carries out a trade or business in order to get paid.

0:20:090:20:13

With Debbie's husband and co-director Dean now apparently on his way,

0:20:130:20:17

they're hoping that's what's about to happen.

0:20:170:20:20

We're going to wait for her husband to come here and try and

0:20:200:20:23

elicit the payment from the husband, who was quite keen last time to

0:20:230:20:26

try and get it resolved, so I can't understand why they haven't paid it.

0:20:260:20:31

Ten minutes later, Dean pulls up.

0:20:320:20:34

Perhaps he can explain why more than four months after the court

0:20:340:20:38

ruled against Infinity Tubes Limited,

0:20:380:20:40

the company still hasn't settled its debt.

0:20:400:20:43

Hiya, Dean.

0:20:440:20:45

Mr Shilvock heads inside with the sheriffs, where he explains that

0:20:450:20:49

he believes the court's decision was unfair and wants to challenge it.

0:20:490:20:54

Craig explains that while he can appeal, for now,

0:20:540:20:57

the bill needs paying.

0:20:570:20:58

Soon, Tommy emerges with news.

0:20:580:21:00

Yeah, we've had a conversation with them. They're looking to pay.

0:21:000:21:03

They are going back to court but we've explained it's not going to go away,

0:21:030:21:07

hence we've come back for a second time now.

0:21:070:21:09

So they've agreed to pay it, so it's getting a card machine, going to facilitate the payment.

0:21:090:21:14

Tommy goes back inside, where sure enough the bill is settled in full.

0:21:140:21:18

But while Tommy heads back to the van,

0:21:190:21:22

Craig appears to have got distracted.

0:21:220:21:24

I bet when it fires up, you wake all the neighbours up.

0:21:240:21:27

Dean's Ford Mustang has caught his eye and its proud owner is

0:21:270:21:31

more than happy to show it off.

0:21:310:21:34

Over looking at the car now.

0:21:340:21:35

Five-litre. Ooh, look, it's kicked in now, look, yeah.

0:21:350:21:40

He wants to have a conversation, does our Craig.

0:21:400:21:42

Bet you want to book yourself into a track day!

0:21:420:21:45

CRAIG LAUGHS

0:21:450:21:47

Mustang's a nice bit of kit, a lovely bit of kit. I like my motors.

0:21:470:21:51

Very, very nippy, and Dean quite likes it as well, obviously.

0:21:510:21:54

As for the debt, Craig's satisfied with the day's outcome.

0:21:540:21:58

They've done the decent and right thing by paying it in full.

0:21:580:22:02

In fact, Infinity Tubes Limited never did go back to court.

0:22:020:22:07

And in Blackburn, Paul Warren has finally got the money he's owed.

0:22:070:22:11

The sheriffs have contacted us saying that they've recovered

0:22:110:22:14

the full money from Infinity Tubes, which is fantastic for us.

0:22:140:22:17

It's been a long journey in our eyes.

0:22:170:22:20

We never thought that we'd get to this day but we are.

0:22:200:22:23

It's a great result and a big, big weight off our minds.

0:22:230:22:26

Fantastic.

0:22:260:22:27

If you've won a County Court judgment and haven't been paid,

0:22:280:22:31

for £66, you can get the case transferred up to the High Court,

0:22:310:22:35

which will issue a writ for enforcement by the sheriffs.

0:22:350:22:39

My job is to collect in full or remove goods.

0:22:390:22:43

They've got special powers of entry.

0:22:430:22:46

We don't have to take any notice of your security protocol, I'm afraid.

0:22:460:22:49

And there's no limit on the size of the debts they can pursue.

0:22:490:22:52

£1.6 million.

0:22:520:22:54

If they're successful, they'll recover your money and costs from the debtor...

0:22:550:23:00

Have you got the cash now, then?

0:23:000:23:01

..as well as their own fees, which are set by the government.

0:23:010:23:04

She's paid, the judgment is settled.

0:23:040:23:06

Thank you very much.

0:23:060:23:08

If the sheriffs can't get your money,

0:23:080:23:10

they'll ask you to pay a fee of £75 plus VAT.

0:23:100:23:14

When the sheriffs turn up at a debtor's premises demanding money,

0:23:180:23:22

unsurprisingly, it doesn't always go down well.

0:23:220:23:25

Many debtors don't want to pay the original court judgment against

0:23:250:23:29

them, let alone the extra fees incurred by High Court enforcement.

0:23:290:23:34

The sheriffs are used to debtors being angry or uncooperative.

0:23:340:23:37

In the north-west, enforcement agent Alan Pennington is about to meet

0:23:370:23:41

a debtor who's come up with an original way of making their point.

0:23:410:23:45

We're off to Oldham today, to Abbey Coaches.

0:23:450:23:50

I gather it is to do with an employment tribunal case.

0:23:500:23:54

The sheriffs haven't been given any details.

0:23:550:23:58

All Alan knows is that Abbey Coaches Darwin Limited was

0:23:580:24:02

successfully taken to an employment tribunal by a worker.

0:24:020:24:05

After failing to pay the award, made two months ago,

0:24:060:24:09

they now owe £1,865 including costs.

0:24:090:24:14

But as Alan reaches the address he's been given,

0:24:170:24:20

he can't see any sign of the company.

0:24:200:24:23

I can't even see a coach anywhere.

0:24:230:24:25

Although there is another business that catches his eye.

0:24:250:24:29

Er, what's that there?

0:24:290:24:31

S&S Travel. Minibus hire, so on.

0:24:310:24:35

I'm going to go and ask them.

0:24:350:24:37

It's possible the debtor's trading under more than one name

0:24:370:24:40

and it sounds like a similar business, so Alan tries his luck.

0:24:400:24:44

-Hello.

-Hello.

0:24:450:24:47

I've got a High Court writ for Abbey Coaches.

0:24:470:24:50

It seems Alan is in the right place after all.

0:24:530:24:56

Abbey Coaches Darwin Limited is based here.

0:24:560:24:59

S&S Travel Services Limited is another company run by the same directors.

0:24:590:25:04

But there seems to be some confusion over the debt itself.

0:25:040:25:07

That wouldn't make any difference.

0:25:110:25:12

No, it's employment tribunal. It's nothing to do with a vehicle.

0:25:160:25:19

As Alan has a High Court writ, it makes little difference

0:25:190:25:23

what the insurance company may or may not be trying to do.

0:25:230:25:26

Either way, the writ needs paying today.

0:25:260:25:29

And when the staff call their insurance company, they seem to agree.

0:25:290:25:33

The insurance company has told them to pay because the insurance

0:25:330:25:37

company haven't dealt with the issue to start with,

0:25:370:25:41

and they will claim it back off the insurance company, I believe.

0:25:410:25:45

But if it comes to it, Alan thinks he might have found the leverage he needs.

0:25:450:25:49

There's no assets in the property because it's S&S Travel's assets,

0:25:490:25:54

which they've already shown me, but I do believe across the way there,

0:25:540:25:57

there are some coaches that belong to Abbey, but I don't think

0:25:570:26:00

it's going to come to the situation where we take a coach away.

0:26:000:26:03

And it looks like he's right, as one of the staff members soon comes

0:26:030:26:07

asking for clarification.

0:26:070:26:09

How much again was it?

0:26:090:26:11

-1,865...

-Yep.

-..and 36p.

0:26:110:26:14

-£1,865 and...?

-36p.

-36p.

0:26:140:26:19

The man says they're going to get the money from the bank.

0:26:190:26:21

And indeed they do.

0:26:210:26:23

But when they come back, there's a catch.

0:26:250:26:27

Rather than the wodge of banknotes Alan is used to,

0:26:290:26:32

they've brought large sacks full of coins.

0:26:320:26:34

Well, put it in the boot.

0:26:360:26:38

Alan will have to count them all.

0:26:380:26:40

310...

0:26:450:26:47

1,300. 14...

0:26:470:26:49

Luckily, the bags are all standard sizes and it doesn't take long

0:26:500:26:54

to add it all up and realise that it's not quite the full amount.

0:26:540:26:57

£1,800, so I'll just go and speak to the man.

0:26:590:27:02

OK, £65.36 short.

0:27:040:27:07

The staff produce the outstanding money and Alan's work is done.

0:27:080:27:11

As promised, £1,800 in coins, £65.40 in notes.

0:27:130:27:20

Thank you to the wonderful, uncooperative gentleman.

0:27:200:27:23

He's paid in full today and then told me to "do one" in the shop.

0:27:230:27:27

So I've done one. I'm going.

0:27:270:27:29

Alan isn't bothered by the man's insults.

0:27:310:27:34

All that matters is he's been paid in full.

0:27:340:27:36

The claimant who won his employment tribunal has now got the money he was owed.

0:27:370:27:42

As long as a company's officially trading, it's liable for its debts.

0:27:530:27:58

But often, the sheriffs find themselves pursuing debtors

0:27:580:28:01

who say they've shut up shop when their business hasn't been legally wound up.

0:28:010:28:06

These are difficult cases, and today Tommy and Craig are about to

0:28:060:28:09

become embroiled in one against a security firm.

0:28:090:28:13

So, we're off to Rugeley today, in Staffordshire.

0:28:130:28:19

Going to a company called Alertex Limited. Done a bit of research,

0:28:190:28:23

they've got one director, who is a Mr Dean Bergin.

0:28:230:28:26

And the debt itself's just over £7,000.

0:28:270:28:30

Alertex Limited was successfully taken to court by a CCTV supplier,

0:28:300:28:35

but despite the court issuing an order in the supplier's favour

0:28:350:28:38

a year ago, Alertex Limited has never settled its debt.

0:28:380:28:42

We've sent the notice of enforcement out, I think Mr Bergin's

0:28:430:28:46

been in contact with us and obviously he's been told to pay it.

0:28:460:28:49

He hasn't done that so Tom and myself are obviously on our way

0:28:490:28:53

there now to try and change his mind to pay it.

0:28:530:28:56

It comes out that they do fire and security,

0:28:560:28:59

er, so they should clock us coming, being a security company with CCTV.

0:28:590:29:06

We'll see if we can do a bit of a stealth and get inside

0:29:060:29:10

and convince them to pay.

0:29:100:29:12

As they arrive at the industrial estate,

0:29:120:29:15

it's clear Tommy was right about the need for stealth.

0:29:150:29:18

"You are now on camera."

0:29:180:29:19

What he wasn't expecting is that the debtor will also be hard to spot.

0:29:210:29:25

The address they've got doesn't seem to match any of the units.

0:29:260:29:30

-It's in there, isn't it?

-Is it? No, 40A.

-Yeah, there's 40.

0:29:300:29:35

41's in there.

0:29:350:29:37

-This guy's definitely here, isn't he, because he responded?

-Yeah.

0:29:370:29:40

We just need to ask in 40 first, then.

0:29:400:29:43

Craig tries the buzzer at number 40 to see if they know anything,

0:29:440:29:48

but it's not much use.

0:29:480:29:50

Just done some enquiries at that brown door there.

0:29:500:29:54

Never heard of our company, never even know there's a 40A.

0:29:540:29:57

Just as they're trying to work it out, a passer-by offers to help.

0:29:570:30:01

Yeah, we're trying to find unit number 40A.

0:30:010:30:04

Right, well, I'm unit 40.

0:30:040:30:07

-Who's the other company next-door to you, then?

-They're SquareLabs.

0:30:070:30:10

And what...? Who are they? Are they all part of the same unit as you...?

0:30:100:30:13

-They sub-rent from me.

-Does a Mr Dean Bergin ring any bells with you?

0:30:130:30:16

Yeah, yeah, I know Dean, yeah.

0:30:160:30:18

Is he anything to do with the company there, or...?

0:30:180:30:21

-Yeah. He's here.

-He's in? Well, his car's there, is it?

-Yeah.

0:30:210:30:24

-Lovely, thank you very much.

-You're welcome.

0:30:240:30:26

The landlord has pointed them back to the very same door where

0:30:260:30:30

someone just told Craig he was in the wrong place.

0:30:300:30:33

This time, Craig is prepared.

0:30:330:30:35

Hello, I'm trying to get in contact with Mr Bergin.

0:30:350:30:37

Once again, the man says there's no Dean Bergin here.

0:30:370:30:41

Craig gives him another chance.

0:30:410:30:43

Mr Dean Bergin? Yeah, from Alertex Limited.

0:30:430:30:46

The man says his office is SquareLabs.

0:30:460:30:49

No, I appreciate that, but according to your landlord, which is

0:30:490:30:52

next-door, Dean Bergin's here and he's actually in the building,

0:30:520:30:54

cos his car's outside.

0:30:540:30:56

The man asks Craig to wait while he tries to reach the boss.

0:30:560:31:00

Thank you.

0:31:000:31:01

And while he does that, someone else appears at the door.

0:31:010:31:05

-Have you?

-Yeah.

-Mr Bergin?

-Me? Nah.

0:31:050:31:08

-Oh, right.

-Ah-da-da-da-da...

-Yes...

0:31:080:31:11

-Why's that?

-Because it's not my

-BLEEP

-office, mate!

0:31:110:31:15

-Oh, OK.

-I ain't letting you in.

0:31:150:31:16

Well, we'll break in, sir, it's no problem.

0:31:160:31:19

I'll watch you do that.

0:31:190:31:21

The sheriffs aren't sure exactly what's going on in here.

0:31:210:31:24

But the people working in this office don't seem very keen to help.

0:31:240:31:28

Luckily, the landlord is, and lets them in.

0:31:290:31:32

Hello, sir. Mr Bergin about?

0:31:360:31:38

They've reached the office and it soon becomes clear

0:31:390:31:42

one man here does know Mr Bergin very well after all.

0:31:420:31:46

So, Mr Bergin's your brother?

0:31:470:31:50

You're the person I've been speaking to on the intercom?

0:31:500:31:52

So you're the person who doesn't know your brother exists?

0:31:520:31:56

I asked for Mr Bergin. You said it had nothing to do with you.

0:31:560:31:59

I don't even know him, you said.

0:31:590:32:01

Right.

0:32:030:32:04

Right. Your brother trades from this address, sir.

0:32:060:32:08

When did he stop trading from here?

0:32:120:32:15

No, we don't, sir.

0:32:150:32:16

Can you get Dean on the phone, then?

0:32:180:32:20

-My name's Mr Wild, and we are High Court enforcement agents.

-OK.

0:32:210:32:24

And we've got a High Court writ to execute in here today.

0:32:240:32:27

-It's against Alertex Ltd.

-OK.

-Yeah?

0:32:270:32:30

Who are still registered, still active, from this address, OK?

0:32:300:32:34

So is it just your company on the tenancy here?

0:32:400:32:43

The staff here say Alertex Ltd was based here,

0:32:440:32:48

but they work for SquareLabs - a new company which took over this

0:32:480:32:51

office well over a year ago.

0:32:510:32:54

But the director of Alertex Ltd also works for SquareLabs,

0:32:540:32:58

-and he soon returns.

-Is it Dean?

-Yes, hello.

-You all right?

0:32:580:33:02

Tom Coyle from the sheriffs.

0:33:020:33:04

The sheriffs remind Dean that his company owes more

0:33:040:33:07

than £7,000 and explain they've come to get it.

0:33:070:33:11

Mr Bergin says the company's no longer in business.

0:33:110:33:14

By the way, I did have a conversation with the office,

0:33:150:33:17

I did explain Alertex Ltd hasn't been trading, it has no

0:33:170:33:21

money so, consequently, I'm not in a position to do anything financially.

0:33:210:33:26

The court order commands me today to take control of the goods

0:33:260:33:30

unless you want to pay something.

0:33:300:33:32

Alertex is still a live active company.

0:33:320:33:35

Because this is the enforcement address,

0:33:350:33:37

that's why we've been sent here today.

0:33:370:33:40

But Mr Bergin says there aren't goods in his company's name

0:33:400:33:43

to take and everything here is owned by either SquareLabs or by

0:33:430:33:47

the workers personally.

0:33:470:33:48

Craig explains that he'll need to see proof.

0:33:480:33:51

The onus is on you to provide evidence to us that the goods

0:33:510:33:53

belong to a third party.

0:33:530:33:55

If it can't be proven through receipts of sale,

0:33:550:33:58

bills of sale, transfer of ownership details with money being transferred

0:33:580:34:02

from one account to another, we have to take control of those goods.

0:34:020:34:06

Mr Bergin says getting all that proof will be difficult.

0:34:060:34:10

There's not necessarily a record of everything.

0:34:100:34:12

But in the law, there should be.

0:34:120:34:15

-Another staff member comes to the rescue.

-What do you guys want?

0:34:150:34:19

Cos I can probably help you out, in some respects.

0:34:190:34:21

-We need ownership details for the assets here, basically.

-OK.

0:34:210:34:24

You talking about actual physical assets?

0:34:240:34:27

-Yeah - computers, desks and stuff like that.

-Yeah.

0:34:270:34:29

What stock is this here? Is that on an invoice to SquareLabs?

0:34:290:34:33

The staff get to work,

0:34:330:34:34

digging out invoices and checking items against the company accounts.

0:34:340:34:39

These are basically trackers.

0:34:390:34:40

-Are they individually serial numbered as well?

-Yes.

-OK.

0:34:400:34:43

-This is the company we buy them from.

-You got that on your computer?

0:34:430:34:46

-Last stock invoice?

-Last track of stock invoice.

0:34:460:34:48

The tables, chairs, monitors at the moment over there, is an issue.

0:34:500:34:56

Normally, when you buy things from PC World,

0:34:560:34:59

which the receipt is, it has the serial number on the receipt.

0:34:590:35:03

It's a long series of numbers which doesn't correspond with

0:35:030:35:05

what's on the back of the monitor. It is the item.

0:35:050:35:07

It could possibly be the item, yeah, but is it that item?

0:35:070:35:10

Yeah, it would do, wouldn't it?

0:35:100:35:12

Craig isn't giving up easily and goes in search of anything

0:35:120:35:15

he can find.

0:35:150:35:17

Fishing gear, camping gear.

0:35:170:35:19

But there's not much of any real value in the office, and it

0:35:190:35:22

looks increasingly likely that none of it belongs to Alertex Ltd.

0:35:220:35:27

We've now ascertained invoices for the remaining stock that's

0:35:270:35:32

here in SquareLabs Ltd company's name.

0:35:320:35:36

We're in there, looking at minimal-value office furniture so,

0:35:360:35:39

you know, it's looking like it's a dead case, really, for ourselves.

0:35:390:35:43

Craig knows that, with about 90% of the office contents now

0:35:450:35:48

accounted for, he simply doesn't have any leverage, but he

0:35:480:35:52

tries one last time to get Mr Bergin to come up with at least something.

0:35:520:35:58

The issue you've got, obviously, I can't go back to my office

0:35:580:36:00

and say, look, met a very nice chap, we're 90% there.

0:36:000:36:04

They'll say, what's on the table?

0:36:040:36:05

What's he paid as a reasonable gesture of goodwill?

0:36:050:36:09

I'll say, he hasn't got anything. They're going to say, crack on.

0:36:090:36:12

So Mr Bergin checks his bank accounts one last time,

0:36:120:36:15

-but it's not to be.

-So no money at all, Dean?

-Nope.

-OK.

0:36:150:36:20

Craig finally has to admit defeat.

0:36:200:36:23

This particular case - not going anywhere, really.

0:36:230:36:25

There's no money on the table, there's nothing more we can do.

0:36:250:36:28

I'll take it from there. Cheers. Thanks a lot. Bye-bye.

0:36:280:36:31

Because Mr Bergin isn't prepared to pay any money,

0:36:310:36:36

and it would appear that the assets here are insignificant to the value

0:36:360:36:39

of the debt, we've tried our best and, unfortunately,

0:36:390:36:42

this time, we can't do any more for it.

0:36:420:36:44

The sheriffs tried everything they could but, in this case,

0:36:440:36:47

the debtor doesn't have the money and the claimant

0:36:470:36:50

has since decided not to pursue the matter any further.

0:36:500:36:53

When debtors can't pay on the spot...

0:36:590:37:02

I'm assuming that you haven't got £5,000. Oh, dear.

0:37:020:37:05

..the sheriffs won't always remove assets to get your money.

0:37:050:37:09

Goods go for about a fifth of their true value at auction,

0:37:090:37:12

and it's often better to agree to a payment plan.

0:37:120:37:15

If you can come up with half of it today.

0:37:150:37:17

-Do you reckon you can do 200 a week?

-They'll make a list of assets...

0:37:170:37:22

-Answering machine, bar chiller cabinets.

-Television, PlayStation.

0:37:220:37:27

..and a controlled goods agreement is signed,

0:37:270:37:29

making it an offence for anyone else to remove them.

0:37:290:37:32

If you sign the form, it acts as security.

0:37:320:37:36

The sheriffs will only return to take the goods if the debtor

0:37:360:37:39

-fails to make payments.

-I've signed him up for £1,000 a month.

0:37:390:37:43

Providing you stick to that, you won't hear from us again.

0:37:430:37:46

In the south-east,

0:37:520:37:53

Lawrence and Kev are on their way to collect money owed by a car dealers.

0:37:530:37:57

We are in Cranleigh in Surrey. We're going to Walton Motors.

0:37:580:38:05

It's a four by four showroom, family-run business.

0:38:050:38:08

This debt was incurred as a refund for

0:38:080:38:11

a car that the claimant still has but wants to return it.

0:38:110:38:16

The claimant wasn't happy with the vehicle they've bought from

0:38:160:38:19

Walton Motors and so took them to court.

0:38:190:38:22

When the dealership didn't defend the case,

0:38:220:38:24

judgment was found against them and they were ordered to refund him.

0:38:240:38:28

But two months on,

0:38:280:38:29

they haven't done so, and Lawrence is fairly sure he knows why.

0:38:290:38:33

You can pretty much guarantee the reason they haven't paid it is because they haven't got the car.

0:38:330:38:37

-That's going to be the argument, isn't it?

-Yep.

0:38:370:38:39

It's one they've heard plenty of times before

0:38:390:38:42

but the car isn't the sheriffs' problem.

0:38:420:38:44

-All that concerns them is the figure on their writ.

-They owe £6,045.

0:38:440:38:50

So we're going to go and get that.

0:38:540:38:56

This won't be the first time Lawrence has been to the dealers.

0:38:560:38:59

I bought a nice Isuzu Trooper off them years ago.

0:38:590:39:02

To be fair, never had any trouble with it.

0:39:020:39:05

-He's hoping today's visit will also be plain sailing.

-Oh, look at that!

0:39:050:39:10

They've obviously expanded, haven't they?

0:39:100:39:13

Not only that, but they now seem to have

0:39:130:39:16

a large stock of one of car buff Lawrence's favourite motors.

0:39:160:39:20

-Obviously specialising in Land Rovers now.

-God, you're going to love this as well, aren't you?

0:39:200:39:24

-You look like you've died and gone to heaven.

-Yeah.

0:39:240:39:27

And there's another reason to be cheerful.

0:39:270:39:30

The large number of cars bodes well for getting paid,

0:39:300:39:33

but will it be without any argument?

0:39:330:39:35

Morning. You're in charge at the moment, yeah?

0:39:350:39:38

Well, you'll do. My name's Mr Grix. I'm an enforcement agent.

0:39:380:39:42

We were ordered out today basically to take control of goods to clear a debt.

0:39:420:39:46

The boss isn't here, but the staff quickly get him on the phone.

0:39:460:39:50

-Morning, sir.

-And Lawrence doesn't beat around the bush.

0:39:500:39:54

My colleague and I are here today with

0:39:540:39:56

a High Court writ against Walton Motors.

0:39:560:39:58

We were ordered here to take control of goods to the value of £6,045.14,

0:39:580:40:03

and the only way to prevent further action is paying in full.

0:40:030:40:06

At first, it doesn't seem to be ringing any bells with the boss,

0:40:060:40:10

so Lawrence tries to jog his memory.

0:40:100:40:12

He bought a car from you, basically.

0:40:120:40:15

And he's taken you to court.

0:40:150:40:17

But, just as the sheriffs anticipated,

0:40:170:40:19

the man wants to know if he's getting the car back.

0:40:190:40:22

There's a note on my file that says he's still got the car and he wants to give it back but, obviously,

0:40:220:40:27

he's not going to until you settle this judgment, sir.

0:40:270:40:29

But that's not something we get involved with.

0:40:290:40:31

We're ordered out because you haven't paid it.

0:40:310:40:34

Courts can demand the return of goods in exchange for

0:40:360:40:39

a refund only, in this case, no such conditions were applied.

0:40:390:40:44

But just as Lawrence thinks he might have a battle on his hands,

0:40:440:40:47

the mood changes.

0:40:470:40:49

-Yes, we are. Yeah.

-The man has seen the sheriffs on the telly.

0:40:510:40:56

I'm the fat bald one with the goatee beard and my colleague,

0:40:560:41:00

who's always working with me, he's here as well.

0:41:000:41:02

With the boss fully in the picture,

0:41:020:41:04

conversation quickly turns to methods of payment.

0:41:040:41:08

We've got a chip and pin machine here or you can go online and

0:41:080:41:10

pay with the card.

0:41:100:41:12

If you want to do that and then give us a buzz back here,

0:41:120:41:15

and I'll get in touch with my office and just confirm the payment's

0:41:150:41:17

in then I'll leave a receipt here and be on my way.

0:41:170:41:20

All right. Cheers. Bye-bye. He's going to ring back in a minute.

0:41:200:41:25

Things are moving in the right direction.

0:41:260:41:29

Kev's sizing up the assets on the forecourt, just in case,

0:41:290:41:32

but he's pretty confident of getting the matter resolved.

0:41:320:41:35

Sounds like he's just going to pay online and then try and get

0:41:350:41:38

the vehicle back but, obviously, that's not why we're here.

0:41:380:41:42

Sounds like our client wants to give the vehicle back - he doesn't want it.

0:41:420:41:44

Sure enough, a few minutes later, the boss is back on the phone.

0:41:440:41:49

Hello, sir.

0:41:490:41:50

The payment's gone through so, with the bill settled,

0:41:500:41:53

Lawrence offers some friendly advice about retrieving the vehicle

0:41:530:41:56

from the claimant.

0:41:560:41:58

I would say, probably within about 48 hours, you'd be safe to give

0:41:580:42:00

him a ring and say, look, it's been paid, what about having my car back?

0:42:000:42:06

Cheers. Bye.

0:42:070:42:09

Big fan of the show, really liked it, and he just said,

0:42:100:42:15

I've made everything really simple for you, and I said, yeah,

0:42:150:42:17

-thank you very much.

-The man has paid the full £6,045 outstanding.

0:42:170:42:23

The long drawn-out argument the sheriffs had feared never

0:42:230:42:26

-materialised and they're soon on their way.

-Thank you very much.

0:42:260:42:30

-We'll leave you in peace.

-Cheers.

0:42:300:42:32

That went very smoothly.

0:42:320:42:33

There were a few guys in there,

0:42:330:42:35

none of them the owner of the business, but they got the owner

0:42:350:42:37

on the phone, paid it on the card ten minutes later.

0:42:370:42:40

Job done.

0:42:400:42:41

Back in the van. Let's get some food.

0:42:410:42:45

Yep, it's already in the Sat Nav, mate.

0:42:450:42:47

The claimant will now get back the money the court says he's owed.

0:42:470:42:51

He'll have to come to an agreement with the garage about

0:42:510:42:53

the return of the car.

0:42:530:42:54

Walton Motors told us they are a family-run business which has

0:42:560:42:59

been trading for 36 years and this incident was very out of character.

0:42:590:43:05

And they say they made numerous attempts to try to resolve

0:43:050:43:08

the dispute with the claimant.

0:43:080:43:09

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