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-Meet the sheriffs. -My name's Mr Griggs. My colleague and I are Enforcement Agents. | 0:00:02 | 0:00:04 | |
We're here with a High Court order today. | 0:00:04 | 0:00:06 | |
They work for the High Court and if a judge says you're owed money, | 0:00:06 | 0:00:10 | |
it's the sheriffs' job to go and get it. | 0:00:10 | 0:00:13 | |
-Hey, all the keys. -I'm going to be calling a locksmith. | 0:00:13 | 0:00:16 | |
They can demand payment on the spot... | 0:00:17 | 0:00:19 | |
What can you pay us now? | 0:00:19 | 0:00:20 | |
-You're going to get the cash, are you? -Are you paying the bill? | 0:00:20 | 0:00:22 | |
..or remove assets instead. | 0:00:22 | 0:00:24 | |
You've got 30 minutes to make the payment. | 0:00:24 | 0:00:26 | |
Or we'll start removing stuff from the building. | 0:00:26 | 0:00:27 | |
You'll have a week to pay in full before it gets sold at auction. | 0:00:27 | 0:00:31 | |
Obstructing their work can be a criminal offence. | 0:00:31 | 0:00:34 | |
I wouldn't do that if I were you. | 0:00:34 | 0:00:35 | |
-Don't lie to me. -No messing. | 0:00:35 | 0:00:37 | |
Every year, sheriffs in England and Wales recover unpaid debts totalling | 0:00:38 | 0:00:42 | |
more than £18 million. | 0:00:42 | 0:00:44 | |
Coming up - Rob and Gerald have a debt to recover at a London car dealer. | 0:00:48 | 0:00:54 | |
We're going to put a clamp on the vehicle and Rob's then going to tell | 0:00:54 | 0:00:57 | |
them we're going to remove the vehicle if it's not paid. | 0:00:57 | 0:00:59 | |
But with a 12-grand Range Rover's fate hanging in the balance, | 0:00:59 | 0:01:03 | |
all doesn't go to plan. | 0:01:03 | 0:01:05 | |
You are now committing a criminal offence | 0:01:05 | 0:01:07 | |
-by obstructing an enforcement agent in the execution of a High Court writ. -You're taking my car. | 0:01:07 | 0:01:12 | |
Sharon Tofts was unfairly dismissed from her nursing home job, | 0:01:12 | 0:01:15 | |
but hasn't been paid. | 0:01:15 | 0:01:17 | |
A big company and a little carer - you just don't normally win. | 0:01:17 | 0:01:21 | |
She sends in the sheriffs to get what she's owed. | 0:01:21 | 0:01:24 | |
And Simon Brook hasn't been paid by a customer. | 0:01:25 | 0:01:29 | |
I was getting more and more frustrated. | 0:01:29 | 0:01:31 | |
I just fit a door and I expect to be paid for it. | 0:01:31 | 0:01:34 | |
So Jess and Jamie visit the debtor at home and get more than they bargained for. | 0:01:34 | 0:01:39 | |
No, you won't be knocking him out. That won't be happening. | 0:01:41 | 0:01:43 | |
There are more than 40,000 successful employment tribunal cases each year | 0:01:50 | 0:01:54 | |
and the average award is over £7,000. | 0:01:54 | 0:01:58 | |
But not everyone gets what they're owed. | 0:01:58 | 0:02:00 | |
If you've been treated unfairly and won your case, | 0:02:02 | 0:02:04 | |
but your ex-employer doesn't pay up, | 0:02:04 | 0:02:07 | |
the sheriffs can visit them on your behalf. | 0:02:07 | 0:02:09 | |
Today, Gerald and Rob are doing just that. | 0:02:11 | 0:02:15 | |
This afternoon we're heading down to West Sussex. | 0:02:15 | 0:02:19 | |
We're looking for a company called Medicrest Limited, erm, | 0:02:19 | 0:02:24 | |
based at the Homelands Nursing Home. | 0:02:24 | 0:02:26 | |
They owe just over £10,000, | 0:02:27 | 0:02:30 | |
but Rob's done his research and reckons Medicrest Limited should be good for it. | 0:02:30 | 0:02:35 | |
Basic accounts that we've seen show the company to be currently valued, | 0:02:36 | 0:02:39 | |
or valued last year, at £3.1 million | 0:02:39 | 0:02:41 | |
with almost a quarter of a million pound cash in the bank. | 0:02:41 | 0:02:45 | |
So this, hopefully, will be sufficiently discharged | 0:02:45 | 0:02:51 | |
by the defendant as quickly as possible. | 0:02:51 | 0:02:53 | |
The employment tribunal award should have been paid to Sharon Tofts, | 0:02:56 | 0:03:00 | |
mother of two, and a former carer at Homelands Nursing Home. | 0:03:00 | 0:03:04 | |
Sharon wanted to go back to work | 0:03:04 | 0:03:06 | |
after taking a career-break to bring up her children and look after her mother. | 0:03:06 | 0:03:11 | |
My mum had died of cancer aged 60 and I had nursed her. | 0:03:11 | 0:03:17 | |
I just felt that my skills were in looking after vulnerable people that needed me. | 0:03:17 | 0:03:23 | |
It's quite a rewarding job. | 0:03:23 | 0:03:24 | |
She started work at Homelands, | 0:03:25 | 0:03:27 | |
providing day-to-day care for people suffering with dementia. | 0:03:27 | 0:03:30 | |
It's quite a demanding job, because people's lives are at stake. | 0:03:32 | 0:03:36 | |
It is a privilege when you work with the elderly | 0:03:36 | 0:03:40 | |
to be one of the last people they might meet and it's interesting to hear their life stories. | 0:03:40 | 0:03:45 | |
After three years working at the home, | 0:03:47 | 0:03:49 | |
Sharon received some news that was to have a devastating impact on her and her family. | 0:03:49 | 0:03:54 | |
I didn't even get a letter. | 0:03:55 | 0:03:57 | |
The manager told me by text that I had been suspended. | 0:03:57 | 0:04:01 | |
Didn't have any clue what I was supposed to have done. | 0:04:03 | 0:04:06 | |
Sharon was called to a disciplinary hearing and dismissed four days later. | 0:04:06 | 0:04:11 | |
She denied any wrong-doing and felt unfairly treated. | 0:04:11 | 0:04:15 | |
Losing her job and her income was a shattering blow. | 0:04:15 | 0:04:18 | |
It's really scary. | 0:04:18 | 0:04:19 | |
I had to sell up my home, | 0:04:19 | 0:04:22 | |
which was awful, because my children had to relocate schools. | 0:04:22 | 0:04:26 | |
The impact on them was horrendous. | 0:04:26 | 0:04:29 | |
I did hit rock-bottom and the doctor then signed me off | 0:04:29 | 0:04:33 | |
unfit to work through depression and anxiety and stress. | 0:04:33 | 0:04:37 | |
Made miserable by the experience, | 0:04:39 | 0:04:42 | |
Sharon was determined to rebuild her life and her career. | 0:04:42 | 0:04:45 | |
I wanted to support myself and my children - | 0:04:46 | 0:04:48 | |
that's very important to me, to be independent. | 0:04:48 | 0:04:51 | |
I just wanted my reputation cleared. | 0:04:52 | 0:04:54 | |
With no job and no income, she couldn't afford a solicitor. | 0:04:57 | 0:05:01 | |
I had to go and seek advice from the Citizens Advice Bureau and I was | 0:05:01 | 0:05:05 | |
introduced to a fantastic guy - an employment specialist, | 0:05:05 | 0:05:09 | |
and he basically helped me fight for justice. | 0:05:09 | 0:05:13 | |
With his help, Sharon prepared her case for unfair dismissal. | 0:05:15 | 0:05:19 | |
Without the employment specialist from the CAB, | 0:05:21 | 0:05:24 | |
I couldn't have done any of this. A big company and a little carer. | 0:05:24 | 0:05:28 | |
You know, it's...you know, you just don't normally win. | 0:05:29 | 0:05:32 | |
Sharon submitted her evidence and when Medicrest failed to enter a | 0:05:34 | 0:05:37 | |
defence, judgment went in her favour. | 0:05:37 | 0:05:41 | |
To see it written - this judge, got his name and his signature, | 0:05:41 | 0:05:45 | |
had written, "Sharon Tofts was unfairly dismissed," is priceless. | 0:05:45 | 0:05:52 | |
Despite the award, Medicrest hasn't paid out. | 0:05:53 | 0:05:56 | |
So Sharon has called in the sheriffs. | 0:05:56 | 0:06:00 | |
I do need the money. | 0:06:00 | 0:06:02 | |
And I just want total closure, so I can move on. | 0:06:02 | 0:06:06 | |
So I HAVE to get this, I HAVE to get this money. | 0:06:06 | 0:06:09 | |
In Sussex, Rob and Gerald are pondering the unique challenges | 0:06:16 | 0:06:20 | |
this job poses. As they may well come across the home's residents, | 0:06:20 | 0:06:24 | |
discretion is going to be important. | 0:06:24 | 0:06:26 | |
You would hope that the staff wouldn't want the residents to know | 0:06:28 | 0:06:33 | |
erm, and you would hope they would usher us into a room somewhere | 0:06:33 | 0:06:37 | |
and get this sorted out rather quick. | 0:06:37 | 0:06:40 | |
Rob is also worried that many of the home's assets will be necessary for | 0:06:41 | 0:06:45 | |
looking after its residents and he has no intention of removing them. | 0:06:45 | 0:06:50 | |
Whilst it is a commercial premises, as it's a nursing home, | 0:06:50 | 0:06:53 | |
it does come with its inherent problems. | 0:06:53 | 0:06:55 | |
If they've got vehicles, | 0:06:55 | 0:06:56 | |
we need to be careful that they're not classified as disability transport. | 0:06:56 | 0:07:01 | |
A lot of the equipment, | 0:07:01 | 0:07:02 | |
a lot of the beds will be used for residential care. | 0:07:02 | 0:07:06 | |
Normally, the sheriffs will take just about anything belonging to a | 0:07:08 | 0:07:11 | |
limited company, but in this case, they don't want to disrupt the lives | 0:07:11 | 0:07:15 | |
of the residents, and will tread carefully. | 0:07:15 | 0:07:17 | |
If they've got 40 bedrooms, | 0:07:18 | 0:07:21 | |
but only 20 of them were in use by residents, | 0:07:21 | 0:07:24 | |
then the beds etc from the other 20 rooms could be taken and sold. | 0:07:24 | 0:07:27 | |
After many years in enforcement, | 0:07:28 | 0:07:30 | |
Gerald's got a few thoughts of his own about their destination. | 0:07:30 | 0:07:34 | |
I feel at times I should be in the nursing home, | 0:07:35 | 0:07:38 | |
let alone enforcing at the nursing home. | 0:07:38 | 0:07:39 | |
-Could well be admitting him now. -Thank you! | 0:07:39 | 0:07:43 | |
HE LAUGHS | 0:07:43 | 0:07:46 | |
Moments later, they arrive. | 0:07:46 | 0:07:48 | |
Oh, very nice. Yeah, quite happy live here. | 0:07:48 | 0:07:52 | |
Geriatric Gerald! | 0:07:52 | 0:07:53 | |
HE LAUGHS | 0:07:53 | 0:07:56 | |
The sheriffs pull up and approach the main entrance... | 0:07:56 | 0:07:59 | |
..give the front door a knock... | 0:08:00 | 0:08:02 | |
DOOR KNOCKER | 0:08:02 | 0:08:04 | |
..and wait. | 0:08:04 | 0:08:06 | |
Hello, you all right? | 0:08:08 | 0:08:09 | |
-Yes, fine, thank you. -Good, I was looking for a... | 0:08:09 | 0:08:13 | |
-You all right? -Yeah. -Good. | 0:08:13 | 0:08:15 | |
My name's Mr Foster, I'm an enforcement agent, | 0:08:15 | 0:08:18 | |
basically looking for the owner or the director of Medicrest Limited. | 0:08:18 | 0:08:21 | |
The staff member says the boss isn't here, | 0:08:23 | 0:08:25 | |
but gets the manager on the phone. | 0:08:25 | 0:08:28 | |
-Do you want to go in my room? -Yeah. | 0:08:28 | 0:08:29 | |
-Yes. -Hello. | 0:08:29 | 0:08:31 | |
As Gerald hoped, they're led into a room away from the staff and the residents. | 0:08:32 | 0:08:37 | |
OK, I'm calling today with a High Court writ, | 0:08:37 | 0:08:41 | |
with regards to an outstanding balance owed from a tribunal award | 0:08:41 | 0:08:45 | |
to a Mrs S Tofts. | 0:08:45 | 0:08:46 | |
The manager says they're going to appeal and shouldn't have to pay. | 0:08:46 | 0:08:50 | |
Even on appeal, it doesn't stop enforcement, you see? | 0:08:50 | 0:08:52 | |
We have been issued a High Court writ. | 0:08:52 | 0:08:54 | |
The High Court has authorised us to come here and enforce this matter, | 0:08:54 | 0:08:56 | |
and we're here today to collect or remove assets. | 0:08:56 | 0:08:59 | |
From a nursing home, yes. | 0:09:02 | 0:09:04 | |
As horrible as that sounds, that's what we have to do. | 0:09:04 | 0:09:08 | |
The company may well have plans to appeal, | 0:09:08 | 0:09:10 | |
but no appeal has yet been granted, and no stay on enforcement issued in | 0:09:10 | 0:09:14 | |
the meantime. With the writ still live, Rob needs payment. | 0:09:14 | 0:09:19 | |
If we can get a BACS payment or something like that for the balance, | 0:09:19 | 0:09:22 | |
then that's it - we're gone and we're gone in minutes. | 0:09:22 | 0:09:24 | |
The manager says that if payment is going to be made today, | 0:09:25 | 0:09:28 | |
it will need to be authorised by a company director. | 0:09:28 | 0:09:31 | |
-Did she sound quite, er...? -She sounded quite positive. | 0:09:32 | 0:09:35 | |
She's not authorised to make a payment, | 0:09:35 | 0:09:36 | |
but she is going to get hold of the director now | 0:09:36 | 0:09:39 | |
and see if she if she can get this sorted. | 0:09:39 | 0:09:41 | |
She's fully aware of the severity of the issue, | 0:09:41 | 0:09:44 | |
but she cannot authorise payment. | 0:09:44 | 0:09:46 | |
It looks like the prospect of two sheriffs searching the place for | 0:09:47 | 0:09:51 | |
unoccupied beds and non-disability-specific vehicles | 0:09:51 | 0:09:54 | |
to remove has done the trick. | 0:09:54 | 0:09:56 | |
They're ushered upstairs to talk to the boss on the phone. | 0:09:57 | 0:10:00 | |
Hello, sir. Yeah, that's fine. | 0:10:01 | 0:10:04 | |
Are you doing a payment straight into our account, are you? | 0:10:04 | 0:10:08 | |
We understood it needed to be paid, but he thought, | 0:10:09 | 0:10:11 | |
as he was looking to appeal it, that nothing would happen in the meantime. | 0:10:11 | 0:10:15 | |
He has taken our bank details and he assures me that he's going to make an | 0:10:15 | 0:10:17 | |
immediate BACS payment into our account. | 0:10:17 | 0:10:20 | |
-Could be a nice little result. -It's already a nice little result. | 0:10:20 | 0:10:23 | |
Hmm. | 0:10:23 | 0:10:25 | |
With the bank transfer confirmed, they head out. | 0:10:25 | 0:10:28 | |
After a mere 20 minutes in the building, | 0:10:28 | 0:10:31 | |
Rob and Gerald have got the money Sharon was owed - | 0:10:31 | 0:10:34 | |
with a minimum of disruption to the residents of the home. | 0:10:34 | 0:10:37 | |
Obviously, there are people living there - | 0:10:38 | 0:10:40 | |
there are residents in that care home. | 0:10:40 | 0:10:42 | |
The last thing we want to do is upset and disturb them. | 0:10:42 | 0:10:44 | |
Unfortunately, the business failed to pay its debts. | 0:10:46 | 0:10:48 | |
We've had to go and enforce. | 0:10:48 | 0:10:49 | |
And despite the attractions of a comfy care home, | 0:10:51 | 0:10:54 | |
Gerald will have to put off his own retirement for a while. | 0:10:54 | 0:10:57 | |
Unfortunately, Gerald IS in the van. | 0:10:59 | 0:11:01 | |
We'll have to put up with him for a little bit longer yet. | 0:11:01 | 0:11:04 | |
Medicrest didn't have an appeal granted within the statutory 14-day period | 0:11:04 | 0:11:08 | |
and the sheriffs were able to transfer to Sharon the money that was rightfully hers. | 0:11:08 | 0:11:13 | |
Over the moon. The sheriffs went in and got my money for me. | 0:11:13 | 0:11:18 | |
With the ordeal behind her, she is back doing the job she loves. | 0:11:18 | 0:11:22 | |
I'm actually sort of in the community and I drive round to the people in | 0:11:22 | 0:11:26 | |
their own homes and they're sort of much more independent, | 0:11:26 | 0:11:31 | |
but they still just need a little bit of support and help. | 0:11:31 | 0:11:33 | |
It's lovely to think that I'm able to help them achieve that. | 0:11:33 | 0:11:37 | |
It's a very rewarding job. | 0:11:37 | 0:11:38 | |
Using the County Courts to try and recover money you're owed isn't | 0:11:43 | 0:11:47 | |
difficult. 1.5 million money claims are paid every year in England and | 0:11:47 | 0:11:52 | |
Wales - involving anything from faulty goods or poor workmanship to unpaid invoices. | 0:11:52 | 0:11:58 | |
Claims can be filed online, or by post for a small fee. | 0:11:59 | 0:12:02 | |
Both parties in the case will be asked to submit evidence and you may have to attend a court hearing. | 0:12:02 | 0:12:08 | |
If you're successful, a County Court Judgment, or CCJ, | 0:12:08 | 0:12:12 | |
will be issued against the debtor. | 0:12:12 | 0:12:14 | |
If they still don't pay, that's when you call the sheriffs. | 0:12:14 | 0:12:20 | |
The work of the sheriffs is in demand like never before. | 0:12:20 | 0:12:23 | |
The number of High Court writs being enforced across England and Wales | 0:12:23 | 0:12:27 | |
has risen dramatically in recent years. | 0:12:27 | 0:12:29 | |
Their success depends on convincing debtors to pay up, | 0:12:30 | 0:12:33 | |
or instead, finding something they own to take control of. | 0:12:33 | 0:12:37 | |
High Court Enforcement Agents Rob Foster and Gerald Anderson have one | 0:12:40 | 0:12:44 | |
of best collection rates in the business. | 0:12:44 | 0:12:46 | |
Today, in North London, | 0:12:46 | 0:12:48 | |
their skills as detectives and negotiators are going to be tested | 0:12:48 | 0:12:52 | |
to the full before they can get their client what's owed to him. | 0:12:52 | 0:12:56 | |
I'm looking for Kamran Khalid, trading as Motor Zone Trade, | 0:12:56 | 0:13:02 | |
which we believe to be a garage, a car sales place. | 0:13:02 | 0:13:06 | |
The sheriffs often head off to a job with scant information - | 0:13:07 | 0:13:11 | |
just the name of their debtor, an address and an amount to collect. | 0:13:11 | 0:13:15 | |
But today, Rob and Gerald are armed with some useful background. | 0:13:17 | 0:13:21 | |
This particular case is regarding a car that our claimant in this matter | 0:13:21 | 0:13:26 | |
bought from this garage. | 0:13:26 | 0:13:28 | |
It didn't appear to be fit for purpose. | 0:13:28 | 0:13:31 | |
It went back into the garage for repairs the first time, and took an awful long time to repair. | 0:13:31 | 0:13:36 | |
It went in a second time, and wasn't even repaired on the second occasion. | 0:13:36 | 0:13:41 | |
Our client therefore took them to court and won his case against them. | 0:13:41 | 0:13:45 | |
In fact, Kamran Khalid did not contest the case and a judgment was made in favour of the claimant. | 0:13:47 | 0:13:54 | |
Mr Khalid was ordered to pay compensation. When he failed to pay, | 0:13:54 | 0:13:58 | |
the claimant called in the sheriffs and provided them with a dossier on Mr Khalid and his company - | 0:13:58 | 0:14:04 | |
Motor Zone Trade. | 0:14:04 | 0:14:06 | |
Today, the debt stands at £2,599.50. | 0:14:06 | 0:14:12 | |
He supplied us with a bit of background information, | 0:14:14 | 0:14:16 | |
so we've been supplied with a picture of our defendant. | 0:14:16 | 0:14:19 | |
Don't know how old this picture is, | 0:14:19 | 0:14:21 | |
but this is what we've been provided with. | 0:14:21 | 0:14:23 | |
And he's also supplied us with a couple of Facebook posts showing a Range Rover | 0:14:23 | 0:14:28 | |
for sale under the name of Motor Zone Trade. | 0:14:28 | 0:14:30 | |
They find the address, a small industrial estate behind some houses. | 0:14:32 | 0:14:37 | |
Is it here, is it? | 0:14:38 | 0:14:39 | |
And almost immediately, Rob spots a Range Rover through the gate. | 0:14:39 | 0:14:45 | |
That may be the Range Rover that was on the listing. | 0:14:45 | 0:14:47 | |
-Do you want me to go out and open that gate? -Yeah, go on. | 0:14:47 | 0:14:50 | |
There are a number of different units, and it looks as if multiple | 0:14:52 | 0:14:56 | |
companies are trading here. | 0:14:56 | 0:14:57 | |
The Range Rover plate matches the one in their dossier, | 0:14:58 | 0:15:01 | |
but there's no Motor Zone Trade signage anywhere. | 0:15:01 | 0:15:04 | |
It looks like it's going to be a difficult day for Rob and Gerald. | 0:15:05 | 0:15:09 | |
First impressions are... | 0:15:09 | 0:15:12 | |
Not great. | 0:15:12 | 0:15:14 | |
This ain't going to go well. | 0:15:14 | 0:15:15 | |
Time to start asking some questions. | 0:15:15 | 0:15:18 | |
-You all right, mate? -All right? -Yeah. | 0:15:18 | 0:15:21 | |
-Is Mr Khalid about? -Sorry? -Looking for Kamran Khalid. | 0:15:21 | 0:15:25 | |
-Is he about? -I don't know the guy. | 0:15:25 | 0:15:27 | |
All right, Motor Zone Trade? | 0:15:27 | 0:15:29 | |
-I don't know him. -Right, OK. | 0:15:29 | 0:15:32 | |
The man doesn't seem to know very much at all about Mr Khalid | 0:15:32 | 0:15:36 | |
or Motor Zone Trade, | 0:15:36 | 0:15:37 | |
so Rob and Gerald head into the first building. | 0:15:37 | 0:15:41 | |
You all right? I was looking for Kamran. | 0:15:41 | 0:15:43 | |
Is he about? | 0:15:43 | 0:15:45 | |
He's not, and this isn't Motor Zone Trade, either. | 0:15:45 | 0:15:48 | |
Very little to nothing in there anyway. | 0:15:50 | 0:15:52 | |
Where's his place, then? Where's Motor Zone? | 0:15:52 | 0:15:55 | |
How do? Is this Motor Zone? | 0:15:57 | 0:15:59 | |
It's another no. | 0:16:01 | 0:16:02 | |
The debtor's not here and he doesn't have an office. | 0:16:02 | 0:16:05 | |
But the men confirm these are his cars. | 0:16:05 | 0:16:08 | |
There's something not quite right. | 0:16:09 | 0:16:12 | |
Motor Zone's whereabouts is a bit of a mystery, | 0:16:12 | 0:16:15 | |
but the assets here give the sheriffs an advantage. | 0:16:15 | 0:16:18 | |
Rob's got Kamran Khalid's number on file, | 0:16:18 | 0:16:21 | |
so calls him up to let him know they're going to take control of the vehicles. | 0:16:21 | 0:16:26 | |
We're Enforcement Agents enforcing a High Court writ. | 0:16:26 | 0:16:29 | |
We're on your yard at the moment. | 0:16:29 | 0:16:31 | |
Any chance you could come down and see me? | 0:16:31 | 0:16:33 | |
Mr Khalid says he is away on holiday and can't get to the yard. | 0:16:34 | 0:16:38 | |
But that doesn't mean he doesn't have to settle the debt. | 0:16:38 | 0:16:41 | |
We've got a High Court writ that commands payment in full or the removal of assets. | 0:16:42 | 0:16:46 | |
What I can do is send you our bank details for you to do a bank | 0:16:46 | 0:16:49 | |
transfer, but we need payment in full now, or we're going to remove cars. | 0:16:49 | 0:16:53 | |
He doesn't deny he owes the money, but tells Rob that's not possible, | 0:16:55 | 0:16:59 | |
because nothing at the yard belongs to Motor Zone Trade. | 0:16:59 | 0:17:03 | |
The Range Rover is listed on your website under Motor Zone Trade. | 0:17:03 | 0:17:07 | |
All right, who does it belong to? | 0:17:07 | 0:17:09 | |
And what about all the other cars here - who do they belong to? | 0:17:09 | 0:17:12 | |
Mr Khalid says some are on sale on behalf of customers and the rest | 0:17:12 | 0:17:17 | |
belong to another business on site, | 0:17:17 | 0:17:19 | |
but Gerald's already spoken to them and he thinks otherwise. | 0:17:19 | 0:17:23 | |
They maintain cars. They do not sell cars. | 0:17:23 | 0:17:25 | |
All these cars that are here belong to this...er, | 0:17:25 | 0:17:29 | |
the defendant we're looking for. | 0:17:29 | 0:17:32 | |
As for the Range Rover with the £12,000 price tag, | 0:17:32 | 0:17:35 | |
that, apparently, belongs to the site's landlord. | 0:17:35 | 0:17:38 | |
All I need to see is proof. | 0:17:38 | 0:17:40 | |
What you're going to need to do is try and get hold of the landlord of | 0:17:40 | 0:17:43 | |
the property to come down with his proof of ownership for the Range Rover | 0:17:43 | 0:17:46 | |
and you're going to have to get somebody out with proof of ownership for the other cars | 0:17:46 | 0:17:49 | |
at the address, otherwise they're going to have to be removed. | 0:17:49 | 0:17:51 | |
The owner of the Range Rover is also apparently away - | 0:17:53 | 0:17:56 | |
more than 4,000 miles away in Abu Dhabi. | 0:17:56 | 0:18:00 | |
Mr Khalid says the only two cars he personally owns aren't there - | 0:18:00 | 0:18:04 | |
they're parked on his driveway at home. | 0:18:04 | 0:18:07 | |
Fine, that's no problem at all. | 0:18:07 | 0:18:08 | |
The client's given us the home address, | 0:18:08 | 0:18:10 | |
so we'll go to home address and take the two cars that are there. | 0:18:10 | 0:18:12 | |
Yes, I can assure you it does work like that, and we can do that. | 0:18:12 | 0:18:15 | |
Rob's gradually getting his point across. | 0:18:17 | 0:18:19 | |
Mr Khalid now offers a part-payment in a month's time. | 0:18:19 | 0:18:24 | |
Rob's not interested. | 0:18:24 | 0:18:25 | |
There's enough assets here to clear the debt today. | 0:18:25 | 0:18:29 | |
I can't accept the deal. As much as you want me to accept a deal, | 0:18:29 | 0:18:31 | |
I can't accept a deal. It needs to be paid in full or we have to remove. | 0:18:31 | 0:18:35 | |
He tells Mr Khalid if he wants to keep the cars, | 0:18:35 | 0:18:37 | |
then he needs to try and get some money together and call him back. | 0:18:37 | 0:18:41 | |
We'll see what he comes back with, but it is only a £2,500 balance. | 0:18:41 | 0:18:45 | |
For a trading car company, that should be no problem. | 0:18:45 | 0:18:48 | |
While they wait for a decision, | 0:18:49 | 0:18:51 | |
a man who works for another business in the yard turns up, | 0:18:51 | 0:18:54 | |
and the sheriffs take their chance to get some more information. | 0:18:54 | 0:18:58 | |
Have you seen the guy that comes here and sells cars - | 0:18:58 | 0:19:00 | |
if I show you a picture of him? | 0:19:00 | 0:19:01 | |
I see him every day. Yeah, I think that's him. That looks like him. | 0:19:01 | 0:19:05 | |
When was the last time you seen Mr Khalid here? | 0:19:05 | 0:19:08 | |
-Definitely yesterday. -Yesterday? -Yesterday, yes. | 0:19:08 | 0:19:10 | |
So the chance of him, "I'm on holiday," is slim? | 0:19:10 | 0:19:14 | |
Very slim. I think very slim. | 0:19:14 | 0:19:17 | |
Cheers, mate, thank you very much. | 0:19:17 | 0:19:19 | |
Shortly afterwards, Mr Khalid gets back in contact. | 0:19:19 | 0:19:22 | |
Whether he's on holiday or not, | 0:19:22 | 0:19:24 | |
he hasn't made arrangements to pay and is still arguing about who owns | 0:19:24 | 0:19:29 | |
-the Range Rover. -The defendant has texted back now, | 0:19:29 | 0:19:33 | |
saying that the owner of the Range Rover is coming. | 0:19:33 | 0:19:36 | |
-I thought he was in Abu Dhabi. -That's exactly it. | 0:19:36 | 0:19:39 | |
He said the rest of the cars all belong to a third party. | 0:19:39 | 0:19:42 | |
He said, "I'll get the owner to come down with proof of ownership now". | 0:19:42 | 0:19:45 | |
Going to the extreme of removing the cars will be expensive for the debtor | 0:19:46 | 0:19:51 | |
and the sheriffs would much prefer some money. | 0:19:51 | 0:19:54 | |
If Mr Khalid can provide documents showing the cars don't belong to him, | 0:19:54 | 0:19:58 | |
the sheriffs won't have any choice but to leave the yard empty-handed. | 0:19:58 | 0:20:02 | |
But for now, the Range Rover looks like the only option. | 0:20:02 | 0:20:07 | |
I'm just going to put a clamp on the vehicle and Rob's then going to give | 0:20:07 | 0:20:10 | |
a bell to the defendants. | 0:20:10 | 0:20:12 | |
Tell him his time is up, | 0:20:12 | 0:20:15 | |
and tell him we're going to remove the vehicle if it's not paid. | 0:20:15 | 0:20:18 | |
The sheriffs have been at Motor Zone Trade for nearly two hours and | 0:20:18 | 0:20:21 | |
they've run out of patience. | 0:20:21 | 0:20:24 | |
All right, that's now clamped. | 0:20:24 | 0:20:25 | |
Nice car, but fair bit of damage to it. | 0:20:25 | 0:20:28 | |
We've given him until two o'clock to make payment in full or we'll | 0:20:28 | 0:20:30 | |
escalate now to removal. | 0:20:30 | 0:20:33 | |
Later, the Range Rover is in the air above their heads when there's | 0:20:33 | 0:20:36 | |
dramatic last-minute development. | 0:20:36 | 0:20:39 | |
No, no, no, no. You can't take my car. This is my car, this is my yard. | 0:20:40 | 0:20:43 | |
We've left the letter with all our contact details... | 0:20:43 | 0:20:45 | |
No, no, no, no. This is my car, my friend! | 0:20:45 | 0:20:47 | |
The sheriffs never know what sort of welcome they'll get when they turn up at someone's front door. | 0:20:52 | 0:20:58 | |
But High Court Enforcement Agents Jess Paton and Jamie Wykes are both | 0:20:58 | 0:21:02 | |
former prison officers | 0:21:02 | 0:21:04 | |
and reckon they can take just about any situation in their stride. | 0:21:04 | 0:21:08 | |
We are looking for Mr Chris Sargent. | 0:21:10 | 0:21:12 | |
We've got a debt of £1,210.30. | 0:21:12 | 0:21:15 | |
Mr Sargent owes the money after refusing to pay for his new front door. | 0:21:17 | 0:21:21 | |
Simon Brook was the man hired to install it. | 0:21:23 | 0:21:26 | |
He had recently decided on a career change | 0:21:26 | 0:21:28 | |
and bought into a national door fitters' as a franchisee. | 0:21:28 | 0:21:32 | |
It was a big decision. | 0:21:33 | 0:21:35 | |
It's the franchise fee that you have to pay upfront. | 0:21:36 | 0:21:39 | |
I've also had to buy my own van and tools and kit myself out there. | 0:21:39 | 0:21:44 | |
So it's not a decision that is taken lightly. | 0:21:44 | 0:21:49 | |
Having taken the plunge, Simon was pleased when he started getting orders. | 0:21:50 | 0:21:55 | |
One of the first was from Mr Sargent and Simon went along to measure up. | 0:21:55 | 0:21:59 | |
He seemed a likeable fella. | 0:22:01 | 0:22:03 | |
He lived in a nice house. | 0:22:03 | 0:22:05 | |
Me being interested in cars, | 0:22:05 | 0:22:08 | |
noticed that he had got a nice Porche and she drove and Audi A5. | 0:22:08 | 0:22:11 | |
I thought, "The money won't be a problem here." | 0:22:11 | 0:22:14 | |
They agreed a date for it to be fitted and Simon ordered and paid | 0:22:15 | 0:22:19 | |
for the bespoke door to be made up according to his new customer's specifications. | 0:22:19 | 0:22:23 | |
When I came to fit the door, | 0:22:25 | 0:22:27 | |
Chris wasn't actually in but his partner was, | 0:22:27 | 0:22:30 | |
and she seemed to be quite surprised that I was there but I said I'd made | 0:22:30 | 0:22:34 | |
the appointment to come and see Chris | 0:22:34 | 0:22:38 | |
and she said, "Oh, that's fine, yeah, go ahead with the door." | 0:22:38 | 0:22:42 | |
She disappeared to walk the dogs and went horse riding. | 0:22:42 | 0:22:48 | |
Simon continued with his work undeterred, and finished the job without any problems. | 0:22:48 | 0:22:53 | |
It was a nice-looking door and... | 0:22:53 | 0:22:56 | |
You know, I'd like to pride myself thinking I did a good job and it, | 0:22:56 | 0:23:00 | |
and it looked nice when it was finished. | 0:23:00 | 0:23:03 | |
When she returned, it seemed Mr Sargent's partner agreed. | 0:23:03 | 0:23:07 | |
I said, "OK, if you're happy, I need to have payment, which was arranged," | 0:23:07 | 0:23:12 | |
and she said that needed to be done by Chris, who wasn't there. | 0:23:12 | 0:23:17 | |
He was actually in London, but I should speak to him over the phone. | 0:23:17 | 0:23:21 | |
They had agreed payment on completion, so Simon called Mr Sargent. | 0:23:22 | 0:23:27 | |
He said he'd pay, but not in the way Simon expected. | 0:23:27 | 0:23:30 | |
He said that he would send a cheque. | 0:23:30 | 0:23:32 | |
I don't normally take cheque payments, but I reluctantly accepted that, | 0:23:32 | 0:23:39 | |
and waited for the cheque payment to come. | 0:23:39 | 0:23:43 | |
Come on. | 0:23:43 | 0:23:44 | |
-Simon was soon reminded why he didn't want to accept a cheque in the first place. -Good girl. | 0:23:44 | 0:23:50 | |
I waited about a week or so, | 0:23:50 | 0:23:52 | |
contacted him and said, "I've not received a cheque." | 0:23:52 | 0:23:55 | |
He seemed to be quite surprised and said that he would do a bank transfer | 0:23:55 | 0:24:00 | |
and once again, nothing came of that. | 0:24:00 | 0:24:05 | |
Simon was out of pocket and it wasn't just a day's labour, either, | 0:24:05 | 0:24:08 | |
because he'd paid hundreds of pounds to have the door made in the first place. | 0:24:08 | 0:24:13 | |
He started to worry that his new venture was doomed. | 0:24:13 | 0:24:15 | |
It made me very, very nervous. | 0:24:15 | 0:24:18 | |
I hadn't been fitting doors for that long. | 0:24:18 | 0:24:20 | |
Cash flow was a little bit tight. | 0:24:20 | 0:24:22 | |
I thought, "Is it worth me carrying on?" | 0:24:22 | 0:24:24 | |
Because I can't afford to be giving a free door away. | 0:24:24 | 0:24:27 | |
Simon contacted Mr Sargent several times, requesting payment, | 0:24:28 | 0:24:33 | |
but despite the early promises, got nowhere. | 0:24:33 | 0:24:35 | |
Feeling aggrieved, he decided that he wasn't going to let Mr Sargent get away with it. | 0:24:36 | 0:24:41 | |
I was getting more and more frustrated. | 0:24:42 | 0:24:45 | |
I just fit a door and I expect to be paid for it. | 0:24:45 | 0:24:47 | |
It's more about the principle that this guy | 0:24:48 | 0:24:52 | |
was going to get away with not paying and that was at my expense. | 0:24:52 | 0:24:58 | |
That rattled me. | 0:24:58 | 0:24:59 | |
Simon took the case to court and the judgment was issued in his favour. | 0:25:00 | 0:25:04 | |
But still there was no payment. | 0:25:06 | 0:25:08 | |
Even a visit from the court bailiffs made no difference. | 0:25:08 | 0:25:12 | |
For Simon, there's now only one hope of getting what he is owed. | 0:25:12 | 0:25:16 | |
Really at my wit's end and not expecting to get any money back, | 0:25:18 | 0:25:23 | |
I've enlisted the sheriffs to come in and hopefully they can... | 0:25:23 | 0:25:28 | |
..pick up my money and we can put an end to this long saga. | 0:25:31 | 0:25:35 | |
In Cambridgeshire, Jess and Jamie are nearing Chris Sargent's house. | 0:25:42 | 0:25:46 | |
They've been given the details of the two cars Simon saw, | 0:25:46 | 0:25:49 | |
but it's not good news. | 0:25:49 | 0:25:51 | |
Unfortunately, they're both on finance, | 0:25:51 | 0:25:53 | |
so we're going to have to basically turn up and hope that he's going to | 0:25:53 | 0:25:57 | |
pay and we can get contact with someone. | 0:25:57 | 0:25:59 | |
The sheriffs don't have power to force entry at residential addresses, | 0:25:59 | 0:26:03 | |
and without much in the way of leverage, | 0:26:03 | 0:26:05 | |
they'll be relying on their powers of persuasion. | 0:26:05 | 0:26:07 | |
It's not a massive amount on this one. | 0:26:07 | 0:26:09 | |
We might get a payment there and then. | 0:26:09 | 0:26:12 | |
Otherwise, it's going to be a case of leaving a letter, | 0:26:12 | 0:26:14 | |
give them 24 hours to pay and see if we get a phone call back from him. | 0:26:14 | 0:26:18 | |
By the time they arrive, it's gone 9am and it doesn't look as if anyone's at home. | 0:26:18 | 0:26:23 | |
-There's nothing there. -Oh, sugar. | 0:26:23 | 0:26:26 | |
But the sheriffs aren't about to give up that quickly. | 0:26:28 | 0:26:31 | |
Jess knocks on the as-yet-unpaid-for front door. | 0:26:32 | 0:26:35 | |
But there's no answer. | 0:26:37 | 0:26:38 | |
No, they're not in. There's about four Staffies in there going mental. | 0:26:40 | 0:26:43 | |
The front door looks nice and new, | 0:26:45 | 0:26:47 | |
but just to make sure they've got the right address, Jess checks with a neighbour. | 0:26:47 | 0:26:51 | |
Hello, my love. Sorry to bother you, I'm Mr Paton, High Court enforcement group. | 0:26:52 | 0:26:55 | |
Just next door, do you happen to know if Chris Sargent lives next door, do you? | 0:26:55 | 0:26:59 | |
I hate being this un-organised. | 0:26:59 | 0:27:00 | |
It is the right address, so they leave a letter, | 0:27:01 | 0:27:04 | |
giving Mr Sargent 24 hours to settle the debt. | 0:27:04 | 0:27:07 | |
So there's not a lot more we can really do at the moment. | 0:27:08 | 0:27:10 | |
Just come back next week. | 0:27:10 | 0:27:12 | |
Deflated, the sheriffs leave, thinking they won't get Simon's money today. | 0:27:12 | 0:27:16 | |
But just then, a man in a car waves them down. | 0:27:17 | 0:27:21 | |
-For a Mr Simon Brook? -What's it about? | 0:27:21 | 0:27:24 | |
It's something to do with a door. | 0:27:24 | 0:27:26 | |
That's all I know. That's all I've got. | 0:27:26 | 0:27:28 | |
It's the debtor, Mr Sargent. | 0:27:28 | 0:27:30 | |
Someone's given him a phone call. He's shot back to his house. | 0:27:30 | 0:27:33 | |
Basically, he's asked what the matter's about. | 0:27:33 | 0:27:36 | |
He's confirmed he's the defendant we're after. | 0:27:36 | 0:27:38 | |
He's saying, "Look," he goes, | 0:27:38 | 0:27:40 | |
"I'll pay it now, I'll transfer the funds now for you." | 0:27:40 | 0:27:42 | |
Mr Sargent pulls away and parks outside his house. | 0:27:42 | 0:27:46 | |
I'm just going back down to see him. I'm going to keep it at stage one. | 0:27:47 | 0:27:49 | |
The simple reason is we're still here, | 0:27:49 | 0:27:51 | |
basically and he's going to pay it straight away. He's not said "I'm not going to pay it". | 0:27:51 | 0:27:54 | |
-He's in there. -He's going to pay it straight away. | 0:27:54 | 0:27:56 | |
Erm... So I'm going to go back down and speak to him and then get it sorted. | 0:27:56 | 0:28:00 | |
But before Jamie can get out of the van, Mr Sargent's back. | 0:28:00 | 0:28:04 | |
And he doesn't seem particularly happy to see our camera. | 0:28:07 | 0:28:10 | |
We turn the camera away from Mr Sargent. | 0:28:14 | 0:28:16 | |
No, you won't be knocking him out. That won't be happening. | 0:28:18 | 0:28:21 | |
Yeah, well, don't... Don't... | 0:28:23 | 0:28:24 | |
Then you should know better than to do that, shouldn't you? | 0:28:24 | 0:28:26 | |
No, you should know better than to do that. | 0:28:26 | 0:28:28 | |
Actually, while we're here and while he's out on a public street, you can film. OK? | 0:28:28 | 0:28:31 | |
I'll come around and speak to you. | 0:28:32 | 0:28:34 | |
I'm not having this geezer... | 0:28:34 | 0:28:36 | |
Eventually, Mr Sargent calms down | 0:28:36 | 0:28:38 | |
and goes back to his house with Jamie to make the payment. | 0:28:38 | 0:28:42 | |
The gentleman has now got a little bit agitated, | 0:28:42 | 0:28:44 | |
obviously, because the cameras are here, making threats towards yourself, um, | 0:28:44 | 0:28:50 | |
going on about he's been in the paras for 14 years. | 0:28:50 | 0:28:53 | |
He should know better than to | 0:28:53 | 0:28:54 | |
be making statements like that that he's going to knock you out, | 0:28:54 | 0:28:57 | |
because that's not going to happen today, anyway, | 0:28:57 | 0:28:59 | |
so Jamie's took him down there to take payment off of him and we'll see if he makes the payment now. | 0:28:59 | 0:29:05 | |
Jess's 25 years in the Prison Service have left | 0:29:05 | 0:29:08 | |
him unfazed by confrontation. | 0:29:08 | 0:29:11 | |
When people talk about what they're going to do, | 0:29:11 | 0:29:13 | |
they're not normally going to do it. | 0:29:13 | 0:29:15 | |
You learn to talk people down more, rather than let it escalate, | 0:29:15 | 0:29:19 | |
just kill it stone dead. | 0:29:19 | 0:29:21 | |
Jamie returns and it sounds like good news. | 0:29:22 | 0:29:24 | |
Because he hasn't beat around the bush, he said, "Yeah, I'll pay it straightaway," | 0:29:24 | 0:29:28 | |
-we've got to keep it at stage one. -He's paid, has he? -Yes, he's paid it today. | 0:29:28 | 0:29:31 | |
OK, terrific. Well, that's a result. | 0:29:31 | 0:29:33 | |
-It's a result, yeah. -Paid in full. -Paid in full. | 0:29:33 | 0:29:36 | |
Good to go. All right, good to go, mate. | 0:29:36 | 0:29:38 | |
I was trying to distract him by taking him back down to his house, | 0:29:38 | 0:29:40 | |
take him away from the situation and speak to him. | 0:29:40 | 0:29:42 | |
Which I did do. I got him down to his house. | 0:29:42 | 0:29:44 | |
His wife even come out the window and said, "Why haven't you paid it? | 0:29:44 | 0:29:47 | |
"You know, stop trying to mug people off, just get it paid." | 0:29:47 | 0:29:50 | |
For Simon Brook, it is the relief he's been waiting for. | 0:29:50 | 0:29:54 | |
After many sleepless nights and heartache and pain, | 0:29:54 | 0:29:59 | |
and the genuine thought that my money had gone down the Old Kent Road, | 0:29:59 | 0:30:05 | |
eventually, speedy results from the sheriffs, got paid, | 0:30:05 | 0:30:09 | |
which was the initial delight. | 0:30:09 | 0:30:12 | |
But also the delight that he'd not got away with it. | 0:30:12 | 0:30:15 | |
When debtors can't pay on the spot... | 0:30:24 | 0:30:26 | |
-Are you going to pay the bill? -What do you mean, "No"? | 0:30:26 | 0:30:29 | |
..the sheriffs won't always remove assets. | 0:30:29 | 0:30:32 | |
Goods go for almost a fifth of their true value at auction and it's often | 0:30:32 | 0:30:36 | |
better to agree a payment plan. | 0:30:36 | 0:30:38 | |
Do you reckon you can do 200 a week? | 0:30:38 | 0:30:40 | |
They'll make a list of assets... | 0:30:40 | 0:30:43 | |
-That's a nice motor. -Rice cookers. | 0:30:43 | 0:30:45 | |
Seven wrist bracelets. | 0:30:45 | 0:30:47 | |
..and a Controlled Goods Agreement is signed, | 0:30:47 | 0:30:49 | |
making it an offence for anyone else to remove them. | 0:30:49 | 0:30:53 | |
You sign it, I sign it. | 0:30:53 | 0:30:55 | |
The Sheriffs will only return to take the goods | 0:30:55 | 0:30:58 | |
if the debtor fails to make payments. | 0:30:58 | 0:31:00 | |
I've signed him for £1,000 a month. | 0:31:00 | 0:31:02 | |
Providing you stick to that, you won't hear from us again. | 0:31:02 | 0:31:05 | |
High Court Enforcement Agents Rob and Gerald are at Motor Zone Trade | 0:31:10 | 0:31:14 | |
in North London, trying to recover £2,599 from boss, Kamran Khalid. | 0:31:14 | 0:31:19 | |
Mr Khalid hasn't come to the yard. | 0:31:21 | 0:31:23 | |
He has told the sheriffs he is on holiday. | 0:31:23 | 0:31:25 | |
So far, he's only offered to pay part of the debt, but in a month's time. | 0:31:25 | 0:31:30 | |
Yeah, I can't accept the deal. As much as you want me to accept a deal, | 0:31:30 | 0:31:33 | |
I can't accept a deal. It needs to be paid in full. | 0:31:33 | 0:31:35 | |
The sheriffs have found a Range Rover in his yard, | 0:31:35 | 0:31:38 | |
but he says it's not his. | 0:31:38 | 0:31:40 | |
The onus is on him, however, to bring down the paperwork to prove it, | 0:31:40 | 0:31:44 | |
and if he doesn't, the sheriffs are entitled to sell the vehicle | 0:31:44 | 0:31:47 | |
to recover what he owes. | 0:31:47 | 0:31:49 | |
I'm surprised nobody's turned up and I'm EXPECTING somebody to turn up. | 0:31:49 | 0:31:53 | |
Removing vehicles is expensive for debtors and a last resort for the | 0:31:53 | 0:31:57 | |
sheriffs, but today there's no other option. | 0:31:57 | 0:32:00 | |
I've phoned him, I've spoken to him, I've warned him, I've texted him, | 0:32:00 | 0:32:04 | |
I've warned him. What else can I do? | 0:32:04 | 0:32:06 | |
-I think he's had his time. -Yeah. | 0:32:06 | 0:32:07 | |
-Had nothing from him? -No, nothing at all. | 0:32:07 | 0:32:10 | |
-No response. -Shall we go for it? | 0:32:10 | 0:32:12 | |
-Yeah. -I will start filling out the removal form. | 0:32:12 | 0:32:16 | |
As Gerald makes the call for the truck, Rob gets a message from Mr Khalid. | 0:32:17 | 0:32:22 | |
The defendant has texted back offering to pay half the balance | 0:32:22 | 0:32:27 | |
two weeks from now and the remaining half of the balance about a week or so after. | 0:32:27 | 0:32:32 | |
It's a better offer than the one he made earlier, | 0:32:32 | 0:32:35 | |
but it's still not very good. | 0:32:35 | 0:32:37 | |
Nevertheless, Rob calls the claimant and puts it to him. | 0:32:37 | 0:32:40 | |
PHONE RINGS | 0:32:40 | 0:32:41 | |
Hi, it's Rob Foster from the Sheriffs Office, it is. | 0:32:41 | 0:32:44 | |
What he's offered is half the balance on 7th August, and half a couple of weeks later. | 0:32:44 | 0:32:49 | |
The man who's owed the money isn't impressed either and turns it down. | 0:32:49 | 0:32:54 | |
Absolutely. We assumed that was going to be the case. | 0:32:54 | 0:32:56 | |
I just thought I'd run it past you just in case. | 0:32:56 | 0:32:59 | |
We've got the Range Rover clamped at the moment and | 0:32:59 | 0:33:01 | |
we've got recovery on the way to pick it up. | 0:33:01 | 0:33:03 | |
We'll get this Range Rover gone for now and my office will send you a | 0:33:03 | 0:33:07 | |
report in due course and we'll go from there. | 0:33:07 | 0:33:09 | |
With the decision made and no further word from the debtor, | 0:33:09 | 0:33:12 | |
all they have to do is wait for the truck to arrive. | 0:33:12 | 0:33:15 | |
-This could be our recovery. -You all right? -It is. | 0:33:16 | 0:33:20 | |
And after a quick check around the vehicle... | 0:33:20 | 0:33:22 | |
A crack in the rear lights. Scuffs on the bumper there, Gerald? | 0:33:22 | 0:33:24 | |
All wheels are kerb-scuffed. | 0:33:24 | 0:33:28 | |
The hooks are on, but before they can get the car in the air, | 0:33:30 | 0:33:33 | |
there's a last-minute intervention. | 0:33:33 | 0:33:36 | |
A man appears and tells the sheriffs they've got no right to be there. | 0:33:36 | 0:33:40 | |
-This is private premises. -We have a writ to enforce here, you see. | 0:33:40 | 0:33:43 | |
Without asking the owner, you no have a right to be here. | 0:33:43 | 0:33:46 | |
-We do with the writ, we can do it. -On the other side of gate, I'm afraid. | 0:33:46 | 0:33:49 | |
We're just going to put this on, two minutes, and we'll be gone. | 0:33:49 | 0:33:52 | |
That's it - finished. If you don't think we should be here, | 0:33:52 | 0:33:54 | |
by all means you call the police and I'll show the police and they will say, "Yes, you CAN be here." | 0:33:54 | 0:33:58 | |
He can't send the sheriffs to the other side of his gate, | 0:34:00 | 0:34:02 | |
but he does ask our cameraman to leave. | 0:34:02 | 0:34:04 | |
We film from the road, | 0:34:06 | 0:34:08 | |
as 2.7 tonnes of Range Rover is craned out of its parking spot, | 0:34:08 | 0:34:12 | |
then lowered on to the back of the low-loader. | 0:34:12 | 0:34:14 | |
Gerald and the driver try to get the car out of the yard as soon as possible. | 0:34:15 | 0:34:19 | |
But at that very moment, a van pulls up right behind them. | 0:34:19 | 0:34:24 | |
Oh, who's this? | 0:34:24 | 0:34:26 | |
It's the landlord - | 0:34:26 | 0:34:28 | |
the man who's supposed to be 4,000 miles away in Abu Dhabi. | 0:34:28 | 0:34:31 | |
-Yeah, I'm the owner. -It seems he is not overseas at all. | 0:34:31 | 0:34:34 | |
He's here. And he's blocked the truck in. | 0:34:34 | 0:34:38 | |
This is MY car, because I left it. | 0:34:38 | 0:34:40 | |
-This is my yard and I left it for them to service. -Yeah. | 0:34:40 | 0:34:43 | |
-And this is a log book. -Yeah. -See? -Yeah. -This is my car. | 0:34:43 | 0:34:47 | |
You can't take my car, my friend. | 0:34:47 | 0:34:49 | |
We've left a letter with all our contact details on. | 0:34:49 | 0:34:51 | |
No, no, no. This is my car, my friend. | 0:34:51 | 0:34:53 | |
-Look, this is...look. -Yeah. -I'm the owner of the yard. | 0:34:53 | 0:34:55 | |
He could have come here hours ago. It's always the same. | 0:34:55 | 0:34:57 | |
Once the truck comes and they get it on the back of the truck, then everything happens. | 0:34:57 | 0:35:00 | |
The landlord's got a bundle full of documents | 0:35:02 | 0:35:04 | |
that he thinks proves it's his car. | 0:35:04 | 0:35:06 | |
The V5 is in his name, | 0:35:06 | 0:35:08 | |
but it's common for dealers not to change it | 0:35:08 | 0:35:11 | |
until selling the vehicle on. | 0:35:11 | 0:35:13 | |
-No, I'm the owner. I'm the owner. I can prove the receipt. -Hang on. | 0:35:13 | 0:35:16 | |
-I can prove the receipt. -Hang on. -OK. | 0:35:16 | 0:35:18 | |
As it says there, "This document is not proof of ownership". | 0:35:18 | 0:35:21 | |
But I'm the owner, I can prove the invoice for you. | 0:35:21 | 0:35:23 | |
-Yeah? Well, you'll have to prove that to the courts. -But this is... | 0:35:23 | 0:35:26 | |
It's a difficult situation for the Sheriffs. | 0:35:26 | 0:35:29 | |
They have no option but to continue, | 0:35:29 | 0:35:31 | |
unless the man can provide concrete evidence that the car is still his | 0:35:31 | 0:35:35 | |
- and with the paperwork he brought, he can't do that. | 0:35:35 | 0:35:38 | |
He's still refusing to let the truck leave. | 0:35:39 | 0:35:42 | |
You are now committing a criminal offence | 0:35:42 | 0:35:44 | |
by obstructing an Enforcement Agent | 0:35:44 | 0:35:46 | |
in the execution of a High Court writ. | 0:35:46 | 0:35:47 | |
-You're taking my car. -The only way to stop this at the moment | 0:35:47 | 0:35:50 | |
-is by speaking to Mr Khalid and getting him to settle it. -It's a stand-off. | 0:35:50 | 0:35:53 | |
Rob's already spent most of his day at the garage | 0:35:53 | 0:35:56 | |
and is in no mood to stay any longer. | 0:35:56 | 0:35:58 | |
He gets on to the police. | 0:35:58 | 0:36:00 | |
Essentially, we just need somebody to get him to move his vehicle. | 0:36:00 | 0:36:03 | |
As far as we're concerned, that car's staying on the back and that car's going. | 0:36:03 | 0:36:06 | |
May well as well switch the engine off, then. We'll have to wait for the police. | 0:36:06 | 0:36:10 | |
The landlord's V5 didn't do the trick. | 0:36:10 | 0:36:13 | |
But he's got one more piece of evidence. | 0:36:13 | 0:36:15 | |
Look, I show you. | 0:36:15 | 0:36:16 | |
-Oh... -Look. | 0:36:16 | 0:36:18 | |
I went for my knee operation, as well. | 0:36:19 | 0:36:22 | |
Gerald doesn't know much about knees, | 0:36:22 | 0:36:24 | |
but he does know a thing or two about High Court enforcement, | 0:36:24 | 0:36:27 | |
and with the police on the way, he tries to get the man to see sense. | 0:36:27 | 0:36:31 | |
To me, you look a good gentleman. | 0:36:31 | 0:36:33 | |
What I wouldn't want you to do, sir, | 0:36:33 | 0:36:35 | |
is for you now to end up dropping yourself in it | 0:36:35 | 0:36:38 | |
and getting in a little bit of trouble | 0:36:38 | 0:36:39 | |
because of what's happened here. | 0:36:39 | 0:36:41 | |
-The police are on the way down now. -You've got to understand, | 0:36:43 | 0:36:46 | |
if the police turn up, you could end up being arrested for this. | 0:36:46 | 0:36:49 | |
The only way the Sheriffs will allow the car off the truck now | 0:36:56 | 0:36:59 | |
is for the debt to be paid in full, | 0:36:59 | 0:37:01 | |
and the landlord suddenly has a bright idea. | 0:37:01 | 0:37:04 | |
It's OK, it's OK. I'll pay the money. How much he owes you? | 0:37:04 | 0:37:07 | |
I can't ask you to pay the money. | 0:37:08 | 0:37:10 | |
No, no, please I'd rather... | 0:37:10 | 0:37:12 | |
How much? Please. | 0:37:12 | 0:37:14 | |
How much, how much money? How much money? | 0:37:14 | 0:37:16 | |
The man's offering to pay the debt on Mr Khalid's behalf. | 0:37:16 | 0:37:20 | |
But with the truck here, the bill's gone up from the initial £2,599. | 0:37:20 | 0:37:26 | |
The balance at the moment is £4,226. | 0:37:27 | 0:37:31 | |
He hasn't got the cash, | 0:37:31 | 0:37:33 | |
but makes a card payment for the full amount. | 0:37:33 | 0:37:35 | |
I didn't want to go through all this court problem. | 0:37:35 | 0:37:38 | |
I caught up in such a situation, where I had to lose over £4,000. | 0:37:38 | 0:37:43 | |
Whether I'm going to get it or not, | 0:37:43 | 0:37:45 | |
it's better than losing my car over £10,000. | 0:37:45 | 0:37:49 | |
I was a bit nervous | 0:37:49 | 0:37:50 | |
and I was a bit upset for my car and sorry for causing you a problem. | 0:37:50 | 0:37:55 | |
The Range Rover is gently lowered back to earth | 0:37:55 | 0:37:58 | |
and there are smiles all round. | 0:37:58 | 0:38:00 | |
-All right, no worries. -THEY LAUGH | 0:38:00 | 0:38:01 | |
The landlord is no doubt planning on asking his tenant for the return | 0:38:01 | 0:38:05 | |
of his £4,226. | 0:38:05 | 0:38:08 | |
He's now had his vehicle back, | 0:38:08 | 0:38:11 | |
lots of handshakes and hugs, very happy man, all sorted. | 0:38:11 | 0:38:15 | |
The claimant will now be refunded | 0:38:15 | 0:38:17 | |
for the faulty car he bought from Mr Khalid. | 0:38:17 | 0:38:19 | |
High Court Enforcement Agents Lawrence Grix and Kev McNally | 0:38:35 | 0:38:38 | |
are in North West London, | 0:38:38 | 0:38:40 | |
on their way to a travel agents specialising in discount flights | 0:38:40 | 0:38:44 | |
and tour packages. | 0:38:44 | 0:38:45 | |
We're in Harrow. We're going to EmailFlights. | 0:38:47 | 0:38:50 | |
Looking for £1,905. | 0:38:52 | 0:38:54 | |
I believe this is a compensation claim. | 0:38:54 | 0:38:57 | |
The claimant in this case had been organising a trip to Mexico. | 0:38:58 | 0:39:02 | |
EmailFlights took his cash and booked him on to a flight. | 0:39:03 | 0:39:06 | |
But when he went to check in, | 0:39:06 | 0:39:08 | |
there was no record of the booking and no seat in his name. | 0:39:08 | 0:39:12 | |
He had to buy another one and that cost him double the original price. | 0:39:12 | 0:39:16 | |
When he claimed compensation, | 0:39:16 | 0:39:18 | |
EmailFlights didn't contest the case | 0:39:18 | 0:39:20 | |
and a judgment was made in his favour. | 0:39:20 | 0:39:23 | |
But he still hasn't got his money, and that's why Lawrence and Kev | 0:39:23 | 0:39:26 | |
are dropping in on the travel agents. | 0:39:26 | 0:39:29 | |
Given the company's name, | 0:39:35 | 0:39:36 | |
Kev reckons he's worked out exactly what EmailFlights | 0:39:36 | 0:39:39 | |
will have in the way of assets. | 0:39:39 | 0:39:41 | |
-They'll have a computer. -Mm. -Just one computer. | 0:39:42 | 0:39:45 | |
And an e-mail address. | 0:39:46 | 0:39:47 | |
That's about it, really. Maybe a chair. | 0:39:50 | 0:39:52 | |
Kev does the research. | 0:39:52 | 0:39:54 | |
Lawrence drives the van. That's how we roll. | 0:39:54 | 0:39:56 | |
In the words of Manuel, the late, great Andrew Sachs, | 0:39:56 | 0:40:00 | |
"I know nothing". | 0:40:00 | 0:40:01 | |
As they approach their destination, | 0:40:02 | 0:40:04 | |
Lawrence and Kev once again prove their slick teamwork. | 0:40:04 | 0:40:07 | |
-Where are we going? -Just over there somewhere. | 0:40:09 | 0:40:11 | |
It's that second one in, innit? | 0:40:11 | 0:40:13 | |
The glass-fronted place? | 0:40:13 | 0:40:14 | |
Contrary to Kev's earlier predictions, | 0:40:15 | 0:40:17 | |
EmailFlights looks like a well-established business | 0:40:17 | 0:40:20 | |
with a proper shop front on a busy high street in Harrow. | 0:40:20 | 0:40:23 | |
But finding somewhere to park is never easy in London. | 0:40:25 | 0:40:28 | |
I did research parking, funnily enough, | 0:40:28 | 0:40:30 | |
but Lawrence is dithering and missed all the spaces! | 0:40:30 | 0:40:33 | |
HE GIGGLES | 0:40:33 | 0:40:34 | |
-We've just gone round in a big loop. -Back in that same road, yeah. | 0:40:34 | 0:40:38 | |
I'll go in there and I'll leave you in the van. Temporarily. | 0:40:38 | 0:40:41 | |
Yeah, I'll give you a shout if I need you. It's... | 0:40:41 | 0:40:44 | |
I've left Kev in the van, | 0:40:48 | 0:40:49 | |
cos I've had to park quite awkwardly... | 0:40:49 | 0:40:52 | |
And I'll, I'll give him a shout if we need him. | 0:40:52 | 0:40:55 | |
Ah. Ah, here it is. | 0:40:58 | 0:41:00 | |
Morning, who's in charge? | 0:41:09 | 0:41:10 | |
Upstairs? | 0:41:14 | 0:41:15 | |
Lawrence quickly takes up the invitation to go upstairs | 0:41:15 | 0:41:18 | |
to their offices before anyone can change their minds. | 0:41:18 | 0:41:21 | |
Sorry? | 0:41:21 | 0:41:23 | |
We've done it, cos I just asked you who's in charge | 0:41:23 | 0:41:25 | |
and you said to me upstairs, so I'll go upstairs. | 0:41:25 | 0:41:28 | |
Hello there. | 0:41:28 | 0:41:30 | |
You're in charge, yeah? | 0:41:30 | 0:41:31 | |
You're in charge, sir? | 0:41:31 | 0:41:33 | |
My name's Mr Grix. | 0:41:35 | 0:41:37 | |
I'm an Enforcement Agent. | 0:41:37 | 0:41:39 | |
I've got a High Court writ | 0:41:39 | 0:41:41 | |
to enforce against EmailFlights in favour of a Mr... | 0:41:41 | 0:41:44 | |
Our cameraman is asked to leave, so he does, | 0:41:44 | 0:41:47 | |
and 20 minutes later, Lawrence follows. | 0:41:47 | 0:41:50 | |
EmailFlights has paid the debt in full. | 0:41:52 | 0:41:54 | |
That went very well. They knew about the case, they were aware of it. | 0:41:54 | 0:41:58 | |
They've actually phoned the court | 0:41:58 | 0:41:59 | |
and they're trying to take it back to court, | 0:41:59 | 0:42:01 | |
their argument being it's the airline that should've paid | 0:42:01 | 0:42:04 | |
the compensation and the airline that should've been sued. | 0:42:04 | 0:42:07 | |
Regardless of any disagreement between the airline | 0:42:07 | 0:42:10 | |
and the travel agent, | 0:42:10 | 0:42:11 | |
Lawrence's job is to execute the High Court writ | 0:42:11 | 0:42:14 | |
and get the claimant the money he's owed, | 0:42:14 | 0:42:16 | |
and as far as he's concerned, it's job done. | 0:42:16 | 0:42:20 | |
They've basically just paid online with the card for the full amount | 0:42:20 | 0:42:23 | |
to get rid of me today | 0:42:23 | 0:42:25 | |
and they're going to seek independent legal advice | 0:42:25 | 0:42:27 | |
over what they can do next. | 0:42:27 | 0:42:29 | |
Yeah, all in all, another paid in full. | 0:42:29 | 0:42:32 | |
Happy days, on to the next one. | 0:42:32 | 0:42:33 | |
EmailFlights told us: | 0:42:35 | 0:42:36 |