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I'm Michelle Ackerley. | 0:00:04 | 0:00:05 | |
My parents both grew up on council estates | 0:00:05 | 0:00:08 | |
and, as a family, we understand the difference social housing can make | 0:00:08 | 0:00:12 | |
to people's lives. | 0:00:12 | 0:00:13 | |
Millions of families across the UK are struggling to find affordable housing. | 0:00:13 | 0:00:18 | |
So, this is my front room and my bedroom together. | 0:00:18 | 0:00:22 | |
Many are living in temporary or overcrowded conditions, | 0:00:22 | 0:00:25 | |
desperate for somewhere decent to live. | 0:00:25 | 0:00:27 | |
This is our room where we sleep and this is what we've got at the minute. | 0:00:27 | 0:00:30 | |
We can't really call it our home. | 0:00:30 | 0:00:32 | |
But some social housing tenants are abusing the system, | 0:00:32 | 0:00:35 | |
holding on to properties they no longer need. | 0:00:35 | 0:00:38 | |
When somebody applies for housing, you expect them to live in a property. | 0:00:38 | 0:00:41 | |
And when they don't, it does start to take the mickey. | 0:00:41 | 0:00:44 | |
Or even worse, making a small fortune by illegally subletting them. | 0:00:44 | 0:00:48 | |
He was charging beyond £1,500 a month. | 0:00:48 | 0:00:51 | |
He exploited this completely to his advantage. | 0:00:51 | 0:00:54 | |
So, I'm with housing investigators, cracking down on tenancy cheats... | 0:00:54 | 0:00:58 | |
-What a waste! -If you want to commit tenancy fraud, | 0:01:00 | 0:01:03 | |
don't bother coming here. | 0:01:03 | 0:01:04 | |
..reclaiming properties. | 0:01:04 | 0:01:06 | |
I need to speak to you, please. | 0:01:06 | 0:01:08 | |
They've seen an opportunity and they think they're not going to get caught. | 0:01:08 | 0:01:11 | |
..and giving them to families in genuine need. | 0:01:11 | 0:01:15 | |
That's how a council house should be. | 0:01:15 | 0:01:17 | |
It should be loved and looked after. | 0:01:17 | 0:01:19 | |
This is Council House Crackdown. | 0:01:20 | 0:01:22 | |
Today, an inside job, as a council executive earning more than £50,000 | 0:01:25 | 0:01:30 | |
a year attempts to unlawfully purchase a council property. | 0:01:30 | 0:01:33 | |
I just cannot believe, even now, when I go through this with you, | 0:01:33 | 0:01:37 | |
that this guy really thought he was going to get away with it. | 0:01:37 | 0:01:39 | |
A champagne-swigging couple claim homelessness to gain social housing | 0:01:41 | 0:01:45 | |
while leading a secret, jet-set life. | 0:01:45 | 0:01:48 | |
It's really frustrating when you've got people telling lies about their | 0:01:49 | 0:01:52 | |
circumstances, especially when you know there were genuine people out | 0:01:52 | 0:01:55 | |
there that really needed that home. | 0:01:55 | 0:01:58 | |
And housing officers reveal a shocking misuse of council property, | 0:01:58 | 0:02:02 | |
as anti-social behaviour complaints lead police to an illegal drugs factory. | 0:02:02 | 0:02:06 | |
Going into the living room, that was sort of the moment where we kind of | 0:02:08 | 0:02:11 | |
knew what we were dealing with. | 0:02:11 | 0:02:13 | |
You know, it wasn't an amateur setup. | 0:02:13 | 0:02:15 | |
A total of 2,700 investigations into social housing tenancy fraud | 0:02:31 | 0:02:36 | |
have been carried out over the last 12 months. | 0:02:36 | 0:02:38 | |
Half of these cases involve illegal sublets. | 0:02:42 | 0:02:45 | |
The rest involve other attempts to cheat the system, | 0:02:45 | 0:02:48 | |
such as lying about your circumstances, | 0:02:48 | 0:02:50 | |
or making a false application for social housing. | 0:02:50 | 0:02:53 | |
Our first case exposes an executive earning more than £50,000 a year | 0:02:56 | 0:03:01 | |
but leading a double life to cheat authorities out of not just £23,000 | 0:03:01 | 0:03:06 | |
in benefits, but a highly sought-after social housing property. | 0:03:06 | 0:03:10 | |
-This is him. -This is Charles Kimani-Hahn. | 0:03:10 | 0:03:13 | |
His deception began in the leafy suburb of Blackheath in south London. | 0:03:13 | 0:03:17 | |
Royal Borough of Greenwich fraud investigator Clive Parrish was part | 0:03:19 | 0:03:23 | |
of the team that exposed this tenacious tenancy cheat. | 0:03:23 | 0:03:26 | |
Clive, this area looks really lovely to me. | 0:03:28 | 0:03:31 | |
You can see just from walking along this street. | 0:03:31 | 0:03:33 | |
These properties are amazing. | 0:03:33 | 0:03:35 | |
Beautiful houses. | 0:03:35 | 0:03:36 | |
Lovely, vast, open, green areas. | 0:03:36 | 0:03:39 | |
What about the properties over here? | 0:03:39 | 0:03:41 | |
So these are predominantly council-owned. | 0:03:41 | 0:03:45 | |
-They're council properties? -Yeah. | 0:03:45 | 0:03:46 | |
They don't look like it at all. | 0:03:46 | 0:03:48 | |
Many of them have been bought by their tenants that have lived here | 0:03:48 | 0:03:52 | |
for any length of time, really, because they are so desirable. | 0:03:52 | 0:03:55 | |
People want to live in a part of town like this. | 0:03:55 | 0:03:58 | |
I'm not surprised. I mean, if I lived in London, I'd want to live here. | 0:03:58 | 0:04:01 | |
I can imagine the demand for a property like this when they become available is pretty high. | 0:04:01 | 0:04:06 | |
Yes. Oh, very much so. | 0:04:06 | 0:04:08 | |
I think if one of these is vacant, and it goes on to the council's list, | 0:04:08 | 0:04:13 | |
anybody on the waiting list will want to bid for this. | 0:04:13 | 0:04:16 | |
The bidding system adopted by Greenwich Council ensures each social | 0:04:17 | 0:04:21 | |
housing property is allocated to the person or family with the greatest need. | 0:04:21 | 0:04:26 | |
Once the property is advertised, | 0:04:26 | 0:04:29 | |
housing officers determine who is the most | 0:04:29 | 0:04:31 | |
suitable applicant, | 0:04:31 | 0:04:32 | |
based on meeting their criteria for the property and how long they've | 0:04:32 | 0:04:35 | |
been registered. | 0:04:35 | 0:04:36 | |
In June 2009 Mr Charles Kimani Hahn was one of the hopefuls | 0:04:38 | 0:04:42 | |
desperate to upgrade to one of these Blackheath properties. | 0:04:42 | 0:04:45 | |
According to council records at the time, | 0:04:47 | 0:04:50 | |
43-year-old Mr Hahn was an unemployed father of three. | 0:04:50 | 0:04:54 | |
He was the tenant of a one-bedroom flat in Greenwich. | 0:04:54 | 0:04:59 | |
His family was growing in size and they needed larger accommodation. | 0:04:59 | 0:05:02 | |
Mr Hahn's circumstances seemed all too typical. | 0:05:03 | 0:05:07 | |
A struggling father trying to support a young family and needing help. | 0:05:07 | 0:05:11 | |
For the leader of the Royal Borough of Greenwich, councillor Denise Hyland, | 0:05:13 | 0:05:16 | |
it was a familiar story. | 0:05:16 | 0:05:18 | |
Talk me through how important it is for social housing properties in the | 0:05:19 | 0:05:23 | |
Royal Borough of Greenwich to go to those who are in genuine need. | 0:05:23 | 0:05:28 | |
I meet my constituents, you know, at least on a fortnightly basis. | 0:05:28 | 0:05:34 | |
And I would say 90% of the cases I deal with, | 0:05:34 | 0:05:38 | |
it's about housing need. | 0:05:38 | 0:05:40 | |
We have about 16,000 people on our waiting list and it feels like it's thus ever been. | 0:05:40 | 0:05:47 | |
But we work very, very hard to provide housing to those in genuine need. | 0:05:48 | 0:05:54 | |
Sympathetic to Mr Hahn's plight, | 0:05:55 | 0:05:58 | |
the Royal Borough of Greenwich considered his application. | 0:05:58 | 0:06:00 | |
And after nearly three years on the waiting list, in May 2012, | 0:06:02 | 0:06:06 | |
he was allocated a two-bedroom council property next to Blackheath's | 0:06:06 | 0:06:10 | |
highly sought-after Cator Estate. | 0:06:10 | 0:06:12 | |
After living in cramped conditions for years, | 0:06:14 | 0:06:17 | |
this apparently struggling father had finally landed the home he'd been | 0:06:17 | 0:06:21 | |
dreaming of, a more spacious family property in one of London's most | 0:06:21 | 0:06:25 | |
appealing areas. | 0:06:25 | 0:06:27 | |
A lot of the houses in this road are houses of £1 million, plus. | 0:06:27 | 0:06:33 | |
-Really? -And all privately owned. | 0:06:33 | 0:06:35 | |
And it's a really nice place. | 0:06:37 | 0:06:38 | |
People want to live here, you know? | 0:06:38 | 0:06:41 | |
It's a part of south east London that is desirable. | 0:06:41 | 0:06:44 | |
As far as the Royal Borough of Greenwich was concerned, | 0:06:46 | 0:06:49 | |
it was a job well done. | 0:06:49 | 0:06:50 | |
But just one month after Mr Hahn moved into his property, | 0:06:52 | 0:06:56 | |
he sent an application to the council that immediately rang alarm bells. | 0:06:56 | 0:07:00 | |
Charles Hahn informed authorities that he wished to exercise his right | 0:07:01 | 0:07:05 | |
to buy his new property. | 0:07:05 | 0:07:06 | |
Under right-to-buy legislation, | 0:07:08 | 0:07:10 | |
council tenants can buy their homes at a huge discount. | 0:07:10 | 0:07:13 | |
In this case more than £100,000. | 0:07:13 | 0:07:17 | |
The idea is to encourage home ownership, | 0:07:17 | 0:07:19 | |
but there's concern about | 0:07:19 | 0:07:21 | |
diminishing social housing stock. | 0:07:21 | 0:07:23 | |
We're selling our assets, | 0:07:23 | 0:07:25 | |
if you like, by our housing stock being diminished when people want to buy their own house, | 0:07:25 | 0:07:30 | |
which they have the right to do. | 0:07:30 | 0:07:32 | |
So it's very important that when a right-to-buy case comes in, | 0:07:32 | 0:07:37 | |
they're all scrutinised quite carefully. | 0:07:37 | 0:07:40 | |
And it was under this scrutiny that eagle-eyed officers spotted something | 0:07:40 | 0:07:44 | |
unusual in Mr Hahn's application. | 0:07:44 | 0:07:47 | |
During the right-to-buy process, | 0:07:47 | 0:07:50 | |
somebody has to produce evidence that they can get a mortgage, | 0:07:50 | 0:07:54 | |
their mortgage offer letter, if you like. | 0:07:54 | 0:07:56 | |
And Mr Hahn's mortgage offer letter, when it arrived at the council, | 0:07:56 | 0:08:00 | |
was addressed to him at an address in South Ockendon in Essex. | 0:08:00 | 0:08:04 | |
The authorities immediately became suspicious. | 0:08:05 | 0:08:09 | |
Officially, Charles Hahn was supposed to be a council tenant living in Blackheath. | 0:08:09 | 0:08:13 | |
So, why did his mortgage provider send him a letter to an address in Essex? | 0:08:15 | 0:08:19 | |
Later... | 0:08:22 | 0:08:23 | |
The shocking truth behind Charles Kimani-Hahn's deception. | 0:08:23 | 0:08:27 | |
We were astonished. I mean, we couldn't believe it. | 0:08:27 | 0:08:30 | |
And emotions run high as the impact on the wider community hits home. | 0:08:30 | 0:08:34 | |
Yeah, I could cry for them, you know? | 0:08:34 | 0:08:36 | |
Because I don't... | 0:08:36 | 0:08:38 | |
Oh, sorry. | 0:08:38 | 0:08:39 | |
Is that ridiculous? | 0:08:39 | 0:08:42 | |
No, not in the slightest. | 0:08:42 | 0:08:44 | |
When it comes to social housing, | 0:08:52 | 0:08:54 | |
family homes are often in really short supply. | 0:08:54 | 0:08:57 | |
In Wolverhampton, for example, | 0:08:57 | 0:08:58 | |
fewer than half of the 23,000 social housing properties have two or three bedrooms. | 0:08:58 | 0:09:04 | |
Making sure these properties are being put to the best possible use is vital. | 0:09:04 | 0:09:09 | |
This is Mkhululi Mpofu and his wife, Vanessa. | 0:09:11 | 0:09:15 | |
When they appealed to housing authorities for support with their young family, | 0:09:15 | 0:09:19 | |
they appeared the perfect match for one of Wolverhampton's precious | 0:09:19 | 0:09:22 | |
two-bedroom properties. | 0:09:22 | 0:09:24 | |
But the extreme level of their deception prompted Elaine Morgan | 0:09:26 | 0:09:29 | |
and her team at Wolverhampton Homes to bring their first ever prosecution for | 0:09:29 | 0:09:34 | |
housing tenancy fraud. | 0:09:34 | 0:09:35 | |
In Wolverhampton, | 0:09:42 | 0:09:43 | |
there are nearly 9,000 households actively seeking social housing. | 0:09:43 | 0:09:47 | |
This house here, it's a two-bedroom house, good size. | 0:09:49 | 0:09:52 | |
Back garden, off-road parking, | 0:09:52 | 0:09:54 | |
so, it's ideal for families. | 0:09:54 | 0:09:55 | |
Yes. Very sought-after area. | 0:09:55 | 0:09:58 | |
As fraud investigators for Wolverhampton Homes, Elaine and her colleague, | 0:09:58 | 0:10:02 | |
Louise Humphries, know just how difficult it can be for young families on | 0:10:02 | 0:10:06 | |
the social housing waiting list. | 0:10:06 | 0:10:08 | |
A lot of our applicants are very desperate for a home | 0:10:08 | 0:10:11 | |
and with the situation with housing in the UK at the moment, | 0:10:11 | 0:10:14 | |
it's not very easy for people to get onto the property ladder any more. | 0:10:14 | 0:10:17 | |
The demand for social housing is very great. | 0:10:19 | 0:10:22 | |
We deal with so many people who are desperate for housing | 0:10:22 | 0:10:26 | |
and have no other means of being able to, you know, to get housing, | 0:10:26 | 0:10:30 | |
either by buying it or renting privately, | 0:10:30 | 0:10:32 | |
because it's just not affordable for them. | 0:10:32 | 0:10:34 | |
With demand for social housing in this part of the country at an all-time high, | 0:10:37 | 0:10:42 | |
fraudulent tenancy claims can have a devastating effect. | 0:10:42 | 0:10:46 | |
With social housing, it's designed for people in need. | 0:10:46 | 0:10:49 | |
So it's not just something that should be available to people to | 0:10:49 | 0:10:53 | |
come along and say, you know, "I want that house, I fancy living there." | 0:10:53 | 0:10:56 | |
It should be for the people who genuinely need it. | 0:10:56 | 0:10:59 | |
And in 2013, when Wolverhampton Homes received a housing application | 0:10:59 | 0:11:04 | |
from Mkhululi and Vanessa Mpofu, the information indicated that this was one such family. | 0:11:04 | 0:11:10 | |
They claimed that they didn't have anywhere to live. | 0:11:10 | 0:11:12 | |
They were staying with friends | 0:11:12 | 0:11:15 | |
and they were sleeping on the floor with their child. | 0:11:15 | 0:11:18 | |
They said that they had no bedroom of their own. | 0:11:18 | 0:11:22 | |
And because of that they were given homeless priority. | 0:11:22 | 0:11:26 | |
So they were given emergency banding. | 0:11:26 | 0:11:29 | |
Emergency banding is reserved for applicants in the most desperate need of help. | 0:11:29 | 0:11:34 | |
As a homeless couple with a young child, | 0:11:34 | 0:11:36 | |
their application was afforded the highest priority. | 0:11:36 | 0:11:39 | |
Emergency banding is a banding for people who really don't have anywhere to go. | 0:11:41 | 0:11:45 | |
We have to prioritise people who genuinely don't have a home. | 0:11:45 | 0:11:49 | |
They provided us with the proofs that we would require to check out before | 0:11:49 | 0:11:54 | |
we allocate a property. | 0:11:54 | 0:11:56 | |
So they provided bank statements at the address at which they claimed to | 0:11:56 | 0:11:59 | |
be living and wage slips from that address. | 0:11:59 | 0:12:02 | |
There was no reason to suspect there was anything untoward. | 0:12:02 | 0:12:04 | |
Wolverhampton Homes immediately set about trying to find a property for | 0:12:09 | 0:12:13 | |
the struggling young family. | 0:12:13 | 0:12:15 | |
There is a knock-on effect on health for those who don't have proper | 0:12:16 | 0:12:20 | |
settled homes. | 0:12:20 | 0:12:21 | |
And when you're raising a family, | 0:12:22 | 0:12:25 | |
it's very difficult to bring a family up and teach them family values if | 0:12:25 | 0:12:29 | |
you don't have a settled environment in which to do so. | 0:12:29 | 0:12:32 | |
So... | 0:12:32 | 0:12:33 | |
When a two-bedroom property in the Fordhouses area of Wolverhampton became available, | 0:12:35 | 0:12:40 | |
it looked like the answer to everyone's prayers. | 0:12:40 | 0:12:43 | |
A two-bedroom house became available in an area in Wolverhampton and | 0:12:44 | 0:12:49 | |
this particular couple put a bid on for that property. | 0:12:49 | 0:12:52 | |
It's a popular area, it's a family neighbourhood, | 0:12:52 | 0:12:56 | |
reasonably good schools in the area, good connections into the city, | 0:12:56 | 0:13:00 | |
and you've got the countryside on your doorstep, | 0:13:00 | 0:13:03 | |
so it's a sought-after area. | 0:13:03 | 0:13:05 | |
This area, as we're sort of driving around, you can see there's a lot of | 0:13:08 | 0:13:12 | |
green areas, places for kids to play, there's local shops, a school. | 0:13:12 | 0:13:18 | |
I suppose it is just ideal for families living here. | 0:13:19 | 0:13:23 | |
Because of the banding and the priority that they'd been given based on | 0:13:23 | 0:13:26 | |
what they told us, they were successful in bidding for the property. | 0:13:26 | 0:13:31 | |
And they were offered the house. | 0:13:31 | 0:13:33 | |
The apparently desperate circumstances surrounding the Mpofus' application | 0:13:34 | 0:13:38 | |
meant that they were awarded the property in the face of some tough competition. | 0:13:38 | 0:13:42 | |
The property that they bid for in particular, | 0:13:42 | 0:13:44 | |
I believe over 230 other applicants also applied for it, | 0:13:44 | 0:13:50 | |
which meant that obviously they got the property because of their | 0:13:50 | 0:13:52 | |
emergency banding. | 0:13:52 | 0:13:54 | |
For Wolverhampton Homes, a young couple had been given | 0:13:54 | 0:13:57 | |
the essential support they needed to raise a family. | 0:13:57 | 0:14:01 | |
Yes, I suppose, especially because of children, as well, | 0:14:01 | 0:14:03 | |
and if they've never had a home or a house with a garden and they've got | 0:14:03 | 0:14:07 | |
somewhere to play, | 0:14:07 | 0:14:09 | |
and I think it's just great for them that they've got that opportunity. | 0:14:09 | 0:14:13 | |
Local authorities routinely carry out data checks on all social housing properties. | 0:14:15 | 0:14:20 | |
And 18 months into the Mpofus' tenancy, one such check alerted | 0:14:20 | 0:14:25 | |
investigators to something unusual. | 0:14:25 | 0:14:27 | |
And we received a match for this particular address. | 0:14:28 | 0:14:32 | |
The match indicated that the tenants themselves had actually been living | 0:14:32 | 0:14:37 | |
in another socially rented property out of the borough at the time that | 0:14:37 | 0:14:42 | |
they applied with us. | 0:14:42 | 0:14:44 | |
Mkhululi and Vanessa Mpofu were already living in social housing ten miles away in Walsall. | 0:14:44 | 0:14:50 | |
This was not a homeless family in need of support, but a pair of fraudsters | 0:14:52 | 0:14:56 | |
intent on cheating the system. | 0:14:56 | 0:14:58 | |
Later... | 0:15:03 | 0:15:04 | |
It is sickening. | 0:15:04 | 0:15:06 | |
It just reinforces what we've always said - | 0:15:06 | 0:15:08 | |
there is no such thing as a typical fraudster. | 0:15:08 | 0:15:11 | |
Investigators learn the truth behind a shocking deception. | 0:15:11 | 0:15:14 | |
They had completely lied. | 0:15:14 | 0:15:16 | |
They were professional people. | 0:15:16 | 0:15:19 | |
They quite openly posted photographs of themselves abroad, | 0:15:19 | 0:15:23 | |
sipping champagne, | 0:15:23 | 0:15:25 | |
travelling to various countries and living a jet-set lifestyle. | 0:15:25 | 0:15:30 | |
Back in Blackheath, | 0:15:41 | 0:15:42 | |
Charles Kimani-Hahn was a supposedly unemployed father of three who'd been awarded | 0:15:42 | 0:15:47 | |
a tenancy beside the highly sought-after Cator Estate by Greenwich Council. | 0:15:47 | 0:15:53 | |
So these are predominantly council-owned. | 0:15:53 | 0:15:56 | |
-They're council properties? -Yeah. -They don't look like it at all. | 0:15:56 | 0:16:00 | |
When he applied to purchase his council property with a right-to-buy | 0:16:00 | 0:16:03 | |
discount of more than £100,000, | 0:16:03 | 0:16:06 | |
authorities were alerted by his mortgage provider to a mysterious | 0:16:06 | 0:16:10 | |
second address in Essex. | 0:16:10 | 0:16:12 | |
Charles Hahn and then the address here in South Ockendon. | 0:16:13 | 0:16:16 | |
In Greenwich, counter-fraud manager Nigel Brown's team of investigators | 0:16:16 | 0:16:21 | |
have dealt with more than 2,000 cases of tenancy fraud in the last two years. | 0:16:21 | 0:16:26 | |
When Charles Hahn's right-to-buy form landed on their desk, | 0:16:26 | 0:16:30 | |
their suspicions were immediately aroused. | 0:16:30 | 0:16:33 | |
So what is it that we can see from this document? | 0:16:33 | 0:16:34 | |
As a result of putting the right-to-buy form in, | 0:16:34 | 0:16:37 | |
he also provided us with details of his mortgage provider. | 0:16:37 | 0:16:41 | |
Because we ask them as a matter of course, | 0:16:41 | 0:16:43 | |
how are you going to fund the property? | 0:16:43 | 0:16:45 | |
So in this case he provided a letter to us to tell us that he was going | 0:16:45 | 0:16:48 | |
to get a mortgage, but inadvertently we saw on this letter that it refers | 0:16:48 | 0:16:53 | |
to the borrower, Mr Charles Hahn, | 0:16:53 | 0:16:56 | |
and then it's got an address here in Aveley in South Ockendon, Essex. | 0:16:56 | 0:17:00 | |
So this raised an alarm bell as to, why is this on there? | 0:17:00 | 0:17:04 | |
This would appear to be his home address. | 0:17:04 | 0:17:06 | |
Investigators delved deeper to find out what connected a property in | 0:17:06 | 0:17:10 | |
South Ockendon to Charles Kimani-Hahn, | 0:17:10 | 0:17:12 | |
one of their tenants renting a council property in Blackheath. | 0:17:12 | 0:17:16 | |
What they discovered was alarming. | 0:17:18 | 0:17:20 | |
Charles Hahn was already a property owner | 0:17:21 | 0:17:23 | |
and therefore had no need of social housing. | 0:17:23 | 0:17:27 | |
We did a land registry check and, well, lo and behold, | 0:17:27 | 0:17:30 | |
Mr Charles Hahn is the owner of that property in South Ockendon | 0:17:30 | 0:17:34 | |
and he purchased it for £190,000 in July 2010. | 0:17:34 | 0:17:38 | |
To investigators, a worrying picture was beginning to emerge. | 0:17:39 | 0:17:44 | |
Between the time Mr Hahn applied for his Blackheath property, and the day | 0:17:44 | 0:17:48 | |
he was handed the keys, he had purchased a house in Essex. | 0:17:48 | 0:17:52 | |
He had neglected to inform the authorities. | 0:17:52 | 0:17:55 | |
When Mr Hahn applied to get a larger property, | 0:17:55 | 0:18:00 | |
he was living in a one-bedroom flat. | 0:18:00 | 0:18:02 | |
But between the time that he applied and the time that he got granted the | 0:18:02 | 0:18:06 | |
tenancy here, his circumstances had changed. | 0:18:06 | 0:18:09 | |
He'd bought a house, he had an alternative place to live. | 0:18:09 | 0:18:12 | |
He didn't actually need that social housing any more. | 0:18:12 | 0:18:16 | |
And it would have been his responsibility to tell us that he'd | 0:18:16 | 0:18:19 | |
bought a property and he hadn't told us. | 0:18:19 | 0:18:22 | |
The evidence confirmed investigators' suspicions. | 0:18:22 | 0:18:25 | |
While applying to rent a highly sought-after council property in | 0:18:25 | 0:18:28 | |
Blackheath, Charles Kimani-Hahn already owned another house. | 0:18:28 | 0:18:34 | |
This was fraud. | 0:18:34 | 0:18:35 | |
Investigators decided to take a closer look into Mr Hahn's background, | 0:18:37 | 0:18:41 | |
and began to uncover an extraordinary double life. | 0:18:41 | 0:18:45 | |
Mr Hahn had been claiming benefit for a number of years as an unemployed person, | 0:18:45 | 0:18:51 | |
or as a person who was sick. | 0:18:51 | 0:18:53 | |
But what we actually found was that he had full-time jobs, | 0:18:53 | 0:18:57 | |
he was working as a consultant, | 0:18:57 | 0:19:00 | |
he was a Health and Safety Executive at another | 0:19:00 | 0:19:03 | |
local authority in London, | 0:19:03 | 0:19:06 | |
the London Borough of Hammersmith and Fulham. | 0:19:06 | 0:19:08 | |
-Oh, my gosh. -And was actually quite a high earner. | 0:19:08 | 0:19:12 | |
So he was working within the council? | 0:19:12 | 0:19:14 | |
Yes, within another council, yes. | 0:19:14 | 0:19:16 | |
What did that make you think when you heard that? | 0:19:16 | 0:19:19 | |
I mean, the cheek of it at the very start is crazy, | 0:19:19 | 0:19:22 | |
but to think he was working within the council, | 0:19:22 | 0:19:25 | |
knowing clearly that something like this is wrong. | 0:19:25 | 0:19:27 | |
Yes, well, the department that he was Health and Safety Executive for | 0:19:27 | 0:19:31 | |
-was the Department of Housing within that local authority. -Oh, my gosh! | 0:19:31 | 0:19:35 | |
So he must have had an idea about everything | 0:19:35 | 0:19:38 | |
about what social housing was about and the importance of it. | 0:19:38 | 0:19:41 | |
When you saw this information, what did you think? | 0:19:41 | 0:19:44 | |
You must have been shocked. | 0:19:44 | 0:19:45 | |
Yes, really quite shocked | 0:19:45 | 0:19:47 | |
and it was sort of far-reaching, it had gone back quite a few years. | 0:19:47 | 0:19:52 | |
Yes, it was quite surprising. | 0:19:53 | 0:19:55 | |
When officers investigated further, | 0:19:57 | 0:19:59 | |
they discovered that through consultancy work with a number of | 0:19:59 | 0:20:02 | |
organisations, including the London Borough of Hammersmith and Fulham, | 0:20:02 | 0:20:06 | |
and the London Borough of Southwark, Mr Hahn was earning £55,000 a year. | 0:20:06 | 0:20:12 | |
And all the while claiming to be unemployed and in receipt of thousands of | 0:20:14 | 0:20:18 | |
pounds in benefits. | 0:20:18 | 0:20:20 | |
It wasn't just the right to buy and the tenancy fraud that was an issue for us now, | 0:20:20 | 0:20:23 | |
it was also the fact that he had been on unemployment benefit, | 0:20:23 | 0:20:26 | |
or employment support allowance as it's now called, | 0:20:26 | 0:20:28 | |
claiming to be an unemployed male whilst working and earning £55,000 a year in the council. | 0:20:28 | 0:20:34 | |
Not only that, we found that he'd also defrauded us on housing benefit | 0:20:34 | 0:20:38 | |
because at some point, he'd claimed benefit from the council property | 0:20:38 | 0:20:41 | |
we had given him and never declared again that he was working. | 0:20:41 | 0:20:44 | |
So we always thought, and had evidence to show, that he was an unemployed male. | 0:20:44 | 0:20:49 | |
Charles Kimani-Hahn had deliberately withheld information about his change of | 0:20:49 | 0:20:53 | |
circumstances - information he knew would have led to his application | 0:20:53 | 0:20:57 | |
for social housing being rejected. | 0:20:57 | 0:21:00 | |
Looking at all this evidence, | 0:21:00 | 0:21:01 | |
you can see it's a man who's been incredibly deceptive but very | 0:21:01 | 0:21:05 | |
methodical and systematic with the whole thing. | 0:21:05 | 0:21:09 | |
Yes, I mean, for a few years he pretended to be a man, | 0:21:09 | 0:21:12 | |
unemployed male with a family, | 0:21:12 | 0:21:14 | |
who needed help and assistance from the council. | 0:21:14 | 0:21:17 | |
We ourselves awarded him housing benefit, | 0:21:17 | 0:21:19 | |
which we've overpaid him £23,000 as a result of this fraud. | 0:21:19 | 0:21:22 | |
Yet this was a man that's living a double life, earning £55,000 a year | 0:21:22 | 0:21:27 | |
as an executive of a local council. | 0:21:27 | 0:21:29 | |
You know, this guy should have known better. | 0:21:29 | 0:21:31 | |
I just cannot believe, even now when I go through this with you, | 0:21:31 | 0:21:34 | |
that this guy really thought he was going to get away with it. | 0:21:34 | 0:21:37 | |
It almost feels like this is the type of fraud that's on your doorstep | 0:21:37 | 0:21:40 | |
because it was someone within the council | 0:21:40 | 0:21:42 | |
and you look at your colleagues and, you know, friends within work, | 0:21:42 | 0:21:45 | |
and think, well, you wouldn't do that, the person you're working with wouldn't do that, | 0:21:45 | 0:21:48 | |
but then it's someone within your industry. | 0:21:48 | 0:21:51 | |
No, you're right, | 0:21:51 | 0:21:52 | |
it was one of our own committing fraud, really. | 0:21:52 | 0:21:54 | |
So in essence, Mr Hahn was leading a double life, wasn't he? | 0:21:57 | 0:22:02 | |
Yes, that's it, in a nutshell, exactly that. | 0:22:02 | 0:22:05 | |
He had two lives. | 0:22:05 | 0:22:06 | |
Mr Hahn was arrested and, in the face of overwhelming evidence, pleaded guilty | 0:22:07 | 0:22:12 | |
to multiple offences under the Fraud Act and the Social Security Administration Act. | 0:22:12 | 0:22:17 | |
The judge interestingly, though, | 0:22:17 | 0:22:19 | |
had some pretty descriptive words on the case, didn't he? | 0:22:19 | 0:22:23 | |
He was quite passionate about it. | 0:22:23 | 0:22:24 | |
Yes, he did, he said, "In the summer of 2012, | 0:22:24 | 0:22:28 | |
"someone meeting you would see a well-presented head of health and safety | 0:22:28 | 0:22:32 | |
"at a large London Borough with a good salary. | 0:22:32 | 0:22:35 | |
"No-one would have guessed what a fraud you are." | 0:22:35 | 0:22:37 | |
On December 20, 2016, | 0:22:39 | 0:22:42 | |
Charles Kimani-Hahn was given a prison sentence | 0:22:42 | 0:22:45 | |
of two and a half years. | 0:22:45 | 0:22:46 | |
For the investigators who exposed his deception, | 0:22:51 | 0:22:53 | |
the punishment fit the crime. | 0:22:53 | 0:22:56 | |
We were pleased when the result came through and he was put away in | 0:22:56 | 0:22:58 | |
prison - I mean, that was a good result, really, | 0:22:58 | 0:23:00 | |
because he thoroughly deserved it. | 0:23:00 | 0:23:02 | |
Not only has he deprived people who genuinely need properties - | 0:23:02 | 0:23:05 | |
and a nice property, too - he's gone on to claim money from the council, | 0:23:05 | 0:23:09 | |
housing benefit and other things, council tax. | 0:23:09 | 0:23:12 | |
You know, I have to pay my council tax, and we all have to pay. | 0:23:12 | 0:23:14 | |
He didn't have to pay any of it because we thought he was unemployed. | 0:23:14 | 0:23:18 | |
In Greenwich, the actions of fraudsters like Charles Hahn have a direct | 0:23:18 | 0:23:23 | |
impact on the 16,000 people currently sat on the social housing waiting list. | 0:23:23 | 0:23:28 | |
So from your point of view, you see people who are desperate for housing, | 0:23:31 | 0:23:35 | |
desperate for accommodation, they're coming to you week in, week out. | 0:23:35 | 0:23:40 | |
How does that make you feel on a personal level? | 0:23:40 | 0:23:42 | |
And many of them I would consider to be the working poor. | 0:23:42 | 0:23:46 | |
They are people who work in retail, | 0:23:46 | 0:23:50 | |
many of them will be working on zero-hours contracts. | 0:23:50 | 0:23:54 | |
So a lot of them won't claim benefits because their earnings are going up | 0:23:54 | 0:23:59 | |
and down like a yo-yo. | 0:23:59 | 0:24:01 | |
And frankly, I could cry for them, you know, because I don't... | 0:24:01 | 0:24:06 | |
Sorry. | 0:24:06 | 0:24:07 | |
Is that ridiculous? | 0:24:08 | 0:24:09 | |
No, not in the slightest. | 0:24:09 | 0:24:11 | |
But that's the whole thing, isn't it? | 0:24:11 | 0:24:13 | |
It's an extremely emotional thing | 0:24:13 | 0:24:15 | |
and you just want the system to be working how it should be. | 0:24:15 | 0:24:19 | |
And that's why you're working tirelessly to make sure these people get the | 0:24:19 | 0:24:23 | |
accommodation they deserve. | 0:24:23 | 0:24:25 | |
It's sickening, isn't it? | 0:24:25 | 0:24:27 | |
Because here we are trying to do our best to make sure there is a fair | 0:24:27 | 0:24:32 | |
system for housing | 0:24:32 | 0:24:34 | |
and then you get people who are trying to subvert the whole process. | 0:24:34 | 0:24:40 | |
And so taking back our properties from these fraudsters and giving them to | 0:24:40 | 0:24:45 | |
those in genuine need is a priority for this council and every council | 0:24:45 | 0:24:50 | |
in the land. | 0:24:50 | 0:24:51 | |
With the demand for council properties on the increase, | 0:25:02 | 0:25:05 | |
it is now more important than ever to crack down on the fraudsters. | 0:25:05 | 0:25:09 | |
20 miles north of Greenwich in the London Borough of Havering, | 0:25:11 | 0:25:14 | |
almost 10% of the population live in poor or overcrowded conditions - | 0:25:14 | 0:25:19 | |
that's more than 9,000 households. | 0:25:19 | 0:25:21 | |
More and more people are struggling to be able to get a property and | 0:25:23 | 0:25:26 | |
support themselves in private rented accommodation and so, as a borough, | 0:25:26 | 0:25:30 | |
we are responsible for providing social housing where appropriate. | 0:25:30 | 0:25:33 | |
It's fraud investigator Zed Eagling-Rana's job | 0:25:34 | 0:25:37 | |
to make sure that Havering's | 0:25:37 | 0:25:39 | |
precious stock of social housing doesn't fall foul of the fraudsters. | 0:25:39 | 0:25:43 | |
We need to make sure that people aren't abusing the system, | 0:25:44 | 0:25:47 | |
it is in place for people that are in need | 0:25:47 | 0:25:49 | |
and it needs to be allocated where appropriate. | 0:25:49 | 0:25:52 | |
Where it's not, obviously, | 0:25:52 | 0:25:53 | |
that's where our job comes into place and we take great pride | 0:25:53 | 0:25:56 | |
in finding out where people are abusing the system, | 0:25:56 | 0:25:59 | |
and if we can rectify that, so it's allocated to those that do | 0:25:59 | 0:26:02 | |
actually genuinely need it. | 0:26:02 | 0:26:04 | |
Havering investigators work closely with the police, | 0:26:06 | 0:26:09 | |
sharing information to help crack down on the illegal use of | 0:26:09 | 0:26:12 | |
council properties. | 0:26:12 | 0:26:14 | |
And in April 2016, | 0:26:15 | 0:26:17 | |
they received information concerning a potential shocking misuse of one | 0:26:17 | 0:26:21 | |
of their flats. | 0:26:21 | 0:26:22 | |
We explained to the police force exactly what kind of things we were | 0:26:23 | 0:26:27 | |
looking for in terms of people not living at their properties, | 0:26:27 | 0:26:31 | |
council tenants. At this point they actually had a case already on the | 0:26:31 | 0:26:35 | |
tip of their tongues, so they actually explained to us about a warrant they'd | 0:26:35 | 0:26:38 | |
had granted by the courts to enter a property for cannabis cultivation | 0:26:38 | 0:26:43 | |
and with that, they suspected that the tenant actually wasn't living at | 0:26:43 | 0:26:47 | |
the property, either. | 0:26:47 | 0:26:48 | |
Zed and his team checked their tenancy records ahead | 0:26:48 | 0:26:51 | |
of the police raid. | 0:26:51 | 0:26:52 | |
So this is a one-bedroom property. | 0:26:54 | 0:26:56 | |
It's the top floor of a block of flats. | 0:26:56 | 0:26:58 | |
It's a perfect flat for an individual or a couple. | 0:26:58 | 0:27:02 | |
The tenant was there for 13 years. | 0:27:02 | 0:27:04 | |
To the best of the council's knowledge, the tenant was living there. | 0:27:04 | 0:27:08 | |
There'd been complaints about anti-social behaviour at the property, | 0:27:08 | 0:27:12 | |
so when the police executed the warrant, Zed decided to join them. | 0:27:12 | 0:27:16 | |
Often where we are trying to get hold of tenants, they're just not home. | 0:27:18 | 0:27:21 | |
That's because they are living their normal lives. | 0:27:21 | 0:27:23 | |
And so on this occasion, where we suspected - | 0:27:23 | 0:27:26 | |
and, actually, the police suspected - | 0:27:26 | 0:27:27 | |
that the tenant wasn't living at the property, | 0:27:27 | 0:27:30 | |
it was a perfect opportunity to actually go to the property and see what the circumstances were. | 0:27:30 | 0:27:35 | |
We made all the checks that we thought were necessary to ensure our | 0:27:38 | 0:27:42 | |
safety. Ultimately we're going there for a drug warrant, | 0:27:42 | 0:27:46 | |
not knowing what's behind that door. | 0:27:46 | 0:27:48 | |
We weren't really sure to what extent the property was being used | 0:27:55 | 0:27:59 | |
for cannabis cultivation and that added to the air of mystery. | 0:27:59 | 0:28:02 | |
By the time the police arrived, the tenant had long since vanished. | 0:28:09 | 0:28:13 | |
To get inside the flat, | 0:28:13 | 0:28:15 | |
they first had to deal with an iron gate barring their way. | 0:28:15 | 0:28:18 | |
Yes, so, as you can see, the iron gate is here | 0:28:18 | 0:28:22 | |
that the police removed from the property. | 0:28:22 | 0:28:24 | |
Could be a whole array of things, | 0:28:24 | 0:28:25 | |
but it might imply they want to be locked away from the world for | 0:28:25 | 0:28:28 | |
whatever reason that may be. | 0:28:28 | 0:28:30 | |
The big part of it was anticipation in terms of, you know, well, OK, | 0:28:32 | 0:28:36 | |
we've got the gate off, | 0:28:36 | 0:28:37 | |
we're about to go in and what are the police going to find? | 0:28:37 | 0:28:40 | |
Nothing could prepare Zed for the sight that greeted him once police | 0:28:44 | 0:28:48 | |
finally got into the flat. | 0:28:48 | 0:28:50 | |
A council property intended for someone in need of social housing | 0:28:50 | 0:28:54 | |
had been converted into a cannabis manufacturing plant. | 0:28:54 | 0:28:58 | |
When we initially went in there was lots of what appeared to be cannabis | 0:28:58 | 0:29:03 | |
residue all over the floor, the smell was dire. | 0:29:03 | 0:29:05 | |
We could see on the back of the actual front door itself they'd put | 0:29:05 | 0:29:09 | |
a sort of makeshift black bin bag over the top and Sellotaped it down | 0:29:09 | 0:29:13 | |
to sort of probably prevent any sort of smell from leaking out. | 0:29:13 | 0:29:17 | |
Going into the living room, that was sort of the moment where we kind of | 0:29:19 | 0:29:23 | |
knew what we were dealing with. | 0:29:23 | 0:29:24 | |
All the cannabis had actually been cropped, | 0:29:24 | 0:29:27 | |
it had actually been removed from the property, | 0:29:27 | 0:29:29 | |
but definitely not used as someone's regular living room. | 0:29:29 | 0:29:32 | |
The walls were layered with foil to keep the heat in. | 0:29:32 | 0:29:36 | |
There were fans and infrared lights. | 0:29:36 | 0:29:38 | |
Holes had been drilled into the walls to access | 0:29:38 | 0:29:40 | |
the main power supply. | 0:29:40 | 0:29:41 | |
This was a professional job. | 0:29:43 | 0:29:45 | |
The damage to the property in terms of being able to facilitate this was | 0:29:45 | 0:29:49 | |
phenomenal. And here is where you can see the actual electricity that | 0:29:49 | 0:29:55 | |
was being extracted for that. | 0:29:55 | 0:29:56 | |
And then finally, the main clincher for us, | 0:29:57 | 0:29:59 | |
and the reason why we were there, is the bedroom. | 0:29:59 | 0:30:02 | |
And I couldn't actually set foot into the bedroom properly. | 0:30:02 | 0:30:05 | |
And so the photo I've got just demonstrates well, there's no bed, | 0:30:05 | 0:30:09 | |
it's being used as a sort of set-up area. | 0:30:09 | 0:30:12 | |
I would highly doubt someone was sleeping in there. | 0:30:12 | 0:30:15 | |
When you're going to someone's property, even if it's privately let, | 0:30:15 | 0:30:19 | |
you're expecting a home to be there, someone's home that they live in. | 0:30:19 | 0:30:23 | |
And to go in and find a foiled-up room with fans and electricity being | 0:30:23 | 0:30:28 | |
extracted, it's not what you're expecting. | 0:30:28 | 0:30:31 | |
The borough of Havering repossessed the flat and restored it to its | 0:30:34 | 0:30:37 | |
previous condition, costing thousands of pounds. | 0:30:37 | 0:30:40 | |
Once the keys were handed back and we took full possession of the property, | 0:30:42 | 0:30:46 | |
we turned it back round, refurbished it and got it back up to a standard that was able | 0:30:46 | 0:30:51 | |
to be re-let and, you know, | 0:30:51 | 0:30:53 | |
since it's had a new tenant put in there and, you know, hopefully they're enjoying | 0:30:53 | 0:30:58 | |
the property for its actual proper use. | 0:30:58 | 0:31:01 | |
The tenants responsible for converting the flat | 0:31:02 | 0:31:05 | |
into a cannabis factory have yet to be traced. | 0:31:05 | 0:31:07 | |
Earlier we learnt how Mkhululi and Vanessa Mpofu | 0:31:20 | 0:31:23 | |
were awarded a two-bedroom property by | 0:31:23 | 0:31:25 | |
Wolverhampton Homes, after claiming to be homeless and sleeping on a | 0:31:25 | 0:31:29 | |
friend's floor. | 0:31:29 | 0:31:30 | |
They said that they had no bedroom of their own and because of that, | 0:31:32 | 0:31:38 | |
they were given homeless priority, so they were given emergency banding. | 0:31:38 | 0:31:42 | |
When a routine data match revealed the couple were already registered | 0:31:43 | 0:31:47 | |
at an address ten miles away in Walsall, | 0:31:47 | 0:31:50 | |
tenancy fraud officers needed to investigate further. | 0:31:50 | 0:31:53 | |
They re-examined documents, | 0:31:55 | 0:31:56 | |
including a questionnaire the couple filled out when they applied for the house. | 0:31:56 | 0:32:01 | |
One of the requirements on that questionnaire is to provide | 0:32:01 | 0:32:04 | |
ten years' worth of addresses, previous addresses. | 0:32:04 | 0:32:07 | |
We looked at the ten years' worth of addresses they provided | 0:32:07 | 0:32:10 | |
and there were so many of them, they had to continue on a blank sheet. | 0:32:10 | 0:32:13 | |
At first glance, it appeared that the couple had comprehensively | 0:32:15 | 0:32:19 | |
listed every property they'd lived in for the past decade. | 0:32:19 | 0:32:22 | |
But, tellingly, the address in Walsall was missing. | 0:32:24 | 0:32:26 | |
Either the council's database was inaccurate, | 0:32:28 | 0:32:30 | |
or Mkhululi and Vanessa Mpofu had withheld the truth. | 0:32:30 | 0:32:34 | |
A quick check with the housing association in Walsall confirmed their suspicions. | 0:32:34 | 0:32:38 | |
They confirmed that they'd actually had the tendency with them for quite | 0:32:40 | 0:32:43 | |
a while. And they were living there, not in Wolverhampton, | 0:32:43 | 0:32:49 | |
where they claimed to be living. | 0:32:49 | 0:32:50 | |
Once we discovered that they'd already had a tenancy in another borough, | 0:32:50 | 0:32:54 | |
we contacted the housing association who they were the tenants of and | 0:32:54 | 0:32:59 | |
asked if there was any particular reason as to why they couldn't have | 0:32:59 | 0:33:02 | |
lived at that property. | 0:33:02 | 0:33:03 | |
The housing association confirmed that there was no legitimate reason | 0:33:05 | 0:33:09 | |
why the couple couldn't remain in Walsall. | 0:33:09 | 0:33:12 | |
This was a clear case of tenancy fraud. | 0:33:12 | 0:33:14 | |
After claiming their family was homeless, | 0:33:16 | 0:33:18 | |
Mkhululi and Vanessa Mpofu had obtained a rare two-bedroomed council house, when, | 0:33:18 | 0:33:23 | |
in fact, they had somewhere to live, ten miles away in Walsall. | 0:33:23 | 0:33:28 | |
They obviously knew if they told us they already had a social housing | 0:33:28 | 0:33:32 | |
property, we wouldn't have looked at them as a priority case. | 0:33:32 | 0:33:37 | |
So they deliberately withheld the information. | 0:33:37 | 0:33:39 | |
When investigators dug deeper, | 0:33:43 | 0:33:45 | |
they began to suspect the couple weren't exactly in need of social housing. | 0:33:45 | 0:33:49 | |
We investigated their circumstances and we found out that they both worked for the NHS. | 0:33:50 | 0:33:55 | |
I believe that the one partner also wrote stories for the media. | 0:33:55 | 0:34:00 | |
So they had decent jobs. | 0:34:00 | 0:34:03 | |
It just reinforces what we've always said - | 0:34:03 | 0:34:05 | |
there is no such thing as a typical fraudster. | 0:34:05 | 0:34:08 | |
We've had people from all walks of life that we've investigated for | 0:34:08 | 0:34:12 | |
housing tenancy fraud. | 0:34:12 | 0:34:13 | |
We've had older people, professional people, | 0:34:13 | 0:34:18 | |
people that you just wouldn't expect would do something like that. | 0:34:18 | 0:34:22 | |
The couple had already withheld vital information on their tenancy | 0:34:23 | 0:34:27 | |
application. Investigators decided to take a closer look at the Mpofus. | 0:34:27 | 0:34:32 | |
We started to look at them | 0:34:32 | 0:34:35 | |
on any social media sites we could find that they were on and just | 0:34:35 | 0:34:39 | |
generally have a look at their lifestyle. | 0:34:39 | 0:34:41 | |
And when investigators examined the couple's online profile, | 0:34:44 | 0:34:47 | |
they were surprised by their lifestyle. | 0:34:47 | 0:34:50 | |
Looking at their social media profiles, it showed them, | 0:34:50 | 0:34:53 | |
they seemed to be travelling a lot, had a decent car. | 0:34:53 | 0:34:57 | |
They didn't seem to be lacking in funds. | 0:34:57 | 0:35:00 | |
They quite openly posted photographs of themselves abroad, | 0:35:00 | 0:35:04 | |
sipping champagne, | 0:35:04 | 0:35:07 | |
travelling to various countries | 0:35:07 | 0:35:10 | |
and living a jet-set lifestyle. | 0:35:10 | 0:35:13 | |
A couple who authorities considered homeless, and in dire need of social | 0:35:14 | 0:35:18 | |
housing, had lied to hide their true circumstances. | 0:35:18 | 0:35:22 | |
They claimed they were living in a property in Wolverhampton - | 0:35:22 | 0:35:25 | |
that was a complete lie. | 0:35:25 | 0:35:27 | |
They claimed they were | 0:35:27 | 0:35:29 | |
overcrowded, sleeping on the floor with their family - | 0:35:29 | 0:35:33 | |
that was a complete lie. | 0:35:33 | 0:35:35 | |
They left off the actual address where they were living. | 0:35:35 | 0:35:39 | |
The bank statements they provided were false and the wage slips they | 0:35:39 | 0:35:43 | |
provided were false. | 0:35:43 | 0:35:45 | |
It's really frustrating when you've got people telling lies about their | 0:35:45 | 0:35:48 | |
circumstances, especially when you know there were genuine people out | 0:35:48 | 0:35:51 | |
there that really needed that home, | 0:35:51 | 0:35:54 | |
and they cheated their way to get it. | 0:35:54 | 0:35:56 | |
The extreme nature of the couple's fraud was enough for investigators | 0:35:59 | 0:36:03 | |
to take unprecedented action. | 0:36:03 | 0:36:06 | |
On November 12th 2013, | 0:36:06 | 0:36:08 | |
Mkhululi and Vanessa Mpofu appeared before Wolverhampton magistrates, | 0:36:08 | 0:36:13 | |
accused of tenancy fraud. | 0:36:13 | 0:36:15 | |
It was very significant for us, | 0:36:15 | 0:36:16 | |
it was the first prosecution case we had ever dealt with. | 0:36:16 | 0:36:20 | |
So it was a big learning curve for us about how we had to go about | 0:36:20 | 0:36:23 | |
obtaining the evidence, | 0:36:23 | 0:36:25 | |
putting the evidence together and going forward to Magistrates' Court. | 0:36:25 | 0:36:29 | |
In the face of irrefutable evidence, | 0:36:30 | 0:36:32 | |
the couple pleaded guilty to offences under the Fraud Act. | 0:36:32 | 0:36:37 | |
Both were given community orders, | 0:36:37 | 0:36:38 | |
and Mr Mpofu was sentenced to 120 hours' unpaid work. | 0:36:38 | 0:36:42 | |
The couple have now handed the keys back and moved overseas. | 0:36:44 | 0:36:47 | |
We felt it was important to deal with it in this case, to make an example | 0:36:51 | 0:36:55 | |
that we just won't tolerate people committing housing tenancy fraud. | 0:36:55 | 0:37:01 | |
Since the couple's conviction, | 0:37:01 | 0:37:03 | |
the property has been re-let to another family on the social housing waiting list. | 0:37:03 | 0:37:08 | |
The family that was rehoused there, they, too, were in an emergency need | 0:37:08 | 0:37:12 | |
for that property and it was a genuine | 0:37:12 | 0:37:14 | |
case and we believe that the family are very happy in their new home. | 0:37:14 | 0:37:17 | |
When I look at the photographs in cases like this one, | 0:37:18 | 0:37:22 | |
it makes me feel a sense of satisfaction that the job we're doing is | 0:37:22 | 0:37:28 | |
designed to prevent this from happening and that we will do something and | 0:37:28 | 0:37:33 | |
we will take tenancy fraud very seriously. | 0:37:33 | 0:37:35 | |
Wolverhampton Homes have uncovered a total of 320 cases of tenancy fraud, | 0:37:44 | 0:37:49 | |
including unlawful sublets and false applications. | 0:37:49 | 0:37:53 | |
How would I describe people that do commit frauds | 0:37:53 | 0:37:57 | |
to get into council properties? | 0:37:57 | 0:37:59 | |
I'm afraid I'm just absolutely disgusted, disgusted with them. | 0:37:59 | 0:38:03 | |
People who are abusing the system by saying they're homeless, | 0:38:03 | 0:38:06 | |
saying they're sleeping on a friend's couch, it's terrible | 0:38:06 | 0:38:09 | |
because it is stealing away the properties for the people who do genuinely | 0:38:09 | 0:38:13 | |
need it, who are genuinely homeless. | 0:38:13 | 0:38:15 | |
I would shop a friend or a colleague if they were committing fraud. | 0:38:15 | 0:38:20 | |
Because there are people... | 0:38:20 | 0:38:21 | |
Well, housing fraud in particular, | 0:38:21 | 0:38:24 | |
because there are people out there who desperately need housing. | 0:38:24 | 0:38:27 | |
Young families are on the street. | 0:38:27 | 0:38:29 | |
Thanks to the tireless work of fraud investigators, | 0:38:32 | 0:38:35 | |
precious family homes are being reclaimed from tenancy cheats and re-let | 0:38:35 | 0:38:39 | |
to people for whom a home will make the world of difference. | 0:38:39 | 0:38:43 | |
This is Jenny Jones from Wolverhampton and her daughter, Millie. | 0:38:44 | 0:38:48 | |
Again, again! | 0:38:48 | 0:38:51 | |
Faster, faster! | 0:38:51 | 0:38:52 | |
Jenny was on the social housing waiting list for six months, | 0:38:52 | 0:38:56 | |
sleeping on an air bed in her parents' dining room. | 0:38:56 | 0:38:59 | |
So you were on the housing waiting list for six months. | 0:39:02 | 0:39:05 | |
Just describe to me what it was like for you and your family in those | 0:39:05 | 0:39:10 | |
darkest moment. | 0:39:10 | 0:39:11 | |
I felt ashamed that things had got to that point | 0:39:11 | 0:39:16 | |
and I hadn't been able to... | 0:39:16 | 0:39:18 | |
Things were out of my control. | 0:39:18 | 0:39:20 | |
I felt like I had nothing of my own. | 0:39:20 | 0:39:22 | |
That I was relying on my parents and it had come to the fact that I was | 0:39:23 | 0:39:27 | |
sleeping on an air bed. | 0:39:27 | 0:39:28 | |
How did this property come about in the end? | 0:39:28 | 0:39:31 | |
Well, I bid on the property, I hadn't come top of the list for it. | 0:39:31 | 0:39:36 | |
And then about three weeks after the bidding for the property had ended, | 0:39:37 | 0:39:40 | |
I had a call from the lettings team to say that, for whatever reason, | 0:39:40 | 0:39:44 | |
the person who was before me didn't want the property. | 0:39:44 | 0:39:48 | |
And I was next for it. | 0:39:48 | 0:39:50 | |
How did you feel? | 0:39:50 | 0:39:52 | |
Oh, I cried... I was so happy, I cried. | 0:39:52 | 0:39:55 | |
I think I made the guy on the phone feel slightly awkward. | 0:39:55 | 0:39:59 | |
I was just so happy, just run to my mum and dad, saying, "I've got one, I've got one." | 0:39:59 | 0:40:04 | |
What does it mean to you now, Jenny, | 0:40:04 | 0:40:06 | |
to have a place that you and Millie can call your home? | 0:40:06 | 0:40:11 | |
It means everything, it means everything to me. | 0:40:11 | 0:40:14 | |
It's ours, it's our little place, | 0:40:15 | 0:40:18 | |
it's where we can come back to if we've had a hard day at work, | 0:40:18 | 0:40:22 | |
a hard day at school, somewhere we can be happy, | 0:40:22 | 0:40:26 | |
where we can make memories and I can watch her grow up. | 0:40:26 | 0:40:31 | |
And to have my own responsibilities, I enjoy it, | 0:40:31 | 0:40:34 | |
I enjoy taking responsibility for paying the bills and to know that | 0:40:34 | 0:40:39 | |
I've paid those bills, that's mine now, I own it, this is mine. | 0:40:39 | 0:40:44 | |
It just does wonders for your self-esteem, I think, | 0:40:44 | 0:40:46 | |
to know that you've got that place | 0:40:46 | 0:40:49 | |
that's nobody else's, just yours. | 0:40:49 | 0:40:51 | |
Well, it's lovely to see someone who obviously did need it, like yourself, | 0:40:51 | 0:40:55 | |
in a lovely property. | 0:40:55 | 0:40:56 | |
It would be great to have a little look around. | 0:40:56 | 0:40:58 | |
OK, yes. | 0:40:58 | 0:41:00 | |
This is the lounge. | 0:41:03 | 0:41:04 | |
It's a great space, isn't it? | 0:41:04 | 0:41:05 | |
Feels like a proper home. | 0:41:05 | 0:41:08 | |
Yes, I do try to make it nice and homely. | 0:41:08 | 0:41:12 | |
-Would you like to see upstairs? -Let's do it. | 0:41:12 | 0:41:14 | |
And here is Millie's room. | 0:41:17 | 0:41:19 | |
Oh, now this is lovely. | 0:41:19 | 0:41:21 | |
It's just lovely and colourful. | 0:41:21 | 0:41:23 | |
-Yes, it's her space. -That's it, it's her space. | 0:41:23 | 0:41:27 | |
-I bet she has great fun in here. -Oh, she does, she does. | 0:41:27 | 0:41:30 | |
So, yes, she normally has all her toys everywhere and it's just somewhere | 0:41:30 | 0:41:34 | |
where she can come after school or when she gets up in the morning and | 0:41:34 | 0:41:38 | |
just create her own little world and her own little stories in here. | 0:41:38 | 0:41:43 | |
And it's a good-sized space for her as she gets older. | 0:41:43 | 0:41:46 | |
I did think that, as well. | 0:41:46 | 0:41:48 | |
When she does get older and she wants less space for toys and more space for wardrobes, TVs. | 0:41:48 | 0:41:53 | |
That's it, us girls like a good wardrobe. | 0:41:53 | 0:41:56 | |
It is a really good size. | 0:41:57 | 0:41:59 | |
For Jenny, social housing meant more than just a roof over her head. | 0:42:01 | 0:42:05 | |
It also provided a new direction professionally. | 0:42:05 | 0:42:08 | |
To gain a council properly has changed my life immensely. | 0:42:10 | 0:42:14 | |
Not only has it got me and Millie out of a terrible situation, | 0:42:15 | 0:42:20 | |
and it's meant we've had a place of our own, | 0:42:20 | 0:42:23 | |
but it's also opened up opportunities of work to me. | 0:42:23 | 0:42:27 | |
So I was able to gain employment with the council, so I now work for them. | 0:42:27 | 0:42:31 | |
And I help other tenants get back into work, like they did with me. | 0:42:31 | 0:42:35 | |
To give me a home, my daughter a home, a roof over our heads, | 0:42:37 | 0:42:42 | |
and then to give me a job where I can support myself and my daughter, | 0:42:42 | 0:42:46 | |
I will be eternally grateful. | 0:42:46 | 0:42:48 | |
It's my fresh start, my new chapter. | 0:42:51 | 0:42:55 | |
It's everything that a mother would want for her child. | 0:42:56 | 0:43:01 | |
It symbolises so much more than just somewhere to live. | 0:43:01 | 0:43:05 | |
Social housing can make a real, tangible difference to people's lives. | 0:43:09 | 0:43:13 | |
And that's why the work of housing investigators is so vitally important, | 0:43:13 | 0:43:17 | |
as they track down the tenancy cheats, | 0:43:17 | 0:43:20 | |
reclaim properties and give them to people who really need them. | 0:43:20 | 0:43:23 |