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There is a failure to provide enough housing | 0:00:02 | 0:00:04 | |
for the people of this country. | 0:00:04 | 0:00:06 | |
But landlords haven't made this problem, | 0:00:06 | 0:00:09 | |
they've just got wealthier on the back of it. | 0:00:09 | 0:00:12 | |
Once a nation of homeowners, | 0:00:13 | 0:00:15 | |
there are now over 11 million people renting in Britain. | 0:00:15 | 0:00:18 | |
And most of the rent is being collected by private landlords. | 0:00:19 | 0:00:23 | |
My philosophy is buy low, rent high. | 0:00:24 | 0:00:28 | |
The truth is, we buy property for one reason and one reason only, | 0:00:28 | 0:00:32 | |
and that's to make money. | 0:00:32 | 0:00:33 | |
But many landlords have no idea what it's like | 0:00:35 | 0:00:38 | |
to live in the properties they profit from. | 0:00:38 | 0:00:41 | |
I think the expression "let it and forget it" springs to mind. | 0:00:41 | 0:00:44 | |
When you walk in the house, | 0:00:44 | 0:00:46 | |
first thing you can smell is the mould from this room. | 0:00:46 | 0:00:48 | |
For pensioners to sleep in these kind of conditions, | 0:00:48 | 0:00:51 | |
I think it's just disgusting. | 0:00:51 | 0:00:53 | |
And they can't always rely on the tenants to speak up. | 0:00:53 | 0:00:56 | |
If I kick up that much of a fuss, | 0:00:56 | 0:00:57 | |
it's going to be easy to get new tenants, isn't it? | 0:00:57 | 0:01:00 | |
I can't make it better for you till you say something. | 0:01:00 | 0:01:03 | |
So to experience it for themselves, | 0:01:06 | 0:01:08 | |
these landlords have agreed to swap their home comforts | 0:01:08 | 0:01:11 | |
for a week in their tenants' shoes... | 0:01:11 | 0:01:14 | |
It's very easy, as a landlord, to completely detach yourself from your | 0:01:14 | 0:01:17 | |
property, not even to think about what it would be like to live there. | 0:01:17 | 0:01:20 | |
I'm quite excited. It's like going on holiday. | 0:01:20 | 0:01:23 | |
Oh, goodness. | 0:01:23 | 0:01:24 | |
..to see the properties through their tenants' eyes... | 0:01:24 | 0:01:27 | |
Oh, it smells a bit! | 0:01:27 | 0:01:29 | |
Oh, my goodness! What on earth is this? | 0:01:29 | 0:01:32 | |
We should have been packing for the blasted Arctic. | 0:01:32 | 0:01:35 | |
..and live on their budgets. | 0:01:35 | 0:01:37 | |
Money, money, money. | 0:01:37 | 0:01:38 | |
How are we going to eat on 54 quid? | 0:01:38 | 0:01:40 | |
And once they've lived the realities of renting for themselves... | 0:01:40 | 0:01:44 | |
We feel like we've lived like paupers. | 0:01:44 | 0:01:46 | |
Bit upset, really. I think it makes me feel vulnerable. | 0:01:46 | 0:01:50 | |
..will it make them change their properties | 0:01:50 | 0:01:53 | |
or how they view their tenants? | 0:01:53 | 0:01:55 | |
What's been building up underneath the surface | 0:01:55 | 0:01:57 | |
is knowing that I'm responsible for somebody else's living conditions. | 0:01:57 | 0:02:02 | |
People say that there's a housing crisis at the moment. | 0:02:07 | 0:02:10 | |
Perhaps there is a housing crisis, but as an investor, | 0:02:10 | 0:02:13 | |
that becomes an opportunity, not a problem. | 0:02:13 | 0:02:15 | |
Birmingham-based landlord Samuel is just 25, | 0:02:15 | 0:02:19 | |
and already has a property portfolio worth over £1 million. | 0:02:19 | 0:02:24 | |
Basically, mate, you're going to be | 0:02:24 | 0:02:25 | |
-ready to rent this out, I would imagine, next week. -Yeah. | 0:02:25 | 0:02:28 | |
From my property business, | 0:02:28 | 0:02:29 | |
we earn a profit of between £10,000 and £20,000 per month. | 0:02:29 | 0:02:34 | |
I guess some people would probably say we do live a lavish lifestyle. | 0:02:34 | 0:02:39 | |
We have a lot of time and we drive nice cars. | 0:02:39 | 0:02:41 | |
She has the Audi, I have the Range Rover Evoque. | 0:02:41 | 0:02:44 | |
We do take a lot of holidays. | 0:02:44 | 0:02:45 | |
We were in America, went to San Francisco, Las Vegas... | 0:02:45 | 0:02:48 | |
-We went to LA. -Oh, it was amazing. | 0:02:48 | 0:02:50 | |
Beverly Hills Hotel, which is where all the celebrities stay. | 0:02:50 | 0:02:54 | |
I guess it's all relative - what is lavish? | 0:02:54 | 0:02:56 | |
Samuel acquired his first property just after his 18th birthday. | 0:02:58 | 0:03:03 | |
The economy was very different back then. | 0:03:03 | 0:03:04 | |
It was all about buying below market value. | 0:03:04 | 0:03:08 | |
He was so young that, to secure the finance, | 0:03:08 | 0:03:11 | |
his early properties had to be bought in his brother's name. | 0:03:11 | 0:03:14 | |
I borrowed £100,000 cash, bought it outright. | 0:03:14 | 0:03:18 | |
When I got a mortgage on it, | 0:03:18 | 0:03:20 | |
I got the mortgage back up to its true value. | 0:03:20 | 0:03:22 | |
It was worth 120, so I made £20,000 overnight. | 0:03:22 | 0:03:26 | |
Money in the bank! Ay! | 0:03:26 | 0:03:29 | |
-Money in the bank! -Ay! | 0:03:29 | 0:03:31 | |
Samuel has never had a regular nine-to-five job. | 0:03:31 | 0:03:35 | |
-Boom! -He and his wife, Amanda, live off what they call a passive income. | 0:03:35 | 0:03:40 | |
Passive income is an income that comes in whether you work or not. | 0:03:40 | 0:03:44 | |
Oh! | 0:03:44 | 0:03:46 | |
I probably spend less than five minutes a month | 0:03:46 | 0:03:48 | |
managing my portfolio. | 0:03:48 | 0:03:49 | |
I don't keep in touch with my tenants, | 0:03:51 | 0:03:53 | |
I don't keep an eye on the property whatsoever. | 0:03:53 | 0:03:55 | |
In fact, most of them, I haven't visited in years. | 0:03:55 | 0:03:59 | |
We are not all made to be rich and successful and make money, | 0:03:59 | 0:04:03 | |
but I believe you are and that is why you are here, | 0:04:03 | 0:04:06 | |
because you are a king, a royal priesthood, | 0:04:06 | 0:04:08 | |
called out of darkness to walk in the wonderful light. | 0:04:08 | 0:04:12 | |
A devout Christian, when Samuel is not spending money, | 0:04:12 | 0:04:16 | |
he's spreading the word that there's no shame in making it. | 0:04:16 | 0:04:19 | |
We teach how to buy properties with no money. | 0:04:19 | 0:04:22 | |
I'm a living, walking, testimony proof of that. | 0:04:22 | 0:04:25 | |
When I started buying properties, as a young Christian, | 0:04:25 | 0:04:28 | |
I got elbowed out of the Church, | 0:04:28 | 0:04:30 | |
because people thought, "Money? Money is... Money is evil!" | 0:04:30 | 0:04:34 | |
If you sell out your integrity, sell out on your values, | 0:04:34 | 0:04:38 | |
then that's a big problem. But if you... | 0:04:38 | 0:04:40 | |
if you let money serve you, then that can be really powerful. | 0:04:40 | 0:04:44 | |
So I set up a Christian business network, | 0:04:44 | 0:04:46 | |
and it's become my mission to educate people in this subject. | 0:04:46 | 0:04:50 | |
If you sign up tonight, it is... | 0:04:50 | 0:04:53 | |
-£95! -SOME WHOOPING | 0:04:53 | 0:04:57 | |
Good? | 0:04:57 | 0:04:59 | |
But now Samuel's going on his biggest mission yet. | 0:04:59 | 0:05:03 | |
-Have we got chargers, darling? -Yes. | 0:05:03 | 0:05:05 | |
-And just everything? -SHE LAUGHS | 0:05:05 | 0:05:07 | |
He's going to spend one week in the shoes of his own tenant. | 0:05:07 | 0:05:11 | |
I think what I'm really interested in discovering is, | 0:05:11 | 0:05:14 | |
I know that I'm a good property investor, | 0:05:14 | 0:05:17 | |
but am I also a good landlord? We'll find out. | 0:05:17 | 0:05:20 | |
Though they don't know it yet, | 0:05:24 | 0:05:26 | |
the couple will be spending their week in this three-bed terrace | 0:05:26 | 0:05:29 | |
in a village in County Durham. | 0:05:29 | 0:05:31 | |
-Got to go. -The current tenant is 44-year-old single mum Marie. | 0:05:32 | 0:05:36 | |
She hasn't always lived in rented accommodation. | 0:05:36 | 0:05:39 | |
When I bought my first property, | 0:05:41 | 0:05:42 | |
I was queen of my own castle. It was mine. | 0:05:42 | 0:05:45 | |
Come on, girls, we've got to go! | 0:05:45 | 0:05:46 | |
I divorced the kids' dad | 0:05:46 | 0:05:49 | |
to go back from being a house owner to a tenant. | 0:05:49 | 0:05:52 | |
It's a stopgap. | 0:05:54 | 0:05:56 | |
After a rent rise priced her out of her previous home, | 0:05:56 | 0:05:59 | |
Marie and her two daughters moved here three years ago. | 0:05:59 | 0:06:02 | |
It was disgusting, it was horrible. | 0:06:03 | 0:06:05 | |
The walls were all covered in...faeces. | 0:06:05 | 0:06:08 | |
Cats', dogs', children's. | 0:06:10 | 0:06:12 | |
This carpet, there was a massive hole in the middle of it, | 0:06:12 | 0:06:16 | |
and maggots were living in it. | 0:06:16 | 0:06:17 | |
It was two beds in the living room. | 0:06:17 | 0:06:20 | |
-Yeah. -Massive, mouldy beds with rubbish and mattresses and chairs. | 0:06:20 | 0:06:24 | |
It wasn't fit to live, | 0:06:24 | 0:06:25 | |
but as far as the estate agents were concerned, it was liveable. | 0:06:25 | 0:06:29 | |
Samuel has set a low rent of £400 a month, | 0:06:29 | 0:06:33 | |
if Marie would manage the property herself. | 0:06:33 | 0:06:35 | |
He also refunded her £1,000 deposit to help cover any work. | 0:06:36 | 0:06:41 | |
The £1,000 paid for the carpet and the skip, | 0:06:41 | 0:06:44 | |
but it didn't pay for any of the little things. | 0:06:44 | 0:06:47 | |
But it's the little things that are really expensive. | 0:06:47 | 0:06:50 | |
In this corner, we have slugs' paradise. | 0:06:50 | 0:06:53 | |
The slugs will come up through the holes in the floor. | 0:06:53 | 0:06:56 | |
You can see in the morning, | 0:06:56 | 0:06:57 | |
because they leave, like, a sticky, snotty trail. | 0:06:57 | 0:07:00 | |
This is a plastic splashback. | 0:07:00 | 0:07:02 | |
It's a gas ring and it's melted. | 0:07:02 | 0:07:05 | |
We have very few door handles. | 0:07:05 | 0:07:07 | |
Big holes in them. | 0:07:08 | 0:07:10 | |
They're broken. | 0:07:10 | 0:07:11 | |
This wall is massively damp. | 0:07:11 | 0:07:13 | |
It's mouldy. And it's all just coming away. | 0:07:13 | 0:07:16 | |
But now there's one problem that can't be ignored any longer. | 0:07:17 | 0:07:21 | |
The roof's got a bit of a leak. | 0:07:22 | 0:07:23 | |
It was hanging off in great big lumps. | 0:07:27 | 0:07:30 | |
I'd been for a bath, and I opened the door, | 0:07:30 | 0:07:32 | |
bit of plaster cracked me right in the head. | 0:07:32 | 0:07:35 | |
Just didn't know what to do. | 0:07:35 | 0:07:37 | |
I don't think I went to the toilet the rest of the day! | 0:07:37 | 0:07:39 | |
-INTERVIEWER: -And Samuel knows this? | 0:07:39 | 0:07:41 | |
I don't think he knows the extent of it. | 0:07:41 | 0:07:44 | |
He thinks it's a hole. | 0:07:44 | 0:07:45 | |
And do you tell him? | 0:07:47 | 0:07:49 | |
Probably not to the extent I should have done, no. | 0:07:49 | 0:07:52 | |
-Why is that? -I don't want him to think that we're ruining his house. | 0:07:52 | 0:07:55 | |
It was agreed between Samuel and myself | 0:07:55 | 0:07:57 | |
that we would deal with this ourselves. | 0:07:57 | 0:07:59 | |
If I kick up that much of a fuss, | 0:07:59 | 0:08:01 | |
it's going to be easy to get new tenants, isn't it? | 0:08:01 | 0:08:04 | |
It's worrying. This house is so nice, | 0:08:07 | 0:08:09 | |
and we actually feel at home in this one. | 0:08:09 | 0:08:11 | |
We've been here for so long now. | 0:08:11 | 0:08:13 | |
If he does come here and realises the potential of this house, | 0:08:13 | 0:08:16 | |
and pumps the rent up, that's going to be a fun one. | 0:08:16 | 0:08:20 | |
-You all right? -Yeah. Hi. | 0:08:21 | 0:08:24 | |
This will be the first time Samuel has set foot in the property | 0:08:24 | 0:08:28 | |
since Marie and her daughters moved in three years ago. | 0:08:28 | 0:08:31 | |
I think it's going to be a bit of an eye-opener for him. | 0:08:31 | 0:08:33 | |
I think he's probably going to feel sort of, like, you've been let down. | 0:08:33 | 0:08:37 | |
I feel like I've let him down. | 0:08:37 | 0:08:38 | |
-Why? -Because we were doing the maintenance. | 0:08:38 | 0:08:41 | |
Yeah. Decorating, painting and stuff like that, it makes sense, | 0:08:41 | 0:08:44 | |
-but mending a hole in the ceiling? -Well, you know... | 0:08:44 | 0:08:46 | |
That's a bit beyond light maintenance! | 0:08:46 | 0:08:47 | |
-There's no ceiling. -It's not your fault, as such. | 0:08:47 | 0:08:50 | |
But that's just it, I do feel like it's my fault. | 0:08:50 | 0:08:53 | |
Look at the state of it. It does get you down, it can't not. | 0:08:57 | 0:09:01 | |
This is my home. | 0:09:01 | 0:09:02 | |
He doesn't know the state this house is in. | 0:09:02 | 0:09:04 | |
-PHONE PINGS -Oh, this is it. | 0:09:08 | 0:09:09 | |
Oh! | 0:09:09 | 0:09:11 | |
We're going to County Durham! | 0:09:12 | 0:09:15 | |
-No way! -That has really surprised me. | 0:09:15 | 0:09:18 | |
It's, like, a proper, decent, good-sized house. | 0:09:18 | 0:09:21 | |
And I've not been to that property for years. | 0:09:21 | 0:09:24 | |
Boom! Right, let's get our things. | 0:09:24 | 0:09:27 | |
For the next week, Marie will move to a holiday cottage nearby | 0:09:27 | 0:09:31 | |
and will meet with Samuel before he leaves. | 0:09:31 | 0:09:35 | |
I think this is actually going to be an absolute bash. | 0:09:35 | 0:09:40 | |
I'm quite excited. I can't wait. | 0:09:40 | 0:09:41 | |
-Are you really excited? -I am really excited. | 0:09:41 | 0:09:43 | |
It's a bit like going on holiday? | 0:09:43 | 0:09:45 | |
Yeah. Yeah, it's like a little week away, isn't it? | 0:09:45 | 0:09:47 | |
-It is a bit like going on holiday. Yeah. -It really is. -It is, a bit. | 0:09:47 | 0:09:50 | |
I hope that she's kept it nice. | 0:09:50 | 0:09:52 | |
Oh, it's warm. | 0:09:53 | 0:09:55 | |
While Marie settles into her new home for the week... | 0:09:55 | 0:09:58 | |
It's beautiful. It's really nice. | 0:09:58 | 0:10:00 | |
I think Samuel might want to swap. | 0:10:00 | 0:10:03 | |
Oh, home, sweet home. | 0:10:03 | 0:10:05 | |
..Samuel's about to get a first taste of his tenants' life. | 0:10:05 | 0:10:09 | |
-Oh, it's so nice. -Oh, I like this! | 0:10:09 | 0:10:12 | |
-This is really nice. -Oh! | 0:10:12 | 0:10:14 | |
-Nice. -Yeah, kitchen's good. | 0:10:14 | 0:10:17 | |
-Yeah. -It's OK. -Yeah. | 0:10:17 | 0:10:20 | |
Carpet's OK, as well, isn't it? | 0:10:20 | 0:10:21 | |
It's not bad. It's not bad condition. | 0:10:21 | 0:10:23 | |
Oh, my goodness! | 0:10:25 | 0:10:27 | |
What on earth is this?! | 0:10:27 | 0:10:29 | |
-What's up? -Look at this! | 0:10:29 | 0:10:32 | |
Oh, goodness! | 0:10:32 | 0:10:33 | |
-What?! -It looks like it's falling apart. | 0:10:35 | 0:10:40 | |
-Oh, my goodness! -That is crazy. | 0:10:40 | 0:10:43 | |
-She's not mentioned this, has she? -No, no. | 0:10:43 | 0:10:46 | |
How can like the wall just fall off, like...? | 0:10:46 | 0:10:49 | |
That is crazy. | 0:10:49 | 0:10:50 | |
And it looks like it's still coming off. | 0:10:50 | 0:10:52 | |
-Yeah, yeah. -There's still bits on the floor. | 0:10:52 | 0:10:54 | |
-Yeah. -I don't like that. | 0:10:54 | 0:10:57 | |
Why is it like it, and why did we not know until now? | 0:10:58 | 0:11:04 | |
Hold the other end like a proper wife. | 0:11:09 | 0:11:12 | |
300 miles away live two more landlords who have agreed | 0:11:12 | 0:11:15 | |
to give up their home comforts for a taste of tenant life. | 0:11:15 | 0:11:18 | |
-I think we're a good team. -Yeah, we're a good team. | 0:11:19 | 0:11:21 | |
When she puts your stuff away and I can never find it, we just go and buy more. | 0:11:23 | 0:11:26 | |
Former city trader Paul and his wife Sharon have made millions | 0:11:26 | 0:11:31 | |
through renting their properties over the past 30 years. | 0:11:31 | 0:11:35 | |
That's a Macronesian white gin. | 0:11:35 | 0:11:39 | |
Oh, that is absolute amber nectar, that. | 0:11:39 | 0:11:42 | |
We spend about £1,000 a week. | 0:11:43 | 0:11:46 | |
Such a bad thing to say! | 0:11:46 | 0:11:49 | |
Well, it's only 50 grand a year. | 0:11:49 | 0:11:51 | |
-It'll all be... -Oh, God! "That's only 50 grand a year!" | 0:11:51 | 0:11:54 | |
A lot of people earn 50 grand a year now. | 0:11:54 | 0:11:56 | |
Don't they? | 0:11:57 | 0:11:58 | |
The majority of their rentals | 0:12:02 | 0:12:04 | |
are in the seaside town of Weston-Super-Mare. | 0:12:04 | 0:12:07 | |
How much do you want for that chrome table and chairs? | 0:12:07 | 0:12:09 | |
-£25. -Rethink that, and when I come back, let's start negotiations. | 0:12:09 | 0:12:13 | |
Our portfolio consists of 85% to 90% benefit tenants. | 0:12:13 | 0:12:18 | |
No other landlords are taking them. | 0:12:18 | 0:12:19 | |
If we get sent a decent one, then why wouldn't I take them? | 0:12:19 | 0:12:23 | |
The Council pays. | 0:12:23 | 0:12:25 | |
And Paul and Sharon have done very well out of their business model. | 0:12:25 | 0:12:30 | |
Our portfolio is probably worth in excess of 10 million. | 0:12:30 | 0:12:34 | |
We own 44 flats on the seafront. | 0:12:34 | 0:12:37 | |
We bought in Weston because it was cheap. | 0:12:37 | 0:12:40 | |
So we own the back half of St Margaret's Terrace. | 0:12:40 | 0:12:43 | |
And we also own all the flats in Beach Court Apartments, | 0:12:43 | 0:12:47 | |
which runs all the way down there. | 0:12:47 | 0:12:49 | |
With over 100 tenants, | 0:12:49 | 0:12:51 | |
Paul and Sharon have heard every excuse in the book | 0:12:51 | 0:12:54 | |
when it comes to not paying the rent. | 0:12:54 | 0:12:56 | |
Had one that's gotten mugged at the cash point. | 0:12:56 | 0:12:58 | |
You would be astonished at the amount of tenants | 0:12:58 | 0:13:01 | |
who had their bank raided by a mystery person. | 0:13:01 | 0:13:03 | |
Oh, have you? Of course you have, yeah, of course you have. | 0:13:03 | 0:13:05 | |
You don't want to be this person that just doesn't believe anybody. | 0:13:05 | 0:13:10 | |
But I don't. | 0:13:10 | 0:13:12 | |
-Do you? -Not any more. I used to. | 0:13:12 | 0:13:15 | |
I don't think I could be a better landlord. | 0:13:15 | 0:13:17 | |
I think my tenants think I could be a better landlord, | 0:13:17 | 0:13:21 | |
cos I think my tenants think | 0:13:21 | 0:13:22 | |
that I should come round and change their bulbs. | 0:13:22 | 0:13:24 | |
I do the maintenance, | 0:13:24 | 0:13:26 | |
and I keep my properties legal, warm and a nice place to live. | 0:13:26 | 0:13:30 | |
So I don't see how I could be a better landlord. | 0:13:30 | 0:13:32 | |
Paul and Sharon are swapping their four-bedroom home on the beach front | 0:13:35 | 0:13:40 | |
for this two-bedroom flat in the centre of Weston-Super-Mare | 0:13:40 | 0:13:45 | |
to step into the shoes of tenants Chris and Courtney. | 0:13:45 | 0:13:49 | |
They moved into this two-bed flat | 0:13:52 | 0:13:54 | |
just after their baby son, George, was born. | 0:13:54 | 0:13:57 | |
The flat we were in before was very small. | 0:13:57 | 0:13:59 | |
Everything was in one room. So when George came along, | 0:13:59 | 0:14:02 | |
we definitely needed somewhere bigger. | 0:14:02 | 0:14:04 | |
Paul and Sharon have, like, bent over backwards to help us, | 0:14:04 | 0:14:07 | |
but the only problem in here is the storage. | 0:14:07 | 0:14:09 | |
When we first moved in, George was only a few weeks old. | 0:14:09 | 0:14:12 | |
We didn't have time to unpack everything. | 0:14:12 | 0:14:14 | |
That's why everything's starting to build up. | 0:14:14 | 0:14:16 | |
George takes up all the wardrobe space, | 0:14:16 | 0:14:18 | |
so it makes our clothes go everywhere else. | 0:14:18 | 0:14:20 | |
We haven't asked for more storage | 0:14:20 | 0:14:21 | |
because I don't want to come across as I'm nagging Paul and Sharon. | 0:14:21 | 0:14:24 | |
You know, they have the power to evict people. | 0:14:24 | 0:14:27 | |
I can't risk it with George, | 0:14:27 | 0:14:28 | |
and a lot of landlords won't take housing benefit. | 0:14:28 | 0:14:30 | |
So... | 0:14:30 | 0:14:32 | |
When they moved in, Chris and Courtney | 0:14:34 | 0:14:36 | |
were given two new mattresses, but the old ones are still there. | 0:14:36 | 0:14:40 | |
This one was in George's room, just left up against the wall. | 0:14:40 | 0:14:43 | |
And this, it was the one that was on our bed. | 0:14:43 | 0:14:46 | |
Asked for this one to be removed and...still here. | 0:14:46 | 0:14:50 | |
Hello! How you doing? | 0:14:50 | 0:14:52 | |
The rent is £650 per month, | 0:14:52 | 0:14:55 | |
which includes eight hours of heating a day, | 0:14:55 | 0:14:58 | |
set and controlled by the landlords. | 0:14:58 | 0:15:01 | |
We have no control over the heating. | 0:15:01 | 0:15:03 | |
It's controlled in another area of the building. | 0:15:03 | 0:15:05 | |
Can't just say, "Oh, it's cold, turn it up." | 0:15:07 | 0:15:09 | |
It's meant to come on two, three times a day, | 0:15:09 | 0:15:11 | |
but it just hasn't been coming on recently. | 0:15:11 | 0:15:14 | |
I've had to put three, maybe four blankets on George, | 0:15:14 | 0:15:17 | |
as well as a jumper, because he just gets so cold. | 0:15:17 | 0:15:19 | |
Give me your hand. | 0:15:19 | 0:15:21 | |
Time for a bottle? | 0:15:21 | 0:15:23 | |
Went round to speak to Sharon about how cold the flat is, | 0:15:23 | 0:15:26 | |
she said she'd send her maintenance team around, | 0:15:26 | 0:15:28 | |
but, as far as I know, that hasn't happened yet. | 0:15:28 | 0:15:30 | |
Sometimes it feels like the heating's not even on. | 0:15:30 | 0:15:33 | |
What else do we pay? | 0:15:33 | 0:15:35 | |
Before they leave, Chris and Courtney work out their weekly budget. | 0:15:35 | 0:15:39 | |
-Just on food and electrics, £70. -Yeah. | 0:15:39 | 0:15:43 | |
We're hoping that Sharon and Paul will see how difficult it is | 0:15:43 | 0:15:46 | |
to get by on such a small budget | 0:15:46 | 0:15:48 | |
and how little storage there is for everything. | 0:15:48 | 0:15:51 | |
How cold it can get here as well. | 0:15:51 | 0:15:53 | |
-I'm hoping they're going to get somebody to take mattresses away! -That'd be nice. | 0:15:53 | 0:15:56 | |
-I think they'll struggle on £70 a week. -You reckon? | 0:15:58 | 0:16:01 | |
-They're going to have to use some heaters. -Yeah, that's true. | 0:16:01 | 0:16:04 | |
Courtney texts Paul and Sharon | 0:16:06 | 0:16:07 | |
to let them know where they'll be staying for the next week. | 0:16:07 | 0:16:10 | |
That's Courtney and Chris. | 0:16:12 | 0:16:14 | |
They're both unemployed. She's obviously a mum now. | 0:16:14 | 0:16:17 | |
Neither have got a job, if I remember rightly. | 0:16:17 | 0:16:20 | |
They're both definitely... They're on Housing Benefit. | 0:16:20 | 0:16:23 | |
Shall I text back? "No, not for us." | 0:16:23 | 0:16:26 | |
Hurry up! | 0:16:31 | 0:16:32 | |
Paul and Sharon will be staying here in Chris and Courtney's flat | 0:16:33 | 0:16:36 | |
for seven days. | 0:16:36 | 0:16:38 | |
Do you think you packed enough? | 0:16:38 | 0:16:40 | |
No. Because there's hardly anything here. | 0:16:40 | 0:16:43 | |
This is all her beauty stuff! | 0:16:45 | 0:16:47 | |
# Welcome home! # | 0:16:47 | 0:16:50 | |
Now I bring the rest in. | 0:16:50 | 0:16:51 | |
Why is there mattresses everywhere? | 0:16:52 | 0:16:54 | |
I don't know. I don't know. | 0:16:54 | 0:16:56 | |
Maybe, are there people staying? | 0:16:56 | 0:16:58 | |
Maybe to get the cot in? | 0:16:58 | 0:16:59 | |
-A letter. -Ah! | 0:16:59 | 0:17:01 | |
Welcome, Paul and Sharon, we hope you enjoy your stay in our home. | 0:17:04 | 0:17:08 | |
We have left you some space in the wardrobe, too. | 0:17:08 | 0:17:10 | |
Thank you. | 0:17:10 | 0:17:11 | |
Paul and Sharon have been given Chris and Courtney's weekly budget. | 0:17:11 | 0:17:15 | |
20, 40, 60, 70. | 0:17:15 | 0:17:17 | |
£70 for food and electricity. | 0:17:17 | 0:17:20 | |
Well, it's doable. | 0:17:20 | 0:17:22 | |
Is it how you like to live? | 0:17:22 | 0:17:23 | |
Absolutely not. I'd go and get a job. | 0:17:23 | 0:17:25 | |
-I think we should move this mattress. -I think so. | 0:17:25 | 0:17:29 | |
Just put it in situ. | 0:17:29 | 0:17:30 | |
-There's not going to be anybody in here. -No. | 0:17:30 | 0:17:32 | |
Where I'm going to put my stuff, I don't know, | 0:17:36 | 0:17:38 | |
there's so much of their stuff in here. | 0:17:38 | 0:17:39 | |
They do seem to be, for some reason, short of storage. | 0:17:39 | 0:17:42 | |
No bedside tables. We've got loads of bedside tables. | 0:17:42 | 0:17:44 | |
So this is through lack of asking if they wanted it. | 0:17:44 | 0:17:47 | |
I mean, my daughter stores most of her clothes on her floor. | 0:17:47 | 0:17:50 | |
-INTERVIEWER: -Do you think tenants | 0:17:52 | 0:17:54 | |
might be scared to ask for more things? | 0:17:54 | 0:17:56 | |
-Not us. We're very approachable. -Not us, yeah. -I mean... | 0:17:56 | 0:17:58 | |
We just live out the suitcases, I think. | 0:18:01 | 0:18:04 | |
How does this compare to where you keep your clothes? | 0:18:04 | 0:18:07 | |
She's laughing because there's 109 shirts in a cupboard, | 0:18:07 | 0:18:11 | |
all colour co-ordinated and set out, ready for me to wear. | 0:18:11 | 0:18:14 | |
But that's how I like to live my life. | 0:18:14 | 0:18:15 | |
I like shirts and I like cupboards. | 0:18:15 | 0:18:18 | |
It's not just with storage that Paul has high standards. | 0:18:18 | 0:18:22 | |
I thought that was humidity on the windows, | 0:18:22 | 0:18:24 | |
but actually it's just muck. | 0:18:24 | 0:18:25 | |
I don't wish to look like Hyacinth Bucket, | 0:18:25 | 0:18:27 | |
but if you're unemployed, you really could get some cleaning done. | 0:18:27 | 0:18:31 | |
Just put this on top of that. | 0:18:32 | 0:18:34 | |
See what it looks like. | 0:18:36 | 0:18:37 | |
Once you are in the benefits system, | 0:18:37 | 0:18:39 | |
it starts to make people lose a bit of spirit. | 0:18:39 | 0:18:43 | |
A lot of them feel that they can't get anywhere. | 0:18:43 | 0:18:46 | |
You know, I've only got £70 a week. | 0:18:46 | 0:18:48 | |
Well, if I was only doing £70 a week, | 0:18:48 | 0:18:50 | |
I'd be up at all hours cleaning this up. | 0:18:50 | 0:18:53 | |
My house wouldn't say I've got £70 a week. | 0:18:53 | 0:18:56 | |
It'd be mint, absolutely mint. | 0:18:56 | 0:18:58 | |
Courtney and George are settling into | 0:19:04 | 0:19:06 | |
the serviced apartment they are calling home for the week | 0:19:06 | 0:19:10 | |
-and waiting for Chris... -Hello. -..to get back from work. | 0:19:10 | 0:19:13 | |
Hey! Hey, you! | 0:19:13 | 0:19:15 | |
Daddy's got cold hands. | 0:19:15 | 0:19:17 | |
Chris has recently returned to work, against doctor's advice, | 0:19:17 | 0:19:21 | |
after two years signed off for a back injury. | 0:19:21 | 0:19:23 | |
Have you been making the home your own? Yes? | 0:19:23 | 0:19:25 | |
It's been quite a difficult time being signed off of work, | 0:19:25 | 0:19:28 | |
not bringing any money home. | 0:19:28 | 0:19:30 | |
Couldn't wait to get back to work. | 0:19:30 | 0:19:32 | |
-What do you think? -Wasn't expecting this. | 0:19:32 | 0:19:34 | |
But this is lovely. | 0:19:34 | 0:19:35 | |
-I'm playing with the heating. -Cos you have control of it? | 0:19:35 | 0:19:37 | |
Yeah. I've been, like, pressing the buttons! | 0:19:37 | 0:19:39 | |
It was very important for me to go back to work. | 0:19:39 | 0:19:41 | |
The money that I was getting from benefits, I just felt I didn't earn. | 0:19:41 | 0:19:45 | |
-Right, see what you think. -Got to test the comfort. -Test it out. | 0:19:45 | 0:19:48 | |
-Yeah, I've just come home from work. -COURTNEY LAUGHS | 0:19:49 | 0:19:52 | |
THEY LAUGH | 0:19:52 | 0:19:54 | |
This is it! | 0:19:54 | 0:19:56 | |
See you tomorrow morning! | 0:19:56 | 0:19:58 | |
-SAMUEL: -Oh, money! -In Durham, Samuel and Amanda | 0:20:04 | 0:20:07 | |
are adjusting to life on their tenant Marie's budget. | 0:20:07 | 0:20:11 | |
£62.72. | 0:20:11 | 0:20:14 | |
-Very precise. -Yes, I know, right to the penny. | 0:20:14 | 0:20:17 | |
At home, the couple prefer to eat out or live on takeaways. | 0:20:17 | 0:20:21 | |
If we've only got £62, | 0:20:21 | 0:20:24 | |
it means that we're not going to really be able to order food in | 0:20:24 | 0:20:27 | |
and get takeaways, because our money will run out very quickly, | 0:20:27 | 0:20:30 | |
so we're probably going to have to go out, get food, cook it. | 0:20:30 | 0:20:34 | |
Do you want to add up some of this stuff as we go? | 0:20:38 | 0:20:40 | |
Oh, man! Do I have to? | 0:20:40 | 0:20:43 | |
Wait, wait, we're not finished yet in this aisle. | 0:20:43 | 0:20:45 | |
This shopping experience | 0:20:47 | 0:20:48 | |
has probably taken more concentration than usual. | 0:20:48 | 0:20:51 | |
I mean, usually we just order online and it gets delivered. | 0:20:51 | 0:20:53 | |
Now we're, like, looking out for the best deals | 0:20:53 | 0:20:56 | |
just to maximise the amount of money that we've got. | 0:20:56 | 0:20:58 | |
Could have curry one night and then sweet and sour another night. | 0:20:58 | 0:21:03 | |
Why don't we get rich tea biscuits? | 0:21:03 | 0:21:05 | |
50p. Come on, you can't moan at that! | 0:21:05 | 0:21:08 | |
And then some Rocky bars. | 0:21:08 | 0:21:09 | |
That's all right, isn't it? | 0:21:09 | 0:21:11 | |
And that will be, like, our bad stuff for the week. | 0:21:11 | 0:21:13 | |
We could possibly do with some puddings. | 0:21:13 | 0:21:15 | |
Quavers. Yeah, Quavers, we love Quavers. | 0:21:15 | 0:21:18 | |
They have just £62 to last the entire week. | 0:21:18 | 0:21:21 | |
-£47.87. -Oh! | 0:21:21 | 0:21:24 | |
So we literally have got now less than £15 left in the world. | 0:21:24 | 0:21:29 | |
It's just crazy, isn't it, how fast £62 can run out? | 0:21:29 | 0:21:34 | |
-I know. -Welcome to the real world! -THEY SCOFF | 0:21:34 | 0:21:37 | |
Toilet roll. Chicken for tomorrow. | 0:21:39 | 0:21:43 | |
-Two days, that will last us for. -Great. | 0:21:43 | 0:21:46 | |
In Weston-Super-Mare, Paul and Sharon have also been shopping. | 0:21:46 | 0:21:50 | |
Tinned tomatoes. | 0:21:52 | 0:21:54 | |
I would never be satisfied with simply what's in front of me here. | 0:21:54 | 0:21:58 | |
I think it's a really easy option, staying on benefits. | 0:21:58 | 0:22:01 | |
It's about what you're happy with. | 0:22:01 | 0:22:03 | |
After putting £12 aside for their electric meter, | 0:22:03 | 0:22:06 | |
they have allowed themselves a food budget for the week of £58. | 0:22:06 | 0:22:10 | |
What would you spend £58 on normally? | 0:22:11 | 0:22:14 | |
Gin. | 0:22:14 | 0:22:15 | |
Like many of their generation, | 0:22:19 | 0:22:20 | |
Sharon and Paul got on the property ladder early. | 0:22:20 | 0:22:23 | |
I've never rented a property. | 0:22:24 | 0:22:25 | |
I didn't leave home until I was 22. | 0:22:25 | 0:22:29 | |
I bought my own house, my first house. | 0:22:29 | 0:22:31 | |
Had lodgers in it. | 0:22:31 | 0:22:33 | |
I managed to get a 99% mortgage. | 0:22:34 | 0:22:37 | |
But then, the property was only £32,000. | 0:22:37 | 0:22:41 | |
Unlike Paul and Sharon, | 0:22:41 | 0:22:43 | |
it's predicted at least a third of Chris and Courtney's generation | 0:22:43 | 0:22:46 | |
will still be renting when they're 60. | 0:22:46 | 0:22:49 | |
Are you kicking your legs about again, George? | 0:22:49 | 0:22:51 | |
The way things are at the moment, saving's just not an option. | 0:22:51 | 0:22:54 | |
Any money that we get coming in, | 0:22:56 | 0:22:58 | |
it literally pays for us just to keep living. | 0:22:58 | 0:23:01 | |
There's no way we can save up for a life at the moment. | 0:23:01 | 0:23:03 | |
I haven't looked into buying a home yet. | 0:23:05 | 0:23:07 | |
It just looks like such a... | 0:23:07 | 0:23:09 | |
..hard thing to be able to do. | 0:23:10 | 0:23:12 | |
Demand for rental properties in Weston-Super-Mare is high, | 0:23:15 | 0:23:19 | |
pushing up rental prices and making it | 0:23:19 | 0:23:21 | |
one of the most profitable seaside towns for landlords in the UK. | 0:23:21 | 0:23:25 | |
I think there's so much of it. Look! I've eaten like a king tonight! | 0:23:25 | 0:23:30 | |
That's another meal there. | 0:23:30 | 0:23:31 | |
That was the cheapest spaghetti ever. | 0:23:33 | 0:23:35 | |
It was, like, 30p or something for that whole pack. | 0:23:35 | 0:23:38 | |
Quite nice, isn't it? | 0:23:40 | 0:23:42 | |
I don't think it will be harder than we thought, | 0:23:42 | 0:23:44 | |
because we always thought it was going to be hard. | 0:23:44 | 0:23:46 | |
I was once told that the first three days in a prison | 0:23:47 | 0:23:50 | |
is the hardest three days and then once you fall into the routine, | 0:23:50 | 0:23:53 | |
the rest of it just falls in. | 0:23:53 | 0:23:54 | |
Have you found it cold? | 0:23:54 | 0:23:57 | |
-Gosh, no! -We are boiling up. We've got windows open. | 0:23:57 | 0:23:59 | |
-But we don't sleep with the radiator on at home anyway. -No. | 0:23:59 | 0:24:02 | |
It might be something to do with being old, wrinkly and fat. | 0:24:02 | 0:24:07 | |
Look at this! What on earth?! | 0:24:21 | 0:24:24 | |
That looks like dog scratches. | 0:24:24 | 0:24:26 | |
That must be dog scratches. | 0:24:26 | 0:24:28 | |
But then, how big's this dog? | 0:24:28 | 0:24:31 | |
In Durham, Samuel's noticing | 0:24:31 | 0:24:33 | |
the hole in the roof isn't the only problem. | 0:24:33 | 0:24:36 | |
Interesting that the door handles aren't on. | 0:24:36 | 0:24:39 | |
There just seems to be a lot of little things peeling and falling. | 0:24:39 | 0:24:44 | |
I bought this house almost five years ago and it did look nicer. | 0:24:44 | 0:24:50 | |
Despite the property increasing in value, | 0:24:50 | 0:24:53 | |
Samuel only makes £25 profit a month from Marie's rent. | 0:24:53 | 0:24:58 | |
One of the reasons she got such a cheap rent was because there were things that needed doing. | 0:24:58 | 0:25:02 | |
Now, the hallway's a different story, that's a massive thing. | 0:25:02 | 0:25:05 | |
But when it comes to things that aren't necessities but just a bit shabby, | 0:25:05 | 0:25:08 | |
the kind of arrangement was that she'd sort that out. | 0:25:08 | 0:25:11 | |
What's this stuff, babe, do you know? | 0:25:15 | 0:25:18 | |
Here. | 0:25:18 | 0:25:20 | |
Eugh! | 0:25:20 | 0:25:22 | |
What? What is it? | 0:25:22 | 0:25:23 | |
Slugs! Slug slime! | 0:25:23 | 0:25:25 | |
-No! -Oh, that is so gross. | 0:25:25 | 0:25:28 | |
-No, it isn't. -Yeah, it is. | 0:25:28 | 0:25:31 | |
Oh, my goodness, that is... | 0:25:31 | 0:25:32 | |
Oh, it's disgusting. I wish I didn't see that. | 0:25:32 | 0:25:35 | |
-Ew! -Right on the hob as well. | 0:25:35 | 0:25:37 | |
-Oh. -Oh, no! When did that happen? | 0:25:37 | 0:25:38 | |
It must have happened overnight, cos it wasn't there last night. | 0:25:38 | 0:25:42 | |
I'm going to the living room. | 0:25:42 | 0:25:43 | |
Oh, that's so gross. | 0:25:43 | 0:25:45 | |
Anyway. Yeah. | 0:25:45 | 0:25:47 | |
That's kind of put me off my food a bit. | 0:25:47 | 0:25:49 | |
If I had that problem reoccurring, I would sort it. | 0:25:49 | 0:25:52 | |
Yeah. That is not cool. | 0:25:52 | 0:25:54 | |
Babe, seven days will be enough here! | 0:25:54 | 0:25:57 | |
Yeah. | 0:25:57 | 0:25:59 | |
# Our God is a great big God... # | 0:26:03 | 0:26:07 | |
Devout Christians Samuel and Amanda have escaped to the local church | 0:26:07 | 0:26:11 | |
to find out more about the area they invested in. | 0:26:11 | 0:26:13 | |
# ..And he holds us in his hands... # | 0:26:13 | 0:26:16 | |
The town where Marie lives | 0:26:18 | 0:26:20 | |
was once the lifeblood of the British steel industry. | 0:26:20 | 0:26:23 | |
When the local plant shut down in 1980, | 0:26:23 | 0:26:26 | |
3,000 people lost their jobs, before house prices slumped. | 0:26:26 | 0:26:30 | |
How long are you living in the area? | 0:26:32 | 0:26:35 | |
I'm in County Durham for one week. | 0:26:35 | 0:26:37 | |
-Right. -I mean, I bought the house without even looking at it. | 0:26:37 | 0:26:40 | |
-Oh, did you? -I bought it blind, because it was a good price. | 0:26:40 | 0:26:43 | |
-Yes. -My friend told me about it and said it's a good price. | 0:26:43 | 0:26:46 | |
I bought it. Renting it out, I've only ever seen it once before. | 0:26:46 | 0:26:50 | |
-Right. -So I don't know the area at all. | 0:26:50 | 0:26:52 | |
It's actually come up-market, believe it or not. | 0:26:52 | 0:26:54 | |
-Has it? -Might find that strange. | 0:26:54 | 0:26:57 | |
-Right. -Because... Because when the steelworks closed, | 0:26:57 | 0:27:00 | |
it was about 35% unemployment in the area. | 0:27:00 | 0:27:06 | |
Right. That's quite high. | 0:27:06 | 0:27:07 | |
So, is the tenant working? | 0:27:07 | 0:27:10 | |
No. It's a mum and two daughters that live there, | 0:27:10 | 0:27:13 | |
and she pays via housing benefits. | 0:27:13 | 0:27:15 | |
-Right, right. -Yeah. | 0:27:15 | 0:27:17 | |
I think, to be a landlord, as a Christian, might be very difficult, | 0:27:17 | 0:27:21 | |
because if someone hasn't paid the rent, after a while, | 0:27:21 | 0:27:24 | |
you might have to evict them and that must be very hard. | 0:27:24 | 0:27:29 | |
When you're faced, you know, with that situation, | 0:27:29 | 0:27:31 | |
I think they must have a social conscience. | 0:27:31 | 0:27:34 | |
I think when she first moved in, she had a job, | 0:27:36 | 0:27:38 | |
but then she got a bit sick, she moved... | 0:27:38 | 0:27:41 | |
She asked me if it was OK if she moved to benefits. | 0:27:41 | 0:27:43 | |
I said, "Look, you know, as long as you pay your rent on time, it's fine." | 0:27:43 | 0:27:46 | |
So she went on benefits. | 0:27:46 | 0:27:47 | |
But a few months ago, her benefits stopped | 0:27:47 | 0:27:50 | |
and she said that she'd be able to get it sorted, | 0:27:50 | 0:27:53 | |
but it's just been dragging on. | 0:27:53 | 0:27:54 | |
We haven't had rent for that property, | 0:27:54 | 0:27:57 | |
I think it's...been at least three, I think it's been four months. | 0:27:57 | 0:28:01 | |
-I can't believe that. -Yeah, it has. Yeah, it has. | 0:28:01 | 0:28:03 | |
When do you think, though, it'll get to the point where you're just like, "Hmm"? | 0:28:03 | 0:28:07 | |
Or do you think you're just going to be patient with it | 0:28:07 | 0:28:10 | |
-and just wait until...? -Well... | 0:28:10 | 0:28:12 | |
I think... I think if it's not sorted by the end of this month, | 0:28:14 | 0:28:18 | |
then I'll start having some firm words. | 0:28:18 | 0:28:20 | |
-Yeah. -Yeah. | 0:28:20 | 0:28:21 | |
Marie was a paying tenant, working as a theatre nurse, | 0:28:26 | 0:28:30 | |
until an injury forced her to retrain. | 0:28:30 | 0:28:32 | |
I fell and damaged my back, which resulted in a few surgeries, | 0:28:32 | 0:28:37 | |
which meant stooping over patients became very difficult | 0:28:37 | 0:28:40 | |
and I just really struggled. | 0:28:40 | 0:28:42 | |
She's now studying full-time to be a social worker, | 0:28:42 | 0:28:45 | |
and is dependent on student finance and housing benefit. | 0:28:45 | 0:28:48 | |
But four months ago, | 0:28:48 | 0:28:50 | |
we got a letter through the door stopping my housing benefit, | 0:28:50 | 0:28:54 | |
as I was being reassessed. | 0:28:54 | 0:28:56 | |
So I can't pay the rent. | 0:28:56 | 0:28:57 | |
Over the last five years, | 0:28:59 | 0:29:01 | |
there has been a steady increase in the number of households | 0:29:01 | 0:29:03 | |
facing homelessness due to problems with a housing benefit claim. | 0:29:03 | 0:29:07 | |
It's going to take the Council as long as it's going to take them. | 0:29:07 | 0:29:11 | |
And I think that's what's more scary, | 0:29:11 | 0:29:12 | |
because I don't have any control over it. | 0:29:12 | 0:29:14 | |
-I'll bring it in. -OK, darling. | 0:29:21 | 0:29:23 | |
In Weston-Super-Mare, Sharon and Paul | 0:29:23 | 0:29:25 | |
want to get to the bottom of why Chris and Courtney | 0:29:25 | 0:29:28 | |
said they were cold in their welcome note. | 0:29:28 | 0:29:30 | |
There's never been an issue, for anybody that's ever rented here. | 0:29:30 | 0:29:35 | |
The tenants here pay £10 a week for central heating, | 0:29:35 | 0:29:39 | |
but the boiler is locked away | 0:29:39 | 0:29:41 | |
and only Sharon and Paul can set the timings. | 0:29:41 | 0:29:44 | |
When this young couple came to us, they had nothing. | 0:29:44 | 0:29:47 | |
They had no furniture, they had nothing. | 0:29:47 | 0:29:49 | |
Um, you know, I believe they were living in the YMCA | 0:29:49 | 0:29:53 | |
and they had absolutely nothing. | 0:29:53 | 0:29:55 | |
No deposit, no nothing. | 0:29:55 | 0:29:57 | |
So we took them in, yeah? | 0:29:57 | 0:29:59 | |
And, in a way, we gave them the opportunity | 0:29:59 | 0:30:02 | |
to live within what they were getting from the benefit system. | 0:30:02 | 0:30:07 | |
We've got two working people in the other flats, OK, | 0:30:07 | 0:30:10 | |
so they don't moan, they're quite happy. Everybody is happy. | 0:30:10 | 0:30:13 | |
I think... Yeah. So, when people come and view these flats, | 0:30:13 | 0:30:16 | |
when you turn round and say that eight hours of heating | 0:30:16 | 0:30:20 | |
-is included and the... -Continuous hot water. | 0:30:20 | 0:30:23 | |
The continuous hot water, yeah. | 0:30:23 | 0:30:24 | |
5.30 this morning, I did the washing-up. | 0:30:24 | 0:30:26 | |
-Hot water. -They absolutely love it, you know? | 0:30:26 | 0:30:28 | |
Doesn't seem to have a bleed nipple on this one. | 0:30:30 | 0:30:32 | |
-Not quite sure why. -But it doesn't matter | 0:30:32 | 0:30:35 | |
how many hours of heating you have if the radiators don't work. | 0:30:35 | 0:30:38 | |
So I just heard it click on there. Just heard the water start to go. | 0:30:38 | 0:30:41 | |
-You can hear it pumping round, dripping and what have you. -Yeah. | 0:30:41 | 0:30:44 | |
It's getting hot at the bottom and not at the top. | 0:30:44 | 0:30:46 | |
There's not a hole in there, is there? | 0:30:46 | 0:30:48 | |
-Did you check that? -No. A hole in there?! | 0:30:48 | 0:30:50 | |
It would be pouring out all over the place! | 0:30:50 | 0:30:52 | |
No, I meant is there like a little leak, a leak...? | 0:30:52 | 0:30:54 | |
If there was a leak in that, sweetie, we'd all be covered in water. | 0:30:54 | 0:30:57 | |
So it's not causing a problem with the flow. | 0:30:57 | 0:30:59 | |
Just check the pressure is sitting at about 1.6. | 0:30:59 | 0:31:02 | |
I'm going to go around the radiators and let the air out of them. | 0:31:02 | 0:31:05 | |
AIR HISSES | 0:31:05 | 0:31:07 | |
I can hear massive air coming out of that. | 0:31:07 | 0:31:08 | |
It's getting warm right through now. | 0:31:10 | 0:31:12 | |
People need to stop thinking we're hoteliers, | 0:31:12 | 0:31:14 | |
and they need to start thinking, "This is my home | 0:31:14 | 0:31:17 | |
"and, actually, I could bleed a radiator." | 0:31:17 | 0:31:19 | |
Now, in this instance, it would be difficult | 0:31:19 | 0:31:20 | |
because they couldn't repressurise the boiler. | 0:31:20 | 0:31:23 | |
We don't want them to bleed the radiators, we want them to tell us. | 0:31:23 | 0:31:25 | |
Oh! Ah! Ooh! That's very hot. | 0:31:25 | 0:31:28 | |
But not every tenant finds it easy | 0:31:30 | 0:31:32 | |
to report a problem to their landlord. | 0:31:32 | 0:31:35 | |
I don't think that you could approach Paul and Sharon | 0:31:35 | 0:31:38 | |
-if you had a problem. -No. | 0:31:38 | 0:31:39 | |
If I ever did try to approach Sharon with a complaint, | 0:31:39 | 0:31:42 | |
I'd be worried that she would tell me off for something. | 0:31:42 | 0:31:45 | |
I've got no problems going to people, | 0:31:46 | 0:31:48 | |
telling them there is something wrong, | 0:31:48 | 0:31:49 | |
but I suppose there is the worry that, complaining too much, | 0:31:49 | 0:31:52 | |
if they decide to take it the wrong way one day, | 0:31:52 | 0:31:55 | |
-they could ask you to move on. -Yeah. | 0:31:55 | 0:31:57 | |
Like the majority of people renting in Britain, | 0:31:57 | 0:32:01 | |
Chris and Courtney are on an assured shorthold tenancy. | 0:32:01 | 0:32:04 | |
After the fixed term of six months ends, | 0:32:04 | 0:32:07 | |
they can be legally evicted for no reason. | 0:32:07 | 0:32:10 | |
In Durham, Samuel is facing the consequences | 0:32:18 | 0:32:21 | |
of not being told about a problem before it's too late. | 0:32:21 | 0:32:24 | |
Why is it there, why has Marie not told me about it or anybody about it? | 0:32:26 | 0:32:30 | |
Yeah, so... Also, how much is it going to potentially cost to fix? | 0:32:31 | 0:32:34 | |
-Hey, how's it going? -Hi. | 0:32:37 | 0:32:38 | |
I'm Samuel. Come on through. | 0:32:38 | 0:32:41 | |
To get a quote, Samuel has called out a builder. | 0:32:41 | 0:32:44 | |
See up there, there's grass in the gutter. | 0:32:44 | 0:32:46 | |
-OK, yeah. -That grass in the gutter, the water is coming down the roof, | 0:32:46 | 0:32:50 | |
and it's saturating the grass. | 0:32:50 | 0:32:51 | |
You need to clean that gutter out, water seal the whole wall, | 0:32:51 | 0:32:54 | |
and then do the plastering inside, it will stop it from leaking. | 0:32:54 | 0:32:57 | |
What do you think the cost would be? | 0:32:57 | 0:32:59 | |
About 700 quid, that would see that finished. | 0:32:59 | 0:33:01 | |
Sure. And then inside, plus £150, maybe, for a day. | 0:33:01 | 0:33:04 | |
Yeah, so... £220. | 0:33:04 | 0:33:07 | |
-You're talking about £900 for the whole thing? -Yeah. | 0:33:07 | 0:33:10 | |
Do you reckon if, when we first saw it, | 0:33:10 | 0:33:12 | |
if it was just a little bit bad, | 0:33:12 | 0:33:14 | |
would it still cost the same to fix it? | 0:33:14 | 0:33:16 | |
No, because you just would have took that grass out, | 0:33:16 | 0:33:18 | |
it would have alleviated all the bother. | 0:33:18 | 0:33:20 | |
-Really? -Aye. | 0:33:20 | 0:33:21 | |
Jeez! | 0:33:21 | 0:33:23 | |
That's really annoying. | 0:33:23 | 0:33:25 | |
-I've got your card, so I'll give you a call. -OK, no bother. | 0:33:25 | 0:33:27 | |
-Cheers. -Thanks. -Bye now. | 0:33:27 | 0:33:29 | |
Not great news. For the whole thing, it will take four days | 0:33:29 | 0:33:32 | |
and he can do it for 900 quid. Even if we are getting our full rent, | 0:33:32 | 0:33:36 | |
we are making less than £100 a month. | 0:33:36 | 0:33:38 | |
And we're not getting any rent, so it's costing us... | 0:33:38 | 0:33:40 | |
-Yeah. -..almost £400 a month, and now there's this. | 0:33:40 | 0:33:43 | |
If we don't get some rent in before we have to pay this out, | 0:33:43 | 0:33:46 | |
I'm not going to... I'm going to be furious. | 0:33:46 | 0:33:49 | |
We need rent...now. | 0:33:49 | 0:33:50 | |
Look at the books? Or newspapers, I haven't seen the newspaper today. | 0:33:58 | 0:34:02 | |
In Weston-Super-Mare, Paul and Sharon | 0:34:02 | 0:34:04 | |
are determined not to spend any of their precious budget. | 0:34:04 | 0:34:07 | |
-Health and wellbeing. -Cooking On A Budget. | 0:34:08 | 0:34:11 | |
THEY LAUGH | 0:34:11 | 0:34:12 | |
-Here's some nice papers. -Let's have a little read, then. | 0:34:12 | 0:34:15 | |
Have a look at that one. | 0:34:15 | 0:34:17 | |
Lot 207, planning permission for ten dwellings. | 0:34:17 | 0:34:21 | |
In there, good tenants, nice income. | 0:34:21 | 0:34:23 | |
Always on the lookout for a property bargain, | 0:34:23 | 0:34:26 | |
the couple first bought in Weston-Super-Mare in 1999. | 0:34:26 | 0:34:31 | |
We knew that Weston was pretty much on its knees, | 0:34:31 | 0:34:34 | |
but so were a lot of other seaside towns, | 0:34:34 | 0:34:36 | |
such as Hastings, such as Margate. | 0:34:36 | 0:34:38 | |
We kind of decided Weston was the place to be | 0:34:38 | 0:34:41 | |
because there were bound to start regenerating it soon. | 0:34:41 | 0:34:44 | |
The others have been regenerated, | 0:34:44 | 0:34:45 | |
Weston is still sitting there on its knees. | 0:34:45 | 0:34:48 | |
We were going to do the properties up to a really good standard. | 0:34:48 | 0:34:52 | |
We put telephone boxes in them, put launderettes in them, | 0:34:52 | 0:34:55 | |
pictures on the walls. | 0:34:55 | 0:34:56 | |
We made them absolutely lovely. | 0:34:56 | 0:34:58 | |
They smashed the machines up, they stole the pictures. | 0:34:59 | 0:35:02 | |
-And the phone box. -And the phone box. | 0:35:02 | 0:35:04 | |
Our business model became more to the DSS line. | 0:35:05 | 0:35:08 | |
We had to go bare minimal. | 0:35:08 | 0:35:11 | |
We catered to the needs of the mentality of our clientele, basically. | 0:35:11 | 0:35:15 | |
-It is what it is. We are not going to walk away... -Paupers. -..paupers. | 0:35:15 | 0:35:19 | |
Landlords like Paul and Sharon who rent to benefit tenants | 0:35:20 | 0:35:24 | |
have received over £9 billion from the public purse since 2015. | 0:35:24 | 0:35:29 | |
-Got two millionaire's desserts. -Or not so millionaires! | 0:35:29 | 0:35:33 | |
Not so millionaire this week, that's for sure. | 0:35:33 | 0:35:35 | |
This week, however, they have limited themselves | 0:35:35 | 0:35:39 | |
-to their tenants' budget of £70. -And I'm still 20 quid up. | 0:35:39 | 0:35:42 | |
And we are all mealed up till the day we go. | 0:35:44 | 0:35:47 | |
It's very important to stick to our budget, | 0:35:47 | 0:35:49 | |
and hopefully have some left over. | 0:35:49 | 0:35:51 | |
-It's a challenge to us. -Next time a tenant says to me, | 0:35:51 | 0:35:54 | |
"I've only got 70 quid to live on," | 0:35:54 | 0:35:56 | |
I can turn around and say, "Well, I had 70 quid to live on and I had 20 quid at the end." | 0:35:56 | 0:36:01 | |
My life outside of here is 100 times more stressful than living... | 0:36:01 | 0:36:06 | |
This is glorious! | 0:36:06 | 0:36:08 | |
This is like a bad camping holiday. | 0:36:08 | 0:36:11 | |
-Up your bum. -Cheers. | 0:36:13 | 0:36:14 | |
-No, no, no... -When Paul and Sharon | 0:36:17 | 0:36:19 | |
meet their tenants Chris and Courtney tomorrow, | 0:36:19 | 0:36:22 | |
it will be the first time they have all met each other face-to-face. | 0:36:22 | 0:36:27 | |
I think when we see Paul and Sharon it's going to be general questions | 0:36:27 | 0:36:31 | |
of how they have found it, sort of, living on our budget. | 0:36:31 | 0:36:34 | |
They might say they didn't find it too difficult, | 0:36:34 | 0:36:36 | |
mainly because they haven't had to do it for very long. | 0:36:36 | 0:36:38 | |
Looking forward to see how they got on with the heating as well. | 0:36:38 | 0:36:41 | |
-It's a double wrap. -We have said about it before, | 0:36:41 | 0:36:43 | |
so is there any chance, now you've lived it, that maybe it will change? | 0:36:43 | 0:36:49 | |
OK. Let's go. | 0:36:51 | 0:36:54 | |
Never met Chris and Courtney, | 0:36:54 | 0:36:56 | |
so everything I learn about them today I will learn about them today. | 0:36:56 | 0:36:59 | |
But what hasn't happened is | 0:36:59 | 0:37:01 | |
they haven't reported that the radiators need bleeding, | 0:37:01 | 0:37:04 | |
maybe we will need to educate them. | 0:37:04 | 0:37:06 | |
Today may be a bit awkward at times, | 0:37:06 | 0:37:09 | |
as if we are having a sit-down with our parents. | 0:37:09 | 0:37:11 | |
How did you find living in our flat for the past few days? | 0:37:17 | 0:37:20 | |
I love the flat, it's so tall and airy. | 0:37:20 | 0:37:24 | |
-Definitely airy. -Well, yeah, because I put the windows open, | 0:37:24 | 0:37:28 | |
-so it's going to be airy. -I found that it was... | 0:37:28 | 0:37:30 | |
There was a lot of disarray in your flat, for me, | 0:37:30 | 0:37:33 | |
with lots of clothes everywhere and everything else. | 0:37:33 | 0:37:35 | |
I didn't quite understand that. | 0:37:35 | 0:37:37 | |
You've seen how we are struggling for storage. | 0:37:37 | 0:37:39 | |
We've not only just moved ourselves in, we are moving in a new baby. | 0:37:39 | 0:37:42 | |
On your note, you said you were cold. | 0:37:42 | 0:37:44 | |
The problem is that the radiator needed bleeding. | 0:37:44 | 0:37:46 | |
I put a radiator key in it, and the radiator started working. | 0:37:46 | 0:37:49 | |
But you guys don't say you're cold. | 0:37:49 | 0:37:51 | |
Well, we have been a couple of times | 0:37:51 | 0:37:52 | |
and said that it mainly is during the day. Obviously, | 0:37:52 | 0:37:55 | |
-Courtney is home all day... -I'm home all day. -..with George. | 0:37:55 | 0:37:58 | |
The gas obviously costs money. Yeah? | 0:37:58 | 0:38:00 | |
If you had the capabilities | 0:38:00 | 0:38:02 | |
to be able to have the boiler on full steam ahead, yeah, | 0:38:02 | 0:38:07 | |
the price would increase from £10 a week to £40 a week. | 0:38:07 | 0:38:11 | |
Would you be able to afford £40 a week? | 0:38:11 | 0:38:14 | |
Because it is the health of a young child more than anything, | 0:38:14 | 0:38:18 | |
it would be something that would have to be afforded. | 0:38:18 | 0:38:20 | |
Where would you get that out of your 70 quid? | 0:38:20 | 0:38:22 | |
May have involved borrowing money and things. | 0:38:22 | 0:38:25 | |
You couldn't think it was a great idea | 0:38:25 | 0:38:27 | |
to borrow money to heat the flat. | 0:38:27 | 0:38:29 | |
You came to us because that was an inclusive price | 0:38:29 | 0:38:31 | |
and that's what you could afford. | 0:38:31 | 0:38:33 | |
What you have to do is cut your cloth to suit your coin, | 0:38:33 | 0:38:35 | |
and the way you do that is by putting jumpers on, | 0:38:35 | 0:38:38 | |
making sure the radiator works. | 0:38:38 | 0:38:40 | |
The biggest issue here is that you have not said anything. | 0:38:40 | 0:38:43 | |
I've come in a couple of times, may not have been written down, but... | 0:38:43 | 0:38:47 | |
That's what you need to say. | 0:38:47 | 0:38:48 | |
"I'm coming in to make a maintenance report. | 0:38:48 | 0:38:51 | |
"Please can you sort it?" | 0:38:51 | 0:38:53 | |
I don't really leave the house a lot, do I? | 0:38:53 | 0:38:55 | |
Courtney finds it very difficult to approach people. | 0:38:55 | 0:38:57 | |
So... | 0:38:57 | 0:38:59 | |
OK. You're fine, sweetie. | 0:39:00 | 0:39:02 | |
You're fine. There's nothing to be scared of here. | 0:39:02 | 0:39:05 | |
-Big breath. Don't be frightened. -You're all right. | 0:39:05 | 0:39:08 | |
We have said countless times, and it's not done. | 0:39:14 | 0:39:17 | |
I'm finding it very difficult to talk over him. | 0:39:17 | 0:39:20 | |
I don't want to be made out to be a liar. | 0:39:20 | 0:39:22 | |
If anything, we are the ones that should have the issue. | 0:39:22 | 0:39:24 | |
And it feels like we are just being attacked. | 0:39:24 | 0:39:26 | |
All right? | 0:39:28 | 0:39:30 | |
Don't worry, you're fine. | 0:39:30 | 0:39:32 | |
There's nothing to be scared of. | 0:39:32 | 0:39:34 | |
Courtney finds it a bit difficult to approach people with... | 0:39:34 | 0:39:37 | |
-That's fine, seriously. -..any problems that we have... | 0:39:37 | 0:39:39 | |
Seriously, if you have a communication problem, write it down, then. | 0:39:39 | 0:39:42 | |
When we first moved in, you had a member of staff round | 0:39:42 | 0:39:44 | |
to do the inventory of what's there, what's not there, what's broken, what's not broken. | 0:39:44 | 0:39:48 | |
-What are those mattresses?! -The mattresses were there when we moved in. | 0:39:48 | 0:39:51 | |
Have you asked for it to be removed? | 0:39:51 | 0:39:52 | |
We have been in and asked for it to be removed. | 0:39:52 | 0:39:54 | |
You haven't asked me, then. | 0:39:54 | 0:39:55 | |
I can only apologise 100% for that, because that is not... | 0:39:55 | 0:39:59 | |
-It was on your inventory as well, was it? -It was, it was written down. | 0:39:59 | 0:40:01 | |
I can only say this is disgusting. | 0:40:01 | 0:40:04 | |
I pride myself on keeping my tenants happy, as you know. | 0:40:04 | 0:40:07 | |
If it's not happening, then you have every right | 0:40:07 | 0:40:09 | |
to turn round and say, "Come on, guys." | 0:40:09 | 0:40:12 | |
The thing that is a little bit more difficult | 0:40:12 | 0:40:14 | |
now that I am, very recently, gone back to work, driving, | 0:40:14 | 0:40:17 | |
I don't have the free time to come into the office and speak to you myself. | 0:40:17 | 0:40:21 | |
You're going back to driving now? | 0:40:21 | 0:40:22 | |
I needed to. | 0:40:22 | 0:40:24 | |
I've always worked, so to be signed off work was very difficult for me. | 0:40:24 | 0:40:28 | |
I had a back injury a number of years ago. | 0:40:28 | 0:40:30 | |
I had to have a disc removed from my spine, | 0:40:30 | 0:40:32 | |
it was a very painful operation and a very long recovery process. | 0:40:32 | 0:40:36 | |
Well, back pain is so debilitating. | 0:40:36 | 0:40:38 | |
-It is terrible. -It is just so debilitating. | 0:40:38 | 0:40:40 | |
I mean, I get it as well, it's like... | 0:40:40 | 0:40:43 | |
I didn't realise that Chris is getting back into work, | 0:40:43 | 0:40:46 | |
which is absolutely fantastic. | 0:40:46 | 0:40:48 | |
That's what our society should be today. | 0:40:48 | 0:40:50 | |
We should be on benefits for when you need it | 0:40:50 | 0:40:52 | |
and then, as soon as you can possibly work again, | 0:40:52 | 0:40:54 | |
you should be out there, getting to work. | 0:40:54 | 0:40:56 | |
And I didn't realise Courtney was quite as shy as she is. | 0:40:56 | 0:41:00 | |
She may well have had difficulties | 0:41:00 | 0:41:02 | |
in trying to get her issues across to us, | 0:41:02 | 0:41:05 | |
but unfortunately, our crystal ball broke. | 0:41:05 | 0:41:07 | |
It was difficult at times to get a word in edgeways, but... | 0:41:07 | 0:41:11 | |
they can see that we've been struggling | 0:41:11 | 0:41:13 | |
for temperature and things like that. | 0:41:13 | 0:41:14 | |
I think the worst thing for us is if the problems don't resolve, | 0:41:14 | 0:41:17 | |
if they are still there further on down the line. | 0:41:17 | 0:41:21 | |
Thank you, darling. | 0:41:33 | 0:41:34 | |
In Durham, Samuel and Amanda | 0:41:34 | 0:41:36 | |
are trying to stick to their tenants' weekly budget. | 0:41:36 | 0:41:40 | |
These are like the sausages you used to get, you know at school? | 0:41:40 | 0:41:43 | |
-Hot dinners? -Oh, man. | 0:41:43 | 0:41:45 | |
You know when we got here and we saw her budget, | 0:41:46 | 0:41:49 | |
and it was like, £62.78, and we said, what's with the pence? | 0:41:49 | 0:41:54 | |
And now, we are desperate for a few more pence! | 0:41:54 | 0:41:57 | |
I know, it'd make all the difference! | 0:41:57 | 0:41:59 | |
We have got £2 left of our budget for the week. | 0:42:00 | 0:42:03 | |
I have lost £1. | 0:42:03 | 0:42:05 | |
-You have lost £1? -I have lost one of the pounds, sorry. | 0:42:05 | 0:42:07 | |
He has lost one of the pounds! | 0:42:07 | 0:42:09 | |
I can't believe how fast the money has gone. | 0:42:09 | 0:42:13 | |
And we feel like we have lived like paupers. | 0:42:13 | 0:42:16 | |
-That's true. -Surely most people don't only have £62 a week. | 0:42:16 | 0:42:19 | |
-How do you... -It's weird, because... -How do you just live a normal life? | 0:42:19 | 0:42:22 | |
What does Maria do? £62 a week was apparently her budget - | 0:42:22 | 0:42:26 | |
not for food, it was her budget. | 0:42:26 | 0:42:29 | |
What about the other things that we might have to spend on? | 0:42:29 | 0:42:31 | |
Like a repair on the house, | 0:42:31 | 0:42:33 | |
or just general stuff that you have to pay for, like parking? | 0:42:33 | 0:42:36 | |
And she has got two kids to look after as well, on that. | 0:42:36 | 0:42:39 | |
Yeah, yeah. | 0:42:39 | 0:42:41 | |
I don't know. I do wonder how people live. | 0:42:41 | 0:42:43 | |
I don't understand why the bin keeps sticking. | 0:42:46 | 0:42:48 | |
Sticking, what do you mean? | 0:42:48 | 0:42:50 | |
-Like it won't open. -Oh, it's because I keep putting my feet on it while I'm on the toilet. | 0:42:50 | 0:42:54 | |
Why would you do that? | 0:42:54 | 0:42:56 | |
Who does that? | 0:42:56 | 0:42:57 | |
The bin broke. | 0:42:59 | 0:43:00 | |
I broke it. And we haven't got | 0:43:00 | 0:43:02 | |
the money to fix it, which would be about £10, | 0:43:02 | 0:43:05 | |
-because we're on the budget that Marie is on. -Yeah. -So maybe... | 0:43:05 | 0:43:08 | |
HE COUGHS | 0:43:08 | 0:43:10 | |
Maybe there might be some things in the house that she would do, | 0:43:10 | 0:43:13 | |
because there are some small things, aren't there, | 0:43:13 | 0:43:16 | |
that we would probably do, if it was our house? | 0:43:16 | 0:43:18 | |
-Yeah. -But the reason she doesn't is because she can't afford it. | 0:43:18 | 0:43:22 | |
The budget he's had to live on, that's only for six days. | 0:43:23 | 0:43:27 | |
Can he even begin to imagine | 0:43:27 | 0:43:30 | |
what the struggle would be to live on that 52 weeks of the year? | 0:43:30 | 0:43:34 | |
Within that, there's birthdays, | 0:43:34 | 0:43:36 | |
school holidays, there's... there's life. | 0:43:36 | 0:43:40 | |
At the moment, Marie's oldest daughter works as a care assistant | 0:43:40 | 0:43:44 | |
and is the only person in the household bringing in a wage. | 0:43:44 | 0:43:47 | |
I give my mum money on a weekly basis. | 0:43:47 | 0:43:51 | |
Sometimes, if it's like... It could be 20 quid, it could be more. | 0:43:51 | 0:43:55 | |
It's just to help around. | 0:43:55 | 0:43:58 | |
Like, if she needs it for gas, electricity. | 0:43:58 | 0:44:01 | |
Food. Anything, really. | 0:44:01 | 0:44:04 | |
Is he thinking, "Doesn't matter, I've got my bank card anyway"? | 0:44:04 | 0:44:08 | |
There's no guarantees he's actually stuck 100% to our budget. | 0:44:08 | 0:44:14 | |
We have run out of our budget. | 0:44:15 | 0:44:18 | |
We have just been feeling hungry and tired and a little bit fed up, | 0:44:18 | 0:44:21 | |
so we did go over our budget slightly. | 0:44:21 | 0:44:24 | |
We have been a little bit naughty. | 0:44:24 | 0:44:26 | |
And we got the Just Eat app, | 0:44:26 | 0:44:29 | |
ordered a little bit of Chinese food. | 0:44:29 | 0:44:32 | |
So...feel a little bit defeated, really. | 0:44:32 | 0:44:36 | |
I feel bad, but just was too... | 0:44:36 | 0:44:39 | |
too hungry. | 0:44:39 | 0:44:41 | |
-I don't know. What do you think, Amanda? -Yeah. | 0:44:41 | 0:44:44 | |
We really wanted to stick to the budget as well, | 0:44:44 | 0:44:46 | |
-but... -It's just so hard. | 0:44:46 | 0:44:48 | |
And just so much cooking. | 0:44:49 | 0:44:50 | |
Every time you want to eat, you have to cook and stuff. | 0:44:50 | 0:44:53 | |
-Yeah. -Oh, man. | 0:44:53 | 0:44:55 | |
Really tough. Ain't nobody got time for that! | 0:44:55 | 0:44:58 | |
Ain't nobody got time for that! | 0:44:58 | 0:44:59 | |
After meeting Chris and Courtney, | 0:45:05 | 0:45:07 | |
Sharon wants to get to the bottom of the complaints. | 0:45:07 | 0:45:10 | |
I was put in a very embarrassing situation yesterday, | 0:45:10 | 0:45:12 | |
to find out that they had these problems | 0:45:12 | 0:45:14 | |
and they hadn't been rectified. | 0:45:14 | 0:45:16 | |
I want to find out what happened. | 0:45:16 | 0:45:17 | |
Is everything they said accurate, | 0:45:17 | 0:45:19 | |
or is there something that is not quite right? | 0:45:19 | 0:45:22 | |
And she has asked her office manager to show her the maintenance reports. | 0:45:22 | 0:45:26 | |
Kitchen window, cracked inside. | 0:45:26 | 0:45:28 | |
-We got that repaired, didn't we? -Oh, yes. That was done. | 0:45:28 | 0:45:31 | |
Lino ripped. | 0:45:31 | 0:45:32 | |
OK, hold on a second, it does say plus mattress, hallway. | 0:45:32 | 0:45:36 | |
That might be my way of writing things. | 0:45:36 | 0:45:39 | |
-What's all that, then? -That was me, noting it for me. | 0:45:39 | 0:45:42 | |
OK, because what worries me | 0:45:42 | 0:45:43 | |
is I think our maintenance system has slipped a bit, | 0:45:43 | 0:45:45 | |
and we need to work on that system somehow. | 0:45:45 | 0:45:47 | |
I think this one has got to be the most rarest exception, | 0:45:47 | 0:45:51 | |
because of the fact of the baby, and we moved them so quickly. | 0:45:51 | 0:45:54 | |
Normally, as you say, the flat is pristine before anyone goes into it. | 0:45:54 | 0:45:58 | |
Never once has anything been brought to my attention, | 0:45:58 | 0:46:01 | |
"We are not happy about this." | 0:46:01 | 0:46:03 | |
They did say to me yesterday that they kind of had mentioned it. | 0:46:03 | 0:46:06 | |
I just find it very strange. | 0:46:06 | 0:46:09 | |
No, I'm a bit confused. Anyway, doesn't matter. | 0:46:09 | 0:46:11 | |
For us, it shouldn't happen. | 0:46:11 | 0:46:13 | |
-That's not what you and I pride ourselves on. -No. | 0:46:13 | 0:46:15 | |
Every now and again, communication breaks down. | 0:46:16 | 0:46:18 | |
This seems to be one of those times, sadly. | 0:46:18 | 0:46:22 | |
It is hard being a landlord. | 0:46:22 | 0:46:25 | |
It has made me more cynical towards people. | 0:46:25 | 0:46:27 | |
A lot of that is because I have been tricked | 0:46:27 | 0:46:30 | |
by so many tenants that I try and help. I don't trust people, | 0:46:30 | 0:46:34 | |
which is a bit of a sad thing, really. | 0:46:34 | 0:46:36 | |
But that's what it has made me, unfortunately. | 0:46:36 | 0:46:40 | |
Before Samuel meets his tenant, Marie, | 0:46:48 | 0:46:51 | |
he wants to find out how the rent he is charging | 0:46:51 | 0:46:54 | |
compares to other properties in the area. | 0:46:54 | 0:46:56 | |
She's only paying 400, and she's not even paying that, | 0:46:56 | 0:46:59 | |
because benefits are paying it, | 0:46:59 | 0:47:00 | |
and sometimes, not even benefits are paying it, | 0:47:00 | 0:47:03 | |
so I think I am being very, very gracious on her. | 0:47:03 | 0:47:06 | |
So, how many beds is yours? | 0:47:06 | 0:47:08 | |
Three double bedrooms. | 0:47:08 | 0:47:10 | |
And an office. And a dining room and a lounge. | 0:47:10 | 0:47:13 | |
You will be surprised when you find out how much rent I'm getting. | 0:47:13 | 0:47:16 | |
-Oh, really? -It's not much. -Is it not? | 0:47:16 | 0:47:18 | |
400. | 0:47:18 | 0:47:20 | |
-No! -Yeah, I know. It's bad. | 0:47:20 | 0:47:22 | |
You could potentially get more to the 550 mark. | 0:47:22 | 0:47:25 | |
-550. That would be quite achievable. -Yeah, absolutely. | 0:47:25 | 0:47:27 | |
Apparently, that road is very, very popular. | 0:47:27 | 0:47:30 | |
I would need to change the doors, there are a couple of things | 0:47:30 | 0:47:32 | |
I'd need to do to make it look a bit more modern. | 0:47:32 | 0:47:34 | |
But I could definitely get a lot more rent for it. | 0:47:34 | 0:47:37 | |
That house is in the best location I could have chosen to be. | 0:47:41 | 0:47:44 | |
It's not far from uni, it's not far from your school, | 0:47:44 | 0:47:48 | |
it's not far from Freya's work. | 0:47:48 | 0:47:49 | |
We have got friends on the street. | 0:47:49 | 0:47:51 | |
We have got everything on the doorstep that we need. | 0:47:51 | 0:47:54 | |
We have moved quite a lot. | 0:47:54 | 0:47:56 | |
Nowhere has ever really felt like home. | 0:47:56 | 0:47:58 | |
But here, it does. It does feel home, it feels like | 0:47:58 | 0:48:01 | |
probably where I'm going to grow old. | 0:48:01 | 0:48:04 | |
-Er... -SHE LAUGHS | 0:48:04 | 0:48:06 | |
Thank you, see you later. Bye. | 0:48:06 | 0:48:08 | |
I'm worried that he's going to make us homeless. | 0:48:16 | 0:48:19 | |
And it is a massive worry that | 0:48:19 | 0:48:21 | |
he is going to go away and make our lives more difficult. | 0:48:21 | 0:48:25 | |
I still don't know why the benefits stopped. | 0:48:26 | 0:48:28 | |
I didn't know about the hallway, I didn't know about lots of things. | 0:48:28 | 0:48:31 | |
So we need to have a sit-down and a chat. | 0:48:31 | 0:48:33 | |
It's been very interesting, living in the house for the week. | 0:48:39 | 0:48:43 | |
But, yeah, there are some things that... | 0:48:43 | 0:48:46 | |
um, aren't great. | 0:48:46 | 0:48:48 | |
Yeah. | 0:48:48 | 0:48:49 | |
-Yeah. -Did it shock you? -The hallway shocked me. | 0:48:49 | 0:48:52 | |
I was just like, "Oh, my gosh!" | 0:48:52 | 0:48:54 | |
Like, what on earth? How has that happened? | 0:48:54 | 0:48:57 | |
So, I guess the thing I'm a little bit surprised at | 0:48:57 | 0:48:59 | |
is you've not sort of mentioned it to me since it's escalated. | 0:48:59 | 0:49:02 | |
-I don't know whether I even ever heard about it. -I told you. | 0:49:02 | 0:49:05 | |
-Did you tell me? -And I sent photographs. | 0:49:05 | 0:49:07 | |
-I e-mailed. -Did you now? OK. | 0:49:07 | 0:49:09 | |
Maybe when you messaged me, maybe I was on holiday... | 0:49:09 | 0:49:11 | |
You were, you were getting ready | 0:49:11 | 0:49:13 | |
to go to wherever it was you went before California. | 0:49:13 | 0:49:16 | |
-Oh, Africa? -Africa. | 0:49:16 | 0:49:17 | |
Africa, then I was in California, then I was in Thailand. | 0:49:17 | 0:49:21 | |
I probably just passed it on and forgot about it. | 0:49:21 | 0:49:24 | |
I'd imagined you would be jumping up and down, | 0:49:24 | 0:49:26 | |
sending me a picture every week, "Hey, don't forget!" | 0:49:26 | 0:49:28 | |
I don't want to come across as a naggy tenant | 0:49:28 | 0:49:31 | |
who thinks you've got nothing better to do | 0:49:31 | 0:49:33 | |
-than deal with what's going on in my house. -Yeah. | 0:49:33 | 0:49:36 | |
I appreciate you not wanting to be a naggy tenant, | 0:49:36 | 0:49:38 | |
but you really, really should've told me. | 0:49:38 | 0:49:40 | |
It's a big problem. It's something that, you know, | 0:49:40 | 0:49:42 | |
definitely needs to get sorted. | 0:49:42 | 0:49:44 | |
This really bothers me, you know. | 0:49:45 | 0:49:47 | |
-What's that? -I know this is going to cost a lot of money for you. | 0:49:47 | 0:49:50 | |
Yeah. | 0:49:50 | 0:49:51 | |
I can't afford for you to put the rent up, I really can't. | 0:49:51 | 0:49:55 | |
Yeah. No, I'm aware of that. I mean, we have lived on your budget. | 0:49:55 | 0:49:58 | |
I love our house. It's our home. | 0:49:58 | 0:50:01 | |
I've said that from day one. | 0:50:01 | 0:50:02 | |
If you put the rent up, we will have to move, and... | 0:50:02 | 0:50:05 | |
..I can't. I can't afford to move. | 0:50:07 | 0:50:09 | |
I can't afford to cope with | 0:50:09 | 0:50:10 | |
the stress on top of that with university, and... | 0:50:10 | 0:50:13 | |
-Yeah. I understand. -I hope so, I really do hope so. | 0:50:15 | 0:50:17 | |
-Yeah, I understand. -Because it's our home. | 0:50:17 | 0:50:19 | |
And regardless of the ceiling or anything, we love it. | 0:50:19 | 0:50:22 | |
If we are going to be out on our ear, then... | 0:50:22 | 0:50:25 | |
we are going to struggle. | 0:50:25 | 0:50:27 | |
Yeah. | 0:50:27 | 0:50:29 | |
So, why did your benefits stop? | 0:50:29 | 0:50:31 | |
They reassess it. They call so many people in every year to reassess it. | 0:50:31 | 0:50:36 | |
Now they have gone back to university to get confirmation | 0:50:36 | 0:50:39 | |
from them that I'm studying and I'm still at university. | 0:50:39 | 0:50:43 | |
-So, it will get sorted? -Oh, 100%. | 0:50:43 | 0:50:45 | |
I don't doubt for one minute that it will not get sorted. | 0:50:45 | 0:50:48 | |
-Yeah. -It just happens that this year, | 0:50:48 | 0:50:49 | |
I'm one of the ones that they've pulled in to reassess. | 0:50:49 | 0:50:52 | |
Because, yeah, it's been a while. Obviously, we need to sort it. | 0:50:52 | 0:50:54 | |
Samuel must now decide what he wants to do, before Marie returns home. | 0:50:56 | 0:51:01 | |
It's good to have seen him again, | 0:51:02 | 0:51:04 | |
but it's not alleviated any of my fears. | 0:51:04 | 0:51:07 | |
If anything, I have come out of there now | 0:51:07 | 0:51:09 | |
thinking I need to go and find somewhere else to live. | 0:51:09 | 0:51:12 | |
At the end of the day, what we have got to remember is, | 0:51:14 | 0:51:17 | |
this property business is not a charity. | 0:51:17 | 0:51:19 | |
Just by getting a new tenant, | 0:51:19 | 0:51:21 | |
we are going to be increasing our profit by 700%. | 0:51:21 | 0:51:26 | |
However, she is a good tenant, we like her, we know her, we trust her. | 0:51:26 | 0:51:31 | |
-Yeah. -We could get rid of Marie, | 0:51:31 | 0:51:32 | |
and then have someone who is a bad tenant that trashes it. | 0:51:32 | 0:51:35 | |
It's a hard one. From a business point of view, | 0:51:35 | 0:51:38 | |
everyone is saying, and the estate agents, | 0:51:38 | 0:51:40 | |
it seems that the smart thing to do | 0:51:40 | 0:51:42 | |
is get rid of her and get somebody else. | 0:51:42 | 0:51:45 | |
And if she has chosen to study and live in this size house... | 0:51:45 | 0:51:49 | |
..you have to pay for it. | 0:51:51 | 0:51:53 | |
I didn't make the rules up. That's life. | 0:51:53 | 0:51:55 | |
Giving me a headache just thinking about it. | 0:51:55 | 0:51:58 | |
After living in their tenants' homes, | 0:52:14 | 0:52:16 | |
it's time for the landlords to leave. | 0:52:16 | 0:52:18 | |
Before they go, they write their tenants a note. | 0:52:22 | 0:52:24 | |
What do you fancy for dinner tonight? | 0:52:29 | 0:52:31 | |
I think I fancy something like salmon. | 0:52:31 | 0:52:33 | |
Salmon and hollandaise sauce. | 0:52:35 | 0:52:37 | |
Back to our beautiful own bed. | 0:52:37 | 0:52:39 | |
I know. Back to no cold bedroom in the night. | 0:52:39 | 0:52:43 | |
It's going to be nice. | 0:52:43 | 0:52:44 | |
Are you two packed upstairs? | 0:52:44 | 0:52:47 | |
We are 100% worried about being kicked out. | 0:52:47 | 0:52:49 | |
I do hope that's not the case. | 0:52:49 | 0:52:51 | |
He did say he would take everything into consideration, | 0:52:51 | 0:52:55 | |
he knows how much money we have, he's seen our budget. | 0:52:55 | 0:52:58 | |
Hopefully, it doesn't happen. | 0:52:59 | 0:53:01 | |
# We are going home. # | 0:53:01 | 0:53:03 | |
What do you think it's going to be like, then? | 0:53:03 | 0:53:06 | |
Hopefully, all sorted. | 0:53:06 | 0:53:08 | |
Where's the dog? | 0:53:11 | 0:53:12 | |
Hello! | 0:53:15 | 0:53:16 | |
Oh, it's good to be home! | 0:53:20 | 0:53:22 | |
-Home at last. -Yeah. There we go. | 0:53:26 | 0:53:29 | |
There's a note. | 0:53:35 | 0:53:36 | |
They have left us a note. | 0:53:38 | 0:53:39 | |
Dear Marie, thank you for letting us stay in your home for the last week. | 0:53:44 | 0:53:48 | |
I am now fully aware that the hallway | 0:53:48 | 0:53:51 | |
is going to cost a lot of money to repair. | 0:53:51 | 0:53:55 | |
This week has taught us that | 0:53:55 | 0:53:57 | |
a direct personal relationship might not work for every tenant. | 0:53:57 | 0:54:01 | |
We have set up a new system | 0:54:01 | 0:54:03 | |
where any maintenance problems can be reported online. | 0:54:03 | 0:54:06 | |
Please use it. | 0:54:06 | 0:54:08 | |
I am in the process of instructing workmen | 0:54:08 | 0:54:10 | |
to get their scaffolding out and put everything right | 0:54:10 | 0:54:13 | |
and then replaster the hallway. | 0:54:13 | 0:54:15 | |
Having spent some time in your flat, we feel that you need more storage. | 0:54:16 | 0:54:20 | |
We have found a few items of furniture | 0:54:20 | 0:54:22 | |
which will enable you to declutter the flat. | 0:54:22 | 0:54:25 | |
We have also removed the mattresses. | 0:54:25 | 0:54:28 | |
-Thank God! -Yes! -At last. | 0:54:28 | 0:54:31 | |
I am now fully aware this is a problem with the house | 0:54:31 | 0:54:34 | |
and nothing to do with you. | 0:54:34 | 0:54:36 | |
Phew! | 0:54:36 | 0:54:37 | |
I would like to give full assurance that your rent | 0:54:37 | 0:54:40 | |
will not increase for another two years. | 0:54:40 | 0:54:42 | |
This should hopefully give you enough time | 0:54:43 | 0:54:45 | |
to finish university and get a job. | 0:54:45 | 0:54:47 | |
Wow. | 0:54:48 | 0:54:49 | |
I didn't expect that, to be honest, you know that? | 0:54:51 | 0:54:54 | |
This means so much more than anything he could have done. | 0:54:54 | 0:54:56 | |
Just to come home and know that it's still our home. | 0:54:56 | 0:54:59 | |
For the next two years, at least. | 0:54:59 | 0:55:02 | |
We are safe. | 0:55:02 | 0:55:03 | |
Yeah. | 0:55:03 | 0:55:05 | |
We could have evicted Marie. | 0:55:05 | 0:55:07 | |
But after spending a week in the house, | 0:55:07 | 0:55:09 | |
I do think there's times when certainly, you can... | 0:55:09 | 0:55:12 | |
you can not charge as much rent as you possibly could, | 0:55:12 | 0:55:15 | |
just to maybe reward your tenant because they are a long-term tenant. | 0:55:15 | 0:55:18 | |
Handles. | 0:55:18 | 0:55:20 | |
-What's that for? -To stop the slugs getting in. | 0:55:23 | 0:55:26 | |
It does feel warmer in this front room. | 0:55:27 | 0:55:30 | |
This was always the coldest room. | 0:55:30 | 0:55:31 | |
Now we have done this, | 0:55:31 | 0:55:33 | |
I could go in and say to Sharon, something is wrong. | 0:55:33 | 0:55:36 | |
It's a lot easier to talk to them now we have been through this. | 0:55:36 | 0:55:39 | |
-Yeah, definitely. -And got to know them a bit better. -Yeah. | 0:55:39 | 0:55:42 | |
Oh. | 0:55:44 | 0:55:46 | |
-There's another wardrobe. -Whoa! | 0:55:46 | 0:55:48 | |
-We've got more space. -Oh, look, we've got side tables as well. | 0:55:48 | 0:55:51 | |
-Oh, fantastic. -Sweet! | 0:55:51 | 0:55:52 | |
Chris, he's certainly earned my respect. | 0:55:54 | 0:55:56 | |
He's gone back to work, which I think is fabulous. | 0:55:56 | 0:55:58 | |
With a bad back like he's got, | 0:55:58 | 0:56:00 | |
a lot of people would drag that out. Well, he hasn't. | 0:56:00 | 0:56:02 | |
Wow. | 0:56:02 | 0:56:04 | |
-I think it's cleaner now than when we left it. -What happened? | 0:56:04 | 0:56:07 | |
I would like to see Chris and Courtney get their own little house. | 0:56:07 | 0:56:10 | |
I always think children are much better with a little garden. | 0:56:10 | 0:56:13 | |
I think they will manage it. | 0:56:15 | 0:56:17 | |
I think they will move on and move up. | 0:56:17 | 0:56:18 | |
They are certainly not sitters on their laurels. | 0:56:18 | 0:56:21 | |
It's very easy, as a landlord, to completely detach yourself | 0:56:21 | 0:56:24 | |
from your property, and not even to think about | 0:56:24 | 0:56:26 | |
what it will be like to live there. | 0:56:26 | 0:56:28 | |
Got a splashback. | 0:56:28 | 0:56:29 | |
Every six months, I'm going to have a survey go out to all my tenants, | 0:56:30 | 0:56:34 | |
just asking them, are you happy with the house, are there any problems? | 0:56:34 | 0:56:37 | |
Because it might be that I've got other properties | 0:56:37 | 0:56:40 | |
where there's tenants in there | 0:56:40 | 0:56:41 | |
and there's big issues, but they're scared to say. | 0:56:41 | 0:56:43 | |
This thing that we all want to just throw them out on the street, | 0:56:45 | 0:56:48 | |
it's just nonsense. What we want is longevity of tenancy. | 0:56:48 | 0:56:51 | |
The way you get longevity of anything, | 0:56:51 | 0:56:53 | |
be it tenants or relationships, yeah, | 0:56:53 | 0:56:56 | |
is to make an effort with one another and compromise. | 0:56:56 | 0:56:59 | |
It's strange, being home again. | 0:56:59 | 0:57:00 | |
-It's nice. -It is nice. I've missed it. | 0:57:00 | 0:57:03 | |
Just being able to understand tenants better, | 0:57:03 | 0:57:06 | |
I'll actually be a better landlord. | 0:57:06 | 0:57:08 |