Finsbury Park To Buy or Not to Buy


Finsbury Park

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Welcome to To Buy Or Not To Buy. We're in North London,

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which is a hotbed for celebrities,

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from the likes of Kate Moss to Gwyneth Paltrow.

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And I believe our very own Ed Hall lives just over there.

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Mr Hall!

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FOOTSTEPS APPROACH

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Sorry about the delay. I was upstairs.

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What a fantastic house this is! A million pounds they wanted.

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I got it for half a million because I'm such a good negotiator.

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-It's lovely, isn't it?

-It's a shed, Ed.

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But it's detached, we're in Zone 1 and we're near the Tube.

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I'll just say goodbye to the wife.

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VOICE ECHOES See you later!

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I said, see you later!

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-Ready?

-Yeah, yeah. Come on, then.

-OK.

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Ed, I hope we can find today's buyers something better than that shed!

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Charming(!) Rani, I call that home.

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Our house-hunters today are Lise and Darien.

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Lise, the one in the leotard, is a dance education manager.

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Darien, at the keyboard, is an IT journalist.

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They live together in a rented two-bed flat in Finsbury Park.

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Having been in education longer than most to finish their PhDs,

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they've lagged behind their peers who are already on the property ladder.

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But now is the right time to plunge into the blink-and-you'll-miss-it London housing market,

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and they're desperate to get into somewhere fast.

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You two have been together for quite a while.

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Why the big jump into buying your first property together?

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It's not really a big jump. We've been living together in rented property for years.

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In truth, we're happy in the house we're in right now,

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but it's rented, and if, five or ten years down the line,

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we want to live somewhere bigger or nicer - and I think we probably will -

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then we need to start investing in a mortgage, building up a nest egg, moving on up.

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Do you want old, new? Do you want dado rails, picture rails?

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What do you want?

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I think that isn't so important. Modern is fine. Victorian is fine.

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-So the character isn't a problem. You don't mind the style.

-We're open about that.

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We're more concerned about having a little bit of space,

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because we both sometimes work from home.

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What are we looking for? How many bedrooms? How many rooms?

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Do you need separate offices to work in?

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We'd love to find a three-bedroom property so we could have separate offices.

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But realistically, because we're very keen to stay in Central London,

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or at least within Zone 2 on the Tube map, let's say,

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at our price points, we're happy, if there's a nice two-bedroom property, to stick with that.

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-OK, that'd be good for you.

-You've got a lot of objects. Computers seem to be an obsession of yours.

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-It's my work and my hobby.

-But do you need...? I've heard you've got ten.

-No! Ten?

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-We do have ten, but let's be honest, I think most people...

-Lise's nodding.

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RANI LAUGHS

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Most people, if they're harsh with themselves, can get by with no more than four or five computers.

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-That's ridiculous.

-Do you need space, with your dancing? Lots of dancing shoes, or instruments?

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Not so much shoes, but for myself to move would be good.

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Generally I can push things out of the way in the front room.

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-I'm one of those things, normally.

-I push him out of the way so I can roll around a bit.

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-So a good-sized living room?

-That would be good.

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I'm looking at you as trouble, Darien, because you're in a band as well - or between bands.

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-Have you got musical equipment?

-The equipment itself doesn't take a lot of space.

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-How many guitars and keyboards have you got? 25, probably.

-No, I've only got three guitars.

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And Lise's bass. And the keyboard.

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-How many rooms did you want?

-Two, they said they'd be happy with.

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You need a minimum of two bedrooms and a good-sized living room.

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-What about the kitchen?

-It doesn't have to be huge or particularly well-stocked.

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What is the major concern in this move? What is the major thing?

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I would really not want to move somewhere where it suddenly took me twice as long to get to work

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-or where it was a slog to get home of an evening.

-OK.

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Boil it down. Where do we need to be looking?

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We're living in Finsbury Park now and we're on two Tube lines,

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and I love being so well connected and so central.

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If you go up the Northern line to Kentish Town, Tufnell Park, Archway,

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those areas have the same good qualities, so that's where we've been focusing.

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-I like to cycle to work. I don't do it enough.

-So space for your bike?

-Somewhere to keep a bike is good.

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-How far from a Tube do you need to be?

-A nice walk. We could go to eight or even ten, but...

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Ten is the push. And just so we know for speeds, do you walk at that kind of speed?

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-Lise said he walks fast.

-Yeah, I walk quite quickly.

-Can you just do us the arm speed?

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-About that speed.

-Yeah, I'm one of those head-down, determined walkers.

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-What about you, Lise?

-I'm more...

-Like me, you dawdle to the Tube station in the morning.

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If it's ten minutes for Darien, it'll be 12 or 13 if you walk like that.

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-I'm not objecting, though.

-You don't really mind.

-No.

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Shall we go for the price? How much have you got to spend?

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-310.

-£310,000.

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Will you go any higher? Will you hope to haggle?

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-Because you're renting, you're in a great position, ready to go.

-310 is the real number.

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-I like it! I think that's it, isn't it?

-It is.

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-I don't know how easy it'll be, cos I live around here.

-Do we have to get a Tube?

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-Look at the time!

-We'll see you later.

-OK. Take care.

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-Now, Lise I like. I love, even.

-Yeah, lovely girl.

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And Darien I love, but he's also a nightmare. That's a fact.

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He's not a nightmare, Ed. He's given us £310,000 to house him and Lise in a two-bedroom flat.

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He also wants ten computers to live there with him, three guitars, a keyboard and a bike.

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And he wants to get the Tube to work.

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And it has to be within ten minutes walking at this speed.

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So I'll go at this speed to the estate agent's.

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And I will meander, like Lise, to meet the folks of London.

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So today's search takes us to the vibrant and bustling areas of Finsbury Park,

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Kentish Town

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and the slightly quieter and more leafy Tufnell Park.

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A couple of miles north of the City of London, these areas have one major thing in common, the Tube.

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The Northern and Victoria lines both have direct services to the City and the West End.

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Flying in the face of the rest of the country, in these ever-popular areas of North London

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the property downturn has faded into the ether, with prices already up this year.

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It's slightly more affordable here than in the nearby heavyweights of Islington and Camden Town.

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But even so, every inch of space seems to be at a premium.

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The average price of a two-bed flat in Kentish Town and Tufnell Park is £400,000,

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and a little cheaper, at about 325 grand, in Finsbury Park.

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That's 100 grand above the national average,

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which is around £225,000.

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But before we see what Lise and Darien's budget will get them for £310,000 in London,

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let's see what you can get elsewhere in the country.

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If it's period style with modern convenience you're after,

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look no further than this detached coach house in the Newton Mearns area of Glasgow.

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Totally restored, it's got four bedrooms, a 20-foot reception room

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and its own private drive.

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Or how about this four-bed semi in the highly regarded Mapperley Park suburb of Nottingham?

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This property boasts a contemporary kitchen with granite work surfaces

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and a stunning living room.

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And finally, this beauty of a thatched cottage in Little Billing, Northampton,

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is full of period charm, with three double bedrooms, large conservatory and two inglenook fireplaces.

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It's on the market for...

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We should have got Darien up here.

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I should have gone his pace and seen how fast I could walk to the Tube - like this. Go!

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-Hello. My name's Ed.

-Hi. How can I help?

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I have got a couple who are looking for a flat around here.

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Yeah, everyone's late in London.

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If you wanted a two-bedroom flat with a garden, what price range are we talking?

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They start from about... as little as 330, 340, 350,

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-and they go up to 500,000-600,000.

-Wow.

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-So it can be expensive here.

-Yeah.

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-Have you seen the houses round there?

-I can't afford them, can I?

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Well, I don't think so, but I don't know. You should be like me and be on the council.

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It's booming at the moment. Near enough everything that comes on the market we sell straightaway.

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Don't have time to chat. Everyone is busy in London.

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Got to move fast, got to move fast!

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We had 20 viewings on a Saturday - that was the second day of viewings.

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-We had five offers on Monday.

-Wow.

-It actually sold for more than the asking price.

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The people who are going to move here are dancers. Can you dance?

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-Lise, learn from the best. This is what you have to do when you move here.

-You've got to learn from it.

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-Are you going to do it with me?

-Yeah. Go!

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This all sounds very positive, but it's even more positive for me because I live in North London.

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North London is desirable, where everyone wants to be.

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That's where celebrities like myself live. So I'm clever that I bought a house here.

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-Yeah, definitely. Brilliant.

-He knows. He's an estate agent.

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Lise's a dancing teacher. I'm going to show her some dancing tips.

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-Did you say "trips"?

-No, I said "tips". Ignore that. I'm a very good dancer.

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Forget about your dancing, Ed. Have you been doing any property hunting, cos I have?

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I certainly have. Would you like to show us yours first?

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OK, I've found one. This place, let me tell you,

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Darien could definitely do this walk under ten minutes.

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He is fast, and this property is close to a Tube, and that's what they really, really want.

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It is what they really, really want.

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It's quite spacious - I say "quite"...

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-I'm not sure it's got enough space, but I think they could make it work.

-But emphasis on "quite".

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Mine is spacious - very spacious.

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Looking at Rani's just then, I'd say mine is probably a lot bigger, or definitely a lot bigger.

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It's in Tufnell Park, another posh area.

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Up-and-coming, leafy, lovely, ten minutes from a Tube.

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I think Darien and Lise will like that.

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It's a ground-floor flat, so her dancing won't annoy the people below.

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-She wouldn't dance like that!

-She would.

-I think they will dance into the wild card.

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This place is stunning. However, Ed, I can't remember, where is it?

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It's in a bit of here and a bit of there and a bit of somewhere else.

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But the reason why it probably is wild is... Here's a clue.

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Right? I'm Darien,

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and it might be a little bit further to a certain thing from where that is.

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-That could be the problem.

-Why don't we do that to property number one? My treat.

-Rani's one.

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Ed, I know my offering today will really give Darien and Lise something to cha-cha-cheer about.

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It's light, it's airy and the location's on the money.

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But is it big enough, Rani? Don't forget - ten computers, three guitars and a bike.

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We'll see, Ed. We'll see.

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Darien and Lise, welcome to property number one, the one I'll be championing today.

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We're in Finsbury Park. Do you know this area at all?

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Yeah. I'm really impressed, because where we live now is just over the road,

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and we've been looking for months, and you walk in and find something right here.

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-I'm very impressed.

-It's the BBC.

-It's the property hunting team. They're very good at their job.

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-You know how long it takes to walk to the Tube from here?

-It's eight minutes at my pace.

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-I was thinking about 10-15.

-That's Lise pace.

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But I'm quite a slow walker.

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-Is that fair, Lise? Ten minutes for you?

-Ten for me, I reckon.

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-It's the first-floor flat. What do you think?

-You can't see a lot from here, but it has nice big windows.

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It's that kind of bay, lots of light, so that's obviously a plus.

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-The only think I would say is...

-Uh-oh.

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What you can't see is, when you walk from where we are now, across the main road there,

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you cross an invisible line and you leave Islington and enter Haringey,

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and we've always been very happy with Islington Council,

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so this is a bit of a step into the unknown.

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I'm sure they're lovely.

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That's not necessarily going to assure you,

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but I think they will be lovely.

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-You don't have to move into it, because my one is next.

-Shush!

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-Are you ready to enter the house?

-I think we are.

-Three, two, one.

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-Why didn't I look into councils?

-I know. I tried to smooth it over.

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-You just made it worse!

-I was just talking. I know nothing about Haringey Council.

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What do you think?

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Well, the hall's nice.

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I think that's important because it's how you present yourself to your friends.

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-Probably not space for a bike, but we'll let that slide.

-We'll work around that.

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It's a communal hall, so you wouldn't necessarily be allowed to store your bike there.

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But I think you factored that in in other places.

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-The ceilings are high.

-The ceilings are high, yes.

-You can get a rack where you can shove it up high.

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-All right. So we have an open-plan kitchen.

-Oh, wow! I see.

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So this is obviously the big... the recep, as they say.

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THEY LAUGH

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-Ladies and gentlemen, I think we have a star.

-I love him!

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I would like to have Darien on every week.

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-It is a recep, isn't it?

-It's a recep!

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Yeah... I like it.

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The first couple of things, where would you put the TV?

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I know it's a bit ungrateful when you have all these lovely windows.

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-We do watch quite a lot of TV, don't we?

-YOU do.

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Electric hob.

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It's one of the flat ones you can wipe clean, so I don't mind that too much.

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The thing I always forget is, when you're looking at a house that's £280,000, £300,000 or more,

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-what sort of hob it is is a drop in the ocean.

-It wouldn't be that hard to change.

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-They are thinking about it.

-They really are.

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It is a lot of money and you don't get that much,

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but once you're used to London sizes and London prices, this is pretty good for what they're after.

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Obviously it looks like there's no room for a... There's no dishwasher in here.

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-Oh. Very good point.

-I don't know if there'd be plumbing for one.

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Then again, if this is the living area as well, you probably wouldn't want the noise.

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Very true. Washing machine. How will we clean the clothes?

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She needn't worry. There's a launderette at the end of the road.

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No, no, no. Wait till you see the rest of the house, Lise.

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-Interesting lighting. It's got those funny little downlighters.

-I'm not super-keen on those but...

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There's six of them in here,

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so you'll get blown bulbs six times as often - just a rough estimate.

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And you have to get up on a ladder to change them. But it does give a nice even light.

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Lise, she a dancer.

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If you take some of those downlighters out, dim the room down,

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that's a spotlight, that's a central focal point.

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Come Christmas, with all the family around, Lise could do her own performance of Swan Lake.

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-The Nutcracker.

-Or The Nutcracker.

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Oh, OK. It's a bit smaller than I expected.

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-This is obviously the second room.

-Yeah, not too much of this one.

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The second room we've got at the moment is really big,

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but it's acting as a dining room as well.

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So, given the table and the space in the front room, maybe this could be an OK study.

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What are you thinking? Maybe desk over there, computer...?

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That's a nice view.

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Considering it's quite central, there's a fair amount of green.

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There's plenty of light.

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-The second bedroom's not going down very well.

-No. It is quite a small room.

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-Nice and light in the hall again.

-Yeah.

-Really big mirror.

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Do you think they'll say, "On reflection, this property's very nice"?

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Yes, I like the mirror. It does make the place look a lot bigger than it really is.

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-Yes! It's good feng shui, this is.

-But he didn't go for the joke.

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It's a bit windy. A maze of twisty tunnels, all alike.

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It is actually a bit labyrinthine.

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-Bathroom!

-Ah, this I do like.

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We've seen so many poky little bathrooms.

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-And I love...

-Big window, yes.

-Really big window.

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Air, so the place doesn't get all manky.

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-A shower over the bath.

-Nice bath actually, as well.

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A big one, because we've seen lots of places with a little bath.

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Yeah. How big do they think a person is?

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I couldn't fit in half the baths we've seen, but that's a good one.

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This isn't a bad size, this bathroom.

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They've been looking for a while and seem quite pleased with it.

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He was full of praise for the mysterious property hunting team,

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saying, "I didn't even know this was here."

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As we say this, the sound of prosperity is being nailed behind us.

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That is a "for sale" sign going up.

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This must be the main bedroom.

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Oh! Hello. There's the washing machine.

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I thought there was something we hadn't seen yet.

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It's good that it's not in the front room.

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It's maybe not so good that it's next to the bed.

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We're not going to wash things overnight.

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-Do you not do that?

-No.

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Again, I like the windows.

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Two windows, extra light but from different directions.

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And again with the mirror.

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They've cleverly put a big mirror up there to make it feel even bigger.

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There! You can see what I said about downlighters.

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One's gone there, another gone there. It's a bit of a shame.

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What is his issue with downlighters?

0:17:230:17:25

Do you know how much a downlighter costs? The price of a bulb.

0:17:250:17:29

Do you know how much a bulb costs? Pence. It's no reason not to buy a house.

0:17:290:17:33

-Look at your cupboards.

-I want to look in the cupboard. I can't - there's a thing here.

0:17:330:17:38

-Oh! It's quite a big cupboard.

-I'll just close that there.

-THEY LAUGH

0:17:380:17:42

If the cupboard is big enough to hide in, that's probably a good sign.

0:17:420:17:45

The only other thing about this room is

0:17:450:17:48

it's easy to walk around the walls,

0:17:480:17:50

but there's the bed,

0:17:500:17:52

and once you're in it there's not a lot of space for anything else in here.

0:17:520:17:56

It's too small, Rani. It's too small.

0:17:560:17:59

We'd put them all in here, maybe.

0:17:590:18:01

Our chest of drawers is too wide. That won't fit in there.

0:18:010:18:04

Unless we put it that way round, which is silly.

0:18:040:18:06

Do you know why he thinks it's too small? He's just revealed it.

0:18:060:18:10

He's basing a purchase on his furniture. How dare he?

0:18:100:18:14

If we've got the desk in the little room,

0:18:140:18:17

but we can't have a wardrobe in there like we have now,

0:18:170:18:19

there isn't a lot of space for extra storage in here without blocking the window.

0:18:190:18:24

HE SIGHS

0:18:240:18:26

-I think it might be a bit too small overall.

-I think you're right.

0:18:260:18:30

Right, you two. What did you think of this property?

0:18:330:18:36

I think I've got a bit of an idea, to be honest.

0:18:360:18:39

We have so much stuff that I think this place is not ideal for us.

0:18:390:18:45

-The location... Don't get me wrong.

-You were pleased by that, eight minutes to the Tube.

0:18:450:18:49

Yeah, that was a brilliant find.

0:18:490:18:51

But when we got inside, it's just not quite the right shape.

0:18:510:18:55

What do you think about the whole living room with the kitchen area?

0:18:550:18:59

Could you live with something like this?

0:18:590:19:02

We've seen quite a lot of places with the open-plan kitchen.

0:19:020:19:06

This particular one quite intrudes on the living space.

0:19:060:19:10

But there's nothing to move and you could dance quite freely.

0:19:100:19:14

Actually, this would make quite a good studio space, yeah.

0:19:140:19:18

It would have a nice resonance with the wood.

0:19:180:19:21

You'd probably drive your neighbours insane.

0:19:210:19:24

It's a good location, it's nice and bright.

0:19:240:19:27

-However, you've got more stuff.

-Afraid so.

0:19:270:19:30

Would you like to guess the price? That could change your opinion, possibly.

0:19:300:19:36

310,000 was the real amount of money you wanted to spend.

0:19:360:19:39

It could go a bit beyond or under.

0:19:390:19:41

What is this on the market for, Lise?

0:19:410:19:44

-I think under 300. I think 295.

-295. Darien?

0:19:440:19:49

-285.

-Oh, he's dropping down.

0:19:490:19:52

OK. Well, this price may change your mind.

0:19:520:19:56

You want to move somewhere else because you can afford to buy loads more stuff.

0:19:560:20:00

This is on the market at £280,000, so Darien was the closest.

0:20:000:20:04

Well done, you!

0:20:040:20:06

Are you competitive?

0:20:060:20:08

Do you want to wait to guess the price today?

0:20:080:20:11

He competes against himself.

0:20:110:20:13

I don't consider myself the winner. I was five off.

0:20:150:20:18

-You were the closest.

-You are the winner, but we have property two next.

0:20:180:20:22

My sumptuous samba of a property is sure to get our buyers' hearts racing.

0:20:240:20:30

They'll love the space, and there's a surprise ending to boot.

0:20:300:20:34

-Looks expensive, Ed.

-Details, Rani, details.

0:20:340:20:38

Darien and Lise, Lise and Darien,

0:20:380:20:41

walk toward this beauty here,

0:20:410:20:43

possibly one of the greatest ground-floor flats in Tufnell Park,

0:20:430:20:46

nay, the whole of London.

0:20:460:20:48

Now let's just have a quiet moment.

0:20:480:20:50

Can you hear anything?

0:20:500:20:52

-Not really, can you?

-No.

-Pretty quiet.

-Leafy, tranquil.

0:20:520:20:56

Just over there is your A1, heading to wherever you might want to go.

0:20:560:21:00

But just that way is Tufnell Park Tube station -

0:21:000:21:03

the way you walk, ten minutes or less, I'd say, from where we are.

0:21:030:21:07

What do you think about the concept, Lise?

0:21:070:21:09

The concept of a ground-floor flat in Tufnell Park

0:21:090:21:13

is not off-putting to me. Could be good.

0:21:130:21:15

-All right. I'll take "not off-putting".

-I think that's not bad at all!

0:21:150:21:19

Are you ready to enter into one of the greatest ground-floor flats in the world?

0:21:190:21:23

-Absolutely, I think. I can't wait.

-Three, two, one. Enter that flat!

0:21:230:21:28

Go on, dance your way in.

0:21:280:21:31

-Ed, are you sure we can be in here?

-Of course we can. It's fine.

0:21:310:21:34

I've sorted it out with the potential owners.

0:21:340:21:37

Oh! OK. There's an extra external area behind the first door.

0:21:380:21:42

-You could keep your bike there.

-As long as no one vaults over the wall.

0:21:420:21:46

Oh, wow! It's all bright, and nice clean wood.

0:21:480:21:51

-And it smells of wood, doesn't it?

-It does.

-Not at all unpleasant.

0:21:510:21:56

First impressions are good.

0:21:560:21:58

Oh. OK. Yes.

0:21:590:22:01

This is a nice kitchen.

0:22:010:22:04

-Room here for a table.

-Yes.

0:22:040:22:06

-Lots of work surfaces.

-Yeah, masses of work surface.

0:22:060:22:10

-Gas hob.

-Is that a fridge?

0:22:100:22:12

-This one's a fridge.

-So there's no freezer in here right now.

0:22:120:22:16

-But there's room for one.

-There is. And lots of cupboards.

-Yep.

0:22:160:22:20

-This is all rather nice.

-Yeah.

0:22:200:22:22

What they're talking about is a kitchen - not a kitchen-diner or a kitchen-diner/lounge,

0:22:220:22:27

-which is what you gave them.

-I gave them the gallery kitchen thing and it didn't work for them.

0:22:270:22:32

I just thought it was good, so Lise could cook and dance at the same time.

0:22:320:22:37

-In this one...

-Just cooking.

0:22:370:22:39

I'm impressed that this can be in the same price bracket - I hope - as the last one we saw.

0:22:390:22:47

-Oh!

-OK.

0:22:470:22:50

-Good size as well.

-It is, isn't it?

0:22:510:22:53

The first thing I do notice, it's surprisingly dingy, actually.

0:22:530:22:59

Do you think it's just the curtains?

0:22:590:23:01

Yeah, the curtains are obviously just draped halfway over the windows at the moment.

0:23:010:23:07

Net curtains - for privacy, yea, for light, nay.

0:23:070:23:11

You just get that frosting.

0:23:110:23:13

-Frosting - for privacy, yea...

-And for light.

0:23:130:23:16

-For light, nay?

-No, light's good as well.

0:23:160:23:19

They've got neutral decor in here at the moment. I might quite like to add some colour.

0:23:190:23:24

-I knew you'd say that. I like it plain and simple.

-Yeah, you would.

0:23:240:23:28

One thing I do like is there's lots of big, empty walls.

0:23:280:23:32

I like to hang a picture or two.

0:23:320:23:33

If he's so into his computers,

0:23:330:23:36

why doesn't he just get the top-of-the-range computer? He'd only need one?

0:23:360:23:41

He works at a computer magazine. He'd get bullied by all the other computer people.

0:23:410:23:45

"You've only got one? Ooh, I've got 16."

0:23:450:23:48

I'm almost scared to go round here.

0:23:480:23:50

It's got everything right so far. What will inevitably go wrong?

0:23:500:23:54

He's like a perfect game-show host, old Darien.

0:23:540:23:57

He's really built up the jeopardy there. It's only a two-bed flat.

0:23:570:24:00

But he's so in love with it, he doesn't want anything to let him down.

0:24:000:24:05

And I don't think it will.

0:24:050:24:06

OK. Bathroom is good as well. This is a very nice bathroom.

0:24:060:24:10

Really nice. Window, very important.

0:24:100:24:13

Very clean, very modern.

0:24:130:24:14

Yeah, nice, good-sized bath again.

0:24:140:24:17

Yep. Nice new shower.

0:24:170:24:19

Struggling to find anything wrong with this one. Not that I want to.

0:24:190:24:23

And there it is. That's the thing that's wrong with the house.

0:24:250:24:28

There's the teeny tiny little second bedroom.

0:24:280:24:31

Actually, it's not that bad.

0:24:310:24:33

Hang on. Teeny tiny, and then not too bad?

0:24:330:24:37

Probably only slightly smaller than the second room in the other house we saw earlier on.

0:24:370:24:43

And we're thinking about using the kitchen as a kitchen-diner.

0:24:430:24:48

That's true, with less need to store things.

0:24:480:24:51

If this is the worst thing about this house,

0:24:510:24:53

then it's still, I think, a pretty damn good house.

0:24:530:24:57

-So here we go, the final challenge.

-LISE LAUGHS

0:24:590:25:03

-I like the light in here, very airy feeling.

-Yeah, it's not bad, is it?

0:25:030:25:09

It's not big by any means.

0:25:090:25:11

It's a bit strange to have just a little garden area

0:25:110:25:14

which looks straight through plain glass onto the bed.

0:25:140:25:18

It still feels not very private.

0:25:180:25:20

-There are curtains, you know.

-Fair enough.

0:25:200:25:23

Darien - you've made him feel really awkward

0:25:230:25:26

that there's some stranger's garden looking into his bedroom.

0:25:260:25:30

He's like, "I'll be in bed, with people in the garden having breakfast."

0:25:300:25:34

Zip it. Zip it.

0:25:340:25:35

So the overall question is, given the arrangement of rooms in this house,

0:25:350:25:41

that there's a lot more space in the kitchen, a bit less in the second room,

0:25:410:25:45

we'd have to work out how or whether we could fit in all our stuff.

0:25:450:25:48

But it doesn't seem impossible. There's a lot to like about this house.

0:25:480:25:52

An awful lot to like about this house.

0:25:520:25:54

Now, Darien and Lise,

0:25:570:25:59

the big question is, as we stand here in this area of garden, who does this belong to?

0:25:590:26:06

I was going to ask you exactly the same question.

0:26:060:26:08

We thought we'd seen all the house had to offer,

0:26:080:26:11

then you usher us out here and there's greenery. You don't see that in London often.

0:26:110:26:15

And the greenery is yours. THEY GASP

0:26:150:26:18

That was a concern of yours. You said, "We'll be in here with a garden. Whose garden is it?"

0:26:180:26:22

-It's your garden.

-Wow.

-Does that excite you?

-It does a little, yeah.

0:26:220:26:27

So you get that.

0:26:270:26:28

Barbecue summer - if it ever happens - you could have out here.

0:26:280:26:32

You've got your own garden. You've got that. Do you like it?

0:26:320:26:36

-I think there is a lot to like about this one.

-I'll go further. Yes, I like it.

-Oh!

0:26:360:26:41

What do you like about it, Lise?

0:26:410:26:43

I think there's a lot of room inside for all our clutter.

0:26:430:26:46

That is one of the key things we're looking for.

0:26:460:26:49

The big-size kitchen that could also be a dining room is a real advantage.

0:26:490:26:55

A big-size living room to put all our stuff in would be really good.

0:26:550:27:01

Because they are defined rooms, they free up the other rooms.

0:27:010:27:04

It is only two bedrooms and you did hope for three,

0:27:040:27:07

but it makes the most out of the bedrooms you've got.

0:27:070:27:10

The location is fantastic. Time for you to guess the price.

0:27:100:27:14

Who was closest last time? Darien, it was yourself.

0:27:140:27:17

-Your maximum budget, remind me, is...?

-310, we said.

0:27:170:27:21

-Not going to go any higher than that?

-I don't think we can.

0:27:210:27:25

OK, so who's going to guess first?

0:27:250:27:27

-I think it's more.

-I think it's on for more.

0:27:270:27:30

-I think it's 320.

-320?

0:27:300:27:32

-I think it's on at 330.

-Ooh!

-That's what I'd put it on for.

0:27:320:27:37

I don't know what it's on for.

0:27:370:27:39

-Well... it isn't on at either of those prices.

-Really?

0:27:390:27:43

And the news isn't great initially on this.

0:27:440:27:48

Darien, you are closest. You've won it already, which is bad news for you, Lise.

0:27:480:27:54

Here comes the other bad news - but listen for good news at the end. The actual price is £350,000.

0:27:540:28:00

We've had a nibble and a nod and a whisper.

0:28:000:28:04

There's a deal to be done,

0:28:040:28:06

and that deal puts it very much tantalisingly within your grasp.

0:28:060:28:11

-Intriguing.

-It is.

0:28:110:28:13

-As intriguing as the wild card? Would you still like to see it?

-I think we should.

-Yeah.

0:28:130:28:19

-It's getting better and better.

-I think it's this way.

0:28:190:28:22

And last but not least, everyone's favourite - the wild card.

0:28:260:28:30

This two-bed flat has all the beauty and romance of the ballet.

0:28:300:28:34

I think this could be a winner, Ed.

0:28:340:28:36

But will the location be a bridge - or, in this case, a station too far for Darien?

0:28:360:28:41

Here we are, finally, at the wild card for Darien and Lise.

0:28:410:28:46

Now, I've got to say, there's many reasons why this one is wild.

0:28:460:28:51

One being we can't actually tell you where exactly it is.

0:28:510:28:54

We're arguing over this.

0:28:540:28:56

-Some say Stroud Green.

-I thought it could be Hornsey.

-Hornsey Road.

0:28:560:29:00

However, I do believe you guys don't live too far from here.

0:29:000:29:04

You can probably just about see it down there.

0:29:040:29:07

-Can you tell us what area we're in?

-They just call it the Tollingtons after the name of the road.

0:29:070:29:12

-I like that. The Tollingtons.

-Very posh. Like the Hamptons to the people of New York.

0:29:120:29:17

The only downside, another reason why it's a wild card,

0:29:170:29:20

it's outside of your strict regime of ten minutes from the Tube.

0:29:200:29:23

I didn't want to say, but I know this area is quite a way down the road from the Tube.

0:29:230:29:28

-How long are we talking?

-I'd estimate 12 or 13 minutes.

0:29:280:29:33

Is there any chance you could pick your pace up?

0:29:330:29:36

You've seen how fast I walk! I'm not a sprinter.

0:29:360:29:39

But we'll go in with an open mind,

0:29:390:29:41

and if the house is as good as you say it is, maybe we'll give it a try.

0:29:410:29:45

-Are you ready to enter the property?

-I think so.

-It is a wild card.

0:29:450:29:49

Enjoy it. It's yours for the next televisual five minutes.

0:29:490:29:53

-Very attractive front door.

-This is really nice, actually.

0:29:570:30:00

I know it's all superficial stuff,

0:30:000:30:04

but the carpet's nice, lovely banisters.

0:30:050:30:08

-Really good carpet. I like that.

-Doesn't look wild at all. It looks very respectable.

0:30:080:30:12

-Darien's never seen the programme.

-I can't believe there is someone who hasn't.

0:30:120:30:17

Anyway, Lise has. Darien obviously assumes the wild card may have live animals in it or a wildness to it.

0:30:170:30:22

That isn't why it's wild.

0:30:220:30:23

-Oh, wow!

-Oh, yes.

0:30:260:30:27

-Look in here.

-This is very grand, isn't it?

0:30:270:30:31

-It's amazing.

-But what do we do with a fireplace? Does that work, do you think?

0:30:320:30:36

It looks like it might. It looks like it's been used.

0:30:360:30:40

-Wow.

-THEY LAUGH

0:30:400:30:43

This frieze on the ceiling is amazing.

0:30:430:30:46

It feels a bit too posh to be a first-time buyer's home.

0:30:460:30:50

-Too posh?

-Well...

0:30:500:30:52

Darien, you're a PC expert, Lise is a dancer.

0:30:520:30:55

-They're allowed it.

-They're cultured. They deserve a posh property.

0:30:550:30:59

And if you've got 300 grand to spend and you can buy this, buy it.

0:30:590:31:03

-It's very easy to see how our stuff would go in here.

-Yeah.

0:31:030:31:06

And there's options as to where we could put the telly,

0:31:060:31:09

because there's three or four walls.

0:31:090:31:12

I know. Wow.

0:31:120:31:13

-Let's not get too mad. We haven't seen the rest of it yet.

-All right.

0:31:130:31:18

Oh, he doubts the rest will be as beautiful.

0:31:180:31:22

Ooh! Beautiful kitchen.

0:31:220:31:24

This is very nice. I quite like the way that, although it's a small room,

0:31:240:31:29

they've put work surfaces on both sides.

0:31:290:31:31

-Yeah, so there's intelligent use of the space.

-Yeah, it is.

0:31:310:31:35

It's like a house built by a clever person.

0:31:350:31:38

Anyone who can build a house is a clever person in my book. It's not exactly easy.

0:31:380:31:42

I do have one question, which is about the washing machine.

0:31:420:31:46

Well, yeah. Is one hiding in there?

0:31:460:31:48

-SHE GASPS

-It's a dishwasher!

0:31:480:31:50

-A dishwasher.

-I am literally overjoyed.

0:31:500:31:53

-You do know you can buy dishwashers, right?

-Yeah, but this has already got one.

0:31:540:31:59

It's got a value to it.

0:31:590:32:00

-Look what I found in the cupboard!

-A washing machine.

0:32:000:32:04

Right, we're buying this. I don't need to see the rest.

0:32:040:32:07

-And the cooker!

-Let's not get too carried away.

0:32:070:32:10

OK, so this is a tiny kitchen. However...

0:32:100:32:12

It's a fully tricked-out kitchen. This has been "pimped", as the youth would say.

0:32:120:32:16

And look at these windows.

0:32:160:32:19

-We're north-facing here, I think.

-I think so.

0:32:190:32:21

So you get a good light coming through without being dazzled.

0:32:210:32:25

Again, the television being the centrepiece of our world,

0:32:250:32:28

it's probably quite good in terms of not having glare.

0:32:280:32:32

-It's the centre of their world.

-It is.

0:32:320:32:35

Aha! This, I believe, is the bathroom.

0:32:350:32:39

Oh, look! It's really nice and light and clean.

0:32:390:32:43

It's funny, you say it's nice and light,

0:32:430:32:45

but I'm sure you spotted, the second we walked in, it doesn't have a window.

0:32:450:32:49

It is the one drawback. You do get that with a lot of bathrooms.

0:32:490:32:54

-I'd prefer to have a window but...

-I'm aware of this.

-I know. Even so.

0:32:540:32:59

Ed, they've noticed there is no window.

0:32:590:33:03

-HE GROANS

-It's a drawback.

0:33:030:33:06

-All right. Bedroom two, maybe?

-I presume this is bedroom two.

0:33:060:33:10

If it's bedroom one I'll be a bit disappointed.

0:33:100:33:13

-But, for bedroom two, a perfectly good size.

-Yes, it definitely is.

0:33:130:33:17

-I can picture everything in here.

-There's a nice alcove we could put shelves in.

0:33:170:33:21

Or we could put the wardrobe in and set it back

0:33:210:33:24

-so it wouldn't be too intrusive.

-That would work really well.

0:33:240:33:28

-Oh.

-OK.

0:33:280:33:29

Turns out that was the master bedroom after all.

0:33:290:33:32

All right. That noted, I don't think it's a major problem

0:33:320:33:37

because this is still a good size and shape, I think.

0:33:370:33:40

It is. To be honest, as soon as I saw it, I was a bit disappointed

0:33:400:33:43

because my expectations were so high.

0:33:430:33:45

He liked that room, but he was hoping this room would be bigger.

0:33:450:33:50

There's the doors over there to go out onto the balcony, which is exciting.

0:33:500:33:55

But it does mean that you can't stick a wardrobe in front of that.

0:33:550:33:59

-So the usable space will be less.

-True. We'd have to think about it.

0:33:590:34:03

-I hate thinking about things.

-I know.

0:34:030:34:05

-Here they are, here they are.

-They're coming.

0:34:080:34:10

Ooh!

0:34:100:34:12

Lovely iron - I think, probably - balcony.

0:34:120:34:16

It is lovely. To be honest, I don't really care what a balcony's like.

0:34:160:34:21

-Just the fact that it exists...

-Yeah.

-I have this romantic idea

0:34:210:34:24

that we're going to sit out here on the deck in the setting sun and drink G & Ts.

0:34:240:34:29

It'll only be possible about 20 times a year, but I like the idea.

0:34:290:34:32

They don't feel they're allowed to talk to us during this part. Let's just listen.

0:34:320:34:37

You could plant a tub, a few pots. It'd look lovely.

0:34:370:34:40

Plants. Didn't think of that.

0:34:400:34:42

I think I've seen this balcony now. We can go in and get warm again.

0:34:420:34:46

-WHISPERS:

-He could keep his bike here.

0:34:460:34:48

-He could.

-He could.

0:34:480:34:50

I don't know what to say about this place. It's been constant surprises.

0:34:510:34:55

It was so much nicer than I was expecting when we came in.

0:34:550:34:59

I really like the front room. I really like the kitchen.

0:34:590:35:04

I think the back bedroom is... maybe not a problem.

0:35:040:35:07

-We'd have to see.

-Yeah, we'd have to think about that.

0:35:070:35:10

The other thing is the location. You know how I feel about long walks to the Tube.

0:35:100:35:15

I don't know exactly how far it is. I know we're further up the road now than we are.

0:35:150:35:19

That's something I'd really, before I signed on the dotted line... I just don't know.

0:35:190:35:24

-You need to do a speed run.

-Yes, I probably do.

0:35:240:35:28

So, guys, how was the wild card for you?

0:35:310:35:33

Impressive, actually, I have to say.

0:35:330:35:36

It wasn't very wild at all. It was actually very respectable.

0:35:360:35:40

-What were you expecting?

-We don't normally have animals or an element that is physically wild.

0:35:400:35:46

-You lied to me!

-I'm sorry.

0:35:460:35:47

It was possibly wild because we don't know where it is and it's a bit further away to walk.

0:35:470:35:53

One of things you mentioned was that the rooms were a bit small.

0:35:530:35:56

-He was going mental over this.

-No, they're not SMALL small.

0:35:560:36:01

The front room was so impressive, it raised our expectations.

0:36:010:36:05

And because the entrance looked so lovely, so expensive,

0:36:050:36:10

you kind of feel like you're in a big, luxurious house.

0:36:100:36:15

-What about this place out here?

-STAMPS FEET

0:36:150:36:17

-I don't know about that, but I can see it being useful.

-I was trying to impress you, Lise!

0:36:170:36:22

It is good to have an outside area. We could make good use of it.

0:36:220:36:27

Who wants to go first? £310,000 is our maximum budget, what we really want to spend today.

0:36:270:36:32

I'll go to you, Darien, first.

0:36:320:36:34

If I were selling this, I'd ask for 330.

0:36:340:36:38

OK. Right. Good logic.

0:36:380:36:41

Lise?

0:36:410:36:43

Based on the same logic...

0:36:430:36:45

I'm going to say 340.

0:36:450:36:50

Lise, I don't know whether to congratulate you or commiserate,

0:36:500:36:55

because, Darien, you are actually the closest, at 330.

0:36:550:36:59

This property is on the market at £335,000.

0:36:590:37:03

-It was actually a draw!

-Yeah!

-Now I feel bad on Lise.

0:37:040:37:08

It's a draw.

0:37:080:37:09

-But Darien won anyway. So...

-I feel bad now for Lise.

0:37:090:37:14

-Lise, congratulations.

-Thank you, Rani.

0:37:140:37:17

You've kind of won one.

0:37:170:37:19

Well done, you.

0:37:190:37:21

Of course, it is over your budget.

0:37:210:37:23

But haggling, working with your 10% rule and everything else,

0:37:230:37:27

we could possibly haggle this back to the 310 that we'd like it to be.

0:37:270:37:31

You now have to make the biggest decision of your lives.

0:37:310:37:34

We can't help you. We used to in the old days, but now we can't.

0:37:340:37:38

Go off, have a cappuccino, do whatever it takes, but come to a conclusion.

0:37:380:37:43

-We will see you later.

-OK.

-Good luck.

-Cheers.

-Good luck.

0:37:430:37:46

Whilst they do that, here's a quick recap for you at home.

0:37:460:37:50

My pick today was the classic Victorian two-bed conversion.

0:37:510:37:54

Size was an issue, but will Darien and Lise be tempted

0:37:540:37:58

by the price tag of 280 grand?

0:37:580:38:00

That's 30 grand less than their budget.

0:38:000:38:02

My property is certainly in with a strong chance.

0:38:020:38:05

How can Darien and Lise turn down their very own private garden?

0:38:050:38:08

The price was a bit of a sticking point at £350,000

0:38:080:38:11

but there's always the haggle zone.

0:38:110:38:13

And property three, the wild card.

0:38:130:38:16

This was right up Darien and Lise's street.

0:38:160:38:18

-Hold on. Wasn't it ON their street?

-Yes, it was.

0:38:180:38:20

But it had stunning period features and a roof terrace.

0:38:200:38:23

It's on the market at £335,000,

0:38:230:38:26

just within range of their budget.

0:38:260:38:28

But is it within range of the Tube?

0:38:280:38:31

I am never ever surprised. The wild card never fails, does it?

0:38:340:38:40

-So you love this place and want to test-drive it?

-It's the one we'd like to look at again.

0:38:400:38:44

Our mysterious To Buy Or Not To Buy surveyor has come to sniff at the property.

0:38:440:38:48

I must stress it is not legally binding,

0:38:480:38:51

but if you were to purchase this, it's a good heads-up as to what you're getting into.

0:38:510:38:56

The first point is what, Rani?

0:38:560:38:57

You went in and went "Wow" because it's been completely renovated.

0:38:570:39:02

New wiring, new boiler, the lot.

0:39:020:39:04

However, he said when something is completely renovated,

0:39:040:39:07

you must get the completion certificate.

0:39:070:39:10

Hopefully that has been done, but double-check.

0:39:100:39:13

Make sure you get those certificates in your hand.

0:39:130:39:17

The other thing, rather intriguingly,

0:39:170:39:19

our fancy outside garden, a garden terrace or whatever it is,

0:39:190:39:24

it is on top of someone else's roof.

0:39:240:39:28

If something were to go wrong with their roof, in order to fix it,

0:39:280:39:31

your garden terrace would probably disappear.

0:39:310:39:34

You would want to know who is responsible for what,

0:39:340:39:37

really look at what you get with your flat. If there's any cost,

0:39:370:39:41

if you'd have to pay for their roof or they'd have to pay for your garden.

0:39:410:39:45

You need to look into those things. Other than that, it is very nice.

0:39:450:39:49

-Has that put you off?

-No, that's not bad at all.

0:39:490:39:51

-Ready to start the test drive?

-I think so.

-Yeah. Let's go for it.

0:39:510:39:55

Three, two, one. Release yourselves into that house.

0:39:550:39:58

Right, here we go. Darien's off - and what a pace!

0:40:030:40:06

Is he walking extra-fast because he likes the wild card?

0:40:060:40:10

I don't think so. I think that's just a stroll for Darien.

0:40:100:40:14

It's slow... slow...

0:40:140:40:16

Meanwhile, Lise is making herself very much at home here,

0:40:160:40:19

testing those wooden floors with a bit of dance teaching.

0:40:190:40:22

Very impressive. I think they call this particular move "the roll".

0:40:250:40:29

Are you keeping an eye on the time? Darien's not back yet.

0:40:290:40:34

No, there he is, arriving at the Tube station. It's not looking good, Rani.

0:40:340:40:38

He can only be a couple of minutes over the max, surely.

0:40:420:40:45

Splishy-splashy.

0:40:470:40:49

Time for the million-dollar question.

0:40:490:40:53

-Just helping ourselves to drinks.

-Oh, hello!

0:40:540:40:58

-Hello!

-Chin-chin.

0:40:580:41:00

-Hope you don't mind.

-Water and lemon. Keep us nice and fresh.

0:41:000:41:04

Now then. My goodness gracious me.

0:41:040:41:06

You chose the wild card - a lovely wild card - and you've test-driven it.

0:41:060:41:11

-A small dance school was taking place in here.

-Well, I try my best.

0:41:110:41:15

How was it for space?

0:41:150:41:17

You're the issue with the laptops and a lot of other space needs.

0:41:170:41:20

But with the dancing, how was the floor? Was it shiny enough to spin?

0:41:200:41:25

Actually, it is a very good floor.

0:41:250:41:27

Darien, what about the walk to the Tube?

0:41:270:41:29

I have to admit, I timed it and, even at my pace, we're talking a good 12 minutes.

0:41:290:41:34

Do you think you were having a bad day, going a bit slow?

0:41:340:41:37

No. I wish I had been.

0:41:370:41:39

But I really wanted to like this place so I was putting on the pace.

0:41:390:41:42

-The extra spurt?

-Exactly. I was inspired.

0:41:420:41:45

-But it's only two minutes.

-Two minutes!

0:41:450:41:47

Two minutes over my maximum, though. Come on.

0:41:470:41:50

-What's two minutes?

-It may not have swayed Darien

0:41:500:41:54

because there is the big question to ask.

0:41:540:41:56

We do have the big question now of the programme.

0:41:560:41:59

We know it's just 12 minutes, but it's only two minutes.

0:41:590:42:02

But we're going to ask the question anyway. Are you ready?

0:42:020:42:05

To buy or not to buy? Would you like a drink first?

0:42:050:42:08

-Are you ready to give us the answer?

-It's a toughie. What do you think?

0:42:080:42:12

I have a bit of difficulty envisaging exactly where in the house

0:42:120:42:17

we're going to put all our bits and bobs.

0:42:170:42:19

Even though it's a good dance studio?

0:42:190:42:21

Darien, I'll go to you, looking for a positive.

0:42:210:42:24

The real concern that I have is, when we said our max was 310,

0:42:240:42:28

I didn't expect you to hammer it quite so hard.

0:42:280:42:30

-It's London!

-I'm afraid I can't mortgage everything I've got on a house that isn't quite right.

0:42:300:42:37

-Fair enough. We just didn't get it.

-You did very well. We were very impressed.

0:42:370:42:41

But remember, if the credit crunch is coming to an end and we're coming out of recession,

0:42:410:42:46

you need to buy soon, because the position you're in now of being chain-free

0:42:460:42:50

may not be as enviable in the future.

0:42:500:42:53

Ooh! That was really angry!

0:42:530:42:55

You could print that on a T-shirt! I don't know who you'd sell it to.

0:42:550:42:59

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0:43:130:43:15

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