24/10/2011 Inside Out South


24/10/2011

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Welcome. Here is what is happening tonight. Alvin Hall reveals the

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full cost of a university education. �75,000. We need the Oxford

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brothers still determined to go whatever the cost. It will be hard

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to raise that money. Hopefully I will get a job that pays off the

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dead. If you are passionate you'll do anything for it. Bringing

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foreign wildlife into your home. These are not cuddly, they can be,

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but on their terms. What price the latest exotic pets? It is an

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accident waiting to happen. Welcome First, you do not need a degree in

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economics to work out that going to university is going to get more

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expensive. What are the new costs in real terms? Is there a way to

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avoid them? Albert Hall has been crunching the numbers. -- Alvin

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Hall. Young, confused and afraid. This is what thousands of teenagers

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in England fear. A lifetime on the run. What is chasing them? Student

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debt. Is it really going to beat the horror-movie we have been led

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to believe? Whether you think the height in fees is fair or not, it

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is happening. Young people need to know what that fact. I will show

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you what the degree will cost and how to avoid the fees. Next year,

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at English universities will charge up to �9,000 per year. With living

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costs on top, graduates can face debts of up to �50,000. How much

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will they actually end up paying back? I have come to meet some

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sixth-formers in Birmingham to show them. I think the number will shock

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them. Earning interest whilst paying back alone is a number

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people do not think about. If you graduate with �50,000 worth of debt

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and you get a high-paying job, how much of that money do you have to

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pay back? I am not sure, is it all that? It is all dead and more.

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Interest. You are right to be scared. �75,000. His back just for

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one person? -- is that for one person. Is it for the average

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degree? It is, if you take and the maximum loan. What if they are

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couriers do not go as planned? amount you paid back is zero.

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their careers. What is going on? The repayment of the loan works

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like taxes. If you never earn above a certain amount then you never

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paid back a penny. The new independent task force on student

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finance is led by Martyn Lewis. biggest confusion night there is

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the price tag, �50,000, with the actual cost. This is a very

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different type of system. Many people will not come close to be

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paying in full what they borrowed. Some will not pay back anything at

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all. We are putting people off going university because they are

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looking at the price tag and not the cost is Bass -- is very bad.

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Most people will face debt, so is there a way avoiding fees? Yes, you

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can study abroad. At this they are in London, teenagers discovered how

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much they can say. Everybody would rather go to university and pay

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less. It is cheaper, that is attractive. In fact, dozens of

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universities across Europe offer courses not in English. The fees

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differ from country to country, but in Scandinavia tuition his fee.

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Denmark we have no tuition fees at all because the Danish government

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pays for Danish and EU students. This student has already taken the

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plunge, and is off back to university in Slovakia. Over there,

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she saves a fortune on living costs, spending just �100 per month. I

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caught up with her by a web cam. What advice would you give to

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anybody considering what you have done? If you are considering it you

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should go for it. It is worth doing. You have to be brave, but I have

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never looked back. It is great. Time is up. I want my money.

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Studying overseas may be one way to avoid the debt. But there are down

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sides. If you study abroad, the government here will not make you a

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loan. Only some of the courses are taught in English. Some employers

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might not recognise foreign degrees, so you must do your homework.

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Another way of beating the fees is getting someone else to pay.

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London's financial heartland is a good place to look. Do not be

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fooled by the suits. Believe it or not, these youngsters are all

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freshers. They are sponsored by an accountancy firm. The entire

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package was a degree, salary, tuition fees were paid, and a job

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at the end. You were helped to become a qualified and chartered

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accountant. Is there a catch? is not a catch, I do not think so.

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You must work hard, if you want, that is the catch. The man who runs

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the programme tells me they do not offer the stereotypical student

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experience. This is an extremely intensive programme, they have to

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work for us, study for their degree, and obtain their qualification in

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six years. That will require hard work. That is all we require.

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there are bursaries. Students from low-income families can get money

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from various sources. It is worth trawling the Web. Is there another

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way of avoiding the dead? -- avoiding the deficit? You can pay

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up front. This girl is trying to do just that. As well as studying for

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her A-levels, she sells beauty products on her website. I set up

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my business to save up for university. My parents said it

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would be too much for them to pay, and I hope to avoid not getting in

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debt because I know it takes a long while to get out of it.

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government allows students to pay upfront but most will have to take

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out a loan. One financial expert believes graduates could end up

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paying far more than anyone has predicted. This financial

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journalist warns students to be wary. The problem is the deal is

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not the deal. There are all these numbers flying about about payments

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starting at �21,000, percentages, but none of those are in the

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contract. In fact, the Government can change those numbers if it

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wants to in five years or 10 years. Students could end up paying a lot

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more. Any big changes would have to be approved by Parliament. Like

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many Americans, I graduated with the equivalent of tens of thousands

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of pounds worth of deficit. It was daunting, but if you know the facts,

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student debt does not have to be scary. I confronted it and so can

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you. Despite the worrying predictions, a

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survey commissioned by asked shows that only 10 % of sixth-formers are

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now worried about going on to university. The vast majority of

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people are quite happy to leave home and eat cold baked beans. Once

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they get there, how do they know they get value for money? I always

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lock the door. Mary is doing A- levels in Winchester but hopes to

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go to university. Her three-year degree course in journalism will

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leave her with tuition fees of �27,000. She needs to be sure she

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is making the right choice. In the beginning and looked at all the

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prospectuses I could, got the feeling for many universities, and

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look at the ones that did journalism courses, look at how

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they were positioned in surveys, student satisfaction. Is it all

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about league tables? Not completely, but you can tell, sometimes there

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is a percentage of high many students get jobs when they come

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out of university. The whole point of university is getting a

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successful career. Today, she and sizes of others -- she and

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thousands of others are checking out Bournemouth University.

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Bournemouth will charge just over �8,000 for most courses. Mary's

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degree will be the full 9,000. -- �9,000. At first it made me not

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want to go to university but I have to go for it. I will pay off

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eventually. Despite the horrible cost, I will get a degree and a

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good job. One of the most important questions is you have to ask

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yourself what you will earn over the course of a career, in

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comparison to whether I go to university or not. The other thing

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is to think about the benefits of university that are not just

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financial. The networking, the opportunities to do things not

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available to others. What is your favourite part about being here?

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The beach is the best bit. The nearest beach for me used to be a

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small one, so being able to go down the beach is really nice. Is it a

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worry that she will potentially come out with a huge amount of

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debt? It will always be in the back of my mind. If I could pay it back

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for her, we would try to do that. But if you have not paid for it in

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30 years, it is written off. Like Mary, these three brothers from

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Oxford who came from Somalia at as asylum seekers six years ago, all

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want to go to university. If they do between them they will rack up

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I do not come from a wealthy background. It would be hard for me

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to raise the money. It's a lot of money but it would help to get a

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better job to pay off the debt and feed a family. It is value-for-

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money if you know that is what you want to do, if you're passionate

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about it and you would be willing to do anything. They are students

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in Oxford and are determined to make it to university. If you try

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your best there is hope, rather than not going to uni and being

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useless. Going to you me, isn't it about being able to pick up those

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qualities you need to pursue a job as well as from ships. Living in

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Oxford, the boys have to universities on their doorstep.

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Oxford Brookes and another with a slightly more global reputation.

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Oxford University is ranked in the world's top 10, former students

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include 26 prime ministers, Nobel Prize winners, six Kingers, 12

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Saints and possibly a partridge in a pear tree. With their reputation,

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it is not surprising it attracts the best students with the best A-

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level grades. As the oldest university in the English-speaking

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world, it has had time to get it right. They have been teaching for

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nearly 800 years. What makes a box that stand out is the use of

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tutorials as the bedrock of teaching. One of two students meet

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with an expert in their field but for the overall comparison to find

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out how Oxford fares, you meet league tables. Let's look at a

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random league table. One produced by the Telegraph for English. The

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figures to look at, the student and staff ratio, 12-1, it varies across

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the south, 22-1. Another interesting figure is the spend per

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student, Oxford at over 7,000, the others around a half or two-thirds.

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I would say to come and look around and speak to students, you can only

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get some information from league tables but if you do a league table

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of financial support, we are near the top. His Oxford still

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attainable for anyone? -- his Oxford. You do not pay up front, it

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depends when you pay it back, it is attainable for anyone. League

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tables may be a rough guide but with more than 100 universities to

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choose from, including Oxford, how do you choose? At Sherborne in

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Dorset, 95% of students go to university and they are lucky

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because the careers adviser is the man in the nave. You visited or 120

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universities across the UK. What have you learnt? The most important

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thing is there is a rich diversity, one institution is different from

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another. Can you rely on brand names? Definitely not. The first

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rule in applying is not to rely on brand-name loyalty. But try to find

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out the evidence of water is on offer. How do establish where the

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university is a valuable? The value is an individual's judgment, the

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applicants judgment. I do think that universities should give clear

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evidence on what exactly they are delivering in terms of teaching and

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how what is delivered. Charlie, you are interested in history. Yes.

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Which universities on your list? The five are orcs that, as the

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first Jewess, UCL, and then at Durham, Exeter and York. Is one

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better because of the reputation? It depends what you want to pursue

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as a career. And look at what universities provide the best

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option rather than saying that this brand name is better than the other.

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If you go to big brand and a little brand but the little brand felt

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better but the big brand did not feel so good on the inside, you

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must look at what is good on the inside which has the quality of the

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course. What is your top tip? at the student union website where

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you might find election manifestos of the student union elections and

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you might find sometimes that might show you some of the current issues.

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The problems a bits-and-pieces. That is brilliant. A good top tip.

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In the future, students will be giving more thought to where they

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study, or for some other more important things than value for

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money? She loves -- he leads dance and drama, what makes a difference

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is what offers the best degree course in psychology plus the

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opportunity to pursue his passion. For me, the process of university

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is about having to struggle and suffer and learn from it. By taking

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the risks, it helps to empower yourself as a person. I am looking

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at how happy I will be here because I live here for three years. I need

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to be somewhere where I will enjoy myself and to be learning. And it's

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got a beach. Yes, I would not mind paying extra to be nearer beach!

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Do not forget if you have a story, drop me an e-mail. Are you quite

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sure that a fox is responsible for knocking over your bins at night

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and scattering rubbish across your garden? I ask only because another

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wily scavenger is becoming increasingly at home in our gardens

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- Isolated escapees, or something more sinister? JG went to Hampshire

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to learn more. I looked out of the window and I saw an animal walking

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across the garden. I grabbed my camera and followed it around in to

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the back garden. I took a few photographs. As I followed it, I

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thought this is not a cat, it is bigger. It looked about 18 inches

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long. It seemed quite tame. It was not afraid of me, it did not run

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away. I was following it along. I thought our these dangerous

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animals? Should I be worried? Will it bite me? I took small

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photographs and we came to the back of the garden near the greenhouse

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and a looked like it was a raccoon. Racoons in Chandlers Ford is just

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for starters. Wild cats have been sighted in Southampton. Coypu are

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roaming wild in West Berkshire and skunks are causing a pong in

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Gloucestershire. So where have they all come from? Meet Michelle. She

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breeds and trades in exotic animals, and her favourite, the racoons,

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take centre stage in her Portsmouth home. Racoons are not for everyone,

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I do not suggest any body with young children has won. It is a

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business, not just a hobby. I have to be licensed because of the

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volume of babies I am selling. If it was just my own I would not need

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licensing but I am selling on behalf of our that readers. I like

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to have my hands on the animals. I do advise people that have raccoons

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to not treat it like a child, do not treated like a dog or anything

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else. Let it be a reckoning. they breed the life question mark

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note, the mail will mate with as many females as he can. But

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Michelle is aware that racoons could easily survive if let loose

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in the British countryside. If they got into the it while they would do

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very well. That is down to good husbandry, -- into the wild.

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Keeping them from escaping. This event at Vesham in

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Worcestershire is one of many that gives the public an opportunity to

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risk sticking their fingers in cages. Although no animals are for

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sale today cards are handed out and deals done later for the people

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still set on bringing something from the wild into their home -

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even the more bizarre ones. What is that? So guinea-pigs. They have

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longer and flatter feet. It is like rubber. What is she saying about

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you! They are not domesticated. They are not like cats and dogs.

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They're still very wild. Hello, Derek. I have looked already, the

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main thing is that the organisers insist this is about education and

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not promotion. I want you to have a look. Into the lion's den steps

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Derek Gow. He's a conservationist who's concerned at the havoc non-

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native species could bring to British wildlife. I have been

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involved in projects to reintroduce animals that should be here like

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water voles and beavers. Quite a number of years there has been

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fighting about it. Many of these animals are attuned to the British

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environment. Many of these animals have nothing to do with here and

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could cause long-term threats to his rival of native wildlife.

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could spray in my face but it is unlikely. I am a mechanic. She

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stays in the offices. So anyone that doesn't pay, you get her out?

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I am not the moral arbiter. It is a security issue, they should be

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legislation when it comes to animals which could cause problems

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for native wildlife. So if Derek's reintroducing the water vole to our

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streams. Last thing he wants is a population of raccoons muscling in.

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I have been involved with mammals for a long time. In 30 years I have

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been involved with native species, there have been a number of

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animals... The raccoons and reading on Loch Lomond and the potential is

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for these animals to cause problems. The issue is this is a government

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responsibility. You can now walk away from this. The implications

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were not be in our lifetime but in the future. When it comes to it, if

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you have established populations at wild it will have a knock-on impact

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for native wildlife. It is the Government's responsibility. Back

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in Portsmouth, Michelle sells dozens of raccoons a year, and sees

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no problem with it. You can understand if these things got into

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the countryside, it would be like mink for her. They are a handful,

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as you can see. If the concerns are justified then this trade in

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raccoons and Michelle's other wild animals will be more tightly

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regulated if not banned completely. It'd be the end of Michelle's home

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pet shop. How much is this chap question mark �700. People pay it.

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Imagine what you pay for a pedigree dog, it is the same line. What is

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the attraction? They are an intelligent dog. They are more fun.

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They are more exotic. There are different. These are becoming very

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popular. They are really nice docile animals. I am getting daily

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inquiries for skunks. Michelle has also set up a stall promoting her

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animals at the Evesham show. Unlike Derek, she feels that exotic pets

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are now part of our landscape, and self regulation should be the way

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forward. You'll never stop people wanting to keep exotics. If I

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police it, some of these animals are getting all of their needs met.

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The problem is, it is not people that are responsible, it is people

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who were irresponsible. Racoons are right to Europe now and the

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potential for them to establish an do well in a climate and have a

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profound knock-on implications for native species is incredibly

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worrying. I do not disagree. I make sure that every person I sell a

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Macken took his fully vetted. not a case of goodwill, they should

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be legislation which makes it very difficult for people to have

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animals like this and for some species to be prohibited. It is an

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accident waiting to happen. It is only time. But for Michelle any

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legislation would hit her hard, not just in her pocket but in the

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pleasure she gets daily from her very wild lifestyle. I would go out

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of my head if I didn't have my animals. I am not satisfied with a

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cat and dog. I am not a doggie person. Dogs are to needy for me.

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Interesting. I would find it horrible if I did not have my

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animals. I would be devastated if they ban racoons. That means that

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is it. When I have lost an, that is it. I would never be able to have

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any others. -- lost them. I do not bite, drop me an e-mail and see

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next week! The dangers of a life- saving heart operation for Harry.

0:28:280:28:33

They will pull him -- put him out with gas and air. This children's

0:28:330:28:38

unit in Southampton is threatened with closure. The government wants

0:28:380:28:42

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