15/04/2012 Sunday Politics West


15/04/2012

Andrew Neil and David Garmston with the latest political news, interviews and debate.


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End the West: We meet Steve Wyatt the Minister of the key to you and

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fireman plans. Is there any chance to the days where factory workers

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Apology for the loss of subtitles for 1729 seconds

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can expect their gold plated Good afternoon from the team here

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and the West Country. Today we're asking how are we going to pay for

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our old age? In the good old days, workers here enjoyed great pension

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rights from the company that looked after them. Now many are facing

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huge uncertainty about how we will pay for the golden years. I am

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shocked -- joined by Steve Webb, there Pensions Minister in the

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coalition Government. Welcome to you. The Chancellor expressed a

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shock this week were that wealthy people are not paying tax in some

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cases. Do you share that astonishment? I think there is

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confusion between tax avoidance and tax evasion. The Government sets up

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schemes that allow people... Some of the rich people are really

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paying 10% tax. There is no indication that they are doing

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anything illegal. Steve Webb? is why you have to ask if these are

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right. If you pile them all together, people are not paying

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their fair share... Are you shocked? I wasn't entirely startled.

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I think putting a floor under all these exemptions so that people are

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paying a fair share is the right direction to go end. One to our

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main story this week: Pensions. Young people are given a job today

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will find it almost impossible to get employment with a nice index-

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linked pension. The public sector is cutting back benefits and most

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private employers have closed their own schemes, which leave employees

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with envious schemes. Dave Harvey has been looking at the crisis in a

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pension funds. They urge drawing the generous

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company pension. Only 500 people work for that tobacco industry

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today. It is the same story and dozens of firms. N is a day, this

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company employed well over 10,000 people. Today, less than half that

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number work there. And that is the problem. On the balance sheet of a

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typical company pension fund, the number of people paying and is

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falling fast, Meanwell the army of pensioners -- people needed to keep

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up these funds are growing. Male expectancy was 65. Not one penny of

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that pension may be paid. The average man now list is 78, drawing

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his pension now for 13 years. The balance sheet is bust. Experts say

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there is a total deficit of �2 billion in West Country pension

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schemes. Edge in a worse. There should be a third way and that

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should be state pensions. State pensions to �300 a week like in

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Scandinavian countries and in Germany. On that basis we would not

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be interested in what business was doing from Monday to the next. By

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making a serious point. solution is simple, close the door.

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Already many final salary schemes have been closed to new members.

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Companies replacing them with schemes that are both less generous

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and less predictable, relying instead on the stock market. While

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the accounts may be having combat workers are not. -- while the

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accountants may be happy, the workers are not.

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Steve Webb, a lot of people do not have a company pension. Others at

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been switched to schemes that pay nothing. The public sector is

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reducing benefits. Millions of us are facing a miserable old age.

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we do nothing, that is right. There are three strands to what the

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Government is doing. First the state pension. We're trying to

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nature it is simpler. It will never be a king's ransom. The second is

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to get millions more people into a pension saving for the first time.

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10 million workers who do not have a pension, will be placed into work

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placed pensions. They will be free to opt out but only after they have

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been going. And also to see if firms are want to do more, can

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offer schemes that will give workers some certainty, not in

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previous days, but some certainty to what their pensions will go.

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want to sign workers up to the private scheme. There is no

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guarantee lot benefits will be? That is their issue. Having a

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pension is a start and it could be great, it could be quite small.

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depends on how much you pretend. The firm is putting money end as

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well. All that period of time, these things can go up and down. In

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time you are putting money end, that firm are putting money in, you

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will get a return on that. But you could get less? But in the long run

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you will get more. Tom, you have been running -- you have been

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listening. The policy that was put in place by the previous Government,

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is absolutely the right thing to do. The starting point is not -- we do

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not have enough people saving for retirement. This will kick-start a

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solution to that. It will bring millions of people into the culture

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of saving. When people need every penny they need to get by, if you

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are 20 years old and you want a pension of �15,000 when you're 65,

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how much do you have to be to ride every month? I can give you an

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answer now which would be something around 10 to 15% of your salary.

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But that will change with time. The stock market will move interest

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rates will move, circumstances will change, so the message is don't

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just start saving now, but monitor your savings of a time. And try and

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work towards a case where Enya 60s you have saved enough to retire.

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But it is a huge pot that you need. -- when you are in your 60s. If you

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assume that in the next 20 years as people come towards retirement,

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interest rates normalise, that amount will also go down. There is

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some potentially good news on the stockmarket. The index is still

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about 20% below its 2000 peak. This is unusual. The stock market's 10

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to go up rather than down so we could be at a point were

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stockmarkets are stronger, interest rates go up, and there are pension

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saving becomes much easier. Unfortunately, the Government, has

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been putting in the right policies so we are prepared to. In the

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meantime, the public are at the mercy of the stop market. That is

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why it is important that Government is putting in the minimum floor.

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Some people have a minimum standard of living without means testing.

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have got some of the lower state pensions and Europe. We have and

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partly because someone mentions Scandinavia. In Scandinavia people

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fall for a much higher taxes. People will vote for that.

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union man mentioned a pension of �300. No other state help for

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pensions, why can we do that then we would not have to bother with

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all this? A because we would have to pay higher taxes quest --. I

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think we will see a state pension of 70 before very long. We cannot

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afford to give generous state pensions and you're early 60s, it

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is simply too expensive. retirement age of 70, can you see

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that, you are the person who decides when we retire? What the

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Government has said as people are living longer, that will be kept

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under review. There is nothing beyond 60 it that is being told

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about. The good news is that people are on average living for 20 odd

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years in retirement. Their parents look for maybe 10. We have to

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adjust to that. If things do not improve, then people will retire --

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reach retirement age and they will be very poor. And nearly people

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they will come to Farnell will be the state. Many people will want to

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work the and 65 -- beyond 65. You want it remarked -- encourage

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people to remain active and continue earning an income. Thank

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you very much indeed. Remember David Cameron's dream of a

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people power "big society"? 5,000 organisers are now being hired to

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turn that off came into a reality. Some are being trained in the West.

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We send our man to a "big society" bit camp and Bath. -- boot camp

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these are the latest recruits and the Prime Minister's "big society"

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army. Their mission - to help communities

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in austerity Britain to help themselves. Their target - to

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listen, really listen to the views of 500 different people. Community

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are organiser Danny brothers as patrolling his beaten Bath. Hello,

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my name is Stan Lee. I am here to talk about your area. Do you feel

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you have a say in the way it is run at all? As he listens, he learns as

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resident is unhappy with the lack of parks and public toilets. And he

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is a lot, she volunteers to tackle the issues head-on. When you want

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to do something, you are frustrated because you do not know where to

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start. They are scarce you the chance to help out and say, yes, I

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am willing to do it. I am ready to fight I go out and do it all.

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have become part of the "big society". How much do you know

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about the "big society" at the moment? A nothing. Nothing Atul.

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what does it mean for the street where you live? -- nothing at all.

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Here in Bath, it is early days, but in some areas, the work of these

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community are organisers is starting to bear fruit. This estate

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has seen fly-tipping stop and crime followed by 80%. And here they have

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set up the run Arts Club. But is David Cameron tried to sculpt

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something out of nothing? If in practice these local projects are

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often difficult to get off the ground and there can hardly fill in

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the gaps left by huge cuts to public services. What is more, does

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anyone have the time to spare? have got increasing working hours,

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job insecurity making people less likely to spend time. Things like

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childcare commitments. It is very difficult to find the time when you

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are committed unmotivated. For the recruits, it is back to barracks

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for their weekly training session. How many people have you spoken to?

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600 people. Each community and organiser is being paid �20,000 for

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one year of listening. But the key test for this will be Gething can

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persuade others to pay their way when the money runs out. Likely

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sponsors say they are already being squeezed by the Kaplan tax relief

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for donations. And without proper funding, they could be forced to

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disband. -- by the cap on. The man in charge for training the

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volunteers is here for us now. It is costing �20,000 to do this

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training. Is it worth it? I think it is absolutely worth it. The

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whole concept a sculpting something out of nothing, actually there are

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hidden assets and every single community. The solution to most

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problems is just sitting there waiting, all we need to do is stop

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to people and asked them how they feel about the future of the

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communities, whether or not they want to take action and they will.

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We will volunteers for only be used to plug gaps in state provision?

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do not think that is right at all. We have been working at this for

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the last 20 years. During that time we have found people end their

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homes who have not known how to get involved in anything and they have

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ended up setting up projects. One dance company now employs people in

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Poole, a centre end Salford. There is a worry that as the cuts take

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effect, there will be gaps where volunteers are expected to sell

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those gaps. I think people want to. People want to take responsibility

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for their communities. There is nothing new there. When I hear

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about the "big society", I am reminded of John May's there's

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Citizen Charter. -- John Major's. In my own constituency, you see a

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huge number of committees to want to do something but they want

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guidance on how to do it. How to unlock the doors to what they want

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to do anyway. Is asked what David Cameron means? -- is this what

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David Cameron means? When he started talking about this, I could

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hear the groans from the delegates. He does not know what he is ducking

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about. In are the summer to that it is very clear, it is the village

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communities and our communities getting together to improve the

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environment in which the 11th. -- in which they live again. I think

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it is very exciting. If we train more volunteers, they will need

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donations to pay for that. The Government is clamping down on big

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charity donations. So how is it going to be affordable? It is worth

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keeping perspective. This has not happened yet. A lot of this is

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fairly small-scale funding. One person for a year and then tried to

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get themselves sustainable. In my constituency, they have got a

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village shop going and bubble stuff was going. They got some money to

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keep that going. Communities can do that. Sometimes they need that

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extra help, someone coming in, someone who knows how to access

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funding. Have you got a view on this? What you think about the big

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donors losing their tax relief? What is crucial is that in most

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committees reworking, most people are prepared to do the work for

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themselves. They can do that in small ways and they can also build

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up a sense of belonging. We looked at the example in one area where

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people have put money in themselves. They have put money in themselves

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to us all some of the issues. There they hold a lottery every month and

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the raise funds and the use those funds to develop work. They have

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also developed a small business there and they generate income. So

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there is a sense of power right in the heart of the community and that

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is important for us. Thank you very much indeed for coming in.

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Time now to take a look at some of the other political stories making

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the headlines this week. We have done it in just 60 seconds.

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It was the shock defeat of the 1992 General Election. This is a moment

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the Lib Dem MP beat the then Conservative Chris Patten. He

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celebrated 20 years as an MP this week. Prisoners have been asked to

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be given the right to vote. Involving offenders and anything

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they can be possibly means they are represented and there for the

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country it is focused on addressing the needs of offenders and reducing

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offending in the future. This Post Office will stay open thanks to a

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new rural communities fund. It is in Somerset. Other villagers are

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being encouraged to vote -- apply for money. There is a competition

:48:46.:48:56.
:48:56.:49:00.

to find the green city of Europe. Another busy week. Let's pick up on

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one of those stories. Prisoner should have the right to vote. Is

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:49:18.:49:18.

that Lib Dem policy? It is. Most prisoners are in for a short period

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of time. I have three prisons in my area. When we go inside a prison

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Smidt, if we all have an interest that of how prisons work. We could

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have a brighter at the prison system. Do you say yourself going

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around a prison saying, vote for me? If they had the right to vote,

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I would have no problem done that. Most importantly, it should be

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decided by the UK Parliament, not by an overseas court. But the

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argument is that they have been removed from society and therefore

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that means you are excluded for some time. Our prison system does

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not work. Reoffending rates are high. Politicians do not engage

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what goes on inside a prison is as much as they should. They would not

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