25/04/2014 BBC Newsline

firepower in military exercises. That is all from the BBC News at

six. It Good evening. The headlines on BBC

Newsline. Tough new hurdles to jump if you want a mortgage.

They are asking me how I went out. How much I spent, how often I went

out. I thought why did they need to know that? The police

investigator... A deal has been tabled to buy Northern Ireland's

biggest entertainment venue, the Odyssey Pavilion.

The County Down family played by dozen's of rats.

Can Khan -- can Dr Cancer -- Brendan Rodgers lead Liverpool to the title?

Overall there should be more dry and wet. I will be back with a full

forecast. New tougher rules are being

introduced to try to stop the kind of lending that contributed to the

recent financial crisis. It a move that could affect thousands of

people here trying to secure a mortgage. From midnight, you are --

your lifestyle will influence the chance of you getting a home loan,

with questions being asked about spending habits. With the details

BBC Newsline's Mark Simpson reports. Can you really afford a mortgage? Be

prepared to be asked about how much you spend on childcare, transport,

holidays, what about gambling, gym, toy tris? And even milk deliveries

and haircuts. These are the questions which

according to the new rules mortgage providers should ask, but how much

of a change will it be? What they are looking at now is what you can

afford in two years from now, it used for very much up until now it

is what are your outgoings, now they like at what they might be and they

will add a bit on for if the interest rates rise, that is what

they will look at, can you still afford the mortgage if two or three

times. It Is part of the mortgage market review. It's a legacy of the

credit crunch and the idea is to try to ensure there isn't another

financial crisis. Because of the last crisis, lenders

are already asking a lot more questions than they used to, and

that is without the new rules. Jade recently went to a bank to try

to get her first mortgage, she says that rather than an interview, it

ended up being more like an interrogation They were asking me

how I went out. How often I went out, how much I spent, and I thought

why did they need to know my personal details, But they wanted to

know more Gym member sip. Cinema, how much I spent on food, you know.

And if I had any like commitments, if I wept out with friends and

stuff, and cinema, and if I entertained at home, buying stakes

and stuff. It was crazy, they wanted to know ins and outs. Those who work

in the mortgage business are worried about long delays and fewer loans.

But the new system isn't all bad news. The positive impact is it will

ensure appropriate lending. That people are only borrowing what they

can afford to pay back. That means beg -- being prepared to answer more

questions, and if necessary, to make cut backs.

Our economics and business editor is with me. Remind us why has the

Government brought in these rules? We can hardly forget the enormous

housing bubble and crash we had here, which caused misery to

thousands of people, and continues to cause misery to people, so this

is be lately the regulator saying we need to do something about this to

stop it happening again. It wouldn't be a good idea if we went to the

lenders and banks and said you need to be more responsible about

assessing whether or not people can afford mortgage, and the regulator,

the FCA is scathing about some of what went on in 2007, 2008, that

period. But they were saying learneds were coming into the market

with the expectation that the full expectation that people wouldn't be

able to afford the mortgages they got and what, those rogue lensed

were doing, they were saying we don't care, we can repossess if they

can't pay them. That sound like a mad business model, which it was.

But the lenders were saying we can repose sez, sell on, we might make a

profit. What the reforms are about is driving out that reckless and

irresponsible lending. So, new yes, new hurdles to jump, in particular

first time buyer, how will it impact on them? I think probably the impact

on first-time buyers will be the least, we saw the lenders are asking

these question, so if you are in the market at the moment trying to get

your first mortgage you will have been used to getting these

questions. It is probably for people who are remortgaging, they are going

to now face questions they didn't face in the past, the banks will be

asking to see three months worth of salary slip, maybe a look at your P

60. That will feel more intrusive. So everybody will feel this. Thank

you. The police are appealing for

witnesses to a hate crime in South Belfast yesterday. When a

23-year-old man was stabbed. He was attacked as he walked into Fane

Street off the Lisburn Road round 10.30 in the morning. Two men in

their 20s shouted racist abuse, one of them stabbed the victim in the

leg with a small knife. The police in North Belfast are

investigating a pipebomb attack as a house on Carlisle ask square late

last night. It's the second time it has been hit. -- Square. Minor

damage but this was a serious attack. The explosion went off just

before 11 o'clock last night, lighting up the front rooms of

houses opposite, and filling the alleyway with thick smoke. Police

believe it was a pipebomb. It is the second time the house has been

targeted, this is August last year, when another bomb exploded after

being posted through the letter box. Neighbours hoped then the attack was

a one off. Now, after last night's explosion, they are asking what

next? I have been speaking to people who live here, they tell me they

were shocked by the explosion, which was strong enough to rattle the

windows of houses two streets away. One woman said she fears for her

safety after this latest attack, another man told me he is caring for

his wife, currently, who has cancer, she has not been able to sleep since

it happened. Police say this wasn't a hate crime, or a race related

attack, they are trying to work out a motive and are calling for

witnesses to come forward with any information. The man, in his 20s,

who lives at the house wasn't injured in the explosion, but he has

been left badly shaken. There is a lot more to come this

evening, including why electricity pylons in the republic is a top

issue in next month's local and European elections.

Our children's inheritance has gone. A deal has been tabled to buy

Northern Ireland's biggest entertainment -- venue the Odyssey

Pavilion in Belfast. The buyers are the cinema operators Omniplex so say

they would make it less geared towards bars and nightclubs. Here is

our business correspondent. The pavilion part of the odyssey has

a sale tag of ?10 million. This offer from Omniplex is believed to

fall short of that. But the company is also willing to commit

much-needed funds for refurbishment. The family owned Irish firm operates

cinemas on both sides of the board e and in Northern Ireland is on

something of an investment splurge which could involve a prime piece of

Belfast real estate. . Want to ir-I have rate. We are not going in to

sit round, we want to make a move on it and make it work, it is a

destination that started off as a destination for people of Belfast

and people beyond Belfast even, and we really want to ignite that again

and get stuck into it and get it working. The Odyssey Pavilion has

been up for sale for two years but its problems stretch back even

further. In 2010 it was placed into administration, the bank stepped in

and took control because of financial problems unGeoffing its

original developer. The Pavilion with bars and clubs is a popular

nighs spot, but it has had its share of negative headlines.

The Omniplex saying it would change things We are not in this business

of nightclub, and we are not in the business of 2am you know at the end

of the street, that is not us, we want to achieve a family friendly

environment. But this requires an important signatory, the Odyssey

Trust, the board that manages the complex has yet to agree to it. A

statement said the trust continues to monitor the sales process, it is

most concerned this important element of the Odyssey is

regenerated as soon as possible. The Odyssey Trust is due to consider

the offer next month. Only then will it be known if the Odyssey's long

search for a buyer is finally over. A 50-year-old Prison Officer has

been released op bail after she was arrested on suspicion of possessing

an supplying Class A and B drugs at Maghaberry jail. She was detain on

Monday and released pending further inquiries.

The union NIPSA is threatening industrial action as Belfast City

Council votes to outsource its leisure service, a committee

rubber-stamped the proposal. The union has warned round 300 jobs

could be affected if the full council agrees to change when it

meets next month. A car belonging to two missing Dublin men has been

takenia I for forensic examination after it was found abandoned near

mall gash. Eoin O'Connor and Anthiny Keegan disappeared on Tuesday. Garda

divers are searching a lake in Westmeath that is part of a search

to find them. A County Down family who have been

played by an infestation of rats say they are at their wit's end. They

have told Newsline some of them are the size of small dogs. The couple

and their four children were aleathered to the rodents by sounds

in the attack between the joists of the ceilings. There are pictures of

the vermin in our next report. Nobody wants a rat in their house,

this family have had nearly 60 since their infestation problem began four

years ago. It got to the point where I said get

a torch. Go up to the loft and a rat, or my opinion chur dog. And

several more since then Yes, I have caught 59 to date. Yesterday was the

last one. That was the 59th. Used the poisoned for a while. I found

they were in the cavity, the house was since ing, you are talking two

weeks longer and blue bottle, the place was infested. So last resort I

took a hammer to the cavities in the bathroom and was able to extract two

rats from there, dead one, nothing seems to work. Constantly trapping

them. Even the family's dog has done her bit but still the problem

persists. Despite extensive searches round

this garden area, no obvious rat holes have been found, so so far the

main suspect in all of this is this extension to the house marked by

this line from there to the front. This was built over ten years ago,

on top of the existing sewer manhole covers, and it is thought that

perhaps that is how they are getting in accessing the cavity walls of the

house, and going up into the attic. The housing executive has been out

to take a look at the problem. In a statement the executive says: The

statement goes on: An environmental health expert is

due to visit the home next week. As the search for an answer to this

rodent problem goes on, all the family can do is to continue laying

traps. Still to come on the programme: A special look at

Carnlough's Brendan Rodgers as his Liverpool team edge closer towards

winning the Premiership title. There have been warnings recently of

possible electricity blackouts unless the north-south

interconnector is built. The Republic's energy company, Eirgrid,

has yet to seek planning permission for the development. But as our

Dublin correspondent Shane Harrison reports, the issue of overground

pylons versus underground cabling has become an issue that is

featuring in next month's local and European elections.

This electricity pylon overlooks several houses. The nearest is 50

metres away. It overhead wires can carry 400,000 volts of electricity.

The homeowners, Paul and Mike Sheridan, both keen gardeners, say

the proposed north-south interconnector will double that

capacity. Paula, who regularly monitors the pylon, says it is a

monstrous tombstone hanging over their home. What price of we paid

for electricity? Our house is worthless. Our health has been

destroyed. Our children's inheritances gone. Nobody has

considered that in the equation. What price of we paid? Paula was

treated for cancer last year, and her husband three years ago. And

while they accept it cannot be proven that the pylon caused their

illnesses, they believe it did. Those opposed to overhead cables say

that pylons are ugly and ruin the landscape, lower property prices and

health risk. The Irish government disagrees about health. Expert

advice internationally and nationally asserts that there is no

reason to be concerned in terms of the health risk. And that advice

comes from the World Health Organisation. It is a fairly

fantastic proposition to allege that any government or any state agency

would engage in infrastructure that posed a health risk to people. The

overhead /underground argument will go to the planning process. The

Government says that going Underground would put 3% on

electricity bills for the next 50 years. But those opposed to pylons

and see the issue differently. We've estimated using detailed research

that we believe the total cost of the average bill payer of

underground will be less than 70 cents per month, 50p. The need for

more electricity is not in doubt, but the issue is, what price

progress? Next to the eclectic mix of music and dance of the Pan Celtic

Festival being held in Londonderry. People have been packing the streets

all week to be entertained. To tell us more, here's our north-west

reporter, Keiron Tourish. There was a distinctly Celtic

feeling in the square as a host of nations showcased their unique

cultural offering. Around 50 dancers and musicians from Brittany and

France are here taking part in this festival. We are traditional group

of Antony, and we are here to celebrate the festival. We wear the

traditional costume of Brittany. We want to preserve the culture show

the festival our culture. Now in its 43rd year, the Pan Celtic

Festival has welcomed visitors from Scotland, Wales, Cornwall and the

Isle of Man as well as home-grown talent. Lovely atmosphere. The

weather helps. It does your heart good. It is great to have all of the

Celtic nations here so that we can appreciate their music as well as

our own. The Pan Celtic festival is part of the year-long programme

called music city 2014, a legacy event after UK City of Culture year.

As well as giving people a wonderful spectacle of culture, dance and

attainment, it encourages visitors to our city and gives citizens

something to go out and enjoy, so it is a big event for Derry.

Well, the weather has been magnificent all week, and many

people will be hoping that that continues, as the music will, over

the next few days. It will be mellow, and lively, too.

Good stuff. Last night we heard from some Liverpool legends backing

Carnlough's Brendan Rodgers to lead the club to league success. This

evening we hear from the man himself. Stephen Watson tell us

more. It's been almost a quarter of a century since Liverpool football

club won the English League title. On Sunday, Brendan Rodgers will try

and take a huge step closer to Premier League success. Standing in

his way one of the world's top managers, who Rodgers knows very

well. Jose Mourinho gave the County Antrim man his big break in

management. Now the pair go head-to-head. Nial Foster reports.

Alan Hansen, lead Championship whenever the eighth time, fantastic

record. These scenes used to be a common sight for Liverpool fans, but

24 years on, the wait is almost over. We want to win, of course. We

are in a brilliant position. But the focus is only on Chelsea. And that

is a big game for us. After that, we will get hopefully over that hurdle.

As long as we get over it, that is important. And then we will take the

next one. We must enjoy it. We are not going to not enjoy it. As for

his old mental, what credit to see gift of the Liverpool manager?

He is one of the responsible is when things go wrong. So if the strain is

starting to show at Stamford Ridge, there is nothing to lose a

downfield. I think the pressure is on Manchester City or Chelsea, you

spend that money and you expect to win the league. I don't think there

is pressure on ourselves, only what we have from within. All players are

really enjoying their football. I am enjoying being at the top of the

league. It is absolutely wonderful. There is no pressure with it. People

say, you must not sleep at night, and I haven't slept better. It is

absolutely great. It is why we work. Rodgers can sleep, and the fans can

dream. There won't be too much sleep if

they win it! Cliftonville will be presented with the League title

tomorrow at Solitude following the game against Crusaders. Today,

though, the club's record-breaking striker received an individual

honour - rather reluctantly. Thomas Kane was at Belfast City Hall to see

Joe Gormley named Ulster footballer of the year. Thank you very much.

Joe Gormley prefers to do his talking on the pitch. His strike

partner became his spokesperson for the day. Getting him to speak for

his acceptance speech, which was only a thank you, was an achievement

in itself. Obviously a lot of people want to know what you think, because

you are playing football. There is a lot of attention around the game.

For him, it is a bit longer than anyone else, but it takes awhile get

used to it. He is out of contract this summer, and has set his sights

on full-time football. For the last two years, we want to have quality

on the pitch, so hopefully someone can realise it and take a shot at

me. As Cliftonville get ready for their championship party, they will

be bidding farewell to their most successful manager ever. There is no

question that we will be sad to say goodbye to David Jefferies. He is an

outstanding motivator. Tomorrow will be an emotional day. I wish it could

have been longer. David Jefferies' success with the former

international is said to be installed in the post next week.

Tributes have been paid to one of Glasgow Rangers' greatest ever

players, who's died. Sandy Jardine, who played over 600 times for the

club, lost his battle with cancer aged 65. He was part of the club's

European triumph in 1972, and also played 35 times for his country.

Here, local fans have been remembering a Rangers legend.

Derry's Gaelic footballers will try and land some silverware this

weekend. On Sunday they play Dublin in the Division One final of the

National League at Croke Park. But according to one of Derry's star

players, it's a different trophy they'd really like to win this year.

We beat Dublin earlier in the year, yes, but beating them here on

national final day is part of what we want to do. We are all about

improving, and so far this year we have improved, but the championship

is the main aim, as it is for many teams. There are no easy games, and

we have a very hot date with Donegal at the end of May, so we are all

gearing towards that. There is no better preparation than playing

division one. Finally tonight, it is the start of

the local road racing season tomorrow. All motorcycling fans will

be hoping for some dry weather. So are we. Here is Cecilia with the

forecast. It has a bit of bit of -- it has

been a bit of a strange one today. The cloud lingering in the Easter

semi just started to thing in the last hour. It eases away later, but

then more rain sweeps into Southern counties later. Fortunately, it is

going to get better as the day goes on tomorrow, but they will be a

spell of rain moving northwards tomorrow morning, quite cool macro,

cloudy conditions tomorrow. It is already brighter in most places

tomorrow, and although there will be one or two showers around, there

will be a lot of dry and bright weather. We still have the wind in

east, so it will be cooler towards the East Coast, particularly when it

is cloudy. Temperatures rising as you come further west, 14 or 15

Celsius. And any showers over parts of Tyrone should move away. So

hopefully some dry weather tomorrow afternoon. Ending the day on a

bright note just about everywhere, and tomorrow night, if you are

heading out, it will be fairly dry, the odd shower, and a little cooler

once again. For Sunday, we are looking at a mix of sunshine and

April showers, but for most of us, there will be more in the way of

sunshine compared to showers, and those that do come along will mostly

be across parts of the West, where again we will see higher

temperatures. Into next week, it is fairly settled to begin with on

Monday, but rain looks like affecting us for the middle part of

the week. Our late summary is at 10.25. You

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