23/11/2017 Breakfast

Hello - this is Breakfast,

with Naga Munchetty and Charlie

Stayt.

All the reaction to the Budget -

will the Chancellor's boost

for first-time buyers

help

the housing market?

The UK economy will shrink

more than expected -

but Phillip Hammond says he's making

Britain fit for the future.

He'll join us to tell us how.

And Steph is out-and-about

throughout the morning -

talking to businesses,

workers and young voters to find out

whether they feel that they're among

the winners or losers.

Good morning - it's

Thursday 23rd November.

Also this morning,

the Christmas con -

police warn shoppers to beware

after an increase in fraud.

Why drinking three or four cups

of coffee a day could be good

for your health.

And it's day one of the men's ashes

series in Australia.

After all of the talk in the build

up, it's England who've made

the best start of the two

teams in brisbane.

And Carol has the weather.

With hats and snowfall across parts

of Scotland overnight. -- we have

had. And many of us, dry day with

sunny spells but some ship --

showers around. Still quite windy. I

will have more in 15 minutes.

First, our main story.

Conservative MPs have rallied around

the Chancellor after his budget

was overshadowed by a gloomier

than expected forecast

for economic growth.

Philip Hammond had been under

pressure from some sections

of his party ahead of his speech

but he announced extra money

for the NHS,

housebuilding and Brexit.

We'll get the latest

analysis from our political

correspondent Eleanor

Garnier in Westminster

but first, we can hear from Steph

who's just around the corner

in Salford Quays.

Steph what were the headlines

from this budget?

Good morning to you. I think the

first thing that came out of the

speech from Philip Hammond is that

it's gone from 2% to one and a half

%, how growth. That might not sound

like much but if you think about it,

in money, it's about £20 billion.

That is about half the money we

spend. The other thing we heard

about as well is the Brexit Bill,

asked leading the European Union.

About £3 billion. We have already

spent £700 million so far so this

extra $3 billion -- £3 billion.

Extra measures the government wants

to do to keep the economy going so

we heard about. First time buyers

won't have to pay stamp duty. That

will make a substantial difference

to people buying houses after that

point. If they are buying them to

the first time. We also heard about

more houses being built. 300,000

extra new homes. What's different

measures.

Some have gained but who's

missed out?

Well, we didn't hear

anything really about public sector

pay. Yesterday, I was talking about

that, saying there are 5 million

people who work in the public

sector. They would love to hear

about wages going up more than

inflation. For a long time, they

have been facing a cut in real terms

because the cost of living has been

growing faster than their pay has.

We didn't get anything on that.

Nurses and teachers disappointed.

Also, social care. A massive problem

froze. Certainly quite a few bits

missing. I will be chatting to

people here throughout the morning.

We will hear from you throughout the

morning. Let's talk to our political

correspondent's. Eleanor, the

Chancellor was expected to be under

some pressure but colleagues are

rallying.

He's managed to silence

some of those critics, at least in

the short-term, a bit like walking

away from political danger. He is

conservative colleagues verdict has

been not massively glowing but not

massively derogatory and damaging as

well. It wasn't the radical reboot

that some had hoped for but equally,

not the disaster some had been

fearing. There were cheers the VAT

cut in stamp duty. And the extra

cash for the NHS. He seemed to stave

off a Tory rebellion. Also, that £3

billion for Brexit. He seemed to

appease some of his harshest

critics. The Labour Party are saying

there wasn't enough on social care

or wages and Don Page. They say

ordinary people are being left

behind once again. Those rather

gloomy economic forecasts the growth

in productivity suggest the country

is going to be feeling poorer for

longer. Families and businesses will

be feeling the pinch. Philip Hammond

has managed to keep his fractured

party onside for now that the future

is certainly challenging.

We will be

talking to the Chancellor, Philip

Hammond, after that. And then John

McDonald.

An RAF aircraft has landed

in Argentina for the first time

since the Falklands War to help

search for a submarine missing

in the south Atlantic.

There are concerns the crew could be

running short on oxygen.

The new leader of Zimbabwe,

Emmerson Mnangagwa

has urged the country to unite.

He will be sworn in tomorrow and has

set that the country is experiencing

a new democracy and he is helping to

build the economy.

More than 70 people had

to be rescued overnight

after flooding across Lancashire.

The fire service said it received

more than 400 calls. 20 horses had

become trapped and were evacuated.

There are currently nine flood

warnings in force across Lancashire,

and 18 in neighbouring Cumbria.

Four flood warnings

are in place in North Wales.

Christmas shoppers are being urged

not to rush into buying gifts

from unknown sellers as new figures

show victims lost nearly 16-million

pounds to fraudsters last year.

Police have launched

a campaign warning buyers

that they could be playing

into the hands of scammers

in their attempts to snap

up seasonal bargains.

Jon Ironmonger reports.

Christmas is coming, which means,

for many, the pressure is on to

start shopping. In a big rush to buy

presents, it not unusual to spend

first and think second but police

are warning of a sharp increase in

shopping fraud over the Christmas

period. The fraud unit of City of

London police says more than 15,000

victims across all age groups came

forward to report crimes last year.

From identity theft and card cloning

to dodgy on line ads, costing

shoppers a total of nearly £16

million.

Compare to this time last

year, we've had a 25% increase in

overall fraud and have also seen

this year 65% increase in auction

fraud, on line fraud and marketplace

fraud.

Mobile phones continue to be

the most likely products to be

bought from fraudsters but clothing

and footwear are high on the list as

well. Also make up, drones and fit

but watches. The growing problem has

prompted a police video campaign

showing the many scams targeting

Christmas shoppers and what people

can do to avoid them, like making

sure a good deal is the real deal.

Jon Ironmonger, BBC News in Central

London.

Home broadband providers must ensure

that 50% of their customers can

achieve advertised speeds at peak

time under a crackdown on misleading

claims.

At the moment, firms are allowed

to advertise "up to" speeds as long

as they are available to a minimum

of ten-percent of customers.

The Committee of Advertising

Practice says it's toughening up

standards, following research that

showed upto three-quarters

of households are paying

for advertised broadband speeds

they have never received.

Drinking three or four cups of

coffee a day may have some health

benefits. Research published in the

British Medical Journal appeared to

show a low risk of having a stroke

and some cancers.

A morning caffeine fix.

For many of us, the only

way to start the day.

But it has long been debated

whether that cup of coffee is good

or bad for you.

I think any more than two cups

of coffee kind of accelerated

the stress a bit more

so I draw the line at two.

I feel like most things are good

in moderation and if you drink

good coffee, then it should be

good for your health.

I can sometimes drink about six cups

and then I can't sleep at night.

So it's learning

what that balance is.

To try to find the answer,

as doctors at the University

of Southampton sifted

through 200 studies,

looking at how coffee

affects the body.

They say the benefits

of drinking 3-4 cups a day

outweigh the risks for most people

and could lead to a lower likelihood

of developing heart disease,

diabetes and some cancers.

Although pregnant women and those

at risk of fractures

are still advised to steer clear.

And researchers say further studies

are required before drinking

coffee to fight disease can be

recommended, not least because it's

often accompanied by cream,

sugary syrup or cake.

You may dread bank holiday travel

but do spare a thought to those in

the United States were trying to get

away for Thanksgiving. Have a look

at these pictures. Bumper-to-bumper

gridlock. This is Los Angeles. 51

million Americans -- Americans made

journeys away from home for today's

celebrations.

That does look grim. Every year, I

would imagine I am not going for

everyone is coming to us. That is

the trick.

Have the family come to you? How are

we? We have a bit of a game on.

It

started, after all the talk. The

Australians have been ramping things

up. They wanted to open up old

wounds. They don't call it the Gabba

12 to nothing. England have made it

look like a playground. Midnight? It

will finish around seven a.m.. They

are at tea at the moment. England

are two wickets down so far. They

have had the best run of it so far

this morning.

Despite losing an

early wicket this morning. Their

second wicket fell just before tea.

He moved fastest half-century. Clean

bowled at the Pat Cummins. The

captain, Joe Root, is at the crease.

England going fairly well. Last

night, Manchester United were made

to wait to book their place in the

next round of the Champions League.

An 89th minute goal from Swiss side

Basel there. There was nothing

romantic about Celtic's trip to

Paris. They were hammered by PSG. It

is PSG's largest win in the

Champions League. But Chelsea after

through -- but Chelsea are through

after a 4- mil victory over FK

Qarabag in Azerbaijan last night.

Was it warm there?

There was a bit

of rain earlier. A bit of a

surprise. Things have picked up.

Slightly better than here.

Always

better than here. Carol can tell us.

How are we doing? We've got it all

on a forecast today, Naga, we have

rain and wind and sunshine and over

the next few days, it will turn much

colder. From the north, for all of

us. This morning, what we've got is

still some snow. We are looking at

the back edge of it now. That will

tend to push away in the next few

hours with a rush of showers coming

in from behind. Or Northern Ireland,

some showers this morning. Some

showers coming in across northern

England. We have been talking in the

last few days about how mild it has

been. This morning, we are looking

at temperatures much lower than that

as we watched the back edge of the

rain move away from the south-east

accompanied by gusty winds. Today,

it's going to be a windy day, not as

windy as it was yesterday but a band

of smallish showers moving across

the central swathes of the UK and is

still a rash of wintry showers with

some rain, sleet and snow. Look at

the temperatures once again. Three

degrees in Aberdeen. Eight degrees

in Manchester. In the next couple of

hours, temperatures in the

south-east, around 14 Celsius. The

temperatures will be lower than 14

degrees. Through this evening and

overnight, we continue with some

showers in the north. It's going to

be cold. Have also got a weather

front introducing some rain.

Tonight, again, colder, particularly

in the south. And that Coles

continues as we head through the

weekend. Denoted by the blue in the

chart. Right through the British

Isles. If we take a look at Friday,

we start off on a cold note. Again,

some frost around. A lot of dry

weather and a lot of sunshine. The

remnants of the rain pushing into

the south-east. Again, a peppering

of showers coming in, some of which

will be wintry in nature, a mixture

of rain, sleet and snow and

temperatures by Friday coming all

the way down. By that time we get

through tomorrow, it's going to be

nine degrees. Into the weekend,

frosty nights. Chilly wind. Also

some sunshine. Still, those wintry

showers across the north-west. On

Saturday, the pressure is to the

north-east. Some rain coming in

across the North of Scotland. Also

some showers, still blustery, still

cold. A quick look at Sunday shows

that keen wind coming in from the

north-west but is still a lot of dry

weather but when we have a westerly

wind, we are not immune to those

showers. Quite unsettled, turning

colder for all of us.

You certainly did have everything as

you promised.

The main stories this morning:

Conservative MPs have rallied around

the Chancellor despite his budget

being overshadowed by gloomy future

growth prospects for the UK.

Christmas shoppers beware. In

warning from police after an

increase in fraud. £16 million was

lost last year to bogus gifts.

Not surprisingly, in today's papers,

the budget. It is all over the front

pages. Examining whether Philip

Hammond has given us a boost or not.

The Daily Telegraph has 17 pages of

coverage. At helping hand to

first-time buyers. The abortion of

stamp duty for first time buyers.

Philip Hammond offered an optimistic

vision for Britain's future. On the

front page of the Daily Mail, this

is the story really leading all the

papers, talking about the

Chancellor's delivery, but also

picking up on the scene about

first-time buyers. 1,000,001st-time

buyers, they say, offered a

lifeline. -- 1 million first-time

buyers. Interesting how the papers

are taking different views. Some

people are saying it is effectively

the end of austerity. Others are

just focusing on that gloomy

economic forecast from the office of

a jittery responsibility. We will be

speaking city Chancellor later on.

Yes, just after seven o'clock. The

times has 20 pages of analysis. It

says it is at the £5 billion

giveaway. So what it has picked up

on is that the economy, over the

next five years, growth will be

below 2%, housing for first-time

buyers. An injection into the NHS.

2.8 early in pounds. In Brexit, £3

billion, to prepare for the UK

leaving the EU. On the front page of

the mirror, thanks to nothing. They

were looking for pay rises for the

public sector, and they were not on

offer. Drawing attention to this

story. Front page of the mirror.

Jack Maynard, you have probably

heard this story about him

withdrawing from Vine They are

excellent, in combination with old

social media messages. -- I'm A

Celebrity. We will be discussing

that, to what extent things that you

put on social media many years ago

should be held against you and you

should be held responsible for them

as many as have passed. One story on

the sun. Not leaving on the budget.

It is taking a look at the killer of

Jamie Bolger, saying that Jon

Venables is back in prison again

after he was caught with child abuse

images on his computer for the

second time. The 35-year-old was

arrested last week, the Sun says.

John, what you have for us? I think

this is a great story. The Wigan

forward who heard his wife had gone

into labour, but decided to stay on

the Horsfield, as he endeavoured to

try to score a hat-trick. He scored

one, heard his wife had drawn into

labour at half-time. He scored

again, then he got a nod from his

dad in the crowd saying, I think you

need to get going. So he raced off

to hospital and arrived in time.

Birds...

Was it pretty sharpish?

Yes, I think within half an hour he

arrived in the baby was born. So he

could have stayed and chased a

hat-trick, but risked missing the

birth of his child.

You don't get

those moments back.

You don't. You

are talking about a hat-trick? Any

others for us? Well, you can always

rely on the Sun. United is the topic

of Barcelona last night, and that

means they have not as yet secured

their place in the knockout stage.

-- United slipped up against

Barcelona. So what is the headline?

Basel Faulty.

And you will be

keeping an eye on the scene in

Australia?

Yes, it was action are

reining in Brisbane. England have

made a good start. This place is

notoriously difficult to win in.

Australia have not lost a test at

the Gabba in years. You just don't

want to lose.

I was just looking at

a couple of stories.

Riveted.

I am.

It is a tiny story in The times, I

wasn't sure what to make of it. Your

journey to work, commuters should

wear protection to avoid going deaf.

Scientists claim that noise levels

from public transport the same as a

rock concert.

The screeching of

carriages?

Yeah.

Cyclists,

pedestrians?

I think they are

talking about the tube.

It is a

study from Toronto, they say that

normal noise, trams and buses, that

is safe. But the risk comes from

loud bursts. I'm trying to think of

what I have heard loud bursts.

On

the tube commute gabbro loud

screeching noises.

Do you know what

I did yesterday? This might surprise

you to hear that I'm quite

intolerant of people who make

unnecessary noise on public trust

bought.

For example?

Without

headphones?

Yes. I was on the tram,

I could hear this beeping, there

were people on their phones in the

carriage, I was wondering why they

hadn't turned it is silent. I got

off and asked this gentleman,

politely, if he would mind turning

his phone on silent, and I realised

it was actually the train. Train was

squeaking. And he was, like,

fumbling around, very nice, and I

realise it was the trains I had to

apologise to him.

Since when did the

noise of a train sound like...

It

was a beeping. A constant, annoying

beeping.

There you go.

He was very

nice. You can drive you crazy.

Commuter tales.

Although there may have been

a slight easing of the purse

strings, yesterday's budget didn't

signal the end of austerity.

Leyla Moran is from

the Liberal Democrats,

the party who was in coalition

with the Conservatives

when the policy was introduced.

Good morning. In Q4 your time. --

thank you for your time. Could you

give us your take on what the

Chancellor said yesterday?

I went

into the chamber expecting to be

underwhelmed, but I have to say, I

just left disappointed. The fact

that we have downgraded growth, the

last time we saw figures this bad

was 34 years ago. So for me, this

just struck home how bad the

situation is. The thing that is most

worrying is how low productivity has

gone. I think this morning people

are waking up to their cornflakes

and they are thinking, what is in it

for me in this budget?

Unfortunately, the answer is, not

much. It is certainly not the end of

austerity. When the policy was

introduced, it. That was the way to

balance the books by 2015. That has

now been blown out of the water by

Brexit. Beeping I cared about the

most was education. Where was this

extra money? We have marches on

Parliament, parents coming together

across the country, hoping for more

money for schools. The public sector

pay cap has not been lifted. As a

result, the average teacher in this

country, and started teacher, by

2020, will be about $3000 worse off.

So, the Liberal Democrats, they are

now saying that this is the time to

spend on a major scale?

It depends

on what. Firstly, the NHS, the story

was that we are now spending more on

this budget on Brexit and preparing

for this hard Brexit and we are on

the NHS, £3 billion versus £2.8

billion. What we have said is that

we want to be honest with people

about where the money from the NHS

is coming from. We suggested a penny

on the pound on income tax to do

that, generating the $6 billion,

more than the $4 billion the NHS

wanted. The other thing we think we

should be doing as a country, and

there does seem to be some

cross-party support for this, is to

borrow at very low rates at the

moment to paper infrastructure

projects, in particular housing. I'm

sorry to say that the stamp duty

gimmick that was introduced is just

a gimmick. The obeah, the

independent office for budgetary

responsibility, says that will help

rarely anybody. -- The OBR. Three

and a half thousand first-time home

buyers or so, but what about

everybody else, people who cannot

save for a deposit? When wages are

also stagnating, we know that wages

will not catch up inflation for at

least another four years. This is

not a budget, I'm afraid to say,

that we would have been proud of.

If

I may, can I pick you up on a couple

of things? Housing is an important

issue. A lot of people will reflect

now, especially with the Lib Dems,

that it is easy to sit on the

sidelines and criticise. You are no

longer part of a coalition

government. Not when you were part

of a coalition government you didn't

make those strides into curing the

problems in housing that exist. And

that is partly why we are in the

mess we are in now. Successive

governments have not been able to

make any tangible difference. It is

easy to be on the sidelines now and

say that this is what he should be

doing. You had your chance and it

didn't change things for a

generation of people.

So, actually,

I disagreed with a number of

policies. I should mention I was not

a there, I was elected five months

ago...

I am not blaming you

personally. But people are tired of

political parties coming in and

saying, this is what you should be

doing, and when you have the chance,

you didn't do it.

This is why, even

in coalition we were calling for

this, on things like the NHS we need

a long-term funding settlement that

is cross-party. The same for Brexit.

This is one of the biggest issues.

The underlying reason for this

downgrade, by the way, worldwide,

among similar nations, we are doing

far, far worse than them, and the

reason for why this downgrade has

happened is Brexit. And the

mishandling, by the government, of

the negotiations.

Yes, but my point

is, if I may say, my point is that

on housing specifically, it helps if

we talk about one particular thing,

and on housing, you didn't build

enough houses when you were in

power. So, you know, you can say

forever that you wanted to make

more, but you didn't do it.

That was

then. This is now. That was a while

ago. We also now have a situation

where, the reason I keep mentioning

Brexit, we are in a different

situation economic league. Back then

we desperately needed to balance the

books after the mess that was

created when Labour left power,

whether it was their fault or not, I

know that is still under debate,

nonetheless that is what we needed

to do and that is what the country

wanted us to do. Now, seven years

later, the situation has changed.

What we are suggesting is that we

borrow £100 billion to inject some

lifeblood into the economy. That

would create jobs. That would create

some supply into the housing market.

If you are just going to fuel the

buying, that isn't going to affect

anything. It will raise house

prices. It will make the matter

worse. And now we are in a position

so our job is to hold that

government to account. We know what

we suggested them, and certainly we

were on the side of saying,

actually, we must make sure

austerity doesn't bite the most

vulnerable in society. One bit of

good news, if I may, I know this is

not usual for a politician, but I

welcome what the Chancellor has done

on universal credit. It does show he

is listening. Local groups on it is

not quite enough, but at least he is

listening.

Thank you for your time

this morning. That was to free Mac

from the Lib Dems, and will be

speaking to Chancellor Philip

Hammond just past seven o'clock. --

that was Leila Moran.

You're watching

Breakfast from BBC News.

Still to come this morning,

Steph's hosting her own breakfast

just across the Shipping Canal

to find out who are the winners

and losers from the budget.

It looks lovely and cosy there.

Not

quite. Hopefully you can see me. I

am over here, about a couple of

hundreds of yards away from our

studios. I next to a yellow boat.

Hello. There you are. Charlie and

Naga Kuroda there in that building.

We have come out here to talk to

lots of people about their thoughts

on the budget. We are not inspecting

the economy to do as well as we

originally thought. The Chancellor

has announced lots of different

measures to try and get the economy

moving a little bit more. There was

an announcement around housing,

building more houses, help for

first-time buyers. Also, money from

education in terms of getting more

maths teachers. Lots of different

things. We have lots of people here

this morning.

Good morning. Good

morning.

They will be giving us

their reactions. We have another

group here, eating croissants. It is

a bit cold. They haven't warmed up

yet. They certainly will by the time

we are back with you. First, let's

the weekend, but there will be some

sunshine, staying quite windy.

I'm back with the latest

from the BBC London newsroom

in half an hour.

Bye for now.

Hello - this is Breakfast,

with Naga Munchetty

and Charlie Stayt.

We'll bring you all the latest news

and sport in a moment,

but also on Breakfast this morning:

He was a Chancellor under

pressure to deliver -

so did he?

We'll speak to Philip

Hammond just after seven

-- 7:00.

And also this morning.

Are you addicted to Twitter,

like posting your nights

out on Facebook?

We'll hear how social media can

affect your chance of getting a job.

And the astronaut who came back

from a year in space younger

than his identical twin.

Good morning.

Here's a summary of this

morning's main stories

from BBC News:

Conservative MPs have rallied around

the Chancellor after it was

overshadowed by a gloomier than

expected forecast. A series of

spending and tax measures amounting

to £25 billion were announced. He'd

been under pressure from party

colleagues but providing extra money

for the NHS, housebuilding and

breaks it helped. But critics say he

failed to address the squeeze on

household incomes. More than 70

people had to be rescued in

Lancashire.

People in Lancaster and Morecambe

were among those affected.

The fire service said it received

more than 400 calls and even helped

evacuate 20 horses that

had become trapped.

There are currently nine flood

warnings in force across Lancashire,

and 18 in neighbouring Cumbria.

Four flood warnings

are in place in North Wales.

Maggie Wilde is on the outskirts of

Lancaster. I came home, I thought

was pretty high, still going to keep

raining all night. Started moving

some stuff out of the way and it

came in faster and faster and came

to a point where we were bucketing

about, it came a point where it was

bucket versus River and the river

one. It's now like this. I lifted as

much as I can from the ground floor

but there are bikes down there, my

cooker has gone, my boiler, my

dishwasher, everything.

An RAF aircraft has landed

in Argentina for the first time

since the Falklands War to help

search for a submarine missing

in the south Atlantic.

The Argentine Navy says the mission

to find the San Juan has reached

a "critical phase".

There are concerns that the 44 crew

on board could be running

low on oxygen.

Police have launched a campaign

warning buyers of a Christmas that

they could be falling into the hands

of scammers.

They say on line

auction and marketplace fraud has

increased by 65% compared to this

time last year.

Home broadband providers must soon

ensure that at least 50%

of their customers can achieve

advertised speeds at peak time,

under a crackdown to

prevent misleading claims.

At the moment, firms are allowed

to advertise "up to" speeds as long

as they are available to a minimum

of ten-percent of customers.

The Committee of Advertising

Practice says it's toughening up

standards, following research that

showed upto three-quarters

of households are paying

for advertised broadband speeds

they have never received.

-- up to.

Light pollution from lamp posts,

buildings and cars is getting work

than scientists are worried about

the health effects. Satellite images

show the planets's artificially lit

area has grown by more than 2% each

year since 2012.

As the sun goes down

on towns and cities,

the lights go on.

And those lights are getting

brighter all the time.

These images, gathered by a sensor

on a NASA satellite show that more

and more of our planet

is now artificially lit.

In developing nations, including

India, the increase was dramatic.

From this in 2012 to this in 2016.

The researchers expected that most

developed nations would actually

darken as they changed the type

of street lighting they use

from older orange glaring lamps

to more energy-efficient LED bulbs.

But that hasn't happened.

Urban bright spots in the UK

and other nations in Europe continue

to glow even more intensely as towns

and cities increased

their outdoor lighting.

That orangey glow in the sky

above the city is all too familiar

to so many of us.

It stops many of us from seeing

a natural night sky.

It also has an impact on our health.

Night-time light can

interrupt our sleep patterns.

In the environment, it can disrupt

cues that nocturnal animals

like bats rely on.

It has even been found to shift some

fundamental seasonal clockwork,

influencing the timing of plant

flowering and bird migration.

Scientists say that images

like these are evidence

we are losing our natural nighttime.

Time to talk sport and time to talk

Ashes.

If you are waking up this

morning and thinking how it is

going, better-than-expected,

especially if you stayed up late

last night. England were 2/1 at one

point which wasn't too rosy. If you

decided to turn up your phone,

waking up now, it is looking a lot

better. On the opening day, it is

good going. Sleeping? That would be

foolish at this time of day.

Australia got off to the better

start. Alistair Cooke was caught

behind by Mitchell Starc.

England

were a little worried it that point.

James Spence helped England recover.

Great work from him. Mark Sturman

was also the second wicket to fall

before tea. -- Mark Stoneman. They

are into the last session of the day

in Brisbane. Let us look at how

things are shaping up.

Some fans have been in the company

of that special little earn this

morning, enjoying a sleepover at the

home of English cricket at Lords.

Very good, very good. To get through

with a loss of one wicket, I think

we are ahead.

That session was

certainly one to the purists but

it's the start that England would

have taken at the start of the day,

Pershore. On quite a big cricket

fan. I've been out to watch the

Ashes in Australia about series

actually so coming here has made the

not going -- made up not going this

time.

Really good opportunity to

come down to Lords, a long way from

where we live, we don't get the

chance very often.

It's good here

because every time -- every time

something interesting happens,

people go... If you are nodding off,

you've got to wake up.

I love

cricket. I always loved cricket.

This is a once-in-a-lifetime

opportunity to come here. And what

better venue for us to take on the

old enemy?

And that is what it's all about,

that little earn. They were camping

out. Why not do it at the home of

English cricket at Lords? They

enjoyed themselves. We will be

speaking to the former England

cricketer Matthew Hoggard who was

watching alongside them.

United needed a point to go

through but the hosts grabbed

the winner in the 89th minute.

Their fate wikll be decided

in their final group game.

I think we play a match like this

ten times and out of nine, we win

comfortably and the one was not. I

came here a few years ago with

Chelsea and we lost 1- nil in the

last minute but in that match, I

don't think we had one shot on

target, we played really bad. Today

was not the case.

No such problems for Chelsea. They

beat Qarabag 4- nil. Celtic opened

the scoring against Paris St Germain

and if you thought there was an

upset on the cards, you would be

wrong. 7-1, they lost. Dani Alves

with the pick of their goals. And

you wonder if we are looking at the

champions after a performance like

that.

Your professional pride are certain

people don't watch the game to see a

score like that, 7-1, and what I can

take from the game is enough

positive moments and I can say we

have been together now for a period

of time and I'm realistic enough and

humble enough, you have to be honest

when you lose and then you move on

to your next game.

George North is making return home

after being dashed into the season

after a contract with the Welsh

Rugby Union. It's not decided which

region he will play for but it

brings to the end his time at

Northampton.

Johanna Konta could turn

to Maria Sharapova's former coach

in a bid to revive her fortunes.

Five consecutive defeats

saw her miss out on the WTA Finals

in Singapore, and could turn

to the American Michael Joyce.

In their time together,

they won two grand slam titles

and Sharapova became

the world number one.

You can see why Konta wants to tap

into that experience and of the

relationship is anything to go pie

-- go by, it could be successful.

Would you love a cup of copy? I

would. I just drink one in the

morning.

You are very disciplined.

I

try to be. If you have your second

or third, there is some good news.

Scientists from the University

of Southampton found drinking three

Above got a long day, I can

sometimes maybe drink about six cups

and then I can't sleep at night so

it is learning what that balances.

I

work in quite a stressful

environment. I think any more than

two cups of copy kind of accelerates

the stress a little bit more so I

draw the line at two.

I feel like

most things are good in moderation

and if you drink good copy, it

should be good your help and it

depends exactly what you put in your

copy. If you put a lot of syrups and

extra shots, it is not going to be

as healthy.

It's a kind of

caffeinated crutch for some to get

through the day really. It keeps you

alert, it keeps you awake, it tastes

nice.

Dr Robin Poole from the University

of Southampton is the lead

researcher and he joins us now.

Many will be quite pleased by these

findings because you hear more often

than not that you should steer

clear.

The important message from

our findings are that people already

enjoying Mordey -- moderate copy

drinking, around 3-4 cups, can be

fairly reassured that it's more

likely to benefit their health than

to be harming it but the important

thing is, we can't say people who

don't think any coffee should stop,

nor should people try to reach a

certain target. It's people who are

already drinking coffee. We can't

extrapolate on findings to give

specific coffee drinking advice.

What are existing drinkers

benefiting from?

Existing copy --

coffee drinkers are benefiting from

a lower risk of a number of

conditions. It would be a lower risk

of dying from any cause, heart

disease or developing heart disease,

there is a lower risk of type 2

diabetes, metabolic syndrome,

gallstones, doubt, a number of

neurological conditions that one of

the strongest conditions we found

was associated in a number of

chronic liver diseases such as

fibrosis, cirrhosis and cancer of

the liver. Why? That's a very good

question. There are lots of

biological reasons why it coffee

might be good for and especially for

the liver. Caffeine can have some

benefits to the way liver cells put

down collagen in some of those

conditions. It reduces the risk of

fibrosis. It's also full of

antioxidants. Some of that effect

will be responsible for some of the

things we found.

How can you measure

what is a good amount for a person

to have. --? Three or four cups, how

many shots, how strong, instant or

fresh?

I think you've hit the nail

on the head. Difficult to accurately

classify copy consumption and most

of the studies included in the

review, we brought together 200

meta-analyses and a number of

different studies and each would

have captured copy drinking in

different ways and a lot of detail

was missing from the type of copy

people are drinking, even the size

of cup. There is no standard

measure. We have to remember that.

But more importantly, the necessary

cup size, most of the research we

brought together comes from

observational studies and those at

risk of other factors that are

associated with drinking copy and

possibly associated with the outcome

we are looking at which is why we

can't give actual advice this

doctrine can copy or reach certain

targets because these findings would

still be potentially caused by other

factors.

still be potentially caused by other

factors.

So, you cannot give advice

from the research, my understanding

is that his observational, not

concrete evidence. Is that what you

are saying?

That's right, we can not say there

is causation. There are

associations, but we need more

trials. At the University of

Southampton, in our academic unit,

we are interested in these liver

diseases. Our plan in the to a

randomised control trial to see if

Coffey given as a treatment can

beneficially affect those conditions

and reduce the risk of them

progressing.

Thank you to speaking

to this morning.

Nobody wants a big cup of coffee. I

don't like those big cups of coffee.

You don't want a huge one.

A bucket.

But you do want a substantial cup.

What do you think, Carol?

I think

the bigger, the better. I love a big

mug of coffee in the morning. Four

in a day, I can have for making now,

which I know isn't good view, but it

keeps me awake. Today is a colder

start to the day. We have seen

temperatures drop a good 5- eight

Celsius. As we go through the next

few days, for everybody it will be

turning colder. Across East Anglia

and the south-east the temperature

is currently between 11 and 13

degrees. That will be going down in

the next few hours. At the moment

there is no across eastern parts of

Aberdeenshire, moving away, leaving

behind it a cold start the day with

a peppering of wintry showers.

Northern Ireland will also have a

cold start, colder than yesterday. A

fair few showers around. We also

have showers crossing the Pennines

of northern England. South are more

dry weather. Lots of sunshine. Most

of us feeling colder than we were

this time yesterday. Apart from the

south-east. When we lose the rain

and the windy conditions from the

south-east this morning, what you

will find is that the temperature

will go down. Lots of dry weather

around. Lots of sunshine. Through

the day we will see squally showers

moving across north Wales and

northern England. Wintry in the

hills. Today, generally, it is going

to be a windy day, just not quite as

windy as yesterday. Look at is

temperatures. Three degrees will be

the top temperature in Aberdeen this

afternoon. Eight degrees in

Manchester. Currently 13- 14 in the

south-east. That will be going down

to about ten or 11 degrees. As we

had on through the evening and

overnight, we have got pressure not

to far from the south. There is a

weather front taking a swipe at

southern counties, introducing rain.

Lots of clear skies. It will be a

cold night, colder than the one just

gone. Again, a peppering of entry

showers across the north and the

west. There is the risk of ice on

untreated surfaces. It will also be

a frosty night, more or less, across

the board. The cold theme continues

as we have driven rest of the

weekend. The blue indicates weather

colder is likely to be. You can see

that it is across the whole of the

UK, but also across Northern Ireland

western parts of Europe as well. As

we head through tomorrow, at that

frosty start, we see the remnants of

the rain clearing away from the

south-east. Lots of dry weather,

lots of sunshine. Not quite as

windy, but it is a westerly wind. So

with the westerly wind, you will

find lots of showers being blown in

across western areas, and again,

some of those will be wintry. It is

go to feel cold. As for the weekend,

we are looking at frosty nights and

chilly winds. There will be some

sunshine. We will also see some

wintry showers coming in across the

north-west as well. Carol, thank

you. Go and have another really big

cup of coffee.

Charlie is just

jealous because he hasn't had one

yet.

It is on the way. Carol, thank

you.

The Budget's gained mixed reaction

across the headlines today

and from you watching at home.

We've sent Steph out to throw

something of a Budget Breakfast just

round the corner from the studio,

with a panel of experts,

charities, students and businesses.

Good morning.

Good morning. You guys

are just a couple of 100 yards away

over there, in that building, in the

warm. I am outside lots of people

that we want to talk to. We are

getting their reaction to the

budget. About the different policies

being announced, and the

Chancellor's thoughts on the

economy. Let's find out what people

think about it. We got lots of

guests to talk to about it. That

morning, Lucy. You are a nurse.

You're an intensive-care nurse. Tell

us what you thought of the budget.

Well, it is really disappointing not

to hear that we are going to have

our pay increase at all at this

point, because we've been

campaigning all summer and we have a

pay cap and stood it in -- since

2010, rising costs of living like

everybody else, and nurses just work

in the public sector, obviously.

So,

it is under review, but it is the

fact that you still don't know yet?

Yes. At the moment we are reaching a

crisis point in nursing wear more

nurses are leaving then entering the

profession. And from my experience

and many other people's experiences,

that I have talked to, I think

people are leaving, thinking about

leaving, they are feeling completely

burned out and it isn't worth it.

They just can't live on that wage.

What is life like you? It is

stressful, very stressful. The job,

every single moment of the shift,

and the shifts are 12 hours, you

need to be completely focused. You

are doing so many things throughout

the shift. Your multitasking the

whole time. You can just sit back.

You cannot sit on your laurels and

expect to be more per. -- be

productive. This is what Jeremy Hunt

is asking, for a pay increase, to

want a pay increase. It is just

insulting. The reality is, I know

nurses who are going off live real

stress problems and not to pay for

their families.

Yeah. And in terms

of your cost of living, have you

really felt the fact that you

haven't had your pay go up as much

as we have seen the cost of living

go up?

Yeah, absolutely. Our wages

are static. I'm 33 years old and

renting in London. I don't know I

will be able to even begin to think

about putting a deposit on a house.

Let alone start a family. It is

just... It is quite depressing,

really, to think we are in a

profession, a graduate profession,

that is so skilled and so needed.

Yeah.

That people are feeling like

that.

We will be speaking to the

Chancellor later. What would you ask

him, if you had the chance?

What I

want to ask is, is he prepared to

push nurses to strike? Because what

I am hearing right now is that more

and more nurses are feeling that

that has got to be an option that we

consider now, because we are really

pushed into a corner. We need

action. We need something to change.

We will put that to him when he is

on the programme later. I'm going to

bring Richard in, we heard Lisa

about first-time buyers, not eating

able to afford a home. You are in a

similar position as a first-time

buyer. There was the announcement

yesterday from the Chancellor about

damp duty being axed by houses up to

£3000. What do you make about that?

You cannot grumble at anything being

given to you. I think it is great.

Stamp duty up to £300,000, I think,

if he is looking at young people

getting on the market, £300,000 is a

massive figure that young people do

not consider. Certainly most

first-time buyers. £300,000 would be

well out of their budget. If I could

ask, how will buy you, and have you

been saving up for a long time for a

house? I'm 26 years old. I've been

trying to save, but with rent prices

as high as they are, and as unfair

as they are, it becomes physically

impossible to be able to save

anywhere near the sort of money you

are looking at.

What would you want

to ask the Chancellor?

What else can

you do to help? What other policies

could you bring in? Because getting

rid of stamp duty, although it is

good, it is minute in comparison to

what you need.

Let me bring in

Helen, from the Joseph Rowntree

foundation. We have very specific

views about this, but what will your

thoughts on the budget?

I would

agree it was very disappointing.

There are millions of families

struggling with the rising cost of

living, falling real wages, and a

freeze on working age but it is and

tax credits. Yesterday was a chance

for the Chancellor to ease the

pressure, but sadly he didn't really

take that chance. His big spending

commitments were tax cuts, which

mainly benefit the richest half of

the country, and stamp duty, which

benefits people who are already in a

position to be able to buy. There

was not a commitment to more truly

affordable housing, and he didn't

ease the freeze on benefits and tax

credits, which for many working

people is making it incredibly hard

just to get to the end of the month.

Interesting. We will put your

questions to the Chancellor when he

is here later this morning. We will

also be getting lots more thoughts

as well from other people here. Lots

of different situations, because of

course the budget effects are many

people in different ways. More from

me later on.

You can explore the impact

of today's Budget on households

by going to our Budget calculator.

Just go to bbc.co.uk/budget

and follow the links.

in half an hour.

Plenty more on our website

at the usual address.

Now, though, it's back

to Naga and Charlie.

Bye for now.

Hello - this is Breakfast,

with Naga Munchetty and Charlie

Stayt.

All the reaction to the Budget -

will the Chancellor's boost

for first-time buyers

help

the housing market?

The UK economy will shrink

more than expected -

but Phillip Hammond says he's making

Britain fit for the future.

He'll join us to tell us how

in the next few minutes.

And Steph is out-and-about

throughout the morning -

talking to businesses,

workers and young voters to find out

Good morning - it's

Thursday 23rd November.

Also this morning,

the Christmas con -

police warn shoppers to beware

after an increase in fraud.

Why drinking three or four cups

of coffee a day could be good

for your health.

And it's day one of the men's ashes

series in Australia.

And Carol has the weather.

A cold start to the day.

Some sunshine. And we are looking at

some blustery showers, some of which

will be wintry. More details soon.

First, our main story.

Conservative MPs have rallied around

the Chancellor after his budget

was overshadowed by a gloomier

than expected forecast

for economic growth.

Philip Hammond had been under

pressure from some sections

of his party ahead of his speech

but he announced extra money

for the NHS,

housebuilding and Brexit.

We'll get the latest

analysis from our political

correspondent Eleanor

Garnier in Westminster

but first, we can hear from Steph

who's just around the corner

in Salford Quays.

Steph what were the headlines

from this budget?

Good morning to you.

I think the first thing that

came out of the speech

-- he's not expecting it to grow as

fast as it is done. It is down from

2% to 1.5% which might not sound

like much but that works out about

£20 billion less for the economy

than we originally thought. That is

about half of the money we spend on

education. That was a big number to

come out. Also interesting, the

Brexit bill bigger. The £3 billion

which will be set aside to pay for

leaving the European Union. We gave

at $700 million has been spent. That

extra £3 billion, in case more money

is needed. To try to keep the

economy going and help people, a

number of measurement -- measures

announced. Example, increasing the

number of houses we build to 300,000

a year. About £44 billion. Also

helpful first time buyers. A cutting

of stamp duty that anyone buying now

home to the first time. Lots of

different measures. Talking to

people throughout the morning about

whether it will make a difference to

their lives.

Some people could

benefit but there were some losers.

Their work. A number of things we

didn't hear anything about. Public

sector pay. About 5 million people

who work in the public sector.

Nurses, teachers, lots of people

working in really important jobs

that we need. We didn't hear

anything about benefits of social

care. We know that is a massive

problem. Schools as well. A bit of

money for more maths teachers. But

not the money that head teachers

have been asking for. We will be

finding out what people think about

that little bit later.

Let us go to

Eleanor. Budgets are about what it

feels like an people's pockets. It

can be opportunity to make political

statements. What do we read?

Yesterday, we were talking about

Philip Hammond's job being on the

line. But he has managed to silence

most of his critics. The verdict

from some of his conservative

colleagues has been neither

massively glowing or massively

disparaging. It certainly wasn't

that radical reboot some in the

party had been hoping for. Neither

was it that disaster that some had

been fearing. There were cheers that

stamp duty cut. Also that extra cash

in the NHS. He seemed to stave off a

potential rebellion. It is also

managed to appease some of his

harshest critics. Those conservative

Brexit here's. By putting those £3

billion aside by preparing the

Brexit. Labour has said not enough

was done on social care or wages.

They are saying ordinary people's

misery will be continuing and with

those gloomy economic forecasts for

growth and productivity, the country

is going to be feeling poorer for

longer. The Chancellor has managed

to keep the fractured Conservative

Party on his side but the feature is

challenging.

We will be speaking to

the Chancellor in about ten minutes.

An RAF aircraft has landed

in Argentina for the first time

since the Falklands War to help

search for a submarine missing

in the south Atlantic.

The Argentinian navy says the

mission has reached a critical

phase.

There are concerns the crew could be

running short on oxygen.

The new leader of Zimbabwe,

Emmerson Mnangagwa

has urged the country to unite.

He will be sworn in tomorrow and has

set that the country is experiencing

a new democracy and he is helping

to build the economy.

More than 70 people had

to be rescued overnight

after flooding across Lancashire.

The fire service said it received

more than 400 calls.

400 calls were received.

20 horses had become

trapped and were evacuated.

There are currently nine flood

warnings in force across Lancashire,

and 18 in neighbouring Cumbria.

Four flood warnings

are in place in North Wales.

We came home, thought nothing of it.

Let's start moving some stuff out of

the way. It just came in faster and

faster and faster and there came a

point where we were bucketing it

out, bailing it out. We had pumps

going. There came a point where it

was buckets versus River and the

river one. It is now like this. I've

lifted as much as I can from the

ground floor but there are bikes

down there. The cooker has gone, the

boiler, the dishwasher, everything.

Christmas shoppers are being urged

not to rush into buying gifts

from unknown sellers as new figures

show victims lost nearly £16 million

pounds to fraudsters last year.

Police have launched

a campaign warning buyers

that they could be playing

into the hands of scammers

in their attempts to snap

up seasonal bargains.

Jon Ironmonger reports.

Christmas is coming,

which means, for many, the pressure

is on to start shopping.

In the big rush to buy presents,

it's not unusual to spend first

and think second but police

are warning of a sharp increase

in shopping fraud over

the Christmas period.

The fraud unit of City

of London Police says

more than 15,000 victims

across all age groups came forward

to report crimes last year,

from identity theft and card cloning

to dodgy online ads,

costing shoppers a total

of nearly £16 million.

Compared to this time last year,

we've had a 25% increase

in overall fraud and have also seen

this year

a 65% increase in auction fraud,

online fraud and marketplace fraud.

Mobile phones continue to be

the most likely products to be

bought from fraudsters

but clothing and footwear

are high on the list too,

as well as make-up,

drones and FitBit watches.

The growing problem has prompted

a police video campaign showing

the many scams targeting Christmas

shoppers

and what people can do

to avoid them,

like making sure a good

deal is the real deal.

Jon Ironmonger, BBC

News in Central London.

Home broadband providers must ensure

that 50% of their customers can

achieve advertised speeds at peak

time under a crackdown on misleading

claims.

At the moment, firms are allowed

to advertise "up to" speeds as long

as they are available to a minimum

of ten-percent of customers.

The Committee of Advertising

Practice says it's toughening up

standards, following research that

showed upto three-quarters

of households are paying

for advertised broadband speeds

they have never received.

Drinking three or four cups

of coffee a day may have some health

benefits.

Research published in

the British Medical Journal appeared

to show a low risk

of having a stroke

and some cancers.

A morning caffeine fix.

For many of us, the only

way to start the day.

But it has long been debated

whether that cup of coffee is good

or bad for you.

I think any more than two cups

of coffee kind of accelerates

the stress a bit more

so I draw the line at two.

I feel like most things are good

in moderation and if you drink

good coffee, then it should be

good for your health.

To try to find the answer,

doctors at the University

of Southampton sifted

through 200 studies,

looking at how coffee

affects the body.

They say the benefits

of drinking 3-4 cups a day

outweigh the risks for most people

and could lead to a lower likelihood

of developing heart disease,

diabetes and some cancers.

Although pregnant women and those

at risk of fractures

are still advised to steer clear.

And researchers say further studies

are required before drinking

coffee to fight disease can be

recommended, not least because it's

An important point is that we can't

see anybody who should start

thinking copy or should try to reach

a certain target.

And researchers say further studies

are required before drinking

coffee to fight disease can be

recommended, not least because it's

often accompanied by cream,

sugary syrup or cake.

Light pollution from lamp posts,

buildings and cars is getting work

than scientists are worried

about the health effects.

Satellite images show

the planets's artificially lit

area has grown by more than 2%

each year since 2012.

As the sun goes down

on towns and cities,

the lights go on.

And those lights are getting

brighter all the time.

These images, gathered by a sensor

on a NASA satellite show that more

and more of our planet

is now artificially lit.

In developing nations, including

India, the increase was dramatic.

From this in 2012 to this in 2016.

The researchers expected that most

developed nations would actually

darken as they changed the type

of street lighting they use

from older orange glaring lamps

to more energy-efficient LED bulbs.

But that hasn't happened.

Urban bright spots in the UK

and other nations in Europe continue

to glow even more intensely as towns

and cities increased

their outdoor lighting.

That orangey glow in the sky

above the city is all too familiar

to so many of us.

It stops many of us from seeing

a natural night sky.

It also has an impact on our health.

Night-time light can

interrupt our sleep patterns.

In the environment, it can disrupt

cues that nocturnal animals

like bats rely on.

It has even been found to shift some

fundamental seasonal clockwork,

influencing the timing of plant

flowering and bird migration.

Scientists say that images

like these are evidence

we are losing our

natural night-time.

Let's go back to our lead story. We

are talking about yesterday's

Budget. We speak to the Chancellor

in just the moment but some of the

front pages this morning. The

Financial Times. That is about what

many people are calling the gloomy

economic forecast for growth which

has changed quite dramatically.

The mail has picked up on the word

gloomy, saying these to dub him

Eeyore but after its optimism, they

say they rescind the nickname.

The Daily Telegraph, picking up on

specific issues. Stamp duty on one

of the announcements in the Budget

yesterday.

The Times is saying that Philip

Hammond is easing off all spirited.

And that a page of the Daily Mirror,

thanks for nothing. For an attention

to know pay rises to the public

sector. A pretty grim review from

the daily newspaper. We can speak to

the Chancellor who joins us from

Leeds. Thank you for your time this

morning. The last paper we saw,

thanks for nothing. The overall

feeling we get. People don't feel

that got as much as they wanted.

The

daily will never thank a

conservative Chancellor for anything

we do. What we've delivered

yesterday is a package for Britain.

It is a package for families who are

feeling the pressure on household

budgets with big pay rises the

people on minimum wage at national

living wage, big increases in the

amount you can earn before you start

paying income tax more money for the

national health service and the cut

in stamp duty and of the package to

get house building again.

The NHS.

Our business correspondence is out

and about talking to people today

about how they feel the Budget is

going to affect their income and

expenditure. We spoke to Lucy, who

is 33 and a nurse. She says she is

desperate. She says her and her

colleagues are considering strike

action because morale is so low. He

says she feels pushed into a corner

and as a result of no pay rise and

no prospect, she has no deposit for

a house, let alone to start a

family. She feels statement in life

because of the way the economy is

and there have been no significant

pay rises for public sector workers

like her.

Let me first of all tell

you the facts. Last year, nurses on

average received pay rises of 3.3%

across the board. Some got more,

somewhat less but we have removed

the old blankets pay from the public

sector and what we are doing across

the board is looking at individual

workforces, looking at recruited --

recruitment and retention. The

Health Secretary is in negotiation

with the health unions about a new

pay structure and I said yesterday

that if those negotiations are

successful, and out of them comes a

multi- new pay deal, we will find

that over and above the announcement

made yesterday about additional

money for the NHS. That means that

nurses pay rises will not be further

pressure on the NHS, they will be

taken care of separately.

You have announced the abolition of

stamp duty on first-time homebuyers

on homes up to £300,000 in England

and Wales, as well as plans to build

more houses as well. We spoke to

Richard, a 26-year-old, who says

that at the moment rent is so high

he cannot actually even think about

saving for a house, let alone a

property that costs £3000. He says

that is way out of reach for most

first-time homebuyers.

Well, the

average first-time homebuyer price

is below £300,000. That is

absolutely right. If somebody buys a

property to less than £300,000 they

will pay no stamp duty on it, and I

think that is a very helpful

additional incentive to people who

are saving up to buy a property.

When you buy your first time you

need to Kuwait quite a bit of cash

to pay for the deposit, to pay for

the stamp duty on the legal fees. --

accumulate quite a bit. Hopefully,

by abolishing stamp duty, which will

save the average first-time

homebuyer about £1700, that will be

a help and an incentive to focus on

getting the deposit together,

getting the money together, to get

on the housing ladder. And we hope

that many more young people will be

able to get on the housing ladder.

The office the budgetary response

abilities is because of this

decision to scrap stamp duty, who

will do that? Only an extra 3500

homes will be sold. Is it worth it?

Well, the office for budgetary

responsibility looked at a

particular, narrow question. If you

reduce stamp duty and don't do

anything else, what happens? But we

haven't done nothing else. We have

introduced a very big package, £15

billion of extra money going in on

top of the billions that were

already being spent on housing. That

will increase the number of houses

that we build in this country. So

that is not the situation that we

will have. We will have many more

homes available. The important thing

here is that over the next five

years, over the life of this

Parliament, 1,000,001st-time home

buyers will make an average saving

of just under £1700 when they buy

their first time. I think that is a

good news story.

Let's talk about

growth in the UK economy. It has

been downgraded for the next five

years. Surely you cannot pack

yourself on the back about that.

What the office for budgetary

responsibility did yesterday was

acknowledged forecasts they've been

using for the last eight years,

showing proactivity growth returning

to about 2%, were overoptimistic.

Throughout that period we never

actually achieved that level and now

they have reset their forecast for

the coming years. That feeds through

into a lower forecast of growth. The

challenge for us as a nation is to

prove them wrong. The challenge for

us is to deliver that higher

productivity that will feed through