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I've been fighting your consumer battles for years, | 0:00:02 | 0:00:04 | |
but the same old problems just keep flooding in. | 0:00:04 | 0:00:07 | |
And it's all the usual suspects - poor customer service, faulty goods and hidden small print. | 0:00:07 | 0:00:13 | |
No wonder some of you are fed up with the way you're being treated. | 0:00:13 | 0:00:17 | |
What really grinds my gears is when I place an order and the company gets it wrong. | 0:00:17 | 0:00:21 | |
The consumer and customer has been completely forgotten. | 0:00:21 | 0:00:25 | |
And it's never their fault. | 0:00:25 | 0:00:27 | |
I couldn't agree more. Things need to change, | 0:00:27 | 0:00:30 | |
and we're on a mission to get companies to treat us better. | 0:00:30 | 0:00:33 | |
I'll be taking on your cases and fighting your fight with the big companies. | 0:00:33 | 0:00:37 | |
It makes your system sound very flawed to me. | 0:00:37 | 0:00:42 | |
And I'll be showing you how to shop smart and stay one step ahead. | 0:00:42 | 0:00:46 | |
She is a really good shopper! | 0:00:46 | 0:00:48 | |
So remember, Don't Get Done... | 0:00:48 | 0:00:50 | |
Get Dom! | 0:00:50 | 0:00:51 | |
On today's show, I come to the aid of a group of people | 0:00:54 | 0:00:57 | |
all driven round the bend by a van hire company. | 0:00:57 | 0:01:01 | |
Alarm bells started ringing in regards to their customer service. | 0:01:01 | 0:01:05 | |
It's not constructive whatsoever. | 0:01:05 | 0:01:08 | |
The more I phoned back, the more ruder they became. | 0:01:08 | 0:01:12 | |
How one man saved an entire village from paying over the odds for their heating fuel... | 0:01:12 | 0:01:17 | |
It's a community service | 0:01:17 | 0:01:19 | |
on behalf on the village that deserves it, I believe. | 0:01:19 | 0:01:23 | |
Rani Price gets a foot in the door | 0:01:23 | 0:01:27 | |
of the inside world of estate agents. | 0:01:27 | 0:01:30 | |
-You're potentially bidding against yourself. -Absolutely! | 0:01:30 | 0:01:33 | |
Every now and again, there comes a time | 0:01:38 | 0:01:41 | |
when a normal car is not big enough for certain tasks - | 0:01:41 | 0:01:44 | |
you know, like moving house or going on a trip. | 0:01:44 | 0:01:47 | |
When that happens, nothing will come in handier | 0:01:47 | 0:01:50 | |
than a nice big van. | 0:01:50 | 0:01:52 | |
That's exactly what Akin Ali and his friends needed | 0:01:52 | 0:01:56 | |
when they were organising a charity trip. | 0:01:56 | 0:01:59 | |
We were doing the Three Peaks Challenge to raise money for Parkinson's UK. | 0:02:01 | 0:02:05 | |
They needed a minibus and chose A1 National Van Hire. | 0:02:05 | 0:02:09 | |
It cost us £500, | 0:02:09 | 0:02:11 | |
but we had to pay a £500 deposit upfront, as well. | 0:02:11 | 0:02:14 | |
The team split the cost between them | 0:02:14 | 0:02:16 | |
and made the booking using one of the team's credit cards. | 0:02:16 | 0:02:19 | |
Just before we left, we noticed we'd been double-charged on the deposit and minibus hire. | 0:02:19 | 0:02:24 | |
After successfully completing the challenge and returning the minibus, | 0:02:24 | 0:02:28 | |
the team tried to rectify the error with A1. | 0:02:28 | 0:02:31 | |
We were told that we'd get a refund, | 0:02:31 | 0:02:33 | |
then we were told that they needed to talk to management | 0:02:33 | 0:02:36 | |
and since then, we've not heard anything. | 0:02:36 | 0:02:38 | |
The team are still waiting for A1 to return the two deposits | 0:02:38 | 0:02:42 | |
and the extra hire charge they took, | 0:02:42 | 0:02:44 | |
to the tune of £1,543 and 56 pence. | 0:02:44 | 0:02:49 | |
Understandably, they're not feeling too charitable about the situation. | 0:02:49 | 0:02:54 | |
We got a lot of people to put their money into us to do this challenge, | 0:02:54 | 0:02:58 | |
so it's definitely put a downer on it for us | 0:02:58 | 0:03:01 | |
and definitely a downer on a trip that was actually a good trip. | 0:03:01 | 0:03:04 | |
And Akin and his friends aren't alone. | 0:03:04 | 0:03:07 | |
Meet Shareen Hall, who lives in Milton Keynes. | 0:03:08 | 0:03:11 | |
Thanks to A1 National Van Hire, | 0:03:11 | 0:03:14 | |
she's £759 out of pocket | 0:03:14 | 0:03:16 | |
for hiring a van that she didn't end up using. | 0:03:16 | 0:03:19 | |
It was a stressful period for Shareen, | 0:03:19 | 0:03:21 | |
who had recently lost her husband. | 0:03:21 | 0:03:24 | |
My late husband was living in Scotland when he passed away. | 0:03:24 | 0:03:28 | |
I needed the van to go and sort out some belongings | 0:03:28 | 0:03:33 | |
to, er, bring back, to clear out of the house. | 0:03:33 | 0:03:38 | |
She was expecting the van to be delivered to her daughter's house in Barnsley at 10am. | 0:03:38 | 0:03:43 | |
We had a phone call to say that... | 0:03:43 | 0:03:46 | |
..they couldn't provide us with the van at the booked time | 0:03:46 | 0:03:51 | |
because, erm, | 0:03:51 | 0:03:54 | |
the tail lift on the back of the van that's been allocated to us wasn't working. | 0:03:54 | 0:03:59 | |
A1 said it would take some time to send a replacement | 0:03:59 | 0:04:03 | |
so Shareen found a van through another company. | 0:04:03 | 0:04:06 | |
But a week later, she discovered A1 had taken the hire charge from her account, | 0:04:06 | 0:04:10 | |
making her overdrawn. | 0:04:10 | 0:04:13 | |
A1 told Shareen that the money would be refunded straight away. It wasn't. | 0:04:13 | 0:04:19 | |
After several weeks of phone calls and emails, she took independent advice. | 0:04:19 | 0:04:24 | |
I was told to send a letter to them, giving them time to respond. | 0:04:24 | 0:04:29 | |
I gave them seven days because that's plenty of time. | 0:04:29 | 0:04:34 | |
And then, erm, | 0:04:34 | 0:04:37 | |
I still didn't hear nothing, | 0:04:37 | 0:04:40 | |
so a second letter was sent | 0:04:40 | 0:04:43 | |
and still nothing. | 0:04:43 | 0:04:45 | |
As Shareen is no closer to getting her money back, | 0:04:45 | 0:04:48 | |
she's called me in. | 0:04:48 | 0:04:51 | |
And she and Akin aren't alone. | 0:04:51 | 0:04:54 | |
I've had five more complaints about A1, taking the total to seven. | 0:04:54 | 0:04:58 | |
More from the other disgruntled customers later. | 0:04:58 | 0:05:01 | |
It's time to meet Akin and Shareen. | 0:05:01 | 0:05:04 | |
It sounds to me like A1 National Van Hire | 0:05:04 | 0:05:08 | |
haven't been treating their customers properly. | 0:05:08 | 0:05:10 | |
I've arranged to meet a couple of them to hear it for myself. | 0:05:10 | 0:05:14 | |
Hi, Shareen. Hi, Akin. Thanks for coming along. | 0:05:20 | 0:05:23 | |
-Delighted to meet you. -Lovely to meet you. | 0:05:23 | 0:05:25 | |
I know you guys don't know each other, | 0:05:25 | 0:05:27 | |
but you do share a common problem with a company named... | 0:05:27 | 0:05:32 | |
A1 National Van Hire. | 0:05:32 | 0:05:34 | |
-Same with you? -Yes. | 0:05:34 | 0:05:36 | |
Akin and Shareen have had money taken from their accounts when it shouldn't have been, | 0:05:36 | 0:05:40 | |
in Akin's case, two lots of hire charges and deposits. | 0:05:40 | 0:05:44 | |
They've paid around £2,000 and are owed back just over £1,500. | 0:05:44 | 0:05:49 | |
-It's a lot of money for anybody. -Yes. | 0:05:49 | 0:05:51 | |
-Who had forked that money out? -That was split between us. | 0:05:51 | 0:05:55 | |
'And Shareen is £759 out of pocket | 0:05:55 | 0:05:59 | |
'for a hire charge and deposit on a van she never set eyes on.' | 0:05:59 | 0:06:04 | |
-You must feel like you've been robbed. -Oh, yes! Of course I do! | 0:06:04 | 0:06:07 | |
It made a deeply upsetting time, | 0:06:07 | 0:06:09 | |
clearing her late husband's home, even more stressful. | 0:06:09 | 0:06:14 | |
It was hard. I knew that, erm, | 0:06:14 | 0:06:17 | |
I was actually... | 0:06:17 | 0:06:20 | |
..finalising the time that I'd had with Martin. | 0:06:20 | 0:06:26 | |
The final time that I shut the front door, I did cry. | 0:06:26 | 0:06:31 | |
I'm appalled by Akin and Shareen's stories. | 0:06:33 | 0:06:36 | |
As they tell me about their unsuccessful attempts to reclaim their money, | 0:06:36 | 0:06:40 | |
I don't feel any better. | 0:06:40 | 0:06:43 | |
They said they'd look into it. | 0:06:43 | 0:06:45 | |
We had a couple more calls where they said, "It's someone else's problem!" | 0:06:45 | 0:06:49 | |
-or they sent us to a different department. -Fobbed you off, basically. -Yes. | 0:06:49 | 0:06:53 | |
They stopped replying to that, so we sent a letter | 0:06:53 | 0:06:56 | |
formalising what we'd paid and what we were owed. | 0:06:56 | 0:07:00 | |
They didn't respond to that. | 0:07:00 | 0:07:02 | |
We sent several emails and they didn't respond. | 0:07:02 | 0:07:05 | |
Has anybody ever given you a straightforward reason why they've not refunded your money? | 0:07:05 | 0:07:10 | |
No. I've not heard nothing from them. | 0:07:10 | 0:07:12 | |
-So a bit like Akin, you feel you're getting fobbed off? -Absolutely, yes, | 0:07:12 | 0:07:16 | |
because I was phoning them up every day, every other day, | 0:07:16 | 0:07:21 | |
and every time I phoned them up, they just came up with an excuse. | 0:07:21 | 0:07:25 | |
And every time I phoned them, they were absolutely downright rude! | 0:07:25 | 0:07:29 | |
'I'm not surprised that the experience with A1 National Van Hire | 0:07:29 | 0:07:32 | |
'has left a nasty taste for both Akin and Shareen.' | 0:07:32 | 0:07:35 | |
Their customer service has been poor. | 0:07:35 | 0:07:37 | |
They're certainly not a company I'd like to deal with again. | 0:07:37 | 0:07:40 | |
'For Akin and his friends, it soured what should've been a celebration.' | 0:07:40 | 0:07:44 | |
The money still went to charity, but we're out of pocket. | 0:07:44 | 0:07:47 | |
It's quite disheartening. | 0:07:47 | 0:07:49 | |
'And being without his money continues to cause problems for Akin.' | 0:07:49 | 0:07:53 | |
Being a PhD student, it's money that I could definitely do with. | 0:07:53 | 0:07:57 | |
'For Shareen, who can't work due to a heart condition, | 0:07:57 | 0:08:01 | |
'it's been a strain.' | 0:08:01 | 0:08:03 | |
How badly has this hit you, Shareen? | 0:08:03 | 0:08:05 | |
It's left me in debt, | 0:08:05 | 0:08:08 | |
erm, I've had bank charges for non-payment of direct debits. | 0:08:08 | 0:08:13 | |
As a result of the money being taken and you never even got the van, | 0:08:13 | 0:08:17 | |
-you had neighbours buying you dinner and feeding your electric meter. -Yes. | 0:08:17 | 0:08:21 | |
-And my daughter. -Things got that bad? -Yes. | 0:08:21 | 0:08:24 | |
I was literally scraping around for every penny that I could find | 0:08:24 | 0:08:29 | |
through my pockets, through my bags. | 0:08:29 | 0:08:32 | |
'As Akin and Shareen's efforts to reclaim their money have stalled, | 0:08:32 | 0:08:36 | |
'I'm going to get into the driver's seat.' | 0:08:36 | 0:08:38 | |
I'm going to try contacting the company | 0:08:38 | 0:08:42 | |
and very politely ask for your money back and see where I go. | 0:08:42 | 0:08:45 | |
I'll keep you informed. | 0:08:45 | 0:08:47 | |
-Good to meet you, guys. -Thanks. -Cheerio, Shareen. -Thank you. -Take care. Bye. | 0:08:47 | 0:08:51 | |
But before I start, | 0:08:53 | 0:08:55 | |
I like to know a bit more about who I'm dealing with. | 0:08:55 | 0:08:58 | |
Sadly, there's not that much information out there. | 0:08:58 | 0:09:02 | |
On their website, A1 National Van Hire simply claim to be | 0:09:02 | 0:09:06 | |
"the premier van hire and minibus hire experts in the UK". | 0:09:06 | 0:09:10 | |
Time to call A1 to ask why they're withholding all these deposits. | 0:09:10 | 0:09:15 | |
I know what the guvnor's called. Mr Hammond Kumar. | 0:09:15 | 0:09:19 | |
Let's see if I can speak to him. | 0:09:19 | 0:09:21 | |
PHONE RINGS | 0:09:26 | 0:09:28 | |
Oh, hi. Could I speak to Hammond Kumar, please? | 0:09:31 | 0:09:34 | |
It's Dominic Littlewood from the BBC. | 0:09:34 | 0:09:36 | |
'I'm told he's not in at the moment.' | 0:09:36 | 0:09:39 | |
Has he got an email address? I could drop him a line. | 0:09:39 | 0:09:41 | |
'They happily give it to me. | 0:09:41 | 0:09:43 | |
'It does seem to be a generic company address but it's a start.' | 0:09:43 | 0:09:47 | |
Is there a mobile number I could ring him on, please? | 0:09:47 | 0:09:50 | |
'The gentleman tells me he doesn't have his number, but they don't give them out anyway.' | 0:09:50 | 0:09:55 | |
He is the boss, though, isn't he? 'I'm told that's right. I'll try Mr Kumar another time.' | 0:09:55 | 0:10:00 | |
The boss, Mr Hammond Kumar, I've just confirmed that he is the guvnor there - | 0:10:00 | 0:10:04 | |
that's always worth doing in case he denies it at a later date - | 0:10:04 | 0:10:07 | |
he's out the office and won't be back for three hours. | 0:10:07 | 0:10:11 | |
But I did get the email address. | 0:10:11 | 0:10:13 | |
'I'm sending Hammond Kumar an email with details of all seven unhappy customers, | 0:10:13 | 0:10:18 | |
'asking why A1 are still holding on to their deposits. | 0:10:18 | 0:10:22 | |
'But as I get to grips with the issues of this case, | 0:10:22 | 0:10:25 | |
'the question is, will I ever get to speak to Hammond Kumar?' | 0:10:25 | 0:10:29 | |
Hmm... Let's try again. | 0:10:29 | 0:10:32 | |
Wouldn't life be easier if we had a little insider knowledge, | 0:10:35 | 0:10:40 | |
if we knew exactly how companies operated | 0:10:40 | 0:10:42 | |
so, for once, we as consumers, could be ahead of the game? | 0:10:42 | 0:10:46 | |
Well, I'm about to meet somebody who is fed up of keeping quiet | 0:10:46 | 0:10:50 | |
and they're going to let you in on the tricks of the trade. | 0:10:50 | 0:10:53 | |
Today, we're looking at estate agents. | 0:10:55 | 0:10:57 | |
As property is a pricy business, it pays to be clued up. | 0:10:57 | 0:11:01 | |
Our estate agent has been in the business for 22 years | 0:11:01 | 0:11:05 | |
so there's not much he doesn't know about buying and selling property. | 0:11:05 | 0:11:09 | |
And whilst most estate agents are reputable, | 0:11:09 | 0:11:11 | |
he's going to raise the roof on the tactics used by some to get us to buy and sell. | 0:11:11 | 0:11:17 | |
To protect him from industry backlash, | 0:11:17 | 0:11:19 | |
we've concealed his identity. | 0:11:19 | 0:11:21 | |
As an estate agent, how do you earn your money? | 0:11:21 | 0:11:24 | |
Our money is obviously based on commission. | 0:11:24 | 0:11:29 | |
You have to get a deal together. No deals, no commission. | 0:11:29 | 0:11:33 | |
Don't be tricked by the agent that says they can get you the highest price | 0:11:33 | 0:11:37 | |
because they will sign you into a long-term contract. | 0:11:37 | 0:11:39 | |
Are you saying they just say the highest price | 0:11:39 | 0:11:42 | |
because they know that we want the most we can get for our property, because maybe we want to move on, | 0:11:42 | 0:11:48 | |
and they know full well that you're not going to get that? | 0:11:48 | 0:11:51 | |
Absolutely. That's one of the tricks estate agents will use. | 0:11:51 | 0:11:57 | |
The key feature for a vendor is to make sure you do your homework. | 0:11:57 | 0:12:01 | |
Look on the internet to see who's got the most advertised sold, | 0:12:01 | 0:12:05 | |
and choose local estate agents to come and value your house. | 0:12:05 | 0:12:08 | |
So after the estate agent gets your business | 0:12:08 | 0:12:11 | |
by inflating the asking price, | 0:12:11 | 0:12:14 | |
how do they go about selling your property and making their commission? | 0:12:14 | 0:12:17 | |
I have known for fictitious people to go round and look at properties, which are set up by the agents. | 0:12:17 | 0:12:23 | |
How do you mean? Explain that a little more. | 0:12:23 | 0:12:25 | |
-Your house is on the market for £200,000. -Right. | 0:12:25 | 0:12:28 | |
Somebody comes and views your property | 0:12:28 | 0:12:30 | |
and offers you 180,000. | 0:12:30 | 0:12:33 | |
-If he put forward an offer of 180, you're going to decline it. -Mm-hm. | 0:12:33 | 0:12:38 | |
If he put forward an offer of 170, which is a fictitious offer, | 0:12:38 | 0:12:42 | |
you're going to decline it. | 0:12:42 | 0:12:44 | |
But then if he goes back or pretends to say, | 0:12:44 | 0:12:47 | |
"Look, they've come forward with their best possible offer of 178" | 0:12:47 | 0:12:52 | |
you're going to be thinking, "That's 8,000 more. I'm not getting the interest." | 0:12:52 | 0:12:57 | |
The agent would then say to you, | 0:12:57 | 0:13:00 | |
"What about if I could get you the 180?" | 0:13:00 | 0:13:03 | |
The difference between £10,000 on an estate agency fee is very minute. | 0:13:03 | 0:13:08 | |
The incentive is getting some commission out of it. | 0:13:08 | 0:13:11 | |
And what about hidden extras? | 0:13:11 | 0:13:13 | |
When selling, you have to have an Energy Performance Certificate. | 0:13:13 | 0:13:18 | |
Tell us about the EPC. | 0:13:18 | 0:13:20 | |
Generally speaking, estate agents can get them for about £35. | 0:13:20 | 0:13:24 | |
I'm sure I've heard estate agents say "If you come with us, we'll do that for free." | 0:13:24 | 0:13:28 | |
Do not be fooled by the word "free". | 0:13:28 | 0:13:30 | |
On your contract, it will say that the EPC is provided by the estate agent. | 0:13:30 | 0:13:35 | |
If you want to break the contract or the property doesn't sell, | 0:13:35 | 0:13:39 | |
they will charge you and it could be up to £150, | 0:13:39 | 0:13:43 | |
when they would pay £35 for it. | 0:13:43 | 0:13:45 | |
All EPCs have to be registered so check on the internet. | 0:13:45 | 0:13:49 | |
If there's an existing one, you can download it yourself. | 0:13:49 | 0:13:53 | |
Now, what do we need to look out for if we're the buyer? | 0:13:53 | 0:13:56 | |
When buying a property, it's often the case there's more than one buyer interested. | 0:13:56 | 0:14:01 | |
How do you know that the estate agent is looking out for you? | 0:14:01 | 0:14:06 | |
The agent is looking out for himself. It's a business. | 0:14:06 | 0:14:09 | |
If somebody offered you 180 for your house | 0:14:09 | 0:14:12 | |
on a price band of 180 to 200, | 0:14:12 | 0:14:15 | |
the agent would, or could, say | 0:14:15 | 0:14:18 | |
they've already had a higher offer, knowing full well that they haven't. | 0:14:18 | 0:14:22 | |
-And now you're potentially just bidding against yourself. -Absolutely! | 0:14:22 | 0:14:26 | |
-I've got to ask about the sales patter. -Yes. | 0:14:26 | 0:14:28 | |
When you're buying a property, you get through the door, | 0:14:28 | 0:14:31 | |
what kind of things would you use to make me want to buy the property? | 0:14:31 | 0:14:35 | |
You'll tell them the features of the property. | 0:14:35 | 0:14:38 | |
-You're not under any legal obligation to notify them of any defects. -OK. | 0:14:38 | 0:14:43 | |
If there has been a survey done, | 0:14:43 | 0:14:45 | |
you're not legally obliged to give them any information about that survey. | 0:14:45 | 0:14:49 | |
An estate agent is legally obliged to disclose any information that is asked. | 0:14:49 | 0:14:54 | |
We cannot mislead you. | 0:14:54 | 0:14:56 | |
So don't assume the estate agent will always be transparent. | 0:14:56 | 0:15:01 | |
Other tips are - if you're selling, shop around. | 0:15:01 | 0:15:05 | |
Don't just go with the estate agent who says they can get you the most for your property. | 0:15:05 | 0:15:10 | |
If you're buying, know what the local market is | 0:15:10 | 0:15:13 | |
and what price comparable properties are on sale for. | 0:15:13 | 0:15:17 | |
-Thanks for coming in today. -Pleasure. Thank you for having me. | 0:15:17 | 0:15:20 | |
So now you know some of the insider info, | 0:15:20 | 0:15:22 | |
you've got nothing stopping you climbing that property ladder. | 0:15:22 | 0:15:26 | |
I've been helping Shareen Hall and Akin Ali, | 0:15:28 | 0:15:31 | |
who have complaints against A1 National Van Hire | 0:15:31 | 0:15:34 | |
about withholding their deposits. | 0:15:34 | 0:15:36 | |
Akin's group are owed just over £1,500 | 0:15:36 | 0:15:40 | |
and Shareen is owed £759. | 0:15:40 | 0:15:42 | |
I said, "I'm absolutely penniless. I've got no money." | 0:15:42 | 0:15:46 | |
They just didn't want to know. | 0:15:46 | 0:15:48 | |
So far, I've been unable to get through to the boss of the company. | 0:15:48 | 0:15:52 | |
I've received a total of seven complaints about A1, | 0:15:52 | 0:15:55 | |
all with a similar story. | 0:15:55 | 0:15:57 | |
Whenever we make a large purchase or a rental, | 0:15:57 | 0:16:01 | |
it wouldn't be unusual for someone to request a deposit upfront. | 0:16:01 | 0:16:05 | |
Fair enough. | 0:16:05 | 0:16:07 | |
But what if, when the time came for you to get your deposit back, | 0:16:07 | 0:16:12 | |
you found you couldn't? | 0:16:12 | 0:16:15 | |
Meet Leon Heynes. He's in a Killers tribute band. | 0:16:19 | 0:16:23 | |
They needed a van to get to a gig. | 0:16:23 | 0:16:26 | |
The hire price was 95.99, | 0:16:26 | 0:16:28 | |
with a £250 refundable deposit. | 0:16:28 | 0:16:32 | |
Derek and Victoria hired a van | 0:16:32 | 0:16:35 | |
to move some of their daughter's belongings. | 0:16:35 | 0:16:37 | |
I realised there was a deposit being taken, and I knew that it was £500, | 0:16:37 | 0:16:42 | |
and the actual cost of the van hire on the day | 0:16:42 | 0:16:44 | |
was £140 and 99 pence. | 0:16:44 | 0:16:47 | |
And Helen also hired a van for a house move, | 0:16:47 | 0:16:50 | |
to help her parents downsize. | 0:16:50 | 0:16:53 | |
They had a lot of furniture to get rid of | 0:16:53 | 0:16:56 | |
so me and my sister said we'd happily relieve them of some. | 0:16:56 | 0:16:58 | |
It wasn't until two weeks later, when we checked our statement, | 0:16:58 | 0:17:02 | |
that we realised they'd taken a £500 deposit that we weren't aware of. | 0:17:02 | 0:17:06 | |
Uh-oh. I think I know where this is going! | 0:17:06 | 0:17:09 | |
After a week, I realised that my deposit hadn't been refunded. | 0:17:09 | 0:17:13 | |
When I realised the deposit hadn't been returned, I was really surprised | 0:17:13 | 0:17:17 | |
because I assumed it would be there within a couple of days, | 0:17:17 | 0:17:20 | |
the same as the deposit was taken from out of our account. | 0:17:20 | 0:17:25 | |
That's when I started telephoning them. | 0:17:25 | 0:17:28 | |
Leon, Helen, Derek and Victoria | 0:17:28 | 0:17:30 | |
all made contact with A1 to ask for their deposits back. | 0:17:30 | 0:17:34 | |
Like Shareen and Akin, they were told the money would be refunded | 0:17:34 | 0:17:38 | |
but it never was. | 0:17:38 | 0:17:40 | |
Alarm bells started ringing in regards to their customer service on the first day that I called. | 0:17:40 | 0:17:46 | |
They picked up the phone and didn't say what company they were. | 0:17:46 | 0:17:49 | |
I had to do all the guesswork. | 0:17:49 | 0:17:51 | |
The more I phoned back, the more ruder they became. | 0:17:51 | 0:17:55 | |
You get passed from pillar to post, from one person to another, | 0:17:55 | 0:17:59 | |
and it's not constructive whatsoever. | 0:17:59 | 0:18:03 | |
And you guessed it - like Akin, Shareen and the other two people I heard from, | 0:18:03 | 0:18:07 | |
these three are still waiting for their money to be refunded. | 0:18:07 | 0:18:11 | |
As we've been unable to reach A1 on the phone, | 0:18:11 | 0:18:14 | |
we've emailed them details of all these complaints. | 0:18:14 | 0:18:17 | |
And it seems I'm not the only one who has had problems getting them on the phone. | 0:18:17 | 0:18:22 | |
We were given the run-around a bit before they stopped contacting us. | 0:18:22 | 0:18:27 | |
This issue has got me thinking. | 0:18:27 | 0:18:29 | |
Every time we hire something, | 0:18:29 | 0:18:31 | |
be it a car, a suit for a wedding or boat on a summer holiday, | 0:18:31 | 0:18:35 | |
we expect to put down a deposit. | 0:18:35 | 0:18:37 | |
What happens to our money when we pay a deposit | 0:18:37 | 0:18:40 | |
and what can we do if it's not returned? | 0:18:40 | 0:18:43 | |
Someone who knows all about this monetary minefield | 0:18:43 | 0:18:46 | |
is Andy Foster from Trading Standards. | 0:18:46 | 0:18:49 | |
There are two types of ways in which the company will take a deposit. | 0:18:49 | 0:18:53 | |
One will be a ring-fenced arrangement | 0:18:53 | 0:18:55 | |
where they will take the money - from your credit card typically - | 0:18:55 | 0:19:00 | |
and that money is processed like a transaction, so debited from your account. | 0:19:00 | 0:19:04 | |
The other way is some kind of refundable deposit, | 0:19:04 | 0:19:07 | |
so they'll pre-authorise your credit card. | 0:19:07 | 0:19:09 | |
In general terms, most reputable companies will use that money | 0:19:09 | 0:19:13 | |
and put it into a separate account, like a client account, | 0:19:13 | 0:19:16 | |
so they know that they have to refund it and the money is safe. | 0:19:16 | 0:19:20 | |
Generally speaking, there are no legal requirements for how a company stores your money. | 0:19:20 | 0:19:25 | |
But what about when it's time to return it? | 0:19:25 | 0:19:28 | |
As far as your consumer rights are concerned, it's simple. | 0:19:28 | 0:19:30 | |
You're entitled to your deposit so long as you satisfy your conditions of the contract. | 0:19:30 | 0:19:35 | |
If a customer is unable to get their deposit back, | 0:19:35 | 0:19:37 | |
go back to the business and ask them why. | 0:19:37 | 0:19:40 | |
Ask them to set out the reasons why they're withholding it and try and rectify it. | 0:19:40 | 0:19:44 | |
What if you end up in a dispute with a company | 0:19:44 | 0:19:47 | |
who won't return your deposit? | 0:19:47 | 0:19:49 | |
You need to go to Trading Standards for further help. | 0:19:49 | 0:19:52 | |
Or if they're a member of the Trade Association, go to them, | 0:19:52 | 0:19:55 | |
who will be able to intervene on your behalf | 0:19:55 | 0:19:57 | |
and arbitrate a satisfactory outcome. | 0:19:57 | 0:19:59 | |
There is one time when you will probably not get your money back | 0:19:59 | 0:20:03 | |
and that is in the event of business failure. | 0:20:03 | 0:20:05 | |
If the business goes into liquidation or stops trading in some way, | 0:20:05 | 0:20:09 | |
the chances are your money is lost. | 0:20:09 | 0:20:12 | |
This is all about choosing your company wisely. | 0:20:12 | 0:20:15 | |
So do your homework. | 0:20:15 | 0:20:17 | |
If you're handing over a deposit to a company, | 0:20:17 | 0:20:20 | |
make sure they're reputable, with a long track record of customer satisfaction | 0:20:20 | 0:20:24 | |
otherwise you might not see it again. | 0:20:24 | 0:20:27 | |
Deposits ranging from £250 to £1,000 | 0:20:31 | 0:20:34 | |
have been withheld by A1 National Van Hire | 0:20:34 | 0:20:37 | |
for all seven of the complaints I've received. | 0:20:37 | 0:20:39 | |
And looking on the internet, there seems to be plenty more. | 0:20:39 | 0:20:44 | |
Whenever I hear about companies that have more than one complaint about them, | 0:20:44 | 0:20:47 | |
one of the first things I do is go on the internet, | 0:20:47 | 0:20:50 | |
in this case, Facebook. | 0:20:50 | 0:20:52 | |
I'll type in their name, A1... | 0:20:52 | 0:20:55 | |
..National... | 0:20:56 | 0:20:58 | |
..Van Hire, | 0:20:58 | 0:21:00 | |
because I can bet your bottom dollar that if there's more than one complaint, | 0:21:00 | 0:21:05 | |
there's probably a group of people complaining. | 0:21:05 | 0:21:07 | |
"I contacted Watchdog, too. Not sure what step to take next." | 0:21:07 | 0:21:11 | |
She should've called Don't Get Done Get Dom! Never mind. | 0:21:11 | 0:21:16 | |
Someone here's contacted Leicester's Trading Standards. | 0:21:16 | 0:21:19 | |
Someone's contacted their MP. | 0:21:19 | 0:21:22 | |
Crikey! Need I say any more? | 0:21:22 | 0:21:24 | |
I've got pages and pages of complaints. | 0:21:24 | 0:21:27 | |
So far, the only meaningful communication I've had with A1 has been one-way. | 0:21:27 | 0:21:33 | |
I've got to say, I'm surprised, but we've had an email from A1 | 0:21:33 | 0:21:37 | |
responding to our group of unhappy customers. | 0:21:37 | 0:21:40 | |
They're blaming this on their PDQ machine, | 0:21:40 | 0:21:44 | |
saying it wasn't working correctly. | 0:21:44 | 0:21:46 | |
That's the little machine that takes your credit cards. | 0:21:46 | 0:21:49 | |
However, it doesn't mention why they took some people's money twice. Strange that. | 0:21:49 | 0:21:54 | |
They're saying that they've had everybody's bank details back so they're able to make the refunds, | 0:21:54 | 0:22:00 | |
apart from Akin's friend Mark, who's card was used to make their booking. | 0:22:00 | 0:22:04 | |
They're saying they haven't got his bank details. | 0:22:04 | 0:22:07 | |
I'm not going to forget about this last problem with Akin's friend, | 0:22:07 | 0:22:11 | |
but this is good news for the other six cases I've been dealing with | 0:22:11 | 0:22:15 | |
who have had their deposits withheld. | 0:22:15 | 0:22:18 | |
Receiving the £250 back might not seem a lot to some people, | 0:22:18 | 0:22:22 | |
but it meant a big deal to myself. | 0:22:22 | 0:22:24 | |
We're very pleased to have got the deposit back. We think Dom helped us immensely. | 0:22:24 | 0:22:29 | |
I'd like to thank Dom for helping us customers tackle A1 and getting our money back. | 0:22:29 | 0:22:33 | |
But Akin and Shareen's cases are not just about deposits. | 0:22:33 | 0:22:37 | |
Shareen's case was slightly different. | 0:22:37 | 0:22:39 | |
She didn't just have her deposit withheld, | 0:22:39 | 0:22:42 | |
she was also charged for a van she never even saw. | 0:22:42 | 0:22:46 | |
There was no way I was going to have a van through them anyway | 0:22:46 | 0:22:51 | |
and give them my custom. | 0:22:51 | 0:22:53 | |
And in Akin's case, A1 say they can't refund the money | 0:22:53 | 0:22:56 | |
because Akin and his friends haven't provided them with bank details to make the refund. | 0:22:56 | 0:23:01 | |
He told me they were hesitant to hand them over in an email | 0:23:01 | 0:23:04 | |
when the company had their credit card details from the original transaction. | 0:23:04 | 0:23:09 | |
But was this the right thing to do? | 0:23:09 | 0:23:11 | |
One of the riskiest ways of exchanging information, | 0:23:11 | 0:23:14 | |
particularly personal or financial information, | 0:23:14 | 0:23:17 | |
is through email. Just don't. | 0:23:17 | 0:23:19 | |
It's one of the most unsecure methods of communication that is out there. | 0:23:19 | 0:23:23 | |
If you need to exchange sensitive information, | 0:23:23 | 0:23:26 | |
do it in person or do it in a way that you're happy with, | 0:23:26 | 0:23:29 | |
but don't do it by email. | 0:23:29 | 0:23:30 | |
Sending your bank details via email | 0:23:30 | 0:23:34 | |
to somebody who you already don't quite trust | 0:23:34 | 0:23:37 | |
does carry an element of risk. | 0:23:37 | 0:23:39 | |
You can hardly blame Akin or his friend Mark | 0:23:39 | 0:23:42 | |
for erring on the side of caution. | 0:23:42 | 0:23:44 | |
The battle with A1 is not over yet. | 0:23:44 | 0:23:48 | |
"It has not been possible to connect your call. Please try again later." | 0:23:48 | 0:23:53 | |
When the money was put back in your account, | 0:23:53 | 0:23:55 | |
did Hammond Kumar or his company | 0:23:55 | 0:23:57 | |
give you a letter of apology or a phone call | 0:23:57 | 0:24:00 | |
-or any sort of apology at all? -No. None whatsoever. | 0:24:00 | 0:24:03 | |
More and more of you are becoming consumer savvy. | 0:24:06 | 0:24:09 | |
By putting your knowledge to the test, you're getting cracking results | 0:24:09 | 0:24:13 | |
when it comes to your fight against the big boys. | 0:24:13 | 0:24:15 | |
Here's just one story of how you did it. | 0:24:15 | 0:24:19 | |
This is Howard Lilley, | 0:24:20 | 0:24:21 | |
who lives in the small village of Frittenden in Kent. | 0:24:21 | 0:24:25 | |
Here, the houses run their heating from oil, | 0:24:25 | 0:24:28 | |
but when visiting a neighbour, | 0:24:28 | 0:24:30 | |
Howard discovered that's where the similarities ended. | 0:24:30 | 0:24:33 | |
We were at a Christmas drinks do in 1994, I think, | 0:24:33 | 0:24:39 | |
and we were with this lovely old lady | 0:24:39 | 0:24:42 | |
and she told me that she'd received a Christmas hamper from an oil supplier. | 0:24:42 | 0:24:48 | |
Now, being a somewhat suspicious character, I wondered why. | 0:24:48 | 0:24:52 | |
So a few days later, I asked if she would let me have a look at her invoices for oil. | 0:24:52 | 0:24:57 | |
I discovered that she was paying considerably more than me. | 0:24:57 | 0:25:00 | |
In those days, I think it was about seven or eight pence a litre | 0:25:00 | 0:25:05 | |
and she was paying 13 or 14. | 0:25:05 | 0:25:07 | |
That might sound cheap these days, but it was still a significant discrepancy. | 0:25:07 | 0:25:12 | |
I felt angry that the company was taking advantage of her | 0:25:12 | 0:25:16 | |
because she came from an era where, if she phoned up a company, | 0:25:16 | 0:25:19 | |
she would expect them to deal honestly with her. | 0:25:19 | 0:25:22 | |
She was one of these people that would trust people. | 0:25:22 | 0:25:25 | |
I felt it was a breach of trust. | 0:25:25 | 0:25:27 | |
But rather than just feel aggrieved, | 0:25:27 | 0:25:30 | |
Howard was fired up to do something about it. | 0:25:30 | 0:25:35 | |
I said to her, "This is not good. | 0:25:35 | 0:25:39 | |
"How about I buy your oil for you in future?" | 0:25:39 | 0:25:41 | |
because her house was a similar size to mine, | 0:25:41 | 0:25:44 | |
we used about the same amount of oil. | 0:25:44 | 0:25:47 | |
A seasoned negotiator from his former career in sales and marketing, | 0:25:47 | 0:25:51 | |
Howard put his experience to good use. | 0:25:51 | 0:25:53 | |
In my working career, I dealt with some fairly major companies | 0:25:53 | 0:25:57 | |
so I was quite happy to negotiate at a senior level, if need be. | 0:25:57 | 0:26:01 | |
But I'd always phoned around | 0:26:01 | 0:26:04 | |
and got the best price I could from the various oil suppliers, | 0:26:04 | 0:26:09 | |
so this particular time I included this lady on my order | 0:26:09 | 0:26:13 | |
and did it for two of us. | 0:26:13 | 0:26:15 | |
It was at this point that he realised the potential of his plan to help his neighbour. | 0:26:15 | 0:26:20 | |
It just occurred to me that if I'm buying for her, | 0:26:22 | 0:26:25 | |
why not try and get a tanker-load and see if we could get a better price, | 0:26:25 | 0:26:29 | |
and it turns out you could. | 0:26:29 | 0:26:30 | |
I spoke to a few friends and I think it was nine of us did it the first time round. | 0:26:30 | 0:26:36 | |
We bought just under 18,000 litres, | 0:26:36 | 0:26:38 | |
which is one of the big six-wheeler-tanker lorry-loads. | 0:26:38 | 0:26:42 | |
How was Howard selling this idea to the oil companies | 0:26:42 | 0:26:45 | |
whilst negotiating his next deal? | 0:26:45 | 0:26:48 | |
The saving for the oil company is that they can come to one small area | 0:26:48 | 0:26:51 | |
and empty a tanker very quickly, without doing a lot of mileage. | 0:26:51 | 0:26:56 | |
What I'm asking them for is | 0:26:56 | 0:26:58 | |
at least part of that saving in a reduced price for my members. | 0:26:58 | 0:27:03 | |
Over the years, news of the scheme spread. | 0:27:03 | 0:27:06 | |
I started my group, I think, | 0:27:06 | 0:27:08 | |
with, erm, I believe about nine or ten people | 0:27:08 | 0:27:11 | |
and I'm now up to 230 for the Frittenden group. | 0:27:11 | 0:27:16 | |
So it just grew organically, if you like, for quite a few years. | 0:27:16 | 0:27:21 | |
So the oil companies save money by delivering in bulk | 0:27:21 | 0:27:24 | |
and, currently, 230 villagers enjoy a discount on their heating fuel. | 0:27:24 | 0:27:30 | |
But wait until you hear how much they've saved. | 0:27:30 | 0:27:33 | |
Personally, I have bought just under 40,000 litres of oil, | 0:27:33 | 0:27:39 | |
which, if you work at an average saving of about 4.5 pence a litre, | 0:27:39 | 0:27:43 | |
means that I have saved getting on for £18,000 by doing it. | 0:27:43 | 0:27:47 | |
For the Frittenden Village Group, | 0:27:47 | 0:27:50 | |
I've bought a total of 2.6 million litres | 0:27:50 | 0:27:54 | |
over that same period of time, | 0:27:54 | 0:27:56 | |
which again, at the same sort of average saving of 4.5 pence a litre, | 0:27:56 | 0:28:00 | |
gives us a saving of just over £117,000. | 0:28:00 | 0:28:04 | |
Yes, you heard correctly. That's £117,000. | 0:28:04 | 0:28:10 | |
And it's better for the environment, as well, | 0:28:10 | 0:28:12 | |
as fewer tanker trips are required to deliver the same amount of fuel. | 0:28:12 | 0:28:17 | |
I think we would probably have been saving about £50 of fuel, | 0:28:17 | 0:28:23 | |
having joined the group. | 0:28:23 | 0:28:25 | |
I think that I get two free weeks, by Howard doing this, | 0:28:25 | 0:28:30 | |
in the winter. | 0:28:30 | 0:28:31 | |
Howard does a very good deal | 0:28:31 | 0:28:33 | |
and we always get well below what is the advertised market rate. | 0:28:33 | 0:28:39 | |
It's very, very wonderful | 0:28:39 | 0:28:41 | |
to have someone like Howard doing this for us. | 0:28:41 | 0:28:44 | |
Such a large number of people on his database | 0:28:44 | 0:28:46 | |
means a lot of hard work for Howard, | 0:28:46 | 0:28:49 | |
but he does it all out of a burning love for his home town. | 0:28:49 | 0:28:52 | |
I don't charge for this because it's a community service | 0:28:52 | 0:28:57 | |
on behalf of village that deserves it, I believe. | 0:28:57 | 0:29:01 | |
He's a wonderful guy and his heart's in the village. | 0:29:01 | 0:29:04 | |
He's doing this not for any gain of his own, | 0:29:04 | 0:29:06 | |
but simply to help out other people in the village | 0:29:06 | 0:29:09 | |
and to make sure that we don't get ripped off by unscrupulous companies. | 0:29:09 | 0:29:13 | |
So thanks to Howard's dedication, | 0:29:13 | 0:29:16 | |
the consumer, the oil suppliers and the environment are all winners. | 0:29:16 | 0:29:20 | |
What's his top tip for making sure you always get the best deal? | 0:29:20 | 0:29:26 | |
It is up to the buyer to negotiate. | 0:29:26 | 0:29:29 | |
If you want a better price you've got to ask for it, | 0:29:29 | 0:29:32 | |
you can't expect them to give it to you. | 0:29:32 | 0:29:35 | |
See you again, I hope! Cheers. Bye-bye! | 0:29:35 | 0:29:37 | |
I've been helping a group of people, | 0:29:40 | 0:29:43 | |
all with complaints about A1 National Van Hire's less-than-A1 service, | 0:29:43 | 0:29:47 | |
withholding people's deposits. | 0:29:47 | 0:29:50 | |
At the time, I felt very angry. | 0:29:50 | 0:29:51 | |
They're just not listening, they're not willing to give you anything. | 0:29:51 | 0:29:55 | |
So far, we've been able to get a good result | 0:29:55 | 0:29:58 | |
for the majority of our unhappy customers | 0:29:58 | 0:30:00 | |
who have now had their deposits returned. | 0:30:00 | 0:30:03 | |
But in the case of Shareen Hall, | 0:30:03 | 0:30:05 | |
not only was her deposit withheld, | 0:30:05 | 0:30:08 | |
she cancelled the hire when they couldn't deliver the van on time, | 0:30:08 | 0:30:11 | |
yet they still took the deposit and hire charge from her. | 0:30:11 | 0:30:16 | |
After about five months of Shareen trying to get her money back from A1 National Van Hire | 0:30:16 | 0:30:21 | |
without any luck - and trust me, she's needed it - | 0:30:21 | 0:30:24 | |
there's finally been developments in this case. | 0:30:24 | 0:30:27 | |
I'm off to meet her to find out what's been going on. | 0:30:27 | 0:30:31 | |
-Hiya, Shareen! -Oh, hello. -Nice to see you again. -And you. | 0:30:40 | 0:30:43 | |
-Any chance of coming in? -Yes, come on in. -Thanks very much. | 0:30:43 | 0:30:47 | |
-It's good to see you again. -And you. | 0:30:49 | 0:30:51 | |
I've got some news for you and I believe you've got some for me. | 0:30:51 | 0:30:54 | |
The situation you got yourself into when this money was taken from your account | 0:30:54 | 0:30:59 | |
was pretty dire last time we met. | 0:30:59 | 0:31:01 | |
I was left penniless, really. | 0:31:01 | 0:31:04 | |
I'd got no money whatsoever and I was... | 0:31:04 | 0:31:07 | |
My friend and my daughter were, er, | 0:31:07 | 0:31:12 | |
lending me money to pay for my electric | 0:31:12 | 0:31:16 | |
and feed me and different things like that. | 0:31:16 | 0:31:19 | |
Shareen had been in contact with A1 multiple times herself | 0:31:19 | 0:31:23 | |
regarding the return of her money, but had got nowhere. | 0:31:23 | 0:31:26 | |
I'm not usually a quitter | 0:31:26 | 0:31:28 | |
but I really didn't know what else to do. | 0:31:28 | 0:31:32 | |
You know, I just thought I'd exhausted all avenues, really. | 0:31:32 | 0:31:36 | |
Which is when she turned to me. | 0:31:36 | 0:31:38 | |
But I haven't found it easy dealing with the company, either. | 0:31:38 | 0:31:42 | |
Every time I've phoned and tried to speak to Hammond Kumar, | 0:31:42 | 0:31:45 | |
he hasn't been available, he's not been there. | 0:31:45 | 0:31:48 | |
'But I've been told Shareen does have some good news for me.' | 0:31:48 | 0:31:51 | |
I had a phone call, erm, to ask me to check my bank account. | 0:31:51 | 0:31:57 | |
My money had been returned, | 0:31:57 | 0:31:59 | |
all £759... | 0:31:59 | 0:32:02 | |
..and 18 pence. | 0:32:02 | 0:32:04 | |
-The full amount? -Yes. | 0:32:04 | 0:32:06 | |
When the money was put back in your account, did Hammond Kumar or his company | 0:32:06 | 0:32:10 | |
give you a letter of apology or a phone call | 0:32:10 | 0:32:12 | |
or any sort of apology at all? | 0:32:12 | 0:32:15 | |
No. None whatsoever. There was no email, no phone call, | 0:32:15 | 0:32:18 | |
no letter, no nothing. I never heard a word. | 0:32:18 | 0:32:22 | |
I'm thrilled for Shareen, | 0:32:22 | 0:32:24 | |
but it's disappointing that A1 or Mr Hammond Kumar haven't acknowledged their error | 0:32:24 | 0:32:28 | |
and the financial difficulties they caused Shareen. | 0:32:28 | 0:32:31 | |
I couldn't ask him for any compensation | 0:32:31 | 0:32:33 | |
or your out-of-pocket expenses to be covered, | 0:32:33 | 0:32:35 | |
but the important thing is, you have got your money back. | 0:32:35 | 0:32:38 | |
-You're back in the black now and out of the red. -Yes, I am. -Good. | 0:32:38 | 0:32:44 | |
I would imagine that is a huge weight off your shoulders. | 0:32:44 | 0:32:46 | |
Oh, yes, unbelievable, | 0:32:46 | 0:32:48 | |
because I really couldn't see me getting it back at all | 0:32:48 | 0:32:53 | |
after all the phone calls and everything that I made, erm, | 0:32:53 | 0:32:58 | |
and getting in touch with my bank, as well, | 0:32:58 | 0:33:01 | |
I really didn't think that I would see it again. | 0:33:01 | 0:33:04 | |
Shareen, on that note, I wish you all the best for the future. | 0:33:04 | 0:33:07 | |
-Thank you. -Good luck. | 0:33:07 | 0:33:09 | |
-Don't hesitate to call if you get any more problems like that. Cheerio. -Thank you. | 0:33:09 | 0:33:13 | |
I can't thank Dom enough, actually. | 0:33:13 | 0:33:16 | |
I never expected to get my money back. | 0:33:16 | 0:33:18 | |
Her dealings with A1 National Van Hire are in the past, | 0:33:18 | 0:33:21 | |
but there is a lesson there. | 0:33:21 | 0:33:23 | |
If you're about to use a company, check them out on the internet first. | 0:33:23 | 0:33:27 | |
If she had, she never would've used them. | 0:33:27 | 0:33:31 | |
Shareen and five of the others who contacted me have now all been refunded. | 0:33:31 | 0:33:35 | |
I was happily surprised to find my £200 had been returned by A1. | 0:33:35 | 0:33:40 | |
The fact that Dom's been able to help us is absolutely fantastic. | 0:33:40 | 0:33:43 | |
Hopefully, he's done a good job for everybody else, as well. | 0:33:43 | 0:33:48 | |
Well, I'd like to think so, but I'm left with just one problem. | 0:33:48 | 0:33:53 | |
Akin and his friends still haven't had their money returned. | 0:33:53 | 0:33:57 | |
They've had £1,000 of the £1,543.56 pence they're owed | 0:33:57 | 0:34:02 | |
put back onto the card by the credit card provider. | 0:34:02 | 0:34:06 | |
But this is a temporary measure, | 0:34:06 | 0:34:08 | |
pending the bank's own investigations into A1, | 0:34:08 | 0:34:12 | |
so it's not safe yet. | 0:34:12 | 0:34:14 | |
I'm really not happy. I'm going to try and speak to the owner, Hammond Kumar, once again | 0:34:14 | 0:34:19 | |
to find out why Akin and his friends are still waiting for their money. | 0:34:19 | 0:34:25 | |
Let me predict what's going to happen here. | 0:34:25 | 0:34:28 | |
I'm either not going to be able to speak to him | 0:34:28 | 0:34:30 | |
or I'm going to be told he's not there | 0:34:30 | 0:34:32 | |
and he'll call me back, which won't happen. | 0:34:32 | 0:34:36 | |
"It has not been possible to connect your call. | 0:34:39 | 0:34:41 | |
"Please try again later." | 0:34:41 | 0:34:44 | |
"It has not been possible to connect your call..." | 0:34:44 | 0:34:47 | |
Have they changed their number? | 0:34:47 | 0:34:50 | |
Hm... | 0:34:50 | 0:34:51 | |
Let's try again. | 0:34:51 | 0:34:53 | |
"It has not been possible to connect your call. | 0:34:58 | 0:35:01 | |
-"Please try again later." -Hm... | 0:35:01 | 0:35:03 | |
Interesting. Have they closed down | 0:35:04 | 0:35:07 | |
or have they just changed their number? | 0:35:07 | 0:35:10 | |
Have I become the catalyst for that? | 0:35:10 | 0:35:12 | |
This case has been a difficult one to crack all along | 0:35:12 | 0:35:15 | |
and this is not making me feel any better. | 0:35:15 | 0:35:19 | |
I've asked Akin to do some digging into what's going on with A1 | 0:35:19 | 0:35:23 | |
with an organisation called Companies House. | 0:35:23 | 0:35:27 | |
Who exactly are Companies House and what do they do? | 0:35:27 | 0:35:31 | |
Companies House is a registry of company information | 0:35:31 | 0:35:34 | |
and we record all details of limited companies. | 0:35:34 | 0:35:40 | |
That allows us then to keep records, | 0:35:40 | 0:35:44 | |
which we make available to the public. | 0:35:44 | 0:35:46 | |
If you want to find out about a company and its status, | 0:35:46 | 0:35:49 | |
it's pretty simple to access the information. | 0:35:49 | 0:35:52 | |
Most of it is available for free or a small fee - 50p or £1. | 0:35:52 | 0:35:56 | |
All we need is company name and/or company number. | 0:35:56 | 0:36:01 | |
If I just put that in there... It's A1 National Van Hire Ltd, yes? | 0:36:01 | 0:36:07 | |
You've got their accounting records there, | 0:36:07 | 0:36:09 | |
when their accounts were due | 0:36:09 | 0:36:12 | |
and when their last annual return was due | 0:36:12 | 0:36:15 | |
and when the next one is. | 0:36:15 | 0:36:17 | |
They're overdue on their return | 0:36:17 | 0:36:19 | |
and the status is now "Proposal to Strike Off". | 0:36:19 | 0:36:23 | |
This means that A1 will effectively be forced to close down. | 0:36:23 | 0:36:27 | |
For a company to get to this stage, | 0:36:27 | 0:36:29 | |
Companies House will have tried contacting them on numerous occasions | 0:36:29 | 0:36:32 | |
to ensure they file the relevant paperwork. | 0:36:32 | 0:36:35 | |
In the case of no response, | 0:36:35 | 0:36:37 | |
a decision will be made to go down the strike-off route. | 0:36:37 | 0:36:40 | |
Public notice goes in the paper The London Gazette | 0:36:40 | 0:36:43 | |
and the company will be struck off around three months later. | 0:36:43 | 0:36:47 | |
If they've been struck off, | 0:36:47 | 0:36:48 | |
how does that affect how we can claim our money back? | 0:36:48 | 0:36:52 | |
It's perhaps easier if they're still on the register | 0:36:52 | 0:36:55 | |
and they'll still have obligations under the Companies Act. | 0:36:55 | 0:37:00 | |
You can put an objection to the Registrar of Companies. | 0:37:00 | 0:37:05 | |
You can do that by putting it in writing, so a letter or email. | 0:37:05 | 0:37:09 | |
You just have to show current documentary evidence | 0:37:09 | 0:37:13 | |
that you're actively pursuing the company for a debt. | 0:37:13 | 0:37:17 | |
Akin has the credit card statement | 0:37:17 | 0:37:20 | |
showing they were charged twice and are owed £1,543.56 pence, | 0:37:20 | 0:37:24 | |
plus proof of his correspondence with A1, | 0:37:24 | 0:37:27 | |
not forgetting mine, too, so he can easily provide that. | 0:37:27 | 0:37:32 | |
The registrar will review it all | 0:37:32 | 0:37:34 | |
and if there's reason to keep the company active, | 0:37:34 | 0:37:38 | |
an objection will then be put in place, | 0:37:38 | 0:37:41 | |
which would be for a six-month period. | 0:37:41 | 0:37:44 | |
By stopping a company being struck off, | 0:37:44 | 0:37:46 | |
anyone with a dispute has a much better chance of getting the matter resolved | 0:37:46 | 0:37:51 | |
as the company remains active and details, such as addresses and phone numbers, remain traceable. | 0:37:51 | 0:37:57 | |
It means Akin can still pursue A1 for his and his friend's money. | 0:37:57 | 0:38:01 | |
That's great to know. It's useful that you can see all their information. | 0:38:01 | 0:38:05 | |
Hopefully, you'll get your money back and resolve the issue. | 0:38:05 | 0:38:08 | |
-Best of luck. -Thanks very much. -OK. | 0:38:08 | 0:38:11 | |
So the next step for Akin and his friends is to write to Companies House, | 0:38:11 | 0:38:15 | |
objecting to A1 being struck off. Ha! | 0:38:15 | 0:38:18 | |
I'm in a better position because I know what I can do | 0:38:18 | 0:38:21 | |
to stop them getting struck off the Companies House list | 0:38:21 | 0:38:24 | |
and that can help me get the money back that I'm owed. | 0:38:24 | 0:38:28 | |
Striking whilst the iron is hot, | 0:38:28 | 0:38:29 | |
Akin's friend Mark, whose credit card was used to make the booking with A1, | 0:38:29 | 0:38:33 | |
sends a letter to Companies House, objecting to them being struck off, | 0:38:33 | 0:38:37 | |
including details of the money owed | 0:38:37 | 0:38:40 | |
and evidence of all the contact we've had with A1. | 0:38:40 | 0:38:43 | |
Speaking of contact, | 0:38:43 | 0:38:45 | |
I finally heard back from the elusive Mr Hammond Kumar. | 0:38:45 | 0:38:48 | |
He emailed the office and in a statement to us, he said... | 0:38:48 | 0:38:52 | |
We already know this but it's good to hear it again. | 0:38:59 | 0:39:02 | |
He also states... | 0:39:02 | 0:39:04 | |
Nice for his customers to finally get an apology. | 0:39:09 | 0:39:12 | |
But what about Akin's friend Mark and the money that is still outstanding to him? | 0:39:12 | 0:39:17 | |
Well, Mr Kumar does say A1 Van Hire... | 0:39:17 | 0:39:21 | |
OK, at least he's aware that Mark's credit card provider is on the case, as well. | 0:39:28 | 0:39:33 | |
But the question is, what has he done about it? | 0:39:33 | 0:39:37 | |
Akin and four of his buddies went on a charity hike | 0:39:37 | 0:39:40 | |
and raised quite a lot of money for Parkinson's UK. | 0:39:40 | 0:39:43 | |
For young lads, that's very noble of them. | 0:39:43 | 0:39:45 | |
Unfortunately, because they hired their van from A1 National Van Hire, | 0:39:45 | 0:39:49 | |
they were all left quite severely out of pocket. | 0:39:49 | 0:39:52 | |
I'm here to give them some good news. | 0:39:52 | 0:39:55 | |
Hi, Akin. Are you all right? How're you doing, bud? | 0:40:01 | 0:40:04 | |
'After getting nowhere themselves with getting their money back, I took over the case. | 0:40:04 | 0:40:09 | |
'Time to give Akin an update.' | 0:40:09 | 0:40:12 | |
The name of the boss is Hammond Kumar. | 0:40:12 | 0:40:14 | |
I phoned up and tried to speak to him on numerous occasions, | 0:40:14 | 0:40:18 | |
and although I spoke to various different people, | 0:40:18 | 0:40:21 | |
everybody denied being him or saying he wasn't there. | 0:40:21 | 0:40:25 | |
He wouldn't address the situation He didn't return my calls. | 0:40:25 | 0:40:28 | |
He didn't answer my emails. He was very, very evasive. | 0:40:28 | 0:40:31 | |
Akin and his friends are owed £1,543.56 pence by A1. | 0:40:31 | 0:40:37 | |
After Akin met with Companies House, | 0:40:37 | 0:40:39 | |
it looked like we'd made a breakthrough with stopping A1 being struck off, | 0:40:39 | 0:40:43 | |
but there's been further developments. | 0:40:43 | 0:40:47 | |
HMRC - Her Majesty's Revenue and Customs - | 0:40:47 | 0:40:50 | |
had beaten him to it and were in the process of winding them up, | 0:40:50 | 0:40:53 | |
so Mark couldn't stop that happening. | 0:40:53 | 0:40:56 | |
Now, that company does go bust, you join a long list of creditors | 0:40:56 | 0:41:00 | |
and it means there's very little chance of you getting any money back | 0:41:00 | 0:41:04 | |
and even less chance of getting all of your money back, | 0:41:04 | 0:41:07 | |
so things aren't looking good. | 0:41:07 | 0:41:09 | |
'Mark could potentially reclaim some money back through his credit card provider, | 0:41:09 | 0:41:14 | |
'but it's not a guarantee.' | 0:41:14 | 0:41:17 | |
As you're probably aware, | 0:41:17 | 0:41:19 | |
when Mark put the complaint in to his card provider, | 0:41:19 | 0:41:23 | |
they credited him back with £1,000 | 0:41:23 | 0:41:26 | |
on the understanding that they give A1 National Van Hire | 0:41:26 | 0:41:30 | |
90 days in which to respond and try and sort this problem out. | 0:41:30 | 0:41:33 | |
If they do, they'll take that £1,000 back | 0:41:33 | 0:41:36 | |
and you'll have to fight it through the courts. | 0:41:36 | 0:41:38 | |
If they don't, you get the £1,000 back. | 0:41:38 | 0:41:42 | |
Now, here's the news... | 0:41:42 | 0:41:44 | |
He didn't respond to the allegations | 0:41:44 | 0:41:48 | |
either at all or with the correct information. | 0:41:48 | 0:41:51 | |
And Mark's card provider | 0:41:51 | 0:41:53 | |
is now going to refund the extra £543. | 0:41:53 | 0:41:58 | |
-Ah, great! -Plus, the £1,000 is safe. It's money back. | 0:41:58 | 0:42:03 | |
'It's fantastic news for Akin and his friends, | 0:42:03 | 0:42:06 | |
'and it means that everyone who contacted me has had their money refunded. | 0:42:06 | 0:42:10 | |
'What a result!' | 0:42:10 | 0:42:12 | |
-How do you feel about it? -Great! That's really good news! | 0:42:12 | 0:42:15 | |
-I can tell you're chuffed! -Yes! | 0:42:15 | 0:42:17 | |
It's been such a struggle for all of us, | 0:42:17 | 0:42:20 | |
but mainly for Mark because he's been the one that's been chasing them most. | 0:42:20 | 0:42:24 | |
I'm really happy that that's been sorted. | 0:42:24 | 0:42:27 | |
Akin, you and your buddies have done a lot of good work. Congratulations on that. | 0:42:27 | 0:42:31 | |
-Don't let what's happened here put you off. Keep it up. -I do. -Try and make loads more. | 0:42:31 | 0:42:36 | |
-It's been a pleasure. -Thank you. | 0:42:36 | 0:42:38 | |
All the best, mate. Good luck with that charity work. | 0:42:38 | 0:42:41 | |
You can just see the relief and happiness on Akin's face. | 0:42:43 | 0:42:47 | |
Him and his buddies deserve that money more than anybody else. | 0:42:47 | 0:42:50 | |
I feel really proud that I managed to get it back for him. | 0:42:50 | 0:42:53 | |
Subtitles by Red Bee Media Ltd | 0:42:53 | 0:42:56 |