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-'Meet the sheriffs.' -Let's introduce ourselves. | 0:00:02 | 0:00:05 | |
We're here to execute a High Court writ. | 0:00:05 | 0:00:07 | |
'They're the men whose job it is to get YOU your money back.' | 0:00:07 | 0:00:11 | |
It's an arrestable offence to stop me doing my job. | 0:00:11 | 0:00:13 | |
'If you've been ripped off and don't know where to turn...' | 0:00:13 | 0:00:16 | |
-I'm not waiting any more. -I'm ordered to seize goods to clear this debt. | 0:00:16 | 0:00:20 | |
'..if you've been to court, | 0:00:20 | 0:00:22 | |
'but still not been paid what you're owed...' | 0:00:22 | 0:00:24 | |
Why don't you tell me who you are? You need to pay this. | 0:00:24 | 0:00:28 | |
'..the High Court Enforcement Officers are charged by law | 0:00:28 | 0:00:31 | |
'to recover what a court says is rightfully yours.' | 0:00:31 | 0:00:34 | |
I've seized your car, sir. | 0:00:34 | 0:00:36 | |
You can let us through the door or we'll go through the window. | 0:00:36 | 0:00:39 | |
-'It's time to call the sheriffs.' -I collected 42 grand. | 0:00:39 | 0:00:44 | |
'Coming up, Gary and Janice Lomas paid £3,600 for their dream kitchen, | 0:00:47 | 0:00:52 | |
'but got anything but.' | 0:00:52 | 0:00:54 | |
We knew then it was a fight between us and him. | 0:00:54 | 0:00:58 | |
'The sheriffs go in search of their money. | 0:00:58 | 0:01:01 | |
'Mike Campbell paid £9,000 for a car, | 0:01:01 | 0:01:04 | |
'but ended up taking the garage he bought it from to court.' | 0:01:04 | 0:01:08 | |
I said, "I want my money back." He said, "That's not going to happen." | 0:01:08 | 0:01:12 | |
'Can the sheriffs get him what he's owed?' | 0:01:12 | 0:01:15 | |
The total due today is £11,757.96p. How would you like to pay? | 0:01:15 | 0:01:21 | |
'And is it lift-off for the sheriffs' seizure of their biggest ever asset?' | 0:01:21 | 0:01:25 | |
I'm at your hangar at the moment. I have actually seized one of your aircraft. | 0:01:25 | 0:01:30 | |
'Blackpool - the ultimate British seaside resort. | 0:01:36 | 0:01:39 | |
'It's famous for its tower, rides and miles of sandy beach. | 0:01:39 | 0:01:44 | |
'It's also home to Gary Smith and Janice Lomas. | 0:01:44 | 0:01:48 | |
'When they decided to upgrade their kitchen, | 0:01:48 | 0:01:51 | |
'they thought it would be a simple matter. | 0:01:51 | 0:01:53 | |
'Instead, it's left them at their wits' end - | 0:01:53 | 0:01:56 | |
'short-changed and battling in the courts.' | 0:01:56 | 0:01:59 | |
GARY: We saved up a long time to have a new kitchen. | 0:02:06 | 0:02:10 | |
You think if they've had the money, | 0:02:10 | 0:02:12 | |
you've agreed a job, you've got plans, | 0:02:12 | 0:02:15 | |
that's what it's going to look like when it's finished, | 0:02:15 | 0:02:17 | |
that's what you expect to see. | 0:02:17 | 0:02:19 | |
'Janice has multiple sclerosis, while Gary, a stonemason by trade, | 0:02:20 | 0:02:25 | |
'suffered a serious accident on the job, | 0:02:25 | 0:02:28 | |
'meaning both are now unable to work and money is always tight. | 0:02:28 | 0:02:32 | |
'So paying for a new kitchen was a major investment for them - | 0:02:32 | 0:02:36 | |
'one which they entrusted to Chris Smith's Kitchen Supermarket.' | 0:02:36 | 0:02:40 | |
We thought, with it being a small family business, | 0:02:40 | 0:02:43 | |
it would be a pretty safe bet. | 0:02:43 | 0:02:44 | |
The impressions we got in the beginning were good. | 0:02:44 | 0:02:47 | |
-They were helpful. -Friendly. | 0:02:47 | 0:02:49 | |
Yeah, we thought everything was hunky-dory. | 0:02:49 | 0:02:52 | |
'Gary and Janice agreed to pay Chris Smith a total of £3,600, | 0:02:52 | 0:02:56 | |
'to be paid in instalments, | 0:02:56 | 0:02:59 | |
'with the final £1,600 due when the kitchen was completed. | 0:02:59 | 0:03:04 | |
'But Gary and Janice soon realised | 0:03:04 | 0:03:06 | |
'they weren't getting the kitchen they dreamt of.' | 0:03:06 | 0:03:09 | |
The crux of the problem was the measuring up. | 0:03:09 | 0:03:13 | |
That's the only way I can see that the problem started. | 0:03:13 | 0:03:16 | |
Mr Smith worked to HIS measurements, | 0:03:16 | 0:03:18 | |
which is obviously what he took, but were not right. | 0:03:18 | 0:03:22 | |
'Gary and Janice had wanted a high-quality-finish kitchen | 0:03:22 | 0:03:26 | |
'with all the appliances covered.' | 0:03:26 | 0:03:28 | |
We've got the tumble dryer and the washing machine exposed. | 0:03:28 | 0:03:34 | |
You see the screw holes on each side. | 0:03:34 | 0:03:36 | |
'But the washing machine and dryer weren't covered, as agreed. | 0:03:37 | 0:03:42 | |
'One of the cupboards in the plans wouldn't fit | 0:03:42 | 0:03:45 | |
'and had to be replaced with a wine rack. | 0:03:45 | 0:03:47 | |
'There are also gaps between units, missing splashboards | 0:03:47 | 0:03:51 | |
'and poor finishing. | 0:03:51 | 0:03:53 | |
'But that didn't stop Mr Smith demanding payment of the full price | 0:03:53 | 0:03:57 | |
'before the job was even finished.' | 0:03:57 | 0:03:59 | |
He was constantly pestering Janice and she handed over a cheque. | 0:03:59 | 0:04:02 | |
From that point on, he told us he couldn't put the unit doors | 0:04:02 | 0:04:06 | |
on the washing machine and the dryer. | 0:04:06 | 0:04:09 | |
'Mr Smith bagged the full £3,600, without addressing their concerns. | 0:04:09 | 0:04:15 | |
'At this point, he became extremely difficult to pin down.' | 0:04:15 | 0:04:20 | |
We were constantly on the phone, asking was somebody coming today? | 0:04:20 | 0:04:24 | |
"Yes," we were told. "Yes, they were." No-one arrived. | 0:04:24 | 0:04:27 | |
'Gary and Janice's dream kitchen was turning into anything but. | 0:04:27 | 0:04:32 | |
'They wrote to Mr Smith demanding he finish the job to a proper standard, | 0:04:32 | 0:04:36 | |
'but he told them there was nothing wrong with his work.' | 0:04:36 | 0:04:40 | |
If you make a mistake and you're in business, | 0:04:40 | 0:04:43 | |
there's only you who can put that right, | 0:04:43 | 0:04:45 | |
it should become your responsibility, not the clients'. | 0:04:45 | 0:04:48 | |
'Despite three independent surveys confirming the work was substandard | 0:04:48 | 0:04:53 | |
'and the intervention of Trading Standards | 0:04:53 | 0:04:56 | |
'to make him agree to the necessary repairs, | 0:04:56 | 0:04:58 | |
'Mr Smith failed to ever finish the job as he'd promised. | 0:04:58 | 0:05:03 | |
'Finally, the couple decided that legal action was their only option.' | 0:05:03 | 0:05:07 | |
We took it to court. We knew then it was a fight between us and him. | 0:05:07 | 0:05:11 | |
And that was it. | 0:05:11 | 0:05:14 | |
'When the case was contested, | 0:05:14 | 0:05:16 | |
'a judge ruled in Gary and Janice's favour, | 0:05:16 | 0:05:19 | |
'awarding them £750 | 0:05:19 | 0:05:21 | |
'for Kitchen Supermarket's failure to complete the job as agreed. | 0:05:21 | 0:05:26 | |
'Mr Smith then claimed he could only afford to pay this debt in instalments of £5 a week.' | 0:05:26 | 0:05:32 | |
Very, very insulted. | 0:05:32 | 0:05:34 | |
I didn't pay him £5 a week for my kitchen. | 0:05:34 | 0:05:37 | |
'Gary and Janice rejected his offer | 0:05:38 | 0:05:41 | |
'and went back to court, demanding payment in full. | 0:05:41 | 0:05:44 | |
'The judge agreed and ordered the debt be settled within a week. | 0:05:44 | 0:05:49 | |
'However, Mr Smith still refused to pay up. | 0:05:49 | 0:05:52 | |
'So today, sheriffs Pete Spencer and Dave Crabtree are in Blackpool, | 0:05:54 | 0:06:00 | |
'to make sure he pays up what he owes.' | 0:06:00 | 0:06:03 | |
We've been asked to attend the address where the showroom is, | 0:06:03 | 0:06:07 | |
I believe, between 9 o'clock and 5, Monday to Friday. | 0:06:07 | 0:06:10 | |
We're bang in the middle of the day. Hopefully, the shop will be open. | 0:06:10 | 0:06:15 | |
"Kitchens Made For You", that's going to be it. Highfields Kitchens. | 0:06:17 | 0:06:20 | |
'The name on the showroom sign may be different, | 0:06:20 | 0:06:24 | |
'but the sheriff's writ explains this is simply the trading name | 0:06:24 | 0:06:28 | |
'of Kitchen Supermarket UK Ltd. | 0:06:28 | 0:06:30 | |
'Pete and Dave waste little time announcing their arrival.' | 0:06:30 | 0:06:34 | |
Good afternoon. Is Mr Smith about? I'm an Enforcement Officer. | 0:06:34 | 0:06:37 | |
We've got a High Court writ to attend here today. | 0:06:37 | 0:06:39 | |
'Boss Mr Smith isn't around, | 0:06:39 | 0:06:42 | |
'so Pete asks the receptionist to get him on the phone.' | 0:06:42 | 0:06:45 | |
Good afternoon. I'm an Enforcement Officer. | 0:06:45 | 0:06:48 | |
We've got a High Court writ to attend here today. | 0:06:48 | 0:06:51 | |
Can you attend the property? | 0:06:51 | 0:06:53 | |
OK. Cheers, thank you. | 0:06:53 | 0:06:55 | |
On the way down. | 0:06:55 | 0:06:57 | |
'At this point, our cameraman is asked to leave. | 0:06:58 | 0:07:02 | |
'A few minutes later, Chris Smith arrives | 0:07:02 | 0:07:05 | |
'for a showroom showdown with Pete.' | 0:07:05 | 0:07:07 | |
PETE: Regarding a Gary Smith and a Miss Janice Lomas. | 0:07:08 | 0:07:13 | |
We're here to collect £1,637.40p or seize goods. | 0:07:13 | 0:07:18 | |
'Mr Smith produces a copy of the County Court paperwork | 0:07:18 | 0:07:21 | |
'and tells Pete, as there's a spelling mistake with his company name, he doesn't have to pay. | 0:07:21 | 0:07:27 | |
'Pete's not having any of it.' | 0:07:27 | 0:07:30 | |
I'm not from the County Court, so that's irrelevant. | 0:07:30 | 0:07:33 | |
I'm from the High Court. | 0:07:33 | 0:07:34 | |
I've got the High Court writ. The address of the person is fine. | 0:07:34 | 0:07:38 | |
We'll be seizing goods with view to removing them. | 0:07:38 | 0:07:42 | |
There's interest per day going on cos it's High Court. | 0:07:42 | 0:07:45 | |
We're up to £1,637.40. How would you like to pay? | 0:07:45 | 0:07:49 | |
'Having failed to get off on a technicality, | 0:07:49 | 0:07:52 | |
'Mr Smith concedes defeat and agrees to pay up. | 0:07:52 | 0:07:57 | |
'Three years after leaving Gary and Janice's kitchen in a mess, | 0:07:57 | 0:08:00 | |
'it's taken Pete a little over three minutes to get them the money they're owed.' | 0:08:00 | 0:08:05 | |
All the bank details there - the name of the account, | 0:08:05 | 0:08:08 | |
the account number and sort code. | 0:08:08 | 0:08:10 | |
You must reference it with that number there. | 0:08:10 | 0:08:13 | |
'With payment complete, Chris Smith decides he wants to give his side of the story. | 0:08:15 | 0:08:20 | |
'He says the judge only upheld the part of Gary and Janice's claim | 0:08:20 | 0:08:23 | |
'relating to their washing machine.' | 0:08:23 | 0:08:25 | |
This was his existing washing machine. | 0:08:25 | 0:08:28 | |
We couldn't put a guard on because of the shape of the washing machine. | 0:08:28 | 0:08:32 | |
So the judge awarded £750 to Mr Smith for one washing machine. | 0:08:32 | 0:08:37 | |
That's why we're here today. I wouldn't pay Mr Smith on principle. | 0:08:37 | 0:08:41 | |
These are a typical example of our customers | 0:08:41 | 0:08:45 | |
whose jobs we've done - photographs of jobs what we've actually done. | 0:08:45 | 0:08:49 | |
100% satisfied, and that's what we work on. | 0:08:49 | 0:08:52 | |
'But Gary and Janice were left far from satisfied. | 0:08:52 | 0:08:55 | |
'At least, for them, their long battle has finally come to an end.' | 0:08:55 | 0:09:00 | |
When I got the news they'd recovered the money, | 0:09:00 | 0:09:03 | |
I was quite gob-smacked, actually. | 0:09:03 | 0:09:05 | |
I certainly didn't expect them to recover it so quickly. | 0:09:05 | 0:09:09 | |
I thought he'd have played the game a lot longer than what he did. | 0:09:09 | 0:09:12 | |
That was the end of that. I was quite pleased. Thanks very much. | 0:09:12 | 0:09:16 | |
'Although sheriffs can go anywhere in the country, and frequently do, | 0:09:23 | 0:09:27 | |
'the bulk of their enforcements take them to either offices or houses. | 0:09:27 | 0:09:31 | |
'This morning, however, sheriffs Marc Newton and Tony Smith | 0:09:31 | 0:09:35 | |
'are off to a different type of commercial premises. | 0:09:35 | 0:09:38 | |
'They're off to an airport, | 0:09:39 | 0:09:42 | |
'and they're eyeing up the biggest asset they've ever seized.' | 0:09:42 | 0:09:46 | |
We're off to a place by Southend Airport. | 0:09:46 | 0:09:50 | |
We've had a report that this company has got a plane that they own. | 0:09:50 | 0:09:54 | |
So, hopefully, it'll be there and the company's still trading. | 0:09:54 | 0:09:58 | |
If we don't get any joy, we'll be seizing an aeroplane this afternoon. | 0:09:58 | 0:10:02 | |
'Marc and Tony are after £3,858 from a company, 247 Jet, | 0:10:02 | 0:10:10 | |
'that hires out private planes. | 0:10:10 | 0:10:12 | |
'They owe money to people who carried out services for the company, | 0:10:12 | 0:10:16 | |
'but whose fees weren't paid. | 0:10:16 | 0:10:18 | |
'They don't wish to be identified. | 0:10:18 | 0:10:20 | |
'If 247 Jet won't pay up, | 0:10:20 | 0:10:22 | |
'the sheriffs can legally seize any assets they can prove belong to the company, | 0:10:22 | 0:10:27 | |
'with a view to selling them at auction to pay off the debt. | 0:10:27 | 0:10:30 | |
'They're hoping not to have to take a plane. | 0:10:30 | 0:10:33 | |
'But if needs be, they will.' | 0:10:34 | 0:10:37 | |
I believe with a plane there's a log book | 0:10:38 | 0:10:41 | |
that has to be on it to fly. | 0:10:41 | 0:10:44 | |
So we'll try and make sure the plane can't go anywhere, if it is there. | 0:10:44 | 0:10:48 | |
Hopefully, with a plane sitting on the ground that they can't use, | 0:10:48 | 0:10:51 | |
we'll entice them into paying us. | 0:10:51 | 0:10:55 | |
'But first of all, the sheriffs have to establish whether the plane is there at all.' | 0:10:56 | 0:11:01 | |
-It could be anywhere. -It could be in the sky, at Biggin Hill. | 0:11:01 | 0:11:06 | |
Farnborough. | 0:11:06 | 0:11:08 | |
Got to chase a plane round the country, trying to find it. | 0:11:08 | 0:11:12 | |
There it goes! Down the runway! Follow that plane quick! | 0:11:12 | 0:11:16 | |
'And airports aren't the easiest places to get access to, | 0:11:16 | 0:11:19 | |
'even for sheriffs who've come bearing High Court writs. | 0:11:19 | 0:11:23 | |
'First up, Marc has to negotiate the airport's own security.' | 0:11:25 | 0:11:28 | |
This must be the gate here. | 0:11:28 | 0:11:32 | |
I'm not sure if I've got the right place. | 0:11:38 | 0:11:41 | |
I'm after 247 Jet Ltd. | 0:11:41 | 0:11:44 | |
'They wait while the security moves a plane. | 0:11:44 | 0:11:47 | |
'And then, as officers of the High Court on the trail of a debt, | 0:11:47 | 0:11:51 | |
'they have the all-clear to head in.' | 0:11:51 | 0:11:53 | |
Am I going to fit under that wing? Take the wing out! | 0:11:53 | 0:11:57 | |
'While the sheriffs are allowed in, we're asked to wait outside. | 0:11:57 | 0:12:01 | |
'Marc heads to 247 Jet's offices - but he's soon back. | 0:12:01 | 0:12:06 | |
'The company's offices are shut, | 0:12:06 | 0:12:08 | |
'but he's managed to contact the boss, who's on his way.' | 0:12:08 | 0:12:11 | |
The guy said he's 45 minutes to an hour away. | 0:12:11 | 0:12:14 | |
So I've told him I'll hang on for him. I've told him what it's about. | 0:12:14 | 0:12:18 | |
He seems to think that he's paid it, but I don't think he had. | 0:12:18 | 0:12:22 | |
He wasn't 100% sure. He said, "I thought I'd paid that." | 0:12:22 | 0:12:26 | |
We're just going to hang on till he gets here. | 0:12:26 | 0:12:28 | |
'Three-quarters of an hour later, the boss duly arrives. | 0:12:29 | 0:12:33 | |
'Marc explains what he's doing there.' | 0:12:33 | 0:12:36 | |
They took you to court 5th April, to the County Court. | 0:12:36 | 0:12:39 | |
We need to collect the payment. | 0:12:39 | 0:12:42 | |
'The man says he can't pay, as his accounts office is closed. | 0:12:42 | 0:12:45 | |
'He's also unhappy that the amount owed has gone from just over £2,000 | 0:12:45 | 0:12:49 | |
'to almost 4,000, due to legal fees, sheriff costs, interest and VAT. | 0:12:49 | 0:12:56 | |
'He says he will not pay the sheriffs' fees. | 0:12:56 | 0:12:59 | |
'Marc reminds him that if he doesn't pay, his plane is in jeopardy.' | 0:12:59 | 0:13:04 | |
You need to do something today or we're going to have to seize goods. | 0:13:04 | 0:13:07 | |
Unfortunately, sir, you don't get a choice. | 0:13:07 | 0:13:10 | |
I'm just saying to you we need to get some money. You can do £1,000. | 0:13:10 | 0:13:14 | |
You can do the rest on Wednesday. | 0:13:14 | 0:13:17 | |
'The man heads to his office, but isn't keen on the sheriffs following. | 0:13:17 | 0:13:21 | |
'That isn't going to stop Marc.' | 0:13:21 | 0:13:23 | |
He's not telling me where we're going and where we ain't going! | 0:13:23 | 0:13:27 | |
'Marc and Tony follow the man to his office. | 0:13:29 | 0:13:32 | |
'Soon after, they return.' | 0:13:32 | 0:13:34 | |
What's happened is he's paid us £750 today and he's going to pay the balance in two days' time. | 0:13:34 | 0:13:39 | |
We'll give him the benefit of the doubt. We'll give him 48 hours. | 0:13:39 | 0:13:43 | |
Hopefully, he'll pay up. | 0:13:43 | 0:13:45 | |
I told him we'll be back and it's going to be costing him a lot more money. | 0:13:45 | 0:13:49 | |
'With £750 in the bank for the people owed money, and the rest due to follow, | 0:13:49 | 0:13:53 | |
'it's at least lift-off for the sheriffs. | 0:13:53 | 0:13:57 | |
'But there's still several thousand pounds of the debt outstanding. | 0:13:57 | 0:14:01 | |
'If it's not paid in the next few days, | 0:14:01 | 0:14:04 | |
'the sheriffs will have to come back.' | 0:14:04 | 0:14:06 | |
It doesn't matter where it is for the people who owe the money. | 0:14:06 | 0:14:10 | |
We can pursue them wherever. | 0:14:10 | 0:14:12 | |
If we need to get into an airport, we'll get into an airport. | 0:14:12 | 0:14:15 | |
If we need to get into his office or his hangar to seize his plane, we will do so. | 0:14:15 | 0:14:20 | |
At this stage, hopefully, he'll realise that it's got to be paid | 0:14:20 | 0:14:24 | |
and he'll deal with it from there. | 0:14:24 | 0:14:26 | |
'Unfortunately, despite 247 Jet's promises, | 0:14:26 | 0:14:29 | |
'they didn't pay up the rest of the money they owed. | 0:14:29 | 0:14:33 | |
'Later, we'll see how Lawrence gets on when he returns to get the money owed - or take the plane.' | 0:14:33 | 0:14:39 | |
'Back on the road, on the trail of smaller vehicles than aircraft, | 0:14:49 | 0:14:53 | |
'are sheriffs Pete and Dave. | 0:14:53 | 0:14:55 | |
'They're in Preston, on their way to a second-hand car garage. | 0:14:55 | 0:14:59 | |
'The man they're on their way to help is Mike Campbell. | 0:15:03 | 0:15:07 | |
'He's a project manager for a major national construction company. | 0:15:07 | 0:15:12 | |
'He's living in Manchester, but currently working in Glasgow. | 0:15:12 | 0:15:16 | |
'It's no surprise, therefore, that his car is a massive part of his working life.' | 0:15:16 | 0:15:22 | |
I spend a lot of time behind the wheel. This is a tool of the trade. | 0:15:22 | 0:15:27 | |
It's sort of my live-in office. | 0:15:27 | 0:15:29 | |
'Mike's decision to treat himself to a new car to ease his commute | 0:15:31 | 0:15:34 | |
'turned out to be one that he's come to regret, | 0:15:34 | 0:15:38 | |
'landing him in court and bringing him to the doors of the sheriffs for help. | 0:15:38 | 0:15:43 | |
'Mike's problems began when he decided he was due a motoring upgrade. | 0:15:46 | 0:15:51 | |
'He went looking for a new car and, searching online, | 0:15:51 | 0:15:54 | |
'he thought he'd found the perfect model - a BMW X5, | 0:15:54 | 0:15:58 | |
'being sold by Arena Cars of Preston. | 0:15:58 | 0:16:01 | |
'Mike went to inspect the car in person.' | 0:16:01 | 0:16:05 | |
Looked at the car and it looked superb in the photos. | 0:16:05 | 0:16:09 | |
It actually didn't do it justice cos the car was superb. | 0:16:09 | 0:16:13 | |
There wasn't a scratch on the bodywork. The inside was immaculate. | 0:16:13 | 0:16:17 | |
That one. That's the same car. | 0:16:17 | 0:16:19 | |
It looks good and it feels good to drive. | 0:16:19 | 0:16:23 | |
'Besotted with the BMW, the same model as in these photos, | 0:16:23 | 0:16:27 | |
'Mike paid £8,995 for it. | 0:16:27 | 0:16:31 | |
'A few days later, it was delivered to him. | 0:16:31 | 0:16:34 | |
'The car ran on liquid petroleum gas. | 0:16:34 | 0:16:37 | |
'Almost immediately after filling it up, things started to go wrong.' | 0:16:37 | 0:16:42 | |
Filled the car up. Got the car back. Jumped out the car. | 0:16:42 | 0:16:47 | |
Went to lock it. Locking didn't work. | 0:16:47 | 0:16:50 | |
The deadlock doesn't work. The lock doesn't work. | 0:16:50 | 0:16:53 | |
The alarm system doesn't work. Therefore, it's not insured. | 0:16:53 | 0:16:56 | |
'Mike returned the car to Arena, who told him they'd fix it. | 0:16:56 | 0:17:01 | |
'After waiting two weeks, the locking problem still hadn't been solved. | 0:17:01 | 0:17:05 | |
'By now, Mike had serious concerns about what he'd bought.' | 0:17:05 | 0:17:09 | |
I said to him on the phone, "I'm coming down. You can keep the car. I just want the money back. | 0:17:09 | 0:17:15 | |
"You've had it longer than I've had it so far. | 0:17:15 | 0:17:17 | |
"I've owned the car two weeks and you've had it a week and a half. | 0:17:17 | 0:17:21 | |
"I want my money back." He said, "That's not going to happen. | 0:17:21 | 0:17:24 | |
'Instead, Arena agreed to pay for another garage to fix the locking issue. | 0:17:24 | 0:17:29 | |
'Which they did, for £438. | 0:17:29 | 0:17:32 | |
'Mike paid up-front, and Arena promised to send him a cheque - | 0:17:32 | 0:17:37 | |
'which he's never received. | 0:17:37 | 0:17:39 | |
'But before he could get too upset about that, worse was to happen.' | 0:17:39 | 0:17:43 | |
I was driving to a place just outside Glasgow, | 0:17:43 | 0:17:47 | |
got on the M74, was only two junctions down. | 0:17:47 | 0:17:50 | |
I was only doing 60 miles an hour. | 0:17:50 | 0:17:53 | |
All of a sudden, there was a knocking and a bang and the engine just cut out. | 0:17:53 | 0:17:58 | |
I came off the motorway, managed to park up near the National Park. | 0:17:58 | 0:18:03 | |
Car wouldn't start at all. There was no smell, no oil dripping, anything like that. | 0:18:03 | 0:18:09 | |
I phoned the RAC to get them to come and have a look. | 0:18:09 | 0:18:12 | |
'The RAC told Mike that his engine had failed. | 0:18:12 | 0:18:15 | |
'For the car to work again, he'd need it stripped down and rebuilt from scratch. | 0:18:15 | 0:18:21 | |
'Once again, Arena told him to bring the car in for them to fix. | 0:18:21 | 0:18:25 | |
'Mike paid another £460 to get the car towed | 0:18:25 | 0:18:29 | |
'from Glasgow to Arena in Preston, leaving him without a vehicle for work.' | 0:18:29 | 0:18:34 | |
I've got no other vehicle. I paid cash for the car. | 0:18:34 | 0:18:37 | |
I don't have the luxury of three or four cars. I had to borrow a van. | 0:18:37 | 0:18:41 | |
So I was gutted. | 0:18:41 | 0:18:43 | |
Another week went by, or week and a half went by. | 0:18:43 | 0:18:47 | |
I said, "Where's my car?" | 0:18:47 | 0:18:49 | |
He said, "All you need to know is that we're repairing it." | 0:18:49 | 0:18:52 | |
I said, "No, you've got my car. | 0:18:52 | 0:18:53 | |
"I want to know where my vehicle is." | 0:18:53 | 0:18:55 | |
"All you need to know is that we're going to repair it." | 0:18:55 | 0:18:59 | |
"But you've had it now for nearly three and a half weeks | 0:18:59 | 0:19:02 | |
and you've not done anything. | 0:19:02 | 0:19:04 | |
"What am I supposed to do?" He said, "That's all you need to know." | 0:19:04 | 0:19:08 | |
I said, "This is professional courtesy, is it? This is how you treat your customers?" | 0:19:08 | 0:19:12 | |
Frustration, anger... | 0:19:12 | 0:19:14 | |
Um... Just very, very, VERY frustrated. | 0:19:14 | 0:19:19 | |
Just wanted to go down and see him face-to-face. | 0:19:19 | 0:19:22 | |
'Arena said they were trying to fix the car. | 0:19:22 | 0:19:24 | |
'By now, Mike just wanted his money back. | 0:19:24 | 0:19:28 | |
'Arena refused to pay up, so Mike thought he had no option | 0:19:28 | 0:19:32 | |
'but to take Arena to court.' | 0:19:32 | 0:19:34 | |
Didn't know where else to turn. I'd completely run out of ideas. | 0:19:34 | 0:19:37 | |
Without physically going down there and grabbing the money off the desk | 0:19:37 | 0:19:41 | |
I didn't know what to do. | 0:19:41 | 0:19:42 | |
I was totally frustrated. Totally frustrated. | 0:19:42 | 0:19:45 | |
'After starting court proceedings, | 0:19:45 | 0:19:48 | |
'Arena eventually accepted liability in writing. | 0:19:48 | 0:19:51 | |
'Despite this, Mike still hasn't received any money. | 0:19:51 | 0:19:55 | |
'To get what he's owed, he's had to hire the sheriffs. | 0:19:55 | 0:19:58 | |
'Which is why sheriffs Pete and Dave are in Preston in Lancashire, | 0:20:01 | 0:20:05 | |
'on their way to Arena Car Centre.' | 0:20:05 | 0:20:08 | |
This first one we're going to is a car garage, | 0:20:08 | 0:20:10 | |
Broughton Motors, trading as Arena Car Centre. | 0:20:10 | 0:20:14 | |
'Car dealerships are a common visit for the sheriffs. | 0:20:14 | 0:20:17 | |
'The high-value assets on their forecourts | 0:20:17 | 0:20:20 | |
'represent both an opportunity and a challenge.' | 0:20:20 | 0:20:23 | |
In theory, we will be seizing vehicles | 0:20:23 | 0:20:26 | |
on arrival this morning. | 0:20:26 | 0:20:28 | |
The worst case scenario could be | 0:20:28 | 0:20:31 | |
that they're selling vehicles on behalf of customers. | 0:20:31 | 0:20:35 | |
We'll still seize the vehicles and it's up to them to prove | 0:20:35 | 0:20:38 | |
that they don't own the vehicles, customers own those vehicles. | 0:20:38 | 0:20:42 | |
'Pete and Dave arrive and pull up. | 0:20:43 | 0:20:46 | |
'The only problem is, they're a bit too early.' | 0:20:46 | 0:20:49 | |
-It isn't open yet. -It opens at 9.30. | 0:20:49 | 0:20:52 | |
I'll give him a call. We'll seize the vehicles and list the vehicles. | 0:20:52 | 0:20:56 | |
See if we can get in touch with him a bit earlier than when he's going to arrive. | 0:20:56 | 0:21:00 | |
'Dave's given the task of listing the cars on the forecourt | 0:21:00 | 0:21:04 | |
'for a possible Walking Possession order. | 0:21:04 | 0:21:07 | |
'If Arena won't pay up, the sheriffs can execute the order | 0:21:07 | 0:21:10 | |
'to seize the vehicles. | 0:21:10 | 0:21:12 | |
'The threat of having the cars towed away and sold | 0:21:12 | 0:21:15 | |
'is usually enough to get the payment. | 0:21:15 | 0:21:17 | |
'Pete, meanwhile, is having trouble raising the manager.' | 0:21:19 | 0:21:23 | |
The mobile number's switched off. | 0:21:23 | 0:21:25 | |
I've just tried calling that up on the display. | 0:21:25 | 0:21:29 | |
By the time we've filled the inventory sheet out for the vehicles, | 0:21:29 | 0:21:33 | |
which is what Dave's doing, somebody should be on site. | 0:21:33 | 0:21:36 | |
We'll just have to sit tight and wait until somebody arrives. | 0:21:36 | 0:21:41 | |
'Dave gets on with listing more cars to cover the debt. | 0:21:41 | 0:21:45 | |
'Pete, meanwhile, lays the groundwork | 0:21:45 | 0:21:47 | |
'in case he needs to tow them.' | 0:21:47 | 0:21:49 | |
Can we have an indemnity to remove? | 0:21:49 | 0:21:53 | |
£12,000 is his debt so potentially, there'll be vehicles to remove. | 0:21:53 | 0:21:57 | |
There's going to be more than that, probably about four or five cars. | 0:21:57 | 0:22:01 | |
Right, I'll come back to you, in case he comes. | 0:22:01 | 0:22:05 | |
'A member of staff arrives on site, but it's not owner Stephen Thomas. | 0:22:06 | 0:22:11 | |
'The garage assistant does tell Pete | 0:22:11 | 0:22:13 | |
'what he fears most about the ownership of the cars on display. | 0:22:13 | 0:22:16 | |
'That they're owned, not by the garage, | 0:22:16 | 0:22:19 | |
'but by a third party funder.' | 0:22:19 | 0:22:21 | |
What you need to be doing is getting that funder down here | 0:22:29 | 0:22:32 | |
cos we've seized every vehicle on here. | 0:22:32 | 0:22:34 | |
He needs to get proof that he owns them and you don't. | 0:22:34 | 0:22:37 | |
-It's all in there. -Is it all inside? | 0:22:37 | 0:22:39 | |
'Pete asks if he can produce evidence | 0:22:39 | 0:22:41 | |
'to back up what he's saying, | 0:22:41 | 0:22:43 | |
'while they wait for the boss to arrive.' | 0:22:43 | 0:22:45 | |
What we've seized is property of the court. | 0:22:49 | 0:22:51 | |
So they'll have to prove that they don't own them now. | 0:22:51 | 0:22:54 | |
'Pete's worried, because if Arena can prove | 0:22:54 | 0:22:57 | |
'the cars belong to a third party, | 0:22:57 | 0:22:59 | |
'he can't seize them and they'll be no use to him | 0:22:59 | 0:23:02 | |
'to use as leverage to get payment. | 0:23:02 | 0:23:04 | |
'He's just musing on the issue when there's an arrival. | 0:23:04 | 0:23:08 | |
'It's owner Stephen Thomas, on site and ready to talk. | 0:23:08 | 0:23:12 | |
'Can Pete persuade him he needs to pay this debt?' | 0:23:13 | 0:23:16 | |
-Mr Thomas, is it? -Yes. -It's in connection with Mike Campbell. | 0:23:16 | 0:23:19 | |
-Right. The X5. -He's just been explaining what car it is. | 0:23:19 | 0:23:23 | |
-So, the total due today is £11,757.96p. -Right, OK. | 0:23:23 | 0:23:28 | |
That's the reason for our visit, | 0:23:28 | 0:23:30 | |
to either collect that amount or remove goods to that value. | 0:23:30 | 0:23:33 | |
-I did contact the court... -Right. County Court, yeah? -Don't know. | 0:23:33 | 0:23:37 | |
Yeah. It won't have been us. It'll have been County Court. | 0:23:37 | 0:23:40 | |
-We did try to contact him to try to sort it out, which way we were going to pay it. -Right. OK. | 0:23:40 | 0:23:46 | |
How would you like to pay it? We can do debit card, credit card, cash. | 0:23:46 | 0:23:50 | |
-Do a bank transfer? -Yeah. -That's fine as well. | 0:23:50 | 0:23:53 | |
-We're looking for the full amount today. -Right. OK. | 0:23:53 | 0:23:55 | |
I'm not trying to get out of not paying it. | 0:23:55 | 0:23:58 | |
Um... Can you come back after, or...? | 0:23:58 | 0:24:01 | |
We can't. Just to make you aware, we've been on site for an hour now. | 0:24:01 | 0:24:05 | |
We arrived at half past eight. | 0:24:05 | 0:24:06 | |
-We don't open till half past nine. -Which I gather. | 0:24:06 | 0:24:09 | |
After the first hour, we charge £181.50 plus VAT per hour. | 0:24:09 | 0:24:13 | |
Because you only open at half nine, I won't start charging you now. | 0:24:13 | 0:24:17 | |
You've got another hour before we start charging the waiting time. | 0:24:17 | 0:24:20 | |
From half past ten, we will be charging an hourly fee on top for waiting. | 0:24:20 | 0:24:25 | |
'To Pete's surprise, owner Stephen Thomas says he's willing to pay the debt in full, | 0:24:25 | 0:24:30 | |
'without Pete having to break sweat, let alone clamp any cars. | 0:24:30 | 0:24:34 | |
'But it's not over until the money's in Pete's hands | 0:24:35 | 0:24:38 | |
'or transferred into the sheriffs' bank account, | 0:24:38 | 0:24:41 | |
'and the owner has got to find nearly £12,000 from somewhere. | 0:24:41 | 0:24:47 | |
'The owner tried to make a bank transfer, but there's a problem. | 0:24:47 | 0:24:51 | |
'He's chosen the wrong type of transfer and it could take a day or two for the money to go through.' | 0:24:51 | 0:24:56 | |
Just been on to Barclays now and they have sent it. | 0:24:56 | 0:25:00 | |
But what they've said is he hasn't ticked the immediate payment box | 0:25:00 | 0:25:04 | |
and it could take up to a day. | 0:25:04 | 0:25:05 | |
'The sheriffs can't leave until payment is in their account. | 0:25:05 | 0:25:09 | |
'Not wanting Pete on site all day, | 0:25:09 | 0:25:11 | |
'the owner decides to change his method of payment.' | 0:25:11 | 0:25:15 | |
He's just rung somebody up. | 0:25:15 | 0:25:18 | |
They're going to just pay it by card. | 0:25:18 | 0:25:21 | |
Going to get the card machine and take it down and, hopefully... | 0:25:21 | 0:25:24 | |
'But no sooner is Dave off with the card machine, | 0:25:24 | 0:25:27 | |
'than he's back - empty-handed.' | 0:25:27 | 0:25:30 | |
Reverse on that. | 0:25:30 | 0:25:32 | |
The guy hasn't got a card. | 0:25:32 | 0:25:35 | |
'So, with the original bank transfer halted | 0:25:35 | 0:25:38 | |
'and unable to find a card to pay off the debt, | 0:25:38 | 0:25:41 | |
'if he wants the sheriffs out of his hair, the garage boss has got to find an alternative. | 0:25:41 | 0:25:46 | |
'He gets back on to his bank | 0:25:46 | 0:25:48 | |
'to see if he can arrange an immediate transfer of funds. | 0:25:48 | 0:25:51 | |
'Moments later, it looks like it's third time lucky. | 0:25:51 | 0:25:56 | |
'After checking the transaction with the office, Pete's had good news.' | 0:25:56 | 0:26:01 | |
The defendant's paid in full. | 0:26:01 | 0:26:03 | |
£11,767.96p. Paid it in full, which is what we've come for. | 0:26:03 | 0:26:10 | |
'A "paid in full" of nearly £12,000 | 0:26:10 | 0:26:13 | |
'is a great start to the day for any sheriff. | 0:26:13 | 0:26:16 | |
'More importantly, it means Mike Campbell finally getting the money he's owed.' | 0:26:16 | 0:26:21 | |
"We're pleased to confirm, pending clearance, we have received monies payment in full in this matter. | 0:26:21 | 0:26:27 | |
"We shall remit the monies in the statuary 14-day period." I've won. Fantastic! | 0:26:27 | 0:26:33 | |
Never thought I'd get it. Cheers, guys. | 0:26:33 | 0:26:35 | |
Hello, there. I'm a High Court Enforcement Officer. | 0:26:37 | 0:26:39 | |
'Anyone that manages to obtain a County Court Judgement of over £600 | 0:26:41 | 0:26:46 | |
'can upgrade it to the High Court and get a writ.' | 0:26:46 | 0:26:49 | |
We are here today to collect £20,741 and a penny. | 0:26:49 | 0:26:54 | |
'The sheriffs will demand payment or seize assets | 0:26:54 | 0:26:57 | |
'from anyone named on a writ, no matter how big or small the amount.' | 0:26:57 | 0:27:01 | |
The bottom line is, it needs paying. | 0:27:01 | 0:27:03 | |
We're coming in, whether you let me in or not. | 0:27:03 | 0:27:06 | |
'They've seized Formula 1 cars, trailers, aeroplanes, | 0:27:06 | 0:27:10 | |
'ships, sheep and bullion. | 0:27:10 | 0:27:13 | |
'The largest seizure they've ever made was for over £5 million.' | 0:27:13 | 0:27:17 | |
I'll write you out a receipt. | 0:27:17 | 0:27:20 | |
'These days, a High Court writ costs £60. | 0:27:20 | 0:27:22 | |
'If the sheriffs are successful, there's nothing more for the client to pay. | 0:27:22 | 0:27:27 | |
'If unsuccessful, the only cost is a £60 admin fee.' | 0:27:27 | 0:27:30 | |
I think he thinks we're just going to leave. | 0:27:30 | 0:27:33 | |
He's going to be in for a shock, cos we don't. | 0:27:33 | 0:27:36 | |
'Earlier, we saw Marc and Tony at Southend Airport, | 0:27:44 | 0:27:47 | |
'trying to get money back from 247 Jet | 0:27:47 | 0:27:50 | |
'for people who carried out services for the company, but whose fees weren't paid. | 0:27:50 | 0:27:55 | |
'Their stand-off ended with the boss of 247 Jet paying £750 | 0:27:55 | 0:28:00 | |
'and agreeing to settle the rest of the debt in five days. | 0:28:00 | 0:28:04 | |
'This payment never arrived. | 0:28:04 | 0:28:06 | |
'Now, Lawrence and Kev have got up early to beat the morning traffic | 0:28:06 | 0:28:11 | |
'and are going back to the airport to settle the debt once and for all. | 0:28:11 | 0:28:15 | |
'This time, they're under orders | 0:28:15 | 0:28:17 | |
'not to leave without either payment in full | 0:28:17 | 0:28:20 | |
'or a jet worth hundreds of thousands of pounds.' | 0:28:20 | 0:28:24 | |
The guy's just playing hard to get, so we're playing even harder today. | 0:28:24 | 0:28:28 | |
We've got a locksmith meeting us there. I've brought all the appropriate paperwork. | 0:28:28 | 0:28:34 | |
Notices to stick on the aircraft so that we can seize it. | 0:28:34 | 0:28:38 | |
We'll be removing any documents like insurance and service records, | 0:28:38 | 0:28:44 | |
which makes the plane scrap value if you haven't got them. | 0:28:44 | 0:28:47 | |
So, basically, we're looking | 0:28:47 | 0:28:50 | |
to potentially ground one aircraft today. | 0:28:50 | 0:28:53 | |
'With dawn breaking, they arrive and park up. | 0:28:53 | 0:28:57 | |
'They're waiting for a locksmith because, if needs be, | 0:28:57 | 0:29:00 | |
'they're legally allowed to force entry onto the plane.' | 0:29:00 | 0:29:04 | |
Yeah, dive in here. | 0:29:04 | 0:29:06 | |
Stealth approach! | 0:29:06 | 0:29:08 | |
'The wait also gives Lawrence the chance to study his battle plan.' | 0:29:08 | 0:29:13 | |
Aviation Way. There's the security hut. | 0:29:13 | 0:29:15 | |
It's over there. | 0:29:15 | 0:29:17 | |
Their door in is there. | 0:29:17 | 0:29:19 | |
-I'm pretty sure it's that hangar over there. -That's handy. | 0:29:19 | 0:29:23 | |
'Soon after, their locksmith arrives | 0:29:23 | 0:29:27 | |
'and Lawrence and Kev are ready to go airside.' | 0:29:27 | 0:29:30 | |
Hello, mate. Looking for 247 Jet. | 0:29:30 | 0:29:33 | |
We're Enforcement Officers here to execute a High Court writ. | 0:29:33 | 0:29:37 | |
'Lawrence produces the High Court writ | 0:29:37 | 0:29:39 | |
'and airport security waves them through.' | 0:29:39 | 0:29:41 | |
Thanks very much. | 0:29:41 | 0:29:43 | |
I'm on the runway! | 0:29:43 | 0:29:45 | |
-You're not on the runway, you're on the taxi way. -Left here? | 0:29:45 | 0:29:50 | |
-I'm on the runway! -Get up there. KEV LAUGHS | 0:29:54 | 0:29:57 | |
This is it, this hangar here. | 0:29:57 | 0:30:00 | |
There might be somebody in there. The lights are on. | 0:30:00 | 0:30:04 | |
'No-one's answering the 247 Jet door. | 0:30:07 | 0:30:11 | |
'Lawrence has already located their prize asset | 0:30:11 | 0:30:14 | |
'and isn't in the mood for waiting. | 0:30:14 | 0:30:16 | |
'They head to the plane, locksmith in tow, but will they need him?' | 0:30:16 | 0:30:21 | |
-Oh, it's open! -That's a good locksmith, that is! | 0:30:21 | 0:30:27 | |
Cor! It's a bit cramped in here! | 0:30:27 | 0:30:29 | |
-Not very big, are they? -It's tiny! | 0:30:29 | 0:30:32 | |
'Lawrence isn't on board just to check out the executive facilities. | 0:30:34 | 0:30:38 | |
'He's looking to take possession of the plane's log book. | 0:30:38 | 0:30:41 | |
'Without it, it's illegal for this jet to leave the ground.' | 0:30:41 | 0:30:45 | |
A-ha-ha! | 0:30:45 | 0:30:46 | |
'And there it is! Lawrence has found exactly what he was looking for.' | 0:30:46 | 0:30:51 | |
All the documentation in here. | 0:30:51 | 0:30:53 | |
Certificate of registration, which we have to leave in here. | 0:30:53 | 0:30:57 | |
The Air Worthiness review certificate, the noise certificate, | 0:30:57 | 0:31:01 | |
Air Operation certificate. | 0:31:01 | 0:31:04 | |
It's worthless, it's scrap value without these. | 0:31:04 | 0:31:07 | |
'With these in the sheriffs' hands, | 0:31:07 | 0:31:09 | |
'this plane just had its wings clipped.' | 0:31:09 | 0:31:12 | |
Just need some tape. | 0:31:12 | 0:31:14 | |
'Without further ado, this plane is seized. | 0:31:14 | 0:31:17 | |
'It's now the property of the court on paper, and can't be moved, | 0:31:17 | 0:31:21 | |
'let alone flown by its owner.' | 0:31:21 | 0:31:23 | |
-Kev, do you want to have a drive over to security to see if he can get the guy on the phone? -Yeah. | 0:31:23 | 0:31:29 | |
Encourage him to come down here. | 0:31:29 | 0:31:31 | |
'Kev sets off to get the man's number from security. | 0:31:31 | 0:31:34 | |
'It's time to let him know - unless he pays the £3,200 debt today, | 0:31:34 | 0:31:40 | |
'his several hundred thousand pound plane could be leaving with the sheriffs. | 0:31:40 | 0:31:45 | |
'When Kev returns with his number, Lawrence wastes no time | 0:31:45 | 0:31:49 | |
'in getting him on the phone to let him know what's what.' | 0:31:49 | 0:31:52 | |
Morning, sir. I'm an Enforcement Officer. | 0:31:52 | 0:31:55 | |
I'm at your hangar at Southend Airport. | 0:31:55 | 0:31:57 | |
I have actually seized one of your aircraft. | 0:31:57 | 0:32:00 | |
I've removed the appropriate documentation from the cockpit | 0:32:00 | 0:32:05 | |
and placed the appropriate notices within the cabin. | 0:32:05 | 0:32:09 | |
I need somebody to come down and sort this out. | 0:32:09 | 0:32:11 | |
So if you can come down, sir, before we end up removing the plane. | 0:32:11 | 0:32:16 | |
Thank you. Bye. | 0:32:16 | 0:32:17 | |
'The boss of 247 Jet calls Lawrence back. | 0:32:17 | 0:32:21 | |
'Unsurprisingly, he's got a few questions of his own.' | 0:32:21 | 0:32:25 | |
Who let us on the airport? We drove through security, sir. | 0:32:25 | 0:32:29 | |
Nobody can stop us entering the airport. | 0:32:29 | 0:32:32 | |
We're executing a High Court writ. | 0:32:32 | 0:32:34 | |
We have the power to force entry onto commercial premises, | 0:32:34 | 0:32:37 | |
but we didn't need to force entry. | 0:32:37 | 0:32:39 | |
I showed my identification to the security guard and he let us in. | 0:32:39 | 0:32:42 | |
We've got a locksmith with us to affect entry into the hangar. | 0:32:42 | 0:32:46 | |
For the moment, we've seized one of your planes outside. | 0:32:46 | 0:32:50 | |
We've removed the documentation from it. | 0:32:50 | 0:32:53 | |
We need somebody to pay it in full, sir, and we can release our seizure. | 0:32:53 | 0:32:57 | |
It will be going up by £225 plus VAT per hour that we're here, | 0:32:57 | 0:33:00 | |
because we've got the locksmith. | 0:33:00 | 0:33:03 | |
Bearing in mind you've got hundreds of thousands of pounds worth of planes, | 0:33:03 | 0:33:07 | |
to say you can't get £3,000 together when you've had months of notice | 0:33:07 | 0:33:10 | |
is just not acceptable. | 0:33:10 | 0:33:12 | |
'Lawrence's tough stance seems to have had an effect. | 0:33:12 | 0:33:16 | |
'The man agrees to pay by bank transfer. | 0:33:16 | 0:33:19 | |
'Given his track record, this still isn't good enough for Lawrence.' | 0:33:19 | 0:33:23 | |
I'm not able to check the bank account at this time in the morning. | 0:33:23 | 0:33:26 | |
There's nobody in the office to check it. Are you far away, sir? | 0:33:26 | 0:33:30 | |
We've got a debit card machine and you could pay by debit card. | 0:33:30 | 0:33:35 | |
OK, then, sir. | 0:33:35 | 0:33:37 | |
-I believe he's going to come with a debit card. -Where did he say he was? | 0:33:38 | 0:33:42 | |
I asked if he was very far away and he said yes. | 0:33:42 | 0:33:44 | |
-He's changed his mind now? -Yeah. | 0:33:44 | 0:33:46 | |
'Soon after, the boss arrives. | 0:33:46 | 0:33:48 | |
'He's not happy about his plane and even less pleased about our camera.' | 0:33:48 | 0:33:53 | |
-Hi, there. -You can't film me. | 0:33:53 | 0:33:56 | |
'Not wanting to get in the way of the sheriffs' work, we withdraw, | 0:33:57 | 0:34:01 | |
'as the man speaks to them. | 0:34:01 | 0:34:03 | |
'He offers to make a down payment, but only half the amount Lawrence is looking for, | 0:34:03 | 0:34:08 | |
'and he won't give the plane back unless he gets all the money the ex-customer is owed. | 0:34:08 | 0:34:14 | |
'In the face of Lawrence's pressure, 247 Jet's boss | 0:34:14 | 0:34:17 | |
'realises the hopelessness of the situation. | 0:34:17 | 0:34:20 | |
'Faced with losing a jet worth hundreds of thousands of pounds | 0:34:20 | 0:34:24 | |
'for a £3,000 debt, he relents and agrees to pay on a debit card - | 0:34:24 | 0:34:29 | |
'in full.' | 0:34:29 | 0:34:31 | |
He did try and offer a part payment of £1,700, | 0:34:31 | 0:34:36 | |
but not when you've got £100,000 worth of plane seized. | 0:34:36 | 0:34:40 | |
You know, he realised that the game was up, basically. | 0:34:40 | 0:34:43 | |
We were advised that it was due to fly to Marrakech tomorrow, | 0:34:43 | 0:34:47 | |
so he'd have had disappointed customers | 0:34:47 | 0:34:49 | |
if they weren't able to take off. | 0:34:49 | 0:34:52 | |
So, yeah, good start to the day. | 0:34:52 | 0:34:54 | |
'Being a High Court sheriff is far from a 9-5 job. | 0:35:04 | 0:35:07 | |
'This morning, Lawrence and Kev have already been up three hours | 0:35:07 | 0:35:12 | |
'and have driven 130 miles through the dark.' | 0:35:12 | 0:35:15 | |
It's half past six and we're just coming up towards Loughborough. | 0:35:15 | 0:35:19 | |
We're going to a residential address. | 0:35:19 | 0:35:21 | |
We've also got a business address but given the time of day, | 0:35:21 | 0:35:25 | |
we're going to the residential address. | 0:35:25 | 0:35:28 | |
'The sheriffs are trying to help an 86-year-old lady, | 0:35:28 | 0:35:31 | |
'who wishes to remain anonymous. | 0:35:31 | 0:35:33 | |
'She loaned some of her savings to her dentist, John Hammond, | 0:35:33 | 0:35:38 | |
'to invest in a business. | 0:35:38 | 0:35:40 | |
'Despite repeated requests, this money was never returned | 0:35:40 | 0:35:44 | |
'and she was forced to take him to court. | 0:35:44 | 0:35:46 | |
'When Mr Hammond failed to contest the case, | 0:35:46 | 0:35:49 | |
'a judge ordered him to pay her £8,695 and five pence. | 0:35:49 | 0:35:55 | |
'But the dentist has still failed to pay. | 0:35:55 | 0:35:58 | |
'It's now down to Lawrence and Kev to remind him - in person.' | 0:35:58 | 0:36:03 | |
-I would imagine, being a dentist, he'll have money. -Yeah. | 0:36:03 | 0:36:06 | |
He's in a named house, not a numbered house, | 0:36:06 | 0:36:09 | |
so I would imagine he's got quite a nice house. | 0:36:09 | 0:36:12 | |
Potentially, quite a nice car. | 0:36:12 | 0:36:15 | |
And we'll be catching him before he goes to work. | 0:36:15 | 0:36:18 | |
'The sheriffs are going to the dentist's village home first, | 0:36:18 | 0:36:22 | |
'as their High Court writ is against him, personally, not his business. | 0:36:22 | 0:36:26 | |
'But finding it could prove tricky.' | 0:36:26 | 0:36:28 | |
-Got to find the named house first. -Yeah. -That's always fun. | 0:36:28 | 0:36:32 | |
I've got batteries in me torch! | 0:36:32 | 0:36:35 | |
Country lane, named house - brilliant(!) | 0:36:35 | 0:36:38 | |
It HAS got a number on it. | 0:36:38 | 0:36:40 | |
-Why did I think it didn't have a number? -Got it. | 0:36:40 | 0:36:44 | |
'Mr Hammond's house proves pleasingly straightforward to spot. | 0:36:44 | 0:36:48 | |
'And with vehicles on the drive, this is looking promising.' | 0:36:48 | 0:36:52 | |
That's them blocked and it's not blocked the neighbours. | 0:36:52 | 0:36:56 | |
'With the cars secured, it's time for a wake-up call. | 0:36:56 | 0:36:59 | |
'Can they get the elderly lady who lost her savings what she's owed?' | 0:37:01 | 0:37:06 | |
-Morning, sir. We're looking for a John Edward Hammond. Would that be yourself? -Yes. | 0:37:10 | 0:37:15 | |
I'll show you some ID, sir. | 0:37:15 | 0:37:17 | |
I'm an Enforcement Officer and we're ordered here by the court today | 0:37:17 | 0:37:21 | |
to seize goods to the value of £10,706.66p. | 0:37:21 | 0:37:26 | |
'It's the man they've come to see, John Hammond. | 0:37:26 | 0:37:30 | |
'Straight away, he admits he's aware of the debt, | 0:37:30 | 0:37:33 | |
'and with interest, VAT and fees, the bill has gone up. | 0:37:33 | 0:37:37 | |
'Lawrence wastes no time outlining the payment methods he'll accept.' | 0:37:37 | 0:37:42 | |
-We don't take cheques, sir. We've got a chip and PIN machine for a card payment. -Er... | 0:37:42 | 0:37:47 | |
If you've got a cheque, you can do a card, can't you? | 0:37:47 | 0:37:49 | |
'The dentist still seems to be half asleep. | 0:37:49 | 0:37:52 | |
'He wants to know why the sheriffs have come so early.' | 0:37:52 | 0:37:56 | |
We've come at this time of day to catch you in before you go to work. | 0:37:56 | 0:38:00 | |
That's the purpose. We don't come at seven to inconvenience you. | 0:38:00 | 0:38:04 | |
We come to catch you in before you go out. | 0:38:04 | 0:38:06 | |
If you've got internet banking, you can do a transfer into our bank account. | 0:38:06 | 0:38:10 | |
We can't leave here until it's sorted out. | 0:38:10 | 0:38:14 | |
'At this point, our cameraman is asked to leave the property. | 0:38:14 | 0:38:19 | |
'We continue filming from the pavement, | 0:38:19 | 0:38:21 | |
'as Lawrence gets on with seizing the cars on Mr Hammond's driveway. | 0:38:21 | 0:38:25 | |
'If necessary, these can now be towed away and sold | 0:38:25 | 0:38:28 | |
'to help pay his debt to the elderly patient he borrowed money from. | 0:38:28 | 0:38:32 | |
'Lawrence makes sure he understands the situation.' | 0:38:33 | 0:38:37 | |
The problem is, we're not ordered out to collect money. | 0:38:37 | 0:38:40 | |
We're ordered out to seize goods to clear the debt, instead. | 0:38:40 | 0:38:44 | |
'Lawrence's tough stance has an immediate effect. | 0:38:44 | 0:38:48 | |
'John Hammond says his son can pay the debt by bank transfer.' | 0:38:48 | 0:38:52 | |
If you can do us a screen grab, like a print-off of the screen. | 0:38:52 | 0:38:57 | |
'But there's a snag. His son lives in Switzerland.' | 0:38:57 | 0:39:01 | |
From abroad, I don't think there's any way we can verify. | 0:39:02 | 0:39:07 | |
'Mr Hammond then says his son can pay with his Swiss credit card.' | 0:39:07 | 0:39:11 | |
We don't take credit cards over the phone. It's got to be chip and PIN into a machine. | 0:39:11 | 0:39:16 | |
'Mr Hammond needs to come up with another way of paying the woman's money, | 0:39:16 | 0:39:20 | |
'or Lawrence may have no choice but to call the tow trucks. | 0:39:20 | 0:39:24 | |
'Then, with dawn breaking, another of the dentist's sons arrives at the house. | 0:39:24 | 0:39:30 | |
'He's got a more straightforward solution for how to get rid of Lawrence and Kev. | 0:39:30 | 0:39:34 | |
'He offers to pay £6,000 on a credit card there and then, | 0:39:34 | 0:39:38 | |
'with his brother in Switzerland paying the rest by bank transfer | 0:39:38 | 0:39:42 | |
'to settle the elderly lady's debt. | 0:39:42 | 0:39:45 | |
'This sounds like a good deal for Lawrence, | 0:39:45 | 0:39:48 | |
'who wastes no time putting this transaction through. | 0:39:48 | 0:39:51 | |
'But there's now a new problem.' | 0:39:51 | 0:39:53 | |
-So, 6,000 on this one. -Finding signal, yeah. Right. | 0:39:53 | 0:39:58 | |
Still struggling. | 0:39:58 | 0:40:00 | |
BEEP It's done it again. | 0:40:00 | 0:40:02 | |
'Their trusty chip and PIN machine isn't working.' | 0:40:02 | 0:40:05 | |
Is there somewhere we can drive to to get a signal? | 0:40:05 | 0:40:08 | |
'Needing a mobile phone signal for the card machine, | 0:40:08 | 0:40:11 | |
'they try a change of location, but that doesn't do the trick, either. | 0:40:11 | 0:40:15 | |
'After an unsuccessful drive round the block, | 0:40:15 | 0:40:18 | |
'Lawrence realises the problem isn't the machine, but something else.' | 0:40:18 | 0:40:22 | |
I don't think it's a phone problem, you know, a SIM problem. | 0:40:22 | 0:40:26 | |
It seems to have full signal, | 0:40:26 | 0:40:28 | |
so it must be something to do with the card processing centre. | 0:40:28 | 0:40:32 | |
'Lawrence and Kev have to admit that technology has let them down | 0:40:32 | 0:40:36 | |
'and the son's credit card payment isn't going to work this morning. | 0:40:36 | 0:40:40 | |
'But with the dentist's vehicles seized, | 0:40:40 | 0:40:43 | |
'they're still in a strong position to get the elderly lady the money she's owed. | 0:40:43 | 0:40:47 | |
'Time to strike a deal.' | 0:40:47 | 0:40:50 | |
If your son does the 6,000, | 0:40:50 | 0:40:52 | |
because it's an international transfer | 0:40:52 | 0:40:56 | |
we'll allow a week, OK? | 0:40:56 | 0:41:01 | |
I need you to sign and print on that form. | 0:41:02 | 0:41:05 | |
Providing that money comes in, you won't ever see us. | 0:41:05 | 0:41:10 | |
Thank you. Bye bye. | 0:41:10 | 0:41:12 | |
'It's a mixed outcome for Lawrence and Kev. | 0:41:14 | 0:41:17 | |
'They've seized goods on paper as leverage | 0:41:17 | 0:41:20 | |
'and secured a concrete promise to pay from the dentist. | 0:41:20 | 0:41:23 | |
'But no sheriff likes to leave without the money they came for.' | 0:41:23 | 0:41:26 | |
That was a complete pain. | 0:41:26 | 0:41:28 | |
They were willing to pay on that one and we didn't have much choice. | 0:41:28 | 0:41:33 | |
You know, if you can't get a signal, if technology just isn't working... | 0:41:33 | 0:41:38 | |
Technology's a great thing, but when it mucks up, | 0:41:40 | 0:41:43 | |
you're probably worse off | 0:41:43 | 0:41:44 | |
than you'd be if you didn't have it in the first place, | 0:41:44 | 0:41:48 | |
cos everybody's so geared-up to it. | 0:41:48 | 0:41:50 | |
I've no reason to believe that the money won't be transferred as agreed. | 0:41:50 | 0:41:54 | |
'And Lawrence's prediction was proved right. | 0:41:54 | 0:41:57 | |
'It seemed their visit had the desired effect. | 0:41:57 | 0:42:00 | |
'Days later, Mr Hammond finally paid back the full amount he owed to the elderly patient. | 0:42:00 | 0:42:07 | |
'For the sheriffs, it's what they like best - | 0:42:07 | 0:42:09 | |
'another "payment in full". | 0:42:09 | 0:42:12 | |
'Mr Hammond told us that the money was loaned to him as part of a business investment and... | 0:42:12 | 0:42:17 | |
'..and suddenly being asked for the full return of the loan, | 0:42:29 | 0:42:33 | |
'which was difficult to do at short notice. | 0:42:33 | 0:42:35 | |
'Mr Hammond said... | 0:42:35 | 0:42:37 | |
'He reiterated that the debt has now been paid in full.' | 0:42:43 | 0:42:48 | |
Subtitles by Red Bee Media Ltd | 0:42:53 | 0:42:56 |