Episode 8 The Sheriffs Are Coming


Episode 8

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Transcript


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-Meet the sheriffs.

-Let's introduce ourselves.

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-We're High Court enforcement officers.

-We here to execute a High Court writ.

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They're the men whose job it is to get you your money back...

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It's an arrestable offence to stop me doing my job.

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..if you've been ripped off and don't know where to turn...

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I'm not waiting any more.

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I'm ordered to seize goods to clear this debt,

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which would mean clearing this place out.

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..if you've been to court but still not been paid what you're owed...

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Why don't you just tell me who you are?

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This is an absolute crock.

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You need to pay this.

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..the High Court enforcement officers

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are charged by law to recover

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what a court says is rightfully yours.

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I've seized your car, sir.

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Either let us through the door, or we'll go through the window.

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Whoa, whoa, whoa.

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It's time to call...the sheriffs.

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Just collected 42 grand.

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Coming up...

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Karen Wileman sold her Ford Galaxy for £4,500

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through a car dealer, but didn't get a penny from the sale.

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I have to admit that some nights I've gone to bed, haven't slept,

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annoyed that I'd lost this money,

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you know, for me and my family.

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Can the sheriffs right the wrong and get her her money?

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We've been sent here today to seize goods or collect the money.

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Sheriffs Lawrence and Kev take on a windows installation company

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on behalf of a former employee owed wages.

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We've got a High Court writ against Mercury Windows Ltd.

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Can they get him the £6,800 a court says he's owed?

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This is an attempt at transferring assets

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to defeat paying this debt, isn't it?

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And Darryl and Marc go on the hunt

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for over £40,000 of unpaid rent.

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-I can get two grand.

-You need to get more than that, sir.

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On the road again, sheriffs Lawrence Grix

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and Kev McNally are heading east from London for a date with

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a company who haven't paid one former employee

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the money he's entitled to.

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We're in Ashford in Kent. We're on our way to Mercury Windows Ltd.

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Their latest assignment is on behalf of a man who,

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having worked at Mercury Windows for over ten years,

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was dismissed without warning or notice pay.

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He doesn't wish to be identified.

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He took his case to court, where the company contested it fully,

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but the judge agreed with the former employee

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and ordered Mercury Windows to pay him £6,800

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in compensation, which the company has failed to do.

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-Oh, Mercury.

-Here we go.

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Now, it's a matter for the sheriffs.

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Arriving at the company headquarters, Lawrence and Kev

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park up and head in.

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-Hello, mate.

-Hello there.

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Mercury Windows Ltd, yeah? We've got a High Court writ.

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We're here today to seize goods to the value of £8,188.49,

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with the potential to remove them and sell them at auction.

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Nothing's owned by Mercury Windows?

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Straightaway, the staff member tells them,

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although this is the company's registered address,

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nothing at the site belongs to Mercury Windows.

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Unsurprisingly, Lawrence isn't convinced,

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and demands to speak to the company director.

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Hello, sir.

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Yeah, my name's Mr Grix, I'm an enforcement officer.

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I'm here with a High Court writ.

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The boss, Michael Warren,

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is quick to say that as no assets there are registered to

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Mercury Windows, there's nothing the sheriffs can seize

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to cover the company's debt to its former employee.

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Lawrence explains it's not quite that simple.

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Unless there's proof to back up his story, this enforcement

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to recover the money owed to the former employee

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is going ahead as planned.

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We would need confirmation.

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My colleague's going to take an inventory, anyway.

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He's started doing that now.

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I'm seizing anything on these premises that's got any value.

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If it's not owned by Mercury Windows,

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it's down to whoever does own it to prove that they own it.

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Who owns the assets?

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Tuthill Property Ltd?

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And are you a director of Tuthill Property Limited, as well?

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Lawrence's grilling of company director, Michael Warren,

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is quickly giving him an idea of what's happened here.

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All the assets at the Mercury Windows base, have been

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transferred to another company, which Mr Warren also happens

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to be a director of - Tuthill Property Limited.

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This is perfectly legal and could be bad news for the sheriffs,

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but Lawrence isn't ready to back down yet.

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And there's a financial trail to show that as well,

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where one company bought the assets from another.

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It needs to be a full inventory of what was transferred.

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You can't just be 15 desks, five computers,

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everything has to be detailed specifically.

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If you're able to get that to us, that will be a start,

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then we can exclude things that are on your list.

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OK, thanks, bye-bye.

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He's going to email it over.

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While they wait for the promised proof to arrive,

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Lawrence holds fort in the office,

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as Kev finishes his list of potentially seizable assets.

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In cases like these, the smallest details can be

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the difference between payment in full and leaving empty-handed.

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Perfectionist Lawrence has high standards for Kev to live up to,

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when it comes to listing assets.

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-No reg on the fork-lift, no?

-No.

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-No name on the groover machine?

-No.

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Get as much down as you can, mate, just so they can be identified.

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A few minutes later, an email arrives,

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with the boss's own inventory of the assets he claims have been sold

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by Mercury Windows to his other company.

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Lawrence isn't impressed. It's time for another phone call to the boss.

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We've seen your inventory, I don't know if your guy has told you.

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Unfortunately, from our point of view,

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it's not worth the paper it's written on.

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If you were buying a car, you wouldn't expect a receipt

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from a car dealer saying, a vehicle, would you?

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There needs to be some way of proving what is what.

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It's got on it, a fork-lift, for example.

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I've just said, "How can you prove to me

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"that that's the fork-lift that's out there now?"

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But today he's facing an adversary whose attention to detail

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rivals his own.

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There's photographs of everything, is there?

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That's what we need to see. We need to see the photographs.

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Cheers, bye.

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Apparently, there's photos to go with all the items on the inventory.

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Later, we'll find out

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if these photos do indeed provide the proof Lawrence needs to see,

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to prevent the company assets leaving with the sheriffs...

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I can see you've already tried to transfer the assets out

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into the name of another company.

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..or whether the former employee gets back the money he's owed.

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This morning, sheriffs Marc Newton and Tony Smith

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have got up early and driven through the dark

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for a first-thing appointment with a South Coast car dealer.

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I'm off to an address in Bournemouth. It's 6.45 in the morning.

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We're looking for J Nabil and Mrs Watkins.

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We're looking for an amount of £4,044.

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Hopefully, give them an early-morning knock

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and we'll get some sort of answer.

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The person they're on their way to help,

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is Karen Wileman of Bournemouth.

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When she decided to sell her car,

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she thought it would raise a few pounds for her and her family.

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But her decision to sell it through a particular local dealer,

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has instead left her in a dispute so serious,

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it's forced her to court and to the door of the sheriffs for help.

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Sophie, come up here. Come up here. Quick.

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Mother-of-two Karen works for the local council.

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18 months ago, she decided to upgrade her wheels, and invested

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in a second-hand Volvo XC90 4x4 to help transport her family.

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It meant she no longer needed her old car, a Ford Galaxy.

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Looking round to sell it, she spoke to the dealer that had

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sourced her new Volvo, Joe Nabil of JL Trade Group Ltd.

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Joe said what he would do is he would sell the car for me,

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take £500 commission and obviously give me the rest.

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I agreed to that, he came round, I gave him the keys,

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all the paperwork and he went off with the Galaxy.

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Thinking Joe Nabil was in the process

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of trying to sell her Galaxy, Karen thought no more of it,

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until, a few weeks later, she got a letter.

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And then I got a letter through the post from the DVLA to say

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I was no longer the registered owner of the Galaxy.

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I thought, "That's strange,"

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because he's obviously sold my car and not told me.

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I just couldn't believe it.

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I didn't want to believe it, because, obviously,

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if I believed it, then I'd know instantly I'd lost £4,500.

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Karen got in touch with the dealer, who confirmed to her

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that he had sold her car for £4,500,

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but that the person who'd bought it

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wasn't happy with it and wanted his money back.

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It meant, he said, he couldn't afford to pay Karen.

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He said, "Sorry, Karen, I'm so sorry,

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"I didn't want to worry you with it, I've been trying to deal with it

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"on my own, but there's lots of problems with the car.

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"The person that's bought it isn't happy and wants his money back."

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You know, "I just...just don't want to worry you with it,

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"but I'll sort it out and be in touch."

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I said, "Well, basically, Joe, you've sold the car

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"from your business, as far as I'm concerned, that's a deal,

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"I just want my money."

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Karen arranged to visit the dealer to discuss the problem with him.

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But far from resolving things, the meeting made them worse.

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I said, "Look, Joe, can I have my money?

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"I trusted you as a professional to sell my car,

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"I trusted you to do the checks,

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"I trusted you to prepare it for the sale,

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"I trusted you to make sure that your customer is happy."

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I said, "How can that be my fault that your sell has fallen through

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"and I end up having to pay it?"

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I said, "I don't understand that."

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He said, "Well, you know, I can't afford to lose any money."

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I said, "Joe, I can't afford to lose any money."

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I said, "I've given you £8,500, for a Volvo already,

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"I can't afford to give you another £4,500

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"just because you didn't do your job properly."

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"Take what I owe you, then send me a cheque."

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So we shook hands, he said,

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"There'll be a cheque out to you at the end of the week."

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But Mr Nabil's cheque never materialised.

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Two weeks, no cheque, phoned his mobile, he didn't answer,

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sent him a text message, he ignored it,

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so then I realise that he wasn't going to pay me.

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I started to really panic then, I thought, "Oh, no,

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"they're not going to pay me for the car."

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So I contacted my solicitor, my solicitor wrote a letter saying,

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you know, "Can we have the money for the car? You've sold the car,

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"just send Karen the money."

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He ignored the letter, my solicitor wrote again saying,

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"If you don't pay for the car, then we will take legal action."

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But she still didn't get any money from Mr Nabil.

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Karen decided she had no option

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but to go through the daunting process of taking him to court.

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I have to admit that some nights I've gone to bed

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and I haven't slept and I've woken up three in the morning,

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four in the morning, you know, feeling annoyed

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and annoyed with myself, annoyed that I'd lost this money,

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you know, for me and my family.

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Just determined to get my money.

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Joe Nabil fought the case in court, but the judge agreed with Karen,

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and ordered Mr Nabil to pay her £3,000.

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Despite this, Karen's still not received a penny.

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Now, Karen's last hope of getting her money back rests with

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sheriffs, Marc and Tony.

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Arriving at the registered address of Joe Nabil's car business,

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they find a number of potentially seizable vehicles

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parked on the drive.

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It's a positive sign.

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Time to introduce themselves.

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Hiya, I'm after Mrs L Watkins.

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This is a High Court writ that's been issued by a Karen Wileman.

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We've been sent here today seize goods or collect the money.

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It's Joe Nabil's partner, Lisa Watkins.

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She admits she's aware of the debt,

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but says her name shouldn't be on the writ with Mr Nabil's.

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She says they've applied to have the judgment set aside.

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For Marc, though, this doesn't change the situation.

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At this stage, it's not set aside - it's a live writ.

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It's nothing to do with me. We were getting my name taken off it.

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My partner has been in contact with the court.

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As I explained, this is still a live writ,

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which means we can still act on it today, unfortunately.

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You need to pay it.

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We haven't got the means to pay it, at all.

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Lisa Watkins says they don't have the money

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and isn't prepared to let the sheriffs in.

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If you're not in a financial position,

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we're going to have to take goods away.

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This is where we are today.

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How do we get on? Because I'm not prepared to let you in.

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We'll be seizing vehicles off the drive, then.

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Well, those vehicles are not in our name.

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With Marc and Tony's attention turning to the vehicles

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on the drive, car dealer Joe Nabil appears at the door.

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He explains none of the vehicles belong to him

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and so can't be seized to pay his debt to Karen.

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We don't have the documents for the vehicles so check with DVLA.

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-We don't. I'm a car dealer.

-I understand that.

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Check with DVLA, do numberplate checks

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and you'll see they're not in my name.

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I have contracts with private individuals.

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If what Joe Nabil says is true,

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without the leverage the cars provide,

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this assignment just got a lot harder for the sheriffs.

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Marc decides to go on the offensive.

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-Obviously, this is in your name personally.

-It's in my name, yes.

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I'm a sole trader.

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Can you do anything today?

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Yeah. What would you need?

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-Something reasonable.

-Something reasonable.

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-When you say reasonable.

-Can you do £1,000 today?

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No. Absolutely not. I don't even have that in my bank.

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What are you saying you can do?

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-I can do £500 today.

-It's a start.

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As Mr Nabil's partner goes to get the money out from the bank,

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Marc and Tony hold a quick strategy meeting.

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She's gone off to get some money out the cashpoint for us.

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They're going to pay some money, not what we want,

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we'd obviously like the whole amount.

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But, to be honest, if we can get them paying, it obviously helps with our

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whole case if you've started to pay now, so let's keep it going.

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His partner returns with the promised £500 in cash,

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and Joe Nabil hands it over.

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Now the challenge is to convince him

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to sort out the rest of Karen's money.

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You need to put in what you've got incoming

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and what you've got outgoing and explain this is what you can pay.

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-500, mate, eh?

-500, yeah, 500.

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Joe Nabil agrees to work out exactly how much he can afford and then

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make Karen an offer to clear the debt in monthly instalments.

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Keep up the payments going, once you've set this arrangement,

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-keep it going.

-Yeah.

-Get it cleared off.

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We've listed that vehicle cos, obviously, you can't provide proof

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that it isn't yours.

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If you want to send in the proof when you get it with that, yeah?

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With the car dealer promising to keep paying Karen back and

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acknowledging he must provide proof that none of the vehicles on his

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drive are owned by him, Marc and Tony have done

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all they can for today.

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Hopefully, you'll just get paying and we won't see you again, but if

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you've got any problems, you give me a call, yeah? All right?

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-Cheers, mate.

-No problem, bye-bye. We've got the guy paying, you know?

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Obviously, he hasn't paid anything for over six months.

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At least we've got some money off him this morning. So at least

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we've got the wheels in motion now, which is good.

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Finally, for Karen,

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it looks like her long ordeal may be coming to an end.

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Right, I got a letter to say they managed to collect

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the sum of £500 cash, which is a good start, I'm quite optimistic.

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Joe and Lisa have assured them that by 1st December

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they'll be sending the rest to them.

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So, yeah, I'm pleased with the £500 and I'll await the extra shortly.

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As officers of the High Court,

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occasionally the sheriffs are sent to enforce a debt of such size

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that there's little realistic chance of the defendant being able to pay.

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We'll be seizing an aeroplane this afternoon.

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There it goes, down the runway. Follow that plane.

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This morning, Midlands sheriffs Darryl Oreton

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and Marc Povey are taking on one such assignment at the home

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of a man owing a huge sum of money in rent arrears.

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Just coming into Cambridge now... We got a balance of £41,208.77,

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so it's quite a large amount, residential property,

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hopefully there's some decent assets either in the house or on the drive

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if we can gain access.

0:18:000:18:01

Darryl and Marc are in the historic university town of Cambridge.

0:18:080:18:12

They've been tasked with enforcing

0:18:120:18:13

a High Court writ against Cyril Weinman, who signed a 21-year lease

0:18:130:18:18

on a shop premises for his dog-grooming business

0:18:180:18:21

but later sub-let the property to another business

0:18:210:18:24

without the landlord's permission.

0:18:240:18:26

Six months later, this new business left and stopped paying the rent.

0:18:270:18:32

When the out-of-pocket landlord, Dennis Whitfield,

0:18:320:18:35

contacted Cyril Weinman to ask what was happening,

0:18:350:18:38

he said it was nothing to do with him as he'd sold the business.

0:18:380:18:42

The landlord sued Mr Weinman for

0:18:430:18:46

failing to fulfil his rent commitment.

0:18:460:18:49

When the case was contested in court,

0:18:490:18:51

a judge ordered Mr Weinman to pay £22,000 in unpaid rent with

0:18:510:18:56

the landlord's considerable legal costs on top.

0:18:560:19:00

When this mammoth debt remained unpaid,

0:19:000:19:03

it was passed to the sheriffs.

0:19:030:19:05

Arriving at the address on the writ,

0:19:060:19:08

they park up and prepare to ask for a debt which, including legal costs,

0:19:080:19:13

sheriffs' fees, interest and VAT, is now over £40,000.

0:19:130:19:19

-Good morning.

-Morning, sir.

0:19:220:19:23

Enforcement Officer from the High Court.

0:19:230:19:26

-Morning.

-Morning. It says here, "The High Court writ against

0:19:260:19:28

-"Cyril James Weinman" - is that yourself?

-Yes.

0:19:280:19:31

OK. I got sent out here today to either... It's £41,208.77

0:19:310:19:36

or to seize goods to the value.

0:19:360:19:38

'Cyril Weinman tells Darryl he's in the process of selling

0:19:400:19:43

'another of his properties, which has a charging order on it

0:19:430:19:47

'for the money owed to Dennis Whitfield.

0:19:470:19:49

'This means when the sale goes through, part of the proceeds

0:19:490:19:53

'will automatically be used to clear the debt.'

0:19:530:19:56

-It's secured in a property of mine, which has been sold.

-OK.

0:19:560:20:00

We've still got a live writ today

0:20:000:20:02

so that isn't going to affect anything at the moment.

0:20:020:20:05

We need this money today.

0:20:050:20:07

-I don't have it.

-You don't have any of this?

0:20:080:20:11

It will be a seizure of goods, then.

0:20:110:20:13

-Basically, I've got nothing.

-It would be goods in the house.

0:20:130:20:16

Is that your vehicle outside?

0:20:160:20:17

No. Mine, I sold six weeks, seven weeks ago, basically it clapped out.

0:20:170:20:21

Mr Weinman goes to fetch some paperwork,

0:20:230:20:25

leaving the front door open.

0:20:250:20:27

Darryl takes the opportunity to follow him inside,

0:20:270:20:30

as he's legally entitled to do.

0:20:300:20:33

Straightaway, he spots something.

0:20:330:20:36

Jaguar key ring.

0:20:360:20:37

Marc. Go and block that car in. There's a Jaguar key ring there.

0:20:400:20:45

Marc goes to block in the Jag with the sheriffs' van.

0:20:490:20:52

We're going to make... start making a list of goods now.

0:20:520:20:55

Just start applying some pressure. Obviously, it's £40,000,

0:20:550:20:58

so it's a lot of money to raise.

0:20:580:21:00

We'll try and get a part payment today, get him on a payment plan

0:21:000:21:03

for the balance until the house is possibly sold.

0:21:030:21:07

Cyril Weinman says the Jag is his son's.

0:21:080:21:11

Darryl demands to see proof of ownership.

0:21:110:21:14

-So it is in your name.

-No, he's Cyril Weinman.

0:21:140:21:18

-You're the registered keeper.

-He's been living here for a time.

0:21:180:21:23

Right, the vehicle's going to be seized, unfortunately, Cyril.

0:21:230:21:26

It's a start.

0:21:280:21:29

But with over £40,000 owed to the out-of-pocket landlord,

0:21:290:21:33

there's a long way to go.

0:21:330:21:34

And when Mr Weinman makes another offer,

0:21:350:21:38

it's some way below what's required.

0:21:380:21:41

Probably, pushing it, I can get two grand...

0:21:410:21:45

We'd be looking at more than that, Cyril.

0:21:450:21:48

It's clear there aren't sufficient assets here to pay

0:21:480:21:52

the over £41,000 debt owed to Mr Whitfield.

0:21:520:21:56

Despite this, it's still Darryl's job to execute this

0:21:560:21:59

High Court writ like any other.

0:21:590:22:01

He explains to Mr Weinman that he needs to start dealing with

0:22:010:22:05

the debt or they'll have no choice

0:22:050:22:07

but to start removing assets from the house.

0:22:070:22:10

If I believe the goods are in jeopardy today,

0:22:100:22:13

-they will be removed today. We can't leave this property now.

-OK.

0:22:130:22:17

Mr Weinman tells Darryl he has a court appointment in an hour's time,

0:22:170:22:21

relating to another matter.

0:22:210:22:24

With his car blocked in and seized,

0:22:240:22:26

it doesn't look like he'll be making it.

0:22:260:22:28

As there's no realistic chance of collecting the full amount today,

0:22:280:22:32

Darryl wants to be fair.

0:22:320:22:34

-I can probably accept five now.

-I can't raise five.

0:22:340:22:38

Do you want to try? It's ten past eight now so you've

0:22:380:22:40

got pretty much 50 minutes to get us five grand here now.

0:22:400:22:44

-That's the best I can do. You're owing £41,000.

-I realise that.

0:22:440:22:48

I need £5,000 before we can leave this premises,

0:22:480:22:50

before I release your vehicle.

0:22:500:22:52

Twist it a bit for me, a little bit more.

0:22:550:22:57

I've already twisted it down from 41,000.

0:22:570:23:00

5,000. Cash, debit or credit card or bank transfer.

0:23:040:23:08

-You want five grand?

-Yes.

-That then stops the action?

0:23:080:23:11

Stops any action today. How is it likely to be paid, then, Cyril?

0:23:110:23:15

-I've got the cash.

-Oh, right, OK.

0:23:150:23:17

Despite saying he could only manage £2,000 earlier,

0:23:190:23:22

as if by magic, Cyril Weinman comes back downstairs with a large

0:23:220:23:27

wad of cash for significantly more.

0:23:270:23:29

Marc goes to help him count it.

0:23:300:23:32

I'd rather do it in front of you.

0:23:320:23:34

Let's hope it's as close to five grand as we can. Obviously,

0:23:350:23:38

we'd like more but there's nothing of huge value.

0:23:380:23:41

I know we've got the vehicle, but it's still

0:23:410:23:43

nowhere going to clear 41 grand's worth of debts, eh?

0:23:430:23:47

Has Mr Weinman come up with the promised £5,000?

0:23:480:23:52

What have we there? Four?

0:23:520:23:54

-How much is there, Cyril?

-20, 40, 60, 80, 90.

0:23:540:23:57

So that's 4,1. So we're 900 short.

0:23:570:24:00

And I can see you've made the effort getting 4,1. If you tell me you

0:24:000:24:03

-can get the other 900...

-Five o'clock.

0:24:030:24:07

Five o'clock this evening.

0:24:070:24:08

With over 4,000 in cash collected and another £900

0:24:100:24:14

to follow by the end of the day, it's a solid result for Darryl

0:24:140:24:18

and Marc in difficult circumstances.

0:24:180:24:21

We pushed for more when we got there

0:24:210:24:23

but we didn't really a great lot of leverage.

0:24:230:24:25

It's just over 10% of the debt we've got, it's not a great amount

0:24:250:24:30

but it's not bad, not a bad result.

0:24:300:24:32

For the landlord, Dennis Whitfield, it's a positive first step

0:24:330:24:37

in getting back the thousands in unpaid rent owed to him.

0:24:370:24:40

Lawrence and Kev are still at Mercury Windows Ltd in Kent,

0:24:490:24:52

trying to get a former employee the unpaid wages a court says he's owed.

0:24:520:24:57

Earlier, Lawrence spoke to company director Michael Warren,

0:24:570:25:01

who claimed that all the assets on the premises had been sold to

0:25:010:25:04

Tuthill Property Ltd, a company he's also the director of.

0:25:040:25:08

Lawrence was less than convinced of his story and demanded proof.

0:25:110:25:14

When Mr Warren sent through an inventory of these items,

0:25:140:25:18

Lawrence's suspicions only deepened.

0:25:180:25:20

Unfortunately, from our point of view,

0:25:200:25:22

it's not worth the paper it's written on.

0:25:220:25:24

If you were buying a car, you wouldn't expect a receipt from

0:25:240:25:27

a car dealer saying "a vehicle", would you?

0:25:270:25:29

You know? There needs to be some way of proving what is what.

0:25:290:25:34

But Mr Warren then claimed to also have photos that could

0:25:340:25:37

positively match every item on his list to the assets

0:25:370:25:41

on the premises, therefore proving the transfer was genuine.

0:25:410:25:45

Stickler-for-detail Lawrence now wants to see every photo.

0:25:450:25:50

So if you can go back to the first picture,

0:25:500:25:53

I can see the two air compressors.

0:25:530:25:55

But with the photos matching up to the assets on the boss's list,

0:25:550:25:59

it's looking like Lawrence will have to admit defeat here.

0:25:590:26:03

Yeah. Two Microsols, yeah.

0:26:030:26:04

He's got one last card to play, though.

0:26:060:26:08

What I need to see is a bank statement..

0:26:080:26:13

..showing these amounts, either separately or together going between

0:26:140:26:19

the two different companies.

0:26:190:26:21

Lawrence listens with bated breath as the staff member

0:26:210:26:25

calls his boss again.

0:26:250:26:26

They say, can you go on and do the online banking and show where

0:26:260:26:29

this money's being paid?

0:26:290:26:31

If Mercury Windows' director can provide

0:26:310:26:34

proof of the transaction, this enforcement is dead and buried.

0:26:340:26:38

It hasn't been paid?

0:26:390:26:40

It's owed?

0:26:410:26:43

Right, OK.

0:26:440:26:45

Right, we're taking it, then.

0:26:450:26:47

It's the breakthrough the sheriffs desperately needed.

0:26:480:26:52

Despite the assets' ownership being transferred from Mercury Windows

0:26:520:26:55

to the other company, no money has passed between them.

0:26:550:26:59

Hello, sir.

0:26:590:27:00

Lawrence takes over the call to tell Mr Warren

0:27:000:27:03

as far as he's concerned, the sale is null and void.

0:27:030:27:07

Then the goods are going, sir, as they still belong to Mercury Windows.

0:27:070:27:10

No, it all still belongs to Mercury Windows.

0:27:100:27:14

Yes, it does.

0:27:140:27:15

You've now admitted to me that funds were never transferred.

0:27:150:27:18

This invoice has never been paid.

0:27:180:27:20

Those assets still belong to Mercury Windows.

0:27:200:27:23

No, it doesn't matter.

0:27:230:27:25

They've never been purchased.

0:27:250:27:28

Sensing victory, he turns the pressure up.

0:27:280:27:31

I'll tell you what this is, sir. I'll be quite blunt with you.

0:27:310:27:34

This is an attempt at transferring assets to defeat paying this debt.

0:27:340:27:38

Isn't it? The transfer...

0:27:380:27:42

The transfer paperwork was drawn up three days before the tribunal.

0:27:420:27:46

I can see you've already tried to transfer the assets out

0:27:460:27:49

into the name of another company,

0:27:490:27:50

so I now believe the goods to be in jeopardy,

0:27:500:27:53

so I will be removing them today.

0:27:530:27:55

At this point, Michael Warren performs a major U-turn

0:27:550:27:59

and says he'd like to pay in full.

0:27:590:28:02

Not a problem.

0:28:020:28:03

We catch everybody by surprise.

0:28:030:28:06

I have, yeah. Bye-bye.

0:28:060:28:08

Lawrence's top-notch negotiating has got the desired effect.

0:28:090:28:13

Okey-dokey, here we go.

0:28:130:28:15

Time to bring out the trusty chip-and-pin machine.

0:28:150:28:18

There's that one.

0:28:210:28:22

There's the receipt.

0:28:240:28:25

With the full amount owed to the former employee collected,

0:28:250:28:29

it's a superb result for the sheriffs.

0:28:290:28:31

-Thanks, gents.

-Cheers.

-Cheers, guys.

0:28:310:28:33

-See you later.

-Bye-bye.

0:28:330:28:35

Dealing with a sheriff of Lawrence's experience,

0:28:350:28:38

not having all your documents in place is asking for trouble.

0:28:380:28:42

Unfortunately, for the debtor company,

0:28:420:28:45

the assets had never been transferred.

0:28:450:28:47

The money had never actually been paid,

0:28:470:28:50

so, you know, the transfer just effectively hadn't happened.

0:28:500:28:53

The goods still belong to the original debtor company,

0:28:530:28:56

so we were able to seize them,

0:28:560:28:58

which prompted the director to pay in full, over three cards.

0:28:580:29:02

Lawrence and Kev work for this High Court enforcement company

0:29:100:29:13

in South London.

0:29:130:29:15

Boss David Carter has over ten years' experience

0:29:160:29:19

in this line of work.

0:29:190:29:20

Sheriffs are High Court enforcement officers

0:29:200:29:23

and we enforce County Court judgments in England and Wales

0:29:230:29:26

that are over £600 and up to six years old.

0:29:260:29:28

We're looking for full payment or removal today.

0:29:280:29:31

It's a fairly known fact that

0:29:310:29:32

most of the public don't realise that they can use us.

0:29:320:29:35

-Hiya.

-If you have a judgment that hasn't been paid,

0:29:360:29:39

they can be instructed to attend anywhere in England and Wales

0:29:390:29:42

to recover the debt you're owed.

0:29:420:29:44

Good morning, sir. My name's Mr Grix. I'm an enforcement officer.

0:29:440:29:47

A typical day for a sheriff can range from a variety of things.

0:29:470:29:50

They will generally start very early...

0:29:500:29:52

It's just before 5am now.

0:29:520:29:54

..calling on residential premises

0:29:540:29:56

to try and catch people in before they go to work.

0:29:560:29:58

Mr Ban! Enforcement officers! Can you come downstairs, please?

0:29:580:30:02

We're there to recover the money for the creditors.

0:30:020:30:06

If we're successful, then it's a happy day for the guys on the road.

0:30:060:30:10

That's the cash there paid, so paid in full.

0:30:100:30:13

Lovely, thank you.

0:30:130:30:14

We've had a variety of incidents with our officers on the road.

0:30:140:30:18

-One was run over by a car.

-Whoa, whoa, whoa!

0:30:180:30:21

-We've had one stabbed.

-Don't push, don't push!

0:30:210:30:24

They get threatened on many occasions.

0:30:240:30:26

-Don't touch me. Get your hands off me.

-I'll call the police.

0:30:260:30:29

It's dangerous, which is why it's often a two-man job these days.

0:30:290:30:32

Obviously, it's a threat to kill. That's why I've called you guys.

0:30:320:30:36

To be a good sheriff,

0:30:360:30:37

you need a variety of skills and these include negotiation...

0:30:370:30:40

Right, have you got anything

0:30:400:30:42

to say who you are, like your company's house certificates?

0:30:420:30:45

-It's diplomacy...

-I'll listen to what you have to tell me, sir.

0:30:450:30:48

I will always pay you the courtesy of doing that.

0:30:480:30:50

However, it doesn't prevent us enforcing today.

0:30:500:30:53

But it's also being authoritative

0:30:530:30:55

and making people understand the powers that you have.

0:30:550:30:58

You've got the option to pay now and we've got the goods, unfortunately.

0:30:580:31:01

As High Court enforcement officers, we recover around £65 million a year

0:31:010:31:05

for unpaid creditors and these are people that are owed the money.

0:31:050:31:08

They've been through court, they've got their judgment

0:31:080:31:11

and still the debtor hasn't paid.

0:31:110:31:13

Just clamp it. Clamp it. Clamp it.

0:31:130:31:15

It's very easy to demonise us

0:31:150:31:17

and not understand that we're also the good guys for a lot of people.

0:31:170:31:21

-Right, I hope I won't see you again.

-Hopefully not.

0:31:210:31:23

Well, not under these circumstances!

0:31:230:31:25

Hallelujah, eh?

0:31:250:31:27

On the road again, in South London, are sheriffs Lawrence and Kev.

0:31:360:31:40

They're on their way to the type of business

0:31:400:31:42

you wouldn't expect to have not paid a debt awarded by a court.

0:31:420:31:46

We've got a debtor by the name of A-Z Law Solicitors.

0:31:470:31:50

The total debt is £50,484.70,

0:31:500:31:55

so it's a substantial debt.

0:31:550:31:57

It has actually been contested.

0:31:570:31:59

They've taken it to the Court of Appeal and lost,

0:31:590:32:01

so they are well aware of the debt

0:32:010:32:04

and hopefully it'll just be an oversight

0:32:040:32:05

and they will have the funds to pay it and we can get it cleared.

0:32:050:32:09

As law enforcement officers,

0:32:140:32:15

it's rare that sheriffs chase up debts from legal practitioners.

0:32:150:32:20

But as they park up and head in,

0:32:200:32:21

that's exactly what they're planning on doing today.

0:32:210:32:25

Hello there. Is this A-Z Law Solicitors?

0:32:250:32:28

-Yes.

-Sorry?

-Yes.

-Yes?

0:32:280:32:30

My name's Mr Grix. I'm an enforcement officer.

0:32:310:32:34

The employees get the boss, Mr Khan, to come and talk to Lawrence.

0:32:340:32:39

Hi there.

0:32:390:32:40

I'm an enforcement officer.

0:32:400:32:43

I'm here today to execute a writ against A-Z Law Ltd.

0:32:430:32:46

As Mr Khan takes Lawrence and Kev into his office,

0:32:470:32:50

we're asked to leave the premises.

0:32:500:32:53

Lawrence leaves the boss in no doubt as to what he's there for.

0:32:530:32:56

We're here today to seize goods to the tune of £50,484.70.

0:32:570:33:02

The only way to prevent further action today is to pay in full.

0:33:040:33:07

My colleague is taking an inventory at the moment.

0:33:070:33:10

Worried about Lawrence's threats to remove goods,

0:33:120:33:15

Mr Khan tries to invoke the law on his side.

0:33:150:33:18

He says all the equipment in the office

0:33:180:33:20

qualifies as tools of the trade,

0:33:200:33:22

which would mean the sheriffs wouldn't be able to take them.

0:33:220:33:26

Lawrence tests his theory with a few questions.

0:33:260:33:29

You're saying this is tools of A-Z Law

0:33:300:33:33

and I'm saying to you, "Who is A-Z Law?"

0:33:330:33:35

Who are the other people? Who's the person out there?

0:33:350:33:38

The man admits they're his employees.

0:33:380:33:40

Right, so it's not tools of the trade.

0:33:400:33:42

If there's more than one person working for the business,

0:33:420:33:45

if there's an employee, there are no tools of the trade.

0:33:450:33:48

If it's a limited company, there are no tools of the trade.

0:33:480:33:51

Tools of the trade are for one person and one person only,

0:33:510:33:54

maybe a plumber or whatever in his van

0:33:540:33:57

with his tools that he needs to carry out his business.

0:33:570:34:00

Mr Khan then decides

0:34:000:34:02

the other people in the office aren't his employees.

0:34:020:34:05

Don't try and move the goal posts just because you've tripped up.

0:34:050:34:08

You need to sort out some money today

0:34:110:34:13

or the goods from here are going.

0:34:130:34:15

But Mr Khan refuses to pay anything at all.

0:34:170:34:20

Getting increasingly frustrated, Lawrence decides not to hang around.

0:34:220:34:26

Right, would you all like to back-up your computers?

0:34:260:34:29

Because I'll be removing them very shortly.

0:34:290:34:31

Everything in here is liable to go.

0:34:310:34:33

One of the employees tells Lawrence

0:34:330:34:35

they're planning on a further appeal in the case,

0:34:350:34:37

this time to the Supreme Court.

0:34:370:34:40

But that doesn't succeed in impressing Lawrence.

0:34:400:34:43

But all that's irrelevant if there's a live writ, which there is.

0:34:430:34:47

I'm willing to negotiate

0:34:470:34:49

over what you've got available in funds today.

0:34:490:34:53

As the debate continues,

0:34:540:34:56

the boss still refuses to pay anything at all.

0:34:560:34:59

OK, then then the goods will be removed.

0:34:590:35:01

I've had enough.

0:35:010:35:03

I'm about to call a truck.

0:35:030:35:05

If you can tell Cathy I need a seven-and-a-half tonne truck

0:35:050:35:08

as soon as she can get one here, please. If she can give me a ring.

0:35:080:35:11

Are all your computers backed up, sir?

0:35:110:35:13

It's up to you to back it up. I'll be unplugging them.

0:35:130:35:15

Everybody, you need to back-up your computers.

0:35:150:35:18

This is your only warning.

0:35:180:35:19

We will be coming round and unplugging them very shortly.

0:35:190:35:23

Despite the threat of the tow truck,

0:35:230:35:25

the boss continues to insist he's a sole trader

0:35:250:35:28

so Lawrence can't take his assets.

0:35:280:35:31

You are not a sole trader. Just please go to the bank.

0:35:310:35:34

Faced with losing his desks, filing cabinets and computers,

0:35:360:35:40

Mr Khan realises he's got to pay something.

0:35:400:35:42

He heads out to see about raising some funds.

0:35:420:35:45

Kev, meanwhile, keeps the pressure up.

0:35:450:35:49

I'm going to start with these computers next door.

0:35:490:35:51

This one's all backed up, I presume, is it?

0:35:510:35:54

Nearly an hour later, Mr Khan comes back

0:35:570:36:00

and says he can afford to pay £7,000 by bank transfer.

0:36:000:36:05

As it's more than the goods in the office are worth, Lawrence agrees.

0:36:050:36:09

Hello, Suze. Put the truck on hold for a minute.

0:36:090:36:13

-Bye.

-Lawrence checks the transfer has gone through.

0:36:130:36:16

Is that the bank on the phone?

0:36:160:36:18

-Yeah.

-Hello there.

0:36:180:36:19

Right, and can you just give me details of the beneficiary account, just to verify?

0:36:190:36:24

That's right, yeah, and how much?

0:36:240:36:26

Yeah, thank you. Bye-bye.

0:36:270:36:29

And with that, the money's in the sheriffs' bank account.

0:36:310:36:34

Time to go,

0:36:340:36:36

but not before Mr Khan gets in one final gesture of defiance.

0:36:360:36:40

Just got some paperwork for you to sign, Mr Khan.

0:36:400:36:43

Are you going to sign it?

0:36:430:36:45

OK, I'm not waiting around any longer

0:36:450:36:47

because we've already been lenient on the waiting time charged already.

0:36:470:36:51

I'll bid you good day. Thank you. Goodbye.

0:36:510:36:53

War of attrition.

0:36:560:36:57

£7,000 has been transferred but the man was an argumentative nightmare,

0:36:570:37:03

just wouldn't listen to what we were saying

0:37:030:37:05

and was coming up with effectively worthless arguments.

0:37:050:37:09

Every time we sort of took a step forward, we took ten steps back.

0:37:090:37:14

There's £7,000 paid

0:37:150:37:17

but some £43,000 still outstanding.

0:37:170:37:21

Mr Khan has the sheriffs off his back for now

0:37:210:37:23

but if the debt remains unpaid,

0:37:230:37:26

you can be sure they'll be back.

0:37:260:37:28

The sheriffs often find themselves

0:37:370:37:39

in the middle of disputes between businesses

0:37:390:37:41

that are far from straightforward.

0:37:410:37:44

This afternoon, Lawrence and Kev are en route to one such case,

0:37:440:37:47

with a High Court writ to enforce against a London greengrocer's.

0:37:470:37:52

We're going to Palmer's Green.

0:37:520:37:54

It's a company called Ornec Ltd,

0:37:540:37:57

trading as 1001 Supermarket.

0:37:570:38:01

The claimant is their accountants,

0:38:010:38:03

so obviously not paid their accountants' bill.

0:38:030:38:06

The total we've got due is £2,459.34.

0:38:060:38:11

Given the limited shelf life of most grocery items,

0:38:160:38:19

Lawrence has a clear idea of what goods they'll be looking to seize today.

0:38:190:38:23

I'd imagine the main assets will be wet stock and possibly cigarettes.

0:38:230:38:28

In a city full of convenience stores,

0:38:280:38:30

finding the right shop could prove tricky.

0:38:300:38:33

What number do we want?

0:38:330:38:35

342-344.

0:38:350:38:37

262, so we're on the right.

0:38:370:38:39

Supermarket 1001, that's it.

0:38:390:38:41

That's it. And there's a space.

0:38:410:38:44

Time to park up and introduce themselves to the boss.

0:38:440:38:47

Hello there, sir. Are you the boss?

0:38:490:38:51

My name's Mr Grix. I'm an enforcement officer.

0:38:510:38:54

And I've come here today to execute a High Court writ against Ornec Ltd,

0:38:540:38:58

trading as 1001 Supermarket.

0:38:580:39:01

I'm here today to seize goods to the value of £2,459.34.

0:39:010:39:06

-The only way to prevent further action is to pay in full.

-How much?

0:39:060:39:10

£2,459.34.

0:39:100:39:13

Is what for?

0:39:130:39:14

Well, it's for your unpaid accountants' bill, I would imagine,

0:39:140:39:18

being as the claimant is your accountants,

0:39:180:39:21

so have you not paid your accountants?

0:39:210:39:23

Yeah, of course I paid them.

0:39:230:39:24

Well, they've got judgment against you for £1,567.19

0:39:240:39:29

which they've transferred up to the High Court for enforcement purposes

0:39:290:39:32

and with all the additional costs, it's now at £2,459.34.

0:39:320:39:36

Could I speak to my accountant?

0:39:360:39:38

-Sorry?

-Can I call them?

-Yeah, sure.

0:39:380:39:41

Start with the wet stock, mate.

0:39:410:39:43

They've got wet stock behind the counter over there.

0:39:430:39:45

As the seemingly confused man

0:39:450:39:47

goes to call the new accountant he now uses,

0:39:470:39:50

Kev gets on with listing the shop's prime assets.

0:39:500:39:53

They've got fags as well, Kev.

0:39:550:39:57

We're asked to leave, but continue filming from the street.

0:39:570:40:01

Having got through to his current accountant,

0:40:010:40:03

the man passes the phone to Lawrence to speak to him.

0:40:030:40:06

Hello? And can I just ask you who you are?

0:40:060:40:09

So you're another firm of accountants.

0:40:090:40:11

Yes, I'm here to execute a High Court writ.

0:40:110:40:14

The total amount outstanding is £2,459.34.

0:40:140:40:18

We're here today to seize goods to that value.

0:40:180:40:21

My colleague is at the moment taking an inventory of the contents of the shop.

0:40:210:40:25

The only way to prevent further action today is to pay in full.

0:40:250:40:29

The store boss tells Lawrence

0:40:310:40:32

he knows nothing about the judgment against him

0:40:320:40:35

and hasn't received any letters about it.

0:40:350:40:38

Well, I don't know, but everybody tells us that.

0:40:380:40:40

Nobody says, "I got all the letters and I couldn't be bothered to deal with it."

0:40:400:40:44

Everybody says they haven't had the paperwork.

0:40:440:40:46

If the court sent out a letter, it's deemed to have been delivered

0:40:460:40:50

unless it's returned to sender.

0:40:500:40:52

It's looking like this shop's window could soon be emptied.

0:40:520:40:56

Then the shop's new accountant calls back with an offer for Lawrence.

0:40:560:41:00

We don't take cheques, sir.

0:41:000:41:02

It's got to be cleared funds.

0:41:020:41:05

They can be bankers' drafts, a direct bank transfer

0:41:050:41:08

or it can be paid in cash or on a debit card or credit card

0:41:080:41:11

with a chip or pin machine, which we've got.

0:41:110:41:14

It's crunch time for the boss -

0:41:140:41:16

pay up or the sheriffs will be forced to remove goods.

0:41:160:41:19

Lawrence turns the pressure up.

0:41:200:41:22

It needs to be full payment as well

0:41:220:41:25

because we're not actually ordered here today to collect the money.

0:41:250:41:28

We're ordered here to seize and remove goods to be sold at auction

0:41:280:41:32

because the money should have been paid before, and it hasn't been.

0:41:320:41:36

This tough stance has the desired effect.

0:41:360:41:39

The boss finally agrees to pay,

0:41:390:41:41

in full, in cash.

0:41:410:41:43

Sign there and print there for me.

0:41:430:41:45

I'll have my pen back. Cheers!

0:41:460:41:48

HE LAUGHS

0:41:480:41:49

There you go. Bye-bye.

0:41:490:41:51

It's another payment in the bag for Lawrence and Kev

0:41:530:41:56

with a minimum of fuss.

0:41:560:41:59

There's just one problem.

0:41:590:42:01

-How did we get a parking ticket?

-Oh! I put an hour on it.

0:42:010:42:04

We've been an extra half-hour. Grab that off, then.

0:42:040:42:08

Despite this unexpected expense,

0:42:080:42:10

it's still been a good afternoon's work for the sheriffs.

0:42:100:42:13

We got paid in full but copped a parking ticket for our trouble.

0:42:130:42:17

Lawrence explains

0:42:180:42:19

this may not be the last they hear from 1001 Supermarket.

0:42:190:42:23

What he was saying was, it was two firms of accountants

0:42:230:42:26

and they merged together and then they split or something

0:42:260:42:29

and he'd ended up paying both firms.

0:42:290:42:31

He said he's going to get it back off them,

0:42:310:42:33

take his own legal action against them because he's paid twice

0:42:330:42:37

and I told him where to come to get the judgment enforced

0:42:370:42:39

if they don't pay him. We could end up

0:42:390:42:41

getting this same bit of money going backwards and forwards a few times.

0:42:410:42:45

It's a positive result for the sheriffs

0:42:450:42:47

from a potentially tricky job.

0:42:470:42:49

A "paid in full" means the people they've come to collect for

0:42:490:42:53

will finally get the money a court says they're owed.

0:42:530:42:56

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