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-Meet the sheriffs. -Let's introduce ourselves. | 0:00:02 | 0:00:04 | |
-We're High Court enforcement officers. -We here to execute a High Court writ. | 0:00:04 | 0:00:07 | |
They're the men whose job it is to get you your money back... | 0:00:07 | 0:00:10 | |
It's an arrestable offence to stop me doing my job. | 0:00:10 | 0:00:13 | |
..if you've been ripped off and don't know where to turn... | 0:00:13 | 0:00:15 | |
I'm not waiting any more. | 0:00:15 | 0:00:16 | |
I'm ordered to seize goods to clear this debt, | 0:00:16 | 0:00:18 | |
which would mean clearing this place out. | 0:00:18 | 0:00:20 | |
..if you've been to court but still not been paid what you're owed... | 0:00:20 | 0:00:24 | |
Why don't you just tell me who you are? | 0:00:24 | 0:00:26 | |
This is an absolute crock. | 0:00:26 | 0:00:27 | |
You need to pay this. | 0:00:27 | 0:00:28 | |
..the High Court enforcement officers | 0:00:28 | 0:00:30 | |
are charged by law to recover | 0:00:30 | 0:00:32 | |
what a court says is rightfully yours. | 0:00:32 | 0:00:34 | |
I've seized your car, sir. | 0:00:34 | 0:00:35 | |
Either let us through the door, or we'll go through the window. | 0:00:35 | 0:00:38 | |
Whoa, whoa, whoa. | 0:00:38 | 0:00:39 | |
It's time to call...the sheriffs. | 0:00:39 | 0:00:41 | |
Just collected 42 grand. | 0:00:41 | 0:00:43 | |
Coming up... | 0:00:46 | 0:00:48 | |
Karen Wileman sold her Ford Galaxy for £4,500 | 0:00:48 | 0:00:53 | |
through a car dealer, but didn't get a penny from the sale. | 0:00:53 | 0:00:57 | |
I have to admit that some nights I've gone to bed, haven't slept, | 0:00:57 | 0:01:00 | |
annoyed that I'd lost this money, | 0:01:00 | 0:01:03 | |
you know, for me and my family. | 0:01:03 | 0:01:05 | |
Can the sheriffs right the wrong and get her her money? | 0:01:05 | 0:01:08 | |
We've been sent here today to seize goods or collect the money. | 0:01:09 | 0:01:12 | |
Sheriffs Lawrence and Kev take on a windows installation company | 0:01:12 | 0:01:17 | |
on behalf of a former employee owed wages. | 0:01:17 | 0:01:20 | |
We've got a High Court writ against Mercury Windows Ltd. | 0:01:20 | 0:01:24 | |
Can they get him the £6,800 a court says he's owed? | 0:01:24 | 0:01:28 | |
This is an attempt at transferring assets | 0:01:28 | 0:01:30 | |
to defeat paying this debt, isn't it? | 0:01:30 | 0:01:32 | |
And Darryl and Marc go on the hunt | 0:01:32 | 0:01:35 | |
for over £40,000 of unpaid rent. | 0:01:35 | 0:01:38 | |
-I can get two grand. -You need to get more than that, sir. | 0:01:38 | 0:01:41 | |
On the road again, sheriffs Lawrence Grix | 0:01:48 | 0:01:51 | |
and Kev McNally are heading east from London for a date with | 0:01:51 | 0:01:54 | |
a company who haven't paid one former employee | 0:01:54 | 0:01:57 | |
the money he's entitled to. | 0:01:57 | 0:01:59 | |
We're in Ashford in Kent. We're on our way to Mercury Windows Ltd. | 0:02:00 | 0:02:05 | |
Their latest assignment is on behalf of a man who, | 0:02:09 | 0:02:12 | |
having worked at Mercury Windows for over ten years, | 0:02:12 | 0:02:15 | |
was dismissed without warning or notice pay. | 0:02:15 | 0:02:19 | |
He doesn't wish to be identified. | 0:02:19 | 0:02:21 | |
He took his case to court, where the company contested it fully, | 0:02:21 | 0:02:25 | |
but the judge agreed with the former employee | 0:02:25 | 0:02:28 | |
and ordered Mercury Windows to pay him £6,800 | 0:02:28 | 0:02:32 | |
in compensation, which the company has failed to do. | 0:02:32 | 0:02:36 | |
-Oh, Mercury. -Here we go. | 0:02:38 | 0:02:39 | |
Now, it's a matter for the sheriffs. | 0:02:39 | 0:02:42 | |
Arriving at the company headquarters, Lawrence and Kev | 0:02:42 | 0:02:45 | |
park up and head in. | 0:02:45 | 0:02:49 | |
-Hello, mate. -Hello there. | 0:02:49 | 0:02:51 | |
Mercury Windows Ltd, yeah? We've got a High Court writ. | 0:02:51 | 0:02:54 | |
We're here today to seize goods to the value of £8,188.49, | 0:02:54 | 0:02:59 | |
with the potential to remove them and sell them at auction. | 0:02:59 | 0:03:03 | |
Nothing's owned by Mercury Windows? | 0:03:03 | 0:03:06 | |
Straightaway, the staff member tells them, | 0:03:06 | 0:03:09 | |
although this is the company's registered address, | 0:03:09 | 0:03:12 | |
nothing at the site belongs to Mercury Windows. | 0:03:12 | 0:03:15 | |
Unsurprisingly, Lawrence isn't convinced, | 0:03:15 | 0:03:18 | |
and demands to speak to the company director. | 0:03:18 | 0:03:21 | |
Hello, sir. | 0:03:24 | 0:03:26 | |
Yeah, my name's Mr Grix, I'm an enforcement officer. | 0:03:26 | 0:03:29 | |
I'm here with a High Court writ. | 0:03:29 | 0:03:30 | |
The boss, Michael Warren, | 0:03:30 | 0:03:32 | |
is quick to say that as no assets there are registered to | 0:03:32 | 0:03:36 | |
Mercury Windows, there's nothing the sheriffs can seize | 0:03:36 | 0:03:39 | |
to cover the company's debt to its former employee. | 0:03:39 | 0:03:42 | |
Lawrence explains it's not quite that simple. | 0:03:42 | 0:03:45 | |
Unless there's proof to back up his story, this enforcement | 0:03:45 | 0:03:49 | |
to recover the money owed to the former employee | 0:03:49 | 0:03:52 | |
is going ahead as planned. | 0:03:52 | 0:03:54 | |
We would need confirmation. | 0:03:54 | 0:03:56 | |
My colleague's going to take an inventory, anyway. | 0:03:56 | 0:03:59 | |
He's started doing that now. | 0:03:59 | 0:04:01 | |
I'm seizing anything on these premises that's got any value. | 0:04:01 | 0:04:05 | |
If it's not owned by Mercury Windows, | 0:04:05 | 0:04:06 | |
it's down to whoever does own it to prove that they own it. | 0:04:06 | 0:04:09 | |
Who owns the assets? | 0:04:09 | 0:04:12 | |
Tuthill Property Ltd? | 0:04:13 | 0:04:15 | |
And are you a director of Tuthill Property Limited, as well? | 0:04:16 | 0:04:19 | |
Lawrence's grilling of company director, Michael Warren, | 0:04:20 | 0:04:23 | |
is quickly giving him an idea of what's happened here. | 0:04:23 | 0:04:27 | |
All the assets at the Mercury Windows base, have been | 0:04:27 | 0:04:30 | |
transferred to another company, which Mr Warren also happens | 0:04:30 | 0:04:33 | |
to be a director of - Tuthill Property Limited. | 0:04:33 | 0:04:37 | |
This is perfectly legal and could be bad news for the sheriffs, | 0:04:37 | 0:04:42 | |
but Lawrence isn't ready to back down yet. | 0:04:42 | 0:04:44 | |
And there's a financial trail to show that as well, | 0:04:44 | 0:04:46 | |
where one company bought the assets from another. | 0:04:46 | 0:04:50 | |
It needs to be a full inventory of what was transferred. | 0:04:50 | 0:04:53 | |
You can't just be 15 desks, five computers, | 0:04:53 | 0:04:57 | |
everything has to be detailed specifically. | 0:04:57 | 0:05:00 | |
If you're able to get that to us, that will be a start, | 0:05:00 | 0:05:03 | |
then we can exclude things that are on your list. | 0:05:03 | 0:05:05 | |
OK, thanks, bye-bye. | 0:05:05 | 0:05:09 | |
He's going to email it over. | 0:05:10 | 0:05:13 | |
While they wait for the promised proof to arrive, | 0:05:13 | 0:05:16 | |
Lawrence holds fort in the office, | 0:05:16 | 0:05:18 | |
as Kev finishes his list of potentially seizable assets. | 0:05:18 | 0:05:22 | |
In cases like these, the smallest details can be | 0:05:22 | 0:05:25 | |
the difference between payment in full and leaving empty-handed. | 0:05:25 | 0:05:29 | |
Perfectionist Lawrence has high standards for Kev to live up to, | 0:05:29 | 0:05:33 | |
when it comes to listing assets. | 0:05:33 | 0:05:35 | |
-No reg on the fork-lift, no? -No. | 0:05:35 | 0:05:39 | |
-No name on the groover machine? -No. | 0:05:39 | 0:05:42 | |
Get as much down as you can, mate, just so they can be identified. | 0:05:42 | 0:05:47 | |
A few minutes later, an email arrives, | 0:05:47 | 0:05:50 | |
with the boss's own inventory of the assets he claims have been sold | 0:05:50 | 0:05:55 | |
by Mercury Windows to his other company. | 0:05:55 | 0:05:58 | |
Lawrence isn't impressed. It's time for another phone call to the boss. | 0:05:58 | 0:06:03 | |
We've seen your inventory, I don't know if your guy has told you. | 0:06:03 | 0:06:06 | |
Unfortunately, from our point of view, | 0:06:06 | 0:06:08 | |
it's not worth the paper it's written on. | 0:06:08 | 0:06:10 | |
If you were buying a car, you wouldn't expect a receipt | 0:06:10 | 0:06:13 | |
from a car dealer saying, a vehicle, would you? | 0:06:13 | 0:06:16 | |
There needs to be some way of proving what is what. | 0:06:16 | 0:06:20 | |
It's got on it, a fork-lift, for example. | 0:06:20 | 0:06:23 | |
I've just said, "How can you prove to me | 0:06:23 | 0:06:25 | |
"that that's the fork-lift that's out there now?" | 0:06:25 | 0:06:28 | |
But today he's facing an adversary whose attention to detail | 0:06:28 | 0:06:32 | |
rivals his own. | 0:06:32 | 0:06:33 | |
There's photographs of everything, is there? | 0:06:33 | 0:06:35 | |
That's what we need to see. We need to see the photographs. | 0:06:35 | 0:06:39 | |
Cheers, bye. | 0:06:39 | 0:06:41 | |
Apparently, there's photos to go with all the items on the inventory. | 0:06:41 | 0:06:44 | |
Later, we'll find out | 0:06:46 | 0:06:47 | |
if these photos do indeed provide the proof Lawrence needs to see, | 0:06:47 | 0:06:51 | |
to prevent the company assets leaving with the sheriffs... | 0:06:51 | 0:06:54 | |
I can see you've already tried to transfer the assets out | 0:06:54 | 0:06:57 | |
into the name of another company. | 0:06:57 | 0:07:00 | |
..or whether the former employee gets back the money he's owed. | 0:07:00 | 0:07:03 | |
This morning, sheriffs Marc Newton and Tony Smith | 0:07:13 | 0:07:16 | |
have got up early and driven through the dark | 0:07:16 | 0:07:18 | |
for a first-thing appointment with a South Coast car dealer. | 0:07:18 | 0:07:22 | |
I'm off to an address in Bournemouth. It's 6.45 in the morning. | 0:07:22 | 0:07:27 | |
We're looking for J Nabil and Mrs Watkins. | 0:07:27 | 0:07:30 | |
We're looking for an amount of £4,044. | 0:07:30 | 0:07:34 | |
Hopefully, give them an early-morning knock | 0:07:34 | 0:07:36 | |
and we'll get some sort of answer. | 0:07:36 | 0:07:38 | |
The person they're on their way to help, | 0:07:40 | 0:07:42 | |
is Karen Wileman of Bournemouth. | 0:07:42 | 0:07:44 | |
When she decided to sell her car, | 0:07:44 | 0:07:47 | |
she thought it would raise a few pounds for her and her family. | 0:07:47 | 0:07:50 | |
But her decision to sell it through a particular local dealer, | 0:07:50 | 0:07:53 | |
has instead left her in a dispute so serious, | 0:07:53 | 0:07:57 | |
it's forced her to court and to the door of the sheriffs for help. | 0:07:57 | 0:08:00 | |
Sophie, come up here. Come up here. Quick. | 0:08:05 | 0:08:08 | |
Mother-of-two Karen works for the local council. | 0:08:08 | 0:08:12 | |
18 months ago, she decided to upgrade her wheels, and invested | 0:08:12 | 0:08:16 | |
in a second-hand Volvo XC90 4x4 to help transport her family. | 0:08:16 | 0:08:21 | |
It meant she no longer needed her old car, a Ford Galaxy. | 0:08:23 | 0:08:27 | |
Looking round to sell it, she spoke to the dealer that had | 0:08:27 | 0:08:31 | |
sourced her new Volvo, Joe Nabil of JL Trade Group Ltd. | 0:08:31 | 0:08:35 | |
Joe said what he would do is he would sell the car for me, | 0:08:35 | 0:08:39 | |
take £500 commission and obviously give me the rest. | 0:08:39 | 0:08:43 | |
I agreed to that, he came round, I gave him the keys, | 0:08:43 | 0:08:46 | |
all the paperwork and he went off with the Galaxy. | 0:08:46 | 0:08:50 | |
Thinking Joe Nabil was in the process | 0:08:52 | 0:08:55 | |
of trying to sell her Galaxy, Karen thought no more of it, | 0:08:55 | 0:08:58 | |
until, a few weeks later, she got a letter. | 0:08:58 | 0:09:01 | |
And then I got a letter through the post from the DVLA to say | 0:09:01 | 0:09:05 | |
I was no longer the registered owner of the Galaxy. | 0:09:05 | 0:09:09 | |
I thought, "That's strange," | 0:09:09 | 0:09:11 | |
because he's obviously sold my car and not told me. | 0:09:11 | 0:09:13 | |
I just couldn't believe it. | 0:09:13 | 0:09:15 | |
I didn't want to believe it, because, obviously, | 0:09:15 | 0:09:18 | |
if I believed it, then I'd know instantly I'd lost £4,500. | 0:09:18 | 0:09:22 | |
Karen got in touch with the dealer, who confirmed to her | 0:09:24 | 0:09:27 | |
that he had sold her car for £4,500, | 0:09:27 | 0:09:32 | |
but that the person who'd bought it | 0:09:32 | 0:09:34 | |
wasn't happy with it and wanted his money back. | 0:09:34 | 0:09:37 | |
It meant, he said, he couldn't afford to pay Karen. | 0:09:37 | 0:09:40 | |
He said, "Sorry, Karen, I'm so sorry, | 0:09:40 | 0:09:43 | |
"I didn't want to worry you with it, I've been trying to deal with it | 0:09:43 | 0:09:46 | |
"on my own, but there's lots of problems with the car. | 0:09:46 | 0:09:49 | |
"The person that's bought it isn't happy and wants his money back." | 0:09:49 | 0:09:53 | |
You know, "I just...just don't want to worry you with it, | 0:09:53 | 0:09:56 | |
"but I'll sort it out and be in touch." | 0:09:56 | 0:09:58 | |
I said, "Well, basically, Joe, you've sold the car | 0:09:58 | 0:10:01 | |
"from your business, as far as I'm concerned, that's a deal, | 0:10:01 | 0:10:04 | |
"I just want my money." | 0:10:04 | 0:10:07 | |
Karen arranged to visit the dealer to discuss the problem with him. | 0:10:07 | 0:10:11 | |
But far from resolving things, the meeting made them worse. | 0:10:11 | 0:10:14 | |
I said, "Look, Joe, can I have my money? | 0:10:14 | 0:10:17 | |
"I trusted you as a professional to sell my car, | 0:10:17 | 0:10:21 | |
"I trusted you to do the checks, | 0:10:21 | 0:10:23 | |
"I trusted you to prepare it for the sale, | 0:10:23 | 0:10:25 | |
"I trusted you to make sure that your customer is happy." | 0:10:25 | 0:10:29 | |
I said, "How can that be my fault that your sell has fallen through | 0:10:29 | 0:10:33 | |
"and I end up having to pay it?" | 0:10:33 | 0:10:35 | |
I said, "I don't understand that." | 0:10:35 | 0:10:37 | |
He said, "Well, you know, I can't afford to lose any money." | 0:10:37 | 0:10:40 | |
I said, "Joe, I can't afford to lose any money." | 0:10:40 | 0:10:42 | |
I said, "I've given you £8,500, for a Volvo already, | 0:10:42 | 0:10:46 | |
"I can't afford to give you another £4,500 | 0:10:46 | 0:10:49 | |
"just because you didn't do your job properly." | 0:10:49 | 0:10:52 | |
"Take what I owe you, then send me a cheque." | 0:10:52 | 0:10:55 | |
So we shook hands, he said, | 0:10:55 | 0:10:57 | |
"There'll be a cheque out to you at the end of the week." | 0:10:57 | 0:11:00 | |
But Mr Nabil's cheque never materialised. | 0:11:00 | 0:11:03 | |
Two weeks, no cheque, phoned his mobile, he didn't answer, | 0:11:04 | 0:11:09 | |
sent him a text message, he ignored it, | 0:11:09 | 0:11:12 | |
so then I realise that he wasn't going to pay me. | 0:11:12 | 0:11:14 | |
I started to really panic then, I thought, "Oh, no, | 0:11:14 | 0:11:17 | |
"they're not going to pay me for the car." | 0:11:17 | 0:11:19 | |
So I contacted my solicitor, my solicitor wrote a letter saying, | 0:11:19 | 0:11:24 | |
you know, "Can we have the money for the car? You've sold the car, | 0:11:24 | 0:11:28 | |
"just send Karen the money." | 0:11:28 | 0:11:29 | |
He ignored the letter, my solicitor wrote again saying, | 0:11:29 | 0:11:33 | |
"If you don't pay for the car, then we will take legal action." | 0:11:33 | 0:11:36 | |
But she still didn't get any money from Mr Nabil. | 0:11:38 | 0:11:42 | |
Karen decided she had no option | 0:11:42 | 0:11:44 | |
but to go through the daunting process of taking him to court. | 0:11:44 | 0:11:48 | |
I have to admit that some nights I've gone to bed | 0:11:48 | 0:11:51 | |
and I haven't slept and I've woken up three in the morning, | 0:11:51 | 0:11:54 | |
four in the morning, you know, feeling annoyed | 0:11:54 | 0:11:58 | |
and annoyed with myself, annoyed that I'd lost this money, | 0:11:58 | 0:12:02 | |
you know, for me and my family. | 0:12:02 | 0:12:05 | |
Just determined to get my money. | 0:12:05 | 0:12:08 | |
Joe Nabil fought the case in court, but the judge agreed with Karen, | 0:12:08 | 0:12:12 | |
and ordered Mr Nabil to pay her £3,000. | 0:12:12 | 0:12:15 | |
Despite this, Karen's still not received a penny. | 0:12:15 | 0:12:19 | |
Now, Karen's last hope of getting her money back rests with | 0:12:19 | 0:12:22 | |
sheriffs, Marc and Tony. | 0:12:22 | 0:12:25 | |
Arriving at the registered address of Joe Nabil's car business, | 0:12:25 | 0:12:29 | |
they find a number of potentially seizable vehicles | 0:12:29 | 0:12:32 | |
parked on the drive. | 0:12:32 | 0:12:33 | |
It's a positive sign. | 0:12:33 | 0:12:36 | |
Time to introduce themselves. | 0:12:36 | 0:12:39 | |
Hiya, I'm after Mrs L Watkins. | 0:12:40 | 0:12:43 | |
This is a High Court writ that's been issued by a Karen Wileman. | 0:12:43 | 0:12:47 | |
We've been sent here today seize goods or collect the money. | 0:12:49 | 0:12:52 | |
It's Joe Nabil's partner, Lisa Watkins. | 0:12:52 | 0:12:56 | |
She admits she's aware of the debt, | 0:12:56 | 0:12:58 | |
but says her name shouldn't be on the writ with Mr Nabil's. | 0:12:58 | 0:13:02 | |
She says they've applied to have the judgment set aside. | 0:13:02 | 0:13:05 | |
For Marc, though, this doesn't change the situation. | 0:13:05 | 0:13:07 | |
At this stage, it's not set aside - it's a live writ. | 0:13:07 | 0:13:12 | |
It's nothing to do with me. We were getting my name taken off it. | 0:13:12 | 0:13:16 | |
My partner has been in contact with the court. | 0:13:17 | 0:13:21 | |
As I explained, this is still a live writ, | 0:13:21 | 0:13:23 | |
which means we can still act on it today, unfortunately. | 0:13:23 | 0:13:26 | |
You need to pay it. | 0:13:26 | 0:13:29 | |
We haven't got the means to pay it, at all. | 0:13:29 | 0:13:32 | |
Lisa Watkins says they don't have the money | 0:13:32 | 0:13:35 | |
and isn't prepared to let the sheriffs in. | 0:13:35 | 0:13:37 | |
If you're not in a financial position, | 0:13:37 | 0:13:39 | |
we're going to have to take goods away. | 0:13:39 | 0:13:41 | |
This is where we are today. | 0:13:41 | 0:13:43 | |
How do we get on? Because I'm not prepared to let you in. | 0:13:43 | 0:13:46 | |
We'll be seizing vehicles off the drive, then. | 0:13:46 | 0:13:49 | |
Well, those vehicles are not in our name. | 0:13:49 | 0:13:51 | |
With Marc and Tony's attention turning to the vehicles | 0:13:51 | 0:13:54 | |
on the drive, car dealer Joe Nabil appears at the door. | 0:13:54 | 0:13:57 | |
He explains none of the vehicles belong to him | 0:13:59 | 0:14:01 | |
and so can't be seized to pay his debt to Karen. | 0:14:01 | 0:14:05 | |
We don't have the documents for the vehicles so check with DVLA. | 0:14:05 | 0:14:08 | |
-We don't. I'm a car dealer. -I understand that. | 0:14:08 | 0:14:11 | |
Check with DVLA, do numberplate checks | 0:14:11 | 0:14:14 | |
and you'll see they're not in my name. | 0:14:14 | 0:14:16 | |
I have contracts with private individuals. | 0:14:16 | 0:14:20 | |
If what Joe Nabil says is true, | 0:14:20 | 0:14:22 | |
without the leverage the cars provide, | 0:14:22 | 0:14:25 | |
this assignment just got a lot harder for the sheriffs. | 0:14:25 | 0:14:28 | |
Marc decides to go on the offensive. | 0:14:29 | 0:14:32 | |
-Obviously, this is in your name personally. -It's in my name, yes. | 0:14:32 | 0:14:36 | |
I'm a sole trader. | 0:14:36 | 0:14:38 | |
Can you do anything today? | 0:14:38 | 0:14:40 | |
Yeah. What would you need? | 0:14:42 | 0:14:46 | |
-Something reasonable. -Something reasonable. | 0:14:46 | 0:14:48 | |
-When you say reasonable. -Can you do £1,000 today? | 0:14:48 | 0:14:53 | |
No. Absolutely not. I don't even have that in my bank. | 0:14:53 | 0:14:56 | |
What are you saying you can do? | 0:14:56 | 0:14:57 | |
-I can do £500 today. -It's a start. | 0:15:02 | 0:15:07 | |
As Mr Nabil's partner goes to get the money out from the bank, | 0:15:07 | 0:15:10 | |
Marc and Tony hold a quick strategy meeting. | 0:15:10 | 0:15:13 | |
She's gone off to get some money out the cashpoint for us. | 0:15:13 | 0:15:17 | |
They're going to pay some money, not what we want, | 0:15:17 | 0:15:19 | |
we'd obviously like the whole amount. | 0:15:19 | 0:15:21 | |
But, to be honest, if we can get them paying, it obviously helps with our | 0:15:21 | 0:15:25 | |
whole case if you've started to pay now, so let's keep it going. | 0:15:25 | 0:15:28 | |
His partner returns with the promised £500 in cash, | 0:15:29 | 0:15:32 | |
and Joe Nabil hands it over. | 0:15:32 | 0:15:35 | |
Now the challenge is to convince him | 0:15:37 | 0:15:39 | |
to sort out the rest of Karen's money. | 0:15:39 | 0:15:42 | |
You need to put in what you've got incoming | 0:15:42 | 0:15:46 | |
and what you've got outgoing and explain this is what you can pay. | 0:15:46 | 0:15:49 | |
-500, mate, eh? -500, yeah, 500. | 0:15:49 | 0:15:53 | |
Joe Nabil agrees to work out exactly how much he can afford and then | 0:15:54 | 0:15:58 | |
make Karen an offer to clear the debt in monthly instalments. | 0:15:58 | 0:16:02 | |
Keep up the payments going, once you've set this arrangement, | 0:16:02 | 0:16:06 | |
-keep it going. -Yeah. -Get it cleared off. | 0:16:06 | 0:16:09 | |
We've listed that vehicle cos, obviously, you can't provide proof | 0:16:09 | 0:16:12 | |
that it isn't yours. | 0:16:12 | 0:16:13 | |
If you want to send in the proof when you get it with that, yeah? | 0:16:13 | 0:16:16 | |
With the car dealer promising to keep paying Karen back and | 0:16:16 | 0:16:20 | |
acknowledging he must provide proof that none of the vehicles on his | 0:16:20 | 0:16:24 | |
drive are owned by him, Marc and Tony have done | 0:16:24 | 0:16:27 | |
all they can for today. | 0:16:27 | 0:16:28 | |
Hopefully, you'll just get paying and we won't see you again, but if | 0:16:28 | 0:16:31 | |
you've got any problems, you give me a call, yeah? All right? | 0:16:31 | 0:16:33 | |
-Cheers, mate. -No problem, bye-bye. We've got the guy paying, you know? | 0:16:33 | 0:16:36 | |
Obviously, he hasn't paid anything for over six months. | 0:16:36 | 0:16:40 | |
At least we've got some money off him this morning. So at least | 0:16:40 | 0:16:43 | |
we've got the wheels in motion now, which is good. | 0:16:43 | 0:16:46 | |
Finally, for Karen, | 0:16:46 | 0:16:48 | |
it looks like her long ordeal may be coming to an end. | 0:16:48 | 0:16:51 | |
Right, I got a letter to say they managed to collect | 0:16:51 | 0:16:55 | |
the sum of £500 cash, which is a good start, I'm quite optimistic. | 0:16:55 | 0:16:59 | |
Joe and Lisa have assured them that by 1st December | 0:16:59 | 0:17:04 | |
they'll be sending the rest to them. | 0:17:04 | 0:17:07 | |
So, yeah, I'm pleased with the £500 and I'll await the extra shortly. | 0:17:07 | 0:17:10 | |
As officers of the High Court, | 0:17:19 | 0:17:21 | |
occasionally the sheriffs are sent to enforce a debt of such size | 0:17:21 | 0:17:25 | |
that there's little realistic chance of the defendant being able to pay. | 0:17:25 | 0:17:29 | |
We'll be seizing an aeroplane this afternoon. | 0:17:29 | 0:17:32 | |
There it goes, down the runway. Follow that plane. | 0:17:32 | 0:17:34 | |
This morning, Midlands sheriffs Darryl Oreton | 0:17:34 | 0:17:37 | |
and Marc Povey are taking on one such assignment at the home | 0:17:37 | 0:17:41 | |
of a man owing a huge sum of money in rent arrears. | 0:17:41 | 0:17:45 | |
Just coming into Cambridge now... We got a balance of £41,208.77, | 0:17:45 | 0:17:53 | |
so it's quite a large amount, residential property, | 0:17:53 | 0:17:56 | |
hopefully there's some decent assets either in the house or on the drive | 0:17:56 | 0:18:00 | |
if we can gain access. | 0:18:00 | 0:18:01 | |
Darryl and Marc are in the historic university town of Cambridge. | 0:18:08 | 0:18:12 | |
They've been tasked with enforcing | 0:18:12 | 0:18:13 | |
a High Court writ against Cyril Weinman, who signed a 21-year lease | 0:18:13 | 0:18:18 | |
on a shop premises for his dog-grooming business | 0:18:18 | 0:18:21 | |
but later sub-let the property to another business | 0:18:21 | 0:18:24 | |
without the landlord's permission. | 0:18:24 | 0:18:26 | |
Six months later, this new business left and stopped paying the rent. | 0:18:27 | 0:18:32 | |
When the out-of-pocket landlord, Dennis Whitfield, | 0:18:32 | 0:18:35 | |
contacted Cyril Weinman to ask what was happening, | 0:18:35 | 0:18:38 | |
he said it was nothing to do with him as he'd sold the business. | 0:18:38 | 0:18:42 | |
The landlord sued Mr Weinman for | 0:18:43 | 0:18:46 | |
failing to fulfil his rent commitment. | 0:18:46 | 0:18:49 | |
When the case was contested in court, | 0:18:49 | 0:18:51 | |
a judge ordered Mr Weinman to pay £22,000 in unpaid rent with | 0:18:51 | 0:18:56 | |
the landlord's considerable legal costs on top. | 0:18:56 | 0:19:00 | |
When this mammoth debt remained unpaid, | 0:19:00 | 0:19:03 | |
it was passed to the sheriffs. | 0:19:03 | 0:19:05 | |
Arriving at the address on the writ, | 0:19:06 | 0:19:08 | |
they park up and prepare to ask for a debt which, including legal costs, | 0:19:08 | 0:19:13 | |
sheriffs' fees, interest and VAT, is now over £40,000. | 0:19:13 | 0:19:19 | |
-Good morning. -Morning, sir. | 0:19:22 | 0:19:23 | |
Enforcement Officer from the High Court. | 0:19:23 | 0:19:26 | |
-Morning. -Morning. It says here, "The High Court writ against | 0:19:26 | 0:19:28 | |
-"Cyril James Weinman" - is that yourself? -Yes. | 0:19:28 | 0:19:31 | |
OK. I got sent out here today to either... It's £41,208.77 | 0:19:31 | 0:19:36 | |
or to seize goods to the value. | 0:19:36 | 0:19:38 | |
'Cyril Weinman tells Darryl he's in the process of selling | 0:19:40 | 0:19:43 | |
'another of his properties, which has a charging order on it | 0:19:43 | 0:19:47 | |
'for the money owed to Dennis Whitfield. | 0:19:47 | 0:19:49 | |
'This means when the sale goes through, part of the proceeds | 0:19:49 | 0:19:53 | |
'will automatically be used to clear the debt.' | 0:19:53 | 0:19:56 | |
-It's secured in a property of mine, which has been sold. -OK. | 0:19:56 | 0:20:00 | |
We've still got a live writ today | 0:20:00 | 0:20:02 | |
so that isn't going to affect anything at the moment. | 0:20:02 | 0:20:05 | |
We need this money today. | 0:20:05 | 0:20:07 | |
-I don't have it. -You don't have any of this? | 0:20:08 | 0:20:11 | |
It will be a seizure of goods, then. | 0:20:11 | 0:20:13 | |
-Basically, I've got nothing. -It would be goods in the house. | 0:20:13 | 0:20:16 | |
Is that your vehicle outside? | 0:20:16 | 0:20:17 | |
No. Mine, I sold six weeks, seven weeks ago, basically it clapped out. | 0:20:17 | 0:20:21 | |
Mr Weinman goes to fetch some paperwork, | 0:20:23 | 0:20:25 | |
leaving the front door open. | 0:20:25 | 0:20:27 | |
Darryl takes the opportunity to follow him inside, | 0:20:27 | 0:20:30 | |
as he's legally entitled to do. | 0:20:30 | 0:20:33 | |
Straightaway, he spots something. | 0:20:33 | 0:20:36 | |
Jaguar key ring. | 0:20:36 | 0:20:37 | |
Marc. Go and block that car in. There's a Jaguar key ring there. | 0:20:40 | 0:20:45 | |
Marc goes to block in the Jag with the sheriffs' van. | 0:20:49 | 0:20:52 | |
We're going to make... start making a list of goods now. | 0:20:52 | 0:20:55 | |
Just start applying some pressure. Obviously, it's £40,000, | 0:20:55 | 0:20:58 | |
so it's a lot of money to raise. | 0:20:58 | 0:21:00 | |
We'll try and get a part payment today, get him on a payment plan | 0:21:00 | 0:21:03 | |
for the balance until the house is possibly sold. | 0:21:03 | 0:21:07 | |
Cyril Weinman says the Jag is his son's. | 0:21:08 | 0:21:11 | |
Darryl demands to see proof of ownership. | 0:21:11 | 0:21:14 | |
-So it is in your name. -No, he's Cyril Weinman. | 0:21:14 | 0:21:18 | |
-You're the registered keeper. -He's been living here for a time. | 0:21:18 | 0:21:23 | |
Right, the vehicle's going to be seized, unfortunately, Cyril. | 0:21:23 | 0:21:26 | |
It's a start. | 0:21:28 | 0:21:29 | |
But with over £40,000 owed to the out-of-pocket landlord, | 0:21:29 | 0:21:33 | |
there's a long way to go. | 0:21:33 | 0:21:34 | |
And when Mr Weinman makes another offer, | 0:21:35 | 0:21:38 | |
it's some way below what's required. | 0:21:38 | 0:21:41 | |
Probably, pushing it, I can get two grand... | 0:21:41 | 0:21:45 | |
We'd be looking at more than that, Cyril. | 0:21:45 | 0:21:48 | |
It's clear there aren't sufficient assets here to pay | 0:21:48 | 0:21:52 | |
the over £41,000 debt owed to Mr Whitfield. | 0:21:52 | 0:21:56 | |
Despite this, it's still Darryl's job to execute this | 0:21:56 | 0:21:59 | |
High Court writ like any other. | 0:21:59 | 0:22:01 | |
He explains to Mr Weinman that he needs to start dealing with | 0:22:01 | 0:22:05 | |
the debt or they'll have no choice | 0:22:05 | 0:22:07 | |
but to start removing assets from the house. | 0:22:07 | 0:22:10 | |
If I believe the goods are in jeopardy today, | 0:22:10 | 0:22:13 | |
-they will be removed today. We can't leave this property now. -OK. | 0:22:13 | 0:22:17 | |
Mr Weinman tells Darryl he has a court appointment in an hour's time, | 0:22:17 | 0:22:21 | |
relating to another matter. | 0:22:21 | 0:22:24 | |
With his car blocked in and seized, | 0:22:24 | 0:22:26 | |
it doesn't look like he'll be making it. | 0:22:26 | 0:22:28 | |
As there's no realistic chance of collecting the full amount today, | 0:22:28 | 0:22:32 | |
Darryl wants to be fair. | 0:22:32 | 0:22:34 | |
-I can probably accept five now. -I can't raise five. | 0:22:34 | 0:22:38 | |
Do you want to try? It's ten past eight now so you've | 0:22:38 | 0:22:40 | |
got pretty much 50 minutes to get us five grand here now. | 0:22:40 | 0:22:44 | |
-That's the best I can do. You're owing £41,000. -I realise that. | 0:22:44 | 0:22:48 | |
I need £5,000 before we can leave this premises, | 0:22:48 | 0:22:50 | |
before I release your vehicle. | 0:22:50 | 0:22:52 | |
Twist it a bit for me, a little bit more. | 0:22:55 | 0:22:57 | |
I've already twisted it down from 41,000. | 0:22:57 | 0:23:00 | |
5,000. Cash, debit or credit card or bank transfer. | 0:23:04 | 0:23:08 | |
-You want five grand? -Yes. -That then stops the action? | 0:23:08 | 0:23:11 | |
Stops any action today. How is it likely to be paid, then, Cyril? | 0:23:11 | 0:23:15 | |
-I've got the cash. -Oh, right, OK. | 0:23:15 | 0:23:17 | |
Despite saying he could only manage £2,000 earlier, | 0:23:19 | 0:23:22 | |
as if by magic, Cyril Weinman comes back downstairs with a large | 0:23:22 | 0:23:27 | |
wad of cash for significantly more. | 0:23:27 | 0:23:29 | |
Marc goes to help him count it. | 0:23:30 | 0:23:32 | |
I'd rather do it in front of you. | 0:23:32 | 0:23:34 | |
Let's hope it's as close to five grand as we can. Obviously, | 0:23:35 | 0:23:38 | |
we'd like more but there's nothing of huge value. | 0:23:38 | 0:23:41 | |
I know we've got the vehicle, but it's still | 0:23:41 | 0:23:43 | |
nowhere going to clear 41 grand's worth of debts, eh? | 0:23:43 | 0:23:47 | |
Has Mr Weinman come up with the promised £5,000? | 0:23:48 | 0:23:52 | |
What have we there? Four? | 0:23:52 | 0:23:54 | |
-How much is there, Cyril? -20, 40, 60, 80, 90. | 0:23:54 | 0:23:57 | |
So that's 4,1. So we're 900 short. | 0:23:57 | 0:24:00 | |
And I can see you've made the effort getting 4,1. If you tell me you | 0:24:00 | 0:24:03 | |
-can get the other 900... -Five o'clock. | 0:24:03 | 0:24:07 | |
Five o'clock this evening. | 0:24:07 | 0:24:08 | |
With over 4,000 in cash collected and another £900 | 0:24:10 | 0:24:14 | |
to follow by the end of the day, it's a solid result for Darryl | 0:24:14 | 0:24:18 | |
and Marc in difficult circumstances. | 0:24:18 | 0:24:21 | |
We pushed for more when we got there | 0:24:21 | 0:24:23 | |
but we didn't really a great lot of leverage. | 0:24:23 | 0:24:25 | |
It's just over 10% of the debt we've got, it's not a great amount | 0:24:25 | 0:24:30 | |
but it's not bad, not a bad result. | 0:24:30 | 0:24:32 | |
For the landlord, Dennis Whitfield, it's a positive first step | 0:24:33 | 0:24:37 | |
in getting back the thousands in unpaid rent owed to him. | 0:24:37 | 0:24:40 | |
Lawrence and Kev are still at Mercury Windows Ltd in Kent, | 0:24:49 | 0:24:52 | |
trying to get a former employee the unpaid wages a court says he's owed. | 0:24:52 | 0:24:57 | |
Earlier, Lawrence spoke to company director Michael Warren, | 0:24:57 | 0:25:01 | |
who claimed that all the assets on the premises had been sold to | 0:25:01 | 0:25:04 | |
Tuthill Property Ltd, a company he's also the director of. | 0:25:04 | 0:25:08 | |
Lawrence was less than convinced of his story and demanded proof. | 0:25:11 | 0:25:14 | |
When Mr Warren sent through an inventory of these items, | 0:25:14 | 0:25:18 | |
Lawrence's suspicions only deepened. | 0:25:18 | 0:25:20 | |
Unfortunately, from our point of view, | 0:25:20 | 0:25:22 | |
it's not worth the paper it's written on. | 0:25:22 | 0:25:24 | |
If you were buying a car, you wouldn't expect a receipt from | 0:25:24 | 0:25:27 | |
a car dealer saying "a vehicle", would you? | 0:25:27 | 0:25:29 | |
You know? There needs to be some way of proving what is what. | 0:25:29 | 0:25:34 | |
But Mr Warren then claimed to also have photos that could | 0:25:34 | 0:25:37 | |
positively match every item on his list to the assets | 0:25:37 | 0:25:41 | |
on the premises, therefore proving the transfer was genuine. | 0:25:41 | 0:25:45 | |
Stickler-for-detail Lawrence now wants to see every photo. | 0:25:45 | 0:25:50 | |
So if you can go back to the first picture, | 0:25:50 | 0:25:53 | |
I can see the two air compressors. | 0:25:53 | 0:25:55 | |
But with the photos matching up to the assets on the boss's list, | 0:25:55 | 0:25:59 | |
it's looking like Lawrence will have to admit defeat here. | 0:25:59 | 0:26:03 | |
Yeah. Two Microsols, yeah. | 0:26:03 | 0:26:04 | |
He's got one last card to play, though. | 0:26:06 | 0:26:08 | |
What I need to see is a bank statement.. | 0:26:08 | 0:26:13 | |
..showing these amounts, either separately or together going between | 0:26:14 | 0:26:19 | |
the two different companies. | 0:26:19 | 0:26:21 | |
Lawrence listens with bated breath as the staff member | 0:26:21 | 0:26:25 | |
calls his boss again. | 0:26:25 | 0:26:26 | |
They say, can you go on and do the online banking and show where | 0:26:26 | 0:26:29 | |
this money's being paid? | 0:26:29 | 0:26:31 | |
If Mercury Windows' director can provide | 0:26:31 | 0:26:34 | |
proof of the transaction, this enforcement is dead and buried. | 0:26:34 | 0:26:38 | |
It hasn't been paid? | 0:26:39 | 0:26:40 | |
It's owed? | 0:26:41 | 0:26:43 | |
Right, OK. | 0:26:44 | 0:26:45 | |
Right, we're taking it, then. | 0:26:45 | 0:26:47 | |
It's the breakthrough the sheriffs desperately needed. | 0:26:48 | 0:26:52 | |
Despite the assets' ownership being transferred from Mercury Windows | 0:26:52 | 0:26:55 | |
to the other company, no money has passed between them. | 0:26:55 | 0:26:59 | |
Hello, sir. | 0:26:59 | 0:27:00 | |
Lawrence takes over the call to tell Mr Warren | 0:27:00 | 0:27:03 | |
as far as he's concerned, the sale is null and void. | 0:27:03 | 0:27:07 | |
Then the goods are going, sir, as they still belong to Mercury Windows. | 0:27:07 | 0:27:10 | |
No, it all still belongs to Mercury Windows. | 0:27:10 | 0:27:14 | |
Yes, it does. | 0:27:14 | 0:27:15 | |
You've now admitted to me that funds were never transferred. | 0:27:15 | 0:27:18 | |
This invoice has never been paid. | 0:27:18 | 0:27:20 | |
Those assets still belong to Mercury Windows. | 0:27:20 | 0:27:23 | |
No, it doesn't matter. | 0:27:23 | 0:27:25 | |
They've never been purchased. | 0:27:25 | 0:27:28 | |
Sensing victory, he turns the pressure up. | 0:27:28 | 0:27:31 | |
I'll tell you what this is, sir. I'll be quite blunt with you. | 0:27:31 | 0:27:34 | |
This is an attempt at transferring assets to defeat paying this debt. | 0:27:34 | 0:27:38 | |
Isn't it? The transfer... | 0:27:38 | 0:27:42 | |
The transfer paperwork was drawn up three days before the tribunal. | 0:27:42 | 0:27:46 | |
I can see you've already tried to transfer the assets out | 0:27:46 | 0:27:49 | |
into the name of another company, | 0:27:49 | 0:27:50 | |
so I now believe the goods to be in jeopardy, | 0:27:50 | 0:27:53 | |
so I will be removing them today. | 0:27:53 | 0:27:55 | |
At this point, Michael Warren performs a major U-turn | 0:27:55 | 0:27:59 | |
and says he'd like to pay in full. | 0:27:59 | 0:28:02 | |
Not a problem. | 0:28:02 | 0:28:03 | |
We catch everybody by surprise. | 0:28:03 | 0:28:06 | |
I have, yeah. Bye-bye. | 0:28:06 | 0:28:08 | |
Lawrence's top-notch negotiating has got the desired effect. | 0:28:09 | 0:28:13 | |
Okey-dokey, here we go. | 0:28:13 | 0:28:15 | |
Time to bring out the trusty chip-and-pin machine. | 0:28:15 | 0:28:18 | |
There's that one. | 0:28:21 | 0:28:22 | |
There's the receipt. | 0:28:24 | 0:28:25 | |
With the full amount owed to the former employee collected, | 0:28:25 | 0:28:29 | |
it's a superb result for the sheriffs. | 0:28:29 | 0:28:31 | |
-Thanks, gents. -Cheers. -Cheers, guys. | 0:28:31 | 0:28:33 | |
-See you later. -Bye-bye. | 0:28:33 | 0:28:35 | |
Dealing with a sheriff of Lawrence's experience, | 0:28:35 | 0:28:38 | |
not having all your documents in place is asking for trouble. | 0:28:38 | 0:28:42 | |
Unfortunately, for the debtor company, | 0:28:42 | 0:28:45 | |
the assets had never been transferred. | 0:28:45 | 0:28:47 | |
The money had never actually been paid, | 0:28:47 | 0:28:50 | |
so, you know, the transfer just effectively hadn't happened. | 0:28:50 | 0:28:53 | |
The goods still belong to the original debtor company, | 0:28:53 | 0:28:56 | |
so we were able to seize them, | 0:28:56 | 0:28:58 | |
which prompted the director to pay in full, over three cards. | 0:28:58 | 0:29:02 | |
Lawrence and Kev work for this High Court enforcement company | 0:29:10 | 0:29:13 | |
in South London. | 0:29:13 | 0:29:15 | |
Boss David Carter has over ten years' experience | 0:29:16 | 0:29:19 | |
in this line of work. | 0:29:19 | 0:29:20 | |
Sheriffs are High Court enforcement officers | 0:29:20 | 0:29:23 | |
and we enforce County Court judgments in England and Wales | 0:29:23 | 0:29:26 | |
that are over £600 and up to six years old. | 0:29:26 | 0:29:28 | |
We're looking for full payment or removal today. | 0:29:28 | 0:29:31 | |
It's a fairly known fact that | 0:29:31 | 0:29:32 | |
most of the public don't realise that they can use us. | 0:29:32 | 0:29:35 | |
-Hiya. -If you have a judgment that hasn't been paid, | 0:29:36 | 0:29:39 | |
they can be instructed to attend anywhere in England and Wales | 0:29:39 | 0:29:42 | |
to recover the debt you're owed. | 0:29:42 | 0:29:44 | |
Good morning, sir. My name's Mr Grix. I'm an enforcement officer. | 0:29:44 | 0:29:47 | |
A typical day for a sheriff can range from a variety of things. | 0:29:47 | 0:29:50 | |
They will generally start very early... | 0:29:50 | 0:29:52 | |
It's just before 5am now. | 0:29:52 | 0:29:54 | |
..calling on residential premises | 0:29:54 | 0:29:56 | |
to try and catch people in before they go to work. | 0:29:56 | 0:29:58 | |
Mr Ban! Enforcement officers! Can you come downstairs, please? | 0:29:58 | 0:30:02 | |
We're there to recover the money for the creditors. | 0:30:02 | 0:30:06 | |
If we're successful, then it's a happy day for the guys on the road. | 0:30:06 | 0:30:10 | |
That's the cash there paid, so paid in full. | 0:30:10 | 0:30:13 | |
Lovely, thank you. | 0:30:13 | 0:30:14 | |
We've had a variety of incidents with our officers on the road. | 0:30:14 | 0:30:18 | |
-One was run over by a car. -Whoa, whoa, whoa! | 0:30:18 | 0:30:21 | |
-We've had one stabbed. -Don't push, don't push! | 0:30:21 | 0:30:24 | |
They get threatened on many occasions. | 0:30:24 | 0:30:26 | |
-Don't touch me. Get your hands off me. -I'll call the police. | 0:30:26 | 0:30:29 | |
It's dangerous, which is why it's often a two-man job these days. | 0:30:29 | 0:30:32 | |
Obviously, it's a threat to kill. That's why I've called you guys. | 0:30:32 | 0:30:36 | |
To be a good sheriff, | 0:30:36 | 0:30:37 | |
you need a variety of skills and these include negotiation... | 0:30:37 | 0:30:40 | |
Right, have you got anything | 0:30:40 | 0:30:42 | |
to say who you are, like your company's house certificates? | 0:30:42 | 0:30:45 | |
-It's diplomacy... -I'll listen to what you have to tell me, sir. | 0:30:45 | 0:30:48 | |
I will always pay you the courtesy of doing that. | 0:30:48 | 0:30:50 | |
However, it doesn't prevent us enforcing today. | 0:30:50 | 0:30:53 | |
But it's also being authoritative | 0:30:53 | 0:30:55 | |
and making people understand the powers that you have. | 0:30:55 | 0:30:58 | |
You've got the option to pay now and we've got the goods, unfortunately. | 0:30:58 | 0:31:01 | |
As High Court enforcement officers, we recover around £65 million a year | 0:31:01 | 0:31:05 | |
for unpaid creditors and these are people that are owed the money. | 0:31:05 | 0:31:08 | |
They've been through court, they've got their judgment | 0:31:08 | 0:31:11 | |
and still the debtor hasn't paid. | 0:31:11 | 0:31:13 | |
Just clamp it. Clamp it. Clamp it. | 0:31:13 | 0:31:15 | |
It's very easy to demonise us | 0:31:15 | 0:31:17 | |
and not understand that we're also the good guys for a lot of people. | 0:31:17 | 0:31:21 | |
-Right, I hope I won't see you again. -Hopefully not. | 0:31:21 | 0:31:23 | |
Well, not under these circumstances! | 0:31:23 | 0:31:25 | |
Hallelujah, eh? | 0:31:25 | 0:31:27 | |
On the road again, in South London, are sheriffs Lawrence and Kev. | 0:31:36 | 0:31:40 | |
They're on their way to the type of business | 0:31:40 | 0:31:42 | |
you wouldn't expect to have not paid a debt awarded by a court. | 0:31:42 | 0:31:46 | |
We've got a debtor by the name of A-Z Law Solicitors. | 0:31:47 | 0:31:50 | |
The total debt is £50,484.70, | 0:31:50 | 0:31:55 | |
so it's a substantial debt. | 0:31:55 | 0:31:57 | |
It has actually been contested. | 0:31:57 | 0:31:59 | |
They've taken it to the Court of Appeal and lost, | 0:31:59 | 0:32:01 | |
so they are well aware of the debt | 0:32:01 | 0:32:04 | |
and hopefully it'll just be an oversight | 0:32:04 | 0:32:05 | |
and they will have the funds to pay it and we can get it cleared. | 0:32:05 | 0:32:09 | |
As law enforcement officers, | 0:32:14 | 0:32:15 | |
it's rare that sheriffs chase up debts from legal practitioners. | 0:32:15 | 0:32:20 | |
But as they park up and head in, | 0:32:20 | 0:32:21 | |
that's exactly what they're planning on doing today. | 0:32:21 | 0:32:25 | |
Hello there. Is this A-Z Law Solicitors? | 0:32:25 | 0:32:28 | |
-Yes. -Sorry? -Yes. -Yes? | 0:32:28 | 0:32:30 | |
My name's Mr Grix. I'm an enforcement officer. | 0:32:31 | 0:32:34 | |
The employees get the boss, Mr Khan, to come and talk to Lawrence. | 0:32:34 | 0:32:39 | |
Hi there. | 0:32:39 | 0:32:40 | |
I'm an enforcement officer. | 0:32:40 | 0:32:43 | |
I'm here today to execute a writ against A-Z Law Ltd. | 0:32:43 | 0:32:46 | |
As Mr Khan takes Lawrence and Kev into his office, | 0:32:47 | 0:32:50 | |
we're asked to leave the premises. | 0:32:50 | 0:32:53 | |
Lawrence leaves the boss in no doubt as to what he's there for. | 0:32:53 | 0:32:56 | |
We're here today to seize goods to the tune of £50,484.70. | 0:32:57 | 0:33:02 | |
The only way to prevent further action today is to pay in full. | 0:33:04 | 0:33:07 | |
My colleague is taking an inventory at the moment. | 0:33:07 | 0:33:10 | |
Worried about Lawrence's threats to remove goods, | 0:33:12 | 0:33:15 | |
Mr Khan tries to invoke the law on his side. | 0:33:15 | 0:33:18 | |
He says all the equipment in the office | 0:33:18 | 0:33:20 | |
qualifies as tools of the trade, | 0:33:20 | 0:33:22 | |
which would mean the sheriffs wouldn't be able to take them. | 0:33:22 | 0:33:26 | |
Lawrence tests his theory with a few questions. | 0:33:26 | 0:33:29 | |
You're saying this is tools of A-Z Law | 0:33:30 | 0:33:33 | |
and I'm saying to you, "Who is A-Z Law?" | 0:33:33 | 0:33:35 | |
Who are the other people? Who's the person out there? | 0:33:35 | 0:33:38 | |
The man admits they're his employees. | 0:33:38 | 0:33:40 | |
Right, so it's not tools of the trade. | 0:33:40 | 0:33:42 | |
If there's more than one person working for the business, | 0:33:42 | 0:33:45 | |
if there's an employee, there are no tools of the trade. | 0:33:45 | 0:33:48 | |
If it's a limited company, there are no tools of the trade. | 0:33:48 | 0:33:51 | |
Tools of the trade are for one person and one person only, | 0:33:51 | 0:33:54 | |
maybe a plumber or whatever in his van | 0:33:54 | 0:33:57 | |
with his tools that he needs to carry out his business. | 0:33:57 | 0:34:00 | |
Mr Khan then decides | 0:34:00 | 0:34:02 | |
the other people in the office aren't his employees. | 0:34:02 | 0:34:05 | |
Don't try and move the goal posts just because you've tripped up. | 0:34:05 | 0:34:08 | |
You need to sort out some money today | 0:34:11 | 0:34:13 | |
or the goods from here are going. | 0:34:13 | 0:34:15 | |
But Mr Khan refuses to pay anything at all. | 0:34:17 | 0:34:20 | |
Getting increasingly frustrated, Lawrence decides not to hang around. | 0:34:22 | 0:34:26 | |
Right, would you all like to back-up your computers? | 0:34:26 | 0:34:29 | |
Because I'll be removing them very shortly. | 0:34:29 | 0:34:31 | |
Everything in here is liable to go. | 0:34:31 | 0:34:33 | |
One of the employees tells Lawrence | 0:34:33 | 0:34:35 | |
they're planning on a further appeal in the case, | 0:34:35 | 0:34:37 | |
this time to the Supreme Court. | 0:34:37 | 0:34:40 | |
But that doesn't succeed in impressing Lawrence. | 0:34:40 | 0:34:43 | |
But all that's irrelevant if there's a live writ, which there is. | 0:34:43 | 0:34:47 | |
I'm willing to negotiate | 0:34:47 | 0:34:49 | |
over what you've got available in funds today. | 0:34:49 | 0:34:53 | |
As the debate continues, | 0:34:54 | 0:34:56 | |
the boss still refuses to pay anything at all. | 0:34:56 | 0:34:59 | |
OK, then then the goods will be removed. | 0:34:59 | 0:35:01 | |
I've had enough. | 0:35:01 | 0:35:03 | |
I'm about to call a truck. | 0:35:03 | 0:35:05 | |
If you can tell Cathy I need a seven-and-a-half tonne truck | 0:35:05 | 0:35:08 | |
as soon as she can get one here, please. If she can give me a ring. | 0:35:08 | 0:35:11 | |
Are all your computers backed up, sir? | 0:35:11 | 0:35:13 | |
It's up to you to back it up. I'll be unplugging them. | 0:35:13 | 0:35:15 | |
Everybody, you need to back-up your computers. | 0:35:15 | 0:35:18 | |
This is your only warning. | 0:35:18 | 0:35:19 | |
We will be coming round and unplugging them very shortly. | 0:35:19 | 0:35:23 | |
Despite the threat of the tow truck, | 0:35:23 | 0:35:25 | |
the boss continues to insist he's a sole trader | 0:35:25 | 0:35:28 | |
so Lawrence can't take his assets. | 0:35:28 | 0:35:31 | |
You are not a sole trader. Just please go to the bank. | 0:35:31 | 0:35:34 | |
Faced with losing his desks, filing cabinets and computers, | 0:35:36 | 0:35:40 | |
Mr Khan realises he's got to pay something. | 0:35:40 | 0:35:42 | |
He heads out to see about raising some funds. | 0:35:42 | 0:35:45 | |
Kev, meanwhile, keeps the pressure up. | 0:35:45 | 0:35:49 | |
I'm going to start with these computers next door. | 0:35:49 | 0:35:51 | |
This one's all backed up, I presume, is it? | 0:35:51 | 0:35:54 | |
Nearly an hour later, Mr Khan comes back | 0:35:57 | 0:36:00 | |
and says he can afford to pay £7,000 by bank transfer. | 0:36:00 | 0:36:05 | |
As it's more than the goods in the office are worth, Lawrence agrees. | 0:36:05 | 0:36:09 | |
Hello, Suze. Put the truck on hold for a minute. | 0:36:09 | 0:36:13 | |
-Bye. -Lawrence checks the transfer has gone through. | 0:36:13 | 0:36:16 | |
Is that the bank on the phone? | 0:36:16 | 0:36:18 | |
-Yeah. -Hello there. | 0:36:18 | 0:36:19 | |
Right, and can you just give me details of the beneficiary account, just to verify? | 0:36:19 | 0:36:24 | |
That's right, yeah, and how much? | 0:36:24 | 0:36:26 | |
Yeah, thank you. Bye-bye. | 0:36:27 | 0:36:29 | |
And with that, the money's in the sheriffs' bank account. | 0:36:31 | 0:36:34 | |
Time to go, | 0:36:34 | 0:36:36 | |
but not before Mr Khan gets in one final gesture of defiance. | 0:36:36 | 0:36:40 | |
Just got some paperwork for you to sign, Mr Khan. | 0:36:40 | 0:36:43 | |
Are you going to sign it? | 0:36:43 | 0:36:45 | |
OK, I'm not waiting around any longer | 0:36:45 | 0:36:47 | |
because we've already been lenient on the waiting time charged already. | 0:36:47 | 0:36:51 | |
I'll bid you good day. Thank you. Goodbye. | 0:36:51 | 0:36:53 | |
War of attrition. | 0:36:56 | 0:36:57 | |
£7,000 has been transferred but the man was an argumentative nightmare, | 0:36:57 | 0:37:03 | |
just wouldn't listen to what we were saying | 0:37:03 | 0:37:05 | |
and was coming up with effectively worthless arguments. | 0:37:05 | 0:37:09 | |
Every time we sort of took a step forward, we took ten steps back. | 0:37:09 | 0:37:14 | |
There's £7,000 paid | 0:37:15 | 0:37:17 | |
but some £43,000 still outstanding. | 0:37:17 | 0:37:21 | |
Mr Khan has the sheriffs off his back for now | 0:37:21 | 0:37:23 | |
but if the debt remains unpaid, | 0:37:23 | 0:37:26 | |
you can be sure they'll be back. | 0:37:26 | 0:37:28 | |
The sheriffs often find themselves | 0:37:37 | 0:37:39 | |
in the middle of disputes between businesses | 0:37:39 | 0:37:41 | |
that are far from straightforward. | 0:37:41 | 0:37:44 | |
This afternoon, Lawrence and Kev are en route to one such case, | 0:37:44 | 0:37:47 | |
with a High Court writ to enforce against a London greengrocer's. | 0:37:47 | 0:37:52 | |
We're going to Palmer's Green. | 0:37:52 | 0:37:54 | |
It's a company called Ornec Ltd, | 0:37:54 | 0:37:57 | |
trading as 1001 Supermarket. | 0:37:57 | 0:38:01 | |
The claimant is their accountants, | 0:38:01 | 0:38:03 | |
so obviously not paid their accountants' bill. | 0:38:03 | 0:38:06 | |
The total we've got due is £2,459.34. | 0:38:06 | 0:38:11 | |
Given the limited shelf life of most grocery items, | 0:38:16 | 0:38:19 | |
Lawrence has a clear idea of what goods they'll be looking to seize today. | 0:38:19 | 0:38:23 | |
I'd imagine the main assets will be wet stock and possibly cigarettes. | 0:38:23 | 0:38:28 | |
In a city full of convenience stores, | 0:38:28 | 0:38:30 | |
finding the right shop could prove tricky. | 0:38:30 | 0:38:33 | |
What number do we want? | 0:38:33 | 0:38:35 | |
342-344. | 0:38:35 | 0:38:37 | |
262, so we're on the right. | 0:38:37 | 0:38:39 | |
Supermarket 1001, that's it. | 0:38:39 | 0:38:41 | |
That's it. And there's a space. | 0:38:41 | 0:38:44 | |
Time to park up and introduce themselves to the boss. | 0:38:44 | 0:38:47 | |
Hello there, sir. Are you the boss? | 0:38:49 | 0:38:51 | |
My name's Mr Grix. I'm an enforcement officer. | 0:38:51 | 0:38:54 | |
And I've come here today to execute a High Court writ against Ornec Ltd, | 0:38:54 | 0:38:58 | |
trading as 1001 Supermarket. | 0:38:58 | 0:39:01 | |
I'm here today to seize goods to the value of £2,459.34. | 0:39:01 | 0:39:06 | |
-The only way to prevent further action is to pay in full. -How much? | 0:39:06 | 0:39:10 | |
£2,459.34. | 0:39:10 | 0:39:13 | |
Is what for? | 0:39:13 | 0:39:14 | |
Well, it's for your unpaid accountants' bill, I would imagine, | 0:39:14 | 0:39:18 | |
being as the claimant is your accountants, | 0:39:18 | 0:39:21 | |
so have you not paid your accountants? | 0:39:21 | 0:39:23 | |
Yeah, of course I paid them. | 0:39:23 | 0:39:24 | |
Well, they've got judgment against you for £1,567.19 | 0:39:24 | 0:39:29 | |
which they've transferred up to the High Court for enforcement purposes | 0:39:29 | 0:39:32 | |
and with all the additional costs, it's now at £2,459.34. | 0:39:32 | 0:39:36 | |
Could I speak to my accountant? | 0:39:36 | 0:39:38 | |
-Sorry? -Can I call them? -Yeah, sure. | 0:39:38 | 0:39:41 | |
Start with the wet stock, mate. | 0:39:41 | 0:39:43 | |
They've got wet stock behind the counter over there. | 0:39:43 | 0:39:45 | |
As the seemingly confused man | 0:39:45 | 0:39:47 | |
goes to call the new accountant he now uses, | 0:39:47 | 0:39:50 | |
Kev gets on with listing the shop's prime assets. | 0:39:50 | 0:39:53 | |
They've got fags as well, Kev. | 0:39:55 | 0:39:57 | |
We're asked to leave, but continue filming from the street. | 0:39:57 | 0:40:01 | |
Having got through to his current accountant, | 0:40:01 | 0:40:03 | |
the man passes the phone to Lawrence to speak to him. | 0:40:03 | 0:40:06 | |
Hello? And can I just ask you who you are? | 0:40:06 | 0:40:09 | |
So you're another firm of accountants. | 0:40:09 | 0:40:11 | |
Yes, I'm here to execute a High Court writ. | 0:40:11 | 0:40:14 | |
The total amount outstanding is £2,459.34. | 0:40:14 | 0:40:18 | |
We're here today to seize goods to that value. | 0:40:18 | 0:40:21 | |
My colleague is at the moment taking an inventory of the contents of the shop. | 0:40:21 | 0:40:25 | |
The only way to prevent further action today is to pay in full. | 0:40:25 | 0:40:29 | |
The store boss tells Lawrence | 0:40:31 | 0:40:32 | |
he knows nothing about the judgment against him | 0:40:32 | 0:40:35 | |
and hasn't received any letters about it. | 0:40:35 | 0:40:38 | |
Well, I don't know, but everybody tells us that. | 0:40:38 | 0:40:40 | |
Nobody says, "I got all the letters and I couldn't be bothered to deal with it." | 0:40:40 | 0:40:44 | |
Everybody says they haven't had the paperwork. | 0:40:44 | 0:40:46 | |
If the court sent out a letter, it's deemed to have been delivered | 0:40:46 | 0:40:50 | |
unless it's returned to sender. | 0:40:50 | 0:40:52 | |
It's looking like this shop's window could soon be emptied. | 0:40:52 | 0:40:56 | |
Then the shop's new accountant calls back with an offer for Lawrence. | 0:40:56 | 0:41:00 | |
We don't take cheques, sir. | 0:41:00 | 0:41:02 | |
It's got to be cleared funds. | 0:41:02 | 0:41:05 | |
They can be bankers' drafts, a direct bank transfer | 0:41:05 | 0:41:08 | |
or it can be paid in cash or on a debit card or credit card | 0:41:08 | 0:41:11 | |
with a chip or pin machine, which we've got. | 0:41:11 | 0:41:14 | |
It's crunch time for the boss - | 0:41:14 | 0:41:16 | |
pay up or the sheriffs will be forced to remove goods. | 0:41:16 | 0:41:19 | |
Lawrence turns the pressure up. | 0:41:20 | 0:41:22 | |
It needs to be full payment as well | 0:41:22 | 0:41:25 | |
because we're not actually ordered here today to collect the money. | 0:41:25 | 0:41:28 | |
We're ordered here to seize and remove goods to be sold at auction | 0:41:28 | 0:41:32 | |
because the money should have been paid before, and it hasn't been. | 0:41:32 | 0:41:36 | |
This tough stance has the desired effect. | 0:41:36 | 0:41:39 | |
The boss finally agrees to pay, | 0:41:39 | 0:41:41 | |
in full, in cash. | 0:41:41 | 0:41:43 | |
Sign there and print there for me. | 0:41:43 | 0:41:45 | |
I'll have my pen back. Cheers! | 0:41:46 | 0:41:48 | |
HE LAUGHS | 0:41:48 | 0:41:49 | |
There you go. Bye-bye. | 0:41:49 | 0:41:51 | |
It's another payment in the bag for Lawrence and Kev | 0:41:53 | 0:41:56 | |
with a minimum of fuss. | 0:41:56 | 0:41:59 | |
There's just one problem. | 0:41:59 | 0:42:01 | |
-How did we get a parking ticket? -Oh! I put an hour on it. | 0:42:01 | 0:42:04 | |
We've been an extra half-hour. Grab that off, then. | 0:42:04 | 0:42:08 | |
Despite this unexpected expense, | 0:42:08 | 0:42:10 | |
it's still been a good afternoon's work for the sheriffs. | 0:42:10 | 0:42:13 | |
We got paid in full but copped a parking ticket for our trouble. | 0:42:13 | 0:42:17 | |
Lawrence explains | 0:42:18 | 0:42:19 | |
this may not be the last they hear from 1001 Supermarket. | 0:42:19 | 0:42:23 | |
What he was saying was, it was two firms of accountants | 0:42:23 | 0:42:26 | |
and they merged together and then they split or something | 0:42:26 | 0:42:29 | |
and he'd ended up paying both firms. | 0:42:29 | 0:42:31 | |
He said he's going to get it back off them, | 0:42:31 | 0:42:33 | |
take his own legal action against them because he's paid twice | 0:42:33 | 0:42:37 | |
and I told him where to come to get the judgment enforced | 0:42:37 | 0:42:39 | |
if they don't pay him. We could end up | 0:42:39 | 0:42:41 | |
getting this same bit of money going backwards and forwards a few times. | 0:42:41 | 0:42:45 | |
It's a positive result for the sheriffs | 0:42:45 | 0:42:47 | |
from a potentially tricky job. | 0:42:47 | 0:42:49 | |
A "paid in full" means the people they've come to collect for | 0:42:49 | 0:42:53 | |
will finally get the money a court says they're owed. | 0:42:53 | 0:42:56 |