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-Meet the sheriffs... -Let's introduce ourselves. | 0:00:02 | 0:00:04 | |
Got a High Court writ to attend here today. | 0:00:04 | 0:00:05 | |
If it's not payable, I'll be removing the stock. | 0:00:05 | 0:00:07 | |
Their job is to get you your money back. | 0:00:07 | 0:00:09 | |
-It's about to get physical. -It's an arrestable offence | 0:00:09 | 0:00:12 | |
to stop me doing my job. | 0:00:12 | 0:00:13 | |
If you've been ripped off and don't know where to turn... | 0:00:13 | 0:00:16 | |
-We need to deal with it now. -We're going to remove vehicles | 0:00:16 | 0:00:18 | |
-to that value. -If you're acting on his authority, pay it. | 0:00:18 | 0:00:21 | |
If you've been to court and still not been paid what you're owed... | 0:00:21 | 0:00:24 | |
Are you going to open this building, sir? Or am I going to force entry into it? | 0:00:24 | 0:00:28 | |
-You need to pay this. -..it's time to call the sheriffs. | 0:00:28 | 0:00:31 | |
-Don't put your hands on me. -I'm going to call the locksmith, | 0:00:31 | 0:00:33 | |
effect entry into the premises and remove all the items. | 0:00:33 | 0:00:36 | |
-Whoa, whoa, whoa, whoa. -They're enforcement agents of the High Court | 0:00:36 | 0:00:39 | |
and the law says - "They're on your side." | 0:00:39 | 0:00:43 | |
Just collected 42 grand. | 0:00:43 | 0:00:44 | |
Coming up... | 0:00:48 | 0:00:50 | |
This man thought his new car would be | 0:00:50 | 0:00:52 | |
a reliable family runabout - but it let him down. | 0:00:52 | 0:00:55 | |
When you're driving a car, you know, you want it to work. | 0:00:55 | 0:00:59 | |
Sheriff Chris Pearson has the job of getting him his money back. | 0:00:59 | 0:01:03 | |
-BLEEP -I'm not going nowhere... You do what you need to do, son. | 0:01:03 | 0:01:06 | |
Simple as that, we're not going nowhere. | 0:01:06 | 0:01:08 | |
I'll give him till 5.45. If he hasn't got the money sorted by then, | 0:01:08 | 0:01:11 | |
I'll clamp a car and get a truck. | 0:01:11 | 0:01:13 | |
Sheriffs in London clear out a squat for a second time. | 0:01:13 | 0:01:17 | |
Wakey-wakey. | 0:01:17 | 0:01:19 | |
But one man isn't leaving without a fight - | 0:01:19 | 0:01:21 | |
and it's some of the worst abuse the sheriffs have ever encountered. | 0:01:21 | 0:01:25 | |
SIREN WAILS | 0:01:25 | 0:01:27 | |
And Sheriff Craig Wilde needs to be quick, | 0:01:27 | 0:01:30 | |
if he wants to take control of a valuable BMW. | 0:01:30 | 0:01:34 | |
We've got a vehicle that needs recovering. | 0:01:34 | 0:01:36 | |
Worst-case scenario is he suddenly turns up and it all kicks off. | 0:01:36 | 0:01:40 | |
Sheriffs Lawrence Grix and Kev McNally have an early start | 0:01:51 | 0:01:55 | |
in Lewisham today - and it's a bit of a Groundhog Day moment. | 0:01:55 | 0:01:59 | |
They're removing squatters from a pub they've visited before. | 0:01:59 | 0:02:03 | |
We're back in Lewisham. | 0:02:03 | 0:02:05 | |
It's just about six o'clock. | 0:02:05 | 0:02:07 | |
We've got a writ of possession for the former Market Tavern pub. | 0:02:07 | 0:02:13 | |
We've done it once already... | 0:02:13 | 0:02:16 | |
I doubt it will be the same people again. | 0:02:16 | 0:02:18 | |
But you can never tell. | 0:02:18 | 0:02:19 | |
After their last visit, the sheriffs will be hoping that at least | 0:02:21 | 0:02:24 | |
one of the previous squatters is not back in the building. | 0:02:24 | 0:02:27 | |
Last time round, this man reacted badly to proceedings... | 0:02:29 | 0:02:33 | |
-Keys! -What are you doing? -My keys. -Get out of my face. -My keys! -Get out of my face. -No, no! | 0:02:33 | 0:02:37 | |
-Get out my face. -No. -Right, you're going. | 0:02:37 | 0:02:39 | |
-UPROAR -What you doing, man? What you doing? | 0:02:39 | 0:02:42 | |
UPROAR | 0:02:42 | 0:02:44 | |
In the end, he had to be carried out of the building. | 0:02:44 | 0:02:47 | |
Afterwards, the pub was made secure, but someone has found a way back in. | 0:02:49 | 0:02:54 | |
Kev's not surprised. | 0:02:54 | 0:02:56 | |
This does happen - not that frequently, but it does happen | 0:02:56 | 0:02:59 | |
if properties are left empty. Squatters find them again | 0:02:59 | 0:03:02 | |
and they're in again. | 0:03:02 | 0:03:04 | |
The security boarding and doors and shuttering we've had put on before | 0:03:04 | 0:03:07 | |
seems to be still in place, | 0:03:07 | 0:03:09 | |
so we're going to go round the front entrance, | 0:03:09 | 0:03:11 | |
which is where we think they're using. | 0:03:11 | 0:03:12 | |
Enforcement agent Mark was one of the team | 0:03:12 | 0:03:15 | |
who reclaimed the pub last time. | 0:03:15 | 0:03:17 | |
He has some instructions for his colleagues. | 0:03:17 | 0:03:20 | |
The door on the left seems...pretty loose. | 0:03:21 | 0:03:24 | |
But if not, we're going to struggle to get in there, | 0:03:24 | 0:03:27 | |
we're just going to smash the window, | 0:03:27 | 0:03:29 | |
somebody get in, and open it up that way. As long as they can't | 0:03:29 | 0:03:32 | |
get out onto the roof, that's the main issue. | 0:03:32 | 0:03:34 | |
-Everybody good? -ALL: Yeah. | 0:03:34 | 0:03:36 | |
It's time to call time on the squatters. | 0:03:38 | 0:03:41 | |
The crowbars make short work of the door. | 0:03:46 | 0:03:49 | |
Enforcement officers! | 0:03:51 | 0:03:53 | |
The plan now is to wake everyone up... | 0:03:53 | 0:03:55 | |
Wakey-wakey! | 0:03:57 | 0:03:58 | |
..if they can actually find anyone. | 0:03:58 | 0:04:00 | |
So, they've not gone long... | 0:04:04 | 0:04:07 | |
Halogen heater is still running | 0:04:07 | 0:04:09 | |
but the place appears to be empty. | 0:04:09 | 0:04:11 | |
Lawrence checks in with the other agents. | 0:04:11 | 0:04:13 | |
No, we ain't got anybody. You? | 0:04:14 | 0:04:16 | |
The enforcement agents confirm that elsewhere in the building, | 0:04:17 | 0:04:21 | |
a group of squatters have been found and are packing up. | 0:04:21 | 0:04:24 | |
But Lawrence is following his nose. | 0:04:24 | 0:04:27 | |
Quite a strong smell of skunk, isn't there? | 0:04:27 | 0:04:29 | |
Phwoar, the bed's still here. | 0:04:30 | 0:04:32 | |
Has that camera got smellyvision on it, has it? | 0:04:32 | 0:04:35 | |
The sheriffs remember this room from before. | 0:04:36 | 0:04:38 | |
Double bed made on top of a couple of toilets. | 0:04:40 | 0:04:42 | |
Whoo! | 0:04:44 | 0:04:45 | |
Disgusting. | 0:04:46 | 0:04:47 | |
They were sleeping on that last time. | 0:04:47 | 0:04:49 | |
They've broken that one off the wall, and it honks. | 0:04:49 | 0:04:52 | |
MAN RETCHES It's much, much worse than it was last time. Much worse. | 0:04:52 | 0:04:56 | |
The interior of the building has taken a beating. | 0:04:57 | 0:05:01 | |
Squelchy, squelchy. | 0:05:01 | 0:05:02 | |
Some of the damage and rubbish remains from the first set of squatters. | 0:05:10 | 0:05:13 | |
Now, the best thing for this former pub is to gut it. | 0:05:13 | 0:05:17 | |
Elsewhere, the squatters seem to be complying with instructions | 0:05:18 | 0:05:22 | |
to pack up and leave. | 0:05:22 | 0:05:24 | |
About six left in here at the moment, so just... | 0:05:24 | 0:05:26 | |
They're all getting their stuff together. | 0:05:26 | 0:05:28 | |
No dramas at the moment. Let them get their stuff together, get them out. | 0:05:28 | 0:05:32 | |
Although they have a writ of possession for the building, | 0:05:32 | 0:05:35 | |
the sheriffs allow the squatters time to gather belongings | 0:05:35 | 0:05:38 | |
like heaters and bedding. | 0:05:38 | 0:05:40 | |
A little bit of time to get their stuff together | 0:05:40 | 0:05:43 | |
and they're starting to take it out now. | 0:05:43 | 0:05:45 | |
We generally allow them a bit of time, | 0:05:45 | 0:05:46 | |
cos then there's no need for them to break back in. | 0:05:46 | 0:05:49 | |
They'll even help them carry things - | 0:05:56 | 0:05:58 | |
to speed up the process. | 0:05:58 | 0:06:00 | |
This time, it seems the job will get done without a confrontation... | 0:06:02 | 0:06:07 | |
until this man decides to hit the camera. | 0:06:07 | 0:06:10 | |
Who d'you think you are, man? | 0:06:11 | 0:06:13 | |
And once wasn't enough... | 0:06:13 | 0:06:15 | |
On his way out, he decides to do it again. | 0:06:15 | 0:06:17 | |
Oi! Behave yourself. This one doesn't come back in again. | 0:06:20 | 0:06:24 | |
Lawrence doesn't want him back inside. | 0:06:25 | 0:06:28 | |
But he's about to become a dangerous problem for the team outside. | 0:06:28 | 0:06:32 | |
He's confronting the agents and is ready to fight. | 0:06:32 | 0:06:36 | |
He's using abusive language. | 0:06:37 | 0:06:39 | |
Calm down. | 0:06:39 | 0:06:41 | |
-All three of you. -BLEEP | 0:06:41 | 0:06:44 | |
The man is offering to fight the enforcement agent. | 0:06:44 | 0:06:47 | |
BLEEP | 0:06:50 | 0:06:52 | |
And he's about to be racially abusive. | 0:06:52 | 0:06:54 | |
BLEEP | 0:06:58 | 0:07:00 | |
-Go back to where you belong, you -BLEEP | 0:07:00 | 0:07:02 | |
He's even threatening the cameraman. | 0:07:02 | 0:07:05 | |
BLEEP | 0:07:05 | 0:07:07 | |
Enforcement agents are used to confrontation, | 0:07:07 | 0:07:10 | |
but the racist language has surprised even them. | 0:07:10 | 0:07:14 | |
But the man isn't finished yet. | 0:07:14 | 0:07:16 | |
-I might be a racist but at least I've got morals, you -BLEEP | 0:07:16 | 0:07:20 | |
-BLEEP -..scum. | 0:07:20 | 0:07:22 | |
Lawrence has seen enough, and is calling the police. | 0:07:24 | 0:07:28 | |
We've got one who's kicking off, he's... | 0:07:28 | 0:07:30 | |
The postcode is... | 0:07:32 | 0:07:33 | |
Sierra, echo, one, three. | 0:07:33 | 0:07:36 | |
Six, alpha, alpha. | 0:07:36 | 0:07:37 | |
Before the police can arrive, the man is being held. | 0:07:37 | 0:07:41 | |
Thankfully, the agents are trained in safe restraining techniques. | 0:07:41 | 0:07:45 | |
This guy's got abusive, | 0:07:45 | 0:07:47 | |
he's racially abusing one of our officers here. | 0:07:47 | 0:07:49 | |
Abusing everyone, so we're not having that. | 0:07:49 | 0:07:51 | |
Police are called and will be on their way. | 0:07:51 | 0:07:53 | |
Just hold him till the police get here. | 0:07:53 | 0:07:56 | |
I'm sure they'll be interested to see how he behaves - | 0:07:56 | 0:07:58 | |
can't do that. | 0:07:58 | 0:07:59 | |
It's outrageous. | 0:07:59 | 0:08:01 | |
I didn't see that. | 0:08:01 | 0:08:03 | |
The police arrive quickly. | 0:08:03 | 0:08:05 | |
This wasn't how the sheriffs thought | 0:08:05 | 0:08:07 | |
this writ of possession would turn out. | 0:08:07 | 0:08:10 | |
SIREN WAILS | 0:08:10 | 0:08:11 | |
Now he's been restrained, | 0:08:13 | 0:08:15 | |
the man has finally stopped the tirade of abuse. | 0:08:15 | 0:08:19 | |
If he lets go... | 0:08:19 | 0:08:20 | |
-I'm not going to do nothing, no. -All right, OK. | 0:08:20 | 0:08:23 | |
Going to let him go, lads? | 0:08:23 | 0:08:25 | |
Come and have a chat with me over here. | 0:08:25 | 0:08:28 | |
Now the man has attracted police attention, | 0:08:28 | 0:08:31 | |
and that's going to prove a big mistake. | 0:08:31 | 0:08:33 | |
The enforcement agent he racially abused doesn't want to press charges, | 0:08:33 | 0:08:38 | |
but the police are checking the man's records. | 0:08:38 | 0:08:41 | |
Yeah, he has a whole array of...abuse. | 0:08:41 | 0:08:44 | |
Wants locking up. | 0:08:45 | 0:08:47 | |
-Eh? -He wants locking up. | 0:08:47 | 0:08:49 | |
Yeah, scumbag. | 0:08:49 | 0:08:50 | |
Lawrence might get his wish - | 0:08:50 | 0:08:52 | |
a police search has discovered this man is | 0:08:52 | 0:08:54 | |
wanted for non-payment of fines. | 0:08:54 | 0:08:57 | |
Right, so, because of that, | 0:08:57 | 0:08:59 | |
you are going to get arrested, all right? | 0:08:59 | 0:09:02 | |
SHE READS HIM HIS RIGHTS | 0:09:02 | 0:09:03 | |
..may be given in evidence. Do you understand that, yeah? | 0:09:05 | 0:09:08 | |
Quick search for anything that is going to hurt you or me. | 0:09:08 | 0:09:10 | |
With him out of the way, | 0:09:18 | 0:09:20 | |
the sheriffs can complete their writ of possession. | 0:09:20 | 0:09:23 | |
For the time being, he will be staying in police custody. | 0:09:23 | 0:09:26 | |
The sheriffs have had confrontations here twice, | 0:09:34 | 0:09:37 | |
so Kev is hoping the building will be kept secure | 0:09:37 | 0:09:40 | |
and they won't be called back again. | 0:09:40 | 0:09:42 | |
Everyone's out now. | 0:09:42 | 0:09:44 | |
The property is empty, | 0:09:44 | 0:09:45 | |
they are going to put security on here for the next few days. | 0:09:45 | 0:09:48 | |
And I think they're going to put | 0:09:48 | 0:09:49 | |
someone in here, living in here permanently, | 0:09:49 | 0:09:51 | |
just to keep it vacated. | 0:09:51 | 0:09:53 | |
It's been a trying morning for the sheriffs, but the whole team | 0:09:53 | 0:09:57 | |
are happy to be on their way for a well-earned breakfast. | 0:09:57 | 0:10:00 | |
Today, Sheriff Chris Pearson is on the road | 0:10:11 | 0:10:14 | |
and chasing a debt in West Yorkshire. | 0:10:14 | 0:10:16 | |
Off to a residential address just outside of Bradford. | 0:10:17 | 0:10:20 | |
Looking for a Shiraz Miah, trading as KM, | 0:10:20 | 0:10:23 | |
which, I believe, is... | 0:10:23 | 0:10:24 | |
..some sort of car business. | 0:10:25 | 0:10:27 | |
He owes money - £1,856.02p to a Sheraz Afzal. | 0:10:27 | 0:10:32 | |
Chris's claimant is hoping the sheriffs will have more luck | 0:10:34 | 0:10:37 | |
than he had. | 0:10:37 | 0:10:38 | |
Sheraz Afzal lives in Nottingham with his wife and two children. | 0:10:42 | 0:10:46 | |
Several years ago, he and his wife saw an Audi A4 car | 0:10:46 | 0:10:49 | |
advertised on the internet, and thought it was just what | 0:10:49 | 0:10:52 | |
they wanted - so they bought it. | 0:10:52 | 0:10:55 | |
When I first saw the car, it was up for just under £7,500, so... | 0:10:55 | 0:11:00 | |
it was in pretty good nick. | 0:11:00 | 0:11:01 | |
We chose an Audi because we'd had one before. It had served us well. | 0:11:01 | 0:11:07 | |
Sheraz bought the car from a dealer called Mr Miah, | 0:11:07 | 0:11:10 | |
who was based in Keighley, Yorkshire. | 0:11:10 | 0:11:13 | |
Well, he was a lovely chap, he told me all about himself, | 0:11:15 | 0:11:18 | |
you know, seemed really personable, | 0:11:18 | 0:11:20 | |
made me tea and brought me biscuits. | 0:11:20 | 0:11:22 | |
Shortly after buying the car, | 0:11:22 | 0:11:24 | |
Sheraz noticed the oil light was frequently coming on. | 0:11:24 | 0:11:27 | |
He put new oil in, but after a short while the light would come on again. | 0:11:27 | 0:11:31 | |
A month later, Sheraz was at work | 0:11:32 | 0:11:35 | |
when his pregnant wife, Sally, rang to say the car had broken down. | 0:11:35 | 0:11:39 | |
He wasn't at his desk to take the call. | 0:11:39 | 0:11:41 | |
I had about 15-20 missed calls from my wife, | 0:11:42 | 0:11:45 | |
that clearly sent a...you know, a fair amount of panic through, | 0:11:45 | 0:11:49 | |
you know, and then I tried to listen to the answerphones | 0:11:49 | 0:11:53 | |
and the text messages, trying to work out what's happened. | 0:11:53 | 0:11:57 | |
The car had broken down, | 0:11:57 | 0:11:59 | |
so she'd ended up abandoning the car in town, | 0:11:59 | 0:12:01 | |
and getting a taxi back with the kid. | 0:12:01 | 0:12:03 | |
So it was all... | 0:12:03 | 0:12:05 | |
Yeah, a pretty stressful evening, actually. | 0:12:05 | 0:12:08 | |
Sheraz arranged a roadside repair. | 0:12:08 | 0:12:10 | |
The recovery men told him that whatever caused the breakdown | 0:12:10 | 0:12:13 | |
was probably connected to the car's oil problem. | 0:12:13 | 0:12:16 | |
When you're driving a car, you want it to work, | 0:12:16 | 0:12:19 | |
you don't want to be sat there going, | 0:12:19 | 0:12:21 | |
"Is it going to conk out? Is it going to conk out?" | 0:12:21 | 0:12:24 | |
My wife said, "We've got to do something about this. | 0:12:24 | 0:12:27 | |
"I can't have this car." | 0:12:27 | 0:12:29 | |
Sheraz worried about the risk of more breakdowns with his family | 0:12:29 | 0:12:33 | |
in the car, so he part-exchanged the Audi at another dealer. | 0:12:33 | 0:12:37 | |
He made a £1,000 loss on the deal. | 0:12:37 | 0:12:39 | |
So I then decided, | 0:12:41 | 0:12:43 | |
"Well, hey, that's not fair," you know. | 0:12:43 | 0:12:47 | |
Sheraz went to court to recover the money he'd lost by reselling the car. | 0:12:47 | 0:12:52 | |
He was awarded the judgment after his first hearing, | 0:12:52 | 0:12:55 | |
but then the dealer, Mr Miah, appealed. | 0:12:55 | 0:12:58 | |
It meant a nerve-racking second day in court for Sheraz. | 0:12:58 | 0:13:02 | |
We were there for about an hour, um, | 0:13:03 | 0:13:05 | |
we gave two quite different versions of events | 0:13:05 | 0:13:08 | |
over the course of that hour, um... | 0:13:08 | 0:13:10 | |
The judge preferred my version, but I remember, | 0:13:12 | 0:13:15 | |
actually, my heart kind of pounding as the judge was about to deliver | 0:13:15 | 0:13:18 | |
his judgment, which was, um, yeah, a strange kind of adrenaline high. | 0:13:18 | 0:13:22 | |
The judge ruled in Sheraz's favour, and car dealer Mr Miah | 0:13:24 | 0:13:28 | |
started paying off the debt at £50 a month. | 0:13:28 | 0:13:32 | |
But he only made a few payments and then stopped. | 0:13:34 | 0:13:38 | |
So Sheraz decided to take decisive action to get paid. | 0:13:38 | 0:13:42 | |
This has been going on, now, for almost two years, | 0:13:43 | 0:13:46 | |
I've had three cheques off him, you know, a random payment off him last week... | 0:13:46 | 0:13:51 | |
So, I guess I just want this to... | 0:13:51 | 0:13:54 | |
be finished. | 0:13:54 | 0:13:56 | |
I'm...I'm bored and I want to get on with the rest of my life. | 0:13:56 | 0:13:59 | |
The most recent cheque was for £500, | 0:13:59 | 0:14:02 | |
but Sheraz feels he just doesn't know if more cheques will be sent. | 0:14:02 | 0:14:06 | |
He wants the sheriffs to recover all the money - | 0:14:06 | 0:14:08 | |
as, including costs, there's now a lot owing. | 0:14:08 | 0:14:11 | |
Over in West Yorkshire, | 0:14:22 | 0:14:23 | |
Chris Pearson is about to make contact with the debtor - | 0:14:23 | 0:14:27 | |
and there's a large collection of vehicles on his drive. | 0:14:27 | 0:14:31 | |
Take your pick out of this lot, basically. | 0:14:31 | 0:14:34 | |
The debtor's not home...but he's on the other end of the phone. | 0:14:35 | 0:14:39 | |
Hello? Hi, Mr Miah? | 0:14:39 | 0:14:42 | |
The dealer is telling Chris that he's already | 0:14:42 | 0:14:44 | |
entered into an agreement to pay monthly. | 0:14:44 | 0:14:47 | |
But Chris is confident that claimant Sheraz has not accepted it, | 0:14:47 | 0:14:51 | |
and a High Court writ for payment has been issued. | 0:14:51 | 0:14:53 | |
He'll be here within ten minutes. | 0:14:55 | 0:14:57 | |
Excellent. Cheers. | 0:14:57 | 0:14:59 | |
Whilst Chris waits, | 0:15:04 | 0:15:05 | |
he takes a look at the potential assets parked on the drive. | 0:15:05 | 0:15:09 | |
There's two Audis there. | 0:15:09 | 0:15:11 | |
The debt's not that large, to be honest, | 0:15:11 | 0:15:13 | |
so that would probably cover it - the 08 Audi. | 0:15:13 | 0:15:15 | |
Now the debtor himself is here. | 0:15:15 | 0:15:18 | |
-How are you, mate? -Good, how are you? -Yeah, not so bad, mate. Not so bad. | 0:15:18 | 0:15:21 | |
Have you got any confirmation of the fact that there's an arrangement been set up? | 0:15:21 | 0:15:25 | |
I haven't got my confirmation, but I've sent him the cheque already, in the post. | 0:15:25 | 0:15:29 | |
At this point, our camera is asked to move off the driveway. | 0:15:29 | 0:15:33 | |
But having a sheriff on his doorstep has convinced Mr Miah | 0:15:33 | 0:15:36 | |
that he'll have to try and raise the money today. | 0:15:36 | 0:15:39 | |
It's now dark outside, and Chris is settling in for a wait to get paid. | 0:15:40 | 0:15:46 | |
He's ringing around trying to get the funds together, | 0:15:46 | 0:15:48 | |
he says he's going to struggle... | 0:15:48 | 0:15:50 | |
to organise it, but in the same breath he's telling me | 0:15:50 | 0:15:52 | |
he's got all the cars on the drive, which are worth a fortune. | 0:15:52 | 0:15:56 | |
And he lives in a £1 million house, | 0:15:56 | 0:15:58 | |
and they own all this land round here. So if that's the case, | 0:15:58 | 0:16:01 | |
I'm sure he will be able to lay his hands on £1,800. | 0:16:01 | 0:16:04 | |
Time for a little gallows humour. | 0:16:04 | 0:16:07 | |
Might be a premonition this... | 0:16:09 | 0:16:11 | |
HE CHUCKLES ..what's going to happen. | 0:16:11 | 0:16:13 | |
RADIO PLAYS | 0:16:13 | 0:16:14 | |
# I shot the sheriff | 0:16:14 | 0:16:16 | |
# But I didn't shoot the deputy... # | 0:16:16 | 0:16:18 | |
Now the debtor has returned with news about the outstanding balance. | 0:16:18 | 0:16:22 | |
You've done well so far, you need to keep going, mate. | 0:16:28 | 0:16:31 | |
It's the full amount you need to pay. | 0:16:31 | 0:16:32 | |
It's nothing personal, it's just got to be the full amount. | 0:16:32 | 0:16:35 | |
At this stage you need to pay it in full. It's non-negotiable. | 0:16:35 | 0:16:38 | |
If that's what we need to do, we need to satisfy the full debt tonight. | 0:16:40 | 0:16:43 | |
Whatever's left. | 0:16:45 | 0:16:46 | |
The idea that one of his vehicles might be taken | 0:16:47 | 0:16:50 | |
seems to have disturbed car dealer Mr Miah. | 0:16:50 | 0:16:53 | |
Chris might need to turn on the charm. | 0:16:53 | 0:16:55 | |
We'd get in, mate. | 0:16:58 | 0:17:00 | |
-How would you not let us in? -Say again. | 0:17:00 | 0:17:02 | |
How would you not let us in? | 0:17:02 | 0:17:04 | |
We'd remove it, take the car away. | 0:17:04 | 0:17:06 | |
We get a tow truck to remove it. | 0:17:07 | 0:17:09 | |
Police will turn up and all the vehicles will be removed. | 0:17:10 | 0:17:13 | |
It's that easy, mate, it is. I don't want to do it, | 0:17:13 | 0:17:15 | |
I'm sure you don't want to do it. Just have a ring around, | 0:17:15 | 0:17:18 | |
and come back and see us, soon as you can. | 0:17:18 | 0:17:20 | |
It's all right, no problem. | 0:17:20 | 0:17:22 | |
Despite the ongoing banter, there's still no money. | 0:17:23 | 0:17:26 | |
What sheriff Chris needs to see is the payment. | 0:17:26 | 0:17:29 | |
Me patience is running a little thin, | 0:17:30 | 0:17:32 | |
with him, to be honest. | 0:17:32 | 0:17:34 | |
He seems like a nice enough guy, | 0:17:34 | 0:17:36 | |
but I've seen it a thousand times, he's just...he's tying it on. | 0:17:36 | 0:17:39 | |
I'm going to give him till 5.45. | 0:17:39 | 0:17:41 | |
If he hasn't got the money sorted by then, | 0:17:41 | 0:17:43 | |
I'm just going to clamp a car and get a truck. To be honest, | 0:17:43 | 0:17:45 | |
a man of the means which he claims to be, | 0:17:45 | 0:17:48 | |
he really should be able to organise these funds. | 0:17:48 | 0:17:50 | |
The money still hasn't arrived - but more people have. | 0:17:52 | 0:17:56 | |
There's been three...extra cars gone down since we've been here, | 0:17:58 | 0:18:01 | |
so, I dare say, amongst them, they'll have the money, won't they? | 0:18:01 | 0:18:04 | |
Time's up... | 0:18:06 | 0:18:07 | |
But before he can walk down the drive, | 0:18:09 | 0:18:11 | |
an unidentified man wants Chris to leave. | 0:18:11 | 0:18:14 | |
This is not private, is it? | 0:18:14 | 0:18:16 | |
This is not private, is it? | 0:18:16 | 0:18:18 | |
-He's not -BLEEP -at all. | 0:18:18 | 0:18:19 | |
I'm not going nowhere. | 0:18:20 | 0:18:22 | |
You do what you need to do, son. Simple as that. We're not going... | 0:18:22 | 0:18:25 | |
I tell you what... | 0:18:25 | 0:18:27 | |
What's it got to do with you? Who are you? | 0:18:30 | 0:18:32 | |
Who are you? | 0:18:32 | 0:18:33 | |
Who are you? Who are you? | 0:18:33 | 0:18:35 | |
Nothing to do with you. | 0:18:35 | 0:18:37 | |
No, nothing to do with you. | 0:18:37 | 0:18:38 | |
That's all I'm saying to you. | 0:18:38 | 0:18:40 | |
You do what you need to do. | 0:18:40 | 0:18:41 | |
The angry man is heading towards the debtor's property, | 0:18:43 | 0:18:46 | |
so Chris decides to wait. | 0:18:46 | 0:18:47 | |
Now the angry man has come to take a photo. | 0:18:50 | 0:18:53 | |
So someone did shoot the sheriff... | 0:18:53 | 0:18:56 | |
Weird. | 0:18:56 | 0:18:57 | |
Chris heads back up the driveway to clamp a car. | 0:18:59 | 0:19:02 | |
But there's an update. | 0:19:02 | 0:19:03 | |
It seems his presence | 0:19:03 | 0:19:05 | |
and the thought of losing a vehicle or two has motivated the debtor. | 0:19:05 | 0:19:08 | |
Mr Miah claimed he couldn't get his hands on the full amount, | 0:19:08 | 0:19:12 | |
so he phoned claimant Sheraz and offered to enter a formal financial agreement | 0:19:12 | 0:19:17 | |
of £500 a month, to clear the debt. | 0:19:17 | 0:19:20 | |
Sheraz would have preferred the lump sum Chris was chasing - | 0:19:20 | 0:19:24 | |
but he has decided to be reasonable | 0:19:24 | 0:19:26 | |
and let Mr Miah repay the debt in sizeable instalments. | 0:19:26 | 0:19:31 | |
Off camera, Chris has made the necessary arrangements. | 0:19:31 | 0:19:34 | |
We've taken control of goods and the debtor's signed... | 0:19:35 | 0:19:39 | |
signed for the goods. And the claimant's arranged, | 0:19:39 | 0:19:42 | |
well, agreed £500 a month. At the end of the day | 0:19:42 | 0:19:44 | |
it's a semi-result, I suppose - it's now officially arranged, | 0:19:44 | 0:19:47 | |
£500 a month, so four months it's going to be cleared off - going to be job done. | 0:19:47 | 0:19:52 | |
Getting an official agreement to pay what's owed to him | 0:19:52 | 0:19:55 | |
is what Sheraz wanted. | 0:19:55 | 0:19:57 | |
If he pays me - great, it's finished. If he doesn't pay me, | 0:19:59 | 0:20:01 | |
you know, they can go round and... | 0:20:01 | 0:20:03 | |
..um, get me the rest of the money. | 0:20:05 | 0:20:07 | |
So it's nice to have closure. | 0:20:07 | 0:20:09 | |
On a bright, cold, crisp, winter morning, | 0:20:20 | 0:20:23 | |
Sheriffs Kev and Lawrence are negotiating the streets | 0:20:23 | 0:20:26 | |
of London again, on their way to one of the city's iconic markets. | 0:20:26 | 0:20:30 | |
We are on our way to One Of A Kind. | 0:20:32 | 0:20:35 | |
I believe it's a vintage-clothing shop. | 0:20:36 | 0:20:39 | |
It's actually on Portobello Road, famous for its market. | 0:20:39 | 0:20:42 | |
We are looking for £6,251. | 0:20:42 | 0:20:46 | |
The shop specialises in designer vintage clothing. | 0:20:48 | 0:20:51 | |
The debt the sheriffs are chasing today | 0:20:51 | 0:20:54 | |
is on behalf of a supplier who's based abroad. | 0:20:54 | 0:20:57 | |
It's a European money order. | 0:20:58 | 0:21:01 | |
There's been a European judgment, there's an order to pay money, | 0:21:01 | 0:21:04 | |
and they've sought permission to have it enforced in this country. | 0:21:04 | 0:21:08 | |
If the shop's unwilling to pay, sheriffs Lawrence and Kev | 0:21:10 | 0:21:13 | |
can remove goods, to auction to settle the debt. | 0:21:13 | 0:21:16 | |
And they've made sure they've done their homework. | 0:21:16 | 0:21:19 | |
Lawrence has been online and they've got a vast selection of... | 0:21:19 | 0:21:24 | |
vintage designer clothing, I believe. | 0:21:24 | 0:21:26 | |
Clothes, handbags, accessories, belts. | 0:21:26 | 0:21:30 | |
Quite a small frontage to the shop, but it just... | 0:21:30 | 0:21:33 | |
they've got an immense amount of stock in there. | 0:21:33 | 0:21:35 | |
There it is. | 0:21:40 | 0:21:42 | |
Portobello Market's in full swing, | 0:21:43 | 0:21:46 | |
but Lawrence and Kev aren't here to shop. | 0:21:46 | 0:21:48 | |
Can they get their disgruntled client the money they're owed? | 0:21:48 | 0:21:52 | |
-Hello, mate. How are you doing? -Yeah, good, how are you? | 0:21:52 | 0:21:56 | |
Good, thank you. | 0:21:56 | 0:21:57 | |
My name's Mr Grix. My colleague and I are enforcement agents. | 0:21:57 | 0:22:00 | |
We're here with a High Court writ to execute against One Of A Kind. | 0:22:00 | 0:22:03 | |
While Lawrence and Kev's credentials are enough to get the ball rolling, | 0:22:03 | 0:22:07 | |
we're asked to leave. | 0:22:07 | 0:22:09 | |
The discussions continue inside. | 0:22:09 | 0:22:11 | |
Minutes later, Kev emerges to update us. | 0:22:13 | 0:22:16 | |
The owner's a guy called Jeff. | 0:22:18 | 0:22:19 | |
Told him what it's about, he's going to get him on the phone, | 0:22:19 | 0:22:21 | |
come down here and sort it out, | 0:22:21 | 0:22:23 | |
but he's not aware of who our claimant is at the moment. | 0:22:23 | 0:22:26 | |
Kev heads back in to support his partner, Lawrence. | 0:22:26 | 0:22:30 | |
Soon after, owner Jeff arrives and the negotiations continue. | 0:22:30 | 0:22:35 | |
We've been speaking to the owner in there. He's OK. | 0:22:36 | 0:22:39 | |
Er, he knows all about the debt, | 0:22:39 | 0:22:42 | |
he didn't realise it had gone this far, to be honest. | 0:22:42 | 0:22:44 | |
But he knows the lady who he owes the money to, | 0:22:44 | 0:22:47 | |
he apparently has every intention of paying, | 0:22:47 | 0:22:49 | |
he didn't realise it had got to this stage, which it has. | 0:22:49 | 0:22:52 | |
So, he claims he hasn't got any money. | 0:22:52 | 0:22:55 | |
While Lawrence has been doing the talking, | 0:22:55 | 0:22:59 | |
Kev's been keeping his eye on the stock. | 0:22:59 | 0:23:01 | |
Been upstairs, there's two rooms at the back, they're all empty, | 0:23:01 | 0:23:05 | |
there's nothing in them at all. There's probably, 200-odd shoes... | 0:23:05 | 0:23:09 | |
..so there is literally what there is in the front, which is still... | 0:23:09 | 0:23:13 | |
to itemise it, there's a lot of stuff. | 0:23:13 | 0:23:15 | |
Some expensive pieces, but retail money, | 0:23:15 | 0:23:18 | |
we'd have to take virtually the whole shop | 0:23:18 | 0:23:20 | |
to cover anywhere near the debt we're looking at. | 0:23:20 | 0:23:22 | |
And in case negotiations stall, Kev's worked out a plan. | 0:23:22 | 0:23:27 | |
One of the options was to maybe put some padlocks on it, | 0:23:27 | 0:23:30 | |
shut it up and have an on-site auction. | 0:23:30 | 0:23:33 | |
But we didn't really want to go down that route at the moment. | 0:23:33 | 0:23:35 | |
Luckily, there was no need for that. | 0:23:35 | 0:23:38 | |
Because minutes later, Lawrence and Kev emerge with a result. | 0:23:38 | 0:23:42 | |
Of sorts. | 0:23:42 | 0:23:43 | |
Basically there's lots, lots and lots of items in there, | 0:23:43 | 0:23:47 | |
he's got sales where people have put deposits on items | 0:23:47 | 0:23:51 | |
and he'll be able to clear the debt next Wednesday, | 0:23:51 | 0:23:54 | |
so I've been very kind and given him till next Friday, | 0:23:54 | 0:23:58 | |
taken £450 today, which was literally all he had in his bank account. | 0:23:58 | 0:24:03 | |
I've made him aware of what my intentions will be | 0:24:03 | 0:24:06 | |
if he doesn't pay in full and I'm quite content he's going to... | 0:24:06 | 0:24:09 | |
Oh, here we go, shouldn't say it really! Um... | 0:24:09 | 0:24:12 | |
if he pays, he pays, if he doesn't, we'll be back, put it that way. | 0:24:12 | 0:24:15 | |
Lawrence's confidence was not misplaced. | 0:24:16 | 0:24:19 | |
The shop later paid the debt in full. | 0:24:19 | 0:24:22 | |
The sheriffs are enforcement agents of the High Court. | 0:24:34 | 0:24:38 | |
Got a High Court writ to attend here today. | 0:24:38 | 0:24:41 | |
If you've been awarded money by a court but haven't been paid, | 0:24:41 | 0:24:44 | |
the sheriffs can enforce a writ and get you what you're owed. | 0:24:44 | 0:24:49 | |
I'm here with a court order to collect the sum of £34,311. | 0:24:49 | 0:24:54 | |
Once inside commercial premises, they don't have to leave. | 0:24:55 | 0:24:59 | |
-Just stay outside. -No. | 0:24:59 | 0:25:01 | |
And they don't give up easily. | 0:25:01 | 0:25:03 | |
You can't tell us things, you need to prove things. | 0:25:03 | 0:25:05 | |
The onus isn't on us to prove anything at all. | 0:25:05 | 0:25:08 | |
If the debtor won't pay, they have the power to remove goods | 0:25:08 | 0:25:11 | |
and have them sold at auction to pay off the debt. | 0:25:11 | 0:25:14 | |
I'm going to start taking control of all your vehicles outside. | 0:25:14 | 0:25:17 | |
When the sheriffs do remove goods, the law says you can't stop them. | 0:25:17 | 0:25:22 | |
-It's been removed. -No, you can't... -We can. | 0:25:22 | 0:25:26 | |
A High Court writ costs £60. | 0:25:26 | 0:25:28 | |
If the sheriffs are successful, there's nothing more to pay. | 0:25:28 | 0:25:31 | |
All cleared up, paid in full. | 0:25:31 | 0:25:33 | |
If they're unsuccessful, the only cost is the compliance fee | 0:25:33 | 0:25:36 | |
of £75 plus VAT for each enforcement. | 0:25:36 | 0:25:40 | |
One of the most powerful weapons the sheriffs have in their armoury | 0:25:50 | 0:25:54 | |
is the threat that if a debt's not paid, | 0:25:54 | 0:25:56 | |
they'll remove goods to pay it off. | 0:25:56 | 0:25:59 | |
But it's very much a last resort | 0:25:59 | 0:26:01 | |
used in less than 1% of cases. | 0:26:01 | 0:26:04 | |
Today, Sheriff Craig Wild is heading to Wolverhampton. | 0:26:04 | 0:26:08 | |
He knows, if push comes to shove, | 0:26:08 | 0:26:10 | |
a tow truck is just a phone call away. | 0:26:10 | 0:26:13 | |
We're off to go and see Mr Oswell, Graham... | 0:26:15 | 0:26:18 | |
..who is the debtor. | 0:26:19 | 0:26:21 | |
The debt itself is for £6,700, | 0:26:21 | 0:26:24 | |
so it's not a small amount of money by any stretch of the imagination. | 0:26:24 | 0:26:28 | |
The defendant has not paid up so far and if that doesn't change today, | 0:26:28 | 0:26:32 | |
Craig's relying on information he's received from the client | 0:26:32 | 0:26:36 | |
about a BMW and a lorry believed to be kept at the property. | 0:26:36 | 0:26:40 | |
I haven't checked on Google Maps or anything. | 0:26:40 | 0:26:43 | |
It may be his, um, residential home. | 0:26:43 | 0:26:46 | |
Or it could be a commercial premises. | 0:26:46 | 0:26:48 | |
The claimant has said the BMW is registered to the defendant | 0:26:48 | 0:26:53 | |
but the lorry is registered to a limited company. | 0:26:53 | 0:26:56 | |
And significantly, Mr Oswell is the director of that company. | 0:26:56 | 0:27:00 | |
However, that's been dissolved as of last year, | 0:27:00 | 0:27:03 | |
so we'll have to have words with him with regard to, | 0:27:03 | 0:27:07 | |
it can't be a company asset because the company's been dissolved. | 0:27:07 | 0:27:10 | |
As he gets to his target address, | 0:27:16 | 0:27:18 | |
spotting which house is the debtor's doesn't prove difficult. | 0:27:18 | 0:27:22 | |
Oh, that could be the lorry. | 0:27:22 | 0:27:24 | |
That's probably the Beemer, eh? | 0:27:26 | 0:27:28 | |
Yes, that's his house, that's the lorry and that's the car there. | 0:27:28 | 0:27:31 | |
The house is on property connected to a working men's club. | 0:27:31 | 0:27:35 | |
Craig wants to see if either of the vehicles are on finance | 0:27:35 | 0:27:38 | |
and confirm their DVLA status. | 0:27:38 | 0:27:41 | |
We'll do the HPI now and see what comes back | 0:27:45 | 0:27:47 | |
and then we'll take it a bit further. | 0:27:47 | 0:27:49 | |
-Bravo, one, nine... -Craig calls HQ. | 0:27:49 | 0:27:53 | |
'Yeah, the Beemer is fine.' | 0:27:53 | 0:27:55 | |
-Clear of finance, yeah? -'Yes.' | 0:27:55 | 0:27:57 | |
'Roughly speaking, we should get about four grand for it.' | 0:27:57 | 0:28:00 | |
This means Craig can remove the car. | 0:28:00 | 0:28:03 | |
He believes that if he leaves it here, it would be in jeopardy | 0:28:03 | 0:28:06 | |
and could be moved by the owner. | 0:28:06 | 0:28:08 | |
But what about the lorry? | 0:28:08 | 0:28:10 | |
'Yeah, no, that's clear. There's no finance on that.' | 0:28:10 | 0:28:13 | |
-Right, lovely. Ta-ra. -'Cheers, bye.' | 0:28:13 | 0:28:15 | |
The leverage is good. | 0:28:15 | 0:28:16 | |
Both vehicles come back clear of finance. | 0:28:16 | 0:28:19 | |
The BMW's worth about 4,000. | 0:28:19 | 0:28:22 | |
The lorry, they can't do a valuation on. | 0:28:22 | 0:28:24 | |
We're chasing £6,700, so, um... | 0:28:24 | 0:28:27 | |
yes, it's looking good. Looking good. | 0:28:27 | 0:28:30 | |
Ready to rock and roll. We'll go and see Mr Oswell now. | 0:28:30 | 0:28:34 | |
Craig heads in. | 0:28:35 | 0:28:37 | |
Can he get his client the money that's rightfully theirs? | 0:28:37 | 0:28:40 | |
Nice wheels. | 0:28:40 | 0:28:42 | |
If anyone is in, they're not answering the door. | 0:28:49 | 0:28:52 | |
To try and find the debtor's whereabouts, Craig turns detective. | 0:28:54 | 0:28:58 | |
The brake disc, slightly rusty. Only a few days there. | 0:29:02 | 0:29:05 | |
Craig suspects no-one has been here for a while. | 0:29:05 | 0:29:08 | |
December 14th. | 0:29:10 | 0:29:11 | |
Hasn't been driven for a long time. | 0:29:15 | 0:29:17 | |
We can't put a clamp on it, we don't do clamps that big, unfortunately, | 0:29:17 | 0:29:21 | |
so we'll speak to Lawrence and see what he wants us to do with it. | 0:29:21 | 0:29:26 | |
Hiya, mate. Just to pick your brains on this one. | 0:29:26 | 0:29:29 | |
No answer to the house at all, both vehicles are clear of finance. | 0:29:29 | 0:29:33 | |
We can't get a valuation on the Scania lorry, but, | 0:29:33 | 0:29:35 | |
to be fair, mate, that's probably worth about ten grand. | 0:29:35 | 0:29:38 | |
The lorry's registered to the limited company, | 0:29:38 | 0:29:40 | |
which is now dissolved, | 0:29:40 | 0:29:42 | |
so what will happen to the assets of the company? I don't know. | 0:29:42 | 0:29:45 | |
'We can't tell just like that, can we? We'll certainly take the BMW.' | 0:29:45 | 0:29:49 | |
With Lawrence at HQ green-lighting the removal of the BMW, | 0:29:49 | 0:29:53 | |
it's time for Craig to call the tow truck. | 0:29:53 | 0:29:57 | |
We've got a vehicle that needs recovering. | 0:29:57 | 0:30:00 | |
With the tow truck on its way, all Craig can do is wait, | 0:30:00 | 0:30:03 | |
but he's acutely aware the situation could change at any moment | 0:30:03 | 0:30:08 | |
if the debtor were to arrive in person. | 0:30:08 | 0:30:10 | |
Worst-case scenario is he suddenly turns up and has attitude. | 0:30:10 | 0:30:15 | |
He certainly will when he sees a tow truck | 0:30:15 | 0:30:17 | |
and it all kicks off. | 0:30:17 | 0:30:19 | |
Ideally I want the tow truck here as soon as possible. | 0:30:19 | 0:30:23 | |
With that in mind, Craig starts the paperwork. | 0:30:23 | 0:30:27 | |
Not bad condition. | 0:30:29 | 0:30:30 | |
Obviously likes to pimp it up a bit. | 0:30:32 | 0:30:34 | |
I'm not into this blingy sort of wheel. | 0:30:34 | 0:30:36 | |
I don't like BMWs, to be fair. | 0:30:36 | 0:30:38 | |
I'm more a Mercedes man myself. | 0:30:38 | 0:30:40 | |
Suddenly a man does appear, but it's not the debtor. | 0:30:42 | 0:30:46 | |
-Hello, sir. -Good evening... I mean, afternoon. | 0:30:46 | 0:30:48 | |
-I'm the secretary of the club. -Yes. | 0:30:48 | 0:30:50 | |
This is the club's house, this club's property... | 0:30:50 | 0:30:53 | |
-I thought it would be, yes. -..and he's a tenant. -Yes. | 0:30:53 | 0:30:56 | |
And he's in Thailand at the moment. | 0:30:56 | 0:30:59 | |
-He's in where, sorry? -Thailand. | 0:30:59 | 0:31:01 | |
And he's due back on the 10th of March. | 0:31:01 | 0:31:03 | |
How long has he been away for? | 0:31:03 | 0:31:04 | |
Since about the 10th or 11th of January. | 0:31:04 | 0:31:07 | |
Oh, I see. It's been a long, long, long time. | 0:31:07 | 0:31:10 | |
The news for Craig is the debtor won't be here to prevent removal. | 0:31:10 | 0:31:14 | |
We're taking the car away today. | 0:31:14 | 0:31:16 | |
And, right on cue, the tow truck arrives to complete the job. | 0:31:16 | 0:31:20 | |
Hiya, mate. How are you doing? | 0:31:20 | 0:31:21 | |
Luckily for the tow truck driver, | 0:31:23 | 0:31:25 | |
this one is a straightforward removal. | 0:31:25 | 0:31:27 | |
But often the pressure is really on. | 0:31:27 | 0:31:30 | |
Yes, you just want to get in, clip it and get out, | 0:31:30 | 0:31:33 | |
because I have had people turn up before, | 0:31:33 | 0:31:35 | |
but by that time she's on the back of the truck | 0:31:35 | 0:31:38 | |
and I'm on down the road. | 0:31:38 | 0:31:39 | |
-With that, the debtor's car is whisked away. -BEEPING | 0:31:39 | 0:31:42 | |
If the debt's not paid within seven days, | 0:31:42 | 0:31:44 | |
it will be sold at auction | 0:31:44 | 0:31:46 | |
and the money used to help pay the sheriff's client. | 0:31:46 | 0:31:48 | |
-Go on, then. -Yeah, absolutely. You take care. Ta-ra, mate. | 0:31:48 | 0:31:51 | |
But the owner's away for three more weeks, | 0:31:51 | 0:31:53 | |
so his chances of being reunited with his BMW are slim. | 0:31:53 | 0:31:57 | |
The vehicle may be sold without him even knowing. | 0:31:57 | 0:32:00 | |
A lesson learned for everybody. | 0:32:00 | 0:32:03 | |
If you can afford to go to Thailand for at least three months, | 0:32:03 | 0:32:05 | |
then you can afford to pay your bills. | 0:32:05 | 0:32:07 | |
The more valuable lorry is not yet out of the woods either. | 0:32:07 | 0:32:11 | |
The truck itself, we'll do further investigations on that | 0:32:11 | 0:32:14 | |
and depending on how they prevail, | 0:32:14 | 0:32:17 | |
we may come back and remove the truck as well. | 0:32:17 | 0:32:20 | |
With the car gone and the paperwork delivered, | 0:32:20 | 0:32:23 | |
there's nothing more Craig can do today. | 0:32:23 | 0:32:25 | |
He leaves a front drive considerably emptier than when he arrived. | 0:32:25 | 0:32:30 | |
Sheriffs Craig Wild and Tommy Coyle are back in the van | 0:32:45 | 0:32:49 | |
and on their way to another job. | 0:32:49 | 0:32:52 | |
This morning, we're off to a job in Birmingham. | 0:32:52 | 0:32:54 | |
The defendant is a Thomas Moreby. | 0:32:54 | 0:32:57 | |
Thomas Moreby runs a garage called LT Motors, | 0:32:57 | 0:33:00 | |
but this case dates back to work he did on a vehicle | 0:33:00 | 0:33:03 | |
before he started the business. | 0:33:03 | 0:33:05 | |
He was taken to court by the car owner | 0:33:05 | 0:33:08 | |
and the judge found against him, but Mr Moreby hasn't paid up. | 0:33:08 | 0:33:12 | |
The debt is just shy of £6,000, so... | 0:33:13 | 0:33:16 | |
not a small amount of money. | 0:33:16 | 0:33:17 | |
Hopefully he'll be open and trading | 0:33:17 | 0:33:19 | |
and we can get in there and get it resolved. | 0:33:19 | 0:33:22 | |
The garage is located on a trading estate. | 0:33:26 | 0:33:30 | |
It doesn't take the sheriffs long to find it... | 0:33:30 | 0:33:33 | |
-There you go. -LT Motors. | 0:33:33 | 0:33:35 | |
..and head straight in. | 0:33:35 | 0:33:37 | |
Hi, mate. Can I get in contact with Mr Moreby? | 0:33:37 | 0:33:39 | |
-Yes, speaking. -My name's Mr Wild. It's about a High Court writ. | 0:33:39 | 0:33:43 | |
-They've sent us out to execute it today for £5,994. -Oh, my... | 0:33:43 | 0:33:48 | |
I've got 80 quid in my pocket. | 0:33:48 | 0:33:50 | |
I'm waiting for customers to pick cars up and everything. | 0:33:50 | 0:33:53 | |
-I'm here on my own, as you can see. -HE LAUGHS NERVOUSLY | 0:33:53 | 0:33:55 | |
The issue is, unfortunately, the court order commands us | 0:33:55 | 0:33:58 | |
to actually demand the payments or we take control of goods. The court... | 0:33:58 | 0:34:01 | |
-Not against LT Motors, is it? -No, it's against you personally. | 0:34:01 | 0:34:04 | |
-Everything is under LT Motors. -But it's you trading as, | 0:34:04 | 0:34:09 | |
-not a limited company. -No. -No, so it's still your gear. | 0:34:09 | 0:34:12 | |
Mr Moreby claims that the goods are owned by LT Motors. | 0:34:12 | 0:34:16 | |
But because it's not a limited company | 0:34:16 | 0:34:18 | |
and just a name the garage owner trades under, | 0:34:18 | 0:34:21 | |
the goods here are all the property of Mr Moreby. | 0:34:21 | 0:34:23 | |
That means the sheriffs can take control of them | 0:34:23 | 0:34:26 | |
if there's no payment. | 0:34:26 | 0:34:27 | |
Ultimately, the Court Order says | 0:34:27 | 0:34:29 | |
we have to take it in full. If we can't, we've got to take | 0:34:29 | 0:34:31 | |
-the stuff away. -I can't physically do it today. | 0:34:31 | 0:34:33 | |
Right. We need to try and get as much money as we can at the moment | 0:34:33 | 0:34:36 | |
and try and put you on some sort of arrangement | 0:34:36 | 0:34:38 | |
-if you can't raise it. -Not today. | 0:34:38 | 0:34:40 | |
-Then my hands are legally tied. -Yeah, not today. | 0:34:40 | 0:34:42 | |
-Then you won't have a business today. -No. -All right. | 0:34:42 | 0:34:45 | |
Yeah, no problem at all. | 0:34:47 | 0:34:48 | |
The garage owner is desperately trying to raise money | 0:34:48 | 0:34:51 | |
to pay off what the court says he owes. | 0:34:51 | 0:34:53 | |
The sheriffs start listing removable assets | 0:34:53 | 0:34:56 | |
that could be taken and sold at auction to settle the debt. | 0:34:56 | 0:34:59 | |
We get this an awful lot - can't raise it, got no money. | 0:35:00 | 0:35:04 | |
I've tried as much as I can to explain the implications | 0:35:04 | 0:35:06 | |
of our actions today, to which he said he can't help out, | 0:35:06 | 0:35:09 | |
so Tommy's now in the process of taking control of goods. | 0:35:09 | 0:35:12 | |
Do that one as well. | 0:35:12 | 0:35:13 | |
How much is that worth? | 0:35:14 | 0:35:16 | |
There's a vehicle that's clearly owned by the garage | 0:35:16 | 0:35:19 | |
as well as tools and equipment. | 0:35:19 | 0:35:21 | |
They've also spotted a valuable red Audi car that could | 0:35:23 | 0:35:27 | |
belong to the owner. Tommy's made a call to the office | 0:35:27 | 0:35:30 | |
to get some details on both vehicles. | 0:35:30 | 0:35:32 | |
The Audi S Line has got a logbook loan against it | 0:35:34 | 0:35:38 | |
but it's secured, so we can't take it. | 0:35:38 | 0:35:41 | |
The other vehicle has a book value of about £1,300 on it, | 0:35:41 | 0:35:47 | |
-which isn't brilliant. -Without the Audi, | 0:35:47 | 0:35:49 | |
there's not much here to cover the nearly £6,000 debt. | 0:35:49 | 0:35:54 | |
They're still hoping Mr Moreby can raise some funds | 0:35:54 | 0:35:57 | |
to make up the difference. | 0:35:57 | 0:35:58 | |
-Nothing, then? -Still trying, still trying. | 0:35:58 | 0:36:03 | |
Ringing friends and family, by the sounds of it, | 0:36:03 | 0:36:05 | |
trying to raise as much money as he can. | 0:36:05 | 0:36:08 | |
Craig calls the office to put a tow truck on standby. | 0:36:08 | 0:36:12 | |
That way, Mr Moreby will know the sheriffs mean business. | 0:36:12 | 0:36:16 | |
Otherwise, he will lose the company-branded car and more. | 0:36:16 | 0:36:19 | |
One car, four-poster, normal garage equipment. | 0:36:20 | 0:36:24 | |
Seven and a half ton for the rest of it, yeah, it'll be easy. | 0:36:24 | 0:36:27 | |
Cheers, mate. Ta-ra, bye. | 0:36:27 | 0:36:29 | |
I've got a customer's car, I've got to finish that off, | 0:36:30 | 0:36:33 | |
he's not collecting that till tomorrow. | 0:36:33 | 0:36:35 | |
That Subaru out there, that engine's got to go in, | 0:36:35 | 0:36:37 | |
that'll be planned for today. | 0:36:37 | 0:36:38 | |
That owes me 800 quid out there. | 0:36:38 | 0:36:40 | |
But the writ needs paying now. | 0:36:40 | 0:36:42 | |
He can't raise anything until the weekend. | 0:36:43 | 0:36:46 | |
The value of the assets here are quite minimal, | 0:36:47 | 0:36:50 | |
but we are in a position to remove them if nothing is paid today. | 0:36:50 | 0:36:54 | |
The sheriffs have a dilemma. | 0:36:54 | 0:36:56 | |
Even if they take most of Mr Moreby's tools, | 0:36:56 | 0:36:59 | |
it won't cover the debt | 0:36:59 | 0:37:00 | |
and it could mean he can't work to earn the rest of what he owes. | 0:37:00 | 0:37:04 | |
Not much more we can do, to be honest with you. | 0:37:04 | 0:37:07 | |
But Craig's got an offer from the office. | 0:37:07 | 0:37:09 | |
Just give us five minutes and I'll ring you back. All right, cheers. | 0:37:09 | 0:37:12 | |
Can Mr Moreby find £2,000? | 0:37:12 | 0:37:15 | |
They said that if you can come up with the two, | 0:37:15 | 0:37:17 | |
they'd put you on arrangement. | 0:37:17 | 0:37:18 | |
That's the sort of minimum figure we're looking at. | 0:37:18 | 0:37:23 | |
Craig gets a call back - the truck he requested is standing by. | 0:37:23 | 0:37:27 | |
But just in the nick of time, Mr Moreby has had a brainwave. | 0:37:27 | 0:37:32 | |
How much time have you got left now? | 0:37:32 | 0:37:34 | |
He's just organising now, why? | 0:37:34 | 0:37:36 | |
I've got an Audi that I'm selling, the guy's going to pay me. | 0:37:36 | 0:37:39 | |
I've just actually managed to get hold of the wife, | 0:37:39 | 0:37:41 | |
so he's going to ring me back. Totally forgot about it. | 0:37:41 | 0:37:46 | |
How much is this guy looking to buy this car for, then? | 0:37:46 | 0:37:49 | |
-He's going to put a deposit down, hopefully of the two. -The two. | 0:37:49 | 0:37:53 | |
A £2,000 deposit from the buyer might keep | 0:37:53 | 0:37:56 | |
the claimant happy as a first payment. | 0:37:56 | 0:37:59 | |
It's not the full amount, but it looks like Mr Moreby has found | 0:37:59 | 0:38:02 | |
just enough money to convince Craig to call off | 0:38:02 | 0:38:05 | |
his removal truck for now - if there's a plan for the rest. | 0:38:05 | 0:38:09 | |
What's the possibility of you raising the money within a week? | 0:38:09 | 0:38:11 | |
-Within a week? -Yeah. -All of it? -Yeah. | 0:38:11 | 0:38:14 | |
Yeah. | 0:38:14 | 0:38:15 | |
Now Craig will have to convince the office | 0:38:15 | 0:38:18 | |
that Mr Moreby isn't being difficult. | 0:38:18 | 0:38:20 | |
'The guy, to be fair, is quite open and genuine, | 0:38:20 | 0:38:22 | |
'he's tried everybody in front of me.' | 0:38:22 | 0:38:25 | |
When can you get the two for us, sir? Later on today? | 0:38:25 | 0:38:27 | |
That's what I'm doing now, yeah. | 0:38:27 | 0:38:29 | |
Craig and Tommy need to move on to their next job | 0:38:31 | 0:38:35 | |
so, having done all they can for now, they give Mr Moreby | 0:38:35 | 0:38:38 | |
a control of goods agreement. | 0:38:38 | 0:38:40 | |
-We've taken control of these items here to act as security... -Yeah. | 0:38:40 | 0:38:45 | |
..for the balance of £5,994.87. | 0:38:45 | 0:38:48 | |
Give me a bell if you get the two, anything, cash, whatever, | 0:38:48 | 0:38:52 | |
and I can come round and pick it up. | 0:38:52 | 0:38:54 | |
A sole trader in a garage without a great deal of assets | 0:38:54 | 0:38:57 | |
is a tricky assignment, but Craig's confident that he's taken | 0:38:57 | 0:39:00 | |
the best option to get the whole debt paid. | 0:39:00 | 0:39:03 | |
I think this is a fair result for both parties concerned. | 0:39:03 | 0:39:06 | |
Ultimately, the assets were insufficient to remove. | 0:39:06 | 0:39:10 | |
We've took control of them, | 0:39:10 | 0:39:11 | |
we've entered into an arrangement with the defendant to pay. | 0:39:11 | 0:39:14 | |
He's going to pay £2,000 later on today | 0:39:14 | 0:39:16 | |
with the remaining balance within a week. | 0:39:16 | 0:39:18 | |
Later that day, Craig did get a phone call from Mr Moreby, | 0:39:20 | 0:39:23 | |
but he only paid £1,000 of the 2,000 he'd promised. | 0:39:23 | 0:39:28 | |
He insists he intends to pay the rest and clear his debt. | 0:39:28 | 0:39:31 | |
Today, Chris Pearson has a job that will see him | 0:39:44 | 0:39:46 | |
enforcing against a household name on behalf of an unpaid client. | 0:39:46 | 0:39:51 | |
We're off to Manchester today, | 0:39:52 | 0:39:54 | |
Manchester Airport to see Thomas Cook Airlines Ltd. | 0:39:54 | 0:39:58 | |
Unfortunately on holiday, but we need to see them on behalf of | 0:39:58 | 0:40:01 | |
a couple of claimants who have put a claim in for compensation for delay. | 0:40:01 | 0:40:06 | |
Thomas Cook Airlines, for whatever reason, haven't been forthcoming. | 0:40:08 | 0:40:12 | |
A ruling by the European Court in 2012 enabled passengers | 0:40:14 | 0:40:19 | |
who had suffered long flight delays to claim for compensation | 0:40:19 | 0:40:23 | |
and if Chris doesn't get paid today, he has an alternative plan. | 0:40:23 | 0:40:27 | |
If push comes to shove, if we can't identify | 0:40:28 | 0:40:31 | |
any assets to take control of, we have to take control... | 0:40:31 | 0:40:35 | |
In the event that they don't pay, | 0:40:35 | 0:40:37 | |
we will need to take control of any available assets. | 0:40:37 | 0:40:41 | |
Now, if that involves taking control of a plane, | 0:40:41 | 0:40:44 | |
unfortunately that is what we will need to do. | 0:40:44 | 0:40:47 | |
Pretty sure it won't come to that, but we are well within our rights | 0:40:47 | 0:40:50 | |
if they are the only assets available. | 0:40:50 | 0:40:52 | |
Chris's sheriff powers allow him to visit any address | 0:40:57 | 0:41:00 | |
in England and Wales where he believes a debtor has assets, | 0:41:00 | 0:41:04 | |
and that includes Manchester Airport. | 0:41:04 | 0:41:06 | |
Parent company Thomas Cook made a £66 million profit | 0:41:07 | 0:41:11 | |
in one year in the UK, so they should have the cash. | 0:41:11 | 0:41:15 | |
But can Chris walk away with the £4,059 that's owed | 0:41:15 | 0:41:19 | |
to his clients today? | 0:41:19 | 0:41:21 | |
-Good morning. -Hello, there. | 0:41:23 | 0:41:25 | |
I need to speak to somebody in connection with | 0:41:25 | 0:41:27 | |
Thomas Cook Airlines Ltd, please. | 0:41:27 | 0:41:29 | |
Thanks very much. | 0:41:30 | 0:41:31 | |
Chris is in an on the case, but our camera is asked to leave. | 0:41:34 | 0:41:37 | |
Travellers at Manchester Airport are flying off on their journeys, | 0:41:41 | 0:41:44 | |
while on the ground, sheriff Chris is trying to get payment | 0:41:44 | 0:41:48 | |
for the two clients who were delayed. | 0:41:48 | 0:41:50 | |
And in record time, Chris is out of the building with news. | 0:41:50 | 0:41:54 | |
They paid by credit card. I had a PDQ machine at the end of the day. | 0:41:56 | 0:41:59 | |
Both writs were cleared off, £1,232 for one | 0:41:59 | 0:42:03 | |
and £2,829 for another one. | 0:42:03 | 0:42:07 | |
That's two good results in one hit. Happy with that. | 0:42:07 | 0:42:09 | |
Hardest thing was just waiting and people who, with respect, | 0:42:09 | 0:42:13 | |
didn't know exactly what it was all about, people trying to help who were | 0:42:13 | 0:42:17 | |
really just putting barricades in the way, putting obstacles in the way. | 0:42:17 | 0:42:20 | |
That's a little frustrating at the time, but unfortunately, | 0:42:20 | 0:42:23 | |
you just have to let people say what they have to say, let them | 0:42:23 | 0:42:25 | |
get on with it and it'll all come to a peaceful outcome in the end. | 0:42:25 | 0:42:29 | |
There's just been some glitch somewhere down the line, | 0:42:29 | 0:42:31 | |
so we don't know what's happened, and to be honest, | 0:42:31 | 0:42:34 | |
we don't really care what's happened. | 0:42:34 | 0:42:35 | |
They've cleared up now, that's the end of it. | 0:42:35 | 0:42:37 | |
A lengthy delay was the cause of the problem, but sheriff Chris Pearson's | 0:42:37 | 0:42:41 | |
approach has led to a very swift end to this case. | 0:42:41 | 0:42:45 | |
Thomas Cook Airlines told us... | 0:42:48 | 0:42:50 |