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-Meet the sheriffs. -Let's introduce ourselves. -Got a High Court writ. | 0:00:02 | 0:00:05 | |
If it's not payable, we're going to be removing the stock. | 0:00:05 | 0:00:07 | |
Their job is to get you your money back. | 0:00:07 | 0:00:10 | |
It's about to get physical. | 0:00:10 | 0:00:11 | |
It's an arrestable offence to stop me doing my job. | 0:00:11 | 0:00:13 | |
If you've been ripped off and don't know where to turn... | 0:00:13 | 0:00:16 | |
We need to deal with it now. | 0:00:16 | 0:00:17 | |
-We're going to remove the cost of that value. -If you're acting on | 0:00:17 | 0:00:19 | |
his authority, pay it. | 0:00:19 | 0:00:20 | |
..if you've been to court and still not been paid what you're owed... | 0:00:20 | 0:00:24 | |
Are you going to open this building, | 0:00:24 | 0:00:25 | |
sir, or am I going to force entry into it? | 0:00:25 | 0:00:27 | |
You need to pay this. | 0:00:27 | 0:00:28 | |
..it's time to call the sheriffs. | 0:00:28 | 0:00:31 | |
-Don't put your hands on me. -I'm going to call the locksmith, | 0:00:31 | 0:00:33 | |
effect entry into the premises and remove all the items. | 0:00:33 | 0:00:36 | |
They're Enforcement Agents of the High Court | 0:00:36 | 0:00:40 | |
and the law says they're on your side. | 0:00:40 | 0:00:43 | |
Just collected £42,000. | 0:00:43 | 0:00:44 | |
Coming up... | 0:00:47 | 0:00:49 | |
One proud Mini owner in Derbyshire put his car in for an engine refit, | 0:00:49 | 0:00:54 | |
what he got back came as a surprise. | 0:00:54 | 0:00:57 | |
They really did ruin the car completely. | 0:00:57 | 0:01:00 | |
Tommy is on the case to get him his money back. | 0:01:00 | 0:01:04 | |
They way it's standing at the minute, | 0:01:04 | 0:01:06 | |
they want us to look to remove. | 0:01:06 | 0:01:08 | |
So we're going to need to get some money together, basically. | 0:01:08 | 0:01:11 | |
The sheriffs take up the fight for a small dental supply firm in Kent | 0:01:11 | 0:01:16 | |
who were left feeling numb when they didn't get paid. | 0:01:16 | 0:01:19 | |
The worst case scenario is that | 0:01:19 | 0:01:21 | |
I potentially may have to make people redundant. | 0:01:21 | 0:01:25 | |
Lawrence and Kev are sent to put that right | 0:01:25 | 0:01:28 | |
My name's Mr Grix, I'm here today | 0:01:28 | 0:01:30 | |
to take control of goods to the value of £1,022.91. | 0:01:30 | 0:01:36 | |
And sheriffs Marc and Tony are visiting a car garage. | 0:01:36 | 0:01:39 | |
We just need to speak to him cos if | 0:01:39 | 0:01:41 | |
we don't, we'll be taking his cars out of here. | 0:01:41 | 0:01:43 | |
But taking control of cars is difficult | 0:01:43 | 0:01:45 | |
when the sheriffs get locked in. | 0:01:45 | 0:01:47 | |
Today, sheriffs Tommy Coyle and Craig Wild | 0:01:56 | 0:01:59 | |
are working together in the Midlands. | 0:01:59 | 0:02:01 | |
They're both glad to have a partner with them because they've got | 0:02:01 | 0:02:04 | |
a tricky job ahead. | 0:02:04 | 0:02:06 | |
They're making a return visit to a company called Jonspeed Ltd | 0:02:06 | 0:02:09 | |
but both of them are feeling the pressure on this case. | 0:02:09 | 0:02:13 | |
Tommy carried out the first visit on his own | 0:02:13 | 0:02:15 | |
but couldn't get any money and he had a dispute with the owners. | 0:02:15 | 0:02:19 | |
We're on our way to a call in Nuneaton this morning, | 0:02:19 | 0:02:22 | |
it's a business, Jonspeed Ltd, we've been on this call... | 0:02:22 | 0:02:27 | |
Well, I've been on this call on my own previously. | 0:02:27 | 0:02:30 | |
Very aggressive from the off, wanted me to leave the premises, | 0:02:30 | 0:02:33 | |
obviously, I explain I can't do that. | 0:02:33 | 0:02:35 | |
He's demanding I get out of the building, I stand my ground, | 0:02:35 | 0:02:39 | |
it gets very heated, I have to call 999, police attend, he's concocted | 0:02:39 | 0:02:45 | |
a story that I've assaulted him, | 0:02:45 | 0:02:48 | |
to get me gone, basically. | 0:02:48 | 0:02:52 | |
So it came out me actually leaving in the end. | 0:02:52 | 0:02:55 | |
Thankfully, the allegations from staff at the company | 0:02:56 | 0:02:59 | |
weren't taken any further. | 0:02:59 | 0:03:01 | |
A few weeks later, I have a letter saying the case has been dropped, | 0:03:01 | 0:03:05 | |
there's no case to answer cos it was just a ridiculous accusation. | 0:03:05 | 0:03:10 | |
And we're back here today, | 0:03:10 | 0:03:11 | |
hoping to meet the gentleman again and get it sorted. | 0:03:11 | 0:03:14 | |
And the man hoping they really do get it sorted, | 0:03:18 | 0:03:21 | |
is car-mad retiree, Anthony James, from Derbyshire. | 0:03:21 | 0:03:24 | |
He's the very proud owner of this Mini. | 0:03:26 | 0:03:29 | |
It's just that I love Minis. | 0:03:29 | 0:03:31 | |
I loved the car from the first time I set my eyes on it and | 0:03:31 | 0:03:36 | |
it was my pride and joy, | 0:03:36 | 0:03:38 | |
and no matter what that car wanted, money-wise, it had spent on it. | 0:03:38 | 0:03:42 | |
I would never, ever get rid of it. | 0:03:42 | 0:03:44 | |
It's looking a bit dirty. | 0:03:44 | 0:03:47 | |
I'm doing some work on her but I absolutely love it to bits. | 0:03:47 | 0:03:52 | |
It was originally a Mini Mayfair, | 0:03:52 | 0:03:54 | |
I've had it resprayed in Aston Martin guards red. | 0:03:54 | 0:03:59 | |
But like so many of the things in life we love, | 0:03:59 | 0:04:02 | |
they sometimes cause us a lot of grief. | 0:04:02 | 0:04:05 | |
Anthony decided to have his Mini's engine refurbished. | 0:04:05 | 0:04:09 | |
He hoped it would mean improved performance and speed. | 0:04:09 | 0:04:12 | |
He looked around for a company to do the work | 0:04:12 | 0:04:15 | |
and settled on a garage called Jonspeed Ltd. | 0:04:15 | 0:04:17 | |
I entrusted them with the job, spoke to them, they seemed great. | 0:04:17 | 0:04:21 | |
Me and a friend of mine took the engine out and took it to them. | 0:04:21 | 0:04:25 | |
Initially, it was for six weeks, | 0:04:25 | 0:04:27 | |
and unfortunately, the whole escapade lasted some 11 months. | 0:04:27 | 0:04:32 | |
This is my de-stress room. | 0:04:37 | 0:04:40 | |
Well, that's all lit up. | 0:04:40 | 0:04:42 | |
With his Mini off the road, | 0:04:42 | 0:04:44 | |
Anthony had an attic full of other cars to play with. | 0:04:44 | 0:04:47 | |
The layout I have is based on '60s Goodwood. | 0:04:48 | 0:04:52 | |
1,700 cars-plus, | 0:04:52 | 0:04:55 | |
majority of them, Spanish and older cars | 0:04:55 | 0:04:57 | |
and it's something I love doing, | 0:04:57 | 0:04:59 | |
which I spend a lot of time up in my loft restoring | 0:04:59 | 0:05:02 | |
and I sell on eBay and sell all over the world. | 0:05:02 | 0:05:05 | |
Never mind, have another go. | 0:05:14 | 0:05:16 | |
After weeks of waiting, the time came for Anthony to put down | 0:05:17 | 0:05:21 | |
the Scalextric and go and collect the real engine from Jonspeed Ltd. | 0:05:21 | 0:05:26 | |
He and his friend, Steven, a car expert, | 0:05:26 | 0:05:29 | |
brought it home to fit it back into the Mini. | 0:05:29 | 0:05:32 | |
After the engine had gone in, there was a leak from the water pump. | 0:05:32 | 0:05:37 | |
The engine smoked, it just wasn't good at all | 0:05:37 | 0:05:41 | |
and Steven, being a first-class mechanic, that's his trade, | 0:05:41 | 0:05:44 | |
said, "This is not a particularly good engine, there's problems here." | 0:05:44 | 0:05:48 | |
Naturally, he contacted Jonspeed Ltd. | 0:05:48 | 0:05:51 | |
So, I dealt with them and asked them to collect the car, I didn't | 0:05:52 | 0:05:56 | |
want to take the engine out, it was their responsibility | 0:05:56 | 0:05:59 | |
because obviously, they'd done the work, so they collected the car | 0:05:59 | 0:06:02 | |
and had, basically, four attempts to get the engine right. | 0:06:02 | 0:06:06 | |
Despite that, the engine still wasn't running well. | 0:06:09 | 0:06:13 | |
Anthony says he returned the car three times | 0:06:13 | 0:06:16 | |
because the engine appeared to be smoking and when that problem | 0:06:16 | 0:06:19 | |
seemed to have been fixed, he noticed the oil pressure was wrong. | 0:06:19 | 0:06:23 | |
It was going down when it should be going up. | 0:06:23 | 0:06:26 | |
He took it back for a fourth time but it still wasn't fixed. | 0:06:26 | 0:06:30 | |
He says he lost patience with the garage | 0:06:30 | 0:06:32 | |
and decided to take his car back for good. | 0:06:32 | 0:06:34 | |
Well, after 11 months of trying and giving them every opportunity to | 0:06:34 | 0:06:39 | |
put the car right, they couldn't. | 0:06:39 | 0:06:42 | |
And on turning up at the workshop, the last time, to pick my car up, | 0:06:42 | 0:06:46 | |
I was told never to go back to them. | 0:06:46 | 0:06:49 | |
They made it very, very clear to | 0:06:49 | 0:06:50 | |
me that they didn't want to see me or my car ever again. | 0:06:50 | 0:06:54 | |
They really did ruin the car completely. | 0:06:57 | 0:07:00 | |
I was very close to getting rid of the car. | 0:07:00 | 0:07:03 | |
He had waited patiently but now, he didn't want to risk | 0:07:04 | 0:07:08 | |
driving any distance in a car that he felt still wasn't running right. | 0:07:08 | 0:07:12 | |
He decided he would need advice from another Mini specialist | 0:07:12 | 0:07:16 | |
and that could mean more work being needed. | 0:07:16 | 0:07:19 | |
I had to have the engine tuned by a proper specialist | 0:07:21 | 0:07:24 | |
cos it was so rough. | 0:07:24 | 0:07:26 | |
It's work after work after work | 0:07:26 | 0:07:28 | |
but fortunately, now, the car runs perfect, the car's spot-on | 0:07:28 | 0:07:32 | |
and I've got, touch wood, no more problems. | 0:07:32 | 0:07:34 | |
Anthony was finally happy. | 0:07:36 | 0:07:38 | |
The second garage was able to get the car running well | 0:07:38 | 0:07:41 | |
and he was pleased with their work. | 0:07:41 | 0:07:43 | |
But as a result, he was left with a bill for £1,000. | 0:07:43 | 0:07:48 | |
Getting his car fixed up had proved a disaster and as a result, | 0:07:48 | 0:07:52 | |
Anthony decided to take legal action | 0:07:52 | 0:07:55 | |
to get back what he'd spent on the engine. | 0:07:55 | 0:07:58 | |
The decision to go to court was not hard for me. | 0:07:58 | 0:08:00 | |
It was a straightforward matter. | 0:08:00 | 0:08:02 | |
I was passionate about the whole thing and it needed to be sorted | 0:08:02 | 0:08:07 | |
because it's very unfair for us, as customers, we have to pay and | 0:08:07 | 0:08:11 | |
if we don't pay, there's a problem, they can get their money. | 0:08:11 | 0:08:14 | |
I paid, upfront, and for all the works done, | 0:08:14 | 0:08:18 | |
and when it comes to getting your money back, it's a hard, long slog. | 0:08:18 | 0:08:23 | |
He took his case to court but no-one from Jonspeed Ltd turned up to put | 0:08:24 | 0:08:29 | |
their side of the story | 0:08:29 | 0:08:30 | |
and the judgment was made in Anthony's favour. | 0:08:30 | 0:08:34 | |
I was hoping they would pay up, | 0:08:34 | 0:08:36 | |
the amount of £4,830 that was awarded. | 0:08:36 | 0:08:40 | |
Unfortunately, they didn't. | 0:08:40 | 0:08:42 | |
So then, the bailiffs from the small claims attended Jonspeed | 0:08:42 | 0:08:49 | |
and had no success in claiming any money whatsoever. | 0:08:49 | 0:08:54 | |
Now, in the meantime, there was a programme that came on the television | 0:08:54 | 0:08:58 | |
called The Sheriffs Are Coming and I thought to myself, | 0:08:58 | 0:09:02 | |
"I think I'll use them." | 0:09:02 | 0:09:04 | |
The total now stands at over £7,500. | 0:09:04 | 0:09:08 | |
On the road in Nuneaton, sheriffs Tommy and Craig are hoping | 0:09:17 | 0:09:20 | |
to get stuck in and get Anthony his money. | 0:09:20 | 0:09:24 | |
They're about to make their second visit to Jonspeed Ltd. | 0:09:24 | 0:09:27 | |
The last one ended in confrontation with staff | 0:09:27 | 0:09:30 | |
and the police had to be called. | 0:09:30 | 0:09:32 | |
It also turned out that the sheriffs' writ said 'Jonspeed' | 0:09:32 | 0:09:35 | |
instead of 'Jonspeed Ltd' | 0:09:35 | 0:09:38 | |
but this time, they have the right name and are looking to get paid. | 0:09:38 | 0:09:41 | |
There's been a change in name on the writ, they've got the 'Ltd' on there | 0:09:41 | 0:09:45 | |
as well, so we'll be making a beeline for him | 0:09:45 | 0:09:47 | |
and having a chat with him and see if he wants to pay this in full. | 0:09:47 | 0:09:51 | |
There's a lot of money at stake and Tommy doesn't want a confrontation. | 0:09:51 | 0:09:55 | |
It's always better to double up on these things and to calm | 0:09:55 | 0:09:57 | |
the aggression down from the start. | 0:09:57 | 0:09:59 | |
We're bringing the police with us to stop a breach of the peace | 0:09:59 | 0:10:02 | |
from the off. | 0:10:02 | 0:10:03 | |
The judgment debt, now, is just short of £8,000. | 0:10:03 | 0:10:08 | |
There is assets there and if he ain't going to pay anything, | 0:10:08 | 0:10:11 | |
then we might get the instruction just to remove what is there. | 0:10:11 | 0:10:14 | |
The unit they are heading to is on an industrial estate, | 0:10:16 | 0:10:19 | |
so they pull up and wait for the police to arrive. | 0:10:19 | 0:10:22 | |
I think I've met these guys before. | 0:10:24 | 0:10:26 | |
What we're going to do is I'm going to drive down | 0:10:26 | 0:10:29 | |
turn round and pull up so I can come straight out | 0:10:29 | 0:10:32 | |
and go to enter the unit. | 0:10:32 | 0:10:34 | |
I don't know if you guys want to pull up straight away or follow me, | 0:10:34 | 0:10:37 | |
and pull up behind, it's up to you. | 0:10:37 | 0:10:38 | |
Tommy and Craig are straight in with the police behind them. | 0:10:38 | 0:10:42 | |
There you go. | 0:10:44 | 0:10:45 | |
Hello. All right, mate. | 0:10:45 | 0:10:47 | |
Just trying to get in contact with Mr Warmington. | 0:10:47 | 0:10:49 | |
-Mr Warmington... -You all right, mate? -We're back again. | 0:10:49 | 0:10:53 | |
They've changed the name on the order | 0:10:53 | 0:10:55 | |
to Jonspeed Ltd. | 0:10:55 | 0:10:57 | |
Just sent us back to enforce the writ, unfortunately. | 0:10:57 | 0:11:01 | |
-Was he going to pay it? -Yeah. | 0:11:04 | 0:11:05 | |
But a quick check by Tommy | 0:11:05 | 0:11:07 | |
confirms no payment has been made | 0:11:07 | 0:11:10 | |
towards the £7,000+ debt. | 0:11:10 | 0:11:12 | |
There's absolutely nothing on the file. | 0:11:12 | 0:11:14 | |
So what did you propose? | 0:11:18 | 0:11:20 | |
If you had e-mailed 'em and said, | 0:11:23 | 0:11:25 | |
"We're going to pay £1,000 today...?" | 0:11:25 | 0:11:27 | |
-Right... -Then we'll start paying monthly £1,000... | 0:11:27 | 0:11:29 | |
I asked the question. I said, "What would be acceptable." | 0:11:29 | 0:11:32 | |
They can't tell you that, it's down to you to offer. | 0:11:32 | 0:11:35 | |
This employee is saying that he made an offer to pay, | 0:11:35 | 0:11:38 | |
but Tommy feels he needed to offer a specific amount. | 0:11:38 | 0:11:42 | |
As the court ordered them to pay up, they should have done so. | 0:11:42 | 0:11:46 | |
So, you're going to need to get some money together, basically. | 0:11:46 | 0:11:50 | |
Yeah, I know that. | 0:11:50 | 0:11:52 | |
The way it stands, they want us to look to remove. | 0:11:52 | 0:11:55 | |
That's what we're geared up for today, | 0:11:55 | 0:11:57 | |
hence we've got the police here. | 0:11:57 | 0:11:59 | |
I'm OK with the police being here, | 0:11:59 | 0:12:00 | |
especially after what happened last time. | 0:12:00 | 0:12:02 | |
Yeah, cool. We just need you to make payment or unfortunately... | 0:12:02 | 0:12:05 | |
-..we need to start listing assets. -What do we need to pay today? | 0:12:07 | 0:12:09 | |
Well, the whole amount at the moment. | 0:12:09 | 0:12:13 | |
We're not going to be able to afford the whole amount. | 0:12:13 | 0:12:15 | |
But after Tommy's insistence, | 0:12:15 | 0:12:17 | |
the staff realise they have to make a serious offer today. | 0:12:17 | 0:12:20 | |
He's gave 'em a debit payment of £1,500 today - | 0:12:20 | 0:12:25 | |
but...can't stretch any more than that. I might as well shut me door. | 0:12:25 | 0:12:30 | |
Right. I'll put that to them | 0:12:30 | 0:12:31 | |
and come and have a chat with you in a second. | 0:12:31 | 0:12:33 | |
Tommy doesn't think their £1,500 offer is big enough. | 0:12:34 | 0:12:38 | |
He goes outside to call the office. | 0:12:38 | 0:12:41 | |
All right, I'll put that to them. | 0:12:42 | 0:12:44 | |
We'll take it from there. No problem. | 0:12:44 | 0:12:47 | |
They agree that Jonspeed Ltd need to improve it. | 0:12:47 | 0:12:50 | |
Negotiations aren't over yet. | 0:12:50 | 0:12:53 | |
If you pay 2,500 today, | 0:12:53 | 0:12:55 | |
we will list everything down - | 0:12:55 | 0:12:57 | |
which is only on paper - | 0:12:57 | 0:12:59 | |
you then sign a controlled goods agreement, | 0:12:59 | 0:13:02 | |
like you'll pay 500 a month after the 2,500 | 0:13:02 | 0:13:04 | |
and we go forward from there. | 0:13:04 | 0:13:06 | |
Are you going to be able to do that? Cos other than that... | 0:13:06 | 0:13:08 | |
They've agreed to Tommy's offer - it's a major success | 0:13:16 | 0:13:19 | |
in getting Anthony his money as quickly as possible. | 0:13:19 | 0:13:22 | |
And it's a big improvement over the last visit. | 0:13:22 | 0:13:25 | |
It's just going to be a part-payment today of 2,500. | 0:13:25 | 0:13:29 | |
We're going to take control of everything in there, | 0:13:29 | 0:13:32 | |
get a controlled goods agreement signed, as we do, | 0:13:32 | 0:13:34 | |
to secure the rest of the debt. They'll pay £500 a month - | 0:13:34 | 0:13:37 | |
it's a good result. | 0:13:37 | 0:13:39 | |
Tommy heads up to the office to arrange today's payment. | 0:13:40 | 0:13:44 | |
And as part of their repayment agreement, the sheriffs have taken | 0:13:44 | 0:13:47 | |
control of valuable assets in the garage such as tools and machinery. | 0:13:47 | 0:13:52 | |
That means the company can't dispose of them | 0:13:52 | 0:13:54 | |
until the debt is paid - and the sheriffs relinquish control. | 0:13:54 | 0:13:59 | |
Is it a debit card? Yeah. OK. | 0:13:59 | 0:14:01 | |
My colleague at the moment is just doing the list of assets. | 0:14:01 | 0:14:04 | |
Once he's completed that, I'll leave you a copy of everything today, | 0:14:04 | 0:14:08 | |
I'll briefly go through it with you. | 0:14:08 | 0:14:10 | |
And I'll do you a handwritten receipt, for your payment today. | 0:14:10 | 0:14:13 | |
And with the sheriffs' work done, Jonspeed Ltd can go back to work. | 0:14:13 | 0:14:17 | |
And so can the police, who weren't needed this time round. | 0:14:17 | 0:14:21 | |
All right, take care. Take care, | 0:14:21 | 0:14:23 | |
I'll probably see you again in the future. | 0:14:23 | 0:14:26 | |
Yeah, result. They managed get £2,500 paid on the PDQ machine. | 0:14:26 | 0:14:31 | |
The value of the stuff was minimal | 0:14:31 | 0:14:33 | |
compared to what the actual debt is, | 0:14:33 | 0:14:34 | |
so getting a part-payment as Tommy did was quite an achievement. | 0:14:34 | 0:14:39 | |
We took control of all the goods in there, | 0:14:39 | 0:14:41 | |
got them into a controlled goods agreement, £500 per month. | 0:14:41 | 0:14:45 | |
So it was a good result, considering what happened last time! | 0:14:45 | 0:14:48 | |
The team at Jonspeed Ltd wanted a chance | 0:14:48 | 0:14:51 | |
to put their side of the story. | 0:14:51 | 0:14:54 | |
He didn't fit his oil filter housing correctly, | 0:14:54 | 0:14:58 | |
which caused a lack of oil | 0:14:58 | 0:15:00 | |
to go to the engine and blew it up. He blamed us for that. | 0:15:00 | 0:15:04 | |
We brought the car back here to sort it out | 0:15:04 | 0:15:07 | |
even though I don't have to sort it out. | 0:15:07 | 0:15:09 | |
I wouldn't never change from the way I am. | 0:15:09 | 0:15:12 | |
I'm honest, I'm fair with everybody. | 0:15:12 | 0:15:14 | |
You know, we only earn an honest living here. | 0:15:14 | 0:15:18 | |
Tommy and Craig are back on the road, | 0:15:19 | 0:15:21 | |
and Anthony feels he can move on, as well. | 0:15:21 | 0:15:24 | |
I feel great now that I've got the money. | 0:15:24 | 0:15:26 | |
At last, justice has been done and I'd like to say | 0:15:26 | 0:15:29 | |
to Tommy and Craig, thank you very much for what you've done. | 0:15:29 | 0:15:33 | |
I really do appreciate it, and long may you be doing the job.. | 0:15:33 | 0:15:37 | |
Being a sheriff is not always a pleasant or easy job. | 0:15:46 | 0:15:49 | |
They never know what's going to happen when they arrive | 0:15:49 | 0:15:52 | |
at the place named on a writ. And although they have a very | 0:15:52 | 0:15:55 | |
high success rate, there are days when things just don't go their way. | 0:15:55 | 0:15:58 | |
Sheriffs Marc and Tony are about to have one of those days. | 0:16:00 | 0:16:03 | |
Don't really have any details. | 0:16:04 | 0:16:06 | |
Amount outstanding is £3,381.76 | 0:16:06 | 0:16:11 | |
The claimant, who doesn't want to be identified, | 0:16:11 | 0:16:14 | |
bought a car from a dealer in the Southeast. | 0:16:14 | 0:16:16 | |
The buyer alleged the car was faulty | 0:16:16 | 0:16:19 | |
and won a court judgment, | 0:16:19 | 0:16:20 | |
but despite the court's decision, the debt was never paid. | 0:16:20 | 0:16:24 | |
So now, Marc and Tony will pay the dealer a visit. | 0:16:24 | 0:16:27 | |
It doesn't take long to locate the premises. | 0:16:33 | 0:16:37 | |
Yeah, it's on your side. | 0:16:37 | 0:16:38 | |
There it is, there. | 0:16:40 | 0:16:41 | |
Sales office. | 0:16:41 | 0:16:43 | |
They park their van across the entrance and head in. | 0:16:44 | 0:16:47 | |
-There's a man in the yard... -Are you all right? | 0:16:51 | 0:16:54 | |
And he isn't pleased to be filmed. He asks the sheriffs to go. | 0:16:54 | 0:16:58 | |
We're not going anywhere, mate, cos we're from the High Court, | 0:16:58 | 0:17:01 | |
so, yeah... | 0:17:01 | 0:17:03 | |
As they make their way towards the office, | 0:17:03 | 0:17:05 | |
the man runs ahead of them... | 0:17:05 | 0:17:07 | |
..and locks the door behind him. | 0:17:08 | 0:17:11 | |
Hey, mate, do you want to open the door? Here we go. | 0:17:11 | 0:17:14 | |
It is them - they've got a Company House certificate on the wall. | 0:17:14 | 0:17:17 | |
The certificate is in the name of the company they're looking for. | 0:17:17 | 0:17:21 | |
There's another man inside the office | 0:17:21 | 0:17:24 | |
and he asks the sheriffs what they've come for. | 0:17:24 | 0:17:26 | |
You all right? | 0:17:26 | 0:17:29 | |
We have a High Court writ against the company. | 0:17:29 | 0:17:31 | |
The man says he's nothing to do with the business | 0:17:33 | 0:17:36 | |
and that the owner isn't here. | 0:17:36 | 0:17:38 | |
Can you ring him? It's important. We've a High Court writ against him. | 0:17:38 | 0:17:42 | |
£3,381. | 0:17:43 | 0:17:45 | |
We just need to speak to him, cos if we don't, | 0:17:47 | 0:17:49 | |
we'll be taking his cars out of here. | 0:17:49 | 0:17:50 | |
The man says he'll call the boss and retreats from the window. | 0:17:50 | 0:17:54 | |
Things aren't off to a good start. | 0:17:54 | 0:17:57 | |
Although there's a yard full of valuable vehicles, | 0:17:57 | 0:17:59 | |
the people inside the office don't seem to want to cooperate | 0:17:59 | 0:18:02 | |
and our camera is attracting some unwelcome attention. | 0:18:02 | 0:18:06 | |
They really don't like the camera, do they? | 0:18:06 | 0:18:09 | |
They're now spraying the cameraman with the jetwash. | 0:18:09 | 0:18:12 | |
It looks like the sheriffs | 0:18:14 | 0:18:16 | |
will have to take control of the company's goods. | 0:18:16 | 0:18:19 | |
As Tony makes a list of cars, Marc's phone rings. | 0:18:19 | 0:18:23 | |
-I don't know. -Oh, that could be him. | 0:18:23 | 0:18:25 | |
Hello? | 0:18:25 | 0:18:27 | |
Hello? Hello, mate. | 0:18:27 | 0:18:29 | |
Could this be the absent boss? | 0:18:29 | 0:18:31 | |
Who am I speaking to? | 0:18:31 | 0:18:33 | |
It's to do with a High Court writ. | 0:18:34 | 0:18:36 | |
Suddenly, a large bucket of water is thrown over our cameraman, | 0:18:37 | 0:18:41 | |
and the camera is disabled. | 0:18:41 | 0:18:43 | |
A short while later, we continue filming on a mini camera. | 0:18:46 | 0:18:50 | |
Another camera arrives to replace the water-damaged one. | 0:19:15 | 0:19:19 | |
The sheriffs have now been at the garage for four hours | 0:19:19 | 0:19:22 | |
and the situation has deteriorated. | 0:19:22 | 0:19:25 | |
The business has refused to pay | 0:19:25 | 0:19:27 | |
and the sheriffs have clamped one of the cars. | 0:19:27 | 0:19:30 | |
Usually, this tactic prompts debtors to try and find some money, | 0:19:30 | 0:19:34 | |
but today, it's different. | 0:19:34 | 0:19:36 | |
More people connected to the garage have arrived and one of them | 0:19:36 | 0:19:39 | |
has parked across the entrance, | 0:19:39 | 0:19:41 | |
preventing the sheriffs removing any cars. | 0:19:41 | 0:19:44 | |
They've also chained up the gate with Marc and Tony inside. | 0:19:44 | 0:19:47 | |
Only one thing is going to resolve this situation - | 0:19:47 | 0:19:51 | |
Tony has called the police. | 0:19:51 | 0:19:54 | |
But as the sheriffs wait, locked | 0:19:54 | 0:19:57 | |
uncomfortably inside the premises, there is no sign of the police. | 0:19:57 | 0:20:01 | |
More time passes and the sheriffs' | 0:20:01 | 0:20:04 | |
tow trucks have arrived to take cars. | 0:20:04 | 0:20:08 | |
But there's still no police. | 0:20:08 | 0:20:10 | |
It's an offence to prevent a sheriff from carrying out his work, | 0:20:10 | 0:20:14 | |
but people at the garage have no intention of letting Marc | 0:20:14 | 0:20:17 | |
and Tony take cars. | 0:20:17 | 0:20:19 | |
With no police to help, Marc thinks the situation can't be saved. | 0:20:19 | 0:20:23 | |
He is now just looking at getting out. | 0:20:23 | 0:20:25 | |
We ain't getting nowhere. We're just going to leave. | 0:20:25 | 0:20:29 | |
-They're going to let us out. -Yeah? -Yeah. You go. | 0:20:29 | 0:20:32 | |
Just leave it at that. | 0:20:32 | 0:20:34 | |
-Sorry, guys, but... -No, no, that's fine. | 0:20:34 | 0:20:37 | |
Staff at the garage agree to unlock the gate | 0:20:39 | 0:20:42 | |
if the sheriffs are only taking control of cars on paper, | 0:20:42 | 0:20:45 | |
so finally Marc and Tony walk out. | 0:20:45 | 0:20:48 | |
It's a frustrating end to a long day. | 0:20:48 | 0:20:51 | |
They've let us out, so... | 0:20:52 | 0:20:54 | |
Well, to be honest, | 0:20:54 | 0:20:56 | |
that was probably the most horrendous job I've done in 12, | 0:20:56 | 0:20:59 | |
13 years of doing the job. | 0:20:59 | 0:21:01 | |
We ended up getting locked in the yard, we was getting nowhere. | 0:21:03 | 0:21:07 | |
We've called the police over four hours ago. | 0:21:07 | 0:21:12 | |
It's just bit of a pain really, | 0:21:12 | 0:21:14 | |
cos we could have done with actually taking the cars away | 0:21:14 | 0:21:17 | |
but we've spent a good five hours of our day stuck here | 0:21:17 | 0:21:21 | |
wanting to enforce the writ which means either collecting the payment | 0:21:21 | 0:21:25 | |
or taking goods away to cover the debt, so all in all, | 0:21:25 | 0:21:29 | |
it's been a bit of a bad day. | 0:21:29 | 0:21:30 | |
Sometimes a sheriff as experienced as Marc knows he must admit defeat. | 0:21:32 | 0:21:36 | |
Tony's had enough, he wants to go home. | 0:21:38 | 0:21:40 | |
And that is where the case ended for the sheriffs. | 0:21:42 | 0:21:45 | |
After an appeal by the garage, | 0:21:45 | 0:21:47 | |
the original judgment was set aside and no further action taken. | 0:21:47 | 0:21:52 | |
So Marc and Tony were only too glad they didn't have to return. | 0:21:52 | 0:21:56 | |
These days, sheriffs are officially called | 0:22:08 | 0:22:11 | |
enforcement agents of the High Court. | 0:22:11 | 0:22:13 | |
Yeah, who are you, sir? | 0:22:13 | 0:22:14 | |
I've got a High Court writ I'm executing here today. | 0:22:14 | 0:22:16 | |
We're here to collect £1,930.20. | 0:22:16 | 0:22:19 | |
It doesn't matter what the dispute is, you have to pay. | 0:22:21 | 0:22:25 | |
The law's the law...and it applies to everybody. | 0:22:25 | 0:22:28 | |
They enforce High Court writs | 0:22:30 | 0:22:32 | |
and also have protection under the law. | 0:22:32 | 0:22:34 | |
Craig, do you want to ring the police? | 0:22:34 | 0:22:36 | |
This gentleman's stopping me doing my job. | 0:22:36 | 0:22:39 | |
Stop a sheriff from doing his job and you've committed | 0:22:39 | 0:22:42 | |
a criminal offence. | 0:22:42 | 0:22:43 | |
We've got a legal document to evict you. | 0:22:45 | 0:22:47 | |
They can call the police who can arrest you, charge you | 0:22:47 | 0:22:50 | |
and take you into custody... | 0:22:50 | 0:22:52 | |
You don't have to say anything but it can harm your defence. | 0:22:52 | 0:22:56 | |
..leaving the sheriffs to recover the money their clients are owed. | 0:22:56 | 0:22:59 | |
It's 1,857.90, which needs to be paid today. | 0:22:59 | 0:23:04 | |
A High Court writ costs £60. | 0:23:04 | 0:23:06 | |
It's very odd. | 0:23:06 | 0:23:08 | |
If the sheriffs are successful, there's nothing more to pay. | 0:23:08 | 0:23:11 | |
Yay! | 0:23:11 | 0:23:12 | |
And if they're unsuccessful, the only cost is a compliance fee | 0:23:12 | 0:23:16 | |
of £75 plus VAT for each enforcement. | 0:23:16 | 0:23:20 | |
It's late morning in Kent. | 0:23:33 | 0:23:35 | |
Kev and Lawrence have already made several visits and they're | 0:23:35 | 0:23:39 | |
looking to get their teeth into one more before biting into lunch. | 0:23:39 | 0:23:43 | |
We're on our way to a Miss Meha Surendra Opie. | 0:23:43 | 0:23:48 | |
But we're actually going to a dental practice. | 0:23:48 | 0:23:50 | |
Generally speaking, dentists have got money. | 0:23:50 | 0:23:54 | |
So, hopefully, we should be able to clear this up. | 0:23:54 | 0:23:57 | |
But it's not just cash they can take. | 0:23:57 | 0:23:59 | |
Dental chairs are highly valuable, | 0:23:59 | 0:24:03 | |
along with some of their other equipment. | 0:24:03 | 0:24:05 | |
Obviously, it tends to be bolted to the floor. | 0:24:05 | 0:24:09 | |
But this isn't an ordinary case. | 0:24:09 | 0:24:11 | |
Today, the sheriffs are acting on behalf of a company | 0:24:11 | 0:24:13 | |
they've helped to keep afloat over the years, | 0:24:13 | 0:24:16 | |
by chasing debts and ensuring they got paid. | 0:24:16 | 0:24:18 | |
This is Dental Sky in Ashford, Kent. | 0:24:20 | 0:24:23 | |
It's a small dental wholesalers which supplied dentist | 0:24:23 | 0:24:26 | |
Meha Opie with consumables and disposable stock for the surgery, | 0:24:26 | 0:24:31 | |
but were not paid for what they supplied. | 0:24:31 | 0:24:34 | |
Carla Sutcliffe runs the business | 0:24:34 | 0:24:36 | |
and she's very worried that the unpaid debt | 0:24:36 | 0:24:38 | |
could have a major impact on the business she has helped to build. | 0:24:38 | 0:24:42 | |
Well, the sheriffs are my last hope on this. | 0:24:42 | 0:24:45 | |
If they can't collect, | 0:24:45 | 0:24:47 | |
then I'm going to have some short-term cash flow problems. | 0:24:47 | 0:24:51 | |
The worst-case scenario is that I potentially may have to | 0:24:51 | 0:24:56 | |
make people redundant. | 0:24:56 | 0:24:57 | |
Carla's business nearly went under a few years ago. | 0:24:57 | 0:25:01 | |
The company had several hundred thousand pounds of unpaid debts | 0:25:01 | 0:25:05 | |
and would have folded, if they hadn't brought in the sheriffs. | 0:25:05 | 0:25:09 | |
I soon realised that the only way we were going to survive | 0:25:09 | 0:25:13 | |
was to...pursue these debts. | 0:25:13 | 0:25:18 | |
We are not a big corporate company, we can't afford to absorb bad debt. | 0:25:18 | 0:25:23 | |
The sheriffs tracked down much of the money owed to the company. | 0:25:23 | 0:25:27 | |
It was a life-saver to the 40 people employed here. | 0:25:27 | 0:25:30 | |
Without that, we would never have survived. | 0:25:30 | 0:25:34 | |
And in the case of Meha Opie the dentist, | 0:25:34 | 0:25:37 | |
there's nearly £1,200 owed. | 0:25:37 | 0:25:39 | |
A repayment plan was in place, but it wasn't followed properly. | 0:25:39 | 0:25:43 | |
So Carla feels she's waited long enough before | 0:25:43 | 0:25:46 | |
calling in the sheriffs. | 0:25:46 | 0:25:47 | |
She made an offer to pay £300 a month which I accepted. | 0:25:47 | 0:25:53 | |
She didn't make the payments so then it had to be pursued. | 0:25:53 | 0:25:58 | |
The sheriffs are always the last resort. | 0:25:58 | 0:26:01 | |
I never want to have to go to them, | 0:26:01 | 0:26:03 | |
but it's a needs-must situation and I know they'll deliver. | 0:26:03 | 0:26:06 | |
But whether they can deliver or not is now a matter | 0:26:15 | 0:26:18 | |
for Lawrence and Kev. | 0:26:18 | 0:26:19 | |
-Here it is. -Indeed it is. | 0:26:19 | 0:26:21 | |
See if that quizzer's on. | 0:26:22 | 0:26:24 | |
-Hi there. -Hi, I'm looking for a Ms Meha Surendra Opie. | 0:26:24 | 0:26:29 | |
She's not here? So, does she actually own the practice? | 0:26:30 | 0:26:33 | |
So, everything here is hers? | 0:26:34 | 0:26:35 | |
Excellent. | 0:26:37 | 0:26:38 | |
If she owns the surgery, then goods here are more likely to be hers | 0:26:38 | 0:26:42 | |
and the sheriffs could take control of them. | 0:26:42 | 0:26:45 | |
Lawrence quickly gets her number | 0:26:45 | 0:26:47 | |
so he can explain in person that the sheriffs have come to have a chat. | 0:26:47 | 0:26:51 | |
Hello, is that Ms Meha Opie? | 0:26:53 | 0:26:56 | |
Good afternoon, my name's Mr Grix, I'm an enforcement agent. | 0:26:56 | 0:27:00 | |
I'm at your dental practice at the moment. | 0:27:00 | 0:27:02 | |
I have a High Court writ in favour of Dental Sky Wholesale Ltd. | 0:27:02 | 0:27:07 | |
And I'm here today to take control of goods to the value of £1,022.91. | 0:27:07 | 0:27:12 | |
The only way to prevent further action is pay in full. | 0:27:13 | 0:27:17 | |
Lawrence is straight through but there's a problem. | 0:27:17 | 0:27:20 | |
The dentist says she has been making monthly payments of £300 | 0:27:20 | 0:27:24 | |
as agreed by the court. | 0:27:24 | 0:27:26 | |
Right, so you've paid June, July...? | 0:27:26 | 0:27:29 | |
And that's it, you've not paid August yet? | 0:27:29 | 0:27:32 | |
OK, bear with me, what I'll do, I've got your number, | 0:27:32 | 0:27:35 | |
I'm going to get in touch with my office and find out what's going on | 0:27:35 | 0:27:37 | |
and I'll give you a ring back. | 0:27:37 | 0:27:40 | |
OK? Bye-bye. | 0:27:40 | 0:27:41 | |
But Kev has a suspicion of what's happened. | 0:27:43 | 0:27:46 | |
So she, she knew all about it...? | 0:27:46 | 0:27:48 | |
Yeah, if she's paid late by a day, though, | 0:27:48 | 0:27:50 | |
she's breached the court order. | 0:27:50 | 0:27:53 | |
A quick call to the office puts Lawrence in the picture. | 0:27:53 | 0:27:56 | |
Cheers, bye. | 0:27:56 | 0:27:57 | |
I found out that at least one of the payments was late, | 0:27:57 | 0:28:00 | |
there was payment made on the 31st of July, obviously should have been | 0:28:00 | 0:28:03 | |
the 23rd of July so it looks like she's paying late. | 0:28:03 | 0:28:06 | |
If a court order says that you pay by that date, | 0:28:06 | 0:28:09 | |
those funds have to clear by that date. | 0:28:09 | 0:28:11 | |
So, I'm just going to give her a buzz back. | 0:28:11 | 0:28:13 | |
With the court order breached, Carla now wants payment in full. | 0:28:15 | 0:28:18 | |
And whilst Lawrence gives the dentist the bad news, | 0:28:18 | 0:28:21 | |
Kev has his mind on the backup plan. | 0:28:21 | 0:28:23 | |
What we'll do is stay on site | 0:28:23 | 0:28:25 | |
at the moment, just in case she doesn't pay | 0:28:25 | 0:28:27 | |
and we have to potentially remove goods as there's...I guess there's | 0:28:27 | 0:28:32 | |
going to be a lot of value here if we need to. | 0:28:32 | 0:28:35 | |
Lawrence has spoken to the dentist and she promised to pay | 0:28:35 | 0:28:38 | |
the full sum, of over £1,000, straight away. | 0:28:38 | 0:28:42 | |
She's on the motorway coming down from Derby | 0:28:42 | 0:28:46 | |
and she's going to pull into motorway services | 0:28:46 | 0:28:49 | |
so that she can get an internet connection | 0:28:49 | 0:28:51 | |
and make a payment online...um... | 0:28:51 | 0:28:55 | |
A little while ago I spoke to her, now. | 0:28:56 | 0:28:58 | |
Straight to voicemail. | 0:29:01 | 0:29:02 | |
With no further word on payment, | 0:29:04 | 0:29:06 | |
Kev decides to see exactly what assets are here. | 0:29:06 | 0:29:10 | |
Pretty sure that on its own will be more than enough to cover the amount | 0:29:10 | 0:29:14 | |
we're after at the moment. | 0:29:14 | 0:29:15 | |
But as Lawrence said, he'll have to unbolt the chair from the floor | 0:29:15 | 0:29:18 | |
if it's to be taken. | 0:29:18 | 0:29:21 | |
Outside, Lawrence is back in touch with the debtor. | 0:29:21 | 0:29:24 | |
She says she's paid the full amount to clear the debt. | 0:29:24 | 0:29:27 | |
Right, what I'll do, I'll just give my office a ring | 0:29:27 | 0:29:30 | |
just to confirm that | 0:29:30 | 0:29:31 | |
and then I'll leave some paperwork and a receipt for you | 0:29:31 | 0:29:34 | |
in a sealed envelope with your receptionist. | 0:29:34 | 0:29:37 | |
OK? Thanks. Bye-bye. | 0:29:37 | 0:29:39 | |
A quick check reveals the account is now settled. | 0:29:42 | 0:29:45 | |
Lawrence doesn't understand | 0:29:46 | 0:29:48 | |
why people don't run their accounts more carefully. | 0:29:48 | 0:29:51 | |
One of the payments was late, at least one of them, | 0:29:51 | 0:29:54 | |
so she was in breach of the court order, basically, | 0:29:54 | 0:29:57 | |
so the full amount was due. | 0:29:57 | 0:29:58 | |
She pulled into the motorway services where she could get | 0:29:58 | 0:30:01 | |
a signal on her computer, went on to our online card payment system | 0:30:01 | 0:30:04 | |
and paid in full online. | 0:30:04 | 0:30:05 | |
If you've got the money to pay a debt you should just pay it, | 0:30:05 | 0:30:07 | |
because if you opt to pay by instalments and it's down to you | 0:30:07 | 0:30:10 | |
to make the payments and you miss an instalment, then you leave yourself | 0:30:10 | 0:30:15 | |
open to due legal process and we can be knocking on your door. | 0:30:15 | 0:30:18 | |
So if you've got the money to pay a debt, why not just pay it? | 0:30:18 | 0:30:21 | |
It's been another good day for Lawrence and Kev. | 0:30:24 | 0:30:27 | |
But more importantly, it means Carla Sutcliffe's Dental Sky in Kent | 0:30:27 | 0:30:31 | |
getting back the money that they're owed. | 0:30:31 | 0:30:34 | |
Absolutely delighted and it's a huge relief. | 0:30:34 | 0:30:38 | |
They were able to recover... | 0:30:38 | 0:30:42 | |
It was about £1,200 which doesn't sound like a lot of money | 0:30:42 | 0:30:45 | |
to some people...um...but now, it means I can pay a few bills, | 0:30:45 | 0:30:50 | |
but it also means that we can continue trading...confidently. | 0:30:50 | 0:30:55 | |
I would urge all small businesses | 0:30:58 | 0:31:00 | |
not to try and deal with debt on your own. | 0:31:00 | 0:31:02 | |
It's really not worth it. | 0:31:02 | 0:31:04 | |
There is somebody out there that can help you. | 0:31:04 | 0:31:07 | |
It's just learning how to go through the process | 0:31:07 | 0:31:10 | |
and not being frightened of it. | 0:31:10 | 0:31:12 | |
For a £60 fee, the sheriffs can enforce a High Court writ, | 0:31:25 | 0:31:30 | |
and that means they're out trying to get people the money they're owed, | 0:31:30 | 0:31:33 | |
whatever the weather. | 0:31:33 | 0:31:34 | |
We're out this morning on this very cold wintry morning in a little | 0:31:36 | 0:31:41 | |
place near Worcester. We're out to see a limited company called | 0:31:41 | 0:31:45 | |
Rhino Recycling Ltd, near enough £7,700 balance on the account. | 0:31:45 | 0:31:50 | |
But this isn't the first time Craig has driven down this road. | 0:31:51 | 0:31:55 | |
I've personally been here before, took control of goods and entered | 0:31:55 | 0:32:00 | |
into an arrangement with the director of the company | 0:32:00 | 0:32:03 | |
to pay £1,000 a week. | 0:32:03 | 0:32:04 | |
Um...he paid me £1,600 on the day but unfortunately, | 0:32:04 | 0:32:08 | |
since then, he's failed to maintain his arrangement, | 0:32:08 | 0:32:10 | |
hence the reason why me and Tommy are back. | 0:32:10 | 0:32:12 | |
On arrival at the site, there's a locked gate between the sheriffs | 0:32:22 | 0:32:25 | |
and the company they're after. | 0:32:25 | 0:32:27 | |
They have the authority to gain access by climbing the fence - | 0:32:27 | 0:32:31 | |
it's part of their power as sheriffs. | 0:32:31 | 0:32:33 | |
But on this cold and frosty day, | 0:32:33 | 0:32:34 | |
they are going for a different tactic. | 0:32:34 | 0:32:37 | |
So the plan is just to sort of hang back here at the moment, hoping that | 0:32:37 | 0:32:41 | |
somebody will come onto the estate or come out of the estate | 0:32:41 | 0:32:44 | |
so therefore, the gates will automatically open. | 0:32:44 | 0:32:48 | |
And then we can gain our entry that way. | 0:32:48 | 0:32:50 | |
There's a car coming. | 0:32:53 | 0:32:54 | |
Can you just follow him in? | 0:32:56 | 0:32:57 | |
Yeah, yeah. Not yet, not yet, wait until...and go. | 0:32:57 | 0:33:03 | |
Craig's tactic has worked, | 0:33:03 | 0:33:05 | |
and its a bit more subtle than scaling the fence. | 0:33:05 | 0:33:08 | |
Craig and Tommy are in. | 0:33:08 | 0:33:10 | |
Time to find out why the company has stopped paying as per | 0:33:10 | 0:33:13 | |
the agreement from Craig's last visit. | 0:33:13 | 0:33:15 | |
See the white lorry there? That's their truck. | 0:33:15 | 0:33:18 | |
That's the little hut there? | 0:33:18 | 0:33:19 | |
Yeah, that's his office. And this is all of it. | 0:33:19 | 0:33:22 | |
It's a large open-air recycling site for industrial companies. | 0:33:22 | 0:33:26 | |
It stinks, doesn't it? | 0:33:26 | 0:33:28 | |
But the sheriffs head straight to the nerve centre - this hut. | 0:33:28 | 0:33:32 | |
-Hello, sir. -Hello, mate. -Is the director about at all? | 0:33:32 | 0:33:35 | |
-No, I'm afraid. -Can he be contacted at all? | 0:33:35 | 0:33:37 | |
Don't care, can we have him out, please? | 0:33:38 | 0:33:40 | |
They ask us to leave the hut, but Craig and Tommy investigate | 0:33:40 | 0:33:43 | |
why the agreement to pay is not being kept to. | 0:33:43 | 0:33:46 | |
And after a bit of negotiation, | 0:33:47 | 0:33:49 | |
Tommy thinks they're getting somewhere. | 0:33:49 | 0:33:51 | |
Craig spoke to the director, who he spoke to on his previous visit, | 0:33:53 | 0:33:57 | |
explained that he signed the controlled goods agreement, | 0:33:57 | 0:34:00 | |
he hasn't made the payments, needs to pay in full. | 0:34:00 | 0:34:02 | |
The director is having two teeth out quite urgently this morning, | 0:34:02 | 0:34:06 | |
just about to get to the dentist. | 0:34:06 | 0:34:08 | |
He says he can pay £1,000. | 0:34:08 | 0:34:11 | |
With £1,000 today and £1,600 paid on Craig's previous visit, | 0:34:11 | 0:34:16 | |
they will still need nearly £5,000 to clear the debt. | 0:34:16 | 0:34:20 | |
If the cash isn't available on the day, | 0:34:20 | 0:34:22 | |
Craig will look at taking control | 0:34:22 | 0:34:24 | |
of any expensive plant equipment the company may have. | 0:34:24 | 0:34:28 | |
That means it can be sold at auction to clear a debt. | 0:34:28 | 0:34:31 | |
But Craig will have to prove it belongs to the company. | 0:34:31 | 0:34:34 | |
He's also saying that everything here is on finance. | 0:34:34 | 0:34:37 | |
He's not supplied that evidence which he should have done | 0:34:37 | 0:34:40 | |
when the goods were taken control of. | 0:34:40 | 0:34:42 | |
But we will still look at it. | 0:34:42 | 0:34:44 | |
So he's got an employee in there digging out the information | 0:34:44 | 0:34:47 | |
about everything being on finance. | 0:34:47 | 0:34:49 | |
I mean, if everything is on finance, then obviously | 0:34:49 | 0:34:52 | |
we need to renegotiate, maybe look at accepting what he's got today | 0:34:52 | 0:34:57 | |
and getting him back into an agreement. | 0:34:57 | 0:34:59 | |
It can go either way at the minute - | 0:34:59 | 0:35:01 | |
if all stacks up and it is on finance, | 0:35:01 | 0:35:02 | |
there is no nothing we can legally remove. | 0:35:02 | 0:35:05 | |
In the hut, | 0:35:05 | 0:35:06 | |
Craig is with company staff as they look through their records | 0:35:06 | 0:35:09 | |
to find any credit agreements for the equipment that is here. | 0:35:09 | 0:35:13 | |
The sheriffs are hoping to prove | 0:35:13 | 0:35:14 | |
that some of it is owned by the company. | 0:35:14 | 0:35:17 | |
Craig's just going through some paperwork with the gentleman | 0:35:19 | 0:35:22 | |
but at the moment, it's looking like anything of any real monetary value | 0:35:22 | 0:35:27 | |
is on a lease or an agreement. | 0:35:27 | 0:35:30 | |
We're still going to be getting some money today, | 0:35:30 | 0:35:33 | |
we're just going to keep pressing and getting as much as we can today | 0:35:33 | 0:35:35 | |
and then probably look at getting him back on an agreement but | 0:35:35 | 0:35:38 | |
obviously we're not going to let him know that yet until we've gone | 0:35:38 | 0:35:41 | |
through all the paperwork with a fine-tooth comb. | 0:35:41 | 0:35:44 | |
But the sheriffs want the maximum for their client. | 0:35:46 | 0:35:49 | |
Craig is going to check the site for any unlisted gear... | 0:35:49 | 0:35:52 | |
..which gives Tommy a chance to attend to more personal matters. | 0:35:57 | 0:36:01 | |
It's a beard comb. Just to keep myself well groomed, you know? | 0:36:03 | 0:36:08 | |
And while Tommy is thorough with his grooming, | 0:36:11 | 0:36:14 | |
Craig's examination of the records has revealed that there might | 0:36:14 | 0:36:17 | |
be a few items the sheriffs can take control of. | 0:36:17 | 0:36:20 | |
Unfortunately for them, there are some assets which aren't on finance, | 0:36:20 | 0:36:23 | |
which we are liable to take today - this was the office furniture and | 0:36:23 | 0:36:27 | |
a few items of plant. | 0:36:27 | 0:36:30 | |
The sheriffs have the power to search the site. | 0:36:30 | 0:36:33 | |
By finding the equipment the company does own, | 0:36:33 | 0:36:35 | |
Craig is in a stronger position to push them | 0:36:35 | 0:36:38 | |
to make a decent cash offer to get the debt paid. | 0:36:38 | 0:36:41 | |
And that's what he's now doing. | 0:36:41 | 0:36:43 | |
Inside the hut, | 0:36:43 | 0:36:44 | |
he's managed to get a better offer than their original £1,000. | 0:36:44 | 0:36:48 | |
However, it's not a paid in full, or PIF for short. | 0:36:48 | 0:36:52 | |
So, we've come to an arrangement today to pay £2,000 today, | 0:36:52 | 0:36:58 | |
£2,700 in a weeks' time, | 0:36:58 | 0:37:00 | |
£1,500 a week after that, | 0:37:00 | 0:37:03 | |
and the remaining £1,500 a week after that. | 0:37:03 | 0:37:06 | |
So all in all, in four weeks' time, it will be paid. | 0:37:06 | 0:37:09 | |
As happy as we can be today - obviously it's not a PIF but it's | 0:37:09 | 0:37:12 | |
a result with the situation we had. So...yeah, happy. | 0:37:12 | 0:37:16 | |
Let's go. | 0:37:18 | 0:37:20 | |
Rhino Recycling later failed to keep up repayments | 0:37:20 | 0:37:23 | |
via the sheriffs | 0:37:23 | 0:37:24 | |
and the team are awaiting instructions from their client. | 0:37:24 | 0:37:27 | |
Sheriffs Tommy Coyle and Craig Wild are heading into central Nottingham | 0:37:37 | 0:37:41 | |
looking for a place that's rumoured to do the best sandwiches in town. | 0:37:41 | 0:37:45 | |
But they won't be trying them. | 0:37:45 | 0:37:47 | |
Right, so, we're in Nottingham today, off to see Brown Betty's, | 0:37:47 | 0:37:51 | |
it's a sandwich bar. | 0:37:51 | 0:37:53 | |
The claimant itself is a company called Manor Foods, we understand | 0:37:53 | 0:37:56 | |
that they probably supply food to these premises. | 0:37:56 | 0:37:59 | |
We've had a little look at it on the internet, it looks quite popular, | 0:37:59 | 0:38:04 | |
it's got some good write-ups about their sandwiches and breakfasts | 0:38:04 | 0:38:08 | |
they do, so they seem to do quite well. | 0:38:08 | 0:38:10 | |
The debt itself is quite large, it's just short of £15,000, | 0:38:10 | 0:38:16 | |
so not a small amount of money. | 0:38:16 | 0:38:18 | |
So the intention is to gain access | 0:38:18 | 0:38:21 | |
as quick as we can, and see where we go from there. | 0:38:21 | 0:38:25 | |
Hopefully might get a paid in full. | 0:38:25 | 0:38:27 | |
Debts or not, Craig has fond memories of Nottingham. | 0:38:27 | 0:38:31 | |
Back in the day, it was quite a good nightlife. | 0:38:33 | 0:38:37 | |
The ratio was always quite good in Nottingham... | 0:38:37 | 0:38:40 | |
Colleagues told me it was about six to one, and I couldn't believe that | 0:38:40 | 0:38:44 | |
but when I found myself here on a few nights, it wasn't a six to one, | 0:38:44 | 0:38:48 | |
it was a good five. | 0:38:48 | 0:38:49 | |
And the nightclubbing lifestyle has been good to Craig. | 0:38:51 | 0:38:54 | |
I did meet my wife in a nightclub, but not up here, in Birmingham. | 0:38:54 | 0:39:01 | |
Been happily married ever since. So...yeah. | 0:39:01 | 0:39:04 | |
Yeah? | 0:39:05 | 0:39:07 | |
But his relationship with his other partner | 0:39:07 | 0:39:09 | |
is getting off to a bad start today. | 0:39:09 | 0:39:12 | |
Why don't you take one for the team? I did yesterday. | 0:39:12 | 0:39:15 | |
I ain't paying again. I ain't paying for parking every day. | 0:39:15 | 0:39:19 | |
Lend me four quid. | 0:39:19 | 0:39:20 | |
I paid £6 yesterday. | 0:39:20 | 0:39:23 | |
He don't like parting with money, our Wild. | 0:39:23 | 0:39:27 | |
He's collected millions in unpaid debts over the years, | 0:39:27 | 0:39:31 | |
but putting small change into a parking machine has stumped Craig. | 0:39:31 | 0:39:35 | |
Welcome to Nottingham. | 0:39:35 | 0:39:36 | |
-Eh? -Oh, geez! | 0:39:36 | 0:39:39 | |
What's the problem? It ain't rocket science, son. | 0:39:39 | 0:39:42 | |
-Nah. Can't do it. -Why? -Won't accept the money. | 0:39:42 | 0:39:47 | |
Check tariff, put the money in, press the green button. | 0:39:47 | 0:39:50 | |
Do that then. There you go. Press green. | 0:39:50 | 0:39:54 | |
Yeah. That's green, yes, isn't it? | 0:39:54 | 0:39:57 | |
Finally, they're parked up legitimately. | 0:39:57 | 0:40:00 | |
-Done? -We're in, we're in. | 0:40:00 | 0:40:01 | |
Now they can get on with the job at the sandwich shop. | 0:40:03 | 0:40:06 | |
It's a busy place and the sheriffs don't want to interrupt them | 0:40:13 | 0:40:16 | |
from serving customers. | 0:40:16 | 0:40:19 | |
# Whoa Brown Betty, bam ba lam. # | 0:40:19 | 0:40:21 | |
You all right? Is the boss about? | 0:40:21 | 0:40:23 | |
You're all bosses? Is there anywhere I can have a word in private? | 0:40:24 | 0:40:27 | |
I can come out the back if you want me to, | 0:40:27 | 0:40:29 | |
I'll explain everything to you. | 0:40:29 | 0:40:31 | |
-I'll wait here. -If there's only room for two it's fine. | 0:40:33 | 0:40:37 | |
Tommy moves out of the way of paying customers | 0:40:37 | 0:40:40 | |
as our camera is asked to wait outside. | 0:40:40 | 0:40:43 | |
Being asked to pay almost £15,000 is a shock for any small business. | 0:40:43 | 0:40:48 | |
And whilst Tommy explains, | 0:40:48 | 0:40:50 | |
Craig stays inside to get an idea of what assets might be in the shop. | 0:40:50 | 0:40:55 | |
The sheriffs need to see what money, if any, they can get today. | 0:40:55 | 0:40:59 | |
It's all down to the sheriffs' negotiating skills | 0:40:59 | 0:41:02 | |
but the staff are saying there's no way they can pay. | 0:41:02 | 0:41:05 | |
They seem to be like a family-run business, they've been here | 0:41:05 | 0:41:08 | |
in excess of 30 years, trading. | 0:41:08 | 0:41:10 | |
Tom is explaining the situation to them now. | 0:41:12 | 0:41:15 | |
We want to be as discreet as possible, | 0:41:15 | 0:41:16 | |
they're a small family-run business, | 0:41:16 | 0:41:18 | |
so we don't want to affect it too much. | 0:41:18 | 0:41:20 | |
Absolute maximum I can get is £1,000 today. | 0:41:20 | 0:41:22 | |
There's limited assets. I've explained you're going | 0:41:22 | 0:41:25 | |
to come in now - be very discreet, | 0:41:25 | 0:41:26 | |
list some items, do it from the other side if you can. | 0:41:26 | 0:41:29 | |
I've done most of it. | 0:41:29 | 0:41:30 | |
Have you done most of it? If you can just do that for me, I'm going to do | 0:41:30 | 0:41:33 | |
the rest of the paperwork in there. | 0:41:33 | 0:41:36 | |
Can I have a receipt book as well, mate? | 0:41:36 | 0:41:39 | |
While some jobs require them to deal with confrontational non-payers, | 0:41:39 | 0:41:43 | |
the sheriffs can see the sandwich shop needs more careful handling. | 0:41:43 | 0:41:47 | |
They realise that if they take too much cash or stock from the shop, | 0:41:47 | 0:41:51 | |
then the business won't be able to make any money from customers. | 0:41:51 | 0:41:55 | |
That would mean the nearly £15,000 debt won't get paid. | 0:41:55 | 0:41:59 | |
And after further discussions inside, the till is opening. | 0:41:59 | 0:42:03 | |
They've agreed to make a payment. | 0:42:03 | 0:42:05 | |
Tommy and Craig's softer approach has got a result, | 0:42:05 | 0:42:08 | |
and the sheriffs are leaving without removing a single bread roll. | 0:42:08 | 0:42:12 | |
Yeah, that went fine, they got as much money as they can which was | 0:42:12 | 0:42:16 | |
£1,000 cash today, which we're quite happy with. Took control of the | 0:42:16 | 0:42:20 | |
rest of the goods on site, got a CGA, controlled goods agreement signed. | 0:42:20 | 0:42:24 | |
They're going to forward a proposal into the office within 24 hours. | 0:42:24 | 0:42:28 | |
They're all quite compliant, no aggression at all, | 0:42:28 | 0:42:32 | |
being a sandwich bar, very little assets within the premises | 0:42:32 | 0:42:37 | |
and what assets they had were of minimal value. | 0:42:37 | 0:42:40 | |
It is a small business, they'd rather keep it running | 0:42:40 | 0:42:43 | |
so they can get this debt paid. | 0:42:43 | 0:42:45 | |
To do that, we took the part payment | 0:42:45 | 0:42:48 | |
and looked to give them the agreement. | 0:42:48 | 0:42:50 | |
Good result for the sheriffs and hopefully another happy claimant. | 0:42:50 | 0:42:53 | |
The sandwich shop later agreed to pay £500 a month | 0:42:53 | 0:42:58 | |
to clear the remaining debt. | 0:42:58 | 0:43:00 |