Episode 2 The Sheriffs Are Coming


Episode 2

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Transcript


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If you're owed money but aren't getting paid,

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it's time to call the sheriffs.

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My name's Mr Grix. My colleague and I are Enforcement Agents.

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I'm here to issue a High Court writ.

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I've got to do what I'm instructed to by the courts.

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They're Enforcement Agents of the High Court,

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and if a court's ruled in your favour,

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they're on your side.

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If the debtor doesn't want to pay...

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You currently owe £9,461.80.

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..the law says the sheriffs can get you what you're owed.

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If you don't come to the door,

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we have to remove the vehicle off the drive.

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You'll have a week to pay in full before it gets sold at auction.

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Whether it's a small company...

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Can I speak to the person in charge, please?

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..or a household name...

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We're here to see somebody from G4S.

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..if they owe you money, the sheriffs get it paid.

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I'm not going anywhere. You get him to come in here.

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We're not going to wait around like that. It needs to be done now.

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I just collected 42 grand.

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Coming up, Lawrence and Kev face an unusual barricade

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on an eviction job...

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This will be interesting.

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I think he's probably deadlocked it off, mate.

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..but will they be able to get in

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and reclaim the building for its owners?

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Claire Yew wasn't paid the rent she was due from a lettings agent.

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He owed me about six months' rent.

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That was quite hard for me and my family

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because I still had to pay the mortgage.

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Sheriff Ken Warby has an ultimatum for the manager.

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I'm going to have to insist on half payment,

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or I remove the goods.

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A bathroom supplier who's fallen behind with payments

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is taken by surprise when the sheriffs come to call.

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Until you guys turned up today,

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I thought they'd just give me a bit of breathing space

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to try and get some money together.

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He's got cash, but is it enough?

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Sheriff Ken Warby is in East London

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on his way to a lettings agent in Whitechapel.

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Our claimant was letting a property through them

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and the debtor has not released the money to our claimant.

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We're going for approximately £8,500 including sheriff fees.

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The lettings agent is called Hometrader Properties.

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They owe money to full-time mum Claire Yew,

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who found herself in dispute with the company

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after deciding to buy a house to rent out.

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I was looking for a house for a buy-to-let investment,

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so I wanted somewhere as close to London as possible.

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She managed to find what she thought would be

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an ideal property in Plaistow -

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not too far from Central London, but still affordable.

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It is actually a three-bed terraced house

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with two receptions and a basement,

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so one reception can be used as a bedroom as well.

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And it's close to all the amenities, the hospital and public transport.

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Her offer on the property was accepted

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and the sale went through quickly.

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As there was already a tenant living there,

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the seller made a suggestion.

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The vendor discussed with me and said,

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"Well, they have been good tenants," and he said,

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"Currently, I've got a guaranteed rent contract

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"with the managing agent and they pay me every month no problem,

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"so why don't we just keep the tenant and save all the hassle?"

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The tenancy had been managed by Hometrader Properties,

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and its agent confirmed they'd be willing for Claire

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to keep the existing tenant on the same terms.

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They would get the guaranteed rent of 1,300 every month,

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so it doesn't matter whether the tenants pay or not.

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Since they organised everything for me and made it easy for me

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and they told me that we don't have to pay anything,

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I thought, "Well, why not?"

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For the first few months, the rent was paid as promised,

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but then payments began to be delayed,

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with the man at Hometraders saying there were problems

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with tenants' housing benefit.

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He told me that because the tenant is on housing benefits,

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the tenant's rent is actually paid by the council,

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and apparently, the tenant did some part-time job over December

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and she didn't put in some paperwork and, I don't know, some red tape.

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So, anyway, they claimed that

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the council had stopped giving them the rent.

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And despite Claire's contract saying the rent would be guaranteed

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no matter what, payments continued to lag behind.

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It just dragged on and on and on.

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He owed me about 9,000, which is about six months' rent.

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That was quite hard for me and my family because

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I still had to pay the mortgage

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in order not to have the house repossessed.

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Claire decided the only way to stop the situation getting worse

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was to get the problem tenant evicted.

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In the meantime, the agents made occasional payments,

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but nowhere near what she was owed.

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He told me, "Don't worry. I'm not going to cheat your money."

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Then the tenant leaves.

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"It'll be sorted out once the tenant leaves, right?"

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So, the tenant left.

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I went to see him and said, "OK, now the tenant has left,

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"can I have my payment, please?"

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And he started to give me more excuses.

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"Just give me two weeks, I promise. Three weeks.

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"We'll give you a payment in three weeks' time."

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So, I tried calling him so many times.

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Just to speak to him, I have to call, like, ten times a day

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just to catch him, and then he'll say,

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"Oh, I'll call you back tomorrow. I'll check this out."

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And he never calls me back,

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so that's when I decided to take him to court.

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But while she was going through the court process,

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Claire received some surprising news.

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The council called me up to find out why I evicted the tenant

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because the tenant was a bit upset,

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and I told her it's because the agent hasn't paid the rent

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for six months.

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That's when I found out that the council had been paying the rent

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but it's just that, every month, they just deducted a little bit,

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so that's when I found out

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that he actually had the money all this time.

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Claire won her case in court

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after the agents didn't enter a defence.

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The judge ordered them to pay back the money they owed to Claire.

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He still didn't do anything. There was no response from him.

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That's when I decided to escalate the case to the sheriffs

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cos I've seen them on TV and they do really well.

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They are my only hope of recovering the money for me.

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In East London, Ken is on his way to Hometrader Properties

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to get Claire's money back.

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It's a large sum, but will there be enough assets to cover it?

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There can be assets to seize at an estate agents, yeah.

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Computers, printers. There's not usually a great deal,

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but there's still usually a bit of office equipment there.

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Right, I've found the place - it's there - but there's no parking,

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surprise, surprise. You've got to watch the wardens.

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They come out of the cracks of the pavement and do you.

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I usually have it on me Bromleys pretty quick,

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and get to my car before I get a ticket.

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On your what, Ken?

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Bromley-by-Bows - toes.

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Spoken like a true Cockney.

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The next rhyming slang we'll need is the one for "pay up".

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-Knock-knock. Hello.

-Hello.

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Hi there. Can I speak to the person in charge, please?

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Is that yourself, sir?

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My name's Mr Warby from the Court's Sheriffs Office.

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This is regarding a judgment against Hometrader Properties.

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The man doesn't seem to recognise the details of the case,

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but another staff member does.

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Well, we're here as a result of

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a writ of control from the High Court.

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Ken shows his writ,

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but the man says the matter is still in dispute

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and he asks our cameraman to leave.

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Inside, the boss tells Ken

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that he is contesting the court's decision

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and so he doesn't want to pay.

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He says the matter is being dealt with

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by his solicitor, Mr Haque,

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and as his office is only next door, he asks Ken to come and see him,

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but they don't get very far.

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After you. After you.

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After you, I insist.

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I'll tell you what, I'm not going anywhere.

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-You get him to come in here.

-The boss refused to leave first,

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making Ken suspicious it's a ruse to lock him out of the shop.

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I've changed my mind. I want to see him in here.

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Mr Haque does come to the agents.

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Our camera is invited back in to record the conversation.

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Ken's now had a chance to survey the assets in the office,

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and there's not much, so he offers a deal.

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Total stands at 8,496.60.

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What I'm prepared to do today is accept half this payment

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from your client and give 14 days to pay the balance.

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But the courts have issued Ken with a live writ,

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which needs to be paid and no excuses.

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As it stands at the moment, I'm here with this writ of control

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and I'm going to have to insist on half payment.

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I think I'm being more than reasonable.

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The choice is your client either pays half of it

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or I call up a removal van

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and remove the goods on my list.

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You can make a complaint, sir, if that's what you want to do.

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Mr Haque's refusing to back down.

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Instead, he wants to make a complaint.

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Ken gets the office on the phone, but it's his turn to speak first.

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-Hello, Jack. It's Ken.

-OVER PHONE:

-'Hello.'

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Require a removal van, if possible. It's general office equipment.

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Ken's ramped up the pressure, but Mr Haque's come out fighting.

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OK, this is Jackie.

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Mr Haque wrongly believes that Ken is exceeding his powers.

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The office asks him to put his concerns in writing.

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Thanks.

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Mr Haque leaves and our camera is again asked to step outside.

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While the boss mulls over the offer of half payment,

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Ken continues to list the assets in the office,

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but in the end, removing them isn't necessary.

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Realising that the sheriffs have the law on their side,

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the boss gives in.

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They paid me half after some argument,

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and I've got a controlled goods agreement

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for them to pay the balance within 14 days.

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The job went well. I listed the items in there.

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If they were to go at auction,

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you probably wouldn't get much more than a grand for them anyway.

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And as for their solicitor Mr Haque's objections,

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Ken isn't the least bit worried.

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He seems to think that they should have 14 days

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before they have to pay any money whatsoever.

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I did tell him it was down to my discretion

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and I wanted half payment there and then,

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which is what I got.

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Sure enough, Hometrader paid the final balance

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and Claire Yew has got back the money she was owed.

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I'm very happy about this cos I never expected anyone

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to be able to recover the money from him,

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but they managed to do it, so I'm very, very thankful to them.

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The manager of Hometrader Properties says that...

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He says he paid for maintenance work on the property

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for which Ms Yew has never been charged.

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And he says that the lettings agent

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covered the legal costs

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of the eviction totalling £1,280.

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If you've been ripped off

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and the person or company responsible refuses to pay you back,

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the first step is to make a claim in the County Court.

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It's simple to do this online.

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For a small fee, depending on the size of the claim,

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the court will review the evidence, and if it finds in your favour,

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the debtor will be ordered to pay up.

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If they don't, then for a further £66,

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the High Court will grant a writ

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authorising the sheriffs to act on your behalf.

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If they're successful, you get all your money back.

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It's an early start for Lawrence and Kev

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who are on their way to a car garage in Luton.

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The business owner has stopped paying rent,

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so the landlord wants the premises back.

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It's a car body shop

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and the tenant has been evicted twice already, I believe,

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but he keeps breaking back in again and carrying on business,

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so we're going up there today taking possession of the premises

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and then handing it over to the client.

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This job is a writ of possession,

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where the sheriffs are taking back a building

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rather than pursuing a debt,

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but from the information they've been given,

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it sounds like there could be complications.

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We've been advised that the roller shutter

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may be blockaded on the inside by a vehicle.

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And that's not all.

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There's a small gated yard to the front

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where we've been advised there might be a dog.

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Doesn't sound too bad.

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-Famous last words.

-Yeah, I bet it'd still bite you.

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Maybe.

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When they arrive, it's still early and the garage is shut.

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It becomes immediately obvious

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that they've got a problem on their hands.

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-Oh, so, that's what he's doing.

-Oh, now I understand.

-Yeah.

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So, that is going to be a bit of a pain.

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We were presuming the car was inside and the door opens outwards,

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but the door opens outwards with a car in front.

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So, we've now got to get the car moved back

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before we can get through the door.

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As the handbrake's on, that's going to be tricky,

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but locksmith Andy Marsh thinks he might be able to help.

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Could try and open it through the...the air bag...

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-You've got a puffy bag, have you?

-Yeah.

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-And then see if we can pull the door handle, see if that does it.

-Yeah.

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If Andy can get in and take the handbrake off,

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it'd be problem solved.

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We use air bags. Don't want to damage the vehicle in any way.

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It's all electric, so you won't be able to wind the windows down,

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so it's pretty much fingers crossed on this one.

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The pressure's on.

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While Andy gets started,

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Lawrence and Kev get their bit of good news -

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-the dog's not here.

-The neighbour has advised us

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that if the dog was in there, we'd have heard it by now.

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So, not going to get bitten, as yet. That's always nice to hear.

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Meanwhile, Andy's struggling.

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I think he's probably deadlocked it off, mate.

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If the car's been fitted with deadlocks,

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they won't get in without a key.

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Some you win, some you lose.

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But one way or another, it'll be moved.

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The only option now might be a tow truck,

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which the landlord has said they would provide if needed.

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Lawrence gets on the phone, only to find they've been let down.

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She's just informed me her nephew was looking into it

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and the guy they were going to use is in Poland,

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so he's been trying to find somebody else.

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If the sheriffs had known, they would've brought one themselves.

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-Now it's too late.

-This is one of the issues you get.

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Occasionally, a client says they're going to arrange a truck,

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so we've left it for them to arrange a truck.

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Soon, the landlord herself arrives with her solicitor,

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and it turns out she's pretty pleased to see Lawrence and Kev.

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-Hi, Lawrence.

-Morning.

-Are you OK?

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-Hiya, Kev.

-Hi there. How you doing?

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Hello. All right? How's it going?

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Big fan of you guys.

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I didn't think I'd actually meet you in my life...

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-Thank you.

-..but it happens to me, yeah.

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While the family starts calling around for a tow truck,

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Kev's looking at other options.

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-Hello, mate.

-Hiya.

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You haven't got any skates, have you?

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-Skates? No, man.

-Not got any?

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-Has anyone around here got any, do you think?

-Yeah.

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Skates are rollers which can be used to move a stationary car,

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and the search is on to see if they can borrow some.

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Meanwhile, back on the forecourt,

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the landlords haven't given up on the car

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and are taking matters into their own hands.

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What are we towing it with now?

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It's going to be dragged.

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This will be interesting.

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-Safety footwear.

-LAUGHTER

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And it's not just the funky footwear troubling Lawrence.

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My concern is that silly little strap thing

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that you can buy out of a petrol station.

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It is no way rated to tow something that's in gear with the brakes on.

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-If that hook goes...

-Could well ping.

-Yeah, so...

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Don't stand too close to that.

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It's not quite the set-up Lawrence and Kev are used to.

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Not ideal, to say the least, but...

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It's not ideal in the slightest.

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Cable is not rated to pull that at all.

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But will it work? CREAKING

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The strain sounds wrong getting further back.

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-CLATTERING

-There you go.

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This is so ghetto, isn't it? This is...

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Later, we find out whether the sheriffs

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can get into the garage.

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MOTOR REVS

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A petrol grinder pretty much goes through everything and anything.

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In the North East, Sheriff Chris Pearson

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is on his way to a very different kind of job.

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He's going to see a seller of upmarket bathrooms

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who's got a debt to pay.

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We're off to Stockton-on-Tees to see a company called Envy Homes.

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Envy Homes owes £2,286

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after falling behind

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with payments to a supplier -

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City Distribution Limited.

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The company was taken to court.

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It didn't defend the case and judgment was found against it.

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Chris has been told it's a small, one-man company,

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and on arrival, is pleasantly surprised.

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Envy Homes.

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Ah, looks more than a one-man band to me.

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If it's a company, they normally have assets

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and it's normally straightforward.

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Fingers crossed that's how it's going to be here.

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It's a large showroom full of stock.

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But despite it being the middle of the day,

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there doesn't seem to be anyone in.

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Just as he's trying to reach the debtor by phone,

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-a man arrives.

-How are you doing? Is this your premises, sir?

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-It is, yes.

-Yeah, all right.

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I've got a High Court writ to do with City Distribution Limited.

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You've got a balance at the minute of £2,285.61.

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I haven't got all that sort of money at the moment,

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but I daresay I could have, like, half of it within a couple of days.

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Yeah, you need to get it right now.

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We're actually here to take control of your goods.

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-I'll see what I can do.

-No problem, I'll hang fire. No problem.

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The man goes inside to see if he can raise the money,

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and for the time being at least, Chris is happy to wait.

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We'll give him time to make a few phone calls.

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I'm sure the threat of us going in there

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and taking his stock, I think that's going to be more than enough

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to get him to get the funds for us.

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And while the boss does what he has to do,

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Chris is doing a bit of window-shopping.

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I like that mirror. See the mirror? I know it's just a standard mirror,

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but the effect of it's nice, isn't it?

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The boss has called some friends to try to borrow the money,

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and while he waits to hear back, tells Chris what's gone on.

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I always paid them.

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I had problems before, but I always cleared my debts OK.

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-But just this year, it's just killed it.

-Right.

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It's just dead and so I couldn't pay the first month.

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Then the second month hit and I just said,

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"Look, I'm sorry, I'm still struggling."

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I just assumed they'd realise business would be bad

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and they would just take it easy.

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I didn't expect you guys to turn up, put it that way.

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But the County judgment was issued against the business

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more than two months ago and it should have been settled.

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Now faced with a demand for immediate payment,

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it's not clear whether he's going to be able

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to get the money together.

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I don't know who he's phoning, what's happening, to be honest.

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If he can't get the money, there's plenty of assets for us to take,

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so we're fine there.

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I can give him as long as he needs, really.

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He seems a genuine guy, he's trying to sort things out,

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so try and give him a bit of extra time.

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Time to check out the bathtubs.

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Very nice.

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I don't think I can afford these prices, though.

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Bit expensive in here.

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We're more B&Q type people, to be honest.

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Meanwhile...

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..the boss has called in a couple of favours

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and some friends have dropped by with the cash.

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It looks like Chris is home and dry,

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but when he counts the money, there seems to be a problem.

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-How much did you say was there?

-It should be exactly...

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Well, the exact amount. Is it off, is it?

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Absolutely. It's quite a way off.

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You're 520 short, by the looks of it.

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The man had told Chris it was the right amount to the penny,

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yet more than £500 seems to be missing.

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-Could you give me five minutes?

-Yeah, yeah.

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I'll see what I can sort out cos I don't know why...

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Just when it looked like the job was in the bag,

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everything's been thrown into doubt.

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If the man doesn't have the cash,

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then Chris might have to take goods after all.

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But luckily, it turns out to be a simple mistake.

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Right, located, mate.

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There was some in the back of the drawer.

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Check it over, but it's definitely right now.

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Yeah, that's right there.

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-Well done, mate. Brilliant. Thank you.

-OK.

-Thanks for your help.

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Cheers. Appreciate that.

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At the end of the day, I wasn't planning on going anywhere.

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As you can see, my showroom's still here,

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but the company decided to basically go forward

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and put a County Court Judgment against the company

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to get the money back.

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But, as I said, you can only pay it if you've got it.

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Until you guys turned up today,

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I thought they'd just given me a bit of a breathing space

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to try and get some money together.

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The man's supplier has finally got the money they were owed,

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and Chris is just glad to see the matter resolved

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in the best way possible.

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He's a genuine guy, pretty nice guy,

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so I'm happy for him that he got the money together,

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rather than having to tip him out, take all the gear.

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Lawrence and Kev are in Luton trying to reclaim a garage for its owner

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after the tenant stopped paying rent.

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But a car's blocking the door

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and a tow truck, which was promised, hasn't arrived,

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so now the landlords are trying to move the car themselves,

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much to Lawrence and Kev's disapproval.

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-Could well ping.

-Yes.

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Their first attempt failed.

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CREAKING AND CLATTERING

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Now it's take two.

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-CREAKING

-Knot's going to go.

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Not rated to pull that at all.

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This time, it works.

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-That'll do you.

-That'll do.

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Yeah, remarkably enough,

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the double knot on the little garage towrope did the job.

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Now it's just a matter of getting through the door.

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MOTOR REVS

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A petrol grinder pretty much goes through everything and anything.

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Diamond-tip blade on it.

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Andy gets to work.

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He's through the hinges.

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And a crowbar finishes the job.

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That was it, was it?

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-There we go.

-No problem.

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Inside, the garage has been left in a bit of a mess,

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and you need to watch your step,

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but much to the landlord's relief, there's no sign of any major damage

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and the equipment they own is still there.

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-Just a case of making it secure, then, isn't it?

-Yeah.

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While work starts on the doors, Lawrence takes a look around.

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The tenant owes rent, and so, along with the writ to evict him,

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they've got another one to take control of goods,

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but there's nothing here of value.

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Certainly no sign of the supercars advertised outside.

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Works on some nice cars -

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Ferraris, Aston Martins, Lamborghinis, Porsches.

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Can't see many people rushing to bring their Lamborghini here,

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to be honest, but...hey-ho.

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The only things of interest are some dirt bikes,

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but it's not clear who they belong to.

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They haven't got number plates on them,

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so there's no real way of ascertaining ownership.

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Doubt they're street-legal, to be honest.

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Another obstacle to enforcing the writ of control

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is that they have to serve the former tenant notice.

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I brought a notice of enforcement with me today

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in case he'd been here.

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If he'd turned up, I could've served him with the notice,

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but he hasn't, so we've now got to have an alternative address

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cos obviously this is no longer his address.

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Hopefully, he won't be able to get back in here.

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So, for now, all that's left to do is seal the property up,

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and this time, the landlord's solicitor wants it done properly.

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We used commercial bailiffs initially.

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We got possession of the premises

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and the occupier broke back in the next day,

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so we then got a County Court bailiff to come round

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and again, the occupier broke back in the next day,

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which is why the sheriffs are here.

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And they're not going to make the same mistake.

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Check out the fire exit.

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Apparently, this is how he got in last time.

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Yeah, he's nailed it all up.

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He seems to have screwed it up quite securely since he got back in,

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but I still see this as the weak point.

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So, we're just making extra sure...

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..that it's secured.

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And then it's time to head off,

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though not before enjoying a bit more attention from their fans.

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-She's been banging on about you guys for ages.

-Oh, stop it!

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It's all coming out now.

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"The sheriffs are coming! The sheriffs are coming!"

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I hope she doesn't tell you everything what I say.

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-Oh, really? Sounds interesting.

-You'll start blushing again.

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-Might do.

-Yes.

-SHE LAUGHS

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Quite nice to not be getting abused.

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It makes a change. But no, no, it's nice.

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Job done.

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Off for breakfast.

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-There you go. There's your keys.

-Cheers, then.

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-See you later.

-Very nice to meet you, guys.

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-Thank you.

-Yeah, thank you very much.

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The premises is safely back in the hands of its relieved owners,

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and with another successful job in the bag,

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the sheriffs are on their way.

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