Episode 5 The Sheriffs Are Coming


Episode 5

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Transcript


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If you're owed money, but aren't getting paid,

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it's time to call the sheriffs.

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My name's Mr Grix, my colleague and I are enforcement agents.

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I'm here to issue a High Court writ.

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I've got to do what I'm instructed to by the courts.

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They're enforcement agents of the High Court.

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And if a court's ruled in your favour - they're on your side.

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If the debtor doesn't want to pay...

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You currently owe £9,461.80.

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..the law says the sheriffs can get you what you're owed.

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If you don't come to the door

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we have to remove the vehicle off the drive.

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You'll have a week to pay in full before it gets sold at auction.

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Whether it's a small company...

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Can I speak to the person in charge, please?

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..or a household name...

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We're here to see somebody from G4S.

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..if they owe you money - the sheriffs get it paid.

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I'm not going anywhere, you get him to come in here.

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We're not going to be waiting around like that, it needs to be done now.

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I just collected 42 grand.

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Coming up - Lawrence and Kev face

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an unusual barricade on an eviction job.

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This will be interesting.

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I think he's probably deadlocked it off, mate.

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But will they be able to get in and reclaim the building for its owners?

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When Stephen McKinnon moved to London,

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he was messed around by a lettings agent.

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I came home one day

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and there was another person living in the living room.

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He moved out and is owed compensation.

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Can the sheriffs get him his money?

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As we're here now with the High Court warrant, we have to insist on full payment.

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Mechanic Dilwyn Stoole was sold a duff second-hand engine.

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It was in a dreadful state.

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It really wasn't the engine that these people had promised me.

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But when Sheriff Alan enters the scrapyard which sold it to him,

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things get nasty.

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It's a dangerous place where you are, Mr Khan.

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And Tommy and Craig pay a visit to a multi-billion pound company.

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Can they get the money owed to a former worker?

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Big old place, this, isn't it?

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We want the main reception, don't we?

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It's an early start for enforcement agents Lawrence Grix

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and Kev McNally who are on their way to a car garage in Luton.

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The business owner has stopped paying rent,

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so the landlord wants the premises back.

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It's a car body shop

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and the tenant has been evicted twice already, I believe,

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but he keeps breaking back in again and carrying on business,

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so we're going up there today taking possession of the premises

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and then handing it over to the client.

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This job is a writ of possession,

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where the sheriffs are taking back a building

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rather than pursuing a debt,

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but from the information they've been given,

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it sounds like there could be complications.

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We've been advised that the roller shutter

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may be blockaded on the inside by a vehicle.

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And that's not all.

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There's a small gated yard to the front

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where we've been advised there might be a dog.

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Doesn't sound too bad.

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-Famous last words.

-Yeah, I bet it'd still bite you.

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Maybe.

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When they arrive, it's still early and the garage is shut.

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It becomes immediately obvious

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that they've got a problem on their hands.

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-Oh, so that's what he's doing.

-Oh, now I understand.

-Yeah.

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So, that is going to be a bit of a pain.

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We were presuming the car was inside and the door opens outwards,

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but the door opens outwards with a car in front.

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So, we've now got to get the car moved back

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before we can get through the door.

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As the handbrake's on, that's going to be tricky,

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but locksmith Andy Marsh thinks he might be able to help.

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Could try and open it through the...the air bag...

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-You've got a puffy bag, have you?

-Yeah.

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-And then see if we can pull the door handle, see if that does it.

-Yeah.

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If Andy can get in and take the handbrake off,

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it'd be problem solved.

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We use air bags. That won't damage the vehicle in any way.

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It's all electric, so you won't be able to wind the windows down,

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so it's pretty much fingers crossed on this one.

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The pressure's on.

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While Andy gets started,

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Lawrence and Kev get their bit of good news -

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-the dog's not here.

-The neighbour has advised us

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that if the dog was in there, we'd have heard it by now.

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So, not going to get bitten, as yet. That's always nice to hear.

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Meanwhile, Andy's struggling.

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I think he's probably deadlocked it off, mate.

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If the car's been fitted with deadlocks,

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they won't get in without a key.

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Oh, yeah, of course. It's Vauxhall, isn't it?

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Some you win, some you lose.

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But one way or another, it'll be moved.

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The only option now might be a tow truck,

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which the landlord has said they would provide if needed.

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Lawrence gets on the phone, only to find they've been let down.

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She's just informed me her nephew was looking into it

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and the guy they were going to use is in Poland,

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so he's been trying to find somebody else.

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If the sheriffs had known, they would've brought one themselves.

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-Now it's too late.

-This is one of the issues you get.

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Occasionally, a client says they're going to arrange a truck,

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so we've left it for them to arrange a truck.

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Soon, the landlord herself arrives with her solicitor,

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and it turns out she's pretty pleased to see Lawrence and Kev.

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-Hi, Lawrence.

-Morning.

-Are you OK?

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-Hiya, Kev.

-Hi, there. How you doing?

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Hello. All right? How's it going? Big fan of you guys.

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I didn't think I'd actually meet you in my life...

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-Thank you.

-..but it happens to me, yeah.

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While the family starts calling around for a tow truck,

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Kev's looking at other options.

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-Hello, mate.

-Hiya.

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You haven't got any skates, have you?

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-Skates? No, man.

-Not got any?

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-Has anyone around here got any, do you think?

-Yeah.

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Skates are rollers which can be used to move a stationary car,

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and the search is on to see if they can borrow some.

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Meanwhile, Lawrence is looking at another way

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of getting inside the building.

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Do you know which way the fire exit is?

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-You know.

-The fire exits, they're all linked.

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There might be access at the back through the next-door garage,

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so Lawrence goes to investigate.

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This chap's in the back of the...

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The problem is, they've dumped a lot of rubbish. I'll show you.

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-If you go out through here...

-Oh, yeah.

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..they've dumped a load of rubbish in the back there.

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You'd be all right getting out in a fire. They wouldn't, would they?

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It's a no-go. The alley is completely blocked.

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Back on the forecourt, the landlords haven't given up on the car

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and are taking matters into their own hands.

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What are we towing it with now?

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It's going to be dragged.

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This will be interesting.

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-Safety footwear.

-LAUGHTER

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And it's not just the funky footwear troubling Lawrence.

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My concern is that silly little strap thing

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that you can buy out of a petrol station.

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It is no way rated to tow something that's in gear with the brakes on.

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-If that hook goes...

-Could well ping.

-Yeah, so...

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Don't stand too close to that.

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It's not quite the set-up Lawrence and Kev are used to.

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Not ideal, to say the least, but...

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It's not ideal in the slightest.

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Cable is not rated to pull that at all.

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But will it work? CREAKING

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The strain sounds wrong. I'm getting further back.

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-CLATTERING

-There you go.

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This is so ghetto, isn't it? This is...

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Later, we find out whether the sheriffs

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can get into the garage.

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MOTOR REVS

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A petrol grinder pretty much goes through everything and anything.

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In London, enforcement agent Ken Warby is headed

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to a lettings agents in Camden.

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We're on our way to a place called Education For London Limited,

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trading as London Homes.

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The claimant has got a judgment against them

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for withholding a tenancy deposit.

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It's just over £5,000.

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The claimant is Stephen McKinnon.

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The saga began when he moved to London from his native Scotland.

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I'm originally from Glasgow. I do like to travel.

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Lived in Greece for a while.

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Travel quite a lot to America and Europe.

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So, I decided to move to London,

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one of the biggest cities in the world.

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He'd got a new job, but needed somewhere to live

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and found property hunting in the capital a daunting experience.

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Compared to the prices back home,

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you know, I could get a mansion back home for the price of a studio here.

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Online he managed to find a two-bedroom flat-share

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he liked the look of in Belsize Park in the north-west of the city,

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and arranged a viewing with the agents - London Homes.

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Based in Camden,

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they're not to be confused with any other company of a similar name.

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The flat seemed perfect.

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It was a good size, it was a nice area that I liked.

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It was close to the Tube for work.

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And there was another couple sharing another room

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in the property which I was fully aware of.

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By the time I got on the Tube back to work,

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I'd decided that was going to be the flat for me.

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He signed a tenancy agreement and arranged to move in.

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But the welcome into his new home didn't go as planned.

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It was the first time I'd been in the property since I viewed it.

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And I put the key in the door

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and opened the door and the chain was locked from the inside.

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They hadn't told the other tenants who were there that I was moving in.

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It turned out to be the first in a long line of problems

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with London Homes.

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About three weeks later,

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I had someone come to the door from one of the energy companies,

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basically telling us that the bills hadn't been paid

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for the property and therefore

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they were coming to switch off the electricity and the gas.

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The bills were supposed to be paid by the agents

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as part of the contract.

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Then there were the unwelcome wake-up calls.

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Contractors coming out at 8.00 in the morning,

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basically coming to do work we didn't know anything about.

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There was no warning, no nothing.

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Basically just came in with their own keys

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and started drilling holes in the walls.

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And things were about to get worse.

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I came home one day

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and there was another person living in the living room.

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Yes, the agent had rented it out.

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There was now four people living in a two-bedroom flat.

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At this point, I had had enough.

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He tried to raise the issues with the agent, but with little success.

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Basically they just stopped talking to me.

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They stopped replying to e-mails, they wouldn't take my calls.

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And it got to the point where I just got fed up

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and basically said to them I would really like to end the contract

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and move out the flat.

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I tried to come to some kind of agreement with them

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about the rent - they basically said that I had a contract

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and they hadn't broken their contract.

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And that that was that.

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So, I eventually just cleaned the flat, took the keys back,

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got them to sign just to say I've returned the keys

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and I moved out a month earlier than I was supposed to.

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Nevertheless, Stephen honoured his side of the contract

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and paid the final month's rent, leaving him out of pocket.

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Then there was his deposit.

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I was expecting my deposit to be returned,

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cos the flat was in the same condition as it was when I moved in.

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And I expected to receive that within maybe two or three weeks

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of moving out of the property, if not sooner.

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But from there, that didn't happen.

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That left him another £1,000 down.

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Time, he thought, to pay a visit to London Homes in person.

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So I decided just to go down to the agents

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and try and speak to the manager.

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The manager basically came and spoke to me.

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Halfway through the conversation, she got up and left

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and went into the back office and never returned.

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So I was sitting for about 20 minutes,

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waiting for her to come back out

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and eventually I had to ask someone else, you know, "Where is she?

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"What's happening? Is she coming back out?"

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And they told me she was in a meeting

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and wouldn't be able to continue the conversation.

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Despite a number of e-mails and calls to the office,

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Stephen never heard any more about his deposit,

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which had a huge impact on him personally.

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The deposit that they had on hold for me

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would've gone onto another property.

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Not receiving that money made it very difficult

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to the fact that I ended up moving back to Scotland.

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But Stephen hadn't given up on his money.

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And after doing some research, he realised that the agents

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should have put his deposit

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into a government-backed protection scheme - only they hadn't.

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I was obviously quite angry that they hadn't followed, you know,

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followed the legal procedure that they should've done.

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So, where my money went, I don't know.

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I presume it's in the company's bank account.

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But, you know, it should've been protected for me.

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On the plus side, that meant he was entitled to compensation -

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up to three times the value of the deposit.

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The only way to get it, though,

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would be to take the lettings agent to court.

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When the company didn't defend the case,

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he got the outcome he wanted.

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Got a letter from the courts,

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basically to say that the judge had awarded the judgment in my favour,

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which was absolutely fantastic after...

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This is now nine months after I moved out of the flat.

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So it just felt, you know, that I was getting somewhere with it.

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The court ordered that he be paid back his last month's rent,

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his deposit and compensation.

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But London Homes never paid.

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I've now contacted the sheriffs

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because they are basically my last hope.

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The company which owes Stephen money

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is actually Education For London Limited,

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which trades as London Homes from their office in Camden.

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Sheriff Ken Warby is on his way there now

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to try to get the debt paid

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and he's anticipating a tricky job.

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As it's an estate agents,

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chances are you're not going to get too much

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in the way of assets there.

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Usually the odd PC, bit of office equipment.

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But we'll see how it goes when we get there.

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Ken's North London patch has its unique challenges.

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There's no parking outside the business.

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Let's have a look here.

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No, no, no.

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The joys of working in London.

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There we go, yeah. We can park here.

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Ah, that's not going to happen, is it?

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-Second time around the block.

-Ah, yeah.

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Bingo.

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After managing to bag a space, he heads in.

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The staff are busy with customers.

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Ken's in no mood to hang around in the queue.

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Excuse me, sir. Sorry to bother you. Is there anyone in charge here?

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I don't have an appointment, no,

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I just need to speak to the person in charge here.

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-Yes, sir, are you in charge?

-No.

-You're not?

-No.

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There appears to be some confusion.

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Nonetheless, the man seems willing to help.

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I need to speak to someone at Education For London Limited.

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-Yeah, yeah, we are they.

-That's you?

-Yes.

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Right, OK, my name's Mr Warby.

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An individual called Stephen McKinnon has a judgment

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against the company for, originally, £5,146. Do you know about this?

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At first, the man says he knows nothing about the case.

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But Ken is able to jog his memory.

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You remember the name now, yes?

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Well, I'm here now for the money in full.

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So, that's where we are.

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Do you make the...?

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Can you get him on the phone?

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OK, thank you.

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The boss of the company is apparently out to lunch.

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But the staff appear to be co-operative.

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They're going to get the boss on the phone and explain why I'm here.

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I've told him I need payment in full now,

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so we'll see where we go with that.

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The boss can't be reached.

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Instead, Ken is introduced to another senior staff member.

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-Hi, how are you?

-Hello.

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-Hi, my name is Alejandra.

-Hello, I'm Mr Warby.

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The woman says the company knew the tenant had been to court -

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but she says they didn't know the final details of the payment

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they needed to make. It also sounds like she can't pay today.

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Of course.

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The problem you've got is if you don't pay,

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I have to list the items, and organise removal of them.

0:16:520:16:56

The woman is asking if they can pay in instalments.

0:16:560:16:59

But Ken is holding his ground.

0:16:590:17:02

The situation's this -

0:17:020:17:03

as we're here now with a High Court warrant, we have to execute it.

0:17:030:17:06

Unfortunately, we have to insist on full payment.

0:17:060:17:09

What are you able to pay now?

0:17:150:17:17

The woman does seem willing to pay,

0:17:190:17:21

and with a substantial offer on the table

0:17:210:17:23

and few sizeable assets to remove in the office,

0:17:230:17:26

Ken is now willing to consider it.

0:17:260:17:28

OK, so you make the first payment, that would be 3,270.06.

0:17:290:17:33

When are you looking to clear the balance of 3,270?

0:17:330:17:36

On the 16th of this month.

0:17:380:17:39

Yeah, OK.

0:17:400:17:42

-It will not kill me that much.

-I can agree to that.

0:17:420:17:45

-I can agree to it. Everyone's happy.

-Yes.

-That's cool.

0:17:450:17:47

OK.

0:17:470:17:49

They've struck a deal, and it looks like half of the money

0:17:490:17:52

owed will be paid today, with the rest to follow in a week's time.

0:17:520:17:56

But to be on the safe side, Ken will also get them

0:17:560:17:59

to sign a controlled goods agreement for the assets here.

0:17:590:18:03

I have to list items here as well and...

0:18:030:18:05

In case you don't do it and then we come back.

0:18:070:18:11

-LAUGHING:

-Don't worry.

-It's not going to happen,

0:18:110:18:13

I understand that. It's just something we have to do.

0:18:130:18:15

Meanwhile, the employee gives his side of the story

0:18:150:18:18

of how the writ came about.

0:18:180:18:20

In this case, the court clarified that Stephen was owed more

0:18:320:18:35

than £5,000 - the man claims the company was never told.

0:18:350:18:39

Additional fees and interest mean the bill's now more than £6,500 -

0:18:500:18:55

with the company stumping up half today.

0:18:550:18:57

-KEN LAUGHS

-That's all right, sir, thank you.

0:19:000:19:03

What a nice chap.

0:19:030:19:04

-Thank you very much for being so nice about that.

-Pleasure. Bye.

0:19:040:19:07

Bye-bye.

0:19:070:19:08

All in all, it's been a successful visit.

0:19:080:19:12

That's a good deal.

0:19:120:19:13

They happily paid the half, I've taken that

0:19:130:19:16

and I'm pretty convinced they'll pay the balance within seven days.

0:19:160:19:19

London Homes did pay the balance

0:19:210:19:23

and Stephen McKinnon got his money back.

0:19:230:19:26

I'd just like to say thank you to the sheriffs,

0:19:260:19:28

they've done exactly what they said they'd do.

0:19:280:19:30

I've received all the money that was due back to me,

0:19:300:19:33

so I'm absolutely ecstatic. It's been a long year.

0:19:330:19:36

His message to other people is don't be put off.

0:19:360:19:39

I've done all this without any help from, you know, lawyers,

0:19:390:19:42

done a lot of research myself.

0:19:420:19:43

And it just shows you that if you took the time and patience,

0:19:430:19:46

you know, you can win.

0:19:460:19:49

If you've been ripped off

0:19:510:19:53

and the person or company responsible refuses to pay you back,

0:19:530:19:56

the first step is to make a claim in the County Court.

0:19:560:20:00

It's simple to do this online,

0:20:000:20:02

for a small fee, depending on the size of the claim.

0:20:020:20:05

The court will review the evidence and if it finds in your favour,

0:20:050:20:08

the debtor will be ordered to pay up.

0:20:080:20:11

If they don't, then for a further £60,

0:20:110:20:14

the High Court will grant a writ

0:20:140:20:16

authorising the sheriffs to act on your behalf.

0:20:160:20:19

If they're successful, you get all your money back.

0:20:190:20:22

Lawrence and Kev are in Luton trying to reclaim a garage for its owner

0:20:250:20:29

after the tenant stopped paying rent.

0:20:290:20:32

But a car's blocking the door

0:20:320:20:33

and a tow truck, which was promised, hasn't arrived,

0:20:330:20:37

so now the landlords are trying to move the car themselves -

0:20:370:20:40

much to Lawrence and Kev's disapproval.

0:20:400:20:43

-Could well ping.

-Yes.

0:20:430:20:44

Their first attempt failed.

0:20:440:20:46

CREAKING AND CLATTERING

0:20:460:20:49

Now it's take two.

0:20:490:20:52

-CREAKING

-Knot's going to go.

0:20:520:20:55

Not rated to pull that at all.

0:20:550:20:56

This time, it works.

0:20:590:21:02

-That'll do you.

-That'll do.

0:21:020:21:04

Yeah, remarkably enough,

0:21:040:21:06

the double knot on the little garage towrope did the job.

0:21:060:21:11

Now it's just a matter of getting through the door.

0:21:110:21:15

MOTOR REVS

0:21:150:21:17

A petrol grinder pretty much goes through everything and anything.

0:21:170:21:21

Diamond-tip blade on it.

0:21:210:21:23

Andy gets to work.

0:21:240:21:26

He's through the hinges.

0:21:390:21:41

And a crowbar finishes the job.

0:21:420:21:45

That was it, was it?

0:21:450:21:47

-There we go.

-No problem.

0:21:470:21:50

Inside, the garage has been left in a bit of a mess,

0:21:530:21:56

and you need to watch your step,

0:21:560:21:58

but much to the landlord's relief, there's no sign of any major damage

0:21:580:22:02

and the equipment they own is still there.

0:22:020:22:05

-Just a case of making it secure, then, isn't it?

-Yeah.

0:22:050:22:08

While work starts on the doors, Lawrence takes a look around.

0:22:110:22:15

The tenant owes rent, and so, along with the writ to evict him,

0:22:150:22:19

they've got another one to take control of goods,

0:22:190:22:22

but there's nothing here of value.

0:22:220:22:23

Certainly no sign of the supercars advertised outside.

0:22:230:22:27

Works on some nice cars -

0:22:270:22:28

Ferraris, Aston Martins, Lamborghinis, Porsches.

0:22:280:22:32

Can't see many people rushing to bring their Lamborghini here,

0:22:320:22:35

to be honest, but...hey-ho.

0:22:350:22:38

The only things of interest are some dirt bikes,

0:22:380:22:41

but it's not clear who they belong to.

0:22:410:22:43

They haven't got number plates on them,

0:22:430:22:46

so there's no real way of ascertaining ownership.

0:22:460:22:49

Doubt they're street legal, to be honest.

0:22:490:22:51

Another obstacle to enforcing the writ of control

0:22:510:22:54

is that they have to serve the former tenant notice.

0:22:540:22:57

I brought a notice of enforcement with me today

0:22:570:23:00

in case he'd been here.

0:23:000:23:01

If he'd turned up, I could've served him with the notice,

0:23:010:23:04

but he hasn't, so we've now got to have an alternative address

0:23:040:23:07

cos obviously this is no longer his address.

0:23:070:23:09

Hopefully, he won't be able to get back in here.

0:23:090:23:11

So, for now, all that's left to do is seal the property up,

0:23:140:23:18

and this time the landlord's solicitor wants it done properly.

0:23:180:23:22

We used commercial bailiffs initially.

0:23:240:23:26

We got possession of the premises

0:23:260:23:28

and the occupier broke back in the next day,

0:23:280:23:32

so we then got a County Court bailiff to come round

0:23:320:23:35

and, again, the occupier broke back in the next day,

0:23:350:23:39

which is why the sheriffs are here.

0:23:390:23:42

And they're not going to make the same mistake.

0:23:420:23:46

Check out the fire exit.

0:23:460:23:48

Apparently, this is how he got in last time.

0:23:480:23:50

Yeah, he's nailed it all up.

0:23:500:23:52

He seems to have screwed it up quite securely since he got back in,

0:23:520:23:57

but I still see this as the weak point.

0:23:570:23:59

So, we're just making extra sure...

0:24:020:24:04

..that it's secured.

0:24:050:24:08

And then it's time to head off,

0:24:080:24:10

though not before enjoying a bit more attention from their fans.

0:24:100:24:14

-She's been banging on about you guys for ages.

-Oh, stop it!

0:24:140:24:18

It's all coming out now.

0:24:180:24:19

"The sheriffs are coming! The sheriffs are coming!"

0:24:190:24:21

I hope she doesn't tell you everything what I say.

0:24:210:24:24

-Oh, really? Sounds interesting.

-You'll start blushing again.

0:24:240:24:28

-Might do.

-Yes.

-SHE LAUGHS

0:24:280:24:31

Quite nice to not be getting abused.

0:24:320:24:35

Makes a change. But no, no, it's nice.

0:24:350:24:39

Job done.

0:24:390:24:40

Off for breakfast.

0:24:420:24:44

-There you go. There's your keys.

-Cheers then.

0:24:450:24:48

-See you later.

-Very nice to meet you, guys.

0:24:480:24:51

-Thank you.

-Yeah, thank you very much.

0:24:510:24:54

The premises is safely back in the hands of its relieved owners,

0:24:540:24:57

and with another successful job in the bag,

0:24:570:25:00

the sheriffs are on their way.

0:25:000:25:02

Sheriffs are now officially known as High Court Enforcement Agents,

0:25:050:25:09

and they'll collect the money you're owed.

0:25:090:25:11

My job is to collect in full or remove goods.

0:25:110:25:14

They've got more powers of entry than bailiffs.

0:25:140:25:17

We don't have to take any notice of your security protocol, I'm afraid.

0:25:170:25:20

And there's no limit on the size of the debts they can pursue.

0:25:200:25:23

£1.6 million.

0:25:230:25:26

Their fees are set by the government,

0:25:260:25:28

which debtors have to pay on top of what they already owe.

0:25:280:25:31

Thank you very much. See you later.

0:25:310:25:34

If the sheriffs can't recover any of your money,

0:25:340:25:36

there's a fee of £75 plus VAT.

0:25:360:25:39

All too often, the sheriffs deal with cases

0:25:480:25:50

where there's more than one company trading from the same address.

0:25:500:25:54

Debts owed by companies like these

0:25:540:25:56

are among the hardest for the sheriffs to collect,

0:25:560:25:59

as it can be difficult to determine which business owns the assets.

0:25:590:26:03

In Manchester, Sheriff Alan Pennington

0:26:030:26:05

is about to become embroiled in just such a case.

0:26:050:26:08

Yeah, I'm off to serve a High Court writ.

0:26:080:26:10

The company's called Sal-Ford & Vauxhall Limited.

0:26:100:26:15

Sal-Ford & Vauxhall,

0:26:150:26:17

which has no connection to the car manufacturer Vauxhall,

0:26:170:26:20

owes £2,500, but the chances of getting paid aren't looking good.

0:26:200:26:25

The company has applied to be dissolved.

0:26:250:26:28

Alan has been to visit once already, but found it shut.

0:26:280:26:32

We did leave a letter at the first instance.

0:26:320:26:34

We've had no reply from that letter.

0:26:340:26:36

But it's one of those cases where we need to really make contact

0:26:360:26:39

to try and get this resolved for the claimant.

0:26:390:26:42

That claimant is lifelong mechanic Dilwyn Stoole

0:26:440:26:47

from Newport in South Wales.

0:26:470:26:49

He came into contact with Sal-Ford & Vauxhall

0:26:490:26:52

when he was looking for a new engine

0:26:520:26:53

for a second-hand car he was fixing up.

0:26:530:26:56

I bought a Fiesta which had an engine problem.

0:26:560:26:58

It was overheating, so, obviously, we had to replace the engine,

0:26:580:27:02

so I thought, "Well, I'll put a nice, low-mileage engine in

0:27:020:27:04

"and it'll last me a few years."

0:27:040:27:06

To find the engine he wanted, he posted on internet forums

0:27:060:27:09

and received a number of offers,

0:27:090:27:11

but one particular engine stood out -

0:27:110:27:13

from a dealer based in the Manchester area.

0:27:130:27:16

31,000 miles. Came out of a very modern vehicle.

0:27:160:27:21

Despite having lower quotes, I picked Sal-Ford & Vauxhall

0:27:210:27:24

because they promised me this engine was a low-mileage,

0:27:240:27:27

clean, tidy engine.

0:27:270:27:28

Dilwyn paid £705 to Sal-Ford & Vauxhall for a new engine

0:27:280:27:33

in exchange for his old one,

0:27:330:27:35

and within a few days, a van arrived with the new engine.

0:27:350:27:38

The minute he dropped the pallet on the floor

0:27:380:27:40

and I took off the wrapping, the engine was in a dreadful state.

0:27:400:27:43

The sump was smashed. There were parts of the engine broke.

0:27:430:27:46

I've taken a video which proves the problems.

0:27:460:27:49

-ON VIDEO:

-'The gold plug is snapped in the block

0:27:490:27:51

'and the injector is totally loose.'

0:27:510:27:53

There was no vacuum pump on it.

0:27:530:27:55

'This engine supposedly has done 30,000 miles

0:27:550:27:59

'and this is a clutch we've taken out of it,

0:27:590:28:01

'and as you can see, it's on the rivets.'

0:28:010:28:04

I honestly think this engine had done 130,000 miles.

0:28:040:28:07

It was almost a scrap engine.

0:28:070:28:09

It really wasn't the engine that these people had promised me.

0:28:090:28:13

Dilwyn wasted no time in ringing up Sal-Ford & Vauxhall to complain

0:28:130:28:17

and spoke to a woman there.

0:28:170:28:18

The initial response was, "Oh, we must have sent you the wrong engine.

0:28:180:28:22

"We're just a depot here.

0:28:220:28:23

"Where the engine was was a different building."

0:28:230:28:25

And I said, "Well, I was really disappointed

0:28:250:28:27

"and rejecting the engine."

0:28:270:28:29

I told her straight, "This isn't the engine we talked about

0:28:290:28:34

"and, you know, I don't want it."

0:28:340:28:36

Dilwyn thought the dealer would send him a complete replacement,

0:28:360:28:40

and sure enough, a few days later, there was a delivery,

0:28:400:28:43

but it wasn't what he was expecting.

0:28:430:28:45

On the Wednesday or the Thursday, some parts arrived,

0:28:450:28:48

which were the parts I'd described to her as being broken.

0:28:480:28:50

I immediately got on the phone to her and said,

0:28:500:28:52

you know, that wasn't enough. I needed for the engine to go back.

0:28:520:28:56

After a few days of bickering and barking,

0:28:560:28:58

she promised that the engine would be picked back up.

0:28:580:29:01

A week later, it hadn't been.

0:29:010:29:04

And that was the start of a pattern which kept repeating.

0:29:050:29:08

Another week went by, the engine hadn't been picked up.

0:29:080:29:11

Back on the phone again.

0:29:110:29:13

She explained there was another problem -

0:29:130:29:15

the van wouldn't come down the lane.

0:29:150:29:16

The excuses Sal-Ford & Vauxhall made were absolutely ridiculous.

0:29:160:29:20

In the end, the woman at Sal-Ford & Vauxhall

0:29:200:29:22

came up with a new solution.

0:29:220:29:24

She said the best thing to do would be to send it back at my expense.

0:29:240:29:28

-I said, "Well, at my expense?"

-HE LAUGHS

0:29:280:29:30

And she said, "Yeah, it's not a problem.

0:29:300:29:33

"We'll refund you with the full refund.

0:29:330:29:36

"We'll give you the cost of whatever it cost

0:29:360:29:38

"to send the engine back." Which I did.

0:29:380:29:41

Dilwyn was now £755 down

0:29:410:29:45

and still didn't have a working engine for his van.

0:29:450:29:47

Eventually, a cheque arrived from Sal-Ford & Vauxhall,

0:29:470:29:50

but for just £250, so Dilwyn refused to cash it,

0:29:500:29:55

holding out for the full refund he'd been promised.

0:29:550:29:58

I was really, really polite. I wasn't going to wind anybody up.

0:29:580:30:01

I wanted somebody to help me,

0:30:010:30:03

but I was just fobbed off week after week after week.

0:30:030:30:06

It was promises and the engine wasn't forthcoming.

0:30:060:30:08

It was never going to come.

0:30:080:30:10

So, I'm probably into this the best part of a grand now.

0:30:100:30:13

I'm thinking, "Whatever. Now I've got to go all the way."

0:30:130:30:15

So, I did.

0:30:150:30:17

Dilwyn filed a claim against Sal-Ford & Vauxhall

0:30:170:30:19

in the County Court.

0:30:190:30:21

It's something he'd never done before

0:30:210:30:23

and was pleasantly surprised by the process.

0:30:230:30:26

It's so easy to do that.

0:30:260:30:27

On a computer, it takes a couple of hours.

0:30:270:30:30

Don't ever be afraid to take anybody to County Court.

0:30:300:30:32

But while winning the case against the dealer in court

0:30:320:30:35

proved to be easy...

0:30:350:30:36

They didn't even turn up. They had no defence.

0:30:360:30:38

They didn't even bother going to court.

0:30:380:30:40

..getting the money back wasn't.

0:30:400:30:42

I won by default. They've lost the case

0:30:420:30:45

and they're still not forthcoming with the money,

0:30:450:30:47

so I'm really annoyed to think that this guy has supplied me

0:30:470:30:50

with an engine that wasn't what he said it was.

0:30:500:30:53

He's taken my money,

0:30:530:30:54

he's made me send it back at my expense

0:30:540:30:57

and now he's doing a runner.

0:30:570:30:59

And that's why the next step for Dilwyn

0:30:590:31:01

has been to enlist the help of the sheriffs.

0:31:010:31:03

You can ignore letters.

0:31:030:31:05

You can't ignore someone who's there with an order

0:31:050:31:07

and a bit of authority, you know, so...

0:31:070:31:10

I've seen the programmes and I've watched the sheriffs in action

0:31:100:31:12

and I'm still hoping that

0:31:120:31:14

the sheriffs can go in there and retrieve my money, yes.

0:31:140:31:17

Sheriff Alan Pennington is en route to Sal-Ford & Vauxhall,

0:31:270:31:31

and after his previous visit, has got some idea of what to expect.

0:31:310:31:35

It presents itself as a very large area

0:31:350:31:38

of scrap cars and metal.

0:31:380:31:41

Both main gates to the premises were padlocked.

0:31:410:31:44

As the company has applied for dissolution,

0:31:440:31:47

it might no longer be trading,

0:31:470:31:49

but there are some indications it's not all over just yet.

0:31:490:31:53

I spoke to a neighbour from a local business

0:31:530:31:56

who basically said they come and go.

0:31:560:31:58

They're not always there each day. They arrive at different times.

0:31:580:32:02

Alan's determined to get Dilwyn's money back

0:32:020:32:05

before the company dissolution is completed

0:32:050:32:07

and its assets are gone, but will today be his day?

0:32:070:32:11

Looks like the gates are padlocked again.

0:32:110:32:14

Or maybe they're not. Let's just have a quick look.

0:32:170:32:21

It's open.

0:32:240:32:25

The gates are open after all, so Alan is allowed to go in.

0:32:250:32:30

Hello?

0:32:300:32:31

Hello?

0:32:320:32:34

At first, there's no sign of life,

0:32:340:32:36

but then a man appears, keeping his back to our camera.

0:32:360:32:39

Oh, hello, sir. Looking for Mr Khan.

0:32:390:32:43

Mr Khan.

0:32:440:32:46

This is Sal-Ford & Vauxhall Limited, yeah?

0:32:500:32:53

Can you get him on the phone for me, kid?

0:32:560:32:58

I'm from the High Court. I've got a High Court writ.

0:32:580:33:00

Thank you.

0:33:020:33:03

Although Dilwyn applied for a writ

0:33:030:33:05

in the name of Sal-Ford & Vauxhall Limited,

0:33:050:33:07

the company's full name is Sal-Ford & Vauxhall Spares Limited.

0:33:070:33:11

-Mr Khan is its owner.

-Is he coming, bud?

0:33:110:33:14

Is he coming?

0:33:150:33:16

Thank you.

0:33:160:33:18

Alan's on the phone when Mr Khan arrives.

0:33:180:33:21

I'll explain to you in a minute, sir.

0:33:230:33:25

Mr Khan asks our cameraman to leave.

0:33:270:33:30

Put the camera down.

0:33:300:33:31

He tells Alan the business here is a different company

0:33:320:33:35

and he's got the documents to prove it.

0:33:350:33:38

He then marches him off the premises.

0:33:390:33:42

-You go and get me your proof.

-I will.

0:34:010:34:03

Obstructing the work of a High Court enforcement agent

0:34:030:34:06

is illegal and Alan gets straight on the phone.

0:34:060:34:08

Hello, sir. My name's Mr Pennington from the High Court Sheriffs Office.

0:34:100:34:14

Can I have the police, please?

0:34:140:34:15

It's 1A Sutherland Street.

0:34:180:34:20

Meanwhile, Mr Khan walks off.

0:34:200:34:22

Just basically told me to get out of the property

0:34:240:34:26

and for my own safety I did that, but he manhandled me out.

0:34:260:34:30

Thanks very much. Thanks for your time. Bye-bye. Bye.

0:34:310:34:34

And Alan isn't impressed by Mr Khan's behaviour.

0:34:340:34:38

He wasn't prepared to listen to me.

0:34:380:34:39

He was being abusive and basically escorted me out,

0:34:390:34:43

manhandling me to the gate.

0:34:430:34:44

He's then left

0:34:440:34:46

and there are two other people still in the property.

0:34:460:34:48

I've called for the police cos as far as I'm concerned,

0:34:480:34:51

I've been assaulted whilst doing my duty,

0:34:510:34:53

and whether we speak to Mr Khan today again, I'm not sure.

0:34:530:34:58

The company which sold Dilwyn the duff engine

0:34:580:35:01

is based at this scrapyard,

0:35:010:35:03

but it sounds like Mr Khan might have a second company here, too.

0:35:030:35:07

Finding out whether any assets belong to the debtor -

0:35:070:35:09

Sal-Ford & Vauxhall - could be tricky.

0:35:090:35:13

Now Mr Khan's returned brandishing some paperwork.

0:35:130:35:17

I'll speak to you, Mr Khan, when the police arrive, OK?

0:35:170:35:20

-Take my number.

-You've assaulted...

-I assaulted nobody.

-Yes, you have.

0:35:200:35:23

No, I haven't. I asked you to leave the premises.

0:35:230:35:25

You've assaulted me, manhandled me.

0:35:250:35:27

You've assaulted me and manhandled me out of the premises.

0:35:270:35:30

-I escorted you out.

-No, you didn't.

-It's a dangerous place, mate.

0:35:300:35:33

You can't be in there. That's why the gate's shut.

0:35:330:35:35

It's a dangerous place where you are, Mr Khan,

0:35:350:35:37

because you assaulted me

0:35:370:35:38

-and forced me out of the premises.

-I barely touched you.

0:35:380:35:41

Alan doesn't want to speak to Mr Khan without the police present,

0:35:410:35:44

but they still haven't arrived and Mr Khan's come back for more.

0:35:440:35:48

-You opened that gate and walked in.

-That's right. It wasn't locked.

0:35:480:35:51

-You're not allowed to do that.

-I'm entitled to move in.

0:35:510:35:54

-If it's open, I'll walk in peacefully.

-It's a dangerous place.

0:35:540:35:57

You've come to the wrong place.

0:35:570:35:59

I even told you you have the wrong place

0:35:590:36:01

and I've asked you nicely,

0:36:010:36:02

"Come to my office and we can speak about this," but no.

0:36:020:36:05

What's all that about? I've got things to do.

0:36:050:36:08

-Leave, then.

-I'm telling you, take my number, give me a call.

0:36:080:36:11

No, I'm going to deal with you here.

0:36:110:36:13

-Right, there's the stuff you need.

-Let's see.

-OK?

0:36:130:36:17

Mr Khan hands over paperwork relating to his second company -

0:36:170:36:21

Sal-Ford Auto Spares Limited -

0:36:210:36:23

including invoices for some of the items in the yard.

0:36:230:36:26

There's an invoice for Sal-Ford Auto Spares.

0:36:260:36:29

That's the company here.

0:36:290:36:30

Everything in there is owned by that company.

0:36:300:36:33

So, if you go and touch anything, it's going to be illegal, isn't it?

0:36:330:36:36

OK? Thank you very much. Thank you.

0:36:360:36:39

Thank you. Goodbye.

0:36:390:36:41

With that, Mr Khan makes his exit.

0:36:420:36:45

You've got my number.

0:36:450:36:47

The gates to the yard are locked and the police never turned up,

0:36:470:36:51

which means Alan's hands are tied.

0:36:510:36:53

There's nothing we can do at this stage.

0:36:530:36:55

I've only gone in the premises this morning because the gates were open.

0:36:550:36:59

Those gates have now been locked

0:36:590:37:00

and I don't have right of access unless the court allow me,

0:37:000:37:03

so I'll take direction from the office

0:37:030:37:05

over the next few weeks and we go from there, really.

0:37:050:37:09

The sheriffs now know this case is going to be tough to enforce.

0:37:090:37:13

It's likely Sal-Ford & Vauxhall Spares Limited

0:37:130:37:16

has few, if any, assets left.

0:37:160:37:18

Also, as Dilwyn didn't use the company's full name

0:37:190:37:22

when he took them to court,

0:37:220:37:24

the sheriffs are now concerned the debtor will use that

0:37:240:37:27

as yet another excuse not to pay.

0:37:270:37:29

They've advised Dilwyn to apply for a new writ,

0:37:300:37:33

but instead, he's decided to let the matter go.

0:37:330:37:36

It was disappointing. Just annoyed to think

0:37:370:37:39

this man has got away with what he's got away with.

0:37:390:37:42

Although Mr Khan

0:37:420:37:43

remains the owner of Sal-Ford & Vauxhall Spares Limited,

0:37:430:37:46

he told us that...

0:37:460:37:48

It's 9am and Craig Wild and Tommy Coyle are in the van

0:38:030:38:07

travelling through the East Midlands.

0:38:070:38:09

They're on their way to see a household name

0:38:090:38:11

normally thought of as the best of British.

0:38:110:38:14

Rolls-Royce, in fact.

0:38:140:38:17

Rolls-Royce owes money as a result of a personal injury claim

0:38:170:38:20

made by a former worker who suffered hearing loss

0:38:200:38:23

from operating machinery.

0:38:230:38:25

Although the company settled the majority of the claim,

0:38:250:38:28

some legal costs are outstanding.

0:38:280:38:31

£1,500. We're off there now to try and get the money.

0:38:310:38:35

It's the aerospace division of the business

0:38:350:38:37

that the sheriffs are visiting,

0:38:370:38:39

but the name on the writ is just one part

0:38:390:38:41

of a complex company structure.

0:38:410:38:43

It's Rolls-Royce Industrial Power Engineering (Overseas Projects) Limited.

0:38:430:38:49

So, we've done a bit of digging.

0:38:490:38:51

It is, as a limited company, non-trading,

0:38:510:38:54

but it's part of a group of companies belonging to Rolls-Royce.

0:38:540:38:57

This'll be a massive place, mate.

0:38:590:39:00

I've got a feeling it's going to be big, yeah.

0:39:000:39:03

It's not long before the Rolls-Royce complex comes into view.

0:39:030:39:07

-Big place, this, isn't it?

-It's all that over there.

0:39:070:39:11

We want the main reception, don't we?

0:39:150:39:17

The site's huge,

0:39:190:39:20

so finding the right person to deal with is not going to be easy.

0:39:200:39:25

Time to start knocking on doors.

0:39:250:39:28

Hello there, sir. I'm an enforcement agent.

0:39:280:39:30

Can I speak to someone from finance?

0:39:300:39:33

-G-wing?

-G-wing.

-How do I get there?

-Turn left.

-Turn left.

0:39:330:39:37

-And head through this way.

-Brilliant. OK, thank you very much.

0:39:370:39:40

Simple, easy-to-follow directions.

0:39:420:39:46

-I'm sure he said G-wing or G-zone?

-G-something.

0:39:460:39:49

G-zone, G-wing or something.

0:39:490:39:50

-G-something like that, though, isn't it?

-Yeah, I think so.

0:39:500:39:53

-Is it that way or this way?

-This way. This way, mate.

0:39:530:39:55

C-wing, this is. I'm sure he said G-wing.

0:39:570:40:00

-Well, we'll try.

-We'll ask in here.

0:40:000:40:02

It's just...it's getting through to the right person, isn't it?

0:40:030:40:07

-Somewhere this big.

-These places always are, aren't they?

0:40:070:40:10

Hello there. I need to speak to someone in finance.

0:40:100:40:13

Is that possible?

0:40:130:40:14

I don't think they do, no.

0:40:160:40:18

They're not going to know I'm here, no.

0:40:180:40:20

Thank you.

0:40:240:40:25

Despite being in the wrong wing, the sheriffs are offered a seat

0:40:260:40:30

and promised someone will come along to deal with them.

0:40:300:40:33

I think he's finding whoever authorised that initial payment.

0:40:330:40:37

They'll be aware of the payment, hopefully,

0:40:370:40:39

and then they can just sort out the balance.

0:40:390:40:41

As an £11,500 payment's already been made towards the claim,

0:40:410:40:46

the guys are hoping the finance department

0:40:460:40:48

will know the details of the case, but it might not be that simple.

0:40:480:40:52

Most people go, "Yeah, I remember him cos it's 11.5 G's,"

0:40:520:40:55

but 11.5 G's to these is small change.

0:40:550:40:57

Moments later, we're asked to stop filming...

0:40:580:41:01

..and we have to leave.

0:41:040:41:05

After an hour of talking to various company representatives,

0:41:080:41:12

Craig comes outside to update us.

0:41:120:41:15

As we thought,

0:41:150:41:16

we've had to go through several layers of the hierarchy.

0:41:160:41:18

They've found the details.

0:41:180:41:20

The majority of the actual payment was made by Rolls-Royce's insurers.

0:41:200:41:25

However, they've neglected to pay the court costs for the claimant.

0:41:250:41:29

As the matter was being dealt with by its insurers,

0:41:300:41:33

the Rolls-Royce staff are unsure why it hadn't been settled in full,

0:41:330:41:37

but they've agreed to look into it and an hour and a half later,

0:41:370:41:40

Tommy and Craig are back.

0:41:400:41:43

It's all about talking to the right person and going up the chain.

0:41:430:41:46

Yeah, we took some time, eventually got the company lawyer down.

0:41:460:41:50

He agreed this needs to be paid.

0:41:500:41:51

And now it has been, in full.

0:41:520:41:55

It's another successful result for the sheriffs.

0:41:550:41:58

If we have the writ,

0:42:000:42:02

the court's saying you have to pay it, and you will pay it.

0:42:020:42:05

Rolls-Royce told us, "Once we were made aware of the oversight

0:42:060:42:10

"that led to the non-payment in this case, we..."

0:42:100:42:13

High Court enforcement agents are no strangers

0:42:350:42:38

to a bit of detective work.

0:42:380:42:40

Unsurprisingly, some debtors aren't keen to pay up

0:42:400:42:43

and it's down to the sheriffs to do whatever they can

0:42:430:42:46

to track down their assets.

0:42:460:42:47

They don't yet know it, but in Kent this morning,

0:42:500:42:52

Lawrence and Kev have just such a day ahead of them.

0:42:520:42:55

We're going to Mid Kent Generators looking for £6,960 this morning.

0:42:560:43:02

The money is owed to a supplier, which rented equipment

0:43:030:43:06

to Mid Kent Generators and took the company to court

0:43:060:43:09

when they didn't get paid.

0:43:090:43:11

A judgment was awarded in their favour,

0:43:110:43:13

but as they still didn't get their money back,

0:43:130:43:15

the sheriffs are going to pay Mid Kent Generators a visit.

0:43:150:43:19

But as they get near,

0:43:200:43:21

it doesn't look like the address on the writ

0:43:210:43:24

is leading to a commercial premises.

0:43:240:43:26

So, it is residential, then.

0:43:270:43:29

Looking for a company but at a residential.

0:43:290:43:32

It's not...it's not great.

0:43:320:43:35

You wouldn't have thought there was potentially any assets here.

0:43:350:43:40

Mind you, at least we're here sort of early enough

0:43:400:43:42

that we might catch him.

0:43:420:43:44

It's not a good start.

0:43:440:43:46

This looks like the company director's house,

0:43:460:43:48

and any assets will probably belong to him personally,

0:43:480:43:51

not the debtor company.

0:43:510:43:53

At least someone is in.

0:43:560:43:59

Morning. I'm looking for Mid Kent Generators.

0:43:590:44:01

Um, is it Mr Monger, the director?

0:44:040:44:07

My name's Mr Grix.

0:44:070:44:08

I'm an enforcement agent, as is my colleague.

0:44:080:44:10

We've got a High Court writ against Mid Kent Generators.

0:44:100:44:13

But Mr Monger says he doesn't recognise

0:44:130:44:15

the name of the company that's taken him to court.

0:44:150:44:18

No idea who they are?

0:44:190:44:21

Right, well, we've got a High Court writ in their favour

0:44:210:44:23

and we're ordered out today to take control of goods

0:44:230:44:26

to the value of £6,960.48.

0:44:260:44:30

The company has been dissolved?

0:44:300:44:32

Right. When was the company dissolved?

0:44:320:44:35

A bad start has got even worse.

0:44:370:44:39

They've found the director, but if the company is defunct,

0:44:390:44:42

it might be the end of the road.

0:44:420:44:44

Lawrence, however, isn't going to give up without some proof.

0:44:440:44:48

So, can you evidence that the company has got no money?

0:44:480:44:51

Company bank accounts? Something like that?

0:44:510:44:54

-Have you got evidence that it was dissolved?

-No.

0:44:540:44:57

Have you got your dissolution paperwork? No?

0:44:570:45:00

Mr Monger seems vague on the details,

0:45:000:45:03

so Lawrence fills him in.

0:45:030:45:05

I'll tell you what it's about cos we've got notes here.

0:45:050:45:07

Hire of four generators at different sites in Kent and Surrey,

0:45:070:45:11

court costs, interest and returned cheque fees.

0:45:110:45:14

So, you've obviously bounced cheques on him,

0:45:140:45:17

so you can't say you don't know what it's all about, I'm afraid.

0:45:170:45:20

Mr Monger now says he does know about the case,

0:45:200:45:23

but that he knew the claimant company under a different name.

0:45:230:45:26

He says he thought the court case against him had been dropped.

0:45:260:45:30

Have you got paperwork to that effect?

0:45:300:45:32

Do you want to see if you can find that?

0:45:330:45:35

The man disappears inside to look for his court documents.

0:45:370:45:40

In the meantime, Lawrence checks the status

0:45:400:45:42

of Mid Kent Generators on the internet.

0:45:420:45:45

Oh, no, it's not dissolved. The company's house is still live.

0:45:460:45:50

When Mr Monger returns, he says he can't find the paperwork,

0:45:510:45:55

but is still adamant that the company has ceased trading

0:45:550:45:58

three weeks ago and has no assets.

0:45:580:46:00

The only thing here is an old VW Golf

0:46:020:46:05

that probably doesn't belong to the company,

0:46:050:46:07

and certainly isn't worth enough to cover the seven grand he owes.

0:46:070:46:11

Getting nowhere, Lawrence decides to give the man some time

0:46:120:46:16

to prove his side of the story.

0:46:160:46:18

Right, well, I'll give you that.

0:46:180:46:19

-It's got my contact details on it...

-Yeah.

-..down the bottom there.

-OK.

0:46:190:46:23

You need to send any evidence you've got with regards to assets,

0:46:230:46:27

what have you.

0:46:270:46:28

OK, I'll give you five days to get that sorted. OK?

0:46:280:46:32

-Thank you.

-Bye-bye.

0:46:320:46:34

But Lawrence isn't done with Mid Kent Generators

0:46:360:46:39

for today just yet.

0:46:390:46:40

He's not sure he's getting the full story

0:46:400:46:42

and wants to make some further investigations.

0:46:420:46:45

It was all very evasive.

0:46:450:46:47

He's saying the company's liquidated, which it isn't.

0:46:470:46:50

He has no assets, no money. He can't evidence any of that at the moment.

0:46:500:46:54

Mr Monger might not have given much away,

0:46:540:46:57

but he did provide an address which he says his company traded from.

0:46:570:47:01

What he doesn't know is that Lawrence's notes also include

0:47:010:47:04

a second address, which he didn't mention.

0:47:040:47:07

Although it's a 50-mile round trip, Lawrence wants to check them out,

0:47:080:47:12

starting with the address that Mr Monger didn't volunteer.

0:47:120:47:16

There we go.

0:47:160:47:17

The address leads them to a trading estate,

0:47:170:47:19

but the unit in question seems to have someone else's name on it.

0:47:190:47:24

Yeah, that's not it.

0:47:240:47:25

That's an empty unit being refurbished, isn't it?

0:47:250:47:28

He's gone from here.

0:47:290:47:31

But we now know it's definitely not here.

0:47:310:47:34

So far, the man's story is holding up

0:47:340:47:36

and the road trip might be a waste of time.

0:47:360:47:39

Still, they head to the second address -

0:47:390:47:41

the one Mr Monger did give them - hoping for better luck.

0:47:410:47:45

-All right, at the back.

-The end one.

0:47:450:47:47

When they arrive,

0:47:470:47:48

Lawrence immediately spots something suspicious.

0:47:480:47:51

Got milk.

0:47:510:47:53

There's fresh milk at the door.

0:47:530:47:56

And there's only one day's worth of post there.

0:47:560:47:58

He's coming here.

0:47:580:48:00

And the milkman wouldn't keep delivering.

0:48:000:48:02

If he sees an empty unit and doesn't get paid,

0:48:020:48:05

he's not going to keep coming here and delivering milk.

0:48:050:48:08

If he's not actually trading out of here,

0:48:080:48:10

he's certainly coming back here on a fairly regular basis, I would say,

0:48:100:48:15

and there could well be some assets in there.

0:48:150:48:17

Although there's nothing valuable visible through the windows,

0:48:210:48:24

Lawrence needs to know for sure,

0:48:240:48:26

so he goes on the hunt for more evidence.

0:48:260:48:29

Mid Kent Generators - is he still running out of next door?

0:48:300:48:33

The man in the neighbouring unit says that they have indeed gone.

0:48:330:48:37

All right. Cheers.

0:48:370:48:39

It sounds like the company has stopped trading,

0:48:390:48:42

just like Mr Monger said,

0:48:420:48:43

but Lawrence isn't giving up altogether

0:48:430:48:46

on the hope of finding something.

0:48:460:48:47

He may not be running out of here,

0:48:470:48:50

but, you know, three weeks, sold all his assets?

0:48:500:48:55

It's unlikely.

0:48:550:48:56

But in the end, Lawrence never needs to discover

0:48:580:49:01

whether the company still has any assets.

0:49:010:49:03

Their visit to Mr Monger earlier

0:49:030:49:05

appears to have prompted him into action.

0:49:050:49:07

Soon afterwards, he enters a payment plan

0:49:070:49:10

in order to clear his debt to the supplier.

0:49:100:49:12

Mr Monger told us...

0:49:170:49:19

And he says...

0:49:320:49:33

In North London, Ken is on his way to a heavy-duty job.

0:49:450:49:48

He's chasing a debt owed by a company

0:49:480:49:51

specialising in construction machinery.

0:49:510:49:54

We're going to Hunter Plant Hire Limited.

0:49:540:49:56

Hunter Plant Hire has tried to sue a demolition company

0:49:560:49:59

for unpaid invoices, but the case was dismissed.

0:49:590:50:03

They were ordered to pay their opponents' legal costs,

0:50:030:50:05

but haven't, so now it's down to Ken to collect.

0:50:050:50:09

This one is quite a chunky one.

0:50:090:50:12

Around about 14 and a half grand after our fees.

0:50:120:50:16

Nevertheless, he's hopeful of finding enough assets to cover it.

0:50:180:50:22

Should be plenty of stuff there, I would imagine.

0:50:220:50:24

Heavy plant, for one.

0:50:240:50:25

Small office, loads of plant machinery.

0:50:270:50:29

When he arrives, it's just as he imagined.

0:50:300:50:33

And here we are.

0:50:340:50:36

Ken heads into the office.

0:50:360:50:38

-Hello.

-Hello.

0:50:400:50:42

Hello. I need to speak to the person in charge.

0:50:420:50:44

PHONE RINGS The boss has made an appearance...

0:50:440:50:47

Hello, sir.

0:50:470:50:49

..so Ken explains he's here with a writ.

0:50:490:50:51

It's regarding a judgment against Hunter Plant Hire.

0:50:510:50:54

It was for £12,500,

0:50:540:50:57

which has now gone up, with our fees.

0:50:570:51:00

But the boss has a different take on events.

0:51:000:51:03

The boss asks our cameraman to leave.

0:51:120:51:15

Ken remains inside to negotiate.

0:51:200:51:22

Shortly afterwards, he comes outside to fill us in.

0:51:240:51:27

Well, the MD seems to think that he's owed £18,000

0:51:270:51:32

as opposed to he owes them originally £12,500.

0:51:320:51:37

However, I told him the judgment is against themselves

0:51:370:51:42

and we will remove goods straightaway

0:51:420:51:44

should he not pay any money.

0:51:440:51:46

And by goods, he really does mean the big metal stuff in the yard.

0:51:460:51:51

We would hire a specialist low-loader company

0:51:510:51:54

that specialise in removing these big diggers

0:51:540:51:57

and take one of them away.

0:51:570:51:59

I think he's going to pay

0:51:590:52:01

because there's no way he's going to want to lose one of his diggers.

0:52:010:52:04

Those diggers on their own are worth in excess of £50,000,

0:52:040:52:09

and he won't want that at all.

0:52:090:52:10

I think he'll pay.

0:52:100:52:12

With the law on his side and plenty of assets here,

0:52:130:52:16

Ken has every reason to be confident,

0:52:160:52:18

but there are no guarantees in this business.

0:52:180:52:21

A short while later, he emerges from the office.

0:52:230:52:26

So, has he secured payment?

0:52:260:52:29

The upshot was he paid half the debt, which is £7,126,

0:52:290:52:34

and he's signed a controlled goods agreement

0:52:340:52:37

to a piece of plant equipment and office equipment there,

0:52:370:52:40

to pay in full within 14 days.

0:52:400:52:42

That means, if he doesn't,

0:52:420:52:44

the sheriffs will be back to take the goods.

0:52:440:52:47

He really didn't want to pay it.

0:52:470:52:49

Paid it in the end, and all in all, good result.

0:52:490:52:53

The MD paid the rest of the balance as promised

0:52:540:52:57

and the demolition firm have got the money they were owed.

0:52:570:53:00

190 miles away, Sheriff Chris Pearson is in Huddersfield,

0:53:110:53:15

on the road and chasing another unpaid debt.

0:53:150:53:17

We're going to see a company, Kayflex Limited,

0:53:190:53:21

for an amount of £11,919.52.

0:53:210:53:25

Kayflex Limited is a mattress supplier,

0:53:260:53:28

which hired a sales agent called Karen Saunders.

0:53:280:53:32

When the company terminated the relationship,

0:53:320:53:34

under industry regulations she was due compensation,

0:53:340:53:37

which hasn't been paid.

0:53:370:53:39

She's taken them to court, she's won the case.

0:53:390:53:42

It's been progressed to the High Court and they've asked us

0:53:420:53:45

to attend today with a writ.

0:53:450:53:46

But when Chris approaches the address he's been given

0:53:460:53:49

for the company, it looks like there could be a problem.

0:53:490:53:52

That's locked.

0:53:520:53:54

It's not clear whether the business is even open,

0:53:540:53:56

so Chris tries their number.

0:53:560:53:58

Hello. I'm stood at the gates looking directly at your factory.

0:54:010:54:04

I can't get in. They're all locked up.

0:54:040:54:06

Someone's in and comes out to speak to him.

0:54:070:54:11

I'm just here to come and speak to

0:54:110:54:13

somebody at Kayflex, if I can, please.

0:54:130:54:15

How do I get round?

0:54:150:54:16

The man seems surprised Chris needs to ask - although there's a padlock

0:54:160:54:20

hanging on the gate, it looks like it was open all along.

0:54:200:54:23

Chris drives through

0:54:260:54:28

and parks up.

0:54:280:54:30

-Are you an employee at Kayflex, are you, mate?

-Yeah.

-Yeah, it's to

0:54:310:54:34

do with Karen Saunders.

0:54:340:54:36

Yeah, yeah.

0:54:360:54:37

Shall we go in and sort it out, yeah? Thank you very much.

0:54:390:54:42

Chris explains he's come looking for nearly £12,000.

0:54:420:54:45

Although the man's cooperative,

0:54:450:54:47

he says he doesn't think Chris should be enforcing today.

0:54:470:54:50

Not as far as I'm aware.

0:54:530:54:54

-No problem.

-Yeah.

0:54:570:54:58

The man says the matter's still in legal dispute and tries to get his solicitor on the phone.

0:54:580:55:03

Meanwhile, Chris checks his file.

0:55:030:55:06

-Are you Mr Khan, are you, sir?

-Sorry?

0:55:060:55:08

-Are you Mr Khan?

-No, Iqbal.

0:55:080:55:10

-Mr Iqbal, yeah?

-Yeah.

0:55:100:55:12

Far from being an employee, Mr Iqbal is one of the company directors and

0:55:130:55:17

the file also reveals some unwelcome information about the business.

0:55:170:55:21

They're trying to dissolve the old company, Kayflex Limited,

0:55:210:55:25

and trying to set up a new company, Kayflex UK Limited.

0:55:250:55:29

An application for a voluntary strike-off, a form of liquidation,

0:55:290:55:33

has been made by the company. If it goes through, it will

0:55:330:55:36

officially no longer exist and Chris won't be able to collect.

0:55:360:55:40

He needs to finish the job today.

0:55:400:55:43

It could be a messy one, this.

0:55:430:55:44

They'll probably try and play for more time.

0:55:440:55:46

Unfortunately, time's ran out today, so we're here to collect.

0:55:460:55:49

A member of staff comes through a security door

0:55:490:55:52

and Chris takes the opportunity to explore.

0:55:520:55:54

There's a large warehouse full of mattress supplies.

0:55:550:55:58

It would take all day to clear the place out

0:55:580:56:01

but Chris has the bargaining chip he needs.

0:56:010:56:04

He can now tell Mr Iqbal that time is up.

0:56:040:56:07

PHONE RINGS

0:56:070:56:09

Can you not?

0:56:090:56:11

OK. Well, somebody needs to pay the outstanding debt, mate.

0:56:110:56:15

Will you just wait in here?

0:56:160:56:19

I appreciate your solicitor's probably dealing with it

0:56:190:56:21

but the writ is still live,

0:56:210:56:23

which means we need to continue with enforcement.

0:56:230:56:26

So if we can't get the debt paid today,

0:56:260:56:28

we need to take control and remove goods from the property.

0:56:280:56:31

No problem.

0:56:330:56:35

The man's off to make another phone call.

0:56:350:56:37

But Chris has made his point.

0:56:370:56:39

When Mr Iqbal comes back, he wants to pay up.

0:56:390:56:41

Yeah.

0:56:440:56:45

Do a bank transfer. That's fine, yeah.

0:56:450:56:48

I'll give you the details. No problem.

0:56:480:56:51

Mr Iqbal has had enough of being filmed and asks us to leave.

0:56:540:56:59

20 minutes later, Chris is out, too.

0:56:590:57:01

He decided, quite easily, to be honest, to pay in full -

0:57:010:57:04

clear the debt off

0:57:040:57:06

and then speak to his solicitor at a later date.

0:57:060:57:09

Kayflex Limited did go back to court to challenge the judgment

0:57:090:57:13

but their application was dismissed.

0:57:130:57:15

After a long legal fight, the sales agent Karen Saunders has finally got

0:57:150:57:20

the money she was owed.

0:57:200:57:21

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