Episode 1 The Sheriffs Are Coming


Episode 1

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Transcript


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If you're owed money but aren't getting paid, it's time to call the sheriffs.

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My name's Mr Grix. My colleague and I are enforcement agents.

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I'm here to issue a High Court Writ.

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I've got to do what I'm instructed to by the courts.

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They're Enforcement Agents of the High Court

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and, if a court's ruled in your favour, they're on your side.

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If the debtor doesn't want to pay...

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You currently owe £9,461.80.

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..the law says the sheriffs can get you what you're owed.

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If you don't come to the door, we HAVE to remove the vehicle off the drive.

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You'll have a week to pay in full before it gets sold at auction.

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Whether it's a small company...

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Can I speak to the person in charge, please?

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..or a household name...

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We're here to see someone from G4S.

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..if they owe you money - the sheriffs get it paid.

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I'm not going anywhere. You get him to come in here.

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We're not going to be waiting around like that. It needs to be done now.

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I just collected 42 grand.

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Coming up,

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dental hygienist Paula Ball didn't get paid for working with

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one of the UK's biggest security firms.

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I really couldn't believe it.

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I thought, "What on earth are they playing at?"

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This is a huge company - why didn't they just pay?

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So what will happen when Lawrence and Kev arrive on the company's doorstep?

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We have a High Court Writ, so we don't have to take any notice of your security protocol, I'm afraid.

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The gold and silver are just out of reach when Sheriff Ken Warby tries

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to recover a debt owed by a jeweller.

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Can you come to the door, please?

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I can't shout through the letterbox - that's ridiculous.

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Unfortunately, she's not letting us in.

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But can he get the company to pay?

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Steve Lee was let down by a customer

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who'd booked one of his motor homes.

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I lost income as result of them suddenly

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cancelling at the last moment

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and I thought it was most unfair. Most unreasonable.

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Will the sheriffs be able to get what he's owed?

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We sent out a notice of enforcement.

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We've had no contact, so that's why we're here.

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And it's an early wake-up call at a house in Stratford.

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But will the man inside open up?

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Clearly we know he's in there because his vehicle's here, and the dogs are barking.

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If he doesn't want to come to the door, we'll make arrangements now to get the vehicle towed away.

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Central London, and enforcement agents Lawrence Grix and Kev McNally are battling

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their way through the morning traffic.

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They've got a High Court Writ against one of the country's biggest security firms.

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We're actually going to G4S. We're going to their main building.

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Obviously sort of famous for providing the security for the Olympics.

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Often, smaller debts can be missed by large corporations,

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but that's not an excuse the sheriffs will accept

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and G4S owes £1,100 to a contractor.

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A dental hygienist that did work for them in a prison

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in East Yorkshire.

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She did five sessions and hasn't been paid for them.

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Would you like to open really wide?

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That dental hygienist is Paula Ball.

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For nine years, she worked regular sessions in the Wolds Prison

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near Hull, where G4S had the contract to provide health care.

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It was work which Paula loved.

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It was very, very rewarding.

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Most of the patients hadn't seen a dentist for many years.

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Their teeth were not in the best condition.

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They were very, very pleased at seeing a hygienist.

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It changed my perception of prison life, to be quite honest.

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But when G4S lost the contract, the new health care providers

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didn't want to hire a hygienist, so the work dried up.

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To make matters worse, G4S never paid Paula for her final sessions.

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This became beyond a joke.

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Money from March still hadn't been paid by July.

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Paula was owed nearly £1,400

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and despite repeatedly chasing up the payments,

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the money never arrived.

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I sent e-mails.

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I spoke to people on the phone. Difficult to speak to

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people on the phone cos you get a different person each time.

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Whether I just got lost in the system, I don't know.

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Paula had assumed that, if she persisted,

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then sooner or later, G4S would pay up.

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But as the months went by, her patience ran out.

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She began to realise the only way she was going to get paid

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was if she took some kind of legal action.

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I think I just got the bit between my teeth

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that this really was unfair.

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I still have bills to pay, like everybody else.

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It was quite scary, taking on a company as big as them,

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so I was talking to a friend one evening

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and she said, "Oh, you should try Money Claims Online."

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Money Claims Online is a government website which allows

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consumers to lodge their case with the County Court.

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Paula filed her claim against G4S

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and while the company initially said they'd defend it, they didn't.

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Paula was awarded a judgment in her favour,

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ordering the company to settle the debt.

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I then thought that they would pay up...

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..but they didn't. I really couldn't believe it.

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I thought, "What on earth are they playing at?"

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This is a huge company.

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It's just unbelievable.

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Just when Paula had given up hope, she received an e-mail

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out of the blue from G4S to say they'd made a payment of £825.

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They never explained why it was less than what she was owed

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and Paula didn't appear to have received it.

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They said they'd paid it

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and there was no record of it going into my account.

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And then they discovered they'd tried to pay it into the wrong

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account - an account that doesn't exist.

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Eventually they did pay £825 into my bank account.

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Whether it was to shut me up, or to stop the process, I don't know.

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Paula's still been left hundreds of pounds out of pocket

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and, having had to fight to get this far, she's not about to give up.

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I have worked for that money and I've earned it...

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..so I will go after the remaining balance.

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And left with no other alternative, that means turning to the sheriffs.

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I can think of no other way of retrieving the money.

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I'm a bit at a loss and this is the last hope.

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It's now up to them to see what they can do.

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In the capital, Lawrence and Kev are on their way to see G4S.

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They're confident of getting paid, though they are expecting

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that the sheer size of the company might complicate matters.

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Just getting them to recognise the claimant and find the claimant

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in their system is normally half the battle with big companies like this.

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Another challenge is parking in Central London.

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This time, Lawrence thinks he's got lucky

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but he might be getting ideas above his station.

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"Diplomatic cars only"?

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That's handy.

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The G4S office is in a shared block and the first challenge for Lawrence

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and Kev will be getting past reception.

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Morning. My name's Mr Grix.

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-My colleague and I are enforcement agents. We're here to see somebody from G4S.

-Mr?

-Grix.

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Who are you meeting with?

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We're not meeting with anybody.

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We're here to execute a High Court Writ against G4S.

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-What are they on, floor five?

-Yeah.

-We'll just go up. It's all right.

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But the reception staff have other ideas.

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-We'll need to let them know that you're coming up.

-No, we'll just go up.

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-The thing is...

-We have to call them.

-We have a High Court Writ,

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so we don't have to take any notice of your security protocol, I'm afraid.

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If you want to phone them and your phone call gets

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through before we do, that's fair enough.

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Lawrence and Kev have got past the security firm's security with ease.

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Upstairs, and it's reception number two.

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Morning, my name's Mr Grix.

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My colleague and I are enforcement agents.

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We've got a High Court Writ to execute against G4S,

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so I'd imagine we need to speak to someone either in your accounts or your legal department, please.

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-Um...bear with me two seconds.

-Yeah.

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The sheriffs are asked to wait while the staff make enquiries.

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I think this is about the biggest security company

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in the country, isn't it?

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Turnover - nearly seven billion.

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That's a few quid.

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So they should be able to cover the £1,100 they owe today -

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provided they can find the right person to deal with it.

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-Hello.

-Do you know which division it is?

-No, we've just got G4S.

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-We don't...we haven't got a division, specifically.

-Bear with me just a second.

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As Lawrence predicted, no-one seems quite sure who the right person

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is to deal with the sheriffs' unannounced arrival,

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let alone finding details of the claimant.

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But within a few minutes, someone more senior arrives.

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Hello.

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Our cameraman's told to leave the building, while Lawrence and

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Kev stay inside, trying to persuade G4S to pay Paula's missing wages.

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An hour and a half later, they emerge.

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I don't think they actually managed to find out what it was about.

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They're such a big organisation,

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with so many different branches and so many sub-contractors,

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they didn't actually bother to try to find our claimant on the system.

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Basically, they just went away and arranged the transfer,

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and they're going to look into where it went wrong later on

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and kick the appropriate person up the posterior, probably.

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Bit boring, sitting there for the best part of two hours

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waiting for someone to manage to do a bank transfer,

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but a success is a success.

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The sheriffs have been paid in full

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and, back in Yorkshire, Paula Ball is delighted.

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I would like to thank the sheriffs.

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They've done a very good job. Very relived that it's all over now and

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that the money's actually in my bank account. And I would like to say to

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people - don't be intimidated by doing something like this

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and taking on a large company.

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It can work out and you can get your money back.

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G4S told us that they...

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..for her services.

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The company has been making...

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However, they say the...

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If you've been ripped off,

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and the person or company responsible refuses

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to pay you back, the first step is to make a claim in the County Court.

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It's simple to do this online,

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for a small fee, depending on the size of the claim.

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The court will review the evidence

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and, if it finds in your favour, the debtor will be ordered to pay up.

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If they don't, then for a further £60, the High Court will grant

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a Writ, authorising the sheriffs to act on your behalf.

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If they're successful - you get all your money back.

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While Lawrence and Kev are chasing the big fish,

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sheriff Ken Warby is in Finchley,

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looking for a very different kind of business.

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He's pursuing a debt owed by a small shop.

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We're off to a place called Gina Jewellers.

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The debt is £1,600.

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The only thing I know about it is

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it's unpaid invoices to a jewellery wholesaler's.

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The wholesaler is a family firm called Jenny Brown Ltd.

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After Gina Jewellers ran up an unpaid bill of over £1,000,

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they took the matter to the County Court

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and won a judgment in their favour.

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It's not been settled and now Ken is on his way to chase the debt.

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Ken's looking forward to the job.

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It's not just diamonds that are a sheriff's best friend -

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he'd settle for gold or silver if it comes to it.

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They're very easy to remove - goods from jewellery shops.

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You can usually demand the full amount straight away.

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So, yeah, pretty confident we can get a result on this one.

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Oh, there it is. And it is Gina Jewellers, yes.

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Ken parks up and heads for the door,

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but it turns out he's not the only one aware of how easily

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the shop's stock can be removed.

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They've got a button entry system, so Ken won't be just striding in.

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The lady's seen me standing here.

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Hello!

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See if they'll come.

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Hello? Sorry, can you come to the door, please?

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The staff have decided they don't like the look of Ken

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and our camera, and they're not opening up.

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Instead, they're battening down the hatches.

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It's an intercom to get into the door.

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Now they're behind the protective screen and they're on the phone to someone now.

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It could be the police or anyone - I don't know.

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Ken can't do anything unless he can get inside the shop,

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or at least speak to the staff.

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With no leverage, he's got to try and be diplomatic.

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I'll explain what this is about. I've got identification on me.

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Can you not come to the door?

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I can't shout through the letterbox - that's ridiculous.

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That is, however, EXACTLY what he'll have to do.

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Right. It's regarding a debt owed to someone called Jenny Brown Ltd.

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Is that making any sense?

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Right, OK. You've got an amount outstanding as at today's date of £1,668.88.

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The staff member says the shop has recently changed hands

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and that the debt dates back to the previous owners.

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What Ken will need to find out is whether any of the assets

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inside actually belong to the company named on the Writ,

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but that's going to be tricky as the woman still won't open the door.

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Unfortunately, she's not letting us in and the owner isn't back

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until later on this afternoon.

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She's told me to wait for now, so I'm wondering what she's

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going to come back to the door and talk about,

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but at the moment she's only talking to me through the other side.

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Bit of a shame because there's certainly plenty of assets in there.

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But unless the woman is willing to open the door,

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he won't be getting his hands on any of those assets today.

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Faced with little alternative, Ken decides to call it quits for now.

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Will you take this? All right?

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This just explains what the debt is about. That's the breakdown.

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All I will suggest, OK, because this is our first attendance,

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is that this gets paid today because, failing that,

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we will be back again and, when we come back,

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there will be extra charges on there.

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All right. Thank you.

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Cheers.

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Ken's hoping the threat of a growing bill will prompt the company

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to respond and that's best he can do.

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I'm hoping that she's going to give me a call

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later on today or get the debt paid.

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We'll be back another day. It doesn't bother me that much.

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Ken heads off to the next job

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but, a couple of hours later, he gets a phone call.

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PHONE RINGS

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Hello.

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Two ways you can pay that - you can either go online

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and pay it by card or you can do a bank transfer.

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Ken's presence at the shop earlier clearly had an effect.

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Even though the shop's being taken over by a different company,

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the sale hasn't yet completed

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and, in the meantime, the new boss is willing to settle

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the debt on the previous owner's behalf.

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Thank you. Bye-bye.

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Apparently they're under new ownership,

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but the guy that's bought the jewellers still wants to clear

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the debts. The debt outstanding is £1,668 as at today's date.

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He said he can pay the £600.

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I said, if he can pay the £1,000 today,

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I'll give him two weeks to pay the balance.

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He's going to give me a call back,

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so hopefully that will get sorted soon as well.

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Later that day, the boss did pay the £1,000

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and cleared the remaining balance within two weeks.

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Jenny Brown Ltd have now got their money back.

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In the Midlands, enforcement agents Tommy Coyle

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and Craig Wilde have an early morning call to make

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in pursuit of a debt owed by a businessman.

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We're on our way to Stratford-upon-Avon.

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It's a second call that we're going to this address.

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This particular case is just short of £7,000.

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It's £6,900-odd outstanding.

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But there are some details of the case which Craig is

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struggling to get to grips with.

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Gentleman's name is Mr Igor... Now, forgive me on this...er...

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Er... His name's Mr Igor Kolodotschko.

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Mr Kolodotschko was taken to court four and half years ago over

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unpaid legal bills.

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Although judgment was found against him,

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he's never paid back what he owes.

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When Tommy visited his home a few weeks ago, there was no answer,

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but he did clock an expensive-looking Volvo parked in the driveway.

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I took the details, so we could do our checks within the office -

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DVLA checks, HPI - make sure the car's not stolen.

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It's come back to a rough value of about £23,000.

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More than enough to cover the outstanding debt.

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And when they get to the house, under cover of darkness,

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the good news is it's there.

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That's the Volvo.

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Yep, the car's there.

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It appears to be quite a reasonable-sized property,

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especially for Stratford.

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At residential addresses, the sheriffs have to arrive early

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so there's more chance of finding the debtor in,

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but the drawback is they're often still in bed.

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There's no response from the bell, so Tommy tries again.

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-Still no joy.

-It is quite early though, isn't it?

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It could be that the man's not there.

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Either that, or he's a very heavy sleeper.

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No signs at the moment. No lights coming on yet.

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And you can clearly hear the bell working, so we'll just keep

0:18:460:18:50

doing that for now until some signs of life comes to fruition.

0:18:500:18:55

HE KNOCKS DOOR

0:18:550:18:57

They soon do, but not the kind they're after.

0:18:570:19:00

-I can hear dogs.

-Can you?

0:19:000:19:02

They're barking now.

0:19:020:19:03

Tommy and Craig are convinced the debtor's at home.

0:19:030:19:06

But if he won't speak to them,

0:19:060:19:08

then they'll have no choice other than removing the car.

0:19:080:19:11

It's now half past seven.

0:19:110:19:12

I'd give him till eight o'clock.

0:19:120:19:14

Give him every opportunity to get it sorted.

0:19:140:19:16

If he doesn't want to, then we'll have to sort it for him.

0:19:160:19:19

After all, there's only so much banging on the door they can do.

0:19:190:19:23

Keep knocking his door like this, he might ring the police!

0:19:230:19:26

Saying, "I've got guys, some big guys, trying to break in!"

0:19:260:19:31

But before they call a tow truck,

0:19:310:19:33

Tommy makes one last attempt to make contact with Mr Kolodotschko.

0:19:330:19:37

Hello! It's the Sheriff's Office here.

0:19:370:19:40

You've got to say his surname as well, Tommy.

0:19:400:19:42

Kolo...doks..ko. Would you say that? Kolodostsckho?

0:19:430:19:48

Kolo...Koldotschko, or something like that.

0:19:480:19:50

Mr...Kolodotski?

0:19:500:19:52

-THEY LAUGH

-Could you come to the door, please?

0:19:520:19:56

I didn't say that right, did I?

0:19:580:20:00

No, you didn't! Try again.

0:20:000:20:03

Mr Kolodostsckho, it's the Sheriff's Office here.

0:20:030:20:06

If you don't come to the door, so we can have a chat with you,

0:20:060:20:09

we HAVE to remove the vehicle off the drive. That's why we're here today.

0:20:090:20:12

Clearly we know he's in there cos his vehicle's here.

0:20:120:20:14

-Can't NOT hear that, can you?

-And the dogs are barking,

0:20:140:20:17

so he's aware of us. You just give him the ultimatum now.

0:20:170:20:20

If he doesn't want to come to the door, that's his prerogative,

0:20:200:20:23

but we'll make arrangements now to get the vehicle towed away.

0:20:230:20:26

Tommy makes the call to book a tow truck, then turns his attention

0:20:270:20:31

to making sure no-one else can move the Volvo first.

0:20:310:20:34

-Tommy.

-What?

-This side's better.

0:20:340:20:36

No, mate. This has to go on the other side. Hang on.

0:20:360:20:41

They need to get a clamp on as quickly as possible,

0:20:410:20:44

just in case anyone thinks they can try to stop them.

0:20:440:20:47

This ain't going to go on - too thick.

0:20:470:20:50

Try another one.

0:20:520:20:53

-Bottom wishbone there.

-Yeah, I've got it.

0:20:590:21:02

HE GRUNTS

0:21:030:21:06

It's on and a sticker on the windscreen is the final touch.

0:21:060:21:09

If he jumps in the vehicle and says he didn't realise it was clamped,

0:21:110:21:15

with a big yellow clamp on the front,

0:21:150:21:17

the sticker's another secondary sort of warning for him.

0:21:170:21:21

The debtor's not likely to try to drive off.

0:21:210:21:23

But as much as anything, the clamp's about sending a signal.

0:21:230:21:27

Hopefully it'll spur him on a bit,

0:21:270:21:28

show him that we're seriously going to take it,

0:21:280:21:30

because some people don't think

0:21:300:21:32

it's going to happen until the last minute.

0:21:320:21:35

Hopefully this shows it is.

0:21:350:21:38

Tommy and Craig aren't in any rush to take the car, as recent changes

0:21:380:21:42

to legislation mean they can't do it until two hours after they got here.

0:21:420:21:47

The idea is to give the debtor a reasonable chance to get

0:21:470:21:49

the matter sorted first

0:21:490:21:51

but, in Mr Kolodotschko's case, that looks increasingly unlikely.

0:21:510:21:54

We've done everything we can to try to make contact with him.

0:21:540:21:58

We have no number for him on file, otherwise we'd call him too.

0:21:580:22:01

By the time the arrangements are made,

0:22:010:22:03

and the contractor's come here to remove it,

0:22:030:22:05

it'll be well over the two hours which is giving him, under the new

0:22:050:22:08

regs, plenty of time to, obviously,

0:22:080:22:09

if he wanted to, to get this addressed.

0:22:090:22:11

But just when they're giving up hope of that happening,

0:22:110:22:14

Craig spots movement at the house.

0:22:140:22:16

A shutter has been opened.

0:22:160:22:18

Did you see actually see someone?

0:22:180:22:20

-No, I saw it open up.

-Oh, did you?

-Yeah.

0:22:200:22:22

There's definitely someone home

0:22:220:22:24

and, whoever it is, they're not trying to be subtle after all.

0:22:240:22:28

Lights on now. Middle room light here, on the top.

0:22:280:22:33

I can hear footsteps downstairs.

0:22:330:22:35

Yet still no-one will come to the door -

0:22:350:22:38

much to the sheriffs' frustration.

0:22:380:22:40

If the debtor's determined not to co-operate,

0:22:400:22:43

then the car will have to go,

0:22:430:22:44

so Tommy starts preparing it for removal.

0:22:440:22:47

Just doing a damage report on the vehicle -

0:22:480:22:51

it's just to cover ourselves, really -

0:22:510:22:53

if he does pay and then gets it back.

0:22:530:22:55

-Pretty good nick, isn't it?

-Not even a scuffed alloy, really.

0:22:550:22:58

Then, just as the sheriffs are resigned to waiting for the truck,

0:22:580:23:02

Tommy suddenly leaps in to action.

0:23:020:23:04

Hello.

0:23:060:23:07

A man has appeared at the door.

0:23:070:23:09

Mr Kolo...dotschko? You all right, sir? I'm from the Sheriff's Office.

0:23:090:23:14

It's to do with a court order.

0:23:140:23:16

A High Court Writ of Control.

0:23:160:23:17

That's why we've been trying to contact you.

0:23:170:23:19

You've had a letter before explaining the situation.

0:23:190:23:23

Mr Kolodotschko says he doesn't know anything about the case,

0:23:230:23:26

so Tommy shows him the details on the Writ.

0:23:260:23:29

Does this ring any bells? You used their services for something.

0:23:290:23:33

To be honest, it's gone a bit too far now.

0:23:380:23:41

The courts are saying you are because your name -

0:23:430:23:46

you've actually got a County Court Judgment logged against you.

0:23:460:23:49

Mr Kolodotschko says he's retired

0:23:490:23:50

and the debt must be to do with a company he USED to run,

0:23:500:23:53

but the claimant has sued him personally

0:23:530:23:56

and he's already had more than four years to pay it.

0:23:560:23:59

The judgment was 4/5/2011, so you must have knew about it back then.

0:23:590:24:03

The County Court would have sent you a letter.

0:24:030:24:06

I know it's very tough at the moment, and early in the morning,

0:24:060:24:09

but the situation is as simple as

0:24:090:24:10

we've got about an hour and the vehicle's going to be removed,

0:24:100:24:13

or we need the balance paid.

0:24:130:24:15

Because it's a court order in your name.

0:24:160:24:19

Well, it's a bit late at this stage.

0:24:230:24:24

Mr Kolodotschko's adamant that the debt isn't his,

0:24:240:24:27

but that's not what the law says

0:24:270:24:29

and Tommy now needs to know whether he's going to pay.

0:24:290:24:32

Are you saying you're going to pay it? Because I can stop the removal truck coming.

0:24:320:24:35

You do... You haven't, no.

0:24:370:24:40

But you get 14 days before the money goes to the claimant, OK?

0:24:400:24:44

So within that 14 days, go and seek your own legal advice.

0:24:440:24:47

If you want to go inside for a minute, keep warm,

0:24:470:24:50

and I'll come and knock you.

0:24:500:24:51

-He's paying it on card.

-OK.

0:24:520:24:54

Mr Kolodotschko has reluctantly agreed to pay in full,

0:24:560:25:00

though the lie-in has cost him.

0:25:000:25:02

We've just cancelled the truck for now.

0:25:020:25:04

Unfortunately, this guy, had he have come to the door

0:25:040:25:07

and discussed it with us when we first got here over an hour ago,

0:25:070:25:11

would have saved himself the contractor fee,

0:25:110:25:14

which has been applied now.

0:25:140:25:15

But Mr Kolodotschko says the reason he didn't to come to the door

0:25:150:25:19

is that he sleeps in the back of the house

0:25:190:25:21

and never heard the commotion.

0:25:210:25:22

I haven't heard anything, no.

0:25:220:25:24

The only thing I noticed when I opened the curtains was that

0:25:240:25:27

I saw some people wandering about outside and then I came out.

0:25:270:25:32

As for the case in question -

0:25:320:25:34

he thinks he might now know what it's about.

0:25:340:25:36

Now I've been given a name, I think it's something to do with

0:25:360:25:40

somebody stole a million pounds from my company

0:25:400:25:43

and this is to do with claiming money back from that.

0:25:430:25:47

Now I've got to take it up with my solicitors and accountants

0:25:470:25:51

to see what happens because,

0:25:510:25:53

if nothing else, the company has to pay me back.

0:25:530:25:56

But one way or another, the claimant will now get the money he's owed.

0:25:560:26:00

And for the sheriffs, it's a case of justice served.

0:26:000:26:03

He kind of knows what it's about.

0:26:030:26:05

He's saying it's some old legal fees,

0:26:050:26:07

but he said he'd handed all the information to his accountant to sort out.

0:26:070:26:11

Well...he shouldn't have done that.

0:26:110:26:12

He should have complied with the court order

0:26:120:26:15

and got it paid a long time ago.

0:26:150:26:17

But at nine o'clock now and we've got the full payment,

0:26:170:26:19

just over the 7,000, so a good result.

0:26:190:26:23

To quote Shakespeare - "To pay or not to pay" - and, clearly, he did!

0:26:230:26:27

Sheriffs are now officially known as High Court Enforcement Agents

0:26:310:26:35

and they'll collect the money you're owed.

0:26:350:26:37

My job is to collect in full or remove goods.

0:26:370:26:41

They've got more powers of entry than bailiffs.

0:26:410:26:43

We don't have to take any notice of your security protocol, I'm afraid.

0:26:430:26:46

And there's no limit on the size of the debts they can pursue.

0:26:460:26:50

£1.6m.

0:26:500:26:52

Every year, sheriffs enforce more than 70,000 Writs across England

0:26:520:26:56

and Wales and recover more than £75m.

0:26:560:27:00

I'm here today to take control of goods to the value of £41,086.

0:27:000:27:04

We have to insist on full payment.

0:27:040:27:06

Their fees are set by the government,

0:27:060:27:09

which debtors have to pay on top of what they already owe.

0:27:090:27:12

Thank you very much. See you later.

0:27:120:27:15

If the sheriffs can't recover any of your money,

0:27:150:27:18

there's a fee of £75 plus VAT.

0:27:180:27:20

It's not just Tommy and Craig who've had an early start.

0:27:300:27:33

It's before dawn in London

0:27:330:27:35

and Lawrence and Kev are also on their way to see a debtor.

0:27:350:27:39

It's 6.20am.

0:27:390:27:40

We are heading into Central London, sort of Chelsea way.

0:27:400:27:43

We're going to see Mr Christian Fallon.

0:27:430:27:47

It's a highly unusual case for the sheriffs,

0:27:470:27:49

as the sum of money they're after

0:27:490:27:51

is one of the biggest they've ever dealt with.

0:27:510:27:54

He owes a debt of £1.6m.

0:27:540:27:58

It's a huge amount of money as, on this occasion,

0:27:580:28:02

the sheriffs are delving into the world of high finance.

0:28:020:28:05

He was given some money to invest and he never did,

0:28:060:28:11

and never paid it back.

0:28:110:28:13

Mr Fallon has been sued by four investors

0:28:150:28:18

and, although he defended the case, he lost.

0:28:180:28:21

Now it's down to Lawrence and Kev to try to persuade him to pay.

0:28:210:28:25

Lawrence has actually been to another address we had for him -

0:28:260:28:31

it turned out to be his parents' address.

0:28:310:28:33

I got no answer, but he phoned me up.

0:28:330:28:35

He's obviously aware of the debt. Said he'd pay 20,000 by yesterday.

0:28:350:28:41

And hasn't, so we're going to try and get some money out of him.

0:28:410:28:45

The sheriffs know this job's a long shot.

0:28:450:28:48

The new address is a flat and it's highly unlikely they'll be

0:28:480:28:52

able to find enough assets there to cover a debt of this size,

0:28:520:28:56

but there's a chance their visit could be enough to rattle

0:28:560:28:59

Mr Fallon's cage and prompt him into payment.

0:28:590:29:02

They're hoping an element of surprise will help.

0:29:020:29:05

He doesn't actually know we've got this address where we're going now.

0:29:050:29:08

It's not actually 100% that he does live here.

0:29:080:29:11

The postcode leads the sheriffs to a block of swanky-looking

0:29:110:29:14

serviced apartments,

0:29:140:29:16

but this isn't the kind of place where you can just walk in.

0:29:160:29:19

Enter user code. It's too dark to see which buttons to press, innit?

0:29:190:29:24

Luckily, Kev spots a friendly security guard

0:29:240:29:27

and explains that he's an enforcement agent.

0:29:270:29:30

Wonder if you could buzz us in this building, please? We've got to visit someone in here.

0:29:300:29:35

Oh, lovely. Thanks very much.

0:29:350:29:37

They're in and, Writ in hand,

0:29:370:29:39

they head up to what they think might be the man's flat.

0:29:390:29:42

There's no answer at the door,

0:29:470:29:49

though he could just be another heavy sleeper.

0:29:490:29:52

HE KNOCKS

0:29:520:29:54

Still no answer,

0:29:540:29:56

so Lawrence digs out the phone number that the debtor used

0:29:560:29:59

to call him from when they spoke.

0:29:590:30:01

Can't hear it.

0:30:080:30:09

If there is someone in there, they're not stirring.

0:30:090:30:13

It rang once and then clicked.

0:30:130:30:16

He switched it off?

0:30:160:30:18

Rather implies he's in there, doesn't it?

0:30:180:30:20

Can't hear any signs of life.

0:30:240:30:26

HE KNOCKS

0:30:260:30:27

Then Lawrence hears a sound.

0:30:270:30:30

INTERMITTENT BUZZING

0:30:300:30:31

What's that? Somebody's alarm clock, do you reckon?

0:30:310:30:36

Sounded like it.

0:30:360:30:37

Where's it coming from?

0:30:380:30:40

It's a false alarm.

0:30:420:30:44

Wasn't coming from here, I don't think.

0:30:440:30:47

The sheriffs' hopes of catching Mr Fallon off-guard haven't been realised,

0:30:470:30:51

so they head off, passing by reception on the way

0:30:510:30:55

to see if they can get any more information.

0:30:550:30:58

Just trying to confirm whether he lives there or not. Just been up to the flat and got no answer.

0:30:580:31:02

-Hasn't got any name on there.

-Hasn't got any name on there,

0:31:020:31:05

so we don't know whether he's there or not. OK, no worries. Thanks for your help.

0:31:050:31:09

And for now, that's all they can do.

0:31:090:31:11

There was no sign of any life, couldn't hear any sound,

0:31:110:31:14

so we've managed to come down to reception,

0:31:140:31:16

just to try and confirm if he's there or not,

0:31:160:31:19

but they've got no name registered at that flat.

0:31:190:31:22

This was always going to a tricky job

0:31:220:31:24

and it's come as no surprise to Lawrence

0:31:240:31:27

that the debtor is making himself scarce.

0:31:270:31:29

If you've got a £1.6m debt and you're trying to

0:31:290:31:33

avoid paying it, you're not going to want to be found.

0:31:330:31:37

The sheriffs have since made further attempts to contact Mr Fallon,

0:31:370:31:40

but have so far not been able to reach him.

0:31:400:31:43

After a disappointing start to the day,

0:31:580:32:00

Lawrence and Kev are now heading for the south coast,

0:32:000:32:03

where they're hoping to have better luck chasing a debt

0:32:030:32:06

owed by a company specialising in some kind of motorsport.

0:32:060:32:09

Bit of a dreary morning.

0:32:090:32:11

Apart from that, we're going to Sam Thomas Racing Ltd.

0:32:110:32:15

We are looking for £3,075.

0:32:150:32:18

Sam Thomas Racing Ltd was taken to court after cancelling

0:32:180:32:22

a booking to hire a motorhome from a company called Jumbocruiser.

0:32:220:32:26

Jumbocruiser is based in Newport in Wales

0:32:260:32:29

and was set up by its MD Steve Lee just over ten years ago.

0:32:290:32:33

The company specialises in renting out plush motorhomes for events.

0:32:330:32:38

It's been quite an interesting business to go into.

0:32:380:32:41

We've been renting out vehicles to motor racing drivers,

0:32:410:32:46

for production crew,

0:32:460:32:47

even for private families to go to a music festival like Glastonbury.

0:32:470:32:51

Here we have a sofa which turns into a double bed.

0:32:530:32:56

Lovely American fridge-freezer with ice-making machine.

0:32:560:33:00

Don't know which one, but I can tell you that One Direction

0:33:030:33:06

even slept in this bed.

0:33:060:33:07

It's taken longer than I expected to become profitable,

0:33:070:33:11

but we are profitable now.

0:33:110:33:13

But Steve doesn't want anything to jeopardise the success he's

0:33:130:33:16

worked hard for and, as Sam Thomas Racing are about to discover,

0:33:160:33:20

that includes unpaid bills.

0:33:200:33:22

Sam Thomas contacted me about a month before a major

0:33:220:33:26

event at Silverstone, asking for a motorhome.

0:33:260:33:29

I sent him pricing and links to photographs of example vehicles.

0:33:290:33:35

This motor home was available

0:33:350:33:37

and, as Mr Thomas liked the look of it, he booked it for four days.

0:33:370:33:41

The paperwork he signed spelt out the cancellation policy

0:33:410:33:44

and what money had to be paid upfront.

0:33:440:33:47

It's normal to take a deposit up to 25% immediately

0:33:480:33:53

and, then, the balance usually a month before.

0:33:530:33:57

So, because it was about a month before,

0:33:570:33:59

the invoice was for the full amount and that was payable immediately.

0:33:590:34:04

The cost of the hire was just under £2,400

0:34:040:34:07

and Steve expected the payment to arrive shortly.

0:34:070:34:10

After about a week, I noticed we hadn't received the money,

0:34:100:34:13

so I contacted Mr Thomas. He said he was away at the moment,

0:34:130:34:16

but his secretary should have done it.

0:34:160:34:19

But when he gets back, he'll get it sorted.

0:34:190:34:21

And then a week later, I still hadn't received it

0:34:210:34:24

and I had got another customer wanting that particular vehicle.

0:34:240:34:28

And asked him if he want to come out of the contract and that's OK

0:34:280:34:32

because I've got another customer. He said, "No, no, no, no.

0:34:320:34:34

"I really do want the motor home.

0:34:340:34:37

"I'll get it sorted."

0:34:370:34:39

Reassured that Mr Thomas was committed to his booking,

0:34:390:34:42

Steve turned the other customer away.

0:34:420:34:44

But as the date of the hire approached, the money still

0:34:450:34:49

hadn't been forthcoming and then Steve received a call.

0:34:490:34:53

A few days before the event, Mr Thomas contacted me

0:34:530:34:56

to say that his partner has got a brand-new motorhome,

0:34:560:35:00

it's being delivered now, and they won't need our one.

0:35:000:35:03

I thought that it was most unfair, most unreasonable.

0:35:030:35:06

Steve wasn't about to take that lying down.

0:35:060:35:10

So, I said, "Well, I'm sorry, you've left it rather late now

0:35:100:35:13

"and I have been chasing you over this.

0:35:130:35:16

"I'm sorry but I have to hold you to the contract now because

0:35:160:35:18

"it's very unlikely I'm going to be able to get another hirer.

0:35:180:35:21

"If I do, that's fine,

0:35:210:35:23

"but otherwise you'll be liable for the full amount."

0:35:230:35:26

He said, "No, no. There was no contract.

0:35:260:35:28

"I'm sorry, I don't want to know."

0:35:280:35:30

Mr Thomas wasn't willing to pay it

0:35:300:35:33

but, as he'd electronically signed up to the terms and conditions,

0:35:330:35:36

Steve sent him the bill anyway.

0:35:360:35:38

I lost income as a result of them suddenly

0:35:380:35:41

cancelling at the last moment and I wasn't prepared to accept that.

0:35:410:35:45

As a business owner, I just feel I have to do the right thing

0:35:450:35:48

for my company and for my employees, by definition,

0:35:480:35:52

and make sure that any money I feel is fairly owed to us is collected.

0:35:520:35:58

And with Sam Thomas Racing still refusing to pay,

0:35:580:36:01

Steve decided there was only one way to go.

0:36:010:36:04

I had no choice really, at the end of the day, so I took him to court.

0:36:040:36:09

The strange this is he didn't respond to the summons,

0:36:090:36:12

so I was able to get a default judgment.

0:36:120:36:14

Steve assumed that, once he had a court judgment in his pocket,

0:36:160:36:19

Sam Thomas Racing would admit defeat and make the payment.

0:36:190:36:23

When they didn't, Steve turned to the sheriffs.

0:36:230:36:26

I've tried the county court bailiffs in the past

0:36:260:36:28

and, to be honest, I don't think they've really got the powers

0:36:280:36:31

to do what I need. I've not really found them very satisfactory.

0:36:310:36:35

So, you know, I thought I'd give the sheriffs, the High Court enforcement

0:36:350:36:39

guys a go because they've got more powers. We'll see how it goes.

0:36:390:36:45

Back on the south coast,

0:36:500:36:52

Lawrence and Kev are about to pay Sam Thomas Racing a visit,

0:36:520:36:55

but it's hard to tell how this one's going to go as they don't

0:36:550:36:58

really know what the company does.

0:36:580:37:00

If it's a motor racing team or something like that,

0:37:000:37:03

then you'd expect there to be assets for sure.

0:37:030:37:05

The obvious thing to look for is the cars,

0:37:050:37:07

but it all comes down to who owns them.

0:37:070:37:09

As for car buff Lawrence, he's hoping for something

0:37:090:37:12

a cut above the typical car garage that the sheriffs visit.

0:37:120:37:15

We don't know a lot about it,

0:37:150:37:17

but they may manufacture cars for a certain class of racing.

0:37:170:37:21

The mystery is about to be solved.

0:37:220:37:24

-We're here.

-Yeah, we're here.

-Sam Thomas Racing.

0:37:240:37:28

-There's lights on.

-There's someone in there.

0:37:280:37:32

-Morning. Sam Thomas Racing Ltd?

-Morning.

0:37:320:37:36

My name's Mr Grix. My colleague and I are enforcement agents.

0:37:360:37:38

-All right, yeah.

-We've got a High Court Writ against

0:37:380:37:41

Sam Thomas Racing Ltd on behalf of Jumbocruiser Ltd.

0:37:410:37:45

You're not the boss, I take it.

0:37:470:37:49

Are you able to get him on the phone?

0:37:490:37:52

While the man tries to contact the boss,

0:37:520:37:54

Lawrence and Kev look for clues as to precisely what the company does

0:37:540:37:58

and whether there are any assets.

0:37:580:38:00

-Is it going to voicemail or...?

-Yeah, it does, yeah.

0:38:030:38:06

Yeah, £3,075.98.

0:38:080:38:11

It sounds like they may have to wait

0:38:120:38:14

and, in the meantime,

0:38:140:38:16

they're itching to find out what's out the back.

0:38:160:38:18

Right, we need to have a little look round, just to see what

0:38:180:38:21

you've got here in case we end up having to remove.

0:38:210:38:23

Basically, we're ordered here by the courts

0:38:230:38:25

to take goods into control to clear the debt.

0:38:250:38:27

-What sort of racing do you do, anyway?

-I'll show you what there is.

0:38:270:38:30

Have a look.

0:38:320:38:33

Oh.

0:38:330:38:35

-Don't touch.

-HE LAUGHS

0:38:350:38:36

That's lovely.

0:38:360:38:38

Lawrence can't believe his luck -

0:38:380:38:40

the garage is full of classic racing cars.

0:38:400:38:44

These are amazing, aren't they?

0:38:440:38:47

I'm in heaven.

0:38:470:38:48

That Mustang's lovely.

0:38:480:38:49

-Proper old Batmobile there, as well.

-What we looking at?

0:38:490:38:52

-The multi-coloured BMW.

-Oh, right.

0:38:520:38:55

Why's it called a Batmobile?

0:38:550:38:57

I suppose because it looks a bit like the Batmobile, doesn't it?

0:38:570:38:59

If you say so, Lawrence.

0:38:590:39:02

This is just awesome.

0:39:020:39:04

Problem is, though, they're going to belong to other people.

0:39:040:39:06

They're not going to be their own cars, I wouldn't think.

0:39:060:39:09

So, these are all customers' cars, I take it, are they?

0:39:090:39:13

They are and so they can't be removed to cover the debt.

0:39:130:39:17

Meanwhile, the man has managed to get hold of the boss,

0:39:170:39:19

but only by text message,

0:39:190:39:21

and he says the case is in dispute.

0:39:210:39:24

We don't take cheques, anyway,

0:39:310:39:33

but it needs to be the full amount.

0:39:330:39:34

It doesn't matter really what negotiations the solicitors are in.

0:39:340:39:38

-Yeah.

-Just because they want to get it sorted

0:39:380:39:40

doesn't mean that anything's happening.

0:39:400:39:42

And once that judgment went into place and didn't get paid,

0:39:420:39:44

the claimant is perfectly within their rights

0:39:440:39:46

to transfer it up to the High Court.

0:39:460:39:49

But the boss has been taken by surprise

0:39:490:39:51

and wants a bit more time to look into the matter.

0:39:510:39:54

No.

0:40:000:40:01

We're not going to be waiting around like that.

0:40:010:40:03

We sent out a notice of enforcement.

0:40:030:40:05

We've had no contact,

0:40:050:40:06

-so that's why we're here.

-OK.

0:40:060:40:08

The debtor has been given notice

0:40:080:40:10

and, as time's run out,

0:40:100:40:12

the sheriffs can insist on immediate payment in full.

0:40:120:40:15

Any legal challenge will have to come later.

0:40:150:40:18

We hold the money for 14 days anyway and then he's got breathing

0:40:180:40:22

space to speak to his solicitors, do whatever he needs to do.

0:40:220:40:25

OK, yeah. No worries, yeah. So...

0:40:250:40:27

-It needs to be done now, before we leave.

-It needs to be done now? OK.

0:40:300:40:33

The boss is stalling for time, but the sheriffs are standing firm

0:40:330:40:36

and Lawrence is in his element...

0:40:360:40:39

-Proper Le Mans Silk Cut Jaguar.

-Isn't it?

0:40:390:40:42

..whilst Kev looks increasingly bored.

0:40:430:40:46

That one there, dark blue one, Sunbeam Tiger.

0:40:460:40:49

Remember Dr No, James Bond's in a little Sunbeam,

0:40:490:40:52

when he goes up to the top of the mountain, that's the Tiger.

0:40:520:40:55

That's a V8.

0:40:550:40:56

Is he wrong on any of that?

0:40:580:40:59

-That's annoying.

-THEY LAUGH

0:40:590:41:01

But on the plus side, it looks like the sheriffs are making progress.

0:41:020:41:06

The man is now asking how he can pay - in full.

0:41:060:41:09

It can be cash, it can be done by bank transfer.

0:41:120:41:14

Yeah. It needs to be immediate, as well.

0:41:140:41:17

We need to be able to see it hit our bank account before we can

0:41:170:41:19

issue a receipt and leave.

0:41:190:41:21

The company opts to do a bank transfer,

0:41:210:41:24

but there seems to be a problem.

0:41:240:41:26

I don't know what it is, so I said to him I'll do it again.

0:41:290:41:34

Then when payment does go through,

0:41:340:41:36

the sheriffs can't find it in their bank.

0:41:360:41:39

Hmm. That's bizarre.

0:41:390:41:40

After half and hour of toing and froing, frustration is growing.

0:41:410:41:46

-No.

-No, we have to wait on the premises.

0:41:490:41:51

-We have to wait here until the payment's gone through.

-No worries.

0:41:510:41:56

Just when the atmosphere in the room is getting tense...

0:41:560:41:59

..it's all sorted.

0:42:010:42:02

It's there.

0:42:040:42:06

And it's case closed for the sheriffs.

0:42:060:42:09

Yeah, that's it. It's dropped in.

0:42:090:42:11

Right, we'll leave you in peace. Thank you very much.

0:42:110:42:14

-See you later. Bye-bye.

-See you later.

0:42:140:42:16

The debtor's solicitor apparently had been trying to

0:42:160:42:19

communicate with the claimant's solicitor to get things resolved

0:42:190:42:22

but it hadn't happened...

0:42:220:42:24

certainly not enough to stop the Writ.

0:42:240:42:27

It was one of the better places we visit, to be fair.

0:42:270:42:29

It was good, there were some nice motors in there.

0:42:290:42:31

Lots of old historic cars, so I was in my element, really.

0:42:310:42:35

And we got paid as well, so can't complain at that.

0:42:350:42:38

Back in Wales, Steve Lee has got the news he was hoping for.

0:42:390:42:44

Well it's actually amazing. They acted really quickly, the sheriffs.

0:42:440:42:47

They've managed to get my money in already.

0:42:470:42:49

I think it's absolutely brilliant.

0:42:490:42:50

Sam Thomas told us that he and his team were...

0:42:520:42:54

As a result, he was...

0:42:590:43:00

He says it...

0:43:040:43:06

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