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If you're owed money but aren't getting paid, it's time to call the sheriffs. | 0:00:02 | 0:00:05 | |
My name's Mr Grix. My colleague and I are enforcement agents. | 0:00:05 | 0:00:08 | |
I'm here to issue a High Court Writ. | 0:00:08 | 0:00:09 | |
I've got to do what I'm instructed to by the courts. | 0:00:09 | 0:00:11 | |
They're Enforcement Agents of the High Court | 0:00:11 | 0:00:15 | |
and, if a court's ruled in your favour, they're on your side. | 0:00:15 | 0:00:20 | |
If the debtor doesn't want to pay... | 0:00:20 | 0:00:22 | |
You currently owe £9,461.80. | 0:00:22 | 0:00:25 | |
..the law says the sheriffs can get you what you're owed. | 0:00:25 | 0:00:28 | |
If you don't come to the door, we HAVE to remove the vehicle off the drive. | 0:00:28 | 0:00:31 | |
You'll have a week to pay in full before it gets sold at auction. | 0:00:31 | 0:00:34 | |
Whether it's a small company... | 0:00:34 | 0:00:36 | |
Can I speak to the person in charge, please? | 0:00:36 | 0:00:37 | |
..or a household name... | 0:00:37 | 0:00:39 | |
We're here to see someone from G4S. | 0:00:39 | 0:00:40 | |
..if they owe you money - the sheriffs get it paid. | 0:00:40 | 0:00:44 | |
I'm not going anywhere. You get him to come in here. | 0:00:44 | 0:00:46 | |
We're not going to be waiting around like that. It needs to be done now. | 0:00:46 | 0:00:49 | |
I just collected 42 grand. | 0:00:49 | 0:00:51 | |
Coming up, | 0:00:53 | 0:00:55 | |
dental hygienist Paula Ball didn't get paid for working with | 0:00:55 | 0:00:58 | |
one of the UK's biggest security firms. | 0:00:58 | 0:01:00 | |
I really couldn't believe it. | 0:01:00 | 0:01:02 | |
I thought, "What on earth are they playing at?" | 0:01:02 | 0:01:04 | |
This is a huge company - why didn't they just pay? | 0:01:04 | 0:01:07 | |
So what will happen when Lawrence and Kev arrive on the company's doorstep? | 0:01:07 | 0:01:11 | |
We have a High Court Writ, so we don't have to take any notice of your security protocol, I'm afraid. | 0:01:11 | 0:01:15 | |
The gold and silver are just out of reach when Sheriff Ken Warby tries | 0:01:15 | 0:01:20 | |
to recover a debt owed by a jeweller. | 0:01:20 | 0:01:22 | |
Can you come to the door, please? | 0:01:22 | 0:01:24 | |
I can't shout through the letterbox - that's ridiculous. | 0:01:24 | 0:01:27 | |
Unfortunately, she's not letting us in. | 0:01:27 | 0:01:29 | |
But can he get the company to pay? | 0:01:29 | 0:01:31 | |
Steve Lee was let down by a customer | 0:01:32 | 0:01:34 | |
who'd booked one of his motor homes. | 0:01:34 | 0:01:37 | |
I lost income as result of them suddenly | 0:01:37 | 0:01:39 | |
cancelling at the last moment | 0:01:39 | 0:01:41 | |
and I thought it was most unfair. Most unreasonable. | 0:01:41 | 0:01:43 | |
Will the sheriffs be able to get what he's owed? | 0:01:43 | 0:01:46 | |
We sent out a notice of enforcement. | 0:01:46 | 0:01:48 | |
We've had no contact, so that's why we're here. | 0:01:48 | 0:01:51 | |
And it's an early wake-up call at a house in Stratford. | 0:01:51 | 0:01:54 | |
But will the man inside open up? | 0:01:54 | 0:01:56 | |
Clearly we know he's in there because his vehicle's here, and the dogs are barking. | 0:01:56 | 0:02:00 | |
If he doesn't want to come to the door, we'll make arrangements now to get the vehicle towed away. | 0:02:00 | 0:02:05 | |
Central London, and enforcement agents Lawrence Grix and Kev McNally are battling | 0:02:09 | 0:02:15 | |
their way through the morning traffic. | 0:02:15 | 0:02:17 | |
They've got a High Court Writ against one of the country's biggest security firms. | 0:02:17 | 0:02:21 | |
We're actually going to G4S. We're going to their main building. | 0:02:21 | 0:02:25 | |
Obviously sort of famous for providing the security for the Olympics. | 0:02:25 | 0:02:30 | |
Often, smaller debts can be missed by large corporations, | 0:02:30 | 0:02:34 | |
but that's not an excuse the sheriffs will accept | 0:02:34 | 0:02:37 | |
and G4S owes £1,100 to a contractor. | 0:02:37 | 0:02:42 | |
A dental hygienist that did work for them in a prison | 0:02:42 | 0:02:46 | |
in East Yorkshire. | 0:02:46 | 0:02:48 | |
She did five sessions and hasn't been paid for them. | 0:02:48 | 0:02:52 | |
Would you like to open really wide? | 0:02:54 | 0:02:56 | |
That dental hygienist is Paula Ball. | 0:02:56 | 0:02:59 | |
For nine years, she worked regular sessions in the Wolds Prison | 0:02:59 | 0:03:02 | |
near Hull, where G4S had the contract to provide health care. | 0:03:02 | 0:03:06 | |
It was work which Paula loved. | 0:03:06 | 0:03:09 | |
It was very, very rewarding. | 0:03:09 | 0:03:12 | |
Most of the patients hadn't seen a dentist for many years. | 0:03:12 | 0:03:18 | |
Their teeth were not in the best condition. | 0:03:18 | 0:03:22 | |
They were very, very pleased at seeing a hygienist. | 0:03:22 | 0:03:27 | |
It changed my perception of prison life, to be quite honest. | 0:03:27 | 0:03:31 | |
But when G4S lost the contract, the new health care providers | 0:03:31 | 0:03:35 | |
didn't want to hire a hygienist, so the work dried up. | 0:03:35 | 0:03:39 | |
To make matters worse, G4S never paid Paula for her final sessions. | 0:03:39 | 0:03:44 | |
This became beyond a joke. | 0:03:44 | 0:03:46 | |
Money from March still hadn't been paid by July. | 0:03:46 | 0:03:51 | |
Paula was owed nearly £1,400 | 0:03:51 | 0:03:54 | |
and despite repeatedly chasing up the payments, | 0:03:54 | 0:03:57 | |
the money never arrived. | 0:03:57 | 0:03:58 | |
I sent e-mails. | 0:03:58 | 0:04:01 | |
I spoke to people on the phone. Difficult to speak to | 0:04:01 | 0:04:03 | |
people on the phone cos you get a different person each time. | 0:04:03 | 0:04:06 | |
Whether I just got lost in the system, I don't know. | 0:04:06 | 0:04:10 | |
Paula had assumed that, if she persisted, | 0:04:10 | 0:04:13 | |
then sooner or later, G4S would pay up. | 0:04:13 | 0:04:15 | |
But as the months went by, her patience ran out. | 0:04:15 | 0:04:19 | |
She began to realise the only way she was going to get paid | 0:04:19 | 0:04:22 | |
was if she took some kind of legal action. | 0:04:22 | 0:04:24 | |
I think I just got the bit between my teeth | 0:04:24 | 0:04:27 | |
that this really was unfair. | 0:04:27 | 0:04:29 | |
I still have bills to pay, like everybody else. | 0:04:29 | 0:04:32 | |
It was quite scary, taking on a company as big as them, | 0:04:32 | 0:04:37 | |
so I was talking to a friend one evening | 0:04:37 | 0:04:39 | |
and she said, "Oh, you should try Money Claims Online." | 0:04:39 | 0:04:41 | |
Money Claims Online is a government website which allows | 0:04:41 | 0:04:45 | |
consumers to lodge their case with the County Court. | 0:04:45 | 0:04:48 | |
Paula filed her claim against G4S | 0:04:48 | 0:04:50 | |
and while the company initially said they'd defend it, they didn't. | 0:04:50 | 0:04:54 | |
Paula was awarded a judgment in her favour, | 0:04:54 | 0:04:57 | |
ordering the company to settle the debt. | 0:04:57 | 0:04:59 | |
I then thought that they would pay up... | 0:05:01 | 0:05:03 | |
..but they didn't. I really couldn't believe it. | 0:05:06 | 0:05:09 | |
I thought, "What on earth are they playing at?" | 0:05:09 | 0:05:12 | |
This is a huge company. | 0:05:12 | 0:05:14 | |
It's just unbelievable. | 0:05:14 | 0:05:16 | |
Just when Paula had given up hope, she received an e-mail | 0:05:16 | 0:05:19 | |
out of the blue from G4S to say they'd made a payment of £825. | 0:05:19 | 0:05:25 | |
They never explained why it was less than what she was owed | 0:05:25 | 0:05:28 | |
and Paula didn't appear to have received it. | 0:05:28 | 0:05:31 | |
They said they'd paid it | 0:05:31 | 0:05:33 | |
and there was no record of it going into my account. | 0:05:33 | 0:05:37 | |
And then they discovered they'd tried to pay it into the wrong | 0:05:37 | 0:05:40 | |
account - an account that doesn't exist. | 0:05:40 | 0:05:43 | |
Eventually they did pay £825 into my bank account. | 0:05:43 | 0:05:47 | |
Whether it was to shut me up, or to stop the process, I don't know. | 0:05:47 | 0:05:53 | |
Paula's still been left hundreds of pounds out of pocket | 0:05:53 | 0:05:56 | |
and, having had to fight to get this far, she's not about to give up. | 0:05:56 | 0:06:01 | |
I have worked for that money and I've earned it... | 0:06:01 | 0:06:04 | |
..so I will go after the remaining balance. | 0:06:05 | 0:06:09 | |
And left with no other alternative, that means turning to the sheriffs. | 0:06:10 | 0:06:14 | |
I can think of no other way of retrieving the money. | 0:06:14 | 0:06:17 | |
I'm a bit at a loss and this is the last hope. | 0:06:17 | 0:06:21 | |
It's now up to them to see what they can do. | 0:06:21 | 0:06:23 | |
In the capital, Lawrence and Kev are on their way to see G4S. | 0:06:29 | 0:06:34 | |
They're confident of getting paid, though they are expecting | 0:06:34 | 0:06:37 | |
that the sheer size of the company might complicate matters. | 0:06:37 | 0:06:41 | |
Just getting them to recognise the claimant and find the claimant | 0:06:42 | 0:06:46 | |
in their system is normally half the battle with big companies like this. | 0:06:46 | 0:06:50 | |
Another challenge is parking in Central London. | 0:06:50 | 0:06:53 | |
This time, Lawrence thinks he's got lucky | 0:06:53 | 0:06:55 | |
but he might be getting ideas above his station. | 0:06:55 | 0:06:58 | |
"Diplomatic cars only"? | 0:06:58 | 0:07:01 | |
That's handy. | 0:07:01 | 0:07:02 | |
The G4S office is in a shared block and the first challenge for Lawrence | 0:07:05 | 0:07:09 | |
and Kev will be getting past reception. | 0:07:09 | 0:07:12 | |
Morning. My name's Mr Grix. | 0:07:12 | 0:07:13 | |
-My colleague and I are enforcement agents. We're here to see somebody from G4S. -Mr? -Grix. | 0:07:13 | 0:07:19 | |
Who are you meeting with? | 0:07:19 | 0:07:21 | |
We're not meeting with anybody. | 0:07:21 | 0:07:22 | |
We're here to execute a High Court Writ against G4S. | 0:07:22 | 0:07:25 | |
-What are they on, floor five? -Yeah. -We'll just go up. It's all right. | 0:07:25 | 0:07:28 | |
But the reception staff have other ideas. | 0:07:28 | 0:07:32 | |
-We'll need to let them know that you're coming up. -No, we'll just go up. | 0:07:32 | 0:07:35 | |
-The thing is... -We have to call them. -We have a High Court Writ, | 0:07:35 | 0:07:38 | |
so we don't have to take any notice of your security protocol, I'm afraid. | 0:07:38 | 0:07:42 | |
If you want to phone them and your phone call gets | 0:07:42 | 0:07:44 | |
through before we do, that's fair enough. | 0:07:44 | 0:07:48 | |
Lawrence and Kev have got past the security firm's security with ease. | 0:07:48 | 0:07:52 | |
Upstairs, and it's reception number two. | 0:07:52 | 0:07:55 | |
Morning, my name's Mr Grix. | 0:07:55 | 0:07:58 | |
My colleague and I are enforcement agents. | 0:07:58 | 0:08:00 | |
We've got a High Court Writ to execute against G4S, | 0:08:00 | 0:08:02 | |
so I'd imagine we need to speak to someone either in your accounts or your legal department, please. | 0:08:02 | 0:08:07 | |
-Um...bear with me two seconds. -Yeah. | 0:08:07 | 0:08:10 | |
The sheriffs are asked to wait while the staff make enquiries. | 0:08:10 | 0:08:14 | |
I think this is about the biggest security company | 0:08:15 | 0:08:18 | |
in the country, isn't it? | 0:08:18 | 0:08:19 | |
Turnover - nearly seven billion. | 0:08:19 | 0:08:21 | |
That's a few quid. | 0:08:21 | 0:08:24 | |
So they should be able to cover the £1,100 they owe today - | 0:08:24 | 0:08:28 | |
provided they can find the right person to deal with it. | 0:08:28 | 0:08:31 | |
-Hello. -Do you know which division it is? -No, we've just got G4S. | 0:08:31 | 0:08:36 | |
-We don't...we haven't got a division, specifically. -Bear with me just a second. | 0:08:36 | 0:08:40 | |
As Lawrence predicted, no-one seems quite sure who the right person | 0:08:42 | 0:08:46 | |
is to deal with the sheriffs' unannounced arrival, | 0:08:46 | 0:08:49 | |
let alone finding details of the claimant. | 0:08:49 | 0:08:51 | |
But within a few minutes, someone more senior arrives. | 0:08:53 | 0:08:57 | |
Hello. | 0:08:59 | 0:09:00 | |
Our cameraman's told to leave the building, while Lawrence and | 0:09:04 | 0:09:07 | |
Kev stay inside, trying to persuade G4S to pay Paula's missing wages. | 0:09:07 | 0:09:12 | |
An hour and a half later, they emerge. | 0:09:18 | 0:09:20 | |
I don't think they actually managed to find out what it was about. | 0:09:22 | 0:09:25 | |
They're such a big organisation, | 0:09:25 | 0:09:27 | |
with so many different branches and so many sub-contractors, | 0:09:27 | 0:09:31 | |
they didn't actually bother to try to find our claimant on the system. | 0:09:31 | 0:09:35 | |
Basically, they just went away and arranged the transfer, | 0:09:35 | 0:09:38 | |
and they're going to look into where it went wrong later on | 0:09:38 | 0:09:41 | |
and kick the appropriate person up the posterior, probably. | 0:09:41 | 0:09:46 | |
Bit boring, sitting there for the best part of two hours | 0:09:46 | 0:09:49 | |
waiting for someone to manage to do a bank transfer, | 0:09:49 | 0:09:52 | |
but a success is a success. | 0:09:52 | 0:09:54 | |
The sheriffs have been paid in full | 0:09:54 | 0:09:57 | |
and, back in Yorkshire, Paula Ball is delighted. | 0:09:57 | 0:10:00 | |
I would like to thank the sheriffs. | 0:10:00 | 0:10:02 | |
They've done a very good job. Very relived that it's all over now and | 0:10:02 | 0:10:05 | |
that the money's actually in my bank account. And I would like to say to | 0:10:05 | 0:10:10 | |
people - don't be intimidated by doing something like this | 0:10:10 | 0:10:14 | |
and taking on a large company. | 0:10:14 | 0:10:16 | |
It can work out and you can get your money back. | 0:10:16 | 0:10:20 | |
G4S told us that they... | 0:10:20 | 0:10:22 | |
..for her services. | 0:10:26 | 0:10:27 | |
The company has been making... | 0:10:27 | 0:10:31 | |
However, they say the... | 0:10:35 | 0:10:36 | |
If you've been ripped off, | 0:10:41 | 0:10:43 | |
and the person or company responsible refuses | 0:10:43 | 0:10:46 | |
to pay you back, the first step is to make a claim in the County Court. | 0:10:46 | 0:10:50 | |
It's simple to do this online, | 0:10:50 | 0:10:52 | |
for a small fee, depending on the size of the claim. | 0:10:52 | 0:10:55 | |
The court will review the evidence | 0:10:55 | 0:10:57 | |
and, if it finds in your favour, the debtor will be ordered to pay up. | 0:10:57 | 0:11:01 | |
If they don't, then for a further £60, the High Court will grant | 0:11:01 | 0:11:05 | |
a Writ, authorising the sheriffs to act on your behalf. | 0:11:05 | 0:11:09 | |
If they're successful - you get all your money back. | 0:11:09 | 0:11:12 | |
While Lawrence and Kev are chasing the big fish, | 0:11:15 | 0:11:18 | |
sheriff Ken Warby is in Finchley, | 0:11:18 | 0:11:20 | |
looking for a very different kind of business. | 0:11:20 | 0:11:23 | |
He's pursuing a debt owed by a small shop. | 0:11:23 | 0:11:26 | |
We're off to a place called Gina Jewellers. | 0:11:26 | 0:11:29 | |
The debt is £1,600. | 0:11:29 | 0:11:31 | |
The only thing I know about it is | 0:11:31 | 0:11:34 | |
it's unpaid invoices to a jewellery wholesaler's. | 0:11:34 | 0:11:38 | |
The wholesaler is a family firm called Jenny Brown Ltd. | 0:11:38 | 0:11:42 | |
After Gina Jewellers ran up an unpaid bill of over £1,000, | 0:11:42 | 0:11:45 | |
they took the matter to the County Court | 0:11:45 | 0:11:48 | |
and won a judgment in their favour. | 0:11:48 | 0:11:50 | |
It's not been settled and now Ken is on his way to chase the debt. | 0:11:50 | 0:11:55 | |
Ken's looking forward to the job. | 0:11:55 | 0:11:56 | |
It's not just diamonds that are a sheriff's best friend - | 0:11:56 | 0:11:59 | |
he'd settle for gold or silver if it comes to it. | 0:11:59 | 0:12:03 | |
They're very easy to remove - goods from jewellery shops. | 0:12:03 | 0:12:06 | |
You can usually demand the full amount straight away. | 0:12:06 | 0:12:10 | |
So, yeah, pretty confident we can get a result on this one. | 0:12:11 | 0:12:14 | |
Oh, there it is. And it is Gina Jewellers, yes. | 0:12:17 | 0:12:20 | |
Ken parks up and heads for the door, | 0:12:26 | 0:12:29 | |
but it turns out he's not the only one aware of how easily | 0:12:29 | 0:12:32 | |
the shop's stock can be removed. | 0:12:32 | 0:12:34 | |
They've got a button entry system, so Ken won't be just striding in. | 0:12:34 | 0:12:38 | |
The lady's seen me standing here. | 0:12:38 | 0:12:40 | |
Hello! | 0:12:43 | 0:12:45 | |
See if they'll come. | 0:12:45 | 0:12:46 | |
Hello? Sorry, can you come to the door, please? | 0:12:49 | 0:12:52 | |
The staff have decided they don't like the look of Ken | 0:12:52 | 0:12:55 | |
and our camera, and they're not opening up. | 0:12:55 | 0:12:58 | |
Instead, they're battening down the hatches. | 0:12:58 | 0:13:01 | |
It's an intercom to get into the door. | 0:13:01 | 0:13:03 | |
Now they're behind the protective screen and they're on the phone to someone now. | 0:13:03 | 0:13:07 | |
It could be the police or anyone - I don't know. | 0:13:07 | 0:13:10 | |
Ken can't do anything unless he can get inside the shop, | 0:13:10 | 0:13:13 | |
or at least speak to the staff. | 0:13:13 | 0:13:16 | |
With no leverage, he's got to try and be diplomatic. | 0:13:16 | 0:13:20 | |
I'll explain what this is about. I've got identification on me. | 0:13:20 | 0:13:25 | |
Can you not come to the door? | 0:13:25 | 0:13:27 | |
I can't shout through the letterbox - that's ridiculous. | 0:13:27 | 0:13:31 | |
That is, however, EXACTLY what he'll have to do. | 0:13:31 | 0:13:34 | |
Right. It's regarding a debt owed to someone called Jenny Brown Ltd. | 0:13:34 | 0:13:39 | |
Is that making any sense? | 0:13:39 | 0:13:40 | |
Right, OK. You've got an amount outstanding as at today's date of £1,668.88. | 0:13:42 | 0:13:48 | |
The staff member says the shop has recently changed hands | 0:13:50 | 0:13:53 | |
and that the debt dates back to the previous owners. | 0:13:53 | 0:13:56 | |
What Ken will need to find out is whether any of the assets | 0:13:56 | 0:13:59 | |
inside actually belong to the company named on the Writ, | 0:13:59 | 0:14:03 | |
but that's going to be tricky as the woman still won't open the door. | 0:14:03 | 0:14:07 | |
Unfortunately, she's not letting us in and the owner isn't back | 0:14:07 | 0:14:12 | |
until later on this afternoon. | 0:14:12 | 0:14:15 | |
She's told me to wait for now, so I'm wondering what she's | 0:14:15 | 0:14:18 | |
going to come back to the door and talk about, | 0:14:18 | 0:14:20 | |
but at the moment she's only talking to me through the other side. | 0:14:20 | 0:14:24 | |
Bit of a shame because there's certainly plenty of assets in there. | 0:14:24 | 0:14:28 | |
But unless the woman is willing to open the door, | 0:14:28 | 0:14:30 | |
he won't be getting his hands on any of those assets today. | 0:14:30 | 0:14:34 | |
Faced with little alternative, Ken decides to call it quits for now. | 0:14:34 | 0:14:39 | |
Will you take this? All right? | 0:14:39 | 0:14:41 | |
This just explains what the debt is about. That's the breakdown. | 0:14:41 | 0:14:44 | |
All I will suggest, OK, because this is our first attendance, | 0:14:46 | 0:14:50 | |
is that this gets paid today because, failing that, | 0:14:50 | 0:14:54 | |
we will be back again and, when we come back, | 0:14:54 | 0:14:58 | |
there will be extra charges on there. | 0:14:58 | 0:15:01 | |
All right. Thank you. | 0:15:02 | 0:15:05 | |
Cheers. | 0:15:05 | 0:15:06 | |
Ken's hoping the threat of a growing bill will prompt the company | 0:15:06 | 0:15:10 | |
to respond and that's best he can do. | 0:15:10 | 0:15:13 | |
I'm hoping that she's going to give me a call | 0:15:13 | 0:15:15 | |
later on today or get the debt paid. | 0:15:15 | 0:15:17 | |
We'll be back another day. It doesn't bother me that much. | 0:15:17 | 0:15:21 | |
Ken heads off to the next job | 0:15:21 | 0:15:23 | |
but, a couple of hours later, he gets a phone call. | 0:15:23 | 0:15:26 | |
PHONE RINGS | 0:15:26 | 0:15:28 | |
Hello. | 0:15:28 | 0:15:30 | |
Two ways you can pay that - you can either go online | 0:15:30 | 0:15:32 | |
and pay it by card or you can do a bank transfer. | 0:15:32 | 0:15:36 | |
Ken's presence at the shop earlier clearly had an effect. | 0:15:36 | 0:15:40 | |
Even though the shop's being taken over by a different company, | 0:15:40 | 0:15:43 | |
the sale hasn't yet completed | 0:15:43 | 0:15:45 | |
and, in the meantime, the new boss is willing to settle | 0:15:45 | 0:15:47 | |
the debt on the previous owner's behalf. | 0:15:47 | 0:15:50 | |
Thank you. Bye-bye. | 0:15:50 | 0:15:52 | |
Apparently they're under new ownership, | 0:15:52 | 0:15:54 | |
but the guy that's bought the jewellers still wants to clear | 0:15:54 | 0:15:59 | |
the debts. The debt outstanding is £1,668 as at today's date. | 0:15:59 | 0:16:05 | |
He said he can pay the £600. | 0:16:07 | 0:16:09 | |
I said, if he can pay the £1,000 today, | 0:16:09 | 0:16:12 | |
I'll give him two weeks to pay the balance. | 0:16:12 | 0:16:15 | |
He's going to give me a call back, | 0:16:15 | 0:16:17 | |
so hopefully that will get sorted soon as well. | 0:16:17 | 0:16:20 | |
Later that day, the boss did pay the £1,000 | 0:16:22 | 0:16:26 | |
and cleared the remaining balance within two weeks. | 0:16:26 | 0:16:29 | |
Jenny Brown Ltd have now got their money back. | 0:16:29 | 0:16:32 | |
In the Midlands, enforcement agents Tommy Coyle | 0:16:47 | 0:16:50 | |
and Craig Wilde have an early morning call to make | 0:16:50 | 0:16:53 | |
in pursuit of a debt owed by a businessman. | 0:16:53 | 0:16:55 | |
We're on our way to Stratford-upon-Avon. | 0:16:55 | 0:16:57 | |
It's a second call that we're going to this address. | 0:16:57 | 0:17:00 | |
This particular case is just short of £7,000. | 0:17:00 | 0:17:03 | |
It's £6,900-odd outstanding. | 0:17:03 | 0:17:06 | |
But there are some details of the case which Craig is | 0:17:06 | 0:17:09 | |
struggling to get to grips with. | 0:17:09 | 0:17:10 | |
Gentleman's name is Mr Igor... Now, forgive me on this...er... | 0:17:10 | 0:17:15 | |
Er... His name's Mr Igor Kolodotschko. | 0:17:16 | 0:17:20 | |
Mr Kolodotschko was taken to court four and half years ago over | 0:17:21 | 0:17:25 | |
unpaid legal bills. | 0:17:25 | 0:17:27 | |
Although judgment was found against him, | 0:17:27 | 0:17:29 | |
he's never paid back what he owes. | 0:17:29 | 0:17:31 | |
When Tommy visited his home a few weeks ago, there was no answer, | 0:17:31 | 0:17:35 | |
but he did clock an expensive-looking Volvo parked in the driveway. | 0:17:35 | 0:17:39 | |
I took the details, so we could do our checks within the office - | 0:17:39 | 0:17:42 | |
DVLA checks, HPI - make sure the car's not stolen. | 0:17:42 | 0:17:46 | |
It's come back to a rough value of about £23,000. | 0:17:46 | 0:17:50 | |
More than enough to cover the outstanding debt. | 0:17:50 | 0:17:53 | |
And when they get to the house, under cover of darkness, | 0:17:53 | 0:17:55 | |
the good news is it's there. | 0:17:55 | 0:17:57 | |
That's the Volvo. | 0:17:59 | 0:18:00 | |
Yep, the car's there. | 0:18:00 | 0:18:02 | |
It appears to be quite a reasonable-sized property, | 0:18:02 | 0:18:05 | |
especially for Stratford. | 0:18:05 | 0:18:07 | |
At residential addresses, the sheriffs have to arrive early | 0:18:07 | 0:18:11 | |
so there's more chance of finding the debtor in, | 0:18:11 | 0:18:13 | |
but the drawback is they're often still in bed. | 0:18:13 | 0:18:19 | |
There's no response from the bell, so Tommy tries again. | 0:18:26 | 0:18:29 | |
-Still no joy. -It is quite early though, isn't it? | 0:18:32 | 0:18:35 | |
It could be that the man's not there. | 0:18:38 | 0:18:40 | |
Either that, or he's a very heavy sleeper. | 0:18:40 | 0:18:43 | |
No signs at the moment. No lights coming on yet. | 0:18:43 | 0:18:46 | |
And you can clearly hear the bell working, so we'll just keep | 0:18:46 | 0:18:50 | |
doing that for now until some signs of life comes to fruition. | 0:18:50 | 0:18:55 | |
HE KNOCKS DOOR | 0:18:55 | 0:18:57 | |
They soon do, but not the kind they're after. | 0:18:57 | 0:19:00 | |
-I can hear dogs. -Can you? | 0:19:00 | 0:19:02 | |
They're barking now. | 0:19:02 | 0:19:03 | |
Tommy and Craig are convinced the debtor's at home. | 0:19:03 | 0:19:06 | |
But if he won't speak to them, | 0:19:06 | 0:19:08 | |
then they'll have no choice other than removing the car. | 0:19:08 | 0:19:11 | |
It's now half past seven. | 0:19:11 | 0:19:12 | |
I'd give him till eight o'clock. | 0:19:12 | 0:19:14 | |
Give him every opportunity to get it sorted. | 0:19:14 | 0:19:16 | |
If he doesn't want to, then we'll have to sort it for him. | 0:19:16 | 0:19:19 | |
After all, there's only so much banging on the door they can do. | 0:19:19 | 0:19:23 | |
Keep knocking his door like this, he might ring the police! | 0:19:23 | 0:19:26 | |
Saying, "I've got guys, some big guys, trying to break in!" | 0:19:26 | 0:19:31 | |
But before they call a tow truck, | 0:19:31 | 0:19:33 | |
Tommy makes one last attempt to make contact with Mr Kolodotschko. | 0:19:33 | 0:19:37 | |
Hello! It's the Sheriff's Office here. | 0:19:37 | 0:19:40 | |
You've got to say his surname as well, Tommy. | 0:19:40 | 0:19:42 | |
Kolo...doks..ko. Would you say that? Kolodostsckho? | 0:19:43 | 0:19:48 | |
Kolo...Koldotschko, or something like that. | 0:19:48 | 0:19:50 | |
Mr...Kolodotski? | 0:19:50 | 0:19:52 | |
-THEY LAUGH -Could you come to the door, please? | 0:19:52 | 0:19:56 | |
I didn't say that right, did I? | 0:19:58 | 0:20:00 | |
No, you didn't! Try again. | 0:20:00 | 0:20:03 | |
Mr Kolodostsckho, it's the Sheriff's Office here. | 0:20:03 | 0:20:06 | |
If you don't come to the door, so we can have a chat with you, | 0:20:06 | 0:20:09 | |
we HAVE to remove the vehicle off the drive. That's why we're here today. | 0:20:09 | 0:20:12 | |
Clearly we know he's in there cos his vehicle's here. | 0:20:12 | 0:20:14 | |
-Can't NOT hear that, can you? -And the dogs are barking, | 0:20:14 | 0:20:17 | |
so he's aware of us. You just give him the ultimatum now. | 0:20:17 | 0:20:20 | |
If he doesn't want to come to the door, that's his prerogative, | 0:20:20 | 0:20:23 | |
but we'll make arrangements now to get the vehicle towed away. | 0:20:23 | 0:20:26 | |
Tommy makes the call to book a tow truck, then turns his attention | 0:20:27 | 0:20:31 | |
to making sure no-one else can move the Volvo first. | 0:20:31 | 0:20:34 | |
-Tommy. -What? -This side's better. | 0:20:34 | 0:20:36 | |
No, mate. This has to go on the other side. Hang on. | 0:20:36 | 0:20:41 | |
They need to get a clamp on as quickly as possible, | 0:20:41 | 0:20:44 | |
just in case anyone thinks they can try to stop them. | 0:20:44 | 0:20:47 | |
This ain't going to go on - too thick. | 0:20:47 | 0:20:50 | |
Try another one. | 0:20:52 | 0:20:53 | |
-Bottom wishbone there. -Yeah, I've got it. | 0:20:59 | 0:21:02 | |
HE GRUNTS | 0:21:03 | 0:21:06 | |
It's on and a sticker on the windscreen is the final touch. | 0:21:06 | 0:21:09 | |
If he jumps in the vehicle and says he didn't realise it was clamped, | 0:21:11 | 0:21:15 | |
with a big yellow clamp on the front, | 0:21:15 | 0:21:17 | |
the sticker's another secondary sort of warning for him. | 0:21:17 | 0:21:21 | |
The debtor's not likely to try to drive off. | 0:21:21 | 0:21:23 | |
But as much as anything, the clamp's about sending a signal. | 0:21:23 | 0:21:27 | |
Hopefully it'll spur him on a bit, | 0:21:27 | 0:21:28 | |
show him that we're seriously going to take it, | 0:21:28 | 0:21:30 | |
because some people don't think | 0:21:30 | 0:21:32 | |
it's going to happen until the last minute. | 0:21:32 | 0:21:35 | |
Hopefully this shows it is. | 0:21:35 | 0:21:38 | |
Tommy and Craig aren't in any rush to take the car, as recent changes | 0:21:38 | 0:21:42 | |
to legislation mean they can't do it until two hours after they got here. | 0:21:42 | 0:21:47 | |
The idea is to give the debtor a reasonable chance to get | 0:21:47 | 0:21:49 | |
the matter sorted first | 0:21:49 | 0:21:51 | |
but, in Mr Kolodotschko's case, that looks increasingly unlikely. | 0:21:51 | 0:21:54 | |
We've done everything we can to try to make contact with him. | 0:21:54 | 0:21:58 | |
We have no number for him on file, otherwise we'd call him too. | 0:21:58 | 0:22:01 | |
By the time the arrangements are made, | 0:22:01 | 0:22:03 | |
and the contractor's come here to remove it, | 0:22:03 | 0:22:05 | |
it'll be well over the two hours which is giving him, under the new | 0:22:05 | 0:22:08 | |
regs, plenty of time to, obviously, | 0:22:08 | 0:22:09 | |
if he wanted to, to get this addressed. | 0:22:09 | 0:22:11 | |
But just when they're giving up hope of that happening, | 0:22:11 | 0:22:14 | |
Craig spots movement at the house. | 0:22:14 | 0:22:16 | |
A shutter has been opened. | 0:22:16 | 0:22:18 | |
Did you see actually see someone? | 0:22:18 | 0:22:20 | |
-No, I saw it open up. -Oh, did you? -Yeah. | 0:22:20 | 0:22:22 | |
There's definitely someone home | 0:22:22 | 0:22:24 | |
and, whoever it is, they're not trying to be subtle after all. | 0:22:24 | 0:22:28 | |
Lights on now. Middle room light here, on the top. | 0:22:28 | 0:22:33 | |
I can hear footsteps downstairs. | 0:22:33 | 0:22:35 | |
Yet still no-one will come to the door - | 0:22:35 | 0:22:38 | |
much to the sheriffs' frustration. | 0:22:38 | 0:22:40 | |
If the debtor's determined not to co-operate, | 0:22:40 | 0:22:43 | |
then the car will have to go, | 0:22:43 | 0:22:44 | |
so Tommy starts preparing it for removal. | 0:22:44 | 0:22:47 | |
Just doing a damage report on the vehicle - | 0:22:48 | 0:22:51 | |
it's just to cover ourselves, really - | 0:22:51 | 0:22:53 | |
if he does pay and then gets it back. | 0:22:53 | 0:22:55 | |
-Pretty good nick, isn't it? -Not even a scuffed alloy, really. | 0:22:55 | 0:22:58 | |
Then, just as the sheriffs are resigned to waiting for the truck, | 0:22:58 | 0:23:02 | |
Tommy suddenly leaps in to action. | 0:23:02 | 0:23:04 | |
Hello. | 0:23:06 | 0:23:07 | |
A man has appeared at the door. | 0:23:07 | 0:23:09 | |
Mr Kolo...dotschko? You all right, sir? I'm from the Sheriff's Office. | 0:23:09 | 0:23:14 | |
It's to do with a court order. | 0:23:14 | 0:23:16 | |
A High Court Writ of Control. | 0:23:16 | 0:23:17 | |
That's why we've been trying to contact you. | 0:23:17 | 0:23:19 | |
You've had a letter before explaining the situation. | 0:23:19 | 0:23:23 | |
Mr Kolodotschko says he doesn't know anything about the case, | 0:23:23 | 0:23:26 | |
so Tommy shows him the details on the Writ. | 0:23:26 | 0:23:29 | |
Does this ring any bells? You used their services for something. | 0:23:29 | 0:23:33 | |
To be honest, it's gone a bit too far now. | 0:23:38 | 0:23:41 | |
The courts are saying you are because your name - | 0:23:43 | 0:23:46 | |
you've actually got a County Court Judgment logged against you. | 0:23:46 | 0:23:49 | |
Mr Kolodotschko says he's retired | 0:23:49 | 0:23:50 | |
and the debt must be to do with a company he USED to run, | 0:23:50 | 0:23:53 | |
but the claimant has sued him personally | 0:23:53 | 0:23:56 | |
and he's already had more than four years to pay it. | 0:23:56 | 0:23:59 | |
The judgment was 4/5/2011, so you must have knew about it back then. | 0:23:59 | 0:24:03 | |
The County Court would have sent you a letter. | 0:24:03 | 0:24:06 | |
I know it's very tough at the moment, and early in the morning, | 0:24:06 | 0:24:09 | |
but the situation is as simple as | 0:24:09 | 0:24:10 | |
we've got about an hour and the vehicle's going to be removed, | 0:24:10 | 0:24:13 | |
or we need the balance paid. | 0:24:13 | 0:24:15 | |
Because it's a court order in your name. | 0:24:16 | 0:24:19 | |
Well, it's a bit late at this stage. | 0:24:23 | 0:24:24 | |
Mr Kolodotschko's adamant that the debt isn't his, | 0:24:24 | 0:24:27 | |
but that's not what the law says | 0:24:27 | 0:24:29 | |
and Tommy now needs to know whether he's going to pay. | 0:24:29 | 0:24:32 | |
Are you saying you're going to pay it? Because I can stop the removal truck coming. | 0:24:32 | 0:24:35 | |
You do... You haven't, no. | 0:24:37 | 0:24:40 | |
But you get 14 days before the money goes to the claimant, OK? | 0:24:40 | 0:24:44 | |
So within that 14 days, go and seek your own legal advice. | 0:24:44 | 0:24:47 | |
If you want to go inside for a minute, keep warm, | 0:24:47 | 0:24:50 | |
and I'll come and knock you. | 0:24:50 | 0:24:51 | |
-He's paying it on card. -OK. | 0:24:52 | 0:24:54 | |
Mr Kolodotschko has reluctantly agreed to pay in full, | 0:24:56 | 0:25:00 | |
though the lie-in has cost him. | 0:25:00 | 0:25:02 | |
We've just cancelled the truck for now. | 0:25:02 | 0:25:04 | |
Unfortunately, this guy, had he have come to the door | 0:25:04 | 0:25:07 | |
and discussed it with us when we first got here over an hour ago, | 0:25:07 | 0:25:11 | |
would have saved himself the contractor fee, | 0:25:11 | 0:25:14 | |
which has been applied now. | 0:25:14 | 0:25:15 | |
But Mr Kolodotschko says the reason he didn't to come to the door | 0:25:15 | 0:25:19 | |
is that he sleeps in the back of the house | 0:25:19 | 0:25:21 | |
and never heard the commotion. | 0:25:21 | 0:25:22 | |
I haven't heard anything, no. | 0:25:22 | 0:25:24 | |
The only thing I noticed when I opened the curtains was that | 0:25:24 | 0:25:27 | |
I saw some people wandering about outside and then I came out. | 0:25:27 | 0:25:32 | |
As for the case in question - | 0:25:32 | 0:25:34 | |
he thinks he might now know what it's about. | 0:25:34 | 0:25:36 | |
Now I've been given a name, I think it's something to do with | 0:25:36 | 0:25:40 | |
somebody stole a million pounds from my company | 0:25:40 | 0:25:43 | |
and this is to do with claiming money back from that. | 0:25:43 | 0:25:47 | |
Now I've got to take it up with my solicitors and accountants | 0:25:47 | 0:25:51 | |
to see what happens because, | 0:25:51 | 0:25:53 | |
if nothing else, the company has to pay me back. | 0:25:53 | 0:25:56 | |
But one way or another, the claimant will now get the money he's owed. | 0:25:56 | 0:26:00 | |
And for the sheriffs, it's a case of justice served. | 0:26:00 | 0:26:03 | |
He kind of knows what it's about. | 0:26:03 | 0:26:05 | |
He's saying it's some old legal fees, | 0:26:05 | 0:26:07 | |
but he said he'd handed all the information to his accountant to sort out. | 0:26:07 | 0:26:11 | |
Well...he shouldn't have done that. | 0:26:11 | 0:26:12 | |
He should have complied with the court order | 0:26:12 | 0:26:15 | |
and got it paid a long time ago. | 0:26:15 | 0:26:17 | |
But at nine o'clock now and we've got the full payment, | 0:26:17 | 0:26:19 | |
just over the 7,000, so a good result. | 0:26:19 | 0:26:23 | |
To quote Shakespeare - "To pay or not to pay" - and, clearly, he did! | 0:26:23 | 0:26:27 | |
Sheriffs are now officially known as High Court Enforcement Agents | 0:26:31 | 0:26:35 | |
and they'll collect the money you're owed. | 0:26:35 | 0:26:37 | |
My job is to collect in full or remove goods. | 0:26:37 | 0:26:41 | |
They've got more powers of entry than bailiffs. | 0:26:41 | 0:26:43 | |
We don't have to take any notice of your security protocol, I'm afraid. | 0:26:43 | 0:26:46 | |
And there's no limit on the size of the debts they can pursue. | 0:26:46 | 0:26:50 | |
£1.6m. | 0:26:50 | 0:26:52 | |
Every year, sheriffs enforce more than 70,000 Writs across England | 0:26:52 | 0:26:56 | |
and Wales and recover more than £75m. | 0:26:56 | 0:27:00 | |
I'm here today to take control of goods to the value of £41,086. | 0:27:00 | 0:27:04 | |
We have to insist on full payment. | 0:27:04 | 0:27:06 | |
Their fees are set by the government, | 0:27:06 | 0:27:09 | |
which debtors have to pay on top of what they already owe. | 0:27:09 | 0:27:12 | |
Thank you very much. See you later. | 0:27:12 | 0:27:15 | |
If the sheriffs can't recover any of your money, | 0:27:15 | 0:27:18 | |
there's a fee of £75 plus VAT. | 0:27:18 | 0:27:20 | |
It's not just Tommy and Craig who've had an early start. | 0:27:30 | 0:27:33 | |
It's before dawn in London | 0:27:33 | 0:27:35 | |
and Lawrence and Kev are also on their way to see a debtor. | 0:27:35 | 0:27:39 | |
It's 6.20am. | 0:27:39 | 0:27:40 | |
We are heading into Central London, sort of Chelsea way. | 0:27:40 | 0:27:43 | |
We're going to see Mr Christian Fallon. | 0:27:43 | 0:27:47 | |
It's a highly unusual case for the sheriffs, | 0:27:47 | 0:27:49 | |
as the sum of money they're after | 0:27:49 | 0:27:51 | |
is one of the biggest they've ever dealt with. | 0:27:51 | 0:27:54 | |
He owes a debt of £1.6m. | 0:27:54 | 0:27:58 | |
It's a huge amount of money as, on this occasion, | 0:27:58 | 0:28:02 | |
the sheriffs are delving into the world of high finance. | 0:28:02 | 0:28:05 | |
He was given some money to invest and he never did, | 0:28:06 | 0:28:11 | |
and never paid it back. | 0:28:11 | 0:28:13 | |
Mr Fallon has been sued by four investors | 0:28:15 | 0:28:18 | |
and, although he defended the case, he lost. | 0:28:18 | 0:28:21 | |
Now it's down to Lawrence and Kev to try to persuade him to pay. | 0:28:21 | 0:28:25 | |
Lawrence has actually been to another address we had for him - | 0:28:26 | 0:28:31 | |
it turned out to be his parents' address. | 0:28:31 | 0:28:33 | |
I got no answer, but he phoned me up. | 0:28:33 | 0:28:35 | |
He's obviously aware of the debt. Said he'd pay 20,000 by yesterday. | 0:28:35 | 0:28:41 | |
And hasn't, so we're going to try and get some money out of him. | 0:28:41 | 0:28:45 | |
The sheriffs know this job's a long shot. | 0:28:45 | 0:28:48 | |
The new address is a flat and it's highly unlikely they'll be | 0:28:48 | 0:28:52 | |
able to find enough assets there to cover a debt of this size, | 0:28:52 | 0:28:56 | |
but there's a chance their visit could be enough to rattle | 0:28:56 | 0:28:59 | |
Mr Fallon's cage and prompt him into payment. | 0:28:59 | 0:29:02 | |
They're hoping an element of surprise will help. | 0:29:02 | 0:29:05 | |
He doesn't actually know we've got this address where we're going now. | 0:29:05 | 0:29:08 | |
It's not actually 100% that he does live here. | 0:29:08 | 0:29:11 | |
The postcode leads the sheriffs to a block of swanky-looking | 0:29:11 | 0:29:14 | |
serviced apartments, | 0:29:14 | 0:29:16 | |
but this isn't the kind of place where you can just walk in. | 0:29:16 | 0:29:19 | |
Enter user code. It's too dark to see which buttons to press, innit? | 0:29:19 | 0:29:24 | |
Luckily, Kev spots a friendly security guard | 0:29:24 | 0:29:27 | |
and explains that he's an enforcement agent. | 0:29:27 | 0:29:30 | |
Wonder if you could buzz us in this building, please? We've got to visit someone in here. | 0:29:30 | 0:29:35 | |
Oh, lovely. Thanks very much. | 0:29:35 | 0:29:37 | |
They're in and, Writ in hand, | 0:29:37 | 0:29:39 | |
they head up to what they think might be the man's flat. | 0:29:39 | 0:29:42 | |
There's no answer at the door, | 0:29:47 | 0:29:49 | |
though he could just be another heavy sleeper. | 0:29:49 | 0:29:52 | |
HE KNOCKS | 0:29:52 | 0:29:54 | |
Still no answer, | 0:29:54 | 0:29:56 | |
so Lawrence digs out the phone number that the debtor used | 0:29:56 | 0:29:59 | |
to call him from when they spoke. | 0:29:59 | 0:30:01 | |
Can't hear it. | 0:30:08 | 0:30:09 | |
If there is someone in there, they're not stirring. | 0:30:09 | 0:30:13 | |
It rang once and then clicked. | 0:30:13 | 0:30:16 | |
He switched it off? | 0:30:16 | 0:30:18 | |
Rather implies he's in there, doesn't it? | 0:30:18 | 0:30:20 | |
Can't hear any signs of life. | 0:30:24 | 0:30:26 | |
HE KNOCKS | 0:30:26 | 0:30:27 | |
Then Lawrence hears a sound. | 0:30:27 | 0:30:30 | |
INTERMITTENT BUZZING | 0:30:30 | 0:30:31 | |
What's that? Somebody's alarm clock, do you reckon? | 0:30:31 | 0:30:36 | |
Sounded like it. | 0:30:36 | 0:30:37 | |
Where's it coming from? | 0:30:38 | 0:30:40 | |
It's a false alarm. | 0:30:42 | 0:30:44 | |
Wasn't coming from here, I don't think. | 0:30:44 | 0:30:47 | |
The sheriffs' hopes of catching Mr Fallon off-guard haven't been realised, | 0:30:47 | 0:30:51 | |
so they head off, passing by reception on the way | 0:30:51 | 0:30:55 | |
to see if they can get any more information. | 0:30:55 | 0:30:58 | |
Just trying to confirm whether he lives there or not. Just been up to the flat and got no answer. | 0:30:58 | 0:31:02 | |
-Hasn't got any name on there. -Hasn't got any name on there, | 0:31:02 | 0:31:05 | |
so we don't know whether he's there or not. OK, no worries. Thanks for your help. | 0:31:05 | 0:31:09 | |
And for now, that's all they can do. | 0:31:09 | 0:31:11 | |
There was no sign of any life, couldn't hear any sound, | 0:31:11 | 0:31:14 | |
so we've managed to come down to reception, | 0:31:14 | 0:31:16 | |
just to try and confirm if he's there or not, | 0:31:16 | 0:31:19 | |
but they've got no name registered at that flat. | 0:31:19 | 0:31:22 | |
This was always going to a tricky job | 0:31:22 | 0:31:24 | |
and it's come as no surprise to Lawrence | 0:31:24 | 0:31:27 | |
that the debtor is making himself scarce. | 0:31:27 | 0:31:29 | |
If you've got a £1.6m debt and you're trying to | 0:31:29 | 0:31:33 | |
avoid paying it, you're not going to want to be found. | 0:31:33 | 0:31:37 | |
The sheriffs have since made further attempts to contact Mr Fallon, | 0:31:37 | 0:31:40 | |
but have so far not been able to reach him. | 0:31:40 | 0:31:43 | |
After a disappointing start to the day, | 0:31:58 | 0:32:00 | |
Lawrence and Kev are now heading for the south coast, | 0:32:00 | 0:32:03 | |
where they're hoping to have better luck chasing a debt | 0:32:03 | 0:32:06 | |
owed by a company specialising in some kind of motorsport. | 0:32:06 | 0:32:09 | |
Bit of a dreary morning. | 0:32:09 | 0:32:11 | |
Apart from that, we're going to Sam Thomas Racing Ltd. | 0:32:11 | 0:32:15 | |
We are looking for £3,075. | 0:32:15 | 0:32:18 | |
Sam Thomas Racing Ltd was taken to court after cancelling | 0:32:18 | 0:32:22 | |
a booking to hire a motorhome from a company called Jumbocruiser. | 0:32:22 | 0:32:26 | |
Jumbocruiser is based in Newport in Wales | 0:32:26 | 0:32:29 | |
and was set up by its MD Steve Lee just over ten years ago. | 0:32:29 | 0:32:33 | |
The company specialises in renting out plush motorhomes for events. | 0:32:33 | 0:32:38 | |
It's been quite an interesting business to go into. | 0:32:38 | 0:32:41 | |
We've been renting out vehicles to motor racing drivers, | 0:32:41 | 0:32:46 | |
for production crew, | 0:32:46 | 0:32:47 | |
even for private families to go to a music festival like Glastonbury. | 0:32:47 | 0:32:51 | |
Here we have a sofa which turns into a double bed. | 0:32:53 | 0:32:56 | |
Lovely American fridge-freezer with ice-making machine. | 0:32:56 | 0:33:00 | |
Don't know which one, but I can tell you that One Direction | 0:33:03 | 0:33:06 | |
even slept in this bed. | 0:33:06 | 0:33:07 | |
It's taken longer than I expected to become profitable, | 0:33:07 | 0:33:11 | |
but we are profitable now. | 0:33:11 | 0:33:13 | |
But Steve doesn't want anything to jeopardise the success he's | 0:33:13 | 0:33:16 | |
worked hard for and, as Sam Thomas Racing are about to discover, | 0:33:16 | 0:33:20 | |
that includes unpaid bills. | 0:33:20 | 0:33:22 | |
Sam Thomas contacted me about a month before a major | 0:33:22 | 0:33:26 | |
event at Silverstone, asking for a motorhome. | 0:33:26 | 0:33:29 | |
I sent him pricing and links to photographs of example vehicles. | 0:33:29 | 0:33:35 | |
This motor home was available | 0:33:35 | 0:33:37 | |
and, as Mr Thomas liked the look of it, he booked it for four days. | 0:33:37 | 0:33:41 | |
The paperwork he signed spelt out the cancellation policy | 0:33:41 | 0:33:44 | |
and what money had to be paid upfront. | 0:33:44 | 0:33:47 | |
It's normal to take a deposit up to 25% immediately | 0:33:48 | 0:33:53 | |
and, then, the balance usually a month before. | 0:33:53 | 0:33:57 | |
So, because it was about a month before, | 0:33:57 | 0:33:59 | |
the invoice was for the full amount and that was payable immediately. | 0:33:59 | 0:34:04 | |
The cost of the hire was just under £2,400 | 0:34:04 | 0:34:07 | |
and Steve expected the payment to arrive shortly. | 0:34:07 | 0:34:10 | |
After about a week, I noticed we hadn't received the money, | 0:34:10 | 0:34:13 | |
so I contacted Mr Thomas. He said he was away at the moment, | 0:34:13 | 0:34:16 | |
but his secretary should have done it. | 0:34:16 | 0:34:19 | |
But when he gets back, he'll get it sorted. | 0:34:19 | 0:34:21 | |
And then a week later, I still hadn't received it | 0:34:21 | 0:34:24 | |
and I had got another customer wanting that particular vehicle. | 0:34:24 | 0:34:28 | |
And asked him if he want to come out of the contract and that's OK | 0:34:28 | 0:34:32 | |
because I've got another customer. He said, "No, no, no, no. | 0:34:32 | 0:34:34 | |
"I really do want the motor home. | 0:34:34 | 0:34:37 | |
"I'll get it sorted." | 0:34:37 | 0:34:39 | |
Reassured that Mr Thomas was committed to his booking, | 0:34:39 | 0:34:42 | |
Steve turned the other customer away. | 0:34:42 | 0:34:44 | |
But as the date of the hire approached, the money still | 0:34:45 | 0:34:49 | |
hadn't been forthcoming and then Steve received a call. | 0:34:49 | 0:34:53 | |
A few days before the event, Mr Thomas contacted me | 0:34:53 | 0:34:56 | |
to say that his partner has got a brand-new motorhome, | 0:34:56 | 0:35:00 | |
it's being delivered now, and they won't need our one. | 0:35:00 | 0:35:03 | |
I thought that it was most unfair, most unreasonable. | 0:35:03 | 0:35:06 | |
Steve wasn't about to take that lying down. | 0:35:06 | 0:35:10 | |
So, I said, "Well, I'm sorry, you've left it rather late now | 0:35:10 | 0:35:13 | |
"and I have been chasing you over this. | 0:35:13 | 0:35:16 | |
"I'm sorry but I have to hold you to the contract now because | 0:35:16 | 0:35:18 | |
"it's very unlikely I'm going to be able to get another hirer. | 0:35:18 | 0:35:21 | |
"If I do, that's fine, | 0:35:21 | 0:35:23 | |
"but otherwise you'll be liable for the full amount." | 0:35:23 | 0:35:26 | |
He said, "No, no. There was no contract. | 0:35:26 | 0:35:28 | |
"I'm sorry, I don't want to know." | 0:35:28 | 0:35:30 | |
Mr Thomas wasn't willing to pay it | 0:35:30 | 0:35:33 | |
but, as he'd electronically signed up to the terms and conditions, | 0:35:33 | 0:35:36 | |
Steve sent him the bill anyway. | 0:35:36 | 0:35:38 | |
I lost income as a result of them suddenly | 0:35:38 | 0:35:41 | |
cancelling at the last moment and I wasn't prepared to accept that. | 0:35:41 | 0:35:45 | |
As a business owner, I just feel I have to do the right thing | 0:35:45 | 0:35:48 | |
for my company and for my employees, by definition, | 0:35:48 | 0:35:52 | |
and make sure that any money I feel is fairly owed to us is collected. | 0:35:52 | 0:35:58 | |
And with Sam Thomas Racing still refusing to pay, | 0:35:58 | 0:36:01 | |
Steve decided there was only one way to go. | 0:36:01 | 0:36:04 | |
I had no choice really, at the end of the day, so I took him to court. | 0:36:04 | 0:36:09 | |
The strange this is he didn't respond to the summons, | 0:36:09 | 0:36:12 | |
so I was able to get a default judgment. | 0:36:12 | 0:36:14 | |
Steve assumed that, once he had a court judgment in his pocket, | 0:36:16 | 0:36:19 | |
Sam Thomas Racing would admit defeat and make the payment. | 0:36:19 | 0:36:23 | |
When they didn't, Steve turned to the sheriffs. | 0:36:23 | 0:36:26 | |
I've tried the county court bailiffs in the past | 0:36:26 | 0:36:28 | |
and, to be honest, I don't think they've really got the powers | 0:36:28 | 0:36:31 | |
to do what I need. I've not really found them very satisfactory. | 0:36:31 | 0:36:35 | |
So, you know, I thought I'd give the sheriffs, the High Court enforcement | 0:36:35 | 0:36:39 | |
guys a go because they've got more powers. We'll see how it goes. | 0:36:39 | 0:36:45 | |
Back on the south coast, | 0:36:50 | 0:36:52 | |
Lawrence and Kev are about to pay Sam Thomas Racing a visit, | 0:36:52 | 0:36:55 | |
but it's hard to tell how this one's going to go as they don't | 0:36:55 | 0:36:58 | |
really know what the company does. | 0:36:58 | 0:37:00 | |
If it's a motor racing team or something like that, | 0:37:00 | 0:37:03 | |
then you'd expect there to be assets for sure. | 0:37:03 | 0:37:05 | |
The obvious thing to look for is the cars, | 0:37:05 | 0:37:07 | |
but it all comes down to who owns them. | 0:37:07 | 0:37:09 | |
As for car buff Lawrence, he's hoping for something | 0:37:09 | 0:37:12 | |
a cut above the typical car garage that the sheriffs visit. | 0:37:12 | 0:37:15 | |
We don't know a lot about it, | 0:37:15 | 0:37:17 | |
but they may manufacture cars for a certain class of racing. | 0:37:17 | 0:37:21 | |
The mystery is about to be solved. | 0:37:22 | 0:37:24 | |
-We're here. -Yeah, we're here. -Sam Thomas Racing. | 0:37:24 | 0:37:28 | |
-There's lights on. -There's someone in there. | 0:37:28 | 0:37:32 | |
-Morning. Sam Thomas Racing Ltd? -Morning. | 0:37:32 | 0:37:36 | |
My name's Mr Grix. My colleague and I are enforcement agents. | 0:37:36 | 0:37:38 | |
-All right, yeah. -We've got a High Court Writ against | 0:37:38 | 0:37:41 | |
Sam Thomas Racing Ltd on behalf of Jumbocruiser Ltd. | 0:37:41 | 0:37:45 | |
You're not the boss, I take it. | 0:37:47 | 0:37:49 | |
Are you able to get him on the phone? | 0:37:49 | 0:37:52 | |
While the man tries to contact the boss, | 0:37:52 | 0:37:54 | |
Lawrence and Kev look for clues as to precisely what the company does | 0:37:54 | 0:37:58 | |
and whether there are any assets. | 0:37:58 | 0:38:00 | |
-Is it going to voicemail or...? -Yeah, it does, yeah. | 0:38:03 | 0:38:06 | |
Yeah, £3,075.98. | 0:38:08 | 0:38:11 | |
It sounds like they may have to wait | 0:38:12 | 0:38:14 | |
and, in the meantime, | 0:38:14 | 0:38:16 | |
they're itching to find out what's out the back. | 0:38:16 | 0:38:18 | |
Right, we need to have a little look round, just to see what | 0:38:18 | 0:38:21 | |
you've got here in case we end up having to remove. | 0:38:21 | 0:38:23 | |
Basically, we're ordered here by the courts | 0:38:23 | 0:38:25 | |
to take goods into control to clear the debt. | 0:38:25 | 0:38:27 | |
-What sort of racing do you do, anyway? -I'll show you what there is. | 0:38:27 | 0:38:30 | |
Have a look. | 0:38:32 | 0:38:33 | |
Oh. | 0:38:33 | 0:38:35 | |
-Don't touch. -HE LAUGHS | 0:38:35 | 0:38:36 | |
That's lovely. | 0:38:36 | 0:38:38 | |
Lawrence can't believe his luck - | 0:38:38 | 0:38:40 | |
the garage is full of classic racing cars. | 0:38:40 | 0:38:44 | |
These are amazing, aren't they? | 0:38:44 | 0:38:47 | |
I'm in heaven. | 0:38:47 | 0:38:48 | |
That Mustang's lovely. | 0:38:48 | 0:38:49 | |
-Proper old Batmobile there, as well. -What we looking at? | 0:38:49 | 0:38:52 | |
-The multi-coloured BMW. -Oh, right. | 0:38:52 | 0:38:55 | |
Why's it called a Batmobile? | 0:38:55 | 0:38:57 | |
I suppose because it looks a bit like the Batmobile, doesn't it? | 0:38:57 | 0:38:59 | |
If you say so, Lawrence. | 0:38:59 | 0:39:02 | |
This is just awesome. | 0:39:02 | 0:39:04 | |
Problem is, though, they're going to belong to other people. | 0:39:04 | 0:39:06 | |
They're not going to be their own cars, I wouldn't think. | 0:39:06 | 0:39:09 | |
So, these are all customers' cars, I take it, are they? | 0:39:09 | 0:39:13 | |
They are and so they can't be removed to cover the debt. | 0:39:13 | 0:39:17 | |
Meanwhile, the man has managed to get hold of the boss, | 0:39:17 | 0:39:19 | |
but only by text message, | 0:39:19 | 0:39:21 | |
and he says the case is in dispute. | 0:39:21 | 0:39:24 | |
We don't take cheques, anyway, | 0:39:31 | 0:39:33 | |
but it needs to be the full amount. | 0:39:33 | 0:39:34 | |
It doesn't matter really what negotiations the solicitors are in. | 0:39:34 | 0:39:38 | |
-Yeah. -Just because they want to get it sorted | 0:39:38 | 0:39:40 | |
doesn't mean that anything's happening. | 0:39:40 | 0:39:42 | |
And once that judgment went into place and didn't get paid, | 0:39:42 | 0:39:44 | |
the claimant is perfectly within their rights | 0:39:44 | 0:39:46 | |
to transfer it up to the High Court. | 0:39:46 | 0:39:49 | |
But the boss has been taken by surprise | 0:39:49 | 0:39:51 | |
and wants a bit more time to look into the matter. | 0:39:51 | 0:39:54 | |
No. | 0:40:00 | 0:40:01 | |
We're not going to be waiting around like that. | 0:40:01 | 0:40:03 | |
We sent out a notice of enforcement. | 0:40:03 | 0:40:05 | |
We've had no contact, | 0:40:05 | 0:40:06 | |
-so that's why we're here. -OK. | 0:40:06 | 0:40:08 | |
The debtor has been given notice | 0:40:08 | 0:40:10 | |
and, as time's run out, | 0:40:10 | 0:40:12 | |
the sheriffs can insist on immediate payment in full. | 0:40:12 | 0:40:15 | |
Any legal challenge will have to come later. | 0:40:15 | 0:40:18 | |
We hold the money for 14 days anyway and then he's got breathing | 0:40:18 | 0:40:22 | |
space to speak to his solicitors, do whatever he needs to do. | 0:40:22 | 0:40:25 | |
OK, yeah. No worries, yeah. So... | 0:40:25 | 0:40:27 | |
-It needs to be done now, before we leave. -It needs to be done now? OK. | 0:40:30 | 0:40:33 | |
The boss is stalling for time, but the sheriffs are standing firm | 0:40:33 | 0:40:36 | |
and Lawrence is in his element... | 0:40:36 | 0:40:39 | |
-Proper Le Mans Silk Cut Jaguar. -Isn't it? | 0:40:39 | 0:40:42 | |
..whilst Kev looks increasingly bored. | 0:40:43 | 0:40:46 | |
That one there, dark blue one, Sunbeam Tiger. | 0:40:46 | 0:40:49 | |
Remember Dr No, James Bond's in a little Sunbeam, | 0:40:49 | 0:40:52 | |
when he goes up to the top of the mountain, that's the Tiger. | 0:40:52 | 0:40:55 | |
That's a V8. | 0:40:55 | 0:40:56 | |
Is he wrong on any of that? | 0:40:58 | 0:40:59 | |
-That's annoying. -THEY LAUGH | 0:40:59 | 0:41:01 | |
But on the plus side, it looks like the sheriffs are making progress. | 0:41:02 | 0:41:06 | |
The man is now asking how he can pay - in full. | 0:41:06 | 0:41:09 | |
It can be cash, it can be done by bank transfer. | 0:41:12 | 0:41:14 | |
Yeah. It needs to be immediate, as well. | 0:41:14 | 0:41:17 | |
We need to be able to see it hit our bank account before we can | 0:41:17 | 0:41:19 | |
issue a receipt and leave. | 0:41:19 | 0:41:21 | |
The company opts to do a bank transfer, | 0:41:21 | 0:41:24 | |
but there seems to be a problem. | 0:41:24 | 0:41:26 | |
I don't know what it is, so I said to him I'll do it again. | 0:41:29 | 0:41:34 | |
Then when payment does go through, | 0:41:34 | 0:41:36 | |
the sheriffs can't find it in their bank. | 0:41:36 | 0:41:39 | |
Hmm. That's bizarre. | 0:41:39 | 0:41:40 | |
After half and hour of toing and froing, frustration is growing. | 0:41:41 | 0:41:46 | |
-No. -No, we have to wait on the premises. | 0:41:49 | 0:41:51 | |
-We have to wait here until the payment's gone through. -No worries. | 0:41:51 | 0:41:56 | |
Just when the atmosphere in the room is getting tense... | 0:41:56 | 0:41:59 | |
..it's all sorted. | 0:42:01 | 0:42:02 | |
It's there. | 0:42:04 | 0:42:06 | |
And it's case closed for the sheriffs. | 0:42:06 | 0:42:09 | |
Yeah, that's it. It's dropped in. | 0:42:09 | 0:42:11 | |
Right, we'll leave you in peace. Thank you very much. | 0:42:11 | 0:42:14 | |
-See you later. Bye-bye. -See you later. | 0:42:14 | 0:42:16 | |
The debtor's solicitor apparently had been trying to | 0:42:16 | 0:42:19 | |
communicate with the claimant's solicitor to get things resolved | 0:42:19 | 0:42:22 | |
but it hadn't happened... | 0:42:22 | 0:42:24 | |
certainly not enough to stop the Writ. | 0:42:24 | 0:42:27 | |
It was one of the better places we visit, to be fair. | 0:42:27 | 0:42:29 | |
It was good, there were some nice motors in there. | 0:42:29 | 0:42:31 | |
Lots of old historic cars, so I was in my element, really. | 0:42:31 | 0:42:35 | |
And we got paid as well, so can't complain at that. | 0:42:35 | 0:42:38 | |
Back in Wales, Steve Lee has got the news he was hoping for. | 0:42:39 | 0:42:44 | |
Well it's actually amazing. They acted really quickly, the sheriffs. | 0:42:44 | 0:42:47 | |
They've managed to get my money in already. | 0:42:47 | 0:42:49 | |
I think it's absolutely brilliant. | 0:42:49 | 0:42:50 | |
Sam Thomas told us that he and his team were... | 0:42:52 | 0:42:54 | |
As a result, he was... | 0:42:59 | 0:43:00 | |
He says it... | 0:43:04 | 0:43:06 |