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If you're owed money but aren't getting paid, | 0:00:02 | 0:00:03 | |
it's time to call the sheriffs. | 0:00:03 | 0:00:05 | |
My name's Mr Grix. My colleague and I are Enforcement Agents. | 0:00:05 | 0:00:08 | |
I'm here to issue a High Court writ. | 0:00:08 | 0:00:09 | |
I've got to do what I'm instructed to by the courts. | 0:00:09 | 0:00:12 | |
They're Enforcement Agents of the High Court, | 0:00:12 | 0:00:15 | |
and if a court's ruled in your favour, | 0:00:15 | 0:00:17 | |
they're on your side. | 0:00:17 | 0:00:19 | |
If the debtor doesn't want to pay... | 0:00:19 | 0:00:22 | |
You currently owe £9,461.80. | 0:00:22 | 0:00:25 | |
..the law says the sheriffs can get you what you're owed. | 0:00:25 | 0:00:28 | |
If you don't come to the door, | 0:00:28 | 0:00:29 | |
we have to remove the vehicle off the drive. | 0:00:29 | 0:00:31 | |
You'll have a week to pay in full before it gets sold at auction. | 0:00:31 | 0:00:34 | |
Whether it's a small company... | 0:00:34 | 0:00:36 | |
Can I speak to the person in charge, please? | 0:00:36 | 0:00:37 | |
..or a household name... | 0:00:37 | 0:00:39 | |
We're here to see somebody from G4S. | 0:00:39 | 0:00:40 | |
..if they owe you money, the sheriffs get it paid. | 0:00:40 | 0:00:44 | |
I'm not going anywhere. You get him to come in here. | 0:00:44 | 0:00:46 | |
We're not going to wait around like that. It needs to be done now. | 0:00:46 | 0:00:49 | |
I just collected 42 grand. | 0:00:49 | 0:00:50 | |
Coming up, Lawrence and Kev face an unusual barricade | 0:00:54 | 0:00:57 | |
on an eviction job... | 0:00:57 | 0:00:59 | |
This will be interesting. | 0:00:59 | 0:01:00 | |
I think he's probably deadlocked it off, mate. | 0:01:00 | 0:01:03 | |
..but will they be able to get in | 0:01:03 | 0:01:04 | |
and reclaim the building for its owners? | 0:01:04 | 0:01:06 | |
Claire Yew wasn't paid the rent she was due from a lettings agent. | 0:01:09 | 0:01:12 | |
He owed me about six months' rent. | 0:01:12 | 0:01:14 | |
That was quite hard for me and my family | 0:01:14 | 0:01:16 | |
because I still had to pay the mortgage. | 0:01:16 | 0:01:19 | |
Sheriff Ken Warby has an ultimatum for the manager. | 0:01:19 | 0:01:22 | |
I'm going to have to insist on half payment, | 0:01:22 | 0:01:24 | |
or I remove the goods. | 0:01:24 | 0:01:26 | |
A bathroom supplier who's fallen behind with payments | 0:01:26 | 0:01:29 | |
is taken by surprise when the sheriffs come to call. | 0:01:29 | 0:01:32 | |
Until you guys turned up today, | 0:01:32 | 0:01:34 | |
I thought they'd just give me a bit of breathing space | 0:01:34 | 0:01:36 | |
to try and get some money together. | 0:01:36 | 0:01:38 | |
He's got cash, but is it enough? | 0:01:38 | 0:01:40 | |
And Sheriff Alan Pennington pays a visit to a company | 0:01:41 | 0:01:44 | |
which makes retail displays... | 0:01:44 | 0:01:46 | |
I'm pretty sure that's one of them going now. | 0:01:46 | 0:01:49 | |
..but is he too late? | 0:01:49 | 0:01:50 | |
This company is in administration/liquidation. | 0:01:50 | 0:01:53 | |
Sheriff Ken Warby is in East London | 0:02:01 | 0:02:04 | |
on his way to a lettings agent in Whitechapel. | 0:02:04 | 0:02:07 | |
Our claimant was letting a property through them | 0:02:07 | 0:02:10 | |
and the debtor has not released the money to our claimant. | 0:02:10 | 0:02:14 | |
We're going for approximately £8,500 including sheriff fees. | 0:02:15 | 0:02:21 | |
The lettings agent is called Hometrader Properties. | 0:02:22 | 0:02:25 | |
They owe money to full-time mum Claire Yew, | 0:02:25 | 0:02:28 | |
who found herself in dispute with the company | 0:02:28 | 0:02:30 | |
after deciding to buy a house to rent out. | 0:02:30 | 0:02:34 | |
I was looking for a house for a buy-to-let investment, | 0:02:34 | 0:02:37 | |
so I wanted somewhere as close to London as possible. | 0:02:37 | 0:02:42 | |
She managed to find what she thought would be | 0:02:42 | 0:02:45 | |
an ideal property in Plaistow - | 0:02:45 | 0:02:47 | |
not too far from Central London, but still affordable. | 0:02:47 | 0:02:50 | |
It is actually a three-bed terraced house | 0:02:50 | 0:02:53 | |
with two receptions and a basement, | 0:02:53 | 0:02:54 | |
so one reception can be used as a bedroom as well. | 0:02:54 | 0:02:57 | |
And it's close to all the amenities, the hospital and public transport. | 0:02:57 | 0:03:02 | |
Her offer on the property was accepted | 0:03:02 | 0:03:04 | |
and the sale went through quickly. | 0:03:04 | 0:03:06 | |
As there was already a tenant living there, | 0:03:06 | 0:03:08 | |
the seller made a suggestion. | 0:03:08 | 0:03:10 | |
The vendor discussed with me and said, | 0:03:10 | 0:03:12 | |
"Well, they have been good tenants," and he said, | 0:03:12 | 0:03:15 | |
"Currently, I've got a guaranteed rent contract | 0:03:15 | 0:03:17 | |
"with the managing agent and they pay me every month no problem, | 0:03:17 | 0:03:23 | |
"so why don't we just keep the tenant and save all the hassle?" | 0:03:23 | 0:03:26 | |
The tenancy had been managed by Hometrader Properties, | 0:03:26 | 0:03:30 | |
and its agent confirmed they'd be willing for Claire | 0:03:30 | 0:03:32 | |
to keep the existing tenant on the same terms. | 0:03:32 | 0:03:35 | |
They would get the guaranteed rent of 1,300 every month, | 0:03:35 | 0:03:38 | |
so it doesn't matter whether the tenants pay or not. | 0:03:38 | 0:03:42 | |
Since they organised everything for me and made it easy for me | 0:03:42 | 0:03:45 | |
and they told me that we don't have to pay anything, | 0:03:45 | 0:03:47 | |
I thought, "Well, why not?" | 0:03:47 | 0:03:49 | |
For the first few months, the rent was paid as promised, | 0:03:50 | 0:03:54 | |
but then payments began to be delayed, | 0:03:54 | 0:03:57 | |
with the man at Hometraders saying there were problems | 0:03:57 | 0:03:59 | |
with tenants' housing benefit. | 0:03:59 | 0:04:02 | |
He told me that because the tenant is on housing benefits, | 0:04:02 | 0:04:05 | |
the tenant's rent is actually paid by the council, | 0:04:05 | 0:04:09 | |
and apparently, the tenant did some part-time job over December | 0:04:09 | 0:04:14 | |
and she didn't put in some paperwork and, I don't know, some red tape. | 0:04:14 | 0:04:18 | |
So, anyway, they claimed that | 0:04:18 | 0:04:19 | |
the council had stopped giving them the rent. | 0:04:19 | 0:04:23 | |
And despite Claire's contract saying the rent would be guaranteed | 0:04:23 | 0:04:26 | |
no matter what, payments continued to lag behind. | 0:04:26 | 0:04:29 | |
It just dragged on and on and on, | 0:04:29 | 0:04:31 | |
and they kept telling me the same thing - | 0:04:31 | 0:04:34 | |
that it's not sorted out yet and, | 0:04:34 | 0:04:35 | |
"We're actually paying you out of my own money." | 0:04:35 | 0:04:38 | |
That's what he told me. | 0:04:38 | 0:04:39 | |
Although Hometrader Properties did make some payments, | 0:04:39 | 0:04:43 | |
the arrears continued to mount up. | 0:04:43 | 0:04:45 | |
He owed me about 9,000, which is about six months' rent. | 0:04:45 | 0:04:48 | |
That was quite hard for me and my family because | 0:04:48 | 0:04:51 | |
I still had to pay the mortgage that was going on all this time, | 0:04:51 | 0:04:55 | |
so I had to save up and stinge on certain aspects of our life | 0:04:55 | 0:05:00 | |
so that I would be able to pay for the mortgage | 0:05:00 | 0:05:02 | |
in order not to have the house repossessed. | 0:05:02 | 0:05:05 | |
Claire decided the only way to stop the situation getting worse | 0:05:06 | 0:05:10 | |
was to get the problem tenant evicted. | 0:05:10 | 0:05:12 | |
In the meantime, the agents made occasional payments, | 0:05:12 | 0:05:15 | |
but nowhere near what she was owed. | 0:05:15 | 0:05:18 | |
He told me, "Don't worry. I'm not going to cheat your money." | 0:05:18 | 0:05:20 | |
Then the tenant leaves. | 0:05:20 | 0:05:22 | |
"It'll be sorted out once the tenant leaves, right?" | 0:05:22 | 0:05:24 | |
So, the tenant left. | 0:05:24 | 0:05:26 | |
I went to see him and said, "OK, now the tenant has left, | 0:05:26 | 0:05:28 | |
"can I have my payment, please?" | 0:05:28 | 0:05:30 | |
And he started to give me more excuses. | 0:05:30 | 0:05:33 | |
"Just give me two weeks, I promise. Three weeks. | 0:05:33 | 0:05:35 | |
"We'll give you a payment in three weeks' time." | 0:05:35 | 0:05:37 | |
So, I tried calling him so many times. | 0:05:37 | 0:05:39 | |
Just to speak to him, I have to call, like, ten times a day | 0:05:39 | 0:05:42 | |
just to catch him, and then he'll say, | 0:05:42 | 0:05:44 | |
"Oh, I'll call you back tomorrow. I'll check this out." | 0:05:44 | 0:05:46 | |
And he never calls me back, | 0:05:46 | 0:05:48 | |
so that's when I decided to take him to court. | 0:05:48 | 0:05:50 | |
But while she was going through the court process, | 0:05:50 | 0:05:53 | |
Claire received some surprising news. | 0:05:53 | 0:05:55 | |
The council called me up to find out why I evicted the tenant | 0:05:55 | 0:06:00 | |
because the tenant was a bit upset, | 0:06:00 | 0:06:03 | |
and I told her it's because the agent hasn't paid the rent | 0:06:03 | 0:06:09 | |
for six months. | 0:06:09 | 0:06:10 | |
That's when I found out | 0:06:10 | 0:06:11 | |
that the council had been paying the rent | 0:06:11 | 0:06:15 | |
but it's just that, every month, they just deducted a little bit, | 0:06:15 | 0:06:18 | |
so that's when I found out | 0:06:18 | 0:06:20 | |
that he actually had the money all this time. | 0:06:20 | 0:06:22 | |
Claire won her case in court | 0:06:22 | 0:06:24 | |
after the agents didn't enter a defence. | 0:06:24 | 0:06:27 | |
The judge ordered them to pay back the money they owed to Claire. | 0:06:27 | 0:06:30 | |
He still didn't do anything. There was no response from him. | 0:06:30 | 0:06:33 | |
That's when I decided to escalate the case to the sheriffs | 0:06:33 | 0:06:36 | |
cos I've seen them on TV and they do really well. | 0:06:36 | 0:06:39 | |
They are my only hope of recovering the money for me. | 0:06:39 | 0:06:42 | |
In East London, Ken is on his way to Hometrader Properties | 0:06:50 | 0:06:53 | |
to get Claire's money back. | 0:06:53 | 0:06:55 | |
It's a large sum, but will there be enough assets to cover it? | 0:06:55 | 0:06:59 | |
There can be assets to seize at an estate agents, yeah. | 0:06:59 | 0:07:02 | |
Computers, printers. There's not usually a great deal, | 0:07:02 | 0:07:05 | |
but there's still usually a bit of office equipment there. | 0:07:05 | 0:07:08 | |
Right, I've found the place - it's there - but there's no parking, | 0:07:10 | 0:07:13 | |
surprise, surprise. You've got to watch the wardens. | 0:07:13 | 0:07:15 | |
They come out of the cracks of the pavement and do you. | 0:07:15 | 0:07:18 | |
I usually have it on me Bromleys pretty quick, | 0:07:18 | 0:07:20 | |
and get to my car before I get a ticket. | 0:07:20 | 0:07:23 | |
On your what, Ken? | 0:07:23 | 0:07:24 | |
Bromley-by-Bows - toes. | 0:07:24 | 0:07:26 | |
Spoken like a true Cockney. | 0:07:26 | 0:07:28 | |
The next rhyming slang we'll need is the one for pay up. | 0:07:28 | 0:07:32 | |
-Knock-knock. Hello. -Hello. | 0:07:34 | 0:07:37 | |
Hi there. Can I speak to the person in charge, please? | 0:07:37 | 0:07:40 | |
Is that yourself, sir? | 0:07:40 | 0:07:43 | |
My name's Mr Warby from the Court's Sheriffs Office. | 0:07:43 | 0:07:47 | |
This is regarding a judgment against Hometrader Properties. | 0:07:47 | 0:07:52 | |
The man doesn't seem to recognise the details of the case, | 0:07:52 | 0:07:55 | |
but another staff member does. | 0:07:55 | 0:07:57 | |
Well, we're here as a result of | 0:08:01 | 0:08:03 | |
a writ of control from the High Court. | 0:08:03 | 0:08:06 | |
Ken shows his writ, | 0:08:08 | 0:08:10 | |
but the man says the matter is still in dispute | 0:08:10 | 0:08:13 | |
and he asks our cameraman to leave. | 0:08:13 | 0:08:15 | |
Inside, the boss tells Ken | 0:08:18 | 0:08:20 | |
that he is contesting the court's decision | 0:08:20 | 0:08:22 | |
and so he doesn't want to pay. | 0:08:22 | 0:08:23 | |
He says the matter is being dealt with | 0:08:23 | 0:08:25 | |
by his solicitor, Mr Haque, | 0:08:25 | 0:08:28 | |
and as his office is only next door, he asks Ken to come and see him, | 0:08:28 | 0:08:32 | |
but they don't get very far. | 0:08:32 | 0:08:34 | |
After you. | 0:08:34 | 0:08:35 | |
After you. | 0:08:35 | 0:08:36 | |
After you, I insist. | 0:08:36 | 0:08:38 | |
I'll tell you what, I'm not going anywhere. | 0:08:38 | 0:08:40 | |
-You get him to come in here. -The boss refused to leave first, | 0:08:40 | 0:08:43 | |
making Ken suspicious it's a ruse to lock him out of the shop. | 0:08:43 | 0:08:47 | |
I've changed my mind. I want to see him in here. | 0:08:47 | 0:08:51 | |
Mr Haque does come to the agents. | 0:08:51 | 0:08:53 | |
Our camera is invited back in to record the conversation. | 0:08:53 | 0:08:57 | |
Ken's now had a chance to survey the assets in the office, | 0:08:57 | 0:09:00 | |
and there's not much, so he offers a deal. | 0:09:00 | 0:09:04 | |
Total stands at 8,496.60. | 0:09:04 | 0:09:08 | |
What I'm prepared to do today is accept half this payment | 0:09:08 | 0:09:12 | |
from your client and give 14 days to pay the balance. | 0:09:12 | 0:09:17 | |
OK? | 0:09:19 | 0:09:20 | |
What I've done is I've taken a list, an inventory, | 0:09:20 | 0:09:23 | |
of assets at this address, | 0:09:23 | 0:09:25 | |
and providing I get a signed writ of control, | 0:09:25 | 0:09:29 | |
I'll give you that 14 days. | 0:09:29 | 0:09:31 | |
Mr Haque says the court lost his client's paperwork, | 0:09:51 | 0:09:55 | |
so he wants 14 days to make a new application | 0:09:55 | 0:09:58 | |
to challenge the judgment. | 0:09:58 | 0:10:00 | |
But the courts have issued Ken with a live writ, | 0:10:00 | 0:10:03 | |
which needs to be paid and no excuses. | 0:10:03 | 0:10:06 | |
As it stands at the moment, I'm here with this writ of control | 0:10:06 | 0:10:09 | |
and I'm going to have to insist on half payment. | 0:10:09 | 0:10:11 | |
I think I'm being more than reasonable. | 0:10:24 | 0:10:26 | |
The choice is your client either pays half of it | 0:10:26 | 0:10:29 | |
or I call up a removal van | 0:10:29 | 0:10:31 | |
and remove the goods on my list. | 0:10:31 | 0:10:33 | |
You can make a complaint, sir, if that's what you want to do. | 0:10:35 | 0:10:37 | |
Mr Haque's refusing to back down. | 0:10:39 | 0:10:41 | |
Instead, he wants to make a complaint. | 0:10:41 | 0:10:43 | |
Ken gets the office on the phone, but it's his turn to speak first. | 0:10:43 | 0:10:48 | |
-Hello, Jack. It's Ken. -OVER PHONE: -'Hello.' | 0:10:48 | 0:10:50 | |
Require a removal van, if possible. It's general office equipment. | 0:10:50 | 0:10:54 | |
Ken's ramped up the pressure, but Mr Haque's come out fighting. | 0:10:54 | 0:10:59 | |
OK, this is Jackie. | 0:10:59 | 0:11:01 | |
Mr Haque wrongly believes that Ken is exceeding his powers. | 0:11:18 | 0:11:22 | |
The office asks him to put his concerns in writing. | 0:11:22 | 0:11:25 | |
Thanks. | 0:11:41 | 0:11:43 | |
Mr Haque leaves and our camera is again asked to step outside. | 0:11:47 | 0:11:51 | |
While the boss mulls over the offer of half payment, | 0:11:52 | 0:11:55 | |
Ken continues to list the assets in the office, | 0:11:55 | 0:11:58 | |
but in the end, removing them isn't necessary. | 0:11:58 | 0:12:02 | |
Realising that the sheriffs have the law on their side, | 0:12:02 | 0:12:05 | |
the boss gives in. | 0:12:05 | 0:12:07 | |
They paid me half after some argument, | 0:12:07 | 0:12:10 | |
and I've got a controlled goods agreement | 0:12:10 | 0:12:12 | |
for them to pay the balance within 14 days. | 0:12:12 | 0:12:15 | |
The job went well. I listed the items in there. | 0:12:15 | 0:12:18 | |
If they were to go at auction, | 0:12:18 | 0:12:20 | |
you probably wouldn't get much more than a grand for them anyway. | 0:12:20 | 0:12:23 | |
And as for their solicitor Mr Haque's objections, | 0:12:23 | 0:12:26 | |
Ken isn't the least bit worried. | 0:12:26 | 0:12:27 | |
He seems to think that they should have 14 days | 0:12:27 | 0:12:31 | |
before they have to pay any money whatsoever. | 0:12:31 | 0:12:34 | |
I did tell him it was down to my discretion | 0:12:34 | 0:12:37 | |
and I wanted half payment there and then, | 0:12:37 | 0:12:39 | |
which is what I got. | 0:12:39 | 0:12:41 | |
Sure enough, Hometrader paid the final balance | 0:12:41 | 0:12:44 | |
and Claire Yew has got back the money she was owed. | 0:12:44 | 0:12:47 | |
I'm very happy about this cos I never expected anyone | 0:12:48 | 0:12:52 | |
to be able to recover the money from him, | 0:12:52 | 0:12:55 | |
but they managed to do it, so I'm very, very thankful to them. | 0:12:55 | 0:12:59 | |
The manager of Hometrader Properties says that... | 0:13:03 | 0:13:05 | |
He says he paid for maintenance work on the property | 0:13:11 | 0:13:14 | |
for which Ms Yew has never been charged. | 0:13:14 | 0:13:17 | |
And he says that the lettings agent | 0:13:17 | 0:13:19 | |
covered the legal costs | 0:13:19 | 0:13:21 | |
of the eviction totalling £1,280. | 0:13:21 | 0:13:25 | |
If you've been ripped off | 0:13:30 | 0:13:31 | |
and the person or company responsible refuses to pay you back, | 0:13:31 | 0:13:35 | |
the first step is to make a claim in the County Court. | 0:13:35 | 0:13:39 | |
It's simple to do this online. | 0:13:39 | 0:13:41 | |
For a small fee, depending on the size of the claim, | 0:13:41 | 0:13:43 | |
the court will review the evidence, and if it finds in your favour, | 0:13:43 | 0:13:47 | |
the debtor will be ordered to pay up. | 0:13:47 | 0:13:50 | |
If they don't, then for a further £60, | 0:13:50 | 0:13:53 | |
the High Court will grant a writ | 0:13:53 | 0:13:55 | |
authorising the sheriffs to act on your behalf. | 0:13:55 | 0:13:58 | |
If they're successful, you get all your money back. | 0:13:58 | 0:14:01 | |
It's an early start for Lawrence and Kev | 0:14:05 | 0:14:07 | |
who are on their way to a car garage in Luton. | 0:14:07 | 0:14:10 | |
The business owner has stopped paying rent, | 0:14:10 | 0:14:12 | |
so the landlord wants the premises back. | 0:14:12 | 0:14:15 | |
It's a car body shop | 0:14:17 | 0:14:18 | |
and the tenant has been evicted twice already, I believe, | 0:14:18 | 0:14:22 | |
but he keeps breaking back in again and carrying on business, | 0:14:22 | 0:14:25 | |
so we're going up there today taking possession of the premises | 0:14:25 | 0:14:29 | |
and then handing it over to the client. | 0:14:29 | 0:14:31 | |
This job is a writ of possession, | 0:14:31 | 0:14:33 | |
where the sheriffs are taking back a building | 0:14:33 | 0:14:35 | |
rather than pursuing a debt, | 0:14:35 | 0:14:37 | |
but from the information they've been given, | 0:14:37 | 0:14:39 | |
it sounds like there could be complications. | 0:14:39 | 0:14:42 | |
We've been advised that the roller shutter | 0:14:42 | 0:14:44 | |
may be blockaded on the inside by a vehicle. | 0:14:44 | 0:14:47 | |
And that's not all. | 0:14:47 | 0:14:49 | |
There's a small gated yard to the front | 0:14:49 | 0:14:50 | |
where we've been advised there might be a dog. | 0:14:50 | 0:14:53 | |
Doesn't sound too bad. | 0:14:54 | 0:14:55 | |
-Famous last words. -Yeah, I bet it'd still bite you. | 0:14:57 | 0:15:00 | |
Maybe. | 0:15:01 | 0:15:02 | |
When they arrive, it's still early and the garage is shut. | 0:15:04 | 0:15:08 | |
It becomes immediately obvious | 0:15:08 | 0:15:10 | |
that they've got a problem on their hands. | 0:15:10 | 0:15:12 | |
-Oh, so, that's what he's doing. -Oh, now I understand. -Yeah. | 0:15:13 | 0:15:17 | |
So, that is going to be a bit of a pain. | 0:15:17 | 0:15:19 | |
We were presuming the car was inside and the door opens outwards, | 0:15:19 | 0:15:23 | |
but the door opens outwards with a car in front. | 0:15:23 | 0:15:25 | |
So, we've now got to get the car moved back | 0:15:27 | 0:15:29 | |
before we can get through the door. | 0:15:29 | 0:15:31 | |
As the handbrake's on, that's going to be tricky, | 0:15:32 | 0:15:35 | |
but locksmith Andy Marsh thinks he might be able to help. | 0:15:35 | 0:15:38 | |
Could try and open it through the...the air bag... | 0:15:39 | 0:15:43 | |
-You've got a puffy bag, have you? -Yeah. | 0:15:43 | 0:15:45 | |
-And then see if we can pull the door handle, see if that does it. -Yeah. | 0:15:45 | 0:15:48 | |
If Andy can get in and take the handbrake off, | 0:15:48 | 0:15:51 | |
it'd be problem solved. | 0:15:51 | 0:15:54 | |
We use air bags. Don't want to damage the vehicle in any way. | 0:15:54 | 0:15:58 | |
It's all electric, so you won't be able to wind the windows down, | 0:15:58 | 0:16:01 | |
so it's pretty much fingers crossed on this one. | 0:16:01 | 0:16:04 | |
The pressure's on. | 0:16:04 | 0:16:05 | |
While Andy gets started, | 0:16:07 | 0:16:09 | |
Lawrence and Kev get their bit of good news - | 0:16:09 | 0:16:12 | |
-the dog's not here. -The neighbour has advised us | 0:16:12 | 0:16:14 | |
that if the dog was in there, we'd have heard it by now. | 0:16:14 | 0:16:17 | |
So, not going to get bitten, as yet. That's always nice to hear. | 0:16:17 | 0:16:21 | |
Meanwhile, Andy's struggling. | 0:16:21 | 0:16:23 | |
I think he's probably deadlocked it off, mate. | 0:16:25 | 0:16:28 | |
If the car's been fitted with deadlocks, | 0:16:28 | 0:16:30 | |
they won't get in without a key. | 0:16:30 | 0:16:32 | |
Oh, yeah, of course. It's Vauxhall, isn't it? | 0:16:32 | 0:16:34 | |
Some you win, some you lose. | 0:16:34 | 0:16:35 | |
But one way or another, it'll be moved. | 0:16:35 | 0:16:38 | |
The only option now might be a tow truck, | 0:16:39 | 0:16:41 | |
which the landlord has said they would provide if needed. | 0:16:41 | 0:16:45 | |
Lawrence gets on the phone, only to find they've been let down. | 0:16:45 | 0:16:49 | |
She's just informed me her nephew was looking into it | 0:16:49 | 0:16:51 | |
and the guy they were going to use is in Poland, | 0:16:51 | 0:16:53 | |
so he's been trying to find somebody else. | 0:16:53 | 0:16:56 | |
If the sheriffs had known, they would've brought one themselves. | 0:16:56 | 0:16:59 | |
-Now it's too late. -This is one of the issues you get. | 0:16:59 | 0:17:02 | |
Occasionally, a client says they're going to arrange a truck, | 0:17:02 | 0:17:06 | |
so we've left it for them to arrange a truck. | 0:17:06 | 0:17:08 | |
Soon, the landlord herself arrives with her solicitor, | 0:17:10 | 0:17:13 | |
and it turns out she's pretty pleased to see Lawrence and Kev. | 0:17:13 | 0:17:17 | |
-Hi, Lawrence. -Morning. -Are you OK? | 0:17:17 | 0:17:20 | |
-Hiya, Kev. -Hi there. How you doing? | 0:17:20 | 0:17:22 | |
Hello. All right? How's it going? | 0:17:22 | 0:17:23 | |
Big fan of you guys. | 0:17:23 | 0:17:24 | |
I didn't think I'd actually meet you in my life... | 0:17:24 | 0:17:26 | |
-Thank you. -..but it happens to me, yeah. | 0:17:26 | 0:17:29 | |
While the family starts calling around for a tow truck, | 0:17:29 | 0:17:31 | |
Kev's looking at other options. | 0:17:31 | 0:17:33 | |
-Hello, mate. -Hiya. | 0:17:34 | 0:17:36 | |
You haven't got any skates, have you? | 0:17:36 | 0:17:38 | |
-Skates? No, man. -Not got any? | 0:17:38 | 0:17:39 | |
-Has anyone around here got any, do you think? -Yeah. | 0:17:39 | 0:17:42 | |
Skates are rollers which can be used to move a stationary car, | 0:17:42 | 0:17:45 | |
and the search is on to see if they can borrow some. | 0:17:45 | 0:17:48 | |
Meanwhile, Lawrence is looking at another way | 0:17:48 | 0:17:51 | |
of getting inside the building. | 0:17:51 | 0:17:52 | |
Do you know which way the fire exit is? | 0:17:52 | 0:17:54 | |
-You know. -The fire exits, they're all linked. | 0:17:54 | 0:17:57 | |
There might be access at the back through the next-door garage, | 0:17:57 | 0:18:00 | |
so Lawrence goes to investigate. | 0:18:00 | 0:18:02 | |
This chap's in the back of the... | 0:18:05 | 0:18:07 | |
The problem is, they've dumped a lot of rubbish. I'll show you. | 0:18:07 | 0:18:10 | |
-If you go out through here... -Oh, yeah. | 0:18:10 | 0:18:13 | |
..they've dumped a load of rubbish in the back there. | 0:18:13 | 0:18:15 | |
You'd be all right getting out in a fire. They wouldn't, would they? | 0:18:15 | 0:18:18 | |
It's a no-go. The alley is completely blocked. | 0:18:19 | 0:18:23 | |
Back on the forecourt, the landlords haven't given up on the car | 0:18:23 | 0:18:27 | |
and are taking matters into their own hands. | 0:18:27 | 0:18:29 | |
What are we towing it with now? | 0:18:31 | 0:18:32 | |
It's going to be dragged. | 0:18:35 | 0:18:37 | |
This will be interesting. | 0:18:38 | 0:18:40 | |
-Safety footwear. -LAUGHTER | 0:18:41 | 0:18:44 | |
And it's not just the funky footwear troubling Lawrence. | 0:18:46 | 0:18:50 | |
My concern is that silly little strap thing | 0:18:50 | 0:18:53 | |
that you can buy out of a petrol station. | 0:18:53 | 0:18:55 | |
It is no way rated to tow something that's in gear with the brakes on. | 0:18:55 | 0:19:02 | |
-If that hook goes... -Could well ping. -Yeah, so... | 0:19:02 | 0:19:06 | |
Don't stand too close to that. | 0:19:07 | 0:19:10 | |
It's not quite the set-up Lawrence and Kev are used to. | 0:19:10 | 0:19:14 | |
Not ideal, to say the least, but... | 0:19:14 | 0:19:17 | |
It's not ideal in the slightest. | 0:19:17 | 0:19:19 | |
Cable is not rated to pull that at all. | 0:19:21 | 0:19:24 | |
But will it work? CREAKING | 0:19:24 | 0:19:27 | |
The strain sounds wrong getting further back. | 0:19:27 | 0:19:30 | |
-CLATTERING -There you go. | 0:19:30 | 0:19:32 | |
This is so ghetto, isn't it? This is... | 0:19:32 | 0:19:35 | |
Later, we find out whether the sheriffs | 0:19:38 | 0:19:40 | |
can get into the garage. | 0:19:40 | 0:19:42 | |
MOTOR REVS | 0:19:42 | 0:19:44 | |
A petrol grinder pretty much goes through everything and anything. | 0:19:44 | 0:19:47 | |
In the north-east, Sheriff Chris Pearson | 0:20:03 | 0:20:06 | |
is on his way to a very different kind of job. | 0:20:06 | 0:20:08 | |
He's going to see a seller of upmarket bathrooms | 0:20:08 | 0:20:11 | |
who's got a debt to pay. | 0:20:11 | 0:20:13 | |
We're off to Stockton-on-Tees to see a company called Envy Homes. | 0:20:13 | 0:20:17 | |
Envy Homes owes £2,286 | 0:20:17 | 0:20:21 | |
after falling behind | 0:20:21 | 0:20:22 | |
with payments to a supplier - | 0:20:22 | 0:20:24 | |
City Distribution Limited. | 0:20:24 | 0:20:25 | |
The company was taken to court. | 0:20:25 | 0:20:27 | |
It didn't defend the case and judgment was found against it. | 0:20:27 | 0:20:31 | |
Chris has been told it's a small, one-man company, | 0:20:31 | 0:20:34 | |
and on arrival, is pleasantly surprised. | 0:20:34 | 0:20:36 | |
Envy Homes. | 0:20:36 | 0:20:38 | |
Ah, looks more than a one-man band to me. | 0:20:38 | 0:20:41 | |
If it's a company, they normally have assets | 0:20:41 | 0:20:43 | |
and it's normally straightforward. | 0:20:43 | 0:20:45 | |
Fingers crossed that's how it's going to be here. | 0:20:45 | 0:20:47 | |
It's a large showroom full of stock. | 0:20:50 | 0:20:53 | |
But despite it being the middle of the day, | 0:20:54 | 0:20:57 | |
there doesn't seem to be anyone in. | 0:20:57 | 0:20:59 | |
Just as he's trying to reach the debtor by phone, | 0:21:01 | 0:21:05 | |
-a man arrives. -How are you doing? Is this your premises, sir? | 0:21:05 | 0:21:09 | |
-It is, yes. -Yeah, all right. | 0:21:09 | 0:21:10 | |
I've got a High Court writ to do with City Distribution Limited. | 0:21:10 | 0:21:14 | |
You've got a balance at the minute of £2,285.61. | 0:21:14 | 0:21:18 | |
I wasn't aware that it was that much at all. | 0:21:18 | 0:21:20 | |
The boss of Envy Homes clearly knew he owed money, | 0:21:20 | 0:21:23 | |
but doesn't seem to have realised | 0:21:23 | 0:21:25 | |
how serious the situation had become. | 0:21:25 | 0:21:28 | |
I haven't got all that sort of money at the moment, not on me, | 0:21:28 | 0:21:31 | |
but I dare say I could have, like, half of it within a couple of days. | 0:21:31 | 0:21:34 | |
Yeah, you need to get it right now. | 0:21:34 | 0:21:36 | |
-We're actually here to take control of your goods... -Right. | 0:21:36 | 0:21:39 | |
..to sell them at auction, basically. | 0:21:39 | 0:21:41 | |
I understand it's a lot of money to get together, | 0:21:41 | 0:21:43 | |
but you need to get on the phone | 0:21:43 | 0:21:45 | |
and see if you can organise the funds for us | 0:21:45 | 0:21:46 | |
cos worst-case scenario, mate, if you don't do that, | 0:21:46 | 0:21:49 | |
we are going to have to take your goods. | 0:21:49 | 0:21:51 | |
-I'll see what I can do. -No problem, I'll hang fire. No problem. | 0:21:51 | 0:21:54 | |
The man goes inside to see if he can raise the money, | 0:21:55 | 0:21:58 | |
and for the time being at least, Chris is happy to wait. | 0:21:58 | 0:22:01 | |
It's not worth pushing it, | 0:22:01 | 0:22:03 | |
causing a fracas just because we need it straightaway. | 0:22:03 | 0:22:07 | |
We'll give him time to make a few phone calls. | 0:22:07 | 0:22:09 | |
I'm sure the threat of us going in there | 0:22:09 | 0:22:12 | |
and taking his stock, I think that's going to be more than enough | 0:22:12 | 0:22:15 | |
to get him to get the funds for us. | 0:22:15 | 0:22:17 | |
And while the boss does what he has to do, | 0:22:18 | 0:22:21 | |
Chris is doing a bit of window-shopping. | 0:22:21 | 0:22:24 | |
The missus wants a new sink. | 0:22:24 | 0:22:25 | |
I like them, don't you? I think they're nice. | 0:22:25 | 0:22:28 | |
I like that mirror. See the mirror? I know it's just a standard mirror, | 0:22:28 | 0:22:31 | |
but the effect of it's nice, isn't it? | 0:22:31 | 0:22:33 | |
Might throw a mirror in for her as well. | 0:22:33 | 0:22:35 | |
The boss has called some friends to try to borrow the money, | 0:22:38 | 0:22:41 | |
and while he waits to hear back, tells Chris what's gone on. | 0:22:41 | 0:22:44 | |
I always paid them. | 0:22:44 | 0:22:46 | |
I had problems before, but I always cleared my debts OK. | 0:22:46 | 0:22:48 | |
-But just this year, it's just killed it. -Right. | 0:22:48 | 0:22:51 | |
It's just dead and so I couldn't pay the first month. | 0:22:51 | 0:22:53 | |
Then the second month hit and I just said, | 0:22:53 | 0:22:55 | |
"Look, I'm sorry, I'm still struggling." | 0:22:55 | 0:22:57 | |
I just assumed they'd realise business would be bad | 0:22:57 | 0:23:00 | |
and they would just take it easy. | 0:23:00 | 0:23:02 | |
I didn't expect you guys to turn up, put it that way. | 0:23:02 | 0:23:05 | |
But the County judgment was issued against the business | 0:23:05 | 0:23:07 | |
more than two months ago and it should have been settled. | 0:23:07 | 0:23:11 | |
Now faced with a demand for immediate payment, | 0:23:11 | 0:23:14 | |
it's not clear whether he's going to be able | 0:23:14 | 0:23:16 | |
to get the money together. | 0:23:16 | 0:23:17 | |
I don't know who he's phoning, what's happening, to be honest. | 0:23:17 | 0:23:20 | |
If he can't get the money, there's plenty of assets for us to take, | 0:23:20 | 0:23:23 | |
so we're fine there. | 0:23:23 | 0:23:24 | |
I can give him as long as he needs, really. | 0:23:24 | 0:23:26 | |
He seems a genuine guy, he's trying to sort things out, | 0:23:26 | 0:23:28 | |
so try and give him a bit of extra time. | 0:23:28 | 0:23:30 | |
Time to check out the bathtubs. | 0:23:33 | 0:23:36 | |
Very nice. | 0:23:36 | 0:23:37 | |
I don't think I can afford these prices, though. | 0:23:38 | 0:23:41 | |
Bit expensive in here. | 0:23:41 | 0:23:43 | |
We're more B&Q type people, to be honest. | 0:23:43 | 0:23:46 | |
Meanwhile... | 0:23:47 | 0:23:49 | |
..the boss has called in a couple of favours | 0:23:52 | 0:23:54 | |
and some friends have dropped by with the cash. | 0:23:54 | 0:23:57 | |
It looks like Chris is home and dry, | 0:23:57 | 0:24:00 | |
but when he counts the money, there seems to be a problem. | 0:24:00 | 0:24:04 | |
-How much did you say was there? -It should be exactly... | 0:24:04 | 0:24:07 | |
Well, the exact amount. Is it off, is it? | 0:24:07 | 0:24:10 | |
Absolutely. It's quite a way off. | 0:24:10 | 0:24:12 | |
You're 520 short, by the looks of it. | 0:24:12 | 0:24:15 | |
The man had told Chris it was the right amount to the penny, | 0:24:15 | 0:24:18 | |
yet more than £500 seems to be missing. | 0:24:18 | 0:24:22 | |
1,740. Is that what you've got? | 0:24:22 | 0:24:24 | |
The man can't seem to explain what's happened. | 0:24:25 | 0:24:28 | |
-Could you give me five minutes? -Yeah, yeah. | 0:24:29 | 0:24:31 | |
I'll see what I can sort out cos I don't know why... | 0:24:31 | 0:24:34 | |
I don't know why I'm short. | 0:24:34 | 0:24:35 | |
Just when it looked like the job was in the bag, | 0:24:37 | 0:24:39 | |
everything's been thrown into doubt. | 0:24:39 | 0:24:42 | |
If the man doesn't have the cash, | 0:24:42 | 0:24:43 | |
then Chris might have to take goods after all. | 0:24:43 | 0:24:47 | |
But luckily, it turns out to be a simple mistake. | 0:24:47 | 0:24:50 | |
Right, located, mate. | 0:24:50 | 0:24:51 | |
There was some in the back of the drawer. | 0:24:51 | 0:24:53 | |
Check it over, but it's definitely right now. | 0:24:53 | 0:24:56 | |
The missing cash was there all along, | 0:24:56 | 0:24:58 | |
but had been hiding at the back of a drawer. | 0:24:58 | 0:25:01 | |
Chris counts again and this time, it's good. | 0:25:01 | 0:25:04 | |
Yeah, that's right there. | 0:25:04 | 0:25:06 | |
-Well done, mate. Brilliant. Thank you. -OK. -Thanks for your help. | 0:25:06 | 0:25:09 | |
Cheers. Appreciate that. | 0:25:09 | 0:25:10 | |
The bathroom seller is relieved to be able to clear his debt | 0:25:10 | 0:25:14 | |
and send the sheriff on his way, | 0:25:14 | 0:25:16 | |
even if he still thinks it didn't have to come to this. | 0:25:16 | 0:25:19 | |
At the end of the day, I wasn't planning on going anywhere. | 0:25:19 | 0:25:22 | |
As you can see, my showroom's still here, | 0:25:22 | 0:25:24 | |
but the company decided to basically go forward | 0:25:24 | 0:25:28 | |
and put a County Court Judgment against the company | 0:25:28 | 0:25:31 | |
to get the money back. | 0:25:31 | 0:25:32 | |
But, as I said, you can only pay it if you've got it. | 0:25:32 | 0:25:35 | |
Until you guys turned up today, | 0:25:35 | 0:25:36 | |
I thought they'd just given me a bit of a breathing space | 0:25:36 | 0:25:39 | |
to try and get some money together. | 0:25:39 | 0:25:41 | |
The man's supplier has finally got the money they were owed, | 0:25:41 | 0:25:44 | |
and Chris is just glad to see the matter resolved | 0:25:44 | 0:25:47 | |
in the best way possible. | 0:25:47 | 0:25:48 | |
He's a genuine guy, pretty nice guy, | 0:25:50 | 0:25:52 | |
so I'm happy for him that he got the money together, | 0:25:52 | 0:25:54 | |
rather than having to tip him out, take all the gear. | 0:25:54 | 0:25:56 | |
Lawrence and Kev are in Luton trying to reclaim a garage for its owner | 0:26:10 | 0:26:14 | |
after the tenant stopped paying rent. | 0:26:14 | 0:26:16 | |
But a car's blocking the door | 0:26:16 | 0:26:18 | |
and a tow truck, which was promised, hasn't arrived, | 0:26:18 | 0:26:21 | |
so now the landlords are trying to move the car themselves, | 0:26:21 | 0:26:25 | |
much to Lawrence and Kev's disapproval. | 0:26:25 | 0:26:27 | |
-Could well ping. -Yes. | 0:26:27 | 0:26:29 | |
Their first attempt failed. | 0:26:29 | 0:26:31 | |
CREAKING AND CLATTERING | 0:26:31 | 0:26:33 | |
Now it's take two. | 0:26:33 | 0:26:36 | |
-CREAKING -Knot's going to go. | 0:26:36 | 0:26:39 | |
Not rated to pull that at all. | 0:26:39 | 0:26:41 | |
This time, it works. | 0:26:44 | 0:26:46 | |
-That'll do you. -That'll do. | 0:26:46 | 0:26:48 | |
Yeah, remarkably enough, | 0:26:48 | 0:26:51 | |
the double knot on the little garage towrope did the job. | 0:26:51 | 0:26:56 | |
Now it's just a matter of getting through the door. | 0:26:56 | 0:26:59 | |
MOTOR REVS | 0:27:00 | 0:27:02 | |
A petrol grinder pretty much goes through everything and anything. | 0:27:02 | 0:27:06 | |
Diamond-tip blade on it. | 0:27:06 | 0:27:07 | |
Andy gets to work. | 0:27:09 | 0:27:11 | |
He's through the hinges. | 0:27:24 | 0:27:25 | |
And a crowbar finishes the job. | 0:27:27 | 0:27:30 | |
That was it, was it? | 0:27:30 | 0:27:32 | |
-There we go. -No problem. | 0:27:32 | 0:27:35 | |
Inside, the garage has been left in a bit of a mess, | 0:27:37 | 0:27:40 | |
and you need to watch your step, | 0:27:40 | 0:27:43 | |
but much to the landlord's relief, there's no sign of any major damage | 0:27:43 | 0:27:47 | |
and the equipment they own is still there. | 0:27:47 | 0:27:50 | |
-Just a case of making it secure, then, isn't it? -Yeah. | 0:27:50 | 0:27:52 | |
While work starts on the doors, Lawrence takes a look around. | 0:27:55 | 0:27:59 | |
The tenant owes rent, and so, along with the writ to evict him, | 0:27:59 | 0:28:03 | |
they've got another one to take control of goods, | 0:28:03 | 0:28:06 | |
but there's nothing here of value. | 0:28:06 | 0:28:08 | |
Certainly no sign of the supercars advertised outside. | 0:28:08 | 0:28:12 | |
Works on some nice cars - | 0:28:12 | 0:28:13 | |
Ferraris, Aston Martins, Lamborghinis, Porsches. | 0:28:13 | 0:28:17 | |
Can't see many people rushing to bring their Lamborghini here, | 0:28:17 | 0:28:19 | |
to be honest, but...hey-ho. | 0:28:19 | 0:28:22 | |
The only things of interest are some dirt bikes, | 0:28:22 | 0:28:25 | |
but it's not clear who they belong to. | 0:28:25 | 0:28:28 | |
They haven't got number plates on them, | 0:28:28 | 0:28:30 | |
so there's no real way of ascertaining ownership. | 0:28:30 | 0:28:33 | |
Doubt they're street legal, to be honest. | 0:28:33 | 0:28:35 | |
Another obstacle to enforcing the writ of control | 0:28:35 | 0:28:39 | |
is that they have to serve the former tenant notice. | 0:28:39 | 0:28:41 | |
I brought a notice of enforcement with me today | 0:28:41 | 0:28:44 | |
in case he'd been here. | 0:28:44 | 0:28:46 | |
If he'd turned up, I could've served him with the notice, | 0:28:46 | 0:28:48 | |
but he hasn't, so we've now got to have an alternative address | 0:28:48 | 0:28:51 | |
cos obviously this is no longer his address. | 0:28:51 | 0:28:53 | |
Hopefully, he won't be able to get back in here. | 0:28:53 | 0:28:56 | |
So, for now, all that's left to do is seal the property up, | 0:28:59 | 0:29:03 | |
and this time, the landlord's solicitor wants it done properly. | 0:29:03 | 0:29:06 | |
We used commercial bailiffs initially. | 0:29:08 | 0:29:11 | |
We got possession of the premises | 0:29:11 | 0:29:12 | |
and the occupier broke back in the next day, | 0:29:12 | 0:29:16 | |
so we then got a County Court bailiff to come round | 0:29:16 | 0:29:19 | |
and again, the occupier broke back in the next day, | 0:29:19 | 0:29:24 | |
which is why the sheriffs are here. | 0:29:24 | 0:29:26 | |
And they're not going to make the same mistake. | 0:29:27 | 0:29:30 | |
Check out the fire exit. | 0:29:30 | 0:29:32 | |
Apparently, this is how he got in last time. | 0:29:32 | 0:29:35 | |
Yeah, he's nailed it all up. | 0:29:35 | 0:29:37 | |
He seems to have screwed it up quite securely since he got back in, | 0:29:37 | 0:29:42 | |
but I still see this as the weak point. | 0:29:42 | 0:29:44 | |
So, we're just making extra sure... | 0:29:46 | 0:29:48 | |
..that it's secured. | 0:29:50 | 0:29:51 | |
And then it's time to head off, | 0:29:53 | 0:29:55 | |
though not before enjoying a bit more attention from their fans. | 0:29:55 | 0:29:59 | |
-She's been banging on about you guys for ages. -Oh, stop it! | 0:29:59 | 0:30:02 | |
It's all coming out now. | 0:30:02 | 0:30:04 | |
"The sheriffs are coming! The sheriffs are coming!" | 0:30:04 | 0:30:06 | |
I hope she doesn't tell you everything what I say. | 0:30:06 | 0:30:09 | |
-Oh, really? Sounds interesting. -You'll start blushing again. | 0:30:09 | 0:30:12 | |
-Might do. -Yes. -SHE LAUGHS | 0:30:12 | 0:30:17 | |
Quite nice to not be getting abused. | 0:30:17 | 0:30:20 | |
Makes a change. But no, no, it's nice. | 0:30:20 | 0:30:22 | |
Job done. | 0:30:23 | 0:30:25 | |
Off for breakfast. | 0:30:27 | 0:30:28 | |
-There you go. There's your keys. -Cheers then. | 0:30:30 | 0:30:33 | |
-See you later. -Very nice to meet you, guys. | 0:30:33 | 0:30:36 | |
-Thank you. -Yeah, thank you very much. | 0:30:36 | 0:30:38 | |
The premises is safely back in the hands of its relieved owners, | 0:30:38 | 0:30:42 | |
and with another successful job in the bag, | 0:30:42 | 0:30:45 | |
the sheriffs are on their way. | 0:30:45 | 0:30:47 | |
Sheriffs are now officially known as High Court Enforcement Agents, | 0:30:49 | 0:30:53 | |
and they'll collect the money you're owed. | 0:30:53 | 0:30:55 | |
My job is to collect in full all removed goods. | 0:30:55 | 0:30:59 | |
They've got more powers of entry than bailiffs. | 0:30:59 | 0:31:02 | |
We don't have to take any notice of your security protocol, I'm afraid. | 0:31:02 | 0:31:05 | |
And there's no limit on the size of the debts they can pursue. | 0:31:05 | 0:31:08 | |
£1.6 million. | 0:31:08 | 0:31:10 | |
Their fees are set by the government, | 0:31:10 | 0:31:12 | |
which debtors have to pay on top of what they already owe. | 0:31:12 | 0:31:16 | |
Thank you very much. See you later. | 0:31:16 | 0:31:18 | |
If the sheriffs can't recover any of your money, | 0:31:18 | 0:31:20 | |
there's a fee of £75 plus VAT. | 0:31:20 | 0:31:24 | |
-SAT NAV: -'Now take exit 24 to A57 toward M67.' | 0:31:30 | 0:31:35 | |
Debts are much more likely to be paid | 0:31:35 | 0:31:38 | |
if the debtor is in a sound financial position, | 0:31:38 | 0:31:40 | |
but the sheriffs often find themselves | 0:31:40 | 0:31:42 | |
knocking on the doors of companies that are in trouble. | 0:31:42 | 0:31:46 | |
In Manchester, Enforcement Agent Alan Pennington | 0:31:46 | 0:31:49 | |
is on his way to see just such a business. | 0:31:49 | 0:31:52 | |
I'm off to i4 Retail Display Group Limited | 0:31:52 | 0:31:55 | |
from Denton, just outside Manchester. | 0:31:55 | 0:31:58 | |
Don't really know much about the case. | 0:31:58 | 0:32:00 | |
I've just been asked by the High Court to execute a writ. | 0:32:00 | 0:32:03 | |
The company has been taken to court by one of its suppliers. | 0:32:03 | 0:32:07 | |
It didn't defend the case and judgment was found against it. | 0:32:07 | 0:32:10 | |
It now owes a total of £7,866. | 0:32:10 | 0:32:15 | |
If they can't make the payment today, | 0:32:15 | 0:32:17 | |
what we'll be looking for is phones, display units, maybe computers, | 0:32:17 | 0:32:21 | |
those types of things. | 0:32:21 | 0:32:23 | |
'Arriving at M34...' | 0:32:24 | 0:32:27 | |
The address on the writ leads to an industrial estate. | 0:32:27 | 0:32:29 | |
Alan heads to the building where it looks like i4 Retail might be based. | 0:32:31 | 0:32:35 | |
Someone buzzes him in, | 0:32:42 | 0:32:43 | |
but once inside, he's met with a locked door... | 0:32:43 | 0:32:46 | |
HE KNOCKS ..and no-one's answering. | 0:32:46 | 0:32:49 | |
They must be in. | 0:32:54 | 0:32:55 | |
The building's definitely open. | 0:32:57 | 0:32:59 | |
It looks like - looking at the paperwork - | 0:32:59 | 0:33:01 | |
that they actually build display units for shops, | 0:33:01 | 0:33:05 | |
and this is the office, | 0:33:05 | 0:33:06 | |
but the rest of the building belongs to them as well. | 0:33:06 | 0:33:09 | |
Let me just go and see if I can find another way in. | 0:33:09 | 0:33:12 | |
Alan starts to scout around the outside of the building, | 0:33:12 | 0:33:15 | |
but it's all a bit puzzling. | 0:33:15 | 0:33:17 | |
HE KNOCKS All the lights are on. | 0:33:17 | 0:33:20 | |
And it's nearly half past nine, yet no-one is answering anywhere. | 0:33:20 | 0:33:25 | |
I notice they don't advertise themselves. | 0:33:33 | 0:33:35 | |
The building hasn't got any identity on it. | 0:33:35 | 0:33:37 | |
A chat with one of the neighbours confirms this is i4 Retail Group, | 0:33:37 | 0:33:41 | |
and the business was definitely open yesterday. | 0:33:41 | 0:33:44 | |
Basically, what we've found is that the display units | 0:33:44 | 0:33:48 | |
that they build on are in the big part of the building, | 0:33:48 | 0:33:51 | |
and the main part we've been in already are offices. | 0:33:51 | 0:33:54 | |
But the landlord, apparently, works in the retail park straight ahead, | 0:33:54 | 0:33:59 | |
so if we can't get an answer in the next couple of minutes, | 0:33:59 | 0:34:02 | |
I'll go and see the landlord. | 0:34:02 | 0:34:03 | |
But before it comes to that, Alan spots someone in the car park. | 0:34:05 | 0:34:08 | |
-Do you guys work for next door? -Yeah, mate. | 0:34:08 | 0:34:11 | |
Who's opened the front door? You guys? | 0:34:11 | 0:34:13 | |
-Yeah. -What time does your boss normally come in? | 0:34:13 | 0:34:16 | |
-MAN SPEAKS INDISTINCTLY -All right. | 0:34:16 | 0:34:18 | |
I'll wait till he comes in. Thanks, fellas. | 0:34:18 | 0:34:21 | |
-Alan gets in the car to wait it out. -You've got to put a time limit on it | 0:34:25 | 0:34:29 | |
cos obviously you've got other work to do as well. | 0:34:29 | 0:34:31 | |
I'll give him ten or 15 minutes. | 0:34:31 | 0:34:33 | |
I don't want to catch him on the doorstep. I'll wait till he gets in. | 0:34:33 | 0:34:36 | |
And after a couple of minutes, he spots someone in his mirror. | 0:34:36 | 0:34:39 | |
I'm pretty sure that's... | 0:34:39 | 0:34:41 | |
..one of them going now. | 0:34:44 | 0:34:45 | |
Alan heads in, and this time, he gets an answer. | 0:34:47 | 0:34:50 | |
Hello. Are you part of the office team? | 0:34:55 | 0:34:59 | |
OK. | 0:34:59 | 0:35:00 | |
I'm an Enforcement Agent | 0:35:00 | 0:35:01 | |
and I'm here to execute a writ on behalf of the High Court. | 0:35:01 | 0:35:04 | |
Do you mind if I come in? | 0:35:14 | 0:35:15 | |
The man isn't the boss, but an employee | 0:35:15 | 0:35:18 | |
who's clearly reeling from the shock of the company going under. | 0:35:18 | 0:35:21 | |
But Alan is here to collect a debt, | 0:35:21 | 0:35:23 | |
and so he needs to get to the bottom of exactly what the situation is. | 0:35:23 | 0:35:28 | |
My name's Mr Pennington from the Sheriffs Office, OK? | 0:35:28 | 0:35:31 | |
You're saying you actually applied for liquidation | 0:35:31 | 0:35:33 | |
-or you're in liquidation? -I'm not 100% sure. | 0:35:33 | 0:35:36 | |
All I know is I've been asked to come in | 0:35:36 | 0:35:38 | |
and today, I'm going to meet the gentleman | 0:35:38 | 0:35:40 | |
who's carrying out the deed, if you will. | 0:35:40 | 0:35:43 | |
-Did you just find out this morning? -I found out last night. | 0:35:43 | 0:35:47 | |
Effectively, we've all been made redundant. | 0:35:47 | 0:35:49 | |
Alan's chances of getting the money the claimant's owed | 0:35:49 | 0:35:52 | |
are now looking slim. | 0:35:52 | 0:35:54 | |
The liquidator is due to arrive later today, | 0:35:54 | 0:35:57 | |
but as Alan can't leave until he's sure | 0:35:57 | 0:35:59 | |
the company isn't still trading, he gets him on the phone. | 0:35:59 | 0:36:02 | |
Hello, Neil. It's Mr Pennington here from the High Court. | 0:36:02 | 0:36:05 | |
I believe you're coming here today. | 0:36:05 | 0:36:07 | |
Right. Right. | 0:36:09 | 0:36:10 | |
The liquidator confirms that the company is indeed in administration | 0:36:10 | 0:36:14 | |
and offers to send the relevant paperwork | 0:36:14 | 0:36:17 | |
through to the Sheriffs Office. | 0:36:17 | 0:36:18 | |
That means that even if the company does have any assets left, | 0:36:18 | 0:36:22 | |
Alan can't take them. | 0:36:22 | 0:36:23 | |
We'll leave now. | 0:36:23 | 0:36:24 | |
There's nothing else I can do if your guy's coming up today. | 0:36:24 | 0:36:28 | |
Bye-bye, now. Bye. | 0:36:28 | 0:36:30 | |
And with that, he's on his way. | 0:36:30 | 0:36:32 | |
I'm sorry to meet you under such difficult circumstances. | 0:36:32 | 0:36:36 | |
-Good luck for the future. -Thank you very much. | 0:36:36 | 0:36:38 | |
Any money or goods left in the company | 0:36:38 | 0:36:40 | |
will now have to be split amongst the creditors, | 0:36:40 | 0:36:42 | |
and although it's not uncommon for sheriffs to come across debtors | 0:36:42 | 0:36:46 | |
who simply can't pay, for Alan, this was uncharted territory. | 0:36:46 | 0:36:51 | |
That's the first time I've been to a writ of control | 0:36:51 | 0:36:54 | |
where the liquidators have been in the night before. | 0:36:54 | 0:36:57 | |
I empathise with them. They've all lost their positions. | 0:36:57 | 0:36:59 | |
The claimant now will probably have to go through | 0:36:59 | 0:37:02 | |
the administrators to find out | 0:37:02 | 0:37:04 | |
how they could get their money back, or part of it, | 0:37:04 | 0:37:06 | |
but we can only do what we can do, | 0:37:06 | 0:37:08 | |
and there's unfortunately no money to collect today. | 0:37:08 | 0:37:11 | |
Back in a soggy London, | 0:37:20 | 0:37:22 | |
Sheriff Ken Warby is fighting his way | 0:37:22 | 0:37:24 | |
through the afternoon traffic. | 0:37:24 | 0:37:27 | |
He's heading to a business called Daler Kitchens Limited. | 0:37:27 | 0:37:30 | |
They owe money to a customer who bought their units | 0:37:30 | 0:37:33 | |
but wasn't happy with the result. | 0:37:33 | 0:37:35 | |
He complained to the debtor. | 0:37:35 | 0:37:37 | |
The debtor went round, | 0:37:37 | 0:37:39 | |
took away the units, I believe, | 0:37:39 | 0:37:42 | |
and the claimant has still paid for most of the kitchen | 0:37:42 | 0:37:47 | |
and the shower unit. | 0:37:47 | 0:37:48 | |
The customer made a claim against Daler Kitchens Limited | 0:37:49 | 0:37:52 | |
in the County Court, | 0:37:52 | 0:37:53 | |
and after hearing evidence from both parties, | 0:37:53 | 0:37:56 | |
a judge ordered the company to pay him back. | 0:37:56 | 0:38:00 | |
But nearly three months later, they still haven't, | 0:38:00 | 0:38:03 | |
so it's down to Ken to try to collect nearly £11,000. | 0:38:03 | 0:38:08 | |
Well, kitchen places can vary. | 0:38:08 | 0:38:10 | |
Sometimes, you can have a lot of really expensive | 0:38:10 | 0:38:13 | |
appliance equipment in the showrooms. | 0:38:13 | 0:38:16 | |
Other times, it could be a small office, | 0:38:16 | 0:38:19 | |
loads of catalogues, | 0:38:19 | 0:38:20 | |
small amount of office equipment, so you can never tell. | 0:38:20 | 0:38:24 | |
Here we are. Daler Kitchens and Bedrooms. | 0:38:26 | 0:38:28 | |
That's it. | 0:38:28 | 0:38:30 | |
Writ in hand, Ken heads inside. | 0:38:33 | 0:38:35 | |
-Hello. -Hello. -Daler Kitchens Limited? -Yeah. | 0:38:38 | 0:38:41 | |
-Are you the person in charge? -No. | 0:38:41 | 0:38:44 | |
Well, my name's Mr Warby. | 0:38:44 | 0:38:47 | |
The woman in the shop is just a junior member of staff. | 0:38:47 | 0:38:50 | |
She gets the manager on the phone | 0:38:50 | 0:38:52 | |
and Ken explains the purpose of his visit. | 0:38:52 | 0:38:55 | |
Hello. Yeah, it's Mr Warby speaking. | 0:38:56 | 0:38:58 | |
I'm here regarding a writ of control against Daler Kitchens Limited. | 0:38:58 | 0:39:03 | |
Is that your company, sir? | 0:39:03 | 0:39:06 | |
Daler Kitchens Limited. | 0:39:06 | 0:39:08 | |
You've got the name over your shop front. | 0:39:08 | 0:39:10 | |
-10,900... -Ken explains that he's here to collect | 0:39:10 | 0:39:13 | |
nearly £11,000 including costs, | 0:39:13 | 0:39:16 | |
and that he won't be leaving empty-handed. | 0:39:16 | 0:39:20 | |
We're here to collect in full or remove goods. | 0:39:20 | 0:39:24 | |
It's in your solicitor's hands? | 0:39:26 | 0:39:28 | |
You might want to get your solicitor to give me a call. | 0:39:28 | 0:39:31 | |
The man says he's applying to appeal the court's decision, | 0:39:31 | 0:39:34 | |
but that's not going to stop Ken from collecting today. | 0:39:34 | 0:39:38 | |
See, if he's applied to get the judgment set aside, | 0:39:38 | 0:39:40 | |
that does not supersede the High Court writ of control | 0:39:40 | 0:39:44 | |
which we have on us at the moment. | 0:39:44 | 0:39:45 | |
What I'm here asking for is the full amount. | 0:39:45 | 0:39:50 | |
This hasn't been stopped because I'm here with a writ of control | 0:39:50 | 0:39:53 | |
from the High Court. | 0:39:53 | 0:39:55 | |
So, let me speak to your solicitor. | 0:39:55 | 0:39:58 | |
In the meantime, I'll be getting on with my inventory. | 0:39:58 | 0:40:01 | |
Bye-bye. | 0:40:01 | 0:40:02 | |
He clearly doesn't want to pay, | 0:40:03 | 0:40:05 | |
so Ken begins making a list of the assets in the building. | 0:40:05 | 0:40:08 | |
Although there are a fair amount here, | 0:40:09 | 0:40:11 | |
it's not the kind of stuff which will fetch much money at auction. | 0:40:11 | 0:40:15 | |
Nevertheless, if the manager doesn't change his tune, | 0:40:15 | 0:40:19 | |
then Ken will have no choice but to remove it. | 0:40:19 | 0:40:22 | |
Meanwhile, the shop assistant gives their side of the story. | 0:40:22 | 0:40:26 | |
This is the customer house where we did the work. | 0:40:26 | 0:40:30 | |
At that time, everything was OK. | 0:40:30 | 0:40:32 | |
But after the work was done, everything was completed, | 0:40:32 | 0:40:36 | |
then they shouted, | 0:40:36 | 0:40:37 | |
"This is very expensive. There is this..." | 0:40:37 | 0:40:40 | |
But I don't know what's the problem to the customer. | 0:40:40 | 0:40:42 | |
But as this dispute has already been heard in court, | 0:40:43 | 0:40:47 | |
the details of the case are of no interest to the sheriffs. | 0:40:47 | 0:40:50 | |
A judge has ruled in favour of the customer, | 0:40:50 | 0:40:53 | |
and when Daler Kitchens' solicitor soon calls, | 0:40:53 | 0:40:56 | |
it's Ken that's giving him a lesson in the law. | 0:40:56 | 0:40:59 | |
We've got a stamped - in the High Court - writ of control, | 0:40:59 | 0:41:03 | |
so, unfortunately for your client, | 0:41:03 | 0:41:05 | |
this kind of trumps any application that might have been made thus far. | 0:41:05 | 0:41:09 | |
The solicitor wants more time, | 0:41:11 | 0:41:13 | |
but Ken thinks they've had long enough already. | 0:41:13 | 0:41:16 | |
I can't give these people any time. | 0:41:16 | 0:41:19 | |
A notice of enforcement was sent to this address | 0:41:19 | 0:41:24 | |
and it's gone unanswered, and that's why we're here now. | 0:41:24 | 0:41:28 | |
But with the goods in the shop not worth much to Ken, | 0:41:28 | 0:41:30 | |
he offers a deal. | 0:41:30 | 0:41:32 | |
Providing they pay the balance within 14 days, | 0:41:32 | 0:41:36 | |
I would be willing to get a signed controlled goods agreement, | 0:41:36 | 0:41:41 | |
but I am going to need at least 50% of this debt paid now. | 0:41:41 | 0:41:44 | |
We're talking £5,500. | 0:41:48 | 0:41:51 | |
The solicitor agrees to put the offer to the shop's owner. | 0:41:52 | 0:41:56 | |
If he doesn't accept the deal, | 0:41:56 | 0:41:57 | |
then Ken's next call will be to the removals company. | 0:41:57 | 0:42:01 | |
He's still waiting to hear back | 0:42:01 | 0:42:03 | |
when another woman involved in the business | 0:42:03 | 0:42:05 | |
arrives at the scene and takes over. | 0:42:05 | 0:42:07 | |
She asks our camera to leave, | 0:42:08 | 0:42:10 | |
while Ken stays inside to try to get her to pay at least half | 0:42:10 | 0:42:14 | |
of the 11 grand owed. | 0:42:14 | 0:42:15 | |
45 minutes later, he's on his way. | 0:42:17 | 0:42:20 | |
See you later. | 0:42:22 | 0:42:23 | |
So, how's he got on? | 0:42:28 | 0:42:30 | |
I told the lady in there that we will be removing goods | 0:42:30 | 0:42:34 | |
if I don't get paid half the amount outstanding. | 0:42:34 | 0:42:38 | |
After much deliberation, they have now paid me £1,000 in cash | 0:42:38 | 0:42:43 | |
and £4,500 by card and signed a controlled goods agreement | 0:42:43 | 0:42:49 | |
to pay the balance within 14 days. | 0:42:49 | 0:42:51 | |
The total goods in there would fetch, I would imagine, | 0:42:51 | 0:42:56 | |
less than £2,000, so that is a good result. | 0:42:56 | 0:43:01 | |
Daler Kitchens Limited later paid the other £5,500 | 0:43:02 | 0:43:07 | |
and the customer who'd been refused a refund | 0:43:07 | 0:43:09 | |
finally got their money back. | 0:43:09 | 0:43:11 |