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If you're owed money but aren't getting paid, | 0:00:02 | 0:00:03 | |
it's time to call the sheriffs. | 0:00:03 | 0:00:05 | |
My name's Mr Grix, my colleague and I are Enforcement Agents. | 0:00:05 | 0:00:07 | |
I'm here to issue a High Court writ. | 0:00:07 | 0:00:09 | |
I've got to do what I'm instructed to by the courts. | 0:00:09 | 0:00:11 | |
They're Enforcement Agents of the High Court. | 0:00:11 | 0:00:15 | |
And if a court's ruled in your favour - they're on your side. | 0:00:15 | 0:00:18 | |
-If the debtor doesn't want to pay... -You currently owe £9,461.80. | 0:00:20 | 0:00:25 | |
..the law says the sheriffs can get you what you're owed. | 0:00:25 | 0:00:28 | |
If you don't come to the door, we have to remove | 0:00:28 | 0:00:30 | |
the vehicle off the drive. | 0:00:30 | 0:00:31 | |
You'll have a week to pay in full before it gets sold at auction. | 0:00:31 | 0:00:34 | |
-Whether it's a small company... -Can I speak to the person in charge, please? | 0:00:34 | 0:00:37 | |
..or a household name... | 0:00:37 | 0:00:39 | |
We're here to see somebody from G4S. | 0:00:39 | 0:00:41 | |
..if they owe you money, the sheriffs get it paid. | 0:00:41 | 0:00:44 | |
I'm not going anywhere, you get him to come in here. | 0:00:44 | 0:00:46 | |
We're not going to be waiting around like that. It needs to be done now. | 0:00:46 | 0:00:49 | |
I just collected 42 grand. | 0:00:49 | 0:00:50 | |
Coming up, | 0:00:55 | 0:00:56 | |
Mandy Springer was sold a car with a dangerous flaw... | 0:00:56 | 0:01:00 | |
This was the one where the wheel came off. | 0:01:00 | 0:01:03 | |
My grandson and I definitely could have been killed that day. | 0:01:03 | 0:01:06 | |
..but the dealership which sold it to her isn't keen to | 0:01:06 | 0:01:09 | |
pay for the repairs. | 0:01:09 | 0:01:10 | |
£1,140.62 pays us, gets her paid and we're gone. | 0:01:10 | 0:01:14 | |
Eh, no. | 0:01:14 | 0:01:16 | |
A recruitment agency hasn't paid one of its workers. | 0:01:16 | 0:01:19 | |
Now the boss threatens us. | 0:01:19 | 0:01:22 | |
A shop which sells mobility scooters owes a customer a refund. | 0:01:29 | 0:01:33 | |
The sheriffs plan to get it, whatever it takes. | 0:01:33 | 0:01:37 | |
The goods will be going, | 0:01:37 | 0:01:38 | |
because there's no evidence that they belong to anybody else. | 0:01:38 | 0:01:41 | |
And in Burnley, a car yard is suffering an identity crisis. | 0:01:41 | 0:01:46 | |
If you're trading as East Lancs Van Sales, you'll have a company's | 0:01:46 | 0:01:49 | |
house number, won't you? | 0:01:49 | 0:01:50 | |
But will the sheriffs get paid? | 0:01:50 | 0:01:52 | |
It's 10am and Lawrence Grix and Kev McNally are in Windsor, | 0:01:57 | 0:02:02 | |
on the trail of a second-hand car salesman with a debt. | 0:02:02 | 0:02:06 | |
This morning, we are going to see a Mr Howard Brigman, | 0:02:06 | 0:02:09 | |
trading as Primavera Cars. | 0:02:09 | 0:02:12 | |
He owes £1,140. | 0:02:12 | 0:02:15 | |
This is expenses incurred. | 0:02:15 | 0:02:18 | |
Four days after the purchase of a Land Rover Freelander | 0:02:18 | 0:02:21 | |
and the wheel fell off it. | 0:02:21 | 0:02:22 | |
Not ideal. | 0:02:24 | 0:02:25 | |
No, it's not good to have a wheel fall off any vehicle, really. | 0:02:25 | 0:02:29 | |
So, yeah. That's who we're after now. We're a couple of miles away. | 0:02:29 | 0:02:32 | |
Lawrence and Kev are working on behalf of Mandy Springer. | 0:02:33 | 0:02:37 | |
She was driving with her grandchild, Dante, in the car | 0:02:37 | 0:02:40 | |
when the incident happened. | 0:02:40 | 0:02:43 | |
She'd only just bought the Land Rover from a local dealer | 0:02:43 | 0:02:46 | |
she'd found on the internet called Primavera Cars. | 0:02:46 | 0:02:49 | |
The salesman seemed fairly helpful, he was quite a friendly fellow | 0:02:49 | 0:02:53 | |
and he didn't seem to know very much about the car, actually. | 0:02:53 | 0:02:57 | |
When I was asking him had the car been serviced? He said, "Oh, no." | 0:02:57 | 0:03:03 | |
Nevertheless, it seemed to be what she was looking for. | 0:03:03 | 0:03:06 | |
My husband and I looked over the car, | 0:03:06 | 0:03:08 | |
we did pop the bonnet as well, we looked underneath for any | 0:03:08 | 0:03:11 | |
kind of mysterious rusting | 0:03:11 | 0:03:13 | |
and you know, it seemed sound to look at. | 0:03:13 | 0:03:17 | |
The Land Rover had a new MOT and Mandy negotiated a discount | 0:03:20 | 0:03:24 | |
to pay for a service she'd arrange later. | 0:03:24 | 0:03:27 | |
Thinking she had a good deal, she paid £3,600 and drove it away. | 0:03:29 | 0:03:34 | |
Only a few days later, disaster struck. | 0:03:36 | 0:03:40 | |
I'd come off the motorway and as I pressed the brake, the car shook, | 0:03:41 | 0:03:45 | |
I just about held it... | 0:03:45 | 0:03:47 | |
..and you could hear | 0:03:48 | 0:03:50 | |
something, like, it snapped. | 0:03:50 | 0:03:52 | |
I was very fortunate that the guy behind me | 0:03:54 | 0:03:56 | |
didn't actually smash into me. | 0:03:56 | 0:03:58 | |
Another guy came out and was knocking on the window, | 0:03:59 | 0:04:02 | |
shouting, "Your wheel's come off the car!" | 0:04:02 | 0:04:05 | |
The wheel had come almost completely detached. | 0:04:05 | 0:04:08 | |
And the car was stranded in the middle of the road. | 0:04:08 | 0:04:12 | |
We're in two lanes of traffic because the car had slightly swerved | 0:04:12 | 0:04:15 | |
into the other lane, | 0:04:15 | 0:04:16 | |
so we could have been hit by any car coming down. | 0:04:16 | 0:04:18 | |
I think my grandson and I definitely could have been killed that day. | 0:04:18 | 0:04:23 | |
It wasn't safe to stay in the car, | 0:04:23 | 0:04:25 | |
so Mandy took 22-month-old Dante onto the verge | 0:04:25 | 0:04:29 | |
and called Primavera Cars. | 0:04:29 | 0:04:31 | |
There was no footway to stand, so we were standing in brambles. | 0:04:31 | 0:04:35 | |
I was trying to get help from the garage. | 0:04:35 | 0:04:37 | |
In the end, it was kind of like I was just arguing | 0:04:39 | 0:04:41 | |
and wasting my time. He refused to help me. | 0:04:41 | 0:04:43 | |
He didn't care, he didn't care at all. | 0:04:44 | 0:04:48 | |
So Mandy called the police who helped recover the car. | 0:04:48 | 0:04:50 | |
But Primavera wouldn't take it back. | 0:04:52 | 0:04:54 | |
They said no, they didn't want to help at all. | 0:04:56 | 0:04:59 | |
Instead, it was delivered to a Land Rover specialist. | 0:05:00 | 0:05:03 | |
When he examined it, Mandy was shocked by what he found. | 0:05:03 | 0:05:07 | |
He gave me four of these, these are spacers. | 0:05:08 | 0:05:11 | |
I didn't know anything about spacers until he told me. | 0:05:11 | 0:05:14 | |
It's to make the wheels look bigger, make the car look bulkier, | 0:05:14 | 0:05:17 | |
so maybe a boy racer might have stuff like this on their cars. | 0:05:17 | 0:05:21 | |
The spacer sits between the hub and the wheel, | 0:05:22 | 0:05:25 | |
and on this one, four of the five connecting bolts had failed. | 0:05:25 | 0:05:29 | |
This was the one where the wheel came off, | 0:05:30 | 0:05:33 | |
it was just by the grace of God that that one held on. | 0:05:33 | 0:05:36 | |
Using wheel spacers isn't illegal in the UK, but should be declared | 0:05:36 | 0:05:41 | |
to insurance companies as an after-market modification. | 0:05:41 | 0:05:45 | |
Mandy feels she ought to have been warned. | 0:05:45 | 0:05:48 | |
These should have been taken off the car prior to them selling it. | 0:05:48 | 0:05:52 | |
They should have known about these. | 0:05:52 | 0:05:54 | |
Mandy took Howard Brigman to court. | 0:05:54 | 0:05:56 | |
He didn't defend the case and was ordered to pay her back | 0:05:56 | 0:05:59 | |
the money she spent on fixing the car and her costs. | 0:05:59 | 0:06:02 | |
Brigman offered to pay Mandy by bank transfer, but she was worried. | 0:06:04 | 0:06:09 | |
I didn't trust their actions at all. | 0:06:09 | 0:06:10 | |
There was no way I was going to give them my bank details. | 0:06:10 | 0:06:13 | |
Wary of giving out her details, Mandy said she wanted a cheque, | 0:06:13 | 0:06:17 | |
one of the other payment methods recommended by the court. | 0:06:17 | 0:06:20 | |
But Brigman refused. | 0:06:20 | 0:06:22 | |
At one point, they called me eight times in one day, | 0:06:22 | 0:06:25 | |
kept calling and calling and saying, "We want your bank details. | 0:06:25 | 0:06:29 | |
"If you don't give us your bank details, | 0:06:29 | 0:06:31 | |
"we're going to issue a counter action against you." | 0:06:31 | 0:06:34 | |
They could have made payment at any time and they refuse to do it. | 0:06:34 | 0:06:38 | |
And then there were the text messages. | 0:06:38 | 0:06:41 | |
"I'm still not happy about the way this has played out | 0:06:41 | 0:06:43 | |
"and I would suggest you receive adequate training in car mechanics | 0:06:43 | 0:06:47 | |
"before checking the vehicle over yourself in future instances." | 0:06:47 | 0:06:51 | |
So I thought... | 0:06:51 | 0:06:52 | |
..at the end of the day, you sold a car to somebody, | 0:06:54 | 0:06:58 | |
it could have killed them. | 0:06:58 | 0:07:00 | |
In fact, the law makes it clear that the dealer is | 0:07:00 | 0:07:02 | |
responsible for the vehicle being fit for purpose. | 0:07:02 | 0:07:05 | |
With the garage apparently unwilling to send her the cheque she wanted, | 0:07:05 | 0:07:09 | |
Mandy was left with little choice. | 0:07:09 | 0:07:12 | |
I had seen The Sheriff on telly before. | 0:07:12 | 0:07:16 | |
Never thought in a million years that I'd have to use them. | 0:07:17 | 0:07:21 | |
I was angry enough and I did want something to be done. | 0:07:21 | 0:07:25 | |
I did want my money back. | 0:07:25 | 0:07:27 | |
And so now Lawrence and Kev are on their way to get it for her. | 0:07:32 | 0:07:37 | |
Since Mandy bought her car, | 0:07:37 | 0:07:39 | |
Howard Brigman has joined forces with a new business partner | 0:07:39 | 0:07:43 | |
and they now trade as Primavera Cars Ltd, | 0:07:43 | 0:07:46 | |
operating from the same address as before. | 0:07:46 | 0:07:49 | |
Howard Brigman's partner is on site | 0:07:49 | 0:07:51 | |
and he seems to know all about the case. | 0:07:51 | 0:07:55 | |
Hello, there. | 0:07:55 | 0:07:57 | |
Yeah, good thank you. | 0:07:57 | 0:07:59 | |
-Yeah. -Yes. | 0:08:01 | 0:08:02 | |
Right, well she's sent us out with a High Court writ. | 0:08:07 | 0:08:09 | |
£1,140.62 pays us, gets her paid and we're gone. | 0:08:09 | 0:08:12 | |
Lawrence isn't here to run messages around and it's now too | 0:08:19 | 0:08:22 | |
late for the car dealer to make a payment directly to Mandy. | 0:08:22 | 0:08:26 | |
Right, problem being she's now transferred it to the | 0:08:26 | 0:08:28 | |
High Court for enforcement purposes. | 0:08:28 | 0:08:30 | |
What you need to seek is independent legal advice, we're not here | 0:08:33 | 0:08:35 | |
to advise you. We're here to obviously execute the writ | 0:08:35 | 0:08:39 | |
on behalf of our claimant. | 0:08:39 | 0:08:40 | |
The man doesn't want to pay the costs of the sheriffs' visit. | 0:08:42 | 0:08:45 | |
But like it or not, the full amount is what he'll need to come up with. | 0:08:47 | 0:08:51 | |
We hold the money for 14 days, | 0:08:51 | 0:08:53 | |
it doesn't get disbursed straight away. | 0:08:53 | 0:08:55 | |
So that gives you 14 days to get legal advice. | 0:08:55 | 0:08:58 | |
Then if we're ordered to pay back the money, | 0:08:58 | 0:09:00 | |
we pay back the money, simple as that. | 0:09:00 | 0:09:01 | |
But at the moment, we've got a High Court writ | 0:09:01 | 0:09:03 | |
that says this has got to be paid. | 0:09:03 | 0:09:06 | |
The man doesn't want our camera in his office and we're asked to leave. | 0:09:06 | 0:09:10 | |
He doesn't protest much longer however, and Kev soon comes out. | 0:09:10 | 0:09:14 | |
Spoke to the guy. He knows all about it, to be fair. | 0:09:14 | 0:09:17 | |
He's going to make payment now, so I've got the card machine, | 0:09:17 | 0:09:19 | |
brought the van up and he's going to pay and off we go. | 0:09:19 | 0:09:22 | |
The man does indeed pay | 0:09:23 | 0:09:25 | |
and he invites our camera back in to tell his side of the story. | 0:09:25 | 0:09:29 | |
He says he thought the accident might have happened | 0:09:29 | 0:09:32 | |
because a friend of Mandy's had given the car a once over. | 0:09:32 | 0:09:36 | |
She said that, "Two days ago, my brother in law, who's a mechanic, | 0:09:36 | 0:09:40 | |
was looking over the car and all that and found some bits. | 0:09:40 | 0:09:44 | |
Anyway, and then she said the wheel came off two days after that. | 0:09:44 | 0:09:48 | |
I said, "Well, sounds like something that he's probably done, then." | 0:09:48 | 0:09:51 | |
He says Primavera offered to look at the car, but Mandy refused. | 0:09:51 | 0:09:55 | |
They didn't defend the case because they didn't receive the paperwork. | 0:09:55 | 0:09:59 | |
And he says, following the judgment, they tried to pay | 0:09:59 | 0:10:02 | |
but the disagreements over the payment method was the problem. | 0:10:02 | 0:10:05 | |
She wanted a cheque. | 0:10:06 | 0:10:07 | |
We kept asking for, e-mails asking her, for her sortcode | 0:10:07 | 0:10:10 | |
and account number, so we could pay it. | 0:10:10 | 0:10:12 | |
Cos we want evidence to show that we've done it. | 0:10:12 | 0:10:14 | |
So we know it's been paid, so we can go to the court and let them know | 0:10:14 | 0:10:18 | |
that it's all been done. Cos we don't want this going any further. | 0:10:18 | 0:10:20 | |
Mandy was under no obligation to give out her details | 0:10:20 | 0:10:24 | |
and cheque is one of the payment methods recommended by the courts. | 0:10:24 | 0:10:28 | |
Refusing to send one has now cost Primavera Cars, | 0:10:28 | 0:10:32 | |
though the man has come up with a way to make sure | 0:10:32 | 0:10:34 | |
he gets his money's worth. | 0:10:34 | 0:10:36 | |
We'll do a selfie. | 0:10:36 | 0:10:37 | |
That was about as easy a job as you'll ever get, to be honest. | 0:10:38 | 0:10:42 | |
The gentleman saw us, recognised us, invited us into the office, | 0:10:42 | 0:10:47 | |
he knew exactly what case it was about. | 0:10:47 | 0:10:49 | |
He's not overly happy that he's got our fees on top now, but he was half | 0:10:49 | 0:10:53 | |
expecting a visit from us anyway | 0:10:53 | 0:10:55 | |
and just paid us straightaway on a card. So... | 0:10:55 | 0:10:59 | |
all in all another successful case for our client. | 0:10:59 | 0:11:02 | |
Back in Reading, it's the news Mandy's been waiting for. | 0:11:02 | 0:11:06 | |
It's been a really good result. | 0:11:06 | 0:11:08 | |
I'm pleased that I did get in contact with the sheriffs cos | 0:11:08 | 0:11:11 | |
they've helped take the stress out of a stressful situation. | 0:11:11 | 0:11:15 | |
So I'm really pleased. | 0:11:15 | 0:11:17 | |
I just sincerely hope that doesn't happen again to somebody else. | 0:11:17 | 0:11:20 | |
If you've been ripped off and the person or company responsible | 0:11:21 | 0:11:24 | |
refuses to pay you back, | 0:11:24 | 0:11:26 | |
the first step is to make a claim in the County Court. | 0:11:26 | 0:11:30 | |
It's simple to do this online for a small fee, | 0:11:30 | 0:11:33 | |
depending on the size of the claim. | 0:11:33 | 0:11:35 | |
The court will review the evidence, | 0:11:35 | 0:11:37 | |
and if it finds in your favour, the debtor will be ordered to pay up. | 0:11:37 | 0:11:41 | |
If they don't, then for a further £60, the High Court will | 0:11:41 | 0:11:45 | |
grant a writ, authorising the sheriffs to act on your behalf. | 0:11:45 | 0:11:49 | |
If they're successful, you get all your money back. | 0:11:49 | 0:11:52 | |
Debtors are rarely pleased when a sheriff arrives on the doorstep | 0:11:56 | 0:11:59 | |
and sometimes things can get a little heated. | 0:11:59 | 0:12:02 | |
In the Northwest, Enforcement Agent Alan Pennington is heading to the | 0:12:02 | 0:12:06 | |
city for a job, which, on the face of it, should be straightforward. | 0:12:06 | 0:12:10 | |
We're off to DCS Recruitment Consultants | 0:12:10 | 0:12:13 | |
in Manchester. | 0:12:13 | 0:12:15 | |
The High Court writ is for just over £2,000. | 0:12:15 | 0:12:19 | |
DCS Recruitment and its director, Thomas Dolan, were taken to | 0:12:19 | 0:12:23 | |
a court by a delivery | 0:12:23 | 0:12:24 | |
driver who didn't get paid. | 0:12:24 | 0:12:27 | |
They didn't defend the case and so judgment was found against them. | 0:12:27 | 0:12:31 | |
Although they've since made a small payment to the driver, | 0:12:31 | 0:12:34 | |
the majority of the debt remains unsettled. | 0:12:34 | 0:12:37 | |
For Alan, this is new territory. | 0:12:37 | 0:12:39 | |
I've not been to a recruitment consultants before. | 0:12:39 | 0:12:43 | |
Not sure what they will have as regards assets. | 0:12:43 | 0:12:46 | |
But we'll take a look around when we get in. | 0:12:46 | 0:12:49 | |
The address on the writ belongs to this Victorian block. | 0:12:51 | 0:12:55 | |
Thank you. | 0:12:55 | 0:12:56 | |
Alan heads in and up the stairs. | 0:12:56 | 0:12:58 | |
Hello. Anyone I can speak to? | 0:12:58 | 0:13:02 | |
-Is this DCS Recruitment? -It is, yeah. -Can I speak to a manager? | 0:13:02 | 0:13:05 | |
I'm an Enforcement Agent and I have a High Court writ to issue today. | 0:13:05 | 0:13:09 | |
OK, hold on. | 0:13:09 | 0:13:11 | |
It's a busy looking office | 0:13:15 | 0:13:17 | |
and Alan soon finds the man in charge, Thomas Dolan. | 0:13:17 | 0:13:20 | |
Can I come in? | 0:13:21 | 0:13:23 | |
I'm an Enforcement Agent. I'm here to issue a High Court writ. | 0:13:26 | 0:13:29 | |
Mr Dolan isn't happy to see our cameraman, and asks him to leave. | 0:13:34 | 0:13:39 | |
He shows Alan proof that he's already made | 0:13:39 | 0:13:41 | |
a payment, which he thinks covers the debt to the worker. | 0:13:41 | 0:13:44 | |
But including fees, he still owes more than £1,900. | 0:13:44 | 0:13:49 | |
Outside, Alan says that after showing him his writ, | 0:13:49 | 0:13:52 | |
it looks like Mr Dolan is going to pay. | 0:13:52 | 0:13:56 | |
He made some phone calls to his solicitor. | 0:13:56 | 0:13:58 | |
It sounded... Picking up on the conversation that the | 0:13:58 | 0:14:01 | |
solicitor basically said to him that you must pay this bill, | 0:14:01 | 0:14:05 | |
and any issues that we have outstanding, | 0:14:05 | 0:14:07 | |
we can continue with the solicitor, once the payment had been made. | 0:14:07 | 0:14:14 | |
Sure enough, Mr Dolan does pay up. | 0:14:14 | 0:14:16 | |
But just when it looks like the case is done and dusted, he follows | 0:14:18 | 0:14:21 | |
Alan outside and it seems he's got a few words for our cameraman. | 0:14:21 | 0:14:25 | |
Mr Dolan he has no legal right to insist we delete our footage. | 0:14:52 | 0:14:56 | |
But when our cameraman refuses, his threats get physical. | 0:14:56 | 0:14:59 | |
Hi, my name's Mr Pennington, | 0:15:11 | 0:15:12 | |
I'm an Enforcement Agent for the High Court. | 0:15:12 | 0:15:14 | |
I'm filming with the BBC at the moment | 0:15:14 | 0:15:16 | |
and a gentleman here is basically obstructing the cameraman | 0:15:16 | 0:15:20 | |
from getting back in my car. | 0:15:20 | 0:15:22 | |
At last, with the threat of the police attending, | 0:15:22 | 0:15:24 | |
Mr Dolan walks away. | 0:15:24 | 0:15:26 | |
Our cameraman might be left a little shaken, but for Alan, | 0:15:31 | 0:15:34 | |
it's all in a day's work. | 0:15:34 | 0:15:36 | |
He wasn't happy to see me. He wasn't happy to see the cameras. | 0:15:36 | 0:15:39 | |
He was quite verbally aggressive at times. | 0:15:39 | 0:15:43 | |
Claimant's got his money. Job done. | 0:15:44 | 0:15:48 | |
And Alan's not the only one who's glad it's over | 0:15:48 | 0:15:50 | |
as the delivery driver has now been paid his missing wages. | 0:15:50 | 0:15:54 | |
Lawrence and Kev are making a trip to the seaside. | 0:16:06 | 0:16:09 | |
We are heading to East Wittering, | 0:16:09 | 0:16:13 | |
down on the south coast. | 0:16:13 | 0:16:15 | |
We're going to Non Stop Mobility Ltd for a total of £1,903. | 0:16:15 | 0:16:20 | |
So it's a commercial premises we're going to, a shop. | 0:16:20 | 0:16:23 | |
The writ's in favour of a customer, who bought a mobility scooter, | 0:16:26 | 0:16:29 | |
and wasn't happy with it. | 0:16:29 | 0:16:31 | |
I quote, "It was not fit for purpose." | 0:16:31 | 0:16:35 | |
After being refused a refund, the customer took the company to court | 0:16:35 | 0:16:39 | |
and won by default after it didn't enter a defence. | 0:16:39 | 0:16:42 | |
The sheriffs are hopeful they'll be able to get their money back. | 0:16:42 | 0:16:45 | |
I imagine there's going to be plenty of assets at this shop | 0:16:46 | 0:16:49 | |
as long as the shop's still trading. | 0:16:49 | 0:16:51 | |
We can fill this thing up with mobility scooters if need be. | 0:16:51 | 0:16:53 | |
It shouldn't be too much of a problem, I don't think. | 0:16:53 | 0:16:56 | |
But famous last words. | 0:16:56 | 0:16:58 | |
Famous last words indeed, | 0:16:58 | 0:17:00 | |
as this job's about to throw up some surprises. | 0:17:00 | 0:17:04 | |
-There. -Just there. | 0:17:04 | 0:17:05 | |
The sheriffs head in. | 0:17:05 | 0:17:06 | |
Inside, they find the company director's husband, Mr McWilliam. | 0:17:06 | 0:17:11 | |
-We've got a High Court writ against Non Stop Mobility Ltd. -Oh, yeah. | 0:17:11 | 0:17:15 | |
They've set it aside? | 0:17:19 | 0:17:20 | |
-Yeah. -When was this? | 0:17:20 | 0:17:22 | |
It's a familiar story. | 0:17:25 | 0:17:27 | |
Mr McWilliam claims the judgment has been overturned. | 0:17:27 | 0:17:30 | |
But when he starts getting out his paperwork, | 0:17:30 | 0:17:33 | |
a different picture emerges. | 0:17:33 | 0:17:35 | |
His appeal hasn't yet been heard. | 0:17:35 | 0:17:37 | |
So the only thing which will stop the sheriffs enforcing | 0:17:37 | 0:17:40 | |
the writ today is if he's been granted a stay of execution, | 0:17:40 | 0:17:44 | |
which he thinks he has. | 0:17:44 | 0:17:46 | |
Have you got a copy of the order staying the writ, because I haven't. | 0:17:46 | 0:17:49 | |
Obviously, if it's stayed, then we'll leave you in peace. | 0:17:49 | 0:17:52 | |
But we've got no evidence at the moment that it is. | 0:17:52 | 0:17:55 | |
But unless we can see that, then we have to carry on. | 0:17:57 | 0:18:00 | |
The shopkeeper should have a court order | 0:18:00 | 0:18:02 | |
confirming what he's saying, but he can't seem to find it. | 0:18:02 | 0:18:06 | |
And it's becoming increasingly obvious | 0:18:06 | 0:18:08 | |
he hasn't understood the court process. | 0:18:08 | 0:18:11 | |
There's two separate things. There's a set aside and there's a stay. | 0:18:11 | 0:18:14 | |
And each incurs its own fee. | 0:18:14 | 0:18:16 | |
How many application forms did you send? | 0:18:16 | 0:18:18 | |
-One. -And what did the application ask for, a set aside or a stay? | 0:18:18 | 0:18:21 | |
They won't give you a stay without a set aside. | 0:18:25 | 0:18:27 | |
The fact that you've got a hearing date, | 0:18:27 | 0:18:29 | |
that is when your set aside hearing is. | 0:18:29 | 0:18:30 | |
Well, if you've only paid one lot of £155... | 0:18:30 | 0:18:33 | |
If Mr McWilliam had got a stay of execution, then | 0:18:37 | 0:18:40 | |
he would have had to pay a second court fee. | 0:18:40 | 0:18:42 | |
It sounds like he didn't. | 0:18:42 | 0:18:44 | |
If you can't find the paperwork, | 0:18:44 | 0:18:46 | |
-have you got the money to pay this today? -No chance. | 0:18:46 | 0:18:49 | |
Right, well, then we'll be removing goods. | 0:18:49 | 0:18:52 | |
The man insists he does have a stay of execution, | 0:18:53 | 0:18:56 | |
but his paperwork's in disarray. | 0:18:56 | 0:18:59 | |
No, this was the original judgment. | 0:18:59 | 0:19:01 | |
He's showing Lawrence various letters from the court... | 0:19:01 | 0:19:04 | |
This is the notice that it's been transferred to Chichester. | 0:19:04 | 0:19:08 | |
..but none are the right one. | 0:19:08 | 0:19:10 | |
So, we're getting there, but you hadn't even opened that. | 0:19:11 | 0:19:14 | |
Mr McWilliam says because it's his wife's business, | 0:19:14 | 0:19:18 | |
he doesn't know where the court order is. | 0:19:18 | 0:19:21 | |
Are you able to give her a ring and see if she knows where she's put it? | 0:19:21 | 0:19:24 | |
Well, she might know where it is, sir. | 0:19:25 | 0:19:27 | |
And with all due respect, your paperwork seems | 0:19:27 | 0:19:29 | |
to be a bit of a shambles. | 0:19:29 | 0:19:30 | |
You've got letters you haven't even opened, and you can't find anything. | 0:19:30 | 0:19:33 | |
It might be worth giving her a call to see if she knows where it is. | 0:19:33 | 0:19:36 | |
Then amongst a pile of letters, it's Lawrence that strikes gold. | 0:19:38 | 0:19:42 | |
Oh, here it is. | 0:19:42 | 0:19:44 | |
It's the court order, | 0:19:44 | 0:19:45 | |
confirming there's a hearing in a few weeks' time. | 0:19:45 | 0:19:48 | |
But it's what it doesn't say that's crucial. | 0:19:48 | 0:19:50 | |
There's nothing that says enforcement action | 0:19:50 | 0:19:52 | |
is stayed in the interim. | 0:19:52 | 0:19:54 | |
It's the smoking gun Lawrence needs. | 0:19:56 | 0:19:59 | |
He can now press on to try to get the claimant her money back. | 0:19:59 | 0:20:02 | |
It doesn't stay execution in the meantime, | 0:20:03 | 0:20:07 | |
so the amount outstanding is £1,903.03, | 0:20:07 | 0:20:10 | |
which needs to be paid immediately, or goods will be removed. | 0:20:10 | 0:20:13 | |
-Is there no-one that could lend you the money? -No. | 0:20:16 | 0:20:19 | |
Right, well, goods will be removed to clear the debt then, sir. | 0:20:19 | 0:20:23 | |
Lawrence wastes no time in ordering a removal van. | 0:20:23 | 0:20:26 | |
All right? Can I have a Luton van? | 0:20:26 | 0:20:30 | |
I think it should all fit in a Luton. | 0:20:30 | 0:20:33 | |
The sheriffs get to work deciding which items to take. | 0:20:35 | 0:20:38 | |
In particular, they've got their eyes on the mobility scooters, | 0:20:38 | 0:20:41 | |
which are the most valuable things in the shop. | 0:20:41 | 0:20:45 | |
But now, faced with their removal, Mr McWilliam | 0:20:45 | 0:20:47 | |
claims they're not the shop's. | 0:20:47 | 0:20:49 | |
Right, have you got paperwork to that effect? | 0:20:54 | 0:20:56 | |
You know, paperwork where you enter into a contract | 0:20:56 | 0:20:58 | |
with people to sell goods on their behalf. | 0:20:58 | 0:21:00 | |
Well, then, the goods will be going because there's no evidence that | 0:21:06 | 0:21:09 | |
they belong to anybody else. | 0:21:09 | 0:21:11 | |
But just when it looks like this job's only going one way, | 0:21:11 | 0:21:14 | |
events take a surprising turn. | 0:21:14 | 0:21:17 | |
Mr McWilliam has phoned the courts, | 0:21:17 | 0:21:19 | |
and is asking them to intervene on his behalf. | 0:21:19 | 0:21:22 | |
He appears to have found a sympathetic ear | 0:21:36 | 0:21:38 | |
and hands the phone to Lawrence. | 0:21:38 | 0:21:41 | |
What I've said to the gentleman, | 0:21:41 | 0:21:42 | |
he's obviously applied for a set aside because he's got | 0:21:42 | 0:21:46 | |
the hearing date, but he hasn't applied for a stay in the interim. | 0:21:46 | 0:21:49 | |
I've got a truck on the way to remove the contents of the shop. | 0:21:49 | 0:21:53 | |
He should have applied for a stay. He hasn't, he hasn't got one, | 0:21:53 | 0:21:55 | |
so the writ is live and we're here to execute it today. | 0:21:55 | 0:21:58 | |
But the woman at the court wants to double-check. | 0:21:59 | 0:22:03 | |
She's gone. | 0:22:03 | 0:22:05 | |
Well, she's going to go and speak to the judge. | 0:22:05 | 0:22:08 | |
A few minutes later, she rings back. | 0:22:08 | 0:22:11 | |
PHONE RINGS | 0:22:11 | 0:22:13 | |
And it's just what Lawrence had feared. | 0:22:16 | 0:22:19 | |
I need a copy of that revised order e-mailing to me, please. | 0:22:19 | 0:22:22 | |
A judge has revised the court order and even though he hasn't | 0:22:24 | 0:22:27 | |
paid for it, Mr McWilliam has now been granted a stay of execution. | 0:22:27 | 0:22:33 | |
As it's the sheriff's job to carry out the court's wishes, | 0:22:33 | 0:22:36 | |
they have to leave empty-handed. | 0:22:36 | 0:22:38 | |
But later in the programme, we'll find out what happens | 0:22:38 | 0:22:41 | |
when they're back two months later. | 0:22:41 | 0:22:43 | |
The sheriffs are used to dealing with all | 0:22:54 | 0:22:56 | |
manner of obstacles in order to get debts paid. | 0:22:56 | 0:22:59 | |
But once in a while, their mettle is really tested | 0:22:59 | 0:23:02 | |
and it's not always possible to get the outcome they want. | 0:23:02 | 0:23:06 | |
In Burnley, Alan Pennington is on his way to see a second-hand car | 0:23:06 | 0:23:10 | |
business called East Lancs Car And Commercials Ltd, | 0:23:10 | 0:23:13 | |
who've been taken to court by a customer. | 0:23:13 | 0:23:16 | |
The claimant states that they bought a Suzuki. | 0:23:17 | 0:23:20 | |
And they've had nothing but faults on the car. | 0:23:21 | 0:23:25 | |
And a new MOT was promised. | 0:23:25 | 0:23:27 | |
And that didn't happen. | 0:23:27 | 0:23:30 | |
The claimant won her case by default after | 0:23:31 | 0:23:33 | |
the dealer didn't offer a defence. | 0:23:33 | 0:23:36 | |
Now Alan's on his way there to see if he can recover £2,285 owed. | 0:23:36 | 0:23:41 | |
But when he arrives, | 0:23:42 | 0:23:43 | |
there's a different name on the signs outside the business. | 0:23:43 | 0:23:47 | |
East Lancs Van Sales. | 0:23:47 | 0:23:49 | |
As this is the address on his writ | 0:23:49 | 0:23:51 | |
and where the claimant bought their car, he heads in anyway. | 0:23:51 | 0:23:55 | |
There are certainly assets here. | 0:23:55 | 0:23:56 | |
Now all he needs to do is find the boss, Shaun Cosgrove. | 0:23:56 | 0:24:01 | |
Hello! | 0:24:01 | 0:24:03 | |
Mr Cosgrove? | 0:24:03 | 0:24:04 | |
Is he here? | 0:24:06 | 0:24:07 | |
No matter. Alan's here to do his job whether the boss is in or not. | 0:24:08 | 0:24:13 | |
-I'm an Enforcement Agent. I'm here with a High Court writ... -OK. | 0:24:13 | 0:24:17 | |
OK. For East Lancs Car And Commercials Ltd. | 0:24:17 | 0:24:19 | |
East Lancs Vans. | 0:24:21 | 0:24:23 | |
It might sound similar, but it's not who Alan's looking for. | 0:24:24 | 0:24:27 | |
So he needs to find out whether East Lancs Vans | 0:24:27 | 0:24:30 | |
is just a trading name | 0:24:30 | 0:24:31 | |
the debtor uses or if it really is a different company. | 0:24:31 | 0:24:35 | |
Is it Shaun Cosgrove still in charge, is he? | 0:24:35 | 0:24:38 | |
Brian? | 0:24:39 | 0:24:40 | |
And Brian is soon on the phone. | 0:24:41 | 0:24:44 | |
My name's Mr Pennington from the High Court Sheriffs Office. | 0:24:44 | 0:24:48 | |
I'm looking for a Shaun Cosgrove. | 0:24:48 | 0:24:51 | |
The man says that's not him. | 0:24:51 | 0:24:53 | |
Yeah, but what's your name then? | 0:24:53 | 0:24:56 | |
Alan's told he doesn't need to know. | 0:24:56 | 0:24:58 | |
Well, I do. I want to get to the bottom of it, don't I? | 0:24:59 | 0:25:02 | |
Brian is refusing to give his full name. | 0:25:03 | 0:25:05 | |
He also says none of the vehicles here | 0:25:05 | 0:25:08 | |
belong to East Lancs Cars And Commercials Ltd. | 0:25:08 | 0:25:11 | |
Who are they owned by? Who are they owned by? | 0:25:11 | 0:25:14 | |
Again, Brian won't say. | 0:25:14 | 0:25:16 | |
You're trading as East Lancs Van Sales, aren't you? | 0:25:16 | 0:25:19 | |
So you're going to have some paperwork. | 0:25:19 | 0:25:21 | |
If you're trading as East Lancs Van Sales, you'll have a company's | 0:25:21 | 0:25:24 | |
house number, won't you? | 0:25:24 | 0:25:25 | |
Brian isn't giving anything away. | 0:25:25 | 0:25:27 | |
So Alan tries to find out for himself. | 0:25:27 | 0:25:29 | |
He heads into their office, and begins examining their paperwork. | 0:25:31 | 0:25:35 | |
As a High Court Enforcement Agent, Alan is acting | 0:25:39 | 0:25:41 | |
well within his powers. | 0:25:41 | 0:25:43 | |
Right. High Court writ, all stamped, OK? | 0:25:47 | 0:25:49 | |
All I want him to do is, Brian, is to be helpful to me | 0:25:55 | 0:25:57 | |
and I'll go away. | 0:25:57 | 0:25:59 | |
But then Alan finds a clue. | 0:25:59 | 0:26:01 | |
I've just seen one of your receipts. | 0:26:01 | 0:26:04 | |
East Lancs Car And Commercials. | 0:26:04 | 0:26:08 | |
That suggests the debtor company is still trading here. | 0:26:08 | 0:26:11 | |
But unfortunately, the receipt isn't for a vehicle, | 0:26:11 | 0:26:14 | |
so it isn't much help in terms of finding valuable assets. | 0:26:14 | 0:26:17 | |
Receipts for those are apparently with Brian. | 0:26:17 | 0:26:20 | |
Why don't you bring them down and show me, so I can go away? | 0:26:22 | 0:26:25 | |
Why are you being awkward? | 0:26:25 | 0:26:27 | |
Awkward is an understatement. | 0:26:27 | 0:26:29 | |
Brian tells Alan to go ahead | 0:26:29 | 0:26:31 | |
and order a low-loader to remove vehicles to cover the debt. | 0:26:31 | 0:26:35 | |
But he says when it arrives, he'll turn up with proof | 0:26:35 | 0:26:38 | |
they don't belong to the debtor company, so can't be taken. | 0:26:38 | 0:26:42 | |
The only way Alan can find out | 0:26:42 | 0:26:44 | |
if he's telling the truth is to call his bluff. | 0:26:44 | 0:26:47 | |
It might well prove to be a waste of time, | 0:26:47 | 0:26:49 | |
but Alan's job is to do whatever he can to get the claimant's | 0:26:49 | 0:26:53 | |
money back, so it's the only option left. | 0:26:53 | 0:26:56 | |
The office is ringing for a low-loader now, so I'm just going to | 0:26:56 | 0:26:59 | |
check the size of the vehicles to see which ones we can take. | 0:26:59 | 0:27:04 | |
Calling the low-loader unleashes a bout of activity | 0:27:04 | 0:27:07 | |
inside the car yard. | 0:27:07 | 0:27:08 | |
The staff are removing car keys from the office, the shutters to the unit | 0:27:08 | 0:27:12 | |
have been rolled down, and they're blocking the exit to the yard. | 0:27:12 | 0:27:16 | |
-ON PHONE: -'Welcome to Lancashire Police.' | 0:27:17 | 0:27:19 | |
Alan's calling for backup. | 0:27:19 | 0:27:22 | |
I need some police assistance, please. | 0:27:22 | 0:27:24 | |
The atmosphere is getting tense. | 0:27:27 | 0:27:29 | |
A large number of people are gathering, | 0:27:29 | 0:27:31 | |
and the barricade to the car yard is growing. | 0:27:31 | 0:27:34 | |
Even a dog has been added to the mix. | 0:27:34 | 0:27:38 | |
The low-loader arrives. | 0:27:38 | 0:27:39 | |
This thing here, will that take that bollard away? | 0:27:41 | 0:27:43 | |
So do the police. | 0:27:46 | 0:27:49 | |
Basically, there's the High Court writ with the stamp on, OK. | 0:27:49 | 0:27:52 | |
And then, this guy turns up. | 0:27:52 | 0:27:54 | |
What's your name? | 0:27:56 | 0:27:57 | |
Is your name Shaun Cosgrove? | 0:27:58 | 0:28:00 | |
Which vans? | 0:28:06 | 0:28:08 | |
I'm not taking them. | 0:28:08 | 0:28:10 | |
There's a van inside. | 0:28:10 | 0:28:11 | |
This is what I asked over an hour and a half ago | 0:28:17 | 0:28:19 | |
and no-one bothered... | 0:28:19 | 0:28:20 | |
So Brian's rang you, has he? | 0:28:23 | 0:28:25 | |
Alan can only take control of assets, | 0:28:27 | 0:28:30 | |
if they belong to the debtor. | 0:28:30 | 0:28:32 | |
So if the man really does have invoices in a different | 0:28:32 | 0:28:35 | |
company name, then the vans can't be removed. | 0:28:35 | 0:28:38 | |
Soon another man arrives with a bundle of paperwork. | 0:28:40 | 0:28:44 | |
Shall we go in the office, Mr...whoever your name is? | 0:28:44 | 0:28:47 | |
Inside the office, it's just as Alan feared it would be. | 0:28:47 | 0:28:52 | |
The invoices show that the cars belong not to the debtor, | 0:28:52 | 0:28:55 | |
East Lancs Car And Commercials Ltd, | 0:28:55 | 0:28:57 | |
but to a company called Used Car Sales Co Ltd. | 0:28:57 | 0:29:01 | |
Shaun Cosgrove is the director of both. | 0:29:01 | 0:29:03 | |
But they're separate legal entities. | 0:29:03 | 0:29:05 | |
Alan is going to have to leave without payment | 0:29:08 | 0:29:10 | |
and the frustration shows. | 0:29:10 | 0:29:12 | |
I think he just basically wanted to waste my time. | 0:29:13 | 0:29:16 | |
He knew what he was going to do. | 0:29:16 | 0:29:17 | |
He basically said to me, "You do what you need to do | 0:29:17 | 0:29:20 | |
"and when you arrive, I'll show you the paperwork." | 0:29:20 | 0:29:23 | |
He's messed my time. He's messed the police time. | 0:29:23 | 0:29:26 | |
Simply because he knew it would cost the sheriffs money | 0:29:26 | 0:29:29 | |
and not cost him anything. | 0:29:29 | 0:29:32 | |
On this occasion, persistence hasn't paid off. | 0:29:32 | 0:29:35 | |
But for the sheriffs, a thick skin is part of the job description. | 0:29:35 | 0:29:38 | |
I suppose it's the way things happen. You win some, you lose some. | 0:29:38 | 0:29:42 | |
As East Lancs Car And Commercials Ltd doesn't appear to have | 0:29:42 | 0:29:45 | |
any assets that can be removed to cover its debt, there's | 0:29:45 | 0:29:48 | |
nothing more that can be done to get the claimant's money back. | 0:29:48 | 0:29:51 | |
Sheriffs are now officially known as High Court Enforcement Agents | 0:29:53 | 0:29:57 | |
and they'll collect the money you're owed. | 0:29:57 | 0:29:59 | |
My job is to collect in full or remove goods. | 0:29:59 | 0:30:02 | |
They've got more powers of entry than bailiffs. | 0:30:02 | 0:30:05 | |
We don't have to take any notice of your security protocol, I'm afraid. | 0:30:05 | 0:30:08 | |
And there's no limit on the size of the debts they can pursue. | 0:30:08 | 0:30:11 | |
£1.6 million. | 0:30:11 | 0:30:14 | |
Their fees are set by the government, which debtors have to | 0:30:14 | 0:30:17 | |
pay on top of what they already owe. | 0:30:17 | 0:30:20 | |
Thank you very much. See you later. | 0:30:20 | 0:30:22 | |
If the sheriffs can't recover any of your money, | 0:30:22 | 0:30:25 | |
there's a fee of £75 plus VAT. | 0:30:25 | 0:30:27 | |
Earlier, Lawrence and Kev visited a shop | 0:30:36 | 0:30:39 | |
called Non Stop Mobility in East Wittering. | 0:30:39 | 0:30:42 | |
They'd been taken to court by a customer who'd been refused | 0:30:42 | 0:30:45 | |
a refund after buying a faulty scooter. | 0:30:45 | 0:30:48 | |
The sheriffs had to walk away empty-handed after a judge | 0:30:48 | 0:30:52 | |
granted the shop a last-minute stay of execution | 0:30:52 | 0:30:55 | |
to allow an appeal to take place. | 0:30:55 | 0:30:57 | |
Now two months later, | 0:30:59 | 0:31:01 | |
Lawrence and Kev are heading to the seaside town once again. | 0:31:01 | 0:31:05 | |
He's had his hearing. The case has been thrown out. | 0:31:05 | 0:31:07 | |
So we're on our way back here now. | 0:31:07 | 0:31:10 | |
Going to get payment. Well, we're hoping to get payment. | 0:31:10 | 0:31:12 | |
But the sheriffs aren't banking on it being that simple. | 0:31:12 | 0:31:15 | |
Last time the shopkeeper said | 0:31:15 | 0:31:16 | |
he didn't have the money | 0:31:16 | 0:31:19 | |
and now with extra fees | 0:31:19 | 0:31:21 | |
the bill's gone up. | 0:31:21 | 0:31:22 | |
Best case scenario, he's expecting us and he's got the money | 0:31:22 | 0:31:25 | |
sitting there waiting for us, but I shouldn't think so. | 0:31:25 | 0:31:27 | |
One of the problems I foresee we're going to have is the main stuff | 0:31:27 | 0:31:30 | |
of value was the scooters he had in there, the mobility scooters. | 0:31:30 | 0:31:33 | |
Considering he knows he's lost his case, they might have gone. | 0:31:34 | 0:31:37 | |
He's going to know we're going to be back. | 0:31:39 | 0:31:41 | |
Lawrence and Kev march up the street and into the shop. | 0:31:43 | 0:31:46 | |
Hello? | 0:31:48 | 0:31:50 | |
At first the shop looks to be unattended. | 0:31:50 | 0:31:52 | |
But then Mr McWilliam emerges from the back. | 0:31:52 | 0:31:55 | |
-Oh, hello. -Hello again, sir. | 0:31:57 | 0:31:58 | |
You lost your appeal, didn't you? So now the full total is due. | 0:31:58 | 0:32:01 | |
We're here today to take control of goods to the value of £3,268.36. | 0:32:01 | 0:32:07 | |
Were you not aware you lost? | 0:32:07 | 0:32:09 | |
This time he asks our cameraman to leave. | 0:32:16 | 0:32:19 | |
He tells Lawrence he thought he'd won his case. | 0:32:19 | 0:32:22 | |
He gets out some paperwork from the court, which he says will | 0:32:22 | 0:32:25 | |
prove it, but it's a move that spectacularly backfires. | 0:32:25 | 0:32:29 | |
He's saying he doesn't know anything about it. | 0:32:31 | 0:32:33 | |
And then produces a letter that is an order saying | 0:32:33 | 0:32:36 | |
that his case has been dismissed | 0:32:36 | 0:32:37 | |
and he also has got an extra £1,500 | 0:32:37 | 0:32:39 | |
on top of the judgment debt. | 0:32:39 | 0:32:42 | |
So by producing this letter, his debt's got £1,500 added to it. | 0:32:42 | 0:32:46 | |
So he's not best pleased about that. | 0:32:46 | 0:32:49 | |
The sheriffs hadn't been told about the additional costs | 0:32:49 | 0:32:52 | |
awarded by the court. | 0:32:52 | 0:32:53 | |
Now they've been added the shop owes well over £4,500. | 0:32:53 | 0:32:58 | |
And Mr McWilliam isn't about to settle up. | 0:32:58 | 0:33:00 | |
He's saying he hasn't got any money to pay, | 0:33:02 | 0:33:04 | |
the same as he was last time, and to be honest, I don't doubt him. | 0:33:04 | 0:33:06 | |
His wife's got no money, he's got no money. | 0:33:06 | 0:33:09 | |
So the only thing we've got of value really are the scooters. | 0:33:09 | 0:33:11 | |
I think there's nine scooters in total. | 0:33:11 | 0:33:13 | |
He's saying he's signed a letter saying that his mate owns them, | 0:33:13 | 0:33:17 | |
but it's literally, just a bit of paper. | 0:33:17 | 0:33:19 | |
So we've decided we're going to take these scooters, | 0:33:19 | 0:33:23 | |
cos there's no other way we're going to get paid here at all. | 0:33:23 | 0:33:25 | |
In fact, it's not just the scooters that will be going. | 0:33:25 | 0:33:29 | |
To get the claimant her money back, | 0:33:29 | 0:33:30 | |
they're going to have to pretty much clear out the shop. | 0:33:30 | 0:33:33 | |
Lawrence has begun listing the goods one by one. | 0:33:33 | 0:33:36 | |
And Kev reckons he's rather enjoying it. | 0:33:36 | 0:33:40 | |
He's got a bit of a glint in his eye | 0:33:40 | 0:33:42 | |
looking at some of these scooters, | 0:33:42 | 0:33:43 | |
There's a sort of wide scooter that he's got his eye on, I think. | 0:33:43 | 0:33:47 | |
He's sort of coming to that sort of age. | 0:33:47 | 0:33:49 | |
Don't tell him that, though. | 0:33:49 | 0:33:50 | |
But Lawrence shouldn't get carried away too quickly | 0:33:52 | 0:33:54 | |
as Mr McWilliam has again put in a call to the local | 0:33:54 | 0:33:57 | |
court in a bid to stop the sheriffs in their tracks. | 0:33:57 | 0:34:00 | |
The owner has been on the phone to the court, like he was last time, | 0:34:02 | 0:34:05 | |
when he got his stay very quickly, | 0:34:05 | 0:34:07 | |
and he's spoken to someone at the court and they've advised him to | 0:34:07 | 0:34:10 | |
fill in some different form that she's going to submit to the judge. | 0:34:10 | 0:34:14 | |
And in the meantime, the atmosphere inside the shop is heating up | 0:34:15 | 0:34:19 | |
as a man has arrived with a large Alsatian dog. | 0:34:19 | 0:34:22 | |
It turns out he's got some sort of stake in this business, | 0:34:23 | 0:34:26 | |
so he's got money invested in it. | 0:34:26 | 0:34:28 | |
I think he's the guy that owns the scooters as well | 0:34:28 | 0:34:30 | |
or claims to own the scooters. | 0:34:30 | 0:34:32 | |
But I think he's got actual more investment than just that. | 0:34:32 | 0:34:35 | |
He sort of bombed in here with his Alsatian, | 0:34:35 | 0:34:37 | |
telling us we're not going to do this and that and what have you. | 0:34:37 | 0:34:41 | |
But it's going to take more than a large dog to put | 0:34:41 | 0:34:44 | |
the sheriffs off and the man soon leaves. | 0:34:44 | 0:34:48 | |
Meanwhile, Mr McWilliam has heard back from his latest | 0:34:48 | 0:34:51 | |
appeal to the courts | 0:34:51 | 0:34:52 | |
and this time, he hasn't been so lucky. | 0:34:52 | 0:34:55 | |
Surprisingly enough, the judge has seen it already | 0:34:55 | 0:34:58 | |
but dismissed everything. | 0:34:58 | 0:34:59 | |
So that avenue for him has gone now. | 0:34:59 | 0:35:03 | |
He's insisting he's got no way to pay. | 0:35:03 | 0:35:05 | |
He's phoned round his friends and everyone else to see | 0:35:05 | 0:35:07 | |
if anyone will help, but there's no-one going to do anything. | 0:35:07 | 0:35:10 | |
So the entire contents of the shop are going to be removed. | 0:35:10 | 0:35:14 | |
There's three scooters, I think, that we've seen paperwork for | 0:35:14 | 0:35:17 | |
to show us that they don't belong to this Limited Company. | 0:35:17 | 0:35:20 | |
The rest of it's going to be going and the truck is on its way. | 0:35:20 | 0:35:24 | |
It's obvious the business is struggling, | 0:35:24 | 0:35:26 | |
and emptying the shop isn't ideal for anyone. | 0:35:26 | 0:35:29 | |
So Lawrence and Kev do make one last-ditch attempt to get the man | 0:35:29 | 0:35:33 | |
to make some kind of payment, | 0:35:33 | 0:35:35 | |
but it doesn't have quite the reaction they'd hoped for. | 0:35:35 | 0:35:39 | |
We basically said if he could get two and half grand together, then | 0:35:39 | 0:35:42 | |
we could leave his stuff here and put an arrangement in place for him. | 0:35:42 | 0:35:46 | |
Cos he's under no illusion that in March his business gets busier, | 0:35:46 | 0:35:49 | |
so he can pay it back. | 0:35:49 | 0:35:50 | |
But he's not going for it, can't get any funds together, so he's gone. | 0:35:50 | 0:35:53 | |
He's given us the keys to the shop and he's off, left us to it. | 0:35:53 | 0:35:57 | |
If that's what he wants to do, it's up to him. | 0:35:57 | 0:36:00 | |
The truck pulls up outside, and Lawrence and Kev start loading. | 0:36:00 | 0:36:04 | |
That's going to be the first one. | 0:36:05 | 0:36:07 | |
What's the best way to take them? | 0:36:08 | 0:36:10 | |
Cos we don't want them going down those steps. | 0:36:10 | 0:36:12 | |
There's only one thing for it. | 0:36:12 | 0:36:14 | |
After all, Lawrence is at home on anything with four wheels | 0:36:25 | 0:36:29 | |
even if it only goes 5mph. | 0:36:29 | 0:36:32 | |
I do have some knowledge of mobility scooters. | 0:36:33 | 0:36:37 | |
My mother got through a few in her latter years, God rest her. | 0:36:37 | 0:36:41 | |
Managed to fit a few in the back of my van | 0:36:41 | 0:36:43 | |
when they'd broken down and I had to go and collect her. | 0:36:43 | 0:36:46 | |
She used to run out of batteries. | 0:36:46 | 0:36:48 | |
And whatever the vehicle, he still appreciates quality engineering. | 0:36:48 | 0:36:52 | |
It's got a brilliant turning circle, that one. | 0:36:53 | 0:36:55 | |
Look at that. | 0:36:55 | 0:36:57 | |
Doesn't stop, whole time. Never stops. | 0:36:57 | 0:37:00 | |
On and on. | 0:37:00 | 0:37:02 | |
Kev, meanwhile, is wrestling with the complexity of the machines. | 0:37:04 | 0:37:08 | |
What's going on here? What's he done to this one? Has he broken this one? | 0:37:08 | 0:37:12 | |
This one's got something wrong with it, Lawrence. | 0:37:12 | 0:37:15 | |
Only Lawrence doesn't have the same problem. | 0:37:15 | 0:37:17 | |
It's very slow, but I'll get there. | 0:37:18 | 0:37:20 | |
Might have to push a bit. | 0:37:23 | 0:37:25 | |
As for Kev, | 0:37:26 | 0:37:28 | |
-he's still struggling... -It's not neutral. What am I not doing right? | 0:37:28 | 0:37:33 | |
..and is ultimately beaten. | 0:37:33 | 0:37:34 | |
This one, Lawrence, is broken. | 0:37:36 | 0:37:38 | |
What have you done with it? | 0:37:38 | 0:37:39 | |
-It's just broke. -It's not broken. | 0:37:39 | 0:37:42 | |
You muppet. What's the matter with you? | 0:37:42 | 0:37:44 | |
With the scooters loaded, attention turns to the | 0:37:47 | 0:37:49 | |
rest of the stuff in the shop. | 0:37:49 | 0:37:52 | |
Yeah, all right. | 0:37:52 | 0:37:53 | |
Is it going to go through? | 0:37:55 | 0:37:57 | |
But with space running out in the van, | 0:37:57 | 0:38:00 | |
they're going to have to be picky. | 0:38:00 | 0:38:01 | |
What do you want to do about the washing machine? | 0:38:01 | 0:38:03 | |
-I don't think it'll fit, anyway. -No? | 0:38:03 | 0:38:05 | |
It's got money in it, but I don't think it's going to fit, is it? | 0:38:05 | 0:38:08 | |
They fill up the van as much as they can | 0:38:08 | 0:38:10 | |
and though it probably won't be enough to cover the £4,500 | 0:38:10 | 0:38:14 | |
the shop owes, every bit helps. | 0:38:14 | 0:38:16 | |
Mobility stuff has got a value. | 0:38:17 | 0:38:20 | |
There's a few bits in there that are worth a reasonable amount of money, | 0:38:20 | 0:38:23 | |
but most of it's second-hand. | 0:38:23 | 0:38:25 | |
It'll have some value to it. | 0:38:25 | 0:38:27 | |
And that means that the customer who took the shop to court | 0:38:27 | 0:38:30 | |
will get at least some of their money back. | 0:38:30 | 0:38:33 | |
Sheriff Ken Warby is in Dunstable, near Luton, | 0:38:46 | 0:38:49 | |
on his way to a trading estate. | 0:38:49 | 0:38:52 | |
We're going to visit a large furniture store, SCS, | 0:38:52 | 0:38:56 | |
the original debt is just over £2,000. | 0:38:56 | 0:38:59 | |
Ken's attending on behalf of a customer who bought | 0:39:02 | 0:39:05 | |
a recliner sofa, but the leather finish began to peel off. | 0:39:05 | 0:39:08 | |
When she asked the store for her money back, | 0:39:10 | 0:39:12 | |
she was instead offered an alternative sofa at a reduced price. | 0:39:12 | 0:39:16 | |
She wasn't happy, and despite the Citizens' Advice Bureau | 0:39:17 | 0:39:21 | |
intervening on her behalf, they couldn't come to an agreement. | 0:39:21 | 0:39:24 | |
So she took SCS to court | 0:39:25 | 0:39:28 | |
and when they didn't offer a defence, | 0:39:28 | 0:39:30 | |
was awarded a default judgment. | 0:39:30 | 0:39:32 | |
Ken's not expecting them to remember. | 0:39:32 | 0:39:36 | |
I'll give them enough time to try | 0:39:36 | 0:39:38 | |
and find out exactly who the claimant is, chances are they'll | 0:39:38 | 0:39:42 | |
need to speak to the head office | 0:39:42 | 0:39:43 | |
because this is just one of their branches. | 0:39:43 | 0:39:46 | |
But given the stock he knows will be on site, | 0:39:46 | 0:39:48 | |
he's not going to take no for an answer. | 0:39:48 | 0:39:50 | |
They'd have more than enough assets to cover the debt here, | 0:39:52 | 0:39:54 | |
pick one of about 30 or 40 three-piece-suites if you like. | 0:39:54 | 0:39:58 | |
Sometimes Sheriffs go direct to the company's head office, | 0:39:58 | 0:40:03 | |
but they're entitled to enforce anywhere the debtor has assets. | 0:40:03 | 0:40:07 | |
This is one of a dozen or so stores they've got up and down the country. | 0:40:07 | 0:40:11 | |
However, the notice of enforcement would have come to this address. | 0:40:11 | 0:40:17 | |
It's the address on the writ, so Ken heads in. | 0:40:18 | 0:40:21 | |
SCS, I'd like to speak to the person in charge. My name's Mr Warby. | 0:40:24 | 0:40:28 | |
It doesn't take the man long to | 0:40:30 | 0:40:32 | |
realise he's not about to make a sale. | 0:40:32 | 0:40:34 | |
We're asked to leave while Ken starts the process of getting | 0:40:34 | 0:40:37 | |
through to someone with the power to pay up. | 0:40:37 | 0:40:41 | |
This is as I thought it would be, big company, | 0:40:41 | 0:40:44 | |
I've just spoken to the store manager, | 0:40:44 | 0:40:46 | |
he doesn't know who this person is, | 0:40:46 | 0:40:49 | |
so he's now contacting his head office. | 0:40:49 | 0:40:51 | |
It's a smallish debt, really, to a company this size, | 0:40:51 | 0:40:55 | |
I'll give them a bit of time. | 0:40:55 | 0:40:56 | |
There's only going to be one outcome, though. | 0:40:56 | 0:40:59 | |
I want the money for my client, that's it. | 0:40:59 | 0:41:00 | |
The manager is off the phone and Ken heads back inside to talk to him. | 0:41:02 | 0:41:06 | |
Oh, do you want me up there? | 0:41:06 | 0:41:08 | |
I'll come up there. How do I get up there? | 0:41:08 | 0:41:10 | |
Some progress has been made. | 0:41:12 | 0:41:14 | |
The company's head office in Sunderland are now aware of Ken | 0:41:14 | 0:41:17 | |
eyeing up their sofas and have said they're looking into it. | 0:41:17 | 0:41:21 | |
I spoke to a lady, nice lady, | 0:41:22 | 0:41:24 | |
I did tell her we need to get this resolved today. | 0:41:24 | 0:41:28 | |
This manager is going to fax over a copy of the actual | 0:41:28 | 0:41:34 | |
writ of control, so it's just a question of waiting at the moment. | 0:41:34 | 0:41:39 | |
With nothing else he can do, Ken has a quick sit down | 0:41:41 | 0:41:44 | |
and his thoughts turn momentarily to his own living room. | 0:41:44 | 0:41:48 | |
The sofa's really nice, actually, it reclines a treat. | 0:41:50 | 0:41:54 | |
The one I'm looking for really is on a button, electric, on a button, | 0:41:54 | 0:41:58 | |
if I can get one like that. | 0:41:58 | 0:42:00 | |
I'm not sure I'd get a discount here, somehow. | 0:42:00 | 0:42:02 | |
Finally, however, the manager is back | 0:42:03 | 0:42:05 | |
and an hour and a half after he arrived, Ken's done. | 0:42:05 | 0:42:08 | |
Head office are going to pay, | 0:42:10 | 0:42:11 | |
a control goods agreement has been signed, and yeah, successful job. | 0:42:11 | 0:42:15 | |
The customer's finally got her money back. | 0:42:15 | 0:42:19 | |
SCS might be a few thousand down on the day, | 0:42:19 | 0:42:22 | |
but after Ken spent the morning trying out every sofa in the shop, | 0:42:22 | 0:42:25 | |
they might have a new customer to make up for it. | 0:42:25 | 0:42:28 | |
Grey one was rather nice, | 0:42:30 | 0:42:31 | |
so I did say to them next time I come in, | 0:42:31 | 0:42:34 | |
if I'm not holding my clipboard, maybe we can do some business. | 0:42:34 | 0:42:36 | |
SCS told us... | 0:42:36 | 0:42:39 |