Episode 10 The Sheriffs Are Coming

-Meet The Sheriffs.

-My name's Mr Grix, my colleague and I are enforcement agents.

It's to do with a High Court order.

They work for the High Court, and if it says you're owed money,

it's their job to go and get it.

I'm here for £6,072.18.

They can demand payment on the spot.

I'm here for the full balance.

How are you going to pay it?

Or remove assets instead.

The car will be going unless you can pay it.

You'll have a week to pay in full before it gets sold at auction.

Obstructing their work can be a criminal offence.

-I wouldn't do that if I were you.

-The door needs to stay open.

Every year in England and Wales,

unpaid debts totalling more than £80 million

are recovered by The Sheriffs.

Coming up...

Neil Cummings bought an eco-friendly heating system,

which turned out to be dangerous.

I paid over £10,500.

I ended up with a system that was completely unsafe.

There's a dramatic intervention from Lawrence to stop assets disappearing

from the business that sold it.

They were literally engines running,

I just had to swing the van across and block them in.

Tommy's looking for a result at a football club with a debt to pay.

I won't leave here today without payment or taking stuff with me.

Lawrence confronts a car dealer who owes a £12,000 refund

to a customer.

I will ask the question again, what can you pay?

And Tommy and Craig remove not one but two vehicles

from a debtor's driveway.

It's eight o'clock in the morning,

and enforcement agent Lawrence Grix is already on the road.

He's heading into Surrey for an unpaid debt

owed by a business specialising in eco-friendly heating systems.

We're down near Guildford today,

just coming into a place called Gomshall.

We've got the Green Shop and Jan Aukstolis.

I believe it's a shop that sells wood-burning stoves and things,

and there was an issue with a wood-burning stove.

We're here today for just under £8,500.

The claimant in the case is Neil Cummings,

a self-employed builder who came across the company

after embarking on a labour of love, building his own family home.

I've built houses for other people,

but the idea of actually building a house specifically for us

was a lifelong ambition.

When we eventually found this plot, it didn't have any gas.

There's no gas supply, there's no oil here,

so I decided that I wanted to go the green route.

After researching his options,

Neil found a local supplier and installer,

the Green Shop in Gomshall.

He went to meet the man in charge, Jan Aukstolis.

He said, "Yes, absolutely no trouble,"

he could design a system for that, which he did.

He gave me a quote, which I accepted.

He talked the talk,

he seemed to certainly know what he was talking about.

At the heart of the whole system was a wood-burning stove,

and initially Neil was very pleased with the installation.

All of the work proceeded well and everything was installed.

Everything seemed to be fine and above board.

That was until Neil wanted to add a new feature on to the system,

and when he couldn't get hold of Mr Aukstolis,

called in another plumber.

He came along and had a look at the system that we had here

for a couple of hours, and he turned round and said,

"I'm really not happy".

He said that in his opinion,

the system didn't have enough safety features within it.

So Neil had it disconnected.

When he contacted the manufacturer of one of the other main components

in his heating system,

not only did they confirm what the plumber was saying,

they also forwarded an e-mail they'd sent to Mr Aukstolis.

And in the e-mail, it basically turned round and said that

the wood-burning stove used in conjunction with this particular system must,

and must was all in capital letters, "MUST have an in-built quench coil."

The quench coil is designed to release energy from the system

in the event of a power cut or safety features failing.

While it's not necessary in every wood-burning stove,

Neil's particular system required one,

and without it he feared he was sitting on a potential time bomb.

What we've actually got is a pressurised system,

which is building up and up and up.

It's like an old steam locomotive,

if you can't release the energy, it's going to explode,

and the idea of actually spending my life savings building this property,

to potentially have, you know,

my family in a dangerous situation, is scary.

Neil tried to get in touch with Jan Aukstolis to see what he had to say.

He didn't reply to any of my text messages, e-mails, I phoned him,

I went down to the shop, I couldn't get hold of him at all.

When I was actually paying the money out,

he was returning calls within half an hour.

However, as soon as he'd received the final amount of money,

the correspondence completely ceased.

Eventually, Neil decided the only option was to get quotes to rectify

the work and complete the installation,

and then take Mr Aukstolis and the Green Shop to court,

to cover the costs.

When they didn't defend the case, Neil won a default judgment.

Since then he hasn't paid any money at all,

so I've decided that I need to take this case further.

He's now escalated it to the High Court

and obtained a writ for the sheriffs to enforce.

At the end of the day,

I paid over £10,500 to Jan for the installation of this system,

of which I ended up with a system that was completely unsafe.

Money's tight, I haven't been able to rectify any of the situation,

and I won't be able to rectify it until I get any money,

if I do get any money, back from the sheriffs.

So hopefully in their hands we'll see what they can do.

Lawrence is en route to the shop,

and his research in the office has painted a promising picture

of what he might find.

It looks quite a reasonably large premises,

when you look at it on Google,

with a car park to the rear.

So hopefully they'll have assets there.

There is money in wood-burning stoves.

But Lawrence is foreseeing a potential pitfall.

Mr Cummings has obtained his writ in the name of the boss personally,

and the Green Shop, which is just a trading name,

and so not a legal entity.

Success this morning may boil down to how exactly

the business has been set up.

It is actually dependent really on whether Mr Aukstolis owns any of

the assets, or if there's a company trading there.

Lawrence arrives at the Green Shop

just as some workers are about to get into their vans.

I'm going to have to try and catch this fella here, I think.

So there's no hanging about.

Morning, gents. I'm looking for Jan Aukstolis.

-Is that you at all?

-No.

Is he here? Is Mr Aukstolis here?

Our cameraman retreats to the road,

while Lawrence tries to find out where Mr Aukstolis is,

but the workers here appear to be installers or engineers.

They're keen to get off to their first job of the day

and don't want to wait.

When they start preparing to leave, Lawrence swings into action...

Repositioning his van...

..and blocking the entire entrance to the car park.

Normally I would have tried to take the time to clamp them,

but where I was on my own and they were literally engines running,

about to dash out the car park, I just had to swing the van across

and block them in.

Sorry to have to do this to you, guys.

I fully appreciate that you're only just trying to earn a living

and do your job.

But as their vehicles are sign written

and could belong to the debtor,

Lawrence can't let them leave until he has answers,

which seem to be hard to come by.

Mr Aukstolis isn't here.

The guys that are here say that they basically run the place,

they don't see him very often.

They've tried contacting him on the phone,

I've tried contacting him on the phone,

we've got nowhere at the moment.

It just goes straight to voicemail.

The guys that are here now have just asked if I can give them five minutes,

so I don't know what they're going to try and do,

if they're going to try and pay it.

The three vehicles that I've managed to block in are all clear of finance.

If I can't get hold of him and the guys here can't get hold of him

then, yeah, I'll basically remove the vehicles.

But getting hold of Mr Aukstolis turns out to be quite simple after all.

One man who's here is showing more interest in the case.

Mr Grix, G-R-I-X.

And Lawrence puts two and two together.

So, are you Mr Aukstolis, then?

It is indeed Mr Aukstolis -

the man who sold Neil his dangerous heating system.

Lawrence shows him his writ and explains he's here for £8,440.

Mr Aukstolis tells him nothing here is owned by him,

but by his business,

which is registered as The Green Shop Gomshall Limited.

Lawrence demands proof of ownership,

but in the end he doesn't need to see it.

Perhaps mindful of his staff trapped in the car park

and unable to get to work,

Mr Aukstolis manages to come up with some money.

Lawrence moves his van out of the way and lets them go.

That didn't go too badly.

The gentleman there actually was Mr Aukstolis,

and he's managed to come up with just under £3,500 today,

and I've put him on a monthly arrangement of £1,000 a month for the rest.

All being well, he should clear his debt in five months.

He does admit that the limited company owes the money,

which is basically why he's paid some money today.

The vehicles, allegedly, belong to the limited company,

although that wasn't proven to me,

so I was still using them as leverage.

But we'll have to see what happens,

he may well just stick to his arrangement.

Down the road in Sussex,

word of the payment has come as a welcome relief to Neil Cummings.

Really good news from the sheriffs.

We've actually finally managed to get hold of the first initial payment of just over £3,500,

so that's come in and that's brilliant.

So we've already got the new wood-burning stove,

which is just sitting in place, it's not actually connected.

Let's just hope that Jan is true to his word

and honours the agreement and it will be the end to a lot of stress

and anxiety that we've had over the last year.

Using the County Courts to try to recover money you're owed isn't difficult.

1.5 million money claims are made every year in England and Wales,

involving anything from faulty goods or poor workmanship,

to unpaid invoices.

Claims can be filed by post or online for a small fee.

Both parties in the case will be asked to submit evidence

and you may have to attend a court hearing.

If you're successful,

a County Court judgment, or CCJ, will be issued against the debtor,

and if they still don't pay, that's when you call the sheriffs.

Enforcement agent Tommy Coyle is in the East Midlands,

with an unusual case on his hands against a sports club.

We're on our way to Corby today.

We're visiting Corby Town Football Club.

I think they're quite a small club.

There's previously been an agent visit the property,

spoke to a Steve, who's the chairman, who promised payment.

The payment has not been forthcoming.

Corby Town FC has been taken to court for unpaid invoices

by a company which has done ground work on the pitch.

The club didn't defend the case and judgment was issued by default.

It owes £10,965.

Tommy may not be much of a football fan,

but today he's hoping for a win.

Hopefully they'll have some assets there.

It could be a small bar, it could be some minivans,

for transporting the players round. It could be some trophies,

but I don't know how many trophies Corby Town have won recently,

but we'll have a look.

We're hoping for a result today, possibly a 3-2 for Tommy.

Thankfully, it's not match day.

Welcome to Corby Town FC.

Although Tommy has no trouble getting into the grounds,

finding anyone to talk to might be another matter.

But he soon navigates his way into some kind of clubhouse,

where a team talk appears to be underway.

-Hi, you all right?

-You all right? Is the chairman about?

Could you give him a call for me, it's quite urgent?

I'm an enforcement agent.

Tommy's stumbled on the club's youth academy,

and the man in charge offers to get the chairman on the phone.

-Is it?

-I don't know what else I can do.

Is there anyone else you can call?

The problem I have, I'm literally here,

I'm going to start listing assets down straightaway.

Once I've listed everything down,

I'll literally be getting contractors in

and start removing stuff.

Understandably, it's not what the man wants to hear,

especially as he says the academy is separate and not part of the club.

You got the paperwork to show that?

You need to get it.

Soon, the academy's finance director is on the phone,

telling Tommy he can't touch anything here.

Tommy explains the situation.

It boils down to we need to see evidence of what belongs to you.

So if you want to call the police,

and I'll carry on with what I've got to do here.

OK?

Tommy's presence here is ruffling a few feathers,

but he's got a writ to enforce, plain and simple.

If you can just show me the evidence

instead of just telling me that I can't do it

because that ain't going to get him nowhere.

Right, let's start listing everything down.

News that an enforcement agent is planning to remove the contents of

the clubhouse soon gets through to the right person.

-You all right?

-The chairman on the phone.

-Is this Steve, is it?

-Steve, yeah.

Hello, sir.

But club chairman Steve Noble hasn't called up to make a payment,

he instead has a different take on events.

What you're saying is he's willing to pay all the cost...

He's talking about a deal he's come to with the claimant.

I appreciate what you're saying,

but unless I'm instructed by a court,

I have to carry on with my actions today.

All right, speak to you in bit.

The chairman seems to think that he's come to an agreement with the claimant.

The claimant was going to pay our cost directly to us,

and then they was going to come to an agreement between themselves.

I've got no notes of that.

And a quick call to Tommy's office suggests that while

the claimant may be willing to accept a payment schedule,

he wants any such deal to be arranged through the sheriffs.

Oh, right, OK, so it's not what he said then.

In the meantime, Tommy's search for assets continues.

In the bar, there's some alcohol.

Limited wet stock.

And a modest collection of silverware.

Three cups up there, and one large one there,

so I'll make a note of them.

Though the first aid room turns out to be of more interest.

Here we go.

Resuscitating machine, an electronic one.

I think you just put the paddles on, start her up and it saves your life, basically.

They're really good bits of kit.

Tommy knows how to use one from his days in the Marines.

I was FA2 trained.

So I can do a bit of first aid, stop you bleeding out if you got shot.

Hopefully, that won't be necessary today.

Tommy takes the kit to the van and tries to reach the chairman again

to see if he's going to come up with the money.

Hello, Mr Noble, it's the enforcement agent.

But it's not the news he wanted.

The chairman still wants to come to an arrangement,

but without putting any money up front.

Without making that payment now,

we're not going to be able to facilitate anything

other than removing what we can.

We won't just come, leave a letter and then not return.

I'm sent back to enforce it,

and I won't leave here today without payment or taking stuff with me.

Tommy wants at least £3,000 now, but the chairman says he can't pay.

If you're telling me it's impossible to make any kind of payment today,

then kind of our conversation's going to come to an end because

I'm just going to have to carry on with what I'm going to do here.

Mr Noble, I'll probably be here for the next three hours because

I'll get the contractors on their way.

If anything does get sorted, let me know,

but we're going to carry on with what we're going to do here.

Right. Not paying anything then.

It looks like removal is Tommy's only option,

and he takes his search for assets pitch side.

Two goalposts...

Which, believe it or not, could be removed,

although they're not as useful as what's in the outbuildings.

That's the one. This is exactly what I'm looking for,

something with a bit of monetary value.

I'll have the keys, as well.

But before he can get too carried away,

he's interrupted by a groundsman.

Aren't they? Whose are they?

They're yours?

Have you got any evidence? Who are you?

And the groundsman's ownership of the sit-on mower

isn't the only third-party claim over the goods here.

The man from the academy is back,

with proof that it owns the laptops in the clubhouse.

Ten laptops and the case, the cabinet.

-If you print this off, I'm happy to leave all the laptops alone, all right?

-All right.

In terms of assets, the football club isn't proving to be rich pickings.

Tommy's running out of places to look,

and thoughts wander to Sheriffs FC.

I'll be a forward, Kev on the wing.

We'll have Wild in defence, with Ken.

Alan in goal, Grixy will be our manager.

Tommy returns to the van to start organising the removal,

but is interrupted by another phone call.

Let's get this right then,

you hold the lease for the grounds here and the building?

Yeah.

There's been a substitution and a new player is on the pitch.

It's the landlord, who's got wind that the club's goalposts,

among other things, might be about to be removed,

and it sounds like he could be willing to make a payment.

OK, sir. All right, speak to you in a bit. Bye.

He's willing to pay on their behalf the 3,000,

and he'll have it paid by midday tomorrow.

With limited assets here,

and other multiple claims over their ownership,

it's a deal Tommy's prepared to agree to.

The landlord soon arrives at the club,

where he meets with Tommy off-camera.

A controlled goods agreement is signed for the assets listed down,

and Tommy leaves satisfied.

With the complexities we had there

and the amount of third-party claims,

and with the property being leased by somebody else,

I think it's a good result, getting the CGA £1,500 per month,

with the £3,000 paid tomorrow.

The £3,000 arrived as promised,

and the company which did the work on the pitch

has started to receive its money.

Lawrence and Kev are in Sevenoaks in Kent.

They've got another High Court writ to enforce,

this time against a business which specialises in classic cars.

We are heading to a car garage called Karden Europe.

They owe £12,963.

This debt is relating to the sale of a Porsche, I believe.

The garage they're going to looks well-stocked,

and the sheriffs are feeling confident.

Little do they know that today is not going to go as well

as they would hope.

The case began when taxi driver Nick Lewthwaite from Durham

was looking to buy a new car for him and his wife.

After saving up some money and taking a loan,

they decided to treat themselves to the car of their dreams.

It was always my ideal thing to have a Porsche 911,

the most iconic car.

And when Nick found one on Auto Trader,

it seemed to be everything they wanted.

Light metallic blue, matching blue leather.

It had so many upgrades, it made the car really special.

Absolutely perfect for what we were looking for.

The car was some distance away in Kent,

at a dealers called Karden Europe Limited.

But Nick made the trip to have a look and met the company director,

-Andrew Austin.

-He seemed very knowledgeable.

On his website he'd been in the trade for 30 years.

He explained that he shipped cars all over the world.

He was a very convincing man.

Nick met the £34,000 asking price with

the part exchange of his previous car, a BMW, and £15,000 on top.

He then drove away as the proud owner of a Porsche 911.

Dream come true. It was an absolute dream come true.

But not everything about the car was perfect.

After about 100 miles, the clutch started getting slightly heavier

and it was starting to struggle to go into gear.

And Nick's wife found it even more difficult.

She said it was undriveable for her,

and that's when I rang them up and told them straightaway,

I said, "There's something not quite right here."

Mr Austin advised Nick to take it to a specialist who made some repairs,

but they also made an alarming discovery.

The car was still on a finance agreement,

which its previous owner hadn't paid off.

That means it was still technically owned by the bank.

I don't know how much was owing on the car,

but it still had four and a half years to run.

So I'm effectively paying for a car that I don't own.

Mr Austin claimed he'd taken out the finance arrangement himself as

the dealer and would soon clear it,

but when that didn't happen after a week,

Nick lost faith and arranged to return the car

and get his old one back.

I took the car to a local valeting place,

I got the car cleaned immaculate,

and I presented that car back to him in a better way than what I got it.

He looked round the car and he says, "I'll give you £12,500."

Which, along with the return of his BMW,

was £2,500 less than what he paid.

I said, "Well, you haven't mentioned this on the phone."

He said, "I've got my loss of profit."

Eventually Mr Austin offered to reimburse £13,000,

and Nick decided to accept it for the time being,

in the form of a cheque.

I thought, I'll take his cheque for £13,000,

and I'll take him to the small claims court for the £2,000.

I'm not going to get into a fist fight over a car.

Put his cheque into the bank, and unfortunately it bounced,

it was stopped.

Mr Austin later made a bank transfer for £3,000,

but despite Nick chasing time and time again for the rest,

it never came.

Eventually he made a claim through the County Courts,

prompting what seemed like a decent offer.

He would be happy to settle out of court at £11,400,

which would be paid within a month. He still never paid it.

So Nick resumed the court action, and this time the case was heard.

The judge ruled against Karden Europe,

in favour of Nick's wife Nicola,

as the purchase was originally made from her bank account.

But that judgment hasn't been paid either.

It was savings and a loan went to buy that car, £15,000,

an awful lot of money. And he's sitting with my money,

and I'm sitting with a bank loan.

Now the Lewthwaites have taken the next logical step.

So we've involved the sheriffs,

and basically they're probably the last hope to get any money.

Back in Kent, Lawrence and Kev are about to arrive at Karden Europe.

Kev's notes suggest Mr Austin wants to come to a deal.

The debtor has actually been in touch with us

and tried to make an arrangement...

..but we're going to head over there now and look for full payment.

I believe that the garage we're going to has got quite a lot of stock,

of particularly high-value cars.

So we're hoping that although 12,900 is quite a lot of money,

probably it would only take one of these cars to cover the debt entirely.

I just hope they're not owned by someone else.

The sheriffs pull into the garage and park up.

A man is on the forecourt.

-Hi sir, you work here?

-Yes.

It's Andrew Austin, the garage owner,

but he's interrupted before Lawrence can find out any more.

In the meantime, he eyes up the stock.

That's the TR6 that's on the website for 19,995, I believe.

Lovely. I always wanted one of them when I was younger.

Is that the original colour, as well?

Inca yellow, yeah, there's the hardtop for it, look.

That was a costly extra.

Not all the cars on display here are classics,

but there's certainly enough to get their teeth into.

The next question is, who owns them?

Mr Austin is off the phone, so it's time to find out.

My name's Mr Grix. My colleague and I are enforcement agents.

We've got a High Court writ against Karden Europe

in favour of a Mrs Nicola Lewthwaite.

-Oh, right, yeah.

-You've been in touch about it.

We're here today to take control of goods to the value of £12,963.19.

-OK.

-The only way to prevent further action is to pay in full.

OK, well we haven't got, Karden Europe wouldn't have that,

that amount of goods.

Well, there's plenty of stock on here.

Yeah... But Karden Europe works as a commission-based company.

-It sells...

-Right, so everything's on SOR?

-Yeah.

-Have you got paperwork to that effect?

-Yeah, pretty much, yeah.

-Yeah, if I can see, that's what I need to see.

Mr Austin says all his cars are sale or return - in other words,

he's selling them on behalf of their owners for a fee.

It's exactly what Lawrence and Kev had feared might be the case,

and Mr Austin seems to have the paperwork to prove it.

Basically, these are sale or return documents

for every vehicle that we've got here.

-Can I have a quick look through?

-Yeah, sure.

Right, we need to go out and check these.

I'll give you half, I'll have half.

They head outside and begin checking

the documents against every car here.

Right, I've got the Kangoo...

I've got the Maserati...

And one by one, they rule them out.

There's the Zafira.

-Polo.

-I've got the Merc.

-You've got the Merc, yeah.

-I've got the TR6 and I've got that Morris.

But there are a few cars which don't seem to be accounted for.

There's still other vehicles that are on the forecourt that aren't there,

which is the Alfa...

the Focus RS...

The Focus RS is my own personal vehicle.

-Right.

-That's all financed, on finance.

Right. The Audi?

-The Audi...

-And the black BM 3 series out the back.

It's on sale or return.

Right, so we need to see the paperwork for that.

I haven't got that at this moment in time.

So you didn't give the person a receipt?

No.

That's very...

Very trusting of him.

Mr Austin produces more paperwork, to rule out his car and the Alfa,

leaving just two within Lawrence's reach.

They're not worth that much, and so he now knows he's not in a position

to insist on full payment after all.

His best chance of recovering Nick Lewthwaite's missing money

might now rest on Mr Austin coming up with a decent offer.

So what were you initially proposing?

Well, I was thinking along the lines of I'll be happy to pay something

like £1,000 a month and reduce the balance that way.

Right. Can you kick it off with six?

-When?

-Now.

I can't physically do anything now, that's for sure.

Physically impossible.

Right... We need some kind of evidence of that, really, to be honest.

Mr Austin says the company has no money at all at the moment,

but Lawrence is sceptical.

As a business, you can't not be able to get your hands on some kind of money.

Have you got a bank statement you can show me

that shows your current financial state for the company?

No, not physically here.

But I would think we're about £400 overdrawn.

-Online?

-I can't do it online, no.

So you haven't got online banking at all?

No. Well, I have, but I can't physically do it here.

He does, however, manage to produce a recent e-mail from his bank.

There you are, look. "I note that the account is overdrawn at 484.

"Can you please make arrangements to repay this sum."

-Which we haven't done yet.

-Right.

-OK?

-Yeah.

-And there's only the one company bank account?

-Yeah.

Whilst I'm not disputing what you're saying,

it just seems unfathomable to me, to be honest,

that you've got these vehicles on sale or return.

So you haven't had to buy them, you just get a bit when you sell it,

so why has the company got no money?

-You know...

-Because we've paid our bills and we've kept up to date.

But with absolutely nothing on the table,

Lawrence is running out of options.

We need something today to get the ball rolling otherwise

low value that it is, I'll be obliged to take the Audi

because there's no evidence obviously that that is on sale or return, and the BM.

It's a situation they'd rather avoid,

especially as there's a strong possibility

that they do belong to customers.

As the two cars are the only leverage

the sheriffs have to squeeze any payment out of Mr Austin,

Lawrence calls his office to organise a tow truck.

All right...

Can you give Rob a buzz

and see what removal trucks he's got available?

Cheers, bye.

But rather that than coming up with the money, Mr Austin,

who's been working away at his computer,

produces a sale or return document for one of the vehicles.

It's not on headed paper.

-Yeah...

-That's the only problem.

Well, not quite.

It's not the lack of headed paper,

it's the lack of signature or anything.

But ten minutes later, that is also rectified.

Mr Austin pops into the back

and returns with signed SOR agreements for both cars.

Lawrence can't quite understand it.

Right, but you didn't have them just now,

so how have you got signed copies?

-I got them sent through.

-From where?

-From my accounts woman.

And she's filed and printed them. They've just printed through.

Sorry, they've come through from your accounts woman?

Yes. She does it from a remote access.

Mr Austin is saying the woman who does his accounts has just sent

the documents remotely to his printer.

Lawrence doesn't believe him.

I believe you've just written these up yourself

and signed them yourself,

so I'll just leave the trucks on their way.

I haven't signed them myself, but there you go.

At this point, Mr Austin says he needs to go and get a car MOTed

and starts to leave.

Right, I've got to go.

-OK then, sir.

-I can't leave you in here.

You can't throw us out, either.

All right, look, what can I give you in the form of...?

-You've just said...

-No, no.

-From me personally, what...?

-You said you couldn't do anything.

I will ask the question again,

which I've asked you repeatedly since I've been here -

-what can you pay?

-Can I give you 500 quid?

-No, it's not enough.

-Well, there you go, that's my personal account,

with 663 in it.

I can do you £500 now,

and then we can sort out the terms of the rest of the deal.

After seeing a near empty bank account

and faced with the choice of either £500

or removing some low-value cars,

which probably don't belong to him anyway,

Lawrence has finally pushed it as far as he can.

He takes the £500

and gets Mr Austin to sign up to a repayment plan for £1,000 a month.

There's your receipt and your card.

You've paid £500 today.

-Yep.

-You've got to pay £1,000 a month.

-Yep.

-If you fail to stick to the arrangement,

we'll come back and take whatever cars are available at the time.

Yep.

It's not the outcome they wanted, but it's all they could do.

Unfortunately, Karden itself, even though it looks good on paper,

doesn't appear to really have any assets.

Basically every vehicle's on sale or return,

so Mr Austin paid £500 out of his own account,

basically just to get rid of us

and I've signed him up to £1,000 a month,

which, given that there isn't actually any leverage,

I don't think that was a bad, bad result.

But, you know, we pushed as hard as we could.

Hopefully he'll stick to it.

Mr Austin told us that the finance on the Porsche was taken out by his company

and would have been cleared if the Lewthwaites hadn't returned the car.

He says he deducted money from

the refund to cover his costs,

including extra mileage on the car

and a screw in one of the tyres.

He says he only stopped the cheque after

the Lewthwaites threatened further legal action,

and he says the company tries to act fairly at all times.

If you've won a County Court judgment and haven't been paid,

for £66 you can get the case transferred up to the High Court,

which will issue a writ for enforcement by the sheriffs.

My job is to collect in full or remove goods.

They've got special powers of entry.

We don't have to take any notice of your security protocol, I'm afraid.

And there's no limit on the size of the debts they can pursue.

£1.6 million.

If they're successful,

they'll recover your money and costs from the debtor.

Have you got the cash now then?

As well as their own fees, which are set by the government.

She's paid, the judgment is settled.

Thank you very much.

If the sheriffs can't get your money,

they'll ask you to pay a fee of £75 plus VAT.

In the Midlands,

Tommy is back on the road in pursuit of another unpaid debt.

This time he's got his trusted partner Craig Wild with him

and they're about to visit a man who owes a substantial sum of money.

So we're in the suburbs of Birmingham again today.

We're off to go and see a Mr Kev Dooley.

Mr Dooley was taken to court by another man several months ago.

He didn't defend the case and a judgment was issued against him by default.

He now owes £7,381.

The sheriffs have been trying

to contact Mr Dooley,

but with no success.

We've been there numerous times before,

had no response at all to our letters,

however there's a number of vehicles...

..in our guy's name,

so the intention is today to go and remove them,

if he's not going to pay the bill or play ball with us.

They reach Mr Dooley's home address,

and sure enough two of the vehicles they were hoping to find are there.

Yeah, so that van, which has got four grand's worth of value...

There's a Volkswagen van...

That's free of finance.

So we need to get a clamp on that.

And also the CA61 on the drive, yeah?

..and a Vauxhall hatchback.

That's 3,200 quid, that car.

The sheriffs get straight to work.

Tommy clamps the van, while Craig tries the door.

As usual, there's no answer.

There's got to be someone here, hasn't there?

There's all these cars here.

The main rubbish bin's completely empty.

The post is still in the door.

I've got a phone number.

-Try ringing him.

-He does, but it goes straight to answerphone.

Hello, this is a message for Mr Kev Dooley.

I need you to contact me as soon as possible, Mr Dooley. Thank you.

Let's order the truck.

-It's all we can do.

-It's all we can do, isn't it?

With Mr Dooley owing upwards of £7,000,

both vehicles will need to be removed to cover the debt.

But without keys for the car on the drive,

and another car blocking access for the tow truck,

it's not clear if it's going to be possible.

That's going to be a bit of a nightmare,

-getting through there, isn't it? On a flatbed.

-More than a nightmare.

Tommy's sceptical, but ever the optimist,

Craig presses ahead and books in the removal of both vehicles.

If they can get here for about 1:45pm, it'll be fine.

It's done. Sending two vehicles.

You're not going to get that out, mate.

Well, if they can't, they can't, let them try first.

They're the experts, aren't they?

I think it's going to cause a right headache.

The sheriffs retreat to the van to wait it out,

but soon Tommy spots a young man

who he thinks is taking an unusual amount of interest

-in what they're up to.

-See the red door?

He's been stood out the front of it watching us the whole time,

and he's only just gone in there.

-Could be the son.

-Maybe.

And shortly afterwards,

the person Tommy's seen comes over to speak to them,

accompanied by an older man.

Is it Mr Dooley?

-Is he?

-Yeah, he is.

Any way of getting in contact with him?

Right.

The man says he's just a neighbour

and the debtor is apparently away for another month.

Tommy explains he's a High Court enforcement agent

with a writ to execute.

The problem we've got at the moment, you see,

is they want us to remove vehicles today, which are registered to him,

which obviously we don't want to do, we'd rather speak to him

and get it sorted out, but we need to talk to him, really.

The only way is money.

It's not a small amount. I can't discuss the details.

Is it your father? Oh, OK.

He would have had letters here.

He'd have had letters, hand-delivered.

-When did he go out to Jamaica?

-Last week.

Craig was right.

The young man is Mr Dooley's son,

but he's not in a position to stump up several thousand pounds

on his dad's behalf.

They can't really help out, to facilitate the payment,

to stop the vehicles going,

so unfortunately it's a bit of a bad situation

and it looks like they're still going to be going.

But just as the sheriffs are gearing up for the removal,

a call comes through from the debtor's mother.

My name's Craig, Craig Wild, I'm an enforcement agent.

She says that she owns the van,

so doesn't think the sheriffs can remove it,

but she's not able to provide proof of her purchase right now.

She's saying that she's purchased the vehicle for him,

to put into his business.

But as we've said, in the absence of proof,

at this late stage it won't prevent the removal from taking place.

Before long, the first removal truck arrives

and the logistical challenge begins.

Even the van, which was supposed to be the easier of the two,

turns out to be harder than expected,

thanks to its long wheelbase.

I don't think it'll go on.

Backwards, it doesn't fit, so they try a new strategy.

If he takes it from the front,

it will be shorter at the front and you'll be able to get it on,

and have the back end sticking off the back.

And this time, they have more success.

The car, on the other hand, is a different story altogether.

The issue is the wheel.

Obviously with a steering lock on like that, to drag it,

it's going to be a nightmare.

We've conquered worse.

Tommy's obviously caught Craig's optimism.

Drag it from there, I think.

And a plan does indeed come together.

The Vauxhall is unceremoniously heaved up onto the truck.

It's not pretty, but it works.

And the car is also soon on its way.

-That's good.

-Cheers, thanks. Take care, mate.

Both vehicles will be held for seven days.

If Mr Dooley doesn't come up with the money,

and provided the vehicles do belong to him,

then they'll be sold

and the claimant will finally receive the money they're owed.

Yeah, a bit of a result.

We've only been here just over the two hours.

We made some phone calls and tried to make contact at the address, nothing.

So it resulted in two vehicles going.

Following filming, Mr Dooley didn't pay any money towards his debt

and his Vauxhall has been sold at auction.

Meanwhile, the ownership of the van is still in dispute

and the matter is with the courts.

Mr Dooley told us that he believes he doesn't owe any money

and that the case against him was unfounded.

He says he didn't respond to the court paperwork because

his name was spelt incorrectly,

so he didn't believe the letters were for him.

He says he hasn't appealed the judgment

because of the costs involved.