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Meet the sheriffs. | 0:00:02 | 0:00:03 | |
My name's Mr Grix. My colleague and I are enforcement agents. | 0:00:03 | 0:00:05 | |
-It's do with a High Court order. -They work for the High Court. | 0:00:05 | 0:00:08 | |
And if it says you're owed money, it's their job to go and get it. | 0:00:08 | 0:00:12 | |
I'm here for £6,072.18. | 0:00:12 | 0:00:16 | |
They can demand payment on the spot. | 0:00:16 | 0:00:18 | |
I'm here for the full balance. | 0:00:18 | 0:00:20 | |
How are you going to pay it? | 0:00:20 | 0:00:22 | |
Or remove assets instead. | 0:00:22 | 0:00:24 | |
The car will be going unless you can pay it. | 0:00:24 | 0:00:26 | |
You'll have a week to pay in full before it gets sold at auction. | 0:00:26 | 0:00:29 | |
Obstructing their work can be a criminal offence. | 0:00:29 | 0:00:33 | |
I wouldn't do that if I were you. | 0:00:33 | 0:00:34 | |
The door needs to stay open. | 0:00:34 | 0:00:37 | |
Every year in England and Wales, | 0:00:37 | 0:00:40 | |
unpaid debts totalling more than £80 million | 0:00:40 | 0:00:43 | |
are recovered by the sheriffs. | 0:00:43 | 0:00:45 | |
Coming up, a repair to Tony Grace's pride and joy wasn't up to scratch. | 0:00:48 | 0:00:54 | |
I felt angry that they'd not done the job properly. | 0:00:54 | 0:00:57 | |
But will the sheriffs be able to find enough assets | 0:00:57 | 0:01:00 | |
to get his money back? | 0:01:00 | 0:01:02 | |
This is a remapping device. | 0:01:02 | 0:01:04 | |
About £3,000-£4,000 brand-new. | 0:01:04 | 0:01:06 | |
A debtor's not happy to find Tommy on his doorstep. | 0:01:06 | 0:01:09 | |
I'm not talking to you. This is not my house. You're not coming in. | 0:01:10 | 0:01:13 | |
And the sheriffs face resistance on a factory floor. | 0:01:15 | 0:01:19 | |
-Can you move? -On a commercial property, | 0:01:19 | 0:01:21 | |
we can force entry if we need to, sir. | 0:01:21 | 0:01:23 | |
-It's a court order, sir. -But you ain't got to come in. | 0:01:23 | 0:01:25 | |
Enforcement agents Lawrence Grix and Kev McNally are on the road. | 0:01:30 | 0:01:34 | |
They're heading to Bishops Stortford in Hertfordshire | 0:01:34 | 0:01:37 | |
with a writ against a car garage. | 0:01:37 | 0:01:39 | |
There is no doubt that the motoring trade is a common cause | 0:01:39 | 0:01:42 | |
of disputes, and, as a result, | 0:01:42 | 0:01:44 | |
it provides a steady stream of work for the sheriffs. | 0:01:44 | 0:01:48 | |
Today's debtor though is not the normal, run-of-the-mill garage | 0:01:48 | 0:01:52 | |
and the vehicle at the centre of the dispute is no everyday car. | 0:01:52 | 0:01:56 | |
We're going to see Porsche Dynamics Ltd. | 0:01:56 | 0:01:59 | |
The money they owe is £1658 | 0:01:59 | 0:02:01 | |
and the debt is relating to some work they did. | 0:02:01 | 0:02:06 | |
It's actually for a gearbox gasket replacement. | 0:02:06 | 0:02:09 | |
The claimant in the case is heating engineer Tony Grace, | 0:02:12 | 0:02:16 | |
a lifelong Porsche enthusiast, | 0:02:16 | 0:02:18 | |
and the proud owner of a dolphin grey model. | 0:02:18 | 0:02:20 | |
I've always had Porsches. | 0:02:21 | 0:02:23 | |
I've always had a passion for them. | 0:02:23 | 0:02:24 | |
I like the engine in the back and the sound of them. | 0:02:24 | 0:02:27 | |
They're not overstated, the Porsches, | 0:02:28 | 0:02:31 | |
but the 966 Turbo, it's the best one out of all of them. | 0:02:31 | 0:02:35 | |
It's such a fast car and good fun, you know. | 0:02:35 | 0:02:39 | |
If you have a row with your Mrs, or something, | 0:02:39 | 0:02:41 | |
it's good to get in it and blow the cobwebs away. | 0:02:41 | 0:02:45 | |
But even the finest engineering isn't without its flaws, | 0:02:45 | 0:02:49 | |
and one day, Tony discovered his beloved car | 0:02:49 | 0:02:52 | |
had sprung a leak in its gearbox. | 0:02:52 | 0:02:54 | |
I noticed patches of oil on my drive and I thought, you know, | 0:02:54 | 0:02:59 | |
I don't want to leave it because, obviously, | 0:02:59 | 0:03:01 | |
it would damage the gearbox. | 0:03:01 | 0:03:03 | |
So he looked around for a suitable specialist and someone he knew | 0:03:03 | 0:03:07 | |
recommended Porsche Dynamics Ltd. | 0:03:07 | 0:03:10 | |
When I first saw the garage, it seemed OK. | 0:03:10 | 0:03:13 | |
I wasn't mad on the guy. | 0:03:13 | 0:03:16 | |
He didn't seem as knowledgeable as other people that I've used, | 0:03:16 | 0:03:19 | |
but you can be wrong on that, | 0:03:19 | 0:03:21 | |
so I wouldn't hold that against him, you know. | 0:03:21 | 0:03:24 | |
The man said the garage could fix the problem and charged Tony £700, | 0:03:24 | 0:03:29 | |
but it didn't seem to make any difference. | 0:03:29 | 0:03:32 | |
I kept taking it back and forward. | 0:03:32 | 0:03:34 | |
I don't know whether they misdiagnosed it, | 0:03:34 | 0:03:36 | |
but every time I got it back, it was leaking. | 0:03:36 | 0:03:38 | |
So, in the end, I took it to a garage. | 0:03:38 | 0:03:40 | |
I got it up on the ramp, and when I looked, | 0:03:40 | 0:03:43 | |
they'd used a sealant on it and it was probably about six inches long, | 0:03:43 | 0:03:47 | |
and I thought, you can't do that on a car like that! | 0:03:47 | 0:03:50 | |
That's not really going to stop the pressured leak on the oil. | 0:03:50 | 0:03:55 | |
Even I know that and I'm not a mechanic. | 0:03:55 | 0:03:57 | |
Tony's final confirmation that he hadn't got the service he'd paid for | 0:03:58 | 0:04:02 | |
came when the second garage made the repair he'd requested all along. | 0:04:02 | 0:04:06 | |
He changed the gasket within five hours. | 0:04:06 | 0:04:09 | |
He'd done a really good job and, touch wood, | 0:04:09 | 0:04:11 | |
I've never had a problem with it. | 0:04:11 | 0:04:13 | |
So, obviously, | 0:04:14 | 0:04:16 | |
the other people didn't do the gasket. | 0:04:16 | 0:04:18 | |
And that's when Tony began to get annoyed. | 0:04:18 | 0:04:21 | |
Because I had to take it somewhere else and pay again, | 0:04:21 | 0:04:24 | |
I've sort of had to pay double, | 0:04:24 | 0:04:26 | |
and I've thought, well, that's not right. | 0:04:26 | 0:04:28 | |
If I pay for something that's cost me 700 quid | 0:04:28 | 0:04:30 | |
and then I've got to pay again. | 0:04:30 | 0:04:33 | |
I felt angry that they'd not done the job properly, really. | 0:04:33 | 0:04:37 | |
Tony got in touch with Porsche Dynamics Ltd to complain, | 0:04:37 | 0:04:40 | |
and initially, it sounded like they were keen | 0:04:40 | 0:04:43 | |
to get the matter resolved. | 0:04:43 | 0:04:44 | |
He said, "Oh, yeah. We'll give you your money back." | 0:04:44 | 0:04:47 | |
So he didn't argue at first. | 0:04:47 | 0:04:48 | |
But this went on for weeks and weeks. | 0:04:48 | 0:04:51 | |
In the end, I had no alternative but to sort of take it further, | 0:04:51 | 0:04:54 | |
but I gave him plenty of warning. | 0:04:54 | 0:04:56 | |
I didn't really want to go down that road, | 0:04:56 | 0:04:58 | |
because I would have just preferred my 700 back and go somewhere else. | 0:04:58 | 0:05:02 | |
Tony took the company to court | 0:05:02 | 0:05:04 | |
and won his case when they didn't offer a defence. | 0:05:04 | 0:05:07 | |
They haven't paid. | 0:05:07 | 0:05:09 | |
Now he's escalated the case to the sheriffs. | 0:05:09 | 0:05:12 | |
Yes. It's been over a year now, and the sheriffs are my last resort. | 0:05:12 | 0:05:16 | |
If they don't get nowhere, I'll just have to accept it. | 0:05:16 | 0:05:20 | |
Lawrence and Kev are on their way to the debtor garage | 0:05:25 | 0:05:28 | |
and it seems they and Tony have a lot in common. | 0:05:28 | 0:05:31 | |
Rather than tactics, | 0:05:31 | 0:05:33 | |
the top conversational topic is the finer points of Porsche. | 0:05:33 | 0:05:37 | |
I had one a few years ago, now. | 0:05:37 | 0:05:38 | |
I had it for a long time. I loved it. | 0:05:38 | 0:05:40 | |
Never had any drama with it. | 0:05:40 | 0:05:42 | |
Did everything pretty well. | 0:05:42 | 0:05:44 | |
It was a good car. I enjoyed it. | 0:05:44 | 0:05:45 | |
If I had had the money, I would have had one when I was younger. | 0:05:45 | 0:05:48 | |
I probably wouldn't now, to be honest. | 0:05:48 | 0:05:50 | |
I'm getting to the time of life where I don't want to be | 0:05:50 | 0:05:52 | |
getting down onto the level of a tea tray to get into my car. | 0:05:52 | 0:05:55 | |
The sheriffs arrive at the industrial estate | 0:05:56 | 0:05:59 | |
they're looking for and the debtor company isn't hard to spot. | 0:05:59 | 0:06:03 | |
-There it is. -The Porsche was a bit of a giveaway. | 0:06:03 | 0:06:06 | |
That's how I roll. | 0:06:06 | 0:06:07 | |
Like a ninja. | 0:06:07 | 0:06:08 | |
The sheriffs head inside in search of £1,600. | 0:06:09 | 0:06:13 | |
Morning. | 0:06:15 | 0:06:17 | |
-Are you the guv'nor? -No, I'm not. He's in there. | 0:06:17 | 0:06:20 | |
Oh, is he? | 0:06:20 | 0:06:21 | |
Morning, sir. | 0:06:22 | 0:06:24 | |
My name's Mr Grix. | 0:06:24 | 0:06:27 | |
My colleague and I are enforcement agents. | 0:06:27 | 0:06:30 | |
We're here with a High Court writ of control against Porsche Dynamics Ltd | 0:06:30 | 0:06:33 | |
in favour of Mr AJ Grace. | 0:06:33 | 0:06:35 | |
-Right. -We're ordered here today by the court to take control | 0:06:35 | 0:06:38 | |
of goods to the value of £1,658.02 to clear this debt. | 0:06:38 | 0:06:42 | |
The only way to prevent further action is to pay in full. | 0:06:42 | 0:06:45 | |
At this point, the man asks our cameraman to leave, | 0:06:45 | 0:06:48 | |
while the conversation continues inside. | 0:06:48 | 0:06:51 | |
Do you know about this? | 0:06:51 | 0:06:53 | |
The boss said he does and that he'd sent the sheriffs an e-mail, | 0:06:53 | 0:06:57 | |
but a cheque would have been better. | 0:06:57 | 0:07:00 | |
The sheriff's writ demands that they seek payment for Tony | 0:07:00 | 0:07:03 | |
and they plan to get it, | 0:07:03 | 0:07:04 | |
but while the line of Porsches outside suggests that, | 0:07:04 | 0:07:07 | |
on the face of it, the business is doing well, | 0:07:07 | 0:07:10 | |
it soon transpires that the situation might not be that simple. | 0:07:10 | 0:07:13 | |
Well, we were chatting to the owner in there. | 0:07:13 | 0:07:15 | |
He hasn't got the money to pay it. That's the problem. | 0:07:15 | 0:07:18 | |
The money he's actually offering to pay right now is very minimal. | 0:07:18 | 0:07:22 | |
The debtor says he's got plenty of work but cash flow's a problem | 0:07:22 | 0:07:27 | |
and so he can only raise £400, | 0:07:27 | 0:07:29 | |
with the remainder to be paid over a period of weeks. | 0:07:29 | 0:07:32 | |
But to go on a payment arrangement, | 0:07:32 | 0:07:34 | |
Lawrence wants at least half the debt cleared today, | 0:07:34 | 0:07:36 | |
and he'd need to take control of goods on the premises as security, | 0:07:36 | 0:07:40 | |
and that's where there's a problem. | 0:07:40 | 0:07:42 | |
It seems Porsche Dynamics Ltd has another unpaid debt, | 0:07:42 | 0:07:46 | |
and a different enforcement agent has already called | 0:07:46 | 0:07:50 | |
and had first dibs on everything here. | 0:07:50 | 0:07:52 | |
They've actually listed and got an inventory of goods | 0:07:52 | 0:07:55 | |
they've taken down into their possession. | 0:07:55 | 0:07:58 | |
So, we've got to find other assets that they haven't taken control of. | 0:07:58 | 0:08:04 | |
So, while the boss calls around to see if he can raise any more money, | 0:08:04 | 0:08:08 | |
the sheriffs are on a treasure hunt for any assets that are left. | 0:08:08 | 0:08:12 | |
Predictably, the cars are all owned by customers, | 0:08:12 | 0:08:15 | |
so Lawrence and Kev are focusing on the garage equipment. | 0:08:15 | 0:08:18 | |
And so far, it's hardly proving to be a gold mine. | 0:08:18 | 0:08:22 | |
As of now, there's only one diagnostics bit of kit | 0:08:22 | 0:08:25 | |
that's worth... probably worth a couple of grand. | 0:08:25 | 0:08:27 | |
We're just seeing what else there is. | 0:08:27 | 0:08:29 | |
Most of the stuff's on finance as well. | 0:08:29 | 0:08:30 | |
So he's getting the finance documentation together, as well. | 0:08:30 | 0:08:33 | |
We'll get a result of sorts on this job. | 0:08:33 | 0:08:36 | |
It just depends. It depends what it is. | 0:08:36 | 0:08:38 | |
The sheriffs pride themselves on being able | 0:08:38 | 0:08:40 | |
to get money back for their clients, | 0:08:40 | 0:08:43 | |
but in this case, it's going to be difficult. | 0:08:43 | 0:08:45 | |
It soon becomes clear that the boss can't raise any more money. | 0:08:45 | 0:08:49 | |
The sheriffs have little option but to refuse his offer of £400 | 0:08:49 | 0:08:53 | |
and remove anything they can find which hasn't already been bagged | 0:08:53 | 0:08:57 | |
by the other enforcement agent. | 0:08:57 | 0:08:59 | |
45 minutes later, they are out the door with goods in hand. | 0:08:59 | 0:09:04 | |
This is a remapping device, | 0:09:04 | 0:09:07 | |
so you can remap the engine's ECU to give better performance, | 0:09:07 | 0:09:14 | |
better economy. | 0:09:14 | 0:09:15 | |
I would guess about £3,000-£4,000, brand-new. | 0:09:15 | 0:09:19 | |
This is a snap-on bit of diagnostic kit, | 0:09:19 | 0:09:22 | |
and it basically communicates with | 0:09:22 | 0:09:24 | |
the car's computer system to read faults, reset faults. | 0:09:24 | 0:09:28 | |
Brand-new, this would probably be £3,000-£4,000, | 0:09:28 | 0:09:32 | |
but again, at auction, you'd probably get half of that. | 0:09:32 | 0:09:34 | |
It may not be the Crown Jewels, | 0:09:35 | 0:09:37 | |
but it should raise enough at auction | 0:09:37 | 0:09:39 | |
to cover Porsche Dynamics' debt. | 0:09:39 | 0:09:41 | |
That's if the man doesn't come up with the money first | 0:09:41 | 0:09:44 | |
and within seven days. | 0:09:44 | 0:09:45 | |
I think he'll potentially buy it back. | 0:09:45 | 0:09:48 | |
I think he'll try and get the money together to buy it back | 0:09:48 | 0:09:51 | |
before it gets sold. Hopefully. | 0:09:51 | 0:09:53 | |
In fact, the boss never did make any payment at all | 0:09:53 | 0:09:55 | |
and his equipment has been listed for auction. | 0:09:55 | 0:09:58 | |
The claimant, Tony Grace, should get his money back any day now | 0:09:58 | 0:10:02 | |
and is delighted to see the matter finally coming to an end. | 0:10:02 | 0:10:06 | |
Yeah. Good news. Probably, with the money, | 0:10:06 | 0:10:09 | |
I'll probably end up spending it on the dog. | 0:10:09 | 0:10:12 | |
She's got a bad foot. | 0:10:12 | 0:10:14 | |
It's nice to have it come to an end and put it to bed, | 0:10:14 | 0:10:17 | |
and then forget about it and move on. | 0:10:17 | 0:10:20 | |
Life's for living. | 0:10:20 | 0:10:21 | |
Porsche Dynamics Ltd told us that... | 0:10:25 | 0:10:27 | |
Using the county courts to try to recover money you're owed | 0:10:53 | 0:10:57 | |
isn't difficult. | 0:10:57 | 0:10:58 | |
One and a half million money claims are made every year | 0:10:58 | 0:11:01 | |
in England and Wales, involving anything from faulty goods | 0:11:01 | 0:11:04 | |
or poor workmanship to unpaid invoices. | 0:11:04 | 0:11:07 | |
Claims can be filed by post or online for a small fee. | 0:11:08 | 0:11:12 | |
Both parties in the case will be asked to submit evidence | 0:11:12 | 0:11:15 | |
and you may have to attend a court hearing. | 0:11:15 | 0:11:18 | |
If you're successful, a County Court Judgment, or CCJ, | 0:11:18 | 0:11:22 | |
will be issued against the debtor, and if they still don't pay, | 0:11:22 | 0:11:26 | |
that's when you call the sheriffs. | 0:11:26 | 0:11:27 | |
First and foremost, sheriffs are looking to get their clients money, | 0:11:32 | 0:11:36 | |
but that doesn't always mean going in hard. | 0:11:36 | 0:11:40 | |
Sometimes, it pays to play the long game and take a gentler approach. | 0:11:40 | 0:11:44 | |
In the Midlands, enforcement agents Tommy Coyle and Craig Wild | 0:11:44 | 0:11:48 | |
are on their way to a tricky assignment. | 0:11:48 | 0:11:51 | |
We're out early this morning, very early, in fact. | 0:11:51 | 0:11:53 | |
We're out on the outskirts of Oxford. | 0:11:53 | 0:11:55 | |
We're going to go and make an early call today | 0:11:55 | 0:11:58 | |
to hopefully catch a gentleman at home. It's a home address, | 0:11:58 | 0:12:03 | |
and it's a lot of money. | 0:12:03 | 0:12:04 | |
It's £14,000. | 0:12:04 | 0:12:06 | |
The debtor is called Philip Blakeman | 0:12:06 | 0:12:08 | |
and he was taken to court by a friend who sold him his Land Rover | 0:12:08 | 0:12:13 | |
for £10,000 over a year and a half ago. | 0:12:13 | 0:12:15 | |
But, after receiving the vehicle, Mr Blakeman never paid for it. | 0:12:15 | 0:12:19 | |
He didn't defend the case | 0:12:20 | 0:12:22 | |
and default judgment was made against him. | 0:12:22 | 0:12:25 | |
The sheriffs are now here to collect £14,625, | 0:12:25 | 0:12:29 | |
including costs and fees. | 0:12:29 | 0:12:32 | |
The first thing they'll be looking for is that Land Rover. | 0:12:34 | 0:12:37 | |
If the vehicle would cover the total value of the debt, | 0:12:37 | 0:12:40 | |
there'd be no discussion. | 0:12:40 | 0:12:41 | |
The vehicle will be gone, or we want full payment. | 0:12:41 | 0:12:44 | |
But in this circumstance, it wouldn't cover the full debt, | 0:12:44 | 0:12:48 | |
but it is sufficient still to remove if there's not going to be | 0:12:48 | 0:12:51 | |
a substantial offer on the plate. | 0:12:51 | 0:12:53 | |
But as they arrive at Mr Blakeman's home, the sheriffs are dealt a blow. | 0:12:54 | 0:12:58 | |
There's no cars at all on the driveway. | 0:12:58 | 0:13:00 | |
Nothing there, is there? | 0:13:00 | 0:13:01 | |
Where's the Freelander? | 0:13:04 | 0:13:05 | |
There's no sign of the Land Rover, or, for that matter, | 0:13:05 | 0:13:08 | |
any other vehicles. | 0:13:08 | 0:13:10 | |
You wouldn't live here without a car, would you? | 0:13:17 | 0:13:21 | |
One possibility is that he's already left the house, | 0:13:21 | 0:13:24 | |
but there don't seem to be any tracks in the frost on the drive. | 0:13:24 | 0:13:28 | |
It looks like the sheriffs might have lost | 0:13:28 | 0:13:30 | |
their main bargaining chip, | 0:13:30 | 0:13:32 | |
but either way, they need to speak to Mr Blakeman. | 0:13:32 | 0:13:35 | |
KNOCKING | 0:13:36 | 0:13:39 | |
A light's on inside but there's no answer at the door. | 0:13:41 | 0:13:45 | |
Craig, meanwhile, discovers the garage is unlocked, | 0:13:45 | 0:13:48 | |
meaning the sheriffs are legally allowed to enter. | 0:13:48 | 0:13:50 | |
That's... Yeah. That's open. | 0:13:50 | 0:13:52 | |
See if the car's in. | 0:13:52 | 0:13:54 | |
Tommy sneaks a look for any sign of the Land Rover, but it's no joy. | 0:13:54 | 0:13:58 | |
It's not there. | 0:13:58 | 0:14:00 | |
And there's still no answer at the door. | 0:14:00 | 0:14:03 | |
I think we've missed him, mate. | 0:14:03 | 0:14:04 | |
It looks dead as a dodo. | 0:14:04 | 0:14:06 | |
It's like a toilet light. | 0:14:11 | 0:14:12 | |
-A bathroom light. -A bathroom light, and all it is is a hallway light. | 0:14:12 | 0:14:16 | |
I think he's gone, because, look, the cars aren't here either. | 0:14:16 | 0:14:19 | |
Do you think the car's been there? | 0:14:19 | 0:14:22 | |
I think, Craig, let's get back in the van. | 0:14:22 | 0:14:25 | |
There is a chance Mr Blakeman has popped out | 0:14:25 | 0:14:27 | |
and could return with the car, | 0:14:27 | 0:14:29 | |
so Tommy and Craig decide to wait in the van, | 0:14:29 | 0:14:32 | |
but just as they're getting comfortable. | 0:14:32 | 0:14:35 | |
Oh, there's someone in. I've just seen him go past that window. | 0:14:35 | 0:14:38 | |
Big guy. So, he's in. | 0:14:38 | 0:14:40 | |
He just doesn't want to come to the door. | 0:14:40 | 0:14:42 | |
It seems Mr Blakeman was here all along. | 0:14:42 | 0:14:44 | |
Let's go back and knock. | 0:14:44 | 0:14:46 | |
KNOCKING | 0:14:46 | 0:14:48 | |
This time, he answers. | 0:14:50 | 0:14:52 | |
Hello there. Is it Mr Blakeman? | 0:14:52 | 0:14:54 | |
-Yeah, that's me. -I'll show you some identification. | 0:14:54 | 0:14:56 | |
I'm not talking to you. I've already spoken to you on the phone. | 0:14:56 | 0:14:59 | |
You're not going to be talking to us. Why's that? | 0:14:59 | 0:15:01 | |
It's going to be paid at the end of the month. | 0:15:01 | 0:15:02 | |
It's going to be paid at the end of the month? | 0:15:02 | 0:15:04 | |
If you're saying that you can pay us in full at the end of the month, | 0:15:04 | 0:15:07 | |
we can facilitate that, but we need to secure the debt today. | 0:15:07 | 0:15:09 | |
This isn't my house, for starters. | 0:15:09 | 0:15:11 | |
There's nothing in here that belongs to me. I just use a room here. | 0:15:11 | 0:15:13 | |
-Right. -I've already told them that. So, that's the end of it. | 0:15:13 | 0:15:16 | |
Right, well, it's not the end of it, sir, because at the moment, | 0:15:16 | 0:15:19 | |
they want us to execute this order. | 0:15:19 | 0:15:21 | |
Yes, but it's not my house. You're not coming in. | 0:15:21 | 0:15:23 | |
Can you show me anything, evidence-wise, | 0:15:23 | 0:15:24 | |
that you are going to get that money at the end of the month, | 0:15:24 | 0:15:27 | |
-and I can obviously... -No. | 0:15:27 | 0:15:29 | |
It's being borrowed and being paid at the end of the month. | 0:15:29 | 0:15:31 | |
Right. Well... | 0:15:31 | 0:15:34 | |
KNOCKING | 0:15:34 | 0:15:37 | |
Mr Blakeman isn't being very cooperative. | 0:15:37 | 0:15:40 | |
Although he says he's going to pay, Tommy needs more than that. | 0:15:40 | 0:15:44 | |
We can't just take his word for that. | 0:15:44 | 0:15:46 | |
There's a process where we can do a controlled goods agreement, | 0:15:46 | 0:15:50 | |
but he doesn't appear interested in that. | 0:15:50 | 0:15:52 | |
So, I'll try him again. | 0:15:52 | 0:15:54 | |
KNOCKING | 0:15:56 | 0:15:59 | |
But there's still no answer | 0:15:59 | 0:16:02 | |
and Tommy knows they might have their work cut out. | 0:16:02 | 0:16:06 | |
Our main lever here is the vehicle. | 0:16:06 | 0:16:08 | |
Hence coming out early. | 0:16:08 | 0:16:10 | |
Having seen no vehicle, | 0:16:10 | 0:16:12 | |
the external assets we have in the garage are well insufficient, | 0:16:12 | 0:16:15 | |
so if he's not going to cooperate, we're a little bit stuck. | 0:16:15 | 0:16:21 | |
So, he keeps trying. | 0:16:21 | 0:16:23 | |
Mr Blakeman, can you just come to the door for a moment | 0:16:23 | 0:16:26 | |
so I can explain the next process, what we're going to be doing? | 0:16:26 | 0:16:30 | |
Hi, sir. | 0:16:30 | 0:16:32 | |
I just want to explain to you, | 0:16:32 | 0:16:34 | |
we're going to be taking control of the goods inside the garage for now. | 0:16:34 | 0:16:38 | |
All right. OK. | 0:16:38 | 0:16:39 | |
Mr Blakeman is finally playing ball. | 0:16:39 | 0:16:41 | |
Tommy and Craig begin listing any assets of his | 0:16:41 | 0:16:44 | |
they can find to use as security against the debt. | 0:16:44 | 0:16:47 | |
There's not much in the garage, | 0:16:48 | 0:16:50 | |
but there is some expensive sports equipment, | 0:16:50 | 0:16:53 | |
including top of the range cricket kit. | 0:16:53 | 0:16:56 | |
You've got three Kookaburra bats. | 0:16:56 | 0:16:59 | |
Pads, one aero. | 0:16:59 | 0:17:01 | |
Kit bag/trolley. | 0:17:01 | 0:17:04 | |
And a valuable bicycle from a well-known brand. | 0:17:04 | 0:17:08 | |
-One Boardman. -Racing bike, is it? | 0:17:08 | 0:17:11 | |
Once they've listed everything they can, | 0:17:13 | 0:17:15 | |
they just need Mr Blakeman's signature. | 0:17:15 | 0:17:17 | |
This is going to be a controlled goods agreement you're signing. | 0:17:17 | 0:17:20 | |
It's a legally binding contract. | 0:17:20 | 0:17:22 | |
It's going to give you until just before the Wednesday. | 0:17:22 | 0:17:25 | |
If Mr Blakeman doesn't make the payment he's promised | 0:17:25 | 0:17:27 | |
by the end of the month, they'll be back. | 0:17:27 | 0:17:30 | |
-You take care. Cheers. -Bye. | 0:17:31 | 0:17:33 | |
The sheriffs don't like to walk away without payment | 0:17:35 | 0:17:38 | |
but sometimes they find it's better to cut a debtor a bit of slack. | 0:17:38 | 0:17:42 | |
Bit of a difficult job, really, | 0:17:42 | 0:17:44 | |
because the main lever we were going after was the vehicle. | 0:17:44 | 0:17:47 | |
The vehicle wasn't present, | 0:17:47 | 0:17:48 | |
so all we had to work off was trying to get in the house, | 0:17:48 | 0:17:51 | |
and he was quite adamant, as you could see, not to let us in. | 0:17:51 | 0:17:53 | |
He's got three cricket bats in there, | 0:17:53 | 0:17:56 | |
expensive sort of kit bags | 0:17:56 | 0:17:58 | |
and pads and gloves and a helmet. | 0:17:58 | 0:18:00 | |
They are expensive. | 0:18:00 | 0:18:02 | |
However, in comparison to the liability he owes, | 0:18:02 | 0:18:05 | |
quite insignificant, | 0:18:05 | 0:18:06 | |
but it does facilitate the situation for us to give him time to pay, | 0:18:06 | 0:18:10 | |
which I think is what he wanted. | 0:18:10 | 0:18:12 | |
But later, has more time solved the problem? | 0:18:12 | 0:18:15 | |
The sheriffs return to visit Mr Blakeman once again. | 0:18:15 | 0:18:19 | |
In the North West, enforcement agent Alan Pennington is on his way | 0:18:28 | 0:18:32 | |
to see an asbestos removal firm. | 0:18:32 | 0:18:34 | |
We're off to Westhoughton, | 0:18:34 | 0:18:37 | |
just the other side of Bolton, | 0:18:37 | 0:18:39 | |
to see a company called Malrod Environmental. | 0:18:39 | 0:18:42 | |
Malrod Environmental Ltd have been taken to court | 0:18:43 | 0:18:47 | |
by Heysham Demolition Ltd, who say they own some equipment | 0:18:47 | 0:18:50 | |
hired out for use on a construction site, but never got it back. | 0:18:50 | 0:18:54 | |
The judgment was awarded by default, | 0:18:56 | 0:18:58 | |
and now Malrod Environmental Ltd owes £4,521. | 0:18:58 | 0:19:02 | |
But the case may not be as clear cut as Alan would like. | 0:19:07 | 0:19:09 | |
The debtor has been in touch, | 0:19:09 | 0:19:11 | |
claiming that the case is going back to court, | 0:19:11 | 0:19:13 | |
and in the meantime, there's an order in place | 0:19:13 | 0:19:16 | |
called a stay of execution, which puts any enforcement action on hold. | 0:19:16 | 0:19:20 | |
They say that they've got a stay of execution on the case. | 0:19:20 | 0:19:24 | |
That has not been seen yet by the officer or myself, | 0:19:24 | 0:19:27 | |
so we'll be there shortly and if they've got it, | 0:19:27 | 0:19:30 | |
they'll need to produce it. | 0:19:30 | 0:19:32 | |
If they haven't got it, then they'll need to pay their debt. | 0:19:32 | 0:19:35 | |
It's now down to Alan to find out whether Malrod's version of events | 0:19:35 | 0:19:39 | |
is accurate. | 0:19:39 | 0:19:40 | |
It's up to the debtor to provide the relevant court paperwork, | 0:19:40 | 0:19:44 | |
and if they can't, then the sheriffs have every right to enforce. | 0:19:44 | 0:19:48 | |
Newish building. | 0:19:48 | 0:19:49 | |
Quite a big company, so I'm sure they will have | 0:19:51 | 0:19:55 | |
no issue with the payment. | 0:19:55 | 0:19:58 | |
Let's see if they've got a stay of execution, eh? | 0:19:58 | 0:20:02 | |
As Alan walks into reception... | 0:20:02 | 0:20:05 | |
-Hiya. -Hello. | 0:20:05 | 0:20:06 | |
..a man immediately comes to see him who knows about the debt, | 0:20:06 | 0:20:10 | |
so Alan gets straight to the point. | 0:20:10 | 0:20:13 | |
If you've got a stay of execution, I need to see it. | 0:20:13 | 0:20:16 | |
They've not done it yet? | 0:20:20 | 0:20:22 | |
It seems the man has misunderstood the situation. | 0:20:23 | 0:20:26 | |
He's applying to have the judgment against Malrod set aside, | 0:20:26 | 0:20:29 | |
but as he hasn't yet heard from the court, | 0:20:29 | 0:20:32 | |
there's no guarantee the application will be successful, | 0:20:32 | 0:20:36 | |
and so currently, that original judgment stands. | 0:20:36 | 0:20:39 | |
A set aside is different to a stay of execution, | 0:20:39 | 0:20:42 | |
but it doesn't sound like he's got either. | 0:20:42 | 0:20:45 | |
That still needs paying because enforcement actually continues | 0:20:45 | 0:20:49 | |
until we receive a stay of execution. | 0:20:49 | 0:20:51 | |
That money goes into an account for 14 days. | 0:20:51 | 0:20:54 | |
-If a stay of execution comes in, it is refunded back. -Right. | 0:20:54 | 0:20:57 | |
It's not what the man wanted to hear, | 0:20:57 | 0:21:01 | |
but it doesn't look like he's going to put up a fight. | 0:21:01 | 0:21:04 | |
So what I'll do, are you going to pay by BACS, like? | 0:21:06 | 0:21:08 | |
So if you can do that for me, that figure there. | 0:21:08 | 0:21:11 | |
OK? | 0:21:11 | 0:21:13 | |
The man is going to pay in full. | 0:21:16 | 0:21:18 | |
The money will be held by the sheriffs for 14 days | 0:21:18 | 0:21:21 | |
before being passed on to the claimant, | 0:21:21 | 0:21:24 | |
giving the company time to make a legal challenge if it wants to. | 0:21:24 | 0:21:28 | |
-All right, thanks for your time. -See you. -Ta-ra. | 0:21:28 | 0:21:31 | |
Great stuff. Thanks, love. Ta-ra. | 0:21:33 | 0:21:35 | |
Malrod Environmentals Ltd's application | 0:21:36 | 0:21:39 | |
to get the judgment set aside was not successful | 0:21:39 | 0:21:41 | |
and the demolition company got the money the court said | 0:21:41 | 0:21:45 | |
they were owed. | 0:21:45 | 0:21:46 | |
Malrod told us they don't believe they owed the debt | 0:21:46 | 0:21:49 | |
and said they would have paid it willingly if they did. | 0:21:49 | 0:21:52 | |
They say they originally filed a defence against the claim | 0:21:52 | 0:21:54 | |
but their form was returned to them by the courts. | 0:21:54 | 0:21:57 | |
It's another early morning start for Tommy and Craig | 0:22:05 | 0:22:09 | |
who are on their way to see Philip Blakeman for a second time. | 0:22:09 | 0:22:13 | |
He owes more than £14,000 after buying a Land Rover | 0:22:13 | 0:22:16 | |
from a friend over 18 months ago which he never paid for. | 0:22:16 | 0:22:21 | |
On their last meeting, he promised the sheriffs he'd clear the debt | 0:22:21 | 0:22:24 | |
within a week, but three weeks later they are yet to receive any money. | 0:22:24 | 0:22:28 | |
He's been in contact via text message with myself, | 0:22:28 | 0:22:31 | |
initially saying he's going to be paying a few days later. | 0:22:31 | 0:22:35 | |
That didn't come to fruition. | 0:22:35 | 0:22:38 | |
There was another promise of payment and it has not come in a week later, | 0:22:38 | 0:22:42 | |
hence we are here early this morning to enforce. | 0:22:42 | 0:22:45 | |
So far, the decision to give Mr Blakeman more time hasn't paid off. | 0:22:45 | 0:22:49 | |
Today, they could remove the goods from his garage | 0:22:49 | 0:22:52 | |
which they've already taken into control. | 0:22:52 | 0:22:54 | |
But they are not worth that much and Craig is still pinning his hopes | 0:22:54 | 0:22:58 | |
on finding the Land Rover. | 0:22:58 | 0:23:00 | |
We are primarily looking for this vehicle today | 0:23:00 | 0:23:03 | |
which has a lot more value in it. | 0:23:03 | 0:23:06 | |
This time they have come even earlier | 0:23:06 | 0:23:08 | |
in the hope of finding it on the drive. | 0:23:08 | 0:23:11 | |
No, nothing there. | 0:23:11 | 0:23:13 | |
But once again they are disappointed. | 0:23:13 | 0:23:17 | |
Can you believe it? | 0:23:17 | 0:23:18 | |
Without the Land Rover to use as leverage, | 0:23:18 | 0:23:21 | |
for a second time they are going to have to rely | 0:23:21 | 0:23:23 | |
on their powers of persuasion. | 0:23:23 | 0:23:25 | |
GARAGE DOOR CREAKS, KNOCKING | 0:23:29 | 0:23:31 | |
It's open. | 0:23:31 | 0:23:32 | |
Mr Blakeman. You all right? | 0:23:35 | 0:23:37 | |
The payment didn't come in. | 0:23:37 | 0:23:39 | |
Unfortunately we are here to enforce it today. | 0:23:41 | 0:23:43 | |
You were talking about your mother before... | 0:23:43 | 0:23:46 | |
It shouldn't have taken this long to clear. | 0:23:56 | 0:23:59 | |
All right, so how come you didn't get in contact to tell us | 0:23:59 | 0:24:02 | |
it was going to be 14 days? | 0:24:02 | 0:24:04 | |
It doesn't look good, does it? | 0:24:04 | 0:24:07 | |
But whatever the reason, Mr Blakeman doesn't have the money, | 0:24:07 | 0:24:11 | |
so Tommy tries a different tack | 0:24:11 | 0:24:12 | |
and decides to reveal his knowledge of the key asset, | 0:24:12 | 0:24:16 | |
the missing Land Rover. | 0:24:16 | 0:24:18 | |
You've got a vehicle registered to you. | 0:24:18 | 0:24:20 | |
Where's the vehicle? | 0:24:20 | 0:24:22 | |
It's not working? | 0:24:24 | 0:24:26 | |
Is it? | 0:24:30 | 0:24:31 | |
So, in order to satisfy their writ, | 0:24:31 | 0:24:33 | |
the sheriffs will have to take some of Mr Blakeman's other goods, | 0:24:33 | 0:24:37 | |
provided they can cover a reasonable amount of the debt. | 0:24:37 | 0:24:40 | |
They already know the contents of the garage won't be enough, | 0:24:40 | 0:24:43 | |
so they turn their attention to the property itself. | 0:24:43 | 0:24:46 | |
What about the goods inside the house? | 0:24:46 | 0:24:49 | |
I know you keep saying it, we've not seen any evidence of that so far. | 0:24:51 | 0:24:54 | |
You cohabit or own here, Mr Blakeman? | 0:24:55 | 0:24:58 | |
If there's no payment today, | 0:24:58 | 0:25:00 | |
you need to show us evidence of what belongs to who. | 0:25:00 | 0:25:02 | |
You know we can't do that. | 0:25:06 | 0:25:07 | |
I mean, obviously, you signed a controlled goods agreement, | 0:25:07 | 0:25:10 | |
the last message I had from you was that you were going to pay it. | 0:25:10 | 0:25:13 | |
Obviously we've not heard from you since. | 0:25:13 | 0:25:15 | |
Mr Blakeman goes inside to get evidence from his landlady | 0:25:18 | 0:25:21 | |
to prove it's not his house and he doesn't own any of the contents. | 0:25:21 | 0:25:25 | |
He soon returns with a bundle of paperwork. | 0:25:25 | 0:25:28 | |
Scottish Power, that's fine. | 0:25:28 | 0:25:30 | |
Santander, that's just the insurers. Yeah, that's fine. | 0:25:30 | 0:25:34 | |
That was the electric, utility bill. Lovely. | 0:25:34 | 0:25:38 | |
His story seems to be checking out. | 0:25:38 | 0:25:41 | |
If he really can't pay now and his only assets are those in the garage, | 0:25:41 | 0:25:45 | |
it might be best to give him a bit more time. | 0:25:45 | 0:25:48 | |
If there are insufficient assets here, | 0:25:50 | 0:25:53 | |
then we leave you documentation today | 0:25:53 | 0:25:55 | |
which will give you seven days to make the payment in full. | 0:25:55 | 0:25:59 | |
But that deal's only on the table if the sheriffs can satisfy themselves | 0:25:59 | 0:26:02 | |
he really doesn't own anything else. | 0:26:02 | 0:26:05 | |
On that basis, Mr Blakeman agrees to let Tommy inside | 0:26:05 | 0:26:08 | |
to take a look at his room. | 0:26:08 | 0:26:10 | |
When he returns he explains what he's seen. | 0:26:10 | 0:26:13 | |
-He's just got a small room. -Has it been slept in tonight? | 0:26:13 | 0:26:16 | |
-It's been slept in. -OK. | 0:26:16 | 0:26:18 | |
Unfortunately, I think we've done as much as we can today. | 0:26:18 | 0:26:20 | |
It's all we can do, isn't it? End of. | 0:26:20 | 0:26:23 | |
The sheriffs are going to have to call it quits for now. | 0:26:23 | 0:26:26 | |
At this stage, I do actually believe everything he is saying. | 0:26:26 | 0:26:29 | |
I think he has no money. | 0:26:29 | 0:26:30 | |
And he is just staying in a room here as a friend. | 0:26:30 | 0:26:35 | |
He said to me it's still going to get paid within seven days. | 0:26:35 | 0:26:39 | |
In fact, it takes nearly three weeks, | 0:26:39 | 0:26:42 | |
but Mr Blakeman did finally raise the money | 0:26:42 | 0:26:44 | |
and paid £14,735 to clear his debt. | 0:26:44 | 0:26:49 | |
The friend who sold him the Land Rover has finally got his money. | 0:26:49 | 0:26:53 | |
If you have won a County Court judgment and haven't been paid, | 0:27:01 | 0:27:04 | |
for £66 you can get the case transferred up to the High Court | 0:27:04 | 0:27:07 | |
which will issue a writ for enforcement by the sheriffs. | 0:27:07 | 0:27:11 | |
My job is to collect in full or remove goods. | 0:27:11 | 0:27:16 | |
They've got special powers of entry. | 0:27:16 | 0:27:18 | |
We don't have to take any notice of your security protocol, I'm afraid. | 0:27:18 | 0:27:21 | |
And there is no limit on the size of the debts they can pursue. | 0:27:21 | 0:27:24 | |
£1.6 million. | 0:27:24 | 0:27:26 | |
If they're successful, | 0:27:28 | 0:27:29 | |
they will recover your money and costs from the debtor. | 0:27:29 | 0:27:31 | |
Have you got the cash now then? | 0:27:31 | 0:27:33 | |
As well as their own fees, which are set by the Government. | 0:27:33 | 0:27:36 | |
She's paid, the judgment is settled. | 0:27:36 | 0:27:38 | |
Thank you very much. | 0:27:38 | 0:27:40 | |
If the sheriffs can't get your money, | 0:27:40 | 0:27:42 | |
they'll ask you to pay a fee of £75 plus VAT. | 0:27:42 | 0:27:46 | |
It's mid-morning and Tommy and Craig are on the outskirts of Birmingham. | 0:27:51 | 0:27:56 | |
They are looking for a man who runs a sandwich business | 0:27:56 | 0:27:59 | |
and who owes thousands of pounds to a former worker. | 0:27:59 | 0:28:02 | |
We're off to go and see Mr Trevor Johnson. | 0:28:02 | 0:28:05 | |
He trades as TJ's Sandwiches. | 0:28:05 | 0:28:08 | |
This one's an employment tribunal case, | 0:28:08 | 0:28:11 | |
so it's clearly a dispute between employer and employee. | 0:28:11 | 0:28:14 | |
The claimant says she'd worked for Mr Johnson for ten years | 0:28:15 | 0:28:19 | |
before he made her redundant without notice. | 0:28:19 | 0:28:22 | |
He also made unauthorised deductions from her wages | 0:28:22 | 0:28:25 | |
and owes her holiday pay. | 0:28:25 | 0:28:27 | |
Mr Johnson didn't attend the hearing | 0:28:27 | 0:28:29 | |
and the tribunal ruled against him by default. | 0:28:29 | 0:28:34 | |
He still hasn't paid and owes £4,036. | 0:28:34 | 0:28:37 | |
As the address on the writ appears to be | 0:28:42 | 0:28:44 | |
for some kind of industrial unit, rather than Mr Johnson's home address, | 0:28:44 | 0:28:48 | |
the sheriffs are hopeful of finding suitable assets. | 0:28:48 | 0:28:51 | |
I think this is actually where they prep and make the sandwiches, | 0:28:51 | 0:28:55 | |
so we'll be looking for the prep tables | 0:28:55 | 0:28:58 | |
and actual machinery that may make the sandwiches, | 0:28:58 | 0:29:02 | |
and refrigerated vehicles is always a good one in places like this, | 0:29:02 | 0:29:05 | |
we'll be looking for them. | 0:29:05 | 0:29:07 | |
Hopefully, we'll get the employee the money | 0:29:07 | 0:29:09 | |
that the court has said that she deserves. | 0:29:09 | 0:29:12 | |
But all this talk of sandwiches is making Tommy hungry. | 0:29:12 | 0:29:16 | |
Oh, I do like a good sandwich, two slices of granary bread, no butter, | 0:29:16 | 0:29:21 | |
some Mexican-style chicken, | 0:29:21 | 0:29:24 | |
some green and black olives with some salsa, | 0:29:24 | 0:29:28 | |
a bit of avocado and some crispy bacon. | 0:29:28 | 0:29:31 | |
That's a lovely sandwich. | 0:29:31 | 0:29:33 | |
It's also unlikely to be on offer today, | 0:29:36 | 0:29:38 | |
but he will happily settle for payment instead. | 0:29:38 | 0:29:41 | |
The sheriffs reach their destination and head in in search of Mr Johnson. | 0:29:41 | 0:29:46 | |
Hello. | 0:29:46 | 0:29:49 | |
-Hello. -Is Mr Johnson about? | 0:29:49 | 0:29:50 | |
Can he be contacted at all? | 0:29:52 | 0:29:53 | |
Has anybody got his number? | 0:29:56 | 0:29:58 | |
No? Who's in charge whilst he's not here? | 0:29:58 | 0:30:01 | |
So, there's no-one in charge and no-one can contact the boss. | 0:30:05 | 0:30:08 | |
Craig is sceptical. | 0:30:08 | 0:30:10 | |
Nobody has got his telephone number at all? | 0:30:10 | 0:30:13 | |
Who would you phone in an emergency? | 0:30:13 | 0:30:15 | |
You just deal with it yourselves? | 0:30:17 | 0:30:18 | |
I'll explain who I am. | 0:30:20 | 0:30:22 | |
My name is Mr Wild and we are High Court enforcement agents. | 0:30:22 | 0:30:25 | |
We are here today to execute a court order, a High Court writ of control. | 0:30:26 | 0:30:31 | |
So we need to get in contact with Mr Johnson. | 0:30:32 | 0:30:35 | |
As a matter of urgency. | 0:30:35 | 0:30:36 | |
But just then a man emerges from the back. | 0:30:38 | 0:30:41 | |
Hello, sir. Are you Mr Johnson? | 0:30:41 | 0:30:43 | |
Hello, Mr Johnson. | 0:30:43 | 0:30:45 | |
My name's Mr Wild. | 0:30:45 | 0:30:47 | |
It seems Mr Johnson was here all along. | 0:30:47 | 0:30:50 | |
And he now excuses himself momentarily to switch off a machine. | 0:30:50 | 0:30:54 | |
Well, there you go. | 0:30:55 | 0:30:57 | |
All of a sudden, he turns up at the back, so... | 0:30:57 | 0:31:00 | |
Door was open, there, look. He's now trying to tell the staff | 0:31:05 | 0:31:08 | |
they're in the wrong for leaving the door open, | 0:31:08 | 0:31:10 | |
which clearly gave us peaceable access into the industrial unit. | 0:31:10 | 0:31:13 | |
We'll put him right. | 0:31:13 | 0:31:14 | |
When Mr Johnson returns, he asks our cameraman to leave. | 0:31:14 | 0:31:18 | |
Inside, Tommy and Craig explain they're here on behalf | 0:31:26 | 0:31:30 | |
of his former employee and their writ empowers them | 0:31:30 | 0:31:34 | |
to collect just over £4,000. | 0:31:34 | 0:31:36 | |
Otherwise, they'll have to remove goods to cover the value instead. | 0:31:36 | 0:31:39 | |
Thankfully, Mr Johnson knows all about the debt | 0:31:39 | 0:31:42 | |
and the sheriffs are spared the task of working out | 0:31:42 | 0:31:45 | |
whether any of the vehicles outside belong to him | 0:31:45 | 0:31:48 | |
or weighing up the auction value of a whole lot of lettuce | 0:31:48 | 0:31:52 | |
and bread rolls. | 0:31:52 | 0:31:53 | |
He agrees to pay, and half an hour later, Tommy and Craig are leaving, | 0:31:53 | 0:31:56 | |
slightly surprised about how straightforward it was | 0:31:56 | 0:32:00 | |
considering the reception they got when they arrived. | 0:32:00 | 0:32:03 | |
We've gained peaceable access, | 0:32:03 | 0:32:04 | |
met the workers who initially said that our guy wasn't there. | 0:32:04 | 0:32:09 | |
But like the Scarlet Pimpernel, he appeared from the back. | 0:32:09 | 0:32:12 | |
His wife was actually in the office at the front of the building, | 0:32:12 | 0:32:14 | |
so explained the situation and ultimately we got paid in full. | 0:32:14 | 0:32:18 | |
Normally, that would be the end of the matter, but in this case, | 0:32:18 | 0:32:22 | |
today's enforcement is only half the story. | 0:32:22 | 0:32:25 | |
The debt itself was an employment tribunal case, | 0:32:25 | 0:32:27 | |
it appears to be one of two employees. | 0:32:27 | 0:32:29 | |
He's expecting another one to come through quite quickly, | 0:32:29 | 0:32:32 | |
so Tommy explained to him if he can get that resolved before we turn up | 0:32:32 | 0:32:36 | |
it's going to be more financially viable for him to do that. | 0:32:36 | 0:32:39 | |
Following the sheriffs' visit, | 0:32:42 | 0:32:43 | |
Mr Johnson also paid the second tribunal award, | 0:32:43 | 0:32:47 | |
meaning that both of his former employees have now got the money | 0:32:47 | 0:32:51 | |
the employment tribunal said they were owed. | 0:32:51 | 0:32:53 | |
Back in the south-east, | 0:33:06 | 0:33:07 | |
Lawrence and Kev are also looking for a businessmen with a debt to pay. | 0:33:07 | 0:33:11 | |
But this is a very different kind of business | 0:33:11 | 0:33:14 | |
and an unusual case for them. | 0:33:14 | 0:33:16 | |
We are in Epsom in Surrey today. | 0:33:16 | 0:33:19 | |
We are going to see Kieran Midwinter, | 0:33:19 | 0:33:21 | |
trading as Epsom Rocks Tanning. | 0:33:21 | 0:33:23 | |
So, as you probably can guess, it's a tanning salon. | 0:33:23 | 0:33:26 | |
It's for sale of sunbed tubes. | 0:33:26 | 0:33:28 | |
They didn't pay for them. | 0:33:28 | 0:33:29 | |
Mr Midwinter has been taken to court by the supplier of the sunbed tubes. | 0:33:32 | 0:33:36 | |
He didn't defend the case and judgment has been made by default. | 0:33:36 | 0:33:40 | |
He now owes £3,373. | 0:33:40 | 0:33:44 | |
Neither Lawrence nor Kev are especially familiar | 0:33:47 | 0:33:50 | |
with what goes on in a tanning salon. | 0:33:50 | 0:33:51 | |
Not really into sunbeds, to be honest. | 0:33:51 | 0:33:54 | |
I like going on holiday and getting a bit of tan. | 0:33:54 | 0:33:57 | |
I know Lawrence is a fan of that, as well. | 0:33:57 | 0:33:59 | |
Yeah, because there's quite a lot of me to get tanned, really. | 0:33:59 | 0:34:01 | |
I'm pretty sure I remember him telling me he's got yellow Speedos, | 0:34:01 | 0:34:04 | |
I think. I think it is. Is that right? | 0:34:04 | 0:34:06 | |
No, I haven't got any budgie smugglers. | 0:34:06 | 0:34:09 | |
But a holiday seems a million miles away | 0:34:11 | 0:34:13 | |
as they slog through the Epsom traffic. | 0:34:13 | 0:34:16 | |
Pretty heavy. | 0:34:16 | 0:34:17 | |
Yeah, go on. | 0:34:17 | 0:34:19 | |
So, I think parking's going to be a bit of an issue. | 0:34:19 | 0:34:21 | |
Lawrence does manage to bag what he thinks is a good spot. | 0:34:21 | 0:34:25 | |
Only to be disappointed. | 0:34:25 | 0:34:27 | |
Oh! Permit holders only. | 0:34:27 | 0:34:29 | |
I'll stay here if you want. Just give us a shout if you need us. | 0:34:29 | 0:34:32 | |
Yeah. All right, mate. | 0:34:32 | 0:34:33 | |
Let me know if them beauty technicians give you any grief. | 0:34:33 | 0:34:37 | |
Right, if they jump me and, like, pin me to the floor, you mean? | 0:34:37 | 0:34:39 | |
Yeah, them sunbed assistants. | 0:34:39 | 0:34:41 | |
So Lawrence heads to the debtors on foot, | 0:34:41 | 0:34:43 | |
while Kev does the decent thing and minds the van. | 0:34:43 | 0:34:46 | |
It's not always ideal to leave Lawrence on his own. | 0:34:46 | 0:34:50 | |
For safety reasons more than anything. | 0:34:50 | 0:34:52 | |
But there's nothing worse than getting a parking ticket, | 0:34:52 | 0:34:55 | |
so Lawrence will be all right in the sunbed shop on his own. | 0:34:55 | 0:34:58 | |
The sheriffs are banking on the tanning salon | 0:34:59 | 0:35:01 | |
being a fairly unthreatening environment. | 0:35:01 | 0:35:03 | |
They obviously hadn't factored in the soundtrack. | 0:35:03 | 0:35:07 | |
LOUD DANCE MUSIC | 0:35:07 | 0:35:09 | |
Hello! | 0:35:09 | 0:35:11 | |
Hello, sir. I'm looking for Kieran Midwinter. | 0:35:16 | 0:35:18 | |
Would that be yourself, sir? | 0:35:18 | 0:35:19 | |
It is indeed the man named on the High Court writ. | 0:35:22 | 0:35:25 | |
Lawrence tells him he's got an unpaid debt | 0:35:25 | 0:35:28 | |
and that's he's here to collect. | 0:35:28 | 0:35:29 | |
MUSIC VOLUME DECREASES | 0:35:29 | 0:35:31 | |
That's better. I'm here today to take control of goods | 0:35:31 | 0:35:35 | |
to the value of £3373.41. | 0:35:35 | 0:35:37 | |
The only way to prevent further action is to pay in full, sir. | 0:35:37 | 0:35:40 | |
Overdue invoices. | 0:35:43 | 0:35:44 | |
So that's what the debt is. | 0:35:45 | 0:35:47 | |
No, sure. | 0:35:47 | 0:35:48 | |
While they do, our cameraman has to step outside. | 0:35:50 | 0:35:53 | |
Mr Midwinter tells Lawrence he didn't know about the debt, | 0:35:54 | 0:35:57 | |
but he doesn't dispute it and wants to pay, | 0:35:57 | 0:36:00 | |
only he doesn't have the money. | 0:36:00 | 0:36:01 | |
The gentleman didn't appear to know anything about it. | 0:36:03 | 0:36:06 | |
He knew there was an original small debt | 0:36:06 | 0:36:08 | |
but he didn't realise it had gone to a debt collection company, etc, etc. | 0:36:08 | 0:36:12 | |
He hasn't been running the salon himself for quite a while. | 0:36:12 | 0:36:15 | |
He's only just gone back in there, | 0:36:15 | 0:36:17 | |
so it looks like any of the post that went there | 0:36:17 | 0:36:20 | |
with regards to this he didn't actually get. | 0:36:20 | 0:36:22 | |
Whether the staff threw it away or whatever, I don't know. | 0:36:22 | 0:36:25 | |
Lawrence has explained to Mr Midwinter | 0:36:27 | 0:36:29 | |
that if he doesn't come up with the money | 0:36:29 | 0:36:31 | |
then he'll remove his sunbeds, | 0:36:31 | 0:36:33 | |
and soon the pair agree to a creative solution | 0:36:33 | 0:36:35 | |
to the problem, as a slightly bemused Kev | 0:36:35 | 0:36:38 | |
explains from the comfort of the van. | 0:36:38 | 0:36:41 | |
OK, so I got an update from Lawrence. | 0:36:41 | 0:36:43 | |
The debtor, he has sold his car recently. | 0:36:43 | 0:36:47 | |
The money for that is actually at another premises | 0:36:47 | 0:36:50 | |
which is about 20 miles from here. | 0:36:50 | 0:36:52 | |
That would cover the debt that we're after. | 0:36:52 | 0:36:55 | |
20 miles from here, maybe, | 0:36:55 | 0:36:57 | |
but just a few miles from the sheriffs' office | 0:36:57 | 0:36:59 | |
and their colleague Tommy. | 0:36:59 | 0:37:01 | |
It's a bit long-winded and round the houses | 0:37:01 | 0:37:04 | |
but hopefully Tommy can go and collect this money, | 0:37:04 | 0:37:07 | |
give us a call that he's collected it | 0:37:07 | 0:37:09 | |
and we can be off from here without removing goods. | 0:37:09 | 0:37:12 | |
Tommy may not be used to playing the role of Lawrence's courier, | 0:37:12 | 0:37:15 | |
but his help will save the sheriffs hours of time | 0:37:15 | 0:37:18 | |
and possibly get their client paid quicker. | 0:37:18 | 0:37:21 | |
Half an hour later, his efforts have paid off | 0:37:21 | 0:37:24 | |
and Lawrence explains his tactics. | 0:37:24 | 0:37:27 | |
There are three sunbeds in total and they'd all be a bit | 0:37:27 | 0:37:30 | |
of an effort to remove, | 0:37:30 | 0:37:31 | |
and they wouldn't have sold for very much anyway. | 0:37:31 | 0:37:34 | |
And with that in mind, | 0:37:36 | 0:37:37 | |
Lawrence is satisfied they have made the right call. | 0:37:37 | 0:37:40 | |
He's paid £2,810 off the debt today | 0:37:41 | 0:37:44 | |
and I've got a controlled goods agreement in place | 0:37:44 | 0:37:47 | |
and he's got to pay just under £600 in two weeks' time | 0:37:47 | 0:37:51 | |
to clear the debt, so I'm quite happy with that. | 0:37:51 | 0:37:55 | |
Thank you, Tommy. | 0:37:55 | 0:37:56 | |
Today, enforcement agents Tommy and Craig | 0:38:12 | 0:38:14 | |
have been working in the Midlands, and in the middle of the afternoon, | 0:38:14 | 0:38:18 | |
their third call of the day leads them into the city. | 0:38:18 | 0:38:21 | |
We are in the centre of Birmingham more or less today, | 0:38:21 | 0:38:25 | |
off to a limited company called Zebra Worldwide Machinery Ltd. | 0:38:25 | 0:38:30 | |
It's run by a Simon Graham Wintermore. | 0:38:30 | 0:38:33 | |
We believe it's in relation to a machine that he supplied. | 0:38:33 | 0:38:38 | |
The claimant is a customer who wasn't happy with a lathe he bought. | 0:38:38 | 0:38:42 | |
He took the matter to court and won a judgment against the company, | 0:38:42 | 0:38:46 | |
but he didn't receive his money. | 0:38:46 | 0:38:48 | |
Two months down the line, | 0:38:48 | 0:38:50 | |
the sheriffs are hoping to collect £5,834. | 0:38:50 | 0:38:53 | |
But as they approach, it doesn't look promising. | 0:38:56 | 0:38:59 | |
It's all locked up, mate. | 0:38:59 | 0:39:01 | |
That doesn't look good, does it? | 0:39:01 | 0:39:03 | |
The sheriffs park up and ring the bell. | 0:39:05 | 0:39:07 | |
DOORBELL RINGS | 0:39:07 | 0:39:10 | |
Big old place, isn't it? | 0:39:10 | 0:39:12 | |
It's a huge unit, but the shutters are down | 0:39:12 | 0:39:15 | |
and there's no sight or sound of heavy machinery. | 0:39:15 | 0:39:19 | |
Can't hear any noise. | 0:39:19 | 0:39:21 | |
Just when they're beginning to suspect this visit is a lost cause, | 0:39:24 | 0:39:27 | |
the door opens. | 0:39:27 | 0:39:28 | |
Hello, sir. Trying to get in contact with Mr Simon Graham Wintermore. | 0:39:30 | 0:39:34 | |
My name's Mr Wilde, I'm a High Court enforcement agent. | 0:39:36 | 0:39:38 | |
OK, so I need to leave the door open. | 0:39:40 | 0:39:42 | |
Yes, I have to. No, sir. | 0:39:42 | 0:39:44 | |
It's a commercial property. We can force entry if we need to. | 0:39:45 | 0:39:48 | |
-Yes, we have. -We've got a court order to come in. | 0:39:50 | 0:39:53 | |
Are you Mr Wintermore? | 0:39:53 | 0:39:56 | |
I'll wait here. | 0:39:56 | 0:39:57 | |
The door needs to stay open, we need to speak to him. | 0:39:57 | 0:40:00 | |
Otherwise, we'll have to force entry and get the police. | 0:40:00 | 0:40:03 | |
No way, sir. | 0:40:03 | 0:40:04 | |
We'll stay here until he comes down. | 0:40:04 | 0:40:06 | |
That's fine. | 0:40:06 | 0:40:07 | |
The last thing the sheriffs want is to get locked out. | 0:40:07 | 0:40:10 | |
Although they could legally force entry if they needed to, | 0:40:10 | 0:40:13 | |
it's a situation they'd rather avoid. | 0:40:13 | 0:40:16 | |
We weren't going to let the door be shut on us. | 0:40:16 | 0:40:19 | |
We'll be polite to these people as much as we can, | 0:40:19 | 0:40:22 | |
but we are here with the authority of the courts to do our job. | 0:40:22 | 0:40:25 | |
For now, they are happy to wait at the entrance | 0:40:25 | 0:40:27 | |
where they've got a decent view of the assets. | 0:40:27 | 0:40:31 | |
This lot, they are lathes, aren't they? | 0:40:31 | 0:40:33 | |
They are pillar drills. | 0:40:33 | 0:40:34 | |
That looks like a guillotine cutter. | 0:40:34 | 0:40:36 | |
That's a scrubber, a floor polisher thing. | 0:40:36 | 0:40:39 | |
Hmm. | 0:40:39 | 0:40:41 | |
The machines might be a challenge to remove, | 0:40:41 | 0:40:44 | |
but they definitely have value. | 0:40:44 | 0:40:46 | |
Meanwhile, a man emerges from the office upstairs. | 0:40:46 | 0:40:49 | |
What do you think? Is that the same guy? | 0:40:49 | 0:40:52 | |
No, it's a different guy. | 0:40:52 | 0:40:53 | |
-Hello, sir. -Hello, sir. | 0:40:55 | 0:40:56 | |
-Mr Wintermore? -Can I help you? Hold on, that's a camera crew. | 0:40:56 | 0:40:59 | |
It is indeed the company boss, | 0:40:59 | 0:41:01 | |
but on spotting our camera he is less than pleased. | 0:41:01 | 0:41:05 | |
We are asked to leave and it's left to Tommy and Craig inside | 0:41:05 | 0:41:08 | |
to explain that it's time for Zebra to pay its debts. | 0:41:08 | 0:41:12 | |
The answer isn't exactly what they expected. | 0:41:12 | 0:41:15 | |
The boss says he's already paid and produces proof | 0:41:15 | 0:41:19 | |
of a recent bank transfer. | 0:41:19 | 0:41:20 | |
On closer inspection, it appears he's made a payment | 0:41:20 | 0:41:24 | |
direct to the claimant's solicitor, | 0:41:24 | 0:41:26 | |
but it's only for the amount owed | 0:41:26 | 0:41:28 | |
before the case was transferred to the High Court. | 0:41:28 | 0:41:31 | |
The director is not happy at all because he's saying | 0:41:31 | 0:41:33 | |
the payment he made, he thought it was going to resolve the case. | 0:41:33 | 0:41:37 | |
Obviously, court action has been taken | 0:41:37 | 0:41:39 | |
and that's why we are here today, | 0:41:39 | 0:41:41 | |
and he needs to deal with us, but he's not happy at all. | 0:41:41 | 0:41:43 | |
Because he didn't pay to begin with, | 0:41:45 | 0:41:48 | |
Mr Wintermore now owes another £868. | 0:41:48 | 0:41:51 | |
He's not happy. | 0:41:53 | 0:41:55 | |
Nevertheless, he reaches for his credit card, | 0:41:55 | 0:41:58 | |
and the sheriffs are soon on their way, | 0:41:58 | 0:42:00 | |
satisfied they have carried out the Court's wishes. | 0:42:00 | 0:42:03 | |
Got a bit fruity on the door, one of the employees. | 0:42:03 | 0:42:06 | |
We managed to put the foot in the door, secured the access. | 0:42:06 | 0:42:10 | |
The director produced evidence that he paid direct | 0:42:10 | 0:42:13 | |
to the claimant's legal representation, just under £5,000. | 0:42:13 | 0:42:17 | |
So we've checked that out, that's come off the bill | 0:42:17 | 0:42:20 | |
leaving a short balance outstanding | 0:42:20 | 0:42:22 | |
which we have just collected in full. | 0:42:22 | 0:42:24 | |
It didn't come to listing down the company's goods, | 0:42:26 | 0:42:29 | |
but aside from the valuable machines they first saw, | 0:42:29 | 0:42:32 | |
there was one asset inside that made quite an impression. | 0:42:32 | 0:42:35 | |
Oh, yeah, the zebra head. | 0:42:37 | 0:42:38 | |
There was a zebra head mounted in his office. | 0:42:38 | 0:42:41 | |
-Huge. -Quite impressive. | 0:42:41 | 0:42:42 | |
But for now, the boss's machines and taxidermy are safe. | 0:42:42 | 0:42:46 | |
The sheriffs are leaving with payment in full | 0:42:46 | 0:42:49 | |
and the claimant has got their money back. | 0:42:49 | 0:42:51 | |
Mr Wintermore told us he did offer the claimant who bought the lathe | 0:42:53 | 0:42:57 | |
an alternative machine and says he wasn't aware he owed any fees | 0:42:57 | 0:43:00 | |
at the time he made the payment. | 0:43:00 | 0:43:03 |