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Meet the sheriffs. | 0:00:00 | 0:00:02 | |
My name's Mr Grix. My colleague and I are enforcement agents. | 0:00:02 | 0:00:04 | |
We're here with a High Court order today. | 0:00:04 | 0:00:06 | |
They work for the High Court, and if a judge says you're owed money, | 0:00:06 | 0:00:10 | |
it's the sheriffs' job to go and get it. | 0:00:10 | 0:00:12 | |
-Here are all the keys. -I'm going to be calling a locksmith. | 0:00:12 | 0:00:17 | |
They can demand payment on the spot... | 0:00:17 | 0:00:19 | |
-What can you pay us now? -Going to get the cash, are you? | 0:00:19 | 0:00:21 | |
-Are you paying the bill? -..or remove assets instead. | 0:00:21 | 0:00:24 | |
You've got 30 minutes to make the payment, | 0:00:24 | 0:00:25 | |
or we'll start removing stuff from the building. | 0:00:25 | 0:00:27 | |
You'll have a week to pay in full before they get sold at auction. | 0:00:27 | 0:00:30 | |
Obstructing their work can be a criminal offence. | 0:00:30 | 0:00:34 | |
I wouldn't do that if I was you. | 0:00:34 | 0:00:35 | |
-Don't lie to me. -No mess tins. | 0:00:35 | 0:00:38 | |
Every year, sheriffs in England and Wales recover unpaid debts | 0:00:38 | 0:00:42 | |
totalling more than £80 million. | 0:00:42 | 0:00:44 | |
Coming up, Tommy and Mike have a £13,000 debt to recover | 0:00:49 | 0:00:53 | |
at a residential address. | 0:00:53 | 0:00:55 | |
-Hello? -The debtor can't pay, but there's a very special car | 0:00:57 | 0:01:01 | |
on the driveway. | 0:01:01 | 0:01:02 | |
That's a nice motor. | 0:01:02 | 0:01:04 | |
I'm thinking this could be the one that's going to go. | 0:01:04 | 0:01:06 | |
Ron Garratt lost money and a collection of antiques | 0:01:06 | 0:01:09 | |
when a shop suddenly closed down. | 0:01:09 | 0:01:11 | |
I trusted Nick - he was very friendly, | 0:01:11 | 0:01:14 | |
but eventually, he stopped talking to me. | 0:01:14 | 0:01:16 | |
Jess and Billy are on the hunt for his money. | 0:01:16 | 0:01:19 | |
We're going to force entry into the shop | 0:01:19 | 0:01:21 | |
within about the next ten or 15 minutes if she doesn't attend. | 0:01:21 | 0:01:24 | |
And, after a jeweller sold a customer's Rolex, | 0:01:24 | 0:01:27 | |
and didn't hand over the money, Rob and Gerald pay him a visit. | 0:01:27 | 0:01:31 | |
-Time's up. -Where are the keys for all of these drawers? | 0:01:31 | 0:01:33 | |
-I want to empty them. -Excuse me. -I'm taking everything. | 0:01:33 | 0:01:36 | |
-Everything? -Everything! | 0:01:36 | 0:01:38 | |
This afternoon, Tommy Coyle and Mike Perkins are in Hampshire. | 0:01:42 | 0:01:47 | |
Today, we're off to a residential property. | 0:01:47 | 0:01:50 | |
We're looking for a Miss Lisa Berglin and a Dr Richard Berglin. | 0:01:50 | 0:01:55 | |
We're looking for around £14,000. | 0:01:55 | 0:01:58 | |
The couple were taken to court by their ex-landlords | 0:01:58 | 0:02:01 | |
following a dispute over rent for their previous home. | 0:02:01 | 0:02:04 | |
The Berglins lost, but then applied for a set-aside, | 0:02:04 | 0:02:08 | |
which would have meant that the case was re-heard. | 0:02:08 | 0:02:10 | |
The court refused, and the original judgment still stood. | 0:02:10 | 0:02:13 | |
The couple then applied for a variation order, | 0:02:13 | 0:02:16 | |
which was granted, and repayments were set at £2,500 a month. | 0:02:16 | 0:02:22 | |
But then the Berglins didn't pay as agreed. | 0:02:22 | 0:02:25 | |
Now their former landlords have got a High Court writ. | 0:02:25 | 0:02:28 | |
Today, Richard and Lisa Berglin owe... | 0:02:28 | 0:02:31 | |
Enforcing personal debts at residential properties can be tricky | 0:02:35 | 0:02:38 | |
for the sheriffs, as they can't force entry to search for goods. | 0:02:38 | 0:02:43 | |
Fortunately, their file contains some useful information | 0:02:43 | 0:02:46 | |
about what assets to expect. | 0:02:46 | 0:02:49 | |
We've been informed that there is a number of nice vehicles - | 0:02:49 | 0:02:54 | |
get a nice big yellow clamp out, | 0:02:54 | 0:02:56 | |
put it on the wheel, and prompt the payment. | 0:02:56 | 0:02:59 | |
When Tommy and Mike arrive at the property, | 0:02:59 | 0:03:01 | |
they find exactly what they were hoping for. | 0:03:01 | 0:03:04 | |
There you go, we've got three vehicles there, | 0:03:04 | 0:03:06 | |
two high-end value vehicles. | 0:03:06 | 0:03:08 | |
It looks like there is a vehicle that has the Porsche badge on. | 0:03:08 | 0:03:11 | |
Yeah, this is paying all day long, this is. | 0:03:11 | 0:03:14 | |
In fact, there are four vehicles on the drive. | 0:03:14 | 0:03:17 | |
Nice to see plenty of assets - always good. | 0:03:17 | 0:03:19 | |
Tommy and Mike make their way to the front door. | 0:03:21 | 0:03:23 | |
They knock, but there's no answer. | 0:03:25 | 0:03:27 | |
There's a few lights on in the house around that side, | 0:03:28 | 0:03:31 | |
CCTV round the corner, | 0:03:31 | 0:03:34 | |
but I can't see any movement in there. | 0:03:34 | 0:03:36 | |
With no-one to talk to, Mike checks out the vehicles on the drive. | 0:03:36 | 0:03:41 | |
The Porsche is unlocked. | 0:03:41 | 0:03:43 | |
And in our diligent search, see if we can come upon any documentation | 0:03:43 | 0:03:47 | |
to see obviously who owns it. | 0:03:47 | 0:03:50 | |
Sheriffs don't have right of entry at residential properties, | 0:03:50 | 0:03:53 | |
but they are entitled to open unlocked doors, including car doors. | 0:03:53 | 0:03:58 | |
-What was the defendant's name? -Richard? -Yeah, Dr Richard Berglin. | 0:04:00 | 0:04:05 | |
Yeah. | 0:04:05 | 0:04:07 | |
The letter indicates the Porsche 4X4 could belong to the man | 0:04:07 | 0:04:10 | |
they're looking for. | 0:04:10 | 0:04:12 | |
But it's what's under the other cover | 0:04:12 | 0:04:14 | |
that really interests Tommy and Mike. | 0:04:14 | 0:04:16 | |
Oh, that's nice! | 0:04:16 | 0:04:18 | |
That's a nice motor. | 0:04:18 | 0:04:20 | |
I'm thinking this could be the one that's going to go. | 0:04:20 | 0:04:22 | |
It looks like a Mercedes-AMG SL 65 Black series - | 0:04:22 | 0:04:26 | |
A car that when new cost over £200,000. | 0:04:26 | 0:04:30 | |
But it's a few years old now. | 0:04:30 | 0:04:32 | |
What's the registration? | 0:04:32 | 0:04:34 | |
-It's not on it, mate. -It's not on here, either. | 0:04:34 | 0:04:38 | |
Tommy is just about to call his office | 0:04:38 | 0:04:40 | |
to let them know what he's found, | 0:04:40 | 0:04:42 | |
when Mike spots movement from inside the property. | 0:04:42 | 0:04:45 | |
There's someone in the house. | 0:04:45 | 0:04:46 | |
KNOCKS ON WINDOW | 0:04:49 | 0:04:50 | |
Hello! | 0:04:51 | 0:04:53 | |
The man comes to the French windows to speak to them. | 0:04:53 | 0:04:56 | |
Is it Dr Berglin? | 0:04:56 | 0:04:57 | |
We need to speak to somebody, | 0:04:58 | 0:05:00 | |
because we're going to be removing some vehicles off the drive. | 0:05:00 | 0:05:04 | |
We're enforcement agents. | 0:05:04 | 0:05:06 | |
Dr Berglin asks us to leave his garden, | 0:05:06 | 0:05:09 | |
and tells the sheriffs the 4X4 | 0:05:09 | 0:05:11 | |
has already been levied against by another company. | 0:05:11 | 0:05:14 | |
He says the Mercedes sports car belongs to a company | 0:05:14 | 0:05:17 | |
that he used to be part of, so neither car can be removed. | 0:05:17 | 0:05:22 | |
Tommy is not put off that easily. | 0:05:22 | 0:05:25 | |
Well, what's the situation trying to get this paid, then? | 0:05:25 | 0:05:27 | |
At the moment, I think we would be interested in that. | 0:05:27 | 0:05:31 | |
So... If you don't want to try and get this paid, | 0:05:34 | 0:05:36 | |
then we'll just have to carry on for now. | 0:05:36 | 0:05:38 | |
We'll have a look at this Merc. | 0:05:38 | 0:05:40 | |
With Tommy eyeing up his car, Dr Berglin comes outside, | 0:05:41 | 0:05:46 | |
and asks if there's a possibility of setting up a payment plan | 0:05:46 | 0:05:48 | |
to clear the debt. | 0:05:48 | 0:05:51 | |
We can still look to try to come to some sort of arrangement. | 0:05:51 | 0:05:53 | |
I mean, if we're left with no other avenue, then, you know... | 0:05:53 | 0:05:57 | |
We're going to need a good down-payment | 0:05:57 | 0:05:59 | |
due to the fact of how much this is worth. | 0:05:59 | 0:06:01 | |
But there's no down-payment offer on the table. | 0:06:01 | 0:06:04 | |
To have any chance of getting their client's money, | 0:06:04 | 0:06:06 | |
the sheriffs might need to take one of the vehicles. | 0:06:06 | 0:06:09 | |
The biggest issue's going to be physically moving it. | 0:06:09 | 0:06:12 | |
The hydraulic fluid's gone out the front. It can't be moved. | 0:06:12 | 0:06:16 | |
It would have to be basically lifted up and onto the back. | 0:06:16 | 0:06:20 | |
Moving the Mercedes is making Tommy nervous. | 0:06:20 | 0:06:23 | |
It's not made any easier when Dr Berglin tells them | 0:06:23 | 0:06:26 | |
he doesn't have the key for it at the house. | 0:06:26 | 0:06:28 | |
It might be time to have another look at the Porsche. | 0:06:29 | 0:06:32 | |
In good condition, | 0:06:33 | 0:06:34 | |
either car should raise at auction the £13,380 needed. | 0:06:34 | 0:06:40 | |
-Going to be a lot easier to move, isn't it? -Of course it is. | 0:06:40 | 0:06:42 | |
Dr Berglin doesn't have paperwork to prove the Mercedes | 0:06:42 | 0:06:45 | |
belongs to a company rather than himself, | 0:06:45 | 0:06:48 | |
but he does hand Mike a document | 0:06:48 | 0:06:50 | |
which seems to show the Porsche is already under control. | 0:06:50 | 0:06:53 | |
Is that the full agreement, is it? Can I have a look? | 0:06:53 | 0:06:56 | |
If the car is on someone else's list, | 0:06:56 | 0:06:58 | |
Tommy and Mike can't take it. | 0:06:58 | 0:07:00 | |
Mike calls the company to make sure. | 0:07:00 | 0:07:02 | |
We just want to find out if you guys have got any interest | 0:07:04 | 0:07:07 | |
in this vehicle any more. | 0:07:07 | 0:07:09 | |
They don't. The case is no longer in their hands. | 0:07:09 | 0:07:12 | |
That means the car could be removed, but it's not that simple. | 0:07:12 | 0:07:16 | |
-This has got no engine in it. -There is an engine. It's just... | 0:07:16 | 0:07:19 | |
It's just in pieces. | 0:07:19 | 0:07:21 | |
The value is dramatically decreased due to the engine being missing. | 0:07:21 | 0:07:26 | |
We'll have to do it Fred Flintstone style with your feet out the bottom. | 0:07:26 | 0:07:29 | |
Run along. | 0:07:29 | 0:07:31 | |
Although at first it looked like | 0:07:31 | 0:07:33 | |
there were thousands of pounds' worth of vehicles on the drive, | 0:07:33 | 0:07:36 | |
the sheriffs are struggling. | 0:07:36 | 0:07:38 | |
I couldn't think of two worse cars to try and move. | 0:07:38 | 0:07:41 | |
At that moment, Dr Berglin says he has an appointment elsewhere, | 0:07:41 | 0:07:46 | |
and leaves. | 0:07:46 | 0:07:48 | |
He's left us here with this, | 0:07:48 | 0:07:49 | |
cos he knows it's just going to be a nightmare to get out. | 0:07:49 | 0:07:53 | |
With an asset worth this much in front of him, | 0:07:53 | 0:07:55 | |
Tommy isn't going give up easily. | 0:07:55 | 0:07:58 | |
He gets on to the office. | 0:07:58 | 0:08:00 | |
It's not running, but it looks like one hell of a car. | 0:08:00 | 0:08:04 | |
But it's that low to the floor, the suspension's shot. | 0:08:04 | 0:08:08 | |
It's literally hugging the floor. | 0:08:08 | 0:08:11 | |
The car is sitting so deep in the gravel, Tommy's worried | 0:08:11 | 0:08:14 | |
they'll cause thousands of pounds of damage by trying to move it. | 0:08:14 | 0:08:18 | |
Dr Berglin told Tommy the Merc isn't just a run-of-the-mill | 0:08:18 | 0:08:22 | |
factory spec supercar. | 0:08:22 | 0:08:23 | |
It's apparently had a McLaren engine conversion. | 0:08:23 | 0:08:27 | |
The office is impressed. | 0:08:27 | 0:08:29 | |
-ON PHONE: -It's super rare. Super rare. | 0:08:29 | 0:08:32 | |
-It's super rare? -It's going. | 0:08:32 | 0:08:35 | |
It's not often the sheriffs think they'll recover nearly £14,000 | 0:08:35 | 0:08:39 | |
for their client in one visit to a residential property. | 0:08:39 | 0:08:43 | |
And despite the difficulty in removing the car, | 0:08:43 | 0:08:46 | |
Tommy's mind is made up. | 0:08:46 | 0:08:48 | |
We're looking at taking this asset, | 0:08:48 | 0:08:50 | |
which we believe has a lot of value in it. | 0:08:50 | 0:08:52 | |
At the moment, we're getting some specialist contractors down here, | 0:08:52 | 0:08:54 | |
going to uplift it, put it on the back, gone. Job done. | 0:08:54 | 0:08:58 | |
Job done, as Mr Coyle said. | 0:08:58 | 0:09:01 | |
He calls his favourite removal man, | 0:09:01 | 0:09:03 | |
and it looks like he'll get the car removed and the debt repaid. | 0:09:03 | 0:09:07 | |
Bye-bye. Bye, bye. | 0:09:07 | 0:09:09 | |
Apparently, he's removed Ferraris really low profile in the past, | 0:09:09 | 0:09:14 | |
so he's got a vehicle that should be able to do it. So it's looking good. | 0:09:14 | 0:09:17 | |
The only issue we've got against us now is time running away, | 0:09:17 | 0:09:20 | |
and it's getting dark, so I'd rather not be doing it in the dark. | 0:09:20 | 0:09:24 | |
Tommy takes a photo and sends it over for his man to evaluate. | 0:09:24 | 0:09:28 | |
But he doesn't get the answer he was hoping for. | 0:09:28 | 0:09:32 | |
It's not liftable. You can't get anything even worse. | 0:09:32 | 0:09:35 | |
The low level it is, | 0:09:35 | 0:09:37 | |
the fact it's on gravel, the position it's in, and with no key. | 0:09:37 | 0:09:41 | |
They're so close, but no-one wants to take responsibility | 0:09:41 | 0:09:45 | |
for doing such a difficult job in the dark. | 0:09:45 | 0:09:47 | |
I just don't want to come back tomorrow and this car's gone. | 0:09:47 | 0:09:50 | |
Let's clamp it, then. You've got to be dead careful. | 0:09:50 | 0:09:54 | |
Even clamping such a car is risky, | 0:09:54 | 0:09:56 | |
and Tommy watches as Mike gets down to business. | 0:09:56 | 0:10:00 | |
Hang on, the jacket's coming off. He means business. | 0:10:02 | 0:10:04 | |
-What did your last skivvy die of? -Cheers. | 0:10:04 | 0:10:08 | |
You should see how low it is under here, man. | 0:10:10 | 0:10:12 | |
-I know. -It's proper low. | 0:10:12 | 0:10:14 | |
The wheels alone are probably worth more than some of the cars | 0:10:14 | 0:10:18 | |
Mike's removed, so he's taking it very slowly. | 0:10:18 | 0:10:21 | |
Just as he's finished, Dr Berglin is back. | 0:10:21 | 0:10:24 | |
What we're doing, just to explain - the vehicle, we have to clamp it. | 0:10:24 | 0:10:30 | |
-Right. -We're going to be leaving it here tonight. They want it removed. | 0:10:30 | 0:10:35 | |
-Right. -So we're going to be back. | 0:10:35 | 0:10:37 | |
Dr Berglin tucks his car in for what might be the last time. | 0:10:38 | 0:10:42 | |
And that's as far as the sheriffs can go tonight. | 0:10:43 | 0:10:46 | |
If Dr Berglin wants to save his car, | 0:10:46 | 0:10:48 | |
he's got an extra day to come up with the money. | 0:10:48 | 0:10:51 | |
Later, Tommy and Mike return in daylight, | 0:10:53 | 0:10:56 | |
and this time with a recovery truck. | 0:10:56 | 0:10:59 | |
ENGINE REVS | 0:10:59 | 0:11:01 | |
Using the county courts to try and recover money you're owed | 0:11:12 | 0:11:15 | |
isn't difficult. | 0:11:15 | 0:11:17 | |
1.5 million money claims are paid every year in England and Wales | 0:11:17 | 0:11:22 | |
involving anything from faulty goods or poor workmanship | 0:11:22 | 0:11:24 | |
to unpaid invoices. | 0:11:24 | 0:11:27 | |
Claims can be filed online or by post for a small fee. | 0:11:27 | 0:11:31 | |
Both parties in the case will be asked to submit evidence, | 0:11:31 | 0:11:34 | |
and you may have to attend a court hearing. | 0:11:34 | 0:11:37 | |
If you're successful, a county court judgment or CCJ will be issued | 0:11:37 | 0:11:41 | |
against the debtor. If they still don't pay, | 0:11:41 | 0:11:44 | |
that's when you call the sheriffs. | 0:11:44 | 0:11:46 | |
Enforcement agents Jess Paton and Billy Evans are in Northamptonshire | 0:11:48 | 0:11:54 | |
heading to an antique shop. | 0:11:54 | 0:11:55 | |
Today we're heading to Larch Antiques. | 0:11:55 | 0:11:59 | |
They debt we're looking for is £1,797.44. | 0:11:59 | 0:12:03 | |
That's not a massive debt, so hopefully we can get it resolved. | 0:12:03 | 0:12:07 | |
The writ against a Mr and Mrs Hunter. | 0:12:07 | 0:12:10 | |
They used to run a different antique shop nearby, | 0:12:10 | 0:12:13 | |
which closed owing money to Ron Garrett. | 0:12:13 | 0:12:15 | |
He and his late wife Karen were enthusiastic collectors. | 0:12:17 | 0:12:21 | |
Now 70, Ron met Karen in 1968. | 0:12:21 | 0:12:25 | |
I was in the Air Force, working on the Vulcan bomber. | 0:12:26 | 0:12:29 | |
I met Karen on a blind date. I don't like dancing particularly, | 0:12:29 | 0:12:33 | |
but I must've had a bit of a jig and a few pints, and so on. | 0:12:33 | 0:12:37 | |
I fell in love straight away. She was absolutely gorgeous. | 0:12:37 | 0:12:40 | |
We were married for 42 years. | 0:12:40 | 0:12:43 | |
In that time, they developed a shared passion for antiques. | 0:12:43 | 0:12:46 | |
Most Sundays, probably Saturday as well, | 0:12:48 | 0:12:51 | |
we used to go to a fair or a flea market. | 0:12:51 | 0:12:53 | |
I collected lots of writing instruments, writing boxes. | 0:12:53 | 0:12:58 | |
Karen liked anything that was old, especially Victorian sewing pieces. | 0:12:58 | 0:13:03 | |
In 2012, after suffering from cancer for some time, Karen passed away. | 0:13:03 | 0:13:08 | |
I miss her every day. I didn't want to come home... | 0:13:08 | 0:13:11 | |
HE SNIFFS | 0:13:11 | 0:13:12 | |
..without her. | 0:13:12 | 0:13:13 | |
It was God's own job just to shut the curtains. | 0:13:15 | 0:13:18 | |
Ron handed down some of their most precious items | 0:13:20 | 0:13:23 | |
to their two children, | 0:13:23 | 0:13:24 | |
but eventually decided that much of the collection should be sold. | 0:13:24 | 0:13:28 | |
It's a hard decision, because we'd collected all the parts together. | 0:13:28 | 0:13:32 | |
I remember saying loads of times, | 0:13:32 | 0:13:35 | |
cos obviously, Karen knew she was dying, as well, | 0:13:35 | 0:13:39 | |
and she said, "Don't you sell my stuff!" | 0:13:39 | 0:13:41 | |
HE LAUGHS | 0:13:41 | 0:13:43 | |
I'm expecting a bolt of lightning coming through the ceiling any time. | 0:13:43 | 0:13:47 | |
I do feel guilty, but the kids don't want them all, | 0:13:47 | 0:13:51 | |
and I don't want them to end up in house clearance. | 0:13:51 | 0:13:53 | |
Ron found a local antique shop called Hunter's Emporium, | 0:13:54 | 0:13:58 | |
run by Nick and Helen Hunter. | 0:13:58 | 0:14:00 | |
He rented some cabinet space in their shop, | 0:14:00 | 0:14:02 | |
and they began to sell the items on his behalf. | 0:14:02 | 0:14:05 | |
Nick and Helen were so friendly, and I trusted them. | 0:14:06 | 0:14:11 | |
She paid me monthly. | 0:14:11 | 0:14:12 | |
Some months, it was very slow to get my money, | 0:14:12 | 0:14:15 | |
and very often, there'd be certain things missing | 0:14:15 | 0:14:18 | |
from the sales invoice. | 0:14:18 | 0:14:19 | |
They'd obviously sold it and not recorded it. | 0:14:19 | 0:14:22 | |
I used to point it out, and they'd just pay me the money. | 0:14:22 | 0:14:25 | |
There was no argument about it. | 0:14:25 | 0:14:27 | |
Despite the discrepancies in the book-keeping, | 0:14:27 | 0:14:29 | |
Ron kept up the arrangement for two years. | 0:14:29 | 0:14:32 | |
Then something happened that prevented him | 0:14:33 | 0:14:35 | |
from making his regular visits to the shop. | 0:14:35 | 0:14:38 | |
I was trimming trees in my garden, and I came down on my back. | 0:14:38 | 0:14:42 | |
I broke my back and three ribs, and also damaged a kidney. | 0:14:42 | 0:14:47 | |
So I was in hospital for nine weeks, and I wasn't able to go over there | 0:14:47 | 0:14:53 | |
and check my stock, check what had been sold and not, and so on. | 0:14:53 | 0:14:58 | |
When he came home, Ron discovered | 0:14:58 | 0:15:00 | |
that Hunter's Emporium had closed down. | 0:15:00 | 0:15:03 | |
He got a final sales invoice for £350, | 0:15:03 | 0:15:06 | |
and arranged to collect the unsold items from the shop. | 0:15:06 | 0:15:10 | |
I noticed straight away there were certain parts missing, | 0:15:10 | 0:15:14 | |
and Nick said, | 0:15:14 | 0:15:15 | |
"Oh, I've had some of that," you know, he said, "I like your stuff." | 0:15:15 | 0:15:18 | |
And he said, "I've had some of that." | 0:15:18 | 0:15:20 | |
So, he said, "I'll make sure you get your money." | 0:15:20 | 0:15:23 | |
The dealer said he'd bought some of Ron's pieces for himself, | 0:15:23 | 0:15:27 | |
and promised to pay what was owed. | 0:15:27 | 0:15:29 | |
We kept in touch with texts. | 0:15:29 | 0:15:31 | |
I asked him when I'd get my money, and one of the times he said, | 0:15:31 | 0:15:34 | |
"I haven't got any money at the moment, but as soon as I have, | 0:15:34 | 0:15:37 | |
"you'll be the first one to get it." | 0:15:37 | 0:15:39 | |
So I trusted Nick - he was very friendly, called me mate, | 0:15:39 | 0:15:43 | |
shook my hand, but eventually, something happened, | 0:15:43 | 0:15:48 | |
and he stopped talking to me. | 0:15:48 | 0:15:51 | |
At that point, Ron lost contact with both Nick and Helen. | 0:15:51 | 0:15:55 | |
He was owed £350 in sales, and another £400 from the missing items. | 0:15:55 | 0:16:00 | |
I was watching the sheriff programme on the television, and I thought, | 0:16:01 | 0:16:05 | |
"I wonder if they could help me." | 0:16:05 | 0:16:07 | |
I ran it past my son, and he said, | 0:16:07 | 0:16:10 | |
"Oh, I don't think your case is big enough, Dad. | 0:16:10 | 0:16:12 | |
"They probably wouldn't want to bother with it." | 0:16:12 | 0:16:14 | |
I looked it up. It said anything over £600. | 0:16:14 | 0:16:18 | |
So, I thought, well, mine's over £600 - | 0:16:18 | 0:16:21 | |
not by much, but it's over £600. | 0:16:21 | 0:16:24 | |
Before he could engage the sheriffs, | 0:16:24 | 0:16:26 | |
Ron had to get a county court judgment. | 0:16:26 | 0:16:29 | |
The shop was gone, but a friend gave him Helen Hunter's address, | 0:16:29 | 0:16:32 | |
and he hand-delivered the court paperwork. | 0:16:32 | 0:16:35 | |
He never got a reply, | 0:16:35 | 0:16:37 | |
and after two weeks, the court granted him a default judgment. | 0:16:37 | 0:16:40 | |
When that too was ignored, | 0:16:40 | 0:16:42 | |
he upgraded to the High Court, and got a writ. | 0:16:42 | 0:16:45 | |
Since then, Ron's done more digging, and found there's now a new shop - | 0:16:45 | 0:16:49 | |
Larch Antiques. | 0:16:49 | 0:16:52 | |
I've quite enjoyed doing the detective work, | 0:16:52 | 0:16:55 | |
and I'm really hoping that the sheriffs | 0:16:55 | 0:16:59 | |
will be able to get my money back for me. | 0:16:59 | 0:17:02 | |
After going through court, the total debt now stands at £1,797. | 0:17:02 | 0:17:08 | |
Ron's writ has both Mr and Mrs Hunter's names on it. | 0:17:15 | 0:17:19 | |
That means they can agree to pay half each, | 0:17:19 | 0:17:21 | |
or the sheriffs can collect the entire bill | 0:17:21 | 0:17:23 | |
from whichever one of them they find first. | 0:17:23 | 0:17:26 | |
Jess and Billy are trained to estimate a business's assets, | 0:17:27 | 0:17:31 | |
but while they know the value of second-hand computers, | 0:17:31 | 0:17:33 | |
office furniture and cars at auction, | 0:17:33 | 0:17:35 | |
Billy's hoping for some help with appraisal today. | 0:17:35 | 0:17:38 | |
I don't know much about antiques. | 0:17:38 | 0:17:40 | |
I've brought the antique Jess with me today | 0:17:40 | 0:17:42 | |
to get him valued to see what he's worth. | 0:17:42 | 0:17:44 | |
Could be worth a trade-in. | 0:17:44 | 0:17:46 | |
HE LAUGHS | 0:17:46 | 0:17:49 | |
Jess might be an old classic himself... | 0:17:49 | 0:17:51 | |
-It's apparently along here. -Slow it down a bit. | 0:17:51 | 0:17:54 | |
..but he spots the shop first. | 0:17:54 | 0:17:56 | |
Larch Antiques. Here we go. | 0:17:56 | 0:17:57 | |
It's early, and the shop's not yet open. | 0:17:57 | 0:18:00 | |
We're going to give it till nine o'clock. | 0:18:00 | 0:18:01 | |
Then we're going to make a phone call. | 0:18:01 | 0:18:03 | |
It's a commercial premises, | 0:18:03 | 0:18:05 | |
so we'll give them a certain amount of time to turn up. | 0:18:05 | 0:18:09 | |
Otherwise, we'll force entry. | 0:18:09 | 0:18:10 | |
While they wait, | 0:18:10 | 0:18:11 | |
they check out what assets are on offer through the window. | 0:18:11 | 0:18:15 | |
-Quite nice antiques. -There's some valuable things in there. | 0:18:16 | 0:18:19 | |
There's some nice clocks in there. | 0:18:19 | 0:18:21 | |
The bureau is worth a few quid, innit? | 0:18:21 | 0:18:22 | |
-Nice little record player. -I'd be going for the two bombs. | 0:18:22 | 0:18:26 | |
-There's bombs inside. -What? | 0:18:26 | 0:18:27 | |
-Look. -Bombs? | 0:18:27 | 0:18:29 | |
Two bombs. 81 millimetre mortars. | 0:18:29 | 0:18:31 | |
It's now gone 9am, | 0:18:31 | 0:18:33 | |
so Jess calls the number they've been given for the debtors. | 0:18:33 | 0:18:37 | |
Hello, is that Mr Hunter? We're at your shop at the moment. | 0:18:37 | 0:18:40 | |
We've got a High Court writ for your shop. | 0:18:40 | 0:18:42 | |
Mr Hunter says it's nothing to do with him. | 0:18:42 | 0:18:45 | |
Your name's on the writ, sir, so it IS something to do with you. | 0:18:45 | 0:18:48 | |
He insists it's not his problem, and says it's Mrs Hunter's shop. | 0:18:48 | 0:18:52 | |
He says he's got no involvement in it, | 0:18:52 | 0:18:54 | |
and it's her they need to speak to. | 0:18:54 | 0:18:56 | |
If you can get in contact for her, please, | 0:18:56 | 0:18:58 | |
because we're going to force entry into the shop in about the next ten, | 0:18:58 | 0:19:01 | |
15 minutes if she doesn't attend. | 0:19:01 | 0:19:03 | |
it might sound drastic, | 0:19:03 | 0:19:05 | |
but as Mr Hunter's said he's not paying the bill, | 0:19:05 | 0:19:08 | |
there might not be any choice. | 0:19:08 | 0:19:10 | |
Billy's sure of getting Ron's money either way. | 0:19:10 | 0:19:13 | |
If they don't want to pay, | 0:19:13 | 0:19:14 | |
if they want to be awkward, we'll force entry, | 0:19:14 | 0:19:16 | |
we'll call a truck down, | 0:19:16 | 0:19:17 | |
and we'll remove all the antiques very carefully. | 0:19:17 | 0:19:19 | |
Ten minutes after he spoke to Mr Hunter, Jess's phone rings. | 0:19:21 | 0:19:25 | |
PHONE RINGS | 0:19:25 | 0:19:27 | |
Mr Paton speaking. Is that Mrs Hunter from Larch Antiques? | 0:19:27 | 0:19:31 | |
We've got a High Court writ here for you. | 0:19:31 | 0:19:33 | |
She questions whether the debt has to be paid by her alone. | 0:19:33 | 0:19:37 | |
Both names are on the writ, | 0:19:37 | 0:19:38 | |
but we're not going to get into who's paying what. | 0:19:38 | 0:19:41 | |
We're outside your shop at the moment. | 0:19:41 | 0:19:42 | |
We need you to attend. Otherwise, if you're not here, | 0:19:42 | 0:19:44 | |
we're going to have to force entry. | 0:19:44 | 0:19:46 | |
How long will it take you to get here? | 0:19:46 | 0:19:48 | |
Jess has also discovered why Mr Hunter | 0:19:48 | 0:19:50 | |
wasn't interested in paying the debt himself. | 0:19:50 | 0:19:52 | |
The partner's not coming down. She says he's no longer her partner. | 0:19:52 | 0:19:55 | |
We've opened up a can of worms there. | 0:19:55 | 0:19:57 | |
But, you know, we've got to do what we've got to do. | 0:19:57 | 0:20:00 | |
The sheriffs wait, and 20 minutes later, a woman arrives. | 0:20:00 | 0:20:03 | |
Hello, madam. Are you Mrs Hunter? | 0:20:07 | 0:20:08 | |
-Yes. -Yeah, I'll just explain, we're High Court Enforcement Agents. | 0:20:08 | 0:20:11 | |
Yeah, that's fine. I don't want the cameras in here, thank you. | 0:20:11 | 0:20:14 | |
Jess and Billy head into the shop, | 0:20:14 | 0:20:17 | |
and we continue filming from the road. | 0:20:17 | 0:20:19 | |
Right, so what it is, we've got a High Court writ | 0:20:19 | 0:20:22 | |
against Mrs Hunter and a Mr Hunter. | 0:20:22 | 0:20:25 | |
To the sheriffs' surprise, Mrs Hunter says she wants to pay | 0:20:25 | 0:20:28 | |
and get it over with, and she's brought the cash to do so. | 0:20:28 | 0:20:32 | |
So, it's £1,797.44. | 0:20:32 | 0:20:36 | |
But she's not got that much. | 0:20:36 | 0:20:38 | |
She says she thought the debt stood at £1,100, | 0:20:38 | 0:20:41 | |
and that's how much she's brought along. | 0:20:41 | 0:20:44 | |
What's happening is, because we've attended today, | 0:20:44 | 0:20:46 | |
the fees have now been put on top of it. | 0:20:46 | 0:20:48 | |
So you've received an NOE which would have been the lesser amount, | 0:20:48 | 0:20:51 | |
but because you didn't pay it within the seven days, | 0:20:51 | 0:20:53 | |
and we've now come out, it's now gone up. | 0:20:53 | 0:20:55 | |
She says she doesn't have any more cash, | 0:20:55 | 0:20:57 | |
and they'll have to take goods. | 0:20:57 | 0:20:59 | |
But the sheriffs don't think that's in her best interests. | 0:20:59 | 0:21:02 | |
OK, it does go up if we need to remove. | 0:21:03 | 0:21:05 | |
If we start removing it's going to go to stage three, then, | 0:21:05 | 0:21:08 | |
-which will be... -2,427 plus any removals. | 0:21:08 | 0:21:12 | |
She says she has some more money in her bank. | 0:21:12 | 0:21:15 | |
She takes them into the back office, | 0:21:15 | 0:21:16 | |
where she also hands over the cash she's come in with. | 0:21:16 | 0:21:19 | |
-What did you say was here? 1,100, yeah? -Do you want me to count that? | 0:21:19 | 0:21:22 | |
You check that, yeah. So, we'll give you a cash receipt for the cash. | 0:21:22 | 0:21:25 | |
There'd be 697.44, is what we'd need. | 0:21:25 | 0:21:29 | |
Billy suggests a bank transfer for the remainder, | 0:21:29 | 0:21:32 | |
but Mrs Hunter doesn't have the card reader necessary | 0:21:32 | 0:21:34 | |
to use her internet banking. | 0:21:34 | 0:21:36 | |
But she does find another £100 in cash in the office. | 0:21:37 | 0:21:41 | |
That's 1,200 in cash. | 0:21:41 | 0:21:43 | |
Jess comes outside to fill us in. | 0:21:43 | 0:21:46 | |
She's paid the 1,200 cash now. | 0:21:46 | 0:21:48 | |
Billy's just sorting the last payment out with her now, | 0:21:48 | 0:21:51 | |
and that should be us here done. | 0:21:51 | 0:21:52 | |
But inside the shop, Mrs Hunter's attempts to pay | 0:21:52 | 0:21:55 | |
the remaining £597.44 through the sheriffs' web system | 0:21:55 | 0:22:00 | |
have been declined. | 0:22:00 | 0:22:01 | |
They won't leave with it still outstanding, | 0:22:03 | 0:22:05 | |
so she says she'll have to go and get more cash. | 0:22:05 | 0:22:09 | |
Obviously we're not going to leave now | 0:22:09 | 0:22:10 | |
because she hasn't paid the debt in full, so we'll stay in the shop. | 0:22:10 | 0:22:13 | |
Inside, Billy isn't wasting time. | 0:22:13 | 0:22:16 | |
Although they're sure of getting paid, | 0:22:16 | 0:22:18 | |
he still wants to check out the rest of the assets. | 0:22:18 | 0:22:21 | |
I think he's found his niche. | 0:22:21 | 0:22:22 | |
He's walking around looking at all the prices of everything. | 0:22:22 | 0:22:25 | |
He's seeing stuff in there he's never seen in his life, I think. | 0:22:25 | 0:22:27 | |
He's only a baby, isn't he? | 0:22:27 | 0:22:29 | |
I'd better put that down. | 0:22:30 | 0:22:32 | |
15 minutes after she left, | 0:22:32 | 0:22:34 | |
Jess spots Mrs Hunter making her way back to the shop. | 0:22:34 | 0:22:38 | |
She's just come back from the bank now, | 0:22:38 | 0:22:40 | |
so I'm going to pop back over to the shop and get this paid up. | 0:22:40 | 0:22:43 | |
We can get out of here then and leave her in peace. | 0:22:43 | 0:22:46 | |
-Right, OK, 97.50. Right? -97.50, yeah. | 0:22:46 | 0:22:50 | |
-OK. -Right, I'll give you a receipt. | 0:22:50 | 0:22:52 | |
All right. All right, take care, Mrs Hunter. | 0:22:52 | 0:22:55 | |
The writ might have had both her and her ex-partner's name on it, | 0:22:55 | 0:22:59 | |
but Mrs Hunter has paid the debt herself in full. | 0:22:59 | 0:23:02 | |
She's had to face the music, but, you know, at the end of the day, | 0:23:03 | 0:23:08 | |
we've come here to get the money for the claimant. | 0:23:08 | 0:23:10 | |
It's not about them - it's about the claimant, | 0:23:10 | 0:23:12 | |
getting the money for the claimant. | 0:23:12 | 0:23:13 | |
So, you know, we've done our job, and we're going to move on now. | 0:23:13 | 0:23:16 | |
Whether Helen Hunter tries to get Nick Hunter to pay his share | 0:23:16 | 0:23:19 | |
of the debt is up to her, | 0:23:19 | 0:23:21 | |
but Ron Garrett has now finally got the money he's owed. | 0:23:21 | 0:23:25 | |
-RON: -I think justice has been done. I'm sure Karen would be proud of me. | 0:23:25 | 0:23:29 | |
If you're owed money, chase them. | 0:23:29 | 0:23:31 | |
Use the system. It's not hard. | 0:23:32 | 0:23:34 | |
You can do it, most of it online, | 0:23:34 | 0:23:37 | |
and, OK, it costs you a few quid, but if you're successful, | 0:23:37 | 0:23:41 | |
you get your money back. So go for it. | 0:23:41 | 0:23:44 | |
Mrs Hunter told us the debt belongs solely to her ex-partner, | 0:23:47 | 0:23:50 | |
and that he had left her in a difficult situation financially. | 0:23:50 | 0:23:54 | |
She said Mr Hunter had no involvement in her current business, | 0:23:55 | 0:23:59 | |
Larch Antiques. | 0:23:59 | 0:24:00 | |
This afternoon, enforcement agents Rob Foster and Gerald Anderson | 0:24:12 | 0:24:16 | |
are on their way to another commercial premises, | 0:24:16 | 0:24:18 | |
where they're expecting to find valuable items on display. | 0:24:18 | 0:24:22 | |
Going to a jewellers' today. Connaught Jewellers. | 0:24:23 | 0:24:26 | |
Looking at a debt just under £3,000. | 0:24:26 | 0:24:29 | |
The sheriffs' claimant gave Connaught Jewellers | 0:24:29 | 0:24:33 | |
a Rolex to sell on his behalf. | 0:24:33 | 0:24:35 | |
They did so, but he was never paid the money from the sale. | 0:24:35 | 0:24:39 | |
The jewellers gave the claimant three cheques for payment, | 0:24:39 | 0:24:44 | |
but all three cheques bounced. | 0:24:44 | 0:24:46 | |
It's not a mistake the sheriffs are going to repeat. | 0:24:46 | 0:24:49 | |
As a general rule, we don't accept cheques. | 0:24:49 | 0:24:51 | |
They're too easy to bounce, | 0:24:51 | 0:24:53 | |
and they end up creating more problems, costing more money, | 0:24:53 | 0:24:55 | |
requiring further attendances, etc. | 0:24:55 | 0:24:57 | |
So, no - cheques are generally out of the question. | 0:24:57 | 0:25:02 | |
After the bounced cheques, the customer took the shop to court. | 0:25:02 | 0:25:05 | |
The shop didn't defend the case, and now they owe £2,827. | 0:25:05 | 0:25:11 | |
-Connaught Jewellers - there on the left-hand side. -There it is, there. | 0:25:13 | 0:25:16 | |
Looks quite...quite decent. | 0:25:16 | 0:25:17 | |
Looks all right. It's a jewellers'. | 0:25:19 | 0:25:21 | |
The lights are on, and there is stock in the window. | 0:25:21 | 0:25:24 | |
They're expecting an upmarket jewellers' | 0:25:25 | 0:25:27 | |
to have no trouble coming up with just under £3,000. | 0:25:27 | 0:25:30 | |
They park around the corner, but when they get back to the shop, | 0:25:31 | 0:25:35 | |
it's locked up. | 0:25:35 | 0:25:36 | |
Door's locked. | 0:25:42 | 0:25:43 | |
-No-one there yet? -Hmm. | 0:25:46 | 0:25:48 | |
I don't think he's gone for lunch. | 0:25:57 | 0:25:58 | |
There's a coat on the back of the chair out there. | 0:25:58 | 0:26:00 | |
Yeah. He could well be in there. | 0:26:00 | 0:26:01 | |
I can't tell if the door's locked because he's gone for lunch, | 0:26:01 | 0:26:04 | |
or if the door's locked cos he's in the back. | 0:26:04 | 0:26:07 | |
There's a mobile number on the file, so I'm ringing it now. | 0:26:07 | 0:26:09 | |
The sheriffs have the power to force entry to a commercial property | 0:26:09 | 0:26:13 | |
like this one, but they'd rather make contact with the debtor first. | 0:26:13 | 0:26:18 | |
There's no answer, no voicemail or anything on his mobile. | 0:26:18 | 0:26:20 | |
Well, the worst comes to the worst, it's going to be a locksmith. | 0:26:20 | 0:26:23 | |
-Yeah. -He ain't going to come here while we're stood here, is he? | 0:26:23 | 0:26:26 | |
They're concerned that if the jeweller is out to lunch, | 0:26:26 | 0:26:29 | |
then he might spot them waiting outside the shop, | 0:26:29 | 0:26:31 | |
and decide not to return, | 0:26:31 | 0:26:32 | |
so Rob and Gerald make a tactical retreat. | 0:26:32 | 0:26:35 | |
We're going to withdraw up to a little peepy-hole place up there, | 0:26:35 | 0:26:39 | |
and just observe the door for the next 20, 30 minutes, | 0:26:39 | 0:26:42 | |
see if he does come back. | 0:26:42 | 0:26:44 | |
They find a good hiding spot. | 0:26:44 | 0:26:45 | |
I can see the shop from here. They obviously can't see me. | 0:26:47 | 0:26:50 | |
I'm just going to wait here to see if anybody goes in or out. | 0:26:50 | 0:26:53 | |
While Gerald takes care of surveillance, | 0:26:55 | 0:26:57 | |
Rob's been reading the file. | 0:26:57 | 0:26:59 | |
Connaught Jewellers Ltd is dissolved. | 0:27:00 | 0:27:02 | |
It looks like there was once a limited company | 0:27:02 | 0:27:05 | |
trading here with a similar name, | 0:27:05 | 0:27:07 | |
but the sheriffs don't know what the current arrangement is. | 0:27:07 | 0:27:10 | |
From what they've seen, | 0:27:10 | 0:27:11 | |
they're convinced the shop is still in business, | 0:27:11 | 0:27:14 | |
so they step up their efforts to make contact. | 0:27:14 | 0:27:17 | |
"Sorry, the number you have dialled is not in service." | 0:27:17 | 0:27:20 | |
Hmm! | 0:27:20 | 0:27:22 | |
I've tried the two landline numbers. One is no longer in use. | 0:27:22 | 0:27:26 | |
One just continues to ring, and then rings out. | 0:27:26 | 0:27:30 | |
While they're trying to work out what to do, Gerald's phone rings. | 0:27:31 | 0:27:35 | |
PHONE RINGS | 0:27:35 | 0:27:37 | |
Hello. | 0:27:37 | 0:27:39 | |
Can you hear me? | 0:27:39 | 0:27:41 | |
But it's a private number, and whoever's on the other end of it | 0:27:41 | 0:27:45 | |
isn't saying anything. Moments later, Rob gets the same call. | 0:27:45 | 0:27:48 | |
PHONE RINGS | 0:27:48 | 0:27:49 | |
Private number. Hello. | 0:27:49 | 0:27:51 | |
Hello? | 0:27:54 | 0:27:55 | |
They think it's the jeweller trying to find out | 0:27:56 | 0:27:59 | |
who's been calling him for the last half hour, | 0:27:59 | 0:28:02 | |
so they head back to the shop. | 0:28:02 | 0:28:05 | |
I don't like coincidences, | 0:28:05 | 0:28:06 | |
and you ringing the number and getting a private number back, | 0:28:06 | 0:28:08 | |
and then me ringing it and getting a private number back - | 0:28:08 | 0:28:11 | |
-it's definitely them responding. -100%. | 0:28:11 | 0:28:14 | |
It's still locked up... | 0:28:14 | 0:28:15 | |
-That door's closed. -..but something's different. | 0:28:17 | 0:28:20 | |
-That was open. -It was open, yeah. | 0:28:20 | 0:28:21 | |
Because I could see a chair in there. | 0:28:21 | 0:28:23 | |
KNOCK AT DOOR | 0:28:23 | 0:28:26 | |
Got me all excited now. | 0:28:26 | 0:28:27 | |
-He is in there, isn't he? -He knows we're here. | 0:28:29 | 0:28:31 | |
After making themselves heard... | 0:28:35 | 0:28:36 | |
KICKS DOOR | 0:28:36 | 0:28:38 | |
..there's finally a sign of life from inside. | 0:28:38 | 0:28:41 | |
-Now we've got movement inside. -He's there. Perfect. | 0:28:42 | 0:28:45 | |
Hello, sir! | 0:28:46 | 0:28:47 | |
Hello, sir. Are you all right? | 0:28:51 | 0:28:52 | |
Rob gets straight to the point. | 0:28:52 | 0:28:54 | |
Right, calling with regards to a live writ today. | 0:28:54 | 0:28:58 | |
You sold a Rolex. | 0:28:58 | 0:28:59 | |
-Yeah. But we already... -Yep? | 0:28:59 | 0:29:03 | |
..sent a letter to the court, and all the papers that they sent, | 0:29:03 | 0:29:10 | |
they sent to 7A, and 7A is the flat above. | 0:29:10 | 0:29:13 | |
-Right, OK. -And we haven't heard from them. | 0:29:13 | 0:29:16 | |
Was it just a letter explaining the circumstances? | 0:29:16 | 0:29:18 | |
Explaining the circumstances. | 0:29:18 | 0:29:19 | |
It's not complying with the court's rules. | 0:29:19 | 0:29:21 | |
You don't just write to the court, though. You seek legal advice, | 0:29:21 | 0:29:24 | |
you go and see a solicitor, and You file the correct forms. | 0:29:24 | 0:29:26 | |
That hasn't been done, so we're here a live writ today to enforce | 0:29:26 | 0:29:30 | |
for payment in full or removal of goods. | 0:29:30 | 0:29:32 | |
Rob's not impressed. | 0:29:32 | 0:29:33 | |
The man says he's aware of the case, but all he seems to have done | 0:29:33 | 0:29:37 | |
is write a letter to the court complaining about it. | 0:29:37 | 0:29:40 | |
He hasn't applied for a stay on the writ, | 0:29:40 | 0:29:43 | |
or for the judgment to be set aside. | 0:29:43 | 0:29:45 | |
Very simply, are you going to pay it? | 0:29:45 | 0:29:47 | |
I haven't got any money to pay. | 0:29:47 | 0:29:50 | |
-Right. -My daughter pays them. | 0:29:50 | 0:29:51 | |
Where's the money for the watch that was sold, then? | 0:29:51 | 0:29:53 | |
It's... It belongs to Connaught Jewellers Ltd. | 0:29:53 | 0:29:58 | |
-Right. -We haven't received any papers from you. | 0:29:58 | 0:30:01 | |
So you're saying everything belongs to Connaught Jewellers Ltd? | 0:30:01 | 0:30:04 | |
-Yes. -Which is a dissolved company - it's gone, it doesn't exist. | 0:30:04 | 0:30:07 | |
It's gone, but we are still running the company. | 0:30:07 | 0:30:10 | |
-Let me just tell you one thing. -Instead of limited... -Yep. | 0:30:10 | 0:30:12 | |
..it's Connaught Jewellers. | 0:30:12 | 0:30:14 | |
-Yes. -And that is the name on the writ. | 0:30:14 | 0:30:17 | |
That's exactly what I needed to hear! | 0:30:17 | 0:30:19 | |
But now the man says the shop doesn't belong to him. | 0:30:20 | 0:30:23 | |
He's the manager, but the lease is in his daughter's name, | 0:30:23 | 0:30:27 | |
and it's her business. | 0:30:27 | 0:30:29 | |
None of that makes any difference to the sheriffs. | 0:30:29 | 0:30:31 | |
Can I ring my daughter, and she explains to you? | 0:30:31 | 0:30:34 | |
I don't want anything explained to me. | 0:30:34 | 0:30:36 | |
-It belongs to her. -I don't want anything explained to me. | 0:30:36 | 0:30:39 | |
I want it paid, or I'll take goods. | 0:30:39 | 0:30:41 | |
-That's it. That's all I'm after, is the payment. -How can we pay you? | 0:30:41 | 0:30:44 | |
I take card, I take cash, many different ways. | 0:30:44 | 0:30:47 | |
-Can we give you a cheque? -No. We don't take cheques. | 0:30:47 | 0:30:49 | |
We don't take cheques. You bounced three of them on the last guy. | 0:30:49 | 0:30:54 | |
Gerald, meanwhile, is exploring the back office. | 0:30:54 | 0:30:57 | |
Sorry, why are you... This is only a workshop. | 0:30:57 | 0:31:00 | |
I'm just looking through paperwork to see exactly what's what. | 0:31:00 | 0:31:05 | |
I have the right under the writ to investigate. | 0:31:05 | 0:31:09 | |
Ideally, he wants a document | 0:31:09 | 0:31:11 | |
proving some of the jewellery belongs to Connaught Jewellers, | 0:31:11 | 0:31:14 | |
but there's not much of interest. | 0:31:14 | 0:31:16 | |
He tries a different tack. | 0:31:16 | 0:31:18 | |
Let's go back a couple of months. | 0:31:18 | 0:31:20 | |
I give you this and say, "Can you sell that for me?" | 0:31:20 | 0:31:24 | |
-You sell that to this gentleman here for £2,000. -Yes. | 0:31:24 | 0:31:28 | |
-Correct. -Where's that £2,000 that he gave you? | 0:31:28 | 0:31:32 | |
It's my regular customer. | 0:31:32 | 0:31:34 | |
Oh, right. | 0:31:34 | 0:31:36 | |
And every time he buys something, he pays... | 0:31:36 | 0:31:38 | |
-He'll pay you next year, maybe. -No, not next year. | 0:31:38 | 0:31:40 | |
-No, no, no, no. -Who's got the £2,000? | 0:31:40 | 0:31:43 | |
-I have got the £2,000. -Right, whose £2,000 is it? | 0:31:43 | 0:31:45 | |
But I didn't get... | 0:31:45 | 0:31:47 | |
-Whose 2,000... -It's yours, but... | 0:31:47 | 0:31:48 | |
-But... -Right, so why don't you pay me? -But it was only... | 0:31:48 | 0:31:51 | |
..only six weeks when he started moaning. | 0:31:51 | 0:31:54 | |
Whatever the arrangement was, | 0:31:55 | 0:31:57 | |
the Rolex's owner has had neither his watch nor his money | 0:31:57 | 0:32:01 | |
for months now. | 0:32:01 | 0:32:03 | |
Later, can Rob and Gerald convince the jeweller | 0:32:03 | 0:32:06 | |
to pay his customer back? | 0:32:06 | 0:32:07 | |
I wasn't kidding you when I said that I'd be looking at taking | 0:32:07 | 0:32:11 | |
£20,000 worth of kit, which is basically clearing the shop out. | 0:32:11 | 0:32:13 | |
If you've won a county court judgment and haven't been paid, | 0:32:18 | 0:32:21 | |
for £66, you can get the case transferred up to the High Court, | 0:32:21 | 0:32:25 | |
which will issue a writ for enforcement by the sheriffs. | 0:32:25 | 0:32:29 | |
I'm an enforcement agent enforcing a High Court writ. | 0:32:31 | 0:32:33 | |
I'm here just to execute the court order. | 0:32:33 | 0:32:35 | |
They've got more powers than county court bailiffs... | 0:32:35 | 0:32:38 | |
We're going to remove cars. | 0:32:38 | 0:32:39 | |
If you obstruct myself or my colleague, it is a criminal offence. | 0:32:39 | 0:32:44 | |
..and there's no limit to the size of the debts they can pursue. | 0:32:44 | 0:32:48 | |
£14 million. It's the largest job I've ever done. | 0:32:48 | 0:32:51 | |
You can pay directly into our account from Spain. | 0:32:51 | 0:32:54 | |
If they're successful, they will recover your money and costs | 0:32:54 | 0:32:56 | |
-from the debtor... -Thanks. -Thank you. | 0:32:56 | 0:32:59 | |
..as well as their own fees that are set by the Government. | 0:32:59 | 0:33:03 | |
It was that amount there until 5:30. | 0:33:03 | 0:33:06 | |
I don't stand here for three hours for nothing. | 0:33:06 | 0:33:09 | |
If the sheriffs can't get your money, | 0:33:09 | 0:33:11 | |
they'll ask you to pay a fee of £75 plus VAT. | 0:33:11 | 0:33:15 | |
Earlier, Tommy and Mike visited Dr Berglin, | 0:33:19 | 0:33:21 | |
looking for more than £13,000 | 0:33:21 | 0:33:24 | |
that he and his wife owe to their former landlord. | 0:33:24 | 0:33:28 | |
This is paying all day long, this is. | 0:33:28 | 0:33:30 | |
He said he couldn't pay, but the sheriffs found | 0:33:30 | 0:33:33 | |
a potentially valuable asset on his driveway. | 0:33:33 | 0:33:36 | |
That's a nice motor. | 0:33:36 | 0:33:38 | |
I'm thinking this will be the one that's going to go. | 0:33:38 | 0:33:40 | |
They decided it was too difficult to remove it in the dark that evening. | 0:33:40 | 0:33:44 | |
And now, two days later, | 0:33:45 | 0:33:47 | |
they're returning to collect the clamped car. | 0:33:47 | 0:33:50 | |
The defendant's been back in contact. | 0:33:50 | 0:33:52 | |
He's very cooperative. He says he's now got a key. | 0:33:52 | 0:33:55 | |
I think he's resigned to the fact | 0:33:55 | 0:33:57 | |
that he's not going to be able to pay it, | 0:33:57 | 0:33:59 | |
and the vehicle's going to go. | 0:33:59 | 0:34:00 | |
They arrive at the Berglins' property, and as Tommy heads inside, | 0:34:00 | 0:34:04 | |
Mike checks in with their recovery man. | 0:34:04 | 0:34:07 | |
How long will you be, roughly? | 0:34:07 | 0:34:09 | |
Dr Berglin has found the keys, | 0:34:09 | 0:34:11 | |
which should increase the vehicle's value at auction. | 0:34:11 | 0:34:14 | |
He's also going to start it, so the sheriffs' removal man | 0:34:14 | 0:34:17 | |
doesn't cause any damage trying to lift it off the gravel. | 0:34:17 | 0:34:22 | |
-ENGINE STARTS -Oh, my. Woohoo! | 0:34:22 | 0:34:25 | |
Whoo! That sounds gorgeous, doesn't it? | 0:34:25 | 0:34:28 | |
-It does sound racy, doesn't it? -ENGINE REVS | 0:34:30 | 0:34:34 | |
Tommy and Mike inspect the vehicle, | 0:34:34 | 0:34:36 | |
but they can hardly hear themselves over the noise of the engine. | 0:34:36 | 0:34:40 | |
Mike seizes the cover, and as the car is now unlocked, | 0:34:40 | 0:34:44 | |
he checks the glove box for documents, | 0:34:44 | 0:34:46 | |
which also gives him a chance to try out the seats. | 0:34:46 | 0:34:49 | |
Oh, it is quite spacious inside, isn't it? | 0:34:49 | 0:34:52 | |
When Dr Berglin says he'll drive it onto the road for them, | 0:34:52 | 0:34:55 | |
Tommy can't resist doing the same. | 0:34:55 | 0:34:58 | |
Believe it or not, I have had it before, | 0:34:58 | 0:34:59 | |
-and then people have drove off. So... -No, he won't drive off. | 0:34:59 | 0:35:03 | |
I can understand why... | 0:35:03 | 0:35:04 | |
-ENGINE REVS -Oh, my lord! | 0:35:04 | 0:35:06 | |
I can understand why Tommy's doing it. | 0:35:06 | 0:35:08 | |
Cos he's obviously got to make sure the asset's still secure. | 0:35:10 | 0:35:13 | |
But I think it was more that he just wanted to sit in it, | 0:35:13 | 0:35:15 | |
and say he'd been in it. | 0:35:15 | 0:35:18 | |
His 100-foot joyride complete, | 0:35:18 | 0:35:20 | |
Tommy discovers why the car's been sat on the driveway for so long. | 0:35:20 | 0:35:25 | |
It's not built for me, I don't think. | 0:35:25 | 0:35:27 | |
Is that fluid coming out? | 0:35:27 | 0:35:29 | |
-Yeah. -He'd let customers go out in it on track days. | 0:35:29 | 0:35:33 | |
Obviously the vehicle sits very low-profile on the track, | 0:35:33 | 0:35:35 | |
and there's something in the vehicle | 0:35:35 | 0:35:38 | |
that raises it for when you come off the track. | 0:35:38 | 0:35:40 | |
The customer didn't raise it, hit a speed bump, which caused the damage. | 0:35:40 | 0:35:44 | |
We could see the fluids coming out the front. | 0:35:44 | 0:35:46 | |
The sheriffs are hoping it's just a leaky hose, | 0:35:46 | 0:35:49 | |
and the damage isn't severe enough | 0:35:49 | 0:35:51 | |
to put off potential bidders at auction. | 0:35:51 | 0:35:53 | |
Problem or not, Tommy's still impressed. | 0:35:53 | 0:35:56 | |
It's a lovely car. It's like a muscle car, isn't it? | 0:35:56 | 0:35:59 | |
See, if I was a car, that would be me. | 0:35:59 | 0:36:02 | |
-You'd be a Nissan Micra. -LAUGHTER | 0:36:02 | 0:36:04 | |
Right on time, the recovery truck arrives. | 0:36:06 | 0:36:09 | |
Is it not starting? | 0:36:09 | 0:36:12 | |
Dr Berglin jump-started the car ten minutes ago... | 0:36:12 | 0:36:14 | |
..but the recovery man can't. | 0:36:16 | 0:36:18 | |
Might have to get his heavy-duty one out. | 0:36:18 | 0:36:20 | |
So the debtor and his extra-large battery are needed again. | 0:36:20 | 0:36:24 | |
Hopefully, this is going to work now. | 0:36:24 | 0:36:26 | |
-It'll be a lot simpler to get it on board. -ENGINE STARTS | 0:36:26 | 0:36:30 | |
There you go. Straight away. | 0:36:30 | 0:36:32 | |
-Amazing, straight away. -And that's not all. | 0:36:32 | 0:36:35 | |
He's also got a bottle of fluid that he hands over to Tommy. | 0:36:35 | 0:36:38 | |
Then you top it up with some of that? | 0:36:38 | 0:36:40 | |
Yeah, you're fine my side, mate. | 0:36:43 | 0:36:46 | |
Yeah. | 0:36:46 | 0:36:48 | |
The Mercedes is driven onto the low loader, secured, | 0:36:48 | 0:36:51 | |
and that's the job done. | 0:36:51 | 0:36:53 | |
That's a beautiful car, isn't it? | 0:36:53 | 0:36:56 | |
Tommy hands over the seizure paperwork, and the car heads off. | 0:36:56 | 0:36:59 | |
It will be taken to secure storage, | 0:37:01 | 0:37:04 | |
and after a minimum of 14 days in which Dr Berglin | 0:37:04 | 0:37:07 | |
will have a chance to register any objections, | 0:37:07 | 0:37:10 | |
it will be sold at public auction. | 0:37:10 | 0:37:12 | |
That asset's worth a substantial amount of money. | 0:37:13 | 0:37:16 | |
Obviously he'll be getting some money back, also clearing his debt. | 0:37:16 | 0:37:19 | |
The claimant will also be getting their money back. | 0:37:19 | 0:37:21 | |
A good result all round. | 0:37:21 | 0:37:23 | |
And as you can see, we will come out, we'll enforce, | 0:37:23 | 0:37:26 | |
we'll get these goods removed, and we will recover our clients' debts. | 0:37:26 | 0:37:30 | |
A few weeks later, the car was sold at auction, | 0:37:30 | 0:37:33 | |
but it only made £11,300, | 0:37:33 | 0:37:36 | |
which wasn't enough to clear the entire debt. | 0:37:36 | 0:37:39 | |
That means, as far as the sheriffs are concerned, | 0:37:39 | 0:37:41 | |
the case is not yet closed. | 0:37:41 | 0:37:43 | |
Rob and Gerald are still in a jewellers' in West London, | 0:37:53 | 0:37:56 | |
trying to get more than £2,000 | 0:37:56 | 0:37:58 | |
for a customer who wasn't paid when the shop sold a Rolex on his behalf. | 0:37:58 | 0:38:03 | |
-Who's got the £2,000? -I have got the £2,000. | 0:38:03 | 0:38:06 | |
-Right. Whose £2,000 is it? -But I didn't get... | 0:38:06 | 0:38:09 | |
-Whose 2,000... -It's yours. | 0:38:09 | 0:38:11 | |
So far, it's been a frustrating experience for the sheriffs. | 0:38:11 | 0:38:15 | |
The jeweller has admitted he owes the money, | 0:38:15 | 0:38:17 | |
but doesn't seem keen to pay up. | 0:38:17 | 0:38:19 | |
If they can't leave with the claimant's cash, | 0:38:19 | 0:38:22 | |
the sheriffs might have to sell the shop's goods instead. | 0:38:22 | 0:38:26 | |
-Time's up. -Where's the keys for all these drawers, now? | 0:38:26 | 0:38:28 | |
-Cos I want to empty them. -Excuse me... | 0:38:28 | 0:38:30 | |
-I'm taking everything. -Everything?! -Everything. | 0:38:30 | 0:38:34 | |
The jeweller says that like the Rolex, | 0:38:34 | 0:38:36 | |
almost everything here is sale or return, | 0:38:36 | 0:38:38 | |
and belongs to his customers, not the shop. | 0:38:38 | 0:38:42 | |
So he offers them something he does own. | 0:38:42 | 0:38:44 | |
I've got one thing - that carriage clock. | 0:38:46 | 0:38:49 | |
That alone is £2,000. | 0:38:49 | 0:38:52 | |
But it's not that simple. | 0:38:52 | 0:38:54 | |
The clock won't fetch that much at auction, | 0:38:54 | 0:38:56 | |
and Gerald explains that if he has to remove it, the bill will go up. | 0:38:56 | 0:39:00 | |
-How much are we looking at at sale, Rob? -It'll go up to £4,100. | 0:39:00 | 0:39:05 | |
If you pay it now, it's £2,800. That's it. | 0:39:05 | 0:39:07 | |
But at auction, I'd be looking at around £16,000-£20,000 worth | 0:39:07 | 0:39:12 | |
of goods to cover the debt. | 0:39:12 | 0:39:14 | |
The carriage clock alone isn't worth anything like enough money | 0:39:14 | 0:39:18 | |
to clear the debt, so the sheriffs' attention turns elsewhere. | 0:39:18 | 0:39:22 | |
What else in here? These are owned by Connaught Jewellers? | 0:39:22 | 0:39:25 | |
-Those, yes, yes. -And how much do you reckon these are worth? | 0:39:25 | 0:39:28 | |
Well, I sell them for £200 each. | 0:39:28 | 0:39:31 | |
There are some high-value items in the cabinets, | 0:39:31 | 0:39:33 | |
and the jeweller doesn't want to lose them. | 0:39:33 | 0:39:36 | |
He now says he can get his daughter to pay the debt. | 0:39:36 | 0:39:40 | |
If you give us 24 hours, we will pay you. | 0:39:40 | 0:39:44 | |
It's not the end of the world, for God's sake. | 0:39:44 | 0:39:47 | |
I'm not asking you to wait for days and days. | 0:39:47 | 0:39:50 | |
But it has been three weeks since the notice of enforcement | 0:39:50 | 0:39:54 | |
was sent out, and months since the Rolex was sold. | 0:39:54 | 0:39:57 | |
If the man's daughter is going to pay, | 0:39:57 | 0:39:59 | |
Gerald doesn't want it put off any longer. | 0:39:59 | 0:40:03 | |
I can send a link to your daughter for her to just put down, | 0:40:03 | 0:40:05 | |
-and it's done. -Let me tell you one thing. | 0:40:05 | 0:40:08 | |
-She cannot leave the office. -She doesn't have to leave the office. | 0:40:08 | 0:40:11 | |
Sir, all I'd have to do for your daughter - | 0:40:11 | 0:40:14 | |
she can stay sat at her desk, behind wherever she is - | 0:40:14 | 0:40:17 | |
I send her a text on her phone. | 0:40:17 | 0:40:20 | |
-Yeah? -And on the text on her phone, It'll say, | 0:40:20 | 0:40:22 | |
"Put your card detail in here." She can do it on the phone. | 0:40:22 | 0:40:26 | |
Text, done, finished. | 0:40:26 | 0:40:28 | |
But even that isn't going to work. | 0:40:28 | 0:40:30 | |
The man says his daughter is too busy, | 0:40:30 | 0:40:32 | |
and can't pay the sheriffs now. | 0:40:32 | 0:40:34 | |
I cannot believe that you cannot get hold of your daughter. | 0:40:36 | 0:40:38 | |
She is the supervisor. | 0:40:38 | 0:40:41 | |
She doesn't even talk to me. | 0:40:41 | 0:40:44 | |
Can you assure me, in 24 hours, that debt will be paid? | 0:40:44 | 0:40:46 | |
-Yes. -Yeah? -Yes. -I don't believe a word. | 0:40:46 | 0:40:51 | |
Please! I don't have to lie to you! | 0:40:51 | 0:40:53 | |
I'm 73 years old! | 0:40:53 | 0:40:56 | |
It's been two hours since they first knocked on the door, | 0:40:56 | 0:40:59 | |
and Gerald has finally extracted a promise of payment | 0:40:59 | 0:41:03 | |
from the jeweller. | 0:41:03 | 0:41:04 | |
Rob thinks that's as good as they'll get today, | 0:41:04 | 0:41:07 | |
and decides to give the jeweller the time he says he needs. | 0:41:07 | 0:41:11 | |
So we can do a controlled goods agreement. | 0:41:11 | 0:41:13 | |
You sign it, I sign it, and we give you 24 hours to settle it in full. | 0:41:13 | 0:41:17 | |
Gerald lets the man know it doesn't mean he's off the hook. | 0:41:17 | 0:41:21 | |
If it's not paid by that time, we then end up coming back. | 0:41:21 | 0:41:24 | |
Whether you're here or not, | 0:41:24 | 0:41:27 | |
we'd get a locksmith, and open the place up, | 0:41:27 | 0:41:29 | |
and I wasn't kidding you when I said that I'd be looking at taking | 0:41:29 | 0:41:34 | |
£20,000 worth of kit, which would basically clear the shop out. | 0:41:34 | 0:41:38 | |
Rob and Gerald go through the assets, | 0:41:38 | 0:41:40 | |
and list everything the man agrees belongs to the shop. | 0:41:40 | 0:41:44 | |
-All these watches, Connaught Jewellers', yes? -The watches, yes. | 0:41:44 | 0:41:47 | |
-Swiss. -Swiss? So that's the manufacturer, Swiss? | 0:41:47 | 0:41:51 | |
-The manufacturer is Swiss. -One, two, three, four, five, six, seven. | 0:41:51 | 0:41:55 | |
Seven wrist bracelets. | 0:41:55 | 0:41:56 | |
The sheriffs are never happy to leave a job without getting paid, | 0:41:56 | 0:42:00 | |
but they've done all they can today. | 0:42:00 | 0:42:02 | |
Rob gives the man the control of goods agreement to sign... | 0:42:02 | 0:42:06 | |
Right there. Perfect. Yeah. | 0:42:06 | 0:42:08 | |
..and with that, the shop's stock technically belongs to the court | 0:42:08 | 0:42:12 | |
until the debt is paid. | 0:42:12 | 0:42:14 | |
When you've paid, give Mr Foster a phone call, | 0:42:14 | 0:42:16 | |
otherwise I'll be back here Monday to empty the place out. | 0:42:16 | 0:42:18 | |
-OK. -Ta-ra now. -Bye. -Ta-ra. -Cheerio. | 0:42:18 | 0:42:21 | |
It's not been the easiest day's work, | 0:42:21 | 0:42:23 | |
and they haven't yet recovered any money for their client. | 0:42:23 | 0:42:28 | |
I'm not convinced he's going to pay it as he's said he'll pay it. | 0:42:28 | 0:42:32 | |
I have told him that I will eat my hat | 0:42:32 | 0:42:35 | |
if it's paid by nine o'clock, Monday. | 0:42:35 | 0:42:38 | |
A total of £2,473 was paid the same day by Connaught Jewellers, | 0:42:38 | 0:42:44 | |
and cleared in the sheriffs' account later that evening. | 0:42:44 | 0:42:48 | |
The remaining balance was paid three days later. | 0:42:48 | 0:42:51 | |
So, in the end, the owners stuck to their word, and so did Gerald. | 0:42:51 | 0:42:56 | |
Connaught Jewellers told us the payment was transferred | 0:42:59 | 0:43:02 | |
before the sheriffs' visit. | 0:43:02 | 0:43:03 | |
They also said the original court claim | 0:43:03 | 0:43:06 | |
was mistakenly sent to the wrong address. | 0:43:06 | 0:43:09 |