Episode 1 Holding Back the Years


Episode 1

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Transcript


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-Everything has an impact on your life.

-Whatever your age.

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From the type of house we live in...

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Oh, this looks nice.

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Yes, it's been completely renovated throughout.

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..To how much money we have to spend.

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Your wage ends up being like a normal working wage, which is good.

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What we put in our bodies...

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I don't think I've ever been fat, but I have put weight on.

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..To the secrets of our genetic make-up.

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You're going to live to be 140.

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That'll do, I'll take everything I can get.

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So finding out about all those things and more could help you mature brilliantly.

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Or slow down the ageing process just a little.

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We've tracked down the very best tips and advice

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for holding back the years.

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And now, with the help of our team,

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we're going to pass them on to you.

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To show you how to have the time of your life.

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Whenever that may be.

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Hello and welcome to the show that really wants to put time on your side.

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Whatever age you are. Here's what's on today's show.

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More of us are choosing equity release as a way of injecting cash

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into our retirement than ever before, but is it right for you?

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Bill is on the case.

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When it comes to equity release not all experiences are the same

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or even equal.

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Our resident GP Dr Rangan Chatterjee reveals how you can save a friend's life,

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wherever you may be.

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You get to go home at the end of this.

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Your actions may well result in the person lying on the ground also

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getting to go home.

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Do you find it harder to keep the weight off as you get older?

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Well, it might not totally be your fault.

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I went to Birmingham to find out the latest research on middle-age spread.

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And you start putting it on and you think, "Where is this tyre coming from?"

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And the tyre gets bigger and bigger.

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And we go behind the scenes of the country's first intergenerational care home

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to see how the old and the young are looking after each other.

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They brighten up the whole room.

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Just to watch their characters, the way they change,

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the way they are comfortable with you.

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It's like being in childhood.

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Last year more people signed up to an equity release scheme than ever

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before. It's a trend that's only set to increase in 2018.

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And the reason is that it's seen by more and more people as a way of

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injecting money into their own retirement while freeing up cash

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for, say, children or grandchildren.

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But is it right for you?

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Well, Bill has been meeting two women whose experience is far from equal.

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Being able to afford a comfortable retirement is usually pretty high up

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on the list of priorities, no matter what age we are.

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Unfortunately, according to official statistics,

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Britain's workers can look forward to the worst pension of any major

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developed country. However, there is one thing in our favour.

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Around 65% of us own a property.

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Which is why equity release has become the latest trend for those

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who want to inject some cash into their lives.

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But how does it work?

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If you've paid off your mortgage, or nearly paid it off,

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you can borrow money based on the equity in your home.

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In other words, the amount of money that your house is worth.

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You get a lump sum in the here and now,

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and the money you've borrowed is paid back on the sale of the property,

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which will only happen if you go into full-time care or you're not around any more.

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The thing you need to remember though is that the company

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lending you the money will charge interest on what you've borrowed,

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all of which is repaid on the sale of your home.

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Your family gets what is left.

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Well, that's the theory.

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But how does it play out in real life?

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We've met up with two people, Helen and Barbara,

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for whom the experience of equity release was very different.

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So let's start with a positive experience, shall we?

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I moved down from London 31 years ago and 12 years ago my husband

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and I got divorced and we couldn't sell the property,

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so we decided to have it made into two maisonettes, which we have,

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and he lives upstairs and I live downstairs, so very happy with it.

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It's worked out very well.

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And it was about to work out even better because with her newly found

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independence and an asset that was all her own,

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Helen felt that her flat wasn't a golden egg which should be sat on

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indefinitely. Rather,

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she viewed it as an asset

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which could be used to help the younger generation.

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Well, my son

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got married and they are renting and I think it's wasted money,

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so I got in touch with a company to come and talk to us both of the

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benefits of equity release.

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The idea was to release equity from the flat in order to for her son

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to get on the property ladder.

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The criteria for Helen to qualify for what is known as a lifetime mortgage

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included her age, her health, and the value of her house.

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But this is no ordinary mortgage, as Helen explains.

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You don't pay anything at all.

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It just rolls over.

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You get a yearly account of how much it is.

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They tell you the final amount,

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which, when you look at it, can be quite worrying,

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but you have to realise you are not paying this -

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this is all dealt with at the end.

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Helen released 39% of the value of her home,

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giving her son £60,000 to get on the property ladder,

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and £20,000 for herself.

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I'm so glad I could help my son. Peace of mind for me, too.

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I love my holidays, so I know that I can carry on having holidays.

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I haven't had a mortgage for a long time.

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I'm not paying anything now that I wasn't before.

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I just, everything is the same except that I've got a bit of money and I've helped my son.

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So it's all good news, right? Well, hold on,

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because when it comes to equity release, not all experiences are the same or even equal.

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Barbara Gale from Sherston in Wiltshire has worried since signing

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her contract that she might have made the wrong decision.

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It's important to say I did go into it with my eyes wide open.

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At the time it seemed like easy money.

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But now I'm six years down the road I realise that easy money it may be,

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but you pay quite a price.

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When she was 62,

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Barbara released £32,000 for home improvements and to help her son,

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and today, with compound interest, that loan is worth £49,000.

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How much I'll actually end up owing on my equity release depends on how

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old I am when I die,

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but if I were to live until my 90s I would owe all of the house.

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It would all be gone.

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In fact it would be about half a million pounds,

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which is far more than the house is actually worth.

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Like many in her situation,

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Barbara spent the greater part of her working life paying the mortgage

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in order to own her home outright.

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Now she's faced with the prospect of leaving a large debt behind her.

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I just can't get my head around that I fought for many,

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many years to pay a mortgage on this little property of mine,

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and it does seem to me that all that effort into finding a job,

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keeping the house, paying the mortgage,

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has all kind of gone south, because I took out the equity release on

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my home and I could end up paying all that money back

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to the equity release company and leaving nothing for my family.

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For Barbara, short of winning the lottery

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to pay off this lifetime mortgage,

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there is very little she can do to change her current situation,

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which leads to very, very dark thoughts.

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I do feel pretty awful.

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It makes me actually feel, well, I hope I die sooner rather than later,

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which is a bit of a sad way to be going along,

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but if I die when in my mid-80s at least there will be

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probably about half the house left that I can pass on,

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which is the only thing I have to pass on.

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So two stories of equity release and two very different outcomes.

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Which do you take notice of?

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I'm going to need a referee.

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Financial expert Jasmine Birtles, founder of the Money Magpie website,

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has spent a long time looking at the pros and cons of equity release.

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Jasmine, what are the pitfalls of equity release?

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You think you're taking out a certain amount of money and then,

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because of the compounding interest,

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over the years it mushrooms into a huge amount.

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And since you're not paying anything back,

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that debt is getting bigger all the time.

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Yes, exactly. Although over just a few years you might not notice very

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much of a difference. Once you get to at least five, ten years,

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then you really do see a difference, year on year.

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It's growing very fast.

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And that can be made worse by the fact that interest rates

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in equity release can be higher than with normal loans or mortgages,

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which means that if you take out equity release too early

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you could end up with a massive debt on your hands,

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with no means of paying it off

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except any savings you might have tucked away.

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So who would equity release work for then, do you think?

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People who are probably older, and when I say older, I would say 70 plus.

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Ideally they don't have children,

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so their children are not expecting some sort of an inheritance.

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If they don't have extra money then equity release is a really good way

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of using the money from your home but still living in it.

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And what sort of people need to be wary of getting equity release?

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Younger people, and when I say younger, 55, to 60, for example,

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because you could be lasting for 20, 30, 40 years at least there.

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So it's really not a helpful thing to take money out of your home

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and have it increasing.

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And there is one other downside to equity release that Jasmine wants to

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highlight. Once you take it out,

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it could stop you from moving house ever again,

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or indeed prohibit others from living in the house once you've gone.

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One of the problems I think of equity release is that certain people have

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found that they are basically trapped in their own home and later on,

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if they thought of actually moving to a smaller, easier, cheaper place,

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they can't, because the amount that their equity release debt has grown

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by has meant that they have very little money left, if any at all.

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So what's your advice then to anybody thinking of taking on equity release?

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Go to somebody who's independent,

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who will look at your whole life,

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at your family and all of the things that are affecting your life,

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and then tell you whether it is a good idea or not,

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and, if so, what sort of plan you should take out.

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So I guess the main bit of advice we can offer is get advice,

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because once you take out equity release there's no turning back.

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For information and a list of companies and prices,

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you can go to the Equity Release Council.

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They provide quality and standards guidelines for product providers to

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protect the consumer.

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Also it's important to discuss this with your nearest and dearest,

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because ultimately it does affect them as well.

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But we'll leave the last word to those who have been there.

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If you really need some money or feel like you need to release some money,

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or you need to help children out, it's well worth looking into.

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If you're going to do it, leave it until you're a bit older.

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I did it aged 62.

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I wish I could have left it maybe until I was 72.

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We've asked GP Rangan Chatterjee to be our doctor on your doorstep.

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His job throughout the series is to inform and inspire us to better health and longer life.

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So today, he's looking at how to restart a broken heart.

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Today, I'm in Cheltenham to meet Chris Hickey and his wife, Sue.

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Like more than 30,000 Brits,

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Chris suffered what's called an out of hospital cardiac arrest last year,

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but what makes his story truly extraordinary is for just how long his heart had stopped.

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So how long did your heart stop beating for?

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68 minutes in the end.

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-Over an hour.

-That's a long time.

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It's a long time. It's really hard to understand how I can be here.

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I still can't believe that, actually -

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68 minutes is such an incredibly long period of time.

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And yet it was what Sue did in the initial five minutes that ultimately

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saved Chris's life.

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Sue, what's your recollection of that day?

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I was downstairs,

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it was our last day of work before we were due to go on holiday and I'd

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got up early. It was a lovely summer's day and I just heard this kind of coughing sound.

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I suddenly realised it was Chris,

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so I charged up the stairs into our bedroom.

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It wasn't a regular coughing sound?

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No. I knew he was dying, and I witnessed my father's death

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and he was making that kind of death-rattly sound.

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I literally stood there and had a moment of real sheer panic.

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"I can't do this, I'm not expert."

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"I'm not trained."

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"I don't know what to do."

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Incredibly, earlier that morning Sue had read a medical article that

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advised people not to panic or seek help outside the house,

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but instead to call 999 immediately,

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and when she called she got clear,

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precise and ultimately life-saving instructions.

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Opened the front door, so first responders could get in,

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get Chris onto the floor, a hard surface basically, and start CPR.

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I said, "I don't know, I don't know how to do it,

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"I've never been on a course."

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"I'll tell you, I'll tell you what to do."

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But she was about to go on a very fast learning curve.

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CPR stands for cardiopulmonary resuscitation,

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and here's how it works.

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Basically the heart is a pump,

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but if the pump is not working on its own then CPR means you work it

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manually using your hands on the chest.

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This keeps the blood circulating through the heart and around the body,

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ensuring that oxygen continues to feed the brain and vital organs,

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and crucially it's the first five minutes that count most

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when it comes to getting that blood flowing

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until the professionals can turn up to take over.

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The fireman had come in.

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-The fireman came.

-Then the paramedics.

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-Then the paramedics.

-Then an air ambulance arrived.

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-Yes.

-And a doctor came.

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A doctor and a nurse came with them.

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And then did you feel that they were there, they are going to take over?

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-Yeah.

-Paramedics will sort this out now.

-Yeah, yeah.

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The doctor attempted to start Chris's heart

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by sending electric shocks to it via a defibrillator,

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but Chris wasn't responding and he doctor told Sue it was time to take

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that terrible decision we all dread.

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I had a picture on the fridge which I showed him and I just said,

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just keep going a bit longer, this is, you know,

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a much-loved man.

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SHE SOBS

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They went back upstairs and tried for another ten or 12 minutes,

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and it's in that time Chris came back.

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You know?

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What a blessing.

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And it's wonderful, wonderful.

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Surviving 68 minutes without a well- functioning heart is pretty much

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unheard of, yet Chris managed it, and there's two main reasons for that.

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Firstly, Sue called 999, but secondly, Chris got CPR.

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Now CPR was given for five minutes by Sue and then followed up by the

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paramedics, and what it does is, it keeps the oxygen and the blood

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pumping around your body to your vital organs

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and in particular your brain, and there's absolutely no reason

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that you can't learn to do the same as well.

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A recent poll showed that two-thirds of us would not know what to do

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if faced with a cardiac arrest.

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But that could be about to change -

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certainly if training programmes like this

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have anything to do with it.

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This is the Eurospa in Maghaberry, Northern Ireland,

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where they are pumping their staff full of life-saving CPR lessons.

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Today, Alana is being shown how easy it is

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by trainer and paramedic Mark Bailey,

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and he's brought a little friend.

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So we're looking for the V coming up the ribcage,

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coming up to that point.

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We'll put two fingers above that.

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That then is where the heel of our first hand is going to go and then

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the second hand will go on top of the first hand.

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Our elbows are locked and our shoulders will be directly above our hands.

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So we need to compress 120 times a minute, that's twice every second.

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So it's...

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Any situation at all where the patient has actually had a cardiac arrest,

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CPR will be vital.

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For people who have choked and have not been able to get the foreign body dislodged,

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anaphylaxis,

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where somebody has effectively suffocated or choked because the airways are blocked,

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that patient will also go into cardiac arrest,

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so any of those kind of situations basically where the patient has

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stopped breathing for themselves, CPR is going to be indicated.

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So successful has the course been that the company's managers have

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even installed their own network of on-site defibrillators,

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which makes survival rates rise from less than 10% up to 70%,

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if a defibrillator is used

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within the first three to five minutes of collapse.

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And now it's time for Alana to get a crash course in how to use that.

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Apply pads to bare skin exactly as shown in the pictures.

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Quite often people will be scared and at the end of the course everybody is a lot happier.

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We find that the underpinning knowledge about why you're doing

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what you're doing definitely produces better results.

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Everyone clear. Press flashing button.

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Shock delivered.

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ALANA: You know, people in the community should all learn how to take part in this

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as it was a lot easier than what I had expected and it will also help to save a life.

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And Mark has first-hand knowledge.

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Lives have been saved.

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A lady had collapsed in a pharmacy in east Belfast and the staff knew

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that the Henderson store just down the road had a defib.

0:19:150:19:18

They sent somebody off to get it while compressions were being done

0:19:180:19:21

and we got the report the next day that she was sitting up,

0:19:210:19:24

slightly sore chest, but well, in her hospital bed.

0:19:240:19:27

There's no point in running about like a headless chicken.

0:19:300:19:33

It's easier said than done, of course, for people who aren't used to this.

0:19:330:19:36

But really, taking two or three seconds

0:19:360:19:38

just to focus your mind on what it is you are doing,

0:19:380:19:41

you get to go home at the end of this.

0:19:410:19:42

Your actions may well result in the person lying on the ground

0:19:420:19:46

also getting to go home.

0:19:460:19:47

And CPR doesn't just ensure that heart attack victims get to go home.

0:19:480:19:53

It also helps them make a full recovery.

0:19:530:19:55

When Chris Hickey's heart stopped beating for 68 minutes,

0:19:560:20:00

doctors were certain the lack of oxygen would leave him with brain damage.

0:20:000:20:04

But the efforts of his wife Sue and the paramedics ensured that even that did not happen.

0:20:050:20:10

And it has given him a second chance to make sure that it never happens again.

0:20:110:20:16

Do you come here quite a bit? Are you in good physical shape?

0:20:160:20:20

Yeah, I am now.

0:20:200:20:21

When I came out of hospital,

0:20:210:20:24

the day after I came out was the first day we came up here.

0:20:240:20:27

You came up here the day after?

0:20:270:20:29

-Wow!

-The day after, because the doctor said, "Look,

0:20:290:20:31

"you've really got to take exercise, you've got to get out,

0:20:310:20:34

-"you've got to..."

-Start your life again.

0:20:340:20:36

Start your life again.

0:20:360:20:37

Do you take physical activity quite seriously now?

0:20:370:20:40

-Yeah.

-Each day we try and go a bit further.

0:20:400:20:43

You see, I had a sense that you are getting back to who you were.

0:20:430:20:47

Chris owes a huge debt to the professionals

0:20:480:20:50

who worked to save his life, but none of it would have been possible

0:20:500:20:54

without the role his wonderful wife Sue played

0:20:540:20:57

in those first five key minutes, when she called 999,

0:20:570:21:00

delivered CPR and didn't panic.

0:21:000:21:03

That first critical few minutes was what it took, right?

0:21:030:21:06

Someone to have the courage to not be put off and not think,

0:21:060:21:10

"I've not been trained." You've got to do it. Give it a go.

0:21:100:21:13

-That's the key word, isn't it?

-Courage.

-Courage. Yeah,

0:21:130:21:16

because in that moment that was just really stepping up to do it.

0:21:160:21:21

In those first couple of minutes you just want the blood moving,

0:21:210:21:26

just something.

0:21:260:21:28

And so that gave us great hope when Chris was admitted that it was...

0:21:280:21:32

Something was done.

0:21:320:21:34

That maybe we've done enough, you know?

0:21:340:21:36

You did do enough, didn't you?

0:21:370:21:40

Look at him now! Loving life, you know. Yeah.

0:21:400:21:47

There's no doubt that Chris is one lucky man.

0:21:470:21:49

But the simple fact remains that if more of us knew CPR,

0:21:490:21:53

and if defibrillators were more easily available,

0:21:530:21:56

then luck would play a smaller role in the future.

0:21:560:21:59

Studies regularly show that exercising your mind with puzzles and games

0:21:590:22:03

every day can help keep your brain healthy,

0:22:030:22:05

and even up to ten years younger.

0:22:050:22:07

Yes. Which is why, just for fun, we've come up with our very own.

0:22:070:22:12

All you have to do is watch the following clips

0:22:120:22:15

and work when it all happened.

0:22:150:22:17

The question is simple. What was the year that was?

0:22:170:22:21

So here's how the game works.

0:22:220:22:24

We are going to give you a few key events that will happened in the space of a year. But which year?

0:22:240:22:31

And here's why you should play along, by the way.

0:22:310:22:34

Psychologists have said that nostalgia can promote a sense of wellbeing and vitality in us all.

0:22:340:22:40

So this really could help you hold back the years.

0:22:400:22:44

# I can feel it coming in the air tonight... #

0:22:440:22:49

Just get on your bike and go, go on.

0:22:500:22:53

You'll be all right, just stay nice and cool.

0:22:530:22:57

# Oh, Lord

0:22:570:23:00

# And I can feel it coming in the air tonight... #

0:23:010:23:06

# Bending the rules of the game will let you find

0:23:070:23:10

# The one you're looking for

0:23:100:23:13

# And then you can show that you think you know

0:23:130:23:15

# You're making your mind up. #

0:23:150:23:18

# Well, the hurt doesn't show, but the pain still grows

0:23:180:23:23

# It's no stranger to you and me

0:23:230:23:26

# I can feel it coming in the air tonight, oh, Lord... #

0:23:290:23:37

What do you think you'll remember most of all about today?

0:23:370:23:40

The pushing and shoving!

0:23:400:23:42

And we'll give you until the end of the show to work on the answer.

0:23:500:23:53

Moving on to a subject I'm sure we can all empathise with -

0:23:530:23:56

most of us, anyway. Why, as we get older,

0:23:560:23:59

does it become more difficult to keep weight off?

0:23:590:24:02

And what can we do about it?

0:24:020:24:04

I went to Birmingham to meet the middle-aged spreaders.

0:24:040:24:06

-Look at your long legs.

-I know, look at the shoes!

0:24:100:24:13

I was normally a very good dancer.

0:24:130:24:15

Any nightclub there was dancing, I was always there.

0:24:150:24:19

Yes, I can't believe it when I look at it!

0:24:190:24:22

That was me when I was 20.

0:24:220:24:24

Your legs go on forever.

0:24:240:24:26

I've come to Birmingham to meet a slimming group currently engaged

0:24:320:24:36

in the battle of the bulge.

0:24:360:24:38

I don't think I've ever been FAT fat, but I have put weight on.

0:24:380:24:42

You start putting it on and you think,

0:24:420:24:44

where is this tyre coming from?

0:24:440:24:46

The tyre gets bigger and bigger.

0:24:460:24:48

I didn't know what to do to stop it.

0:24:480:24:53

In the UK, 66% of men and 57% of women are overweight or obese.

0:24:530:25:00

As we get older, the pounds just seem to pile on,

0:25:000:25:03

which is exactly the experience of middle-aged spreaders in Solihull,

0:25:030:25:09

although they all have various theories

0:25:090:25:11

as to why this might be the case.

0:25:110:25:13

Do you reckon your eating habits have changed as you've got older?

0:25:130:25:18

Yes, You don't do as much and you eat more.

0:25:180:25:20

The odd biscuit, the odd slice of cake.

0:25:200:25:23

The weight is building up without you realising it.

0:25:230:25:26

And yes, obviously when I am stressed out,

0:25:260:25:28

you do like to turn to the odd chocolate bar.

0:25:280:25:31

Stewart, what about you?

0:25:310:25:32

When I was at work, a lot of the times it was,

0:25:320:25:34

I used to call it lunch on the run, because I was always at work.

0:25:340:25:38

But now I'm retired, I'm at home and I've got more time to eat food,

0:25:380:25:43

so I have a tendency to eat more food.

0:25:430:25:46

But you're supposed to eat healthily, aren't you?

0:25:460:25:50

That's what it's about.

0:25:500:25:52

Well, it's interesting to hear that most of the group seem to blame

0:25:530:25:56

themselves for their spare tyre.

0:25:560:25:58

But it might not be the case.

0:25:590:26:01

Researchers have found that the average man and woman

0:26:010:26:05

add 1-2 lbs around their middle every year

0:26:050:26:08

from the ages of 35 to 55, despite eating less.

0:26:080:26:12

I've come to Aston University to meet Dr James Brown,

0:26:140:26:17

one of the country's top experts in the effects of ageing on our weight.

0:26:170:26:22

Middle-aged spread. When does it actually start?

0:26:220:26:25

It really starts around the age of 30, believe it or not.

0:26:250:26:28

At that age, we start to see the metabolic rate slowing slightly,

0:26:280:26:32

so our metabolism's just starting to slow down,

0:26:320:26:35

hormone levels are starting to drop,

0:26:350:26:37

and for those of us that aren't physically active,

0:26:370:26:40

we start to see a loss of muscle mass and an increase in fat mass.

0:26:400:26:44

And recently, scientists have got closer to understanding what might be the cause.

0:26:460:26:51

They've discovered that ageing increases levels of an enzyme

0:26:510:26:55

called DNA PK.

0:26:550:26:59

This enzyme repairs our bodies but it also slows down the metabolism,

0:26:590:27:03

making it more difficult to burn fat.

0:27:030:27:06

And it's also a different type of fat

0:27:080:27:10

than what we see in younger people,

0:27:100:27:12

a deeper, less superficial kind.

0:27:120:27:15

It's called visceral fat.

0:27:150:27:17

This is the fat that wraps itself around your organs,

0:27:180:27:21

around your heart, your kidneys and intestines,

0:27:210:27:24

and this visceral fat is more closely associated with disease,

0:27:240:27:28

so if you've got lots of visceral fat,

0:27:280:27:30

you're at a higher risk of diseases like type two diabetes,

0:27:300:27:33

cancer and Alzheimer's.

0:27:330:27:35

So, how do you check just how much of your weight is visceral fat?

0:27:350:27:40

Well, there's a test you can do at home, and for our purposes,

0:27:400:27:43

we've enlisted the help of Stuart.

0:27:430:27:46

If you measure your waist circumference

0:27:460:27:48

and then also measure yourself around the hips,

0:27:480:27:51

of their widest part, and around the buttocks,

0:27:510:27:53

and if you divide your waist measurement by your hip measurement

0:27:530:27:57

you get a number and we can tell from that number

0:27:570:28:00

whether you're storing too much fat around the middle

0:28:000:28:03

or just the right amount.

0:28:030:28:04

-And what should that number be...?

-For women, it's 0.8.

0:28:040:28:08

For men, it's 0.9.

0:28:080:28:10

-OK.

-OK, so shall we have a go at doing it?

0:28:100:28:12

-Yes.

-Brilliant.

0:28:120:28:14

And we have a measurement of 44 inches.

0:28:140:28:17

And then we'll come down...

0:28:170:28:18

..to the widest part...

0:28:200:28:21

..of your hips and buttocks, which is actually 45 inches.

0:28:220:28:27

So, you divide your waist size by your hip measurement and the result

0:28:270:28:31

you're looking for is 0.8 or lower for a woman

0:28:310:28:35

and 0.9 or lower for a man.

0:28:350:28:38

So what's Stuart's result?

0:28:380:28:40

You would be just over the 0.9 cut-off for men,

0:28:400:28:44

which means you're at a slightly increased risk

0:28:440:28:47

of things like type two diabetes,

0:28:470:28:49

because you tend to store your fat around your middle.

0:28:490:28:51

Now, we know that bad fat is visceral fat,

0:28:510:28:54

but what does it do to us that other fats don't?

0:28:540:28:58

If you think about what fat does,

0:28:580:29:00

so it doesn't just store energy and it doesn't just keep us warm,

0:29:000:29:03

it's actually a secretory gland,

0:29:030:29:05

so your fat cells right now are releasing as many as 600 different

0:29:050:29:09

hormones and other molecules.

0:29:090:29:11

But interestingly, visceral fat tends to secrete

0:29:110:29:14

very damaging hormones and molecules

0:29:140:29:16

and they can damage tissue such as the brain,

0:29:160:29:18

such as the pancreas, such as your blood vessels,

0:29:180:29:21

and that's why visceral fat increases the risk

0:29:210:29:24

of these nasty diseases associated with older age.

0:29:240:29:27

And what's also clear is that getting rid of visceral fat takes

0:29:290:29:33

a lot more effort than youthful chubbiness.

0:29:330:29:36

But it doesn't mean it's out of our control.

0:29:360:29:39

Is it true to say that middle-aged spread really is beyond our control?

0:29:390:29:43

Not true. We have a lot of control over it, actually.

0:29:430:29:46

There are biological things that happen in the body, your genetics,

0:29:460:29:50

within cells, your metabolism,

0:29:500:29:52

which will influence your risk of middle-aged spread,

0:29:520:29:55

but if you control your diet, eat the right foods in the right amount,

0:29:550:29:59

if you control your physical activity,

0:29:590:30:01

get lots of regular exercise,

0:30:010:30:03

you are going to reduce your risk of middle-aged spread.

0:30:030:30:06

It is not inevitable.

0:30:060:30:07

Well, that's me told.

0:30:090:30:10

So, lots of exercise and eat well.

0:30:100:30:14

And for some advice about a healthy diet,

0:30:140:30:16

I'm talking to physical education teacher Mark Holborn,

0:30:160:30:19

-who's been shopping.

-As you can see in front of us,

0:30:190:30:22

we've got a big variety of foods that are readily available to us in

0:30:220:30:26

supermarkets. We've got the oat breakfast.

0:30:260:30:28

Can't go wrong with oats for breakfast.

0:30:280:30:30

-I love a bit of porridge.

-Brown pasta.

0:30:300:30:31

Now, this is great to provide us with the energy that we need throughout the day.

0:30:310:30:35

We also have nuts, lots of oils

0:30:350:30:36

and there's healthy fats in there.

0:30:360:30:38

-And protein.

-Lots of protein.

0:30:380:30:41

Protein is the key here, because we lose muscle mass after the age of 40,

0:30:410:30:45

so ideally around 25% of our calorie intake should be in the form of

0:30:450:30:51

-protein.

-Chicken, turkey, really healthy, low in fat, lovely taste.

0:30:510:30:56

-You can cook them with anything.

0:30:560:30:58

You can even throw them in the omelette with your eggs, you know?

0:30:580:31:01

Protein overload.

0:31:010:31:02

Next, I'm bringing our middle-aged spreaders to a gym

0:31:020:31:06

where Dr Brown and Mark have a few tips for them.

0:31:060:31:09

So, there are three pieces of advice we want you to focus on

0:31:110:31:14

and the first piece of advice is about nutrition,

0:31:140:31:16

so that means try to avoid processed foods that have too much energy in

0:31:160:31:21

them and to focus on eating more natural foods,

0:31:210:31:24

the right amount of calories, so you're getting a healthy nutrition.

0:31:240:31:28

The second thing we've got to talk about is the value of exercise.

0:31:280:31:31

We know that exercise is really important for a number of reasons.

0:31:310:31:34

If we resistance-train, it means that we can build our muscles up.

0:31:340:31:37

That can raise our metabolism.

0:31:370:31:39

At the same time, because as you get older, the muscles degrade,

0:31:390:31:43

we want to keep the muscles still working and keep them functioning.

0:31:430:31:46

But most importantly, exercise is proven to reduce your stress levels.

0:31:460:31:50

And that's our final piece of advice, actually, is to

0:31:500:31:53

make sure you're getting enough rest and a good night's sleep.

0:31:530:31:56

We know that increased stress will lead to the increased levels of

0:31:560:32:00

stress hormones and they can contribute to middle-aged spread,

0:32:000:32:03

so make sure you are getting periods of rest during the day,

0:32:030:32:06

a good night's sleep and recovery from any exercise that you do.

0:32:060:32:11

Which rather neatly leads us to our final task

0:32:110:32:14

with the middle-aged spreaders -

0:32:140:32:16

a quick workout in the gym.

0:32:160:32:17

Four, three, two, one.

0:32:170:32:20

Go. I love that.

0:32:200:32:22

Remember, you can do this at home with a broomstick

0:32:230:32:26

and just on a chair at home.

0:32:260:32:27

Go, Jackie.

0:32:270:32:29

Up into the air, into your chest.

0:32:290:32:30

This is going to work the backs of your arms

0:32:300:32:32

as well as the tops of your shoulders.

0:32:320:32:34

As long as they keep it up, then could this go some way to

0:32:340:32:37

getting rid of that visceral fat that some of them might have?

0:32:370:32:39

It can. We've given them all the tools they need to make

0:32:390:32:42

the right lifestyle decisions

0:32:420:32:44

so that they can limit their amount of visceral fat.

0:32:440:32:47

Good work. Well done, folks.

0:32:470:32:49

The thought of exercise and diet doesn't appeal to anyone, really,

0:32:490:32:54

but they really do work and that,

0:32:540:32:56

combined with sleep and a little less stress in their lives,

0:32:560:33:00

really could help them banish the fat wherever it is in their bodies.

0:33:000:33:04

That was hard work!

0:33:060:33:07

Finally today, a truly lovely story about a unique place that could help

0:33:080:33:13

revolutionise how we look after

0:33:130:33:15

the oldest and the youngest in our society.

0:33:150:33:18

It's Britain's first intergenerational care home,

0:33:180:33:21

where caring means sharing.

0:33:210:33:23

It's 8'o'clock on a Tuesday morning in south London.

0:33:240:33:28

Over there is Nightingale House,

0:33:280:33:30

home to 200 residents with an average age of about 90.

0:33:300:33:34

And 100 yards in that direction is

0:33:350:33:38

the Apples and Honey Nightingale Nursery,

0:33:380:33:40

with 30 - on any given day - two to five-year-olds.

0:33:400:33:44

Normally, the twain would never meet,

0:33:450:33:47

but both have come up with an ingenious way of working

0:33:470:33:51

that benefits everyone.

0:33:510:33:52

I've come to visit the first place in the UK to offer full-time care

0:33:540:33:57

for preschool children within a residential home for older people.

0:33:570:34:02

Now, millions of us enjoy spending time with grandchildren,

0:34:040:34:07

but for the residents here,

0:34:070:34:09

it's a much bigger commitment with much greater benefits.

0:34:090:34:12

It's known as intergenerational care

0:34:130:34:16

and something we might see a lot more of in the future.

0:34:160:34:19

At 9am, the nursery staff bring the two groups together.

0:34:210:34:25

And from the off, it's playtime.

0:34:250:34:27

So, how did this project come about?

0:34:350:34:37

Away from all the hubbub, I spoke to Ali Summers,

0:34:370:34:39

co-founder of the nursery.

0:34:390:34:41

So, Ali, how did all this come about here, then,

0:34:420:34:45

with the nursery and the care home?

0:34:450:34:47

We had a nursery in Wimbledon and we brought the children here several

0:34:470:34:50

times a term and we thought how wonderful it would be

0:34:500:34:53

if we didn't have to leave, if we could just stay here on site,

0:34:530:34:56

and here we are.

0:34:560:34:57

What are the benefits for the residents?

0:34:570:34:59

They are remarkable.

0:34:590:35:01

The joy that comes out of them.

0:35:010:35:03

Last night, I sat on one of their floors

0:35:030:35:05

with a lovely resident named John and I asked him how his week went,

0:35:050:35:08

how his day went, what he enjoyed most,

0:35:080:35:11

and he said it's visiting the children.

0:35:110:35:12

And he said, it's not just me.

0:35:120:35:14

And he pointed to another resident.

0:35:140:35:15

He said, he doesn't talk to anybody,

0:35:150:35:17

and yet when he comes down and he is with the children, he talks,

0:35:170:35:20

he interacts, and there was a woman who lives locally with dementia

0:35:200:35:24

whose partner and carer bring her to our baby and toddler group

0:35:240:35:28

because she just comes alive in the sessions.

0:35:280:35:30

And has there been a lot of interest from other people in what you're doing here?

0:35:300:35:33

There has been tremendous interest.

0:35:330:35:35

We've been contacted by about 20 different groups locally,

0:35:350:35:39

around the country, around the world,

0:35:390:35:41

asking how we got started, can we help them?

0:35:410:35:43

We've had volunteer offers of help

0:35:430:35:45

from so many walks of life. It's been truly inspirational.

0:35:450:35:49

Time, I think, to meet some of the residents.

0:35:500:35:52

Fay Garcia, who's 90,

0:35:520:35:54

and Margie Bloom, 91,

0:35:540:35:57

are getting ready for the mid-morning snack.

0:35:570:35:59

They've found themselves thriving since the programme started.

0:35:590:36:03

Hello. Well, this is fun, isn't it?

0:36:030:36:06

-It's great fun, yes.

-Great fun.

0:36:060:36:08

I should think things change quite a lot when

0:36:080:36:10

the children come into the home?

0:36:100:36:13

Oh, absolutely. They brighten up our room.

0:36:130:36:15

Just to watch their characters, the way they change,

0:36:150:36:18

the way they come towards you.

0:36:180:36:20

It's like being a child again.

0:36:200:36:22

So do you think this is a good idea for other care homes to take on?

0:36:220:36:25

Yes, I think it's better than all the medicine, all the pills,

0:36:250:36:29

and certainly better than putting on the TV and reading the paper

0:36:290:36:33

with all the miserable news.

0:36:330:36:35

This is wonderful.

0:36:350:36:37

And Fay, you didn't have children of your own.

0:36:370:36:39

-I never had children.

-So this is a whole new experience?

0:36:390:36:42

Absolutely. It's like being reborn.

0:36:420:36:43

And Marjorie, do you have grandchildren?

0:36:430:36:46

Oh, yes, I have four.

0:36:460:36:48

So how do this lot compare with them?

0:36:480:36:50

This lot are very good!

0:36:520:36:54

But it's not all one-way traffic.

0:36:560:36:58

Research also shows that the contact with older people also has

0:36:580:37:01

a positive impact on the learning and development of children.

0:37:010:37:05

Stirring, stirring, stirring, stirring.

0:37:060:37:10

OK, time to test the catering?

0:37:100:37:12

Oh, that is good.

0:37:120:37:14

-Do you like being at nursery, Nariah?

-Yes!

0:37:140:37:17

What do you think is the best thing?

0:37:170:37:19

Singing.

0:37:190:37:20

Singing.

0:37:200:37:21

-Balloon.

-Oh, you've got balloons.

0:37:220:37:25

What do you think of your friends? Do you like your friends here?

0:37:250:37:28

Your older friends.

0:37:280:37:29

They are nice, aren't they?

0:37:290:37:31

-Yum yum.

-Well done.

0:37:320:37:34

Well, this is a lot of fun but here in the UK,

0:37:340:37:36

we lag well behind many countries where, for some time,

0:37:360:37:39

the very young and the very old have been getting together

0:37:390:37:43

and both getting a lot out of it.

0:37:430:37:45

Cheers.

0:37:450:37:47

Intergenerational care first began in Japan in the 1970s.

0:37:480:37:53

It's now found in countries all over the world.

0:37:530:37:55

One of the pioneering centres is in Seattle,

0:37:560:37:59

where it's been established for nearly 30 years.

0:37:590:38:02

Here in the UK, we are just starting to get the idea,

0:38:040:38:07

but it could be about to take off in a big way.

0:38:070:38:10

Steven Burke from United For All Ages is one of the people trying

0:38:110:38:16

to take intergenerational care into the mainstream.

0:38:160:38:19

Why do we lag so far behind other countries when it comes to doing this sort of thing?

0:38:190:38:23

The UK is one of the most age- segregated countries in the world.

0:38:230:38:27

Most of our activities only cater for one age group.

0:38:270:38:30

Like a care home or a nursery. And very rarely do they mix.

0:38:300:38:33

And there are all sorts of impacts as a result of that.

0:38:330:38:35

Loneliness and isolation for older people,

0:38:350:38:38

but also children don't benefit from the learning and experience that

0:38:380:38:41

older people can provide.

0:38:410:38:43

So, how do you plan to change this?

0:38:430:38:45

We're hoping that within the next five years,

0:38:450:38:48

there will be some 500 care home-nurseries on the same sites.

0:38:480:38:52

500? That sounds quite ambitious.

0:38:520:38:54

We have a lot of interest already from several hundred care schemes and housing schemes

0:38:540:39:00

where they have the space.

0:39:000:39:02

The question is, is the space suitable for a nursery?

0:39:020:39:05

Does it have the right access for nursery?

0:39:050:39:07

Is it in the right location for a nursery

0:39:070:39:08

where families are living close by?

0:39:080:39:10

And do you think projects like this one here could make people

0:39:100:39:13

feel differently about going into care homes?

0:39:130:39:17

Care homes can quite often be isolated institutions

0:39:170:39:21

and by opening them up

0:39:210:39:23

to not just children but also the families of the children,

0:39:230:39:26

relatives of the older people, the staff,

0:39:260:39:29

it can really help bring care homes alive.

0:39:290:39:31

The key thing here is that this is an everyday activity.

0:39:310:39:35

It's happening every day of the week

0:39:350:39:37

and older people are getting involved

0:39:370:39:39

in helping those children learn and develop and grow

0:39:390:39:43

and experience the joys of life.

0:39:430:39:46

Food all eaten, it's time for the afternoon story, and today, well,

0:39:460:39:51

they have a guest reader - me!

0:39:510:39:53

Hello, my name's Bill and I'm a bad beekeeper - a really bad beekeeper.

0:39:550:40:01

I've done bad things with bees, terrible things,

0:40:010:40:05

things you wouldn't understand

0:40:050:40:07

unless you were a beekeeper yourself.

0:40:070:40:09

I still shudder at the thought of one or two of them.

0:40:090:40:12

And with that, it's nap time.

0:40:120:40:15

Blimey, I didn't think I was that boring!

0:40:150:40:17

Why, I hear you ask?

0:40:170:40:18

Why?

0:40:180:40:21

It's the end of a long but very fulfilling day and soon,

0:40:280:40:31

it'll begin all over again.

0:40:310:40:33

Who knows? In years to come,

0:40:330:40:35

this might be a much more everyday occurrence.

0:40:350:40:38

For the moment, it's a chance for me to find out what mum and dad think.

0:40:380:40:42

It's good for them to actually understand all different types

0:40:430:40:46

of people out there and spend time and be gentle with older people

0:40:460:40:49

as well as being around their friends.

0:40:490:40:52

So, what does your daughter say about coming here

0:40:520:40:54

-and being with the residents?

-Absolutely loves it.

0:40:540:40:56

So, we drive in together and every time,

0:40:560:40:59

she'll be telling me stories about what she's planning to do and when

0:40:590:41:02

we're driving back home, she's telling me, oh,

0:41:020:41:05

I was with residents and this is what we were doing.

0:41:050:41:08

What do you think they get out of it, the children?

0:41:080:41:10

Patrick, he loves the residents.

0:41:100:41:13

He comes home and tells me about his grannies,

0:41:130:41:16

so he's extended his family by 20 plus.

0:41:160:41:20

Back inside, it's time for me to say my goodbyes to Margie and Fay,

0:41:250:41:29

but first, why not get some top tips

0:41:290:41:31

on how to overcome an age gap of more than 80 years?

0:41:310:41:34

So, ladies, we've seen you having a lovely time

0:41:360:41:38

with the children earlier.

0:41:380:41:40

What's your advice? What's the best way to get on with little children,

0:41:400:41:43

-do you think?

-Personally,

0:41:430:41:45

I think it's like treating them like you would any human being,

0:41:450:41:51

whatever age.

0:41:510:41:53

It's amazing how much and what they do pick out.

0:41:530:41:56

Don't talk down to them.

0:41:560:41:57

Exactly, yes.

0:41:570:41:59

If there's one single thing that you both take away from this experience

0:41:590:42:03

that you've had, what would you say it was?

0:42:030:42:05

I think it's the warmth and the acceptance of the children

0:42:050:42:11

of us oldies.

0:42:110:42:12

-Does it make you feel younger?

-In a way, yes.

0:42:120:42:15

I want to sing with them.

0:42:150:42:16

-Which we do, don't we?

-Which we do.

0:42:160:42:18

Have you got a favourite song?

0:42:180:42:21

-I'm not going to sing it now.

-Oh, why not?

0:42:210:42:24

The Wheels On The Bus?

0:42:240:42:26

Could be, yes.

0:42:260:42:28

THEY SING: # The bell on the bus

0:42:300:42:33

# Goes dinga-linga-ling all day long. #

0:42:330:42:36

This could all be seen as a bit of a game changer for care homes,

0:42:360:42:40

which, up to now, are all too often seen as the last stop

0:42:400:42:43

on the journey of life.

0:42:430:42:45

What's happening here is giving the children a valuable experience

0:42:450:42:49

and giving the older people a whole new purpose.

0:42:490:42:53

Time now to give you the answer to our What Was The Year That Was archive quiz.

0:42:530:42:57

Fiona, the year was...

0:42:570:42:59

The year was, oh, 1981,

0:42:590:43:02

the year that Bucks Fizz won the Eurovision Song contest.

0:43:020:43:06

Good. Let's hope you can make your mind up to join us again tomorrow.

0:43:060:43:10

Bye-bye.

0:43:100:43:12

# Every time that I come near her

0:43:160:43:19

# I just lose my nerve

0:43:190:43:21

# As I've done from the start

0:43:210:43:25

# Every little thing she does is magic

0:43:270:43:30

# Everything she do just turns me on

0:43:300:43:32

# Even though my life before was tragic

0:43:320:43:36

# Now I know my love for her goes on... #

0:43:360:43:41

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