Browse content similar to 17/02/2014. Check below for episodes and series from the same categories and more!
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The flooded out, how well would you be covered? With one in six homes | :00:00. | :00:13. | |
now at risk from flooding, we investigate house insurance and meet | :00:14. | :00:16. | |
one man whose insurance has rocketed. The insurance was going up | :00:17. | :00:25. | |
from 162 ?3500. She killed three men, we have the story of how Joanna | :00:26. | :00:32. | |
Dennehy was finally caught. They asked have you got anything to say | :00:33. | :00:38. | |
and she did a tap dance and was singing singing in the rain. And | :00:39. | :00:43. | |
couples tell us how inheriting a retirement home is a financial loser | :00:44. | :00:48. | |
and not a windfall. Revealing the stories that matter closer to home, | :00:49. | :00:52. | |
this is Inside Out for the East of England. | :00:53. | :01:06. | |
Tonight, Inside Out is in Essex. One in six households are now considered | :01:07. | :01:16. | |
to be at risk from flooding. Across the East, people have been dealing | :01:17. | :01:21. | |
with the aftermath and hoping the insurance companies will cover the | :01:22. | :01:25. | |
damage but can insurance companies cope with the exceptional demand? | :01:26. | :01:29. | |
Alex has been catching up with victims of flooding over the last | :01:30. | :01:36. | |
six months. This is what we woke up to find this morning. The water was | :01:37. | :01:41. | |
flowing through the front door. Chris Woodward's house in | :01:42. | :01:44. | |
Hertfordshire flooded just over a week ago. His insurance company's | :01:45. | :01:47. | |
assessor arrives to look at the damage. They have moved out all the | :01:48. | :01:53. | |
settees and the carpets it has just helped with the fact that it has got | :01:54. | :01:58. | |
rid of some of the smell now. Work will get under way as soon as quotes | :01:59. | :02:03. | |
are agreed on. Have you ever been flooded before have you had problems | :02:04. | :02:06. | |
before have you had problems since you lived here? No. Has it ever come | :02:07. | :02:13. | |
close? He's just at the beginning of a journey hundreds of people are | :02:14. | :02:17. | |
about to embark on. Over the last few months the country has | :02:18. | :02:20. | |
experience some of its worst flooding with more bad weather | :02:21. | :02:22. | |
forecast. Although we're not the worst hit region there are many | :02:23. | :02:25. | |
places where repairing the damage has become an impossible situation. | :02:26. | :02:31. | |
To find out how people are getting on with their insurance claims, we | :02:32. | :02:34. | |
went to see people who were flooded six months ago. | :02:35. | :02:41. | |
This was Rayleigh and Hockley in Essex during the August Bank | :02:42. | :02:51. | |
Holiday. Within eleven minutes, Graham Phillips' home was flooded. | :02:52. | :02:58. | |
But this was only the start of his problems and six months after he and | :02:59. | :03:04. | |
his family moved out they are still waiting to return home. The whole of | :03:05. | :03:11. | |
the ground floor had the water up to knee level. This was the kitchen and | :03:12. | :03:15. | |
all the base units were completely destroyed the wall had to have the | :03:16. | :03:19. | |
plaster taken off. The door frames have gone the doors have gone. The | :03:20. | :03:23. | |
hallway had to have the plaster taken off. The downstairs toilet is | :03:24. | :03:29. | |
a completer wreck. You come into the lounge got all the plaster off. And | :03:30. | :03:37. | |
this is six months on ` nothing is happening. We are stuck in a place | :03:38. | :03:42. | |
where we don't want to be. It is now February and his insurer More than | :03:43. | :03:46. | |
has not made much progress. The house was dried out within three | :03:47. | :03:49. | |
months and work should have started instead it is still a building site. | :03:50. | :03:55. | |
The builder put the quote in they questioned that we put our quote in | :03:56. | :03:59. | |
for the contents they have questioned that it has taken us | :04:00. | :04:02. | |
months and months to get anything written down or give us any money | :04:03. | :04:06. | |
for anything. We can't move on until we know how much they will give us | :04:07. | :04:10. | |
to pay for things. I wanted to know from the Association of British | :04:11. | :04:16. | |
Insurers how this could happen. There will always be the odd case | :04:17. | :04:19. | |
where you think things haven't gone quite as well as it should have | :04:20. | :04:22. | |
done. Certainly that insurer should have been there for the customer to | :04:23. | :04:26. | |
work with the customer and try and get it resolved more quickly. The | :04:27. | :04:30. | |
fact remains they have been out of their house for six months do you | :04:31. | :04:33. | |
think that is acceptable? Well in many cases of course you can be out | :04:34. | :04:37. | |
of your property for at least six months the severity of flooding can | :04:38. | :04:41. | |
sometimes be such that it can be weeks and weeks for a property to | :04:42. | :04:45. | |
dry out before the work can even start to be repaired. But in this | :04:46. | :04:48. | |
case that property was dried out it was just the fact that insurance | :04:49. | :04:52. | |
company were arguing what they would pay for. The insurance company needs | :04:53. | :04:56. | |
to work with the customer to make sure the customer can be in as soon | :04:57. | :05:00. | |
as possible. And certainly I would like to take the details of that on | :05:01. | :05:04. | |
my side. While people like Graham Phillips are wrangling with their | :05:05. | :05:07. | |
insurance company others are faced with premiums they simply can't | :05:08. | :05:10. | |
afford if they can get insurance at all. Peter Plummer feels under | :05:11. | :05:16. | |
siege. His home in Rawreth in Essex is constantly being flooded. I would | :05:17. | :05:25. | |
rather do this than get my property ruined. It is a pain. How often do | :05:26. | :05:35. | |
you get flooded? We have been flooded 19 times in 13 years. His | :05:36. | :05:39. | |
insurance premium rocketed to the point where he could no longer | :05:40. | :05:43. | |
afford it The insurance was going to go up from ?160 to ?3.500 because it | :05:44. | :05:47. | |
is now classed as a flood area." I can't pay that. | :05:48. | :05:54. | |
Peter says he has heard of people having to be economical with the | :05:55. | :06:03. | |
truth. Some of the people say we don't get flooded we get storm | :06:04. | :06:06. | |
damage because then they can get insurance but it is actually | :06:07. | :06:09. | |
flooding they tell lies to keep their insurance. And to try and keep | :06:10. | :06:18. | |
his premiums down Peter daren't make claims and now does all his own | :06:19. | :06:30. | |
repairs. All the floor was damaged when it dried out all the clothes | :06:31. | :06:33. | |
went mouldy all the floors are new Who has paid? All of the furniture | :06:34. | :06:44. | |
has been restored. Me, I have paid for it all. The last thing I want is | :06:45. | :06:52. | |
for this to happen again. But there is a possible solution which could | :06:53. | :06:55. | |
help people like Peter. There are plans for a scheme called Floodre | :06:56. | :06:58. | |
which will guarantee affordable insurance in high risk areas. So | :06:59. | :07:05. | |
what about people that can't afford higher insurance they have to be | :07:06. | :07:08. | |
economical with the truth and in some cases they are uninsured what | :07:09. | :07:14. | |
would you say to them? This is exactly why the industry as | :07:15. | :07:17. | |
developed Floodre which will help these people. What Floodre can deal | :07:18. | :07:22. | |
with is flooding up to quite a catastrophic level of flooding we | :07:23. | :07:25. | |
know it could protect something like 200,000 and 500,000 homes provide | :07:26. | :07:29. | |
them with the peace of mind that they have affordable flood cover. We | :07:30. | :07:39. | |
are fully committed to making it work. | :07:40. | :07:42. | |
The problem is that it won't be available for another year and the | :07:43. | :07:46. | |
details are still being sorted out ` until then people will be at the | :07:47. | :07:51. | |
mercy of the market. Where there may be some people beginning to find | :07:52. | :07:54. | |
affordability issues and there may be some people who can't actually | :07:55. | :07:57. | |
find insurance that is exactly what flood re is for it is just a fact of | :07:58. | :08:02. | |
life it is a complex operational and a complete project and it will need | :08:03. | :08:06. | |
that amount of time for it to be implemented. We can't bank on the | :08:07. | :08:09. | |
weather improving any time soon but it is hoped the changes will offer | :08:10. | :08:13. | |
some resolution until then things will continue to be difficult. | :08:14. | :08:18. | |
Graham has finally received his cheque from his insurance company | :08:19. | :08:21. | |
More than and work can begin. But he is still angry. I have written | :08:22. | :08:29. | |
letters, I have made phone calls I have written emails I don't expect | :08:30. | :08:33. | |
an apology. I don't think they care they just want to do everything as | :08:34. | :08:36. | |
cheaply as possible doesn't matter how much you have spent on your | :08:37. | :08:40. | |
house over 30 years you have owned it they just want to do it cheaply. | :08:41. | :08:46. | |
My wife and my two kids won't come back they are that desperate to get | :08:47. | :08:50. | |
it back it upsets them to see it and unfortunately as I am the one who | :08:51. | :08:54. | |
comes down and looks after it but they won't. They are not in a good | :08:55. | :09:08. | |
place. So we contacted More than it said: In the case of Mr Phillips | :09:09. | :09:12. | |
delays had been caused as it waited several weeks for the building | :09:13. | :09:15. | |
repairs to be approved. It told us delays customers had in reaching it | :09:16. | :09:19. | |
were due to an employee mistake and since then it has changed things. | :09:20. | :09:22. | |
And it has apologised. If you want to get hold of me, you | :09:23. | :09:52. | |
can send me a tweet or e`mail. You are watching Inside Out. Still to | :09:53. | :09:58. | |
come: It should have been a windfall so how did inheriting a home for the | :09:59. | :10:02. | |
over 55s become a financial millstone? It has been stressful and | :10:03. | :10:10. | |
emotional. Especially for my wife, after her mother died. The last | :10:11. | :10:13. | |
thing you want is something like this to happen. | :10:14. | :10:19. | |
Joanna Dennehy was described as a monster by her own family. She | :10:20. | :10:25. | |
murdered three men and try to kill two others. Last week her | :10:26. | :10:28. | |
accomplices were found guilty of helping to cover her tracks. Anthony | :10:29. | :10:33. | |
Bartram tells the story of how she was finally caught. Some viewers may | :10:34. | :10:41. | |
find this report distressing. Triple killer Joanna Dennehy's crimes were | :10:42. | :10:45. | |
played out in court but the plot from a horror film. Until last | :10:46. | :10:50. | |
April, she had never been to Hereford. An unlikely backdrop for | :10:51. | :10:55. | |
the final terrifying scenes of her violent rampage. She had already | :10:56. | :10:59. | |
murdered three men in nine days in Peterborough and came to the city to | :11:00. | :11:04. | |
kill more. She wanted to kill nine people. She said, I have to do nine. | :11:05. | :11:11. | |
That is the number of people. She was telling Gary she wanted to be | :11:12. | :11:17. | |
like Bonnie and Clyde. For the first time we hear from the man Dennehy | :11:18. | :11:21. | |
forced to go along for the ride as she stalked and stabbed two more | :11:22. | :11:25. | |
victims. The police commander who had to stop her. Your heart is in | :11:26. | :11:34. | |
your mouth, you are worried. We have already had two stabbings. How many | :11:35. | :11:39. | |
more will there be? Dennehy wasn't alone, Gary Stretch was her drive | :11:40. | :11:44. | |
and accomplice. Here they are holding hands at Strensham Services | :11:45. | :11:50. | |
on the M5. It is just before 9am on April the 2nd. The first sign the | :11:51. | :11:54. | |
pair were heading west. Gary Stretch had contacts in the Herefordshire | :11:55. | :12:01. | |
town of Kington. For local man la `` Mark Lloyd today he would never | :12:02. | :12:10. | |
forget. I walked into the front room and Gary was there staring at me. I | :12:11. | :12:15. | |
thought, what the hell am I going to do? Came right in front of me, she | :12:16. | :12:30. | |
said, you must be marked. Gary is my driver. I have killed people and I | :12:31. | :12:36. | |
want to kill more. Mark had never met Dennehy but new Gary Stretch | :12:37. | :12:41. | |
through a friend. He insists he had no idea the two fugitives were there | :12:42. | :12:46. | |
and played no part in their murderous plans. He says he was | :12:47. | :12:52. | |
forced to go with them, initially believing they wanted his help to | :12:53. | :12:55. | |
turn the proceeds of a burglary into ready cash. Gary is in the driving | :12:56. | :13:01. | |
seat and she was by the front door and I thought, you could go right | :13:02. | :13:07. | |
now. I thought, this girl is highly agitated. She was hopping up and | :13:08. | :13:12. | |
down like a dog. I thought, if I do not go in that car, they will be | :13:13. | :13:16. | |
extremely angry. These bizarre photos were taken at the time. | :13:17. | :13:22. | |
Dennehy flashes her bra, revealing self harming scars and eight `` and | :13:23. | :13:30. | |
a disturbing state of mind. Was he under her control? You could say | :13:31. | :13:36. | |
that. He did what he was asked. He did not do it with free will. She | :13:37. | :13:44. | |
was not holding a knife to him or anything. He wanted to please her. | :13:45. | :13:50. | |
By 3:30pm, they were in Hereford. More CCTV pictures showed Dennehy | :13:51. | :13:55. | |
and Mark Lloyd buying tobacco. She sticks close to him in the shop. | :13:56. | :13:59. | |
Walked into the shop, I am thinking, she is going to mug the girl behind | :14:00. | :14:08. | |
the till. She asked her to turn around. I thought, OK, got through | :14:09. | :14:14. | |
that one. I got back in the car. I had to convince these two I was on | :14:15. | :14:23. | |
their sides. He was right to be scared. The retired local fireman | :14:24. | :14:30. | |
Robin Bereza had been walking his dog when Gary Stretch spotted him. | :14:31. | :14:36. | |
The 68`year`old was no maps `` match for Dennehy. I saw the man walking | :14:37. | :14:44. | |
with the dog. Gary slammed the brakes on. 15, 20 stab wounds. I am | :14:45. | :14:52. | |
sat in the car thinking, I am screaming blue hell at Gary He hit | :14:53. | :15:00. | |
me hard on the shoulder. She got back in the car and kissed Gary on | :15:01. | :15:06. | |
the cheek and said, thank you for that. Initial reports to the police | :15:07. | :15:15. | |
were sketchy but one crucial detail from the victim. He told us Joanna | :15:16. | :15:23. | |
Dennehy had a distinctive tattoos on her cheek. Officers made the | :15:24. | :15:29. | |
association between the earlier incidents in Cambridge. | :15:30. | :15:33. | |
Superintendent greases officers on the ground about the suspects. A | :15:34. | :15:38. | |
trauma doctor is already flying to the scene in the air ambulance. A | :15:39. | :15:42. | |
call comes in that there had been another one. To get multiple | :15:43. | :15:47. | |
casualties over a very short period of time, the anxiety was very much | :15:48. | :15:52. | |
that this would turn into what we call a marauding event where someone | :15:53. | :15:56. | |
is going out repeatedly attacking more and more people. It starts to | :15:57. | :16:01. | |
overwhelm the services available. The two attacks 19 minutes and a few | :16:02. | :16:08. | |
streets apart. 56`year`old John Rogers had been walking his dog and | :16:09. | :16:12. | |
fitted the profile Dennehy wanted. Gary said, he will do. Gary parked | :16:13. | :16:20. | |
up by a bus stop. The bloke had his back to her. I felt what I thought | :16:21. | :16:26. | |
was a really heavy punch in the small of my back. When I turned | :16:27. | :16:33. | |
around, I saw this woman and she just kept stabbing me in the chest. | :16:34. | :16:41. | |
This man tried fighting back but it was a frenzy. Could you hear what | :16:42. | :16:46. | |
she was saying? She was saying, more, more. She also said, look, | :16:47. | :16:53. | |
you're bleeding. I had better do some more. I think I said, just | :16:54. | :17:01. | |
leave me alone, please. Lees, leave me alone. She didn't. She carried | :17:02. | :17:09. | |
on. `` please. Superintendent Powell had everyone on the ground they | :17:10. | :17:15. | |
could muster. She casually went for a walk with John Rogers's job giving | :17:16. | :17:22. | |
Mark Lloyd and Gary Stretch the chance to bailout. And police found | :17:23. | :17:26. | |
her sitting alone in the car. She was arrested without a struggle. | :17:27. | :17:31. | |
Mark Lloyd was arrested soon after. She was arrested and taken into | :17:32. | :17:37. | |
custody with me. The last thing are member was she broke into a tap | :17:38. | :17:40. | |
dance and was singing Singing in the Rain. That was the last I saw of | :17:41. | :17:48. | |
her. At 5:45pm, Gary Stretch gave himself up to and officers in | :17:49. | :17:54. | |
Almeley village. The rampage was over half an hour after it began. It | :17:55. | :18:03. | |
was several days before John Rogers and Robin Bereza were out of danger. | :18:04. | :18:07. | |
It has changed my outlook a little bit. I think you have got to make | :18:08. | :18:12. | |
everything of everyday because you do not know. You could wake up in | :18:13. | :18:18. | |
the morning and get run down by a bus. You do not know what is around | :18:19. | :18:25. | |
the corner. I tried to make the best of everyday. Considering their | :18:26. | :18:31. | |
horrific injuries, both men have made a remarkable recovery. Mark | :18:32. | :18:35. | |
Lloyd still has nightmares about the serial killer. I do not sleep that | :18:36. | :18:43. | |
night anymore. I am just glad she was guilty. I did not want to see | :18:44. | :18:50. | |
her in court. `` I was just glad she pled guilty. She has since been | :18:51. | :18:55. | |
diagnosed with a psychotic personality disorder and admitted | :18:56. | :18:58. | |
the three Peterborough murderers and the Hereford stabbing spree. Gary | :18:59. | :19:03. | |
Stretch denied being her willing accomplice but the jury found him | :19:04. | :19:13. | |
guilty of attempted murder. As people get older, many are | :19:14. | :19:17. | |
choosing to simplify their lives and move into a retirement home | :19:18. | :19:21. | |
especially for the over 55s. We were contacted by viewers from | :19:22. | :19:24. | |
Northamptonshire who inherited a property which turned into an | :19:25. | :19:31. | |
expensive liability. Many people reach a time in life | :19:32. | :19:36. | |
when they want to move to a smaller home. Retirement homes are sold as | :19:37. | :19:40. | |
being the perfect place to live for older people. You have to be over 55 | :19:41. | :19:45. | |
and there are no worries about maintenance or looking after the | :19:46. | :19:49. | |
garden. But these services come at a price. When the time comes to Selby | :19:50. | :19:54. | |
home, some people are finding themselves tens of thousands of | :19:55. | :20:00. | |
pounds out of pocket `` Selby home. Ann and Mike Johnson live in | :20:01. | :20:07. | |
Apethorpe. Two years ago, and's mother died and left a property to | :20:08. | :20:14. | |
them. They expected to sell it for ?125,000 but despite dropping the | :20:15. | :20:19. | |
price by ?30,000 it has not sold. They are paying ?3000 a year in fees | :20:20. | :20:24. | |
`` they dropped the price by ?13,000. I thought it would come to | :20:25. | :20:31. | |
us and it would sell and then we had some money to enjoy from it. When | :20:32. | :20:35. | |
you came to sell it, what obstacles did you face? It was just at a time | :20:36. | :20:40. | |
when the property market was beginning to drop and everybody was | :20:41. | :20:48. | |
having problems selling. But if you add that to the fact it was only | :20:49. | :20:53. | |
over 55s, and it was leasehold, then it was not necessarily the most | :20:54. | :21:00. | |
popular thing to buy. Like most retirement properties, their | :21:01. | :21:04. | |
bungalow was leasehold. That means that someone else usually the | :21:05. | :21:08. | |
developer owns the land and can charge the annual rent and | :21:09. | :21:11. | |
maintenance. The property is on a fixed term lease. It has not been a | :21:12. | :21:20. | |
problem to deal with. Apart from haemorrhaging money. That was the | :21:21. | :21:23. | |
problem, really. There was ground rent, maintenance and council tax. | :21:24. | :21:31. | |
Altogether, probably came to about ?3000 a year. Changes designed to | :21:32. | :21:37. | |
bring empty homes back into use have caught out people in Ann and Mike | :21:38. | :21:42. | |
Johnson's situation. The government has changed the rules allowing | :21:43. | :21:46. | |
councils to charge a higher council tax when a home has been empty for | :21:47. | :21:53. | |
two years. Ann and Mike Johnson are faced with an annual council tax | :21:54. | :22:00. | |
bill for ?1800 for an empty house they cannot sell. It is like a | :22:01. | :22:03. | |
sledgehammer to crack a nut. They have a policy that they do not want | :22:04. | :22:08. | |
them to policies. Fine, no problem with that. But if you have a | :22:09. | :22:11. | |
property which is very difficult to sell, you are stuck with paying | :22:12. | :22:18. | |
council tax forever, really, if you cannot sell it. Man `` Glenda | :22:19. | :22:29. | |
Kerruish's mother died six years ago and the house has been on the market | :22:30. | :22:36. | |
ever since. The view is stunning. She had been widowed for a very long | :22:37. | :22:41. | |
time and moving to a retirement home or within the grounds of a | :22:42. | :22:45. | |
retirement home seemed like a good thing to do. We pay out probably | :22:46. | :22:54. | |
?5,000 a year. That is on maintenance charges, council tax. It | :22:55. | :23:00. | |
has been six years. That is over ?30,000. I cannot keep doing it. It | :23:01. | :23:07. | |
has been extremely stressful and emotional, particularly for my wife. | :23:08. | :23:11. | |
After her mother died, the last thing you want is for something like | :23:12. | :23:17. | |
this to happen. We really thought, it is such a lovely house, we really | :23:18. | :23:21. | |
thought it would move very quickly. It hasn't. It was originally on the | :23:22. | :23:29. | |
market further ?400,000. They dropped the price to ?250,000 last | :23:30. | :23:33. | |
autumn. They are still waiting to sell it. It is very emotional, every | :23:34. | :23:41. | |
time we passed by or every time I have to go over there. It makes me | :23:42. | :23:49. | |
very, very sad. Our these people unlucky? According to official | :23:50. | :23:55. | |
figures, prices have gone up. In the retired housing market though, | :23:56. | :24:04. | |
prices have gone down. The biggest challenge is the fact it is the 55 | :24:05. | :24:09. | |
and overs market. You are ruling out a big sector of the market. You are | :24:10. | :24:15. | |
only going at a small age group. Recently, bedroom retirement flats | :24:16. | :24:20. | |
we have sold in and around Stanford at around ?85,000 were purchased new | :24:21. | :24:24. | |
at around 110,000. That would probably be about six years ago. | :24:25. | :24:29. | |
Slightly larger two`bedroom ones in the same development are now selling | :24:30. | :24:34. | |
at around 95 to 100. Probably would have been purchased new for about | :24:35. | :24:41. | |
125. Age UK offer advice about retirement housing and suggest that | :24:42. | :24:45. | |
people take time and advice to understand what they are buying. | :24:46. | :24:50. | |
Before making a decision that is. It is so important you look at the | :24:51. | :24:53. | |
least because it is very hard to extract yourself from the lease once | :24:54. | :24:57. | |
you have signed up to it. But it is white is really important anyone | :24:58. | :25:00. | |
thinking about buying a retirement property and looking ahead and | :25:01. | :25:02. | |
thinking about their family inheriting the property, they need | :25:03. | :25:06. | |
to look at all of the clauses that might affect it the tee their | :25:07. | :25:13. | |
ability to pass on the property or sell it. Is there a better way to do | :25:14. | :25:18. | |
it? In America, they have the commonhold system. That means people | :25:19. | :25:25. | |
own a share of the freehold so you do not have a lease. The lease | :25:26. | :25:29. | |
system is something very unique to this country. If you have a lease, | :25:30. | :25:34. | |
it has a diminishing value. If you have collective ownership of the | :25:35. | :25:38. | |
freehold, it puts you in a much better position, particularly in | :25:39. | :25:41. | |
terms of having control over managing agents. I think in this | :25:42. | :25:46. | |
country there are so many vested interests in keeping it as it is, it | :25:47. | :25:50. | |
is very difficult to have the system but it is very popular in the States | :25:51. | :25:55. | |
and in Europe. It is a shame we do not have a similar system here | :25:56. | :25:58. | |
because it would overcome a lot of these problems. We contacted the | :25:59. | :26:01. | |
managing companies for both properties. The managers of the | :26:02. | :26:06. | |
property of Glenda Kerruish at Belton House did not respond. But | :26:07. | :26:09. | |
just a health care who manage Ann and Mike Johnson's Robidoux said... | :26:10. | :26:14. | |
These are not investment opportunities. It is the duty of the | :26:15. | :26:20. | |
solicitor to make any potential buyer aware of the terms of the | :26:21. | :26:27. | |
lease. The government suggested that empty properties for sale would be | :26:28. | :26:30. | |
exempt from the extra council tax but councils did not agree. Rutland | :26:31. | :26:35. | |
council said... The council charge less than the maximum and the level | :26:36. | :26:39. | |
of charges determined partly by the adverse impact that empty homes can | :26:40. | :26:45. | |
have on communities. Meanwhile, the property market may be picking up. | :26:46. | :26:51. | |
In the last two or three months, the general property market has picked | :26:52. | :26:55. | |
up quite a lot. Both here and in other areas. Suddenly, we have found | :26:56. | :27:02. | |
people saying, I want to buy this. The majority of our retirement | :27:03. | :27:07. | |
properties have been sold. Ann and Mike Johnson have found a temporary | :27:08. | :27:10. | |
solution for their property. We have managed to rent it out and the | :27:11. | :27:14. | |
income from the rent will more than cover our costs and we will have a | :27:15. | :27:21. | |
little bit extra to save up so that next time we want to sell it we will | :27:22. | :27:26. | |
have something behind us so that if it takes a while to sell, we will | :27:27. | :27:31. | |
not have to worry so much. Is it a good idea to buy these retirement | :27:32. | :27:35. | |
homes? The experience we have had is that my mother`in`law absolutely | :27:36. | :27:39. | |
loved being there and there was never a question at the time when | :27:40. | :27:44. | |
she lived there of their being a possible problem later. It never | :27:45. | :27:48. | |
crossed our minds. Knowing what we know now, I think our advice would | :27:49. | :27:53. | |
be quite clearly think very carefully about buying a property | :27:54. | :27:57. | |
such as this with the restrictions at the age restrictions, as they | :27:58. | :28:02. | |
are. Don't buy it unless you are happy that you can finance it being | :28:03. | :28:13. | |
empty for many years before selling. That is it from us. I hope you have | :28:14. | :28:20. | |
enjoyed the programme. You can always send me a treat on Twitter or | :28:21. | :28:28. | |
e`mail me `` send me a tweet. I will see you next week. Next week, I will | :28:29. | :28:35. | |
be joining a new kind of flying Doctor above Cambridgeshire and | :28:36. | :28:37. | |
finding out how they are already saving lives. If they did not act as | :28:38. | :28:42. | |
fast as they did, I would not be here right now. Dying of ignorance, | :28:43. | :28:48. | |
why our young people are once again at risk from AIDS. And we will be | :28:49. | :28:56. | |
Hello, I'm Sam Naz with your 90 Norfolk's chalk reef. | :28:57. | :29:04. | |
Hello, I'm Sam Naz with your 90 second update. | :29:05. | :29:07. | |
An independent Scotland can keep the pound. That's the message from First | :29:08. | :29:11. | |
Minister Alex Salmond who insists it's better for UK business. He | :29:12. | :29:14. | |
accused Westminster parties of bullying for ruling out a shared | :29:15. | :29:18. | |
currency. Full story at Ten. Ten million pounds is being promised | :29:19. | :29:22. | |
by the PM to help small business hit by recent storms. Severe flood | :29:23. | :29:25. | |
warnings on the Thames have been downgraded, but experts say water | :29:26. | :29:29. | |
levels could rise again. A co-pilot from Ethiopian Airlines | :29:30. | :29:33. | |
has hijacked his own plane. He took control when the other pilot went to | :29:34. | :29:36. | |
the toilet. He asked for asylum after landing in Switzerland. | :29:37. | :29:39. | |
He's set to become Italy's youngest-ever prime minister. | :29:40. | :29:42. | |
39-year-old Matteo Renzi is promising many | :29:43. | :29:43. |