Browse content similar to 15/09/2014. Check below for episodes and series from the same categories and more!
Line | From | To | |
---|---|---|---|
Tonight, we take an old bus to the bdach | :00:00. | :00:00. | |
Find out how to ruin your retirement. | :00:00. | :00:13. | |
'Well, no, because the monex is not coming out of the pension fund.' | :00:14. | :00:18. | |
And film an ex`footballer on the run. | :00:19. | :00:22. | |
How was it for you? A difficult one. | :00:23. | :00:28. | |
I'm John Cuthill, and this hs Inside Out for the South of England. | :00:29. | :00:43. | |
First tonight, a new survey for Inside Out | :00:44. | :00:48. | |
has found that almost one in five of us don't trust pension comp`nies, | :00:49. | :00:51. | |
and that just as many of us are looking to alternatives to secure | :00:52. | :00:54. | |
our futures, such as investing in property. | :00:55. | :00:57. | |
Well, we took a road trip to find out | :00:58. | :00:59. | |
about the state of pensions across the South. | :01:00. | :01:02. | |
Previous generations retired at 60, got on with the gardening, `nd were | :01:03. | :01:14. | |
But with life expectancy continuing to rise, even if we retire later, | :01:15. | :01:22. | |
These days, most of Britain's workers don't have | :01:23. | :01:27. | |
a pension sorted, which could leave us relying entirely on the state. | :01:28. | :01:31. | |
Or, like our 65`year`old bus and its 70`year`old driver Lervin, | :01:32. | :01:35. | |
I enjoy it, and I'm a part of the busindss. | :01:36. | :01:41. | |
It's a nice job, you meet nice people, | :01:42. | :01:43. | |
I did invest into a pension, but it went down the pan. | :01:44. | :01:52. | |
Today, we're on a trip to the seaside, and where bettdr to | :01:53. | :01:56. | |
Half of our passengers on our 1949 Bedford bus are retired. | :01:57. | :02:02. | |
The other half are pension refuseniks, a handful of Brhtain's | :02:03. | :02:05. | |
13 million company employees who don't have a private pension. | :02:06. | :02:09. | |
The government's rolling out a scheme to try and put that right. | :02:10. | :02:14. | |
Are we ready? ALL: Yes! Let's go. | :02:15. | :02:18. | |
Autoenrolment makes it a legal requirement for companies to sign | :02:19. | :02:20. | |
up staff to a pension, but hf you earn less than ?10,000, you won t | :02:21. | :02:25. | |
qualify, and anyone self`employed will have to sort themselves out. | :02:26. | :02:29. | |
Here's a question for you. Hands up: Who has got a pension | :02:30. | :02:35. | |
Saving up for a pension, putting money aside each month, | :02:36. | :02:45. | |
I'm Adam Fox. I'm 27. I'm a senior colour technichan. | :02:46. | :02:49. | |
I get paid ?500 a month at the moment with my training, so there's | :02:50. | :02:53. | |
absolutely no extra funds there for pensions and things likd that. | :02:54. | :02:57. | |
No. I'm Katie, I'm 26, I'm ` carer. I'm on ?6.50 an hour. | :02:58. | :03:07. | |
I'm still doing my studying, so it's not beneficial to md to pay | :03:08. | :03:11. | |
Hilda? Look what just came. What's that? | :03:12. | :03:18. | |
It's your letter from the Qteen Is it? It is! | :03:19. | :03:22. | |
Hilda's celebrating her 100th birthday today. | :03:23. | :03:26. | |
These days, you're 44 times more likely to do the same than 60 years | :03:27. | :03:29. | |
ago, which has prompted the government to make the most sweeping | :03:30. | :03:32. | |
Hello there! Welcome aboard. Hi, Steve. | :03:33. | :03:38. | |
Time to make room on the bus for Minister of State for Pdnsions | :03:39. | :03:42. | |
Steve Webb, the man responshble for the radical reforms. | :03:43. | :03:45. | |
The first thing we've got to do is get millions of people | :03:46. | :03:48. | |
into a pension at all, parthcularly starting with young people, | :03:49. | :03:50. | |
and then we've got to get pdople to build a basic minimum level. | :03:51. | :03:53. | |
So, 8% of your salary, for most people, won't get xou | :03:54. | :03:56. | |
It's a start, but we've got to build on that. | :03:57. | :03:59. | |
Once you get a pension, then you're going to be nailed by chargds. | :04:00. | :04:04. | |
In the past, too many people have been rhpped | :04:05. | :04:08. | |
These new workplace pensions will be different, because we're gohng to | :04:09. | :04:12. | |
cap the charges, so from next April, more than 99p in the pound that you | :04:13. | :04:15. | |
put into a pension will go into pension, not into charges, so | :04:16. | :04:18. | |
they'll be the best value pdnsions, particularly because your fhrm's | :04:19. | :04:21. | |
One of the best things you can invdst in. | :04:22. | :04:25. | |
With a captive audience, Stdve Webb can't resist the opportunitx to | :04:26. | :04:28. | |
So, tell me about your pensions experience. | :04:29. | :04:32. | |
Do you think you're never going to have one? | :04:33. | :04:36. | |
I do events and weddings and things like that. | :04:37. | :04:40. | |
And I don't think the return that you'll get from | :04:41. | :04:43. | |
Instead of a pension, he's opted for a buy`to`let. | :04:44. | :04:50. | |
My property's going to rent out to students in Southampton. | :04:51. | :04:54. | |
Really high student population there. | :04:55. | :04:55. | |
And it's right in the centrd of town, so it's a wicked location, | :04:56. | :04:59. | |
and it's always going to rent, no matter what. | :05:00. | :05:02. | |
37`year`old Balvinder Singh has frozen his private pension, | :05:03. | :05:06. | |
put off by the constantly increasing retirement age. | :05:07. | :05:10. | |
I don't trust pensions, because I don't know how much I will | :05:11. | :05:13. | |
get, and when I'm going to get that, because they keep increasing every | :05:14. | :05:16. | |
day, and sometimes, they sax 60 65, now they say 70 years. | :05:17. | :05:21. | |
I don't know that I'm going to live that time! | :05:22. | :05:25. | |
From listening to people, I can understand why people may want | :05:26. | :05:27. | |
to do things in addition to pension, but they should consider pension | :05:28. | :05:30. | |
And for people that think it's too hard, there's always somethhng, | :05:31. | :05:35. | |
a little something, that will make it easier for them, such as if they | :05:36. | :05:38. | |
work for an employer, it cotld be the employer could contribute | :05:39. | :05:41. | |
So ask the question, phone people like us at the Pensions Advhsory | :05:42. | :05:45. | |
Service, and we can give people little hints to make it helpful | :05:46. | :05:48. | |
But don't just rely on one source of income in retirement. | :05:49. | :05:52. | |
Things are different on the retired side of the bus, where | :05:53. | :06:04. | |
some have the sort of gold`plated final salary schemes that anyone | :06:05. | :06:08. | |
who's signing up to a pension now will probably never get. | :06:09. | :06:12. | |
I don't see myself as being in any way privileged. | :06:13. | :06:16. | |
I see myself as having workdd in public service | :06:17. | :06:19. | |
for a relatively reasonable salary, but the attraction | :06:20. | :06:23. | |
of it was always the reason`ble pension at the end of the d`y. | :06:24. | :06:27. | |
Pension, pretty good, reallx, because it's index`linked, `nd I | :06:28. | :06:31. | |
know from year to year exactly what it is I'm probably going to get | :06:32. | :06:36. | |
Yes, I ended up with a final salary scheme, which I'd | :06:37. | :06:42. | |
been with the same company for 0 years, and was rewarded for that | :06:43. | :06:47. | |
But not all pensioners are as fortunate. | :06:48. | :06:56. | |
I'm 67, and I survive on a basic pension, which is about ?72 a week. | :06:57. | :07:02. | |
I'm Reg. I'm 78, and my state pension is about ?640 a month. | :07:03. | :07:10. | |
Plus, I have a private penshon, which is ?150 a month. | :07:11. | :07:15. | |
Between them, that's an income of roughly ?13,000 a year. | :07:16. | :07:19. | |
Recently, ?17,000 per household was quoted as the amount needed | :07:20. | :07:23. | |
When you're young, you don't think about 40 years hence, do yot? | :07:24. | :07:31. | |
It sort of creeps up on you until you suddenly get to about 45, | :07:32. | :07:36. | |
Because I think if we did, we could get a bit depressed. | :07:37. | :07:45. | |
Compared to men, three times as many women retire with no private | :07:46. | :07:50. | |
I'm Lynne. I'm 58, and I run a B in Lee`on`the`Solent. | :07:51. | :07:57. | |
I don't have a pension in my own right. | :07:58. | :08:00. | |
I've worked all my life, but I didn't really think I'd need | :08:01. | :08:03. | |
one, because my husband had quite a few pensions, but unfortunately, | :08:04. | :08:06. | |
Lynne does get some of her late husband's naval pension, | :08:07. | :08:11. | |
I get just below ?500 a month, which is a portion | :08:12. | :08:16. | |
It's tough, because I've got to work now to get | :08:17. | :08:22. | |
To be honest, everybody's got to work now, till | :08:23. | :08:32. | |
Joan's 93 and has been retired for 30 years. | :08:33. | :08:34. | |
She think there's been a cultural shift towards spending now rather | :08:35. | :08:37. | |
I don't think nowadays, people know how to save, young people. | :08:38. | :08:43. | |
Because they've never had to save. It's a throwaway society. | :08:44. | :08:49. | |
They've never had to make do and mend like we had to. | :08:50. | :08:55. | |
As the Pensions Special rolls down the promenade, time for somd words | :08:56. | :08:58. | |
of warning for those of us who might still have our heads in the sand. | :08:59. | :09:02. | |
The majority of workers don't have pension savings. | :09:03. | :09:06. | |
So anyone on that side of the bus, you're not alone. | :09:07. | :09:10. | |
There's lots of people like you out there. | :09:11. | :09:12. | |
However, the main message h`s to be, if you don't save for your later | :09:13. | :09:19. | |
The state pension, certainlx for those who are relativelx young | :09:20. | :09:26. | |
now, is changing dramatically, and from 2016 onwards, younger | :09:27. | :09:32. | |
people will know that when they get to retirement, the state pension is | :09:33. | :09:37. | |
Now, if you think you'd be happy living on ?20 a day for the rest | :09:38. | :09:44. | |
of your life when you've re`ched retirement, fine. | :09:45. | :09:47. | |
But if you think you might want more than ?20 a day, to have a ddcent | :09:48. | :09:53. | |
lifestyle, then unless you do some saving now, you won't have `ny money | :09:54. | :10:00. | |
So, it's all about being prdpared. Or is it? | :10:01. | :10:06. | |
I was planning to start sorting out my pension at the age of around 40, | :10:07. | :10:10. | |
which after today, I've realised is far too late. | :10:11. | :10:13. | |
I think we're more like other business and livd | :10:14. | :10:19. | |
for today, because you never know what's going to happen tomorrow | :10:20. | :10:21. | |
My business is going good. Property's going well, | :10:22. | :10:23. | |
so I'm quite happy with how things are going, I think. | :10:24. | :10:26. | |
When it comes to keeping our heads above water when we retire, we're | :10:27. | :10:34. | |
And I'd love to hear your thoughts on that issue. | :10:35. | :10:46. | |
You can get in touch via the e`mail on the screen. | :10:47. | :10:50. | |
Next, we go undercover to expose one of the biggest scams in the pensions | :10:51. | :10:54. | |
industry, which is leaving lany of its victims penniless. | :10:55. | :10:58. | |
When we take out a pension, it's all about securing our future, | :10:59. | :11:09. | |
But what happens if I want to cash mine in before I'm 55? | :11:10. | :11:17. | |
Well, according to some companies, age is no barrier. | :11:18. | :11:22. | |
In fact, that's what they c`ll it ` Pension Liberation. | :11:23. | :11:27. | |
When Geoff from Portsmouth needed to free up some cash, one scheme | :11:28. | :11:32. | |
You're using your own money, you have all | :11:33. | :11:37. | |
your pension plans that you put together into one pot, so, xeah | :11:38. | :11:40. | |
what could be better than using your own money to pay off a lot | :11:41. | :11:44. | |
of outstanding debts, and not having to pay it back, and no tax hssues? | :11:45. | :11:48. | |
The scheme freed up ?21,000 in cash, but Geoff's relief was short`lived. | :11:49. | :11:54. | |
First, the pensions regulator, and then the High Court, | :11:55. | :11:57. | |
ruled he had taken what's c`lled an "unauthorised payment". | :11:58. | :12:02. | |
Everything is now completely changed. | :12:03. | :12:03. | |
They now want the money back, plus up to... | :12:04. | :12:06. | |
We still don't know exactly how much. | :12:07. | :12:08. | |
The great thing about pensions is that they are tax`efficient. | :12:09. | :12:11. | |
In other words, we get tax relief on them to encourage us to save | :12:12. | :12:14. | |
And if you try to cash yours in before you're 55, cutting those | :12:15. | :12:23. | |
You'll have to pay up to 70$ of what you get back in tax. | :12:24. | :12:28. | |
'You actually cannot take anything from your pension until age 55. | :12:29. | :12:42. | |
Now, he might have to pay b`ck the taxman thousands of pounds. | :12:43. | :12:52. | |
You just feel dead inside, and you can't do anything. | :12:53. | :13:00. | |
It's just absolutely... You are left in limbo. | :13:01. | :13:02. | |
But Geoff's not alone. Many of the people here | :13:03. | :13:04. | |
Some, as they've told me, face financial ruin. | :13:05. | :13:13. | |
It is why they have formed this support group. | :13:14. | :13:15. | |
schemes were very, very, cr`fty very clever, very slick, very | :13:16. | :13:19. | |
It has been devastating, thdre are numerous people who have sahd to me | :13:20. | :13:29. | |
they sometimes feel that thd only way out of this misery is to commit | :13:30. | :13:33. | |
For those of us stuck in a financial hole, freeing up our | :13:34. | :13:41. | |
pension pot may seem like the light at the end of the tunnel, btt the | :13:42. | :13:44. | |
people I have met so far sax they were kept in the dark about tax | :13:45. | :13:49. | |
That is why I am doing my own research. | :13:50. | :13:51. | |
I want to find out if companies are really telling | :13:52. | :13:54. | |
I can cash my pension in early and not pay tax. | :13:55. | :14:01. | |
So, we will start with the initial pension, 37,600. | :14:02. | :14:05. | |
Now this company is going to take away a certain amount in feds. | :14:06. | :14:09. | |
What you are left with his 25,8 2, which is 68% of your pension. | :14:10. | :14:13. | |
But what it doesn't tell yot is that HMRC are going to also take | :14:14. | :14:20. | |
a further 55%, minimum, which leaves you with | :14:21. | :14:24. | |
That is a frightening thought, but are companies are setting out | :14:25. | :14:31. | |
to mislead, or just being short on facts? | :14:32. | :14:33. | |
I am hoping a few calls will help me to find out. | :14:34. | :14:39. | |
We have chosen a selection of companies at random | :14:40. | :14:41. | |
and I have asked pensions expert Richard Jacobs to listen in. | :14:42. | :14:44. | |
I was wondering whether you guys could help... | :14:45. | :14:48. | |
I'm pretending to be 48, so if I did cash in my penshon there | :14:49. | :14:52. | |
You cannot take money out of your pension before 55. | :14:53. | :14:57. | |
The first company knows the rules, OK, so you never know, | :14:58. | :15:05. | |
Operation Scorpion might have something to do with that. | :15:06. | :15:09. | |
It is what the police and pensions regulators are calling | :15:10. | :15:11. | |
their crackdown on pension liberations comp`nies. | :15:12. | :15:14. | |
Since it's been set up, it's investigated | :15:15. | :15:16. | |
We've been making a few mord calls. | :15:17. | :15:26. | |
I want to know what Richard thinks of them. | :15:27. | :15:29. | |
I would just like you to listen to it and try and | :15:30. | :15:32. | |
We have made it clear I am tnder 55, but need cash and fast. | :15:33. | :15:55. | |
The money's generated at 20% of the valte | :15:56. | :15:57. | |
and those monies will be pahd back to you through another channel. | :15:58. | :16:01. | |
If you switch your pension fund you will receive 20% as a v`lue | :16:02. | :16:04. | |
Whoever that business is, if money is coming out it h`s to | :16:05. | :16:13. | |
There is no money magicked from somewhere. | :16:14. | :16:15. | |
But that is pension liberathon, whatever names they put on ht. | :16:16. | :16:19. | |
But he knows I am under 55, so I will have to pay tax, right? | :16:20. | :16:24. | |
Well, no, because the money is not coming out of the pension ftnd. | :16:25. | :16:27. | |
No tax for taking out your pension early? | :16:28. | :16:30. | |
In fact, of the nine companhes we contacted online and on the phone, | :16:31. | :16:37. | |
If there is tax due, HMRC h`s to apply it, that is the way | :16:38. | :16:44. | |
If you have access to money from your pension pot that breaks | :16:45. | :16:49. | |
the tax rules, we have to charge you the tax because you got a t`x relief | :16:50. | :16:53. | |
A lesson the victims are le`rning the hard way. | :16:54. | :17:01. | |
I'm not sleeping, giving evdrybody else a lot of grief at work and at | :17:02. | :17:06. | |
Finally tonight, you have probably heard of the ice bucket challenge, | :17:07. | :17:19. | |
But some people go the extr` mile, like Ince Saints player Francis | :17:20. | :17:29. | |
Since I have retired from playing professional football, therd is | :17:30. | :17:40. | |
always some sort of void, you know, you miss about thd game. | :17:41. | :17:46. | |
Francis Benali is one of Southampton's most popul`r | :17:47. | :17:48. | |
A fearless left back in his prime he was known | :17:49. | :17:56. | |
I have always tried to keep in shape, keep fit. | :17:57. | :18:01. | |
I thought, whilst the body hs still in a decent enough condition, it | :18:02. | :18:04. | |
would be a shame to not really do something that could do somd good. | :18:05. | :18:08. | |
Franny will be attempting to run from Newcastle to Southampton, | :18:09. | :18:11. | |
stopping at every Premiershhp football ground in the country. | :18:12. | :18:15. | |
Over the next 21 days he will cover nearly 1000 miles, | :18:16. | :18:19. | |
I know I am not going to brdeze through this, there will be some | :18:20. | :18:27. | |
really tough days and dark loments, I am sure, and I will be running | :18:28. | :18:30. | |
around 40`45 miles every single day for the three weeks. | :18:31. | :18:36. | |
Franny's motivation is simple ` to raise as much money | :18:37. | :18:39. | |
as he can for Cancer Research, a charity close to his heart. | :18:40. | :18:51. | |
We have been affected by cancer as a family. | :18:52. | :18:53. | |
My mum has been affected, mx wife, both her grandfathers died | :18:54. | :18:56. | |
It is something that has totched probably most families in | :18:57. | :18:59. | |
It is the opening morning of the challenge in Newcastle. | :19:00. | :19:06. | |
Worrying for Franny and his physio, Kelly, he is carrying | :19:07. | :19:09. | |
Franny just had a little bit of fluid behind his knee that he has | :19:10. | :19:17. | |
had previously, so we are going to control that, more than anything, | :19:18. | :19:20. | |
What chance have I got runnhng 000 miles when I can't even get | :19:21. | :19:33. | |
That is a thick ex`footballdr for you, isn't it? | :19:34. | :19:37. | |
The point of departure, and the first stadium | :19:38. | :19:46. | |
of the challenge is St James' Park, home of Newcastle United. | :19:47. | :19:55. | |
Seeing him off is his old Southampton pal, | :19:56. | :19:57. | |
I cycled down to London a fdw years ago, cycling was hard enough, one of | :19:58. | :20:02. | |
For him to be running from here to Southampton with | :20:03. | :20:12. | |
a few stops at every ground, he is going to need a lot of stpport, | :20:13. | :20:16. | |
It is for a great cause and I wish him luck ` he will need it | :20:17. | :20:24. | |
Hundreds of miles of A roads, B roads and country tracks lid ahead. | :20:25. | :20:32. | |
Friends and family will be running with Franny along the way, | :20:33. | :20:41. | |
as well as a few players, stpporters and staff from Cancer Research. | :20:42. | :20:44. | |
Six and a half miles at this point, just easing into it nicely. | :20:45. | :20:47. | |
All of the support team is here perfect. | :20:48. | :20:50. | |
A couple of hours later, Franny arrives at Sunderland, | :20:51. | :20:55. | |
It is great, you know, nice to get to the stadium. | :20:56. | :21:03. | |
Really tough day today, the mileage, I find it difficult in my ldgs. | :21:04. | :21:23. | |
My legs are really sore and fatigued, but I think it felt | :21:24. | :21:34. | |
worse this evening, whilst getting some treatment at the moment, | :21:35. | :21:36. | |
It is day two, we have an up and over the | :21:37. | :21:56. | |
Yorkshire Moors, no clubs today to hit, but absolutely amazing views. | :21:57. | :21:59. | |
Running a little bit better today, but still tight in there. | :22:00. | :22:01. | |
Day five, and Franny meets up with another old | :22:02. | :22:12. | |
friend, former Saints strikdr James Beattie, as he arrives at Btrnley. | :22:13. | :22:20. | |
With over 200 miles covered, time for a nice warm ` | :22:21. | :22:25. | |
After taking in all the big four Northwest teams, Franny runs | :22:26. | :22:50. | |
I'm really delighted the dax is over, I am in quite a bit of pain in | :22:51. | :23:01. | |
I'm going to dashstraight to the accommodation where we are | :23:02. | :23:09. | |
tonight and start getting some physio and treatment. | :23:10. | :23:11. | |
The next morning, Franny is back on the road | :23:12. | :23:14. | |
Along the way he is supportdd by his son, Luke, daughter, Kenzie, | :23:15. | :23:24. | |
But as he clocked up runs across the Midlands, they bdcome | :23:25. | :23:32. | |
And halfway through the challenge on the Welsh border, | :23:33. | :23:41. | |
emotions start to show as Franny speaks to his daughter, Kenzie. Dad, | :23:42. | :23:44. | |
It is a tough moment for Fr`nny s son, Luke. | :23:45. | :24:03. | |
Seeing him cry like that, having never seen him cry | :24:04. | :24:05. | |
He has obviously been physically tired for the last two weeks. | :24:06. | :24:11. | |
Emotionally it is starting to really take its toll now. | :24:12. | :24:15. | |
He is like a kid at the momdnt, trying to make him eat, force him. | :24:16. | :24:24. | |
But he cannot stomach anythhng, he won't touch anything mord than | :24:25. | :24:27. | |
a bit of fruit and yoghurt, really, so it is difficult. | :24:28. | :24:30. | |
The next day, Franny is just about on his feet, but he is still | :24:31. | :24:48. | |
His physiotherapist, Kelly, is worried. | :24:49. | :24:50. | |
Just don't feel great at all, you know? | :24:51. | :24:54. | |
I know, but you haven't eatdn anything substantial since | :24:55. | :24:54. | |
If we were doing it, what would you be telling us? | :24:55. | :25:02. | |
I would be saying the same thing I know. | :25:03. | :25:09. | |
He could not stomach is meal, struggled to get him to eat | :25:10. | :25:17. | |
breakfast this morning and obviously it is affecting his energy levels. | :25:18. | :25:21. | |
His body is burning what is not there, so the long`term restlts will | :25:22. | :25:24. | |
be that it starts to burn mtscle, which is what we want to avoid. | :25:25. | :25:28. | |
Franny gets back on the road, but by the end of the day he is exhausted. | :25:29. | :25:32. | |
My weight has dropped, and the fact I have not been eating and | :25:33. | :25:35. | |
I'm not replacing the calories I am burning, so.. | :25:36. | :25:49. | |
Now finally taking on more food he moves on from Wales | :25:50. | :25:55. | |
across to London, ticking off all six of the capital stadium. | :25:56. | :26:02. | |
across to London, ticking off all six of the capital stadia. | :26:03. | :26:04. | |
838 miles and 21 days in, the final leg takes him to his home | :26:05. | :26:08. | |
Southampton. We love you, Franny, or, Franny, we love you! | :26:09. | :26:41. | |
The amount of fans that came out is incredible. | :26:42. | :26:50. | |
I cannot physically put it into words. | :26:51. | :26:53. | |
Franny has raised over ?100,000 for Cancer Research UK, | :26:54. | :27:02. | |
and he is now due well earndd rest with his, Karen. | :27:03. | :27:08. | |
and he is now due well earndd rest with his wife, Karen. | :27:09. | :27:11. | |
He is incredible, to have done what he has done. | :27:12. | :27:13. | |
I don't know how he got up dvery day, feeling how he was, | :27:14. | :27:17. | |
running through pain, and did that every single d`y. | :27:18. | :27:19. | |
I think there will be a timd to reflect upon this and comprdhend | :27:20. | :27:26. | |
what has happened, but I am sure I will look back with fondness when my | :27:27. | :27:32. | |
Well done, Franny Benali, great effort. | :27:33. | :27:45. | |
I am all out of puff, you whll have to come back next time, 7:30pm, | :27:46. | :27:49. | |
Next week, we will be following the parking | :27:50. | :27:55. | |
enforcers on the trail of fraudsters who abuse the rights of Portsmouth's | :27:56. | :27:58. | |
Why is there a disabled badge on your car? | :27:59. | :28:02. | |
On the 27th of January, 2014, Inside Out broadcast | :28:03. | :28:20. | |
an item related to nationwide gritting services Limited. | :28:21. | :28:25. | |
The programme suggested that NGS's facility at Southampton docks was | :28:26. | :28:36. | |
unsafe, with electrical equhpment that gave electrical shocks to two | :28:37. | :28:39. | |
workers at the site and that there were no facilities for thesd workers | :28:40. | :28:42. | |
The programme also suggested two workers were paid | :28:43. | :28:46. | |
below the minimum wage, but that NGS produced false documents after | :28:47. | :28:48. | |
We accept these allegations were false | :28:49. | :28:52. | |
We apologise to NGS for publishing these allegations. | :28:53. | :29:03. | |
Hello, I'm Ellie Crisell with your 90 second update. | :29:04. | :29:05. | |
There's no return if you decide to leave the UK. | :29:06. | :29:08. | |
David Cameron's message to Scotland ahead of this week's vote over | :29:09. | :29:11. | |
The Yes campaign's Alex Salmond has branded claims that prices | :29:12. | :29:15. | |
Two British tourists have been murdered on a beach in Thailand | :29:16. | :29:21. | |
Police said 24-year-old David Miller and Hannah Witheridge, who's 23 | :29:22. | :29:25. | |
He's the child cancer specialist who's admitted abusing young boys | :29:26. | :29:30. | |
Dr Myles Bradbury worked at Addenbrookes in Cambridge. | :29:31. | :29:35. | |
He pleaded guilty to 25 sexual offences. | :29:36. | :29:38. | |
It's because the company can't afford to keep | :29:39. | :29:47. |