17/03/2014 The One Show

I'd gone to climb a massive rock. I'd let you a few things you will

definitely need. Good luck, Alex. I certainly do not need this. He's

going to be putty in my hands! Oh, please! I suppose this will have to

do. Hello, and welcome to the One Show.

All day outside our studio, Radio 1's Nick Grimshaw has been doing his

bit for Sport Relief. Recycling in that box somewhere. With the help of

a few friends, he's been cycling for 12 hours. Collectively, they've all

gone over 1000 miles. They are just about to spirit. -- finish. Alex is

5000 miles away, face-to-face with a rock known as the Moonlight

Buttress, which she is going to be climbing over the next few days. We

will be catching up with her a little later on. While she is away,

keeping her seat warm on our green sofa is the lovely Jo Brand! How

lovely it is to have you. You've gone for the pink dress. I must

admit it's a bit tight. I'm breathing, that's the main thing.

And I have got comfy shoes on. Look at those. Steel toe caps. Alex, she

is going up the... I'm frightened for her, but we'd better stop

talking about her for a bit and introduce who is on the sofa. Lets

get on with the show. Tonight's guest is about to star in the

angriest play in the West End, featuring not one but Twelve Angry

Men. The question is, can you work out which one he is? Is he the angry

chef? He looks angry. Goodness me! Maybe it is the angry work

experience, not getting paid to be here? No, it is the star of Twelve

Angry Men in the West End, please welcome Tom Conti!

You are looking nice and warm in there. Pleasure to see you. How are

you feeling on the scale of angry? These people don't know what angry

is. What is the angriest you've been lately, Tom? Over HS2, that has made

me horrendously angry. Today, remarkably, they have decided not

just to destroy the whole of Camden and Camden market, they are going to

go another way and destroy something else. The whole thing is a nonsense.

It stops outside Birmingham. This could go on and on and on! We'll

change the subject for now. As parents or grandparents often say,

you only get out of something what you put into it. But that might not

be the case if you have invested in an over 50s plan. Gloria Hunniford

investigates. Over 50s like plans are booming. Last year, 413,000

policies were sold in the UK. Back in 2005, I even used to advertise

them. Once you are 50 or beyond you start paying a small, fixed amount

of money every month. Then when you die, a lump sum is left to your

loved ones. But what I didn't realise was that there is left to

your loved ones. But what I didn't realise was that there's a snag. If

you live too long you could end up posthumous the out of pocket.

Charmaine's parents, John and Margaret, took out a Sun Life

guaranteed over 50s plan in October 1997. How much were you paying in?

?14 a month. We thought if one of us dies, we won't have to pay for the

funeral and expenses. But when John passed away in 2011 at the age of

89, the family got a shock. The money they got back was only half of

what John had put in. What amount did they give you? ?1200. We worked

it out that he'd actually paid in about ?2300. I don't think that the

policy, that it was explained quite how it would work. This business

about continuing to pay in after you've reached the sum that you are

going to get back. It wasn't made clear at all. It just meant that you

carry on paying into it for nothing extra back. So we are just lining

the pockets of the insurance company. Margaret realised that the

fixed value of her own plan was only ever going to be ?1650. Having paid

in ?2300 already, she decided to stop the payments. But by doing so

she effectively faced a financial penalty, and her family will now

only get ?602 when she dies. People sign up to plans like these because

they are cheap, quick and easy, with no health questions asked. And if

you die after two years of paying into most plans, your family will

still get the same amount as if you'd carried on paying it for

years. So to financially benefit, you almost need to die early. In

2009, the financial services authority told the companies that

they had to make it very clear in their advertising that what you paid

in wasn't necessarily what your loved ones would get back out. We

looked at the website of the five top providers of over 50s plans,

including Sun Life. The warning does now appear clearly on their

websites. Even so, financial expert James Daley believes that taking out

an over 50s plan can be like throwing money away. James, with

these plans, at what stage can you actually start losing money? If you

take out an over 50s plan at the age of 60, if you live to 75, by that

age you almost effectively started to lose money. If you lived your

life expectancy of 85, by that time you've been paying ten years of

premiums but you are not increasing your pay-out at all, effectively

putting money in the pocket of the insurer. I think a lot of people are

sleepwalking into these plans. You could put your money into an

old-fashioned savings account, even despite the low interest rates.

James things it could be a better option. If you start saving when you

are 60 and you live until 85, you will have doubled what you could

have got out from your over 50s plan. What about the funeral plan,

which pays for your funeral upfront? The advantage of that is you are

dealing with the issue of inflation. You are paying for it from today's

money. If the cost of funerals increases over the years, your

family won't have to pay. If you are fit and well, how about underwritten

whole life insurance? They assessed the risk of your death first by

health screening, to determine the amount you will get. They will ask

you complicated questions about your health history. The Association of

British insurers say that with every over 50s plan quotes since 2012,

customers are told at what point in time they start to pay more in than

they would get back. But they always recommend an individual consultation

with an independent financial adviser. Let's face it, we all like

a bit of financial security. It's very tempting to sign up to

something that's very simple and secure. Read it carefully before you

sign on the dotted line. Otherwise you could end up paying a whole lot

more money in and your family will ever get out.

Sun Life have sent us this to say that they told us that 95% of their

claimants are extremely satisfied with their service, and they do make

it clear in their literature that as with any form of insurance, you

could get back less than you paying. In 2010 the policy was taken

over by friends live, who say they've thoroughly infested --

investigated the claims and take all complaints seriously. Tom, you've

been quite vocal about some of the problems the elderly face. What do

you think the major issues are? This is terrible. The mere fact this has

been reported means it should never have happened in the first place.

How does a government allow a situation like this to occur? It's

sort of like theft. We have been -- we have to be much tougher with

people who cheat other people, particularly old people. You should

go to jail. We should say, no, you mustn't do that. They should go to

jail. They are not here to put their point across, so we will leave it

there. All week we will be following Alex. Her monumental challenge in

Utah, taking on the Moonlight Buttress rock which, at 1200 feet,

is the height of roughly 238 angry men. And she hasn't even started

yet. It's all for Sport Relief and to raise money for the people of the

Philippines, after the country suffered one of the worst storms in

living memory last November. It left millions of homes destroyed. You can

find out how to donate in just a few minutes, but here is the first

instalment of Alex's challenge. After a 15 hour journey to this

national park, I'm about to discover exactly what I'm up against. That's

it, this big pillow going up. Oh, no! Wow! I can't see anybody on it.

It's one of the most iconic rock ridges in the world, it's up there

with Everest. It's something people dream all their lives of climbing. I

should feel lucky. It's weird because there's been so many months

of building up to it. You see it and you kind of go, oh, no, that is

massive! My climbing partner, Andy, put me straight to work on a

pinnacle -- pinnacle called the pulpit. My God! No swearing. I'm

slipping! And this is why it is all worthwhile.

Last November, the tranquil paradise of the Philippines suffered its

worst natural disaster in living memory. When it was hit by one of

the world's strongest top -- tropical storms ever. Many of us in

the UK know how devastating extreme weather can be, but here in the

Philippines typhoon Hyam decimated swathes of the country. On the

island here, the storm shattered the lives of families and left homes and

livelihoods in ruins. Every building is practically flat. And if they are

not flat they are just a shell. It's just a heck of a mess. The people

here are now trying to rebuild their lives. Like Saint -- like single

mum, Tess, who provides for her family by washing her neighbour's

clothes. For her, the memory of that November day remains terribly

painful. They say the Super Typhoon Usagi into the Philippines. I said,

oh, my God! Why me, why here? The typhoon generated 30 foot high waves

similar to us and army. They said, water, water! The floods swept Tess

and her children away. I'm really scared. As the family desperately

clung onto a coconut tree, Tess' 13-month-old daughter was taken by

the raging torrent. I go like this... Come here! So you are

looking for her? Through the muddy water, Tess managed to grab a hold

of her foot. I said... You lost her again. You lost her five times.

Finally, clutching her tight, Tess thought her worst fears had come

true. She had stopped breathing. She is dead already, no! So you had to

give her mouth-to-mouth. I said, she is still alive! Clearing out the mud

from her airways allowed her to breathe again. It's a miracle. The

family were lucky to have all survived. But since the storm, her

daughter's health has deteriorated. Like so many here, the family is

largely dependent on the work of local projects that provide

longer-term food support. The guys from Save the Children have arrived.

They are doing basic tests, just to see whether she has put on weight or

not. Her weight today is 6.4. Her weight decreases. That measurement

is moderately malnourished for the child. It's not normal. Since the

typhoon, up to 150,000 children have been left malnourished, leaving them

susceptible to sickness and disease. High nutrient food packets supplied

by the project deliver an essential boost for children. What is the one

thing you need more than anything else to help give her a better

future? Foods. To strengthen her. Hearing tests relive the whole

nightmare of the story is probably one of the hardest and saddest

things I've ever heard. She is brave and she's an inspiration and she's

really strong. But the aftermath is such a mess, it's chaos. These

families need our help. To donate ?5, please text the word Alex

270005. Thank you. As you heard, all the things that

can make a difference, it is food. 150,000 Mander 's children --

malnourished children. Your money is vital for the Philippines, and the

other charities Sport Relief supports. It is time you to get your

buyers ready to text the number to donate ?5. As Alex is in the

midwest, we hear you are good at American accents? We are going to

ask you. Would you read our terms and conditions in eight Utah draw? I

do not know what it is! Whatever comes out comes out.

HE SPEAKS IN ACCENT I was in Utah for a moment. You must

be 16 or over and please ask the bill payer's permission. Ford full

terms and conditions and more information go to our website. Alex

is on the phone, hopefully live in new tab. Are you there? Let's hope

you are. Hello. Where exactly are you and what are you looking at? At

the minute I am at the base. We are surrounded by beautiful scenery.

Utah is stunning. This is our base before I start on the Rock

tomorrow. From here we have been training with the guys. We have

learned how to set up a porta-ledge and we have already been shopping

for food to take. It is going well. Did you get the lunchbox iPAQ for

you? I did, but I have not opened it. Shall I open it? I am opening

it. Hang on. What have you got? Oh, lovely! There are Welsh cakes and

some crisps. Hang on. There is a picture of somebody here. Oh, some

chocolate. That is Brian Blessed it. -- Brian blessing.

He has been up Everest three times and he is what I look like in the

morning! What could be more inspirational? I will keep him in my

back pocket. We will make it to the top tomorrow. When are you starting

the climb? We will start at about midday tomorrow and hopefully, on

the programme tomorrow night, you will see programmes of my --

pictures of me. I am a little bit apprehensive but the team have been

brilliant and we have done as much practice as we can. We are going out

this afternoon to do some more. Hopefully I will be ready. Have a

great night's sleep. We will give you something to send you on your

way. The money raised so far is 105,840 pounds. Can you believe

that? Thank you everyone, you have been so generous. Everybody's

support means so much. I am looking forward to starting tomorrow and

hopefully getting to the top. We are all behind you. Go for it. May the

Force be with you! Lots of love to you all.

So, Tom, you are heading into the West End to star in the adaptation

of Twelve Angry Men. You are due eight. What is it about? It takes

place in a jury room. There has been a trial and they go for a vote and

11 out of 12 immediately vote guilty. One guy thinks that you

can't do that immediately. It is a boy who is 16 under death penalty.

They do not want to talk about it. They say that the evidence is

overwhelming. But this guy has a nagging doubt, so he starts a climb

which is rather than bigger than our next's, to overcome the stupidity

and the prejudice and carelessness of these people with someone else's

life. You have said recently there are not enough straight plays in the

West End nowadays. Can you not sing? I cannot, no. You have such a lovely

speaking voice. You must be able to sing. There is obviously reasoning

behind you saying that? It is my whingeing, really. Producers and

theatre owners think they are safer with the music and that people are

more enthusiastic. A lot of the musicals are not very good. Some of

them are brilliant and some are pretty bad. They take up theatres

and they are taking up smaller and smaller theatres. We are finding it

more and more difficult to find a home for a good play. You started

writing a ballet a few years ago. You know fat ladies are allowed to

do ballet, are you able to finish at? There will be a special dance

for you. Could it be a sitting down dance? How do you go about writing a

ballet? There is a story that came to me. It is about a girl from a

very bad urban environment who runs away, and she goes into a forest.

She comes upon a circus. What happens in the circus changes her

life. Is John Major in it? Would you like that, do you like John Major?

Didn't his had run away to the circus? How amazing, the Prime

Minister. Oh, his father, you say? You should do it together. It would

be marvellous. You can see Twelve Angry Men at the Garrick Theatre

until 14th June. Tom is in the role from 31st March.

Now, a tale from Chalk well. -- chart well. Carrie Grant went to

meet any resident. This is Chartwell, home to Sir

Winston Churchill during the last 40 years of his life. Very recently, a

new resident has moved in. Living on the streets of Croydon and living

off whatever food he could find, Jock has been brought to this

stunning stately home to live a better life in accordance with what

is said to be Churchill's last wishes. Hello, Jock. On his 88th

birthday, Churchill's Secretary, Sir John Jock Colville, gave him a

present. The cat was named Jock and it is said Churchill loved it.

Apparently mealtimes could not begin until the cab arrived. Two years

later, Churchill died, but it is rumoured his baseball cap was on the

bed as he passed away. -- his faithful cat. When Chartwell was

given to the National Trust, the Churchill family wanted there to be

a marmalade cat with white socks and a bib on the estate. The most recent

addition is Jock VI. Is this right to riches? He came from a rescue

centre. He had been found with paint in his fur and he ended up with a

charity that take cats on when there was no rescue centres available.

Comparing that to now, he lives in one of the most beautiful houses in

England. He has a cos of National Trust estate to run around. Can he

go anywhere in the house? he tends to spend his time in the attic

rooms, because they are rooms that do not have collection, as such.

There is less to knock over or scratch. That is where I live, so he

spent his time with me in the evenings. In the daytime he is as

different, enjoying the sunshine. Churchill definitely had a love of

cats, but would he approve of the latest Jock? Jock, we have decided

to put you to the test. Churchill was known for his fighting spirit.

But what about Jock? Looks like he could hold his own on the

battlefield. Of course, Churchill was known for his stirring

speeches. What kind of hurdles are 4-legged friend have? -- what kind

of purr does the cat have? Clearly, still learning his lines. Churchill

was known to be a great strategist. Let's see how Jock is behind enemy

lines. Oh, yes! Churchill's great passion for painting helped him

produce magnificent works of art. Does Jock VI have any creative

flair? I think we can safely say that he is perfect for this role!

What a life! Isn't he lovely? Angelica is here. Did you have a cat

fight to get to do this item? Yes, I won. Cats have become a massive

internet phenomenon. We are obsessed with them. The British public, we

share more than 3.8 million pictures and videos of cats every single

day. I want to put that into context. We only post 1.4 million

cell selfies. Let's look at how people are mesmerised. This is

Grumpy. This cat has 4.2 million likes on Facebook, his own

merchandise, and is worth millions of dollars. This is Lil Bub. Her

tongue always hangs out. She has a short bottom jaw and no teeth.

Videos of her from India have been viewed almost 18 million times. She

has her own television show. How can you make big money from cats online?

If you think your cat does something amazing or want to post videos, you

have to let YouTube know you want to make money from it. Then they will

put adverts at the beginning of your clip and you will get a percentage

of the revenue. The average earning is ?3 for 1000 hits. A Japanese cat

Aaron Teys owner -- earns his owner thousands a year. Twelve Angry Men

is at the Garrick Theatre until 14th June. Tomorrow, Louis Theroux is

here. I am off to have my dress surgically removed.