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I've been fighting your consumer battles for years now, | 0:00:02 | 0:00:04 | |
but the same old problems just keep flooding in. | 0:00:04 | 0:00:07 | |
And it's all the usual suspects - | 0:00:07 | 0:00:09 | |
poor customer service, faulty goods and hidden small print. | 0:00:09 | 0:00:13 | |
No wonder some of you are fed up with the way you're being treated. | 0:00:13 | 0:00:17 | |
They think they can afford to lose customers. It doesn't matter, | 0:00:17 | 0:00:20 | |
another one will walk in a minute after. | 0:00:20 | 0:00:23 | |
-I think the customer's forgotten. -I couldn't agree more. Things need to change, | 0:00:23 | 0:00:27 | |
and we're on a mission to get companies to treat us better. | 0:00:27 | 0:00:30 | |
I'll be taking on your cases and getting big results from big companies. | 0:00:30 | 0:00:35 | |
He's going to be very sensible and I think he'll say, "Hands up. Have your money back." | 0:00:35 | 0:00:39 | |
And I'll be showing you how to shop smart and stay one step ahead. | 0:00:39 | 0:00:43 | |
She's a really good shopper! | 0:00:43 | 0:00:45 | |
-So remember, Don't Get Done... -Get Dom! | 0:00:45 | 0:00:48 | |
Coming up on today's show, | 0:00:51 | 0:00:53 | |
how the simplest garage service took away one woman's freedom... | 0:00:53 | 0:00:58 | |
I do have a heart problem. | 0:00:58 | 0:01:00 | |
I am absolutely devastated because I can't get about any more. | 0:01:00 | 0:01:04 | |
£16,000 is missing. | 0:01:04 | 0:01:06 | |
How one man turned detective to solve a bank job case | 0:01:06 | 0:01:10 | |
where his life savings were on the line... | 0:01:10 | 0:01:13 | |
NatWest were saying, "It's nothing to do with us | 0:01:13 | 0:01:15 | |
"because we haven't received the money from Northern Rock." I thought, "What about me?" | 0:01:15 | 0:01:20 | |
And roving-reporter Rani Price will be hitting the streets | 0:01:20 | 0:01:23 | |
to find out if you're clued up when it comes to consumer rights. | 0:01:23 | 0:01:28 | |
Cars are great fun. | 0:01:32 | 0:01:34 | |
They give you a freedom to go where you want, whenever you want. | 0:01:34 | 0:01:38 | |
But for some people, they're a little bit more than that. | 0:01:38 | 0:01:41 | |
They are an essential way to get from A to B, | 0:01:41 | 0:01:44 | |
and when they go wrong they can leave you high and dry, | 0:01:44 | 0:01:47 | |
and it's not a nice place to be. | 0:01:47 | 0:01:49 | |
That's exactly what happened to Angie Kelly from Cheshire. | 0:01:50 | 0:01:54 | |
Her car had been grounded with engine failure | 0:01:54 | 0:01:56 | |
ever since she took it in for what she thought would be a routine service. | 0:01:56 | 0:02:01 | |
An on-going dispute with a garage means she's been off the road ever since. | 0:02:01 | 0:02:06 | |
I am absolutely fuming with them. | 0:02:06 | 0:02:08 | |
Her 13-year-old Vauxhall Corsa was due for its routine oil and filter change | 0:02:08 | 0:02:13 | |
so she took it to this branch of National Tyres, | 0:02:13 | 0:02:16 | |
a UK-wide chain of garages. | 0:02:16 | 0:02:18 | |
I decided to go to National Tyres. | 0:02:18 | 0:02:21 | |
I've had good people say, you know, "Go there." | 0:02:21 | 0:02:24 | |
I'd taken it for the oil and filter change. | 0:02:24 | 0:02:26 | |
I waited around for them to do it. I drove away and drove around. | 0:02:26 | 0:02:30 | |
But just after three weeks of having had the oil and filter change, | 0:02:30 | 0:02:34 | |
Angie spotted something underneath her car. | 0:02:34 | 0:02:37 | |
She got on the phone to National Tyres. | 0:02:37 | 0:02:40 | |
I noticed there was drops of oil where I parked my car. | 0:02:40 | 0:02:44 | |
I phoned National Tyres and said, "Can I bring the car in?" | 0:02:44 | 0:02:47 | |
He said, "Yes, certainly. You can bring it in." | 0:02:47 | 0:02:50 | |
So Angie headed off to the National Tyres garage | 0:02:50 | 0:02:53 | |
where she'd had the oil change done only weeks earlier. | 0:02:53 | 0:02:56 | |
But she didn't get far. | 0:02:56 | 0:02:58 | |
I was on my way to them, I noticed the oil light come on | 0:02:58 | 0:03:01 | |
and the car just cut out. | 0:03:01 | 0:03:03 | |
Angie found herself on a busy road with no power. | 0:03:03 | 0:03:06 | |
The car had broken down. | 0:03:06 | 0:03:09 | |
I had another car behind me, which nearly hit me. | 0:03:09 | 0:03:13 | |
The guy got out and said, "Is everything OK?" | 0:03:13 | 0:03:16 | |
I said, "No, it won't start" | 0:03:16 | 0:03:18 | |
so he pushed me to the side of the road. | 0:03:18 | 0:03:20 | |
The only way to get the car to National Tyres now was to have it towed there. | 0:03:20 | 0:03:25 | |
But the breakdown truck driver had some very worrying news for Angie. | 0:03:25 | 0:03:29 | |
He said, "There's oil leaking from your car | 0:03:29 | 0:03:32 | |
"and I can see where it's coming from. | 0:03:32 | 0:03:34 | |
"It looks like there's no sump plug in." | 0:03:34 | 0:03:37 | |
I said to him, "What's a sump plug?" | 0:03:37 | 0:03:39 | |
It's the plug that stops all the oil from draining away, | 0:03:39 | 0:03:43 | |
and this is what happens when you take it out. | 0:03:43 | 0:03:46 | |
The drops of oil on the drive | 0:03:46 | 0:03:47 | |
suggest Angie's may have been loose and leaking after the oil change | 0:03:47 | 0:03:52 | |
and finally dropped out when she was driving. | 0:03:52 | 0:03:55 | |
Angie was towed back to National Tyres. | 0:03:55 | 0:03:57 | |
She says they confirmed there was no sump plug on the car and all the oil had gone. | 0:03:57 | 0:04:02 | |
After an examination, they also realised that the engine was seriously damaged. | 0:04:02 | 0:04:08 | |
He said, "Don't worry about it. We will sort the car out for you." | 0:04:09 | 0:04:13 | |
He said, "We will foot the bill. | 0:04:13 | 0:04:15 | |
"If it needs a new engine, we will sort it for you." | 0:04:15 | 0:04:18 | |
I was nearly in tears at that point. | 0:04:18 | 0:04:21 | |
I said to him, "I need my car, you know? | 0:04:21 | 0:04:25 | |
"I've got no other way of travelling, | 0:04:25 | 0:04:27 | |
"only on public transport." | 0:04:27 | 0:04:29 | |
He said, "We'll hire you a car, then." | 0:04:29 | 0:04:32 | |
According to Angie, staff seemed to accept | 0:04:33 | 0:04:35 | |
that a mistake with the oil change had caused the problem. | 0:04:35 | 0:04:38 | |
She left the car with them so they could investigate and repair it. | 0:04:38 | 0:04:41 | |
But three weeks later, the car was still with National Tyres | 0:04:41 | 0:04:44 | |
so Angie rang them to find out if they'd finally fixed it. | 0:04:44 | 0:04:48 | |
The garage appeared to have done a u-turn. | 0:04:48 | 0:04:51 | |
They now told Angie that they had decided her engine had failed | 0:04:51 | 0:04:54 | |
and it was nothing to do with them. | 0:04:54 | 0:04:57 | |
Her only options were to either buy a new engine or buy a whole new car. | 0:04:57 | 0:05:00 | |
Any way you look at it, she'd be forced to spend money she just didn't have. | 0:05:00 | 0:05:05 | |
And as they decided it wasn't their fault, | 0:05:05 | 0:05:07 | |
they wanted the hire car back, which left her stranded. | 0:05:07 | 0:05:11 | |
I am absolutely fuming with them at the moment. | 0:05:11 | 0:05:14 | |
You know, I'm basically stuck without my car. | 0:05:14 | 0:05:18 | |
And it's not that Angie is too lazy to walk. | 0:05:18 | 0:05:22 | |
She has a heart condition that prevents her from taking long periods of exercise. | 0:05:22 | 0:05:26 | |
Being without her car is a huge blow to her. | 0:05:26 | 0:05:28 | |
I think it's time I stepped in before the situation seizes up. | 0:05:28 | 0:05:32 | |
I've come to meet Angie who, because of a problem with her car and National Tyres, | 0:05:32 | 0:05:36 | |
has now been without it for three months. | 0:05:36 | 0:05:38 | |
Just how did she get here today? Yep, public transport. | 0:05:38 | 0:05:43 | |
-You must be Angie. -Hiya. -How are you? -All right, thank you. | 0:05:45 | 0:05:49 | |
-Angie, you've got a big problem, haven't you? -I have, Dom. | 0:05:49 | 0:05:53 | |
Was this the first time you'd ever noticed an oil leak on the car? | 0:05:53 | 0:05:56 | |
The car's never had an oil leak until National Tyres did the oil change. | 0:05:56 | 0:06:00 | |
-How old's the car? -Erm, it's quite an old car, | 0:06:00 | 0:06:04 | |
but it is highly maintained, regardless of time and cost. | 0:06:04 | 0:06:07 | |
-I bet you didn't have a clue what was wrong. -No idea. | 0:06:07 | 0:06:10 | |
Let me give you a brief explanation, with my limited knowledge. | 0:06:10 | 0:06:13 | |
If you drive a car and the engine runs out, leaks, whatever, | 0:06:13 | 0:06:18 | |
an engine will seize but it's normally terminal. | 0:06:18 | 0:06:22 | |
If you drive an engine with no oil in it, | 0:06:22 | 0:06:24 | |
it's the worst thing you can do. | 0:06:24 | 0:06:26 | |
Knowing how bad the likely damage would be, | 0:06:27 | 0:06:30 | |
I want to know what National Tyres did | 0:06:30 | 0:06:32 | |
when Angie and the recovery driver arrived with the car. | 0:06:32 | 0:06:36 | |
We met up with the guy, | 0:06:36 | 0:06:39 | |
the same guy that did my oil and filter change, | 0:06:39 | 0:06:41 | |
and, basically, he said straight to the recovery man, | 0:06:41 | 0:06:47 | |
"Is there any oil in the engine?" | 0:06:47 | 0:06:49 | |
to which the recovery man said, | 0:06:49 | 0:06:52 | |
"No. There's no oil in it. It's dry." | 0:06:52 | 0:06:55 | |
"There's no sump plug in there and the car won't start." | 0:06:55 | 0:06:59 | |
The National Tyres guy said, | 0:06:59 | 0:07:02 | |
"Look, don't worry about it. | 0:07:02 | 0:07:05 | |
"There's obviously some engine damage to your car. | 0:07:05 | 0:07:08 | |
"If you let me get your car on the ramp, | 0:07:08 | 0:07:11 | |
"we'll put a new plug in it and we'll put some engine oil in it | 0:07:11 | 0:07:15 | |
"and we'll try and start it over to see the extent of the damage." | 0:07:15 | 0:07:19 | |
Angie tells us staff put oil and a plug in | 0:07:19 | 0:07:22 | |
so that it was safe to start the car and see how bad the problem was. | 0:07:22 | 0:07:26 | |
It looked like bad news. Engine damage - probably serious. | 0:07:26 | 0:07:31 | |
Angie believed the problem stemmed from the missing oil plug, | 0:07:31 | 0:07:34 | |
but staff at National Tyres assured her they would put the car right. | 0:07:34 | 0:07:38 | |
Angie waited and waited | 0:07:38 | 0:07:40 | |
and after three weeks, she called the garage. | 0:07:40 | 0:07:43 | |
They came back with a very nasty surprise for her. | 0:07:43 | 0:07:47 | |
He said, "When our insurers visited your car, | 0:07:47 | 0:07:49 | |
"your car did have oil in it and the sump plug was in it." | 0:07:49 | 0:07:52 | |
I said, "They put that in as soon as I took my car | 0:07:52 | 0:07:55 | |
"so they could see the extent of the damage. | 0:07:55 | 0:07:58 | |
"It's three weeks down the line now and you haven't even notified me." | 0:07:58 | 0:08:03 | |
Let me just get this right. You had the oil filter changed, | 0:08:03 | 0:08:06 | |
the sump plug's fallen out, engine's got damaged, | 0:08:06 | 0:08:09 | |
took it back and National Tyres put a new plug in, | 0:08:09 | 0:08:12 | |
put some oil in it to check what the damage is, | 0:08:12 | 0:08:14 | |
then their person, their engineer, whoever, | 0:08:14 | 0:08:17 | |
looked at your car and said because there's oil and a plug, | 0:08:17 | 0:08:20 | |
-it's not their problem, it's yours? -That's correct. -That's unbelievable! | 0:08:20 | 0:08:24 | |
I am devastated because I can't get about any more. | 0:08:24 | 0:08:28 | |
I do have a heart problem | 0:08:28 | 0:08:30 | |
so, really, walking about and that is very limited. | 0:08:30 | 0:08:35 | |
Angie spoke to National Tyres' head office and they maintained it's not their fault. | 0:08:36 | 0:08:41 | |
They said the engine's timing chain had broken | 0:08:41 | 0:08:43 | |
and that was what had caused the car to break down. | 0:08:43 | 0:08:46 | |
In desperation, Angie searched for expert help. | 0:08:46 | 0:08:50 | |
I did go to the Citizens Advice Bureau. | 0:08:50 | 0:08:53 | |
-What did they say? -They sent them a letter, you know, | 0:08:53 | 0:08:57 | |
basically saying, "You've done the oil and filter change | 0:08:57 | 0:09:00 | |
"and, to us, it looks like you've caused the problem to the car | 0:09:00 | 0:09:04 | |
"and it needs to be sorted out. | 0:09:04 | 0:09:06 | |
"Either replace the engine or pay out." | 0:09:06 | 0:09:11 | |
The Citizens Advice Bureau managed to get | 0:09:13 | 0:09:15 | |
an offer of a goodwill gesture from National Tyres of £600, | 0:09:15 | 0:09:19 | |
but Angie didn't believe that was enough to buy her a reliable car, | 0:09:19 | 0:09:23 | |
and I entirely agree. | 0:09:23 | 0:09:26 | |
Before I speak to National Tyres, I want to find out the minimum we'd need to replace her car, | 0:09:26 | 0:09:31 | |
and I know just who to ask. | 0:09:31 | 0:09:34 | |
Angie, I know people in the motor trade. | 0:09:34 | 0:09:36 | |
Let's give someone a call. | 0:09:36 | 0:09:38 | |
I'm just going to ask him to give me an idea of what that car's worth. | 0:09:38 | 0:09:42 | |
"Hello?" | 0:09:42 | 0:09:44 | |
-Hi, mate. It's Dominic. How are you? -"Not bad, Dom, thanks." | 0:09:44 | 0:09:48 | |
-Could you give me a professional opinion of how much a car's worth? -"Yes. Shoot." | 0:09:48 | 0:09:53 | |
It's a five-door Corsa in silver, 1.2, | 0:09:53 | 0:09:58 | |
T for Tango, 1999. | 0:09:58 | 0:10:01 | |
-"Yes." -70,000 miles. | 0:10:01 | 0:10:04 | |
-Good condition? -Very good. -Very good condition. | 0:10:04 | 0:10:06 | |
"OK, erm, | 0:10:06 | 0:10:08 | |
-"it'd sell for about £1,000." -OK. | 0:10:08 | 0:10:11 | |
So Angie's little run-around would cost about a grand to replace, | 0:10:11 | 0:10:16 | |
and she's had extra transport bills from being without it. | 0:10:16 | 0:10:19 | |
Let's see how much money we can get you and then start again. | 0:10:19 | 0:10:23 | |
If you get the right amount of money, you can get a much newer car, | 0:10:23 | 0:10:26 | |
hopefully something a lot better and something to get you around. | 0:10:26 | 0:10:30 | |
What do you think of that as my suggestion? | 0:10:30 | 0:10:33 | |
I do need a car. I am desperate without my car. | 0:10:33 | 0:10:37 | |
Angie may be desperate but I'm not. I'm determined. | 0:10:37 | 0:10:40 | |
Determined to get her sorted out, that is. | 0:10:40 | 0:10:43 | |
Looking through all her paperwork, I can see she's spent hundreds on travel and other expenses. | 0:10:43 | 0:10:48 | |
She's been diligent and kept all her receipts, | 0:10:48 | 0:10:51 | |
which is exactly what you should do if you're in dispute with a firm. | 0:10:51 | 0:10:54 | |
-Right, lovely. Cheerio. Bye-bye. -Bye-bye. | 0:10:54 | 0:10:58 | |
Bit of an awkward one, this. That car's worth more to Angie sentimentally than financially. | 0:11:00 | 0:11:06 | |
I've got to get onto National Tyres. Angie's been fighting and hasn't got the result she wants. | 0:11:06 | 0:11:11 | |
The burden of pressure is on me to put a smile back on her face. | 0:11:11 | 0:11:16 | |
But before I start, it always pays to find out who I'm dealing with. | 0:11:17 | 0:11:21 | |
National Tyres is the largest independent fast-fit specialist in the UK, | 0:11:21 | 0:11:25 | |
with 200 branches nationwide | 0:11:25 | 0:11:27 | |
and an annual turnover of £180 million. | 0:11:27 | 0:11:33 | |
They say they will "go the extra mile" to keep you as a National customer. | 0:11:33 | 0:11:38 | |
Let's find out just how true that is. | 0:11:38 | 0:11:41 | |
It's time to get hold of somebody at National Tyres. | 0:11:41 | 0:11:44 | |
Angie's been speaking with a man called David Reynolds | 0:11:44 | 0:11:48 | |
and that's what I'm about to do. | 0:11:48 | 0:11:50 | |
He doesn't want his voice to be heard, though. | 0:11:50 | 0:11:52 | |
Good afternoon. Is that David Reynolds? | 0:11:52 | 0:11:54 | |
Hi, David. It's Dominic Littlewood calling from the BBC. | 0:11:54 | 0:11:58 | |
'I want him to confirm for me what's actually wrong with her car. | 0:11:58 | 0:12:01 | |
'Is it definitely a write-off?' | 0:12:01 | 0:12:03 | |
Obviously, the problem with this was the sump plug falling out and the oil draining from the car. | 0:12:03 | 0:12:09 | |
Is there any dispute about that? Are you saying that's not the issue? | 0:12:09 | 0:12:12 | |
'Our man says he can't make any comment on that leaking oil | 0:12:12 | 0:12:15 | |
'so let's see what I can find out about the £600 they offered, | 0:12:15 | 0:12:18 | |
'especially as I now know | 0:12:18 | 0:12:20 | |
'Angie's car is worth a grand in retail price.' | 0:12:20 | 0:12:24 | |
The final offer, I think, if I'm right, was £600. | 0:12:24 | 0:12:28 | |
How did you base that figure? What was that on? | 0:12:28 | 0:12:31 | |
'He says the figure is based on a customer aspect. | 0:12:31 | 0:12:34 | |
'You what?! That's a new one.' | 0:12:34 | 0:12:35 | |
What do you mean by customer aspect? | 0:12:35 | 0:12:38 | |
So, it's not on the value of the car? | 0:12:38 | 0:12:41 | |
It's purely just a figure that your guys have said | 0:12:41 | 0:12:43 | |
"Offer this and see if she's happy"? | 0:12:43 | 0:12:46 | |
Is that what that means? OK. | 0:12:46 | 0:12:48 | |
She's obviously not happy with that as a figure. | 0:12:48 | 0:12:51 | |
I think she probably told you that. | 0:12:51 | 0:12:54 | |
OK. Your insurance company have had a look, haven't they? | 0:12:54 | 0:12:57 | |
They've sent you a report, haven't they? | 0:12:57 | 0:12:59 | |
Would we be able to request a copy of that? | 0:12:59 | 0:13:02 | |
'He asks me to put my request in an email. I'll do that later.' | 0:13:02 | 0:13:07 | |
Nice talking to you, David. And you. Bye-bye. | 0:13:07 | 0:13:10 | |
As always, I like to start my calls very polite, | 0:13:10 | 0:13:13 | |
he was a very polite chap, | 0:13:13 | 0:13:15 | |
but what I found interesting is, I said, "What have you offered her?" | 0:13:15 | 0:13:18 | |
He said, "£600." OK. There's no dispute about that. | 0:13:18 | 0:13:21 | |
I said, "Where did you get that figure from?" He said some customer department. | 0:13:21 | 0:13:26 | |
I said, "So, it's a figure that your guys have plucked out of the air?" and he said yes. | 0:13:26 | 0:13:31 | |
If you're going to pluck figures out of the air, what about three grand? | 0:13:31 | 0:13:35 | |
What about 50 grand? | 0:13:35 | 0:13:37 | |
What about 350 grand?! | 0:13:37 | 0:13:39 | |
They're the figures I'd pluck out the air. | 0:13:39 | 0:13:41 | |
You need to have facts like that based on something. You can't pluck figures out the air! | 0:13:41 | 0:13:46 | |
I'll be getting that up, you wait and see. Let's get him an email. | 0:13:46 | 0:13:50 | |
I'm emailing to ask for a look at what the insurance company report says about the car. | 0:13:50 | 0:13:55 | |
I've got the bit between my teeth. | 0:13:55 | 0:13:57 | |
Coming up, my case against National Tyres starts to accelerate. | 0:13:57 | 0:14:02 | |
"The sump plug had fallen out and she'd lost all the oil." | 0:14:02 | 0:14:05 | |
I'm Rani Price. There is nothing I like better than helping you, the buying public, | 0:14:09 | 0:14:14 | |
through the minefield of regulations to make sure you stay savvy shoppers. | 0:14:14 | 0:14:19 | |
Consumer law can be very confusing. | 0:14:19 | 0:14:22 | |
You've got your Sale of Goods Act, Distance Selling, | 0:14:22 | 0:14:25 | |
Right to Return, and it doesn't stop there. | 0:14:25 | 0:14:28 | |
But knowing just a few of these laws can not only save you money | 0:14:28 | 0:14:31 | |
but a lot of hassle, as well. | 0:14:31 | 0:14:34 | |
Do you know what this is? | 0:14:34 | 0:14:37 | |
'Today I'm out on the streets, armed with questions to put to you, the customers, | 0:14:37 | 0:14:42 | |
'to find out if you know your consumer rights from your consumer wrongs.' | 0:14:42 | 0:14:46 | |
Do you want to be on the news? | 0:14:46 | 0:14:48 | |
Is this a trick question?! | 0:14:48 | 0:14:50 | |
When returning your goods to a shop, most people know where they stand. | 0:14:54 | 0:14:58 | |
But how many of you are aware that different rules apply when you do your shopping online? | 0:14:58 | 0:15:03 | |
There is a raft of regulations when it comes to internet shopping. | 0:15:04 | 0:15:08 | |
And one person who knows about all the rules when it comes to returning online goods | 0:15:08 | 0:15:13 | |
is Phil Dart from Trading Standards. | 0:15:13 | 0:15:15 | |
Distance Selling Regulations | 0:15:15 | 0:15:17 | |
give additional protection if you buy online in the EU. | 0:15:17 | 0:15:20 | |
You may have a 7-day right to cancel the contract if you're unhappy. | 0:15:20 | 0:15:25 | |
You're entitled to have a refund within 30 days | 0:15:25 | 0:15:29 | |
and you are also entitled to have additional information | 0:15:29 | 0:15:32 | |
so you know exactly who you're dealing with. | 0:15:32 | 0:15:35 | |
Thanks for that, Phil. So now we're armed with our expert info, | 0:15:36 | 0:15:40 | |
let's see how many of you know your rights | 0:15:40 | 0:15:43 | |
when buying underwear online, | 0:15:43 | 0:15:45 | |
often very tricky to get right the first time. | 0:15:45 | 0:15:48 | |
Can we steal you for two seconds in the sunshine? | 0:15:48 | 0:15:52 | |
-Aww! Trying to sleep? -She is trying to sleep. -She is. | 0:15:52 | 0:15:56 | |
-How old? -Ten months. -You've got your hands full. | 0:15:56 | 0:15:59 | |
-Do you do a lot of online shopping? -Erm, sometimes. | 0:15:59 | 0:16:03 | |
'Let's see if she's a canny shopper.' | 0:16:03 | 0:16:06 | |
I bought these sets of underwear, | 0:16:06 | 0:16:08 | |
one online and one in the store, which one can I send back? | 0:16:08 | 0:16:12 | |
I can only legally take one back. Which one can I return? | 0:16:12 | 0:16:16 | |
The one from the store. | 0:16:16 | 0:16:19 | |
You can take them both back. Well, you can send one back. | 0:16:19 | 0:16:22 | |
Is this a trick question? | 0:16:22 | 0:16:24 | |
-No? -If you bought it from the store, you can't take it back for hygiene reasons. | 0:16:24 | 0:16:30 | |
'No gold stars for you lot there. | 0:16:30 | 0:16:32 | |
'All three of you got it wrong. | 0:16:32 | 0:16:35 | |
'You can return underwear when bought online, | 0:16:35 | 0:16:38 | |
'even if you tried it on for size.' | 0:16:38 | 0:16:42 | |
The reason being, if you go into a store, you get to try things on, see the sizes, | 0:16:42 | 0:16:46 | |
so you're not allowed to return it because it's unhygienic. | 0:16:46 | 0:16:50 | |
If you buy it online, Distance Selling Regulations say | 0:16:50 | 0:16:54 | |
you haven't had a chance to have a feel or try it on, so you can return it. | 0:16:54 | 0:16:58 | |
'Now, why don't I catch you out with a little light entertainment?' | 0:16:58 | 0:17:02 | |
One was bought online. One was bought in a store. | 0:17:02 | 0:17:07 | |
Which one, if any, can I return? | 0:17:07 | 0:17:10 | |
Neither. | 0:17:10 | 0:17:12 | |
-Do I have different rights? -I'm not too sure. | 0:17:12 | 0:17:15 | |
I guess you'll have the same. Why would you not? | 0:17:15 | 0:17:18 | |
Why didn't you think I could return them? | 0:17:18 | 0:17:20 | |
Because once you open the seal, you can't return them. | 0:17:20 | 0:17:24 | |
-She is a wise shopper! -She's good, isn't she? -She's a really good shopper! | 0:17:24 | 0:17:29 | |
-Is she in charge in your house? -Absolutely. | 0:17:29 | 0:17:31 | |
I can understand why! You are completely right. | 0:17:31 | 0:17:35 | |
With DVDs, you are completely exempt from sending things back online or in store | 0:17:35 | 0:17:40 | |
once you've taken off the cellophane packaging. | 0:17:40 | 0:17:43 | |
'Now, finally, will I catch you out | 0:17:44 | 0:17:46 | |
'with a very popular purchase - earrings?' | 0:17:46 | 0:17:50 | |
Two pairs of earrings, same store... | 0:17:50 | 0:17:54 | |
Legally, I can only take one back. | 0:17:54 | 0:17:58 | |
'While they're considering their answer...' I'll give you a clue. | 0:17:59 | 0:18:03 | |
One I bought from the actual store, one I bought online. | 0:18:03 | 0:18:07 | |
OK. | 0:18:07 | 0:18:08 | |
-Would you like to look at them? -Yes. | 0:18:11 | 0:18:13 | |
Will that make a difference? | 0:18:13 | 0:18:16 | |
Ooh! | 0:18:16 | 0:18:18 | |
OK. Probably, legally, from the actual store, I guess. | 0:18:18 | 0:18:23 | |
-No? -Do you want to change your mind? | 0:18:23 | 0:18:26 | |
-Online. -Yay! Well done! | 0:18:26 | 0:18:28 | |
'Correct. The right answer is, | 0:18:28 | 0:18:31 | |
'you can only return the earrings bought online.' | 0:18:31 | 0:18:34 | |
-Do you know why that is? -Because you weren't there in person to buy them. | 0:18:34 | 0:18:39 | |
Well done. | 0:18:39 | 0:18:40 | |
'If you buy pierced earrings in person, | 0:18:40 | 0:18:43 | |
'you can't take them back as it's a possible hygiene risk, | 0:18:43 | 0:18:46 | |
'but if you bought online, return away.' | 0:18:46 | 0:18:49 | |
All you've got to do is inform the company within seven days of receiving the product | 0:18:49 | 0:18:55 | |
and they'll send you a full refund, including postage. | 0:18:55 | 0:18:58 | |
'Our expert from Trading Standards has some wise words on the matter.' | 0:18:58 | 0:19:02 | |
Goods don't have to be returned in their original packaging | 0:19:02 | 0:19:05 | |
but there are certain exceptions, | 0:19:05 | 0:19:07 | |
notably music, DVDs and computer software. | 0:19:07 | 0:19:10 | |
If you've unsealed those goods, you wouldn't be able to return them. | 0:19:10 | 0:19:15 | |
So things like underwear, earrings, clothes, that kind of shenanigans, | 0:19:15 | 0:19:20 | |
send them all back, get a full refund online, | 0:19:20 | 0:19:23 | |
but DVDs, you cannot send them back or return them to the store. | 0:19:23 | 0:19:28 | |
So whether you're shopping online or hitting the high street, | 0:19:29 | 0:19:32 | |
it pays to know your refund rights. | 0:19:32 | 0:19:35 | |
I've been answering a cry for help from ex-care assistant Angie Kelly, | 0:19:42 | 0:19:46 | |
whose much-loved Corsa went into National Tyres for a simple oil and filter change. | 0:19:46 | 0:19:51 | |
But within weeks of the work being done, her car broke down as she was driving. | 0:19:51 | 0:19:55 | |
All of the oil had leaked out. | 0:19:55 | 0:19:57 | |
Since then, she's been unable to get the garage to put it right. | 0:19:57 | 0:20:03 | |
And she's had to recently cope with a personal tragedy, as well. | 0:20:03 | 0:20:06 | |
My father passed away in March | 0:20:06 | 0:20:08 | |
and I've been, like, the one in the family | 0:20:08 | 0:20:11 | |
that hasn't been able to go down and... | 0:20:11 | 0:20:14 | |
..grieve, basically, around his resting place. | 0:20:14 | 0:20:17 | |
It's, er, been very upsetting. | 0:20:17 | 0:20:19 | |
Without her car, Angie still hasn't been able to visit her father's grave. | 0:20:20 | 0:20:25 | |
But I'm still here, fighting her corner, | 0:20:25 | 0:20:28 | |
and there's someone else who can help us establish exactly whose fault this all is - | 0:20:28 | 0:20:33 | |
the recovery driver who picked up Angie after she broke down. | 0:20:33 | 0:20:37 | |
His name's Dave and I've got him on the end of the phone. | 0:20:37 | 0:20:41 | |
-"Dominic." -Hello, Dave. | 0:20:41 | 0:20:43 | |
When you got the call, can you tell me what you discovered when you got to Angie's car? | 0:20:43 | 0:20:47 | |
"The sump plug had fallen out and it'd lost all its oil." | 0:20:47 | 0:20:51 | |
Any idea how long it'd been driving with no oil in? | 0:20:51 | 0:20:54 | |
"Long enough to cause engine damage because it had come to a standstill but all the oil had gone out. | 0:20:54 | 0:21:00 | |
"The sump wasn't just loose, it had fallen out completely." | 0:21:00 | 0:21:04 | |
She'd had that changed literally just over three weeks earlier. | 0:21:04 | 0:21:08 | |
'Dave's crystal clear about what had happened. | 0:21:08 | 0:21:11 | |
'The car had definitely lost its oil.' | 0:21:11 | 0:21:13 | |
"The only reason, I think, that a sump plug can come undone, | 0:21:13 | 0:21:16 | |
"either somebody has not tightened it up as much as they should do | 0:21:16 | 0:21:21 | |
"or they haven't replaced a copper washer, | 0:21:21 | 0:21:24 | |
"which I've seen that happen before. | 0:21:24 | 0:21:26 | |
"But the reason she had engine damage was absolutely clear - | 0:21:26 | 0:21:30 | |
"the sump plug had fallen out and she'd lost all the oil." | 0:21:30 | 0:21:33 | |
What did you tell the garage when you delivered the car back to them? | 0:21:33 | 0:21:37 | |
"I told them exactly what I found, which is what I always do | 0:21:37 | 0:21:40 | |
"because I'm careful not to point fingers, | 0:21:40 | 0:21:42 | |
"and so I tell them exactly what I've found, which is, | 0:21:42 | 0:21:47 | |
"the sump plug had fallen out and the engine had lost all its oil." | 0:21:47 | 0:21:51 | |
-What was their reaction? -"They were going to get it in and have a look at it." | 0:21:51 | 0:21:55 | |
"It wouldn't have took a genius to see that that was the case." | 0:21:55 | 0:21:57 | |
Dave's recollection ties in with Angie's. | 0:21:57 | 0:22:00 | |
The oil was all drained out the car when it was brought to the garage. | 0:22:00 | 0:22:04 | |
This is all pointing to a problem with the previous oil change. | 0:22:04 | 0:22:07 | |
It seems Angie's not the only person complaining about car repairs. | 0:22:07 | 0:22:11 | |
As consumers, we spend £10 billion a year on repairs, | 0:22:11 | 0:22:16 | |
and, staggeringly, 40 percent of us | 0:22:16 | 0:22:18 | |
are unhappy about the repairs at the end of the job! | 0:22:18 | 0:22:21 | |
Car repairs are in the top-five | 0:22:21 | 0:22:23 | |
most complained-about consumer issues. | 0:22:23 | 0:22:27 | |
But what rights do we have if a car's service goes wrong? | 0:22:28 | 0:22:32 | |
I've sent Angie to meet Gerry Taylor. | 0:22:32 | 0:22:34 | |
He's the Trading Standards Institute's lead officer for the motor trade | 0:22:34 | 0:22:38 | |
and his expert opinion should help her focus her complaint. | 0:22:38 | 0:22:42 | |
Nice to meet you. It is a problem with my car. It does need sorting out. | 0:22:42 | 0:22:46 | |
What you're entitled to is, if you take your vehicle into any garage, | 0:22:46 | 0:22:51 | |
you're entitled to have the service carried out | 0:22:51 | 0:22:54 | |
with reasonable care and skill. | 0:22:54 | 0:22:57 | |
Under these circumstances that you've explained to me, | 0:22:57 | 0:23:00 | |
it would seem to me that they haven't exercised reasonable care and skill. | 0:23:00 | 0:23:05 | |
-So you have a right, in law, to have that put right... -OK. | 0:23:05 | 0:23:09 | |
..and to be either reimbursed or repaired at no extra cost. | 0:23:09 | 0:23:13 | |
But if that doesn't work, there are further options for Angie. | 0:23:13 | 0:23:17 | |
The next step is, | 0:23:17 | 0:23:19 | |
is this company a member of any motor scheme like Motor Codes, | 0:23:19 | 0:23:24 | |
or are they affiliated to the RAC | 0:23:24 | 0:23:27 | |
-or the AA or any company like that? -I really don't know. -No? | 0:23:27 | 0:23:31 | |
You can check details like that with a bit of internet research, | 0:23:31 | 0:23:35 | |
or just ask the company directly, which Angie can do if she needs to. | 0:23:35 | 0:23:40 | |
If they are, they may have a free arbitration system. | 0:23:40 | 0:23:45 | |
You could contact them and go through their arbitration system, which wouldn't cost you any more. | 0:23:45 | 0:23:50 | |
If they're not a member of an arbitration scheme such as that, | 0:23:50 | 0:23:54 | |
the only course you've got left is to go through the county court. | 0:23:54 | 0:23:58 | |
You can handle this yourself in the small claims court. | 0:23:58 | 0:24:02 | |
That entails filling in a form. You can do it online. | 0:24:02 | 0:24:07 | |
-Thanks very much. -Pleasure to meet you. | 0:24:07 | 0:24:09 | |
That's a useful chat. | 0:24:09 | 0:24:11 | |
And don't be put off by the mention of the county court. | 0:24:11 | 0:24:14 | |
Claiming is actually quite straightforward. | 0:24:14 | 0:24:16 | |
If you feel you've had bad service, don't accept it. | 0:24:16 | 0:24:20 | |
I think it went really well. I've got some good information. | 0:24:20 | 0:24:23 | |
I am quite happy with what I heard | 0:24:23 | 0:24:26 | |
and I know now that there are people out there that can help me. | 0:24:26 | 0:24:30 | |
And Gerry thinks that, although her car has lost its oil, | 0:24:30 | 0:24:33 | |
Angie may have a case. | 0:24:33 | 0:24:35 | |
Under her circumstances, she has been wronged by the garage, | 0:24:35 | 0:24:39 | |
from the evidence available. | 0:24:39 | 0:24:42 | |
It seems as though someone there has either failed to tighten the bung up | 0:24:42 | 0:24:47 | |
or not put a locking washer on it and that's caused the problem. | 0:24:47 | 0:24:50 | |
National Tyres have said to Angie that the fault has nothing to do with the oil change, | 0:24:50 | 0:24:55 | |
it's down to her broken timing chain. Hm... | 0:24:55 | 0:24:59 | |
Now, here's the thing, | 0:24:59 | 0:25:00 | |
Angie had her timing chain replaced at about 50,000 miles, | 0:25:00 | 0:25:05 | |
which means it should be good for tens of thousands of miles more. | 0:25:05 | 0:25:09 | |
So, why on earth did it break, then? | 0:25:09 | 0:25:11 | |
I want to know, could the oil draining out of Angie's car | 0:25:11 | 0:25:15 | |
be the cause of her engine fault? | 0:25:15 | 0:25:17 | |
We've asked three mechanics for their opinion, and they should know. | 0:25:17 | 0:25:20 | |
Between them, they have nearly 100 years' experience of fixing cars | 0:25:20 | 0:25:24 | |
but they also know what it takes to break one. | 0:25:24 | 0:25:27 | |
We asked what would happen to the timing chain | 0:25:27 | 0:25:29 | |
if the engine had no oil in it. | 0:25:29 | 0:25:31 | |
Eventually, the engine would seize, the timing belt would break, | 0:25:31 | 0:25:34 | |
damage would be done to the engine. | 0:25:34 | 0:25:37 | |
If there is not enough oil to lubricate the chain, that can do it. | 0:25:37 | 0:25:40 | |
Any moving part that's not lubricated | 0:25:40 | 0:25:44 | |
will snap the chain. | 0:25:44 | 0:25:46 | |
If the timing chain snaps, the engine will seize up | 0:25:46 | 0:25:49 | |
and it will not drive. | 0:25:49 | 0:25:51 | |
And what would happen to the rest of the engine if there's no oil? | 0:25:51 | 0:25:55 | |
If there's no oil within the engine, | 0:25:55 | 0:25:57 | |
the components wouldn't be lubricated and they'd rub against each other really hard. | 0:25:57 | 0:26:01 | |
If there's no lubricant, it would be metal-to-metal. | 0:26:01 | 0:26:04 | |
The parts will just melt together. Once they've melted together, the whole thing's finished. | 0:26:04 | 0:26:09 | |
Our mechanics agree, a lack of oil could've caused the timing chain to break, | 0:26:09 | 0:26:14 | |
which would explain why the one on Angie's car had given out. | 0:26:14 | 0:26:18 | |
Now, they might not have sent me that insurance report I requested, | 0:26:18 | 0:26:21 | |
but after all my work on the case, National Tyres have been in touch with Angie. | 0:26:21 | 0:26:26 | |
They've made a new offer. But with Angie's extra expenses, | 0:26:26 | 0:26:30 | |
I'm not sure it's the right one, and neither is she. | 0:26:30 | 0:26:34 | |
They then upped again, | 0:26:34 | 0:26:37 | |
up to the £924 mark, as a goodwill gesture, | 0:26:37 | 0:26:42 | |
which I don't understand what the goodwill gesture is for. | 0:26:42 | 0:26:46 | |
They're not admitting the liability. | 0:26:46 | 0:26:48 | |
So their offer is a goodwill gesture but it's not big enough. | 0:26:48 | 0:26:52 | |
I need to get back on the phone to National Tyres to talk about the size of it, | 0:26:52 | 0:26:56 | |
to get Angie back on the road in a little run-around of her own. | 0:26:56 | 0:27:00 | |
Changing banks should be a fairly simple process. | 0:27:08 | 0:27:11 | |
So imagine if you did switch banks | 0:27:11 | 0:27:14 | |
and then discovered all your hard-earned savings had gone AWOL. | 0:27:14 | 0:27:19 | |
Would we know how to stand up to the bank who'd made the mistake | 0:27:19 | 0:27:22 | |
and make sure we get our money back? | 0:27:22 | 0:27:25 | |
Ray Frankton from Rugby would, and that's exactly what he had to do. | 0:27:25 | 0:27:29 | |
Ray is a retired bank manager. | 0:27:29 | 0:27:31 | |
When he saw NatWest offering a better rate of interest on ISAs than his Northern Rock account, | 0:27:31 | 0:27:37 | |
he and his wife decided to shift their cash, | 0:27:37 | 0:27:39 | |
all 16 grand of it. | 0:27:39 | 0:27:42 | |
We've saved pretty hard all the way through our lives | 0:27:42 | 0:27:45 | |
so we're looking forward to the time when we can spend some of it. | 0:27:45 | 0:27:49 | |
I've worked in the financial service industry all my life | 0:27:49 | 0:27:52 | |
so I've got a pretty good eye for what is a good rate. | 0:27:52 | 0:27:56 | |
When there's a good rate available, I move my money to take advantage of it. | 0:27:56 | 0:28:00 | |
Ray set up two e-ISA accounts with NatWest | 0:28:00 | 0:28:03 | |
and filled out all the necessary paperwork | 0:28:03 | 0:28:06 | |
to transfer the money from his old bank, Northern Rock, | 0:28:06 | 0:28:09 | |
to the new accounts. | 0:28:09 | 0:28:11 | |
He didn't realise his careful financial planning | 0:28:11 | 0:28:14 | |
was about to leave him staring into the financial abyss. | 0:28:14 | 0:28:18 | |
It should be straightforward. | 0:28:18 | 0:28:20 | |
Once NatWest had opened our accounts | 0:28:20 | 0:28:24 | |
and received the authorisation to transfer from Virgin Northern Rock, | 0:28:24 | 0:28:30 | |
they should simply have sent the forms off to Northern Rock | 0:28:30 | 0:28:33 | |
and asked them to transfer the money across | 0:28:33 | 0:28:36 | |
and the whole process is supposed to take 15 working days to complete. | 0:28:36 | 0:28:40 | |
Ray carried on living life to the full, | 0:28:41 | 0:28:43 | |
including following his busy fitness routine. | 0:28:43 | 0:28:46 | |
But when, after two weeks, his money hadn't appeared in the new NatWest accounts, | 0:28:46 | 0:28:51 | |
he began to press them for answers. | 0:28:51 | 0:28:54 | |
Finally, Northern Rock confirmed they had received the transfer details from NatWest. | 0:28:54 | 0:28:59 | |
They sent the couple's money off to the new account and closed down the old ones. | 0:28:59 | 0:29:04 | |
Ray and his wife were now NatWest customers. Or so they thought. | 0:29:04 | 0:29:09 | |
When they checked to see if the money was in their new accounts, | 0:29:09 | 0:29:11 | |
they found every couple's worst nightmare. | 0:29:11 | 0:29:14 | |
The savings they had worked so hard to build up | 0:29:14 | 0:29:17 | |
were no longer in the old accounts and had not arrived in the new ones. | 0:29:17 | 0:29:21 | |
The savings had disappeared. | 0:29:21 | 0:29:23 | |
I phoned NatWest on the 25th, the 26th and the 27th of April | 0:29:26 | 0:29:31 | |
to ask, you know, where the money was | 0:29:31 | 0:29:34 | |
because it hadn't appeared in my account. | 0:29:34 | 0:29:36 | |
The answer that I was given on each occasion | 0:29:36 | 0:29:38 | |
was that they hadn't received the cheques from Northern Rock, | 0:29:38 | 0:29:41 | |
therefore there was not a great deal they could do. | 0:29:41 | 0:29:44 | |
After years of careful saving, | 0:29:44 | 0:29:46 | |
it seemed one simple transfer had cost the Franktons all their money, | 0:29:46 | 0:29:51 | |
and Ray's dream of a comfy retirement was turning into a nightmare. | 0:29:51 | 0:29:55 | |
Northern Rock, having taken the money out of our account, | 0:29:55 | 0:29:58 | |
was sort of saying, "It's nothing to do with us, it's down to NatWest." | 0:29:58 | 0:30:02 | |
NatWest were saying, "It's nothing to do with us | 0:30:02 | 0:30:05 | |
"because we haven't received the money from Northern Rock." I thought, "What about me?" | 0:30:05 | 0:30:09 | |
In the end, Ray got fed up of waiting for the bank to sort out the problem. | 0:30:09 | 0:30:13 | |
With a whopping £16,000 missing, | 0:30:13 | 0:30:16 | |
he went to the Financial Ombudsman to make a formal complaint. | 0:30:16 | 0:30:20 | |
As NatWest were insisting they still hadn't had the cheques with Ray's money, | 0:30:20 | 0:30:24 | |
he carried on phoning them daily. | 0:30:24 | 0:30:26 | |
He said, "We've been looking every day in our post room for these cheques coming in, | 0:30:26 | 0:30:31 | |
"but you've got to understand that we're handling 45,000 customer applications here, | 0:30:31 | 0:30:36 | |
"and looking for a couple of cheques from Northern Rock | 0:30:36 | 0:30:39 | |
"is like looking for a needle in a haystack." | 0:30:39 | 0:30:41 | |
Never mind haystacks! For Ray, that was the final straw. | 0:30:41 | 0:30:46 | |
It was time he told NatWest to jog on! | 0:30:46 | 0:30:49 | |
I picked up the phone and I phoned the NatWest Press office | 0:30:49 | 0:30:53 | |
and basically said that I didn't think I was being taken seriously at all | 0:30:53 | 0:30:58 | |
and they might take me more seriously if I got in touch with one of newspapers, | 0:30:58 | 0:31:03 | |
at which point I did seem to be taken a little bit more seriously. | 0:31:03 | 0:31:07 | |
I said, "Look, somebody needs to call me back this afternoon | 0:31:07 | 0:31:10 | |
"with a proposal to sort this out for tomorrow." | 0:31:10 | 0:31:13 | |
And the next day, the nightmare was over. | 0:31:13 | 0:31:17 | |
It had taken the Financial Ombudsman getting involved | 0:31:17 | 0:31:20 | |
and a threat to speak to the papers | 0:31:20 | 0:31:23 | |
but, finally, NatWest Bank put £16,000 of their own money into Ray's accounts | 0:31:23 | 0:31:29 | |
while they waited for the money to arrive from Northern Rock. | 0:31:29 | 0:31:33 | |
The following day, they did put money into my account | 0:31:33 | 0:31:36 | |
and into my wife's account. | 0:31:36 | 0:31:39 | |
Northern Rock also sent funds electronically through to my account | 0:31:39 | 0:31:44 | |
but not to my wife's account, | 0:31:44 | 0:31:46 | |
so by the end of that day I'd got twice as much in my account as I should have! | 0:31:46 | 0:31:50 | |
Sportingly, he gave back the extra cash, | 0:31:50 | 0:31:53 | |
and after taking so long to sort the problem out, | 0:31:53 | 0:31:56 | |
NatWest gave Ray and his wife a total of £790 as a goodwill gesture | 0:31:56 | 0:32:02 | |
and recognition of the trouble they'd been caused. | 0:32:02 | 0:32:05 | |
NatWest also took full responsibility for the whole saga. | 0:32:05 | 0:32:09 | |
Northern Rock had sent the cheques on the correct date | 0:32:09 | 0:32:13 | |
but they had gone missing in NatWest's system. | 0:32:13 | 0:32:15 | |
We contacted NatWest and they said... | 0:32:15 | 0:32:18 | |
Ray's case shows that even an ex-bank manager can have trouble with the bank. | 0:32:44 | 0:32:48 | |
But by aiming for the top with your complaint, | 0:32:48 | 0:32:51 | |
you can show even the mightiest of high street names that you mean business. | 0:32:51 | 0:32:55 | |
Following what looks like a disastrous oil change, | 0:33:00 | 0:33:03 | |
Angie Kelly has been without her Vauxhall Corsa for three months | 0:33:03 | 0:33:07 | |
and she's been forced to use public transport, | 0:33:07 | 0:33:10 | |
despite a medical complaint. | 0:33:10 | 0:33:12 | |
I do have a heart problem | 0:33:12 | 0:33:14 | |
so, really, walking about and that is very, very limited, really. | 0:33:14 | 0:33:18 | |
So far, Angie has had two different offers | 0:33:18 | 0:33:21 | |
in an attempt to sort this matter out. | 0:33:21 | 0:33:24 | |
National Tyres have offered Angie two financial gestures of goodwill, | 0:33:25 | 0:33:30 | |
which begs the question - | 0:33:30 | 0:33:32 | |
what exactly is a gesture of goodwill? | 0:33:32 | 0:33:34 | |
But, more importantly, how does it affect your consumer rights? | 0:33:34 | 0:33:38 | |
We've spoken to an expert from Which? magazine | 0:33:38 | 0:33:41 | |
and he has kindly explained what you should know about goodwill. | 0:33:41 | 0:33:44 | |
A goodwill gesture is an offer by a company | 0:33:44 | 0:33:48 | |
to settle a customer complaint. | 0:33:48 | 0:33:50 | |
It may be that the company agrees that they've done something wrong, | 0:33:50 | 0:33:53 | |
and to close the matter | 0:33:53 | 0:33:55 | |
so it doesn't go through any kind of formal complaints mechanism, they make an offer. | 0:33:55 | 0:34:00 | |
It may be that they don't think they've done anything wrong, | 0:34:00 | 0:34:02 | |
but are willing to make payment to keep their customer happy | 0:34:02 | 0:34:06 | |
because they value their custom and want them to come back again. | 0:34:06 | 0:34:09 | |
The important thing to remember about a goodwill gesture is, it's informal. | 0:34:09 | 0:34:14 | |
It isn't part of any formal complaints mechanism, | 0:34:14 | 0:34:16 | |
so you do need to be really happy with the offer on the table | 0:34:16 | 0:34:20 | |
because it makes it much harder to escalate that complaint through the formal process | 0:34:20 | 0:34:24 | |
once you've accepted a goodwill payment. | 0:34:24 | 0:34:26 | |
'If a company specifies that they are making a goodwill offer, | 0:34:26 | 0:34:30 | |
'don't accept it if it's not right. | 0:34:30 | 0:34:33 | |
'Go back and tell them, | 0:34:33 | 0:34:34 | |
'and that's what I plan to do.' | 0:34:34 | 0:34:37 | |
Things are hotting up! | 0:34:37 | 0:34:38 | |
Since my last call to National Tyres, | 0:34:38 | 0:34:41 | |
they've increased their offer from £600 to £900. | 0:34:41 | 0:34:45 | |
Although that's a 50% increase, it's not good enough for me. | 0:34:45 | 0:34:48 | |
Now, I've done a bit of homework. I found out | 0:34:48 | 0:34:51 | |
that the average price of a reconditioned Corsa engine is £3,138. | 0:34:51 | 0:34:56 | |
Obviously, that car's not worth it, | 0:34:56 | 0:34:58 | |
but I'm going to go at them and say I want half of it - £1,569. | 0:34:58 | 0:35:03 | |
Ooh, they're not going to like me! | 0:35:03 | 0:35:06 | |
OUTSIDE LINE RINGS | 0:35:10 | 0:35:13 | |
"You have been forwarded to a voicemail system, | 0:35:17 | 0:35:20 | |
"however the person does not subscribe to this service. | 0:35:20 | 0:35:24 | |
"A valid attendant number has not been specified. | 0:35:24 | 0:35:27 | |
"Your session cannot be continued at this time. | 0:35:27 | 0:35:30 | |
"Please try again later. Goodbye." | 0:35:30 | 0:35:32 | |
'I hope that's not a taste of things to come.' | 0:35:32 | 0:35:35 | |
I didn't like that. | 0:35:35 | 0:35:37 | |
'That's the CEO's office, but it has no voicemail. | 0:35:37 | 0:35:41 | |
'They're not making it easy to get in touch. | 0:35:41 | 0:35:44 | |
'I try a few other numbers but, in the end, | 0:35:44 | 0:35:46 | |
'I'm going to have to phone their customer care team.' | 0:35:46 | 0:35:50 | |
Erm, is it possible to speak to Tony Neill, please? | 0:35:53 | 0:35:57 | |
It's Dominic Littlewood from the BBC. | 0:35:58 | 0:36:00 | |
'Hm. He sounds nervous.' ..The BBC. | 0:36:00 | 0:36:04 | |
'And my call seems to have panicked the guy I'm talking to.' | 0:36:04 | 0:36:08 | |
I said my name and he started stuttering. | 0:36:11 | 0:36:15 | |
'But after a few tries, I'm still not getting put through. | 0:36:16 | 0:36:20 | |
'I'm beginning to think they don't want to speak to me.' | 0:36:20 | 0:36:24 | |
The poor guy hasn't got a clue what he's doing on the phone. | 0:36:33 | 0:36:36 | |
It's the third call I've made. | 0:36:39 | 0:36:41 | |
The last guy had a problem with the phone system and he disconnected me. | 0:36:41 | 0:36:45 | |
I'm trying to speak to Tony Neill. Is there a direct number I can take for him, please? | 0:36:45 | 0:36:50 | |
"You have been forwarded to a voicemail system, | 0:36:52 | 0:36:55 | |
"however the person does not subscribe to this service. | 0:36:55 | 0:36:59 | |
"A valid attendant number has not been specified. | 0:36:59 | 0:37:02 | |
"Your session cannot be continued..." | 0:37:02 | 0:37:05 | |
Fifth attempt. | 0:37:06 | 0:37:07 | |
'Just as well I'm persistent. | 0:37:07 | 0:37:10 | |
'Eventually, I get a message with a number for the CEO. | 0:37:10 | 0:37:14 | |
'Finally, my tenacity has paid off.' | 0:37:14 | 0:37:17 | |
Tony, I'm calling about Angie Kelly. | 0:37:17 | 0:37:20 | |
I spoke to the pick-up guy. He's in no doubt at all | 0:37:20 | 0:37:23 | |
that when he picked the vehicle up, the sump plug had fallen out. | 0:37:23 | 0:37:26 | |
He said it was probably because the washer was missing off the bottom. | 0:37:26 | 0:37:29 | |
'I'm finally talking to CEO Tony Neill. | 0:37:29 | 0:37:32 | |
'We can't use his voice, but I'm hoping he and I are going to connect.' | 0:37:32 | 0:37:36 | |
What we want to do is get this tied up | 0:37:36 | 0:37:39 | |
in a way where we can put a smile back on her face. | 0:37:39 | 0:37:42 | |
I've got a suggestion for you. Tell me what you think. | 0:37:42 | 0:37:45 | |
I've gone to three different places and said, "How much would it cost for a rebuilt engine in this car?" | 0:37:45 | 0:37:51 | |
Most people say "Don't bother" which I can totally understand. | 0:37:51 | 0:37:55 | |
It equates to an average figure of £3,138 for an exchange engine. | 0:37:55 | 0:37:59 | |
You know it, I know it. We don't expect that. | 0:37:59 | 0:38:02 | |
Would you be happy to settle this by giving her 50 percent of that? | 0:38:02 | 0:38:06 | |
So £1,569 and that's the end of it. She can then go and buy herself a half-decent car. | 0:38:06 | 0:38:11 | |
'He's not wild on that suggestion | 0:38:11 | 0:38:14 | |
'and says they've made a gesture to Angie via their goodwill offer.' | 0:38:14 | 0:38:18 | |
If this ended up in small claims court | 0:38:18 | 0:38:20 | |
and she pushed for an exchange engine, which she could probably do, | 0:38:20 | 0:38:24 | |
there could be a £3,138 bill for an exchange engine, | 0:38:24 | 0:38:27 | |
which is pointless putting in a car of that age. | 0:38:27 | 0:38:30 | |
'He doesn't want to budge, and argues that National Tyres have done nothing to damage the car.' | 0:38:30 | 0:38:35 | |
I'm not pointing the finger of blame and saying you are. | 0:38:35 | 0:38:38 | |
I'm just saying, if it ended up in small claims court, | 0:38:38 | 0:38:41 | |
I've had a recorded interview with the pick-up driver | 0:38:41 | 0:38:45 | |
about the situation when he picked the car up, | 0:38:45 | 0:38:48 | |
I'm fairly certain that in a small claims court, and I've been three times, | 0:38:48 | 0:38:52 | |
that a judge would say, "OK." | 0:38:52 | 0:38:54 | |
'Eventually, after some to-ing and fro-ing, | 0:38:54 | 0:38:57 | |
'we come to an agreement.' | 0:38:57 | 0:39:00 | |
You will agree to that amount? Bye-bye, then. | 0:39:00 | 0:39:03 | |
Ding-dong! Rung the bell! | 0:39:04 | 0:39:08 | |
'Time to meet with Angie for a quick cuppa, I think. | 0:39:08 | 0:39:11 | |
There's a good lesson to be learnt here. | 0:39:11 | 0:39:13 | |
If a company make you an offer and you're not happy with it, | 0:39:13 | 0:39:17 | |
even if they class it as a gesture of goodwill, | 0:39:17 | 0:39:20 | |
you can fight your corner, as I did for Angie. | 0:39:20 | 0:39:22 | |
I'm happy with the figure I've got for her. | 0:39:22 | 0:39:25 | |
Let's find out if she is. | 0:39:25 | 0:39:27 | |
-Angie! -Hi, Dom. | 0:39:30 | 0:39:32 | |
-How are you doing? You've been without a car for over three months. -Over three months now. | 0:39:32 | 0:39:37 | |
-A complete pain in the proverbial, as you've well found out... -It certainly is. | 0:39:37 | 0:39:41 | |
What I did is, I contacted National Tyres | 0:39:41 | 0:39:44 | |
and, as I always have to do, | 0:39:44 | 0:39:46 | |
you have to work your way up until you speak to somebody who sits up and listens. | 0:39:46 | 0:39:50 | |
I know you did that and you were really good | 0:39:50 | 0:39:52 | |
because when you didn't get the answers you wanted, you didn't give up. | 0:39:52 | 0:39:56 | |
You told me you'd be happy with what? | 0:39:56 | 0:40:00 | |
£1,000, to get me a car on the road. | 0:40:00 | 0:40:02 | |
Right, let's tell you what happened. | 0:40:02 | 0:40:06 | |
To start that story, I've got to disappear for a sec. | 0:40:06 | 0:40:09 | |
I'll be back in a minute. | 0:40:09 | 0:40:11 | |
'Now, stay in your seats. It'll be worth it.' | 0:40:11 | 0:40:14 | |
-Do you like flowers? -I do. | 0:40:14 | 0:40:16 | |
-Good. They're not from me, they're from National Tyres. -No! | 0:40:16 | 0:40:20 | |
Yes. Flowers is a start. It's a nice way of them saying, | 0:40:20 | 0:40:25 | |
"Sorry about the inconvenience and you weren't happy with the response". | 0:40:25 | 0:40:29 | |
You're already starting to smile very slightly. | 0:40:29 | 0:40:32 | |
I can't believe they'd buy me flowers! | 0:40:32 | 0:40:34 | |
So there's a little envelope there, | 0:40:34 | 0:40:38 | |
addressed to you, with a cheque in it. | 0:40:38 | 0:40:42 | |
-SHE GASPS -Wow! | 0:40:49 | 0:40:51 | |
-Fantastic! -Read it out. | 0:40:51 | 0:40:54 | |
£1,569. | 0:40:54 | 0:40:57 | |
Oh, my God! | 0:40:57 | 0:41:00 | |
-That's put a smile back on your face! -Oh, my God, yes! | 0:41:00 | 0:41:05 | |
Not far off triple what you were originally offered. | 0:41:05 | 0:41:09 | |
I don't know what to say! I don't know what to say. | 0:41:09 | 0:41:12 | |
My God... | 0:41:12 | 0:41:14 | |
-Job done. -I just want to give you a big. -Big hugs are allowed. Feel free! | 0:41:14 | 0:41:18 | |
-Thank you. -Good Lord! -Thank you. -It's my pleasure. | 0:41:18 | 0:41:22 | |
I'm so pleased! I really am so pleased at that. | 0:41:22 | 0:41:25 | |
Good. What are you going to do now, go shopping? | 0:41:25 | 0:41:28 | |
I'm going to go and buy a car. | 0:41:28 | 0:41:30 | |
-And then I'm going to visit my dad's grave. -Yes. | 0:41:30 | 0:41:35 | |
-Puts you back on the road. -And I'll go and see my daughter in Sheffield. | 0:41:35 | 0:41:39 | |
-Good for you. -Fantastic! | 0:41:39 | 0:41:43 | |
I wasn't expecting this, no. Not at all. | 0:41:43 | 0:41:48 | |
It's... I just don't know what to say. | 0:41:48 | 0:41:52 | |
Thanks, Dom, for everything that you've done. | 0:41:52 | 0:41:54 | |
I am really, really pleased. | 0:41:54 | 0:41:57 | |
National Tyres and Autocare have been in touch | 0:41:57 | 0:42:01 | |
and say they place great emphasis on customer service. | 0:42:01 | 0:42:04 | |
They also say... | 0:42:04 | 0:42:06 | |
They say they are sympathetic to Angie's situation | 0:42:23 | 0:42:26 | |
and disappointed that, rightly or wrongly, | 0:42:26 | 0:42:28 | |
she's not satisfied with her experience and that... | 0:42:28 | 0:42:32 | |
Angie is clearly chuffed to bits and she deserves to be, as well. | 0:42:41 | 0:42:44 | |
She's been stuck without a car and she's had a lot on her plate. | 0:42:44 | 0:42:48 | |
I'm glad that I've put a smile back on her face. | 0:42:48 | 0:42:50 | |
The only trouble is, I've now got to get back to the office! | 0:42:50 | 0:42:54 | |
12 minutes? I'm a celebrity! | 0:42:54 | 0:42:58 | |
And it's raining. | 0:43:00 | 0:43:02 | |
Subtitles by Red Bee Media Ltd | 0:43:04 | 0:43:07 |