Episode 7 The Sheriffs Are Coming


Episode 7

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Transcript


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What do you do if you're ripped off...

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I outlined all the faults in the vehicle. He rejected all those.

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..a court of law backs you, but you still don't get your money?

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Little did I know how long it would take to try and recover the money from him.

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Sorry.

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It's time to call the sheriffs.

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We have every right to enter the premises by force, if necessary.

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We will be entering that building.

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Sheriffs are High Court enforcement officers

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who recover what a court judgement says is owed.

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The writ orders us to come here and seize goods

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to the value of this debt.

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They're the experts in getting cash that's rightfully yours.

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£1,323.

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But fighting for the underdog isn't a job for the fainthearted.

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I'll back that truck through your windscreen!

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-Debtors aren't pleased to see them...

-They're harassing me.

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..because they hate paying up.

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-Are you happy for me to leave you some paperwork?

-No, I'm not. Go away.

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In today's programme...

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It's the most important day of your life,

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but what do you do when your wedding photographer

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turns wedding bells into wedding hell?

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We can't get those memories. You won't be able to video that again.

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The sheriffs invite him to speak now or forever hold his peace.

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We're in. Thank you very much.

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We're now going to do a diligent search of the property, because we've gained peaceful entry.

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Cleaner Michael Martin

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won an employment tribunal after being unfairly dismissed,

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but still hasn't been given any of the money he was awarded.

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I was getting no closer. Christmas was coming. I had to cancel Christmas for my kids.

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When it comes to getting his money, can the sheriffs clean up?

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If we don't seize goods here today, we are in contempt of court.

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With her husband away fighting in Afghanistan,

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Louise Oakley-Green had to find and buy a new family car on her own.

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But she was sold a faulty Ford

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and the company she bought it from wouldn't refund her.

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It has been one of the most stressful periods in my entire life.

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This experience, I would not wish on my worst enemy.

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The High Court Enforcement Office

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has despatched sheriffs Kev McNally and Lawrence Grix to Birmingham.

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A court of law decided that the bosses at a cleaning company

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unfairly dismissed one of their staff.

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The company still hasn't paid their former employee

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the thousands of pounds he is owed.

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We've got the judgement against them

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and the total debt we're after is just under £13,000.

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The sheriffs are their client's last hope of getting his money.

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The man they're on their way to help is father-of-four Michael Martin.

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He got a job as a cleaner at a company called Globe Cleaning and Maintenance Ltd.

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He was soon promoted to contract manager. It was a job he loved.

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They say you don't live to work, but I did for that company. I travelled the country for them.

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I even pushed my kids and my wife to one side

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because I thought more of the company than I did of them,

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and it was wrong.

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He worked all hours of the day and night to raise money for his family.

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I was working 17, 18 hours a day, seven days a week, without fail.

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I was always working. I never turned nothing down.

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But despite his hard work, after three-and-a-half years at the company,

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he was fired without, in his opinion, being given adequate reasons why.

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They wanted to get rid of me. They pushed me out the door.

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They said, "That's the way. I ain't having none of you no more.

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"Over the last year..." I said, "Hang on. Over a year? You've never had me in the office

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"and all of a sudden, you're telling me I'm out the door?"

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With four children and a wife relying on his income,

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losing his job was devastating for Michael.

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I was really, really gutted.

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It really hurt me to think all what I put in, just took away from me. It was like they just stood on me.

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You've debt coming from everywhere and you're trying to juggle this little bit of money

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and it ain't happening. I was just...

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I don't know where to turn, what to do.

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I'm robbing Peter to pay Paul and then the debt letters come in.

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It just builds up and up and up and it's just horrible.

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Despite getting a new job as a window cleaner, Michael wasn't going to take his dismissal lying down.

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He decided to take Globe Cleaning and Maintenance to an employment tribunal.

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I just didn't think what they done to me was fair

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and I wouldn't let them get away with it.

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It was a real challenge, as Michael has severe difficulties reading and writing.

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Unable to afford a solicitor, he chose to represent himself.

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I went in the courtroom, stood on my own two feet

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and I wouldn't let them win, no matter what happened.

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After what they'd done to me, I just...

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Everything he chucked at me, I kept fighting back.

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During all this, Michael then had to cope with the death of his wife's mother.

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With no money, they were unable to afford a funeral

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and had to borrow from relatives to give her an appropriate send-off,

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plunging them further into debt.

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And that's how it is.

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Globe Cleaning and Maintenance attended the tribunal and contested Michael's case.

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But despite having to represent himself, Michael still won his claim for unfair dismissal.

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He was awarded £10,969 in compensation.

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When he awarded it and he said the figure and that,

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I just walked out the courtroom

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and I just punched my hands in the air, "Yes, I've done it."

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But despite his tribunal ruling,

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Globe Cleaning and Maintenance wouldn't pay up.

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It was just dragging on and dragging on.

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I was getting no closer.

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Christmas was coming. I had to cancel Christmas for my kids.

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And after Christmas, I just decided myself,

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"I need to go to a solicitor and get help from them."

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The solicitor called in the help of the sheriffs.

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They are Michael's last resort if he's to get any of the money he's owed.

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And it's Lawrence and Kev who have been tasked with enforcing Michael's writ,

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which, with costs and interest, now comes to nearly £13,000.

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The sheriffs have reached their destination.

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There it is. Go in these gates here.

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That's the building. It's still got it on the front, with the bricked-up entrance.

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But a bricked-up company office is not what the sheriffs are looking for.

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Is Globe Cleaning and Maintenance still trading?

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Either way, Lawrence is already eyeing up potential seizure targets.

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They've got loads of vehicles outside.

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There's definitely business activity in the yard behind.

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Are you all right there, mate? Have you got Globe Cleaning?

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-They're not here any more.

-They're not here.

-Nah.

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That was their office, wasn't it?

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Although the sign says Globe, the business moved out some time ago.

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But the sheriffs don't give up easily.

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Lawrence and Kev are determined to track the debtors down.

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-You don't know where they've gone?

-I don't know the new address. All I know is Fordhouse Lane.

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Lawrence!

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Thanks for your help. Cheers, man.

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So it's back in the van for Lawrence and Kev.

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The premises are completely empty. The sign's up, but that's about it.

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But we've have managed to obtain

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a partial address for their new premises, five miles away,

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which is in Fordhouse Lane, also in Birmingham.

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So we've managed to find Fordhouse Lane on the sat-nav, although we don't know a number.

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So we're going to have a look. It's only five miles down the road.

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We might as well go there anyway

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because we are allowed to go to any address in England and Wales

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where we believe the defendant might have assets.

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Sheriffs have been enforcing writs since Saxon times.

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These days, a High Court writ costs £60.

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If the sheriffs are successful in getting the cash owed,

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there's nothing more for their client to pay.

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If not, with most writs, there's just a £60 admin fee.

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With employment tribunals, there's no fee at all.

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Lawrence and Kev have arrived.

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It looks like they've tracked Globe down.

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The company's vans are in the car park.

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This is Barn Close. That's what we thought was residential.

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Well, I'll be jiggered.

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That's it. Block that in. That's all marked up.

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The sheriffs need to work fast.

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They block the company van in, in case they need to seize it to clear the debt to Michael.

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Try and get out quick. They've clocked us.

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They might've shut that door on us.

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Hello there. Looking for Globe Cleaning and Maintenance.

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-Globe Services.

-Not Globe Cleaning and Maintenance?

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-Because this is the registered address.

-Globe Services.

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An employee at the address says that the Globe cleaning company he works for

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is completely different to the Globe cleaning company that the sheriffs are after.

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But Lawrence isn't buying it.

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I'm here to execute a High Court writ against Globe Cleaning and Maintenance Company Ltd.

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This is the registered office.

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We're here to seize company assets from Globe Cleaning and Maintenance

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to the tune of just under £13,000.

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It doesn't matter who's here,

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because the writ is against the company, not the director.

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We're here to seize goods to that value today.

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The employee suggests they talk inside.

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The company front door is as far as our cameras are allowed.

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Lawrence's conversation with the Globe employee continues behind closed doors.

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15 minutes later and the conversation doesn't seem to be going anywhere.

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The employee continues to insist it's a different company,

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but Lawrence has his doubts.

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We had sufficient reason to believe that Globe Cleaning and Maintenance

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does have assets at this address.

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There's all the accreditations on the wall

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and things for Globe Cleaning and Maintenance Company Ltd.

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Finally, Lawrence's firm-but-fair approach seems to be working.

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One of the company directors is put on the phone to him.

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Your colleague's reading the writ where it orders us,

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if we don't seize goods today, we are in contempt of court

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because we have a High Court writ ordering us to come here and seize goods.

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We're not breaking the law, sir. You've got your opinion and I know exactly where I stand.

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I've got a writ that tells your colleagues where I stand on this.

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While Lawrence continues his battle on Michael's behalf,

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Kev decides to raise the stakes.

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He notes the details of the vehicles outside the office.

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If no payment's forthcoming today, the sheriffs will seize them for auction to pay off the debt.

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Any car or van owned by the company is fair game.

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Kev listing the vehicles in the car park

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and Lawrence's forensic analysis of the paperwork in the office

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seem to have done the trick.

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The employer's liability insurance and all the certificates on the wall

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were all in the name of Globe Cleaning and Maintenance Ltd,

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so I seized everything on the premises.

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The directors weren't there. One was skiing somewhere

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and the other was down in London for the day.

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We seized everything and the director authorised a payment to be made.

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He gave somebody his PIN number for his online account

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and they transferred the full balance of £12,982.49 into our account.

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So it was a Paid In Full.

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It's a great result for Lawrence and Kev.

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Their persistence paid off.

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And it's wonderful news for Michael and his family.

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Thanks to the sheriffs, they will be receiving a hefty cheque soon.

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Any member of the public

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chasing court-awarded debts of over £600

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can escalate their writ to the High Court.

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But that's the easy bit.

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Mike Aynsley is a director of one of Britain's largest

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High Court enforcement agencies.

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The easiest thing in this whole system is to get a judgement.

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Getting your money is the hardest.

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A judge will say, "OK, you owe the money,"

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and most claimants think, "I've got the money," but all they've got is a judgement.

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Which is where the sheriffs come in.

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They are tasked with making sure money awarded by courts

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goes to the people that deserve it.

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I have a High Court writ, OK, which orders me to come here

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and seize goods to the value of this debt.

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Sheriffs have more powers than bailiffs

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to enter properties and seize goods to auction to pay off the debts.

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Wherever there's a defendant, there's a claimant.

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The claimant, more often, needs the money

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and they have just as much right to that money.

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Much of the hard work takes place back in the office

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where writs are received, investigated and then distributed to the sheriffs.

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If it's a commercial property, we can force entry to levy, if necessary.

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There are over ten companies licensed to carry out enforcement work in England and Wales.

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They execute over 70,000 writs a year,

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retrieving millions of pounds for members of the public.

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What we're after are the Won't Pays.

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These are the people that most people get upset with.

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And this High Court enforcement office

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has just been called by someone who has good reason to be upset.

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When you think back to your wedding, it's hopefully with nothing but happy memories.

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For Randeep Desai, however, that's not the case.

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She was left heartbroken and out of pocket

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after coming into contact with a woeful wedding photographer.

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Following a whirlwind engagement,

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she and husband-to-be Amardeep were planning a traditional two-day Sikh extravaganza.

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Hopes and expectations were very high.

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It was something that we'd planned for over a year. It's very special.

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It's a day that you won't get again.

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And when it came to picking a wedding photographer,

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Randeep wanted someone who'd fit the bill.

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It's important that they understand the Sikh ceremony,

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so somebody that's done a Sikh ceremony before is ideal.

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I had a look around, friends recommended a few people.

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There were some renowned ones, but they were really pricey.

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My sister's friend recommended Kash.

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Kash Mohammed ran a wedding photography business in East London.

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I went over to have a look at his work. It was really good.

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I decided to go with Kash on that basis.

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And in this case, Kash cost cash. And lots of it.

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Randeep was due to pay him £3,300 in total,

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for which he'd give her a DVD of the wedding

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and two copies of a 60-page storybook wedding album

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shot by a professional photographer, hired for the occasion.

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The price also included a pre-wedding shoot with a professional photographer

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in a location of the couple's choice.

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Randeep wanted hers amongst the world-famous landmarks of Central London.

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The day before we were scheduled to have our pre-wedding shoot, Kash got in contact

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and he said that my photographer wasn't going to be able to make it

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so he was going to do the photography himself.

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I wanted to confirm whether it was still in Central London.

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I wanted to have the iconic wheel and the Tower Bridge

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and things that really kind of centre on London and what it is.

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Instead, he asked us to come to Brixton!

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I was like, "OK. It's not really what we planned out."

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But he was quite insistent, so I kind of agreed reluctantly.

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The shoot itself was supposed to last half a day,

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but Kash rushed it through in 45 minutes.

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Despite this, Randeep felt it was too late to change wedding photographer.

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The special day came

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and the wedding itself was everything Randeep had hoped for.

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The wedding was really good. It went way too fast.

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Almost a blur. But it was really nice.

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It started at four in the morning

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and didn't finish until 10, 11 at night.

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-But we had fun.

-It was great.

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The wedding finished,

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Randeep was shown the photos shot by the professional photographer

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and picked the 150 she wanted.

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She then waited patiently for her wedding albums and DVD.

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Very patiently.

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A full year and a half after the ceremony,

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she finally received a disc of the wedding album.

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When I opened up the post and got what I did,

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it was very disappointing.

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They didn't include any photos

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by the professional photographer that Kash had hired for the day

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because he hadn't paid him.

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The only pictures were the ones taken by Kash himself.

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The album didn't include the pictures I had chosen.

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There were 40 pages instead of 60

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and it was haphazard, just put together.

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There was no thought into it whatsoever.

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It was just a horrible album to look at.

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And the DVD was a video nasty.

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It had a lot of jolty moments,

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there was a lot of repeat editing.

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There was a lot of moments, like when I came into the temple,

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he had me coming in twice, so he's obviously not edited it.

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I'm not sure whether you're familiar with Sikh ceremonies,

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but you have to go around the Holy Book four times.

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He had me going around about seven or eight.

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It was just a farce.

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A lot of takes of people's backs,

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a lot of hand-shaking...

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It's just not nice to watch.

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You put so much faith in somebody.

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There was a lot of family that couldn't come

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so they've been asking my mum for the video.

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I couldn't give it to them at the standard that he gave me.

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It was too poor.

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On his website, he talks about it being a privilege

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to share such an important day with somebody,

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but then carelessly discarded all of that,

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had no thought to it, just trampled on your memories.

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You can't get those memories.

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You won't be able to video that again.

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Appalled by what she'd received,

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Randeep demanded the professional photos

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in the display album she'd been promised. Nothing came.

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She demanded her money back, but received none of that either.

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At her wits' end, Randeep took Kash to the Small Claims Court.

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He admitted liability and agreed to pay her back the money,

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but Randeep hasn't received a penny.

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With nothing left to lose, she's had to turn to the sheriffs.

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I don't want this to happen to anybody else.

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It's a horrible experience. Really, really horrible.

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It's a rainy morning in East London

0:20:470:20:49

and Sheriffs Marc and Lawrence have promised to get Randeep her money back.

0:20:490:20:54

They're on their way to a certain wedding photographer's registered business address,

0:20:540:20:58

which they suspect is also his home.

0:20:580:21:00

We're off to see Kashif Mohammed in East London, in E6.

0:21:000:21:06

Erm...

0:21:060:21:08

He owes £3,314.

0:21:080:21:11

The sheriffs arrive

0:21:130:21:16

and head straight for the front door.

0:21:160:21:18

Morning. I'm after Kashif Mohammed.

0:21:230:21:26

The man says Kash Mohammed no longer lives there.

0:21:260:21:30

He's not sure when he moved out, but it's the third time someone's come looking for him.

0:21:300:21:35

He's adamant that he is not Kash Mohammed.

0:21:350:21:38

But to eliminate him from the writ, Marc asks him to show them some photo ID.

0:21:380:21:42

I'm just going to go and have a look round the side.

0:21:420:21:45

While they wait for him to find some ID,

0:21:450:21:47

Lawrence wants to check on something.

0:21:470:21:50

He's heard that Kash Mohammed has a photographic studio somewhere on site,

0:21:500:21:55

full of potentially seizable equipment,

0:21:550:21:57

which would more than cover his debt.

0:21:570:22:00

There's definitely something in the extension at the back

0:22:020:22:05

but Lawrence can't see exactly what.

0:22:050:22:07

To seize any of it, he's got to get access to it.

0:22:070:22:11

But as it's a residential property,

0:22:110:22:13

he can't force entry.

0:22:130:22:15

He can, however, enter peacefully if a door or window is left open.

0:22:150:22:20

There's lights on in the extension.

0:22:200:22:23

-Is there?

-I wonder if it's not separate...

0:22:230:22:27

It could be, couldn't it?

0:22:270:22:29

While the man's still searching for his ID,

0:22:290:22:31

Marc and Lawrence are forced to wait outside.

0:22:310:22:34

I'm glad I put my thermal vest on!

0:22:340:22:37

The man returns with his driving licence, proving he's not Kash Mohammed.

0:22:380:22:42

I've not seen one of these before,

0:22:420:22:44

these chip-and-PIN driving licences.

0:22:440:22:47

They're still having trouble establishing Kash's connection to the house,

0:22:470:22:51

whether he owns it, or anything else inside

0:22:510:22:54

that the sheriffs could seize to pay back Randeep.

0:22:540:22:57

They ask for the owner and the man agrees to fetch her.

0:22:570:23:00

He says she's called Mrs Mohammed, but is no relation to Kash.

0:23:000:23:05

Hiya. When did you buy the property?

0:23:070:23:10

Did you buy it off Mr Mohammed or...?

0:23:100:23:13

Mrs Mohammed says Kash is her husband

0:23:140:23:17

but that they are separated and that he moved out six or seven years ago.

0:23:170:23:22

So Mrs Mohammed is related to Kash.

0:23:220:23:25

Someone's been misleading the sheriffs.

0:23:250:23:28

And Lawrence is suspicious about some of the other things he's been told.

0:23:280:23:32

We've got a judgement against him from a claim which is within the time that he's left,

0:23:330:23:37

with him operating a photographic studio from these premises.

0:23:370:23:41

Are you happy for us to come in and check that there is no photographic studio at the back of the property?

0:23:410:23:47

I'm not trying to be pushy about it.

0:23:470:23:50

Mrs Mohammed is not happy about them entering her property.

0:23:520:23:56

But while she goes off to contact her solicitor,

0:23:560:23:59

she leaves the front door unattended.

0:23:590:24:01

It's all the opportunity Lawrence needs to enter the house

0:24:010:24:04

to see whether there's a studio there.

0:24:040:24:08

We're in.

0:24:090:24:10

Thank you very much.

0:24:100:24:13

We're going to do a diligent search of the property, because we gained peaceful entry.

0:24:130:24:17

High Court enforcement officers

0:24:170:24:19

are entitled to enter a residential property named in a writ,

0:24:190:24:23

as long as they don't force their way in.

0:24:230:24:25

In this case, it's Lawrence's last resort

0:24:250:24:29

if he's to get Randeep back some money.

0:24:290:24:32

Unhappy about having Marc and Lawrence in the house,

0:24:320:24:35

the family calls the police.

0:24:350:24:37

As expected, they confirm that Marc and Lawrence are within their right in entering.

0:24:370:24:43

After a lengthy search, the sheriffs emerge

0:24:460:24:50

and they've got good news.

0:24:500:24:52

They were reluctant to let us in the garden,

0:24:520:24:54

so I started searching drawers and cupboards for keys, which they weren't happy about.

0:24:540:24:59

And from the other side of the room, I saw about three or four millimetres of key

0:24:590:25:03

sticking off the top of a high shelf.

0:25:030:25:06

Reached up and there was the bunch of keys.

0:25:060:25:09

Out into the back door, into the conservatory affair,

0:25:090:25:12

opened that and there was a 20-foot by 15-foot photographic studio,

0:25:120:25:18

with Apple computers in it, erm,

0:25:180:25:21

a tower unit for burning CDs and DVDs.

0:25:210:25:25

So we've seized everything and got a walk-in possession on it.

0:25:250:25:28

Also, there was ID for the defendant in there,

0:25:280:25:32

obviously where he's been doing photographic work, so we took a photo of that.

0:25:320:25:37

So it ties him to the property.

0:25:370:25:40

The threat of Lawrence's paper seizure of her husband's assets

0:25:400:25:44

persuaded Mrs Mohammed to pay in full.

0:25:440:25:47

It's nice to get a Paid In Full under your belt first thing in the day.

0:25:470:25:51

It was a residential job, which are harder to get into, anyway,

0:25:510:25:54

but we did manage to gain peaceful entry,

0:25:540:25:57

seized sufficient goods to cover the debt and got a payment.

0:25:570:26:00

That's about as good as it gets, really, for a residential.

0:26:000:26:03

The £3,314

0:26:050:26:08

will go some way to consoling Randeep for her tarnished wedding memories,

0:26:080:26:12

thanks in no small part to the sheriffs.

0:26:120:26:16

Mrs Mohammed maintains that she does not know where her former husband is

0:26:190:26:24

and she only paid the debt to prevent the sheriffs from taking further action.

0:26:240:26:29

Sheriffs Kev and Lawrence are driving to a car dealer in Warwickshire.

0:26:330:26:38

A member of the public took the dealer to court over a faulty car.

0:26:380:26:42

The dealer didn't attend and the member of the public was awarded judgement.

0:26:420:26:47

We've got a writ to enforce against a car dealer, Universal Motor Co.

0:26:470:26:52

I would expect that they'll have plenty of stock,

0:26:520:26:55

so I would hope that we would get a result on this one.

0:26:550:26:58

We're aiming to get there for 9am, when they're likely to be open.

0:26:580:27:02

The sheriffs arrive and head in.

0:27:060:27:08

Morning, gents.

0:27:100:27:13

Are either of you the owner at all? No? I'll show you some ID.

0:27:130:27:18

My name's Mr Grix. I'm an enforcement officer.

0:27:200:27:22

I'm here to execute a High Court writ.

0:27:220:27:24

Are you able to get the guv'nor on the phone at all?

0:27:240:27:28

While they wait to hear from the owner,

0:27:280:27:30

Lawrence starts writing down details of the cars in the showroom.

0:27:300:27:34

If there's no payment today, he will be looking to seize cars

0:27:340:27:37

with a view to auctioning them to pay off the debt.

0:27:370:27:41

With two sheriffs on his premises,

0:27:410:27:44

unsurprisingly, the owner is soon taking an interest.

0:27:440:27:47

I fully understand what you're saying,

0:27:470:27:50

but it has been transferred to the High Court.

0:27:500:27:53

We are here today to seize goods.

0:27:530:27:56

You would need to prove that, sir.

0:27:570:27:59

The owner argues that the cars don't belong to the company, so can't be seized.

0:27:590:28:04

He says he's selling them on behalf of other owners.

0:28:040:28:07

He suggests Lawrence rings up the owners direct.

0:28:070:28:11

A phone number and me speaking to somebody on the phone doesn't do anything.

0:28:110:28:15

I would need to see purchase paperwork for the vehicles.

0:28:150:28:19

You need to get in touch with the person who has and they need to bring the paperwork here.

0:28:190:28:24

The owner says he's on his way down.

0:28:240:28:26

Bye-bye.

0:28:260:28:28

Lawrence goes on the hunt for paperwork

0:28:290:28:32

that might show who the cars do belong to.

0:28:320:28:35

His High Court writ entitles him to look for evidence relating to the company named in it.

0:28:350:28:40

He's, erm, apparently getting the, erm,

0:28:420:28:45

the person who buys the vehicles in their name to come down with the purchase paperwork.

0:28:450:28:50

This is the sale paperwork.

0:28:520:28:55

But not everyone is as clued up on sheriffs' rights as Lawrence.

0:28:550:28:59

-Are you allowed to go through all of that?

-Yes, we are indeed.

0:28:590:29:03

-All my personal stuff?

-Your personal desk.

0:29:030:29:06

-You work here?

-Yes.

0:29:060:29:08

-What's your role?

-Car sales.

0:29:080:29:11

-So, this is your personal piece of paper?

-Yes.

0:29:110:29:15

-Nothing to do with Universal Motor Co?

-It's my personal work.

0:29:150:29:19

But it's not your personal work if you work for the company.

0:29:190:29:23

It... No.

0:29:230:29:25

-We do...

-Have you come here to seize vehicles?

0:29:250:29:27

-Yes. We do a diligent search...

-Yes.

0:29:270:29:31

You can see that piece of paper. That's fine.

0:29:310:29:34

No, we do a diligent search of the paperwork

0:29:340:29:37

to get evidence either way

0:29:370:29:39

of what company's trading here, what trading names are.

0:29:390:29:43

So we're looking for any paperwork

0:29:430:29:46

with regards to when the cars are bought in and when they're sold back out.

0:29:460:29:51

Lawrence returns to his search.

0:29:570:30:00

Soon after, the man he spoke to on the phone arrives.

0:30:000:30:03

-Are you the owner? Are you the guy I spoke to?

-I am.

-Right.

0:30:040:30:07

At this point, our cameras are asked to leave the garage.

0:30:070:30:11

Lawrence continues his discussions with the owner behind closed doors.

0:30:110:30:15

Kev conspicuously sizes up the vehicles outside

0:30:170:30:22

and it's led to a breakthrough.

0:30:220:30:24

Lawrence has got some of the cash owed.

0:30:240:30:26

We made the best of what could've been a bad job.

0:30:260:30:30

We collected £2,000 in cash on that job,

0:30:300:30:33

which is over two-thirds of the outstanding debt.

0:30:330:30:36

What the gentleman was saying was,

0:30:360:30:39

all the vehicles were on sale or returned from other dealers,

0:30:390:30:44

other people he knows, and they were getting the paperwork together

0:30:440:30:48

to come round with that to prove that he didn't own any of the vehicles there.

0:30:480:30:53

That was going to take some time,

0:30:530:30:55

probably two or three hours before they could get there with the paperwork.

0:30:550:30:59

All that would've done is clock up two or three hours' worth of waiting time added on to the bill.

0:30:590:31:04

If they turned up with the paperwork, we wouldn't have had anything to seize anyway,

0:31:040:31:09

so it just seems prudent to take the £2,000 in cash.

0:31:090:31:13

He signed a walk-in possession agreement.

0:31:130:31:16

He's going to get the paperwork over to the office to prove none of the stock is his

0:31:160:31:20

and then pay the balance by the end of next week.

0:31:200:31:23

£2,000 out of £2,800 owed, with more promised,

0:31:240:31:28

is a solid result for the sheriffs on a tricky mission.

0:31:280:31:32

With nothing more to do, they pack up and head off.

0:31:320:31:37

Another person that's had to turn to the sheriffs for help

0:31:430:31:47

is Louise Oakley-Green.

0:31:470:31:49

There's nothing on that side.

0:31:490:31:52

Living in a small Wiltshire village, and with three young children,

0:31:520:31:55

a car is essential for her to get around.

0:31:550:31:58

So when her car irretrievably broke down,

0:31:580:32:01

she needed to get a replacement in a hurry.

0:32:010:32:04

We decided to treat ourselves to a new car because we couldn't live without one.

0:32:040:32:09

We started looking around for a big family car.

0:32:090:32:13

I started looking on the internet to see where locally had those in stock,

0:32:130:32:20

second-hand to buy.

0:32:200:32:22

Louise's husband Stuart is a British Army soldier

0:32:220:32:26

serving in Afghanistan,

0:32:260:32:27

so she had enough to worry about.

0:32:270:32:30

With Stuart away, Louise had to sort the car purchase all on her own.

0:32:300:32:35

Online, she found a Ford Galaxy for sale at a local garage,

0:32:350:32:39

Edwards Car Company Ltd.

0:32:390:32:42

The car that I found at Edwards did tick all of the boxes.

0:32:420:32:46

It drove beautifully, took it for a test drive.

0:32:460:32:50

The guys at the garage seemed honest and nice.

0:32:500:32:55

Loving the car, Louise agreed a price of £5,300

0:32:560:33:01

and, with her husband's approval by email from Afghanistan,

0:33:010:33:05

paid up for it.

0:33:050:33:07

But it wasn't long before things started to go wrong.

0:33:070:33:11

I drove the car back to my mum's house

0:33:110:33:14

to go and show it off

0:33:140:33:16

and immediately, I went to lock the car with the key fob

0:33:160:33:20

and the remote central locking wasn't working,

0:33:200:33:23

which I thought was really strange because it wasn't something they'd pointed out to me.

0:33:230:33:29

As far as I was aware, everything was working on the car.

0:33:290:33:33

And the problems didn't stop there.

0:33:330:33:35

Within days of realising the central locking wasn't working,

0:33:350:33:39

the internal door lock failed, as well.

0:33:390:33:42

Louise complained and the garage agreed to try and fix them,

0:33:420:33:45

but without success.

0:33:450:33:47

The car went into the garage a couple of times

0:33:470:33:50

for a day at a time.

0:33:500:33:52

Each time the car went in,

0:33:520:33:54

I received it back still not working

0:33:540:33:58

and they basically said to me

0:33:580:34:00

that they would have to have it in again.

0:34:000:34:04

And worse was to come. Two weeks after buying the car,

0:34:040:34:07

and with the locking issue still unresolved, there was a problem with the gearbox.

0:34:070:34:12

Reverse gear couldn't be used, making the car unfit for the road.

0:34:120:34:17

Louise phoned Edwards Car Company, who told her to bring it back for fixing.

0:34:170:34:22

With reverse gear not working, I really started becoming concerned for the safety of me and the kids

0:34:220:34:27

when we were driving around.

0:34:270:34:29

I spoke to Edwards Car Company a number of times,

0:34:300:34:34

a number of times I didn't receive phone calls back from them.

0:34:340:34:38

They said that they promised to do the work.

0:34:380:34:40

Over two months after buying the car,

0:34:400:34:43

Louise agreed to let Edwards try and fix it for the third time

0:34:430:34:47

on the basis that they do it within two weeks

0:34:470:34:49

and she be given a courtesy car as a replacement.

0:34:490:34:53

But after the fortnight was up, Edwards still hadn't fixed the Galaxy.

0:34:530:34:57

At this point, I was feeling really angry. I'd just had enough.

0:34:570:35:01

I didn't want the car any more, I didn't trust Edwards Car Company,

0:35:010:35:04

I didn't trust the work that was being done.

0:35:040:35:08

They sent me a loan car after two weeks

0:35:080:35:11

and I didn't even trust the loan car.

0:35:110:35:14

I didn't want anything to do with them any more.

0:35:140:35:16

I had had enough.

0:35:160:35:19

Louise wrote to Edwards explaining she no longer wanted the car

0:35:190:35:23

and demanding full refund.

0:35:230:35:26

Edwards' response was to attempt to redeliver the car

0:35:260:35:29

with a refitted gearbox.

0:35:290:35:32

But Louise had had enough.

0:35:320:35:34

She refused to take delivery of the car and shut the door.

0:35:340:35:37

Five minutes later, he posted the keys through the letterbox

0:35:370:35:41

and basically forced delivery of the Galaxy onto me.

0:35:410:35:45

I didn't believe that they had done that.

0:35:450:35:48

I didn't know where I stood, I didn't know what to do

0:35:480:35:51

and I then had the car back that I didn't want.

0:35:510:35:55

Louise decided she had no choice but to take legal action.

0:35:550:36:00

Six months after she bought the Galaxy,

0:36:000:36:02

she went to the County Court.

0:36:020:36:05

Edwards didn't attend and the court awarded in Louise's favour,

0:36:050:36:09

but it's not been the end of her ordeal.

0:36:090:36:12

As a family, it's been a huge burden.

0:36:120:36:16

It has been one of the most stressful periods in my entire life.

0:36:160:36:21

There's lots of things I've done, like buying a house,

0:36:210:36:24

moving, having children,

0:36:240:36:27

this experience, I would not wish on my worst enemy.

0:36:270:36:31

A month after her court award, Louise is still stuck with the car she doesn't want

0:36:310:36:36

and hasn't received a penny from Edwards.

0:36:360:36:39

With nowhere else to turn, she's come to the sheriffs for help.

0:36:390:36:43

If I did get the money back,

0:36:430:36:45

it'll mean that we can actually...

0:36:450:36:49

..go out and buy the family car that we were dreaming of.

0:36:490:36:53

And tasked with making that dream come true

0:36:540:36:57

are sheriffs Marc Newton and Kev McNally.

0:36:570:37:01

We're off to a village in Wiltshire

0:37:010:37:03

for a company called Edwards Car Company.

0:37:030:37:06

They owe just over £6,300.

0:37:060:37:10

I had a quick look on the internet and they seem to still be trading,

0:37:100:37:14

so, hopefully, we'll catch someone in there today and get this dealt with.

0:37:140:37:19

Perhaps unsurprisingly, given their line of work,

0:37:190:37:22

Marc and Kev are no strangers to the second-hand car market.

0:37:220:37:25

Sometimes they don't take too kindly to us.

0:37:250:37:28

It's just one of those things, unfortunately.

0:37:280:37:32

We'll be there and they're not going to get rid of us that easy, so we'll see how they are.

0:37:320:37:37

They may be fine. It may be an oversight on their behalf

0:37:370:37:40

and they might just pay us and we might go.

0:37:400:37:43

But I'm not counting on that, to be honest.

0:37:430:37:46

It's not long before they find Edwards Car Company's car yard.

0:37:500:37:55

They head in, writ in hand.

0:37:550:37:58

Is it here? Looks like it's here.

0:37:590:38:02

A High Court writ has been issued for Edwards Car Company Limited.

0:38:030:38:08

The first person they meet doesn't seem too keen on talking to them.

0:38:080:38:12

But soon after, another member of staff arrives to see what he can do.

0:38:130:38:18

-Has payment got to be made or...?

-Payment's got to be made, yes.

0:38:180:38:21

-How much is it?

-£6,332.

-£6,300.

0:38:210:38:26

At this point, our camera operator is asked to leave.

0:38:260:38:30

Marc and Kev's presence seems to have an effect.

0:38:310:38:34

The man agrees to try and arrange a payment.

0:38:350:38:38

It has to be paid while we're here. Are you on the Faster Transfer system?

0:38:380:38:43

The account number is at the bottom there. That one there.

0:38:430:38:47

Marc then takes a call from a senior member of the Edwards staff.

0:38:480:38:52

It looks like the sheriffs have made significant progress today.

0:38:520:38:56

I just spoke to some lady, she didn't give her name,

0:38:560:38:59

but she said she would pay the money into our bank.

0:38:590:39:02

It seems a bit too good to be true at the moment, so we'll hang on

0:39:020:39:05

and give them 45 minutes to see whether they get to the bank.

0:39:050:39:08

She said she's by a bank at the moment, but she's got to go home.

0:39:080:39:12

Then we'll start geeing them up a bit

0:39:120:39:15

and if the payment hasn't gone in,

0:39:150:39:17

start chasing them up and see where they are.

0:39:170:39:20

With the money hopefully on its way, Marc and Kev decide to wait

0:39:200:39:24

until they get word the transfer's complete.

0:39:240:39:28

-We'll give them till half 11 and we'll start geeing up.

-Yes.

0:39:280:39:31

Money transfers can fail to clear.

0:39:310:39:34

If this happens, the sheriffs will be forced to seize some of the vehicles onsite.

0:39:340:39:39

While they wait to find out,

0:39:390:39:41

Marc and Kev take the opportunity to browse the goods on display.

0:39:410:39:45

They also take a personal interest.

0:39:450:39:47

I can get the kids in that, as well.

0:39:470:39:50

It's the same money. It's not as good a spec, though, is it?

0:39:500:39:53

-I can see you razzing around in a hot hatch!

-They're big-boy hatches, aren't they?!

0:39:550:40:00

The sheriffs don't have to wait long.

0:40:040:40:07

A few minutes later, the transfer goes through,

0:40:070:40:10

meaning Louise will definitely be getting her money.

0:40:100:40:14

That was a good result for us.

0:40:140:40:16

Was in there just over the hour, collected £6,332.

0:40:160:40:20

We're happy, the claimant will be happy.

0:40:200:40:23

It was a good day's work, to be honest.

0:40:230:40:26

A good day's work for Marc and an even better day for Louise.

0:40:260:40:29

She's got the money she's owed, in full,

0:40:290:40:33

thanks to the sheriffs.

0:40:330:40:36

It's a month since Lawrence and Marc visited the home of Mrs Mohammed.

0:40:430:40:48

Randeep and Amardeep have received all the money they were owed.

0:40:480:40:54

They recovered my money. I'm just waiting for the funds to clear.

0:40:540:40:57

We've lots to look forward to. We've a baby on the way.

0:40:570:41:00

In a couple of months,

0:41:000:41:02

we can start taking our own pictures.

0:41:020:41:05

The sheriffs' visit to Globe Cleaning and Maintenance Ltd clearly did the trick.

0:41:070:41:11

Michael's received full payment.

0:41:110:41:14

And since Marc and Kev managed to get Louise's money back from Edwards Car Company,

0:41:150:41:21

she's had another piece of good news.

0:41:210:41:23

Her husband is back, safe and sound,

0:41:230:41:25

from his tour of duty in Afghanistan.

0:41:250:41:27

I couldn't believe that they'd been able to collect the full amount

0:41:300:41:34

after all the hassle that I'd gone through since June.

0:41:340:41:38

I'm really happy with the outcome.

0:41:380:41:40

Former office manager Shelley was sacked by text.

0:41:460:41:51

She won a tribunal, but never got the compensation.

0:41:510:41:55

At one point, I seemed to have everything and the next, I was left with nothing.

0:41:550:41:59

Can the sheriffs put that right?

0:41:590:42:02

Steve Knock had always dreamed of buying a boat,

0:42:040:42:07

but when he finally got one, it became a nautical nightmare.

0:42:070:42:11

He took the company which sold him the faulty vessel to court

0:42:110:42:15

and got an out-of-court settlement,

0:42:150:42:17

but still hasn't got his money.

0:42:170:42:19

The sheriffs try to pay them a visit.

0:42:190:42:23

Every asset on these premises is now seized.

0:42:230:42:27

And this garage sold a car for a customer,

0:42:270:42:30

but didn't give him the cash they got for it.

0:42:300:42:33

The sheriffs go to the garage to get the customer what he's owed,

0:42:330:42:37

but they get a frosty reception.

0:42:370:42:39

If you try and shut me in here by pulling the shutter down,

0:42:390:42:43

that's an arrestable offence. I'm just warning you.

0:42:430:42:46

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