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What do you do if you're ripped off... | 0:00:02 | 0:00:04 | |
I outlined all the faults in the vehicle. He rejected all those. | 0:00:04 | 0:00:08 | |
..a court of law backs you, but you still don't get your money? | 0:00:08 | 0:00:12 | |
Little did I know how long it would take to try and recover the money from him. | 0:00:12 | 0:00:17 | |
Sorry. | 0:00:17 | 0:00:19 | |
It's time to call the sheriffs. | 0:00:19 | 0:00:22 | |
We have every right to enter the premises by force, if necessary. | 0:00:22 | 0:00:27 | |
We will be entering that building. | 0:00:27 | 0:00:29 | |
Sheriffs are High Court enforcement officers | 0:00:29 | 0:00:33 | |
who recover what a court judgement says is owed. | 0:00:33 | 0:00:36 | |
The writ orders us to come here and seize goods | 0:00:36 | 0:00:40 | |
to the value of this debt. | 0:00:40 | 0:00:43 | |
They're the experts in getting cash that's rightfully yours. | 0:00:43 | 0:00:47 | |
£1,323. | 0:00:47 | 0:00:50 | |
But fighting for the underdog isn't a job for the fainthearted. | 0:00:50 | 0:00:54 | |
I'll back that truck through your windscreen! | 0:00:54 | 0:00:57 | |
-Debtors aren't pleased to see them... -They're harassing me. | 0:00:57 | 0:01:00 | |
..because they hate paying up. | 0:01:00 | 0:01:02 | |
-Are you happy for me to leave you some paperwork? -No, I'm not. Go away. | 0:01:02 | 0:01:07 | |
In today's programme... | 0:01:10 | 0:01:12 | |
It's the most important day of your life, | 0:01:13 | 0:01:16 | |
but what do you do when your wedding photographer | 0:01:16 | 0:01:19 | |
turns wedding bells into wedding hell? | 0:01:19 | 0:01:22 | |
We can't get those memories. You won't be able to video that again. | 0:01:22 | 0:01:26 | |
The sheriffs invite him to speak now or forever hold his peace. | 0:01:26 | 0:01:32 | |
We're in. Thank you very much. | 0:01:32 | 0:01:34 | |
We're now going to do a diligent search of the property, because we've gained peaceful entry. | 0:01:34 | 0:01:39 | |
Cleaner Michael Martin | 0:01:41 | 0:01:43 | |
won an employment tribunal after being unfairly dismissed, | 0:01:43 | 0:01:46 | |
but still hasn't been given any of the money he was awarded. | 0:01:46 | 0:01:50 | |
I was getting no closer. Christmas was coming. I had to cancel Christmas for my kids. | 0:01:50 | 0:01:55 | |
When it comes to getting his money, can the sheriffs clean up? | 0:01:55 | 0:01:59 | |
If we don't seize goods here today, we are in contempt of court. | 0:01:59 | 0:02:03 | |
With her husband away fighting in Afghanistan, | 0:02:03 | 0:02:06 | |
Louise Oakley-Green had to find and buy a new family car on her own. | 0:02:06 | 0:02:11 | |
But she was sold a faulty Ford | 0:02:11 | 0:02:13 | |
and the company she bought it from wouldn't refund her. | 0:02:13 | 0:02:17 | |
It has been one of the most stressful periods in my entire life. | 0:02:17 | 0:02:22 | |
This experience, I would not wish on my worst enemy. | 0:02:22 | 0:02:26 | |
The High Court Enforcement Office | 0:02:31 | 0:02:33 | |
has despatched sheriffs Kev McNally and Lawrence Grix to Birmingham. | 0:02:33 | 0:02:38 | |
A court of law decided that the bosses at a cleaning company | 0:02:39 | 0:02:43 | |
unfairly dismissed one of their staff. | 0:02:43 | 0:02:45 | |
The company still hasn't paid their former employee | 0:02:45 | 0:02:48 | |
the thousands of pounds he is owed. | 0:02:48 | 0:02:51 | |
We've got the judgement against them | 0:02:51 | 0:02:53 | |
and the total debt we're after is just under £13,000. | 0:02:53 | 0:02:58 | |
The sheriffs are their client's last hope of getting his money. | 0:02:58 | 0:03:03 | |
The man they're on their way to help is father-of-four Michael Martin. | 0:03:04 | 0:03:09 | |
He got a job as a cleaner at a company called Globe Cleaning and Maintenance Ltd. | 0:03:10 | 0:03:15 | |
He was soon promoted to contract manager. It was a job he loved. | 0:03:15 | 0:03:19 | |
They say you don't live to work, but I did for that company. I travelled the country for them. | 0:03:19 | 0:03:25 | |
I even pushed my kids and my wife to one side | 0:03:26 | 0:03:29 | |
because I thought more of the company than I did of them, | 0:03:29 | 0:03:33 | |
and it was wrong. | 0:03:33 | 0:03:34 | |
He worked all hours of the day and night to raise money for his family. | 0:03:35 | 0:03:40 | |
I was working 17, 18 hours a day, seven days a week, without fail. | 0:03:40 | 0:03:45 | |
I was always working. I never turned nothing down. | 0:03:45 | 0:03:48 | |
But despite his hard work, after three-and-a-half years at the company, | 0:03:48 | 0:03:52 | |
he was fired without, in his opinion, being given adequate reasons why. | 0:03:52 | 0:03:57 | |
They wanted to get rid of me. They pushed me out the door. | 0:03:57 | 0:04:00 | |
They said, "That's the way. I ain't having none of you no more. | 0:04:00 | 0:04:04 | |
"Over the last year..." I said, "Hang on. Over a year? You've never had me in the office | 0:04:04 | 0:04:09 | |
"and all of a sudden, you're telling me I'm out the door?" | 0:04:09 | 0:04:13 | |
With four children and a wife relying on his income, | 0:04:13 | 0:04:16 | |
losing his job was devastating for Michael. | 0:04:16 | 0:04:19 | |
I was really, really gutted. | 0:04:20 | 0:04:22 | |
It really hurt me to think all what I put in, just took away from me. It was like they just stood on me. | 0:04:22 | 0:04:29 | |
You've debt coming from everywhere and you're trying to juggle this little bit of money | 0:04:29 | 0:04:33 | |
and it ain't happening. I was just... | 0:04:33 | 0:04:36 | |
I don't know where to turn, what to do. | 0:04:36 | 0:04:39 | |
I'm robbing Peter to pay Paul and then the debt letters come in. | 0:04:39 | 0:04:42 | |
It just builds up and up and up and it's just horrible. | 0:04:42 | 0:04:48 | |
Despite getting a new job as a window cleaner, Michael wasn't going to take his dismissal lying down. | 0:04:48 | 0:04:54 | |
He decided to take Globe Cleaning and Maintenance to an employment tribunal. | 0:04:54 | 0:04:58 | |
I just didn't think what they done to me was fair | 0:04:58 | 0:05:01 | |
and I wouldn't let them get away with it. | 0:05:01 | 0:05:03 | |
It was a real challenge, as Michael has severe difficulties reading and writing. | 0:05:03 | 0:05:08 | |
Unable to afford a solicitor, he chose to represent himself. | 0:05:08 | 0:05:12 | |
I went in the courtroom, stood on my own two feet | 0:05:12 | 0:05:14 | |
and I wouldn't let them win, no matter what happened. | 0:05:14 | 0:05:17 | |
After what they'd done to me, I just... | 0:05:17 | 0:05:20 | |
Everything he chucked at me, I kept fighting back. | 0:05:20 | 0:05:24 | |
During all this, Michael then had to cope with the death of his wife's mother. | 0:05:24 | 0:05:29 | |
With no money, they were unable to afford a funeral | 0:05:29 | 0:05:32 | |
and had to borrow from relatives to give her an appropriate send-off, | 0:05:32 | 0:05:36 | |
plunging them further into debt. | 0:05:36 | 0:05:38 | |
And that's how it is. | 0:05:39 | 0:05:42 | |
Globe Cleaning and Maintenance attended the tribunal and contested Michael's case. | 0:05:43 | 0:05:48 | |
But despite having to represent himself, Michael still won his claim for unfair dismissal. | 0:05:48 | 0:05:54 | |
He was awarded £10,969 in compensation. | 0:05:54 | 0:06:00 | |
When he awarded it and he said the figure and that, | 0:06:00 | 0:06:04 | |
I just walked out the courtroom | 0:06:04 | 0:06:07 | |
and I just punched my hands in the air, "Yes, I've done it." | 0:06:07 | 0:06:11 | |
But despite his tribunal ruling, | 0:06:11 | 0:06:14 | |
Globe Cleaning and Maintenance wouldn't pay up. | 0:06:14 | 0:06:17 | |
It was just dragging on and dragging on. | 0:06:17 | 0:06:21 | |
I was getting no closer. | 0:06:21 | 0:06:23 | |
Christmas was coming. I had to cancel Christmas for my kids. | 0:06:23 | 0:06:27 | |
And after Christmas, I just decided myself, | 0:06:27 | 0:06:30 | |
"I need to go to a solicitor and get help from them." | 0:06:30 | 0:06:33 | |
The solicitor called in the help of the sheriffs. | 0:06:34 | 0:06:37 | |
They are Michael's last resort if he's to get any of the money he's owed. | 0:06:37 | 0:06:42 | |
And it's Lawrence and Kev who have been tasked with enforcing Michael's writ, | 0:06:42 | 0:06:46 | |
which, with costs and interest, now comes to nearly £13,000. | 0:06:46 | 0:06:52 | |
The sheriffs have reached their destination. | 0:06:52 | 0:06:55 | |
There it is. Go in these gates here. | 0:06:55 | 0:06:59 | |
That's the building. It's still got it on the front, with the bricked-up entrance. | 0:06:59 | 0:07:04 | |
But a bricked-up company office is not what the sheriffs are looking for. | 0:07:04 | 0:07:08 | |
Is Globe Cleaning and Maintenance still trading? | 0:07:08 | 0:07:11 | |
Either way, Lawrence is already eyeing up potential seizure targets. | 0:07:11 | 0:07:16 | |
They've got loads of vehicles outside. | 0:07:16 | 0:07:18 | |
There's definitely business activity in the yard behind. | 0:07:21 | 0:07:25 | |
Are you all right there, mate? Have you got Globe Cleaning? | 0:07:25 | 0:07:28 | |
-They're not here any more. -They're not here. -Nah. | 0:07:28 | 0:07:31 | |
That was their office, wasn't it? | 0:07:31 | 0:07:33 | |
Although the sign says Globe, the business moved out some time ago. | 0:07:33 | 0:07:38 | |
But the sheriffs don't give up easily. | 0:07:38 | 0:07:41 | |
Lawrence and Kev are determined to track the debtors down. | 0:07:41 | 0:07:45 | |
-You don't know where they've gone? -I don't know the new address. All I know is Fordhouse Lane. | 0:07:45 | 0:07:51 | |
Lawrence! | 0:07:51 | 0:07:52 | |
Thanks for your help. Cheers, man. | 0:07:52 | 0:07:55 | |
So it's back in the van for Lawrence and Kev. | 0:07:57 | 0:08:00 | |
The premises are completely empty. The sign's up, but that's about it. | 0:08:00 | 0:08:04 | |
But we've have managed to obtain | 0:08:04 | 0:08:06 | |
a partial address for their new premises, five miles away, | 0:08:06 | 0:08:11 | |
which is in Fordhouse Lane, also in Birmingham. | 0:08:11 | 0:08:15 | |
So we've managed to find Fordhouse Lane on the sat-nav, although we don't know a number. | 0:08:15 | 0:08:20 | |
So we're going to have a look. It's only five miles down the road. | 0:08:20 | 0:08:24 | |
We might as well go there anyway | 0:08:24 | 0:08:26 | |
because we are allowed to go to any address in England and Wales | 0:08:26 | 0:08:29 | |
where we believe the defendant might have assets. | 0:08:29 | 0:08:33 | |
Sheriffs have been enforcing writs since Saxon times. | 0:08:33 | 0:08:37 | |
These days, a High Court writ costs £60. | 0:08:37 | 0:08:41 | |
If the sheriffs are successful in getting the cash owed, | 0:08:41 | 0:08:44 | |
there's nothing more for their client to pay. | 0:08:44 | 0:08:46 | |
If not, with most writs, there's just a £60 admin fee. | 0:08:47 | 0:08:52 | |
With employment tribunals, there's no fee at all. | 0:08:52 | 0:08:56 | |
Lawrence and Kev have arrived. | 0:08:56 | 0:08:58 | |
It looks like they've tracked Globe down. | 0:08:58 | 0:09:01 | |
The company's vans are in the car park. | 0:09:01 | 0:09:03 | |
This is Barn Close. That's what we thought was residential. | 0:09:03 | 0:09:07 | |
Well, I'll be jiggered. | 0:09:07 | 0:09:10 | |
That's it. Block that in. That's all marked up. | 0:09:10 | 0:09:13 | |
The sheriffs need to work fast. | 0:09:13 | 0:09:15 | |
They block the company van in, in case they need to seize it to clear the debt to Michael. | 0:09:15 | 0:09:20 | |
Try and get out quick. They've clocked us. | 0:09:20 | 0:09:23 | |
They might've shut that door on us. | 0:09:23 | 0:09:26 | |
Hello there. Looking for Globe Cleaning and Maintenance. | 0:09:26 | 0:09:29 | |
-Globe Services. -Not Globe Cleaning and Maintenance? | 0:09:29 | 0:09:33 | |
-Because this is the registered address. -Globe Services. | 0:09:33 | 0:09:37 | |
An employee at the address says that the Globe cleaning company he works for | 0:09:37 | 0:09:41 | |
is completely different to the Globe cleaning company that the sheriffs are after. | 0:09:41 | 0:09:45 | |
But Lawrence isn't buying it. | 0:09:45 | 0:09:48 | |
I'm here to execute a High Court writ against Globe Cleaning and Maintenance Company Ltd. | 0:09:48 | 0:09:53 | |
This is the registered office. | 0:09:53 | 0:09:55 | |
We're here to seize company assets from Globe Cleaning and Maintenance | 0:09:55 | 0:10:00 | |
to the tune of just under £13,000. | 0:10:00 | 0:10:03 | |
It doesn't matter who's here, | 0:10:03 | 0:10:06 | |
because the writ is against the company, not the director. | 0:10:06 | 0:10:10 | |
We're here to seize goods to that value today. | 0:10:10 | 0:10:13 | |
The employee suggests they talk inside. | 0:10:13 | 0:10:17 | |
The company front door is as far as our cameras are allowed. | 0:10:17 | 0:10:21 | |
Lawrence's conversation with the Globe employee continues behind closed doors. | 0:10:21 | 0:10:27 | |
15 minutes later and the conversation doesn't seem to be going anywhere. | 0:10:28 | 0:10:33 | |
The employee continues to insist it's a different company, | 0:10:33 | 0:10:37 | |
but Lawrence has his doubts. | 0:10:37 | 0:10:40 | |
We had sufficient reason to believe that Globe Cleaning and Maintenance | 0:10:41 | 0:10:46 | |
does have assets at this address. | 0:10:46 | 0:10:48 | |
There's all the accreditations on the wall | 0:10:48 | 0:10:51 | |
and things for Globe Cleaning and Maintenance Company Ltd. | 0:10:51 | 0:10:55 | |
Finally, Lawrence's firm-but-fair approach seems to be working. | 0:10:55 | 0:10:59 | |
One of the company directors is put on the phone to him. | 0:10:59 | 0:11:03 | |
Your colleague's reading the writ where it orders us, | 0:11:04 | 0:11:07 | |
if we don't seize goods today, we are in contempt of court | 0:11:07 | 0:11:10 | |
because we have a High Court writ ordering us to come here and seize goods. | 0:11:10 | 0:11:15 | |
We're not breaking the law, sir. You've got your opinion and I know exactly where I stand. | 0:11:15 | 0:11:20 | |
I've got a writ that tells your colleagues where I stand on this. | 0:11:20 | 0:11:24 | |
While Lawrence continues his battle on Michael's behalf, | 0:11:25 | 0:11:29 | |
Kev decides to raise the stakes. | 0:11:29 | 0:11:32 | |
He notes the details of the vehicles outside the office. | 0:11:32 | 0:11:36 | |
If no payment's forthcoming today, the sheriffs will seize them for auction to pay off the debt. | 0:11:36 | 0:11:42 | |
Any car or van owned by the company is fair game. | 0:11:42 | 0:11:46 | |
Kev listing the vehicles in the car park | 0:11:51 | 0:11:53 | |
and Lawrence's forensic analysis of the paperwork in the office | 0:11:53 | 0:11:56 | |
seem to have done the trick. | 0:11:56 | 0:11:59 | |
The employer's liability insurance and all the certificates on the wall | 0:11:59 | 0:12:03 | |
were all in the name of Globe Cleaning and Maintenance Ltd, | 0:12:03 | 0:12:06 | |
so I seized everything on the premises. | 0:12:06 | 0:12:09 | |
The directors weren't there. One was skiing somewhere | 0:12:09 | 0:12:12 | |
and the other was down in London for the day. | 0:12:12 | 0:12:15 | |
We seized everything and the director authorised a payment to be made. | 0:12:15 | 0:12:20 | |
He gave somebody his PIN number for his online account | 0:12:20 | 0:12:24 | |
and they transferred the full balance of £12,982.49 into our account. | 0:12:24 | 0:12:29 | |
So it was a Paid In Full. | 0:12:29 | 0:12:31 | |
It's a great result for Lawrence and Kev. | 0:12:32 | 0:12:35 | |
Their persistence paid off. | 0:12:35 | 0:12:38 | |
And it's wonderful news for Michael and his family. | 0:12:39 | 0:12:42 | |
Thanks to the sheriffs, they will be receiving a hefty cheque soon. | 0:12:42 | 0:12:47 | |
Any member of the public | 0:12:55 | 0:12:57 | |
chasing court-awarded debts of over £600 | 0:12:57 | 0:13:00 | |
can escalate their writ to the High Court. | 0:13:00 | 0:13:03 | |
But that's the easy bit. | 0:13:04 | 0:13:07 | |
Mike Aynsley is a director of one of Britain's largest | 0:13:09 | 0:13:12 | |
High Court enforcement agencies. | 0:13:12 | 0:13:15 | |
The easiest thing in this whole system is to get a judgement. | 0:13:15 | 0:13:18 | |
Getting your money is the hardest. | 0:13:18 | 0:13:20 | |
A judge will say, "OK, you owe the money," | 0:13:20 | 0:13:24 | |
and most claimants think, "I've got the money," but all they've got is a judgement. | 0:13:24 | 0:13:29 | |
Which is where the sheriffs come in. | 0:13:29 | 0:13:32 | |
They are tasked with making sure money awarded by courts | 0:13:32 | 0:13:35 | |
goes to the people that deserve it. | 0:13:35 | 0:13:38 | |
I have a High Court writ, OK, which orders me to come here | 0:13:38 | 0:13:42 | |
and seize goods to the value of this debt. | 0:13:42 | 0:13:45 | |
Sheriffs have more powers than bailiffs | 0:13:45 | 0:13:47 | |
to enter properties and seize goods to auction to pay off the debts. | 0:13:47 | 0:13:52 | |
Wherever there's a defendant, there's a claimant. | 0:13:53 | 0:13:56 | |
The claimant, more often, needs the money | 0:13:56 | 0:13:59 | |
and they have just as much right to that money. | 0:13:59 | 0:14:02 | |
Much of the hard work takes place back in the office | 0:14:02 | 0:14:05 | |
where writs are received, investigated and then distributed to the sheriffs. | 0:14:05 | 0:14:11 | |
If it's a commercial property, we can force entry to levy, if necessary. | 0:14:11 | 0:14:16 | |
There are over ten companies licensed to carry out enforcement work in England and Wales. | 0:14:16 | 0:14:22 | |
They execute over 70,000 writs a year, | 0:14:22 | 0:14:26 | |
retrieving millions of pounds for members of the public. | 0:14:26 | 0:14:30 | |
What we're after are the Won't Pays. | 0:14:30 | 0:14:33 | |
These are the people that most people get upset with. | 0:14:33 | 0:14:36 | |
And this High Court enforcement office | 0:14:36 | 0:14:39 | |
has just been called by someone who has good reason to be upset. | 0:14:39 | 0:14:44 | |
When you think back to your wedding, it's hopefully with nothing but happy memories. | 0:14:47 | 0:14:52 | |
For Randeep Desai, however, that's not the case. | 0:14:52 | 0:14:56 | |
She was left heartbroken and out of pocket | 0:14:56 | 0:14:59 | |
after coming into contact with a woeful wedding photographer. | 0:14:59 | 0:15:04 | |
Following a whirlwind engagement, | 0:15:04 | 0:15:06 | |
she and husband-to-be Amardeep were planning a traditional two-day Sikh extravaganza. | 0:15:06 | 0:15:12 | |
Hopes and expectations were very high. | 0:15:14 | 0:15:17 | |
It was something that we'd planned for over a year. It's very special. | 0:15:17 | 0:15:22 | |
It's a day that you won't get again. | 0:15:22 | 0:15:25 | |
And when it came to picking a wedding photographer, | 0:15:25 | 0:15:28 | |
Randeep wanted someone who'd fit the bill. | 0:15:28 | 0:15:30 | |
It's important that they understand the Sikh ceremony, | 0:15:30 | 0:15:33 | |
so somebody that's done a Sikh ceremony before is ideal. | 0:15:33 | 0:15:38 | |
I had a look around, friends recommended a few people. | 0:15:38 | 0:15:42 | |
There were some renowned ones, but they were really pricey. | 0:15:42 | 0:15:46 | |
My sister's friend recommended Kash. | 0:15:46 | 0:15:50 | |
Kash Mohammed ran a wedding photography business in East London. | 0:15:50 | 0:15:54 | |
I went over to have a look at his work. It was really good. | 0:15:54 | 0:15:58 | |
I decided to go with Kash on that basis. | 0:15:58 | 0:16:02 | |
And in this case, Kash cost cash. And lots of it. | 0:16:02 | 0:16:07 | |
Randeep was due to pay him £3,300 in total, | 0:16:07 | 0:16:11 | |
for which he'd give her a DVD of the wedding | 0:16:11 | 0:16:14 | |
and two copies of a 60-page storybook wedding album | 0:16:14 | 0:16:17 | |
shot by a professional photographer, hired for the occasion. | 0:16:17 | 0:16:21 | |
The price also included a pre-wedding shoot with a professional photographer | 0:16:21 | 0:16:25 | |
in a location of the couple's choice. | 0:16:25 | 0:16:27 | |
Randeep wanted hers amongst the world-famous landmarks of Central London. | 0:16:27 | 0:16:33 | |
The day before we were scheduled to have our pre-wedding shoot, Kash got in contact | 0:16:33 | 0:16:38 | |
and he said that my photographer wasn't going to be able to make it | 0:16:38 | 0:16:41 | |
so he was going to do the photography himself. | 0:16:41 | 0:16:46 | |
I wanted to confirm whether it was still in Central London. | 0:16:46 | 0:16:50 | |
I wanted to have the iconic wheel and the Tower Bridge | 0:16:50 | 0:16:55 | |
and things that really kind of centre on London and what it is. | 0:16:55 | 0:17:02 | |
Instead, he asked us to come to Brixton! | 0:17:02 | 0:17:05 | |
I was like, "OK. It's not really what we planned out." | 0:17:05 | 0:17:09 | |
But he was quite insistent, so I kind of agreed reluctantly. | 0:17:09 | 0:17:13 | |
The shoot itself was supposed to last half a day, | 0:17:15 | 0:17:18 | |
but Kash rushed it through in 45 minutes. | 0:17:18 | 0:17:23 | |
Despite this, Randeep felt it was too late to change wedding photographer. | 0:17:23 | 0:17:28 | |
The special day came | 0:17:28 | 0:17:30 | |
and the wedding itself was everything Randeep had hoped for. | 0:17:30 | 0:17:34 | |
The wedding was really good. It went way too fast. | 0:17:34 | 0:17:37 | |
Almost a blur. But it was really nice. | 0:17:37 | 0:17:41 | |
It started at four in the morning | 0:17:41 | 0:17:43 | |
and didn't finish until 10, 11 at night. | 0:17:43 | 0:17:47 | |
-But we had fun. -It was great. | 0:17:47 | 0:17:50 | |
The wedding finished, | 0:17:50 | 0:17:52 | |
Randeep was shown the photos shot by the professional photographer | 0:17:52 | 0:17:55 | |
and picked the 150 she wanted. | 0:17:55 | 0:17:58 | |
She then waited patiently for her wedding albums and DVD. | 0:17:58 | 0:18:02 | |
Very patiently. | 0:18:02 | 0:18:03 | |
A full year and a half after the ceremony, | 0:18:03 | 0:18:06 | |
she finally received a disc of the wedding album. | 0:18:06 | 0:18:09 | |
When I opened up the post and got what I did, | 0:18:09 | 0:18:12 | |
it was very disappointing. | 0:18:12 | 0:18:15 | |
They didn't include any photos | 0:18:15 | 0:18:17 | |
by the professional photographer that Kash had hired for the day | 0:18:17 | 0:18:21 | |
because he hadn't paid him. | 0:18:21 | 0:18:23 | |
The only pictures were the ones taken by Kash himself. | 0:18:23 | 0:18:28 | |
The album didn't include the pictures I had chosen. | 0:18:28 | 0:18:32 | |
There were 40 pages instead of 60 | 0:18:32 | 0:18:35 | |
and it was haphazard, just put together. | 0:18:35 | 0:18:37 | |
There was no thought into it whatsoever. | 0:18:37 | 0:18:40 | |
It was just a horrible album to look at. | 0:18:40 | 0:18:42 | |
And the DVD was a video nasty. | 0:18:43 | 0:18:47 | |
It had a lot of jolty moments, | 0:18:47 | 0:18:50 | |
there was a lot of repeat editing. | 0:18:50 | 0:18:54 | |
There was a lot of moments, like when I came into the temple, | 0:18:54 | 0:19:00 | |
he had me coming in twice, so he's obviously not edited it. | 0:19:00 | 0:19:04 | |
I'm not sure whether you're familiar with Sikh ceremonies, | 0:19:04 | 0:19:07 | |
but you have to go around the Holy Book four times. | 0:19:07 | 0:19:11 | |
He had me going around about seven or eight. | 0:19:11 | 0:19:14 | |
It was just a farce. | 0:19:14 | 0:19:17 | |
A lot of takes of people's backs, | 0:19:17 | 0:19:20 | |
a lot of hand-shaking... | 0:19:20 | 0:19:25 | |
It's just not nice to watch. | 0:19:25 | 0:19:27 | |
You put so much faith in somebody. | 0:19:27 | 0:19:30 | |
There was a lot of family that couldn't come | 0:19:31 | 0:19:34 | |
so they've been asking my mum for the video. | 0:19:34 | 0:19:37 | |
I couldn't give it to them at the standard that he gave me. | 0:19:37 | 0:19:43 | |
It was too poor. | 0:19:43 | 0:19:46 | |
On his website, he talks about it being a privilege | 0:19:46 | 0:19:49 | |
to share such an important day with somebody, | 0:19:49 | 0:19:53 | |
but then carelessly discarded all of that, | 0:19:53 | 0:19:56 | |
had no thought to it, just trampled on your memories. | 0:19:56 | 0:19:59 | |
You can't get those memories. | 0:20:00 | 0:20:02 | |
You won't be able to video that again. | 0:20:02 | 0:20:05 | |
Appalled by what she'd received, | 0:20:07 | 0:20:09 | |
Randeep demanded the professional photos | 0:20:09 | 0:20:12 | |
in the display album she'd been promised. Nothing came. | 0:20:12 | 0:20:16 | |
She demanded her money back, but received none of that either. | 0:20:16 | 0:20:21 | |
At her wits' end, Randeep took Kash to the Small Claims Court. | 0:20:21 | 0:20:26 | |
He admitted liability and agreed to pay her back the money, | 0:20:26 | 0:20:30 | |
but Randeep hasn't received a penny. | 0:20:30 | 0:20:33 | |
With nothing left to lose, she's had to turn to the sheriffs. | 0:20:33 | 0:20:38 | |
I don't want this to happen to anybody else. | 0:20:38 | 0:20:41 | |
It's a horrible experience. Really, really horrible. | 0:20:41 | 0:20:44 | |
It's a rainy morning in East London | 0:20:47 | 0:20:49 | |
and Sheriffs Marc and Lawrence have promised to get Randeep her money back. | 0:20:49 | 0:20:54 | |
They're on their way to a certain wedding photographer's registered business address, | 0:20:54 | 0:20:58 | |
which they suspect is also his home. | 0:20:58 | 0:21:00 | |
We're off to see Kashif Mohammed in East London, in E6. | 0:21:00 | 0:21:06 | |
Erm... | 0:21:06 | 0:21:08 | |
He owes £3,314. | 0:21:08 | 0:21:11 | |
The sheriffs arrive | 0:21:13 | 0:21:16 | |
and head straight for the front door. | 0:21:16 | 0:21:18 | |
Morning. I'm after Kashif Mohammed. | 0:21:23 | 0:21:26 | |
The man says Kash Mohammed no longer lives there. | 0:21:26 | 0:21:30 | |
He's not sure when he moved out, but it's the third time someone's come looking for him. | 0:21:30 | 0:21:35 | |
He's adamant that he is not Kash Mohammed. | 0:21:35 | 0:21:38 | |
But to eliminate him from the writ, Marc asks him to show them some photo ID. | 0:21:38 | 0:21:42 | |
I'm just going to go and have a look round the side. | 0:21:42 | 0:21:45 | |
While they wait for him to find some ID, | 0:21:45 | 0:21:47 | |
Lawrence wants to check on something. | 0:21:47 | 0:21:50 | |
He's heard that Kash Mohammed has a photographic studio somewhere on site, | 0:21:50 | 0:21:55 | |
full of potentially seizable equipment, | 0:21:55 | 0:21:57 | |
which would more than cover his debt. | 0:21:57 | 0:22:00 | |
There's definitely something in the extension at the back | 0:22:02 | 0:22:05 | |
but Lawrence can't see exactly what. | 0:22:05 | 0:22:07 | |
To seize any of it, he's got to get access to it. | 0:22:07 | 0:22:11 | |
But as it's a residential property, | 0:22:11 | 0:22:13 | |
he can't force entry. | 0:22:13 | 0:22:15 | |
He can, however, enter peacefully if a door or window is left open. | 0:22:15 | 0:22:20 | |
There's lights on in the extension. | 0:22:20 | 0:22:23 | |
-Is there? -I wonder if it's not separate... | 0:22:23 | 0:22:27 | |
It could be, couldn't it? | 0:22:27 | 0:22:29 | |
While the man's still searching for his ID, | 0:22:29 | 0:22:31 | |
Marc and Lawrence are forced to wait outside. | 0:22:31 | 0:22:34 | |
I'm glad I put my thermal vest on! | 0:22:34 | 0:22:37 | |
The man returns with his driving licence, proving he's not Kash Mohammed. | 0:22:38 | 0:22:42 | |
I've not seen one of these before, | 0:22:42 | 0:22:44 | |
these chip-and-PIN driving licences. | 0:22:44 | 0:22:47 | |
They're still having trouble establishing Kash's connection to the house, | 0:22:47 | 0:22:51 | |
whether he owns it, or anything else inside | 0:22:51 | 0:22:54 | |
that the sheriffs could seize to pay back Randeep. | 0:22:54 | 0:22:57 | |
They ask for the owner and the man agrees to fetch her. | 0:22:57 | 0:23:00 | |
He says she's called Mrs Mohammed, but is no relation to Kash. | 0:23:00 | 0:23:05 | |
Hiya. When did you buy the property? | 0:23:07 | 0:23:10 | |
Did you buy it off Mr Mohammed or...? | 0:23:10 | 0:23:13 | |
Mrs Mohammed says Kash is her husband | 0:23:14 | 0:23:17 | |
but that they are separated and that he moved out six or seven years ago. | 0:23:17 | 0:23:22 | |
So Mrs Mohammed is related to Kash. | 0:23:22 | 0:23:25 | |
Someone's been misleading the sheriffs. | 0:23:25 | 0:23:28 | |
And Lawrence is suspicious about some of the other things he's been told. | 0:23:28 | 0:23:32 | |
We've got a judgement against him from a claim which is within the time that he's left, | 0:23:33 | 0:23:37 | |
with him operating a photographic studio from these premises. | 0:23:37 | 0:23:41 | |
Are you happy for us to come in and check that there is no photographic studio at the back of the property? | 0:23:41 | 0:23:47 | |
I'm not trying to be pushy about it. | 0:23:47 | 0:23:50 | |
Mrs Mohammed is not happy about them entering her property. | 0:23:52 | 0:23:56 | |
But while she goes off to contact her solicitor, | 0:23:56 | 0:23:59 | |
she leaves the front door unattended. | 0:23:59 | 0:24:01 | |
It's all the opportunity Lawrence needs to enter the house | 0:24:01 | 0:24:04 | |
to see whether there's a studio there. | 0:24:04 | 0:24:08 | |
We're in. | 0:24:09 | 0:24:10 | |
Thank you very much. | 0:24:10 | 0:24:13 | |
We're going to do a diligent search of the property, because we gained peaceful entry. | 0:24:13 | 0:24:17 | |
High Court enforcement officers | 0:24:17 | 0:24:19 | |
are entitled to enter a residential property named in a writ, | 0:24:19 | 0:24:23 | |
as long as they don't force their way in. | 0:24:23 | 0:24:25 | |
In this case, it's Lawrence's last resort | 0:24:25 | 0:24:29 | |
if he's to get Randeep back some money. | 0:24:29 | 0:24:32 | |
Unhappy about having Marc and Lawrence in the house, | 0:24:32 | 0:24:35 | |
the family calls the police. | 0:24:35 | 0:24:37 | |
As expected, they confirm that Marc and Lawrence are within their right in entering. | 0:24:37 | 0:24:43 | |
After a lengthy search, the sheriffs emerge | 0:24:46 | 0:24:50 | |
and they've got good news. | 0:24:50 | 0:24:52 | |
They were reluctant to let us in the garden, | 0:24:52 | 0:24:54 | |
so I started searching drawers and cupboards for keys, which they weren't happy about. | 0:24:54 | 0:24:59 | |
And from the other side of the room, I saw about three or four millimetres of key | 0:24:59 | 0:25:03 | |
sticking off the top of a high shelf. | 0:25:03 | 0:25:06 | |
Reached up and there was the bunch of keys. | 0:25:06 | 0:25:09 | |
Out into the back door, into the conservatory affair, | 0:25:09 | 0:25:12 | |
opened that and there was a 20-foot by 15-foot photographic studio, | 0:25:12 | 0:25:18 | |
with Apple computers in it, erm, | 0:25:18 | 0:25:21 | |
a tower unit for burning CDs and DVDs. | 0:25:21 | 0:25:25 | |
So we've seized everything and got a walk-in possession on it. | 0:25:25 | 0:25:28 | |
Also, there was ID for the defendant in there, | 0:25:28 | 0:25:32 | |
obviously where he's been doing photographic work, so we took a photo of that. | 0:25:32 | 0:25:37 | |
So it ties him to the property. | 0:25:37 | 0:25:40 | |
The threat of Lawrence's paper seizure of her husband's assets | 0:25:40 | 0:25:44 | |
persuaded Mrs Mohammed to pay in full. | 0:25:44 | 0:25:47 | |
It's nice to get a Paid In Full under your belt first thing in the day. | 0:25:47 | 0:25:51 | |
It was a residential job, which are harder to get into, anyway, | 0:25:51 | 0:25:54 | |
but we did manage to gain peaceful entry, | 0:25:54 | 0:25:57 | |
seized sufficient goods to cover the debt and got a payment. | 0:25:57 | 0:26:00 | |
That's about as good as it gets, really, for a residential. | 0:26:00 | 0:26:03 | |
The £3,314 | 0:26:05 | 0:26:08 | |
will go some way to consoling Randeep for her tarnished wedding memories, | 0:26:08 | 0:26:12 | |
thanks in no small part to the sheriffs. | 0:26:12 | 0:26:16 | |
Mrs Mohammed maintains that she does not know where her former husband is | 0:26:19 | 0:26:24 | |
and she only paid the debt to prevent the sheriffs from taking further action. | 0:26:24 | 0:26:29 | |
Sheriffs Kev and Lawrence are driving to a car dealer in Warwickshire. | 0:26:33 | 0:26:38 | |
A member of the public took the dealer to court over a faulty car. | 0:26:38 | 0:26:42 | |
The dealer didn't attend and the member of the public was awarded judgement. | 0:26:42 | 0:26:47 | |
We've got a writ to enforce against a car dealer, Universal Motor Co. | 0:26:47 | 0:26:52 | |
I would expect that they'll have plenty of stock, | 0:26:52 | 0:26:55 | |
so I would hope that we would get a result on this one. | 0:26:55 | 0:26:58 | |
We're aiming to get there for 9am, when they're likely to be open. | 0:26:58 | 0:27:02 | |
The sheriffs arrive and head in. | 0:27:06 | 0:27:08 | |
Morning, gents. | 0:27:10 | 0:27:13 | |
Are either of you the owner at all? No? I'll show you some ID. | 0:27:13 | 0:27:18 | |
My name's Mr Grix. I'm an enforcement officer. | 0:27:20 | 0:27:22 | |
I'm here to execute a High Court writ. | 0:27:22 | 0:27:24 | |
Are you able to get the guv'nor on the phone at all? | 0:27:24 | 0:27:28 | |
While they wait to hear from the owner, | 0:27:28 | 0:27:30 | |
Lawrence starts writing down details of the cars in the showroom. | 0:27:30 | 0:27:34 | |
If there's no payment today, he will be looking to seize cars | 0:27:34 | 0:27:37 | |
with a view to auctioning them to pay off the debt. | 0:27:37 | 0:27:41 | |
With two sheriffs on his premises, | 0:27:41 | 0:27:44 | |
unsurprisingly, the owner is soon taking an interest. | 0:27:44 | 0:27:47 | |
I fully understand what you're saying, | 0:27:47 | 0:27:50 | |
but it has been transferred to the High Court. | 0:27:50 | 0:27:53 | |
We are here today to seize goods. | 0:27:53 | 0:27:56 | |
You would need to prove that, sir. | 0:27:57 | 0:27:59 | |
The owner argues that the cars don't belong to the company, so can't be seized. | 0:27:59 | 0:28:04 | |
He says he's selling them on behalf of other owners. | 0:28:04 | 0:28:07 | |
He suggests Lawrence rings up the owners direct. | 0:28:07 | 0:28:11 | |
A phone number and me speaking to somebody on the phone doesn't do anything. | 0:28:11 | 0:28:15 | |
I would need to see purchase paperwork for the vehicles. | 0:28:15 | 0:28:19 | |
You need to get in touch with the person who has and they need to bring the paperwork here. | 0:28:19 | 0:28:24 | |
The owner says he's on his way down. | 0:28:24 | 0:28:26 | |
Bye-bye. | 0:28:26 | 0:28:28 | |
Lawrence goes on the hunt for paperwork | 0:28:29 | 0:28:32 | |
that might show who the cars do belong to. | 0:28:32 | 0:28:35 | |
His High Court writ entitles him to look for evidence relating to the company named in it. | 0:28:35 | 0:28:40 | |
He's, erm, apparently getting the, erm, | 0:28:42 | 0:28:45 | |
the person who buys the vehicles in their name to come down with the purchase paperwork. | 0:28:45 | 0:28:50 | |
This is the sale paperwork. | 0:28:52 | 0:28:55 | |
But not everyone is as clued up on sheriffs' rights as Lawrence. | 0:28:55 | 0:28:59 | |
-Are you allowed to go through all of that? -Yes, we are indeed. | 0:28:59 | 0:29:03 | |
-All my personal stuff? -Your personal desk. | 0:29:03 | 0:29:06 | |
-You work here? -Yes. | 0:29:06 | 0:29:08 | |
-What's your role? -Car sales. | 0:29:08 | 0:29:11 | |
-So, this is your personal piece of paper? -Yes. | 0:29:11 | 0:29:15 | |
-Nothing to do with Universal Motor Co? -It's my personal work. | 0:29:15 | 0:29:19 | |
But it's not your personal work if you work for the company. | 0:29:19 | 0:29:23 | |
It... No. | 0:29:23 | 0:29:25 | |
-We do... -Have you come here to seize vehicles? | 0:29:25 | 0:29:27 | |
-Yes. We do a diligent search... -Yes. | 0:29:27 | 0:29:31 | |
You can see that piece of paper. That's fine. | 0:29:31 | 0:29:34 | |
No, we do a diligent search of the paperwork | 0:29:34 | 0:29:37 | |
to get evidence either way | 0:29:37 | 0:29:39 | |
of what company's trading here, what trading names are. | 0:29:39 | 0:29:43 | |
So we're looking for any paperwork | 0:29:43 | 0:29:46 | |
with regards to when the cars are bought in and when they're sold back out. | 0:29:46 | 0:29:51 | |
Lawrence returns to his search. | 0:29:57 | 0:30:00 | |
Soon after, the man he spoke to on the phone arrives. | 0:30:00 | 0:30:03 | |
-Are you the owner? Are you the guy I spoke to? -I am. -Right. | 0:30:04 | 0:30:07 | |
At this point, our cameras are asked to leave the garage. | 0:30:07 | 0:30:11 | |
Lawrence continues his discussions with the owner behind closed doors. | 0:30:11 | 0:30:15 | |
Kev conspicuously sizes up the vehicles outside | 0:30:17 | 0:30:22 | |
and it's led to a breakthrough. | 0:30:22 | 0:30:24 | |
Lawrence has got some of the cash owed. | 0:30:24 | 0:30:26 | |
We made the best of what could've been a bad job. | 0:30:26 | 0:30:30 | |
We collected £2,000 in cash on that job, | 0:30:30 | 0:30:33 | |
which is over two-thirds of the outstanding debt. | 0:30:33 | 0:30:36 | |
What the gentleman was saying was, | 0:30:36 | 0:30:39 | |
all the vehicles were on sale or returned from other dealers, | 0:30:39 | 0:30:44 | |
other people he knows, and they were getting the paperwork together | 0:30:44 | 0:30:48 | |
to come round with that to prove that he didn't own any of the vehicles there. | 0:30:48 | 0:30:53 | |
That was going to take some time, | 0:30:53 | 0:30:55 | |
probably two or three hours before they could get there with the paperwork. | 0:30:55 | 0:30:59 | |
All that would've done is clock up two or three hours' worth of waiting time added on to the bill. | 0:30:59 | 0:31:04 | |
If they turned up with the paperwork, we wouldn't have had anything to seize anyway, | 0:31:04 | 0:31:09 | |
so it just seems prudent to take the £2,000 in cash. | 0:31:09 | 0:31:13 | |
He signed a walk-in possession agreement. | 0:31:13 | 0:31:16 | |
He's going to get the paperwork over to the office to prove none of the stock is his | 0:31:16 | 0:31:20 | |
and then pay the balance by the end of next week. | 0:31:20 | 0:31:23 | |
£2,000 out of £2,800 owed, with more promised, | 0:31:24 | 0:31:28 | |
is a solid result for the sheriffs on a tricky mission. | 0:31:28 | 0:31:32 | |
With nothing more to do, they pack up and head off. | 0:31:32 | 0:31:37 | |
Another person that's had to turn to the sheriffs for help | 0:31:43 | 0:31:47 | |
is Louise Oakley-Green. | 0:31:47 | 0:31:49 | |
There's nothing on that side. | 0:31:49 | 0:31:52 | |
Living in a small Wiltshire village, and with three young children, | 0:31:52 | 0:31:55 | |
a car is essential for her to get around. | 0:31:55 | 0:31:58 | |
So when her car irretrievably broke down, | 0:31:58 | 0:32:01 | |
she needed to get a replacement in a hurry. | 0:32:01 | 0:32:04 | |
We decided to treat ourselves to a new car because we couldn't live without one. | 0:32:04 | 0:32:09 | |
We started looking around for a big family car. | 0:32:09 | 0:32:13 | |
I started looking on the internet to see where locally had those in stock, | 0:32:13 | 0:32:20 | |
second-hand to buy. | 0:32:20 | 0:32:22 | |
Louise's husband Stuart is a British Army soldier | 0:32:22 | 0:32:26 | |
serving in Afghanistan, | 0:32:26 | 0:32:27 | |
so she had enough to worry about. | 0:32:27 | 0:32:30 | |
With Stuart away, Louise had to sort the car purchase all on her own. | 0:32:30 | 0:32:35 | |
Online, she found a Ford Galaxy for sale at a local garage, | 0:32:35 | 0:32:39 | |
Edwards Car Company Ltd. | 0:32:39 | 0:32:42 | |
The car that I found at Edwards did tick all of the boxes. | 0:32:42 | 0:32:46 | |
It drove beautifully, took it for a test drive. | 0:32:46 | 0:32:50 | |
The guys at the garage seemed honest and nice. | 0:32:50 | 0:32:55 | |
Loving the car, Louise agreed a price of £5,300 | 0:32:56 | 0:33:01 | |
and, with her husband's approval by email from Afghanistan, | 0:33:01 | 0:33:05 | |
paid up for it. | 0:33:05 | 0:33:07 | |
But it wasn't long before things started to go wrong. | 0:33:07 | 0:33:11 | |
I drove the car back to my mum's house | 0:33:11 | 0:33:14 | |
to go and show it off | 0:33:14 | 0:33:16 | |
and immediately, I went to lock the car with the key fob | 0:33:16 | 0:33:20 | |
and the remote central locking wasn't working, | 0:33:20 | 0:33:23 | |
which I thought was really strange because it wasn't something they'd pointed out to me. | 0:33:23 | 0:33:29 | |
As far as I was aware, everything was working on the car. | 0:33:29 | 0:33:33 | |
And the problems didn't stop there. | 0:33:33 | 0:33:35 | |
Within days of realising the central locking wasn't working, | 0:33:35 | 0:33:39 | |
the internal door lock failed, as well. | 0:33:39 | 0:33:42 | |
Louise complained and the garage agreed to try and fix them, | 0:33:42 | 0:33:45 | |
but without success. | 0:33:45 | 0:33:47 | |
The car went into the garage a couple of times | 0:33:47 | 0:33:50 | |
for a day at a time. | 0:33:50 | 0:33:52 | |
Each time the car went in, | 0:33:52 | 0:33:54 | |
I received it back still not working | 0:33:54 | 0:33:58 | |
and they basically said to me | 0:33:58 | 0:34:00 | |
that they would have to have it in again. | 0:34:00 | 0:34:04 | |
And worse was to come. Two weeks after buying the car, | 0:34:04 | 0:34:07 | |
and with the locking issue still unresolved, there was a problem with the gearbox. | 0:34:07 | 0:34:12 | |
Reverse gear couldn't be used, making the car unfit for the road. | 0:34:12 | 0:34:17 | |
Louise phoned Edwards Car Company, who told her to bring it back for fixing. | 0:34:17 | 0:34:22 | |
With reverse gear not working, I really started becoming concerned for the safety of me and the kids | 0:34:22 | 0:34:27 | |
when we were driving around. | 0:34:27 | 0:34:29 | |
I spoke to Edwards Car Company a number of times, | 0:34:30 | 0:34:34 | |
a number of times I didn't receive phone calls back from them. | 0:34:34 | 0:34:38 | |
They said that they promised to do the work. | 0:34:38 | 0:34:40 | |
Over two months after buying the car, | 0:34:40 | 0:34:43 | |
Louise agreed to let Edwards try and fix it for the third time | 0:34:43 | 0:34:47 | |
on the basis that they do it within two weeks | 0:34:47 | 0:34:49 | |
and she be given a courtesy car as a replacement. | 0:34:49 | 0:34:53 | |
But after the fortnight was up, Edwards still hadn't fixed the Galaxy. | 0:34:53 | 0:34:57 | |
At this point, I was feeling really angry. I'd just had enough. | 0:34:57 | 0:35:01 | |
I didn't want the car any more, I didn't trust Edwards Car Company, | 0:35:01 | 0:35:04 | |
I didn't trust the work that was being done. | 0:35:04 | 0:35:08 | |
They sent me a loan car after two weeks | 0:35:08 | 0:35:11 | |
and I didn't even trust the loan car. | 0:35:11 | 0:35:14 | |
I didn't want anything to do with them any more. | 0:35:14 | 0:35:16 | |
I had had enough. | 0:35:16 | 0:35:19 | |
Louise wrote to Edwards explaining she no longer wanted the car | 0:35:19 | 0:35:23 | |
and demanding full refund. | 0:35:23 | 0:35:26 | |
Edwards' response was to attempt to redeliver the car | 0:35:26 | 0:35:29 | |
with a refitted gearbox. | 0:35:29 | 0:35:32 | |
But Louise had had enough. | 0:35:32 | 0:35:34 | |
She refused to take delivery of the car and shut the door. | 0:35:34 | 0:35:37 | |
Five minutes later, he posted the keys through the letterbox | 0:35:37 | 0:35:41 | |
and basically forced delivery of the Galaxy onto me. | 0:35:41 | 0:35:45 | |
I didn't believe that they had done that. | 0:35:45 | 0:35:48 | |
I didn't know where I stood, I didn't know what to do | 0:35:48 | 0:35:51 | |
and I then had the car back that I didn't want. | 0:35:51 | 0:35:55 | |
Louise decided she had no choice but to take legal action. | 0:35:55 | 0:36:00 | |
Six months after she bought the Galaxy, | 0:36:00 | 0:36:02 | |
she went to the County Court. | 0:36:02 | 0:36:05 | |
Edwards didn't attend and the court awarded in Louise's favour, | 0:36:05 | 0:36:09 | |
but it's not been the end of her ordeal. | 0:36:09 | 0:36:12 | |
As a family, it's been a huge burden. | 0:36:12 | 0:36:16 | |
It has been one of the most stressful periods in my entire life. | 0:36:16 | 0:36:21 | |
There's lots of things I've done, like buying a house, | 0:36:21 | 0:36:24 | |
moving, having children, | 0:36:24 | 0:36:27 | |
this experience, I would not wish on my worst enemy. | 0:36:27 | 0:36:31 | |
A month after her court award, Louise is still stuck with the car she doesn't want | 0:36:31 | 0:36:36 | |
and hasn't received a penny from Edwards. | 0:36:36 | 0:36:39 | |
With nowhere else to turn, she's come to the sheriffs for help. | 0:36:39 | 0:36:43 | |
If I did get the money back, | 0:36:43 | 0:36:45 | |
it'll mean that we can actually... | 0:36:45 | 0:36:49 | |
..go out and buy the family car that we were dreaming of. | 0:36:49 | 0:36:53 | |
And tasked with making that dream come true | 0:36:54 | 0:36:57 | |
are sheriffs Marc Newton and Kev McNally. | 0:36:57 | 0:37:01 | |
We're off to a village in Wiltshire | 0:37:01 | 0:37:03 | |
for a company called Edwards Car Company. | 0:37:03 | 0:37:06 | |
They owe just over £6,300. | 0:37:06 | 0:37:10 | |
I had a quick look on the internet and they seem to still be trading, | 0:37:10 | 0:37:14 | |
so, hopefully, we'll catch someone in there today and get this dealt with. | 0:37:14 | 0:37:19 | |
Perhaps unsurprisingly, given their line of work, | 0:37:19 | 0:37:22 | |
Marc and Kev are no strangers to the second-hand car market. | 0:37:22 | 0:37:25 | |
Sometimes they don't take too kindly to us. | 0:37:25 | 0:37:28 | |
It's just one of those things, unfortunately. | 0:37:28 | 0:37:32 | |
We'll be there and they're not going to get rid of us that easy, so we'll see how they are. | 0:37:32 | 0:37:37 | |
They may be fine. It may be an oversight on their behalf | 0:37:37 | 0:37:40 | |
and they might just pay us and we might go. | 0:37:40 | 0:37:43 | |
But I'm not counting on that, to be honest. | 0:37:43 | 0:37:46 | |
It's not long before they find Edwards Car Company's car yard. | 0:37:50 | 0:37:55 | |
They head in, writ in hand. | 0:37:55 | 0:37:58 | |
Is it here? Looks like it's here. | 0:37:59 | 0:38:02 | |
A High Court writ has been issued for Edwards Car Company Limited. | 0:38:03 | 0:38:08 | |
The first person they meet doesn't seem too keen on talking to them. | 0:38:08 | 0:38:12 | |
But soon after, another member of staff arrives to see what he can do. | 0:38:13 | 0:38:18 | |
-Has payment got to be made or...? -Payment's got to be made, yes. | 0:38:18 | 0:38:21 | |
-How much is it? -£6,332. -£6,300. | 0:38:21 | 0:38:26 | |
At this point, our camera operator is asked to leave. | 0:38:26 | 0:38:30 | |
Marc and Kev's presence seems to have an effect. | 0:38:31 | 0:38:34 | |
The man agrees to try and arrange a payment. | 0:38:35 | 0:38:38 | |
It has to be paid while we're here. Are you on the Faster Transfer system? | 0:38:38 | 0:38:43 | |
The account number is at the bottom there. That one there. | 0:38:43 | 0:38:47 | |
Marc then takes a call from a senior member of the Edwards staff. | 0:38:48 | 0:38:52 | |
It looks like the sheriffs have made significant progress today. | 0:38:52 | 0:38:56 | |
I just spoke to some lady, she didn't give her name, | 0:38:56 | 0:38:59 | |
but she said she would pay the money into our bank. | 0:38:59 | 0:39:02 | |
It seems a bit too good to be true at the moment, so we'll hang on | 0:39:02 | 0:39:05 | |
and give them 45 minutes to see whether they get to the bank. | 0:39:05 | 0:39:08 | |
She said she's by a bank at the moment, but she's got to go home. | 0:39:08 | 0:39:12 | |
Then we'll start geeing them up a bit | 0:39:12 | 0:39:15 | |
and if the payment hasn't gone in, | 0:39:15 | 0:39:17 | |
start chasing them up and see where they are. | 0:39:17 | 0:39:20 | |
With the money hopefully on its way, Marc and Kev decide to wait | 0:39:20 | 0:39:24 | |
until they get word the transfer's complete. | 0:39:24 | 0:39:28 | |
-We'll give them till half 11 and we'll start geeing up. -Yes. | 0:39:28 | 0:39:31 | |
Money transfers can fail to clear. | 0:39:31 | 0:39:34 | |
If this happens, the sheriffs will be forced to seize some of the vehicles onsite. | 0:39:34 | 0:39:39 | |
While they wait to find out, | 0:39:39 | 0:39:41 | |
Marc and Kev take the opportunity to browse the goods on display. | 0:39:41 | 0:39:45 | |
They also take a personal interest. | 0:39:45 | 0:39:47 | |
I can get the kids in that, as well. | 0:39:47 | 0:39:50 | |
It's the same money. It's not as good a spec, though, is it? | 0:39:50 | 0:39:53 | |
-I can see you razzing around in a hot hatch! -They're big-boy hatches, aren't they?! | 0:39:55 | 0:40:00 | |
The sheriffs don't have to wait long. | 0:40:04 | 0:40:07 | |
A few minutes later, the transfer goes through, | 0:40:07 | 0:40:10 | |
meaning Louise will definitely be getting her money. | 0:40:10 | 0:40:14 | |
That was a good result for us. | 0:40:14 | 0:40:16 | |
Was in there just over the hour, collected £6,332. | 0:40:16 | 0:40:20 | |
We're happy, the claimant will be happy. | 0:40:20 | 0:40:23 | |
It was a good day's work, to be honest. | 0:40:23 | 0:40:26 | |
A good day's work for Marc and an even better day for Louise. | 0:40:26 | 0:40:29 | |
She's got the money she's owed, in full, | 0:40:29 | 0:40:33 | |
thanks to the sheriffs. | 0:40:33 | 0:40:36 | |
It's a month since Lawrence and Marc visited the home of Mrs Mohammed. | 0:40:43 | 0:40:48 | |
Randeep and Amardeep have received all the money they were owed. | 0:40:48 | 0:40:54 | |
They recovered my money. I'm just waiting for the funds to clear. | 0:40:54 | 0:40:57 | |
We've lots to look forward to. We've a baby on the way. | 0:40:57 | 0:41:00 | |
In a couple of months, | 0:41:00 | 0:41:02 | |
we can start taking our own pictures. | 0:41:02 | 0:41:05 | |
The sheriffs' visit to Globe Cleaning and Maintenance Ltd clearly did the trick. | 0:41:07 | 0:41:11 | |
Michael's received full payment. | 0:41:11 | 0:41:14 | |
And since Marc and Kev managed to get Louise's money back from Edwards Car Company, | 0:41:15 | 0:41:21 | |
she's had another piece of good news. | 0:41:21 | 0:41:23 | |
Her husband is back, safe and sound, | 0:41:23 | 0:41:25 | |
from his tour of duty in Afghanistan. | 0:41:25 | 0:41:27 | |
I couldn't believe that they'd been able to collect the full amount | 0:41:30 | 0:41:34 | |
after all the hassle that I'd gone through since June. | 0:41:34 | 0:41:38 | |
I'm really happy with the outcome. | 0:41:38 | 0:41:40 | |
Former office manager Shelley was sacked by text. | 0:41:46 | 0:41:51 | |
She won a tribunal, but never got the compensation. | 0:41:51 | 0:41:55 | |
At one point, I seemed to have everything and the next, I was left with nothing. | 0:41:55 | 0:41:59 | |
Can the sheriffs put that right? | 0:41:59 | 0:42:02 | |
Steve Knock had always dreamed of buying a boat, | 0:42:04 | 0:42:07 | |
but when he finally got one, it became a nautical nightmare. | 0:42:07 | 0:42:11 | |
He took the company which sold him the faulty vessel to court | 0:42:11 | 0:42:15 | |
and got an out-of-court settlement, | 0:42:15 | 0:42:17 | |
but still hasn't got his money. | 0:42:17 | 0:42:19 | |
The sheriffs try to pay them a visit. | 0:42:19 | 0:42:23 | |
Every asset on these premises is now seized. | 0:42:23 | 0:42:27 | |
And this garage sold a car for a customer, | 0:42:27 | 0:42:30 | |
but didn't give him the cash they got for it. | 0:42:30 | 0:42:33 | |
The sheriffs go to the garage to get the customer what he's owed, | 0:42:33 | 0:42:37 | |
but they get a frosty reception. | 0:42:37 | 0:42:39 | |
If you try and shut me in here by pulling the shutter down, | 0:42:39 | 0:42:43 | |
that's an arrestable offence. I'm just warning you. | 0:42:43 | 0:42:46 | |
Subtitles by Red Bee Media Ltd | 0:42:47 | 0:42:51 |