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If you're owed money but aren't getting paid, | 0:00:02 | 0:00:04 | |
it's time to call the sheriffs. | 0:00:04 | 0:00:05 | |
My name's Mr Grix. My colleague and I are enforcement agents. | 0:00:05 | 0:00:07 | |
I'm here to issue a High Court writ. | 0:00:07 | 0:00:09 | |
I've got to do what I'm instructed to by the court. | 0:00:09 | 0:00:11 | |
They're enforcement agents of the High Court. | 0:00:11 | 0:00:14 | |
And if a court's ruled in your favour, they're on your side. | 0:00:14 | 0:00:18 | |
If the debtor doesn't want to pay... | 0:00:20 | 0:00:22 | |
You currently owe £9,461.80. | 0:00:22 | 0:00:25 | |
..the law says the sheriffs can get you what you're owed. | 0:00:25 | 0:00:28 | |
If you don't come to the door, | 0:00:28 | 0:00:29 | |
we'll have to remove the vehicle off the drive. | 0:00:29 | 0:00:31 | |
You're allowed a week to pay in full before it gets sold at auction. | 0:00:31 | 0:00:34 | |
Whether it's a small company... | 0:00:34 | 0:00:36 | |
Can I speak to the person in charge, please? | 0:00:36 | 0:00:37 | |
..or a household name... | 0:00:37 | 0:00:39 | |
We're here to see somebody from G4S. | 0:00:39 | 0:00:40 | |
..if they owe you money, the sheriffs get it paid. | 0:00:40 | 0:00:44 | |
I'm not going anywhere. You get him to come in here. | 0:00:44 | 0:00:46 | |
We're not going to be waiting around like that. It needs to be done now. | 0:00:46 | 0:00:49 | |
Just collected 42 grand. | 0:00:49 | 0:00:50 | |
Coming up... | 0:00:55 | 0:00:57 | |
The sheriffs eye up a luxury car | 0:00:57 | 0:00:58 | |
belonging to the boss of a failed care home. | 0:00:58 | 0:01:01 | |
Well, that's Mr Cooppen's Bentley, isn't it? | 0:01:01 | 0:01:03 | |
It's secured with a clamp, and we'll be calling a recovery truck. | 0:01:03 | 0:01:06 | |
Can the debtor raise the money in time? | 0:01:06 | 0:01:08 | |
It needs to be paid in full, sir. | 0:01:08 | 0:01:10 | |
I'm going to hand you back to your daughter now | 0:01:10 | 0:01:12 | |
because I'm wasting me breath. | 0:01:12 | 0:01:13 | |
John Clark's possessions went missing in a house move. | 0:01:13 | 0:01:16 | |
My wife would've been devastated to find they were gone. | 0:01:16 | 0:01:20 | |
Stuff that's been in the family | 0:01:20 | 0:01:22 | |
for 100 years or more you can't replace. | 0:01:22 | 0:01:24 | |
Can Ken get the removals company to pay him the compensation he's owed? | 0:01:25 | 0:01:29 | |
We're shown the door and a lot more besides at a used-car dealers, | 0:01:31 | 0:01:36 | |
but will the boss settle his debt? | 0:01:36 | 0:01:38 | |
He's not going to pay until he gets that vehicle back. | 0:01:38 | 0:01:40 | |
I've told him, "I'm not here to give you your vehicle back." | 0:01:40 | 0:01:43 | |
And fishmonger Tony Allen was left all at sea after trying | 0:01:43 | 0:01:47 | |
to help a fledgling business. | 0:01:47 | 0:01:49 | |
I want to see every small business succeed, especially restaurants. | 0:01:49 | 0:01:52 | |
And I felt completely let down and disappointed with the man. | 0:01:52 | 0:01:55 | |
Can Lawrence and Kev get the money he's owed? | 0:01:55 | 0:01:58 | |
Everything can go - cupboards, desks, chairs, computers... | 0:01:59 | 0:02:04 | |
It's before dawn and enforcement agents Lawrence Grix | 0:02:08 | 0:02:11 | |
and Kev McNally are on their way out of London. | 0:02:11 | 0:02:15 | |
It's just after 6.00 in the morning. We are heading towards Surrey. | 0:02:15 | 0:02:19 | |
They're looking for a Mr and Mrs Cooppen, the owners of two | 0:02:19 | 0:02:22 | |
care homes which were forced to shut down due to poor quality of care. | 0:02:22 | 0:02:27 | |
They owe £7,564 for unpaid wages to a former employee | 0:02:27 | 0:02:33 | |
in the wake of the closures. | 0:02:33 | 0:02:35 | |
The Cooppens didn't defend the case in court but nor have they paid up. | 0:02:35 | 0:02:39 | |
Where we are going to is actually quite a nice...nice, big house. | 0:02:39 | 0:02:44 | |
I'm led to believe it's in a gated community as well. | 0:02:44 | 0:02:47 | |
So, we're hoping the gates are either open or we'll get in | 0:02:47 | 0:02:50 | |
some other...some other method. | 0:02:50 | 0:02:52 | |
It could just mean waiting for somebody to come in or out | 0:02:52 | 0:02:56 | |
and then tailgating. | 0:02:56 | 0:02:58 | |
As well as a plush house, it's thought the Cooppens may also own | 0:02:58 | 0:03:01 | |
a plush car - a Bentley Continental spotted on their driveway. | 0:03:01 | 0:03:06 | |
Looking for £7,500 here. | 0:03:07 | 0:03:08 | |
A Bentley Continental should be enough to cover that, | 0:03:08 | 0:03:11 | |
so we need to establish who owns that first. | 0:03:11 | 0:03:14 | |
It's still pitch-black when the pair arrive. | 0:03:15 | 0:03:19 | |
And the gated community is looking, well, gated. | 0:03:19 | 0:03:22 | |
So they don't have a security guard here. | 0:03:23 | 0:03:26 | |
With most people still in bed and the roads deserted, it could be | 0:03:29 | 0:03:32 | |
a long wait before a passer-by can let them in, unless... | 0:03:32 | 0:03:36 | |
It's not going to be as simple as walking round | 0:03:36 | 0:03:39 | |
and pressing the button, is it? | 0:03:39 | 0:03:41 | |
Oh, my God, it is. | 0:03:41 | 0:03:42 | |
-What sort of security is that? -HE LAUGHS | 0:03:42 | 0:03:45 | |
The gated community has turned out to just be a private road. | 0:03:45 | 0:03:49 | |
Getting in is pretty straightforward. | 0:03:49 | 0:03:52 | |
And there's more good news too. | 0:03:52 | 0:03:54 | |
Bentley's there. | 0:03:54 | 0:03:56 | |
Lawrence wastes no time in getting stuck in. | 0:03:56 | 0:04:00 | |
-It's going to be a little clamp on that one. -Yeah. | 0:04:02 | 0:04:05 | |
With a light on in the house, it looks like someone's home. | 0:04:05 | 0:04:08 | |
Kev has to try to get the clamp on as quietly as possible | 0:04:08 | 0:04:11 | |
without alerting them. | 0:04:11 | 0:04:13 | |
-WHISPERS: -These tyres are massive for this clamp. | 0:04:13 | 0:04:16 | |
Is it going around? | 0:04:18 | 0:04:20 | |
If it's not going all the way round, just stick it through the spokes. | 0:04:21 | 0:04:25 | |
Once it's on, Lawrence issues the wake-up call. | 0:04:25 | 0:04:29 | |
A woman answers the door. | 0:04:31 | 0:04:33 | |
Morning. I'm looking for a Mr or Mrs Cooppen. | 0:04:33 | 0:04:36 | |
They don't live here? | 0:04:37 | 0:04:39 | |
But you do know them, yeah? | 0:04:40 | 0:04:41 | |
-My name is Mr Grix. My colleague and I are enforcement agents. -OK. | 0:04:44 | 0:04:48 | |
The woman shows ID which confirms she isn't Mrs Cooppen | 0:04:48 | 0:04:52 | |
and orders our camera off the property. | 0:04:52 | 0:04:56 | |
She's also being very vague about exactly who she is. | 0:04:56 | 0:04:59 | |
Right, so how did you know the Cooppens? | 0:05:00 | 0:05:03 | |
The woman will only say that she lives in the house, | 0:05:03 | 0:05:06 | |
so her relationship to the debtors is unclear. | 0:05:06 | 0:05:09 | |
But with the Cooppens apparently out of the country, | 0:05:10 | 0:05:12 | |
the only thing Lawrence really needs to know | 0:05:12 | 0:05:14 | |
is whether they have left any assets behind. | 0:05:14 | 0:05:17 | |
That is Mr Cooppen's Bentley, isn't it? | 0:05:17 | 0:05:20 | |
It's in your name, is that right? | 0:05:20 | 0:05:21 | |
-Yes. -It doesn't matter whose name it's in, it's who owns it. | 0:05:21 | 0:05:25 | |
But the woman says it's hers. | 0:05:25 | 0:05:27 | |
So, have you got proof of that? | 0:05:27 | 0:05:29 | |
At the moment, it's secured with a clamp | 0:05:29 | 0:05:31 | |
and we're going to be calling a recovery truck. | 0:05:31 | 0:05:33 | |
The woman produces some paperwork | 0:05:33 | 0:05:35 | |
which she says will prove she owns the car, | 0:05:35 | 0:05:38 | |
except all it really shows is that it's been registered in her name | 0:05:38 | 0:05:42 | |
in the last few weeks. | 0:05:42 | 0:05:44 | |
She's come out with a registration document, | 0:05:44 | 0:05:47 | |
which, as we all know, isn't proof of ownership. | 0:05:47 | 0:05:50 | |
I believe she just had a provisional license anyway. | 0:05:50 | 0:05:54 | |
It's rare for a learner driver to own a Bentley Continental. | 0:05:54 | 0:05:57 | |
Nevertheless, the woman's sticking to her story | 0:05:57 | 0:06:00 | |
and has gone to dig out some more documents. | 0:06:00 | 0:06:03 | |
Meanwhile, Kev has spotted someone else at home. | 0:06:03 | 0:06:06 | |
There's a guy wandering around upstairs at the moment. | 0:06:07 | 0:06:10 | |
We haven't found out who he is yet. | 0:06:10 | 0:06:12 | |
They're not in the country at the moment, who we're after, | 0:06:12 | 0:06:14 | |
but they definitely live here when they come back, I would imagine. | 0:06:14 | 0:06:17 | |
She hasn't said she's renting the property. | 0:06:17 | 0:06:20 | |
The mystery woman is now on the phone to the police. | 0:06:22 | 0:06:25 | |
And Lawrence is also making a call. | 0:06:27 | 0:06:29 | |
Hello. I need a Bentley Continental GT picking up. | 0:06:31 | 0:06:36 | |
Lawrence is convinced the Bentley's owned by Mr Cooppen. | 0:06:36 | 0:06:40 | |
As it would sell for more than enough to pay back the care home | 0:06:40 | 0:06:43 | |
worker's missing wages, | 0:06:43 | 0:06:45 | |
he's ordered a recovery truck to take it away. | 0:06:45 | 0:06:48 | |
The Bentley is going. | 0:06:48 | 0:06:49 | |
Later on, we find out what happens | 0:06:52 | 0:06:55 | |
when Lawrence gets a call from Mr Cooppen. | 0:06:55 | 0:06:58 | |
No, it's got to be all of it, sir. The car is going then, sir. | 0:06:58 | 0:07:02 | |
And there's a clue to the woman's identity. | 0:07:02 | 0:07:06 | |
You gave the game away there having "mum" on your phone. | 0:07:06 | 0:07:09 | |
If you've been ripped off, | 0:07:16 | 0:07:18 | |
and the person or company responsible refuses to pay | 0:07:18 | 0:07:21 | |
you back, the first step is to make a claim in the County Court. | 0:07:21 | 0:07:24 | |
It's simple to do this online. | 0:07:24 | 0:07:27 | |
For a small fee, depending on the size of the claim, | 0:07:27 | 0:07:30 | |
the court will review the evidence. | 0:07:30 | 0:07:32 | |
And if it finds in your favour, the debtor will be ordered to pay up. | 0:07:32 | 0:07:36 | |
If they don't, then for a further £60, the High Court will grant | 0:07:36 | 0:07:40 | |
a writ, authorising the sheriffs to act on your behalf. | 0:07:40 | 0:07:44 | |
If they're successful, you get all your money back. | 0:07:44 | 0:07:48 | |
Sheriff Ken Warby | 0:07:50 | 0:07:51 | |
is also heading out of the capital into the commuter belt. | 0:07:51 | 0:07:55 | |
It's a long drive, so he's brought some company. | 0:07:56 | 0:07:59 | |
Oh, this is my travel buddy, yeah. He usually helps with directions. | 0:07:59 | 0:08:04 | |
He's a Hungarian Vizsla. His name is Gunner. | 0:08:04 | 0:08:08 | |
And he's a year old. | 0:08:09 | 0:08:11 | |
With his cushion, his doggie seatbelt | 0:08:13 | 0:08:15 | |
and regular toilet breaks, Gunner is more demanding than your average | 0:08:15 | 0:08:18 | |
passenger, but at least he's no back-seat driver. | 0:08:18 | 0:08:22 | |
Today, he's joining Ken in Buckinghamshire, | 0:08:22 | 0:08:25 | |
looking for a debt owed by the boss of a removals firm. | 0:08:25 | 0:08:29 | |
The debtor in this case is a Mr Colin Jones. | 0:08:29 | 0:08:35 | |
He has been taken to court by an individual for lost items. | 0:08:35 | 0:08:41 | |
The debt is totalling, after our fees, £6,200-odd. | 0:08:41 | 0:08:46 | |
The case against Mr Jones was brought by John Clark, | 0:08:49 | 0:08:53 | |
and it resulted from a house move which took place under already | 0:08:53 | 0:08:56 | |
difficult circumstances, after John's wife had fallen ill. | 0:08:56 | 0:09:01 | |
We were married in 1965. | 0:09:01 | 0:09:04 | |
We've got one daughter. | 0:09:04 | 0:09:06 | |
Got to be five years ago now, | 0:09:06 | 0:09:10 | |
we realised something was wrong with her, | 0:09:10 | 0:09:12 | |
because she started forgetting...various bits. | 0:09:12 | 0:09:16 | |
And then everything sort of went downhill from there on. | 0:09:18 | 0:09:20 | |
It wasn't long before John's wife was diagnosed with Alzheimer's. | 0:09:22 | 0:09:27 | |
Now she doesn't know me, she doesn't speak, she doesn't... | 0:09:27 | 0:09:31 | |
..doesn't know anybody. To see her as she is now, it's a bit hard. | 0:09:32 | 0:09:38 | |
The illness means she needs full-time care | 0:09:41 | 0:09:43 | |
and has had to move into specialist accommodation. | 0:09:43 | 0:09:47 | |
At first, John remained in the family home. | 0:09:47 | 0:09:50 | |
But as the months went on, | 0:09:50 | 0:09:51 | |
he realised it would be best to sell up. | 0:09:51 | 0:09:53 | |
She was taken away in the January of '13. | 0:09:54 | 0:09:58 | |
That was the point I thought, | 0:09:58 | 0:10:00 | |
"Well, what's the point in staying here?" You know? | 0:10:00 | 0:10:04 | |
Big house like that, all the memories, all the parties | 0:10:04 | 0:10:06 | |
and that that we'd had there. | 0:10:06 | 0:10:08 | |
So, I decided to move back here, to Haddenham, where I was born. | 0:10:08 | 0:10:13 | |
John enlisted the help of a local removal | 0:10:15 | 0:10:17 | |
and storage business run by Colin Jones. | 0:10:17 | 0:10:20 | |
But on the day he was supposed to be moving, | 0:10:20 | 0:10:22 | |
he suffered an unfortunate accident. | 0:10:22 | 0:10:25 | |
I fell down the stairs, | 0:10:25 | 0:10:27 | |
landed on half of the boxes that I'd packed, ready to move. | 0:10:27 | 0:10:30 | |
And that's how I ended up in Stoke Mandeville hospital | 0:10:30 | 0:10:33 | |
when I was supposed to be moving. | 0:10:33 | 0:10:34 | |
And so my stuff was moved from my house into storage. | 0:10:34 | 0:10:40 | |
And then, after I came out of hospital and moved here, | 0:10:40 | 0:10:43 | |
it was brought here. | 0:10:43 | 0:10:45 | |
And after a few days, we began to realise that stuff was missing. | 0:10:45 | 0:10:49 | |
And they weren't just small items. | 0:10:50 | 0:10:54 | |
Microwave, kitchen table and four chairs... | 0:10:54 | 0:10:57 | |
A hostess trolley, that went missing. | 0:10:57 | 0:11:00 | |
All in all, there were more than 20 missing objects, | 0:11:00 | 0:11:03 | |
including some antique ivory animals with sentimental value. | 0:11:03 | 0:11:07 | |
They had been in my wife's family well over 100 years. | 0:11:07 | 0:11:11 | |
I mean, my wife would've been devastated to find they were gone. | 0:11:11 | 0:11:16 | |
A table and that sort of thing you can replace. | 0:11:16 | 0:11:19 | |
But stuff that's been in the family for 100 years or more | 0:11:19 | 0:11:22 | |
you can't replace. | 0:11:22 | 0:11:24 | |
John assumed they must have been left in the removal firm's | 0:11:24 | 0:11:28 | |
storage units, so he called them up to find out what had happened. | 0:11:28 | 0:11:32 | |
I said the stuff was missing and, "OK, we'll look for it." | 0:11:32 | 0:11:36 | |
I've been up to their depot two or three times. | 0:11:36 | 0:11:38 | |
"Yeah, we're still looking for it," but it never did come to light. | 0:11:38 | 0:11:43 | |
As hope of the items turning up faded, John instead made a claim | 0:11:43 | 0:11:48 | |
for compensation from Mr Jones' insurers for £4,500. | 0:11:48 | 0:11:53 | |
But it was rejected, with the reason coming as a total surprise. | 0:11:53 | 0:11:57 | |
According to the insurance company, I'd given Colin Jones | 0:11:57 | 0:12:03 | |
permission to take some of my stuff to a charity shop. | 0:12:03 | 0:12:07 | |
Come on, I'm not going to pay somebody to store stuff | 0:12:08 | 0:12:10 | |
and then give it to charity, am I? | 0:12:10 | 0:12:12 | |
So now, instead of the items being lost in storage, | 0:12:12 | 0:12:16 | |
he was being told they were given away. | 0:12:16 | 0:12:19 | |
John's solicitor then advised him to do some charity shopping of his own. | 0:12:19 | 0:12:23 | |
He suggested I do some investigating, which I did do, | 0:12:23 | 0:12:26 | |
and I went round all the charity shops in Princes Risborough. | 0:12:26 | 0:12:29 | |
And nobody there knew anything about any of these items. | 0:12:31 | 0:12:34 | |
John's hopes of getting his stuff back or | 0:12:34 | 0:12:37 | |
compensation from Mr Jones were now over. | 0:12:37 | 0:12:41 | |
But he wasn't about to give up altogether. | 0:12:41 | 0:12:43 | |
Why should these people get away with it? | 0:12:43 | 0:12:46 | |
I mean, I just thought, "Well, no, listen, it's not on." | 0:12:46 | 0:12:49 | |
I got straight on to the solicitors and we took it to court. | 0:12:49 | 0:12:53 | |
John won his case by default after Mr Jones didn't enter a defence, | 0:12:53 | 0:12:58 | |
but he still hasn't been paid and has now turned to the sheriffs. | 0:12:58 | 0:13:02 | |
Yeah, I've seen the programmes on telly. | 0:13:02 | 0:13:05 | |
They always seem to get the job sorted, so that's what I done. | 0:13:05 | 0:13:09 | |
Ken and Gunner are on their way to see Mr Jones. | 0:13:14 | 0:13:17 | |
And following the details Ken's been given, | 0:13:17 | 0:13:20 | |
it looks like this is going to be a house call. | 0:13:20 | 0:13:23 | |
It looks like this is a private address. | 0:13:23 | 0:13:26 | |
Yep, it's a private address. | 0:13:26 | 0:13:27 | |
Ken parks up and heads for the door. But is Mr Jones home? | 0:13:31 | 0:13:35 | |
-Hiya. -Hello. I need to speak to Colin Jones. | 0:13:38 | 0:13:41 | |
Will he be here this evening? | 0:13:43 | 0:13:45 | |
I'm actually from the court, but I can only really speak to Mr Jones | 0:13:46 | 0:13:51 | |
regarding this case. | 0:13:51 | 0:13:53 | |
Is it at all possible you can get him on the phone for me? | 0:13:53 | 0:13:56 | |
-Can I speak to him? -Yeah. | 0:13:56 | 0:13:57 | |
Luckily, Mr Jones' wife is able to reach him right away. | 0:13:57 | 0:14:01 | |
Mrs Jones explains there's a visitor on the doorstep. | 0:14:09 | 0:14:12 | |
Mr Jones is in the doghouse. | 0:14:17 | 0:14:19 | |
But on the plus side, he's working just down the road. | 0:14:19 | 0:14:22 | |
Right, as soon as you can. Bye. | 0:14:22 | 0:14:25 | |
When you say "Just down the road" - | 0:14:25 | 0:14:26 | |
-literally like a minute away or something like that? -Yeah. -Oh, OK. | 0:14:26 | 0:14:29 | |
-Two minutes. -That's fine. -Yeah? -Thank you very much. | 0:14:29 | 0:14:32 | |
And sure enough, Mr Jones soon shows up. | 0:14:32 | 0:14:36 | |
Hello, Mr Jones? Sorry to ambush you like this, sir. | 0:14:36 | 0:14:39 | |
My name is Mr Warby. | 0:14:39 | 0:14:41 | |
Ken follows Mr Jones into the house, | 0:14:42 | 0:14:44 | |
but our camera's not allowed in. | 0:14:44 | 0:14:46 | |
Inside, he explains that he's here to take control of Mr Jones' goods | 0:14:46 | 0:14:51 | |
to cover the more than £6,200 he owes. | 0:14:51 | 0:14:54 | |
Unless, of course, he pays up. | 0:14:57 | 0:14:59 | |
And as Ken comes out to get his card payment machine, | 0:14:59 | 0:15:02 | |
it looks like he might. | 0:15:02 | 0:15:04 | |
Hopefully, he's going to make a payment of £2,000, | 0:15:04 | 0:15:07 | |
with the balance to be paid within 28 days. | 0:15:07 | 0:15:09 | |
It doesn't turn out to be quite that simple. | 0:15:12 | 0:15:15 | |
-Bye then. -Take care. Bye, guys. | 0:15:15 | 0:15:18 | |
But nevertheless, Ken is soon on his way. | 0:15:18 | 0:15:21 | |
He tried to pay on the card, the card didn't work. | 0:15:21 | 0:15:25 | |
And he's got his partner to do a bank transfer. | 0:15:25 | 0:15:28 | |
He's getting his partner to do a bank transfer this evening. | 0:15:28 | 0:15:31 | |
In the meantime, | 0:15:31 | 0:15:33 | |
I've taken inventory of the personal items in the house. | 0:15:33 | 0:15:37 | |
And although Ken is leaving without full payment, | 0:15:37 | 0:15:40 | |
he's happy enough with the outcome. | 0:15:40 | 0:15:42 | |
There's not many assets there and we're getting £2,000 today | 0:15:42 | 0:15:45 | |
and the balance within 28 days. | 0:15:45 | 0:15:47 | |
That's quite a good result. | 0:15:48 | 0:15:50 | |
Mr Jones later settled the balance in full. | 0:15:50 | 0:15:53 | |
And John Clark has got compensation for his missing possessions. | 0:15:54 | 0:15:59 | |
I got an e-mail from my solicitor telling me that the sheriffs | 0:15:59 | 0:16:02 | |
had got payment in full. Which is great news. I can... | 0:16:02 | 0:16:06 | |
Maybe I can put this all behind me now. | 0:16:07 | 0:16:09 | |
In Surrey, Lawrence and Kev are pursuing unpaid wages of more | 0:16:21 | 0:16:25 | |
than £7,500 owed to a care-home worker. | 0:16:25 | 0:16:30 | |
The debtors are the Cooppens, | 0:16:30 | 0:16:31 | |
a couple that ran two care homes which have now been shut down. | 0:16:31 | 0:16:35 | |
A woman staying at their house says the Cooppens now live abroad | 0:16:35 | 0:16:39 | |
and claims she owns the Bentley on their driveway. | 0:16:39 | 0:16:42 | |
Lawrence believes it's owned by Mr Cooppen | 0:16:42 | 0:16:45 | |
and has called a tow truck to take it away. | 0:16:45 | 0:16:47 | |
Only now there's a delay. | 0:16:47 | 0:16:50 | |
Blimey. Okey dokey. | 0:16:50 | 0:16:51 | |
A long delay. | 0:16:53 | 0:16:55 | |
90 minutes. | 0:16:55 | 0:16:56 | |
Kev parks the van in the entrance. | 0:16:57 | 0:16:59 | |
And while they wait, | 0:16:59 | 0:17:01 | |
Lawrence reads up about the closure of the care homes. | 0:17:01 | 0:17:05 | |
"On Tuesday, the 25th, residents were evacuated | 0:17:05 | 0:17:07 | |
"in their night clothes from Merok Park. | 0:17:07 | 0:17:09 | |
"Inspectors were so shocked by the squalid conditions | 0:17:09 | 0:17:11 | |
"that they ordered it to be closed immediately | 0:17:11 | 0:17:13 | |
"and the pensioners ferried by ambulance to other homes. | 0:17:13 | 0:17:16 | |
"Residents' families describe Merok Park as a pigsty. | 0:17:16 | 0:17:19 | |
"Last night, they called for police investigation and demanded to know | 0:17:19 | 0:17:23 | |
"why the Cooppens had been able to charge so much for such poor care." | 0:17:23 | 0:17:27 | |
Mr and Mrs Cooppen were never prosecuted over the scandal | 0:17:27 | 0:17:30 | |
and, it seems, have now left the country with unpaid debts. | 0:17:30 | 0:17:34 | |
The sheriffs are here to collect. | 0:17:34 | 0:17:36 | |
But they are now joined by other enforcement professionals | 0:17:36 | 0:17:39 | |
called here by the house's occupant. | 0:17:39 | 0:17:41 | |
Basically, we're looking for a couple named Mr and Mrs Cooppen. | 0:17:41 | 0:17:44 | |
Apparently, they're not here, they're out of the country. | 0:17:44 | 0:17:47 | |
So, we're basically taking the Bentley to clear the debt. | 0:17:47 | 0:17:50 | |
The lady in there said, "Oh, it's mine." We've asked her for proof of | 0:17:50 | 0:17:53 | |
ownership, she's gone back in and hasn't come back out. | 0:17:53 | 0:17:55 | |
-If you want to wait here, we'll make contact... -OK. | 0:17:55 | 0:17:58 | |
..with her and see what she says. | 0:17:58 | 0:17:59 | |
The police go inside to speak to the woman. | 0:18:02 | 0:18:04 | |
But because Lawrence and Kev are there by order of the court, | 0:18:04 | 0:18:07 | |
the police shouldn't prevent them from doing their job. | 0:18:07 | 0:18:10 | |
We've advised her there's nothing we can do | 0:18:10 | 0:18:12 | |
-about the seizure of the vehicle. -Cos that's registered. | 0:18:12 | 0:18:15 | |
Any issues, give us a call. | 0:18:15 | 0:18:17 | |
-And sure enough, they're on their way. -Thanks very much. | 0:18:17 | 0:18:20 | |
-Have a good day. -Thanks, guys. Thank you. | 0:18:20 | 0:18:23 | |
Soon, the woman makes another appearance. | 0:18:24 | 0:18:27 | |
This time, she's got the debtor, Mr Cooppen, on the phone. | 0:18:27 | 0:18:30 | |
He also claims the Bentley belongs to her. | 0:18:30 | 0:18:34 | |
To which lady? This lady with the provisional license? | 0:18:35 | 0:18:38 | |
It has nothing to do with council tax, this is a High Court writ. | 0:18:39 | 0:18:43 | |
A writ which it doesn't sound like Mr Cooppen is about to pay in full. | 0:18:43 | 0:18:48 | |
Right, well, the car's going then, sir. | 0:18:48 | 0:18:51 | |
No, it's got to be all of it, sir. | 0:18:51 | 0:18:53 | |
And with the extra costs of enforcement, the bill is rising. | 0:18:53 | 0:18:58 | |
You currently owe £9,461.80. | 0:18:58 | 0:19:02 | |
Mr Cooppen wants to make a smaller payment, | 0:19:04 | 0:19:06 | |
but Lawrence is in no mood to strike a deal. | 0:19:06 | 0:19:09 | |
No, sir. The car is going, then it will be sold | 0:19:09 | 0:19:13 | |
and you'll be paid any balance out of that. | 0:19:13 | 0:19:16 | |
No, it needs to be all of it. | 0:19:16 | 0:19:19 | |
It's the sheriffs' job to recover as much of the debt as possible. | 0:19:19 | 0:19:22 | |
And with a car worth about £30,000 sitting in front of them, | 0:19:22 | 0:19:26 | |
they're not going to accept any stalling. | 0:19:26 | 0:19:29 | |
Right, well, the car will be going, sir. | 0:19:29 | 0:19:32 | |
You'll have about a week to pay in full to get the car back | 0:19:32 | 0:19:35 | |
before it gets sold at auction. | 0:19:35 | 0:19:37 | |
No, it needs to be paid in full, sir. | 0:19:37 | 0:19:39 | |
I'm going to hand you back to your daughter now, | 0:19:39 | 0:19:41 | |
because I'm wasting me breath. | 0:19:41 | 0:19:43 | |
There you go. You gave the game away there having "mum" on your phone. | 0:19:43 | 0:19:46 | |
The debtor came up on the woman's phone as "mum", | 0:19:47 | 0:19:51 | |
so she is in fact the Cooppen's daughter. | 0:19:51 | 0:19:53 | |
And Lawrence is now more certain than ever the Bentley belongs | 0:19:53 | 0:19:57 | |
to her dad. | 0:19:57 | 0:19:58 | |
The owner of the vehicle is the person who actually buys it. | 0:19:58 | 0:20:01 | |
It doesn't matter what it says on the log book. | 0:20:01 | 0:20:04 | |
So he's the owner. | 0:20:04 | 0:20:05 | |
All they can do now is wait for the tow truck, | 0:20:07 | 0:20:10 | |
which finally arrives four hours after it was called. | 0:20:10 | 0:20:14 | |
Right, it's this Bentley here. | 0:20:14 | 0:20:17 | |
I'll move my van out of the way there, mate. | 0:20:17 | 0:20:19 | |
The guys swing into action. | 0:20:19 | 0:20:22 | |
After all the waiting around, | 0:20:22 | 0:20:23 | |
finally, the end of the job is in sight. | 0:20:23 | 0:20:25 | |
It should only take a couple of minutes to get it up there. | 0:20:25 | 0:20:29 | |
He'll just do his checks to make sure it's all nice and clean, | 0:20:29 | 0:20:32 | |
get it up and we'll be gone. | 0:20:32 | 0:20:33 | |
There's been no sign of the woman or the man inside the house | 0:20:35 | 0:20:38 | |
for hours now. | 0:20:38 | 0:20:39 | |
And even as the team prepare to lift the Bentley off the drive, | 0:20:39 | 0:20:43 | |
they are staying firmly out of sight. | 0:20:43 | 0:20:46 | |
The car is hoisted up, | 0:20:46 | 0:20:47 | |
checked for any damage... | 0:20:47 | 0:20:50 | |
Scratch there, and there's one along this side as well. | 0:20:50 | 0:20:54 | |
..and then it's job done. | 0:20:54 | 0:20:55 | |
Lovely. Cheers, mate. | 0:20:55 | 0:20:58 | |
The Cooppens will now have a week to pay nearly £9,900 to cover | 0:20:58 | 0:21:03 | |
the original debt plus costs, or else the Bentley will be sold. | 0:21:03 | 0:21:08 | |
For Lawrence and Kev, it's been a long morning. | 0:21:10 | 0:21:12 | |
It's one of those things, it took him four hours | 0:21:12 | 0:21:15 | |
cos he got stuck on the M25. It's nobody's fault. | 0:21:15 | 0:21:17 | |
And gannet, who's been desperate for food now for three hours 55, | 0:21:17 | 0:21:22 | |
has now wandered off on the phone and he's not in the van, | 0:21:22 | 0:21:25 | |
like, itching to get to some food. | 0:21:25 | 0:21:28 | |
Food? Hell, yeah! | 0:21:28 | 0:21:29 | |
Four days later, the Cooppens paid in full. | 0:21:32 | 0:21:37 | |
Their former employee received their missing wages | 0:21:37 | 0:21:39 | |
and the Bentley was returned. | 0:21:39 | 0:21:41 | |
Many of the sheriffs' cases arise from the sale of second-hand cars. | 0:21:52 | 0:21:56 | |
And just outside Stockport, Sheriff Alan Pennington | 0:21:56 | 0:21:59 | |
is about to enforce | 0:21:59 | 0:22:01 | |
a typical case against a company called Cheadle Car Sales Ltd. | 0:22:01 | 0:22:06 | |
The premises we're going to is on a retail estate. | 0:22:06 | 0:22:09 | |
I'm not really sure who I'm going to meet and what assets they've got. | 0:22:09 | 0:22:14 | |
Cheadle Car Sales was taken to the County Court by a customer | 0:22:15 | 0:22:19 | |
who'd bought a car they weren't happy with. | 0:22:19 | 0:22:21 | |
They won the case and the company was ordered to give them a refund | 0:22:21 | 0:22:24 | |
plus costs. | 0:22:24 | 0:22:26 | |
Eight weeks later, it still hasn't. | 0:22:26 | 0:22:28 | |
So now, with a High Court writ in his hand, | 0:22:28 | 0:22:31 | |
Alan is going to try to get the customer's money back. | 0:22:31 | 0:22:35 | |
We'll be there shortly, anyway. | 0:22:35 | 0:22:36 | |
And hopefully, we can meet up with someone from the premises | 0:22:36 | 0:22:40 | |
and try and get this case resolved for the claimant. | 0:22:40 | 0:22:42 | |
Cheadle Car Sales, there we are. | 0:22:42 | 0:22:45 | |
-Hello, fellas. -Hey. -Hello. | 0:22:47 | 0:22:49 | |
I'm an enforcement agent, I'm here to issue a High Court writ. | 0:22:49 | 0:22:52 | |
Is there anyone I can speak to? | 0:22:52 | 0:22:55 | |
-Is that camera on? -Yeah. | 0:22:55 | 0:22:57 | |
At the sight of Alan and our camera, | 0:22:58 | 0:23:01 | |
the boss of Cheadle Car Sales, Mr Cawley, makes an appearance. | 0:23:01 | 0:23:04 | |
Yeah, what's it about? | 0:23:04 | 0:23:06 | |
Can I come in and have a chat with you in the office? | 0:23:06 | 0:23:08 | |
Yeah, without the camera. | 0:23:08 | 0:23:10 | |
Our camera's asked to leave. | 0:23:13 | 0:23:15 | |
And while Alan talks to Mr Cawley in his office, | 0:23:15 | 0:23:19 | |
the staff of Cheadle Car Sales start to show us a bit of cheek. | 0:23:19 | 0:23:22 | |
In fact, a lot of it. | 0:23:24 | 0:23:26 | |
Inside the garage, the boss is refusing to pay, | 0:23:29 | 0:23:33 | |
unless, that is, a certain condition is met, | 0:23:33 | 0:23:36 | |
as Alan explains to his office. | 0:23:36 | 0:23:39 | |
Basically, he wants to know what vehicle it is, | 0:23:39 | 0:23:42 | |
and he's not going to pay until he gets that vehicle back. | 0:23:42 | 0:23:46 | |
I've told him, "I'm not here to give you your vehicle back, | 0:23:46 | 0:23:49 | |
"I'm here to issue you a High Court writ." | 0:23:49 | 0:23:52 | |
Anticipating a standoff, | 0:23:52 | 0:23:53 | |
Alan tells the office he might need some backup. | 0:23:53 | 0:23:56 | |
There's about eight of them here. | 0:23:56 | 0:23:58 | |
And unless the police arrive... | 0:23:58 | 0:24:00 | |
I don't really want to get involved unless the police are here. | 0:24:00 | 0:24:04 | |
OK. Thanks a lot. Bye-bye. All right, cheers. | 0:24:04 | 0:24:07 | |
And while the boss leaves to run an errand, | 0:24:08 | 0:24:11 | |
Alan mulls over his options. | 0:24:11 | 0:24:13 | |
He's only going to pay if the car is returned. | 0:24:13 | 0:24:15 | |
He's going to come back | 0:24:15 | 0:24:17 | |
and then we'll go through the process of either having to call | 0:24:17 | 0:24:22 | |
the police to assist me and a low-loader | 0:24:22 | 0:24:26 | |
to take the vehicles away. | 0:24:26 | 0:24:28 | |
So, we'll find out in the next ten or 15 minutes, | 0:24:29 | 0:24:33 | |
when the gentleman comes back. | 0:24:33 | 0:24:34 | |
But when Mr Cawley returns, he hasn't changed his stance. | 0:24:36 | 0:24:40 | |
He now says he offered to fix the customer's car | 0:24:40 | 0:24:43 | |
when it first went wrong. | 0:24:43 | 0:24:44 | |
He still wants the vehicle returned as a point of principle | 0:24:44 | 0:24:47 | |
before he'll pay a penny. | 0:24:47 | 0:24:49 | |
As this isn't covered by the court order, | 0:24:50 | 0:24:52 | |
he's got no right to demand this. | 0:24:52 | 0:24:54 | |
But as it could be a way of avoiding an ugly showdown, | 0:24:54 | 0:24:58 | |
Alan thinks it's worth a shot and gets the claimant on the phone. | 0:24:58 | 0:25:02 | |
He's happy to pay out the full amount of money on the claim | 0:25:03 | 0:25:06 | |
if the car comes back. | 0:25:06 | 0:25:08 | |
What do you think? | 0:25:08 | 0:25:10 | |
The claimant says the car is undrivable and won't return it. | 0:25:10 | 0:25:14 | |
But as it's currently abandoned on their driveway, | 0:25:14 | 0:25:17 | |
they are willing for it to be picked up at the garage's expense. | 0:25:17 | 0:25:20 | |
All right. No problem. Thanks. Bye-bye. | 0:25:20 | 0:25:24 | |
Alan heads in to tell Mr Cawley that's the best he can do. | 0:25:24 | 0:25:29 | |
All right. | 0:25:29 | 0:25:30 | |
He'll either have to pay his debt and collect the claimant's vehicle | 0:25:32 | 0:25:35 | |
himself or else lose another car from his forecourt. | 0:25:35 | 0:25:39 | |
It has the desired effect. | 0:25:39 | 0:25:41 | |
Mr Cawley agrees to the deal. | 0:25:41 | 0:25:43 | |
But yet again, there's a catch. | 0:25:43 | 0:25:46 | |
His partner is in hospital | 0:25:46 | 0:25:49 | |
and she has the bank details | 0:25:49 | 0:25:51 | |
and apparently runs the admin side of the business. | 0:25:51 | 0:25:54 | |
So he can't pay today and is asking Alan to come back tomorrow. | 0:25:56 | 0:26:00 | |
It sounds like another excuse. | 0:26:00 | 0:26:03 | |
But given the situation, Alan thinks on this occasion it is | 0:26:03 | 0:26:06 | |
worth giving him the benefit of the doubt. | 0:26:06 | 0:26:09 | |
The gentleman is happy to pay. | 0:26:09 | 0:26:12 | |
I didn't see the point of any further confrontation. | 0:26:12 | 0:26:15 | |
So we've agreed to meet. | 0:26:15 | 0:26:17 | |
And if that's the case, tomorrow then all will be well | 0:26:17 | 0:26:21 | |
and done and the case will be closed. | 0:26:21 | 0:26:24 | |
Leaving without payment today might look like another bum deal | 0:26:24 | 0:26:28 | |
from the garage, but Alan's pragmatism pays off. | 0:26:28 | 0:26:31 | |
The following morning, Mr Cawley settled in full as promised. | 0:26:31 | 0:26:35 | |
The car was picked up from the customer | 0:26:35 | 0:26:37 | |
and they got their money back. | 0:26:37 | 0:26:39 | |
Sheriffs are now officially known as High Court enforcement agents, | 0:26:40 | 0:26:43 | |
and they'll collect the money you're owed. | 0:26:43 | 0:26:46 | |
My job is to collect in full or remove goods. | 0:26:46 | 0:26:49 | |
They've got more powers of entry than bailiffs. | 0:26:49 | 0:26:52 | |
We don't have to take any notice | 0:26:52 | 0:26:53 | |
of your security protocol, I'm afraid. | 0:26:53 | 0:26:55 | |
And there's no limit on the size of the debts they can pursue. | 0:26:55 | 0:26:58 | |
£1.6 million. | 0:26:58 | 0:27:00 | |
Their fees are set by the government, | 0:27:00 | 0:27:03 | |
which debtors have to pay on top of what they already owe. | 0:27:03 | 0:27:06 | |
Thank you very much. See you later. | 0:27:06 | 0:27:08 | |
If the sheriffs can't recover any of your money, | 0:27:09 | 0:27:12 | |
there's a fee of £75 plus VAT. | 0:27:12 | 0:27:14 | |
It's just gone midday and Lawrence and Kev are in Putney, South London, | 0:27:27 | 0:27:31 | |
looking to recoup another unpaid debt. | 0:27:31 | 0:27:33 | |
We are going to WP&E Hospitality Ltd, | 0:27:34 | 0:27:38 | |
looking for £3,805. | 0:27:38 | 0:27:42 | |
Our client is Fish! Kitchen Ltd. | 0:27:42 | 0:27:46 | |
I believe this is for the supplying of fish. | 0:27:46 | 0:27:50 | |
They didn't pay for their fish. | 0:27:53 | 0:27:55 | |
WP&E Hospitality Ltd trade as The Lobster House, | 0:27:57 | 0:28:01 | |
a fish and seafood restaurant on the Thames. | 0:28:01 | 0:28:04 | |
Lawrence is always excited about going out for lunch. | 0:28:05 | 0:28:08 | |
Well, I believe this fish restaurant we're going to | 0:28:08 | 0:28:11 | |
is quite a nice plaice. | 0:28:11 | 0:28:13 | |
Wah, wah, waaah. | 0:28:13 | 0:28:16 | |
But you won't carp on about it, will you? | 0:28:17 | 0:28:20 | |
LAWRENCE LAUGHS | 0:28:20 | 0:28:21 | |
It's not the first time the sheriffs have visited a restaurant. | 0:28:21 | 0:28:25 | |
It's a business that's famously hard to make a success of, | 0:28:25 | 0:28:28 | |
as the claimant in this case also knows all too well. | 0:28:28 | 0:28:32 | |
Tony Allen is himself a chef with two restaurants | 0:28:32 | 0:28:36 | |
going by the name of The Fish! Kitchen, | 0:28:36 | 0:28:38 | |
but he originally built up his business as a fish supplier. | 0:28:38 | 0:28:42 | |
I was so disillusioned with the fact... | 0:28:43 | 0:28:45 | |
what I was getting in restaurants as a chef, | 0:28:45 | 0:28:48 | |
and I thought I could do a lot better. | 0:28:48 | 0:28:50 | |
Tony started buying better fish at the docks | 0:28:51 | 0:28:54 | |
and selling it to chefs he knew. | 0:28:54 | 0:28:56 | |
Within a few years, he was supplying 600 restaurants. | 0:28:56 | 0:28:59 | |
And at one point, he had his own TV show with Giorgio Locatelli. | 0:28:59 | 0:29:03 | |
But he's since scaled-down the wholesale side of the business, | 0:29:03 | 0:29:07 | |
preferring instead to source fish just for his own restaurants | 0:29:07 | 0:29:11 | |
and his fishmongers next door. | 0:29:11 | 0:29:13 | |
I wasn't interested in supplying restaurants. | 0:29:13 | 0:29:15 | |
For years, I was perhaps waiting anything from 30 to 90 days | 0:29:15 | 0:29:19 | |
for that revenue to come back and money to come in. | 0:29:19 | 0:29:21 | |
We do a couple of local restaurants that pay | 0:29:21 | 0:29:24 | |
when they come in and take their produce. | 0:29:24 | 0:29:26 | |
But really, we are a retail supplier. | 0:29:26 | 0:29:28 | |
But he recently got reeled back into the wholesale trade | 0:29:29 | 0:29:34 | |
when WP&E Hospitality Ltd came knocking on his door. | 0:29:34 | 0:29:37 | |
When they opened The Lobster House, the director, Mr Ling, | 0:29:37 | 0:29:41 | |
decided he wanted Tony to supply him and to pick his brains for advice. | 0:29:41 | 0:29:45 | |
The owner of the restaurant came in to see me. | 0:29:45 | 0:29:48 | |
I could see that he needed help. | 0:29:48 | 0:29:50 | |
We're not just fishmongers, I have restaurants of my own. | 0:29:50 | 0:29:52 | |
I've had a lovely experience in planning menus, balancing menus. | 0:29:52 | 0:29:57 | |
He appealed to my better nature. | 0:29:57 | 0:29:58 | |
You know, he met me next-door, he really wanted to buy off us. | 0:29:58 | 0:30:01 | |
I looked at this as a one-off, | 0:30:01 | 0:30:03 | |
and I wanted him to succeed, because we would've carried | 0:30:03 | 0:30:06 | |
on supplying him, we would've had a good business relationship. | 0:30:06 | 0:30:09 | |
And I thought I was helping him out, really. | 0:30:09 | 0:30:11 | |
Initially, WP&E Hospitality Ltd paid in cash. | 0:30:13 | 0:30:17 | |
But soon, they wanted credit. | 0:30:17 | 0:30:19 | |
After three or four months, he then phoned me | 0:30:19 | 0:30:22 | |
and said could he have an account. | 0:30:22 | 0:30:24 | |
I thought we'd built up enough trust. | 0:30:24 | 0:30:26 | |
At the same time, however, | 0:30:27 | 0:30:29 | |
Tony noticed not everything was hunky-dory with the new restaurant. | 0:30:29 | 0:30:34 | |
He was buying very sporadically. | 0:30:34 | 0:30:36 | |
And then I had a look at the stuff they were buying, | 0:30:36 | 0:30:39 | |
it didn't match the menu. | 0:30:39 | 0:30:40 | |
I could see that the chefs were changing, | 0:30:40 | 0:30:42 | |
the voices on the answering phone were completely different. | 0:30:42 | 0:30:44 | |
And that sent the alarm bells ringing, really. | 0:30:44 | 0:30:47 | |
Tony had seen the writing on the wall. | 0:30:47 | 0:30:50 | |
And soon after, he was reminded why he didn't want to supply | 0:30:50 | 0:30:53 | |
restaurants in the first place. | 0:30:53 | 0:30:55 | |
We hadn't been paid for two months, | 0:30:55 | 0:30:57 | |
and I asked him to come in to see me. | 0:30:57 | 0:30:59 | |
I explained to him, "I can't really supply you any more." | 0:30:59 | 0:31:02 | |
And he said, "OK, I'll send you a cheque." He never did. | 0:31:02 | 0:31:06 | |
I phoned him two or three times, | 0:31:06 | 0:31:08 | |
I even went over to the restaurant to see him. | 0:31:08 | 0:31:10 | |
I spoke to Chris, my finance director, | 0:31:10 | 0:31:13 | |
and I said to him that, "We've got to take legal action." | 0:31:13 | 0:31:16 | |
Before that, Chris tried to sort the matter out himself, | 0:31:18 | 0:31:21 | |
but he had no more luck than Tony. | 0:31:21 | 0:31:23 | |
It was very frustrating. | 0:31:23 | 0:31:25 | |
We had to make several phone calls, send e-mails, | 0:31:25 | 0:31:28 | |
none of which were replied to. | 0:31:28 | 0:31:31 | |
When I did actually finally get to speak to the defendant, | 0:31:31 | 0:31:37 | |
he indicated that there wasn't any more money in the business | 0:31:37 | 0:31:41 | |
and that he was looking for further funding from abroad, | 0:31:41 | 0:31:44 | |
which was due within a month or two. | 0:31:44 | 0:31:47 | |
At this point, The Lobster House owed over £2,500. | 0:31:48 | 0:31:52 | |
Before the case went to court, WP&E Hospitality Ltd had | 0:31:55 | 0:31:59 | |
one last chance to reach an agreement with Tony and Chris. | 0:31:59 | 0:32:03 | |
We had mediation beforehand and he offered between £800, £900. | 0:32:03 | 0:32:08 | |
£900, you know, I could've taken that. But it's not the money. | 0:32:08 | 0:32:12 | |
Normally, it would be the money, not the principle. | 0:32:12 | 0:32:14 | |
But this time it was the principle | 0:32:14 | 0:32:15 | |
for the amount of time and effort I put in to help the man. | 0:32:15 | 0:32:19 | |
After Tony declined the offer, the case was heard in court. | 0:32:20 | 0:32:23 | |
Fish! Kitchen won and WP&E Hospitality | 0:32:23 | 0:32:27 | |
was ordered to pay the full amount. | 0:32:27 | 0:32:29 | |
Only Tony hasn't seen a penny. | 0:32:29 | 0:32:33 | |
And now the best we can hope for | 0:32:33 | 0:32:35 | |
is that the sheriffs actually produce. | 0:32:35 | 0:32:37 | |
They've got a very difficult job on this one. | 0:32:37 | 0:32:40 | |
But if anyone can get his money back, it's Lawrence and Kev, | 0:32:45 | 0:32:49 | |
and they're headed to The Lobster House, | 0:32:49 | 0:32:51 | |
hoping to meet its director, Mr Ling. | 0:32:51 | 0:32:54 | |
-That's it. -The Lobster House? -Yes. | 0:32:54 | 0:32:57 | |
The building is unmistakable. | 0:33:01 | 0:33:03 | |
But peering through the window, it doesn't look promising. | 0:33:03 | 0:33:06 | |
-They're not open anyway. -It's being refurbed. | 0:33:06 | 0:33:09 | |
The front entrance is locked. | 0:33:09 | 0:33:11 | |
But around the back, someone comes to the door. | 0:33:11 | 0:33:15 | |
Hello there. My name's Mr Grix. | 0:33:15 | 0:33:16 | |
-My colleague and I are enforcement agents. -All right. | 0:33:16 | 0:33:19 | |
We've got a High Court writ against WP&E Hospitality Ltd, | 0:33:19 | 0:33:24 | |
trading as The Lobster House. | 0:33:24 | 0:33:26 | |
The woman says The Lobster House have moved out. | 0:33:26 | 0:33:29 | |
She's currently setting up a new Mediterranean restaurant. | 0:33:29 | 0:33:33 | |
Have you not been here long? | 0:33:33 | 0:33:34 | |
So are you a new company, are you? | 0:33:36 | 0:33:39 | |
Yeah, sure, cheers. | 0:33:39 | 0:33:40 | |
Given they only moved out recently, Lawrence needs to make sure that | 0:33:40 | 0:33:45 | |
none of WP&E Hospitality Ltd's goods are still on the premises. | 0:33:45 | 0:33:49 | |
You rent the building, but you've bought all the fixtures | 0:33:49 | 0:33:51 | |
and fittings, have you? | 0:33:51 | 0:33:53 | |
Yes. | 0:33:53 | 0:33:54 | |
So who was that money to? | 0:33:54 | 0:33:55 | |
So he's basically sold you the bits and pieces and moved out? | 0:33:57 | 0:34:02 | |
The woman hasn't got paperwork to hand to prove what she's saying, | 0:34:04 | 0:34:08 | |
but Lawrence is happy enough. | 0:34:08 | 0:34:10 | |
I completely believe what you're saying. | 0:34:10 | 0:34:13 | |
And you can see it is being refurbished. | 0:34:13 | 0:34:15 | |
As he will still need to see proof, he asked the woman to send | 0:34:16 | 0:34:20 | |
her paperwork through to the sheriffs' office. | 0:34:20 | 0:34:22 | |
And he has got some advice for the new restaurant. | 0:34:22 | 0:34:25 | |
Once you've got this paperwork together, | 0:34:25 | 0:34:28 | |
have them all to hand so you that | 0:34:28 | 0:34:31 | |
if you do get any more enforcement agents coming round for | 0:34:31 | 0:34:34 | |
-whatever debt, you can say, "Look, this is us, we took over then." -OK. | 0:34:34 | 0:34:38 | |
-And they'll be gone quicker than us. -OK. | 0:34:38 | 0:34:40 | |
-OK? -See you later, have a good day. | 0:34:40 | 0:34:42 | |
With no debtor and no assets, | 0:34:44 | 0:34:46 | |
there is nothing more the sheriffs can do today. | 0:34:46 | 0:34:48 | |
They don't give up easily, though. | 0:34:48 | 0:34:51 | |
And six weeks later, Kev's been able to dredge up some new information. | 0:34:51 | 0:34:56 | |
I did a bit of research, I've come up with this new address for them. | 0:34:56 | 0:35:00 | |
So we'll go here today, | 0:35:00 | 0:35:01 | |
see if we can have more luck here than we did before. | 0:35:01 | 0:35:05 | |
It's another nibble on the line. | 0:35:05 | 0:35:07 | |
But the sheriffs know from experience | 0:35:07 | 0:35:09 | |
not to get their hopes up. | 0:35:09 | 0:35:11 | |
If the restaurant has shut, the company could well | 0:35:11 | 0:35:14 | |
be in financial trouble, and the new address might not bear any fruit. | 0:35:14 | 0:35:18 | |
It's more likely to be a director's home address | 0:35:18 | 0:35:21 | |
or a registered office. | 0:35:21 | 0:35:23 | |
If they've gone from the trading address, | 0:35:23 | 0:35:25 | |
it's unlikely you'll find assets anywhere else. | 0:35:25 | 0:35:28 | |
They arrive at the address. But it is not obvious how to get in. | 0:35:31 | 0:35:35 | |
Luckily, a man in a neighbouring unit has arrived at the same time. | 0:35:37 | 0:35:41 | |
-Looking for 1B. -Oh, that's upstairs. -That's upstairs, is it? | 0:35:41 | 0:35:44 | |
-Is that through that door there, is it? -Hm. | 0:35:44 | 0:35:46 | |
-Are you just about to open that? -I am. -Excellent news for us. | 0:35:46 | 0:35:50 | |
Lovely. Cheers. | 0:35:50 | 0:35:52 | |
Having charmed his way in, | 0:35:54 | 0:35:55 | |
Lawrence makes his way to the 1B office. | 0:35:55 | 0:35:58 | |
Morning. Hi there, I'm looking for WP&E Hospitality Ltd. | 0:35:59 | 0:36:03 | |
You are an office acting for them? | 0:36:05 | 0:36:06 | |
In what capacity? | 0:36:06 | 0:36:08 | |
So, what's the name of your business, sir? | 0:36:12 | 0:36:14 | |
The man says this is just WP&E Hospitality Ltd's | 0:36:16 | 0:36:20 | |
registered address and that he runs a separate company. | 0:36:20 | 0:36:24 | |
Lawrence isn't yet convinced that he has nothing to do with the debt. | 0:36:24 | 0:36:29 | |
Are the two companies connected at all? | 0:36:29 | 0:36:31 | |
So are you a director of both companies? | 0:36:32 | 0:36:34 | |
Right. Now we're getting somewhere. | 0:36:34 | 0:36:37 | |
It's Mr Ling, | 0:36:38 | 0:36:40 | |
the man Tony said he helped with The Lobster House's menus. | 0:36:40 | 0:36:44 | |
We are here today with a High Court writ | 0:36:44 | 0:36:47 | |
-on behalf of Fish! Kitchen Limited... -Yeah. | 0:36:47 | 0:36:51 | |
..we are ordered to take control of goods to the value of £3,851.78. | 0:36:51 | 0:36:56 | |
You're responsible, sir. So how would you like to pay? | 0:36:56 | 0:36:59 | |
Have you got cash here or would you like to pay on a card? | 0:36:59 | 0:37:01 | |
Bank transfer? | 0:37:01 | 0:37:03 | |
But Mr Ling doesn't want to pay. | 0:37:03 | 0:37:06 | |
Yes. | 0:37:08 | 0:37:09 | |
So, you haven't had the money for the restaurant yet? | 0:37:11 | 0:37:14 | |
Right, so you're telling me the company's got no money? | 0:37:14 | 0:37:17 | |
Right, well, I'll have to take control of assets then. | 0:37:17 | 0:37:20 | |
Just as Lawrence feared, | 0:37:20 | 0:37:22 | |
Mr Ling says that WP&E Hospitality is broke. | 0:37:22 | 0:37:26 | |
What's more, he claims it doesn't own anything in this office. | 0:37:27 | 0:37:31 | |
Lawrence will need to see proof. | 0:37:31 | 0:37:33 | |
If you can't prove today that it belongs to FM Europe Ltd, | 0:37:33 | 0:37:36 | |
we will be taking it. | 0:37:36 | 0:37:38 | |
Everything can go - cupboards, desks, chairs, computers... | 0:37:38 | 0:37:42 | |
Mr Ling starts to look through his receipts. | 0:37:44 | 0:37:47 | |
But the sheriffs don't really want the stuff here | 0:37:47 | 0:37:50 | |
as its value wouldn't cover the cost of removing it. | 0:37:50 | 0:37:53 | |
They're hoping the threat will convince him to pay up. | 0:37:53 | 0:37:56 | |
It seems, however, that Mr Ling genuinely can't. | 0:37:56 | 0:37:59 | |
He shows Lawrence the company's bank statement. | 0:37:59 | 0:38:02 | |
All right, OK. | 0:38:08 | 0:38:09 | |
So you can't come up with any funds today? | 0:38:09 | 0:38:12 | |
Right. So now we come back... | 0:38:13 | 0:38:14 | |
Mr Ling says he's expecting some money to come in | 0:38:14 | 0:38:17 | |
from the sale of the restaurant in the next couple of weeks. | 0:38:17 | 0:38:20 | |
Lawrence isn't going to waste his afternoon emptying this tiny | 0:38:20 | 0:38:23 | |
office, so instead, he lists the goods and Mr Ling promises to | 0:38:23 | 0:38:27 | |
pay when his money comes through. | 0:38:27 | 0:38:30 | |
Right, this is your control goods agreement. | 0:38:30 | 0:38:33 | |
OK, so the agreement is payment in full by the 14th of December. | 0:38:33 | 0:38:37 | |
-Yeah, right. -OK? So you need to sign, print and date that. | 0:38:37 | 0:38:41 | |
OK? Bye-bye. | 0:38:41 | 0:38:43 | |
And with that, they head for home. | 0:38:46 | 0:38:48 | |
There was no assets there, that's the biggest trouble you've got. | 0:38:50 | 0:38:52 | |
It would never be worth removing for a job like that, | 0:38:52 | 0:38:56 | |
so there's not a lot you can do. | 0:38:56 | 0:38:58 | |
We saw his bank account. | 0:38:58 | 0:38:59 | |
So it's sort of hitting your head | 0:38:59 | 0:39:01 | |
against a brick wall on that one a little bit. | 0:39:01 | 0:39:03 | |
The only thing we can hope for is when he does get his money | 0:39:03 | 0:39:06 | |
for the sale of the restaurant, that he pays then. | 0:39:06 | 0:39:09 | |
What happened to the money from the sale of the restaurant, | 0:39:13 | 0:39:16 | |
though, is unclear. | 0:39:16 | 0:39:17 | |
Shortly after the sheriffs' visit, WP&E Hospitality Ltd went | 0:39:17 | 0:39:22 | |
into liquidation and Mr Ling hasn't settled the debt to Fish! Kitchen. | 0:39:22 | 0:39:26 | |
We won't be receiving our money. And, obviously, we're disappointed. | 0:39:29 | 0:39:34 | |
But I think, myself and Chris, | 0:39:34 | 0:39:37 | |
are resigning to the fact that we wasn't going to get paid. | 0:39:37 | 0:39:40 | |
One of those things in business. These things happen all the time. | 0:39:40 | 0:39:44 | |
Put a line under this now and move on. | 0:39:44 | 0:39:46 | |
In Hertfordshire, Ken Warby is on his way to execute | 0:39:56 | 0:40:00 | |
a writ at a company called Novo Cucine. | 0:40:00 | 0:40:03 | |
I believe they fit kitchens. | 0:40:03 | 0:40:05 | |
And I believe the claimant on this one | 0:40:05 | 0:40:09 | |
is just a disgruntled customer. | 0:40:09 | 0:40:13 | |
A debt of just over £2,500. | 0:40:13 | 0:40:17 | |
Novo Cucine were taken to court by a Mr Michael Quane, | 0:40:17 | 0:40:21 | |
who won his case by default after the company offered no defence. | 0:40:21 | 0:40:25 | |
This type of case is bread-and-butter stuff | 0:40:26 | 0:40:28 | |
for the sheriffs. Ken's visited many a kitchen fitter in his time | 0:40:28 | 0:40:32 | |
and has become something of a connoisseur. | 0:40:32 | 0:40:35 | |
Kitchen places, mostly are dummy kitchens fitted. | 0:40:35 | 0:40:40 | |
Occasionally, you'll get cookers, fridges, freezers, | 0:40:40 | 0:40:44 | |
that sort of thing that you are able to remove. They just vary. | 0:40:44 | 0:40:48 | |
Sometimes they can be really posh, | 0:40:48 | 0:40:50 | |
other times a bit crummy, so... | 0:40:50 | 0:40:52 | |
You can never tell. | 0:40:53 | 0:40:55 | |
Ken reckons that if it's the posh type with swanky appliances, | 0:40:56 | 0:41:00 | |
then his chances of getting paid are pretty good. | 0:41:00 | 0:41:03 | |
So, when he arrives to find a large, modern building, he's optimistic. | 0:41:03 | 0:41:08 | |
When he goes in, it's exactly what he hoped for - | 0:41:08 | 0:41:11 | |
a big showroom with plenty of assets. | 0:41:11 | 0:41:14 | |
Staff, on the other hand, are harder to track down. | 0:41:14 | 0:41:18 | |
Hello? | 0:41:20 | 0:41:21 | |
Ken heads upstairs to see if he can find someone to speak to. | 0:41:21 | 0:41:25 | |
Hello? | 0:41:25 | 0:41:27 | |
Hello. My name is Mr Warby, I'm from the sheriffs' office. | 0:41:27 | 0:41:31 | |
Can you not get that away from my face? Sorry, I don't want to... | 0:41:31 | 0:41:34 | |
The woman asks us to not film her and she says that the boss is away. | 0:41:34 | 0:41:38 | |
Any chance you can get him on the phone? | 0:41:38 | 0:41:40 | |
Can you get him on the phone abroad then? | 0:41:42 | 0:41:44 | |
Another member of staff now arrives. | 0:41:46 | 0:41:49 | |
And our camera's asked to leave. | 0:41:49 | 0:41:50 | |
After seeing the details of the writ, | 0:41:52 | 0:41:54 | |
it seems the staff are aware of the case, as Ken explains outside. | 0:41:54 | 0:42:00 | |
The claimant wanted a kitchen, he made a deposit. | 0:42:00 | 0:42:03 | |
There was a contract, but he never signed it. | 0:42:03 | 0:42:06 | |
When Mr Quane changed his mind and tried to cancel, | 0:42:06 | 0:42:09 | |
the company wouldn't let him, | 0:42:09 | 0:42:11 | |
so he made a claim through the County Court. | 0:42:11 | 0:42:13 | |
After winning his case, he should have been paid back | 0:42:13 | 0:42:16 | |
and now Ken is here to collect. | 0:42:16 | 0:42:18 | |
With plenty of assets in the showroom, | 0:42:18 | 0:42:21 | |
he's pretty sure it won't take long, and he's not wrong. | 0:42:21 | 0:42:25 | |
Unfortunately, they don't have the means to pay there, | 0:42:26 | 0:42:30 | |
but the MD did. | 0:42:30 | 0:42:31 | |
I spoke to him abroad. He's in Croatia. | 0:42:31 | 0:42:35 | |
And I told him that he needs to pay the balance in full, | 0:42:35 | 0:42:37 | |
otherwise we will be removing the goods today. | 0:42:37 | 0:42:40 | |
So he has made a bank transfer for the full amount of £2,696.99. | 0:42:40 | 0:42:48 | |
I just checked with the office, that's gone through. | 0:42:48 | 0:42:50 | |
So a good result in the end. | 0:42:50 | 0:42:54 | |
The customer, Mr Quane, has got his money back. | 0:42:54 | 0:42:57 | |
And it's another case closed for the sheriffs. | 0:42:57 | 0:43:01 |