21/02/2012 am.pm


21/02/2012

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Good afternoon. Welcome to am.pm. Carwyn Jones is on his feet as I

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speak, so you will get over to the Senedd shortly.

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You can contact us to Davia Twitter, -- today via Twitter. Physicist

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under way, so let's take a look at today's questions to the First

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Good afternoon. Item one, questions to the First Minister. Question one,

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please. Will he make a statement on the Welsh ambulance response times

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over the past six months? It is with testament to the ambulance

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staff that the response time has been made over five of the past six

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months. This is surely good news, but do you not agree it is time to

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reorganise the service by making the ambulance service more

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accountable to local health boards who did have much greater control

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in response times? Would you could political differences aside, and

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give an assurance that the proposal will be considered, and a report

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presented to a future meeting of the health and social services

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committee? There is no evidence to suggest the service would improve

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if it was split between the health boards. But on top of the national

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response time that I have mentioned, the target has been met a in 19 of

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the past 23 months. First Minister, in any reorganisation of the health

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board, will you ensure that any additional demands and ambulance

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services in terms of costs and time will be taken into account and

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built into the process? There won't be any reorganisation of the health

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boards, but it is important that the ambulance trust is part of the

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consultation that takes place, regarding any plans to change

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services across Wales. It is regrettable that in December, the

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65% target for Category A calls being met with in eight minutes was

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not met in Wales. I know that there has been a trend towards improving

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the service in recent years, but that is a disappointment. Given the

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fact that ambulance -- the Welsh ambulance trust will face pressure

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on its budgets as a result of the increasing cost in fuel,

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particularly with the situation in the Middle East as it is, what

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worker are you doing to ensure there are adequate resources for

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the Welsh ambulance service to make sure it is able to meet the

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demanding targets in place upon it? We're confident the trust has the

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resources it needs. In December of last year, the ambulance has

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received 40,000 life threatening calls, the highest-ever on records.

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Despite that the target was missed by only 0.2%. That is a tribute to

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the hard work put in by the paramedics. Will you provide a

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statement clarifying the ways in which the Welsh government supports

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the use of credit unions in Wales? We're working to encourage credit

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union membership, using netted such as payroll deductions.

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Thank you. I welcome the work being done by the Welsh government. I am

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concerned with the development of the services they provide, and also

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being able to be paid through credit unions, which is the big

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issue. Will you be issuing a statement on what progress is being

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made on the services, and the progress achieved? The Minister for

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Local Government and communities is hosting the Wales credit union

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forum on Friday this week, and the purpose is to explore a how we can

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support credit unions be on the end of the current action plan and the

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funding arrangements in place. These will end in 20th September 13.

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-- September, 2013. The changes in the UK Credit Union

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Act support the Welsh Government's idea off using post offices...

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welcome any legislation that makes it easier for credit unions to

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offer services and for the members of the public to access the

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services. We will examine how best to move forward for. Thank you for

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your responses. I have raised the issue of linkage between credit

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unions and post offices on a number of occasions. I believe it is key

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to improve the greater access. Can he confirm if the Welsh government

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will confirm to doing more work with the Post Office network in

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Wales, and drive for more co- ordinated approach to providing

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credit union services? Yes, I will make that commitment. The minister

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will be the event on Friday, which will cover examination of how this

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May I take the point made a little further, and on your response to it,

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regarding the access to credit unions. First Minister, you have

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been condemning the short term loans that are available, and the

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way that the borrower is penalised. But many of these companies use the

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latest technologies in order to access your custom, so what can you

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do to make sure credit unions can also take advantage of the latest

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technology to insure their services are available to people for about

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Wales? Funding is available to insure access to the most recent

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technology is available to credit unions, and I have seen a number of

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credit unions using technology, including the internet, over the

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past few years. Some of the loan companies are sophisticated in the

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way they target people, so we need legislation in Westminster to make

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sure people are not drawn in by alone come police. -- loan

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companies. At the moment, credit unions do not have a product which

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is the equivalent of pay-day loans, and we're trying to develop a

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suitable product to tempt people from the unscrupulous lenders have

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the charge should have rights of interest. -- who charge massive

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amount of interest. We're trying to find alternative solution, rather

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than something that traps them into a downward spiral of unmanageable

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debt. Yes, it is important that individuals are assisted as much as

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possible. People are struggling at the moment with debt, and I am

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pleased that credit unions are being promoted by Citizens Advice

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officers. Over the last years, one company has seen a huge rise in

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people contacting them, because people are struggling to pay their

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bills. Debt counselling now have accounts for 42% of inquiries into

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their office. Support for the least well-off is being cut by a Tory-led

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UK government, and without the Labour-led government in Wales, the

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people in need would be abandoned. It is important to make sure people

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are able to explore as many avenues as possible to help with their

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finances, rather than be tempted into the clutches of the paid a

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loan companies. -- pay-day loan. The Welsh Government's permanent

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secretary, talking in relation to the grants programme, said that the

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Welsh government had not been a robust in ensuring organisations

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have all the standards expected. Can you confirm for us that in

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relation to this, the guidance they were under, there are no other

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organisations backed we are going to find have fallen foul of such a

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lack of guidance by the Welsh government, and particular the

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accounting role. In situations like this, we always see whether there

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are other companies involved. With regard to this, there are two

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inquiries on going. The chief executive of the organisation, in

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2008, giving evidence to the communities and culture committee,

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said that there is a danger that organisations that are in the

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charitable sector becomes so much part of the government that they

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stopped doing the work they are intended to do. Do you not think

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that those remarks are particularly relevant in this case? And that

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there has been too much of a link between the Labour Party and the

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government, and organisations to make sure that when recommendations

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are made by previous reports to the assembly, there was recommendations

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are not acted on, such as the 2004 report? I refer to the answer I

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gave a moment ago. I appreciate you are being defensive, there is no

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reason to stop him commenting on the report presented to the

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Assembly Government in 2004, and the subsequent remarks in 2007. I

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appreciate you might have difficulty commenting on the

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current revelations which are subject to investigation, and

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reports you have alluded to. But if you want to have a public

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appointment in Wales, there is a perception you need to carry a

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Labour Party card. If you look at recent appointments, a former

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Labour candidate was appointed as chair, another Labour candidate in

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another chair position. Can you assure the people of Wales that to

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secure a senior public appointments and Wales, you do not need to have

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a Labour membership card? Many appointments are made openly, and

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like the 1990s, when toadies who could not get elected ended up in

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quangos. They lost their seats in parliament, and as councillors. The

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people of Wales did not want them. It is true that in the 1990s you

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needed to be an active Tory to actually sit on any board in Wales

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that took decision. Now that is much more open, and unless he has

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evidence of this happening, I advise him to reduce -- produce

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that evidence on not make himself look as foolish as he has just done.

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First Minister, a health board has been allocated 80 million to

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support the transformation of services. Can you tell the chamber,

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what have the agreed to deliver? is a matter of fact that for many

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years they have required extra money. That is no surprise. 80

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million over three years was allocated last year. It has been

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made clear to local health boards at their -- that the ad expected to

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live within their budget. Is it surprising that you have agreed to

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give them �80 million, but you cannot tell us what the money is

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for? I am sure the people of Wales will have listened carefully to the

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answer you have given. You are right, because it has been bailed

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out to the tune of �67 million more than any other local health board

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in Wales over the past three years. And they keep coming back for more.

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This year they have had an extra allocation of �33 million, and they

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are forecasting a further deficit of four million pounds. Is it any

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wonder that the constituents have I'm not sure where the member is

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coming from. Whether he objects to the money being available. It would

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help my understanding whether he would declare whether he thinks the

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money should have been paid or not. What I want to know is what are

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they doing for the money? This is �80 million of public funds and you

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can't tell us why they've been given the money and what they are

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going to do, what they are going to deliver, for that money. Perfectly

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proper question and I think we are entitled to a response and your

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silence on that, I think, will not go down well with the people of

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Wales. The truth is that local -- that the Local Health Board hasn't

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kept withins in budget since formed. Isn't it clear that spending is out

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of control? There's to guarantee that you can give that they will

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keep within the budgets in the future. The health minister has

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said that the ultimate sanction, if a health board cannot keep within

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its finances, is that it should be replaced? Are you prepared to do

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that in this case? The situation will be examined at the right time.

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I'm confused as to the member's position. Is he saying he thinks

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the money shouldn't have been spent, or services should have been cut on

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that basis? The reality is that the area finds itself in a situation

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where it runs four DGHs in a rural area and no-one is suggesting that

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there should be fewer, might I add. We look at the investment that is

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taking place bs �38 million, a large investment in an important

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hospital. It is well known that Prince Phillip and others were

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providing important services, but the area has struggled, but if

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that's the case why is it that so many members resist tooth and nail

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any changes that would assist the area to deal with the situation?

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First Minister, your Government is banning NHS patients from receiving

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free NHS IVF treatment at the popular and successful clinic at

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Singleton Clinic in Swansea. Could you provide us with the evidence

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that you have received proving that the new clinic you are setting up

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will provide better results for patients who require IVF and whilst

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you are at it, could you also provide us with a business case

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proving that this new service will provide better value for fax

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:17:30.:17:30.

payers' money? -- taxpayers' money? It is recommended that there is a

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two-centre model and that much is important and it's been clear, as a

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result of that evidence, that this is the best model for patients.

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are stopping the funding of IVF treatment in Swansea and the

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fertility centre in Cardiff, as you well know, has been forced to cut

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the number of people it can treat a week, because of incidents at that

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centre. This is putting a huge strain on IVF services in Wales. In

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your conference speech, on zarbgs you said that the NHS made in --

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Saturday, you said that the NHS was safe in Wales. Can you confirm or

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deny that as a direct result of your policy women in West Wales

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must now drive passed the Swansea clinic, drive past the clinic in

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Cardiff and receive their IVF treatment in Bristol? No, we are

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looking to provide treatment in Wales, but bear in mind the clinic

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in Swansea is private. I don't accept it's necessarily a good one.

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I've plenty of case work surrounding what was the Cromwell

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Clickic and there are a number of - - clinic and there are a number of

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issues. HFEA, that was an organisation that changed the rules

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many, many times over the years, particularly with regard to egg

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donation and cycles and with regard to the number of embryos that cob

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implanted. Always these things create uncertainty for couples who

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understandably want to have a child, but we want to make sure that

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people are able to access the services in order to have a

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fighting chance of having a child of their own. It's funny, Presiding

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Officer, that the First Minister seems to believe that just because

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the clinic in Swansea is a private clinic, it many be a bad one. After

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all, the NHS in Wales has been successfully having a contract with

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this clinic for very, very many years and it's interesting that

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only yesterday Ed Miliband said and I quote, "We want to see the

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private sector working alongside the NHS delivering with patients.

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In Government Labour used the private sector to support the NHS

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in getting waiting times down and that was the right thing to go."

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Fer silt clinicians have said that the move to set up a new NHS clinic

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will cost over �1 million and that success rates will not be as high

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as they are in the Swansea clinic. You cannot prove that this will

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lead to better results for those parents. You cannot prove that they

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will provide better value for money and there are women now have to

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travelling further into England to get IVF services. Will you now

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explain to those women and those families why it is they must travel

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further because of your political dogma and ideology, rather than

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outcomes? They'll get a better service. Experience teaches that

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that is the case. It is certainly far from the case that the clinic

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in Swansea was delivering the kind of service that you describe.

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the First Minister outline the Welsh Government's plans to support

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disabled people in Wales? support the right of disabled

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people to participate fully in society and exercise the same

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choices as everyone else. Thank you. Will you join with me in rejecting

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the emerging narrative at the earth end of the M4 that people with

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disabilities are scroungers? The National Autistic Society has said

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that the department is guilty of helping to drive the media

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narrative around benefits, portraying those who receive them

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as work-shy scroungers who are abusing a system that is easy to

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cheat. This is a result of the bill that the Conservatives and Liberal

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Democrats are trying to force through in the House of Commons. I

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am not alone in being concerned about this. Charities such as Scope,

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mencap and the Disability Alliance say it is making people fearful

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that they will be the target of resentment, harassment and violence

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leading to hate crimes. I'm sure you will agree with me that here in

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Wales we value and stand on the side of people who have -

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SPEAKER: Are you coming to a question? This is the question.

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Will you side with me that we will uphold our duty to protect the vul

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mer rabble -- vulnerable people in society? I find it frankly

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appalling that it appears to be Government policy that people will

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disabilities should work for less than the minimum wage. The UK

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Government should explain that. The people in this country will find

:22:13.:22:21.

that prospect utterly appalling. First Minister, accessing public

:22:21.:22:29.

transport can be a hugely hard thing for disabled people. Travel

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information is often difficult to find in accessible formats in bus

:22:34.:22:44.
:22:44.:22:45.

and rail stations. What is the Government going to do to help use

:22:45.:22:48.

public transport in Wales? We have always committed ourselves to

:22:48.:22:51.

ensuring that buses and trains are accessible as possible.

:22:51.:22:55.

Unfortunately, the UK Government has taken the view they don't wish

:22:56.:23:04.

to assist disabled people in the way that they should. Apart from

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facing increased stigma, many disabled people are being declared

:23:06.:23:10.

fit for work and facing a significant drop in their income at

:23:10.:23:13.

a time when they are least likely to secure a job. That loss of

:23:13.:23:18.

income, of course, will have a corresponding effect to their local

:23:18.:23:22.

economy, because that's where they spend their money. Are you able to

:23:22.:23:28.

quantify the loss to the Welsh economy to the UK Government's

:23:28.:23:31.

welfare reforms? It is substantial. We know there are many people who

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are relying on the welfare system as it is at the moment and any cuts

:23:35.:23:37.

in that system will make it difficult for them to access the

:23:37.:23:41.

money that they need, will not just affect them, but will affect the

:23:41.:23:49.

Welsh economy as a whole. Will the First Minister make a statement

:23:49.:23:53.

about the Government's policy for renewable energy regeneration in

:23:53.:23:57.

Wales? Yes, I'll be issuing a statement on energy policy in the

:23:57.:24:04.

spring. In the light of your recent meeting yesterday, I would agree

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that there are tremendous prospects for low-carbon energy in investment

:24:09.:24:13.

in Wales and the push for more projects is one that I would fully

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agree with, however, the recent uncertainty for current and

:24:17.:24:22.

potential investments is not at all about who they deal with, but about

:24:22.:24:25.

what the policy intention is. You mentioned you'll make that

:24:25.:24:29.

statement in the spring. Could you be more specific and agree to bring

:24:29.:24:35.

that statement forward? I have been talking to the energy supply

:24:35.:24:40.

companies on a regular basis and indeed with all those who are

:24:40.:24:44.

involved in energy supply and generation in Wales and as a result

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of meetings I've held, the information from those meetings

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will feed into the comprehensive statement that will be made. Would

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you consider providing within the energy statement, a clear route map

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to achieving targets in Wales that builds on the current targets the

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Government already has? In particular, would the Government

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consider providing an annual report on the progress made across Wales

:25:11.:25:15.

to deliver increased renewable energy generation and re-enforce

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the speed of change for the future? In terms of an annual report, that

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is something best contained in the annual report from the Government

:25:24.:25:33.

which will be due in May. One of the difficulties that we have

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experienced so far at committee in our inquiry into energy and

:25:40.:25:46.

planning policies is to know the exact rationale, if they have a

:25:46.:25:49.

rationale, from the UK Government in rejecting this bid that you have

:25:49.:25:56.

made on a number of occasions and it was also done by your

:25:56.:26:01.

predecessor too. What, in your opinion, is the real reason why the

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UK Government is so reluctant to do something that is so obviously

:26:06.:26:14.

beneficial in terms of effective work in energy? That is a question

:26:14.:26:18.

for them. The answer that is given is something for the commission,

:26:18.:26:21.

but in the interim that we'll lose out on the opportunity to create

:26:21.:26:25.

jobs in Wales and new skills and investment in Wales, because of the

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fact that we are failing to secure the same level of subsidy for

:26:31.:26:36.

maritime energy as the Scotlanders and whilst that continues for the

:26:36.:26:40.

next two years as regards the Silk Commission, then Wales will lose

:26:40.:26:48.

out on jobs. Last Friday, First Minister, a strategy was launched

:26:48.:26:54.

by the Scottish Government on the production of electricity using

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hide row and considering your response, will your spring

:26:59.:27:02.

statement demonstrate how your Government will develop policy in

:27:02.:27:08.

this area? The statement itself of course will look at all sources of

:27:08.:27:18.
:27:18.:27:20.

energy generation in Wales. INAUDIBLE We have committed �6

:27:20.:27:26.

million to flood schemes in ril and Denbigh to reduce the -- Rhyl and

:27:26.:27:35.

Denbigh to reduce the number of properties at risk. Association of

:27:35.:27:39.

British Insurers has published out- of-date figures, causing great

:27:39.:27:43.

upset to many homeowners within my constituency and many more I

:27:43.:27:47.

shouldn't imagine. Major projects have been funded by the Government,

:27:47.:27:53.

including the �5 million action in Denbigh and also the west Rhyl

:27:53.:28:03.
:28:03.:28:08.

coastal defence scheme as well as in press statin now. Do awe gree

:28:08.:28:13.

with me that the association should listen to the Environment Agencys

:28:13.:28:17.

up-to-date evidence which reflects risk reduction rather than using

:28:17.:28:21.

out-of-date figures to support its own interests? Absolutely. The ABI

:28:22.:28:26.

are using figures that are out of date, it seems. Certainly they are

:28:26.:28:29.

figures that were rebutted not only by ourselves but the Environment

:28:30.:28:33.

Agency too. Insurance surely is a business based on up-to-date

:28:33.:28:36.

information, but if the information that is being used then clearly it

:28:36.:28:39.

is not in the interests of consumers nor indeed the insurance

:28:39.:28:49.
:28:49.:28:52.

industry. I'm grateful that you were so aware of that issue. Over

:28:52.:28:57.

7,000 homes were indicated to be at risk and the reality on the latest

:28:57.:29:01.

modelling by the Environment Agency being around the figure of 600.

:29:01.:29:03.

Could you tell us what representations you made to the

:29:03.:29:13.
:29:13.:29:14.

association? Well, there are four agreements which are in place with

:29:14.:29:18.

each administration in the UK and they are all due to end in 2013.

:29:18.:29:24.

It's absolutely clear that the ABI must consider the new situation,

:29:24.:29:29.

especially with flood risk if measures are put in place that

:29:29.:29:33.

alleviate or remove the risk, then surely it is incumbent on the

:29:33.:29:38.

industry to update its figures in order to provide a better

:29:38.:29:41.

appreciation of the risk involved. That certainly isn't happening, but

:29:41.:29:45.

we are working closely with the association to make sure that this

:29:45.:29:55.
:29:55.:30:08.

Question eight. As we approach the first anniversary of the referendum,

:30:08.:30:11.

will the First Minister make a statement on his ambitions for the

:30:11.:30:15.

Welsh government going into the second year of the assembly? Yes,

:30:15.:30:21.

we will deliver the programme for government. Thank you. During the

:30:21.:30:25.

debate on the Welsh Government's legislative programme on 12th July,

:30:25.:30:31.

you stated that the local government democracy and elections

:30:31.:30:37.

Wales bill will be brought forward in the first stage of the assembly.

:30:37.:30:40.

Local elections are now closing in, and I believe it would be useful

:30:40.:30:44.

for candidates to have more of an idea of the bill, while they are

:30:44.:30:48.

preparing to stand for the elections. What progress has been

:30:48.:30:53.

made on this, and when will a timeline for this be published?

:30:53.:31:00.

expect the White Paper to be published in May. Tank battle. You

:31:00.:31:05.

have recently underlined to support to regenerating the Welsh language,

:31:05.:31:09.

and we're also -- all looking forward to seeing the strategy

:31:09.:31:19.
:31:19.:31:20.

published on 1st March. Would you agree with me that the decision by

:31:20.:31:30.
:31:30.:31:31.

Carmarthen County Council to half their support should be condemned,

:31:31.:31:35.

and will recall with me to reconsider this? I do not know the

:31:35.:31:41.

exact circumstances to this, but what is important is that we focus

:31:41.:31:46.

on the use of the language, the battle has been one regarding

:31:46.:31:52.

education, and the official status of the language. What we now need

:31:52.:31:56.

to fight for us that people who speak Welsh use the Welsh language,

:31:56.:32:06.
:32:06.:32:06.

and that is a battle that is not being won and some parts. Will he

:32:06.:32:10.

make a statement on the housing provision? Yes, it is complex, but

:32:10.:32:15.

we need to look at its overall health, including affordability,

:32:15.:32:22.

supply and quality support service is. Thank you. South-east Wales has

:32:22.:32:26.

a house provision of social housing in Wales. Your government set a

:32:26.:32:32.

target to improve all social housing to meet the quality

:32:32.:32:37.

standard by the end of this year. It has been said that even in five

:32:37.:32:44.

years from now, almost 79% of homes will be up to standard. This is

:32:44.:32:47.

blamed in weaknesses in the Welsh Government's leadership and

:32:47.:32:52.

monitoring. How do you explain this total failure to improve the

:32:52.:32:58.

quality of social housing in Wales? We have allocated over �570 million

:32:58.:33:02.

to support affordable housing schemes since 2007. An additional

:33:03.:33:10.

80 million will be spent this year to build more homes, but I found a

:33:10.:33:13.

question unbelievable from the party opposite, given that they

:33:13.:33:19.

wanted to slash the housing government -- budget. What is the

:33:20.:33:25.

government doing to combat cyber bullying? In addition to the

:33:25.:33:29.

comprehensive guidance published, we have made �300,000 available to

:33:29.:33:36.

local authorities for it management training for teachers, including

:33:36.:33:42.

anti-bullying measures. The recent explosion in social networking has

:33:42.:33:46.

brought a dramatic increase in the occurrences of cyber billion.

:33:46.:33:50.

Effect on individuals can be numerous and long lasting. Over a

:33:50.:33:57.

third of victims will miss some schooling because of this. Will you

:33:57.:34:01.

commit to working with the social network sites to bring an end to

:34:01.:34:08.

this type of bullying? Absolutely. We are represented on the UK

:34:08.:34:16.

Council board for internet child safety, which also looks at this.

:34:16.:34:20.

The body is encouraging organisations to make services

:34:20.:34:30.
:34:30.:34:32.

safer for children. Would you join me in acknowledging the work of a

:34:32.:34:38.

telecoms company who are looking at a system of preventing cyber

:34:38.:34:47.

billion through text besiegers. -- cyber bullying. -- text messages.

:34:47.:34:51.

mention the guidance that has already been issued, and the

:34:51.:34:57.

behaviour management for teachers in secondary schools. School-based

:34:57.:35:02.

counselling is now available in all secondary schools, which shows that

:35:02.:35:11.

it is having a positive impact. Children are able to identify

:35:11.:35:18.

examples of cyber bullying which can be dealt with. Further to that,

:35:18.:35:22.

what steps can the first minister outline, regarding the provision of

:35:22.:35:26.

school counselling services, particularly the ability to use

:35:26.:35:30.

social networks within the school environment themselves, to alert

:35:30.:35:34.

the school authorities to cyber billion? It may be that the

:35:34.:35:38.

Government cannot tell Facebook to put a red button on the website,

:35:38.:35:41.

but it can encourage schools to take the issue more seriously than

:35:41.:35:51.
:35:51.:35:55.

some are already doing. Head teachers must determine measures at

:35:56.:35:59.

preventing all forms of bullying, and they must have an anti-bullying

:35:59.:36:06.

strategy. School strategies are central, and all head teacher

:36:06.:36:15.

should be taking its series live. - - Seriously. What are the plans for

:36:15.:36:20.

the Welsh Government's legislative programme Question Mark we will

:36:20.:36:29.

Antisocial behaviour can blight the life of people in communities in

:36:29.:36:37.

Wales, and -- undermining safety in the home. Having dealt with

:36:38.:36:42.

particularly frustrating cases, I supported the Welsh Government's

:36:42.:36:47.

recent consultation on introducing a mandatory power of concession for

:36:47.:36:57.
:36:57.:36:58.

social landlords in the delivery of housing. Would you agree that we

:36:58.:37:04.

have to do more than this, so that those who persistently disturbed us

:37:04.:37:07.

cannot be allowed to hold communities to ransom for extended

:37:07.:37:15.

periods? This is why we issued a consultation document last year,

:37:15.:37:19.

asking for views regarding a mandatory power of position. We

:37:19.:37:24.

would be introducing this through the UK government, and a

:37:24.:37:34.
:37:34.:37:36.

consultation closed last week, and we are analysing this. In respect

:37:36.:37:39.

to the legislative programme, euro claim that you hope that in the

:37:39.:37:44.

latter part of the assembly to be bringing forward a planning bill.

:37:44.:37:52.

Many employers organisations identify planning as being one of

:37:52.:37:57.

the biggest concern of businesses. Could you give urgent consideration

:37:57.:38:00.

to bringing the bill forward to an earlier juncture in the assembly so

:38:00.:38:07.

that they can have the opportunity to progress such a bill? We're

:38:07.:38:17.
:38:17.:38:18.

planning to produce the White Paper before the end of this year. We do

:38:18.:38:20.

realise by now that there is virtually nothing that has happened

:38:20.:38:25.

in terms of your legislative programme. But you made an

:38:25.:38:31.

announcement that the delivery unit would be at the heart of government.

:38:31.:38:35.

Can you tell us exactly what that delivery unit has delivered since

:38:36.:38:41.

its establishment four months ago? I meet with the unit on a weekly

:38:41.:38:46.

basis, and the job of the unit is to ensure that department's work

:38:46.:38:49.

together, and ensure that the Government's pledges in their

:38:49.:38:57.

manifesto are carried out. Of course, we do have a programme of

:38:57.:39:04.

government, and your party has none. What is the Welsh government doing

:39:04.:39:10.

to encourage young people... first financial inclusion strategy

:39:10.:39:15.

was published in July, 2009, which sets out the objective to provide a

:39:15.:39:25.
:39:25.:39:27.

lead in tackling financial exclusion. Thank you. In my

:39:27.:39:31.

constituency, the credit union is looking at tackling this in the

:39:31.:39:37.

longer term by changing the mindset of the next generation of adults.

:39:37.:39:41.

The unit is running 19 school credit union centres at the moment.

:39:42.:39:46.

Do you agree that this is an exemplary mechanism that should be

:39:46.:39:50.

encouraged across Wales? congratulate the success in growing

:39:50.:39:56.

membership, and in the success it had with schools savings clubs, and

:39:56.:40:06.
:40:06.:40:10.

I think exemplars such as this can Would you agree that education is

:40:10.:40:15.

key in dealing with this problem of moneylenders and people's

:40:15.:40:21.

susceptibility to it? Financial education has not always played the

:40:21.:40:26.

important part in schools, and when young people leave school, they can

:40:26.:40:30.

be least well-equipped to deal with problems such as credit cards and

:40:30.:40:35.

money lenders. Would you agree that education can be used to alleviate

:40:35.:40:39.

this? Yes. That was First Minister's Questions.

:40:39.:40:49.
:40:49.:40:51.

You can see more proceedings from I am delighted to say that Vaughan

:40:51.:40:55.

Roderick is here as usual. He has been keeping an eye on the

:40:55.:41:04.

Questions session. Health is very much on Ieuan Wyn Jones's mind.

:41:04.:41:07.

�133 million extra over three years. Is that something which has

:41:07.:41:12.

traction? It is something we're going to be hearing a lot about

:41:12.:41:15.

over the coming weeks, as we approach the end of the financial

:41:15.:41:22.

year. There are real questions about how the local health boards

:41:22.:41:27.

will come in on budget. It does not look like they will. Can they be so

:41:27.:41:31.

much over budget that they will be more over budget than the total

:41:31.:41:35.

reserves to the Welsh government? What would happen if that were to a

:41:35.:41:43.

car is very problematic. -- if that were to happen. It is a problem

:41:43.:41:48.

with the health board, particularly the one that was singled out, he

:41:48.:41:52.

seemed unable to come in under budget. The minister says she will

:41:52.:42:02.
:42:02.:42:04.

not put up with that any more, but how will they tackle it? You wonder

:42:04.:42:07.

what the politics will be of the debate, because I can see a

:42:07.:42:10.

situation that might be helpful for Labour, to make a virtue of

:42:11.:42:14.

spending more than they should on the health service, at a time when

:42:14.:42:19.

the main arguments against public sector cuts from Westminster.

:42:19.:42:25.

of Carwyn Jones trying to do that, saying, are you saying we should

:42:25.:42:29.

not have given this extra money? That comes into it. But the

:42:29.:42:33.

reserves and the Welsh government these days are very tight, because

:42:33.:42:39.

money is generally so tight. I think there is a real danger that

:42:39.:42:44.

things could run up against the buffers. That is what he is trying

:42:44.:42:48.

to highlight. And we have seen votes of no confidence in public

:42:48.:42:55.

meetings, tax on Aberystwyth. This is a local health board that is

:42:55.:43:04.

pretty popular. -- attacks on Aberystwyth. People are quite right

:43:04.:43:10.

to stand up and questioned the managerial ability. What about the

:43:10.:43:13.

quality charity, and the scandal about alleged financial

:43:13.:43:19.

mismanagement? There were suggestions that this might be

:43:19.:43:23.

happening elsewhere. Also there was a link between the top public

:43:23.:43:27.

sector jobs and the Labour Party. There is a debate on the charity

:43:27.:43:31.

tomorrow, but there was an attempt to throw exactly the accusations

:43:31.:43:36.

against Labour that were put against the Conservatives in the

:43:36.:43:43.

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